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Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd
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PenkeI guess you are interested in Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (30 sec.)










What can you expect buying and holding a share of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd? (30 sec.)

How much money do you get?

How much money do you get?
¥0.08
When do you have the money?
1 year
How often do you get paid?
73.3%

What is your share worth?

Current worth
¥7.74
Expected worth in 1 year
¥8.29
How sure are you?
90.0%

+ What do you gain per year?

Total Gains per Share
¥1.10
Return On Investment
27.6%

For what price can you sell your share?

Current Price per Share
¥3.97
Expected price per share
¥3.69 - ¥4.08
How sure are you?
50%

1. Valuation of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (5 min.)




Live pricePrice per Share (EOD)

¥3.97

Intrinsic Value Per Share

¥7.16 - ¥7.99

Total Value Per Share

¥14.90 - ¥15.73

2. Growth of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (5 min.)




Is Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$2.3b$2b$170.9m7.6%

How much money is Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd making?

Current yearPrevious yearGrowGrow %
Making money$62.6m$55.2m$7.4m11.8%
Net Profit Margin39.8%33.2%--

How much money comes from the company's main activities?

3. Financial Health of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd? (5 min.)

Welcome investor! Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd's management wants to use your money to grow the business. In return you get a share of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

What can you expect buying and holding a share of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd?

First you should know what it really means to hold a share of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. And how you can make/lose money.

Speculation

The Price per Share of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is ¥3.97. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is ¥7.74. Based on the TTM, the Book Value Change Per Share is ¥0.14 per quarter. Based on the YOY, the Book Value Change Per Share is ¥0.17 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is ¥0.14 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 ¥% of Price per Share¥% of Price per Share¥% of Price per Share¥% of Price per Share¥% of Price per Share
Usd Eps0.030.9%0.020.6%0.020.6%0.020.5%0.020.4%
Usd Book Value Change Per Share0.030.8%0.020.5%0.020.6%0.020.6%0.040.9%
Usd Dividend Per Share0.010.3%0.020.5%0.010.3%0.010.3%0.010.2%
Usd Total Gains Per Share0.041.1%0.041.0%0.030.9%0.040.9%0.041.1%
Usd Price Per Share0.62-0.62-0.76-0.75-0.92-
Price to Earnings Ratio4.56-6.89-8.66-10.82-15.68-
Price-to-Total Gains Ratio14.10-25.76-23.73-51.51-54.82-
Price to Book Ratio0.58-0.59-0.79-0.97-1.43-
Price-to-Total Gains Ratio14.10-25.76-23.73-51.51-54.82-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.549448
Number of shares1820
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.020.01
Usd Book Value Change Per Share0.020.02
Usd Total Gains Per Share0.040.04
Gains per Quarter (1820 shares)68.9966.02
Gains per Year (1820 shares)275.95264.09
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
113813826685180254
2276276542169359518
3414414818254539782
455255210943387181046
569069013704238981310
6828828164650710771574
7966966192259212571838
811041104219867714362102
912421241247476116162366
1013801379275084617952630

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%30.00.00.0100.0%30.00.00.0100.0%
Book Value Change Per Share3.01.00.075.0%11.01.00.091.7%16.04.00.080.0%24.05.01.080.0%24.05.01.080.0%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%22.00.08.073.3%22.00.08.073.3%
Total Gains per Share4.00.00.0100.0%12.00.00.0100.0%19.01.00.095.0%27.02.01.090.0%27.02.01.090.0%

Fundamentals of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd

About Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd

Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd provides banking products and services in China. It operates through four segments: Corporate Banking Business, Personal Banking Business, Treasury Business, and Other Businesses. The Corporate Banking Business segment provides services, including corporate loans, bill issuance, trade financing, corporate deposits and remittances, etc. to corporate customers. Its Personal Banking Business segment provides banking services, including retail loans, savings deposit business, credit card business, and remittance business to private customers. The Capital Business segment engages in the trading of financial instruments, asset management and trust plan investment, bond investment, repurchase and resale business, inter-bank lending industry Services, etc. Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd founded in 2001 and is based in Zhangjiagang, China.

