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Australia and New Zealand Banking Group Ltd
Buy, Hold or Sell?

Let's analyze Australia and New Zealand Banking Group Ltd together

I guess you are interested in Australia and New Zealand Banking Group Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Australia and New Zealand Banking Group Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Australia and New Zealand Banking Group Ltd (30 sec.)










1.2. What can you expect buying and holding a share of Australia and New Zealand Banking Group Ltd? (30 sec.)

How much money do you get?

How much money do you get?
A$4.06
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$21.74
Expected worth in 1 year
A$23.01
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
A$7.74
Return On Investment
25.0%

For what price can you sell your share?

Current Price per Share
A$31.01
Expected price per share
A$27.89 - A$32.80
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Australia and New Zealand Banking Group Ltd (5 min.)




Live pricePrice per Share (EOD)
A$31.01
Intrinsic Value Per Share
A$-106.92 - A$119.92
Total Value Per Share
A$-85.18 - A$141.65

2.2. Growth of Australia and New Zealand Banking Group Ltd (5 min.)




Is Australia and New Zealand Banking Group Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$44.3b$43.9b$365.1m0.8%

How much money is Australia and New Zealand Banking Group Ltd making?

Current yearPrevious yearGrowGrow %
Making money$4.1b$4.4b-$353.2m-8.6%
Net Profit Margin32.1%35.0%--

How much money comes from the company's main activities?

2.3. Financial Health of Australia and New Zealand Banking Group Ltd (5 min.)




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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Australia and New Zealand Banking Group Ltd?

Welcome investor! Australia and New Zealand Banking Group Ltd's management wants to use your money to grow the business. In return you get a share of Australia and New Zealand Banking Group Ltd.

First you should know what it really means to hold a share of Australia and New Zealand Banking Group Ltd. And how you can make/lose money.

Speculation

The Price per Share of Australia and New Zealand Banking Group Ltd is A$31.01. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Australia and New Zealand Banking Group Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Australia and New Zealand Banking Group Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$21.74. Based on the TTM, the Book Value Change Per Share is A$0.32 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.26 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$1.62 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Australia and New Zealand Banking Group Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps1.264.1%1.264.1%1.364.4%1.203.9%1.244.0%
Usd Book Value Change Per Share0.200.6%0.200.6%0.160.5%0.270.9%0.321.0%
Usd Dividend Per Share1.013.3%1.013.3%0.842.7%0.752.4%0.812.6%
Usd Total Gains Per Share1.213.9%1.213.9%1.003.2%1.023.3%1.133.7%
Usd Price Per Share19.12-19.12-16.10-15.61-16.80-
Price to Earnings Ratio15.16-15.16-11.82-13.40-13.79-
Price-to-Total Gains Ratio15.76-15.76-16.07-22.33-20.67-
Price to Book Ratio1.40-1.40-1.20-1.19-1.36-
Price-to-Total Gains Ratio15.76-15.76-16.07-22.33-20.67-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share19.455674
Number of shares51
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share1.010.75
Usd Book Value Change Per Share0.200.27
Usd Total Gains Per Share1.211.02
Gains per Quarter (51 shares)61.9051.96
Gains per Year (51 shares)247.59207.83
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
12074123815255198
241481486305111406
3621122734457166614
4827163982610222822
5103420412307622771030
6124124414789153321238
71448285172610673881446
81655326197412204431654
91862367222213724981862
102069407247015245542070

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%35.01.00.097.2%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%4.01.00.080.0%8.02.00.080.0%32.04.00.088.9%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%34.00.02.094.4%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%34.02.00.094.4%
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3.2. Key Performance Indicators

