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Piraeus Bank SA ADR
Buy, Hold or Sell?

Let's analyse Piraeus Bank SA ADR together

PenkeI guess you are interested in Piraeus Bank SA ADR. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Piraeus Bank SA ADR. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Piraeus Bank SA ADR (30 sec.)










What can you expect buying and holding a share of Piraeus Bank SA ADR? (30 sec.)

How much money do you get?

How much money do you get?
$1.93
When do you have the money?
1 year
How often do you get paid?
17.5%

What is your share worth?

Current worth
$6.09
Expected worth in 1 year
$-51.15
How sure are you?
50.0%

+ What do you gain per year?

Total Gains per Share
$-55.32
Return On Investment
-1,399.5%

For what price can you sell your share?

Current Price per Share
$3.95
Expected price per share
$3.51 - $4.39
How sure are you?
50%

1. Valuation of Piraeus Bank SA ADR (5 min.)




Live pricePrice per Share (EOD)

$3.95

Intrinsic Value Per Share

$-37.07 - $17.59

Total Value Per Share

$-30.97 - $23.68

2. Growth of Piraeus Bank SA ADR (5 min.)




Is Piraeus Bank SA ADR growing?

Current yearPrevious yearGrowGrow %
How rich?$7.5b$65.2b-$20.1b-44.8%

How much money is Piraeus Bank SA ADR making?

Current yearPrevious yearGrowGrow %
Making money$228.1m$165.3m$62.7m27.5%
Net Profit Margin26.8%27.9%--

How much money comes from the company's main activities?

3. Financial Health of Piraeus Bank SA ADR (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Piraeus Bank SA ADR? (5 min.)

Welcome investor! Piraeus Bank SA ADR's management wants to use your money to grow the business. In return you get a share of Piraeus Bank SA ADR.

What can you expect buying and holding a share of Piraeus Bank SA ADR?

First you should know what it really means to hold a share of Piraeus Bank SA ADR. And how you can make/lose money.

Speculation

The Price per Share of Piraeus Bank SA ADR is $3.9525. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Piraeus Bank SA ADR.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Piraeus Bank SA ADR, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $6.09. Based on the TTM, the Book Value Change Per Share is $-14.31 per quarter. Based on the YOY, the Book Value Change Per Share is $-1.02 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.48 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Piraeus Bank SA ADR.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.205.1%0.184.6%0.133.4%-0.07-1.7%-0.10-2.4%
Usd Book Value Change Per Share0.215.2%-14.31-362.1%-1.02-25.9%-2.26-57.1%-0.03-0.7%
Usd Dividend Per Share0.000.0%0.4812.2%1.7544.2%0.4511.3%0.225.7%
Usd Total Gains Per Share0.215.2%-13.83-349.9%0.7218.3%-1.81-45.8%0.194.9%
Usd Price Per Share4.24-3.43-1.39-2.96-2.76-
Price to Earnings Ratio5.22-5.06-2.77-95.19-44.89-
Price-to-Total Gains Ratio20.61-5.68-0.49--1.48-1.73-
Price to Book Ratio0.70-0.34-0.07-0.20-0.18-
Price-to-Total Gains Ratio20.61-5.68-0.49--1.48-1.73-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share3.9525
Number of shares253
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.480.45
Usd Book Value Change Per Share-14.31-2.26
Usd Total Gains Per Share-13.83-1.81
Gains per Quarter (253 shares)-3,498.70-457.68
Gains per Year (253 shares)-13,994.81-1,830.72
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1489-14484-14005452-2282-1841
2978-28968-28000903-4565-3672
31467-43452-419951355-6847-5503
41956-57936-559901806-9129-7334
52445-72419-699852258-11412-9165
62934-86903-839802709-13694-10996
73424-101387-979753161-15976-12827
83913-115871-1119703613-18258-14658
94402-130355-1259654064-20541-16489
104891-144839-1399604516-22823-18320

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%10.02.00.083.3%15.05.00.075.0%22.018.00.055.0%33.028.00.054.1%
Book Value Change Per Share3.01.00.075.0%9.03.00.075.0%13.07.00.065.0%20.020.00.050.0%29.029.03.047.5%
Dividend per Share2.00.02.050.0%5.00.07.041.7%5.00.015.025.0%7.00.033.017.5%19.00.042.031.1%
Total Gains per Share3.01.00.075.0%9.03.00.075.0%13.07.00.065.0%20.020.00.050.0%30.029.02.049.2%

Fundamentals of Piraeus Bank SA ADR

About Piraeus Bank SA ADR

Piraeus Financial Holdings S.A., together with its subsidiaries, provides banking products and services in Greece and internationally. It operates through Retail Banking, Corporate Banking, Piraeus Financial Markets, Other, and NPE Management Unit segments. The company offers saving, current, term, blocked, guaranteed, and other deposits; retail lending products, such as mortgages, consumer, personal, and other retail loans, as well as credit cards; and corporate lending for large corporations, small and medium-sized enterprises, as well as for public sectors. It also provides financial advisory services, such as planning, development, research, reorganization, assessment, business strategy, acquisitions, sales, mergers and restructuring of companies, and private insurance issues; wealth and asset management, safekeeping of securities, clearing and settlement of securities, fixed income, foreign exchange, treasury services, stock exchange, corporate factoring, financial and operating leasing, and digital banking products and services. In addition, the company offers pension plans; yachting, shopping center, hotel, property, city link areas, and real estate portfolio management services; insurance agency, land and real estate property development, and construction services; boat vehicles, cars, and equipment trading; real estate purchase, sale, and rental services; consulting and training services; financial, telecommunication, and information technology software services; advertising agency services; debt securities issuances; mutual fund and venture capital fund management services; commercial debt assessment and collection services; and special purpose vehicles for securitization of corporate, mortgage, and consumer loans. Piraeus Financial Holdings S.A. was formerly known as Piraeus Bank S.A. The company was founded in 1916 and is headquartered in Athens, Greece.

