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Capitec Bank Holdings Ltd
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Let's analyse Capitec Bank Holdings Ltd together

PenkeI guess you are interested in Capitec Bank Holdings Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Capitec Bank Holdings Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Capitec Bank Holdings Ltd (30 sec.)










What can you expect buying and holding a share of Capitec Bank Holdings Ltd? (30 sec.)

How much money do you get?

How much money do you get?
R11.29
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
R33,756.18
Expected worth in 1 year
R45,237.86
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
R32,864.14
Return On Investment
15.6%

For what price can you sell your share?

Current Price per Share
R210,600.00
Expected price per share
R193,226 - R223,938
How sure are you?
50%

1. Valuation of Capitec Bank Holdings Ltd (5 min.)




Live pricePrice per Share (EOD)

R210,600.00

Intrinsic Value Per Share

R-56,204.20 - R116,141.84

Total Value Per Share

R-22,448.02 - R149,898.03

2. Growth of Capitec Bank Holdings Ltd (5 min.)




Is Capitec Bank Holdings Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$2b$1.8b$175.2m8.5%

How much money is Capitec Bank Holdings Ltd making?

Current yearPrevious yearGrowGrow %
Making money$512.5m$450.2m$62.3m12.2%
Net Profit Margin32.0%31.6%--

How much money comes from the company's main activities?

3. Financial Health of Capitec Bank Holdings Ltd (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Capitec Bank Holdings Ltd? (5 min.)

Welcome investor! Capitec Bank Holdings Ltd's management wants to use your money to grow the business. In return you get a share of Capitec Bank Holdings Ltd.

What can you expect buying and holding a share of Capitec Bank Holdings Ltd?

First you should know what it really means to hold a share of Capitec Bank Holdings Ltd. And how you can make/lose money.

Speculation

The Price per Share of Capitec Bank Holdings Ltd is R210,600. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Capitec Bank Holdings Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Capitec Bank Holdings Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is R33,756.18. Based on the TTM, the Book Value Change Per Share is R2,870.42 per quarter. Based on the YOY, the Book Value Change Per Share is R5,048.96 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is R5,345.62 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Capitec Bank Holdings Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 R% of Price per ShareR% of Price per ShareR% of Price per ShareR% of Price per ShareR% of Price per Share
Usd Eps4.420.0%4.420.0%3.890.0%3.120.0%2.290.0%
Usd Book Value Change Per Share1.520.0%1.520.0%2.670.0%1.840.0%1.390.0%
Usd Dividend Per Share2.820.0%2.820.0%1.480.0%1.230.0%0.870.0%
Usd Total Gains Per Share4.340.0%4.340.0%4.140.0%3.070.0%2.260.0%
Usd Price Per Share92.64-92.64-109.53-82.09-54.91-
Price to Earnings Ratio20.94-20.94-28.18-27.34-22.69-
Price-to-Total Gains Ratio21.35-21.35-26.44-28.19-23.20-
Price to Book Ratio5.20-5.20-6.72-5.99-5.06-
Price-to-Total Gains Ratio21.35-21.35-26.44-28.19-23.20-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share111.1968
Number of shares8
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share2.821.23
Usd Book Value Change Per Share1.521.84
Usd Total Gains Per Share4.343.07
Gains per Quarter (8 shares)34.7024.56
Gains per Year (8 shares)138.8298.24
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
19048129395988
21819726878118186
3271145407118177284
4361194546157236382
5452242685196295480
6542291824235354578
7632339963274413676
87233881102314472774
98134361241353531872
109034851380392590970

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%4.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%22.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%4.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%21.00.01.095.5%
Dividend per Share1.00.00.0100.0%4.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%17.00.05.077.3%
Total Gains per Share1.00.00.0100.0%4.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%21.00.01.095.5%

Fundamentals of Capitec Bank Holdings Ltd

About Capitec Bank Holdings Ltd

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Retail Bank, Business Bank, and Insurance. It offers transactional banking services; fixed and tax-free savings, and call and notice deposits; term loans, credit facilities, mortgage loans, overdrafts, instalment sales and leases, credit and debit cards, and access facilities; rental finance; payment services; merchant services; and value-added services, as well as credit and life insurance products. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; and internet banking and mobile banking services. It operates through multiple branches, automated teller machines, dual note recyclers, and coin and note recyclers. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.

Fundamental data was last updated by Penke on 2024-03-08 18:14:02.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is efficient in making profit.
Using its investors money, the company is efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is overpriced.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is overpriced.

1.1. Profitability of Capitec Bank Holdings Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Capitec Bank Holdings Ltd earns for each 1 of revenue.

