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Bank of Montreal
Buy, Hold or Sell?

Let's analyse Bank of Montreal together

PenkeI guess you are interested in Bank of Montreal. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Bank of Montreal. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Bank of Montreal (30 sec.)










What can you expect buying and holding a share of Bank of Montreal? (30 sec.)

How much money do you get?

How much money do you get?
C$2.82
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
C$106.53
Expected worth in 1 year
C$109.79
How sure are you?
85.0%

+ What do you gain per year?

Total Gains per Share
C$7.09
Return On Investment
5.4%

For what price can you sell your share?

Current Price per Share
C$130.77
Expected price per share
C$125.91 - C$135.47
How sure are you?
50%

1. Valuation of Bank of Montreal (5 min.)




Live pricePrice per Share (EOD)

C$130.77

Intrinsic Value Per Share

C$51.83 - C$413.31

Total Value Per Share

C$158.35 - C$519.84

2. Growth of Bank of Montreal (5 min.)




Is Bank of Montreal growing?

Current yearPrevious yearGrowGrow %
How rich?$56.9b$51.2b$4.7b8.5%

How much money is Bank of Montreal making?

Current yearPrevious yearGrowGrow %
Making money$995.4m$1.9b-$1b-100.6%
Net Profit Margin16.1%1,270.5%--

How much money comes from the company's main activities?

3. Financial Health of Bank of Montreal (5 min.)




What can you expect buying and holding a share of Bank of Montreal? (5 min.)

Welcome investor! Bank of Montreal's management wants to use your money to grow the business. In return you get a share of Bank of Montreal.

What can you expect buying and holding a share of Bank of Montreal?

First you should know what it really means to hold a share of Bank of Montreal. And how you can make/lose money.

Speculation

The Price per Share of Bank of Montreal is C$130.77. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Bank of Montreal.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Bank of Montreal, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is C$106.53. Based on the TTM, the Book Value Change Per Share is C$0.82 per quarter. Based on the YOY, the Book Value Change Per Share is C$5.21 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is C$0.96 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Bank of Montreal.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 C$% of Price per ShareC$% of Price per ShareC$% of Price per ShareC$% of Price per ShareC$% of Price per Share
Usd Eps1.311.0%1.331.0%2.702.1%1.791.4%1.511.2%
Usd Book Value Change Per Share0.250.2%0.600.5%3.832.9%1.521.2%1.160.9%
Usd Dividend Per Share0.760.6%0.700.5%0.640.5%0.690.5%0.620.5%
Usd Total Gains Per Share1.000.8%1.301.0%4.473.4%2.211.7%1.781.4%
Usd Price Per Share93.25-87.64-96.32-82.42-73.43-
Price to Earnings Ratio17.80-17.30-36.04-18.19-15.75-
Price-to-Total Gains Ratio93.08-21.95-25.63-62.26-41.75-
Price to Book Ratio1.19-1.13-1.37-1.32-1.44-
Price-to-Total Gains Ratio93.08-21.95-25.63-62.26-41.75-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share96.285951
Number of shares10
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.700.69
Usd Book Value Change Per Share0.601.52
Usd Total Gains Per Share1.302.21
Gains per Quarter (10 shares)13.0522.09
Gains per Year (10 shares)52.1988.35
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1282442286178
256489455122166
3857214683182254
411396198110243342
5141120250138304430
6169144302166365518
7197168354193425606
8225192406221486694
9254216458248547782
10282240510276608870

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%114.00.00.0100.0%
Book Value Change Per Share3.01.00.075.0%9.03.00.075.0%15.05.00.075.0%31.09.00.077.5%90.024.00.078.9%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%114.00.00.0100.0%
Total Gains per Share3.01.00.075.0%11.01.00.091.7%18.02.00.090.0%34.06.00.085.0%102.012.00.089.5%

Fundamentals of Bank of Montreal

About Bank of Montreal

Bank of Montreal provides diversified financial services primarily in North America. It operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. The company's personal banking products and services include deposits, mortgages, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; provides investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. The company was founded in 1817 and is headquartered in Montreal, Canada.

Fundamental data was last updated by Penke on 2024-03-22 17:23:08.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Bank of Montreal.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Bank of Montreal earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Bank of Montreal to the Banks - Diversified industry mean.
  • A Net Profit Margin of 14.2% means that $0.14 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Bank of Montreal:

  • The MRQ is 14.2%. The company is making a huge profit. +2
  • The TTM is 16.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ14.2%TTM16.1%-1.9%
TTM16.1%YOY1,270.5%-1,254.4%
TTM16.1%5Y272.4%-256.3%
5Y272.4%10Y148.0%+124.5%
1.1.2. Return on Assets

Shows how efficient Bank of Montreal is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Bank of Montreal to the Banks - Diversified industry mean.
  • 0.1% Return on Assets means that Bank of Montreal generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Bank of Montreal:

  • The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.1%TTM0.1%0.0%
TTM0.1%YOY0.2%-0.1%
TTM0.1%5Y0.2%-0.1%
5Y0.2%10Y0.2%+0.0%
1.1.3. Return on Equity

Shows how efficient Bank of Montreal is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Bank of Montreal to the Banks - Diversified industry mean.
  • 1.7% Return on Equity means Bank of Montreal generated $0.02 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Bank of Montreal:

  • The MRQ is 1.7%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 1.8%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.7%TTM1.8%-0.1%
TTM1.8%YOY4.0%-2.2%
TTM1.8%5Y3.0%-1.2%
5Y3.0%10Y3.0%0.0%

1.2. Operating Efficiency of Bank of Montreal.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Bank of Montreal is operating .

  • Measures how much profit Bank of Montreal makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Bank of Montreal to the Banks - Diversified industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Bank of Montreal:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM30.5%-30.5%
TTM30.5%YOY33,881.8%-33,851.3%
TTM30.5%5Y6,822.4%-6,792.0%
5Y6,822.4%10Y3,440.4%+3,382.1%
1.2.2. Operating Ratio

Measures how efficient Bank of Montreal is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Diversified industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Bank of Montreal:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.131-0.131
5Y0.13110Y0.211-0.080

1.3. Liquidity of Bank of Montreal.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Bank of Montreal is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Diversified industry mean).
  • A Current Ratio of 0.00 means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Bank of Montreal:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.407-0.407
TTM0.407YOY1.244-0.837
TTM0.4075Y1.292-0.885
5Y1.29210Y0.928+0.364
1.3.2. Quick Ratio

Measures if Bank of Montreal is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Bank of Montreal to the Banks - Diversified industry mean.
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Bank of Montreal:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.472-0.472
TTM0.472YOY1.608-1.136
TTM0.4725Y1.794-1.322
5Y1.79410Y1.261+0.534

1.4. Solvency of Bank of Montreal.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Bank of Montreal assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Bank of Montreal to Banks - Diversified industry mean.
  • A Debt to Asset Ratio of 0.94 means that Bank of Montreal assets are financed with 94.2% credit (debt) and the remaining percentage (100% - 94.2%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Bank of Montreal:

  • The MRQ is 0.942. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.940. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.942TTM0.940+0.001
TTM0.940YOY0.937+0.004
TTM0.9405Y0.940+0.000
5Y0.94010Y0.9410.000
1.4.2. Debt to Equity Ratio

Measures if Bank of Montreal is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Bank of Montreal to the Banks - Diversified industry mean.
  • A Debt to Equity ratio of 1,614.9% means that company has $16.15 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Bank of Montreal:

  • The MRQ is 16.149. The company is unable to pay all its debts with equity. -1
  • The TTM is 15.805. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ16.149TTM15.805+0.344
TTM15.805YOY14.789+1.016
TTM15.8055Y15.767+0.037
5Y15.76710Y15.883-0.115

2. Market Valuation of Bank of Montreal

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Bank of Montreal generates.

