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AMB Financial Corp
Buy, Hold or Sell?

Let's analyse AMB Financial Corp together

PenkeI guess you are interested in AMB Financial Corp. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of AMB Financial Corp. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of AMB Financial Corp (30 sec.)










What can you expect buying and holding a share of AMB Financial Corp? (30 sec.)

How much money do you get?

How much money do you get?
$0.24
When do you have the money?
1 year
How often do you get paid?
62.5%

What is your share worth?

Current worth
$31.94
Expected worth in 1 year
$33.70
How sure are you?
80.0%

+ What do you gain per year?

Total Gains per Share
$2.00
Return On Investment
10.8%

For what price can you sell your share?

Current Price per Share
$18.51
Expected price per share
$18.31 - $19.44
How sure are you?
50%

1. Valuation of AMB Financial Corp (5 min.)




Live pricePrice per Share (EOD)

$18.51

Intrinsic Value Per Share

$-5.19 - $-4.08

Total Value Per Share

$26.75 - $27.86

2. Growth of AMB Financial Corp (5 min.)




Is AMB Financial Corp growing?

Current yearPrevious yearGrowGrow %
How rich?$28.9m$26.7m$1.5m5.4%

How much money is AMB Financial Corp making?

Current yearPrevious yearGrowGrow %
Making money$475.7k$861.1k-$385.4k-81.0%
Net Profit Margin9.7%21.3%--

How much money comes from the company's main activities?

3. Financial Health of AMB Financial Corp (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of AMB Financial Corp? (5 min.)

Welcome investor! AMB Financial Corp's management wants to use your money to grow the business. In return you get a share of AMB Financial Corp.

What can you expect buying and holding a share of AMB Financial Corp?

First you should know what it really means to hold a share of AMB Financial Corp. And how you can make/lose money.

Speculation

The Price per Share of AMB Financial Corp is $18.51. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of AMB Financial Corp.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in AMB Financial Corp, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $31.94. Based on the TTM, the Book Value Change Per Share is $0.44 per quarter. Based on the YOY, the Book Value Change Per Share is $0.67 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.06 per quarter.
Based on historical numbers we can estimate the returns while holding a share of AMB Financial Corp.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.573.1%0.522.8%0.935.0%0.723.9%0.522.8%
Usd Book Value Change Per Share0.251.4%0.442.4%0.673.6%-8.71-47.0%-3.55-19.2%
Usd Dividend Per Share0.060.3%0.060.3%0.050.3%0.030.2%0.050.3%
Usd Total Gains Per Share0.311.7%0.502.7%0.723.9%-8.68-46.9%-3.50-18.9%
Usd Price Per Share19.65-19.68-21.07-18.03-12.04-
Price to Earnings Ratio8.63-9.41-5.92-7.09-6.21-
Price-to-Total Gains Ratio62.63--919.56-33.45--178.63--123.18-
Price to Book Ratio0.62-0.63-0.73-0.50-0.26-
Price-to-Total Gains Ratio62.63--919.56-33.45--178.63--123.18-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share18.5095
Number of shares54
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.060.03
Usd Book Value Change Per Share0.44-8.71
Usd Total Gains Per Share0.50-8.68
Gains per Quarter (54 shares)27.01-468.67
Gains per Year (54 shares)108.05-1,874.68
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
11395986-1881-1885
22619020613-3762-3760
33928531419-5643-5635
45238042226-7524-7510
56547553032-9405-9385
67857063838-11286-11260
79166674645-13167-13135
810476185451-15049-15010
911785696258-16930-16885
10130951107064-18811-18760

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%102.03.06.091.9%
Book Value Change Per Share3.01.00.075.0%11.01.00.091.7%18.02.00.090.0%32.08.00.080.0%71.040.00.064.0%
Dividend per Share4.00.00.0100.0%11.00.01.091.7%11.00.09.055.0%25.00.015.062.5%93.00.018.083.8%
Total Gains per Share3.01.00.075.0%11.01.00.091.7%18.02.00.090.0%32.08.00.080.0%72.039.00.064.9%

Fundamentals of AMB Financial Corp

About AMB Financial Corp

AMB Financial Corp. operates as the bank holding company for American Community Bank of Indiana that provides financial services to customers in Indiana. The company provides savings, checking, health savings, individual retirement, and money market deposit accounts, as well as certificates of deposit. It offers business checking accounts, business debit and credit cards, and order business checks. In addition, the company offers mortgage loans, home equity loans, construction/lot loans, community loans, vehicle loans, and loan servicing; and commercial loans, commercial real estate loans, and SBA loans. Further, it provides merchant, remote deposit, wire services, fraud protection, and ACH origination; sweep services, zero balance accounts, lockbox services, vault services, and wealth management services; online, mobile, voice, and banking services; money order and e-statement services; cashier's checks; and safe deposit boxes. The company was founded in 1910 and is headquartered in Saint John, Indiana.

Fundamental data was last updated by Penke on 2024-05-14 03:35:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of AMB Financial Corp.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit AMB Financial Corp earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare AMB Financial Corp to the Banks - Regional industry mean.
  • A Net Profit Margin of 9.9% means that $0.10 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of AMB Financial Corp:

  • The MRQ is 9.9%. The company is making a profit. +1
  • The TTM is 9.7%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ9.9%TTM9.7%+0.3%
TTM9.7%YOY21.3%-11.6%
TTM9.7%5Y19.1%-9.4%
5Y19.1%10Y17.2%+1.9%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ9.9%38.5%-28.6%
TTM9.7%29.6%-19.9%
YOY21.3%26.3%-5.0%
5Y19.1%23.6%-4.5%
10Y17.2%20.4%-3.2%
1.1.2. Return on Assets

Shows how efficient AMB Financial Corp is using its assets to generate profit.

