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Assurant Inc
Buy, Hold or Sell?

Let's analyse Assurant Inc together

PenkeI guess you are interested in Assurant Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Assurant Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Assurant Inc (30 sec.)










What can you expect buying and holding a share of Assurant Inc? (30 sec.)

How much money do you get?

How much money do you get?
$2.84
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$90.01
Expected worth in 1 year
$101.38
How sure are you?
60.0%

+ What do you gain per year?

Total Gains per Share
$14.21
Return On Investment
62.3%

For what price can you sell your share?

Current Price per Share
$22.80
Expected price per share
$21.19 - $
How sure are you?
50%

1. Valuation of Assurant Inc (5 min.)




Live pricePrice per Share (EOD)

$22.80

Intrinsic Value Per Share

$45.87 - $134.52

Total Value Per Share

$135.88 - $224.53

2. Growth of Assurant Inc (5 min.)




Is Assurant Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$4.8b$4.4b$6.7b60.3%

How much money is Assurant Inc making?

Current yearPrevious yearGrowGrow %
Making money$160.6m$69.1m$91.4m56.9%
Net Profit Margin5.7%2.7%--

How much money comes from the company's main activities?

3. Financial Health of Assurant Inc (5 min.)




What can you expect buying and holding a share of Assurant Inc? (5 min.)

Welcome investor! Assurant Inc's management wants to use your money to grow the business. In return you get a share of Assurant Inc.

What can you expect buying and holding a share of Assurant Inc?

First you should know what it really means to hold a share of Assurant Inc. And how you can make/lose money.

Speculation

The Price per Share of Assurant Inc is $22.80. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Assurant Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Assurant Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $90.01. Based on the TTM, the Book Value Change Per Share is $2.84 per quarter. Based on the YOY, the Book Value Change Per Share is $-4.11 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.71 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Assurant Inc.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps3.4215.0%2.9913.1%1.255.5%2.6011.4%2.079.1%
Usd Book Value Change Per Share-489.19-2,145.5%2.8412.5%-4.11-18.0%0.441.9%0.632.8%
Usd Dividend Per Share0.723.2%0.713.1%0.693.0%0.693.0%0.572.5%
Usd Total Gains Per Share-488.46-2,142.4%3.5515.6%-3.43-15.0%1.134.9%1.205.3%
Usd Price Per Share19.94-19.46-21.74-14.94-7.47-
Price to Earnings Ratio1.46-1.69-12.82-3.47-1.73-
Price-to-Total Gains Ratio-0.04-3.48--1.61--4.28--4.28-
Price to Book Ratio0.22-0.18-0.27-0.16-0.08-
Price-to-Total Gains Ratio-0.04-3.48--1.61--4.28--4.28-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share22.8
Number of shares43
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.710.69
Usd Book Value Change Per Share2.840.44
Usd Total Gains Per Share3.551.13
Gains per Quarter (43 shares)152.7148.41
Gains per Year (43 shares)610.83193.66
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
112248960111876184
22449781212236152378
336614671823354227572
448819552434471303766
561024443045589379960
6732293336567074551154
7854342242678255311348
8976391148789436071542
910984400548910616821736
1012204889610011787581930

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%18.02.00.090.0%36.04.00.090.0%77.07.00.091.7%
Book Value Change Per Share3.01.00.075.0%6.06.00.050.0%11.09.00.055.0%23.017.00.057.5%53.028.03.063.1%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%83.00.01.098.8%
Total Gains per Share3.01.00.075.0%6.06.00.050.0%11.09.00.055.0%24.016.00.060.0%57.027.00.067.9%

Fundamentals of Assurant Inc

About Assurant Inc

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Assurant Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profitĀ Assurant Inc earns for each $1 of revenue.

  • Above 10% is considered healthy but always compareĀ Assurant Inc to theĀ  industry mean.
  • A Net Profit Margin of 6.1%Ā means thatĀ $0.06 for each $1Ā in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Assurant Inc:

  • The MRQ is 6.1%. The company is making a profit. +1
  • The TTM is 5.7%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ6.1%TTM5.7%+0.4%
TTM5.7%YOY2.7%+3.0%
TTM5.7%5Y5.9%-0.2%
5Y5.9%10Y5.5%+0.5%
1.1.2. Return on Assets

Shows howĀ efficientĀ Assurant Inc is using its assets to generate profit.

  • Above 5% is considered healthyĀ but always compareĀ Assurant Inc to theĀ  industry mean.
  • 0.5% Return on Assets means thatĀ Assurant Inc generatedĀ $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Assurant Inc:

  • The MRQ is 0.5%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.5%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.5%TTM0.5%+0.1%
TTM0.5%YOY0.2%+0.3%
TTM0.5%5Y0.4%+0.1%
5Y0.4%10Y0.4%+0.1%
1.1.3. Return on Equity

Shows how efficient Assurant Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareĀ Assurant Inc to theĀ  industry mean.
  • 3.8% Return on Equity means Assurant Inc generated $0.04Ā for eachĀ $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Assurant Inc:

  • The MRQ is 3.8%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.5%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ3.8%TTM3.5%+0.3%
TTM3.5%YOY1.5%+2.0%
TTM3.5%5Y2.9%+0.6%
5Y2.9%10Y2.5%+0.4%

1.2. Operating Efficiency of Assurant Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

MeasuresĀ how efficient Assurant Inc is operatingĀ .

  • Measures how much profit Assurant Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareĀ Assurant Inc to theĀ  industry mean.
  • An Operating Margin of 7.6%Ā means the company generated $0.08 Ā for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Assurant Inc:

  • The MRQ is 7.6%. The company is operating less efficient.
  • The TTM is 6.2%. The company is operating less efficient.
Trends
Current periodCompared to+/- 
MRQ7.6%TTM6.2%+1.4%
TTM6.2%YOY4.0%+2.2%
TTM6.2%5Y7.1%-0.9%
5Y7.1%10Y3.9%+3.1%
1.2.2. Operating Ratio

Measures how efficient Assurant Inc is keepingĀ operating costsĀ low.

  • Below 1 is considered healthy (always compare toĀ  industry mean).
  • An Operation Ratio of -0.92 means that the operating costs are $-0.92 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Assurant Inc:

  • The MRQ is -0.924.
  • The TTM is 0.281. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ-0.924TTM0.281-1.205
TTM0.281YOY0.055+0.226
TTM0.2815Y0.432-0.151
5Y0.43210Y0.692-0.260

1.3. Liquidity of Assurant Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Assurant Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toĀ  industry mean).
  • A Current Ratio of 5.23Ā means the company has $5.23 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Assurant Inc:

  • The MRQ is 5.228. The company is very able to pay all its short-term debts. +2
  • The TTM is 3.378. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ5.228TTM3.378+1.850
TTM3.378YOY2.183+1.196
TTM3.3785Y2.444+0.934
5Y2.44410Y1.273+1.171
1.3.2. Quick Ratio

Measures if Assurant Inc is able to pay off Short-term Debt but only usingĀ theĀ most liquid assets.

  • Above 1 is considered healthy butĀ always compareĀ Assurant Inc to theĀ  industry mean.
  • A Quick Ratio of 6.10Ā means the company can pay off $6.10 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Assurant Inc:

  • The MRQ is 6.099. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 5.972. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ6.099TTM5.972+0.126
TTM5.972YOY4.068+1.904
TTM5.9725Y3.997+1.975
5Y3.99710Y2.602+1.395

1.4. Solvency of Assurant Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much %Ā of Assurant IncĀ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareĀ Assurant Inc to industry mean.
  • A Debt to Asset Ratio of 0.86Ā means that Assurant Inc assets areĀ financed with 85.7% credit (debt) and the remaining percentage (100% - 85.7%)Ā is financed by its owners/shareholders.Ā 

Let's take a look of the Debt to Asset Ratio trends of Assurant Inc:

  • The MRQ is 0.857. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.663. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.857TTM0.663+0.194
TTM0.663YOY0.864-0.201
TTM0.6635Y0.823-0.161
5Y0.82310Y0.838-0.014
1.4.2. Debt to Equity Ratio

Measures ifĀ Assurant Inc is able toĀ pay off its debts by usingĀ shareholders equity.

