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Evertec Inc
Buy, Hold or Sell?

Let's analyse Evertec Inc together

PenkeI guess you are interested in Evertec Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Evertec Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Evertec Inc (30 sec.)










What can you expect buying and holding a share of Evertec Inc? (30 sec.)

How much money do you get?

How much money do you get?
€0.20
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
€8.97
Expected worth in 1 year
€11.24
How sure are you?
93.1%

+ What do you gain per year?

Total Gains per Share
€2.45
Return On Investment
6.7%

For what price can you sell your share?

Current Price per Share
€36.60
Expected price per share
€34.40 - €37.15
How sure are you?
50%

1. Valuation of Evertec Inc (5 min.)




Live pricePrice per Share (EOD)

€36.60

Intrinsic Value Per Share

€-7.34 - €-9.71

Total Value Per Share

€1.63 - €-0.74

2. Growth of Evertec Inc (5 min.)




Is Evertec Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$635.3m$484.4m$70.8m12.8%

How much money is Evertec Inc making?

Current yearPrevious yearGrowGrow %
Making money$19.9m$59.7m-$39.8m-199.8%
Net Profit Margin11.8%39.8%--

How much money comes from the company's main activities?

3. Financial Health of Evertec Inc (5 min.)




What can you expect buying and holding a share of Evertec Inc? (5 min.)

Welcome investor! Evertec Inc's management wants to use your money to grow the business. In return you get a share of Evertec Inc.

What can you expect buying and holding a share of Evertec Inc?

First you should know what it really means to hold a share of Evertec Inc. And how you can make/lose money.

Speculation

The Price per Share of Evertec Inc is €36.60. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Evertec Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Evertec Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is €8.97. Based on the TTM, the Book Value Change Per Share is €0.57 per quarter. Based on the YOY, the Book Value Change Per Share is €0.17 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is €0.05 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Evertec Inc.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 % of Price per Share% of Price per Share% of Price per Share% of Price per Share% of Price per Share
Usd Eps0.180.5%0.300.8%0.892.4%0.501.4%0.431.2%
Usd Book Value Change Per Share1.514.1%0.611.7%0.180.5%0.320.9%0.330.9%
Usd Dividend Per Share0.050.1%0.050.1%0.050.1%0.060.2%0.060.2%
Usd Total Gains Per Share1.564.3%0.661.8%0.230.6%0.381.0%0.401.1%
Usd Price Per Share40.02-36.83-36.29-34.67-29.44-
Price to Earnings Ratio57.05-39.54-15.27-22.88-21.98-
Price-to-Total Gains Ratio25.60-472.60-28.90-210.26-173.34-
Price to Book Ratio4.12-4.35-5.14-6.38-6.70-
Price-to-Total Gains Ratio25.60-472.60-28.90-210.26-173.34-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share39.59022
Number of shares25
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.050.06
Usd Book Value Change Per Share0.610.32
Usd Total Gains Per Share0.660.38
Gains per Quarter (25 shares)16.589.41
Gains per Year (25 shares)66.3337.65
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
15615663228
210123122116466
3151841881796104
42024525422128142
52530732028160180
63036838633192218
73542945239224256
84049151845257294
94555258450289332
105061465056321370

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%29.00.00.0100.0%29.00.00.0100.0%
Book Value Change Per Share3.01.00.075.0%10.02.00.083.3%16.04.00.080.0%25.04.00.086.2%25.04.00.086.2%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%29.00.00.0100.0%29.00.00.0100.0%
Total Gains per Share4.00.00.0100.0%11.01.00.091.7%18.02.00.090.0%27.02.00.093.1%27.02.00.093.1%

Fundamentals of Evertec Inc

About Evertec Inc

EVERTEC, Inc. engages in transaction processing business and financial technology in Latin America and the Caribbean. The company operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. It provides merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. In addition, the company offers payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers services. Further, it provides business process management solutions comprising core bank processing, network hosting and management, IT professional, business process outsourcing, item and cash processing, and fulfillment solutions to merchant, fintech, financial institutions, and corporate and government customers. Additionally, the company owns and operates the ATH network, a personal identification number debit networks. It manages a system of electronic payment networks that process approximately six billion transactions. The company sells and distributes its services primarily through direct sales force. It serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.

Fundamental data was last updated by Penke on 2024-03-27 14:15:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is able to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is just able to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is fair priced.
Based on the earnings, the company is overpriced.
Based on how much money comes from the company's main activities, the company is underpriced.