Fundamental data was last updated by Penke on 2024-05-26 00:46:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Piraeus Bank SA ADR.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Piraeus Bank SA ADR earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Piraeus Bank SA ADR to the Banks - Regional industry mean.
  • A Net Profit Margin of 25.3% means that $0.25 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Piraeus Bank SA ADR:

  • The MRQ is 25.3%. The company is making a huge profit. +2
  • The TTM is 26.8%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ25.3%TTM26.8%-1.5%
TTM26.8%YOY27.9%-1.2%
TTM26.8%5Y-15.8%+42.5%
5Y-15.8%10Y-26.9%+11.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ25.3%38.5%-13.2%
TTM26.8%29.6%-2.8%
YOY27.9%26.3%+1.6%
5Y-15.8%23.6%-39.4%
10Y-26.9%20.4%-47.3%
1.1.2. Return on Assets

Shows how efficient Piraeus Bank SA ADR is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Piraeus Bank SA ADR to the Banks - Regional industry mean.
  • 0.3% Return on Assets means that Piraeus Bank SA ADR generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Piraeus Bank SA ADR:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.3%+0.0%
TTM0.3%YOY0.2%+0.1%
TTM0.3%5Y-0.1%+0.4%
5Y-0.1%10Y-0.2%+0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.3%+0.0%
TTM0.3%0.2%+0.1%
YOY0.2%0.2%0.0%
5Y-0.1%0.2%-0.3%
10Y-0.2%0.2%-0.4%
1.1.3. Return on Equity

Shows how efficient Piraeus Bank SA ADR is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Piraeus Bank SA ADR to the Banks - Regional industry mean.
  • 3.4% Return on Equity means Piraeus Bank SA ADR generated $0.03 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Piraeus Bank SA ADR:

  • The MRQ is 3.4%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.0%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ3.4%TTM3.0%+0.3%
TTM3.0%YOY2.3%+0.7%
TTM3.0%5Y-1.2%+4.2%
5Y-1.2%10Y-1.9%+0.7%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ3.4%3.1%+0.3%
TTM3.0%2.5%+0.5%
YOY2.3%2.7%-0.4%
5Y-1.2%2.5%-3.7%
10Y-1.9%2.8%-4.7%

1.2. Operating Efficiency of Piraeus Bank SA ADR.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Piraeus Bank SA ADR is operating .

  • Measures how much profit Piraeus Bank SA ADR makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Piraeus Bank SA ADR to the Banks - Regional industry mean.
  • An Operating Margin of -6.4% means the company generated $-0.06  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Piraeus Bank SA ADR:

  • The MRQ is -6.4%. The company is operating very inefficient. -2
  • The TTM is 17.7%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ-6.4%TTM17.7%-24.1%
TTM17.7%YOY34.0%-16.3%
TTM17.7%5Y-10.0%+27.7%
5Y-10.0%10Y-41.0%+31.0%
1.2.2. Operating Ratio

Measures how efficient Piraeus Bank SA ADR is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.54 means that the operating costs are $0.54 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Piraeus Bank SA ADR:

  • The MRQ is 0.542. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.333. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.542TTM0.333+0.210
TTM0.333YOY0.407-0.074
TTM0.3335Y0.440-0.107
5Y0.44010Y0.509-0.069

1.3. Liquidity of Piraeus Bank SA ADR.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Piraeus Bank SA ADR is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.26 means the company has $0.26 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Piraeus Bank SA ADR:

  • The MRQ is 0.257. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.527. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.257TTM0.527-0.270
TTM0.527YOY34.999-34.472
TTM0.5275Y25.259-24.732
5Y25.25910Y113.737-88.478
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.5270.124+0.403
YOY34.9990.167+34.832
5Y25.2590.207+25.052
10Y113.7370.131+113.606
1.3.2. Quick Ratio

Measures if Piraeus Bank SA ADR is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Piraeus Bank SA ADR to the Banks - Regional industry mean.
  • A Quick Ratio of 0.20 means the company can pay off $0.20 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Piraeus Bank SA ADR:

  • The MRQ is 0.202. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 10.186. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ0.202TTM10.186-9.984
TTM10.186YOY35.008-24.822
TTM10.1865Y27.201-17.015
5Y27.20110Y114.761-87.560

1.4. Solvency of Piraeus Bank SA ADR.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Piraeus Bank SA ADR assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Piraeus Bank SA ADR to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.91 means that Piraeus Bank SA ADR assets are financed with 91.0% credit (debt) and the remaining percentage (100% - 91.0%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Piraeus Bank SA ADR:

  • The MRQ is 0.910. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.468. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.910TTM0.468+0.441
TTM0.468YOY0.246+0.223
TTM0.4685Y0.287+0.182
5Y0.28710Y0.325-0.038
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9100.915-0.005
TTM0.4680.916-0.448
YOY0.2460.918-0.672
5Y0.2870.919-0.632
10Y0.3250.926-0.601
1.4.2. Debt to Equity Ratio

Measures if Piraeus Bank SA ADR is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Piraeus Bank SA ADR to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,013.1% means that company has $10.13 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Piraeus Bank SA ADR:

  • The MRQ is 10.131. The company is unable to pay all its debts with equity. -1
  • The TTM is 5.280. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ10.131TTM5.280+4.851
TTM5.280YOY2.853+2.427
TTM5.2805Y3.160+2.120
5Y3.16010Y3.520-0.359
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ10.13110.799-0.668
TTM5.28010.909-5.629
YOY2.85311.266-8.413
5Y3.16011.324-8.164
10Y3.52012.886-9.366

2. Market Valuation of Piraeus Bank SA ADR

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Piraeus Bank SA ADR generates.

