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Australia and New Zealand Banking Group Limited
Buy, Hold or Sell?

Let's analyse Australia and New Zealand Banking Group Limited together

PenkeI guess you are interested in Australia and New Zealand Banking Group Limited. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Australia and New Zealand Banking Group Limited. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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Quick analysis of Australia and New Zealand Banking Group Limited (30 sec.)










What can you expect buying and holding a share of Australia and New Zealand Banking Group Limited? (30 sec.)

How much money do you get?

How much money do you get?
A$3.32
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$22.24
Expected worth in 1 year
A$22.08
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
A$4.91
Return On Investment
inf%

For what price can you sell your share?

Current Price per Share
A$
Expected price per share
A$0 - A$
How sure are you?
50%
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1. Valuation of Australia and New Zealand Banking Group Limited (5 min.)




Live pricePrice per Share (EOD)

A$

Intrinsic Value Per Share

A$52.14 - A$239.62

Total Value Per Share

A$74.38 - A$261.86

2. Growth of Australia and New Zealand Banking Group Limited (5 min.)




Is Australia and New Zealand Banking Group Limited growing?

Current yearPrevious yearGrowGrow %
How rich?$43.4b$41.6b$1.7b4.1%

How much money is Australia and New Zealand Banking Group Limited making?

Current yearPrevious yearGrowGrow %
Making money$4.6b$4b$625.8m13.4%
Net Profit Margin37.6%34.6%--

How much money comes from the company's main activities?

3. Financial Health of Australia and New Zealand Banking Group Limited (5 min.)




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What can you expect buying and holding a share of Australia and New Zealand Banking Group Limited? (5 min.)

Welcome investor! Australia and New Zealand Banking Group Limited's management wants to use your money to grow the business. In return you get a share of Australia and New Zealand Banking Group Limited.

What can you expect buying and holding a share of Australia and New Zealand Banking Group Limited?

First you should know what it really means to hold a share of Australia and New Zealand Banking Group Limited. And how you can make/lose money.

Speculation

The Price per Share of Australia and New Zealand Banking Group Limited is A$. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Australia and New Zealand Banking Group Limited.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Australia and New Zealand Banking Group Limited, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$22.24. Based on the TTM, the Book Value Change Per Share is A$-0.04 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.84 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$1.27 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Australia and New Zealand Banking Group Limited.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps1.561.561.411.321.34
Usd Book Value Change Per Share-0.03-0.030.550.282.42
Usd Dividend Per Share0.830.830.650.840.86
Usd Total Gains Per Share0.800.801.201.123.29
Usd Price Per Share0.00-0.00-0.00-0.00-0.00-
Price to Earnings Ratio0.00-0.00-0.00-0.00-0.00-
Price-to-Total Gains Ratio
Price to Book Ratio0.00-0.00-0.00-0.00-0.00-
Price-to-Total Gains Ratio

When do you get the money?

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%6.00.00.0100.0%6.00.00.0100.0%
Book Value Change Per Share0.01.00.00.0%2.01.00.066.7%4.01.00.080.0%5.01.00.083.3%5.01.00.083.3%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%6.00.00.0100.0%6.00.00.0100.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%6.00.00.0100.0%6.00.00.0100.0%
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Fundamentals of Australia and New Zealand Banking Group Limited