1.1. Profitability of Evertec Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Evertec Inc earns for each €1 of revenue.

  • Above 10% is considered healthy but always compare Evertec Inc to the Software - Infrastructure industry mean.
  • A Net Profit Margin of 5.9% means that €0.06 for each €1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Evertec Inc:

  • The MRQ is 5.9%. The company is making a profit. +1
  • The TTM is 11.8%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ5.9%TTM11.8%-5.9%
TTM11.8%YOY39.8%-27.9%
TTM11.8%5Y24.1%-12.2%
5Y24.1%10Y21.6%+2.4%
1.1.2. Return on Assets

Shows how efficient Evertec Inc is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Evertec Inc to the Software - Infrastructure industry mean.
  • 0.6% Return on Assets means that Evertec Inc generated €0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Evertec Inc:

  • The MRQ is 0.6%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 1.6%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ0.6%TTM1.6%-1.0%
TTM1.6%YOY5.3%-3.7%
TTM1.6%5Y3.2%-1.5%
5Y3.2%10Y2.8%+0.4%
1.1.3. Return on Equity

Shows how efficient Evertec Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Evertec Inc to the Software - Infrastructure industry mean.
  • 1.9% Return on Equity means Evertec Inc generated €0.02 for each €1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Evertec Inc:

  • The MRQ is 1.9%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.8%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.9%TTM3.8%-1.8%
TTM3.8%YOY12.8%-9.0%
TTM3.8%5Y9.2%-5.5%
5Y9.2%10Y9.9%-0.7%

1.2. Operating Efficiency of Evertec Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Evertec Inc is operating .

  • Measures how much profit Evertec Inc makes for each €1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Evertec Inc to the Software - Infrastructure industry mean.
  • An Operating Margin of 0.0% means the company generated €0.00  for each €1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Evertec Inc:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM6.4%-6.4%
TTM6.4%YOY25.8%-19.4%
TTM6.4%5Y29.3%-22.9%
5Y29.3%10Y27.9%+1.3%
1.2.2. Operating Ratio

Measures how efficient Evertec Inc is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Software - Infrastructure industry mean).
  • An Operation Ratio of 1.39 means that the operating costs are €1.39 for each €1 in net sales.

Let's take a look of the Operating Ratio trends of Evertec Inc:

  • The MRQ is 1.395. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.284. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.395TTM1.284+0.111
TTM1.284YOY1.220+0.064
TTM1.2845Y1.181+0.103
5Y1.18110Y1.141+0.041

1.3. Liquidity of Evertec Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Evertec Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Software - Infrastructure industry mean).
  • A Current Ratio of 1.88 means the company has €1.88 in assets for each €1 in short-term debts.

Let's take a look of the Current Ratio trends of Evertec Inc:

  • The MRQ is 1.882. The company is able to pay all its short-term debts. +1
  • The TTM is 1.873. The company is able to pay all its short-term debts. +1
Trends
Current periodCompared to+/- 
MRQ1.882TTM1.873+0.009
TTM1.873YOY2.495-0.623
TTM1.8735Y2.184-0.312
5Y2.18410Y1.930+0.254
1.3.2. Quick Ratio

Measures if Evertec Inc is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Evertec Inc to the Software - Infrastructure industry mean.
  • A Quick Ratio of 0.43 means the company can pay off €0.43 for each €1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Evertec Inc:

  • The MRQ is 0.430. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.536. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.430TTM0.536-0.106
TTM0.536YOY0.635-0.099
TTM0.5365Y0.658-0.122
5Y0.65810Y0.642+0.017

1.4. Solvency of Evertec Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Evertec Inc assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Evertec Inc to Software - Infrastructure industry mean.
  • A Debt to Asset Ratio of 0.69 means that Evertec Inc assets are financed with 69.2% credit (debt) and the remaining percentage (100% - 69.2%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Evertec Inc:

  • The MRQ is 0.692. The company is able to pay all its debts by selling its assets. +1
  • The TTM is 0.586. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.692TTM0.586+0.106
TTM0.586YOY0.577+0.008
TTM0.5865Y0.650-0.064
5Y0.65010Y0.703-0.054
1.4.2. Debt to Equity Ratio

Measures if Evertec Inc is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Evertec Inc to the Software - Infrastructure industry mean.
  • A Debt to Equity ratio of 239.8% means that company has €2.40 debt for each €1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Evertec Inc:

  • The MRQ is 2.398. The company is just not able to pay all its debts with equity.
  • The TTM is 1.526. The company is just able to pay all its debts with equity.
Trends
Current periodCompared to+/- 
MRQ2.398TTM1.526+0.872
TTM1.526YOY1.379+0.147
TTM1.5265Y2.039-0.513
5Y2.03910Y2.967-0.929

2. Market Valuation of Evertec Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every €1 in earnings Evertec Inc generates.