  • Above 10% is considered healthy but always compare Capitec Bank Holdings Ltd to the Banks - Regional industry mean.
  • A Net Profit Margin of 32.0% means that 0.32 for each 1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Capitec Bank Holdings Ltd:

  • The MRQ is 32.0%. The company is making a huge profit. +2
  • The TTM is 32.0%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ32.0%TTM32.0%0.0%
TTM32.0%YOY31.6%+0.4%
TTM32.0%5Y28.1%+3.9%
5Y28.1%10Y25.6%+2.5%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ32.0%18.4%+13.6%
TTM32.0%28.0%+4.0%
YOY31.6%25.2%+6.4%
5Y28.1%22.8%+5.3%
10Y25.6%19.8%+5.8%
1.1.2. Return on Assets

Shows how efficient Capitec Bank Holdings Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Capitec Bank Holdings Ltd to the Banks - Regional industry mean.
  • 5.1% Return on Assets means that Capitec Bank Holdings Ltd generated 0.05 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Capitec Bank Holdings Ltd:

  • The MRQ is 5.1%. Using its assets, the company is efficient in making profit. +1
  • The TTM is 5.1%. Using its assets, the company is efficient in making profit. +1
Trends
Current periodCompared to+/- 
MRQ5.1%TTM5.1%0.0%
TTM5.1%YOY4.8%+0.3%
TTM5.1%5Y4.5%+0.5%
5Y4.5%10Y4.7%-0.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ5.1%0.1%+5.0%
TTM5.1%0.2%+4.9%
YOY4.8%0.2%+4.6%
5Y4.5%0.2%+4.3%
10Y4.7%0.2%+4.5%
1.1.3. Return on Equity

Shows how efficient Capitec Bank Holdings Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Capitec Bank Holdings Ltd to the Banks - Regional industry mean.
  • 24.8% Return on Equity means Capitec Bank Holdings Ltd generated 0.25 for each 1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Capitec Bank Holdings Ltd:

  • The MRQ is 24.8%. Using its investors money, the company is efficient in making profit. +1
  • The TTM is 24.8%. Using its investors money, the company is efficient in making profit. +1
Trends
Current periodCompared to+/- 
MRQ24.8%TTM24.8%0.0%
TTM24.8%YOY23.8%+1.0%
TTM24.8%5Y22.5%+2.3%
5Y22.5%10Y22.6%-0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ24.8%1.4%+23.4%
TTM24.8%2.5%+22.3%
YOY23.8%2.7%+21.1%
5Y22.5%2.5%+20.0%
10Y22.6%2.8%+19.8%

1.2. Operating Efficiency of Capitec Bank Holdings Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Capitec Bank Holdings Ltd is operating .

  • Measures how much profit Capitec Bank Holdings Ltd makes for each 1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Capitec Bank Holdings Ltd to the Banks - Regional industry mean.
  • An Operating Margin of 63.3% means the company generated 0.63  for each 1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Capitec Bank Holdings Ltd:

  • The MRQ is 63.3%. The company is operating very efficient. +2
  • The TTM is 63.3%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ63.3%TTM63.3%0.0%
TTM63.3%YOY58.5%+4.8%
TTM63.3%5Y49.0%+14.3%
5Y49.0%10Y51.5%-2.4%
1.2.2. Operating Ratio

Measures how efficient Capitec Bank Holdings Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.39 means that the operating costs are 0.39 for each 1 in net sales.

Let's take a look of the Operating Ratio trends of Capitec Bank Holdings Ltd:

  • The MRQ is 0.392. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.392. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.392TTM0.3920.000
TTM0.392YOY0.466-0.074
TTM0.3925Y0.414-0.022
5Y0.41410Y0.378+0.036

1.3. Liquidity of Capitec Bank Holdings Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Capitec Bank Holdings Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 13.37 means the company has 13.37 in assets for each 1 in short-term debts.

Let's take a look of the Current Ratio trends of Capitec Bank Holdings Ltd:

  • The MRQ is 13.375. The company is very able to pay all its short-term debts. +2
  • The TTM is 13.375. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ13.375TTM13.3750.000
TTM13.375YOY13.414-0.040
TTM13.3755Y16.266-2.891
5Y16.26610Y8.852+7.413
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM13.3750.124+13.251
YOY13.4140.225+13.189
5Y16.2660.219+16.047
10Y8.8520.131+8.721
1.3.2. Quick Ratio

Measures if Capitec Bank Holdings Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Capitec Bank Holdings Ltd to the Banks - Regional industry mean.
  • A Quick Ratio of 13.37 means the company can pay off 13.37 for each 1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Capitec Bank Holdings Ltd:

  • The MRQ is 13.375. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 13.375. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ13.375TTM13.3750.000
TTM13.375YOY13.414-0.040
TTM13.3755Y19.498-6.123
5Y19.49810Y10.050+9.447

1.4. Solvency of Capitec Bank Holdings Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Capitec Bank Holdings Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Capitec Bank Holdings Ltd to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.80 means that Capitec Bank Holdings Ltd assets are financed with 79.6% credit (debt) and the remaining percentage (100% - 79.6%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Capitec Bank Holdings Ltd:

  • The MRQ is 0.796. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.796. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.796TTM0.7960.000
TTM0.796YOY0.799-0.003
TTM0.7965Y0.800-0.003
5Y0.80010Y0.791+0.009
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7960.915-0.119
TTM0.7960.917-0.121
YOY0.7990.919-0.120
5Y0.8000.919-0.119
10Y0.7910.927-0.136
1.4.2. Debt to Equity Ratio

Measures if Capitec Bank Holdings Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Capitec Bank Holdings Ltd to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 390.7% means that company has 3.91 debt for each 1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Capitec Bank Holdings Ltd:

  • The MRQ is 3.907. The company is unable to pay all its debts with equity. -1
  • The TTM is 3.907. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ3.907TTM3.9070.000
TTM3.907YOY3.975-0.068
TTM3.9075Y4.002-0.094
5Y4.00210Y3.795+0.206
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ3.90710.829-6.922
TTM3.90711.013-7.106
YOY3.97511.363-7.388
5Y4.00211.437-7.435
10Y3.79513.038-9.243

2. Market Valuation of Capitec Bank Holdings Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every 1 in earnings Capitec Bank Holdings Ltd generates.

  • Above 15 is considered overpriced but always compare Capitec Bank Holdings Ltd to the Banks - Regional industry mean.
  • A PE ratio of 20.94 means the investor is paying 20.94 for every 1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Capitec Bank Holdings Ltd:

  • The EOD is 25.131. Based on the earnings, the company is overpriced. -1
  • The MRQ is 20.937. Based on the earnings, the company is fair priced.
  • The TTM is 20.937. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD25.131MRQ20.937+4.194
MRQ20.937TTM20.9370.000
TTM20.937YOY28.183-7.246
TTM20.9375Y27.345-6.408
5Y27.34510Y22.686+4.658
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD25.1317.491+17.640
MRQ20.9376.680+14.257
TTM20.9375.295+15.642
YOY28.1836.943+21.240
5Y27.3459.770+17.575
10Y22.6869.943+12.743
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Capitec Bank Holdings Ltd:

  • The EOD is 78.873. Based on how much money comes from the company's main activities, the company is overpriced. -1
  • The MRQ is 65.709. Based on how much money comes from the company's main activities, the company is overpriced. -1
  • The TTM is 65.709. Based on how much money comes from the company's main activities, the company is overpriced. -1
Trends
Current periodCompared to+/- 
EOD78.873MRQ65.709+13.164
MRQ65.709TTM65.7090.000
TTM65.709YOY18.263+47.446
TTM65.7095Y22.312+43.397
5Y22.31210Y14.983+7.330
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD78.873-2.094+80.967
MRQ65.709-1.868+67.577
TTM65.709-0.342+66.051
YOY18.2636.448+11.815
5Y22.3120.429+21.883
10Y14.9830.091+14.892
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Capitec Bank Holdings Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 5.20 means the investor is paying 5.20 for each 1 in book value.

Let's take a look of the Price to Book Ratio trends of Capitec Bank Holdings Ltd:

  • The EOD is 6.239. Based on the equity, the company is overpriced. -1
  • The MRQ is 5.198. Based on the equity, the company is overpriced. -1
  • The TTM is 5.198. Based on the equity, the company is overpriced. -1
Trends
Current periodCompared to+/- 
EOD6.239MRQ5.198+1.041
MRQ5.198TTM5.1980.000
TTM5.198YOY6.716-1.519
TTM5.1985Y5.994-0.796
5Y5.99410Y5.056+0.938
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD6.2390.433+5.806
MRQ5.1980.386+4.812
TTM5.1980.470+4.728
YOY6.7160.642+6.074
5Y5.9940.795+5.199
10Y5.0561.025+4.031
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Capitec Bank Holdings Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--2870.4192870.4190%5048.958-43%3493.995-18%2640.383+9%
Book Value Per Share--33756.18333756.1830%30885.764+9%26251.129+29%19182.225+76%
Current Ratio--13.37513.3750%13.4140%16.266-18%8.852+51%
Debt To Asset Ratio--0.7960.7960%0.7990%0.8000%0.791+1%
Debt To Equity Ratio--3.9073.9070%3.975-2%4.002-2%3.795+3%
Dividend Per Share--5345.6165345.6160%2796.245+91%2320.638+130%1639.125+226%
Eps--8379.9328379.9320%7360.195+14%5906.456+42%4335.594+93%
Free Cash Flow Per Share--2670.1152670.1150%11358.374-76%12530.349-79%9566.341-72%
Free Cash Flow To Equity Per Share---2520.495-2520.4950%8068.192-131%9123.155-128%7170.622-135%
Gross Profit Margin--0.9720.9720%0.9730%0.971+0%0.986-1%
Intrinsic Value_10Y_max--116141.843--------
Intrinsic Value_10Y_min---56204.199--------
Intrinsic Value_1Y_max--12722.566--------
Intrinsic Value_1Y_min--5793.283--------
Intrinsic Value_3Y_max--37399.779--------
Intrinsic Value_3Y_min--7613.830--------
Intrinsic Value_5Y_max--61080.967--------
Intrinsic Value_5Y_min---1311.870--------
Market Cap24384531600000.000+17%20314769486000.00020314769486000.0000%24020973000000.000-15%18008450438800.000+13%12047844432700.000+69%
Net Profit Margin--0.3200.3200%0.316+1%0.281+14%0.256+25%
Operating Margin--0.6330.6330%0.585+8%0.490+29%0.515+23%
Operating Ratio--0.3920.3920%0.466-16%0.414-5%0.378+4%
Pb Ratio6.239+17%5.1985.1980%6.716-23%5.994-13%5.056+3%
Pe Ratio25.131+17%20.93720.9370%28.183-26%27.345-23%22.686-8%
Price Per Share210600.000+17%175451.000175451.0000%207435.000-15%155476.200+13%103990.200+69%
Price To Free Cash Flow Ratio78.873+17%65.70965.7090%18.263+260%22.312+194%14.983+339%
Price To Total Gains Ratio25.633+17%21.35521.3550%26.441-19%28.185-24%23.202-8%
Quick Ratio--13.37513.3750%13.4140%19.498-31%10.050+33%
Return On Assets--0.0510.0510%0.048+6%0.045+12%0.047+7%
Return On Equity--0.2480.2480%0.238+4%0.225+10%0.226+10%
Total Gains Per Share--8216.0358216.0350%7845.203+5%5814.633+41%4279.508+92%
Usd Book Value--2063684515.2002063684515.2000%1888429752.000+9%1605359606.400+29%1173412928.160+76%
Usd Book Value Change Per Share--1.5161.5160%2.666-43%1.845-18%1.394+9%
Usd Book Value Per Share--17.82317.8230%16.308+9%13.861+29%10.128+76%
Usd Dividend Per Share--2.8222.8220%1.476+91%1.225+130%0.865+226%
Usd Eps--4.4254.4250%3.886+14%3.119+42%2.289+93%
Usd Free Cash Flow--163237483.200163237483.2000%694478241.600-76%766318829.760-79%585231419.520-72%
Usd Free Cash Flow Per Share--1.4101.4100%5.997-76%6.616-79%5.051-72%
Usd Free Cash Flow To Equity Per Share---1.331-1.3310%4.260-131%4.817-128%3.786-135%
Usd Market Cap12875032684.800+17%10726198288.60810726198288.6080%12683073744.000-15%9508461831.686+13%6361261860.466+69%
Usd Price Per Share111.197+17%92.63892.6380%109.526-15%82.091+13%54.907+69%
Usd Profit--512543856.000512543856.0000%450226761.600+14%361562604.480+42%265826457.600+93%
Usd Revenue--1600231670.4001600231670.4000%1423558435.200+12%1271668992.000+26%998651829.120+60%
Usd Total Gains Per Share--4.3384.3380%4.142+5%3.070+41%2.260+92%
 EOD+4 -4MRQTTM+0 -0YOY+21 -155Y+24 -1210Y+23 -13

3.2. Fundamental Score

Let's check the fundamental score of Capitec Bank Holdings Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1525.131
Price to Book Ratio (EOD)Between0-16.239
Net Profit Margin (MRQ)Greater than00.320
Operating Margin (MRQ)Greater than00.633
Quick Ratio (MRQ)Greater than113.375
Current Ratio (MRQ)Greater than113.375
Debt to Asset Ratio (MRQ)Less than10.796
Debt to Equity Ratio (MRQ)Less than13.907
Return on Equity (MRQ)Greater than0.150.248
Return on Assets (MRQ)Greater than0.050.051
Total7/10 (70.0%)

3.3. Technical Score

Let's check the technical score of Capitec Bank Holdings Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5057.174
Ma 20Greater thanMa 50207,352.600
Ma 50Greater thanMa 100204,912.980
Ma 100Greater thanMa 200199,888.130
OpenGreater thanClose205,500.000
Total4/5 (80.0%)



Latest Balance Sheet

Balance Sheet of 2023-02-28. Currency in ZAR. All numbers in thousands.