About Australia and New Zealand Banking Group Limited

Australia and New Zealand Banking Group Limited provides various banking and financial products and services in Australia and internationally. Its Australia Retail and Commercial division offers various products and services to consumer customers through the branch network, mortgage specialists, contact centers, self-service channels, and third-party brokers, as well as financial planning services. It also provides asset financing for medium to large commercial customers, agribusiness customers, small business owners, high net worth individuals, and family groups. The company's Institutional division offers documentary trade, supply chain and commodity financing, cash management solutions, deposits, payments, and clearing services; loan syndication, loan structuring and execution, project and export finance, debt structuring and acquisition finance, and corporate advisory services, as well as loan products; and risk management services. It serves governments, and global institutional and corporate customers. The company's New Zealand division provides banking and wealth management services to consumer, and private banking and small business banking customers through its Internet and app-based digital solutions, network of branches, mortgage specialists, relationship managers, and contact centers; and traditional relationship banking and financial solutions for medium to large enterprises, agricultural business segments, and government and government-related entities. Its Pacific division offers retail products, and traditional relationship banking and financial solutions. This division serves retail customers, small to medium-sized enterprises, institutional customers, and governments. Australia and New Zealand Banking Group Limited has a strategic partnership with Cashrewards Limited to launch Cashrewards MaxTM for Australia and New Zealand consumer credit and debit card holders. The company was founded in 1835 and is headquartered in Melbourne, Australia.

Fundamental data was last updated by Penke on 2023-06-19 01:30:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
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1.1. Profitability of Australia and New Zealand Banking Group Limited.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Australia and New Zealand Banking Group Limited earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Australia and New Zealand Banking Group Limited to the Banking Services industry mean.
  • A Net Profit Margin of 37.6% means that $0.38 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 37.6%. The company is making a huge profit. +2
  • The TTM is 37.6%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ37.6%TTM37.6%0.0%
TTM37.6%YOY34.6%+3.0%
TTM37.6%5Y32.3%+5.3%
5Y32.3%10Y31.9%+0.4%
1.1.2. Return on Assets

Shows how efficient Australia and New Zealand Banking Group Limited is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Australia and New Zealand Banking Group Limited to the Banking Services industry mean.
  • 0.7% Return on Assets means that Australia and New Zealand Banking Group Limited generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 0.7%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.7%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.7%TTM0.7%0.0%
TTM0.7%YOY0.6%+0.0%
TTM0.7%5Y0.6%+0.1%
5Y0.6%10Y0.6%0.0%
1.1.3. Return on Equity

Shows how efficient Australia and New Zealand Banking Group Limited is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Australia and New Zealand Banking Group Limited to the Banking Services industry mean.
  • 10.8% Return on Equity means Australia and New Zealand Banking Group Limited generated $0.11 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 10.8%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 10.8%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ10.8%TTM10.8%0.0%
TTM10.8%YOY9.7%+1.1%
TTM10.8%5Y9.4%+1.4%
5Y9.4%10Y9.6%-0.2%
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1.2. Operating Efficiency of Australia and New Zealand Banking Group Limited.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Australia and New Zealand Banking Group Limited is operating .

  • Measures how much profit Australia and New Zealand Banking Group Limited makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Australia and New Zealand Banking Group Limited to the Banking Services industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
1.2.2. Operating Ratio

Measures how efficient Australia and New Zealand Banking Group Limited is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banking Services industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000
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1.3. Liquidity of Australia and New Zealand Banking Group Limited.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Australia and New Zealand Banking Group Limited is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banking Services industry mean).
  • A Current Ratio of 0.00 means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.305-0.305
TTM-5Y0.265-0.265
5Y0.26510Y0.266-0.001
1.3.2. Quick Ratio

Measures if Australia and New Zealand Banking Group Limited is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Australia and New Zealand Banking Group Limited to the Banking Services industry mean.
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.0000.000
TTM-5Y0.0000.000
5Y0.00010Y0.009-0.009
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1.4. Solvency of Australia and New Zealand Banking Group Limited.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Australia and New Zealand Banking Group Limited assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Australia and New Zealand Banking Group Limited to Banking Services industry mean.
  • A Debt to Asset Ratio of 0.94 means that Australia and New Zealand Banking Group Limited assets are financed with 93.9% credit (debt) and the remaining percentage (100% - 93.9%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 0.939. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.939. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.939TTM0.9390.000
TTM0.939YOY0.935+0.004
TTM0.9395Y0.938+0.001
5Y0.93810Y0.937+0.001
1.4.2. Debt to Equity Ratio

Measures if Australia and New Zealand Banking Group Limited is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Australia and New Zealand Banking Group Limited to the Banking Services industry mean.
  • A Debt to Equity ratio of 1,546.6% means that company has $15.47 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 15.466. The company is unable to pay all its debts with equity. -1
  • The TTM is 15.466. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ15.466TTM15.4660.000
TTM15.466YOY14.375+1.091
TTM15.4665Y15.181+0.285
5Y15.18110Y15.021+0.160
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2. Market Valuation of Australia and New Zealand Banking Group Limited

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Australia and New Zealand Banking Group Limited generates.