  • Above 15 is considered overpriced but always compare Piraeus Bank SA ADR to the Banks - Regional industry mean.
  • A PE ratio of 5.22 means the investor is paying $5.22 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Piraeus Bank SA ADR:

  • The EOD is 4.864. Based on the earnings, the company is cheap. +2
  • The MRQ is 5.218. Based on the earnings, the company is cheap. +2
  • The TTM is 5.057. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD4.864MRQ5.218-0.354
MRQ5.218TTM5.057+0.161
TTM5.057YOY2.767+2.289
TTM5.0575Y95.186-90.129
5Y95.18610Y44.887+50.298
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD4.8643.704+1.160
MRQ5.2183.418+1.800
TTM5.0574.741+0.316
YOY2.7676.901-4.134
5Y95.1869.496+85.690
10Y44.8879.770+35.117
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Piraeus Bank SA ADR:

  • The EOD is 3.896. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 4.179. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 1.736. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD3.896MRQ4.179-0.283
MRQ4.179TTM1.736+2.443
TTM1.736YOY0.673+1.063
TTM1.7365Y0.650+1.086
5Y0.65010Y3.690-3.040
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD3.896-2.558+6.454
MRQ4.179-2.360+6.539
TTM1.736-1.072+2.808
YOY0.6736.461-5.788
5Y0.6500.248+0.402
10Y3.6900.032+3.658
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Piraeus Bank SA ADR is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.70 means the investor is paying $0.70 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Piraeus Bank SA ADR:

  • The EOD is 0.649. Based on the equity, the company is cheap. +2
  • The MRQ is 0.696. Based on the equity, the company is cheap. +2
  • The TTM is 0.345. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.649MRQ0.696-0.047
MRQ0.696TTM0.345+0.351
TTM0.345YOY0.074+0.270
TTM0.3455Y0.199+0.145
5Y0.19910Y0.183+0.016
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.6490.456+0.193
MRQ0.6960.420+0.276
TTM0.3450.439-0.094
YOY0.0740.594-0.520
5Y0.1990.763-0.564
10Y0.1830.991-0.808
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Piraeus Bank SA ADR compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.206-14.312+7056%-1.025+598%-2.255+1196%-0.029+114%
Book Value Per Share--6.09436.070-83%52.192-88%44.725-86%42.803-86%
Current Ratio--0.2570.527-51%34.999-99%25.259-99%113.737-100%
Debt To Asset Ratio--0.9100.468+94%0.246+270%0.287+217%0.325+180%
Debt To Equity Ratio--10.1315.280+92%2.853+255%3.160+221%3.520+188%
Dividend Per Share---0.483-100%1.748-100%0.446-100%0.223-100%
Eps--0.2030.183+11%0.135+51%-0.066+133%-0.096+147%
Free Cash Flow Per Share--0.2540.838-70%-1.607+734%0.330-23%0.175+45%
Free Cash Flow To Equity Per Share--0.7920.718+10%-1.667+310%0.405+96%0.228+248%
Gross Profit Margin--0.9740.985-1%0.963+1%0.993-2%0.996-2%
Intrinsic Value_10Y_max--17.588--------
Intrinsic Value_10Y_min---37.067--------
Intrinsic Value_1Y_max--0.855--------
Intrinsic Value_1Y_min---0.917--------
Intrinsic Value_3Y_max--3.260--------
Intrinsic Value_3Y_min---5.193--------
Intrinsic Value_5Y_max--6.500--------
Intrinsic Value_5Y_min---12.111--------
Market Cap4924380414.720-7%5282573803.5204279124124.252+23%1736153987.741+204%3695167683.418+43%3646396793.508+45%
Net Profit Margin--0.2530.268-6%0.279-9%-0.158+162%-0.269+207%
Operating Margin---0.0640.177-136%0.340-119%-0.100+56%-0.410+541%
Operating Ratio--0.5420.333+63%0.407+33%0.440+23%0.509+7%
Pb Ratio0.649-7%0.6960.345+102%0.074+834%0.199+249%0.183+280%
Pe Ratio4.864-7%5.2185.057+3%2.767+89%95.186-95%44.887-88%
Price Per Share3.953-7%4.2403.431+24%1.389+205%2.964+43%2.765+53%
Price To Free Cash Flow Ratio3.896-7%4.1791.736+141%0.673+521%0.650+543%3.690+13%
Price To Total Gains Ratio19.210-7%20.6075.682+263%0.488+4124%-1.477+107%1.730+1091%
Quick Ratio--0.20210.186-98%35.008-99%27.201-99%114.761-100%
Return On Assets--0.0030.003+12%0.002+55%-0.001+134%-0.002+156%
Return On Equity--0.0340.030+11%0.023+43%-0.012+135%-0.019+156%
Total Gains Per Share--0.206-13.829+6821%0.723-72%-1.809+979%0.194+6%
Usd Book Value--7592538000.00045051231200.000-83%65230383250.000-88%55811508570.000-86%53620597332.360-86%
Usd Book Value Change Per Share--0.206-14.312+7056%-1.025+598%-2.255+1196%-0.029+114%
Usd Book Value Per Share--6.09436.070-83%52.192-88%44.725-86%42.803-86%
Usd Dividend Per Share---0.483-100%1.748-100%0.446-100%0.223-100%
Usd Eps--0.2030.183+11%0.135+51%-0.066+133%-0.096+147%
Usd Free Cash Flow--316000000.0001046250000.000-70%-2009250000.000+736%410450000.000-23%203605900.000+55%
Usd Free Cash Flow Per Share--0.2540.838-70%-1.607+734%0.330-23%0.175+45%
Usd Free Cash Flow To Equity Per Share--0.7920.718+10%-1.667+310%0.405+96%0.228+248%
Usd Market Cap4924380414.720-7%5282573803.5204279124124.252+23%1736153987.741+204%3695167683.418+43%3646396793.508+45%
Usd Price Per Share3.953-7%4.2403.431+24%1.389+205%2.964+43%2.765+53%
Usd Profit--253084600.000228102000.000+11%165373950.000+53%-78803810.000+131%-148308037.235+159%
Usd Revenue--1001476400.000871947050.000+15%589535050.000+70%626465850.000+60%604969816.225+66%
Usd Total Gains Per Share--0.206-13.829+6821%0.723-72%-1.809+979%0.194+6%
 EOD+4 -4MRQTTM+16 -20YOY+18 -185Y+19 -1710Y+22 -14