  • Above 5% is considered healthy but always compare AMB Financial Corp to the Banks - Regional industry mean.
  • 0.1% Return on Assets means that AMB Financial Corp generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of AMB Financial Corp:

  • The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.1%TTM0.1%+0.0%
TTM0.1%YOY0.3%-0.1%
TTM0.1%5Y0.2%-0.1%
5Y0.2%10Y0.2%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1%0.3%-0.2%
TTM0.1%0.2%-0.1%
YOY0.3%0.2%+0.1%
5Y0.2%0.2%+0.0%
10Y0.2%0.2%0.0%
1.1.3. Return on Equity

Shows how efficient AMB Financial Corp is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare AMB Financial Corp to the Banks - Regional industry mean.
  • 1.8% Return on Equity means AMB Financial Corp generated $0.02 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of AMB Financial Corp:

  • The MRQ is 1.8%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 1.7%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.8%TTM1.7%+0.1%
TTM1.7%YOY3.2%-1.5%
TTM1.7%5Y2.8%-1.1%
5Y2.8%10Y2.3%+0.5%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.8%3.1%-1.3%
TTM1.7%2.5%-0.8%
YOY3.2%2.7%+0.5%
5Y2.8%2.5%+0.3%
10Y2.3%2.8%-0.5%

1.2. Operating Efficiency of AMB Financial Corp.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient AMB Financial Corp is operating .

  • Measures how much profit AMB Financial Corp makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare AMB Financial Corp to the Banks - Regional industry mean.
  • An Operating Margin of -4.0% means the company generated $-0.04  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of AMB Financial Corp:

  • The MRQ is -4.0%. The company is operating very inefficient. -2
  • The TTM is -3.8%. The company is operating very inefficient. -2
Trends
Current periodCompared to+/- 
MRQ-4.0%TTM-3.8%-0.2%
TTM-3.8%YOY13.3%-17.1%
TTM-3.8%5Y9.1%-12.9%
5Y9.1%10Y16.5%-7.5%
1.2.2. Operating Ratio

Measures how efficient AMB Financial Corp is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.18 means that the operating costs are $0.18 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of AMB Financial Corp:

  • The MRQ is 0.176. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.160. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.176TTM0.160+0.016
TTM0.160YOY0.185-0.025
TTM0.1605Y0.378-0.218
5Y0.37810Y0.640-0.262

1.3. Liquidity of AMB Financial Corp.

1.3. Liquidity
1.3.1. Current Ratio

Measures if AMB Financial Corp is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.00 means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of AMB Financial Corp:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.048-0.048
TTM0.048YOY0.112-0.065
TTM0.0485Y0.129-0.081
5Y0.12910Y0.087+0.042
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.0480.124-0.076
YOY0.1120.167-0.055
5Y0.1290.207-0.078
10Y0.0870.131-0.044
1.3.2. Quick Ratio

Measures if AMB Financial Corp is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare AMB Financial Corp to the Banks - Regional industry mean.
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of AMB Financial Corp:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.045-0.045
TTM0.045YOY0.108-0.063
TTM0.0455Y0.127-0.082
5Y0.12710Y0.086+0.041

1.4. Solvency of AMB Financial Corp.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of AMB Financial Corp assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare AMB Financial Corp to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.92 means that AMB Financial Corp assets are financed with 91.7% credit (debt) and the remaining percentage (100% - 91.7%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of AMB Financial Corp:

  • The MRQ is 0.917. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.917. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.917TTM0.917-0.001
TTM0.917YOY0.917+0.000
TTM0.9175Y0.615+0.303
5Y0.61510Y0.330+0.285
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9170.915+0.002
TTM0.9170.916+0.001
YOY0.9170.918-0.001
5Y0.6150.919-0.304
10Y0.3300.926-0.596
1.4.2. Debt to Equity Ratio

Measures if AMB Financial Corp is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare AMB Financial Corp to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,099.2% means that company has $10.99 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of AMB Financial Corp:

  • The MRQ is 10.992. The company is unable to pay all its debts with equity. -1
  • The TTM is 11.103. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ10.992TTM11.103-0.111
TTM11.103YOY11.107-0.004
TTM11.1035Y7.294+3.809
5Y7.29410Y3.915+3.379
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ10.99210.799+0.193
TTM11.10310.909+0.194
YOY11.10711.266-0.159
5Y7.29411.324-4.030
10Y3.91512.886-8.971

2. Market Valuation of AMB Financial Corp

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings AMB Financial Corp generates.

  • Above 15 is considered overpriced but always compare AMB Financial Corp to the Banks - Regional industry mean.
  • A PE ratio of 8.63 means the investor is paying $8.63 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of AMB Financial Corp:

  • The EOD is 8.125. Based on the earnings, the company is underpriced. +1
  • The MRQ is 8.625. Based on the earnings, the company is underpriced. +1
  • The TTM is 9.412. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD8.125MRQ8.625-0.501
MRQ8.625TTM9.412-0.787
TTM9.412YOY5.915+3.497
TTM9.4125Y7.087+2.325
5Y7.08710Y6.208+0.879
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD8.1253.710+4.415
MRQ8.6253.418+5.207
TTM9.4124.741+4.671
YOY5.9156.901-0.986
5Y7.0879.496-2.409
10Y6.2089.770-3.562
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of AMB Financial Corp:

  • The EOD is -37.768. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -40.095. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -13.185. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-37.768MRQ-40.095+2.327
MRQ-40.095TTM-13.185-26.910
TTM-13.185YOY6.998-20.183
TTM-13.1855Y6.995-20.180
5Y6.99510Y6.637+0.357
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-37.768-2.562-35.206
MRQ-40.095-2.360-37.735
TTM-13.185-1.072-12.113
YOY6.9986.461+0.537
5Y6.9950.248+6.747
10Y6.6370.032+6.605
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of AMB Financial Corp is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.62 means the investor is paying $0.62 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of AMB Financial Corp:

  • The EOD is 0.579. Based on the equity, the company is cheap. +2
  • The MRQ is 0.615. Based on the equity, the company is cheap. +2
  • The TTM is 0.632. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.579MRQ0.615-0.036
MRQ0.615TTM0.632-0.016
TTM0.632YOY0.728-0.097
TTM0.6325Y0.499+0.132
5Y0.49910Y0.265+0.234
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.5790.456+0.123
MRQ0.6150.420+0.195
TTM0.6320.439+0.193
YOY0.7280.594+0.134
5Y0.4990.763-0.264
10Y0.2650.991-0.726
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of AMB Financial Corp compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.2540.440-42%0.665-62%-8.709+3526%-3.547+1496%
Book Value Per Share--31.94431.187+2%28.943+10%100.595-68%147.809-78%
Current Ratio---0.048-100%0.112-100%0.129-100%0.087-100%
Debt To Asset Ratio--0.9170.9170%0.9170%0.615+49%0.330+178%
Debt To Equity Ratio--10.99211.103-1%11.107-1%7.294+51%3.915+181%
Dividend Per Share--0.0600.060-1%0.050+19%0.030+101%0.047+26%
Eps--0.5700.524+9%0.931-39%0.719-21%0.519+10%
Free Cash Flow Per Share---0.1230.275-145%0.899-114%0.622-120%0.478-126%
Free Cash Flow To Equity Per Share---5.8906.107-196%3.752-257%6.837-186%4.459-232%
Gross Profit Margin--0.8260.775+7%0.889-7%0.859-4%0.830-1%
Intrinsic Value_10Y_max---4.079--------
Intrinsic Value_10Y_min---5.194--------
Intrinsic Value_1Y_max--1.787--------
Intrinsic Value_1Y_min--1.509--------
Intrinsic Value_3Y_max--3.696--------
Intrinsic Value_3Y_min--2.803--------
Intrinsic Value_5Y_max--3.588--------
Intrinsic Value_5Y_min--2.190--------
Market Cap16737696.622-6%17802330.15017872686.8030%19489996.543-9%16927317.564+5%11439553.430+56%
Net Profit Margin--0.0990.097+3%0.213-53%0.191-48%0.172-42%
Operating Margin---0.040-0.038-5%0.133-130%0.091-144%0.165-124%
Operating Ratio--0.1760.160+10%0.185-5%0.378-53%0.640-72%
Pb Ratio0.579-6%0.6150.632-3%0.728-16%0.499+23%0.265+132%
Pe Ratio8.125-6%8.6259.412-8%5.915+46%7.087+22%6.208+39%
Price Per Share18.510-6%19.65019.6780%21.065-7%18.026+9%12.039+63%
Price To Free Cash Flow Ratio-37.768+6%-40.095-13.185-67%6.998-673%6.995-673%6.637-704%
Price To Total Gains Ratio58.991-6%62.626-919.557+1568%33.452+87%-178.627+385%-123.182+297%
Quick Ratio---0.045-100%0.108-100%0.127-100%0.086-100%
Return On Assets--0.0010.001+7%0.003-44%0.002-37%0.002-24%
Return On Equity--0.0180.017+6%0.032-44%0.028-36%0.023-23%
Total Gains Per Share--0.3140.500-37%0.716-56%-8.679+2866%-3.500+1215%
Usd Book Value--28940000.00028320014.750+2%26780130.750+8%96844509.300-70%144291747.775-80%
Usd Book Value Change Per Share--0.2540.440-42%0.665-62%-8.709+3526%-3.547+1496%
Usd Book Value Per Share--31.94431.187+2%28.943+10%100.595-68%147.809-78%
Usd Dividend Per Share--0.0600.060-1%0.050+19%0.030+101%0.047+26%
Usd Eps--0.5700.524+9%0.931-39%0.719-21%0.519+10%
Usd Free Cash Flow---111000.000251183.000-144%832454.250-113%590579.550-119%459812.350-124%
Usd Free Cash Flow Per Share---0.1230.275-145%0.899-114%0.622-120%0.478-126%
Usd Free Cash Flow To Equity Per Share---5.8906.107-196%3.752-257%6.837-186%4.459-232%
Usd Market Cap16737696.622-6%17802330.15017872686.8030%19489996.543-9%16927317.564+5%11439553.430+56%
Usd Price Per Share18.510-6%19.65019.6780%21.065-7%18.026+9%12.039+63%
Usd Profit--516000.000475774.500+8%861194.750-40%678489.350-24%496074.000+4%
Usd Revenue--5186000.0004916402.500+5%4038416.000+28%3587563.400+45%2816629.325+84%
Usd Total Gains Per Share--0.3140.500-37%0.716-56%-8.679+2866%-3.500+1215%
 EOD+3 -5MRQTTM+18 -18YOY+13 -235Y+13 -2310Y+16 -20

3.2. Fundamental Score

Let's check the fundamental score of AMB Financial Corp based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-158.125
Price to Book Ratio (EOD)Between0-10.579
Net Profit Margin (MRQ)Greater than00.099
Operating Margin (MRQ)Greater than0-0.040
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.917
Debt to Equity Ratio (MRQ)Less than110.992
Return on Equity (MRQ)Greater than0.150.018
Return on Assets (MRQ)Greater than0.050.001
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of AMB Financial Corp based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5010.839
Ma 20Greater thanMa 5019.046
Ma 50Greater thanMa 10019.520
Ma 100Greater thanMa 20019.540
OpenGreater thanClose18.510
Total2/5 (40.0%)



Latest Balance Sheet

Balance Sheet of 2024-03-31. All numbers in thousands.