  • Above 15 is considered overpriced but always compare Australia and New Zealand Banking Group Limited to the Banking Services industry mean.
  • A PE ratio of 0.00 means the investor is paying $0.00 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
EOD-MRQ-0.000
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
EOD-MRQ-0.000
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000
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2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Australia and New Zealand Banking Group Limited is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banking Services industry mean).
  • A PB ratio of 0.00 means the investor is paying $0.00 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Australia and New Zealand Banking Group Limited:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
EOD-MRQ-0.000
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Australia and New Zealand Banking Group Limited.

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4. Summary

4.1. Key Performance Indicators

The key performance indicators of Australia and New Zealand Banking Group Limited compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.040-0.0400%0.836-105%0.434-109%3.707-101%
Book Value Per Share--22.24022.2400%22.2790%21.571+3%21.321+4%
Current Ratio----0%0.305-100%0.265-100%0.266-100%
Debt To Asset Ratio--0.9390.9390%0.935+0%0.938+0%0.937+0%
Debt To Equity Ratio--15.46615.4660%14.375+8%15.181+2%15.021+3%
Dividend Per Share--1.2671.2670%0.992+28%1.282-1%1.318-4%
Eps--2.3842.3840%2.156+11%2.020+18%2.047+16%
Free Cash Flow Per Share--6.7586.7580%15.333-56%8.494-20%8.438-20%
Free Cash Flow To Equity Per Share--6.7586.7580%29.057-77%15.327-56%15.504-56%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--239.621--------
Intrinsic Value_10Y_min--52.140--------
Intrinsic Value_1Y_max--15.771--------
Intrinsic Value_1Y_min--7.748--------
Intrinsic Value_3Y_max--53.666--------
Intrinsic Value_3Y_min--21.232--------
Intrinsic Value_5Y_max--99.133--------
Intrinsic Value_5Y_min--32.369--------
Market Cap-0%--0%-0%-0%-0%
Net Profit Margin--0.3760.3760%0.346+9%0.323+16%0.319+18%
Operating Margin----0%-0%-0%-0%
Operating Ratio----0%-0%-0%-0%
Pb Ratio-0%--0%-0%-0%-0%
Pe Ratio-0%--0%-0%-0%-0%
Price Per Share-0%--0%-0%-0%-0%
Price To Free Cash Flow Ratio-0%--0%-0%-0%-0%
Quick Ratio----0%0.000-100%0.000-100%0.009-100%
Return On Assets--0.0070.0070%0.006+4%0.006+13%0.006+8%
Return On Equity--0.1080.1080%0.097+12%0.094+15%0.096+12%
Total Gains Per Share--1.2281.2280%1.827-33%1.716-28%5.024-76%
Usd Book Value--43426254000.00043426254000.0000%41644104000.000+4%40732689600.000+7%40370439000.000+8%
Usd Book Value Change Per Share---0.026-0.0260%0.547-105%0.284-109%2.424-101%
Usd Book Value Per Share--14.54514.5450%14.5710%14.107+3%13.944+4%
Usd Dividend Per Share--0.8290.8290%0.648+28%0.839-1%0.862-4%
Usd Eps--1.5591.5590%1.410+11%1.321+18%1.339+16%
Usd Free Cash Flow--13195104000.00013195104000.0000%28659588000.000-54%15996578400.000-18%15943430000.000-17%
Usd Free Cash Flow Per Share--4.4194.4190%10.028-56%5.555-20%5.519-20%
Usd Free Cash Flow To Equity Per Share--4.4194.4190%19.003-77%10.024-56%10.140-56%
Usd Market Cap-0%--0%-0%-0%-0%
Usd Price Per Share-0%--0%-0%-0%-0%
Usd Profit--4655826000.0004655826000.0000%4029948000.000+16%3820798800.000+22%3882253000.000+20%
Usd Revenue--12388068000.00012388068000.0000%11663436000.000+6%11795544000.000+5%12149576000.000+2%
Usd Total Gains Per Share--0.8030.8030%1.195-33%1.122-28%3.286-76%
 EOD+0 -0MRQTTM+0 -0YOY+10 -155Y+10 -1510Y+10 -15

