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Benchmark Bankshares Inc
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Let's analyse Benchmark Bankshares Inc together

PenkeI guess you are interested in Benchmark Bankshares Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Benchmark Bankshares Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Benchmark Bankshares Inc (30 sec.)










What can you expect buying and holding a share of Benchmark Bankshares Inc? (30 sec.)

How much money do you get?

How much money do you get?
$2.80
When do you have the money?
1 year
How often do you get paid?
90.0%

What is your share worth?

Current worth
$18.96
Expected worth in 1 year
$20.18
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
$4.01
Return On Investment
18.2%

For what price can you sell your share?

Current Price per Share
$22.00
Expected price per share
$21.50 - $
How sure are you?
50%

1. Valuation of Benchmark Bankshares Inc (5 min.)




Live pricePrice per Share (EOD)

$22.00

Intrinsic Value Per Share

$19.64 - $38.71

Total Value Per Share

$38.60 - $57.68

2. Growth of Benchmark Bankshares Inc (5 min.)




Is Benchmark Bankshares Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$85.6m$84.4m$1.2m1.4%

How much money is Benchmark Bankshares Inc making?

Current yearPrevious yearGrowGrow %
Making money$13.2m$11.5m$1.7m13.0%
Net Profit Margin26.5%25.8%--

How much money comes from the company's main activities?

3. Financial Health of Benchmark Bankshares Inc (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Benchmark Bankshares Inc? (5 min.)

Welcome investor! Benchmark Bankshares Inc's management wants to use your money to grow the business. In return you get a share of Benchmark Bankshares Inc.

What can you expect buying and holding a share of Benchmark Bankshares Inc?

First you should know what it really means to hold a share of Benchmark Bankshares Inc. And how you can make/lose money.

Speculation

The Price per Share of Benchmark Bankshares Inc is $22.00. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Benchmark Bankshares Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Benchmark Bankshares Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $18.96. Based on the TTM, the Book Value Change Per Share is $0.30 per quarter. Based on the YOY, the Book Value Change Per Share is $1.58 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.70 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Benchmark Bankshares Inc.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps2.9313.3%2.9313.3%2.5511.6%2.2810.4%1.717.8%
Usd Book Value Change Per Share0.301.4%0.301.4%1.587.2%1.336.0%1.034.7%
Usd Dividend Per Share0.703.2%0.703.2%0.663.0%0.602.7%0.442.0%
Usd Total Gains Per Share1.004.6%1.004.6%2.2410.2%1.938.8%1.476.7%
Usd Price Per Share22.50-22.50-24.25-20.53-18.56-
Price to Earnings Ratio7.68-7.68-9.52-9.27-11.93-
Price-to-Total Gains Ratio22.42-22.42-10.81-13.29-16.12-
Price to Book Ratio1.19-1.19-1.30-1.27-1.41-
Price-to-Total Gains Ratio22.42-22.42-10.81-13.29-16.12-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share22
Number of shares45
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.700.60
Usd Book Value Change Per Share0.301.33
Usd Total Gains Per Share1.001.93
Gains per Quarter (45 shares)45.1587.00
Gains per Year (45 shares)180.60348.02
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
112655171108240338
2252109352217479686
33781645333257191034
45042187144349581382
563027389554211981730
6756328107665114372078
7882382125775916772426
81008437143886819162774
91134491161997621563122
1012605461800108523963470

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%29.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%26.03.00.089.7%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%9.00.01.090.0%26.00.03.089.7%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%26.03.00.089.7%

Fundamentals of Benchmark Bankshares Inc

About Benchmark Bankshares Inc

Benchmark Bankshares, Inc. operates as the holding company for Benchmark Community Bank that provides various banking products and services in the United States. The company accepts various deposits, such as checking, saving, commercial services, and youth accounts. Its loan products include personal, mortgage, other real estate, business, auto, and student loans. The company also offers credit and debit cards; wealth management services comprising financial solutions, financial and retirement planning, and portfolio management, as well as estate, charitable giving, and trust services; and reorder checks, safe deposit boxes, wire transfers, bill pay, and internet and mobile banking services. Benchmark Bankshares, Inc. was founded in 1971 and is based in Kenbridge, Virginia.

