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Australia and New Zealand Banking Group Ltd
Buy, Hold or Sell?

Let's analyse Australia and New Zealand Banking Group Ltd together

PenkeI guess you are interested in Australia and New Zealand Banking Group Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Australia and New Zealand Banking Group Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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Quick analysis of Australia and New Zealand Banking Group Ltd (30 sec.)










What can you expect buying and holding a share of Australia and New Zealand Banking Group Ltd? (30 sec.)

How much money do you get?

How much money do you get?
A$3.47
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$292.17
Expected worth in 1 year
A$1,376.21
How sure are you?
69.2%

+ What do you gain per year?

Total Gains per Share
A$1,089.40
Return On Investment
3,841.3%

For what price can you sell your share?

Current Price per Share
A$28.36
Expected price per share
A$27.39 - A$29.90
How sure are you?
50%

1. Valuation of Australia and New Zealand Banking Group Ltd (5 min.)




Live pricePrice per Share (EOD)

A$28.36

Intrinsic Value Per Share

A$-135.02 - A$51.48

Total Value Per Share

A$157.15 - A$343.65

2. Growth of Australia and New Zealand Banking Group Ltd (5 min.)




Is Australia and New Zealand Banking Group Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$618.4b$42.9b$575.4b93.1%

How much money is Australia and New Zealand Banking Group Ltd making?

Current yearPrevious yearGrowGrow %
Making money$4.5b$4.6b-$13.5m-0.3%
Net Profit Margin35.0%37.6%--

How much money comes from the company's main activities?

3. Financial Health of Australia and New Zealand Banking Group Ltd (5 min.)




What can you expect buying and holding a share of Australia and New Zealand Banking Group Ltd? (5 min.)

Welcome investor! Australia and New Zealand Banking Group Ltd's management wants to use your money to grow the business. In return you get a share of Australia and New Zealand Banking Group Ltd.

What can you expect buying and holding a share of Australia and New Zealand Banking Group Ltd?

First you should know what it really means to hold a share of Australia and New Zealand Banking Group Ltd. And how you can make/lose money.

Speculation

The Price per Share of Australia and New Zealand Banking Group Ltd is A$28.36. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Australia and New Zealand Banking Group Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Australia and New Zealand Banking Group Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$292.17. Based on the TTM, the Book Value Change Per Share is A$271.01 per quarter. Based on the YOY, the Book Value Change Per Share is A$-251.51 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$1.34 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Australia and New Zealand Banking Group Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps1.405.0%1.405.0%1.475.2%1.224.3%1.174.1%
Usd Book Value Change Per Share175.40618.5%175.40618.5%-162.78-574.0%35.38124.7%13.7948.6%
Usd Dividend Per Share0.873.1%0.873.1%0.782.8%0.752.6%0.692.4%
Usd Total Gains Per Share176.27621.5%176.27621.5%-162.00-571.2%36.13127.4%14.4851.1%
Usd Price Per Share16.61-16.61-14.76-15.84-17.46-
Price to Earnings Ratio11.82-11.82-10.05-13.29-16.51-
Price-to-Total Gains Ratio0.09-0.09--0.09-24.59-10.87-
Price to Book Ratio0.09-0.09-1.08-0.72-1.92-
Price-to-Total Gains Ratio0.09-0.09--0.09-24.59-10.87-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share18.354592
Number of shares54
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.870.75
Usd Book Value Change Per Share175.4035.38
Usd Total Gains Per Share176.2736.13
Gains per Quarter (54 shares)9,518.311,950.85
Gains per Year (54 shares)38,073.267,803.38
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1187378863806316276427793
237475772761363241528315596
35621136581142094862292523399
47491515441522826473056631202
59361894301903558093820839005
611232273162284289714584946808
7131126520226650111335349154611
8149830308830457412956113262414
9168534097434264714576877470217
10187237886038072016197641578020

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%13.00.00.0100.0%27.011.00.071.1%
Book Value Change Per Share1.00.00.0100.0%2.01.00.066.7%3.02.00.060.0%8.05.00.061.5%32.06.00.084.2%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%13.00.00.0100.0%36.00.02.094.7%
Total Gains per Share1.00.00.0100.0%2.01.00.066.7%4.01.00.080.0%9.04.00.069.2%33.05.00.086.8%

Fundamentals of Australia and New Zealand Banking Group Ltd

About Australia and New Zealand Banking Group Ltd

ANZ Group Holdings Limited provides various banking and financial products and services to individuals and business customers in Australia and internationally. It offers home and personal loans, deposits, and credit cards through the branch network, home loan specialists, contact centers, self-service channels, and third-party brokers. The company also provides asset financing for small business owners, medium and large commercial customers, high net worth individuals, and family groups. In addition, it offers working capital and liquidity solutions, including documentary trade, supply chain and commodity financing, cash management solutions, deposits, payments, and clearing services; loan products, loan syndication, loan structuring and execution, project and export finance, debt structuring and acquisition finance, and corporate advisory services; and risk management services. Further, the company provides banking and wealth management services to consumers, and private banking and small business banking customers through its internet and app-based digital solutions, network of branches, mortgage specialists, relationship managers, and contact centers; and traditional relationship banking and financial solutions for small, medium, and large enterprises, agricultural business segments, and government and government-related entities. ANZ Group Holdings Limited was founded in 1835 and is based in Melbourne, Australia.