Fundamental data was last updated by Penke on 2024-03-24 06:02:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd earns for each ¥1 of revenue.

  • Above 10% is considered healthy but always compare Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd to the Banks - Regional industry mean.
  • A Net Profit Margin of 47.3% means that ¥0.47 for each ¥1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The MRQ is 47.3%. The company is making a huge profit. +2
  • The TTM is 39.8%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ47.3%TTM39.8%+7.5%
TTM39.8%YOY33.2%+6.6%
TTM39.8%5Y31.3%+8.5%
5Y31.3%10Y28.2%+3.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ47.3%18.4%+28.9%
TTM39.8%28.0%+11.8%
YOY33.2%25.2%+8.0%
5Y31.3%22.8%+8.5%
10Y28.2%19.8%+8.4%
1.1.2. Return on Assets

Shows how efficient Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd to the Banks - Regional industry mean.
  • 0.3% Return on Assets means that Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd generated ¥0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.2%+0.0%
TTM0.2%YOY0.2%+0.0%
TTM0.2%5Y0.2%+0.0%
5Y0.2%10Y0.2%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.1%+0.2%
TTM0.2%0.2%+0.0%
YOY0.2%0.2%+0.0%
5Y0.2%0.2%+0.0%
10Y0.2%0.2%0.0%
1.1.3. Return on Equity

Shows how efficient Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd to the Banks - Regional industry mean.
  • 3.2% Return on Equity means Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd generated ¥0.03 for each ¥1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The MRQ is 3.2%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.8%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ3.2%TTM2.8%+0.4%
TTM2.8%YOY2.7%+0.1%
TTM2.8%5Y2.5%+0.3%
5Y2.5%10Y2.4%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ3.2%1.4%+1.8%
TTM2.8%2.5%+0.3%
YOY2.7%2.7%0.0%
5Y2.5%2.5%0.0%
10Y2.4%2.8%-0.4%

1.2. Operating Efficiency of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is operating .

  • Measures how much profit Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd makes for each ¥1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd to the Banks - Regional industry mean.
  • An Operating Margin of 0.0% means the company generated ¥0.00  for each ¥1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
1.2.2. Operating Ratio

Measures how efficient Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are ¥0.00 for each ¥1 in net sales.

Let's take a look of the Operating Ratio trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.114-0.114
5Y0.11410Y0.114+0.000

1.3. Liquidity of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.00 means the company has ¥0.00 in assets for each ¥1 in short-term debts.

Let's take a look of the Current Ratio trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.237-0.237
TTM0.237YOY0.126+0.111
TTM0.2375Y0.159+0.078
5Y0.15910Y0.116+0.043
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.2370.124+0.113
YOY0.1260.225-0.099
5Y0.1590.219-0.060
10Y0.1160.131-0.015
1.3.2. Quick Ratio

Measures if Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd to the Banks - Regional industry mean.
  • A Quick Ratio of 0.00 means the company can pay off ¥0.00 for each ¥1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.0000.000
TTM0.000YOY0.001-0.001
TTM0.0005Y0.011-0.010
5Y0.01110Y0.010+0.000

1.4. Solvency of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.92 means that Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd assets are financed with 91.7% credit (debt) and the remaining percentage (100% - 91.7%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The MRQ is 0.917. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.917. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.917TTM0.917+0.000
TTM0.917YOY0.914+0.003
TTM0.9175Y0.916+0.001
5Y0.91610Y0.885+0.031
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9170.915+0.002
TTM0.9170.9170.000
YOY0.9140.919-0.005
5Y0.9160.919-0.003
10Y0.8850.927-0.042
1.4.2. Debt to Equity Ratio

Measures if Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,120.8% means that company has ¥11.21 debt for each ¥1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The MRQ is 11.208. The company is unable to pay all its debts with equity. -1
  • The TTM is 11.153. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ11.208TTM11.153+0.055
TTM11.153YOY10.764+0.390
TTM11.1535Y10.962+0.191
5Y10.96210Y10.580+0.382
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ11.20810.829+0.379
TTM11.15311.013+0.140
YOY10.76411.363-0.599
5Y10.96211.437-0.475
10Y10.58013.038-2.458

2. Market Valuation of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every ¥1 in earnings Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd generates.