Fundamental data was last updated by Penke on 2024-03-07 12:22:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Benchmark Bankshares Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Benchmark Bankshares Inc earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Benchmark Bankshares Inc to the Banks - Regional industry mean.
  • A Net Profit Margin of 26.5% means that $0.27 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Benchmark Bankshares Inc:

  • The MRQ is 26.5%. The company is making a huge profit. +2
  • The TTM is 26.5%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ26.5%TTM26.5%0.0%
TTM26.5%YOY25.8%+0.7%
TTM26.5%5Y25.8%+0.7%
5Y25.8%10Y22.0%+3.8%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ26.5%18.4%+8.1%
TTM26.5%28.0%-1.5%
YOY25.8%25.2%+0.6%
5Y25.8%22.8%+3.0%
10Y22.0%19.8%+2.2%
1.1.2. Return on Assets

Shows how efficient Benchmark Bankshares Inc is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Benchmark Bankshares Inc to the Banks - Regional industry mean.
  • 1.2% Return on Assets means that Benchmark Bankshares Inc generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Benchmark Bankshares Inc:

  • The MRQ is 1.2%. Using its assets, the company is less efficient in making profit.
  • The TTM is 1.2%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ1.2%TTM1.2%0.0%
TTM1.2%YOY1.1%+0.1%
TTM1.2%5Y1.2%-0.1%
5Y1.2%10Y1.2%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.2%0.1%+1.1%
TTM1.2%0.2%+1.0%
YOY1.1%0.2%+0.9%
5Y1.2%0.2%+1.0%
10Y1.2%0.2%+1.0%
1.1.3. Return on Equity

Shows how efficient Benchmark Bankshares Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Benchmark Bankshares Inc to the Banks - Regional industry mean.
  • 15.5% Return on Equity means Benchmark Bankshares Inc generated $0.15 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Benchmark Bankshares Inc:

  • The MRQ is 15.5%. Using its investors money, the company is efficient in making profit. +1
  • The TTM is 15.5%. Using its investors money, the company is efficient in making profit. +1
Trends
Current periodCompared to+/- 
MRQ15.5%TTM15.5%0.0%
TTM15.5%YOY13.6%+1.8%
TTM15.5%5Y13.8%+1.7%
5Y13.8%10Y12.2%+1.6%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ15.5%1.4%+14.1%
TTM15.5%2.5%+13.0%
YOY13.6%2.7%+10.9%
5Y13.8%2.5%+11.3%
10Y12.2%2.8%+9.4%

1.2. Operating Efficiency of Benchmark Bankshares Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Benchmark Bankshares Inc is operating .

  • Measures how much profit Benchmark Bankshares Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Benchmark Bankshares Inc to the Banks - Regional industry mean.
  • An Operating Margin of 30.6% means the company generated $0.31  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Benchmark Bankshares Inc:

  • The MRQ is 30.6%. The company is operating very efficient. +2
  • The TTM is 30.6%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ30.6%TTM30.6%0.0%
TTM30.6%YOY29.3%+1.3%
TTM30.6%5Y22.8%+7.8%
5Y22.8%10Y11.4%+11.4%
1.2.2. Operating Ratio

Measures how efficient Benchmark Bankshares Inc is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.18 means that the operating costs are $0.18 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Benchmark Bankshares Inc:

  • The MRQ is 0.182. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.182. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.182TTM0.1820.000
TTM0.182YOY0.177+0.005
TTM0.1825Y0.270-0.088
5Y0.27010Y0.427-0.158

1.3. Liquidity of Benchmark Bankshares Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Benchmark Bankshares Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.13 means the company has $0.13 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Benchmark Bankshares Inc:

  • The MRQ is 0.134. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.134. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.134TTM0.1340.000
TTM0.134YOY0.389-0.255
TTM0.1345Y0.287-0.153
5Y0.28710Y0.185+0.101
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.1340.124+0.010
YOY0.3890.225+0.164
5Y0.2870.219+0.068
10Y0.1850.131+0.054
1.3.2. Quick Ratio