The key performance indicators of Australia and New Zealand Banking Group Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.3180.3180%0.258+23%0.433-26%0.516-38%
Book Value Per Share--21.73621.7360%21.418+1%20.739+5%19.798+10%
Current Ratio----0%1.420-100%0.851-100%1.461-100%
Debt To Asset Ratio--0.9430.9430%0.937+1%0.939+0%0.938+1%
Debt To Equity Ratio--16.58416.5840%14.895+11%15.465+7%15.096+10%
Dividend Per Share--1.6161.6160%1.339+21%1.191+36%1.291+25%
Enterprise Value---946454288000.000-946454288000.0000%-805214970000.000-15%-847978198814.813-10%-770075028601.793-19%
Eps--2.0112.0110%2.170-7%1.906+6%1.978+2%
Ev To Ebitda Ratio--infinfnan%-74.772nan%infnan%infnan%
Ev To Sales Ratio---46.497-46.4970%-39.703-15%-40.020-14%-37.586-19%
Free Cash Flow Per Share--3.0633.0630%1.984+54%8.310-63%6.132-50%
Free Cash Flow To Equity Per Share--8.5738.5730%3.325+158%8.140+5%5.961+44%
Gross Profit Margin--0.9680.9680%0.973-1%0.9680%0.965+0%
Intrinsic Value_10Y_max--119.917--------
Intrinsic Value_10Y_min---106.916--------
Intrinsic Value_1Y_max--9.129--------
Intrinsic Value_1Y_min--0.161--------
Intrinsic Value_3Y_max--29.630--------
Intrinsic Value_3Y_min---8.932--------
Intrinsic Value_5Y_max--52.784--------
Intrinsic Value_5Y_min---28.275--------
Market Cap92225601592.320-7%99041712000.00099041712000.0000%83921030000.000+18%79649601185.187+24%84646971398.207+17%
Net Profit Margin--0.3210.3210%0.350-8%0.302+6%0.313+3%
Operating Margin----0%0.486-100%0.304-100%0.538-100%
Operating Ratio--1.0001.0000%1.0000%0.630+59%0.553+81%
Pb Ratio1.427+2%1.4021.4020%1.198+17%1.194+17%1.358+3%
Pe Ratio15.419+2%15.15615.1560%11.823+28%13.396+13%13.785+10%
Price Per Share31.010+2%30.48030.4800%25.660+19%24.876+23%26.778+14%
Price To Free Cash Flow Ratio10.125+2%9.9529.9520%12.935-23%5.903+69%4.387+127%
Price To Total Gains Ratio16.030+2%15.75615.7560%16.066-2%22.329-29%20.669-24%
Quick Ratio----0%0.756-100%0.262-100%1.224-100%
Return On Assets--0.0050.0050%0.006-17%0.006-5%0.006-15%
Return On Equity--0.0940.0940%0.102-8%0.092+2%0.100-7%
Total Gains Per Share--1.9341.9340%1.597+21%1.624+19%1.807+7%
Usd Book Value--44312007200.00044312007200.0000%43946860400.000+1%41665383040.000+6%39311629200.000+13%
Usd Book Value Change Per Share--0.2000.2000%0.162+23%0.272-26%0.324-38%
Usd Book Value Per Share--13.63713.6370%13.437+1%13.012+5%12.421+10%
Usd Dividend Per Share--1.0141.0140%0.840+21%0.747+36%0.810+25%
Usd Enterprise Value---593805420291.200-593805420291.2000%-505191872178.000-15%-532021521936.413-10%-483145072944.765-19%
Usd Eps--1.2621.2620%1.362-7%1.196+6%1.241+2%
Usd Free Cash Flow--6243884800.0006243884800.0000%4070571200.000+53%16588456000.000-62%12170995340.000-49%
Usd Free Cash Flow Per Share--1.9221.9220%1.245+54%5.213-63%3.847-50%
Usd Free Cash Flow To Equity Per Share--5.3795.3790%2.086+158%5.107+5%3.740+44%
Usd Market Cap57862342439.022-7%62138770108.80062138770108.8000%52652054222.000+18%49972159783.587+24%53107509855.235+17%
Usd Price Per Share19.456+2%19.12319.1230%16.099+19%15.607+23%16.801+14%
Usd Profit--4100059000.0004100059000.0000%4453285200.000-8%3826010680.000+7%3918175740.000+5%
Usd Revenue--12770727000.00012770727000.0000%12724299400.000+0%13480316400.000-5%12944391320.000-1%
Usd Total Gains Per Share--1.2141.2140%1.002+21%1.019+19%1.134+7%
 EOD+2 -6MRQTTM+0 -0YOY+19 -195Y+17 -2210Y+17 -22

3.3 Fundamental Score

Let's check the fundamental score of Australia and New Zealand Banking Group Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1515.419
Price to Book Ratio (EOD)Between0-11.427
Net Profit Margin (MRQ)Greater than00.321
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.943
Debt to Equity Ratio (MRQ)Less than116.584
Return on Equity (MRQ)Greater than0.150.094
Return on Assets (MRQ)Greater than0.050.005
Total2/10 (20.0%)

3.4 Technical Score

Let's check the technical score of Australia and New Zealand Banking Group Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5065.212
Ma 20Greater thanMa 5030.052
Ma 50Greater thanMa 10029.841
Ma 100Greater thanMa 20030.232
OpenGreater thanClose30.850
Total3/5 (60.0%)

4. In-depth Analysis

4.1 About Australia and New Zealand Banking Group Ltd

ANZ Group Holdings Limited provides various banking and financial products and services to retail, individuals and business customers in Australia and internationally. It offers home and personal loans, deposits, and credit cards through the branch network, home loan specialists, contact centers, self-service channels, and third-party brokers. The company also provides asset financing for small business owners, medium and large commercial customers, high net worth individuals, and family groups. In addition, it offers working capital and liquidity solutions, including documentary trade, supply chain and commodity financing, cash management solutions, deposits, payments, and clearing services; loan products, loan syndication, loan structuring and execution, project and export finance, debt structuring, and acquisition finance services. Further, the company provides banking and wealth management services to consumers, and private banking and small business banking customers through its internet and app-based digital solutions, network of branches, mortgage specialists, relationship managers, and contact centers; and traditional relationship banking and financial solutions for small, medium, and large enterprises, agricultural business segments, and government and government-related entities. ANZ Group Holdings Limited was founded in 1835 and is based in Melbourne, Australia.