  • Above 15 is considered overpriced but always compare Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd to the Banks - Regional industry mean.
  • A PE ratio of 4.56 means the investor is paying ¥4.56 for every ¥1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The EOD is 4.046. Based on the earnings, the company is cheap. +2
  • The MRQ is 4.556. Based on the earnings, the company is cheap. +2
  • The TTM is 6.891. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD4.046MRQ4.556-0.510
MRQ4.556TTM6.891-2.336
TTM6.891YOY8.658-1.767
TTM6.8915Y10.820-3.929
5Y10.82010Y15.681-4.861
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD4.0467.491-3.445
MRQ4.5566.680-2.124
TTM6.8915.295+1.596
YOY8.6586.943+1.715
5Y10.8209.770+1.050
10Y15.6819.943+5.738
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The EOD is 12.112. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 13.638. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 4.282. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD12.112MRQ13.638-1.525
MRQ13.638TTM4.282+9.356
TTM4.282YOY0.217+4.064
TTM4.2825Y0.982+3.300
5Y0.98210Y0.624+0.358
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD12.112-2.094+14.206
MRQ13.638-1.868+15.506
TTM4.282-0.342+4.624
YOY0.2176.448-6.231
5Y0.9820.429+0.553
10Y0.6240.091+0.533
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.58 means the investor is paying ¥0.58 for each ¥1 in book value.

Let's take a look of the Price to Book Ratio trends of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd:

