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EFU General Insurance Ltd
Buy, Hold or Sell?

Let's analyse EFU General Insurance Ltd together

PenkeI guess you are interested in EFU General Insurance Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of EFU General Insurance Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of EFU General Insurance Ltd (30 sec.)










What can you expect buying and holding a share of EFU General Insurance Ltd? (30 sec.)

How much money do you get?

How much money do you get?
₨0.05
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
₨104.37
Expected worth in 1 year
₨97.58
How sure are you?
81.3%

+ What do you gain per year?

Total Gains per Share
₨7.05
Return On Investment
8.0%

For what price can you sell your share?

Current Price per Share
₨88.00
Expected price per share
₨76.99 - ₨80.09
How sure are you?
50%

1. Valuation of EFU General Insurance Ltd (5 min.)




Live pricePrice per Share (EOD)

₨88.00

Intrinsic Value Per Share

₨-1,251.27 - ₨-1,507.71

Total Value Per Share

₨-1,146.90 - ₨-1,403.34

2. Growth of EFU General Insurance Ltd (5 min.)




Is EFU General Insurance Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$75.1m$82m-$6.8m-9.2%

How much money is EFU General Insurance Ltd making?

Current yearPrevious yearGrowGrow %
Making money$1m$1.6m-$612.6k-60.2%
Net Profit Margin1.4%2.9%--

How much money comes from the company's main activities?

3. Financial Health of EFU General Insurance Ltd (5 min.)




What can you expect buying and holding a share of EFU General Insurance Ltd? (5 min.)

Welcome investor! EFU General Insurance Ltd's management wants to use your money to grow the business. In return you get a share of EFU General Insurance Ltd.

What can you expect buying and holding a share of EFU General Insurance Ltd?

First you should know what it really means to hold a share of EFU General Insurance Ltd. And how you can make/lose money.

Speculation

The Price per Share of EFU General Insurance Ltd is ₨88.00. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of EFU General Insurance Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in EFU General Insurance Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is ₨104.37. Based on the TTM, the Book Value Change Per Share is ₨-1.70 per quarter. Based on the YOY, the Book Value Change Per Share is ₨-1.58 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is ₨3.46 per quarter.
Based on historical numbers we can estimate the returns while holding a share of EFU General Insurance Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 % of Price per Share% of Price per Share% of Price per Share% of Price per Share% of Price per Share
Usd Eps0.020.0%0.010.0%0.010.0%0.010.0%0.010.0%
Usd Book Value Change Per Share0.020.0%-0.010.0%-0.010.0%0.020.0%0.020.0%
Usd Dividend Per Share0.010.0%0.010.0%0.010.0%0.010.0%0.010.0%
Usd Total Gains Per Share0.030.0%0.010.0%0.010.0%0.040.0%0.040.0%
Usd Price Per Share0.31-0.32-0.37-0.37-0.37-
Price to Earnings Ratio3.91--5.32--3.22-1.91-1.91-
Price-to-Total Gains Ratio12.10-50.39-16.06-77.92-77.92-
Price to Book Ratio0.83-0.87-0.91-0.76-0.76-
Price-to-Total Gains Ratio12.10-50.39-16.06-77.92-77.92-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.3168
Number of shares3156
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.010.01
Usd Book Value Change Per Share-0.010.02
Usd Total Gains Per Share0.010.04
Gains per Quarter (3156 shares)20.03113.57
Gains per Year (3156 shares)80.11454.28
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1157-7770158296444
2315-154150316593898
3472-2322304738891352
4629-30931063111861806
5786-38639078914822260
6944-46347094717792714
71101-540550110520753168
81258-617630126323723622
91416-695710142026684076
101573-772790157829654530

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share2.02.00.050.0%9.03.00.075.0%13.03.00.081.3%13.03.00.081.3%13.03.00.081.3%
Book Value Change Per Share2.02.00.050.0%6.06.00.050.0%9.07.00.056.3%9.07.00.056.3%9.07.00.056.3%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%16.00.00.0100.0%16.00.00.0100.0%16.00.00.0100.0%
Total Gains per Share3.01.00.075.0%9.03.00.075.0%13.03.00.081.3%13.03.00.081.3%13.03.00.081.3%

Fundamentals of EFU General Insurance Ltd

About EFU General Insurance Ltd

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of EFU General Insurance Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit EFU General Insurance Ltd earns for each ₨1 of revenue.