  • Above 15 is considered overpriced but always compare Evertec Inc to the Software - Infrastructure industry mean.
  • A PE ratio of 57.05 means the investor is paying €57.05 for every €1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Evertec Inc:

  • The EOD is 56.432. Based on the earnings, the company is expensive. -2
  • The MRQ is 57.049. Based on the earnings, the company is expensive. -2
  • The TTM is 39.540. Based on the earnings, the company is overpriced. -1
Trends
Current periodCompared to+/- 
EOD56.432MRQ57.049-0.617
MRQ57.049TTM39.540+17.509
TTM39.540YOY15.272+24.268
TTM39.5405Y22.877+16.663
5Y22.87710Y21.978+0.898
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Evertec Inc:

  • The EOD is 24.465. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The MRQ is 24.732. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The TTM is 19.500. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD24.465MRQ24.732-0.267
MRQ24.732TTM19.500+5.233
TTM19.500YOY22.333-2.834
TTM19.5005Y106.967-87.467
5Y106.96710Y73.770+33.197
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Evertec Inc is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Software - Infrastructure industry mean).
  • A PB ratio of 4.12 means the investor is paying €4.12 for each €1 in book value.

Let's take a look of the Price to Book Ratio trends of Evertec Inc:

  • The EOD is 4.078. Based on the equity, the company is fair priced.
  • The MRQ is 4.123. Based on the equity, the company is fair priced.
  • The TTM is 4.350. Based on the equity, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD4.078MRQ4.123-0.045
MRQ4.123TTM4.350-0.227
TTM4.350YOY5.140-0.790
TTM4.3505Y6.385-2.035
5Y6.38510Y6.705-0.320
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Evertec Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--1.3990.567+147%0.166+741%0.296+372%0.309+352%
Book Value Per Share--8.9757.843+14%6.537+37%5.369+67%4.410+103%
Current Ratio--1.8821.873+0%2.495-25%2.184-14%1.930-3%
Debt To Asset Ratio--0.6920.586+18%0.577+20%0.650+6%0.703-2%
Debt To Equity Ratio--2.3981.526+57%1.379+74%2.039+18%2.967-19%
Dividend Per Share--0.0460.046+1%0.046+0%0.052-10%0.059-21%
Eps--0.1620.282-42%0.821-80%0.463-65%0.396-59%
Free Cash Flow Per Share--0.3740.492-24%0.470-20%0.489-23%0.489-23%
Free Cash Flow To Equity Per Share--7.0431.916+268%-0.066+101%0.595+1083%0.595+1083%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max---9.712--------
Intrinsic Value_10Y_min---7.344--------
Intrinsic Value_1Y_max--1.539--------
Intrinsic Value_1Y_min--1.513--------
Intrinsic Value_3Y_max--2.709--------
Intrinsic Value_3Y_min--2.625--------
Intrinsic Value_5Y_max--1.571--------
Intrinsic Value_5Y_min--1.623--------
Market Cap2395499280.000-1%2421679600.0002228599740.000+9%2306276811.000+5%2214451000.190+9%1861783048.241+30%
Net Profit Margin--0.0590.118-50%0.398-85%0.241-75%0.216-73%
Operating Margin---0.064-100%0.258-100%0.293-100%0.279-100%
Operating Ratio--1.3951.284+9%1.220+14%1.181+18%1.141+22%
Pb Ratio4.078-1%4.1234.350-5%5.140-20%6.385-35%6.705-39%
Pe Ratio56.432-1%57.04939.540+44%15.272+274%22.877+149%21.978+160%
Price Per Share36.600-1%37.00034.050+9%33.550+10%32.048+15%27.214+36%
Price To Free Cash Flow Ratio24.465-1%24.73219.500+27%22.333+11%106.967-77%73.770-66%
Price To Total Gains Ratio25.325-1%25.601472.599-95%28.900-11%210.265-88%173.343-85%
Quick Ratio--0.4300.536-20%0.635-32%0.658-35%0.642-33%
Return On Assets--0.0060.016-65%0.053-89%0.032-82%0.028-80%
Return On Equity--0.0190.038-48%0.128-85%0.092-79%0.099-80%
Total Gains Per Share--1.4450.613+136%0.213+579%0.348+315%0.368+293%
Usd Book Value--635396109.650555269573.726+14%484453332.463+31%398586364.859+59%325003079.125+96%
Usd Book Value Change Per Share--1.5130.614+147%0.180+741%0.321+372%0.335+352%
Usd Book Value Per Share--9.7088.484+14%7.071+37%5.807+67%4.771+103%
Usd Dividend Per Share--0.0500.050+1%0.050+0%0.056-10%0.063-21%
Usd Eps--0.1750.305-42%0.888-80%0.500-65%0.428-59%
Usd Free Cash Flow--26478838.02934829602.322-24%35208864.325-25%29457882.312-10%20315780.905+30%
Usd Free Cash Flow Per Share--0.4050.532-24%0.508-20%0.528-23%0.528-23%
Usd Free Cash Flow To Equity Per Share--7.6182.073+268%-0.071+101%0.644+1083%0.644+1083%
Usd Market Cap2591211571.176-1%2619530823.3202410676338.758+9%2494699626.459+5%2395371646.906+9%2013890723.283+30%
Usd Price Per Share39.590-1%40.02336.832+9%36.291+10%34.666+15%29.437+36%
Usd Profit--11479363.31019931130.800-42%59754141.159-81%34389388.390-67%29146163.826-61%
Usd Revenue--194627159.755173682746.885+12%154607143.161+26%145048390.636+34%133237940.985+46%
Usd Total Gains Per Share--1.5630.663+136%0.230+579%0.376+315%0.398+293%
 EOD+4 -4MRQTTM+17 -18YOY+16 -195Y+15 -2010Y+18 -17