  • The EOD is 0.513. Based on the equity, the company is cheap. +2
  • The MRQ is 0.577. Based on the equity, the company is cheap. +2
  • The TTM is 0.593. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.513MRQ0.577-0.065
MRQ0.577TTM0.593-0.015
TTM0.593YOY0.792-0.199
TTM0.5935Y0.970-0.377
5Y0.97010Y1.428-0.458
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.5130.433+0.080
MRQ0.5770.386+0.191
TTM0.5930.470+0.123
YOY0.7920.642+0.150
5Y0.9700.795+0.175
10Y1.4281.025+0.403
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.2210.137+62%0.167+33%0.178+24%0.258-14%
Book Value Per Share--7.7437.512+3%6.942+12%5.951+30%5.111+51%
Current Ratio---0.237-100%0.126-100%0.159-100%0.116-100%
Debt To Asset Ratio--0.9170.917+0%0.914+0%0.916+0%0.885+4%
Debt To Equity Ratio--11.20811.153+0%10.764+4%10.962+2%10.580+6%
Dividend Per Share--0.0960.137-30%0.083+16%0.084+14%0.059+63%
Eps--0.2450.180+36%0.173+42%0.141+74%0.123+99%
Free Cash Flow Per Share--0.0820.063+30%1.214-93%0.032+160%0.080+2%
Free Cash Flow To Equity Per Share--0.0821.117-93%1.282-94%0.602-86%0.617-87%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--7.987--------
Intrinsic Value_10Y_min--7.162--------
Intrinsic Value_1Y_max--1.368--------
Intrinsic Value_1Y_min--1.344--------
Intrinsic Value_3Y_max--3.678--------
Intrinsic Value_3Y_min--3.520--------
Intrinsic Value_5Y_max--5.466--------
Intrinsic Value_5Y_min--5.111--------
Market Cap8613510182.400-13%9698335142.4009649518019.200+1%11900529811.200-19%12027281404.120-19%14573423227.707-33%
Net Profit Margin--0.4730.398+19%0.332+42%0.313+51%0.282+68%
Operating Margin----0%-0%-0%-0%
Operating Ratio----0%-0%0.114-100%0.114-100%
Pb Ratio0.513-13%0.5770.593-3%0.792-27%0.970-40%1.428-60%
Pe Ratio4.046-13%4.5566.891-34%8.658-47%10.820-58%15.681-71%
Price Per Share3.970-13%4.4704.448+1%5.485-19%5.440-18%6.648-33%
Price To Free Cash Flow Ratio12.112-13%13.6384.282+219%0.217+6175%0.982+1289%0.624+2087%
Price To Total Gains Ratio12.523-13%14.10025.760-45%23.731-41%51.506-73%54.821-74%
Quick Ratio---0.000-100%0.001-100%0.011-100%0.010-100%
Return On Assets--0.0030.002+14%0.002+16%0.002+26%0.002+33%
Return On Equity--0.0320.028+14%0.027+20%0.025+29%0.024+31%
Total Gains Per Share--0.3170.274+16%0.250+27%0.262+21%0.317+0%
Usd Book Value--2324954889.1382255603247.050+3%2084619026.408+12%1807010931.415+29%1548125704.334+50%
Usd Book Value Change Per Share--0.0310.019+62%0.023+33%0.025+24%0.036-14%
Usd Book Value Per Share--1.0721.040+3%0.961+12%0.824+30%0.707+51%
Usd Dividend Per Share--0.0130.019-30%0.011+16%0.012+14%0.008+63%
Usd Eps--0.0340.025+36%0.024+42%0.020+74%0.017+99%
Usd Free Cash Flow--24605143.36118961513.333+30%364470372.843-93%2057993.559+1096%12703684.562+94%
Usd Free Cash Flow Per Share--0.0110.009+30%0.168-93%0.004+160%0.011+2%
Usd Free Cash Flow To Equity Per Share--0.0110.155-93%0.177-94%0.083-86%0.085-87%
Usd Market Cap1192109809.244-13%1342249583.7081335493293.857+1%1647033325.870-19%1664575746.330-19%2016961774.715-33%
Usd Price Per Share0.549-13%0.6190.616+1%0.759-19%0.753-18%0.920-33%
Usd Profit--73660315.48362682529.341+18%55265894.062+33%45196319.707+63%38954519.701+89%
Usd Revenue--155834244.573157652220.540-1%165584047.887-6%144680966.532+8%141648914.807+10%
Usd Total Gains Per Share--0.0440.038+16%0.035+27%0.036+21%0.044+0%
 EOD+4 -4MRQTTM+21 -12YOY+18 -155Y+23 -1110Y+21 -13

3.2. Fundamental Score

Let's check the fundamental score of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-154.046
Price to Book Ratio (EOD)Between0-10.513
Net Profit Margin (MRQ)Greater than00.473
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.917
Debt to Equity Ratio (MRQ)Less than111.208
Return on Equity (MRQ)Greater than0.150.032
Return on Assets (MRQ)Greater than0.050.003
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5044.415
Ma 20Greater thanMa 504.010
Ma 50Greater thanMa 1004.001
Ma 100Greater thanMa 2003.991
OpenGreater thanClose3.960
Total2/5 (40.0%)



Latest Balance Sheet

Balance Sheet of 2023-09-30. Currency in CNY. All numbers in thousands.

Summary
Total Assets203,041,986
Total Liabilities186,243,179
Total Stockholder Equity16,616,443
 As reported
Total Liabilities 186,243,179
Total Stockholder Equity+ 16,616,443
Total Assets = 203,041,986

Assets

Total Assets203,041,986
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 11,458,221
Total Current Assets  (as reported)0
Total Current Assets  (calculated)11,458,221
+/- 11,458,221
Long-term Assets
Property Plant Equipment 1,065,556
Long Term Investments 67,567,881
Intangible Assets 138,149
Long-term Assets  (as reported)0
Long-term Assets  (calculated)68,771,586
+/- 68,771,586

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity16,616,443
Total Current Liabilities
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)0
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 3,399,458
Total Stockholder Equity (as reported)16,616,443
Total Stockholder Equity (calculated)3,399,458
+/- 13,216,985
Other
Capital Stock2,169,650
Common Stock Shares Outstanding 2,169,650
Net Invested Capital 27,758,290
Property Plant and Equipment Gross 1,065,556



Balance Sheet

Currency in CNY. All numbers in thousands.