  • Above 10% is considered healthy but always compare EFU General Insurance Ltd to the Insurance industry mean.
  • A Net Profit Margin of 4.7% means that ₨0.05 for each ₨1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of EFU General Insurance Ltd:

  • The MRQ is 4.7%. The company is making a profit. +1
  • The TTM is 1.4%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ4.7%TTM1.4%+3.3%
TTM1.4%YOY2.9%-1.5%
TTM1.4%5Y3.3%-1.9%
5Y3.3%10Y3.3%0.0%
1.1.2. Return on Assets

Shows how efficient EFU General Insurance Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare EFU General Insurance Ltd to the Insurance industry mean.
  • 0.4% Return on Assets means that EFU General Insurance Ltd generated ₨0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of EFU General Insurance Ltd:

  • The MRQ is 0.4%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.4%TTM0.1%+0.3%
TTM0.1%YOY0.2%-0.1%
TTM0.1%5Y0.3%-0.1%
5Y0.3%10Y0.3%0.0%
1.1.3. Return on Equity

Shows how efficient EFU General Insurance Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare EFU General Insurance Ltd to the Insurance industry mean.
  • 6.6% Return on Equity means EFU General Insurance Ltd generated ₨0.07 for each ₨1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of EFU General Insurance Ltd:

  • The MRQ is 6.6%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 1.6%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ6.6%TTM1.6%+4.9%
TTM1.6%YOY2.3%-0.7%
TTM1.6%5Y2.6%-1.0%
5Y2.6%10Y2.6%0.0%

1.2. Operating Efficiency of EFU General Insurance Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient EFU General Insurance Ltd is operating .

  • Measures how much profit EFU General Insurance Ltd makes for each ₨1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare EFU General Insurance Ltd to the Insurance industry mean.
  • An Operating Margin of 0.0% means the company generated ₨0.00  for each ₨1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of EFU General Insurance Ltd:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
1.2.2. Operating Ratio

Measures how efficient EFU General Insurance Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance industry mean).
  • An Operation Ratio of 0.91 means that the operating costs are ₨0.91 for each ₨1 in net sales.

Let's take a look of the Operating Ratio trends of EFU General Insurance Ltd:

  • The MRQ is 0.905. The company is less efficient in keeping operating costs low.
  • The TTM is 0.943. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.905TTM0.943-0.037
TTM0.943YOY0.920+0.023
TTM0.9435Y0.921+0.022
5Y0.92110Y0.9210.000

1.3. Liquidity of EFU General Insurance Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if EFU General Insurance Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance industry mean).
  • A Current Ratio of 0.00 means the company has ₨0.00 in assets for each ₨1 in short-term debts.

Let's take a look of the Current Ratio trends of EFU General Insurance Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000
1.3.2. Quick Ratio

Measures if EFU General Insurance Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare EFU General Insurance Ltd to the Insurance industry mean.
  • A Quick Ratio of 0.00 means the company can pay off ₨0.00 for each ₨1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of EFU General Insurance Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000

1.4. Solvency of EFU General Insurance Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of EFU General Insurance Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare EFU General Insurance Ltd to Insurance industry mean.
  • A Debt to Asset Ratio of 0.92 means that EFU General Insurance Ltd assets are financed with 91.9% credit (debt) and the remaining percentage (100% - 91.9%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of EFU General Insurance Ltd:

  • The MRQ is 0.919. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.915. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.919TTM0.915+0.004
TTM0.915YOY0.895+0.020
TTM0.9155Y0.887+0.028
5Y0.88710Y0.8870.000
1.4.2. Debt to Equity Ratio

Measures if EFU General Insurance Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare EFU General Insurance Ltd to the Insurance industry mean.
  • A Debt to Equity ratio of 1,405.6% means that company has ₨14.06 debt for each ₨1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of EFU General Insurance Ltd:

  • The MRQ is 14.056. The company is unable to pay all its debts with equity. -1
  • The TTM is 13.401. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ14.056TTM13.401+0.655
TTM13.401YOY10.288+3.113
TTM13.4015Y9.805+3.596
5Y9.80510Y9.8050.000

2. Market Valuation of EFU General Insurance Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every ₨1 in earnings EFU General Insurance Ltd generates.

  • Above 15 is considered overpriced but always compare EFU General Insurance Ltd to the Insurance industry mean.
  • A PE ratio of 3.91 means the investor is paying ₨3.91 for every ₨1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of EFU General Insurance Ltd:

  • The EOD is 3.981. Based on the earnings, the company is cheap. +2
  • The MRQ is 3.911. Based on the earnings, the company is cheap. +2
  • The TTM is -5.315. Based on the earnings, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD3.981MRQ3.911+0.070
MRQ3.911TTM-5.315+9.226
TTM-5.315YOY-3.220-2.095
TTM-5.3155Y1.910-7.225
5Y1.91010Y1.9100.000
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of EFU General Insurance Ltd:

  • The EOD is -1.552. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -1.525. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -2.001. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-1.552MRQ-1.525-0.027
MRQ-1.525TTM-2.001+0.476
TTM-2.001YOY11.912-13.913
TTM-2.0015Y3.120-5.121
5Y3.12010Y3.1200.000
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of EFU General Insurance Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance industry mean).
  • A PB ratio of 0.83 means the investor is paying ₨0.83 for each ₨1 in book value.