3.2. Fundamental Score

Let's check the fundamental score of Evertec Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1556.432
Price to Book Ratio (EOD)Between0-14.078
Net Profit Margin (MRQ)Greater than00.059
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.430
Current Ratio (MRQ)Greater than11.882
Debt to Asset Ratio (MRQ)Less than10.692
Debt to Equity Ratio (MRQ)Less than12.398
Return on Equity (MRQ)Greater than0.150.019
Return on Assets (MRQ)Greater than0.050.006
Total3/10 (30.0%)

3.3. Technical Score

Let's check the technical score of Evertec Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5060.717
Ma 20Greater thanMa 5034.500
Ma 50Greater thanMa 10036.348
Ma 100Greater thanMa 20035.516
OpenGreater thanClose36.600
Total3/5 (60.0%)



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary
Total Assets2,060,263
Total Liabilities1,424,887
Total Stockholder Equity594,293
 As reported
Total Liabilities 1,424,887
Total Stockholder Equity+ 594,293
Total Assets = 2,060,263

Assets

Total Assets2,060,263
Total Current Assets561,354
Long-term Assets1,498,909
Total Current Assets
Cash And Cash Equivalents 295,600
Net Receivables 128,403
Other Current Assets 62,044
Total Current Assets  (as reported)561,354
Total Current Assets  (calculated)486,047
+/- 75,307
Long-term Assets
Property Plant Equipment 77,249
Goodwill 791,700
Long Term Investments 32,653
Intangible Assets 518,070
Long-term Assets Other 27,005
Long-term Assets  (as reported)1,498,909
Long-term Assets  (calculated)1,446,677
+/- 52,232

Liabilities & Shareholders' Equity

Total Current Liabilities298,313
Long-term Liabilities1,126,574
Total Stockholder Equity594,293
Total Current Liabilities
Short Long Term Debt 23,867
Accounts payable 66,516
Other Current Liabilities 47,620
Total Current Liabilities  (as reported)298,313
Total Current Liabilities  (calculated)138,003
+/- 160,310
Long-term Liabilities
Long term Debt 946,816
Capital Lease Obligations Min Short Term Debt15,726
Long-term Liabilities Other 40,984
Long-term Liabilities  (as reported)1,126,574
Long-term Liabilities  (calculated)1,003,526
+/- 123,048
Total Stockholder Equity
Retained Earnings 538,903
Total Stockholder Equity (as reported)594,293
Total Stockholder Equity (calculated)538,903
+/- 55,390
Other
Capital Stock654
Common Stock Shares Outstanding 65,451
Net Debt 675,083
Net Invested Capital 1,564,976
Net Working Capital 263,041
Property Plant and Equipment Gross 221,366