Summary
Total Assets347,056
Total Liabilities318,116
Total Stockholder Equity28,940
 As reported
Total Liabilities 318,116
Total Stockholder Equity+ 28,940
Total Assets = 347,056

Assets

Total Assets347,056
Total Current Assets23,467
Long-term Assets323,589
Total Current Assets
Cash And Cash Equivalents 21,958
Total Current Assets  (as reported)23,467
Total Current Assets  (calculated)21,958
+/- 1,509
Long-term Assets
Property Plant Equipment 9,431
Long-term Assets Other 290,681
Long-term Assets  (as reported)323,589
Long-term Assets  (calculated)300,112
+/- 23,477

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities318,116
Total Stockholder Equity28,940
Total Current Liabilities
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)0
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)318,116
Long-term Liabilities  (calculated)0
+/- 318,116
Total Stockholder Equity
Common Stock17
Retained Earnings 27,556
Accumulated Other Comprehensive Income -1,052
Other Stockholders Equity 2,419
Total Stockholder Equity (as reported)28,940
Total Stockholder Equity (calculated)28,940
+/-0
Other
Cash and Short Term Investments 21,958
Common Stock Shares Outstanding 906
Liabilities and Stockholders Equity 347,056
Net Debt -16,865
Short Long Term Debt Total 5,093



Balance Sheet

All numbers in thousands.