Fundamental data was last updated by Penke on 2025-01-24 13:30:03.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit Australia and New Zealand Banking Group Ltd earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • A Net Profit Margin of 32.1% means that $0.32 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 32.1%. The company is making a huge profit. +2
  • The TTM is 32.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ32.1%TTM32.1%0.0%
TTM32.1%YOY35.0%-2.9%
TTM32.1%5Y30.2%+1.9%
5Y30.2%10Y31.3%-1.1%
4.3.1.2. Return on Assets

Shows how efficient Australia and New Zealand Banking Group Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • 0.5% Return on Assets means that Australia and New Zealand Banking Group Ltd generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 0.5%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.5%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.5%TTM0.5%0.0%
TTM0.5%YOY0.6%-0.1%
TTM0.5%5Y0.6%0.0%
5Y0.6%10Y0.6%-0.1%
4.3.1.3. Return on Equity

Shows how efficient Australia and New Zealand Banking Group Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • 9.4% Return on Equity means Australia and New Zealand Banking Group Ltd generated $0.09 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 9.4%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 9.4%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ9.4%TTM9.4%0.0%
TTM9.4%YOY10.2%-0.9%
TTM9.4%5Y9.2%+0.2%
5Y9.2%10Y10.0%-0.9%
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4.3.2. Operating Efficiency of Australia and New Zealand Banking Group Ltd.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient Australia and New Zealand Banking Group Ltd is operating .

  • Measures how much profit Australia and New Zealand Banking Group Ltd makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY48.6%-48.6%
TTM-5Y30.4%-30.4%
5Y30.4%10Y53.8%-23.4%
4.3.2.2. Operating Ratio

Measures how efficient Australia and New Zealand Banking Group Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Diversified industry mean).
  • An Operation Ratio of 1.00 means that the operating costs are $1.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 1.000. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.000. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.000TTM1.0000.000
TTM1.000YOY1.0000.000
TTM1.0005Y0.630+0.370
5Y0.63010Y0.553+0.077
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4.4.3. Liquidity of Australia and New Zealand Banking Group Ltd.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Australia and New Zealand Banking Group Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Diversified industry mean).
  • A Current Ratio of 0.00 means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY1.420-1.420
TTM-5Y0.851-0.851
5Y0.85110Y1.461-0.610
4.4.3.2. Quick Ratio

Measures if Australia and New Zealand Banking Group Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.756-0.756
TTM-5Y0.262-0.262
5Y0.26210Y1.224-0.962
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4.5.4. Solvency of Australia and New Zealand Banking Group Ltd.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of Australia and New Zealand Banking Group Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Australia and New Zealand Banking Group Ltd to Banks - Diversified industry mean.
  • A Debt to Asset Ratio of 0.94 means that Australia and New Zealand Banking Group Ltd assets are financed with 94.3% credit (debt) and the remaining percentage (100% - 94.3%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 0.943. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.943. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.943TTM0.9430.000
TTM0.943YOY0.937+0.006
TTM0.9435Y0.939+0.004
5Y0.93910Y0.938+0.001
4.5.4.2. Debt to Equity Ratio

Measures if Australia and New Zealand Banking Group Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • A Debt to Equity ratio of 1,658.4% means that company has $16.58 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 16.584. The company is unable to pay all its debts with equity. -1
  • The TTM is 16.584. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ16.584TTM16.5840.000
TTM16.584YOY14.895+1.688
TTM16.5845Y15.465+1.118
5Y15.46510Y15.096+0.369
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Australia and New Zealand Banking Group Ltd generates.

  • Above 15 is considered overpriced but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • A PE ratio of 15.16 means the investor is paying $15.16 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The EOD is 15.419. Based on the earnings, the company is fair priced.
  • The MRQ is 15.156. Based on the earnings, the company is fair priced.
  • The TTM is 15.156. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD15.419MRQ15.156+0.264
MRQ15.156TTM15.1560.000
TTM15.156YOY11.823+3.332
TTM15.1565Y13.396+1.759
5Y13.39610Y13.785-0.389
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The EOD is 10.125. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 9.952. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 9.952. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD10.125MRQ9.952+0.173
MRQ9.952TTM9.9520.000
TTM9.952YOY12.935-2.983
TTM9.9525Y5.903+4.049
5Y5.90310Y4.387+1.516
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of Australia and New Zealand Banking Group Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Diversified industry mean).
  • A PB ratio of 1.40 means the investor is paying $1.40 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The EOD is 1.427. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.402. Based on the equity, the company is underpriced. +1
  • The TTM is 1.402. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.427MRQ1.402+0.024
MRQ1.402TTM1.4020.000
TTM1.402YOY1.198+0.204
TTM1.4025Y1.194+0.208
5Y1.19410Y1.358-0.164
4.6.2. Total Gains per Share

2.4. Latest News of Australia and New Zealand Banking Group Ltd

Does Australia and New Zealand Banking Group Ltd still have the same value as the quarterly reports suggest? Recent changes may be an indication that the value of the company is changing. Read the news from Australia and New Zealand Banking Group Ltd to keep up to date. Note: the news is often already included in the price.