  • Below 2 is considered healthy butĀ always compareĀ Assurant Inc to theĀ  industry mean.
  • A Debt to Equity ratio of 599.3% means that company has $5.99 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Assurant Inc:

  • The MRQ is 5.993. The company is unable to pay all its debts with equity. -1
  • The TTM is 4.831. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ5.993TTM4.831+1.163
TTM4.831YOY6.409-1.578
TTM4.8315Y6.079-1.248
5Y6.07910Y5.966+0.112

2. Market Valuation of Assurant Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

MeasuresĀ how much money you payĀ for each share forĀ every $1 in earnings Assurant Inc generates.

  • Above 15 is considered overpriced butĀ always compareĀ Assurant Inc to theĀ  industry mean.
  • A PE ratio of 1.46 means the investor is paying $1.46Ā for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Assurant Inc:

  • The EOD is 1.669. Based on the earnings, the company is cheap. +2
  • The MRQ is 1.460. Based on the earnings, the company is cheap. +2
  • The TTM is 1.693. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD1.669MRQ1.460+0.209
MRQ1.460TTM1.693-0.233
TTM1.693YOY12.824-11.132
TTM1.6935Y3.470-1.777
5Y3.47010Y1.735+1.735
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Assurant Inc:

  • The EOD is 0.988. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 0.864. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 1.227. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.988MRQ0.864+0.124
MRQ0.864TTM1.227-0.363
TTM1.227YOY0.875+0.353
TTM1.2275Y0.134+1.093
5Y0.13410Y0.067+0.067
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price ofĀ Assurant Inc is to cheap or to expensiveĀ compared to its book value.

  • At or below 1 is considered healthyĀ (always compare to industry mean).
  • A PB ratio of 0.22 means the investor is paying $0.22Ā for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Assurant Inc:

  • The EOD is 0.253. Based on the equity, the company is cheap. +2
  • The MRQ is 0.222. Based on the equity, the company is cheap. +2
  • The TTM is 0.180. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.253MRQ0.222+0.032
MRQ0.222TTM0.180+0.041
TTM0.180YOY0.268-0.088
TTM0.1805Y0.160+0.020
5Y0.16010Y0.080+0.080
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Assurant Inc.

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Assurant Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---489.1852.842-17312%-4.114-99%0.441-111070%0.633-77400%
Book Value Per Share--90.007208.579-57%81.222+11%113.314-21%94.055-4%
Current Ratio--5.2283.378+55%2.183+140%2.444+114%1.273+311%
Debt To Asset Ratio--0.8570.663+29%0.864-1%0.823+4%0.838+2%
Debt To Equity Ratio--5.9934.831+24%6.409-6%6.079-1%5.966+0%
Dividend Per Share--0.7210.709+2%0.686+5%0.685+5%0.570+26%
Eps--3.4152.992+14%1.251+173%2.602+31%2.075+65%
Free Cash Flow Per Share--5.7704.360+32%1.988+190%3.774+53%2.523+129%
Free Cash Flow To Equity Per Share--2.7382.477+11%-1.721+163%1.365+101%1.241+121%
Gross Profit Margin--1.0001.0000%-3.736+474%-2.446+345%-0.723+172%
Intrinsic Value_10Y_max--134.518--------
Intrinsic Value_10Y_min--45.873--------
Intrinsic Value_1Y_max--12.036--------
Intrinsic Value_1Y_min--9.218--------
Intrinsic Value_3Y_max--37.264--------
Intrinsic Value_3Y_min--23.858--------
Intrinsic Value_5Y_max--63.818--------
Intrinsic Value_5Y_min--34.179--------
Market Cap--1065484229.1001044515656.840+2%1191205794.953-11%853071245.164+25%426535622.582+150%
Net Profit Margin--0.0610.057+6%0.027+124%0.059+3%0.055+12%
Operating Margin--0.0760.062+23%0.040+91%0.071+8%0.039+94%
Operating Ratio---0.9240.281-429%0.055-1773%0.432-314%0.692-233%
Pb Ratio0.253+13%0.2220.180+23%0.268-17%0.160+39%0.080+177%
Pe Ratio1.669+13%1.4601.693-14%12.824-89%3.470-58%1.735-16%
Price Per Share22.800+13%19.94019.455+2%21.735-8%14.944+33%7.472+167%
Price To Free Cash Flow Ratio0.988+13%0.8641.227-30%0.875-1%0.134+547%0.067+1193%
Price To Total Gains Ratio-0.047-14%-0.0413.480-101%-1.610+3845%-4.284+10394%-4.284+10394%
Quick Ratio--6.0995.972+2%4.068+50%3.997+53%2.602+134%
Return On Assets--0.0050.005+12%0.002+157%0.004+30%0.004+49%
Return On Equity--0.0380.035+8%0.015+156%0.029+32%0.025+53%
Total Gains Per Share---488.4653.551-13854%-3.428-99%1.126-43483%1.202-40721%
Usd Book Value--4809500000.00011205175000.000-57%4452100000.000+8%6573360000.000-27%5659678325.000-15%
Usd Book Value Change Per Share---489.1852.842-17312%-4.114-99%0.441-111070%0.633-77400%
Usd Book Value Per Share--90.007208.579-57%81.222+11%113.314-21%94.055-4%
Usd Dividend Per Share--0.7210.709+2%0.686+5%0.685+5%0.570+26%
Usd Eps--3.4152.992+14%1.251+173%2.602+31%2.075+65%
Usd Free Cash Flow--308300000.000233900000.000+32%102650000.000+200%223220000.000+38%150144550.000+105%
Usd Free Cash Flow Per Share--5.7704.360+32%1.988+190%3.774+53%2.523+129%
Usd Free Cash Flow To Equity Per Share--2.7382.477+11%-1.721+163%1.365+101%1.241+121%
Usd Market Cap--1065484229.1001044515656.840+2%1191205794.953-11%853071245.164+25%426535622.582+150%
Usd Price Per Share22.800+13%19.94019.455+2%21.735-8%14.944+33%7.472+167%
Usd Profit--182500000.000160625000.000+14%69150000.000+164%153680000.000+19%125196950.000+46%
Usd Revenue--2983100000.0002782900000.000+7%2548250000.000+17%2564720000.000+16%2335237450.000+28%
Usd Total Gains Per Share---488.4653.551-13854%-3.428-99%1.126-43483%1.202-40721%
 EOD+1 -5MRQTTM+23 -12YOY+29 -75Y+25 -1110Y+24 -12

4.2. Fundamental Score

Let's check the fundamental score of Assurant Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-151.669
Price to Book Ratio (EOD)Between0-10.253
Net Profit Margin (MRQ)Greater than00.061
Operating Margin (MRQ)Greater than00.076
Quick Ratio (MRQ)Greater than16.099
Current Ratio (MRQ)Greater than15.228
Debt to Asset Ratio (MRQ)Less than10.857
Debt to Equity Ratio (MRQ)Less than15.993
Return on Equity (MRQ)Greater than0.150.038
Return on Assets (MRQ)Greater than0.050.005
Total7/10 (70.0%)

4.3. Technical Score

Let's check the technical score of Assurant Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5078.937
Ma 20Greater thanMa 5022.244
Ma 50Greater thanMa 10021.305
Ma 100Greater thanMa 20020.532
OpenGreater thanClose22.520
Total4/5 (80.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2022-12-312023-03-312023-06-302023-09-302023-12-31
Other Stockholders Equity  -6000-600-922,100-922,700922,100-6001,546,3001,545,700
Total Operating Expenses  3,712,100-1,888,9001,823,20044,4001,867,6006,1001,873,700-4,630,200-2,756,500



Latest Balance Sheet

Balance Sheet of 2023-12-31. All numbers in thousands.

