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Banco Bilbao Vizcaya Argentaria SA
Buy, Hold or Sell?

Let's analyse Banco Bilbao Vizcaya Argentaria SA together

PenkeI guess you are interested in Banco Bilbao Vizcaya Argentaria SA. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Banco Bilbao Vizcaya Argentaria SA. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Banco Bilbao Vizcaya Argentaria SA (30 sec.)










What can you expect buying and holding a share of Banco Bilbao Vizcaya Argentaria SA? (30 sec.)

How much money do you get?

How much money do you get?
€0.34
When do you have the money?
1 year
How often do you get paid?
52.9%

What is your share worth?

Current worth
€9.47
Expected worth in 1 year
€10.53
How sure are you?
76.5%

+ What do you gain per year?

Total Gains per Share
€1.38
Return On Investment
13.0%

For what price can you sell your share?

Current Price per Share
€10.60
Expected price per share
€8.75 - €10.70
How sure are you?
50%

1. Valuation of Banco Bilbao Vizcaya Argentaria SA (5 min.)




Live pricePrice per Share (EOD)

€10.60

2. Growth of Banco Bilbao Vizcaya Argentaria SA (5 min.)




Is Banco Bilbao Vizcaya Argentaria SA growing?

Current yearPrevious yearGrowGrow %
How rich?$59.7b$53.4b$4.1b7.1%

How much money is Banco Bilbao Vizcaya Argentaria SA making?

Current yearPrevious yearGrowGrow %
Making money$2.1b$1.8b$344.5m15.9%
Net Profit Margin24.6%25.5%--

How much money comes from the company's main activities?

3. Financial Health of Banco Bilbao Vizcaya Argentaria SA (5 min.)




What can you expect buying and holding a share of Banco Bilbao Vizcaya Argentaria SA? (5 min.)

Welcome investor! Banco Bilbao Vizcaya Argentaria SA's management wants to use your money to grow the business. In return you get a share of Banco Bilbao Vizcaya Argentaria SA.

What can you expect buying and holding a share of Banco Bilbao Vizcaya Argentaria SA?

First you should know what it really means to hold a share of Banco Bilbao Vizcaya Argentaria SA. And how you can make/lose money.

Speculation

The Price per Share of Banco Bilbao Vizcaya Argentaria SA is €10.60. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Banco Bilbao Vizcaya Argentaria SA.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Banco Bilbao Vizcaya Argentaria SA, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is €9.47. Based on the TTM, the Book Value Change Per Share is €0.27 per quarter. Based on the YOY, the Book Value Change Per Share is €0.27 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is €0.08 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Banco Bilbao Vizcaya Argentaria SA.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 % of Price per Share% of Price per Share% of Price per Share% of Price per Share% of Price per Share
Usd Eps0.383.6%0.373.5%0.312.9%0.212.0%0.212.0%
Usd Book Value Change Per Share0.545.1%0.292.7%0.292.7%0.605.7%0.605.7%
Usd Dividend Per Share0.000.0%0.080.8%0.030.3%0.060.6%0.060.6%
Usd Total Gains Per Share0.545.1%0.373.5%0.323.0%0.676.3%0.676.3%
Usd Price Per Share8.76-7.94-5.33-5.51-5.51-
Price to Earnings Ratio5.74-5.40-4.38-4.25-4.25-
Price-to-Total Gains Ratio16.34-29.56-23.76-12.68-12.68-
Price to Book Ratio0.86-0.82-0.62-0.63-0.63-
Price-to-Total Gains Ratio16.34-29.56-23.76-12.68-12.68-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share11.46602
Number of shares87
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.080.06
Usd Book Value Change Per Share0.290.60
Usd Total Gains Per Share0.370.67
Gains per Quarter (87 shares)32.3857.87
Gains per Year (87 shares)129.51231.48
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
12910012022210221
25920025044419452
38830138066629683
411740151087838914
514650164010910481145
617660177013112581376
720570190015314671607
8234802103017516771838
9264902116019718872069
102931002129021920962300