Fundamental data was last updated by Penke on 2024-03-28 15:55:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just not able to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is just not able to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Australia and New Zealand Banking Group Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Australia and New Zealand Banking Group Ltd earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • A Net Profit Margin of 35.0% means that $0.35 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 35.0%. The company is making a huge profit. +2
  • The TTM is 35.0%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ35.0%TTM35.0%0.0%
TTM35.0%YOY37.6%-2.6%
TTM35.0%5Y30.3%+4.7%
5Y30.3%10Y29.3%+1.0%
1.1.2. Return on Assets

Shows how efficient Australia and New Zealand Banking Group Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • 0.6% Return on Assets means that Australia and New Zealand Banking Group Ltd generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 0.6%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.6%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.6%TTM0.6%0.0%
TTM0.6%YOY0.7%0.0%
TTM0.6%5Y0.6%+0.1%
5Y0.6%10Y0.7%-0.1%
1.1.3. Return on Equity

Shows how efficient Australia and New Zealand Banking Group Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • 10.2% Return on Equity means Australia and New Zealand Banking Group Ltd generated $0.10 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 10.2%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 10.2%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ10.2%TTM10.2%0.0%
TTM10.2%YOY10.8%-0.6%
TTM10.2%5Y9.3%+0.9%
5Y9.3%10Y12.0%-2.7%

1.2. Operating Efficiency of Australia and New Zealand Banking Group Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Australia and New Zealand Banking Group Ltd is operating .

  • Measures how much profit Australia and New Zealand Banking Group Ltd makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • An Operating Margin of 49.5% means the company generated $0.50  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 49.5%. The company is operating very efficient. +2
  • The TTM is 49.5%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ49.5%TTM49.5%0.0%
TTM49.5%YOY99.2%-49.7%
TTM49.5%5Y49.1%+0.4%
5Y49.1%10Y72.6%-23.5%
1.2.2. Operating Ratio

Measures how efficient Australia and New Zealand Banking Group Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Diversified industry mean).
  • An Operation Ratio of 0.49 means that the operating costs are $0.49 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 0.492. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.492. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.492TTM0.4920.000
TTM0.492YOY0.500-0.009
TTM0.4925Y0.426+0.065
5Y0.42610Y0.376+0.050

1.3. Liquidity of Australia and New Zealand Banking Group Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Australia and New Zealand Banking Group Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Diversified industry mean).
  • A Current Ratio of 0.76 means the company has $0.76 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 0.756. The company is just not able to pay all its short-term debts. -1
  • The TTM is 0.756. The company is just not able to pay all its short-term debts. -1
Trends
Current periodCompared to+/- 
MRQ0.756TTM0.7560.000
TTM0.756YOY0.676+0.080
TTM0.7565Y0.849-0.093
5Y0.84910Y3.934-3.086
1.3.2. Quick Ratio

Measures if Australia and New Zealand Banking Group Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • A Quick Ratio of 0.76 means the company can pay off $0.76 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 0.756. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.756. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.756TTM0.7560.000
TTM0.756YOY0.676+0.080
TTM0.7565Y0.428+0.328
5Y0.42810Y0.618-0.190

1.4. Solvency of Australia and New Zealand Banking Group Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Australia and New Zealand Banking Group Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Australia and New Zealand Banking Group Ltd to Banks - Diversified industry mean.
  • A Debt to Asset Ratio of 0.14 means that Australia and New Zealand Banking Group Ltd assets are financed with 13.6% credit (debt) and the remaining percentage (100% - 13.6%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 0.136. The company is very able to pay all its debts by selling its assets. +2
  • The TTM is 0.136. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.136TTM0.1360.000
TTM0.136YOY0.939-0.803
TTM0.1365Y0.617-0.481
5Y0.61710Y0.817-0.200
1.4.2. Debt to Equity Ratio

Measures if Australia and New Zealand Banking Group Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • A Debt to Equity ratio of 215.9% means that company has $2.16 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The MRQ is 2.159. The company is just not able to pay all its debts with equity.
  • The TTM is 2.159. The company is just not able to pay all its debts with equity.
Trends
Current periodCompared to+/- 
MRQ2.159TTM2.1590.000
TTM2.159YOY15.466-13.308
TTM2.1595Y10.153-7.994
5Y10.15310Y14.008-3.855

2. Market Valuation of Australia and New Zealand Banking Group Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Australia and New Zealand Banking Group Ltd generates.