Summary
Total Assets191,800,623
Total Liabilities152,715,689
Total Stockholder Equity39,084,934
 As reported
Total Liabilities 152,715,689
Total Stockholder Equity+ 39,084,934
Total Assets = 191,800,623

Assets

Total Assets191,800,623
Total Current Assets30,972,198
Long-term Assets68,579,753
Total Current Assets
Cash And Cash Equivalents 27,795,010
Net Receivables 3,177,188
Inventory -42,433,207
Other Current Assets 42,433,207
Total Current Assets  (as reported)30,972,198
Total Current Assets  (calculated)30,972,198
+/-0
Long-term Assets
Property Plant Equipment 5,113,333
Goodwill 849,487
Long Term Investments 62,030,791
Intangible Assets 586,142
Long-term Assets Other -1,110,489
Long-term Assets  (as reported)68,579,753
Long-term Assets  (calculated)67,469,264
+/- 1,110,489

Liabilities & Shareholders' Equity

Total Current Liabilities2,315,762
Long-term Liabilities2,315,762
Total Stockholder Equity39,084,934
Total Current Liabilities
Short-term Debt 392,229
Accounts payable 2,315,762
Other Current Liabilities -2,315,762
Total Current Liabilities  (as reported)2,315,762
Total Current Liabilities  (calculated)392,229
+/- 1,923,533
Long-term Liabilities
Other Liabilities 445,090
Long-term Liabilities  (as reported)2,315,762
Long-term Liabilities  (calculated)445,090
+/- 1,870,672
Total Stockholder Equity
Common Stock1,156
Retained Earnings 33,060,310
Accumulated Other Comprehensive Income 569,592
Other Stockholders Equity 5,453,871
Total Stockholder Equity (as reported)39,084,934
Total Stockholder Equity (calculated)39,084,929
+/- 5
Other
Capital Stock1,161
Cash and Short Term Investments 27,795,010
Common Stock Shares Outstanding 115,617
Current Deferred Revenue1,923,533
Liabilities and Stockholders Equity 191,800,623
Net Debt -23,051,154
Net Invested Capital 41,523,723
Net Tangible Assets 37,600,381
Property Plant and Equipment Gross 10,458,983
Short Long Term Debt Total 4,743,856



Balance Sheet

Currency in ZAR. All numbers in thousands.