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%15.02.00.088.2%15.02.00.088.2%15.02.00.088.2%
Book Value Change Per Share4.00.00.0100.0%10.02.00.083.3%13.04.00.076.5%13.04.00.076.5%13.04.00.076.5%
Dividend per Share1.00.03.025.0%6.00.06.050.0%9.00.08.052.9%9.00.08.052.9%9.00.08.052.9%
Total Gains per Share4.00.00.0100.0%10.02.00.083.3%13.04.00.076.5%13.04.00.076.5%13.04.00.076.5%

Fundamentals of Banco Bilbao Vizcaya Argentaria SA

About Banco Bilbao Vizcaya Argentaria SA

Banco Bilbao Vizcaya Argentaria, S.A. provides retail banking, wholesale banking, and asset management services in the United States, Spain, Mexico, Turkey, South America, and internationally. The company offers savings account, demand deposits, and time deposits; and loan products, such as residential mortgages, other households, credit card loans, loans to enterprises and public sector, as well as consumer finance. It provides insurance and asset management business, including corporate, commercial, SME, payment systems, retail, private and investment banking, pension and life insurance, leasing, factoring, and brokerage. The company provides its products through online and mobile channels. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.

Fundamental data was last updated by Penke on 2024-03-27 16:00:09.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Banco Bilbao Vizcaya Argentaria SA.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Banco Bilbao Vizcaya Argentaria SA earns for each €1 of revenue.

  • Above 10% is considered healthy but always compare Banco Bilbao Vizcaya Argentaria SA to the Banks - Diversified industry mean.
  • A Net Profit Margin of 27.7% means that €0.28 for each €1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Banco Bilbao Vizcaya Argentaria SA:

  • The MRQ is 27.7%. The company is making a huge profit. +2
  • The TTM is 24.6%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ27.7%TTM24.6%+3.1%
TTM24.6%YOY25.5%-0.9%
TTM24.6%5Y17.8%+6.8%
5Y17.8%10Y17.8%0.0%
1.1.2. Return on Assets

Shows how efficient Banco Bilbao Vizcaya Argentaria SA is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Banco Bilbao Vizcaya Argentaria SA to the Banks - Diversified industry mean.
  • 0.3% Return on Assets means that Banco Bilbao Vizcaya Argentaria SA generated €0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Banco Bilbao Vizcaya Argentaria SA:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.3%+0.0%
TTM0.3%YOY0.2%+0.0%
TTM0.3%5Y0.2%+0.1%
5Y0.2%10Y0.2%0.0%
1.1.3. Return on Equity

Shows how efficient Banco Bilbao Vizcaya Argentaria SA is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Banco Bilbao Vizcaya Argentaria SA to the Banks - Diversified industry mean.
  • 4.0% Return on Equity means Banco Bilbao Vizcaya Argentaria SA generated €0.04 for each €1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Banco Bilbao Vizcaya Argentaria SA:

  • The MRQ is 4.0%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 4.0%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ4.0%TTM4.0%-0.1%
TTM4.0%YOY3.7%+0.3%
TTM4.0%5Y2.6%+1.5%
5Y2.6%10Y2.6%0.0%

1.2. Operating Efficiency of Banco Bilbao Vizcaya Argentaria SA.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Banco Bilbao Vizcaya Argentaria SA is operating .

  • Measures how much profit Banco Bilbao Vizcaya Argentaria SA makes for each €1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Banco Bilbao Vizcaya Argentaria SA to the Banks - Diversified industry mean.
  • An Operating Margin of 0.0% means the company generated €0.00  for each €1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Banco Bilbao Vizcaya Argentaria SA:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
1.2.2. Operating Ratio

Measures how efficient Banco Bilbao Vizcaya Argentaria SA is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Diversified industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are €0.00 for each €1 in net sales.

Let's take a look of the Operating Ratio trends of Banco Bilbao Vizcaya Argentaria SA:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000

1.3. Liquidity of Banco Bilbao Vizcaya Argentaria SA.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Banco Bilbao Vizcaya Argentaria SA is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Diversified industry mean).
  • A Current Ratio of 0.00 means the company has €0.00 in assets for each €1 in short-term debts.