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-31
> Total Assets 
885,662
882,562
914,627
904,967
902,788
916,829
904,169
928,598
927,292
968,776
950,493
980,066
1,011,676
979,218
1,011,737
1,028,074
1,072,579
1,040,649
1,070,784
1,108,493
1,144,756
1,161,569
1,169,341
1,120,968
1,131,743
1,137,193
1,171,633
1,221,460
2,060,263
2,060,2631,221,4601,171,6331,137,1931,131,7431,120,9681,169,3411,161,5691,144,7561,108,4931,070,7841,040,6491,072,5791,028,0741,011,737979,2181,011,676980,066950,493968,776927,292928,598904,169916,829902,788904,967914,627882,562885,662
   > Total Current Assets 
158,265
163,320
204,658
159,529
168,706
184,366
182,300
216,532
216,193
217,259
206,239
244,534
276,018
260,313
303,011
318,883
359,046
319,732
355,540
403,074
436,350
473,577
489,793
396,961
389,129
368,497
393,888
402,351
561,354
561,354402,351393,888368,497389,129396,961489,793473,577436,350403,074355,540319,732359,046318,883303,011260,313276,018244,534206,239217,259216,193216,532182,300184,366168,706159,529204,658163,320158,265
       Cash And Cash Equivalents 
60,032
60,328
93,060
48,440
50,423
53,471
59,333
91,310
69,973
73,183
64,025
102,535
111,030
103,521
146,920
144,147
202,649
156,363
199,891
244,129
266,351
283,610
288,064
224,971
197,229
173,662
191,620
177,821
295,600
295,600177,821191,620173,662197,229224,971288,064283,610266,351244,129199,891156,363202,649144,147146,920103,521111,030102,53564,02573,18369,97391,31059,33353,47150,42348,44093,06060,32860,032
       Net Receivables 
77,803
76,655
78,864
76,606
74,379
91,760
84,134
85,076
85,205
96,307
93,735
92,195
94,459
100,646
96,118
116,318
87,747
103,862
98,075
99,637
103,545
106,579
109,475
117,393
116,635
127,876
109,421
115,779
128,403
128,403115,779109,421127,876116,635117,393109,475106,579103,54599,63798,075103,86287,747116,31896,118100,64694,45992,19593,73596,30785,20585,07684,13491,76074,37976,60678,86476,65577,803
       Other Current Assets 
20,430
26,337
8,196
10,352
38,041
10,540
11,076
12,686
55,926
13,318
13,524
13,399
64,764
21,583
22,170
18,049
59,874
19,059
19,411
18,664
55,232
43,302
47,737
18,705
62,032
19,015
73,362
88,144
62,044
62,04488,14473,36219,01562,03218,70547,73743,30255,23218,66419,41119,05959,87418,04922,17021,58364,76413,39913,52413,31855,92612,68611,07610,54038,04110,3528,19626,33720,430
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
751,517
744,254
735,532
735,658
718,905
708,726
709,191
713,533
720,917
715,244
705,419
708,406
687,992
679,548
724,007
742,614
768,696
777,745
819,109
1,498,909
1,498,909819,109777,745768,696742,614724,007679,548687,992708,406705,419715,244720,917713,533709,191708,726718,905735,658735,532744,254751,517000000000
       Property Plant Equipment 
38,930
37,218
36,095
36,520
37,924
38,515
38,336
36,655
36,763
80,521
76,907
74,099
73,770
70,340
68,493
70,079
71,076
67,750
65,566
65,405
69,762
71,071
67,452
67,727
72,305
72,485
71,796
69,480
77,249
77,24969,48071,79672,48572,30567,72767,45271,07169,76265,40565,56667,75071,07670,07968,49370,34073,77074,09976,90780,52136,76336,65538,33638,51537,92436,52036,09537,21838,930
       Goodwill 
370,986
371,986
371,204
402,103
398,575
399,861
397,221
396,035
394,644
395,723
396,275
395,848
399,487
394,498
395,625
395,048
397,670
396,298
396,603
394,536
393,318
389,027
385,536
417,819
423,392
434,340