 Trend2024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-311997-12-311997-09-301997-06-301997-03-311996-12-311996-09-301996-06-301996-03-31
> Total Assets 
0
79,400
83,500
86,100
93,643
94,179
103,388
99,796
106,201
111,338
118,700
116,913
120,371
117,433
122,426
127,786
129,632
132,430
132,709
135,699
141,031
141,173
140,646
141,648
148,023
147,277
146,563
149,672
154,916
154,228
148,499
145,965
151,674
154,364
154,368
157,094
160,263
161,654
166,040
170,466
176,735
176,242
176,027
182,282
180,208
174,475
176,278
174,754
183,360
181,784
178,432
180,092
182,688
187,207
187,767
187,540
185,610
187,061
186,600
181,286
177,828
177,467
183,752
179,834
182,055
179,131
178,906
179,884
180,574
179,297
177,837
174,509
177,073
183,659
185,750
185,044
184,781
186,289
191,153
189,936
190,161
199,707
200,391
205,059
207,245
206,432
206,401
210,133
211,836
213,738
218,178
226,578
216,950
223,094
226,806
228,578
234,574
253,692
256,827
262,272
273,236
271,804
276,610
288,933
310,618
326,153
319,398
325,888
324,606
335,838
334,726
353,505
347,056
347,056353,505334,726335,838324,606325,888319,398326,153310,618288,933276,610271,804273,236262,272256,827253,692234,574228,578226,806223,094216,950226,578218,178213,738211,836210,133206,401206,432207,245205,059200,391199,707190,161189,936191,153186,289184,781185,044185,750183,659177,073174,509177,837179,297180,574179,884178,906179,131182,055179,834183,752177,467177,828181,286186,600187,061185,610187,540187,767187,207182,688180,092178,432181,784183,360174,754176,278174,475180,208182,282176,027176,242176,735170,466166,040161,654160,263157,094154,368154,364151,674145,965148,499154,228154,916149,672146,563147,277148,023141,648140,646141,173141,031135,699132,709132,430129,632127,786122,426117,433120,371116,913118,700111,338106,20199,796103,38894,17993,64386,10083,50079,4000
   > Total Current Assets 
0
4,800
5,200
3,100
5,844
6,899
11,788
6,220
6,640
5,763
8,860
9,692
11,106
5,111
4,475
6,100
8,250
5,476
5,448
5,336
8,095
10,908
8,334
9,651
14,874
16,085
10,881
13,056
15,395
15,800
9,819
7,856
8,390
12,201
10,204
8,985
9,397
8,189
10,400
9,746
7,705
7,140
7,726
13,484
13,039
9,416
8,342
3,676
7,562
9,205
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
26,889
27,669
30,761
28,406
16,943
13,385
13,366
12,615
15,696
11,302
10,755
15,597
15,706
12,415
14,391
19,118
16,980
17,946
24,441
20,228
16,634
18,264
13,578
11,897
15,821
26,824
17,202
14,286
22,626
18,003
21,048
27,050
28,259
48,007
39,783
37,378
48,051
46,526
69,487
49,353
19,861
29,255
24,045
28,552
24,685
24,499
23,467
23,46724,49924,68528,55224,04529,25519,86149,35369,48746,52648,05137,37839,78348,00728,25927,05021,04818,00322,62614,28617,20226,82415,82111,89713,57818,26416,63420,22824,44117,94616,98019,11814,39112,41515,70615,59710,75511,30215,69612,61513,36613,38516,94328,40630,76127,66926,88900000000000000009,2057,5623,6768,3429,41613,03913,4847,7267,1407,7059,74610,4008,1899,3978,98510,20412,2018,3907,8569,81915,80015,39513,05610,88116,08514,8749,6518,33410,9088,0955,3365,4485,4768,2506,1004,4755,11111,1069,6928,8605,7636,6406,22011,7886,8995,8443,1005,2004,8000
       Cash And Cash Equivalents 
0
4,300
4,800
2,600
5,375
6,437
11,233
5,687
6,074
5,185
8,275
9,097
10,495
4,479
3,792
5,458
7,566
4,816
4,705
4,615
7,344
10,219
7,648
8,963
14,159
15,444
10,185
12,353
14,695
15,153
9,165
7,235
7,779
11,601
9,605
8,353
8,747
7,518
9,735
9,039
6,916
6,427
6,946
9,728
12,230
8,673
7,570
2,935
6,839
8,487
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
26,889
27,669
30,761
28,406
16,943
13,385
13,366
12,615
15,696
11,302
10,755
15,597
15,706
12,415
14,391
19,118
16,980
17,946
24,441
20,228
16,634
18,264
13,578
11,897
15,821
26,824
17,202
14,286
22,626
18,003
21,048
27,050
28,259
48,007
38,154
36,621
47,329
45,758
68,765
48,517
18,851
28,116
22,858
27,307
23,389
23,041
21,958
21,95823,04123,38927,30722,85828,11618,85148,51768,76545,75847,32936,62138,15448,00728,25927,05021,04818,00322,62614,28617,20226,82415,82111,89713,57818,26416,63420,22824,44117,94616,98019,11814,39112,41515,70615,59710,75511,30215,69612,61513,36613,38516,94328,40630,76127,66926,88900000000000000008,4876,8392,9357,5708,67312,2309,7286,9466,4276,9169,0399,7357,5188,7478,3539,60511,6017,7797,2359,16515,15314,69512,35310,18515,44414,1598,9637,64810,2197,3444,6154,7054,8167,5665,4583,7924,47910,4959,0978,2755,1856,0745,68711,2336,4375,3752,6004,8004,3000
       Net Receivables 
0
500
400
500
469
462
555
534
566
578
585
595
611
632
683
642
684
660
743
721
751
689
686
688
715
641
696
704
700
647
653
621
610
601
599
633
651
672
665
707
789
712
780
3,756
809
743
772
741
724
718
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000000000000000000000000000000000000000000007187247417727438093,7567807127897076656726516335996016106216536477007046966417156886866897517217436606846426836326115955855785665345554624695004005000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
584
561
592
3,045
635
634
732
3,299
833
761
684
3,759
3,933
4,912
4,112
2,699
39,783
37,378
48,051
46,526
69,487
49,353
19,861
29,255
24,045
28,552
24,685
24,499
23,467
23,46724,49924,68528,55224,04529,25519,86149,35369,48746,52648,05137,37839,7832,6994,1124,9123,9333,7596847618333,2997326346353,045592561584000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   > Long-term Assets 
0
13,800
13,800
14,000
16,889
14,293
14,364
14,592
14,201
12,857
12,386
11,609
11,289
10,749
10,326
9,529
9,864
8,805
8,815
10,540
10,527
9,517
9,775
9,266
10,723
11,002
11,582
11,399
12,815
11,364
11,067
8,355
8,474
7,531
7,671
7,834
7,599