 Trend2023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-06-302016-03-312015-12-312014-12-312013-12-312012-12-312011-12-31
> Total Assets 
70,245,844
71,484,429
72,504,632
71,970,225
82,353,648
0
87,344,195
90,178,179
91,622,844
97,989,203
95,663,710
103,172,573
98,339,187
100,979,172
108,487,071
113,446,248
124,244,887
121,891,087
119,510,432
123,044,682
127,402,830
132,652,961
136,511,416
143,817,651
148,423,769
155,927,878
161,400,566
164,578,715
175,261,602
177,599,177
184,824,012
187,532,755
193,892,903
200,239,711
203,041,986
203,041,986200,239,711193,892,903187,532,755184,824,012177,599,177175,261,602164,578,715161,400,566155,927,878148,423,769143,817,651136,511,416132,652,961127,402,830123,044,682119,510,432121,891,087124,244,887113,446,248108,487,071100,979,17298,339,187103,172,57395,663,71097,989,20391,622,84490,178,17987,344,195082,353,64871,970,22572,504,63271,484,42970,245,844
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
14,423,274
13,772,530
14,255,873
20,227,703
20,110,621
14,194,869
15,469,316
13,757,827
18,739,948
14,418,699
18,094,280
15,008,420
16,931,290
16,934,339
18,891,242
20,838,046
18,453,278
16,805,964
130,347,485
0
25,245,519
0
025,245,5190130,347,48516,805,96418,453,27820,838,04618,891,24216,934,33916,931,29015,008,42018,094,28014,418,69918,739,94813,757,82715,469,31614,194,86920,110,62120,227,70314,255,87313,772,53014,423,2740000000000000
       Cash And Cash Equivalents 
10,091,629
10,220,281
11,490,331
11,599,342
9,273,445
0
244,693
3,807,498
3,039,014
2,166,015
3,430,842
1,854,746
4,006,200
1,028,509
2,669,159
3,155,840
1,632,189
13,948,954
1,605,467
13,047,362
1,294,783
12,373,481
1,457,179
11,868,753
11,690,372
10,714,050
10,697,864
136,769,933
143,200,140
148,733,372
11,195,711
13,325,625
12,639,788
12,131,217
11,458,221
11,458,22112,131,21712,639,78813,325,62511,195,711148,733,372143,200,140136,769,93310,697,86410,714,05011,690,37211,868,7531,457,17912,373,4811,294,78313,047,3621,605,46713,948,9541,632,1893,155,8402,669,1591,028,5094,006,2001,854,7463,430,8422,166,0153,039,0143,807,498244,69309,273,44511,599,34211,490,33110,220,28110,091,629
       Short-term Investments 
7,230,331
4,147,596
837,550
6,684,936
4,598,874
0
14,375,252
9,312,062
7,824,981
11,223,707
7,667,959
12,239,760
8,276,925
731,145
9,018,534
225,073
9,342,095
1,450,036
9,039,214
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000009,039,2141,450,0369,342,095225,0739,018,534731,1458,276,92512,239,7607,667,95911,223,7077,824,9819,312,06214,375,25204,598,8746,684,936837,5504,147,5967,230,331
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
115,995
0
179,833
0
246,480
0
74,542
0
86,442
1,047,713
166,299
0
324,118
0
259,617
0
220,938
0
0
0
200,865
0
0200,865000220,9380259,6170324,1180166,2991,047,71386,442074,5420246,4800179,8330115,9950000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
10,657,789
483,745
9,581,244
0
9,849,084
0
9,198,939
0
7,681,395
0
7,916,783
0
8,572,184
0
8,413,027
0
8,022,391
0
109,941,032
0
8,341,825
0
08,341,8250109,941,03208,022,39108,413,02708,572,18407,916,78307,681,39509,198,93909,849,08409,581,244483,74510,657,7890000000000000
   > Long-term Assets 00000000000000000000000000000000000
       Property Plant Equipment 
327,002
327,385
335,321