 Trend2023-02-282022-02-282021-02-282020-02-292019-02-282018-02-282017-02-282016-02-292015-02-282014-02-282013-02-282012-02-292011-02-282010-02-282009-02-282008-02-292007-02-282006-02-282005-02-282004-02-292003-02-282002-02-28
> Total Assets 
0
434,430
510,484
803,905
1,251,272
2,191,642
2,936,372
4,969,422
9,488,223
14,439,517
23,621,844
38,346,724
46,190,966
53,916,475
62,945,502
73,357,897
84,957,234
100,427,749
134,568,086
156,506,986
177,942,781
191,800,623
191,800,623177,942,781156,506,986134,568,086100,427,74984,957,23473,357,89762,945,50253,916,47546,190,96638,346,72423,621,84414,439,5179,488,2234,969,4222,936,3722,191,6421,251,272803,905510,484434,4300
   > Total Current Assets 
0
0
0
0
1,062,479
1,881,465
2,688,156
4,551,575
7,878,104
13,041,311
21,810,628
35,486,365
40,172,694
50,129,118
57,731,933
66,069,719
70,904,466
28,783,456
19,949,519
23,890,540
29,644,210
30,972,198
30,972,19829,644,21023,890,54019,949,51928,783,45670,904,46666,069,71957,731,93350,129,11840,172,69435,486,36521,810,62813,041,3117,878,1044,551,5752,688,1561,881,4651,062,4790000
       Cash And Cash Equivalents 
0
104,076
159,803
362,873
582,293
1,043,746
617,901
1,513,989
2,566,588
2,841,918
4,551,203
7,145,575
9,668,846
16,592,192
20,576,633
25,142,962
23,097,485
28,389,438
18,994,245
22,803,721
28,118,480
27,795,010
27,795,01028,118,48022,803,72118,994,24528,389,43823,097,48525,142,96220,576,63316,592,1929,668,8467,145,5754,551,2032,841,9182,566,5881,513,989617,9011,043,746582,293362,873159,803104,0760
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
6,282,261
7,994,333
7,357,686
7,295,013
17,352,660
0
0
0
0
000017,352,6607,295,0137,357,6867,994,3336,282,2610000000000000
       Net Receivables 
0
10,363
11,193
8,020
7,077
9,685
19,347
20,114
41,127
48,177
57,745
78,884
116,495
105,151
93,044
115,271
334,316
394,018
955,274
1,086,819
1,525,730
3,177,188
3,177,1881,525,7301,086,819955,274394,018334,316115,27193,044105,151116,49578,88457,74548,17741,12720,11419,3479,6857,0778,02011,19310,3630
       Other Current Assets 
0
0
0
0
473,109
828,034
2,050,908
3,017,472
5,270,389
10,151,216
17,201,680
28,261,906
30,387,353
33,431,775
37,062,256
40,811,486
47,472,665
57,968,097
44,249,202
51,236,207
39,784,710
42,433,207
42,433,20739,784,71051,236,20744,249,20257,968,09747,472,66540,811,48637,062,25633,431,77530,387,35328,261,90617,201,68010,151,2165,270,3893,017,4722,050,908828,034473,1090000
   > Long-term Assets 
0
0
0
0
188,793
310,177
248,216
417,847
1,610,119
1,398,206
1,811,216
2,860,359
6,018,272
3,787,357
5,213,569
7,288,178
14,052,768
13,676,196
26,161,453
44,918,073
69,700,329
68,579,753
68,579,75369,700,32944,918,07326,161,45313,676,19614,052,7687,288,1785,213,5693,787,3576,018,2722,860,3591,811,2161,398,2061,610,119417,847248,216310,177188,7930000
       Property Plant Equipment 
0
135,773
146,755
176,413
133,956
155,640
196,173
240,134
281,610
375,185
543,121
697,512
855,251
848,758
1,110,808
1,523,395
1,754,342
2,209,847
5,477,216
4,999,143
4,930,988
5,113,333
5,113,3334,930,9884,999,1435,477,2162,209,8471,754,3421,523,3951,110,808848,758855,251697,512543,121375,185281,610240,134196,173155,640133,956176,413146,755135,7730
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
794,487
849,487
849,487
849,487
849,487849,487849,487794,487000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
4,949,694
2,672,117
2,235,879
5,484,837
12,015,415
11,150,066
19,310,436
38,438,000
63,421,336
62,030,791
62,030,79163,421,33638,438,00019,310,43611,150,06612,015,4155,484,8372,235,8792,672,1174,949,694000000000000
       Intangible Assets 
0
0
0
0
47,688
42,604
37,619
27,669
22,211
34,357
69,262
136,380
201,319
238,875
242,648
279,946
283,011
316,283
579,314
631,815
498,518
586,142
586,142498,518631,815579,314316,283283,011279,946242,648238,875201,319136,38069,26234,35722,21127,66937,61942,60447,6880000
       Other Assets 
0
434,430
510,484
803,905
1,251,272
2,191,642
2,936,372
4,969,422
9,488,223
14,439,517
23,621,844
38,346,724
46,190,966
53,916,475
62,945,502
73,357,897
84,957,234
57,968,097
88,457,114
87,698,373
78,598,242
92,248,672
92,248,67278,598,24287,698,37388,457,11457,968,09784,957,23473,357,89762,945,50253,916,47546,190,96638,346,72423,621,84414,439,5179,488,2234,969,4222,936,3722,191,6421,251,272803,905510,484434,4300
> Total Liabilities 
0
48,497
82,331
327,433
687,456
1,074,185
1,718,945
3,563,221
7,760,246
10,989,004
18,436,494
29,833,730
36,208,855
42,352,735
49,286,437
57,239,884
66,065,556
78,751,953
108,987,246
126,591,581
142,177,066
152,715,689
152,715,689142,177,066126,591,581108,987,24678,751,95366,065,55657,239,88449,286,43742,352,73536,208,85529,833,73018,436,49410,989,0047,760,2463,563,2211,718,9451,074,185687,456327,43382,33148,4970
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
24,222,906
31,006,087
38,928,960
51,558,029
61,401,967
1,073,792
1,432,918
1,729,670
2,209,917
2,315,762
2,315,7622,209,9171,729,6701,432,9181,073,79261,401,96751,558,02938,928,96031,006,08724,222,906000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
11,848,518
11,174,674
10,153,294
2,159,253
1,809,248
2,320,234
283,731
256,916
546,759
392,229
392,229546,759256,916283,7312,320,2341,809,2482,159,25310,153,29411,174,67411,848,518000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
11,848,518
11,174,674
10,153,294
2,159,253
1,809,248
2,320,234
0
0
0
0
00002,320,2341,809,2482,159,25310,153,29411,174,67411,848,518000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
718,549
215,826
323,419
334,162
474,918
562,811
938,648
1,073,792
1,432,918
1,729,670
2,209,917
2,315,762
2,315,7622,209,9171,729,6701,432,9181,073,792938,648562,811474,918334,162323,419215,826718,5490000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
11,810
10,790
10,382
39,993
8,258
-1,073,792
-1,432,918
-1,729,670
-2,209,917
-2,315,762
-2,315,762-2,209,917-1,729,670-1,432,918-1,073,7928,25839,99310,38210,79011,810000000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
7,154,094
8,420,536
7,828,859
7,288,947
5,855,120
5,320,104
1,073,792
6,241,611
4,877,023
2,209,917
2,315,762
2,315,7622,209,9174,877,0236,241,6111,073,7925,320,1045,855,1207,288,9477,828,8598,420,5367,154,09400000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7,543,051
6,205,726
5,078,328
6,488,516
4,877,023
4,484,887
0
04,484,8874,877,0236,488,5165,078,3286,205,7267,543,051000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
138,150
194,102
204,183
298,057
267,111
364,358
435,772
325,589
573,372
445,090
445,090573,372325,589435,772364,358267,111298,057204,183194,102138,150000000000000
> Total Stockholder Equity
0
385,933
428,153
476,472
563,816
1,117,457
1,217,427
1,406,201
1,727,977
3,191,544
4,926,381
8,512,994
9,982,111
11,563,740
13,659,065
16,118,013
18,891,678
21,675,796
25,580,840
29,915,405
35,765,715
39,084,934
39,084,93435,765,71529,915,40525,580,84021,675,79618,891,67816,118,01313,659,06511,563,7409,982,1118,512,9944,926,3813,191,5441,727,9771,406,2011,217,4271,117,457563,816476,472428,153385,9330
   Common Stock
0
326,878
323,731
330,341
347,865
647,363
647,363
674,369
682,219
1,918,677
2,926,435
1,144
1,153
1,156
1,156
1,156
1,156
1,156
1,156
1,156
1,156
1,156
1,1561,1561,1561,1561,1561,1561,1561,1561,1561,1531,1442,926,4351,918,677682,219674,369647,363647,363347,865330,341323,731326,8780
   Retained Earnings Total Equity0000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,511
-14,602
506,217
569,592
569,592506,217-14,6023,511000000000000000000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,647,864
5,647,864
5,647,864
5,647,864
5,647,864
5,647,864
0
05,647,8645,647,8645,647,8645,647,8645,647,8645,647,864000000000000000
   Treasury Stock0000000000000000000000
   Other Stockholders Equity 
0
0
745
700
710
157,045
154,606
130,733
-15,839
-3,469
-1,920
5,572,581
5,851,222
5,862,102
5,885,886
5,787,109
5,737,076
5,724,489
5,720,954
5,703,499
5,699,025
5,453,871
5,453,8715,699,0255,703,4995,720,9545,724,4895,737,0765,787,1095,885,8865,862,1025,851,2225,572,581-1,920-3,469-15,839130,733154,606157,04571070074500