  • Above 15 is considered overpriced but always compare Bank of Montreal to the Banks - Diversified industry mean.
  • A PE ratio of 17.80 means the investor is paying $17.80 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Bank of Montreal:

  • The EOD is 18.385. Based on the earnings, the company is fair priced.
  • The MRQ is 17.804. Based on the earnings, the company is fair priced.
  • The TTM is 17.300. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD18.385MRQ17.804+0.581
MRQ17.804TTM17.300+0.504
TTM17.300YOY36.044-18.744
TTM17.3005Y18.186-0.886
5Y18.18610Y15.752+2.434
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Bank of Montreal:

  • The EOD is 1.324. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 1.282. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 2.209. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD1.324MRQ1.282+0.042
MRQ1.282TTM2.209-0.928
TTM2.209YOY-1.341+3.551
TTM2.2095Y0.269+1.940
5Y0.26910Y-1.411+1.680
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Bank of Montreal is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Diversified industry mean).
  • A PB ratio of 1.19 means the investor is paying $1.19 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Bank of Montreal:

  • The EOD is 1.228. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.189. Based on the equity, the company is underpriced. +1
  • The TTM is 1.135. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.228MRQ1.189+0.039
MRQ1.189TTM1.135+0.054
TTM1.135YOY1.367-0.232
TTM1.1355Y1.321-0.186
5Y1.32110Y1.443-0.122
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Bank of Montreal compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.3340.815-59%5.207-94%2.063-84%1.572-79%
Book Value Per Share--106.526104.961+1%95.989+11%85.431+25%70.725+51%
Current Ratio---0.407-100%1.244-100%1.292-100%0.928-100%
Debt To Asset Ratio--0.9420.940+0%0.937+1%0.940+0%0.941+0%
Debt To Equity Ratio--16.14915.805+2%14.789+9%15.767+2%15.883+2%
Dividend Per Share--1.0270.957+7%0.868+18%0.937+10%0.846+21%
Eps--1.7781.806-2%3.666-51%2.426-27%2.046-13%
Free Cash Flow Per Share--24.6982.197+1024%16.110+53%9.938+149%5.348+362%
Free Cash Flow To Equity Per Share--14.3885.391+167%20.370-29%10.887+32%6.134+135%
Gross Profit Margin--1.0000.954+5%0.819+22%0.950+5%0.975+3%
Intrinsic Value_10Y_max--413.314--------
Intrinsic Value_10Y_min--51.826--------
Intrinsic Value_1Y_max--26.777--------
Intrinsic Value_1Y_min--18.762--------
Intrinsic Value_3Y_max--91.612--------
Intrinsic Value_3Y_min--44.954--------
Intrinsic Value_5Y_max--169.899--------
Intrinsic Value_5Y_min--58.431--------
Market Cap94866307695.360+3%91870224107.52086345968291.200+6%94898952673.920-3%81202570558.080+13%72346350596.736+27%
Net Profit Margin--0.1420.161-12%12.705-99%2.724-95%1.480-90%
Operating Margin---0.305-100%338.818-100%68.224-100%34.404-100%
Operating Ratio----0%-0%0.131-100%0.211-100%
Pb Ratio1.228+3%1.1891.135+5%1.367-13%1.321-10%1.443-18%
Pe Ratio18.385+3%17.80417.300+3%36.044-51%18.186-2%15.752+13%
Price Per Share130.770+3%126.640119.025+6%130.815-3%111.935+13%99.727+27%
Price To Free Cash Flow Ratio1.324+3%1.2822.209-42%-1.341+205%0.269+376%-1.411+210%
Price To Total Gains Ratio96.116+3%93.08021.946+324%25.634+263%62.258+50%41.755+123%
Quick Ratio---0.472-100%1.608-100%1.794-100%1.261-100%
Return On Assets--0.0010.001-8%0.002-61%0.002-45%0.002-45%
Return On Equity--0.0170.018-6%0.040-58%0.030-44%0.030-44%
Total Gains Per Share--1.3611.772-23%6.076-78%3.000-55%2.418-44%
Usd Book Value--56900527700.00056064459050.000+1%51271882350.000+11%45632229315.000+25%37777344100.000+51%
Usd Book Value Change Per Share--0.2460.600-59%3.834-94%1.519-84%1.158-79%
Usd Book Value Per Share--78.43577.283+1%70.677+11%62.902+25%52.075+51%
Usd Dividend Per Share--0.7560.705+7%0.639+18%0.690+10%0.623+21%
Usd Eps--1.3091.330-2%2.699-51%1.787-27%1.506-13%
Usd Free Cash Flow--13192287100.0001173294050.000+1024%8605138100.000+53%5308207590.000+149%2856844000.000+362%
Usd Free Cash Flow Per Share--18.1851.617+1024%11.862+53%7.317+149%3.938+362%
Usd Free Cash Flow To Equity Per Share--10.5943.970+167%14.998-29%8.016+32%4.516+135%
Usd Market Cap69850062356.094+3%67644046010.36763576536452.811+6%69874098853.807-3%59789452701.914+13%53268617944.377+27%
Usd Price Per Share96.286+3%93.24587.638+6%96.319-3%82.418+13%73.429+27%
Usd Profit--949827000.000995477600.000-5%1997397825.000-52%1336053165.000-29%1119580965.000-15%
Usd Revenue--6706956700.0006212531250.000+8%2425372200.000+177%4613214020.000+45%4228994272.500+59%
Usd Total Gains Per Share--1.0021.305-23%4.473-78%2.209-55%1.780-44%
 EOD+4 -4MRQTTM+17 -18YOY+14 -215Y+19 -1710Y+18 -18

3.2. Fundamental Score

Let's check the fundamental score of Bank of Montreal based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1518.385
Price to Book Ratio (EOD)Between0-11.228
Net Profit Margin (MRQ)Greater than00.142
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.942
Debt to Equity Ratio (MRQ)Less than116.149
Return on Equity (MRQ)Greater than0.150.017
Return on Assets (MRQ)Greater than0.050.001
Total2/10 (20.0%)

3.3. Technical Score

Let's check the technical score of Bank of Montreal based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5065.477
Ma 20Greater thanMa 50127.302
Ma 50Greater thanMa 100126.637
Ma 100Greater thanMa 200122.106
OpenGreater thanClose130.400
Total4/5 (80.0%)



Latest Balance Sheet

Balance Sheet of 2024-01-31. Currency in CAD. All numbers in thousands.

Summary
Total Assets1,324,762,000
Total Liabilities1,247,483,000
Total Stockholder Equity77,250,000
 As reported
Total Liabilities 1,247,483,000
Total Stockholder Equity+ 77,250,000
Total Assets = 1,324,762,000

Assets

Total Assets1,324,762,000
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 78,862,000
Short-term Investments 69,493,000
Total Current Assets  (as reported)0
Total Current Assets  (calculated)148,355,000
+/- 148,355,000
Long-term Assets
Property Plant Equipment 6,205,000
Goodwill 16,182,000
Long Term Investments 347,912,000
Intangible Assets 5,001,000
Long-term Assets  (as reported)0
Long-term Assets  (calculated)375,300,000
+/- 375,300,000

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity77,250,000
Total Current Liabilities
Short Long Term Debt 103,111,000
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)103,111,000
+/- 103,111,000
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 44,161,000
Total Stockholder Equity (as reported)77,250,000
Total Stockholder Equity (calculated)44,161,000
+/- 33,089,000
Other
Capital Stock26,712,000
Common Stock Shares Outstanding 720,909
Net Debt 163,904,000
Net Invested Capital 316,716,000



Balance Sheet

Currency in CAD. All numbers in thousands.