DateTitleRead
2025-02-04
01:32
China May Loosen Grip on Yuan If Trump Reignites Trade WarRead

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Australia and New Zealand Banking Group Ltd.

4.8.2. Funds holding Australia and New Zealand Banking Group Ltd

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2020-10-31Vanguard International Stock Index-Total Intl Stock Indx1.50999995-43056791--
2020-12-31Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund0.64-18156523--
2021-02-28iShares Core MSCI EAFE ETF0.45-12669324--
2021-02-28iShares MSCI Eafe ETF0.33000002-9397758--
2021-01-31DFA International Value Series0.23999999-6888410--
2021-02-28Fidelity International Index Fund0.19-5546073--
2021-01-31Price (T.Rowe) Overseas Stock Fund0.19-5319426--
2021-02-28JP Morgan ETF Tr-BetaBuilders Developed Asia ex-Japan ETF0.19-5267616--
2020-10-31Vanguard Intl Equity Index Fds-FTSE All World ex U.S. Index Fund0.18000001-5067384--
2021-02-28iShares MSCI Eafe Value ETF0.14-3897641--
Total 4.05999997011526694600.0%
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5. Financial Statements




5.1. Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2020-09-302021-09-302022-09-302023-09-302024-09-30
Other Current Assets  311,744,000-60,292,000251,452,00059,773,000311,225,000-27,341,000283,884,000-288,285,000-4,401,000



5.2. Latest Balance Sheet

Balance Sheet of 2024-09-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets1,229,115,000
Total Liabilities1,158,487,000
Total Stockholder Equity69,857,000
 As reported
Total Liabilities 1,158,487,000
Total Stockholder Equity+ 69,857,000
Total Assets = 1,229,115,000

Assets

Total Assets1,229,115,000
Total Current Assets112,991,000
Long-term Assets1,116,124,000
Total Current Assets
Cash And Cash Equivalents 112,991,000
Net Receivables 4,401,000
Other Current Assets -4,401,000
Total Current Assets  (as reported)112,991,000
Total Current Assets  (calculated)112,991,000
+/-0
Long-term Assets
Property Plant Equipment 2,222,000
Goodwill 4,421,000
Long Term Investments 242,118,000
Intangible Assets 1,090,000
Other Assets 1,229,115,000
Long-term Assets  (as reported)1,116,124,000
Long-term Assets  (calculated)1,478,966,000
+/- 362,842,000

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity69,857,000
Total Current Liabilities
Other Current Liabilities -360,000
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)-360,000
+/- 360,000
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Common Stock28,182,000
Retained Earnings 43,449,000
Other Stockholders Equity -1,774,000
Total Stockholder Equity (as reported)69,857,000
Total Stockholder Equity (calculated)69,857,000
+/-0
Other
Capital Stock28,182,000
Cash and Short Term Investments 112,991,000
Common Stock Shares Outstanding 3,249,400
Liabilities and Stockholders Equity 1,229,115,000
Net Debt -112,991,000
Net Invested Capital 273,832,000



5.3. Balance Sheets Structured

Currency in AUD. All numbers in thousands.