Summary
Total Assets33,635,200
Total Liabilities28,825,700
Total Stockholder Equity4,809,500
 As reported
Total Liabilities 28,825,700
Total Stockholder Equity+ 4,809,500
Total Assets = 33,635,200

Assets

Total Assets33,635,200
Total Current Assets12,648,400
Long-term Assets11,338,800
Total Current Assets
Cash And Cash Equivalents 1,627,400
Short-term Investments 2,106,200
Net Receivables 8,914,800
Inventory -4,406,200
Other Current Assets 4,406,200
Total Current Assets  (as reported)12,648,400
Total Current Assets  (calculated)12,648,400
+/-0
Long-term Assets
Property Plant Equipment 685,800
Goodwill 2,608,800
Intangible Assets 651,000
Other Assets 9,648,000
Long-term Assets  (as reported)11,338,800
Long-term Assets  (calculated)13,593,600
+/- 2,254,800

Liabilities & Shareholders' Equity

Total Current Liabilities2,419,300
Long-term Liabilities2,080,400
Total Stockholder Equity4,809,500
Total Current Liabilities
Accounts payable 2,419,300
Other Current Liabilities -2,419,300
Total Current Liabilities  (as reported)2,419,300
Total Current Liabilities  (calculated)0
+/- 2,419,300
Long-term Liabilities
Long-term Liabilities  (as reported)2,080,400
Long-term Liabilities  (calculated)0
+/- 2,080,400
Total Stockholder Equity
Common Stock600
Retained Earnings 4,028,200
Accumulated Other Comprehensive Income -765,000
Other Stockholders Equity 1,545,700
Total Stockholder Equity (as reported)4,809,500
Total Stockholder Equity (calculated)4,809,500
+/-0
Other
Cash and Short Term Investments 3,733,600
Common Stock Shares Outstanding 53,435
Liabilities and Stockholders Equity 33,635,200
Net Debt 453,000
Net Working Capital 10,229,100
Short Long Term Debt Total 2,080,400