  • Above 15 is considered overpriced but always compare Australia and New Zealand Banking Group Ltd to the Banks - Diversified industry mean.
  • A PE ratio of 11.82 means the investor is paying $11.82 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The EOD is 13.067. Based on the earnings, the company is underpriced. +1
  • The MRQ is 11.823. Based on the earnings, the company is underpriced. +1
  • The TTM is 11.823. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD13.067MRQ11.823+1.244
MRQ11.823TTM11.8230.000
TTM11.823YOY10.050+1.773
TTM11.8235Y13.289-1.466
5Y13.28910Y16.509-3.220
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The EOD is 14.296. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 12.935. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 12.935. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD14.296MRQ12.935+1.361
MRQ12.935TTM12.9350.000
TTM12.935YOY3.546+9.389
TTM12.9355Y1.560+11.375
5Y1.56010Y9.081-7.521
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Australia and New Zealand Banking Group Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Diversified industry mean).
  • A PB ratio of 0.09 means the investor is paying $0.09 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Australia and New Zealand Banking Group Ltd:

  • The EOD is 0.097. Based on the equity, the company is cheap. +2
  • The MRQ is 0.088. Based on the equity, the company is cheap. +2
  • The TTM is 0.088. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.097MRQ0.088+0.009
MRQ0.088TTM0.0880.000
TTM0.088YOY1.078-0.990
TTM0.0885Y0.724-0.636
5Y0.72410Y1.919-1.195
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Australia and New Zealand Banking Group Ltd.

3.1. Funds holding Australia and New Zealand Banking Group Ltd

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2020-10-31Vanguard International Stock Index-Total Intl Stock Indx1.50999995-43056791--
2020-12-31Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund0.64-18156523--
2021-02-28iShares Core MSCI EAFE ETF0.45-12669324--
2021-02-28iShares MSCI Eafe ETF0.33000002-9397758--
2021-01-31DFA International Value Series0.23999999-6888410--
2021-02-28Fidelity International Index Fund0.19-5546073--
2021-01-31Price (T.Rowe) Overseas Stock Fund0.19-5319426--
2021-02-28JP Morgan ETF Tr-BetaBuilders Developed Asia ex-Japan ETF0.19-5267616--
2020-10-31Vanguard Intl Equity Index Fds-FTSE All World ex U.S. Index Fund0.18000001-5067384--
2021-02-28iShares MSCI Eafe Value ETF0.14-3897641--
Total 4.05999997011526694600.0%

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Australia and New Zealand Banking Group Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--271.011271.0110%-251.510+193%54.662+396%21.306+1172%
Book Value Per Share--292.171292.1710%21.160+1281%124.945+134%56.687+415%
Current Ratio--0.7560.7560%0.676+12%0.849-11%3.934-81%
Debt To Asset Ratio--0.1360.1360%0.939-86%0.617-78%0.817-83%
Debt To Equity Ratio--2.1592.1590%15.466-86%10.153-79%14.008-85%
Dividend Per Share--1.3391.3390%1.206+11%1.158+16%1.070+25%
Eps--2.1702.1700%2.269-4%1.890+15%1.810+20%
Free Cash Flow Per Share--1.9841.9840%6.429-69%7.211-72%5.196-62%
Free Cash Flow To Equity Per Share--3.3253.3250%5.682-41%5.760-42%4.594-28%
Gross Profit Margin--0.9730.9730%0.9770%0.967+1%0.960+1%
Intrinsic Value_10Y_max--51.479--------
Intrinsic Value_10Y_min---135.019--------
Intrinsic Value_1Y_max--6.993--------
Intrinsic Value_1Y_min--0.479--------
Intrinsic Value_3Y_max--19.613--------
Intrinsic Value_3Y_min---10.685--------
Intrinsic Value_5Y_max--30.548--------
Intrinsic Value_5Y_min---35.052--------
Market Cap85115168215.040+1%83921030000.00083921030000.0000%71548680000.000+17%77378167351.432+8%83042392345.170+1%
Net Profit Margin--0.3500.3500%0.376-7%0.303+16%0.293+20%
Operating Margin--0.4950.4950%0.992-50%0.491+1%0.726-32%
Operating Ratio--0.4920.4920%0.500-2%0.426+15%0.376+31%
Pb Ratio0.097+10%0.0880.0880%1.078-92%0.724-88%1.919-95%
Pe Ratio13.067+10%11.82311.8230%10.050+18%13.289-11%16.509-28%
Price Per Share28.360+10%25.66025.6600%22.800+13%24.470+5%26.980-5%
Price To Free Cash Flow Ratio14.296+10%12.93512.9350%3.546+265%1.560+729%9.081+42%
Price To Total Gains Ratio0.104+10%0.0940.0940%-0.091+197%24.585-100%10.872-99%
Quick Ratio--0.7560.7560%0.676+12%0.428+76%0.618+22%
Return On Assets--0.0060.0060%0.007-2%0.006+12%0.007-9%
Return On Equity--0.1020.1020%0.108-5%0.093+10%0.120-15%
Total Gains Per Share--272.350272.3500%-250.304+192%55.820+388%22.376+1117%
Usd Book Value--618428076800.000618428076800.0000%42974727200.000+1339%258382303200.000+139%116351176553.846+432%
Usd Book Value Change Per Share--175.398175.3980%-162.777+193%35.377+396%13.789+1172%
Usd Book Value Per Share--189.093189.0930%13.695+1281%80.864+134%36.688+415%
Usd Dividend Per Share--0.8670.8670%0.780+11%0.749+16%0.693+25%
Usd Eps--1.4051.4050%1.468-4%1.223+15%1.172+20%
Usd Free Cash Flow--4199033600.0004199033600.0000%13057907200.000-68%14856734880.000-72%10463929600.000-60%
Usd Free Cash Flow Per Share--1.2841.2840%4.161-69%4.667-72%3.363-62%
Usd Free Cash Flow To Equity Per Share--2.1522.1520%3.677-41%3.728-42%2.973-28%
Usd Market Cap55086536868.774+1%54313690616.00054313690616.0000%46306305696.000+17%50079149909.847+8%53745036325.794+1%
Usd Price Per Share18.355+10%16.60716.6070%14.756+13%15.837+5%17.461-5%
Usd Profit--4593825600.0004593825600.0000%4607416800.0000%3871420960.000+19%3622129476.923+27%
Usd Revenue--13125863200.00013125863200.0000%12259262400.000+7%13650871840.000-4%12497880061.539+5%
Usd Total Gains Per Share--176.265176.2650%-161.997+192%36.127+388%14.481+1117%
 EOD+4 -4MRQTTM+0 -0YOY+20 -165Y+25 -1110Y+23 -13