412,010
418,039
0
399,390
413,994
426,653
417,939
410,743
625,641
614,237
608,265
596,816
604,993
601,470
589,026
666,849
754,730
775,952
873,192
920,549
953,405
1,060,243
1,058,212
1,049,751
1,078,597
1,046,238
1,167,867
1,153,967
1,145,033
1,140,039
1,099,650
1,065,556
1,065,5561,099,6501,140,0391,145,0331,153,9671,167,8671,046,2381,078,5971,049,7511,058,2121,060,243953,405920,549873,192775,952754,730666,849589,026601,470604,993596,816608,265614,237625,641410,743417,939426,653413,994399,3900418,039412,010335,321327,385327,002
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
33,082,632
37,492,987
39,451,029
46,801,692
41,272,434
37,713,958
38,965,085
42,074,901
39,521,022
43,932,964
45,546,503
48,896,512
52,431,134
54,194,477
54,767,156
59,131,385
58,599,438
62,928,375
60,927,035
64,204,649
67,811,735
67,567,881
67,567,88167,811,73564,204,64960,927,03562,928,37558,599,43859,131,38554,767,15654,194,47752,431,13448,896,51245,546,50343,932,96439,521,02242,074,90138,965,08537,713,95841,272,43446,801,69239,451,02937,492,98733,082,6320000000000000
       Intangible Assets 
96,297
103,761
104,753
107,388
110,443
0
101,559
104,038
100,959
97,884
96,411
100,690
96,650
94,838
91,153
104,608
104,673
101,267
100,927
124,662
118,070
126,446
130,213
166,707
159,675
160,117
150,790
179,787
190,100
183,549
164,957
153,524
140,263
150,863
138,149
138,149150,863140,263153,524164,957183,549190,100179,787150,790160,117159,675166,707130,213126,446118,070124,662100,927101,267104,673104,60891,15394,83896,650100,69096,41197,884100,959104,038101,5590110,443107,388104,753103,76196,297
> Total Liabilities 
65,724,428
66,369,791
66,854,932
65,517,453
75,210,272
0
80,111,398
82,729,372
83,332,495
89,893,821
87,383,202
94,783,690
89,569,245
92,105,810
99,419,469
103,435,594
113,926,873
111,754,602
109,102,220
112,307,263
116,227,229
121,721,931
125,450,607
132,508,113
136,708,668
142,204,036
147,238,474
150,012,862
160,228,280
162,559,902
169,213,356
171,806,978
177,545,568
183,920,785
186,243,179
186,243,179183,920,785177,545,568171,806,978169,213,356162,559,902160,228,280150,012,862147,238,474142,204,036136,708,668132,508,113125,450,607121,721,931116,227,229112,307,263109,102,220111,754,602113,926,873103,435,59499,419,46992,105,81089,569,24594,783,69087,383,20289,893,82183,332,49582,729,37280,111,398075,210,27265,517,45366,854,93266,369,79165,724,428
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
91,917,213
99,415,128
101,246,579
106,324,147
109,527,795
104,381,802
104,674,741
109,929,895
117,188,224
118,372,730
124,826,285
127,465,911
132,073,989
134,079,705
141,270,086
148,403,323
149,820,910
159,472,717
162,759,119
0
172,542,490
0
0172,542,4900162,759,119159,472,717149,820,910148,403,323141,270,086134,079,705132,073,989127,465,911124,826,285118,372,730117,188,224109,929,895104,674,741104,381,802109,527,795106,324,147101,246,57999,415,12891,917,2130000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
650,000
1,450,000
4,998,199
2,347,000
9,099,361
2,597,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000002,597,0009,099,3612,347,0004,998,1991,450,000650,0000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
650,000
1,450,000
4,998,199
2,347,000
9,099,361