4.2. Fundamental Score

Let's check the fundamental score of Australia and New Zealand Banking Group Limited based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-150.000
Price to Book Ratio (EOD)Between0-10.000
Net Profit Margin (MRQ)Greater than00.376
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.939
Debt to Equity Ratio (MRQ)Less than115.466
Return on Equity (MRQ)Greater than0.150.108
Return on Assets (MRQ)Greater than0.050.007
Total4/10 (40.0%)

4.3. Technical Score

Let's check the technical score of Australia and New Zealand Banking Group Limited based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
Total0/0 (0.0%)



Latest Balance Sheet

Balance Sheet of 2022-12-31. Currency in AUD. All numbers in thousands.

Summary
Total Assets1,085,729,000
Total Liabilities1,019,328,000
Total Stockholder Equity65,907,000
 As reported
Total Liabilities 1,019,328,000
Total Stockholder Equity+ 65,907,000
Total Assets = 1,085,729,000

Assets

Total Assets1,085,729,000
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 157,530,000
Total Current Assets  (as reported)0
Total Current Assets  (calculated)157,530,000
+/- 157,530,000
Long-term Assets
Goodwill 2,906,000
Long Term Investments 213,745,000
Intangible Assets 971,000
Long-term Assets  (as reported)0
Long-term Assets  (calculated)217,622,000
+/- 217,622,000

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity65,907,000
Total Current Liabilities
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)0
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 39,716,000
Total Stockholder Equity (as reported)65,907,000
Total Stockholder Equity (calculated)39,716,000
+/- 26,191,000
Other
Capital Stock28,797,000
Common Stock Shares Outstanding 2,985,715
Net Invested Capital 198,863,000