Let's take a look of the Current Ratio trends of Banco Bilbao Vizcaya Argentaria SA:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.088-0.088
TTM0.088YOY0.356-0.268
TTM0.0885Y0.295-0.207
5Y0.29510Y0.2950.000
1.3.2. Quick Ratio

Measures if Banco Bilbao Vizcaya Argentaria SA is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Banco Bilbao Vizcaya Argentaria SA to the Banks - Diversified industry mean.
  • A Quick Ratio of 0.00 means the company can pay off €0.00 for each €1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Banco Bilbao Vizcaya Argentaria SA:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.028-0.028
TTM0.028YOY0.114-0.086
TTM0.0285Y0.100-0.072
5Y0.10010Y0.1000.000

1.4. Solvency of Banco Bilbao Vizcaya Argentaria SA.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Banco Bilbao Vizcaya Argentaria SA assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Banco Bilbao Vizcaya Argentaria SA to Banks - Diversified industry mean.
  • A Debt to Asset Ratio of 0.93 means that Banco Bilbao Vizcaya Argentaria SA assets are financed with 92.9% credit (debt) and the remaining percentage (100% - 92.9%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Banco Bilbao Vizcaya Argentaria SA:

  • The MRQ is 0.929. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.930. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.929TTM0.930-0.001
TTM0.930YOY0.930-0.001
TTM0.9305Y0.929+0.001
5Y0.92910Y0.9290.000
1.4.2. Debt to Equity Ratio

Measures if Banco Bilbao Vizcaya Argentaria SA is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Banco Bilbao Vizcaya Argentaria SA to the Banks - Diversified industry mean.
  • A Debt to Equity ratio of 1,393.2% means that company has €13.93 debt for each €1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Banco Bilbao Vizcaya Argentaria SA:

  • The MRQ is 13.932. The company is unable to pay all its debts with equity. -1
  • The TTM is 14.240. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ13.932TTM14.240-0.308
TTM14.240YOY14.564-0.324
TTM14.2405Y14.544-0.304
5Y14.54410Y14.5440.000

2. Market Valuation of Banco Bilbao Vizcaya Argentaria SA

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every €1 in earnings Banco Bilbao Vizcaya Argentaria SA generates.

  • Above 15 is considered overpriced but always compare Banco Bilbao Vizcaya Argentaria SA to the Banks - Diversified industry mean.
  • A PE ratio of 5.74 means the investor is paying €5.74 for every €1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Banco Bilbao Vizcaya Argentaria SA:

  • The EOD is 7.517. Based on the earnings, the company is underpriced. +1
  • The MRQ is 5.744. Based on the earnings, the company is cheap. +2
  • The TTM is 5.399. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD7.517MRQ5.744+1.773
MRQ5.744TTM5.399+0.345
TTM5.399YOY4.376+1.023
TTM5.3995Y4.247+1.152
5Y4.24710Y4.2470.000
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Banco Bilbao Vizcaya Argentaria SA:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.056+0.056
TTM-0.056YOY0.554-0.610
TTM-0.0565Y0.346-0.402
5Y0.34610Y0.3460.000
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Banco Bilbao Vizcaya Argentaria SA is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Diversified industry mean).
  • A PB ratio of 0.86 means the investor is paying €0.86 for each €1 in book value.

Let's take a look of the Price to Book Ratio trends of Banco Bilbao Vizcaya Argentaria SA:

  • The EOD is 1.120. Based on the equity, the company is underpriced. +1
  • The MRQ is 0.856. Based on the equity, the company is cheap. +2
  • The TTM is 0.818. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD1.120MRQ0.856+0.264
MRQ0.856TTM0.818+0.037
TTM0.818YOY0.620+0.198
TTM0.8185Y0.630+0.188
5Y0.63010Y0.6300.000
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Banco Bilbao Vizcaya Argentaria SA compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.4960.266+86%0.268+85%0.557-11%0.557-11%
Book Value Per Share--9.4678.953+6%7.949+19%7.972+19%7.972+19%
Current Ratio---0.088-100%0.356-100%0.295-100%0.295-100%
Debt To Asset Ratio--0.9290.9300%0.9300%0.9290%0.9290%
Debt To Equity Ratio--13.93214.240-2%14.564-4%14.544-4%14.544-4%
Dividend Per Share---0.078-100%0.030-100%0.058-100%0.058-100%
Eps--0.3530.340+4%0.285+24%0.191+84%0.191+84%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Market Cap61429543321.600+23%47287317078.00043577238571.000+9%30633779281.155+54%32158996040.569+47%32158996040.569+47%
Net Profit Margin--0.2770.246+12%0.255+8%0.178+55%0.178+55%
Operating Margin----0%-0%-0%-0%
Operating Ratio----0%-0%-0%-0%
Pb Ratio1.120+24%0.8560.818+5%0.620+38%0.630+36%0.630+36%
Pe Ratio7.517+24%5.7445.399+6%4.376+31%4.247+35%4.247+35%
Price Per Share10.600+24%8.1007.338+10%4.925+64%5.093+59%5.093+59%
Price To Free Cash Flow Ratio----0.0560%0.554-100%0.346-100%0.346-100%
Price To Total Gains Ratio21.388+24%16.34429.556-45%23.762-31%12.677+29%12.677+29%
Quick Ratio---0.028-100%0.114-100%0.100-100%0.100-100%
Return On Assets--0.0030.003+0%0.002+12%0.002+58%0.002+58%
Return On Equity--0.0400.040-2%0.037+7%0.026+54%0.026+54%
Total Gains Per Share--0.4960.344+44%0.298+66%0.615-19%0.615-19%
Usd Book Value--59780150500.00057535082150.000+4%53426244700.000+12%54880176758.824+9%54880176758.824+9%
Usd Book Value Change Per Share--0.5360.288+86%0.290+85%0.602-11%0.602-11%
Usd Book Value Per Share--10.2409.684+6%8.598+19%8.623+19%8.623+19%
Usd Dividend Per Share---0.084-100%0.032-100%0.063-100%0.063-100%
Usd Eps--0.3810.367+4%0.308+24%0.207+84%0.207+84%
Usd Free Cash Flow----3585024225.0000%5753562300.000-100%3247072511.765-100%3247072511.765-100%
Usd Market Cap66448337010.975+23%51150690883.27347137498962.251+9%33136559048.425+54%34786386017.084+47%34786386017.084+47%
Usd Price Per Share11.466+24%8.7627.937+10%5.327+64%5.509+59%5.509+59%
Usd Profit--2226138600.0002168538075.000+3%1824016625.000+22%1308602482.353+70%1308602482.353+70%
Usd Revenue--8045684600.0008857500450.000-9%7160583575.000+12%6690059982.353+20%6690059982.353+20%
Usd Total Gains Per Share--0.5360.372+44%0.322+66%0.665-19%0.665-19%
 EOD+4 -3MRQTTM+17 -10YOY+20 -95Y+17 -1210Y+17 -12

3.2. Fundamental Score

Let's check the fundamental score of Banco Bilbao Vizcaya Argentaria SA based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-157.517
Price to Book Ratio (EOD)Between0-11.120
Net Profit Margin (MRQ)Greater than00.277
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.929
Debt to Equity Ratio (MRQ)Less than113.932
Return on Equity (MRQ)Greater than0.150.040
Return on Assets (MRQ)Greater than0.050.003
Total3/10 (30.0%)

3.3. Technical Score

Let's check the technical score of Banco Bilbao Vizcaya Argentaria SA based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5069.883
Ma 20Greater thanMa 509.933
Ma 50Greater thanMa 1009.131
Ma 100Greater thanMa 2008.643
OpenGreater thanClose10.700
Total5/5 (100.0%)



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in EUR. All numbers in thousands.