8,495
7,931
7,573
7,386
7,201
7,308
7,626
7,737
8,195
9,155
9,094
9,935
10,942
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,840
9,118
149,813
150,891
160,894
161,124
163,706
171,044
170,055
173,743
174,026
170,692
175,447
177,521
175,770
180,589
183,411
187,114
182,804
186,204
189,766
191,870
198,258
201,840
202,356
199,754
199,747
208,808
204,180
210,575
213,526
226,642
228,567
214,266
233,453
234,425
228,559
242,407
241,131
276,800
299,537
296,634
300,561
307,286
310,041
329,006
323,589
323,589329,006310,041307,286300,561296,634299,537276,800241,131242,407228,559234,425233,453214,266228,567226,642213,526210,575204,180208,808199,747199,754202,356201,840198,258191,870189,766186,204182,804187,114183,411180,589175,770177,521175,447170,692174,026173,743170,055171,044163,706161,124160,894150,891149,8139,1188,840000000000000000010,9429,9359,0949,1558,1957,7377,6267,3087,2017,3867,5737,9318,4957,5997,8347,6717,5318,4748,35511,06711,36412,81511,39911,58211,00210,7239,2669,7759,51710,52710,5408,8158,8059,8649,52910,32610,74911,28911,60912,38612,85714,20114,59214,36414,29316,88914,00013,80013,8000
       Property Plant Equipment 
0
600
500
500
520
519
503
472
476
459
429
428
419
415
399
400
496
551
525
2,251
2,218
2,190
2,173
2,177
2,137
2,154
2,226
2,426
2,488
2,532
2,587
2,554
2,527
2,504
2,461
2,432
2,382
2,384
2,405
2,391
2,342
2,323
2,439
2,856
3,047
3,662
5,173
6,211
7,174
7,709
8,352
8,616
8,737
8,701
8,661
8,756
9,060
9,041
9,211
9,164
9,090
9,023
8,981
8,899
8,847
8,819
8,840
8,914
9,259
9,246
9,177
9,127
9,055
9,131
9,111
8,991
8,911
8,988
8,988
8,951
8,903
8,854
8,793
8,482
9,613
9,609
9,707
9,717
9,682
9,618
9,561
9,517
9,611
9,633
9,646
9,597
9,510
9,511
9,443
9,446
9,448
9,366
9,294
9,400
9,317
9,527
9,519
9,566
9,524
9,500
9,535
9,440
9,431
9,4319,4409,5359,5009,5249,5669,5199,5279,3179,4009,2949,3669,4489,4469,4439,5119,5109,5979,6469,6339,6119,5179,5619,6189,6829,7179,7079,6099,6138,4828,7938,8548,9038,9518,9888,9888,9118,9919,1119,1319,0559,1279,1779,2469,2598,9148,8408,8198,8478,8998,9819,0239,0909,1649,2119,0419,0608,7568,6618,7018,7378,6168,3527,7097,1746,2115,1733,6623,0472,8562,4392,3232,3422,3912,4052,3842,3822,4322,4612,5042,5272,5542,5872,5322,4882,4262,2262,1542,1372,1772,1732,1902,2182,2515255514964003994154194284294594764725035195205005006000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
151,673
156,726
156,512
154,282
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,265
4,974
4,706
4,438
4,188
3,967
5,649
6,171
7,520
8,748
9,232
9,617
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000009,6179,2328,7487,5206,1715,6493,9674,1884,4384,7064,9745,2650000000000000000000000000000000000154,282156,512156,726151,6730000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
37
0
0
0
96
0
0
0
204
0
0
0
263
0
0
0
247
0
0
0
257
0
0
0
323
0
0
0
347
0
0
0
0
0
0
0
389
0
0
0
815
0
0
0
1,091
0
0
0
980
0
0
0
898
0
08980009800001,0910008150003890000000347000323000257000247000263000204000960003700000000000000000000000000000000000000000000000000000000000
       Other Assets 
0
60,800
64,500
69,000
70,910
72,987
77,236
78,983
85,360
92,718
97,454
95,612
97,976
101,573
107,625
112,157
111,518
118,149
118,446
119,824
122,409
120,748
122,536
122,731
122,427
120,190
124,100
125,216
126,707
127,064
127,614
129,754
134,810
134,632
136,492
140,274
143,266
144,970
147,709
153,147
161,644
161,901
160,994
161,172
159,433
156,864
158,781
161,983
165,863
161,637
17,043
15,520
15,556
16,943
18,634
18,683
18,474
19,843
19,287
19,119
19,366
18,686
22,325
20,869
21,021
21,468
143,177
143,097
19,637
19,501
19,300
18,729
18,187
17,915
17,418
16,593
16,041
15,011
14,431
14,007
13,874
13,250
12,990
12,503
12,149
11,763
11,528
10,835
182,540
186,514
185,312
179,017
179,975
187,025
182,312
185,004
188,087
201,060
203,372
191,680
212,493
213,138
205,280
216,263
215,822
250,280
271,590
266,709
268,714
277,447
0
0
0
000277,447268,714266,709271,590250,280215,822216,263205,280213,138212,493191,680203,372201,060188,087185,004182,312187,025179,975179,017185,312186,514182,54010,83511,52811,76312,14912,50312,99013,25013,87414,00714,43115,01116,04116,59317,41817,91518,18718,72919,30019,50119,637143,097143,17721,46821,02120,86922,32518,68619,36619,11919,28719,84318,47418,68318,63416,94315,55615,52017,043161,637165,863161,983158,781156,864159,433161,172160,994161,901161,644153,147147,709144,970143,266140,274136,492134,632134,810129,754127,614127,064126,707125,216124,100120,190122,427122,731122,536120,748122,409119,824118,446118,149111,518112,157107,625101,57397,97695,61297,45492,71885,36078,98377,23672,98770,91069,00064,50060,8000
> Total Liabilities 
0
63,200
67,300
70,900
9,500
13,500
13,500
12,000
15,000
97,221
105,424
103,500
106,895
105,222
110,792
116,247
118,684
121,409
121,494
124,199
129,995
129,939
129,177
129,931
131,149
130,173
129,811
132,826
138,160
137,266
131,314
133,445
21,898
24,650
24,639
24,575
26,575
27,845
26,315
26,492
30,992
32,399
36,730
39,660
37,660
34,407
35,394
39,120
44,177
37,920
165,466
167,142
166,212
171,165
172,905
172,662
170,698
172,070
171,573
166,218
162,680
162,244
168,419
164,442
166,521
163,432
6,000
6,647
6,647
6,625
6,583
158,075
6,427
6,403
6,359
5,817
6,192
6,167
5,649
5,592
5,566
10,540
10,513
10,353
10,326
10,298
8,693
8,580
13,580
13,580
13,580
13,428
13,428
13,428
13,428
13,266
13,266
13,266
13,266
13,093
249,687
247,364
251,934
263,515
285,042
300,278
293,012
298,711
296,924
307,927
306,954
324,849
318,116