Let's take a look of the Price to Book Ratio trends of EFU General Insurance Ltd:

  • The EOD is 0.843. Based on the equity, the company is cheap. +2
  • The MRQ is 0.828. Based on the equity, the company is cheap. +2
  • The TTM is 0.865. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.843MRQ0.828+0.015
MRQ0.828TTM0.865-0.037
TTM0.865YOY0.913-0.048
TTM0.8655Y0.765+0.100
5Y0.76510Y0.7650.000
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of EFU General Insurance Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--5.284-1.698+132%-1.581+130%6.523-19%6.523-19%
Book Value Per Share--104.369104.323+0%113.893-8%95.343+9%95.343+9%
Current Ratio----0%-0%-0%-0%
Debt To Asset Ratio--0.9190.915+0%0.895+3%0.887+4%0.887+4%
Debt To Equity Ratio--14.05613.401+5%10.288+37%9.805+43%9.805+43%
Dividend Per Share--1.8643.461-46%3.438-46%3.473-46%3.473-46%
Eps--5.5271.413+291%2.264+144%2.301+140%2.301+140%
Free Cash Flow Per Share---14.173-5.369-62%3.623-491%2.019-802%2.019-802%
Free Cash Flow To Equity Per Share---14.173-5.369-62%3.623-491%2.019-802%2.019-802%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max---1507.713--------
Intrinsic Value_10Y_min---1251.266--------
Intrinsic Value_1Y_max---21.824--------
Intrinsic Value_1Y_min---21.361--------
Intrinsic Value_3Y_max---164.083--------
Intrinsic Value_3Y_min---154.659--------
Intrinsic Value_5Y_max---425.109--------
Intrinsic Value_5Y_min---386.096--------
Market Cap--17292000000.00018053500000.000-4%20770500000.000-17%17356526315.7900%17356526315.7900%
Net Profit Margin--0.0470.014+243%0.029+64%0.033+43%0.033+43%
Operating Margin----0%-0%-0%-0%
Operating Ratio--0.9050.943-4%0.920-2%0.921-2%0.921-2%
Pb Ratio0.843+2%0.8280.865-4%0.913-9%0.765+8%0.765+8%
Pe Ratio3.981+2%3.911-5.315+236%-3.220+182%1.910+105%1.910+105%
Price Per Share88.000+2%86.46090.268-4%103.853-17%102.249-15%102.249-15%
Price To Free Cash Flow Ratio-1.552-2%-1.525-2.001+31%11.912-113%3.120-149%3.120-149%
Price To Total Gains Ratio12.312+2%12.09750.391-76%16.059-25%77.919-84%77.919-84%
Quick Ratio----0%-0%-0%-0%
Return On Assets--0.0040.001+289%0.002+104%0.003+66%0.003+66%
Return On Equity--0.0660.016+302%0.023+184%0.026+149%0.026+149%
Total Gains Per Share--7.1471.763+305%1.857+285%9.996-28%9.996-28%
Usd Book Value--75145813.20075112601.400+0%82003248.000-8%81463392.947-8%81463392.947-8%
Usd Book Value Change Per Share--0.019-0.006+132%-0.006+130%0.023-19%0.023-19%
Usd Book Value Per Share--0.3760.376+0%0.410-8%0.343+9%0.343+9%
Usd Dividend Per Share--0.0070.012-46%0.012-46%0.013-46%0.013-46%
Usd Eps--0.0200.005+291%0.008+144%0.008+140%0.008+140%
Usd Free Cash Flow---10204750.800-3865932.900-62%2608366.500-491%2140764.063-577%2140764.063-577%
Usd Free Cash Flow Per Share---0.051-0.019-62%0.013-491%0.007-802%0.007-802%
Usd Free Cash Flow To Equity Per Share---0.051-0.019-62%0.013-491%0.007-802%0.007-802%
Usd Market Cap--62251200.00064992600.000-4%74773800.000-17%62483494.7370%62483494.7370%
Usd Price Per Share0.317+2%0.3110.325-4%0.374-17%0.368-15%0.368-15%
Usd Profit--3979393.2001017480.600+291%1630121.400+144%1832428.042+117%1832428.042+117%
Usd Revenue--84933205.20074507500.800+14%55040641.200+54%56385590.968+51%56385590.968+51%
Usd Total Gains Per Share--0.0260.006+305%0.007+285%0.036-28%0.036-28%
 EOD+3 -3MRQTTM+17 -15YOY+15 -175Y+12 -2010Y+12 -20

3.2. Fundamental Score

Let's check the fundamental score of EFU General Insurance Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-153.981
Price to Book Ratio (EOD)Between0-10.843
Net Profit Margin (MRQ)Greater than00.047
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.919
Debt to Equity Ratio (MRQ)Less than114.056
Return on Equity (MRQ)Greater than0.150.066
Return on Assets (MRQ)Greater than0.050.004
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of EFU General Insurance Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose88.000
Total0/1 (0.0%)



Latest Balance Sheet

Balance Sheet of 2023-09-30. Currency in PKR. All numbers in thousands.