 Trend2024-09-302023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-09-302016-09-302015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-302005-09-302004-09-302003-09-302002-09-302001-09-302000-09-301999-09-301998-09-301997-09-301996-09-301995-09-301994-09-301993-09-301992-09-301991-09-301990-09-301989-09-30
> Total Assets 
12,091,700
15,634,700
17,456,700
14,823,200
17,319,700
17,185,000
17,932,000
121,314,004
131,298,000
141,385,003
149,007,000
172,467,000
185,493,000
183,105,000
195,591,000
259,345,000
293,185,000
335,771,000
392,613,000
471,024,000
476,987,000
531,739,000
594,488,000
642,127,000
702,991,000
772,092,000
889,900,000
914,869,000
897,326,000
942,624,000
981,137,000
1,042,286,000
978,857,000
1,085,729,000
1,105,620,000
1,229,115,000
1,229,115,0001,105,620,0001,085,729,000978,857,0001,042,286,000981,137,000942,624,000897,326,000914,869,000889,900,000772,092,000702,991,000642,127,000594,488,000531,739,000476,987,000471,024,000392,613,000335,771,000293,185,000259,345,000195,591,000183,105,000185,493,000172,467,000149,007,000141,385,003131,298,000121,314,00417,932,00017,185,00017,319,70014,823,20017,456,70015,634,70012,091,700
   > Total Current Assets 
13,180,100
16,545,000
13,838,000
14,021,900
14,964,500
15,014,000
14,987,000
131,759,003
50,142,000
34,805,000
147,474,000
171,063,000
183,995,000
181,461,000
7,926,000
12,230,000
14,242,000
21,715,000
38,369,000
46,613,000
57,784,000
46,985,000
100,201,000
115,612,000
97,964,000
94,921,000
111,240,000
99,970,000
103,120,000
66,396,000
92,398,000
311,744,000
147,890,000
162,744,000
283,884,000
112,991,000
112,991,000283,884,000162,744,000147,890,000311,744,00092,398,00066,396,000103,120,00099,970,000111,240,00094,921,00097,964,000115,612,000100,201,00046,985,00057,784,00046,613,00038,369,00021,715,00014,242,00012,230,0007,926,000181,461,000183,995,000171,063,000147,474,00034,805,00050,142,000131,759,00314,987,00015,014,00014,964,50014,021,90013,838,00016,545,00013,180,100
       Cash And Cash Equivalents 
12,466,100
15,818,100
13,206,200
14,021,900
14,964,500
15,014,000
14,987,000
6,901,000
6,298,000
7,527,000
5,283,000
11,573,000
12,756,000
11,403,000
9,120,000
11,320,000
18,107,000
24,889,000
25,262,000
34,892,000
30,302,000
27,002,000
33,723,000
55,159,000
64,020,000
49,794,000
74,272,000
72,922,000
75,567,000
87,837,000
86,239,000
80,662,000
141,890,000
157,530,000
146,438,000
112,991,000
112,991,000146,438,000157,530,000141,890,00080,662,00086,239,00087,837,00075,567,00072,922,00074,272,00049,794,00064,020,00055,159,00033,723,00027,002,00030,302,00034,892,00025,262,00024,889,00018,107,00011,320,0009,120,00011,403,00012,756,00011,573,0005,283,0007,527,0006,298,0006,901,00014,987,00015,014,00014,964,50014,021,90013,206,20015,818,10012,466,100
       Short-term Investments 
0
0
0
0
0
0
0
9,904,000
7,266,000
5,973,000
4,259,000
776,000
3,487,000
3,609,000
2,113,000
2,990,000
-3,865,000
-5,037,000
15,109,000
15,167,000
30,983,000
32,171,000
29,859,000
29,895,000
32,083,000
33,579,000
34,820,000
35,656,000
37,964,000
-28,302,000
25,277,000
-168,091,000
0
0
0
0
0000-168,091,00025,277,000-28,302,00037,964,00035,656,00034,820,00033,579,00032,083,00029,895,00029,859,00032,171,00030,983,00015,167,00015,109,000-5,037,000-3,865,0002,990,0002,113,0003,609,0003,487,000776,0004,259,0005,973,0007,266,0009,904,0000000000
       Net Receivables 
714,000
726,900
631,800
0
0
0
0
102,439,002
25,628,000
1,940,000
3,472,000
0
1,305,000
2,272,000
0
10,118,349
1,583,000
1,863,000
2,099,000
2,243,000
1,310,000
2,225,000
20,087,000
31,544,000
18,285,000
16,828,000
14,201,000
12,592,000
11,068,000
6,861,000
6,159,000
6,383,000
6,000,000
5,214,000
4,682,000
4,401,000
4,401,0004,682,0005,214,0006,000,0006,383,0006,159,0006,861,00011,068,00012,592,00014,201,00016,828,00018,285,00031,544,00020,087,0002,225,0001,310,0002,243,0002,099,0001,863,0001,583,00010,118,34902,272,0001,305,00003,472,0001,940,00025,628,000102,439,0020000631,800726,900714,000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
133,960,000
159,200,000
172,207,000
170,571,000
183,583,000
240,234,000
153,000
69,000
97,000
111,000
139,000
128,000
169,000
232,000
319,000
356,000
800,924,000
839,565,000
196,546,000
248,575,000
263,132,000
311,744,000
251,452,000
311,225,000
283,884,000
-4,401,000