Summary
Total Assets775,558,000
Total Liabilities720,293,000
Total Stockholder Equity51,701,000
 As reported
Total Liabilities 720,293,000
Total Stockholder Equity+ 51,701,000
Total Assets = 775,558,000

Assets

Total Assets775,558,000
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 100,043,000
Short-term Investments 62,205,000
Total Current Assets  (as reported)0
Total Current Assets  (calculated)162,248,000
+/- 162,248,000
Long-term Assets
Property Plant Equipment 9,253,000
Long Term Investments 263,377,000
Long-term Assets  (as reported)0
Long-term Assets  (calculated)272,630,000
+/- 272,630,000

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity51,701,000
Total Current Liabilities
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)0
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Total Stockholder Equity (as reported)51,701,000
Total Stockholder Equity (calculated)0
+/- 51,701,000
Other
Capital Stock67,955,000
Common Stock Shares Outstanding 5,837,940
Net Invested Capital 120,408,000



Balance Sheet

Currency in EUR. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-31
> Total Assets 
698,690,000
730,923,000
753,824,000
727,014,000
736,258,000
719,705,000
648,169,000
651,834,000
662,885,000
675,842,000
715,294,000
738,680,000
713,140,000
739,564,000
762,456,000
757,736,000
775,558,000
775,558,000757,736,000762,456,000739,564,000713,140,000738,680,000715,294,000675,842,000662,885,000651,834,000648,169,000719,705,000736,258,000727,014,000753,824,000730,923,000698,690,000
   > Total Current Assets 
156,854,000
176,647,000
197,410,000
187,855,000
266,350,000
248,639,000
180,155,000
178,389,000
199,060,000
183,068,000
207,690,000
208,042,000
195,496,000
0
213,579,000
208,915,000
0
0208,915,000213,579,0000195,496,000208,042,000207,690,000183,068,000199,060,000178,389,000180,155,000248,639,000266,350,000187,855,000197,410,000176,647,000156,854,000
       Cash And Cash Equivalents 
44,303,000
49,544,000
65,877,000
72,171,000
77,303,000
54,950,000
61,687,000
63,232,000
86,756,000
75,923,000
101,270,000
110,873,000
85,092,000
88,179,000
80,825,000
72,378,000
100,043,000
100,043,00072,378,00080,825,00088,179,00085,092,000110,873,000101,270,00075,923,00086,756,00063,232,00061,687,00054,950,00077,303,00072,171,00065,877,00049,544,00044,303,000
       Short-term Investments 
61,183,000
61,229,000
70,045,000
72,198,000
74,416,000
72,771,000
73,158,000
69,963,000
60,421,000
65,077,000
63,223,000
62,524,000
58,953,000
66,251,000
63,954,000
63,766,000
62,205,000
62,205,00063,766,00063,954,00066,251,00058,953,00062,524,00063,223,00065,077,00060,421,00069,963,00073,158,00072,771,00074,416,00072,198,00070,045,00061,229,00061,183,000
       Net Receivables 
1,765,000
0
1,182,000
1,149,000
1,199,000
942,000
1,104,000
1,499,000
932,000
0
1,115,000
0
1,978,000
0
0
2,406,000
0
02,406,000001,978,00001,115,0000932,0001,499,0001,104,000942,0001,199,0001,149,0001,182,00001,765,000
       Inventory 
1,817,000
0
2,102,000
1,517,000
1,584,000
1,292,000
1,112,000
1,046,000
1,262,000
0
459,000
0
325,000
0
0
1,687,000
0
01,687,00000325,0000459,00001,262,0001,046,0001,112,0001,292,0001,584,0001,517,0002,102,00001,817,000
       Other Current Assets 
34,402,000
0
57,089,000
63,863,000
138,809,000
133,197,000
51,508,000
53,994,000
55,957,000
0
68,325,000
0
74,245,000
0
0
55,369,000
0
055,369,0000074,245,000068,325,000055,957,00053,994,00051,508,000133,197,000138,809,00063,863,00057,089,000034,402,000
   > Long-term Assets 00000000000000000
       Property Plant Equipment 
9,893,000
9,344,000
8,795,000
8,441,000
7,672,000
7,489,000
7,111,000
7,074,000
7,189,000
7,375,000
8,043,000
8,259,000
8,661,000
8,648,000
8,612,000
9,124,000
9,253,000
9,253,0009,124,0008,612,0008,648,0008,661,0008,259,0008,043,0007,375,0007,189,0007,074,0007,111,0007,489,0007,672,0008,441,0008,795,0009,344,0009,893,000
       Goodwill 
4,955,000
0
2,760,000
0
910,000