4.2. Fundamental Score

Let's check the fundamental score of Australia and New Zealand Banking Group Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1513.067
Price to Book Ratio (EOD)Between0-10.097
Net Profit Margin (MRQ)Greater than00.350
Operating Margin (MRQ)Greater than00.495
Quick Ratio (MRQ)Greater than10.756
Current Ratio (MRQ)Greater than10.756
Debt to Asset Ratio (MRQ)Less than10.136
Debt to Equity Ratio (MRQ)Less than12.159
Return on Equity (MRQ)Greater than0.150.102
Return on Assets (MRQ)Greater than0.050.006
Total5/10 (50.0%)

4.3. Technical Score

Let's check the technical score of Australia and New Zealand Banking Group Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5039.695
Ma 20Greater thanMa 5029.059
Ma 50Greater thanMa 10028.680
Ma 100Greater thanMa 20027.100
OpenGreater thanClose28.790
Total4/5 (80.0%)



Latest Balance Sheet

Balance Sheet of 2023-09-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets1,105,620,000
Total Liabilities150,076,000
Total Stockholder Equity69,524,000
 As reported
Total Liabilities 150,076,000
Total Stockholder Equity+ 69,524,000
Total Assets = 1,105,620,000

Assets

Total Assets1,105,620,000
Total Current Assets151,120,000
Long-term Assets203,299,000
Total Current Assets
Cash And Cash Equivalents 146,438,000
Net Receivables 4,682,000
Inventory -283,884,000
Other Current Assets 283,884,000
Total Current Assets  (as reported)151,120,000
Total Current Assets  (calculated)151,120,000
+/-0
Long-term Assets
Property Plant Equipment 2,053,000
Goodwill 3,056,000
Long Term Investments 197,188,000
Intangible Assets 1,002,000
Long-term Assets Other -3,336,000
Long-term Assets  (as reported)203,299,000
Long-term Assets  (calculated)199,963,000
+/- 3,336,000

Liabilities & Shareholders' Equity

Total Current Liabilities199,972,000
Long-term Liabilities150,076,000
Total Stockholder Equity69,524,000
Total Current Liabilities
Short-term Debt 54,857,000
Accounts payable 15,045,000
Other Current Liabilities 130,070,000
Total Current Liabilities  (as reported)199,972,000
Total Current Liabilities  (calculated)199,972,000
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)150,076,000
Long-term Liabilities  (calculated)0
+/- 150,076,000
Total Stockholder Equity
Common Stock29,082,000
Retained Earnings 42,177,000
Other Stockholders Equity -1,735,000
Total Stockholder Equity (as reported)69,524,000
Total Stockholder Equity (calculated)69,524,000
+/-0
Other
Capital Stock29,082,000
Cash and Short Term Investments 146,438,000
Common Stock Shares Outstanding 3,270,500
Liabilities and Stockholders Equity 1,105,620,000
Net Debt 3,638,000
Net Invested Capital 218,649,000
Net Working Capital -48,852,000
Short Long Term Debt Total 150,076,000