Balance Sheet

Currency in ZAR. All numbers in thousands.




Cash Flow

Currency in ZAR. All numbers in thousands.




Income Statement

Currency in ZAR. All numbers in thousands.


Latest Income Statement (annual, 2023-02-28)

Gross Profit (+$)
totalRevenue30,307,418
Cost of Revenue--
Gross Profit30,307,41830,307,418
 
Operating Income (+$)
Gross Profit30,307,418
Operating Expense-11,876,702
Operating Income19,191,77218,430,716
 
Operating Expense (+$)
Research Development-
Selling General Administrative1,831,959
Selling And Marketing Expenses270,669
Operating Expense11,876,7022,102,628
 
Net Interest Income (+$)
Interest Income20,304,366
Interest Expense-6,992,691
Other Finance Cost-0
Net Interest Income13,311,675
 
Pretax Income (+$)
Operating Income19,191,772
Net Interest Income13,311,675
Other Non-Operating Income Expenses-
Income Before Tax (EBT)12,199,08126,184,463
EBIT - interestExpense = 12,199,081
12,199,081
16,699,961
Interest Expense6,992,691
Earnings Before Interest and Taxes (EBIT)19,191,77219,191,772
Earnings Before Interest and Taxes (EBITDA)20,342,710
 
After tax Income (+$)
Income Before Tax12,199,081
Tax Provision-2,491,811
Net Income From Continuing Ops9,707,2709,707,270
Net Income9,707,270
Net Income Applicable To Common Shares9,702,788
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses11,876,702
Total Other Income/Expenses Net-6,992,691-13,311,675
 

Technical Analysis of Capitec Bank Holdings Ltd
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Capitec Bank Holdings Ltd. The general trend of Capitec Bank Holdings Ltd is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Capitec Bank Holdings Ltd's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (100.0%) Bearish trend (-100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Capitec Bank Holdings Ltd.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 218,830 < 221,720 < 223,938.