896,000
889,000
881,000
818,000
846,000
727,000
760,000
707,000
746,000
793,000
799,000
0
0799,000793,000746,000707,000760,000727,000846,000818,000881,000889,000896,000910,00002,760,00004,955,000
       Long Term Investments 
211,007,000
237,432,000
240,235,000
230,464,000
235,903,000
217,943,000
155,444,000
222,413,000
226,773,000
146,484,000
230,994,000
232,987,000
138,956,000
151,203,000
156,647,000
156,131,000
263,377,000
263,377,000156,131,000156,647,000151,203,000138,956,000232,987,000230,994,000146,484,000226,773,000222,413,000155,444,000217,943,000235,903,000230,464,000240,235,000237,432,000211,007,000
       Intangible Assets 
2,010,000
4,702,000
1,862,000
4,369,000
4,297,000
1,401,000
1,415,000
1,390,000
1,379,000
1,377,000
1,413,000
1,451,000
1,449,000
1,464,000
1,491,000
1,512,000
0
01,512,0001,491,0001,464,0001,449,0001,451,0001,413,0001,377,0001,379,0001,390,0001,415,0001,401,0004,297,0004,369,0001,862,0004,702,0002,010,000
> Total Liabilities 
643,766,000
681,749,000
704,267,000
678,493,000
686,239,000
668,994,000
598,226,000
601,268,000
614,125,000
627,584,000
666,501,000
688,784,000
662,523,000
688,092,000
709,888,000
704,283,000
720,293,000
720,293,000704,283,000709,888,000688,092,000662,523,000688,784,000666,501,000627,584,000614,125,000601,268,000598,226,000668,994,000686,239,000678,493,000704,267,000681,749,000643,766,000
   > Total Current Liabilities 
541,805,000
568,039,000
601,111,000
573,063,000
587,570,000
572,138,000
502,957,000
504,606,000
520,209,000
519,837,000
570,487,000
578,435,000
560,143,000
0
0
593,334,000
0
0593,334,00000560,143,000578,435,000570,487,000519,837,000520,209,000504,606,000502,957,000572,138,000587,570,000573,063,000601,111,000568,039,000541,805,000
       Accounts payable 
435,810,000
454,340,000
472,737,000
459,927,000
404,529,000
392,712,000
398,385,000
400,952,000
407,301,000
433,877,000
444,877,000
473,901,000
459,814,000
0
0
432,092,000
0
0432,092,00000459,814,000473,901,000444,877,000433,877,000407,301,000400,952,000398,385,000392,712,000404,529,000459,927,000472,737,000454,340,000435,810,000
       Other Current Liabilities 
61,964,000
113,699,000
64,428,000
56,455,000
125,375,000
129,407,000
58,204,000
55,264,000
65,768,000
85,960,000
67,203,000
104,534,000
59,117,000
0
0
83,768,000
0
083,768,0000059,117,000104,534,00067,203,00085,960,00065,768,00055,264,00058,204,000129,407,000125,375,00056,455,00064,428,000113,699,00061,964,000
   > Long-term Liabilities 00000000000000000
       Capital Lease Obligations Min Short Term Debt
3,335,000
0
3,129,000
0
2,674,000
0
0
0
2,560,000
2,563,000
1,342,000
1,342,000
1,398,000
0
1,407,000
1,516,000
0
01,516,0001,407,00001,398,0001,342,0001,342,0002,563,0002,560,0000002,674,00003,129,00003,335,000
> Total Stockholder Equity
48,723,000
42,973,000
43,354,000
43,117,000
44,548,000
45,316,000
44,515,000
44,939,000
43,907,000
43,000,000
45,442,000
46,242,000
46,993,000
47,792,000
49,051,000
49,750,000
51,701,000
51,701,00049,750,00049,051,00047,792,00046,993,00046,242,00045,442,00043,000,00043,907,00044,939,00044,515,00045,316,00044,548,00043,117,00043,354,00042,973,00048,723,000
   Common Stock
3,267,000
49,174,000
3,267,000
3,267,000
3,267,000
3,267,000
3,267,000
3,267,000
3,267,000
59,467,000
3,129,000
62,891,000
2,955,000
0
0
2,923,000
0
02,923,000002,955,00062,891,0003,129,00059,467,0003,267,0003,267,0003,267,0003,267,0003,267,0003,267,0003,267,00049,174,0003,267,000
   Retained Earnings 
28,830,000
0
29,432,000
30,613,000
31,813,000
33,009,000
33,231,000
34,025,000
35,962,000
36,080,000
35,560,000
37,465,000
38,234,000
38,263,000
40,257,000
41,294,000
0
041,294,00040,257,00038,263,00038,234,00037,465,00035,560,00036,080,00035,962,00034,025,00033,231,00033,009,00031,813,00030,613,00029,432,000028,830,000
   Accumulated Other Comprehensive Income 00000000000000000
   Capital Surplus 00000000000000000
   Treasury Stock00000000000000000