3.2. Fundamental Score

Let's check the fundamental score of Piraeus Bank SA ADR based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-154.864
Price to Book Ratio (EOD)Between0-10.649
Net Profit Margin (MRQ)Greater than00.253
Operating Margin (MRQ)Greater than0-0.064
Quick Ratio (MRQ)Greater than10.202
Current Ratio (MRQ)Greater than10.257
Debt to Asset Ratio (MRQ)Less than10.910
Debt to Equity Ratio (MRQ)Less than110.131
Return on Equity (MRQ)Greater than0.150.034
Return on Assets (MRQ)Greater than0.050.003
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of Piraeus Bank SA ADR based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5042.741
Ma 20Greater thanMa 504.072
Ma 50Greater thanMa 1004.091
Ma 100Greater thanMa 2004.074
OpenGreater thanClose3.973
Total3/5 (60.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2023-03-312023-06-302023-09-302023-12-312024-03-31
EBITDA  306,308-132,516173,792266,119439,911-420,35919,552-52,138-32,586



Latest Balance Sheet

Balance Sheet of 2024-03-31. Currency in EUR. All numbers in thousands.

Summary
Total Assets77,250,000
Total Liabilities70,260,000
Total Stockholder Equity6,935,000
 As reported
Total Liabilities 70,260,000
Total Stockholder Equity+ 6,935,000
Total Assets = 77,250,000

Assets

Total Assets77,250,000
Total Current Assets12,117,000
Long-term Assets65,133,000
Total Current Assets
Cash And Cash Equivalents 12,722,000
Short-term Investments -1,614,000
Total Current Assets  (as reported)12,117,000
Total Current Assets  (calculated)11,108,000
+/- 1,009,000
Long-term Assets
Property Plant Equipment 731,000
Long Term Investments 22,132,000
Intangible Assets 346,000
Long-term Assets Other 57,605,000
Long-term Assets  (as reported)65,133,000
Long-term Assets  (calculated)80,814,000
+/- 15,681,000

Liabilities & Shareholders' Equity

Total Current Liabilities47,092,000
Long-term Liabilities23,168,000
Total Stockholder Equity6,935,000
Total Current Liabilities
Short-term Debt 1,755,000
Other Current Liabilities 45,337,000
Total Current Liabilities  (as reported)47,092,000
Total Current Liabilities  (calculated)47,092,000
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)23,168,000
Long-term Liabilities  (calculated)0
+/- 23,168,000
Total Stockholder Equity
Common Stock1,163,000
Retained Earnings 1,988,000
Accumulated Other Comprehensive Income 533,000
Other Stockholders Equity 3,251,000
Total Stockholder Equity (as reported)6,935,000
Total Stockholder Equity (calculated)6,935,000
+/-0
Other
Capital Stock1,163,000
Cash and Short Term Investments 11,108,000
Common Stock Shares Outstanding 1,245,491
Liabilities and Stockholders Equity 77,250,000
Net Debt -3,030,000
Net Invested Capital 10,537,000
Short Long Term Debt Total 9,692,000



Balance Sheet

Currency in EUR. All numbers in thousands.