Balance Sheet

All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-31
> Total Assets 
0
0
0
23,728,319
23,704,277
23,349,181
23,638,294
24,503,896
24,321,974
24,456,763
25,412,444
25,365,453
24,680,684
24,532,416
25,023,450
25,165,148
25,461,049
25,772,955
26,568,380
26,750,316
26,446,415
26,212,032
25,354,315
24,514,586
23,820,644
24,822,474
25,665,578
25,841,796
26,238,814
26,115,330
26,845,334
26,397,018
26,697,375
26,779,755
26,774,000
27,115,445
27,254,868
27,243,589
28,169,623
28,946,607
29,481,540
28,728,795
29,348,585
29,714,689
29,668,385
30,617,173
30,673,129
31,562,466
30,800,356
30,842,082
30,586,091
30,075,948
30,287,195
29,804,213
30,283,836
29,709,128
29,567,700
30,058,900
32,405,200
31,843,000
32,427,900
42,361,300
43,443,100
41,089,300
42,237,000
43,139,500
43,751,500
44,291,200
43,423,300
44,233,200
43,582,600
44,649,900
44,410,600
45,994,800
33,624,800
33,911,500
33,022,600
31,728,700
33,245,700
33,123,800
32,915,200
33,104,700
33,208,800
33,635,200
33,635,20033,208,80033,104,70032,915,20033,123,80033,245,70031,728,70033,022,60033,911,50033,624,80045,994,80044,410,60044,649,90043,582,60044,233,20043,423,30044,291,20043,751,50043,139,50042,237,00041,089,30043,443,10042,361,30032,427,90031,843,00032,405,20030,058,90029,567,70029,709,12830,283,83629,804,21330,287,19530,075,94830,586,09130,842,08230,800,35631,562,46630,673,12930,617,17329,668,38529,714,68929,348,58528,728,79529,481,54028,946,60728,169,62327,243,58927,254,86827,115,44526,774,00026,779,75526,697,37526,397,01826,845,33426,115,33026,238,81425,841,79625,665,57824,822,47423,820,64424,514,58625,354,31526,212,03226,446,41526,750,31626,568,38025,772,95525,461,04925,165,14825,023,45024,532,41624,680,68425,365,45325,412,44424,456,76324,321,97424,503,89623,638,29423,349,18123,704,27723,728,319000
   > Total Current Assets 
0
0
0
22,616,034
1,046,728,000
1,090,942
1,174,933
1,242,539,000
935,015
928,763
1,123,012
1,310,358
1,164,851
663,501
1,181,524
987,672
1,259,955
1,570,615
1,399,835
1,385,343
1,641,744
1,484,954
1,568,230
1,553,865
1,103,873
1,391,371
1,751,482
1,826,485
1,446,361
1,527,380
1,713,474
1,693,443
1,516,522
1,747,621
1,673,800
1,815,835
1,737,015
1,792,812
1,833,182
1,739,431
2,495,525
2,155,347
2,269,863
2,797,355
2,235,182
2,693,735
2,751,466
2,764,286
2,639,149
2,723,720
2,818,269
2,549,022
3,392,342
2,450,973
2,429,361
2,249,940
2,118,000
2,184,000
2,278,000
2,233,000
3,590,000
2,765,000
2,907,000
2,897,000
2,969,000
3,235,000
3,516,000
3,559,000
1,636,000
3,612,000
38,866,800
17,955,000
3,575,000
34,388,200
20,888,800
21,567,100
16,619,000
8,790,000
9,856,600
10,226,800
10,415,600
9,390,300
10,366,000
12,648,400
12,648,40010,366,0009,390,30010,415,60010,226,8009,856,6008,790,00016,619,00021,567,10020,888,80034,388,2003,575,00017,955,00038,866,8003,612,0001,636,0003,559,0003,516,0003,235,0002,969,0002,897,0002,907,0002,765,0003,590,0002,233,0002,278,0002,184,0002,118,0002,249,9402,429,3612,450,9733,392,3422,549,0222,818,2692,723,7202,639,1492,764,2862,751,4662,693,7352,235,1822,797,3552,269,8632,155,3472,495,5251,739,4311,833,1821,792,8121,737,0151,815,8351,673,8001,747,6211,516,5221,693,4431,713,4741,527,3801,446,3611,826,4851,751,4821,391,3711,103,8731,553,8651,568,2301,484,9541,641,7441,385,3431,399,8351,570,6151,259,955987,6721,181,524663,5011,164,8511,310,3581,123,012928,763935,0151,242,539,0001,174,9331,090,9421,046,728,00022,616,034000
       Cash And Cash Equivalents 
0
0
0
958,197
573,861
608,870
692,373
807,082
475,034
500,770
641,268
855,569
650,705
663,501
647,137
987,672
759,835
1,010,071
815,147
804,964
1,020,594
956,603
1,053,679
1,040,684
664,339
809,182
1,235,851
1,318,552
932,541
1,003,723
1,168,000
1,150,516
940,434
1,135,099
1,059,523
1,166,713
1,064,815
1,106,992
1,072,506
909,404
1,604,625
1,270,395
1,286,697
1,717,184
1,105,912
1,398,870
1,411,266
1,318,656
1,065,165
1,297,436
1,543,936
1,288,305
2,060,815
1,232,674
1,116,623
1,031,971
874,500
848,200
992,800
996,800
2,342,000
1,253,700
1,306,600
1,254,000
1,274,200
1,490,400
1,749,300
1,867,100
1,999,900
2,137,500
2,203,000
2,228,600
1,651,300
2,746,000
2,027,900
2,040,800
1,250,900
1,182,000
1,429,800
1,536,700
1,525,600
9,390,300
1,425,300
1,627,400
1,627,4001,425,3009,390,3001,525,6001,536,7001,429,8001,182,0001,250,9002,040,8002,027,9002,746,0001,651,3002,228,6002,203,0002,137,5001,999,9001,867,1001,749,3001,490,4001,274,2001,254,0001,306,6001,253,7002,342,000996,800992,800848,200874,5001,031,9711,116,6231,232,6742,060,8151,288,3051,543,9361,297,4361,065,1651,318,6561,411,2661,398,8701,105,9121,717,1841,286,6971,270,3951,604,625909,4041,072,5061,106,9921,064,8151,166,7131,059,5231,135,099940,4341,150,5161,168,0001,003,723932,5411,318,5521,235,851809,182664,3391,040,6841,053,679956,6031,020,594804,964815,1471,010,071759,835987,672647,137663,501650,705855,569641,268500,770475,034807,082692,373608,870573,861958,197000
       Short-term Investments 
0
0
0
275,878
404,969
314,776
225,851
300,093
978,881
811,446
936,548
977,233
817,943
781,164
271,155
314,114
430,770
263,945
319,475
410,878
652,305
472,215
620,434
703,402
664,272
521,651
445,684
453,469
436,398
416,815
15,140,572
358,702
435,612
447,013
508,375
441,383
383,716
504,924
251,495
12,472,563
12,383,582
12,194,955
12,420,262
11,762,333
12,162,178
12,173,082
12,089,304
11,608,420
11,634,836
11,188,550
11,061,894
10,724,278
9,489,438
10,242,480
10,316,189
9,799,885
9,720,500
9,778,300
9,999,000
9,946,700
9,365,200
11,641,100
11,721,400
11,630,300
12,178,500
12,586,300
12,687,000
12,724,900
11,892,400
12,847,400
13,344,500
13,782,200
6,721,200
6,721,600
7,867,800
7,463,100
7,032,300
6,488,300
6,404,700
6,439,200
6,557,800
6,617,800
6,530,500
2,106,200
2,106,2006,530,5006,617,8006,557,8006,439,2006,404,7006,488,3007,032,3007,463,1007,867,8006,721,6006,721,20013,782,20013,344,50012,847,40011,892,40012,724,90012,687,00012,586,30012,178,50011,630,30011,721,40011,641,1009,365,2009,946,7009,999,0009,778,3009,720,5009,799,88510,316,18910,242,4809,489,43810,724,27811,061,89411,188,55011,634,83611,608,42012,089,30412,173,08212,162,17811,762,33312,420,26212,194,95512,383,58212,472,563251,495504,924383,716441,383508,375447,013435,612358,70215,140,572416,815436,398453,469445,684521,651664,272703,402620,434472,215652,305410,878319,475263,945430,770314,114271,155781,164817,943977,233936,548811,446978,881300,093225,851314,776404,969275,878000
       Net Receivables 
0
0
0
4,952,018
4,825,185
4,764,866
4,745,602
435,457
459,981
427,993
481,744
458,657
514,146
536,871
536,339
4,526,983
500,120
560,544
584,688
606,391
621,150
586,715
538,437
557,337
439,534
582,189
515,631
507,933
513,820
523,657
0
542,927
576,088
612,522
644,968
649,122
672,200
695,809
809,804
6,141,737
5,866,488
5,682,447
5,684,585
5,752,134
5,824,365
6,002,268
6,149,708
7,254,585
7,205,284
7,376,942
7,279,955
7,470,403
8,689,823
8,727,343
9,059,947
9,083,207
8,868,800
8,953,200
11,982,100
9,790,200
9,278,400
10,978,300
11,256,800
9,166,000
9,061,600
9,162,600
9,510,600
9,593,400
9,539,500
9,581,900
9,796,200
9,839,900
6,528,100
6,708,800
7,135,400
6,178,900
6,068,300
6,094,800
7,561,800
7,005,900
6,655,100
6,636,600
6,683,800
8,914,800
8,914,8006,683,8006,636,6006,655,1007,005,9007,561,8006,094,8006,068,3006,178,9007,135,4006,708,8006,528,1009,839,9009,796,2009,581,9009,539,5009,593,4009,510,6009,162,6009,061,6009,166,00011,256,80010,978,3009,278,4009,790,20011,982,1008,953,2008,868,8009,083,2079,059,9478,727,3438,689,8237,470,4037,279,9557,376,9427,205,2847,254,5856,149,7086,002,2685,824,3655,752,1345,684,5855,682,4475,866,4886,141,737809,804695,809672,200649,122644,968612,522576,088542,9270523,657513,820507,933515,631582,189439,534557,337538,437586,715621,150606,391584,688560,544500,1204,526,983536,339536,871514,146458,657481,744427,993459,981435,4574,745,6024,764,8664,825,1854,952,018000
       Other Current Assets 
0
0
0
16,429,941
1,040,923,985
-4,597,570
-4,488,893
1,240,996,368
-978,881
-811,446
-936,548
-981,101