Measures if Benchmark Bankshares Inc is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Benchmark Bankshares Inc to the Banks - Regional industry mean.
  • A Quick Ratio of 0.11 means the company can pay off $0.11 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Benchmark Bankshares Inc:

  • The MRQ is 0.111. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.111. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.111TTM0.1110.000
TTM0.111YOY0.370-0.259
TTM0.1115Y0.245-0.134
5Y0.24510Y0.146+0.099

1.4. Solvency of Benchmark Bankshares Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Benchmark Bankshares Inc assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Benchmark Bankshares Inc to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.92 means that Benchmark Bankshares Inc assets are financed with 92.4% credit (debt) and the remaining percentage (100% - 92.4%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Benchmark Bankshares Inc:

  • The MRQ is 0.924. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.924. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.924TTM0.9240.000
TTM0.924YOY0.919+0.005
TTM0.9245Y0.909+0.014
5Y0.90910Y0.898+0.011
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9240.915+0.009
TTM0.9240.917+0.007
YOY0.9190.9190.000
5Y0.9090.919-0.010
10Y0.8980.927-0.029
1.4.2. Debt to Equity Ratio

Measures if Benchmark Bankshares Inc is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Benchmark Bankshares Inc to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,213.0% means that company has $12.13 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Benchmark Bankshares Inc:

  • The MRQ is 12.130. The company is unable to pay all its debts with equity. -1
  • The TTM is 12.130. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ12.130TTM12.1300.000
TTM12.130YOY11.331+0.799
TTM12.1305Y10.241+1.889
5Y10.24110Y9.063+1.177
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ12.13010.829+1.301
TTM12.13011.013+1.117
YOY11.33111.363-0.032
5Y10.24111.437-1.196
10Y9.06313.038-3.975

2. Market Valuation of Benchmark Bankshares Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Benchmark Bankshares Inc generates.

  • Above 15 is considered overpriced but always compare Benchmark Bankshares Inc to the Banks - Regional industry mean.
  • A PE ratio of 7.68 means the investor is paying $7.68 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Benchmark Bankshares Inc:

  • The EOD is 7.505. Based on the earnings, the company is underpriced. +1
  • The MRQ is 7.676. Based on the earnings, the company is underpriced. +1
  • The TTM is 7.676. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD7.505MRQ7.676-0.171
MRQ7.676TTM7.6760.000
TTM7.676YOY9.522-1.846
TTM7.6765Y9.268-1.592
5Y9.26810Y11.927-2.660
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD7.5057.398+0.107
MRQ7.6766.680+0.996
TTM7.6765.295+2.381
YOY9.5226.943+2.579
5Y9.2689.770-0.502
10Y11.9279.943+1.984
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Benchmark Bankshares Inc:

  • The EOD is 8.556. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 8.751. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 8.751. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD8.556MRQ8.751-0.194
MRQ8.751TTM8.7510.000
TTM8.751YOY10.009-1.258
TTM8.7515Y10.420-1.669
5Y10.42010Y12.993-2.572
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD8.556-2.069+10.625
MRQ8.751-1.868+10.619
TTM8.751-0.342+9.093
YOY10.0096.448+3.561
5Y10.4200.429+9.991
10Y12.9930.091+12.902
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Benchmark Bankshares Inc is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 1.19 means the investor is paying $1.19 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Benchmark Bankshares Inc:

  • The EOD is 1.160. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.186. Based on the equity, the company is underpriced. +1
  • The TTM is 1.186. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.160MRQ1.186-0.026
MRQ1.186TTM1.1860.000
TTM1.186YOY1.300-0.113
TTM1.1865Y1.269-0.083
5Y1.26910Y1.409-0.140
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.1600.427+0.733
MRQ1.1860.386+0.800
TTM1.1860.470+0.716
YOY1.3000.642+0.658
5Y1.2690.795+0.474
10Y1.4091.025+0.384
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Benchmark Bankshares Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.3030.3030%1.583-81%1.331-77%1.027-70%
Book Value Per Share--18.96418.9640%18.661+2%16.411+16%13.633+39%
Current Ratio--0.1340.1340%0.389-66%0.287-53%0.185-28%
Debt To Asset Ratio--0.9240.9240%0.919+1%0.909+2%0.898+3%
Debt To Equity Ratio--12.13012.1300%11.331+7%10.241+18%9.063+34%
Dividend Per Share--0.7000.7000%0.661+6%0.603+16%0.442+58%
Eps--2.9312.9310%2.547+15%2.278+29%1.708+72%
Free Cash Flow Per Share--2.5712.5710%2.423+6%2.060+25%1.552+66%
Free Cash Flow To Equity Per Share--6.6746.6740%37.197-82%20.180-67%13.765-52%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--38.715--------
Intrinsic Value_10Y_min--19.640--------
Intrinsic Value_1Y_max--2.738--------
Intrinsic Value_1Y_min--1.674--------
Intrinsic Value_3Y_max--9.096--------
Intrinsic Value_3Y_min--5.314--------
Intrinsic Value_5Y_max--16.504--------
Intrinsic Value_5Y_min--9.238--------
Market Cap98963920.000-3%101624760.000101624760.0000%109727442.750-7%97700020.950+4%94544182.193+7%
Net Profit Margin--0.2650.2650%0.258+3%0.258+3%0.220+20%
Operating Margin--0.3060.3060%0.293+4%0.228+34%0.114+168%
Operating Ratio--0.1820.1820%0.177+3%0.270-33%0.427-57%
Pb Ratio1.160-2%1.1861.1860%1.300-9%1.269-7%1.409-16%
Pe Ratio7.505-2%7.6767.6760%9.522-19%9.268-17%11.927-36%
Price Per Share22.000-2%22.50022.5000%24.250-7%20.530+10%18.556+21%
Price To Free Cash Flow Ratio8.556-2%8.7518.7510%10.009-13%10.420-16%12.993-33%
Price To Total Gains Ratio21.926-2%22.42522.4250%10.805+108%13.294+69%16.120+39%
Quick Ratio--0.1110.1110%0.370-70%0.245-55%0.146-24%
Return On Assets--0.0120.0120%0.011+6%0.012-5%0.012-3%
Return On Equity--0.1550.1550%0.136+13%0.138+12%0.122+27%
Total Gains Per Share--1.0031.0030%2.244-55%1.933-48%1.469-32%
Usd Book Value--85653991.00085653991.0000%84436937.000+1%77383180.000+11%68608174.600+25%
Usd Book Value Change Per Share--0.3030.3030%1.583-81%1.331-77%1.027-70%
Usd Book Value Per Share--18.96418.9640%18.661+2%16.411+16%13.633+39%
Usd Dividend Per Share--0.7000.7000%0.661+6%0.603+16%0.442+58%
Usd Eps--2.9312.9310%2.547+15%2.278+29%1.708+72%
Usd Free Cash Flow--11613350.00011613350.0000%10962942.000+6%9704801.000+20%6872594.900+69%
Usd Free Cash Flow Per Share--2.5712.5710%2.423+6%2.060+25%1.552+66%
Usd Free Cash Flow To Equity Per Share--6.6746.6740%37.197-82%20.180-67%13.765-52%
Usd Market Cap98963920.000-3%101624760.000101624760.0000%109727442.750-7%97700020.950+4%94544182.193+7%
Usd Price Per Share22.000-2%22.50022.5000%24.250-7%20.530+10%18.556+21%
Usd Profit--13239600.00013239600.0000%11524043.000+15%10717697.200+24%8496386.400+56%
Usd Revenue--49941373.00049941373.0000%44677743.000+12%41613715.000+20%31891948.000+57%
Usd Total Gains Per Share--1.0031.0030%2.244-55%1.933-48%1.469-32%
 EOD+4 -4MRQTTM+0 -0YOY+21 -145Y+23 -1210Y+23 -12