 Trend2024-01-312023-10-312023-07-312023-04-302023-01-312022-10-312022-07-312022-04-302022-01-312021-10-312021-07-312021-04-302021-01-312020-10-312020-07-312020-04-302020-01-312019-10-312019-07-312019-04-302019-01-312018-10-312018-07-312018-04-302018-01-312017-10-312017-07-312017-04-302017-01-312016-10-312016-07-312016-04-302016-01-312015-10-312015-07-312015-04-302015-01-312014-10-312014-07-312014-04-302014-01-312013-10-312013-07-312013-04-302013-01-312012-10-312012-07-312012-04-302012-01-312011-10-312011-07-312011-04-302011-01-312010-10-312010-07-312010-04-302010-01-312009-10-312009-07-312009-04-302009-01-312008-10-312008-07-312008-04-302008-01-312007-10-312007-07-312007-04-302007-01-312006-10-312006-07-312006-04-302006-01-312005-10-312005-07-312005-04-302005-01-312004-10-312004-07-312004-04-302004-01-312003-10-312003-07-312003-04-302003-01-312002-10-312002-07-312002-04-302002-01-312001-10-312001-07-312001-04-302001-01-312000-10-312000-07-312000-04-302000-01-311999-10-311999-07-311999-04-301999-01-311998-10-311998-07-311998-04-301998-01-311997-10-311997-07-311997-04-301997-01-311996-10-311996-07-311996-04-301996-01-311995-10-311995-07-311995-04-301995-01-311994-10-311994-07-311994-04-301994-01-31
> Total Assets 
0
0
0
138,175,030
0
0
145,578,789
151,834,025
150,021,990
155,000,681
162,546,379
169,831,438
185,871,411
200,423,066
198,208,959
207,838,051
218,535,023
212,885,039
229,276,946
222,590,060
224,919,021
219,652,954
225,218,026
230,614,977
228,525,029
238,413,803
235,646,552
233,396,284
242,230,550
235,153,563
230,203,364
239,409,618
239,439,252
240,007,841
250,112,431
252,864,486
254,606,144
257,927,825
257,685,055
256,493,472
265,394,389
273,056,355
261,944,112
265,193,855
294,093,277
292,356,423
290,389,372
296,157,752
305,764,679
312,410,405
311,608,779
319,978,000
355,744,856
356,526,900
359,154,510
366,524,000
376,825,301
375,157,726
375,047,083
414,650,072
443,173,550
432,245,000
415,361,000
388,458,000
398,623,000
390,166,000
397,386,000
411,640,000
413,244,000
413,228,000
476,557,000
477,423,000
536,829,000
524,062,000
540,826,000
524,014,000
540,846,000
554,187,000
548,273,000
536,227,000
624,318,000
580,974,000
585,751,000
587,568,000
671,875,000
632,788,000
671,958,000
641,390,000
699,254,000
681,427,000
691,655,000
687,911,000
692,360,000
718,943,000
708,617,000
709,580,000
727,909,000
743,569,000
765,318,000
774,048,000
806,597,000
830,470,000
839,180,000
852,195,000
879,720,000
987,067,000
973,508,000
949,261,000
973,211,000
949,839,000
971,358,000
988,175,000
1,023,172,000
1,041,565,000
1,068,338,000
1,139,199,000
1,145,706,000
1,250,891,000
1,248,554,000
1,293,276,000
1,324,762,000
1,324,762,0001,293,276,0001,248,554,0001,250,891,0001,145,706,0001,139,199,0001,068,338,0001,041,565,0001,023,172,000988,175,000971,358,000949,839,000973,211,000949,261,000973,508,000987,067,000879,720,000852,195,000839,180,000830,470,000806,597,000774,048,000765,318,000743,569,000727,909,000709,580,000708,617,000718,943,000692,360,000687,911,000691,655,000681,427,000699,254,000641,390,000671,958,000632,788,000671,875,000587,568,000585,751,000580,974,000624,318,000536,227,000548,273,000554,187,000540,846,000524,014,000540,826,000524,062,000536,829,000477,423,000476,557,000413,228,000413,244,000411,640,000397,386,000390,166,000398,623,000388,458,000415,361,000432,245,000443,173,550414,650,072375,047,083375,157,726376,825,301366,524,000359,154,510356,526,900355,744,856319,978,000311,608,779312,410,405305,764,679296,157,752290,389,372292,356,423294,093,277265,193,855261,944,112273,056,355265,394,389256,493,472257,685,055257,927,825254,606,144252,864,486250,112,431240,007,841239,439,252239,409,618230,203,364235,153,563242,230,550233,396,284235,646,552238,413,803228,525,029230,614,977225,218,026219,652,954224,919,021222,590,060229,276,946212,885,039218,535,023207,838,051198,208,959200,423,066185,871,411169,831,438162,546,379155,000,681150,021,990151,834,025145,578,78900138,175,030000
   > Total Current Assets 
0
0
0
14,567,970
0
0
16,106,328
20,316,959
19,813,084
21,387,338
21,251,890
24,187,291
24,031,541
28,996,090
28,251,964
32,245,036
31,972,040
26,598,998
23,695,087
219,486,032
23,822,934
23,215,026
25,775,955
227,698,985
23,440,972
23,256,813
21,027,051
230,367,042
20,508,170
19,058,661
17,354,740
235,924,456
18,875,337
17,977,105
16,551,069
25,331,776
14,820,560
15,441,787
19,663,665
19,860,214
19,761,779
22,266,557
20,787,758
18,045,599
20,291,491
21,141,058
20,401,616
26,591,097
19,932,863
19,560,121
20,159,520
26,670,000
22,872,428
19,501,941
25,040,997
55,689,000
26,122,490
22,237,292
22,054,248
29,333,814
26,390,118
14,232,000
14,567,000
70,837,000
15,904,000
16,364,000
18,204,000
47,699,000
24,239,000
27,751,000
38,061,000
51,925,000
48,660,000
43,314,000
40,728,000
59,524,000
39,059,000
46,203,000
41,914,000
52,896,000
41,728,000
42,951,000
44,820,000
46,955,000
70,017,000
63,064,000
73,913,000
72,725,000
70,057,000
65,218,000
61,126,000
70,275,000
57,364,000
62,230,000
63,611,000
84,748,000
99,725,000
102,229,000
109,678,000
98,180,000
116,244,000
113,334,000
114,528,000
80,637,000
128,696,000
155,654,000
165,164,000
108,931,000
153,475,000
169,861,000
158,316,000
131,957,000
103,382,000
117,111,000
117,721,000
126,301,000
158,602,000
132,416,000
368,594,000
0
0
00368,594,000132,416,000158,602,000126,301,000117,721,000117,111,000103,382,000131,957,000158,316,000169,861,000153,475,000108,931,000165,164,000155,654,000128,696,00080,637,000114,528,000113,334,000116,244,00098,180,000109,678,000102,229,00099,725,00084,748,00063,611,00062,230,00057,364,00070,275,00061,126,00065,218,00070,057,00072,725,00073,913,00063,064,00070,017,00046,955,00044,820,00042,951,00041,728,00052,896,00041,914,00046,203,00039,059,00059,524,00040,728,00043,314,00048,660,00051,925,00038,061,00027,751,00024,239,00047,699,00018,204,00016,364,00015,904,00070,837,00014,567,00014,232,00026,390,11829,333,81422,054,24822,237,29226,122,49055,689,00025,040,99719,501,94122,872,42826,670,00020,159,52019,560,12119,932,86326,591,09720,401,61621,141,05820,291,49118,045,59920,787,75822,266,55719,761,77919,860,21419,663,66515,441,78714,820,56025,331,77616,551,06917,977,10518,875,337235,924,45617,354,74019,058,66120,508,170230,367,04221,027,05123,256,81323,440,972227,698,98525,775,95523,215,02623,822,934219,486,03223,695,08726,598,99831,972,04032,245,03628,251,96428,996,09024,031,54124,187,29121,251,89021,387,33819,813,08420,316,95916,106,3280014,567,970000
       Cash And Cash Equivalents 
0
0
0
14,567,970
0
0
16,106,328
20,316,959
19,813,084
21,387,338
21,251,890
24,187,291
24,031,541
28,996,090
28,251,964
32,245,036
31,972,040
26,598,998
23,695,087
19,730,051
23,822,934
23,215,026
25,775,955
24,036,045
23,440,972
23,256,813
21,027,051
18,508,986
20,508,170
19,058,661
17,354,740
17,657,515
18,875,337
17,977,105
16,551,069
19,305,296
14,820,560
15,441,787
19,663,665
19,860,214
19,761,779
22,266,557
20,787,758
18,045,599
20,291,491
21,141,058
20,401,616
20,721,455
19,932,863
19,560,121
20,159,520
19,608,000
22,872,428
19,501,941
25,040,997
22,433,000
26,122,490
22,237,292
22,054,248
21,105,099
26,390,118
14,232,000
14,567,000
13,295,000
15,904,000
16,364,000
18,204,000
20,554,000
24,239,000
27,751,000
38,061,000
23,594,000
47,156,000
41,127,000
39,587,000
26,282,000
37,668,000
44,676,000
40,610,000
32,601,000
40,698,000
42,151,000
44,050,000
34,496,000
50,759,000
47,659,000
56,744,000
47,677,000
46,394,000
43,497,000
44,234,000
36,102,000
39,967,000
41,888,000
38,481,000
39,089,000
47,899,000
43,559,000
48,709,000
50,447,000
48,079,000
43,357,000
45,837,000
56,790,000
52,890,000
79,280,000
84,954,000
66,443,000
81,467,000
107,548,000
92,618,000
101,564,000
58,696,000
77,990,000
76,903,000
93,200,000
108,422,000
73,770,000
85,920,000
82,059,000
78,862,000