The bearish price targets are: 197,368 > 196,890 > 193,226.

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Capitec Bank Holdings Ltd Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Capitec Bank Holdings Ltd. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Capitec Bank Holdings Ltd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Capitec Bank Holdings Ltd. The current macd is 1,587.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Capitec Bank Holdings Ltd price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Capitec Bank Holdings Ltd. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Capitec Bank Holdings Ltd price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Capitec Bank Holdings Ltd Daily Moving Average Convergence/Divergence (MACD) ChartCapitec Bank Holdings Ltd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Capitec Bank Holdings Ltd. The current adx is 13.54.

The long score for the Directional Movement Index (DMI) is 1/7.
The longshort score for the Directional Movement Index (DMI) is 1/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Capitec Bank Holdings Ltd shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Capitec Bank Holdings Ltd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Capitec Bank Holdings Ltd. The current sar is 215,776.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Capitec Bank Holdings Ltd Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Capitec Bank Holdings Ltd. The current rsi is 57.17. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 3/13.
The longshort score for the Relative Strength Index (RSI) is 2/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending down: The RSI is trending down. -1
Capitec Bank Holdings Ltd Daily Relative Strength Index (RSI) ChartCapitec Bank Holdings Ltd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Capitec Bank Holdings Ltd. The current phase is Continuation in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 2/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Capitec Bank Holdings Ltd price going up in the near term. +2
  • Trending down: The STOCH %K is trending down. -1
Capitec Bank Holdings Ltd Daily Stochastic Oscillator ChartCapitec Bank Holdings Ltd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Capitec Bank Holdings Ltd. The current cci is 43.34.

Capitec Bank Holdings Ltd Daily Commodity Channel Index (CCI) ChartCapitec Bank Holdings Ltd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Capitec Bank Holdings Ltd. The current cmo is 17.46.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Capitec Bank Holdings Ltd Daily Chande Momentum Oscillator (CMO) ChartCapitec Bank Holdings Ltd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Capitec Bank Holdings Ltd. The current willr is -46.40279657.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Capitec Bank Holdings Ltd is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Capitec Bank Holdings Ltd Daily Williams %R ChartCapitec Bank Holdings Ltd Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Capitec Bank Holdings Ltd.

Capitec Bank Holdings Ltd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Capitec Bank Holdings Ltd. The current atr is 5,659.

Capitec Bank Holdings Ltd Daily Average True Range (ATR) ChartCapitec Bank Holdings Ltd Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Capitec Bank Holdings Ltd. The current obv is 4,303,722.

Capitec Bank Holdings Ltd Daily On-Balance Volume (OBV) ChartCapitec Bank Holdings Ltd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Capitec Bank Holdings Ltd. The current mfi is 58.02.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Capitec Bank Holdings Ltd Daily Money Flow Index (MFI) ChartCapitec Bank Holdings Ltd Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Capitec Bank Holdings Ltd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-03MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-06STOCH LONG EXITThe %K line crosses below the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-11-08STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-11-09RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-10STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-16RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-20STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-22SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-24SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-27RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-12-05DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-07DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2023-12-08STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-12-11STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-12STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2023-12-13MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2023-12-14DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2023-12-18STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-20STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-21CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-22SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-27MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-28STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-29STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-02STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-05SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-09STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-10CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-11STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-15STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-16MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-18CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-19BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-22STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-23STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-24STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-26SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-29MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-01DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-02STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-05DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-06CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-07SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-02-08STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-12CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-14STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-15STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-16STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-20WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-02-22STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-26CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-27MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-02-29STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-01DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-05DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-06MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-07MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-08MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-11WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-12STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-18CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-19MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-03-22DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-26DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-03-27MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.

6.3. Candlestick Patterns

Capitec Bank Holdings Ltd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Capitec Bank Holdings Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5057.174
Ma 20Greater thanMa 50207,352.600
Ma 50Greater thanMa 100204,912.980
Ma 100Greater thanMa 200199,888.130
OpenGreater thanClose205,500.000
Total4/5 (80.0%)
Penke

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