3.2. Fundamental Score

Let's check the fundamental score of Benchmark Bankshares Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-157.505
Price to Book Ratio (EOD)Between0-11.160
Net Profit Margin (MRQ)Greater than00.265
Operating Margin (MRQ)Greater than00.306
Quick Ratio (MRQ)Greater than10.111
Current Ratio (MRQ)Greater than10.134
Debt to Asset Ratio (MRQ)Less than10.924
Debt to Equity Ratio (MRQ)Less than112.130
Return on Equity (MRQ)Greater than0.150.155
Return on Assets (MRQ)Greater than0.050.012
Total5/10 (50.0%)

3.3. Technical Score

Let's check the technical score of Benchmark Bankshares Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5038.416
Ma 20Greater thanMa 5022.469
Ma 50Greater thanMa 10022.919
Ma 100Greater thanMa 20023.001
OpenGreater thanClose22.400
Total2/5 (40.0%)



Latest Balance Sheet

Balance Sheet of 2022-12-31. Currency in USD. All numbers in thousands.

Summary
Total Assets1,124,672
Total Liabilities1,039,018
Total Stockholder Equity85,654
 As reported
Total Liabilities 1,039,018
Total Stockholder Equity+ 85,654
Total Assets = 1,124,672

Assets

Total Assets1,124,672
Total Current Assets105,558
Long-term Assets1,019,114
Total Current Assets
Cash And Cash Equivalents 87,309
Total Current Assets  (as reported)105,558
Total Current Assets  (calculated)87,309
+/- 18,249
Long-term Assets
Property Plant Equipment 18,658
Intangible Assets 1,854
Long-term Assets Other 916,406
Long-term Assets  (as reported)1,019,114
Long-term Assets  (calculated)936,918
+/- 82,196

Liabilities & Shareholders' Equity

Total Current Liabilities787,567
Long-term Liabilities251,451
Total Stockholder Equity85,654
Total Current Liabilities
Short-term Debt 255
Other Current Liabilities 787,312
Total Current Liabilities  (as reported)787,567
Total Current Liabilities  (calculated)787,567
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)251,451
Long-term Liabilities  (calculated)0
+/- 251,451
Total Stockholder Equity
Common Stock949
Retained Earnings 86,607
Accumulated Other Comprehensive Income -7,710
Other Stockholders Equity 5,808
Total Stockholder Equity (as reported)85,654
Total Stockholder Equity (calculated)85,654
+/-0
Other
Cash and Short Term Investments 87,309
Common Stock Shares Outstanding 4,517
Liabilities and Stockholders Equity 1,124,672
Net Debt -84,141
Net Tangible Assets 83,800
Net Working Capital -682,009
Short Long Term Debt Total 3,168