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-10-312017-09-302016-10-312016-09-302015-10-312015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-302005-09-302004-09-302003-09-302002-09-302001-09-302000-09-301999-09-301998-09-301997-09-301996-09-301995-09-301994-09-301993-09-301992-09-301991-09-301990-09-301989-09-30
> Total Assets 
84,624,200
99,299,800
98,212,300
101,137,700
99,932,600
103,874,000
112,587,000
127,604,002
138,241,003
149,719,999
149,007,000
172,467,000
185,493,000
183,105,000
195,591,000
259,345,000
293,185,000
335,771,000
392,613,000
471,024,000
476,987,000
531,739,000
594,488,000
642,127,000
702,991,000
772,092,000
889,900,000
354,117,000
914,869,000
374,077,000
897,326,000
438,495,000
942,624,000
981,137,000
1,042,286,000
978,857,000
1,085,729,000
1,105,620,000
1,105,620,0001,085,729,000978,857,0001,042,286,000981,137,000942,624,000438,495,000897,326,000374,077,000914,869,000354,117,000889,900,000772,092,000702,991,000642,127,000594,488,000531,739,000476,987,000471,024,000392,613,000335,771,000293,185,000259,345,000195,591,000183,105,000185,493,000172,467,000149,007,000149,719,999138,241,003127,604,002112,587,000103,874,00099,932,600101,137,70098,212,30099,299,80084,624,200
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
147,474,000
171,063,000
183,995,000
181,461,000
193,946,000
254,544,000
288,846,000
331,325,000
387,443,000
465,691,000
471,029,000
522,951,000
585,399,000
632,931,000
693,137,000
761,961,000
879,367,000
0
904,992,000
0
888,391,000
0
752,879,000
92,398,000
311,744,000
147,890,000
162,744,000
151,120,000
151,120,000162,744,000147,890,000311,744,00092,398,000752,879,0000888,391,0000904,992,0000879,367,000761,961,000693,137,000632,931,000585,399,000522,951,000471,029,000465,691,000387,443,000331,325,000288,846,000254,544,000193,946,000181,461,000183,995,000171,063,000147,474,0000000000000
       Cash And Cash Equivalents 
12,466,100
15,818,100
13,206,200
14,021,900
14,964,500
15,014,000
14,987,000
19,416,001
17,248,000
9,026,000
6,922,000
11,087,000
10,372,000
8,595,000
8,250,000
11,320,000
18,107,000
24,889,000
25,262,000
34,892,000
30,302,000
19,475,000
27,775,000
45,006,000
54,126,000
24,273,000
43,623,000
94,552,000
29,771,000
96,971,000
48,584,000
114,773,000
59,535,000
86,239,000
80,662,000
141,890,000
157,530,000
146,438,000
146,438,000157,530,000141,890,00080,662,00086,239,00059,535,000114,773,00048,584,00096,971,00029,771,00094,552,00043,623,00024,273,00054,126,00045,006,00027,775,00019,475,00030,302,00034,892,00025,262,00024,889,00018,107,00011,320,0008,250,0008,595,00010,372,00011,087,0006,922,0009,026,00017,248,00019,416,00114,987,00015,014,00014,964,50014,021,90013,206,20015,818,10012,466,100
       Short-term Investments 
0
0
0
0
0
0
0
9,904,000
7,266,000
5,973,000
4,259,000
776,000
111,000
23,000
2,113,000
2,990,000
10,239,000
5,940,047
15,109,000
15,167,000
30,983,000
25,285,000
52,339,000
56,165,000
32,083,000
33,579,000
34,820,000
0
35,656,000
0
37,964,000
0
28,302,000
25,277,000
-168,091,000
0
0
0
000-168,091,00025,277,00028,302,000037,964,000035,656,000034,820,00033,579,00032,083,00056,165,00052,339,00025,285,00030,983,00015,167,00015,109,0005,940,04710,239,0002,990,0002,113,00023,000111,000776,0004,259,0005,973,0007,266,0009,904,0000000000
       Net Receivables 
714,000
726,900
631,800
0
0
0
0
0
879,000
3,157,000
2,333,000
0
1,305,000
2,272,000
0
10,118,349
16,206,555
18,498,983
0
0
0
0
0
0
469,000
367,000
455,000
7,487,000
126,000
9,225,000
30,000
6,845,000
6,861,000
6,159,000
6,383,000
6,000,000
5,214,000
4,682,000
4,682,0005,214,0006,000,0006,383,0006,159,0006,861,0006,845,00030,0009,225,000126,0007,487,000455,000367,000469,00000000018,498,98316,206,55510,118,34902,272,0001,305,00002,333,0003,157,000879,00000000631,800726,900714,000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
133,960,000
159,200,000
172,207,000
170,571,000
183,583,000
240,234,000
288,846,000
331,325,000
347,072,000
415,632,000