2,597,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000002,597,0009,099,3612,347,0004,998,1991,450,000650,0000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
75,493,826
82,651,836
81,853,654
93,405,015
92,020,247
93,070,690
91,699,147
100,689,302
106,169,152
106,869,927
107,786,033
119,460,156
120,197,900
123,790,979
122,063,973
132,099,331
134,176,373
141,454,161
145,855,640
0
156,827,244
0
0156,827,2440145,855,640141,454,161134,176,373132,099,331122,063,973123,790,979120,197,900119,460,156107,786,033106,869,927106,169,152100,689,30291,699,14793,070,69092,020,24793,405,01581,853,65482,651,83675,493,8260000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
680,079
406,729
761,002
557,745
482,163
825,550
104,271
418,409
29,352
600,907
16,865
140,484
1,038,137
1,469,275
1,122,782
985,658
625,788
239,334
1,396,643
0
674,317
0
0674,31701,396,643239,334625,788985,6581,122,7821,469,2751,038,137140,48416,865600,90729,352418,409104,271825,550482,163557,745761,002406,729680,0790000000000000
   > Long-term Liabilities 00000000000000000000000000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
45,987
0
44,315
0
38,409
0
41,785
0
43,147
0
38,712
0
30,207
0
104,694
0
90,912
0
0
0
74,949
0
074,94900090,9120104,694030,207038,712043,147041,785038,409044,315045,9870000000000000
> Total Stockholder Equity
4,458,880
5,017,482
5,527,319
6,340,094
7,027,311
7,143,376
7,110,713
7,326,413
8,167,347
7,974,164
8,157,967
8,278,626
8,659,062
8,762,148
8,953,833
9,917,774
10,230,286
10,042,605
10,323,018
10,668,076
11,065,206
10,822,209
10,950,415
11,205,112
11,590,431
13,593,191
14,021,595
14,417,308
14,878,043
14,878,090
15,447,329
15,561,043
16,178,928
16,147,334
16,616,443
16,616,44316,147,33416,178,92815,561,04315,447,32914,878,09014,878,04314,417,30814,021,59513,593,19111,590,43111,205,11210,950,41510,822,20911,065,20610,668,07610,323,01810,042,60510,230,2869,917,7748,953,8338,762,1488,659,0628,278,6268,157,9677,974,1648,167,3477,326,4137,110,7137,143,3767,027,3116,340,0945,527,3195,017,4824,458,880
   Common Stock
1,084,511
1,626,767
1,626,767
1,626,767
1,626,767
0
1,626,767
1,626,767
1,807,527
1,807,527
1,807,527
1,807,527
1,807,527
1,807,527
1,807,527
1,807,527
1,807,527
1,807,557
1,807,559
1,807,564
1,807,575
1,807,576
1,807,958
1,807,958
1,807,958
1,807,958
1,807,959
1,807,959
1,807,960
2,169,649
2,169,649
2,169,650
0
2,169,650
0
02,169,65002,169,6502,169,6492,169,6491,807,9601,807,9591,807,9591,807,9581,807,9581,807,9581,807,9581,807,5761,807,5751,807,5641,807,5591,807,5571,807,5271,807,5271,807,5271,807,5271,807,5271,807,5271,807,5271,807,5271,807,5271,626,7671,626,76701,626,7671,626,7671,626,7671,626,7671,084,511
   Retained Earnings Total Equity00000000000000000000000000000000000
   Accumulated Other Comprehensive Income 00000000000000000000000000000000000
   Capital Surplus 00000000000000000000000000000000000
   Treasury Stock00000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
-63,885
-103,248
668,182
797,114
666,864
688,260
818,534
918,892
746,274
597,573
619,461
670,006
2,695,892
2,749,465
2,825,453
2,852,835
2,896,231
2,971,859
3,167,004
0
2,922,386
0
02,922,38603,167,0042,971,8592,896,2312,852,8352,825,4532,749,4652,695,892670,006619,461597,573746,274918,892818,534688,260666,864797,114668,182-103,248-63,8850000000000000