78,862,00082,059,00085,920,00073,770,000108,422,00093,200,00076,903,00077,990,00058,696,000101,564,00092,618,000107,548,00081,467,00066,443,00084,954,00079,280,00052,890,00056,790,00045,837,00043,357,00048,079,00050,447,00048,709,00043,559,00047,899,00039,089,00038,481,00041,888,00039,967,00036,102,00044,234,00043,497,00046,394,00047,677,00056,744,00047,659,00050,759,00034,496,00044,050,00042,151,00040,698,00032,601,00040,610,00044,676,00037,668,00026,282,00039,587,00041,127,00047,156,00023,594,00038,061,00027,751,00024,239,00020,554,00018,204,00016,364,00015,904,00013,295,00014,567,00014,232,00026,390,11821,105,09922,054,24822,237,29226,122,49022,433,00025,040,99719,501,94122,872,42819,608,00020,159,52019,560,12119,932,86320,721,45520,401,61621,141,05820,291,49118,045,59920,787,75822,266,55719,761,77919,860,21419,663,66515,441,78714,820,56019,305,29616,551,06917,977,10518,875,33717,657,51517,354,74019,058,66120,508,17018,508,98621,027,05123,256,81323,440,97224,036,04525,775,95523,215,02623,822,93419,730,05123,695,08726,598,99831,972,04032,245,03628,251,96428,996,09024,031,54124,187,29121,251,89021,387,33819,813,08420,316,95916,106,3280014,567,970000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
26,010,000
0
0
0
0
0
0
0
50,303,000
0
0
0
20,057,000
0
0
0
18,136,000
0
0
0
22,749,000
0
0
0
11,348,000
0
0
0
4,269,000
18,679,000
14,809,000
16,569,000
16,794,000
22,928,000
20,985,000
16,384,000
24,235,000
16,068,000
18,892,000
23,734,000
35,035,000
49,755,000
56,562,000
59,322,000
62,440,000
66,696,000
68,668,000
67,434,000
16,126,000
74,101,000
74,476,000
78,493,000
28,795,000
70,574,000
61,172,000
64,553,000
20,408,000
43,071,000
37,879,000
39,273,000
25,007,000
48,365,000
56,519,000
53,831,000
32,251,000
69,493,000
69,493,00032,251,00053,831,00056,519,00048,365,00025,007,00039,273,00037,879,00043,071,00020,408,00064,553,00061,172,00070,574,00028,795,00078,493,00074,476,00074,101,00016,126,00067,434,00068,668,00066,696,00062,440,00059,322,00056,562,00049,755,00035,035,00023,734,00018,892,00016,068,00024,235,00016,384,00020,985,00022,928,00016,794,00016,569,00014,809,00018,679,0004,269,00000011,348,00000022,749,00000018,136,00000020,057,00000050,303,000000000026,010,0000000000000000000000000000000000000000000000000000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,369,038
0
0
0
4,848,904
0
0
0
6,787,999
0
0
0
5,635,613
0
0
0
6,026,480
0
0
0
0
0
0
0
0
0
0
0
5,869,642
0
0
0
7,062,000
0
0
0
7,246,000
0
0
0
8,228,716
0
0
0
7,239,000
0
0
0
7,088,000
0
0
0
10,195,000
1,504,000
2,187,000
1,141,000
10,493,000
1,391,000
1,527,000
1,304,000
8,947,000
1,030,000
800,000
770,000
8,190,000
579,000
596,000
600,000
8,254,000
735,000
736,000
508,000
9,938,000
1,329,000
1,450,000
1,396,000
10,624,000
2,071,000
2,108,000
1,647,000
10,122,000
1,469,000
1,309,000
1,257,000
6,002,000
1,705,000
1,898,000
1,717,000
5,949,000
1,434,000
1,141,000
1,145,000
6,695,000
1,615,000
1,242,000
1,545,000
8,094,000
1,815,000
2,127,000
1,925,000
9,756,000
0
09,756,0001,925,0002,127,0001,815,0008,094,0001,545,0001,242,0001,615,0006,695,0001,145,0001,141,0001,434,0005,949,0001,717,0001,898,0001,705,0006,002,0001,257,0001,309,0001,469,00010,122,0001,647,0002,108,0002,071,00010,624,0001,396,0001,450,0001,329,0009,938,000508,000736,000735,0008,254,000600,000596,000579,0008,190,000770,000800,0001,030,0008,947,0001,304,0001,527,0001,391,00010,493,0001,141,0002,187,0001,504,00010,195,0000007,088,0000007,239,0000008,228,7160007,246,0000007,062,0000005,869,642000000000006,026,4800005,635,6130006,787,9990004,848,9040005,369,0380000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
194,386,942
0
0
0
198,814,036
0
0
0
205,070,058
0
0
0
212,631,328
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
15,297,000
15,513,000
16,099,000
19,060,000
16,705,000
17,942,000
19,251,000
25,323,000
23,524,000
23,529,000
26,662,000
32,480,000
26,594,000
22,542,000
18,127,000
29,278,000
11,990,000
12,042,000
14,369,000
25,309,000
12,913,000
13,342,000
12,615,000
32,604,000
13,729,000
0
9,653,000
0
0
009,653,000013,729,00032,604,00012,615,00013,342,00012,913,00025,309,00014,369,00012,042,00011,990,00029,278,00018,127,00022,542,00026,594,00032,480,00026,662,00023,529,00023,524,00025,323,00019,251,00017,942,00016,705,00019,060,00016,099,00015,513,00015,297,000000000000000000000000000000000000000000000000000000000000000212,631,328000205,070,058000198,814,036000194,386,9420000000000000000000
   > Long-term Assets 
0
0
0
28,109,969
0
0
30,861,009
34,719,047
30,779,274
31,350,579
34,547,204
38,476,254
38,080,604
36,985,060
39,410,062
43,847,064
41,520,023
43,503,937
48,478,005
3,104,028
40,420,003
39,035,011
38,557,027
2,915,992
44,913,050
48,397,512
47,461,356
3,029,242
43,260,381
45,000,000
43,707,951
3,485,161
43,597,339
46,562,647
46,023,753
48,074,766
51,909,976
54,469,426
56,070,926
58,759,066
61,396,241
61,421,911
54,779,774
54,479,395
57,290,995
63,395,466
61,225,664
91,906,955
95,464,269
62,047,561
61,449,259
70,697,000
81,681,364
86,062,119
89,625,173
101,521,000
92,783,133
92,301,587
92,563,971
104,203,944
102,547,935
111,525,000
113,987,000
114,676,000
122,994,000
127,308,000
122,139,000
127,390,000
126,838,000
124,535,000
133,777,000
138,610,000
133,622,000
134,395,000
137,582,000
135,713,000
135,789,000
129,918,000
136,343,000
142,595,000
8,824,000
152,330,000
158,988,000
153,000,000
161,820,000
152,502,000
150,726,000
141,480,000
149,933,000
148,753,000
155,040,000
160,691,000
162,227,000
167,875,000
168,780,000
173,634,000
170,474,000
175,597,000
177,432,000
192,503,000
198,727,000
201,777,000
202,169,000
201,127,000
224,187,000
227,099,000
240,777,000
248,030,000
246,010,000
224,748,000
242,596,000
245,202,000
287,456,000
265,455,000
277,014,000
285,498,000
293,058,000
342,908,000
0
0
0
000342,908,000293,058,000285,498,000277,014,000265,455,000287,456,000245,202,000242,596,000224,748,000246,010,000248,030,000240,777,000227,099,000224,187,000201,127,000202,169,000201,777,000198,727,000192,503,000177,432,000175,597,000170,474,000173,634,000168,780,000167,875,000162,227,000160,691,000155,040,000148,753,000149,933,000141,480,000150,726,000152,502,000161,820,000153,000,000158,988,000152,330,0008,824,000142,595,000136,343,000129,918,000135,789,000135,713,000137,582,000134,395,000133,622,000138,610,000133,777,000124,535,000126,838,000127,390,000122,139,000127,308,000122,994,000114,676,000113,987,000111,525,000102,547,935104,203,94492,563,97192,301,58792,783,133101,521,00089,625,17386,062,11981,681,36470,697,00061,449,25962,047,56195,464,26991,906,95561,225,66463,395,46657,290,99554,479,39554,779,77461,421,91161,396,24158,759,06656,070,92654,469,42651,909,97648,074,76646,023,75346,562,64743,597,3393,485,16143,707,95145,000,00043,260,3813,029,24247,461,35648,397,51244,913,0502,915,99238,557,02739,035,01140,420,0033,104,02848,478,00543,503,93741,520,02343,847,06439,410,06236,985,06038,080,60438,476,25434,547,20431,350,57930,779,27434,719,04730,861,0090028,109,969000
       Property Plant Equipment 
0
0
0
1,575,003
0
0
0
1,700,040
0
0
0
1,867,559
0
0
0
2,058,020
0
0
0
2,311,005
0
0
0
2,228,042
0
0
0
2,170,271
0
2,082,310
2,074,924
2,169,497
2,094,092
2,090,325
2,091,845
2,158,879
2,135,036
2,087,928
2,068,674
2,045,365
2,027,528
2,029,343
2,021,291
2,020,239
2,011,908
1,875,315
1,863,597
1,846,735
1,818,389
1,841,018
1,942,527
2,047,000
2,056,437
2,046,589
2,014,695
1,980,000
1,976,908
2,024,312
2,051,177
2,227,032
1,708,456
1,684,000
1,642,000
1,634,000
1,628,000
1,552,000
1,565,000
1,560,000
1,537,000
1,519,000
1,977,000
2,117,000
2,020,000
2,033,000
2,059,000
2,120,000
2,165,000
2,149,000
2,132,000
2,191,000
2,220,000
2,172,000
2,174,000
2,276,000
2,334,000
2,274,000
2,279,000
2,285,000
2,339,000
2,230,000
2,257,000
2,147,000
2,062,000
2,067,000
1,968,000
2,033,000
1,965,000
1,966,000
1,924,000
2,923,000
1,971,000
1,983,000
1,989,000
2,925,000
3,957,000
3,973,000
3,881,000
4,860,000
4,202,000
4,298,000
4,266,000
4,869,000
4,550,000
4,581,000
4,604,000
5,104,000
4,865,000
6,111,000
6,012,000
6,365,000
6,205,000
6,205,0006,365,0006,012,0006,111,0004,865,0005,104,0004,604,0004,581,0004,550,0004,869,0004,266,0004,298,0004,202,0004,860,0003,881,0003,973,0003,957,0002,925,0001,989,0001,983,0001,971,0002,923,0001,924,0001,966,0001,965,0002,033,0001,968,0002,067,0002,062,0002,147,0002,257,0002,230,0002,339,0002,285,0002,279,0002,274,0002,334,0002,276,0002,174,0002,172,0002,220,0002,191,0002,132,0002,149,0002,165,0002,120,0002,059,0002,033,0002,020,0002,117,0001,977,0001,519,0001,537,0001,560,0001,565,0001,552,0001,628,0001,634,0001,642,0001,684,0001,708,4562,227,0322,051,1772,024,3121,976,9081,980,0002,014,6952,046,5892,056,4372,047,0001,942,5271,841,0181,818,3891,846,7351,863,5971,875,3152,011,9082,020,2392,021,2912,029,3432,027,5282,045,3652,068,6742,087,9282,135,0362,158,8792,091,8452,090,3252,094,0922,169,4972,074,9242,082,31002,170,2710002,228,0420002,311,0050002,058,0200001,867,5590001,700,0400001,575,003000