409,744,000
478,191,000
505,285,000
531,760,000
606,928,000
704,109,000
800,924,000
0
839,565,000
0
801,843,000
0
685,486,000
655,859,000
311,744,000
251,452,000
311,225,000
283,884,000
283,884,000311,225,000251,452,000311,744,000655,859,000685,486,0000801,843,0000839,565,0000800,924,000704,109,000606,928,000531,760,000505,285,000478,191,000409,744,000415,632,000347,072,000331,325,000288,846,000240,234,000183,583,000170,571,000172,207,000159,200,000133,960,0000000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
1,533,000
1,404,000
1,498,000
1,644,000
1,645,000
4,801,000
4,339,000
4,446,000
5,170,000
5,333,000
5,958,000
8,788,000
9,089,000
9,196,000
9,854,000
10,131,000
10,533,000
0
9,877,000
0
8,935,000
0
189,745,000
257,287,000
730,542,000
175,380,000
220,053,000
203,299,000
203,299,000220,053,000175,380,000730,542,000257,287,000189,745,00008,935,00009,877,000010,533,00010,131,0009,854,0009,196,0009,089,0008,788,0005,958,0005,333,0005,170,0004,446,0004,339,0004,801,0001,645,0001,644,0001,498,0001,404,0001,533,0000000000000
       Property Plant Equipment 
1,485,600
1,673,800
2,225,200
2,303,500
2,010,700
1,928,000
1,991,000
2,020,000
2,059,000
1,512,000
1,424,000
1,259,000
1,361,000
1,464,000
1,485,000
1,532,000
1,441,000
1,109,000
1,493,000
1,592,000
2,062,000
2,158,000
2,125,000
2,114,000
2,164,000
2,181,000
2,221,000
1,450,000
2,205,000
1,416,000
1,965,000
1,383,000
1,833,000
1,924,000
3,013,000
2,734,000
2,431,000
2,053,000
2,053,0002,431,0002,734,0003,013,0001,924,0001,833,0001,383,0001,965,0001,416,0002,205,0001,450,0002,221,0002,181,0002,164,0002,114,0002,125,0002,158,0002,062,0001,592,0001,493,0001,109,0001,441,0001,532,0001,485,0001,464,0001,361,0001,259,0001,424,0001,512,0002,059,0002,020,0001,991,0001,928,0002,010,7002,303,5002,225,2001,673,8001,485,600
       Goodwill 
0
0
0
0
0
0
0
0
0
0
109,000
145,000
137,000
180,000
160,000
3,269,000
2,898,000
2,900,000
3,126,000
3,064,000
2,999,000
4,086,000
4,163,000
4,212,000
4,499,000
4,511,000
4,597,000
1,166,000
4,729,000
1,148,000
4,447,000
4,163,000
3,440,000
4,861,000
3,264,000
3,089,000
2,906,000
3,056,000
3,056,0002,906,0003,089,0003,264,0004,861,0003,440,0004,163,0004,447,0001,148,0004,729,0001,166,0004,597,0004,511,0004,499,0004,212,0004,163,0004,086,0002,999,0003,064,0003,126,0002,900,0002,898,0003,269,000160,000180,000137,000145,000109,0000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
163,633,254
184,569,668
208,807,520
0
0
0
0
0
0
32,400,000
35,499,000
49,107,000
296,252,000
150,229,000
319,942,000
161,171,000
372,543,000
159,807,000
132,585,000
146,468,000
168,522,000
213,745,000
197,188,000
197,188,000213,745,000168,522,000146,468,000132,585,000159,807,000372,543,000161,171,000319,942,000150,229,000296,252,00049,107,00035,499,00032,400,000000000208,807,520184,569,668163,633,254000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
145,000
137,000
180,000
160,000
3,269,000
2,898,000
437,000
551,000
677,000
897,000
2,544,000
2,801,000
2,870,000
3,191,000
3,439,000
3,715,000
915,000
2,943,000
1,052,000
2,523,000
1,535,000
1,490,000
1,394,000
4,379,000
1,035,000
971,000
1,002,000
1,002,000971,0001,035,0004,379,0001,394,0001,490,0001,535,0002,523,0001,052,0002,943,000915,0003,715,0003,439,0003,191,0002,870,0002,801,0002,544,000897,000677,000551,000437,0002,898,0003,269,000160,000180,000137,000145,00000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
228,439,000
0
268,045,000
0
238,083,000
0
219,928,000
287,831,000
329,546,000
175,716,000
0
0
00175,716,000329,546,000287,831,000219,928,0000238,083,0000268,045,0000228,439,00000000000000000000000000000
       Long-term Assets Other 
0
0
0
0
0
0
0
0
0
0
-4,695,000
-4,900,000
-4,530,000
-6,223,000
-10,794,000
-15,184,000
-15,098,000
-30,627,000
-54,807,000
-73,688,000
-90,027,000
-96,237,000
-117,849,000
-115,094,000
-122,808,000
-141,560,000
-183,732,000
0
-202,069,000
0
-177,755,000
0
-182,982,000
-257,287,000
710,364,000
-2,339,000
-3,384,000
-3,336,000