 Trend2024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-31
> Total Assets 
0
0
0
54,279,791
55,220,109
56,591,132
51,814,579
57,680,295
50,979,132
57,069,198
51,200,704
49,352,308
47,493,729
46,330,268
67,424,151
70,406,161
85,926,373
95,026,154
92,718,790
92,009,592
89,457,278
88,451,248
86,418,619
89,289,696
88,515,849
87,229,655
85,910,038
87,528,216
85,682,044
84,316,069
82,225,636
81,500,534
76,647,299
73,918,193
68,173,999
67,416,562
63,558,670
59,222,031
59,264,398
61,880,000
59,254,000
59,238,000
59,089,000
61,231,000
60,378,000
64,382,000
67,693,000
71,576,000
72,114,000
75,037,000
75,421,000
79,789,000
79,496,000
81,872,000
82,656,000
75,661,000
74,680,000
76,983,000
79,259,000
76,450,000
77,250,000
77,250,00076,450,00079,259,00076,983,00074,680,00075,661,00082,656,00081,872,00079,496,00079,789,00075,421,00075,037,00072,114,00071,576,00067,693,00064,382,00060,378,00061,231,00059,089,00059,238,00059,254,00061,880,00059,264,39859,222,03163,558,67067,416,56268,173,99973,918,19376,647,29981,500,53482,225,63684,316,06985,682,04487,528,21685,910,03887,229,65588,515,84989,289,69686,418,61988,451,24889,457,27892,009,59292,718,79095,026,15485,926,37370,406,16167,424,15146,330,26847,493,72949,352,30851,200,70457,069,19850,979,13257,680,29551,814,57956,591,13255,220,10954,279,791000
   > Total Current Assets 
0
0
0
4,379,759
3,375,561
2,345,632
3,772,558
4,643,810
4,460,624
5,381,739
4,661,239
3,304,872
1,920,936
2,361,299
2,541,567
4,696,767
2,530,300
2,446,056
2,495,291
3,423,331
2,279,985
4,527,546
2,329,193
4,260,352
4,030,926
4,098,298
3,359,222
3,888,132
3,511,415
3,733,815
3,262,402
3,698,508
2,820,786
3,041,717
3,214,997
3,602,702
1,524,133
864,232
853,554
4,952,000
1,529,000
2,195,000
2,479,000
5,324,000
4,585,000
7,267,000
9,211,000
10,714,000
11,577,000
13,894,000
14,656,000
17,077,000
18,675,000
18,665,000
19,088,000
10,979,000
10,529,000
11,332,000
13,424,000
402,000
12,117,000
12,117,000402,00013,424,00011,332,00010,529,00010,979,00019,088,00018,665,00018,675,00017,077,00014,656,00013,894,00011,577,00010,714,0009,211,0007,267,0004,585,0005,324,0002,479,0002,195,0001,529,0004,952,000853,554864,2321,524,1333,602,7023,214,9973,041,7172,820,7863,698,5083,262,4023,733,8153,511,4153,888,1323,359,2224,098,2984,030,9264,260,3522,329,1934,527,5462,279,9853,423,3312,495,2912,446,0562,530,3004,696,7672,541,5672,361,2991,920,9363,304,8724,661,2395,381,7394,460,6244,643,8103,772,5582,345,6323,375,5614,379,759000
       Cash And Cash Equivalents 
0
0
0
3,794,257
1,869,442
2,345,632
1,336,035
4,149,826
1,661,842
2,852,745
2,658,565
2,740,361
1,920,936
2,361,299
2,541,567
2,909,895
2,530,300
2,446,056
2,495,291
2,202,513
2,279,985
2,550,636
2,329,193
3,011,941
4,030,926
4,098,298
3,359,222
2,651,559
3,511,415
3,733,815
3,262,402
2,120,999
2,820,786
3,041,717
3,214,997
2,045,822
1,524,133
864,232
853,554
3,022,000
1,529,000
2,195,000
2,479,000
3,708,000
4,585,000
7,267,000
9,211,000
9,233,000
11,577,000
13,894,000
14,656,000
15,770,000
18,675,000
18,665,000
19,088,000
9,960,000
10,529,000
11,332,000
13,424,000
11,601,000
12,722,000
12,722,00011,601,00013,424,00011,332,00010,529,0009,960,00019,088,00018,665,00018,675,00015,770,00014,656,00013,894,00011,577,0009,233,0009,211,0007,267,0004,585,0003,708,0002,479,0002,195,0001,529,0003,022,000853,554864,2321,524,1332,045,8223,214,9973,041,7172,820,7862,120,9993,262,4023,733,8153,511,4152,651,5593,359,2224,098,2984,030,9263,011,9412,329,1932,550,6362,279,9852,202,5132,495,2912,446,0562,530,3002,909,8952,541,5672,361,2991,920,9362,740,3612,658,5652,852,7451,661,8424,149,8261,336,0352,345,6321,869,4423,794,257000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
297,840
305,887
203,000
43,000
94,000
82,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1,614,000
-1,614,0000000000000000000082,00094,00043,000203,000305,887297,8400000000000000000000000000000000000000
       Net Receivables 
0
0
0
585,502
1,506,119
0
2,436,523
493,984
2,798,782
2,528,994
2,002,674
564,511
0
0
0
1,786,872
0
0
0
1,220,818
0
1,976,910
0
1,248,411
0
0
0
1,236,573
0
0
0
1,577,509
0
0
0
1,556,880
0
251,506
251,842
1,930,000
205,000
201,000
208,000
1,616,000
1,576,000
1,354,000
1,456,000
1,481,000
1,559,000
1,385,000
1,390,000
1,307,000
829,000
472,000
1,211,000
1,019,000
0
881,000
0
712,000
0
0712,0000881,00001,019,0001,211,000472,000829,0001,307,0001,390,0001,385,0001,559,0001,481,0001,456,0001,354,0001,576,0001,616,000208,000201,000205,0001,930,000251,842251,50601,556,8800001,577,5090001,236,5730001,248,41101,976,91001,220,8180001,786,872000564,5112,002,6742,528,9942,798,782493,9842,436,52301,506,119585,502000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,044,254
2,823,953
3,035,000
1,556,000
902,000
277,000
2,320,000
570,000
1,992,000
2,106,000
2,185,000
981,000
3,549,000
2,783,000