-4,401,000283,884,000311,225,000251,452,000311,744,000263,132,000248,575,000196,546,000839,565,000800,924,000356,000319,000232,000169,000128,000139,000111,00097,00069,000153,000240,234,000183,583,000170,571,000172,207,000159,200,000133,960,0000000000000
   > Long-term Assets 
7,467,500
6,179,900
7,410,000
8,185,000
5,714,300
6,101,000
3,714,000
11,924,000
12,464,000
11,464,000
1,533,000
1,404,000
1,498,000
1,644,000
12,439,000
19,985,000
19,437,000
35,642,000
60,010,000
79,306,000
95,493,000
136,002,000
154,917,000
152,704,000
161,361,000
185,270,000
194,265,000
211,946,000
186,690,000
189,745,000
257,287,000
730,542,000
175,380,000
220,053,000
821,736,000
1,116,124,000
1,116,124,000821,736,000220,053,000175,380,000730,542,000257,287,000189,745,000186,690,000211,946,000194,265,000185,270,000161,361,000152,704,000154,917,000136,002,00095,493,00079,306,00060,010,00035,642,00019,437,00019,985,00012,439,0001,644,0001,498,0001,404,0001,533,00011,464,00012,464,00011,924,0003,714,0006,101,0005,714,3008,185,0007,410,0006,179,9007,467,500
       Property Plant Equipment 
1,485,600
1,673,800
2,225,200
2,303,500
1,900,800
1,901,000
1,951,000
2,020,000
2,059,000
1,512,000
1,424,000
1,259,000
1,361,000
1,464,000
1,485,000
1,532,000
1,441,000
1,109,000
1,493,000
1,592,000
2,062,000
2,158,000
2,125,000
2,114,000
2,164,000
2,181,000
2,221,000
2,205,000
1,965,000
1,833,000
1,924,000
3,013,000
2,734,000
2,431,000
2,053,000
2,222,000
2,222,0002,053,0002,431,0002,734,0003,013,0001,924,0001,833,0001,965,0002,205,0002,221,0002,181,0002,164,0002,114,0002,125,0002,158,0002,062,0001,592,0001,493,0001,109,0001,441,0001,532,0001,485,0001,464,0001,361,0001,259,0001,424,0001,512,0002,059,0002,020,0001,951,0001,901,0001,900,8002,303,5002,225,2001,673,8001,485,600
       Goodwill 
0
0
0
0
0
0
0
0
0
0
109,000
145,000
137,000
180,000
160,000
3,269,000
2,898,000
3,337,000
3,677,000
3,741,000
3,896,000
6,630,000
6,964,000
7,082,000
7,690,000
7,950,000
8,312,000
7,672,000
6,970,000
4,930,000
4,861,000
3,264,000
3,089,000
2,906,000
3,056,000
4,421,000
4,421,0003,056,0002,906,0003,089,0003,264,0004,861,0004,930,0006,970,0007,672,0008,312,0007,950,0007,690,0007,082,0006,964,0006,630,0003,896,0003,741,0003,677,0003,337,0002,898,0003,269,000160,000180,000137,000145,000109,0000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
163,633,254
184,569,668
208,807,520
0
0
0
0
0
0
32,400,000
35,499,000
49,107,000
150,229,000
161,171,000
159,807,000
132,585,000
146,468,000
168,522,000
213,745,000
197,188,000
242,118,000
242,118,000197,188,000213,745,000168,522,000146,468,000132,585,000159,807,000161,171,000150,229,00049,107,00035,499,00032,400,000000000208,807,520184,569,668163,633,254000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
145,000
137,000
180,000
160,000
3,269,000
443,000
437,000
551,000
677,000
897,000
2,544,000
2,801,000
2,870,000
3,191,000
3,439,000
3,715,000
2,943,000
2,523,000
1,490,000
1,394,000
4,379,000
1,035,000
971,000
1,002,000
1,090,000
1,090,0001,002,000971,0001,035,0004,379,0001,394,0001,490,0002,523,0002,943,0003,715,0003,439,0003,191,0002,870,0002,801,0002,544,000897,000677,000551,000437,000443,0003,269,000160,000180,000137,000145,00000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
228,439,000
268,045,000
238,083,000
219,928,000
287,831,000
329,546,000
175,716,000
0
0
0
000175,716,000329,546,000287,831,000219,928,000238,083,000268,045,000228,439,00000000000000000000000000000
       Long-term Assets Other 
-7,467,500
-6,179,900
-7,410,000
-8,185,000
-5,714,300
-6,101,000
-3,714,000
-11,924,000
-12,464,000
-11,464,000
-4,695,000
-4,900,000
-4,530,000
-6,223,000
-12,439,000
-19,985,000
-19,437,000
-35,642,000
-60,010,000
-79,306,000
-95,493,000
-136,002,000
-154,917,000
-152,704,000
-161,361,000
-185,270,000
-194,265,000
-1,804,000
-675,000
-900,000
-1,356,000
710,364,000
-2,339,000
-3,384,000
618,437,000
-249,851,000
-249,851,000618,437,000-3,384,000-2,339,000710,364,000-1,356,000-900,000-675,000-1,804,000-194,265,000-185,270,000-161,361,000-152,704,000-154,917,000-136,002,000-95,493,000-79,306,000-60,010,000-35,642,000-19,437,000-19,985,000-12,439,000-6,223,000-4,530,000-4,900,000-4,695,000-11,464,000-12,464,000-11,924,000-3,714,000-6,101,000-5,714,300-8,185,000-7,410,000-6,179,900-7,467,500
> Total Liabilities 
8,082,500
11,312,000
12,438,600
10,232,100
12,186,800
11,681,000
12,185,000
121,268,004
131,248,000
141,329,003
139,578,000
162,660,000
174,942,000