-3,336,000-3,384,000-2,339,000710,364,000-257,287,000-182,982,0000-177,755,0000-202,069,0000-183,732,000-141,560,000-122,808,000-115,094,000-117,849,000-96,237,000-90,027,000-73,688,000-54,807,000-30,627,000-15,098,000-15,184,000-10,794,000-6,223,000-4,530,000-4,900,000-4,695,0000000000000
> Total Liabilities 
80,615,000
94,977,100
93,194,200
96,546,600
94,799,700
98,370,000
106,840,000
121,268,004
131,248,000
141,329,003
139,578,000
162,660,000
174,942,000
171,640,000
181,804,000
241,420,000
273,697,000
315,865,000
370,565,000
444,472,000
444,558,000
497,584,000
556,534,000
600,907,000
657,376,000
722,808,000
832,547,000
337,791,000
856,942,000
356,564,000
838,251,000
414,420,000
883,241,000
920,343,000
980,989,000
126,738,000
1,019,328,000
150,076,000
150,076,0001,019,328,000126,738,000980,989,000920,343,000883,241,000414,420,000838,251,000356,564,000856,942,000337,791,000832,547,000722,808,000657,376,000600,907,000556,534,000497,584,000444,558,000444,472,000370,565,000315,865,000273,697,000241,420,000181,804,000171,640,000174,942,000162,660,000139,578,000141,329,003131,248,000121,268,004106,840,00098,370,00094,799,70096,546,60093,194,20094,977,10080,615,000
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
581,673,000
639,732,000
745,035,000
0
756,711,000
0
733,600,000
0
17,872,000
141,503,000
245,953,000
166,034,000
240,789,000
199,972,000
199,972,000240,789,000166,034,000245,953,000141,503,00017,872,0000733,600,0000756,711,0000745,035,000639,732,000581,673,000000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
9,904,000
7,266,000
5,973,000
4,259,000
776,000
111,000
23,000
29,750,000
40,068,000
52,522,000
66,292,000
68,611,000
82,620,000
71,022,000
71,209,000
71,010,000
76,535,000
83,978,000
16,552,000
24,566,000
6,813,000
82,777,000
8,725,000
104,684,000
21,698,000
17,872,000
141,503,000
34,830,000
48,305,000
64,430,000
54,857,000
54,857,00064,430,00048,305,00034,830,000141,503,00017,872,00021,698,000104,684,0008,725,00082,777,0006,813,00024,566,00016,552,00083,978,00076,535,00071,010,00071,209,00071,022,00082,620,00068,611,00066,292,00052,522,00040,068,00029,750,00023,000111,000776,0004,259,0005,973,0007,266,0009,904,0000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
55,910
15,971,622
0
0
0
0
0
0
0
144,291,000
15,720,000
29,327,000
6,813,000
82,777,000
8,725,000
104,684,000
21,698,000
17,872,000
11,812,000
128,810,000
0
0
0
000128,810,00011,812,00017,872,00021,698,000104,684,0008,725,00082,777,0006,813,00029,327,00015,720,000144,291,000000000015,971,62255,910000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
1,114,000
2,032,000
2,709,000
3,464,000
4,891,000
3,004,000
8,400,006
0
0
0
0
0
0
453,313,000
493,271,000
545,450,000
0
1,623,000
0
595,611,000
0
618,150,000
625,865,000
9,128,000
8,647,000
9,835,000
15,045,000
15,045,0009,835,0008,647,0009,128,000625,865,000618,150,0000595,611,00001,623,0000545,450,000493,271,000453,313,0000000008,400,0063,004,0004,891,0003,464,0002,709,0002,032,0001,114,00000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
109,200,896
127,813,273
152,940,159
0
0
0
0
0
0
52,829,000
58,918,000
61,916,000
257,430,000
56,443,000
274,992,000
62,279,000
316,163,000
-300,000
-141,503,000
201,995,000
109,082,000
166,524,000
130,070,000
130,070,000166,524,000109,082,000201,995,000-141,503,000-300,000316,163,00062,279,000274,992,00056,443,000257,430,00061,916,00058,918,00052,829,000000000152,940,159127,813,273109,200,896000000000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
139,051,000
141,503,000
735,036,000
126,738,000
1,019,328,000
150,076,000
150,076,0001,019,328,000126,738,000735,036,000141,503,000139,051,00000000000000000000000000000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
112,334,000
0
114,562,000
0
107,973,000
0
121,179,000
129,691,000
119,668,000
101,054,000
93,734,000
0
093,734,000101,054,000119,668,000129,691,000121,179,0000107,973,0000114,562,0000112,334,00000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