2,503,000
528,000
19,537,000
19,683,000
14,062,000
10,799,000
11,882,000
13,911,000
402,000
12,117,000
12,117,000402,00013,911,00011,882,00010,799,00014,062,00019,683,00019,537,000528,0002,503,0002,783,0003,549,000981,0002,185,0002,106,0001,992,000570,0002,320,000277,000902,0001,556,0003,035,0002,823,9535,044,2540000000000000000000000000000000000000
   > Long-term Assets 
0
0
0
10,122,976
10,124,625
11,999,277
9,989,419
12,017,764
9,476,469
10,420,833
10,395,133
7,913,415
6,421,542
5,430,279
8,122,176
15,774,438
15,242,124
21,474,724
20,496,054
19,624,872
19,470,817
18,637,810
18,521,696
19,817,364
20,361,390
20,002,784
20,056,965
22,449,338
22,419,876
20,828,282
20,018,643
18,645,656
15,865,149
13,587,715
8,385,201
5,780,309
4,170,223
4,055,766
4,721,110
4,568,000
5,170,000
5,873,000
5,595,000
6,274,000
6,429,000
7,710,000
8,604,000
10,990,000
11,830,000
14,241,000
14,764,000
22,130,000
20,641,000
22,039,000
21,823,000
23,457,000
11,202,000
24,114,000
24,174,000
76,048,000
65,133,000
65,133,00076,048,00024,174,00024,114,00011,202,00023,457,00021,823,00022,039,00020,641,00022,130,00014,764,00014,241,00011,830,00010,990,0008,604,0007,710,0006,429,0006,274,0005,595,0005,873,0005,170,0004,568,0004,721,1104,055,7664,170,2235,780,3098,385,20113,587,71515,865,14918,645,65620,018,64320,828,28222,419,87622,449,33820,056,96520,002,78420,361,39019,817,36418,521,69618,637,81019,470,81719,624,87220,496,05421,474,72415,242,12415,774,4388,122,1765,430,2796,421,5427,913,41510,395,13310,420,8339,476,46912,017,7649,989,41911,999,27710,124,62510,122,976000
       Property Plant Equipment 
0
0
0
987,271
987,793
1,001,679
319,442
967,023
308,859
938,676
316,245
896,756
873,219
898,966
1,162,430
1,324,491
1,448,934
1,443,635
1,459,223
1,416,404
1,386,472
1,381,035
1,373,111
1,435,942
1,474,606
1,512,172
1,534,673
1,474,160
1,458,515
1,505,163
1,507,587
1,498,411
1,053,355
990,045
998,810
1,041,435
1,049,505
1,048,933
1,031,474
1,010,000
1,100,000
1,062,000
1,054,000
1,044,000
1,029,000
1,029,000
1,011,000
995,000
986,000
963,000
957,000
890,000
927,000
922,000
843,000
728,000
758,000
747,000
686,000
732,000
731,000
731,000732,000686,000747,000758,000728,000843,000922,000927,000890,000957,000963,000986,000995,0001,011,0001,029,0001,029,0001,044,0001,054,0001,062,0001,100,0001,010,0001,031,4741,048,9331,049,5051,041,435998,810990,0451,053,3551,498,4111,507,5871,505,1631,458,5151,474,1601,534,6731,512,1721,474,6061,435,9421,373,1111,381,0351,386,4721,416,4041,459,2231,443,6351,448,9341,324,4911,162,430898,966873,219896,756316,245938,676308,859967,023319,4421,001,679987,793987,271000
       Goodwill 
0
0
0
193,090
0
0
0
223,374
0
0
0
149,448
0
0
0
215,431
0
0
0
52,824
0
0
0
52,818
0
0
0
14,716
0
0
0
14,717
0
0
0
40,945
0
0
0
42,000
0
0
0
37,000
0
0
0
38,000
0
0
0
9,000
0
0
0
27,000
0
0
0
26,000
0
026,00000027,0000009,00000038,00000037,00000042,00000040,94500014,71700014,71600052,81800052,824000215,431000149,448000223,374000193,090000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
160,717
256,959
623,000
3,773,000
4,515,000
4,252,000
4,437,000
5,123,000
6,403,000
7,321,000
9,306,000
10,574,000
12,997,000
13,525,000
14,144,000
13,267,000
14,703,000
20,681,000
22,417,000
10,131,000
23,037,000
23,156,000
15,331,000
22,132,000
22,132,00015,331,00023,156,00023,037,00010,131,00022,417,00020,681,00014,703,00013,267,00014,144,00013,525,00012,997,00010,574,0009,306,0007,321,0006,403,0005,123,0004,437,0004,252,0004,515,0003,773,000623,000256,959160,7170000000000000000000000000000000000000
       Intangible Assets 
0
0
0
146,070
0
0
0
160,934
0
0
0
176,006
0
0
0
194,324
0
0
0
247,521
0
0
0
260,254
0
0
0
259,443
0
0
0
267,248
0
0
0
259,826
0
343,073
338,819
250,000
297,000
296,000
289,000
250,000
0
0
0
242,000
0
0
0
258,000
0
283,000
299,000
285,000
313,000
330,000
332,000
321,000
346,000
346,000321,000332,000330,000313,000285,000299,000283,0000258,000000242,000000250,000289,000296,000297,000250,000338,819343,0730259,826000267,248000259,443000260,254000247,521000194,324000176,006000160,934000146,070000
       Other Assets 
0
0
0
39,777,056
41,719,923
42,246,223
38,052,602
41,018,721
37,042,039
41,266,626
36,144,332
38,134,021
39,151,251
38,538,690
56,760,408
49,934,956
68,153,949
71,105,374
69,727,445
68,961,389
67,706,476
65,285,892
65,567,730
65,211,980
64,123,533
63,128,573
62,493,851
61,190,746
59,750,753
59,753,972
58,944,591
59,156,370
57,961,364
57,288,761
56,573,801
58,033,551
57,864,314
54,302,033
53,689,734
52,360,000
52,555,000
51,170,000
51,015,000
49,633,000
49,364,000
49,405,000
49,878,000
49,872,000
48,707,000
46,902,000
46,001,000
40,582,000
40,180,000
41,168,000
41,745,000
41,225,000
52,949,000
41,537,000
41,661,000
0
0