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,098,000
0
0
0
1,140,000
0
0
0
0
0
1,670,000
1,551,000
1,569,000
1,584,000
1,609,000
1,627,000
1,619,000
1,598,000
1,584,000
3,374,000
3,585,000
3,656,000
3,702,000
3,732,000
3,717,000
3,728,000
3,778,000
3,840,000
3,893,000
4,052,000
3,994,000
5,253,000
5,353,000
5,900,000
5,646,000
6,111,000
6,069,000
6,787,000
6,149,000
6,250,000
6,381,000
6,235,000
6,556,000
6,041,000
6,244,000
6,056,000
6,263,000
6,275,000
6,373,000
6,388,000
6,500,000
6,329,000
6,340,000
6,396,000
6,785,000
6,566,000
6,535,000
6,365,000
5,375,000
5,450,000
5,378,000
4,957,000
5,002,000
4,995,000
5,285,000
5,260,000
16,025,000
15,913,000
16,728,000
16,182,000
16,182,00016,728,00015,913,00016,025,0005,260,0005,285,0004,995,0005,002,0004,957,0005,378,0005,450,0005,375,0006,365,0006,535,0006,566,0006,785,0006,396,0006,340,0006,329,0006,500,0006,388,0006,373,0006,275,0006,263,0006,056,0006,244,0006,041,0006,556,0006,235,0006,381,0006,250,0006,149,0006,787,0006,069,0006,111,0005,646,0005,900,0005,353,0005,253,0003,994,0004,052,0003,893,0003,840,0003,778,0003,728,0003,717,0003,732,0003,702,0003,656,0003,585,0003,374,0001,584,0001,598,0001,619,0001,627,0001,609,0001,584,0001,569,0001,551,0001,670,000000001,140,0000001,098,000000000000000000000000000000000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
64,235,000
65,589,000
63,492,000
64,129,000
163,551,000
76,566,000
78,784,000
81,238,000
188,476,000
191,226,000
191,725,000
189,438,000
211,459,000
213,908,000
227,905,000
234,260,000
233,190,000
212,867,000
230,776,000
232,689,000
275,878,000
253,782,000
265,285,000
272,916,000
280,656,000
315,614,000
311,538,000
322,379,000
347,912,000
347,912,000322,379,000311,538,000315,614,000280,656,000272,916,000265,285,000253,782,000275,878,000232,689,000230,776,000212,867,000233,190,000234,260,000227,905,000213,908,000211,459,000189,438,000191,725,000191,226,000188,476,00081,238,00078,784,00076,566,000163,551,00064,129,00063,492,00065,589,00064,235,00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
152,000
0
0
0
124,000
0
0
0
0
0
671,000
647,000
660,000
712,000
749,000
748,000
812,000
822,000
848,000
1,511,000
1,562,000
1,558,000
1,541,000
1,572,000
1,552,000
1,534,000
1,535,000
1,524,000
1,530,000
1,558,000
1,554,000
2,020,000
2,052,000
2,214,000
2,136,000
2,227,000
2,208,000
2,306,000
2,178,000
2,178,000
2,178,000
2,151,000
2,207,000
2,125,000
2,159,000
2,144,000
2,190,000
2,207,000
2,272,000
2,285,000
2,331,000
2,319,000
2,424,000
2,430,000
2,526,000
2,470,000
2,442,000
2,388,000
2,323,000
2,298,000
2,266,000
2,071,000
2,090,000
2,130,000
2,193,000
2,277,000
5,158,000
5,121,000
5,216,000
5,001,000
5,001,0005,216,0005,121,0005,158,0002,277,0002,193,0002,130,0002,090,0002,071,0002,266,0002,298,0002,323,0002,388,0002,442,0002,470,0002,526,0002,430,0002,424,0002,319,0002,331,0002,285,0002,272,0002,207,0002,190,0002,144,0002,159,0002,125,0002,207,0002,151,0002,178,0002,178,0002,178,0002,306,0002,208,0002,227,0002,136,0002,214,0002,052,0002,020,0001,554,0001,558,0001,530,0001,524,0001,535,0001,534,0001,552,0001,572,0001,541,0001,558,0001,562,0001,511,000848,000822,000812,000748,000749,000712,000660,000647,000671,00000000124,000000152,000000000000000000000000000000000000000000000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
330,851,000
329,977,000
325,022,000
348,512,000
363,126,000
373,014,000
368,666,000
375,017,000
332,101,000
358,570,000
348,534,000
414,885,000
0
0
0
0
0
0
0
0
00000000414,885,000348,534,000358,570,000332,101,000375,017,000368,666,000373,014,000363,126,000348,512,000325,022,000329,977,000330,851,00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Assets 
0
0
0
95,497,092
0
0
98,611,453
96,798,019
99,429,632
102,262,764
106,747,286
107,167,893
123,759,267
134,441,916
130,546,933
131,745,951
145,042,959
142,782,105
157,103,855
0
160,676,084
157,402,918
160,885,044
0
160,171,007
166,759,479
167,158,145
0
178,462,000
171,094,902
169,140,673
0
176,966,577
175,468,088
187,537,609
179,457,944
187,875,608
188,016,612
181,950,464
177,874,192
184,236,368
189,367,887
186,376,580
192,668,861
216,510,791
207,819,899
208,762,091
177,659,700
190,367,547
230,802,724
230,000,000
222,611,000
251,191,064
250,962,840
244,488,340
209,314,000
257,919,679
260,618,847
260,428,864
281,112,314
314,235,497
306,488,000
286,807,000
202,945,000
259,725,000
246,494,000
257,043,000
236,551,000
262,167,000
260,942,000
304,719,000
286,888,000
354,547,000
346,353,000
362,516,000
328,777,000
365,998,000
378,066,000
370,016,000
340,736,000
573,766,000
385,693,000
381,943,000
387,613,000
440,038,000
417,222,000
447,319,000
427,185,000
479,264,000
467,456,000
475,489,000
456,945,000
472,769,000
488,838,000
476,226,000
451,198,000
457,710,000
465,743,000
478,208,000
483,365,000
491,626,000
515,359,000
522,483,000
570,431,000
526,837,000
604,314,000
567,567,000
592,300,000
573,726,000
555,230,000
570,446,000
611,016,000
632,334,000
658,999,000
673,603,000
727,400,000
694,046,000
775,567,000
665,684,000
0
0
00665,684,000775,567,000694,046,000727,400,000673,603,000658,999,000632,334,000611,016,000570,446,000555,230,000573,726,000592,300,000567,567,000604,314,000526,837,000570,431,000522,483,000515,359,000491,626,000483,365,000478,208,000465,743,000457,710,000451,198,000476,226,000488,838,000472,769,000456,945,000475,489,000467,456,000479,264,000427,185,000447,319,000417,222,000440,038,000387,613,000381,943,000385,693,000573,766,000340,736,000370,016,000378,066,000365,998,000328,777,000362,516,000346,353,000354,547,000286,888,000304,719,000260,942,000262,167,000236,551,000257,043,000246,494,000259,725,000202,945,000286,807,000306,488,000314,235,497281,112,314260,428,864260,618,847257,919,679209,314,000244,488,340250,962,840251,191,064222,611,000230,000,000230,802,724190,367,547177,659,700208,762,091207,819,899216,510,791192,668,861186,376,580189,367,887184,236,368177,874,192181,950,464188,016,612187,875,608179,457,944187,537,609175,468,088176,966,5770169,140,673171,094,902178,462,0000167,158,145166,759,479160,171,0070160,885,044157,402,918160,676,0840157,103,855142,782,105145,042,959131,745,951130,546,933134,441,916123,759,267107,167,893106,747,286102,262,76499,429,63296,798,01998,611,4530095,497,092000
> Total Liabilities 
0
0
0
131,637,089
0
0
138,618,286
144,802,035
142,817,482
147,655,548
155,070,771
162,244,816
178,064,429
191,950,014
189,510,958
198,934,939
209,310,033
203,065,999
218,804,989
211,465,041
214,256,081
208,872,939
214,049,955
219,240,106
217,292,969
226,706,161
224,071,046
220,703,625
230,275,821
223,617,936
218,396,024
228,727,186
228,062,728
228,530,657
238,387,965
240,970,405
242,548,662
245,868,538
245,295,525
244,010,286
252,457,650
259,646,236
248,318,031
252,004,389
280,565,616
278,545,340
276,342,598
281,842,012
291,127,674
297,548,286
296,455,481
304,917,000
340,089,359
341,105,935
343,834,522
351,226,000
361,325,301
358,757,284
358,094,166
396,495,911
423,906,096
412,513,000
395,646,000
368,261,000
377,998,000
369,651,000
376,169,000
389,760,000
391,251,000
390,873,000
449,548,000
449,300,000
509,730,000
497,112,000
512,852,000
495,359,000
511,732,000
524,842,000
518,634,000
505,818,000
592,662,000
549,213,000
552,532,000
553,255,000
634,558,000
596,872,000
633,758,000
601,968,000
657,669,000
642,426,000
650,978,000
645,607,000
649,903,000
674,030,000
665,683,000
665,226,000
685,081,000
699,823,000
720,562,000
728,321,000
759,248,000
781,075,000
788,537,000
801,119,000
827,544,000
931,833,000
918,921,000
892,668,000
917,063,000
894,325,000
913,662,000
930,652,000
963,368,000
975,973,000
1,001,344,000
1,068,161,000
1,070,792,000
1,174,806,000
1,174,381,000
1,216,239,000
1,247,483,000