318,116324,849306,954307,927296,924298,711293,012300,278285,042263,515251,934247,364249,68713,09313,26613,26613,26613,26613,42813,42813,42813,42813,58013,58013,5808,5808,69310,29810,32610,35310,51310,5405,5665,5925,6496,1676,1925,8176,3596,4036,427158,0756,5836,6256,6476,6476,000163,432166,521164,442168,419162,244162,680166,218171,573172,070170,698172,662172,905171,165166,212167,142165,46637,92044,17739,12035,39434,40737,66039,66036,73032,39930,99226,49226,31527,84526,57524,57524,63924,65021,898133,445131,314137,266138,160132,826129,811130,173131,149129,931129,177129,939129,995124,199121,494121,409118,684116,247110,792105,222106,895103,500105,42497,22115,00012,00013,50013,5009,50070,90067,30063,2000
   > Total Current Liabilities 
0
700
500
300
0
0
0
0
0
1,391
1,391
1,391
1,391
1,391
1,391
1,333
1,333
1,215
1,215
1,260
1,245
1,093
1,089
1,086
1,083
934
930
927
924
776
773
2,044
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
330
0
0
0
0
0
0
0
0
0
0
0
0
178,454
177,451
178,251
181,760
178,995
180,247
184,170
192,552
182,529
188,483
191,779
193,294
198,912
217,049
219,921
223,473
233,641
235,939
240,846
154,554
274,531
289,643
286,957
235,392
281,112
291,910
0
263,763
0
0263,7630291,910281,112235,392286,957289,643274,531154,554240,846235,939233,641223,473219,921217,049198,912193,294191,779188,483182,529192,552184,170180,247178,995181,760178,251177,451178,4540000000000003300000000000000000000000000000000000000002,0447737769249279309341,0831,0861,0891,0931,2451,2601,2151,2151,3331,3331,3911,3911,3911,3911,3911,391000003005007000
       Short-term Debt 
0
700
500
300
0
0
0
0
0
1,391
1,391
1,391
1,391
1,391
1,391
1,333
1,333
1,215
1,215
1,260
1,245
1,093
1,089
1,086
1,083
934
930
927
924
776
773
2,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
189
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
10,326
10,298
1,577
1,520
13,580
13,580
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000013,58013,5801,5201,57710,29810,3260000000000000000000000000000000000001890000000000000002,0007737769249279309341,0831,0861,0891,0931,2451,2601,2151,2151,3331,3331,3911,3911,3911,3911,3911,391000003005007000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
189
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
10,326
10,298
1,577
1,520
13,580
13,580
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000013,58013,5801,5201,57710,29810,32600000000000000000000000000000000000018900000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
90,922
94,092
95,359
89,712
97,839
97,154
99,154
102,210
103,989
103,785
105,563
109,331
114,419
113,233
111,376
44
112,297
113,812
113,229
115,658
116,041
116,009
122,157
127,435
128,463
125,797
121,375
124,858
124,688
122,307
121,714
118,882
122,198
127,142
124,174
129,213
133,410
137,754
142,247
143,346
146,950
148,840
150,417
147,900
147,052
149,897
154,677
153,378
155,024
152,308
151,410
154,010
154,092
153,786
151,564
148,533
149,883
156,862
157,862
157,810
156,890
159,019
163,353
163,197
167,104
171,193
171,234
176,379
178,454
177,450
176,674
180,240
178,995
180,247
184,170
192,552
182,529
188,483
191,779
193,294
198,912
217,049
219,921
223,473
233,641
235,939
240,846
251,519
274,531
289,643
286,957
291,736
281,112
291,910
0
0
0
000291,910281,112291,736286,957289,643274,531251,519240,846235,939233,641223,473219,921217,049198,912193,294191,779188,483182,529192,552184,170180,247178,995180,240176,674177,450178,454176,379171,234171,193167,104163,197163,353159,019156,890157,810157,862156,862149,883148,533151,564153,786154,092154,010151,410152,308155,024153,378154,677149,897147,052147,900150,417148,840146,950143,346142,247137,754133,410129,213124,174127,142122,198118,882121,714122,307124,688124,858121,375125,797128,463127,435122,157116,009116,041115,658113,229113,812112,29744111,376113,233114,419109,331105,563103,785103,989102,21099,15497,15497,83989,71295,35994,09290,9220000000000000000
       Other Current Liabilities 
0
-700
-500
-300
0
0
0
0
0
-1,391
-1,391
-1,391
-1,391
-1,391
-1,391
-1,333
-1,333
-1,215
-1,215
-1,260
-1,245
-1,093
-1,089
-1,086
-1,083
-934
-930
-927
-924
-776
-773
-2,044
0
0
0
0
0
0
0
0
0
0
0
0
0
0
121,714
120,013
122,198
127,142
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
154,554
0
0
0
235,392
0
0
0
263,763
0
0263,763000235,392000154,55400000000000000000000000000000000000000000000000000000127,142122,198120,013121,71400000000000000-2,044-773-776-924-927-930-934-1,083-1,086-1,089-1,093-1,245-1,260-1,215-1,215-1,333-1,333-1,391-1,391-1,391-1,391-1,391-1,39100000-300-500-7000
   > Long-term Liabilities 
0
2,000
1,000
9,500
9,500
13,500
13,500
12,000
15,000
18,683
25,683
21,683
21,683
21,683
25,676
24,676
24,676
23,639
22,630
31,108
28,608
26,515
26,506
23,956
23,456
22,360
20,351
20,297
19,297
19,197
15,187
19,899
21,898
24,650
24,639
24,575
26,575
27,845
26,315
26,492
30,992
32,399
36,730
39,660
37,660
34,407
35,394
39,120
44,177
37,920
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,000
6,647
6,647
6,625
6,583
157,746
6,427
6,403
6,359
5,817
6,192
6,167
5,649
5,592
5,566
10,540
10,513
10,353
10,326
10,298
8,693
8,580
13,580
13,580
13,580
13,428
13,428
13,428
13,428
13,266
13,266
13,266
13,266
13,093
249,687
247,364
251,934
108,961
285,042
300,278
293,012
63,319
296,924
307,927
306,954
61,086
318,116
318,11661,086306,954307,927296,92463,319293,012300,278285,042108,961251,934247,364249,68713,09313,26613,26613,26613,26613,42813,42813,42813,42813,58013,58013,5808,5808,69310,29810,32610,35310,51310,5405,5665,5925,6496,1676,1925,8176,3596,4036,427157,7466,5836,6256,6476,6476,000000000000000000037,92044,17739,12035,39434,40737,66039,66036,73032,39930,99226,49226,31527,84526,57524,57524,63924,65021,89819,89915,18719,19719,29720,29720,35122,36023,45623,95626,50626,51528,60831,10822,63023,63924,67624,67625,67621,68321,68321,68325,68318,68315,00012,00013,50013,5009,5009,5001,0002,0000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,754