Balance Sheet

Currency in EUR. All numbers in thousands.




Cash Flow

Currency in EUR. All numbers in thousands.




Income Statement

Currency in EUR. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue29,542,000
Cost of Revenue-0
Gross Profit029,542,000
 
Operating Income (+$)
Gross Profit0
Operating Expense-0
Operating Income00
 
Operating Expense (+$)
Research Development0
Selling General Administrative10,905,000
Selling And Marketing Expenses0
Operating Expense010,905,000
 
Net Interest Income (+$)
Interest Income23,089,000
Interest Expense-21,834,000
Other Finance Cost-21,834,000
Net Interest Income23,089,000
 
Pretax Income (+$)
Operating Income0
Net Interest Income23,089,000
Other Non-Operating Income Expenses0
Income Before Tax (EBT)12,419,0000
EBIT - interestExpense = -21,834,000
8,019,000
29,853,000
Interest Expense21,834,000
Earnings Before Interest and Taxes (EBIT)034,253,000
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax12,419,000
Tax Provision-4,003,000
Net Income From Continuing Ops8,416,0008,416,000
Net Income8,019,000
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net0-23,089,000
 

Technical Analysis of Banco Bilbao Vizcaya Argentaria SA
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Banco Bilbao Vizcaya Argentaria SA. The general trend of Banco Bilbao Vizcaya Argentaria SA is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Banco Bilbao Vizcaya Argentaria SA's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (100.0%) Bearish trend (-100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Banco Bilbao Vizcaya Argentaria SA.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

  • Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 10.70.

The bearish price targets are: 9.5 > 8.95 > 8.75.

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Banco Bilbao Vizcaya Argentaria SA Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Banco Bilbao Vizcaya Argentaria SA. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Banco Bilbao Vizcaya Argentaria SA Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Banco Bilbao Vizcaya Argentaria SA. The current macd is 0.43224719.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Banco Bilbao Vizcaya Argentaria SA price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Banco Bilbao Vizcaya Argentaria SA. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Banco Bilbao Vizcaya Argentaria SA price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Banco Bilbao Vizcaya Argentaria SA Daily Moving Average Convergence/Divergence (MACD) ChartBanco Bilbao Vizcaya Argentaria SA Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Banco Bilbao Vizcaya Argentaria SA. The current adx is 62.43.

The long score for the Directional Movement Index (DMI) is 4/7.
The longshort score for the Directional Movement Index (DMI) is 4/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Banco Bilbao Vizcaya Argentaria SA shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bullish trend. The ADX is trending up, so the bullish trend is strengthening.
Banco Bilbao Vizcaya Argentaria SA Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Banco Bilbao Vizcaya Argentaria SA. The current sar is 10.16.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Banco Bilbao Vizcaya Argentaria SA Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Banco Bilbao Vizcaya Argentaria SA. The current rsi is 69.88. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending up: The RSI is trending up. +1
Banco Bilbao Vizcaya Argentaria SA Daily Relative Strength Index (RSI) ChartBanco Bilbao Vizcaya Argentaria SA Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Banco Bilbao Vizcaya Argentaria SA. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Banco Bilbao Vizcaya Argentaria SA price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Banco Bilbao Vizcaya Argentaria SA Daily Stochastic Oscillator ChartBanco Bilbao Vizcaya Argentaria SA Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Banco Bilbao Vizcaya Argentaria SA. The current cci is 96.11.