438,256
434,496
791,700
791,700434,496438,256434,340423,392417,819385,536389,027393,318394,536396,603396,298397,670395,048395,625394,498399,487395,848396,275395,723394,644396,035397,221399,861398,575402,103371,204371,986370,986
       Long Term Investments 
12,252
12,491
12,646
12,832
13,287
15,086
15,639
14,585
13,832
12,337
11,975
12,257
12,288
12,568
12,355
12,417
12,835
15,835
16,457
14,308
15,095
17,370
17,517
16,283
16,878
17,882
19,311
48,082
32,653
32,65348,08219,31117,88216,87816,28317,51717,37015,09514,30816,45715,83512,83512,41712,35512,56812,28812,25711,97512,33713,83214,58515,63915,08613,28712,83212,64612,49112,252
       Intangible Assets 
299,119
291,219
284,316
289,095
281,596
273,536
266,253
260,744
261,043
252,592
249,667
244,672
241,937
229,787
224,605
222,085
219,909
229,972
224,685
219,615
213,288
191,164
208,439
196,316
200,320
213,706
213,779
220,240
518,070
518,070220,240213,779213,706200,320196,316208,439191,164213,288219,615224,685229,972219,909222,085224,605229,787241,937244,672249,667252,592261,043260,744266,253273,536281,596289,095284,316291,219299,119
       Long-term Assets Other 
0
0
0
0
0
0
0
0
0
7,195
6,751
5,856
5,323
7,897
4,281
5,511
6,012
5,136
6,149
6,384
9,926
12,193
-6,453
13,378
16,578
16,589
18,606
17,039
27,005
27,00517,03918,60616,58916,57813,378-6,45312,1939,9266,3846,1495,1366,0125,5114,2817,8975,3235,8566,7517,195000000000
> Total Liabilities 
780,986
760,800
780,612
767,286
754,812
737,544
706,806
713,646
711,686
752,278
721,693
730,810
740,053
716,534
732,769
717,866
730,150
684,642
672,740
680,563
674,488
666,421
656,740
665,713
656,995
626,052
633,491
685,111
1,424,887
1,424,887685,111633,491626,052656,995665,713656,740666,421674,488680,563672,740684,642730,150717,866732,769716,534740,053730,810721,693752,278711,686713,646706,806737,544754,812767,286780,612760,800780,986
   > Total Current Liabilities 
129,163
116,229
168,314
159,080
147,216
136,204
111,728
125,463
136,705
148,053
114,524
128,337
144,314
128,200
151,487
137,558
152,992
136,580
136,905
152,800
152,884
160,513
166,313
178,915
208,410
183,233
198,930
248,737
298,313
298,313248,737198,930183,233208,410178,915166,313160,513152,884152,800136,905136,580152,992137,558151,487128,200144,314128,337114,524148,053136,705125,463111,728136,204147,216159,080168,314116,229129,163
       Short-term Debt 
47,789
46,977
661,357
46,415
46,487
46,558
21,820
23,191
14,250
29,250
14,250
14,250
14,250
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000014,25014,25014,25029,25014,25023,19121,82046,55846,48746,415661,35746,97747,789
       Short Long Term Debt 
47,789
46,977
661,357
46,415
46,487
46,558
21,820
23,191
14,250
29,250
14,250
14,250
14,250
14,250
29,250
14,250
14,250
15,625
16,999
18,375
19,750
21,125
22,500
28,813
40,750
20,750
20,750
26,750
23,867
23,86726,75020,75020,75040,75028,81322,50021,12519,75018,37516,99915,62514,25014,25029,25014,25014,25014,25014,25029,25014,25023,19121,82046,55846,48746,415661,35746,97747,789
       Accounts payable 
76,843
63,190
31,697
27,845
41,135
40,670
34,561
37,397
47,272
45,995
34,920
24,966
39,165
28,230
28,698
36,057
43,348
26,998
27,818
34,069
28,484
30,470
34,439
33,489
46,751
47,647
50,147
52,403
66,516
66,51652,40350,14747,64746,75133,48934,43930,47028,48434,06927,81826,99843,34836,05728,69828,23039,16524,96634,92045,99547,27237,39734,56140,67041,13527,84531,69763,19076,843