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-312005-12-312004-12-312003-12-312002-12-312001-12-312000-12-311999-12-311998-12-311997-12-311996-12-311995-12-311994-12-31
> Total Assets 
115,306
135,364
150,908
158,735
185,381
193,300
205,253
241,813
265,058
283,886
292,989
297,923
313,391
342,904
373,562
383,879
417,958
416,196
438,508
463,871
489,948
538,733
568,492
595,226
643,887
712,258
871,554
1,041,223
1,124,672
1,124,6721,041,223871,554712,258643,887595,226568,492538,733489,948463,871438,508416,196417,958383,879373,562342,904313,391297,923292,989283,886265,058241,813205,253193,300185,381158,735150,908135,364115,306
   > Total Current Assets 
4,782
5,665
5,879
5,831
6,797
8,900
7,166
9,642
14,633
14,265
8,798
0
13,518
0
0
0
0
0
0
0
35,194
60,408
60,101
48,123
47,010
65,087
178,518
276,699
105,558
105,558276,699178,51865,08747,01048,12360,10160,40835,194000000013,51808,79814,26514,6339,6427,1668,9006,7975,8315,8795,6654,782
       Cash And Cash Equivalents 
3,809
4,397
4,625
4,595
5,235
7,500
5,588
8,216
13,341
12,998
7,616
13,427
12,014
11,314
12,090
12,024
10,596
0
0
0
11,649
54,475
54,215
32,325
34,014
52,487
163,041
263,104
87,309
87,309263,104163,04152,48734,01432,32554,21554,47511,64900010,59612,02412,09011,31412,01413,4277,61612,99813,3418,2165,5887,5005,2354,5954,6254,3973,809
       Short-term Investments 
0
0
0
0
0
0
0
12,740
17,255
15,566
17,854
100
6,959
14
8,600
3,774
29,984
0
0
0
16,869
43,855
43,742
8,711
8,418
0
0
0
0
00008,4188,71143,74243,85516,86900029,9843,7748,600146,95910017,85415,56617,25512,7400000000
       Net Receivables 
972
1,268
1,254
1,236
1,562
1,400
1,579
1,426
1,292
1,267
1,182
0
1,505
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000001,50501,1821,2671,2921,4261,5791,4001,5621,2361,2541,268972
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,463
2,072
2,088
3,658
2,537
65,087
178,518
276,699
105,558
105,558276,699178,51865,0872,5373,6582,0882,0722,46300000000000000000000
   > Long-term Assets 
15,542
21,120
21,575
21,591
27,406
31,700
29,483
41,985
31,764
36,188
32,503
0
31,427
0
0
0
0
0
0
0
0
0
0
0
0
647,171
693,035
764,524
1,019,114
1,019,114764,524693,035647,17100000000000031,427032,50336,18831,76441,98529,48331,70027,40621,59121,57521,12015,542
       Property Plant Equipment 
1,711
2,000
3,122
3,531
3,898
3,400
4,561
5,440
4,285
4,531
5,681
7,649
8,769
9,940
10,553
10,098
11,836
0
0
0
12,523
11,795
13,242
14,666
14,866
16,817
17,044
17,058
18,658
18,65817,05817,04416,81714,86614,66613,24211,79512,52300011,83610,09810,5539,9408,7697,6495,6814,5314,2855,4404,5613,4003,8983,5313,1222,0001,711
       Long Term Investments 
0
0
0
0
0
0
0
212,622
223,752
244,377
0
0
0
0
0
0
0
0
0
0
37,130
31,484
34,811
35,708
34,348
0
0
0
0
000034,34835,70834,81131,48437,1300000000000244,377223,752212,6220000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,854
1,8540000000000000000000000000000
       Long-term Assets Other 
-15,542
-21,120
-21,575
-21,591
-27,406
-31,700
-29,483
-41,985
-31,764
-36,188
-32,503
0
-31,427
0
0
0
0
0
0
0
0
0
0
0
0
19,396
19,911
20,829
916,406
916,40620,82919,91119,396000000000000-31,4270-32,503-36,188-31,764-41,985-29,483-31,700-27,406-21,591-21,575-21,120-15,542
> Total Liabilities 
477
122,863
692
708
808
800
984
1,002
803
668
648
269,947
931
310,726
339,876
348,130
379,967
372,899
390,608
412,886
433,872
478,337
504,626
527,383
572,593
643,548
794,733
956,786
1,039,018
1,039,018956,786794,733643,548572,593527,383504,626478,337433,872412,886390,608372,899379,967348,130339,876310,726931269,9476486688031,002984800808708692122,863477
   > Total Current Liabilities 
477
651
692
708
808
800
984
1,002
803
668
648
0
931
0
0
0
0
0
0
0
431,252
475,638
501,964
525,202
570,418
243,170
318,671
711,122
787,567
787,567711,122318,671243,170570,418525,202501,964475,638431,252000000093106486688031,002984800808708692651477
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
207
259
255
25525920700000000000000000000000000
       Accounts payable 
477
651
692
708
808
800
984
1,002
803
668
648
263,492
931
302,371
336,585
343,021
376,416
369,127
386,315
409,147
430,034
474,467
500,700
523,884
568,826
632,887
783,349
945,287
0
0945,287783,349632,887568,826523,884500,700474,467430,034409,147386,315369,127376,416343,021336,585302,371931263,4926486688031,002984800808708692651477
       Other Current Liabilities 
-477
-651
-692
-708
-808
-800
-984
-1,002
-803
-668
-648
0
-931
0
0
0
0
0
0
0
973
982
1,106
1,186
1,358
243,170
318,464
710,863
787,312
787,312710,863318,464243,1701,3581,1861,1069829730000000-9310-648-668-803-1,002-984-800-808-708-692-651-477
   > Long-term Liabilities 
0
155
0
0
0
0
0
0
803
668
648
0
931
0
0
0
0
0
0
0
0
0
0
0
0
400,378
476,062
245,665
251,451
251,451245,665476,062400,37800000000000093106486688030000001550
       Other Liabilities 
0
0
0
0
0
0
0
1,975
1,968
2,073
2,347
2,413
2,456
3,022
3,291
3,452
3,551
3,772
4,293
3,739
3,838
2,699
2,662
2,181
2,175
2,459
3,612
4,561
0
04,5613,6122,4592,1752,1812,6622,6993,8383,7394,2933,7723,5513,4523,2913,0222,4562,4132,3472,0731,9681,9750000000
> Total Stockholder Equity
9,861
12,501
14,362
16,652
19,015
20,000
22,185
23,477
26,546
28,613
30,666
27,976
30,271
32,178
33,686
35,749
37,991
43,297
47,900
50,985
56,076
60,396
63,866
67,843
71,294
68,711
76,821
84,437
85,654
85,65484,43776,82168,71171,29467,84363,86660,39656,07650,98547,90043,29737,99135,74933,68632,17830,27127,97630,66628,61326,54623,47722,18520,00019,01516,65214,36212,5019,861
   Common Stock
298
301
304
618
630
600
631
624
623
624
626
575
572
564
552
547
544
0
0
0
1,083
1,084
1,083
1,082
1,055
947
952
948
949
9499489529471,0551,0821,0831,0841,083000544547552564572575626624623624631600630618304301298
   Retained Earnings 
7,279
8,987
10,754
12,189
13,908
15,500
17,281
18,945
21,216
23,566
25,837
23,590
25,156
27,038
28,601
30,673
32,888
0
0
0
50,560
53,965
58,280
61,967
65,938
62,965
68,958
76,812
86,607
86,60776,81268,95862,96565,93861,96758,28053,96550,56000032,88830,67328,60127,03825,15623,59025,83723,56621,21618,94517,28115,50013,90812,18910,7548,9877,279
   Capital Surplus 00000000000000000000000000000
   Treasury Stock00000000000000000000000000000
   Other Stockholders Equity 
2,284
3,212
3,303
3,845
4,477
4,400
4,404
4,057
4,005
3,882
3,825
0
4,528
0
0
0
0
0
0
0
944
777
-135
80
-341
4,087
5,428
5,598
5,808
5,8085,5985,4284,087-34180-13577794400000004,52803,8253,8824,0054,0574,4044,4004,4773,8453,3033,2122,284