171,640,000
181,804,000
241,420,000
273,697,000
315,865,000
370,565,000
444,472,000
444,558,000
497,584,000
556,534,000
600,907,000
657,376,000
722,808,000
832,547,000
856,942,000
838,251,000
883,241,000
920,343,000
980,989,000
915,181,000
1,019,328,000
1,035,574,000
1,158,487,000
1,158,487,0001,035,574,0001,019,328,000915,181,000980,989,000920,343,000883,241,000838,251,000856,942,000832,547,000722,808,000657,376,000600,907,000556,534,000497,584,000444,558,000444,472,000370,565,000315,865,000273,697,000241,420,000181,804,000171,640,000174,942,000162,660,000139,578,000141,329,003131,248,000121,268,00412,185,00011,681,00012,186,80010,232,10012,438,60011,312,0008,082,500
   > Total Current Liabilities 
14,477,600
16,518,000
15,429,800
14,813,800
12,838,100
12,243,000
12,646,000
49,933,999
32,180,001
8,090,000
29,369,000
13,204,000
1,816,000
23,000
35,380,000
48,543,000
64,657,000
70,255,000
76,441,000
89,624,000
75,159,000
74,934,000
73,145,000
80,058,000
87,295,000
19,983,000
28,942,000
86,196,000
104,684,000
17,872,000
141,503,000
245,953,000
166,034,000
240,789,000
199,972,000
0
0199,972,000240,789,000166,034,000245,953,000141,503,00017,872,000104,684,00086,196,00028,942,00019,983,00087,295,00080,058,00073,145,00074,934,00075,159,00089,624,00076,441,00070,255,00064,657,00048,543,00035,380,00023,0001,816,00013,204,00029,369,0008,090,00032,180,00149,933,99912,646,00012,243,00012,838,10014,813,80015,429,80016,518,00014,477,600
       Short-term Debt 
14,477,600
16,518,000
15,429,800
14,813,800
12,838,100
12,243,000
12,646,000
14,013,000
89,151,996
94,599,000
96,559,000
43,730,000
46,743,000
43,398,000
29,750,000
40,068,000
52,522,000
66,292,000
68,611,000
82,620,000
71,022,000
71,209,000
71,010,000
76,535,000
83,978,000
16,552,000
25,343,000
82,777,000
104,684,000
139,051,000
141,503,000
9,142,000
48,305,000
64,430,000
54,857,000
0
054,857,00064,430,00048,305,0009,142,000141,503,000139,051,000104,684,00082,777,00025,343,00016,552,00083,978,00076,535,00071,010,00071,209,00071,022,00082,620,00068,611,00066,292,00052,522,00040,068,00029,750,00043,398,00046,743,00043,730,00096,559,00094,599,00089,151,99614,013,00012,646,00012,243,00012,838,10014,813,80015,429,80016,518,00014,477,600
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
55,910
15,971,622
0
0
0
0
0
0
0
144,291,000
15,720,000
29,327,000
82,777,000
104,684,000
17,872,000
11,812,000
128,810,000
0
0
0
0
0000128,810,00011,812,00017,872,000104,684,00082,777,00029,327,00015,720,000144,291,000000000015,971,62255,910000000000000000
       Accounts payable 
0
0
0
0
0
0
0
40,029,999
24,914,001
786,000
23,859,000
12,428,000
1,705,000
2,709,000
3,464,000
4,891,000
4,951,000
6,770,000
7,830,000
6,371,000
4,137,000
3,725,000
3,631,000
3,523,000
3,317,000
3,431,000
3,599,000
3,419,000
8,350,000
6,894,000
7,968,000
8,779,000
8,647,000
9,835,000
15,045,000
0
015,045,0009,835,0008,647,0008,779,0007,968,0006,894,0008,350,0003,419,0003,599,0003,431,0003,317,0003,523,0003,631,0003,725,0004,137,0006,371,0007,830,0006,770,0004,951,0004,891,0003,464,0002,709,0001,705,00012,428,00023,859,000786,00024,914,00140,029,9990000000
       Other Current Liabilities 
-14,477,600
-16,518,000
-15,429,800
-14,813,800
-12,838,100
-12,243,000
-12,646,000
35,920,999
-56,971,995
-88,626,000
-68,441,000
-42,954,000
-46,632,000
-43,375,000
5,630,000
-40,068,000
-57,672,000
-73,631,000
-26,399,000
-34,167,000
-75,258,000
-36,129,000
-42,960,000
-80,839,000
-972,000
-449,000
-28,942,000
-86,196,000
-8,350,000
-121,179,000
-141,503,000
-18,270,000
109,082,000
166,524,000
199,667,000
-360,000
-360,000199,667,000166,524,000109,082,000-18,270,000-141,503,000-121,179,000-8,350,000-86,196,000-28,942,000-449,000-972,000-80,839,000-42,960,000-36,129,000-75,258,000-34,167,000-26,399,000-73,631,000-57,672,000-40,068,0005,630,000-43,375,000-46,632,000-42,954,000-68,441,000-88,626,000-56,971,99535,920,999-12,646,000-12,243,000-12,838,100-14,813,800-15,429,800-16,518,000-14,477,600
   > Long-term Liabilities 
7,637,500
8,073,400
5,157,600
5,605,100
5,555,900
5,021,000
5,230,000
6,309,000
12,746,000
3,879,000
6,567,000
3,687,000
3,831,000
3,445,000
22,202,000
36,077,000
48,210,000
61,176,000
66,859,000
81,589,000
70,689,000
72,030,000
68,544,000
88,449,000
96,796,000
110,375,000
136,171,000
134,138,000
126,952,000
139,051,000
141,503,000
735,036,000
126,738,000
1,019,328,000