       Other Current Liabilities 
4,531
6,062
8,070
11,311
9,143
13,642
13,525
19,701
18,177
18,997
13,177
19,191
26,966
27,328
32,977
27,275
31,531
31,866
26,894
25,901
24,530
31,495
24,414
27,808
24,632
28,976
24,103
56,909
47,620
47,62056,90924,10328,97624,63227,80824,41431,49524,53025,90126,89431,86631,53127,27532,97727,32826,96619,19113,17718,99718,17719,70113,52513,6429,14311,3118,0706,0624,531
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
604,225
607,169
602,473
595,739
588,334
581,282
580,308
577,158
548,062
535,835
527,763
521,604
505,908
490,427
486,798
448,585
442,819
434,561
436,374
1,126,574
1,126,574436,374434,561442,819448,585486,798490,427505,908521,604527,763535,835548,062577,158580,308581,282588,334595,739602,473607,169604,225000000000
       Capital Lease Obligations Min Short Term Debt
-47,789
-46,977
-661,357
-46,415
-46,487
-46,558
-21,820
-23,191
-14,250
5,683
19,087
17,140
16,202
28,609
27,694
27,257
28,232
26,375
25,026
23,411
22,036
22,779
20,861
19,327
16,724
16,388
14,768
13,024
15,726
15,72613,02414,76816,38816,72419,32720,86122,77922,03623,41125,02626,37528,23227,25727,69428,60916,20217,14019,0875,683-14,250-23,191-21,820-46,558-46,487-46,415-661,357-46,977-47,789
       Other Liabilities 
16,376
11,765
45,285
45,101
50,345
48,200
47,527
46,234
46,866
49,871
48,909
45,815
45,629
47,220
43,699
47,252
48,137
47,428
42,401
42,713
46,971
47,646
42,764
46,787
48,299
47,677
0
0
0
00047,67748,29946,78742,76447,64646,97142,71342,40147,42848,13747,25243,69947,22045,62945,81548,90949,87146,86646,23447,52748,20050,34545,10145,28511,76516,376
       Deferred Long Term Liability 
32,281
33,567
34,955
34,939
1,000
36,728
0
0
1,800
0
0
0
1,400
0
0
0
1,000
0
0
0
5,000
0
0
0
8,100
0
0
0
0
00008,1000005,0000001,0000001,4000001,8000036,7281,00034,93934,95533,56732,281
> Total Stockholder Equity
104,676
121,762
130,282
133,908
144,112
175,345
193,342
210,853
211,459
212,261
224,484
245,201
267,187
259,037
274,885
306,137
337,741
351,599
393,767
423,794
466,212
490,876
508,746
451,809
471,511
507,768
534,535
532,411
594,293
594,293532,411534,535507,768471,511451,809508,746490,876466,212423,794393,767351,599337,741306,137274,885259,037267,187245,201224,484212,261211,459210,853193,342175,345144,112133,908130,282121,762104,676
   Common Stock
726
725
723
723
723
724
727
727
723
722
719
719
720
719
719
719
721
721
719
719
719
717
713
655
648
651
0
0
0
000651648655713717719719719721721719719719720719719722723727727724723723723725726
   Retained Earnings 
116,341
133,455
144,175
143,038
148,887
172,777
192,819
212,180
228,742
237,418
253,361
274,518
296,476
308,491
320,382
351,252
379,934
397,556
436,817
468,533
506,051
526,370
545,814
480,740
487,349
507,563
529,364
530,714
538,903
538,903530,714529,364507,563487,349480,740545,814526,370506,051468,533436,817397,556379,934351,252320,382308,491296,476274,518253,361237,418228,742212,180192,819172,777148,887143,038144,175133,455116,341
   Capital Surplus 00000000000000000000000000000
   Treasury Stock00000000000000000000000000000
   Other Stockholders Equity 000-446-16,486-29,586-39,452-36,211-48,123-49,166-43,769-46,678-48,254-52,386-49,784-50,173-30,009-33,094-29,596-25,879-23,789-14,964-10,858-6,938-10,848-12,152-14,616-12,418-12,391