0041,661,00041,537,00052,949,00041,225,00041,745,00041,168,00040,180,00040,582,00046,001,00046,902,00048,707,00049,872,00049,878,00049,405,00049,364,00049,633,00051,015,00051,170,00052,555,00052,360,00053,689,73454,302,03357,864,31458,033,55156,573,80157,288,76157,961,36459,156,37058,944,59159,753,97259,750,75361,190,74662,493,85163,128,57364,123,53365,211,98065,567,73065,285,89267,706,47668,961,38969,727,44571,105,37468,153,94949,934,95656,760,40838,538,69039,151,25138,134,02136,144,33241,266,62637,042,03941,018,72138,052,60242,246,22341,719,92339,777,056000
> Total Liabilities 
0
0
0
50,665,555
3,985,925
3,270,755
3,739,242
54,406,564
3,365,049
2,645,761
2,380,901
51,292,147
1,438,953
1,109,215
713,732
72,721,666
84,625,642
85,563,779
83,496,374
83,466,693
81,137,650
1,002,779
992,045
81,967,454
81,278,269
81,099,796
79,186,347
77,507,690
95,032
92,940
70,821
71,676,796
67,954
66,756
65,497
57,872,365
432,322
530,779
529,802
54,374,000
528,000
917,000
925,000
53,457,000
1,400,000
1,369,000
1,387,000
64,423,000
1,392,000
1,371,000
1,389,000
73,986,000
1,900,000
1,884,000
1,906,000
69,080,000
1,784,000
1,774,000
2,308,000
69,696,000
70,260,000
70,260,00069,696,0002,308,0001,774,0001,784,00069,080,0001,906,0001,884,0001,900,00073,986,0001,389,0001,371,0001,392,00064,423,0001,387,0001,369,0001,400,00053,457,000925,000917,000528,00054,374,000529,802530,779432,32257,872,36565,49766,75667,95471,676,79670,82192,94095,03277,507,69079,186,34781,099,79681,278,26981,967,454992,0451,002,77981,137,65083,466,69383,496,37485,563,77984,625,64272,721,666713,7321,109,2151,438,95351,292,1472,380,9012,645,7613,365,04954,406,5643,739,2423,270,7553,985,92550,665,555000
   > Total Current Liabilities 
0
0
0
77,706
0
0
0
92,032
0
0
0
85,061
0
0
0
143,454
1,531
1,429
1,449
165,665
2,516
0
0
149,939
1,409
5,916
10,079
214,051
0
0
0
135,332
0
0
0
111,232
0
53,727,289
54,563,949
97,000
47,306,000
46,474,000
46,631,000
115,000
50,003,000
53,689,000
56,895,000
100,000
62,166,000
65,312,000
66,444,000
82,000
69,857,000
47,672,000
47,882,000
79,000
45,611,000
45,103,000
45,578,000
308,000
47,092,000
47,092,000308,00045,578,00045,103,00045,611,00079,00047,882,00047,672,00069,857,00082,00066,444,00065,312,00062,166,000100,00056,895,00053,689,00050,003,000115,00046,631,00046,474,00047,306,00097,00054,563,94953,727,2890111,232000135,332000214,05110,0795,9161,409149,939002,516165,6651,4491,4291,531143,45400085,06100092,03200077,706000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
549,000
553,000
3,774,000
203,000
79,000
603,000
4,785,000
1,755,000
1,755,0004,785,000603,00079,000203,0003,774,000553,000549,00000000000000000000000000000000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000002,000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
77,706
0
0
0
92,032
0
0
0
85,061
0
0
0
143,454
1,531
1,429
1,449
165,665
2,516
0
0
149,939
1,409
5,916
10,079
214,051
0
0
0
135,332
0
0
0
111,232
0
48,882,246
49,524,389
97,000
43,758,000
44,811,000
45,067,000
115,000
46,866,000
45,904,000
47,229,000
100,000
50,571,000
51,334,000
52,332,000
82,000
54,812,000
56,135,000
56,757,000
79,000
0
58,381,000
0
-4,799,000
0
0-4,799,000058,381,000079,00056,757,00056,135,00054,812,00082,00052,332,00051,334,00050,571,000100,00047,229,00045,904,00046,866,000115,00045,067,00044,811,00043,758,00097,00049,524,38948,882,2460111,232000135,332000214,05110,0795,9161,409149,939002,516165,6651,4491,4291,531143,45400085,06100092,03200077,706000
       Other Current Liabilities 
0
0
0
-77,706
0
0
0
-92,032
0
0
0
-85,061
0
0
0
-143,454
-1,531
-1,429
-1,449
-165,665
-2,516
0
0
-149,939
-1,409
-5,916
-10,079
-214,051
0
0
0
-135,332
0
0
0
-111,232
0
2,274,494
2,282,431
-97,000
1,355,000
101,000
133,000
-115,000
99,000
70,000
76,000
-100,000
46,000
38,000
36,000
-82,000
140,000
47,123,000
47,329,000
-3,803,000
45,408,000
45,024,000
44,975,000
308,000
45,337,000
45,337,000308,00044,975,00045,024,00045,408,000-3,803,00047,329,00047,123,000140,000-82,00036,00038,00046,000-100,00076,00070,00099,000-115,000133,000101,0001,355,000-97,0002,282,4312,274,4940-111,232000-135,332000-214,051-10,079-5,916-1,409-149,93900-2,516-165,665-1,449-1,429-1,531-143,454000-85,061000-92,032000-77,706000
   > Long-term Liabilities 
0
0
0
4,948,073
3,985,925
3,270,755
3,739,242
3,419,746
3,365,049
2,645,761
2,380,901
2,033,699
1,438,953
1,109,215
713,732
1,150,804
826,581
660,360
620,201
873,066
1,040,868
1,002,779
992,045
1,219,848
821,121
764,435
705,985
450,016
95,032
92,940
70,821
425,915
67,954
66,756
65,497
507,819
432,322
530,779
529,802
568,000
528,000
917,000
925,000
1,034,000
1,400,000
1,369,000
1,387,000
1,532,000
1,392,000
1,371,000
1,389,000
2,013,000
1,900,000
1,884,000
1,906,000
1,891,000
1,784,000
1,774,000
2,308,000
69,388,000
23,168,000