-817,943
-1,318,035
-273,107
-4,841,097
-430,770
-263,945
-319,475
-436,890
-652,305
-530,579
-644,320
-747,558
-664,272
-521,651
-445,684
-453,469
-436,398
-416,815
545,474
-358,702
-435,612
-447,013
-539,066
-441,383
-383,716
-514,913
-300,623
-18,647,040
-18,259,237
-17,877,402
-18,104,847
-17,514,467
-17,986,543
-18,223,570
-18,239,012
-18,878,137
-18,840,120
-18,565,492
-18,371,184
-18,218,857
-18,179,261
-18,969,823
-19,376,136
-18,903,554
-18,600,000
-18,769,500
-20,695,900
-19,864,300
-18,678,700
-22,675,100
-23,021,500
-20,833,100
-21,251,500
-21,750,000
-22,198,000
-22,319,200
-23,431,800
-22,430,200
11,946,400
0
-13,249,800
16,518,200
2,155,300
3,941,800
0
-8,685,700
4,252,200
-4,599,500
4,288,300
4,307,200
4,388,800
4,406,200
4,406,2004,388,8004,307,2004,288,300-4,599,5004,252,200-8,685,70003,941,8002,155,30016,518,200-13,249,800011,946,400-22,430,200-23,431,800-22,319,200-22,198,000-21,750,000-21,251,500-20,833,100-23,021,500-22,675,100-18,678,700-19,864,300-20,695,900-18,769,500-18,600,000-18,903,554-19,376,136-18,969,823-18,179,261-18,218,857-18,371,184-18,565,492-18,840,120-18,878,137-18,239,012-18,223,570-17,986,543-17,514,467-18,104,847-17,877,402-18,259,237-18,647,040-300,623-514,913-383,716-441,383-539,066-447,013-435,612-358,702545,474-416,815-436,398-453,469-445,684-521,651-664,272-747,558-644,320-530,579-652,305-436,890-319,475-263,945-430,770-4,841,097-273,107-1,318,035-817,943-981,101-936,548-811,446-978,8811,240,996,368-4,488,893-4,597,5701,040,923,98516,429,941000
   > Long-term Assets 
0
0
0
1,112,285
-1,023,023,723
1,105,987
1,102,268
-1,218,035,104
1,099,308
1,094,143
1,092,977
1,072,584
1,073,131
1,079,924
1,076,882
1,065,720
1,069,198
1,070,943
1,078,669
1,108,435
1,101,372
1,098,882
1,106,771
1,280,520
1,282,315
1,285,129
1,283,735
1,201,818
11,528,427
11,261,071
11,621,888
11,593,955
11,683,970
11,902,691
11,618,714
11,768,784
11,892,867
11,827,105
12,170,223
12,911,853
12,831,476
12,659,678
13,031,133
13,608,301
13,791,152
14,407,193
14,501,941
15,973,490
18,347,880
18,798,707
18,728,226
15,630,308
19,186,633
18,827,340
19,247,622
19,105,012
19,202,000
19,631,300
21,680,000
21,183,600
20,891,800
29,810,100
31,019,900
28,578,200
29,128,200
29,420,300
29,581,400
40,732,200
27,652,000
29,429,100
4,715,800
190,000
3,727,000
11,606,600
12,736,000
12,344,400
11,738,100
2,558,200
3,796,000
3,887,000
3,890,600
2,606,300
3,859,500
11,338,800
11,338,8003,859,5002,606,3003,890,6003,887,0003,796,0002,558,20011,738,10012,344,40012,736,00011,606,6003,727,000190,0004,715,80029,429,10027,652,00040,732,20029,581,40029,420,30029,128,20028,578,20031,019,90029,810,10020,891,80021,183,60021,680,00019,631,30019,202,00019,105,01219,247,62218,827,34019,186,63315,630,30818,728,22618,798,70718,347,88015,973,49014,501,94114,407,19313,791,15213,608,30113,031,13312,659,67812,831,47612,911,85312,170,22311,827,10511,892,86711,768,78411,618,71411,902,69111,683,97011,593,95511,621,88811,261,07111,528,4271,201,8181,283,7351,285,1291,282,3151,280,5201,106,7711,098,8821,101,3721,108,4351,078,6691,070,9431,069,1981,065,7201,076,8821,079,9241,073,1311,072,5841,092,9771,094,1431,099,308-1,218,035,1041,102,2681,105,987-1,023,023,7231,112,285000
       Property Plant Equipment 
0
0
0
283,762
284,294
272,198
270,922
277,088
278,691
273,642
275,149
267,720
268,242
274,670
271,696
275,201
278,653
279,748
276,960
275,779
272,333
270,139
266,281
278,621
277,288
275,735
274,646
275,420
273,270
272,922
272,750
267,169
259,460
254,257
247,497
242,908
236,465
241,722
246,969
250,796
250,481
250,564
253,870
253,630
255,514
262,117
274,419
277,645
286,186
289,416
286,751
298,414
312,324
327,861
337,100
343,572
348,800
355,500
358,400
347,600
355,200
370,600
381,700
392,500
409,800
419,200
418,800
433,700
438,100
450,100
468,400
493,300
469,100
495,200
529,000
561,400
585,300
608,800
617,600
645,100
671,200
642,700
664,400
685,800
685,800664,400642,700671,200645,100617,600608,800585,300561,400529,000495,200469,100493,300468,400450,100438,100433,700418,800419,200409,800392,500381,700370,600355,200347,600358,400355,500348,800343,572337,100327,861312,324298,414286,751289,416286,186277,645274,419262,117255,514253,630253,870250,564250,481250,796246,969241,722236,465242,908247,497254,257259,460267,169272,750272,922273,270275,420274,646275,735277,288278,621266,281270,139272,333275,779276,960279,748278,653275,201271,696274,670268,242267,720275,149273,642278,691277,088270,922272,198284,294283,762000
       Goodwill 
0
0
0
828,523
828,445
833,789
831,346
823,054
820,617
820,501
817,828
804,864
804,889
805,254
805,186
790,519
790,545
791,195
801,709
832,656
829,039
828,743
840,490
1,001,899
1,005,027
1,009,394
1,009,089
926,398
924,834
924,426
926,195
619,779
621,412
640,638
639,018
639,097
640,098
639,517
640,934
640,714
638,621
638,976
672,233
784,561
785,453
804,880
816,818
841,239
828,564
842,202
841,183
833,512
839,766
834,173
839,681
830,956
894,500
905,500
916,000
917,700
923,100
2,369,200
2,312,500
2,321,800
2,331,200
2,338,000
2,331,000
2,343,400
2,336,200
2,441,400
2,325,800
2,589,300
2,586,000
2,588,700
2,579,900
2,571,600
2,569,400
2,558,200
2,547,400
2,603,000
2,603,500
2,606,300
2,605,200
2,608,800
2,608,8002,605,2002,606,3002,603,5002,603,0002,547,4002,558,2002,569,4002,571,6002,579,9002,588,7002,586,0002,589,3002,325,8002,441,4002,336,2002,343,4002,331,0002,338,0002,331,2002,321,8002,312,5002,369,200923,100917,700916,000905,500894,500830,956839,681834,173839,766833,512841,183842,202828,564841,239816,818804,880785,453784,561672,233638,976638,621640,714640,934639,517640,098639,097639,018640,638621,412619,779926,195924,426924,834926,3981,009,0891,009,3941,005,0271,001,899840,490828,743829,039832,656801,709791,195790,545790,519805,186805,254804,889804,864817,828820,501820,617823,054831,346833,789828,445828,523000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
15,809,100
7,943,300
7,956,400
9,260,200
8,733,700
8,308,300
7,702,000
7,601,200
7,609,600
7,915,100
8,079,300
0
0
008,079,3007,915,1007,609,6007,601,2007,702,0008,308,3008,733,7009,260,2007,956,4007,943,30015,809,10000000000000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
840,490
0
0
1,009,394
0
0
0
0
0
82,208
385,324
424,547
379,759
374,846
372,409
346,412
334,305
325,103
356,045
329,527
349,701
408,185
396,728
419,826
416,513
427,422
374,795
373,954
344,716
318,317
313,081
287,047
297,634
272,475
360,100
344,700
332,900
313,000
298,400
3,962,500
3,905,500
3,157,800
2,858,100
2,554,700
2,262,300
2,004,300
1,753,300
1,539,900
1,339,800
1,156,500
988,000
841,300
698,600
583,400
484,300
397,200
323,500
262,800
210,800
166,400
124,700
651,000
651,000124,700166,400210,800262,800323,500397,200484,300583,400698,600841,300988,0001,156,5001,339,8001,539,9001,753,3002,004,3002,262,3002,554,7002,858,1003,157,8003,905,5003,962,500298,400313,000332,900344,700360,100272,475297,634287,047313,081318,317344,716373,954374,795427,422416,513419,826396,728408,185349,701329,527356,045325,103334,305346,412372,409374,846379,759424,547385,32482,208000001,009,39400840,4900000000000000000000000
       Other Assets 
0
0
0
0
0
21,152,252
21,361,093
21,861,122,000
22,287,651
22,433,857
23,196,455
22,982,511
22,442,702
22,788,991
22,765,044
23,111,756
23,131,896
23,131,397
24,089,876
24,256,538
23,703,299
23,628,196
22,679,314
21,680,201
21,434,456
22,145,974
22,630,361
22,813,493
13,264,026
13,326,879
13,509,972
13,109,620
13,496,883
13,129,443
13,481,486
13,530,826
13,624,986
13,623,672
14,166,218
14,295,323
14,154,539
13,913,770
14,047,589
13,309,033
13,642,051
13,516,245
13,419,722
12,824,690
9,813,327
9,319,655
9,039,596
11,896,618
7,708,220
8,525,900
8,606,853
8,354,176
8,247,700
8,243,600
8,447,200
8,426,400
7,946,100
9,786,200
9,516,200
9,614,100
10,139,800
10,484,200
10,654,100
36,982,200
14,135,300
11,192,100
36,429,000
26,504,900
37,108,600
31,242,900
28,174,700
18,862,000
4,665,500
20,380,500
19,593,100
19,010,000
18,609,000
21,108,100
18,983,300
9,648,000