1,247,483,0001,216,239,0001,174,381,0001,174,806,0001,070,792,0001,068,161,0001,001,344,000975,973,000963,368,000930,652,000913,662,000894,325,000917,063,000892,668,000918,921,000931,833,000827,544,000801,119,000788,537,000781,075,000759,248,000728,321,000720,562,000699,823,000685,081,000665,226,000665,683,000674,030,000649,903,000645,607,000650,978,000642,426,000657,669,000601,968,000633,758,000596,872,000634,558,000553,255,000552,532,000549,213,000592,662,000505,818,000518,634,000524,842,000511,732,000495,359,000512,852,000497,112,000509,730,000449,300,000449,548,000390,873,000391,251,000389,760,000376,169,000369,651,000377,998,000368,261,000395,646,000412,513,000423,906,096396,495,911358,094,166358,757,284361,325,301351,226,000343,834,522341,105,935340,089,359304,917,000296,455,481297,548,286291,127,674281,842,012276,342,598278,545,340280,565,616252,004,389248,318,031259,646,236252,457,650244,010,286245,295,525245,868,538242,548,662240,970,405238,387,965228,530,657228,062,728228,727,186218,396,024223,617,936230,275,821220,703,625224,071,046226,706,161217,292,969219,240,106214,049,955208,872,939214,256,081211,465,041218,804,989203,065,999209,310,033198,934,939189,510,958191,950,014178,064,429162,244,816155,070,771147,655,548142,817,482144,802,035138,618,28600131,637,089000
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,308,072
0
0
0
1,381,933
0
0
0
1,564,118
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,146,534
0
0
0
8,637,000
0
0
0
9,653,000
0
0
0
1,655,844
16,327,434
0
0
6,943,000
0
0
0
7,765,000
0
0
0
9,934,000
0
0
0
9,927,000
0
0
0
8,772,000
0
0
0
8,763,000
0
0
0
89,704,000
0
0
0
86,223,000
600,665,000
623,790,000
616,262,000
90,073,000
622,028,000
640,564,000
660,981,000
91,415,000
76,944,000
71,728,000
79,079,000
93,563,000
76,407,000
78,914,000
65,758,000
94,215,000
87,822,000
82,265,000
90,766,000
100,106,000
90,731,000
95,868,000
97,804,000
113,004,000
110,569,000
102,792,000
1,084,834,000
0
0
001,084,834,000102,792,000110,569,000113,004,00097,804,00095,868,00090,731,000100,106,00090,766,00082,265,00087,822,00094,215,00065,758,00078,914,00076,407,00093,563,00079,079,00071,728,00076,944,00091,415,000660,981,000640,564,000622,028,00090,073,000616,262,000623,790,000600,665,00086,223,00000089,704,0000008,763,0000008,772,0000009,927,0000009,934,0000007,765,0000006,943,0000016,327,4341,655,8440009,653,0000008,637,0000001,146,53400000000000000000001,564,1180001,381,9330001,308,0720000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
10,032
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
16,327,434
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
79,988,000
0
0
0
75,156,000
111,434,000
120,641,000
125,497,000
78,965,000
133,305,000
132,744,000
3,783,000
80,013,000
76,944,000
71,728,000
79,079,000
81,053,000
76,407,000
78,914,000
65,758,000
81,168,000
87,822,000
82,265,000
90,766,000
86,289,000
90,731,000
95,868,000
97,804,000
96,072,000
110,569,000
102,792,000
0
0
0
000102,792,000110,569,00096,072,00097,804,00095,868,00090,731,00086,289,00090,766,00082,265,00087,822,00081,168,00065,758,00078,914,00076,407,00081,053,00079,079,00071,728,00076,944,00080,013,0003,783,000132,744,000133,305,00078,965,000125,497,000120,641,000111,434,00075,156,00000079,988,0000000000000000000000000000016,327,434000000000000000000000000000000000000000010,0320000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
111,434,000
120,641,000
125,497,000
143,251,000
133,305,000
132,744,000
3,783,000
3,703,000
3,228,000
4,138,000
94,194,000
91,417,000
104,480,000
0
20,292,000
28,630,000
30,511,000
27,651,000
67,188,000
86,289,000
90,731,000
95,868,000
97,804,000
96,072,000
110,569,000
102,792,000
102,387,000
108,536,000
103,111,000
103,111,000108,536,000102,387,000102,792,000110,569,00096,072,00097,804,00095,868,00090,731,00086,289,00067,188,00027,651,00030,511,00028,630,00020,292,0000104,480,00091,417,00094,194,0004,138,0003,228,0003,703,0003,783,000132,744,000133,305,000143,251,000125,497,000120,641,000111,434,00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,298,040
0
0
0
1,381,933
0
0
0
1,564,118
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,146,534
0
0
0
8,637,000
0
0
0
9,653,000
0
0
0
1,655,844
0
0
0
6,943,000
0
0
0
7,765,000
0
0
0
9,934,000
0
0
0
9,927,000
0
0
0
8,772,000
0
0
0
8,763,000
0
0
0
9,716,000
0
0
0
11,067,000
476,949,000
488,212,000
473,111,000
11,108,000
475,565,000
491,198,000
506,916,000
11,402,000
532,199,000
539,673,000
540,391,000
12,510,000
582,288,000
653,710,000
660,600,000
13,047,000
672,500,000
657,201,000
680,553,000
13,817,000
704,949,000
713,714,000
729,385,000
16,932,000
787,376,000
0
883,569,000
19,722,000
0
019,722,000883,569,0000787,376,00016,932,000729,385,000713,714,000704,949,00013,817,000680,553,000657,201,000672,500,00013,047,000660,600,000653,710,000582,288,00012,510,000540,391,000539,673,000532,199,00011,402,000506,916,000491,198,000475,565,00011,108,000473,111,000488,212,000476,949,00011,067,0000009,716,0000008,763,0000008,772,0000009,927,0000009,934,0000007,765,0000006,943,0000001,655,8440009,653,0000008,637,0000001,146,53400000000000000000001,564,1180001,381,9330001,298,0400000000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1,308,072
0
0
0
-1,381,933
0
0
0
-1,564,118
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1,146,534
0
0
0
-8,637,000
0
0
0
-9,653,000
0
0
0
-1,655,844
-16,327,434
0
0
-6,943,000
0
0
0
-7,765,000
0
0
0
-9,934,000
0
0
0
-9,927,000
0
0
0
-8,772,000
0
0
0
-8,763,000
0
0
0
-89,704,000
0
0
0
-86,223,000
35,644,000
37,833,000
40,942,000
-90,073,000
43,124,000
41,846,000
42,331,000
-91,415,000
-76,944,000
-71,728,000
-79,079,000
-93,563,000
-76,407,000
-78,914,000
-65,758,000
-94,215,000
-87,822,000
-82,265,000
-90,766,000
-100,106,000
-90,731,000
-95,868,000
-97,804,000
-113,004,000
-110,569,000
-102,792,000
55,996,000
0
0
0055,996,000-102,792,000-110,569,000-113,004,000-97,804,000-95,868,000-90,731,000-100,106,000-90,766,000-82,265,000-87,822,000-94,215,000-65,758,000-78,914,000-76,407,000-93,563,000-79,079,000-71,728,000-76,944,000-91,415,00042,331,00041,846,00043,124,000-90,073,00040,942,00037,833,00035,644,000-86,223,000000-89,704,000000-8,763,000000-8,772,000000-9,927,000000-9,934,000000-7,765,000000-6,943,00000-16,327,434-1,655,844000-9,653,000000-8,637,000000-1,146,5340000000000000000000-1,564,118000-1,381,933000-1,308,0720000000000000000000
   > Long-term Liabilities 
0
0
0
2,218,044
0
0
2,636,326
2,594,967
2,898,571
2,887,679
3,350,282
3,313,712
3,872,490
3,923,066
3,359,063
3,831,010
4,017,038
4,499,069
4,988,057
4,780,985
4,749,962
4,699,052
4,746,013
4,711,932
4,687,934
4,721,564
5,026,754
4,911,666
4,888,323
4,923,219
4,920,489
4,673,861
4,671,313
4,404,893
4,267,617
0
0
0
0
0
0
0
0
0
0
0
0
1,146,534
0
0
0
8,637,000
0
0
0
9,653,000
0
0
0
1,655,844
16,327,434
0
0
6,943,000
0
0
0
7,765,000
0
0
0
9,934,000
0
0
0
9,927,000
0
0
0
8,772,000
0
0
0
8,763,000
0
0
0
89,704,000
0
0
0
86,223,000
0
0
0
90,073,000
0
0
0
91,415,000
76,944,000
71,728,000
79,079,000
93,563,000
76,407,000
78,914,000
65,758,000
94,215,000
87,822,000
82,265,000
90,766,000
100,106,000
90,731,000
95,868,000
97,804,000
113,004,000
110,569,000
102,792,000
0
0
0
000102,792,000110,569,000113,004,00097,804,00095,868,00090,731,000100,106,00090,766,00082,265,00087,822,00094,215,00065,758,00078,914,00076,407,00093,563,00079,079,00071,728,00076,944,00091,415,00000090,073,00000086,223,00000089,704,0000008,763,0000008,772,0000009,927,0000009,934,0000007,765,0000006,943,0000016,327,4341,655,8440009,653,0000008,637,0000001,146,5340000000000004,267,6174,404,8934,671,3134,673,8614,920,4894,923,2194,888,3234,911,6665,026,7544,721,5644,687,9344,711,9324,746,0134,699,0524,749,9624,780,9854,988,0574,499,0694,017,0383,831,0103,359,0633,923,0663,872,4903,313,7123,350,2822,887,6792,898,5712,594,9672,636,326002,218,044000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
28,436,000
28,055,000
29,393,000
31,730,000
33,684,000
32,702,000
32,167,000
27,172,000
25,832,000
26,429,000
25,101,000
28,249,000
13,597,000
27,181,000
25,944,000
29,994,000
29,406,000
28,885,000
0
0
0028,885,00029,406,00029,994,00025,944,00027,181,00013,597,00028,249,00025,101,00026,429,00025,832,00027,172,00032,167,00032,702,00033,684,00031,730,00029,393,00028,055,00028,436,00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25,876,000
27,344,000
26,133,000
17,790,000
33,087,000
34,035,000
34,201,000
12,471,000
33,269,000
37,309,000
37,144,000
11,652,000
33,795,000
36,108,000
31,855,000
4,777,000
36,117,000
38,717,000
37,138,000
4,837,000
37,221,000
38,149,000
41,173,000
11,482,000
44,288,000
0
60,641,000
0
0