23,168,00069,388,0002,308,0001,774,0001,784,0001,891,0001,906,0001,884,0001,900,0002,013,0001,389,0001,371,0001,392,0001,532,0001,387,0001,369,0001,400,0001,034,000925,000917,000528,000568,000529,802530,779432,322507,81965,49766,75667,954425,91570,82192,94095,032450,016705,985764,435821,1211,219,848992,0451,002,7791,040,868873,066620,201660,360826,5811,150,804713,7321,109,2151,438,9532,033,6992,380,9012,645,7613,365,0493,419,7463,739,2423,270,7553,985,9254,948,073000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,679,303
1,715,227
1,023,000
1,244,000
1,332,000
1,398,000
965,000
1,295,000
1,506,000
1,603,000
934,000
1,660,000
1,629,000
1,579,000
784,000
1,321,000
1,476,000
1,518,000
2,000,000
0
0
0
0
0
000002,000,0001,518,0001,476,0001,321,000784,0001,579,0001,629,0001,660,000934,0001,603,0001,506,0001,295,000965,0001,398,0001,332,0001,244,0001,023,0001,715,2271,679,3030000000000000000000000000000000000000
> Total Stockholder Equity
0
0
0
3,466,060
3,410,919
3,199,471
3,010,154
3,132,811
3,744,152
3,170,339
2,640,659
-2,075,067
-1,736,959
-2,400,402
-2,520,112
-2,443,969
1,174,154
9,341,057
9,102,487
8,423,909
8,200,290
9,246,472
7,649,024
7,210,161
7,104,367
6,013,472
6,607,155
9,907,644
9,834,616
9,795,310
9,800,842
9,663,623
9,664,057
9,619,662
9,596,475
9,418,415
7,717,746
7,225,166
7,279,578
7,390,000
7,446,000
7,535,000
7,642,000
7,659,000
7,394,000
7,535,000
7,538,000
7,047,000
6,591,000
6,427,000
5,727,000
5,788,000
6,169,000
6,196,000
6,326,000
6,553,000
6,738,000
6,850,000
7,103,000
6,698,000
6,935,000
6,935,0006,698,0007,103,0006,850,0006,738,0006,553,0006,326,0006,196,0006,169,0005,788,0005,727,0006,427,0006,591,0007,047,0007,538,0007,535,0007,394,0007,659,0007,642,0007,535,0007,446,0007,390,0007,279,5787,225,1667,717,7469,418,4159,596,4759,619,6629,664,0579,663,6239,800,8429,795,3109,834,6169,907,6446,607,1556,013,4727,104,3677,210,1617,649,0249,246,4728,200,2908,423,9099,102,4879,341,0571,174,154-2,443,969-2,520,112-2,400,402-1,736,959-2,075,0672,640,6593,170,3393,744,1523,132,8113,010,1543,199,4713,410,9193,466,060000
   Common Stock
0
0
0
1,974,020
1,974,020
1,974,020
1,974,020
470,882
712,998
712,998
712,998
1,092,998
1,092,998
1,092,998
1,092,998
712,998
342,998
1,521,770
1,521,770
1,521,770
1,521,770
1,830,594
1,830,594
1,830,594
1,830,594
1,830,594
1,830,594
2,619,955
2,619,955
2,619,955
2,619,955
2,619,955
2,619,955
2,619,955
2,619,955
2,619,955
2,619,955
2,619,955
2,619,955
2,620,000
2,620,000
2,620,000
2,620,000
2,620,000
2,620,000
2,620,000
2,620,000
2,620,000
4,986,000
1,250,000
1,188,000
1,188,000
1,188,000
1,188,000
1,163,000
1,163,000
1,163,000
1,163,000
1,163,000
1,163,000
1,163,000
1,163,0001,163,0001,163,0001,163,0001,163,0001,163,0001,163,0001,188,0001,188,0001,188,0001,188,0001,250,0004,986,0002,620,0002,620,0002,620,0002,620,0002,620,0002,620,0002,620,0002,620,0002,620,0002,619,9552,619,9552,619,9552,619,9552,619,9552,619,9552,619,9552,619,9552,619,9552,619,9552,619,9552,619,9551,830,5941,830,5941,830,5941,830,5941,830,5941,830,5941,521,7701,521,7701,521,7701,521,770342,998712,9981,092,9981,092,9981,092,9981,092,998712,998712,998712,998470,8821,974,0201,974,0201,974,0201,974,020000
   Retained Earnings Total Equity0000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
-272,249
0
-234,133
0
-260,389
-321,749
-200,090
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
381,000
362,000
444,000
450,000
507,000
499,000
515,000
533,000
533,000515,000499,000507,000450,000444,000362,000381,000000000000000000000000000000000000000000000-200,090-321,749-260,3890-234,1330-272,2490000
   Capital Surplus 0000000000000000000000000000000000000000000000000000000000000
   Treasury Stock0000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
339,422
927,736
521,016
927,739
1,989,242
2,954,607
2,942,927
2,953,355
2,807,577
2,850,368
2,841,720
2,984,971
2,957,966
2,958,260
10,049,042
10,089,442
10,109,331
10,135,544
11,460,523
11,420,172
11,300,862
11,256,589
11,222,074
11,316,043
15,128,324
15,099,833
15,073,405
15,059,327
15,048,001
15,056,338
15,087,547
15,076,800
15,125,331
15,134,623
15,286,991
15,268,160
15,269,000
15,297,000
15,340,000
15,400,000
15,414,000
4,774,000
4,915,000
4,918,000
4,427,000
1,605,000
5,177,000
4,539,000
4,600,000
4,981,000
5,008,000
4,161,000
4,162,000
4,162,000
4,160,000
3,845,000
3,249,000
3,251,000
3,251,0003,249,0003,845,0004,160,0004,162,0004,162,0004,161,0005,008,0004,981,0004,600,0004,539,0005,177,0001,605,0004,427,0004,918,0004,915,0004,774,00015,414,00015,400,00015,340,00015,297,00015,269,00015,268,16015,286,99115,134,62315,125,33115,076,80015,087,54715,056,33815,048,00115,059,32715,073,40515,099,83315,128,32411,316,04311,222,07411,256,58911,300,86211,420,17211,460,52310,135,54410,109,33110,089,44210,049,0422,958,2602,957,9662,984,9712,841,7202,850,3682,807,5772,953,3552,942,9272,954,6071,989,242927,739521,016927,736339,422000



Balance Sheet

Currency in EUR. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.