9,648,00018,983,30021,108,10018,609,00019,010,00019,593,10020,380,5004,665,50018,862,00028,174,70031,242,90037,108,60026,504,90036,429,00011,192,10014,135,30036,982,20010,654,10010,484,20010,139,8009,614,1009,516,2009,786,2007,946,1008,426,4008,447,2008,243,6008,247,7008,354,1768,606,8538,525,9007,708,22011,896,6189,039,5969,319,6559,813,32712,824,69013,419,72213,516,24513,642,05113,309,03314,047,58913,913,77014,154,53914,295,32314,166,21813,623,67213,624,98613,530,82613,481,48613,129,44313,496,88313,109,62013,509,97213,326,87913,264,02622,813,49322,630,36122,145,97421,434,45621,680,20122,679,31423,628,19623,703,29924,256,53824,089,87623,131,39723,131,89623,111,75622,765,04422,788,99122,442,70222,982,51123,196,45522,433,85722,287,65121,861,122,00021,361,09321,152,25200000
> Total Liabilities 
0
0
0
20,875,832
20,130,660
19,970,817
20,083,243
20,844,305
20,662,237
20,589,181
21,722,482
21,641,734
21,027,115
20,962,062
21,264,009
21,310,391
21,539,788
21,958,563
22,645,315
22,640,253
22,228,040
21,964,552
21,622,504
20,805,081
20,150,322
20,457,897
20,762,129
20,988,547
21,265,229
21,077,162
21,478,793
21,616,481
21,949,982
21,903,779
21,759,528
22,088,509
22,289,978
22,210,021
22,940,010
23,761,241
24,274,935
23,932,909
24,565,666
24,881,210
24,572,097
25,267,466
25,330,566
26,381,159
25,672,144
26,014,122
25,902,492
25,551,981
25,722,550
25,196,142
25,778,922
25,611,028
25,408,900
25,834,300
28,267,000
27,561,500
27,926,900
37,028,400
38,203,400
35,955,400
36,765,300
37,379,200
38,061,100
38,609,100
38,037,100
38,248,700
37,642,600
38,695,100
38,585,000
40,086,400
27,880,400
28,421,800
28,001,500
27,269,000
29,146,800
28,895,100
28,518,800
28,618,700
2,080,000
28,825,700
28,825,7002,080,00028,618,70028,518,80028,895,10029,146,80027,269,00028,001,50028,421,80027,880,40040,086,40038,585,00038,695,10037,642,60038,248,70038,037,10038,609,10038,061,10037,379,20036,765,30035,955,40038,203,40037,028,40027,926,90027,561,50028,267,00025,834,30025,408,90025,611,02825,778,92225,196,14225,722,55025,551,98125,902,49226,014,12225,672,14426,381,15925,330,56625,267,46624,572,09724,881,21024,565,66623,932,90924,274,93523,761,24122,940,01022,210,02122,289,97822,088,50921,759,52821,903,77921,949,98221,616,48121,478,79321,077,16221,265,22920,988,54720,762,12920,457,89720,150,32220,805,08121,622,50421,964,55222,228,04022,640,25322,645,31521,958,56321,539,78821,310,39121,264,00920,962,06221,027,11521,641,73421,722,48220,589,18120,662,23720,844,30520,083,24319,970,81720,130,66020,875,832000
   > Total Current Liabilities 
0
0
0
1,364,581
19,159,000
18,999,000
19,087,000
19,917,000
19,690,000
19,617,000
20,751,000
20,670,000
20,032,000
19,967,000
20,269,000
20,339,000
20,546,000
20,965,000
21,652,000
21,668,000
21,256,000
20,982,000
20,640,000
19,822,000
19,170,000
19,478,000
19,782,000
20,027,000
20,285,000
20,097,000
20,499,000
20,639,000
20,978,000
20,932,000
20,788,000
21,174,000
21,318,000
21,238,000
21,968,000
22,789,000
22,604,000
22,286,000
22,928,000
23,243,000
23,401,000
24,096,000
24,160,000
25,210,000
24,501,000
24,843,000
24,731,000
24,347,000
24,308,000
24,031,000
24,613,000
24,544,000
24,342,000
24,697,000
27,199,000
26,504,000
25,934,000
35,044,000
36,219,000
33,971,300
34,789,800
35,402,000
36,086,600
36,631,500
35,845,800
36,057,400
3,845,700
4,808,000
4,591,000
7,091,400
7,209,800
5,741,500
5,284,000
5,180,500
6,681,400
4,238,400
4,119,600
4,014,300
3,032,800
2,419,300
2,419,3003,032,8004,014,3004,119,6004,238,4006,681,4005,180,5005,284,0005,741,5007,209,8007,091,4004,591,0004,808,0003,845,70036,057,40035,845,80036,631,50036,086,60035,402,00034,789,80033,971,30036,219,00035,044,00025,934,00026,504,00027,199,00024,697,00024,342,00024,544,00024,613,00024,031,00024,308,00024,347,00024,731,00024,843,00024,501,00025,210,00024,160,00024,096,00023,401,00023,243,00022,928,00022,286,00022,604,00022,789,00021,968,00021,238,00021,318,00021,174,00020,788,00020,932,00020,978,00020,639,00020,499,00020,097,00020,285,00020,027,00019,782,00019,478,00019,170,00019,822,00020,640,00020,982,00021,256,00021,668,00021,652,00020,965,00020,546,00020,339,00020,269,00019,967,00020,032,00020,670,00020,751,00019,617,00019,690,00019,917,00019,087,00018,999,00019,159,0001,364,581000
       Short-term Debt 
0
0
0
0
0
0
0
-4,152,131
0
0
0
-47,514
0
0
0
-20,925
0
0
0
-108,429
0
0
-813,099
0
64,496
-635,794
-656,473
30,126
-400,732
-405,249
0
41,702
-600,889
-415,128
-436,923
30,431
-369,547
-424,182
-620,483
3,481,887
0
0
0
2,959,091
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
200,000
200,000
0
4,504,000
0
0
2,201,000
2,202,000
0
0
0
224,700
50,000
50,000
0
0
0050,00050,000224,7000002,202,0002,201,000004,504,0000200,000200,0000000000000000000000000002,959,0910003,481,887-620,483-424,182-369,54730,431-436,923-415,128-600,88941,7020-405,249-400,73230,126-656,473-635,79464,4960-813,09900-108,429000-20,925000-47,514000-4,152,1310000000
       Accounts payable 
0
0
0
1,364,581
1,396,161
1,314,518
1,308,728
1,328,483
1,209,002
1,109,135
1,133,277
1,351,196
1,092,163
1,158,026
1,130,366
1,282,903
1,215,283
1,251,910
1,288,572
1,332,824
1,409,357
1,307,330
2,150,978
1,521,421
1,233,030
1,974,909
2,076,698
1,483,692
1,962,771
2,059,672
2,051,667
1,458,196
2,120,725
1,915,278
1,967,623
1,616,170
1,940,007
1,941,850
2,342,789
2,274,994
2,361,687
2,220,752
2,458,748
2,503,419
2,656,351
3,031,513
3,023,353
3,491,073
3,008,546
2,898,554
2,890,552
2,703,035
2,650,402
2,553,582
2,672,397
2,578,926
2,556,300
2,658,800
7,708,100
2,736,500
2,500,700
3,590,000
3,110,700
3,128,900
3,410,900
3,676,100
3,782,200
3,976,900
3,545,900
3,602,600
3,845,700
16,945,900
6,703,800
7,091,400
7,209,800
4,509,800
4,103,400
3,976,600
4,033,500
4,238,400
4,119,600
4,014,300
3,032,800
2,419,300
2,419,3003,032,8004,014,3004,119,6004,238,4004,033,5003,976,6004,103,4004,509,8007,209,8007,091,4006,703,80016,945,9003,845,7003,602,6003,545,9003,976,9003,782,2003,676,1003,410,9003,128,9003,110,7003,590,0002,500,7002,736,5007,708,1002,658,8002,556,3002,578,9262,672,3972,553,5822,650,4022,703,0352,890,5522,898,5543,008,5463,491,0733,023,3533,031,5132,656,3512,503,4192,458,7482,220,7522,361,6872,274,9942,342,7891,941,8501,940,0071,616,1701,967,6231,915,2782,120,7251,458,1962,051,6672,059,6721,962,7711,483,6922,076,6981,974,9091,233,0301,521,4212,150,9781,307,3301,409,3571,332,8241,288,5721,251,9101,215,2831,282,9031,130,3661,158,0261,092,1631,351,1961,133,2771,109,1351,209,0021,328,4831,308,7281,314,5181,396,1611,364,581000
       Other Current Liabilities 
0
0
0
-1,364,581
17,762,839
17,684,482
17,778,272
18,516,648
18,480,998
18,507,865
19,617,723
19,318,804
18,939,837
18,808,974
19,138,634
19,019,865
19,330,717
19,713,090
20,363,428
20,335,176
19,846,643
19,472,604
19,107,434
18,113,219
17,691,916
17,965,077
18,194,769
18,348,283
18,564,142
18,289,783
18,300,563
18,984,609
19,308,805
19,287,596
19,118,159
19,393,366
19,618,128
19,595,516
20,125,479
16,870,831
20,242,313
20,065,248
20,469,252
17,651,342
20,744,649
21,064,487
21,136,647
21,718,927
21,492,454
21,944,446
21,840,448
21,643,965
21,657,598
21,477,418
21,940,603
21,965,074
21,785,700
22,038,200
19,490,900
23,767,500
23,433,300
31,454,000
33,108,300
30,842,400
31,378,900
31,725,900
32,304,400
32,654,600
29,783,200
29,932,500
-3,845,700
-12,137,900
-2,112,800
-7,091,400
-7,209,800
1,231,700
1,180,600
1,203,900
2,647,900
-4,238,400
-50,000
-4,014,300
-3,032,800
-2,419,300
-2,419,300-3,032,800-4,014,300-50,000-4,238,4002,647,9001,203,9001,180,6001,231,700-7,209,800-7,091,400-2,112,800-12,137,900-3,845,70029,932,50029,783,20032,654,60032,304,40031,725,90031,378,90030,842,40033,108,30031,454,00023,433,30023,767,50019,490,90022,038,20021,785,70021,965,07421,940,60321,477,41821,657,59821,643,96521,840,44821,944,44621,492,45421,718,92721,136,64721,064,48720,744,64917,651,34220,469,25220,065,24820,242,31316,870,83120,125,47919,595,51619,618,12819,393,36619,118,15919,287,59619,308,80518,984,60918,300,56318,289,78318,564,14218,348,28318,194,76917,965,07717,691,91618,113,21919,107,43419,472,60419,846,64320,335,17620,363,42819,713,09019,330,71719,019,86519,138,63418,808,97418,939,83719,318,80419,617,72318,507,86518,480,99818,516,64817,778,27217,684,48217,762,839-1,364,581000