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue694,709
Cost of Revenue-336,756
Gross Profit357,953357,953
 
Operating Income (+$)
Gross Profit357,953
Operating Expense-558,549
Operating Income136,160-200,596
 
Operating Expense (+$)
Research Development-
Selling General Administrative128,172
Selling And Marketing Expenses-
Operating Expense558,549128,172
 
Net Interest Income (+$)
Interest Income8,512
Interest Expense-32,321
Other Finance Cost-0
Net Interest Income-23,809
 
Pretax Income (+$)
Operating Income136,160
Net Interest Income-23,809
Other Non-Operating Income Expenses-
Income Before Tax (EBT)85,353163,158
EBIT - interestExpense = -32,321
79,722
112,043
Interest Expense32,321
Earnings Before Interest and Taxes (EBIT)-117,674
Earnings Before Interest and Taxes (EBITDA)-
 
After tax Income (+$)
Income Before Tax85,353
Tax Provision-5,477
Net Income From Continuing Ops79,87679,876
Net Income79,722
Net Income Applicable To Common Shares-
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses-
Total Other Income/Expenses Net-26,99823,809
 

Technical Analysis of Evertec Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Evertec Inc. The general trend of Evertec Inc is BULLISH with 57.1% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Evertec Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (57.1%) Bearish trend (-57.1%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Evertec Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 37.15 < 37.15 < 37.15.

The bearish price targets are: 34.60 > 34.60 > 34.40.

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Evertec Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Evertec Inc. The current mas is .

The long score for the Moving Averages is 11/14.
The longshort score for the Moving Averages is 8/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Evertec Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Evertec Inc. The current macd is -0.22511782.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Evertec Inc price going up in the near term. +2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Evertec Inc. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Evertec Inc price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Evertec Inc Daily Moving Average Convergence/Divergence (MACD) ChartEvertec Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Evertec Inc. The current adx is 17.34.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Evertec Inc shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
Evertec Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Evertec Inc. The current sar is 33.44.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Evertec Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Evertec Inc. The current rsi is 60.72. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending up: The RSI is trending up. +1
Evertec Inc Daily Relative Strength Index (RSI) ChartEvertec Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Evertec Inc. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 5/6.
The longshort score for the Stochastic Oscillator is 4/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Evertec Inc price going up in the near term. +2
  • Trending down: The STOCH %K is trending down. -1
Evertec Inc Daily Stochastic Oscillator ChartEvertec Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Evertec Inc. The current cci is 291.67.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
Evertec Inc Daily Commodity Channel Index (CCI) ChartEvertec Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Evertec Inc. The current cmo is 41.70.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Evertec Inc Daily Chande Momentum Oscillator (CMO) ChartEvertec Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Evertec Inc. The current willr is 0.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Evertec Inc Daily Williams %R ChartEvertec Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Evertec Inc.

Evertec Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Evertec Inc. The current atr is 0.4353804.

Evertec Inc Daily Average True Range (ATR) ChartEvertec Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Evertec Inc. The current obv is -134.

Evertec Inc Daily On-Balance Volume (OBV) ChartEvertec Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Evertec Inc. The current mfi is 87.71.

The long score for the Money Flow Index (MFI) is 2/2.
The longshort score for the Money Flow Index (MFI) is 2/(-2 +2).

  • MFI > 50: +1
  • MFI > 80: +1
Evertec Inc Daily Money Flow Index (MFI) ChartEvertec Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Evertec Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-09 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-10 00:00:00WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-14 00:00:00MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-15 00:00:00CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-16 00:00:00WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-20 00:00:00DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-21 00:00:00CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-22 00:00:00ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-29 00:00:00ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-30 00:00:00DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-01 00:00:00DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-04 00:00:00BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-05 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-07 00:00:00BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-20 00:00:00CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-21 00:00:00ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-22 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-27 00:00:00RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-28 00:00:00MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-01-03 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-04 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-05 00:00:00WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-08 00:00:00DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-09 00:00:00DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-10 00:00:00DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-11 00:00:00ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-12 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-18 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-19 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-22 00:00:00DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-23 00:00:00SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-24 00:00:00MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-25 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-26 00:00:00WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-29 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-30 00:00:00CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-31 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-01 00:00:00ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-02 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-05 00:00:00CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-02-06 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-08 00:00:00MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-02-09 00:00:00MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-12 00:00:00CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-13 00:00:00BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-14 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-15 00:00:00CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-16 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-19 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-22 00:00:00MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-02-23 00:00:00SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-26 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-02-27 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-02-28 00:00:00CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-29 00:00:00DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-01 00:00:00ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-04 00:00:00RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-08 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-11 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-15 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-19 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-20 00:00:00MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-22 00:00:00CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-25 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-26 00:00:00CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-27 00:00:00DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-28 00:00:00BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside

6.3. Candlestick Patterns

Evertec Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Evertec Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5060.717
Ma 20Greater thanMa 5034.500
Ma 50Greater thanMa 10036.348
Ma 100Greater thanMa 20035.516
OpenGreater thanClose36.600
Total3/5 (60.0%)
Penke

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