2,462
2,290
2,120
2,303
5,178
2,429
2,679
2,621
3,094
2,967
2,271
3,519
4,059
3,978
3,212
4,772
3,066
3,340
3,451
4,308
3,553
3,678
2,394
3,338
3,797
3,459
3,103
3,344
3,527
5,102
3,506
3,725
3,603
4,386
3,974
3,576
4,325
4,586
3,329
3,761
3,243
3,685
2,937
3,247
2,966
4,377
3,046
3,479
3,106
3,606
3,229
3,657
2,736
3,403
3,092
4,107
3,460
4,327
3,440
3,900
3,128
3,803
2,476
2,276
2,552
2,805
2,116
2,000
2,046
2,489
2,627
1,849
2,140
2,312
2,081
2,204
2,256
2,400
2,338
2,337
2,744
2,440
3,053
2,953
3,332
2,994
2,925
2,419
2,542
2,962
2,813
2,720
3,288
0
0
0
0003,2882,7202,8132,9622,5422,4192,9252,9943,3322,9533,0532,4402,7442,3372,3382,4002,2562,2042,0812,3122,1401,8492,6272,4892,0462,0002,1162,8052,5522,2762,4763,8033,1283,9003,4404,3273,4604,1073,0923,4032,7363,6573,2293,6063,1063,4793,0464,3772,9663,2472,9373,6853,2433,7613,3294,5864,3253,5763,9744,3863,6033,7253,5065,1023,5273,3443,1033,4593,7973,3382,3943,6783,5534,3083,4513,3403,0664,7723,2123,9784,0593,5192,2712,9673,0942,6212,6792,4295,1782,3032,1202,2902,4621,7540000000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
972
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000000000000000000000000000000000000000000000097200000000000000000000000000000000000000000000000
> Total Stockholder Equity
0
16,200
16,200
15,200
15,260
14,087
14,411
14,770
14,976
14,118
13,276
13,413
13,476
12,211
11,634
11,539
10,947
11,022
11,215
11,499
11,036
11,234
11,468
11,717
11,874
12,105
11,752
11,846
11,757
11,963
12,185
12,520
12,707
12,835
13,160
13,409
13,339
13,766
13,890
14,145
14,422
14,249
14,806
14,661
14,516
14,234
14,068
13,453
13,467
13,119
12,966
12,950
16,476
16,042
14,862
14,878
14,912
14,991
15,027
15,068
15,148
15,223
15,333
15,392
15,534
15,699
8,117
8,281
16,178
16,150
16,287
16,434
16,655
16,934
17,203
17,483
17,798
17,974
18,348
18,671
15,215
15,422
15,839
16,211
16,466
16,638
16,968
17,167
17,413
17,771
18,116
18,517
18,788
18,926
19,199
19,679
20,059
20,633
21,200
22,653
23,549
24,440
24,676
25,418
25,576
25,875
26,386
27,177
27,682
27,912
27,772
28,656
28,940
28,94028,65627,77227,91227,68227,17726,38625,87525,57625,41824,67624,44023,54922,65321,20020,63320,05919,67919,19918,92618,78818,51718,11617,77117,41317,16716,96816,63816,46616,21115,83915,42215,21518,67118,34817,97417,79817,48317,20316,93416,65516,43416,28716,15016,1788,2818,11715,69915,53415,39215,33315,22315,14815,06815,02714,99114,91214,87814,86216,04216,47612,95012,96613,11913,46713,45314,06814,23414,51614,66114,80614,24914,42214,14513,89013,76613,33913,40913,16012,83512,70712,52012,18511,96311,75711,84611,75212,10511,87411,71711,46811,23411,03611,49911,21511,02210,94711,53911,63412,21113,47613,41313,27614,11814,97614,77014,41114,08715,26015,20016,20016,2000
   Common Stock
0
0
0
0
11
11
11
11
11
11
11
11
11
11
11
11
11
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717171717111111111111111111111111110000
   Retained Earnings Total Equity00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
-1,431
-1,303
-1,227
-1,092
-1,063
-1,031
-902
-844
-874
-939
-901
-832
-813
-752
-666
-478
-390
-382
-275
-231
-272
-212
-187
-120
-146
-139
-189
-126
-125
-181
-138
-85
-111
-91
-106
-19
-36
-62
-24
-25
-17
-35
-6
12
26
-21
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
84
6
-13
-28
-15
17
3
22
39
7
23
-2
21
28
34
-15
-6
-2
-3
-28
-49
-53
-67
-50
-6
54
54
44
156
178
161
154
129
105
78
16
-391
-701
-1,050
-1,201
-903
-1,147
-1,426
-951
-1,052
-1,052-951-1,426-1,147-903-1,201-1,050-701-3911678105129154161178156445454-6-50-67-53-49-28-3-2-6-15342821-22373922317-15-28-13684000000000000000000-212612-6-35-17-25-24-62-36-19-106-91-111-85-138-181-125-126-189-139-146-120-187-212-272-231-275-382-390-478-666-752-813-832-901-939-874-844-902-1,031-1,063-1,092-1,227-1,303-1,4310000
   Capital Surplus 00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock0000000000000000000000-7,734-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,761-7,234-7,126-6,902-6,814-6,706-7,386-7,157-7,266-7,465-7,375-7,375-7,209-7,421-7,475-7,498-7,445-7,445-7,445-9,278-8,906-8,718-8,093-8,043-8,043-7,967-7,967-7,967-7,266-7,168-7,055-6,9620000000000000000
   Other Stockholders Equity 
0
9,700
9,800
8,600
9,940
8,450
8,460
8,494
8,509
7,583
6,926
6,928
6,932
5,545
4,881
4,579
3,844
3,753
3,649
3,556
2,863
2,875
2,886
2,821
2,830
2,796
2,191
2,027
1,679
3,544
3,577
3,622
3,726
3,797
3,922
4,019
3,888
3,924
3,957
4,125
4,276
4,061
4,804
4,706
4,620
4,399
4,294
3,770
3,770
3,771
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-8,117
-8,281
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,773
3,785
3,804
3,822
3,840
3,858
3,877
3,869
3,612
3,605
3,596
3,614
3,632
3,649
3,667
3,685
3,462
2,772
2,790
2,820
2,839
2,832
2,729
2,421
2,449
2,473
2,495
2,419
2,4192,4952,4732,4492,4212,7292,8322,8392,8202,7902,7723,4623,6853,6673,6493,6323,6143,5963,6053,6123,8693,8773,8583,8403,8223,8043,7853,7733,7733,7733,7733,7733,7733,7733,7733,7733,7733,7733,7733,7733,7733,7733,7733,7733,773-8,281-8,11700000000000000003,7713,7703,7704,2944,3994,6204,7064,8044,0614,2764,1253,9573,9243,8884,0193,9223,7973,7263,6223,5773,5441,6792,0272,1912,7962,8302,8212,8862,8752,8633,5563,6493,7533,8444,5794,8815,5456,9326,9286,9267,5838,5098,4948,4608,4509,9408,6009,8009,7000



Balance Sheet

All numbers in thousands.