   > Long-term Liabilities 
0
0
0
1,750,000
996,000
996,000
996,000
996,000
996,000
996,000
996,000
996,000
995,000
995,000
995,000
994,000
994,000
994,000
993,000
993,000
983,000
983,000
983,000
983,000
980,000
980,000
980,000
980,000
980,000
980,000
980,000
977,000
972,000
972,000
972,000
972,000
972,000
972,000
972,000
972,000
1,671,000
1,647,000
1,638,000
1,638,000
1,171,000
1,171,000
1,171,000
1,171,000
1,171,000
1,171,000
1,171,000
1,165,000
1,415,000
1,165,000
1,166,000
1,067,000
1,067,000
1,137,000
1,068,000
1,068,000
2,004,000
2,005,000
2,005,000
2,006,000
2,006,600
2,007,300
2,006,300
2,006,900
2,207,500
2,208,000
2,008,600
2,252,900
2,203,700
2,550,500
2,201,900
2,202,500
2,203,000
5,180,500
6,681,400
4,238,400
4,119,600
2,129,400
2,080,000
2,080,400
2,080,4002,080,0002,129,4004,119,6004,238,4006,681,4005,180,5002,203,0002,202,5002,201,9002,550,5002,203,7002,252,9002,008,6002,208,0002,207,5002,006,9002,006,3002,007,3002,006,6002,006,0002,005,0002,005,0002,004,0001,068,0001,068,0001,137,0001,067,0001,067,0001,166,0001,165,0001,415,0001,165,0001,171,0001,171,0001,171,0001,171,0001,171,0001,171,0001,171,0001,638,0001,638,0001,647,0001,671,000972,000972,000972,000972,000972,000972,000972,000972,000977,000980,000980,000980,000980,000980,000980,000980,000983,000983,000983,000983,000993,000993,000994,000994,000994,000995,000995,000995,000996,000996,000996,000996,000996,000996,000996,000996,0001,750,000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,611,500
2,563,500
2,909,800
2,551,900
2,566,700
2,558,100
2,467,500
2,503,800
2,496,500
2,502,700
2,505,600
0
0
002,505,6002,502,7002,496,5002,503,8002,467,5002,558,1002,566,7002,551,9002,909,8002,563,5002,611,50000000000000000000000000000000000000000000000000000000000000000000000000
> Total Stockholder Equity
0
0
0
2,632,103
3,549,457
3,354,204
3,555,051
3,635,431
3,635,577
3,843,422
3,665,802
3,699,559
3,653,569
3,570,354
3,759,441
3,832,597
3,921,261
3,814,392
3,923,065
4,088,903
4,207,215
4,247,480
3,731,811
3,709,505
3,670,322
4,364,577
4,903,449
4,853,249
4,973,585
5,038,168
5,366,541
4,780,537
4,747,393
4,875,976
5,014,472
5,026,936
4,964,890
5,033,568
5,229,613
5,185,366
5,206,605
4,795,886
4,782,919
4,833,479
5,096,288
5,349,707
5,342,563
5,181,307
5,128,212
4,827,960
4,683,599
4,523,967
4,564,645
4,608,071
4,504,914
4,098,100
4,158,800
4,224,600
4,138,200
4,270,600
4,489,800
5,312,500
5,219,400
5,112,000
5,440,600
5,730,200
5,658,600
5,652,800
5,370,000
5,967,800
5,936,400
5,951,400
5,822,200
5,908,400
5,744,400
5,489,700
5,021,100
4,459,700
4,098,900
4,228,700
4,396,400
4,486,000
4,490,600
4,809,500
4,809,5004,490,6004,486,0004,396,4004,228,7004,098,9004,459,7005,021,1005,489,7005,744,4005,908,4005,822,2005,951,4005,936,4005,967,8005,370,0005,652,8005,658,6005,730,2005,440,6005,112,0005,219,4005,312,5004,489,8004,270,6004,138,2004,224,6004,158,8004,098,1004,504,9144,608,0714,564,6454,523,9674,683,5994,827,9605,128,2125,181,3075,342,5635,349,7075,096,2884,833,4794,782,9194,795,8865,206,6055,185,3665,229,6135,033,5684,964,8905,026,9365,014,4724,875,9764,747,3934,780,5375,366,5415,038,1684,973,5854,853,2494,903,4494,364,5773,670,3223,709,5053,731,8114,247,4804,207,2154,088,9033,923,0653,814,3923,921,2613,832,5973,759,4413,570,3543,653,5693,699,5593,665,8023,843,4223,635,5773,635,4313,555,0513,354,2043,549,4572,632,103000
   Common Stock
0
0
0
1,092
1,423
1,423
1,423
1,423
1,423
1,424
1,425
1,426
1,427
1,428
1,429
1,430
1,432
1,436
1,437
1,438
1,440
1,442
1,443
1,443
1,445
4,676,177
4,781,088
1,447
1,451
1,451
1,453
1,453
1,456
1,457
1,458
1,464
1,463
1,472
1,473
1,474
1,478
1,480
1,482
1,482
1,486
1,489
1,490
1,490
1,493
1,496
1,497
1,497
1,500
1,502
1,503
1,504
1,500
1,500
1,500
1,500
1,500
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
600
700
700
700
700
600
600
600
600
600
600
600
600
6006006006006006006006007007007007006001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,5001,5001,5001,5001,5001,5041,5031,5021,5001,4971,4971,4961,4931,4901,4901,4891,4861,4821,4821,4801,4781,4741,4731,4721,4631,4641,4581,4571,4561,4531,4531,4511,4511,4474,781,0884,676,1771,4451,4431,4431,4421,4401,4381,4371,4361,4321,4301,4291,4281,4271,4261,4251,4241,4231,4231,4231,4231,4231,092000
   Retained Earnings Total Equity
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,548,700
3,635,500
3,640,300
4,219,300
4,066,800
3,976,500
3,774,200
3,678,900
3,699,300
3,775,900
3,877,200
0
0
003,877,2003,775,9003,699,3003,678,9003,774,2003,976,5004,066,8004,219,3003,640,3003,635,5003,548,70000000000000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
318,527
415,760
135,697
306,665
338,163
256,529
399,549
263,029
219,499
78,400
-39,997
158,150
88,064
88,990
-48,216
-2,486
53,911
-5,497
-137,768
-475,798
-670,946
-782,328
-311,600
122,361
65,925
154,038
278,151
514,671
285,524
297,022
381,273
524,412
554,867
597,216
676,432
858,859
830,403
778,029
420,508
386,306
426,830
583,481
764,072
659,746
555,767
548,997
348,419
246,038
118,549
225,240
327,254
328,106
94,602
148,300
236,900
256,400
234,000
51,700
-137,900
-97,700
-155,400
103,400
328,700
405,200
411,500
88,400
568,900
658,200
709,800
504,500
604,000
-84,100
-150,000
-485,300
-822,200
-1,084,900
-986,200
-899,500
-922,700
-1,051,000
-765,000
-765,000-1,051,000-922,700-899,500-986,200-1,084,900-822,200-485,300-150,000-84,100604,000504,500709,800658,200568,90088,400411,500405,200328,700103,400-155,400-97,700-137,90051,700234,000256,400236,900148,30094,602328,106327,254225,240118,549246,038348,419548,997555,767659,746764,072583,481426,830386,306420,508778,029830,403858,859676,432597,216554,867524,412381,273297,022285,524514,671278,151154,03865,925122,361-311,600-782,328-670,946-475,798-137,768-5,49753,911-2,486-48,21688,99088,064158,150-39,99778,400219,499263,029399,549256,529338,163306,665135,697415,760318,527000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,540,600
4,550,400
4,568,200
1,956,800
1,804,300
1,786,200
1,731,300
1,695,000
1,652,100
1,629,900
1,627,100
1,637,800
1,642,200
1,653,700
0
0
001,653,7001,642,2001,637,8001,627,1001,629,9001,652,1001,695,0001,731,3001,786,2001,804,3001,956,8004,568,2004,550,4004,540,60000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock00-122,800-122,800-122,800-122,800-122,800-122,800-122,800-122,800-122,800-122,800-267,400-5,420,500-5,350,400-5,324,60000000000000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
2,063,763
-21,370,825
2,788,734
2,753,697
2,726,240
2,679,257
2,627,462
2,496,850
2,471,724
2,391,609
2,288,514
2,140,718
2,066,932
1,971,056
1,849,607
1,740,504
1,764,447
1,761,208
1,760,355
1,710,607
1,728,637
1,728,582
-2,941,291
-3,068,320
1,731,411
1,623,995
1,409,506
1,376,925
1,229,535
1,059,271
955,300
891,851
728,126
632,108
471,799
376,412
-1,474
-1,478
-1,480
-1,482
-10,708
-23,619
-73,651
-97,318
-185,237
-262,775
-373,625
-388,128
-452,753
-706,639
-902,060
-1,120,366
-1,294,684
-1,401,800
-1,514,500
-1,534,300
-1,662,200
-4,400
-4,500
-4,500
-4,500
-4,500
-4,500
-4,500
-4,500
-4,500
-4,500
-4,500
-3,500
-700
-700
-700
-700
-600
-600
-600
-600
-600
-922,700
-600
1,545,700
1,545,700-600-922,700-600-600-600-600-600-700-700-700-700-3,500-4,500-4,500-4,500-4,500-4,500-4,500-4,500-4,500-4,500-4,500-4,400-1,662,200-1,534,300-1,514,500-1,401,800-1,294,684-1,120,366-902,060-706,639-452,753-388,128-373,625-262,775-185,237-97,318-73,651-23,619-10,708-1,482-1,480-1,478-1,474376,412471,799632,108728,126891,851955,3001,059,2711,229,5351,376,9251,409,5061,623,9951,731,411-3,068,320-2,941,2911,728,5821,728,6371,710,6071,760,3551,761,2081,764,4471,740,5041,849,6071,971,0562,066,9322,140,7182,288,5142,391,6092,471,7242,496,8502,627,4622,679,2572,726,2402,753,6972,788,734-21,370,8252,063,763000