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
> Total Assets 
914,869,000
897,326,000
943,182,000
981,137,000
1,042,286,000
978,857,000
1,085,729,000
1,085,729,000978,857,0001,042,286,000981,137,000943,182,000897,326,000914,869,000
   > Total Current Assets 
0
198,677,000
250,541,000
267,177,000
316,978,000
252,108,000
0
0252,108,000316,978,000267,177,000250,541,000198,677,0000
       Cash And Cash Equivalents 
0
48,584,000
59,535,000
60,962,000
80,662,000
141,890,000
157,530,000
157,530,000141,890,00080,662,00060,962,00059,535,00048,584,0000
       Short-term Investments 
0
37,964,000
0
0
0
0
0
0000037,964,0000
       Net Receivables 
0
30,000
268,000
265,000
161,000
57,000
0
057,000161,000265,000268,00030,0000
       Other Current Assets 
0
24,476,000
59,492,000
21,455,000
22,650,000
17,367,000
0
017,367,00022,650,00021,455,00059,492,00024,476,0000
   > Long-term Assets 0000000
       Property Plant Equipment 
2,205,000
1,965,000
1,833,000
1,924,000
3,013,000
2,734,000
0
02,734,0003,013,0001,924,0001,833,0001,965,0002,205,000
       Goodwill 
4,729,000
4,447,000
3,440,000
3,467,000
3,264,000
3,089,000
2,906,000
2,906,0003,089,0003,264,0003,467,0003,440,0004,447,0004,729,000
       Long Term Investments 
0
161,171,000
159,807,000
132,585,000
146,468,000
168,522,000
213,745,000
213,745,000168,522,000146,468,000132,585,000159,807,000161,171,0000
       Intangible Assets 
2,943,000
2,523,000
1,490,000
1,394,000
1,115,000
1,035,000
971,000
971,0001,035,0001,115,0001,394,0001,490,0002,523,0002,943,000
       Earning Assets 
268,045,000
238,083,000
219,928,000
287,831,000
329,546,000
193,287,000
0
0193,287,000329,546,000287,831,000219,928,000238,083,000268,045,000
> Total Liabilities 
857,051,000
838,367,000
883,917,000
920,354,000
980,999,000
915,181,000
1,019,328,000
1,019,328,000915,181,000980,999,000920,354,000883,917,000838,367,000857,051,000
   > Total Current Liabilities 
0
733,600,000
775,222,000
800,608,000
874,946,000
825,525,000
0
0825,525,000874,946,000800,608,000775,222,000733,600,0000
       Short Long Term Debt 
0
104,684,000
17,872,000
11,812,000
9,142,000
0
0
009,142,00011,812,00017,872,000104,684,0000
       Accounts payable 
0
595,611,000
618,150,000
625,865,000
673,191,000
717,372,000
0
0717,372,000673,191,000625,865,000618,150,000595,611,0000
       Other Current Liabilities 
0
62,279,000
65,811,000
21,177,000
31,894,000
23,503,000
0
023,503,00031,894,00021,177,00065,811,00062,279,0000
   > Long-term Liabilities 0000000
       Long term Debt Total 
114,562,000
107,973,000
121,179,000
129,691,000
119,668,000
101,054,000
0
0101,054,000119,668,000129,691,000121,179,000107,973,000114,562,000
       Other Liabilities 
0
10,136,000
8,961,000
10,847,000
10,864,000
10,167,000
0
010,167,00010,864,00010,847,0008,961,00010,136,0000
> Total Stockholder Equity
57,818,000
58,959,000
59,265,000
60,783,000
61,287,000
63,665,000
65,907,000
65,907,00063,665,00061,287,00060,783,00059,265,00058,959,00057,818,000
   Common Stock
28,765,000
29,088,000
27,205,000
26,490,000
26,531,000
25,984,000
0
025,984,00026,531,00026,490,00027,205,00029,088,00028,765,000
   Retained Earnings 
28,031,000
29,834,000
31,737,000
32,664,000
33,255,000
36,453,000
39,716,000
39,716,00036,453,00033,255,00032,664,00031,737,00029,834,00028,031,000
   Capital Surplus 0000000
   Treasury Stock0000000
   Other Stockholders Equity 
873,000
37,000
323,000
1,629,000
1,501,000
1,228,000
0
01,228,0001,501,0001,629,000323,00037,000873,000



Balance Sheet

Currency in AUD. All numbers in thousands.




Cash Flow

Currency in AUD. All numbers in thousands.




Income Statement

Currency in AUD. All numbers in thousands.


Latest Income Statement (annual, 2022-12-31)

Gross Profit (+$)
totalRevenue18,942,000
Cost of Revenue-0
Gross Profit018,942,000
 
Operating Income (+$)
Gross Profit0
Operating Expense-0
Operating Income00
 
Operating Expense (+$)
Research Development0
Selling General Administrative1,100,000
Selling And Marketing Expenses0
Operating Expense01,100,000
 
Net Interest Income (+$)
Interest Income23,609,000
Interest Expense-8,735,000
Other Finance Cost-0
Net Interest Income14,874,000
 
Pretax Income (+$)
Operating Income0
Net Interest Income14,874,000
Other Non-Operating Income Expenses0
Income Before Tax (EBT)10,079,0000
EBIT - interestExpense = -8,735,000
7,119,000
15,854,000
Interest Expense8,735,000
Earnings Before Interest and Taxes (EBIT)018,814,000
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax10,079,000
Tax Provision-2,940,000
Net Income From Continuing Ops7,139,0007,139,000
Net Income7,119,000
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net0-14,874,000
 

1.4. Technical Score

Let's check the technical score of Australia and New Zealand Banking Group Limited based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
Total0/0 (0.0%)
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