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

All numbers in thousands.


Latest Income Statement (annual, 2022-12-31)

Gross Profit (+$)
totalRevenue49,941
Cost of Revenue-0
Gross Profit49,94149,941
 
Operating Income (+$)
Gross Profit49,941
Operating Expense-9,086
Operating Income15,27040,855
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense9,0860
 
Net Interest Income (+$)
Interest Income0
Interest Expense-127
Other Finance Cost-127
Net Interest Income0
 
Pretax Income (+$)
Operating Income15,270
Net Interest Income0
Other Non-Operating Income Expenses0
Income Before Tax (EBT)16,497-1,227
EBIT - interestExpense = 15,143
16,497
13,366
Interest Expense127
Earnings Before Interest and Taxes (EBIT)15,27016,624
Earnings Before Interest and Taxes (EBITDA)16,497
 
After tax Income (+$)
Income Before Tax16,497
Tax Provision-0
Net Income From Continuing Ops016,497
Net Income13,240
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses33,444
Total Other Income/Expenses Net16,4970
 

Technical Analysis of Benchmark Bankshares Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Benchmark Bankshares Inc. The general trend of Benchmark Bankshares Inc is BEARISH with 71.4% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Benchmark Bankshares Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-71.4%) Bearish trend (71.4%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Benchmark Bankshares Inc.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: < < .