835,602,000
0
0835,602,0001,019,328,000126,738,000735,036,000141,503,000139,051,000126,952,000134,138,000136,171,000110,375,00096,796,00088,449,00068,544,00072,030,00070,689,00081,589,00066,859,00061,176,00048,210,00036,077,00022,202,0003,445,0003,831,0003,687,0006,567,0003,879,00012,746,0006,309,0005,230,0005,021,0005,555,9005,605,1005,157,6008,073,4007,637,500
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
112,334,000
114,562,000
107,973,000
121,179,000
129,691,000
119,668,000
101,054,000
93,734,000
0
0
0093,734,000101,054,000119,668,000129,691,000121,179,000107,973,000114,562,000112,334,00000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
13,181,000
14,511,000
10,433,000
11,230,000
9,321,000
10,400,000
21,385,000
35,701,000
42,683,000
45,011,000
81,348,000
94,563,000
99,359,000
101,237,000
117,190,000
4,505,000
10,535,000
10,136,000
8,961,000
10,847,000
10,864,000
10,167,000
11,226,000
0
0
0011,226,00010,167,00010,864,00010,847,0008,961,00010,136,00010,535,0004,505,000117,190,000101,237,00099,359,00094,563,00081,348,00045,011,00042,683,00035,701,00021,385,00010,400,0009,321,00011,230,00010,433,00014,511,00013,181,00000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,033,571
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000001,033,57100000000000000000
> Total Stockholder Equity
4,002,300
4,311,800
4,983,700
4,542,300
5,089,000
5,456,000
5,700,000
6,336,000
6,993,000
8,391,000
9,429,000
9,795,000
10,538,000
11,448,000
13,770,000
17,907,000
19,461,000
19,872,000
22,010,000
26,490,000
32,364,000
34,091,000
37,906,000
41,171,000
45,553,000
49,207,000
57,247,000
57,818,000
58,959,000
59,243,000
60,783,000
61,287,000
63,665,000
65,907,000
69,524,000
69,857,000
69,857,00069,524,00065,907,00063,665,00061,287,00060,783,00059,243,00058,959,00057,818,00057,247,00049,207,00045,553,00041,171,00037,906,00034,091,00032,364,00026,490,00022,010,00019,872,00019,461,00017,907,00013,770,00011,448,00010,538,0009,795,0009,429,0008,391,0006,993,0006,336,0005,700,0005,456,0005,089,0004,542,3004,983,7004,311,8004,002,300
   Common Stock
891,500
971,500
1,019,600
1,158,500
1,308,600
1,354,000
1,446,000
1,478,000
1,509,000
4,581,000
4,770,000
4,028,000
3,733,000
3,939,000
4,175,000
8,005,000
8,074,000
8,271,000
8,946,000
12,589,000
19,151,000
19,886,000
21,343,000
23,070,000
23,641,000
24,031,000
28,367,000
28,765,000
29,088,000
27,205,000
26,490,000
26,531,000
25,984,000
28,797,000
29,082,000
28,182,000
28,182,00029,082,00028,797,00025,984,00026,531,00026,490,00027,205,00029,088,00028,765,00028,367,00024,031,00023,641,00023,070,00021,343,00019,886,00019,151,00012,589,0008,946,0008,271,0008,074,0008,005,0004,175,0003,939,0003,733,0004,028,0004,770,0004,581,0001,509,0001,478,0001,446,0001,354,0001,308,6001,158,5001,019,600971,500891,500
   Retained Earnings 
667,400
548,400
657,500
173,200
197,700
585,000
1,106,000
1,583,000
1,830,000
2,412,000
2,952,000
3,608,000
4,562,000
5,600,000
7,203,000
8,336,000
9,393,000
11,084,000
13,082,000
13,772,000
14,129,000
15,921,000
17,787,000
19,728,000
21,948,000
24,544,000
27,309,000
27,975,000
29,834,000
31,715,000
32,664,000
33,255,000
36,453,000
39,716,000
42,177,000
43,449,000
43,449,00042,177,00039,716,00036,453,00033,255,00032,664,00031,715,00029,834,00027,975,00027,309,00024,544,00021,948,00019,728,00017,787,00015,921,00014,129,00013,772,00013,082,00011,084,0009,393,0008,336,0007,203,0005,600,0004,562,0003,608,0002,952,0002,412,0001,830,0001,583,0001,106,000585,000197,700173,200657,500548,400667,400
   Accumulated Other Comprehensive Income 
2,443,400
2,791,900
2,706,600
2,610,600
2,982,700
2,917,000
3,148,000
3,229,000
3,604,000
697,000
536,000
785,000
717,000
534,000
180,000
579,000
136,000
-354,000
-889,000
-742,000
-1,787,000
-2,587,000
-2,095,000
-2,498,000
-907,000
-239,000
1,571,000
1,078,000
37,000
323,000
1,629,000
1,501,000
1,228,000
-2,606,000
-1,735,000
0
0-1,735,000-2,606,0001,228,0001,501,0001,629,000323,00037,0001,078,0001,571,000-239,000-907,000-2,498,000-2,095,000-2,587,000-1,787,000-742,000-889,000-354,000136,000579,000180,000534,000717,000785,000536,000697,0003,604,0003,229,0003,148,0002,917,0002,982,7002,610,6002,706,6002,791,9002,443,400
   Capital Surplus 000000000000000000000000000000000000
   Treasury Stock000000000000000000000000000000000000



5.4. Balance Sheets

Currency in AUD. All numbers in thousands.