Balance Sheet

All numbers in thousands.




Cash Flow

All numbers in thousands.




Income Statement

All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue11,131,600
Cost of Revenue-0
Gross Profit11,131,60011,131,600
 
Operating Income (+$)
Gross Profit11,131,600
Operating Expense-7,695,100
Operating Income642,5003,436,500
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense7,695,1000
 
Net Interest Income (+$)
Interest Income0
Interest Expense-108,000
Other Finance Cost-108,000
Net Interest Income0
 
Pretax Income (+$)
Operating Income642,500
Net Interest Income0
Other Non-Operating Income Expenses0
Income Before Tax (EBT)806,800478,200
EBIT - interestExpense = 338,100
806,800
750,500
Interest Expense108,000
Earnings Before Interest and Taxes (EBIT)446,100914,800
Earnings Before Interest and Taxes (EBITDA)642,500
 
After tax Income (+$)
Income Before Tax806,800
Tax Provision-0
Net Income From Continuing Ops0806,800
Net Income642,500
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses10,324,800
Total Other Income/Expenses Net164,3000
 

Technical Analysis of Assurant Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Assurant Inc. The general trend of Assurant Inc is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Assurant Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (100.0%) Bearish trend (-100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportĀ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceĀ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Assurant Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: .

The bearish price targets are: 22.07 > 21.27 > 21.19.

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Assurant Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows theĀ moving averageĀ of the selected period.

  • Moving averages are laggingĀ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Assurant Inc. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Assurant Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theĀ momentumĀ of theĀ selected period based on two moving averages.

  • MACD is aĀ lagging momentumĀ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Assurant Inc. The current macd is 0.4401683.

The long score for the Moving Average Convergence/Divergence (MACD) is 1/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -2/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Assurant Inc price going down in the near term. -2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Assurant Inc. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Assurant Inc price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Assurant Inc Daily Moving Average Convergence/Divergence (MACD) ChartAssurant Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Assurant Inc. The current adx is 44.91.

The long score for the Directional Movement Index (DMI) is 4/7.
The longshort score for the Directional Movement Index (DMI) is 4/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Assurant Inc shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bullish trend. The ADX is trending up, so the bullish trend is strengthening.
Assurant Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsĀ the current trend.
  • ShowsĀ potential entry signals.
  • ShowsĀ Ā potential exit signals.
  • Can be used to placeĀ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Assurant Inc. The current sar is 22.33.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Assurant Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumĀ indicator, meaning the signals are instant.
  • RangesĀ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Assurant Inc. The current rsi is 78.94. The current phase is Overbought in bull market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is 0/(-13 +13).

  • Overbought in bull market: Short-term excessive buying, potential for pullback. Consider taking profits, be cautious of potential correction. -1
  • Trending up: The RSI is trending up. +1
Assurant Inc Daily Relative Strength Index (RSI) ChartAssurant Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesĀ a certain price to multiple prices ranging over time.

  • LeadingĀ momentumĀ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesĀ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Assurant Inc. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Assurant Inc price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Assurant Inc Daily Stochastic Oscillator ChartAssurant Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Ā the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Assurant Inc. The current cci is 90.23.

Assurant Inc Daily Commodity Channel Index (CCI) ChartAssurant Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Assurant Inc. The current cmo is 58.38.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Assurant Inc Daily Chande Momentum Oscillator (CMO) ChartAssurant Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Ā Shows the current price relative to the highest high over the last 14 days.
Ā 

  • Lagging momentum indicator
  • Ranging between 0 andĀ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Assurant Inc. The current willr is -18.44660194.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Assurant Inc Daily Williams %R ChartAssurant Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldĀ 

Score

Let's take a look at the Bollinger Bands of Assurant Inc.

Assurant Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Assurant Inc. The current atr is 0.33291358.

Assurant Inc Daily Average True Range (ATR) ChartAssurant Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

Ā Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Assurant Inc. The current obv is 1,111,728.

Assurant Inc Daily On-Balance Volume (OBV) ChartAssurant Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Assurant Inc. The current mfi is 88.25.

The long score for the Money Flow Index (MFI) is 2/2.
The longshort score for the Money Flow Index (MFI) is 2/(-2 +2).

  • MFI > 50: +1
  • MFI > 80: +1
Assurant Inc Daily Money Flow Index (MFI) ChartAssurant Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Assurant Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-07STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-11-08MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-09ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-13STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-14STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-15STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-16STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-17RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-21SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2023-11-22MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-11-24STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-27STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-11-29CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-30WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-01STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-05SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-06STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-11DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2023-12-12STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-12-14DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-15BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-18STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-19STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-20STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-22STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-28CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-02STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-03STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-04STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-01-08WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-09BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-10STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-12STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-16RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-17MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-18SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-01-22STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-24SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-25MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-01-29STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-31STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-01DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-02STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-02-05CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-02-06CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-02-07STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-09DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-02-12CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-02-13DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-14CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-15STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-16STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-20STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-21STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-22STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-02-23DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-02-26MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-29STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-01RSI SHORT ENTRY LONG CLOSE70 crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-03-07WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-08ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-11STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-15STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-19STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-21STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-25SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-03-27MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-28SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside

6.3. Candlestick Patterns

Assurant Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Assurant Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5078.937
Ma 20Greater thanMa 5022.244
Ma 50Greater thanMa 10021.305
Ma 100Greater thanMa 20020.532
OpenGreater thanClose22.520
Total4/5 (80.0%)
Penke

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