The bearish price targets are: 21.50 > 21.50 > 21.50.

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Benchmark Bankshares Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Benchmark Bankshares Inc. The current mas is .

The long score for the Moving Averages is 2/14.
The longshort score for the Moving Averages is -10/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Benchmark Bankshares Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Benchmark Bankshares Inc. The current macd is -0.15046866.

The long score for the Moving Average Convergence/Divergence (MACD) is 0/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -4/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Benchmark Bankshares Inc price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Benchmark Bankshares Inc. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Benchmark Bankshares Inc price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Benchmark Bankshares Inc Daily Moving Average Convergence/Divergence (MACD) ChartBenchmark Bankshares Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Benchmark Bankshares Inc. The current adx is 39.98.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -4/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Benchmark Bankshares Inc shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bearish trend. The ADX is trending up, so the bearish trend is strengthening.
Benchmark Bankshares Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Benchmark Bankshares Inc. The current sar is 22.78.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Benchmark Bankshares Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Benchmark Bankshares Inc. The current rsi is 38.42. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
Benchmark Bankshares Inc Daily Relative Strength Index (RSI) ChartBenchmark Bankshares Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Benchmark Bankshares Inc. The current phase is Continuation in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -4/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Benchmark Bankshares Inc price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Benchmark Bankshares Inc Daily Stochastic Oscillator ChartBenchmark Bankshares Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Benchmark Bankshares Inc. The current cci is -200.55150041.

The long score for the Commodity Channel Index (CCI) is 0/1.
The longshort score for the Commodity Channel Index (CCI) is -1/(-1 +1).

  • CCI < -100: The CCI is below -100, it indicates that the price is significantly below its average, suggesting a potential oversold condition. -1
Benchmark Bankshares Inc Daily Commodity Channel Index (CCI) ChartBenchmark Bankshares Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Benchmark Bankshares Inc. The current cmo is -28.51161617.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Benchmark Bankshares Inc Daily Chande Momentum Oscillator (CMO) ChartBenchmark Bankshares Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Benchmark Bankshares Inc. The current willr is -60.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Benchmark Bankshares Inc is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Benchmark Bankshares Inc Daily Williams %R ChartBenchmark Bankshares Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Benchmark Bankshares Inc.

Benchmark Bankshares Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Benchmark Bankshares Inc. The current atr is 0.25187045.

Benchmark Bankshares Inc Daily Average True Range (ATR) ChartBenchmark Bankshares Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Benchmark Bankshares Inc. The current obv is -26,975.

Benchmark Bankshares Inc Daily On-Balance Volume (OBV) ChartBenchmark Bankshares Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Benchmark Bankshares Inc. The current mfi is 10.19.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -2/(-2 +2).

  • MFI < 50: -1
  • MFI < 20: -1
Benchmark Bankshares Inc Daily Money Flow Index (MFI) ChartBenchmark Bankshares Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Benchmark Bankshares Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-06DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-07MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-11-08SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-11-14DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2023-11-16CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-11-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-22WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-24STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-27MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-28STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-30STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-01CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-05MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-12-07MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-11WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-12STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-13MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2023-12-14SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-15RSI SHORT ENTRY LONG CLOSE70 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-20DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-12-22STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-02WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-03MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-04RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-08STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-10STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-11MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-24MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-25MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-26CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-29DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-31STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-02-01SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-02-02STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-07ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-09DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-12WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-14STOCH SHORT EXITThe %K line crosses above the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-16STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-21RSI LONG ENTRY SHORT CLOSE30 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-22MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-02-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-03-01ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-05SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-06CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-07MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-03-08STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-13CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-15STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-19CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-20WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-22MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-25MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-27MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside

6.3. Candlestick Patterns

Benchmark Bankshares Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Benchmark Bankshares Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5038.416
Ma 20Greater thanMa 5022.469
Ma 50Greater thanMa 10022.919
Ma 100Greater thanMa 20023.001
OpenGreater thanClose22.400
Total2/5 (40.0%)
Penke

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