Balance Sheet

Currency in CNY. All numbers in thousands.




Cash Flow

Currency in CNY. All numbers in thousands.




Income Statement

Currency in CNY. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue4,556,423
Cost of Revenue--
Gross Profit-4,556,423
 
Operating Income (+$)
Gross Profit-
Operating Expense--
Operating Income-0
 
Operating Expense (+$)
Research Development-
Selling General Administrative1,630,278
Selling And Marketing Expenses-
Operating Expense-1,630,278
 
Net Interest Income (+$)
Interest Income8,139,251
Interest Expense-4,205,802
Other Finance Cost-0
Net Interest Income3,933,449
 
Pretax Income (+$)
Operating Income-
Net Interest Income3,933,449
Other Non-Operating Income Expenses-
Income Before Tax (EBT)2,043,2390
EBIT - interestExpense = -4,205,802
1,811,634
6,017,436
Interest Expense4,205,802
Earnings Before Interest and Taxes (EBIT)-6,249,041
Earnings Before Interest and Taxes (EBITDA)-
 
After tax Income (+$)
Income Before Tax2,043,239
Tax Provision-213,366
Net Income From Continuing Ops1,829,8731,829,873
Net Income1,811,634
Net Income Applicable To Common Shares-
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses-
Total Other Income/Expenses Net--3,933,449
 

Technical Analysis of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The general trend of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is BEARISH with 42.9% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-42.9%) Bearish trend (42.9%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 4.04 < 4.04 < 4.08.

The bearish price targets are: 3.76 > 3.75 > 3.69.

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Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current mas is .

The long score for the Moving Averages is 4/14.
The longshort score for the Moving Averages is -6/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current macd is -0.00999889.

The long score for the Moving Average Convergence/Divergence (MACD) is 0/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -4/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Moving Average Convergence/Divergence (MACD) ChartJiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current adx is 10.10.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -2/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bearish trend could be forming. -1
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current sar is 4.13384344.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current rsi is 44.42. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -3/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Relative Strength Index (RSI) ChartJiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current phase is Continuation in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -4/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Stochastic Oscillator ChartJiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current cci is -152.04678363.

The long score for the Commodity Channel Index (CCI) is 0/1.
The longshort score for the Commodity Channel Index (CCI) is -1/(-1 +1).

  • CCI < -100: The CCI is below -100, it indicates that the price is significantly below its average, suggesting a potential oversold condition. -1
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Commodity Channel Index (CCI) ChartJiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current cmo is -18.77832487.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Chande Momentum Oscillator (CMO) ChartJiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current willr is -70.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Williams %R ChartJiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current atr is 0.05417766.

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Average True Range (ATR) ChartJiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current obv is 246,786,684.

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily On-Balance Volume (OBV) ChartJiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. The current mfi is 54.98.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Money Flow Index (MFI) ChartJiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-03STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-06RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2023-11-09STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-10CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-11-13RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2023-11-14STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2023-11-16STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-11-20STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-22STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-23STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-27STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-28SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2023-11-29WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-01RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-05MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-07RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-08STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-11RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-12MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2023-12-13STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-18CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-19MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-12-21STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-25STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2023-12-27RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-28MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-01-03CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-05DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-01-08STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-09DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-12DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-01-15WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-17STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-18DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-01-22CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-23MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-24STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-25MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-01-26DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-29STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-31DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-02MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-02-05BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-02-06STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-07MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-02-19STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-20STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-21STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-02-23STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-28CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-29STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-05CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-06CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-07CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-08CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-13DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-14CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-15STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-18CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-19STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-20SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-21DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-03-22DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-03-26STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-28STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside

6.3. Candlestick Patterns

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5044.415
Ma 20Greater thanMa 504.010
Ma 50Greater thanMa 1004.001
Ma 100Greater thanMa 2003.991
OpenGreater thanClose3.960
Total2/5 (40.0%)
Penke

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