0060,641,000044,288,00011,482,00041,173,00038,149,00037,221,0004,837,00037,138,00038,717,00036,117,0004,777,00031,855,00036,108,00033,795,00011,652,00037,144,00037,309,00033,269,00012,471,00034,201,00034,035,00033,087,00017,790,00026,133,00027,344,00025,876,00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
> Total Stockholder Equity
0
0
0
6,537,941
0
0
6,960,503
7,031,990
7,204,508
7,345,133
7,475,608
7,586,622
7,806,982
8,473,052
8,698,001
8,903,112
9,224,989
9,819,041
10,471,958
11,125,019
10,662,940
10,780,015
11,168,071
11,374,871
11,232,060
11,707,642
11,575,505
12,692,659
11,954,729
11,535,627
11,807,339
10,682,431
11,376,525
11,477,184
11,724,466
11,894,081
12,057,482
12,059,287
12,389,530
12,483,186
12,936,739
13,410,119
13,626,081
13,189,466
13,527,661
13,811,083
14,046,774
14,315,740
14,637,005
14,862,119
15,153,298
15,061,000
15,655,497
15,420,965
15,319,987
15,298,000
15,500,000
16,400,442
16,952,917
18,154,161
19,267,453
19,732,000
19,715,000
20,197,000
20,625,000
20,515,000
21,217,000
21,880,000
21,993,000
22,355,000
27,009,000
28,123,000
27,099,000
26,950,000
27,974,000
28,655,000
29,114,000
29,345,000
29,639,000
30,409,000
31,656,000
31,761,000
33,219,000
34,313,000
37,317,000
35,916,000
38,200,000
39,422,000
41,585,000
39,001,000
40,677,000
42,304,000
42,457,000
44,913,000
42,934,000
44,354,000
42,828,000
43,746,000
44,756,000
45,727,000
47,349,000
49,395,000
50,643,000
51,076,000
52,176,000
55,234,000
54,587,000
56,593,000
56,148,000
55,514,000
57,696,000
57,523,000
59,804,000
65,592,000
66,994,000
71,038,000
74,914,000
76,066,000
74,173,000
77,009,000
77,250,000
77,250,00077,009,00074,173,00076,066,00074,914,00071,038,00066,994,00065,592,00059,804,00057,523,00057,696,00055,514,00056,148,00056,593,00054,587,00055,234,00052,176,00051,076,00050,643,00049,395,00047,349,00045,727,00044,756,00043,746,00042,828,00044,354,00042,934,00044,913,00042,457,00042,304,00040,677,00039,001,00041,585,00039,422,00038,200,00035,916,00037,317,00034,313,00033,219,00031,761,00031,656,00030,409,00029,639,00029,345,00029,114,00028,655,00027,974,00026,950,00027,099,00028,123,00027,009,00022,355,00021,993,00021,880,00021,217,00020,515,00020,625,00020,197,00019,715,00019,732,00019,267,45318,154,16116,952,91716,400,44215,500,00015,298,00015,319,98715,420,96515,655,49715,061,00015,153,29814,862,11914,637,00514,315,74014,046,77413,811,08313,527,66113,189,46613,626,08113,410,11912,936,73912,483,18612,389,53012,059,28712,057,48211,894,08111,724,46611,477,18411,376,52510,682,43111,807,33911,535,62711,954,72912,692,65911,575,50511,707,64211,232,06011,374,87111,168,07110,780,01510,662,94011,125,01910,471,9589,819,0419,224,9898,903,1128,698,0018,473,0527,806,9827,586,6227,475,6087,345,1337,204,5087,031,9906,960,503006,537,941000
   Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,231,000
0
0
0
4,411,000
0
0
0
0
0
5,928,000
8,626,000
6,198,000
8,939,000
6,590,000
9,311,000
6,927,000
9,572,000
0
0
11,190,000
0
0
0
11,957,000
12,027,000
12,014,000
11,999,000
12,003,000
12,033,000
12,071,000
12,154,000
12,357,000
12,373,000
12,330,000
12,296,000
12,313,000
12,352,000
12,370,000
12,463,000
12,539,000
12,791,000
13,072,000
13,044,000
13,032,000
13,020,000
12,926,000
12,924,000
12,929,000
12,914,000
12,939,000
12,958,000
12,991,000
12,998,000
13,000,000
13,215,000
13,482,000
13,545,000
13,536,000
13,609,000
13,599,000
13,629,000
17,038,000
17,392,000
17,744,000
21,637,000
22,062,000
22,474,000
0
0
0022,474,00022,062,00021,637,00017,744,00017,392,00017,038,00013,629,00013,599,00013,609,00013,536,00013,545,00013,482,00013,215,00013,000,00012,998,00012,991,00012,958,00012,939,00012,914,00012,929,00012,924,00012,926,00013,020,00013,032,00013,044,00013,072,00012,791,00012,539,00012,463,00012,370,00012,352,00012,313,00012,296,00012,330,00012,373,00012,357,00012,154,00012,071,00012,033,00012,003,00011,999,00012,014,00012,027,00011,957,00000011,190,000009,572,0006,927,0009,311,0006,590,0008,939,0006,198,0008,626,0005,928,000000004,411,0000004,231,000000000000000000000000000000000000000000000000000000
   Retained Earnings Total Equity0000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,432
1,407
0
-177,343
-57,589
-165,003
-497,440
-431,655
-365,239
-464,063
-611,642
-739,645
-806,073
-762,530
-789,000
-698,413
-922,906
-1,211,799
-1,533,000
-1,269,076
-1,108,097
-1,044,012
-251,323
79,892
0
-514,000
-399,000
-384,000
-1,033,000
-723,000
-558,000
-873,000
-1,254,000
-938,000
-316,000
734,000
190,000
568,000
480,000
340,000
410,000
274,000
602,000
1,425,000
1,100,000
991,000
1,375,000
4,112,000
2,878,000
4,681,000
4,640,000
6,286,000
3,287,000
4,224,000
4,426,000
3,446,000
4,491,000
2,162,000
3,066,000
1,360,000
2,157,000
2,381,000
2,302,000
3,188,000
4,054,000
3,793,000
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7,159,000
5,835,000
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2,576,000
0
0
0
0002,576,0001,746,0001,552,0001,926,0001,253,0002,789,0002,556,0003,840,0003,256,0004,478,0005,518,0005,835,0007,159,0004,017,0003,729,0003,793,0004,054,0003,188,0002,302,0002,381,0002,157,0001,360,0003,066,0002,162,0004,491,0003,446,0004,426,0004,224,0003,287,0006,286,0004,640,0004,681,0002,878,0004,112,0001,375,000991,0001,100,0001,425,000602,000274,000410,000340,000480,000568,000190,000734,000-316,000-938,000-1,254,000-873,000-558,000-723,000-1,033,000-384,000-399,000-514,000079,892-251,323-1,044,012-1,108,097-1,269,076-1,533,000-1,211,799-922,906-698,413-789,000-762,530-806,073-739,645-611,642-464,063-365,239-431,655-497,440-165,003-57,589-177,34301,4071,4320000000000000000000000000000000000000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
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307,000
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309,000
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310,000
313,000
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318,000
315,000
317,000
335,000
327,000
330,000
0
0
00330,000327,000335,000317,000315,000318,000319,000313,000310,000313,000309,000302,000302,000301,000303,000303,000303,000307,00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock0000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
3,001,894
0
0
3,012,163
3,002,008
2,989,280
2,996,596
2,972,379
2,988,629
2,995,013
2,999,023
3,000,965
3,019,011
3,024,028
3,045,956
3,063,039
3,611,977
3,138,087
3,152,006
3,162,052
3,583,934
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3,218,306
3,162,901
3,924,764
3,240,893
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3,486,239
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3,416,967
3,437,846
3,459,502
3,514,294
3,542,890
3,616,662
3,666,095
3,770,513
3,805,019
3,819,029
3,867,349
4,502,605
3,916,877
3,988,000
4,638,092
4,739,417
4,767,221
4,812,762
49,000
4,333,921
4,876,317
5,374,295
58,000
5,712,851
6,181,435
6,526,100
6,523,569
5,856,686
242,000
78,000
79,000
89,000
88,000
90,000
92,000
102,000
7,192,000
11,223,000
113,000
11,518,000
11,783,000
11,964,000
213,000
214,000
320,000
321,000
315,000
316,000
313,000
310,000
304,000
303,000
303,000
302,000
299,000
298,000
298,000
294,000
294,000
303,000
307,000
305,000
307,000
306,000
304,000
302,000
300,000
308,000
307,000
303,000
283,000
961,000
301,000
945,000
2,158,000
2,173,000
2,221,000
2,218,000
2,221,000
2,223,000
2,976,000
2,973,000
3,975,000
3,993,000
3,985,000
3,569,000
0
0
003,569,0003,985,0003,993,0003,975,0002,973,0002,976,0002,223,0002,221,0002,218,0002,221,0002,173,0002,158,000945,000301,000961,000283,000303,000307,000308,000300,000302,000304,000306,000307,000305,000307,000303,000294,000294,000298,000298,000299,000302,000303,000303,000304,000310,000313,000316,000315,000321,000320,000214,000213,00011,964,00011,783,00011,518,000113,00011,223,0007,192,000102,00092,00090,00088,00089,00079,00078,000242,0005,856,6866,523,5696,526,1006,181,4355,712,85158,0005,374,2954,876,3174,333,92149,0004,812,7624,767,2214,739,4174,638,0923,988,0003,916,8774,502,6053,867,3493,819,0293,805,0193,770,5133,666,0953,616,6623,542,8903,514,2943,459,5023,437,8463,416,9673,396,1673,374,0683,486,2393,072,7893,240,8933,924,7643,162,9013,218,3063,205,0063,583,9343,162,0523,152,0063,138,0873,611,9773,063,0393,045,9563,024,0283,019,0113,000,9652,999,0232,995,0132,988,6292,972,3792,996,5962,989,2803,002,0083,012,163003,001,894000