13,181,000
14,511,000
10,433,000
11,230,000
9,321,000
10,400,000
21,385,000
35,701,000
42,683,000
45,011,000
81,348,000
94,563,000
99,359,000
101,237,000
117,190,000
4,505,000
10,413,000
10,535,000
11,502,000
10,136,000
13,419,000
8,961,000
10,847,000
10,864,000
10,167,000
11,226,000
0
011,226,00010,167,00010,864,00010,847,0008,961,00013,419,00010,136,00011,502,00010,535,00010,413,0004,505,000117,190,000101,237,00099,359,00094,563,00081,348,00045,011,00042,683,00035,701,00021,385,00010,400,0009,321,00011,230,00010,433,00014,511,00013,181,00000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,033,571
0
0
0
0
0
0
0
0
0
21,000
0
16,000
0
23,000
0
0
0
0
0
0
00000023,000016,000021,0000000000001,033,57100000000000000000
> Total Stockholder Equity
4,009,200
4,322,700
5,018,100
4,591,100
5,132,900
5,504,000
5,747,000
6,336,000
6,993,000
8,391,000
9,429,000
9,807,000
10,551,000
11,465,000
13,787,000
17,925,000
19,488,000
19,906,000
22,048,000
26,552,000
32,429,000
34,155,000
37,954,000
41,220,000
45,615,000
49,284,000
57,353,000
16,326,000
57,927,000
17,513,000
59,075,000
24,075,000
59,243,000
60,783,000
61,287,000
63,665,000
65,907,000
69,524,000
69,524,00065,907,00063,665,00061,287,00060,783,00059,243,00024,075,00059,075,00017,513,00057,927,00016,326,00057,353,00049,284,00045,615,00041,220,00037,954,00034,155,00032,429,00026,552,00022,048,00019,906,00019,488,00017,925,00013,787,00011,465,00010,551,0009,807,0009,429,0008,391,0006,993,0006,336,0005,747,0005,504,0005,132,9004,591,1005,018,1004,322,7004,009,200
   Common Stock
891,500
971,500
1,019,600
1,158,500
1,308,600
1,354,000
1,446,000
1,478,000
1,509,000
4,581,000
4,770,000
4,028,000
3,733,000
3,939,000
4,175,000
8,005,000
8,074,000
8,271,000
8,946,000
12,589,000
19,151,000
19,886,000
21,343,000
23,070,000
23,641,000
24,031,000
28,367,000
5,972,000
28,765,000
5,988,000
29,088,000
9,734,000
27,205,000
26,490,000
26,531,000
25,984,000
28,797,000
29,082,000
29,082,00028,797,00025,984,00026,531,00026,490,00027,205,0009,734,00029,088,0005,988,00028,765,0005,972,00028,367,00024,031,00023,641,00023,070,00021,343,00019,886,00019,151,00012,589,0008,946,0008,271,0008,074,0008,005,0004,175,0003,939,0003,733,0004,028,0004,770,0004,581,0001,509,0001,478,0001,446,0001,354,0001,308,6001,158,5001,019,600971,500891,500
   Retained Earnings 
667,400
548,400
657,500
173,200
197,700
585,000
1,106,000
1,583,000
1,830,000
2,412,000
2,952,000
3,607,000
4,562,000
5,600,000
7,203,000
8,336,000
9,393,000
11,084,000
13,082,000
13,772,000
14,129,000
15,921,000
17,787,000
19,728,000
21,948,000
24,544,000
27,309,000
8,738,000
27,975,000
10,135,000
29,834,000
12,490,000
31,715,000
32,664,000
33,255,000
36,453,000
39,716,000
42,177,000
42,177,00039,716,00036,453,00033,255,00032,664,00031,715,00012,490,00029,834,00010,135,00027,975,0008,738,00027,309,00024,544,00021,948,00019,728,00017,787,00015,921,00014,129,00013,772,00013,082,00011,084,0009,393,0008,336,0007,203,0005,600,0004,562,0003,607,0002,952,0002,412,0001,830,0001,583,0001,106,000585,000197,700173,200657,500548,400667,400
   Capital Surplus 00000000000000000000000000000000000000
   Treasury Stock00000000000000000000000000000000000000
   Other Stockholders Equity 
2,450,300
2,802,800
3,341,000
3,259,400
3,626,600
3,565,000
3,195,000
3,275,000
4,612,000
2,444,000
2,781,000
3,337,000
3,428,000
3,055,000
3,760,000
3,380,000
3,928,000
2,059,000
1,640,000
1,891,000
957,000
308,000
995,000
762,000
2,566,000
2,808,000
4,225,000
793,000
3,895,000
589,000
153,000
351,000
463,000
1,640,000
1,511,000
1,228,000
-2,606,000
-1,735,000
-1,735,000-2,606,0001,228,0001,511,0001,640,000463,000351,000153,000589,0003,895,000793,0004,225,0002,808,0002,566,000762,000995,000308,000957,0001,891,0001,640,0002,059,0003,928,0003,380,0003,760,0003,055,0003,428,0003,337,0002,781,0002,444,0004,612,0003,275,0003,195,0003,565,0003,626,6003,259,4003,341,0002,802,8002,450,300



Balance Sheet

Currency in AUD. All numbers in thousands.