Banco Bilbao Vizcaya Argentaria SA Daily Commodity Channel Index (CCI) ChartBanco Bilbao Vizcaya Argentaria SA Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Banco Bilbao Vizcaya Argentaria SA. The current cmo is 39.86.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Banco Bilbao Vizcaya Argentaria SA Daily Chande Momentum Oscillator (CMO) ChartBanco Bilbao Vizcaya Argentaria SA Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Banco Bilbao Vizcaya Argentaria SA. The current willr is -9.52380952.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Banco Bilbao Vizcaya Argentaria SA Daily Williams %R ChartBanco Bilbao Vizcaya Argentaria SA Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Banco Bilbao Vizcaya Argentaria SA.

Banco Bilbao Vizcaya Argentaria SA Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Banco Bilbao Vizcaya Argentaria SA. The current atr is 0.22722565.

Banco Bilbao Vizcaya Argentaria SA Daily Average True Range (ATR) ChartBanco Bilbao Vizcaya Argentaria SA Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Banco Bilbao Vizcaya Argentaria SA. The current obv is 79,628.

Banco Bilbao Vizcaya Argentaria SA Daily On-Balance Volume (OBV) ChartBanco Bilbao Vizcaya Argentaria SA Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Banco Bilbao Vizcaya Argentaria SA. The current mfi is 68.30.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Banco Bilbao Vizcaya Argentaria SA Daily Money Flow Index (MFI) ChartBanco Bilbao Vizcaya Argentaria SA Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Banco Bilbao Vizcaya Argentaria SA.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-07 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-11-08 00:00:00SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2023-11-09 00:00:00CCI LONG ENTRY SHORT CLOSE100 crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-13 00:00:00MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-11-14 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-15 00:00:00MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-16 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-11-17 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-21 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-23 00:00:00ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-24 00:00:00BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-27 00:00:00RSI SHORT ENTRY LONG CLOSE70 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-28 00:00:00ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-29 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-30 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-01 00:00:00ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-04 00:00:00MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-06 00:00:00MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-07 00:00:00SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-08 00:00:00CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-11 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-13 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-14 00:00:00DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-15 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-19 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-22 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-29 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-02 00:00:00DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-03 00:00:00DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-05 00:00:00SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-08 00:00:00DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-09 00:00:00DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-10 00:00:00MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-11 00:00:00SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-01-16 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-18 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-19 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-01-22 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-25 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-26 00:00:00MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-29 00:00:00MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-30 00:00:00MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-31 00:00:00BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-02-02 00:00:00WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-05 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-06 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-02-07 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-08 00:00:00WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-09 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-12 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-14 00:00:00RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2024-02-21 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-22 00:00:00CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-23 00:00:00BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-26 00:00:00RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-29 00:00:00MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-03-01 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-03-04 00:00:00MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-03-05 00:00:00SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-03-06 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-07 00:00:00MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-03-11 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-12 00:00:00BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-03-13 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-14 00:00:00STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-15 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-18 00:00:00BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-19 00:00:00RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-20 00:00:00WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-21 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-22 00:00:00MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-25 00:00:00RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-27 00:00:00STOCH SHORT EXITThe %K line crosses above the %D line.

6.3. Candlestick Patterns

Banco Bilbao Vizcaya Argentaria SA Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Banco Bilbao Vizcaya Argentaria SA based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5069.883
Ma 20Greater thanMa 509.933
Ma 50Greater thanMa 1009.131
Ma 100Greater thanMa 2008.643
OpenGreater thanClose10.700
Total5/5 (100.0%)
Penke

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