Balance Sheet

Currency in CAD. All numbers in thousands.




Cash Flow

Currency in CAD. All numbers in thousands.




Income Statement

Currency in CAD. All numbers in thousands.


Latest Income Statement (annual, 2023-10-31)

Gross Profit (+$)
totalRevenue33,055,000
Cost of Revenue-0
Gross Profit033,055,000
 
Operating Income (+$)
Gross Profit0
Operating Expense-0
Operating Income00
 
Operating Expense (+$)
Research Development0
Selling General Administrative14,268,000
Selling And Marketing Expenses0
Operating Expense014,268,000
 
Net Interest Income (+$)
Interest Income55,574,000
Interest Expense-36,893,000
Other Finance Cost-0
Net Interest Income18,681,000
 
Pretax Income (+$)
Operating Income0
Net Interest Income18,681,000
Other Non-Operating Income Expenses0
Income Before Tax (EBT)5,863,0000
EBIT - interestExpense = -36,893,000
4,365,000
41,258,000
Interest Expense36,893,000
Earnings Before Interest and Taxes (EBIT)042,756,000
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax5,863,000
Tax Provision-1,486,000
Net Income From Continuing Ops4,377,0004,377,000
Net Income4,365,000
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net0-18,681,000
 

Technical Analysis of Bank of Montreal
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Bank of Montreal. The general trend of Bank of Montreal is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Bank of Montreal's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (100.0%) Bearish trend (-100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Bank of Montreal.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 131.00 < 135.47.

The bearish price targets are: 129.60 > 129.42 > 125.91.

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Bank of Montreal Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Bank of Montreal. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Bank of Montreal Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Bank of Montreal. The current macd is 1.28357663.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Bank of Montreal price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Bank of Montreal. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Bank of Montreal price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Bank of Montreal Daily Moving Average Convergence/Divergence (MACD) ChartBank of Montreal Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Bank of Montreal. The current adx is 17.14.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Bank of Montreal shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
Bank of Montreal Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Bank of Montreal. The current sar is 124.91.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Bank of Montreal Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Bank of Montreal. The current rsi is 65.48. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending up: The RSI is trending up. +1
Bank of Montreal Daily Relative Strength Index (RSI) ChartBank of Montreal Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Bank of Montreal. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Bank of Montreal price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Bank of Montreal Daily Stochastic Oscillator ChartBank of Montreal Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Bank of Montreal. The current cci is 116.03.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
Bank of Montreal Daily Commodity Channel Index (CCI) ChartBank of Montreal Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Bank of Montreal. The current cmo is 42.85.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Bank of Montreal Daily Chande Momentum Oscillator (CMO) ChartBank of Montreal Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Bank of Montreal. The current willr is -7.2519084.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Bank of Montreal Daily Williams %R ChartBank of Montreal Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Bank of Montreal.

Bank of Montreal Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Bank of Montreal. The current atr is 1.53100346.

Bank of Montreal Daily Average True Range (ATR) ChartBank of Montreal Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Bank of Montreal. The current obv is 14,188,748.

Bank of Montreal Daily On-Balance Volume (OBV) ChartBank of Montreal Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Bank of Montreal. The current mfi is 59.99.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Bank of Montreal Daily Money Flow Index (MFI) ChartBank of Montreal Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Bank of Montreal.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-06DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2023-11-07STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-08CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-10STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-11-14DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-16STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-17STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-20STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-24STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-27SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-28DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-29STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-11-30DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-01CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-06STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-07STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-12STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-13STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-14STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-18STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-19ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-20STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-21STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-28STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-03SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-01-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-08SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-01-09SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-10ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-11CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-15STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-16CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-17STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-19SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-23STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-24STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-29WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-30STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-31CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-01DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-02-05WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-06CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-02-08STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-12CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-13STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-14STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-15SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-16DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-02-20MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-22STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-23STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-27MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-28BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-02-29STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-06CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-08MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-03-11DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-03-12SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-03-13WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-14STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-15DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-19DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-20ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-21CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-03-22STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-26STOCH SHORT EXITThe %K line crosses above the %D line.

6.3. Candlestick Patterns

Bank of Montreal Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Bank of Montreal based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5065.477
Ma 20Greater thanMa 50127.302
Ma 50Greater thanMa 100126.637
Ma 100Greater thanMa 200122.106
OpenGreater thanClose130.400
Total4/5 (80.0%)
Penke

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