Summary
Total Assets256,678,284
Total Liabilities235,804,447
Total Stockholder Equity16,775,771
 As reported
Total Liabilities 235,804,447
Total Stockholder Equity+ 16,775,771
Total Assets = 256,678,284

Assets

Total Assets256,678,284
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 7,757,391
Short-term Investments 16,240,118
Net Receivables 7,650,616
Total Current Assets  (as reported)0
Total Current Assets  (calculated)31,648,125
+/- 31,648,125
Long-term Assets
Property Plant Equipment 9,041,298
Long Term Investments 182,826,357
Intangible Assets 5,761,338
Long-term Assets  (as reported)0
Long-term Assets  (calculated)197,628,993
+/- 197,628,993

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity16,775,771
Total Current Liabilities
Accounts payable 7,777,406
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)7,777,406
+/- 7,777,406
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 30,379
Total Stockholder Equity (as reported)16,775,771
Total Stockholder Equity (calculated)30,379
+/- 16,745,392
Other
Capital Stock2,000,000
Common Stock Shares Outstanding 200,000
Net Invested Capital 16,775,771



Balance Sheet

Currency in PKR. All numbers in thousands.

 Trend2023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-31
> Total Assets 
163,495,926
159,934,320
163,793,365
174,221,958
175,497,554
182,573,527
192,105,052
200,652,176
203,595,999
205,537,208
205,572,996
210,673,240
216,691,246
217,927,208
225,955,079
234,715,498
239,425,397
251,108,188
256,678,284
256,678,284251,108,188239,425,397234,715,498225,955,079217,927,208216,691,246210,673,240205,572,996205,537,208203,595,999200,652,176192,105,052182,573,527175,497,554174,221,958163,793,365159,934,320163,495,926
   > Total Current Assets 0000000000000000000
       Cash And Cash Equivalents 
6,625,879
5,004,135
4,735,834
6,905,236
13,398,942
6,282,979
6,113,551
6,663,591
7,936,011
6,016,442
26,336
5,797,647
45,270
36,152
41,861
6,193,736
5,320,394
6,431,095
7,757,391
7,757,3916,431,0955,320,3946,193,73641,86136,15245,2705,797,64726,3366,016,4427,936,0116,663,5916,113,5516,282,97913,398,9426,905,2364,735,8345,004,1356,625,879
       Short-term Investments 
50,132,942
11,675,177
12,722,236
13,321,749
12,963,544
13,369,716
15,634,489
15,161,753
15,854,226
14,944,492
14,935,872
13,414,837
15,547,409
14,039,495
15,001,582
14,911,264
15,236,703
15,095,408
16,240,118
16,240,11815,095,40815,236,70314,911,26415,001,58214,039,49515,547,40913,414,83714,935,87214,944,49215,854,22615,161,75315,634,48913,369,71612,963,54413,321,74912,722,23611,675,17750,132,942
       Net Receivables 
4,224,569
4,229,958
4,282,894
4,266,731
4,921,084
3,480,295
3,519,561
3,840,408
3,618,106
4,010,747
4,207,052
5,469,946
4,537,588
5,493,293
5,628,658
6,595,126
6,299,977
9,561,742
7,650,616
7,650,6169,561,7426,299,9776,595,1265,628,6585,493,2934,537,5885,469,9464,207,0524,010,7473,618,1063,840,4083,519,5613,480,2954,921,0844,266,7314,282,8944,229,9584,224,569
   > Long-term Assets 0000000000000000000
       Property Plant Equipment 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,532,206
9,206,377
9,032,770
9,149,242
9,041,298
9,041,2989,149,2429,032,7709,206,3778,532,20600000000000000
       Goodwill 
0
0
0
7,980,917
0
0
0
7,980,917
0
0
0
7,980,917
0
0
0
5,188,512
0
0
0
0005,188,5120007,980,9170007,980,9170007,980,917000
       Long Term Investments 
86,451,797
101,873,690
98,523,188
108,815,981
107,587,566
122,262,661
132,497,945
137,562,354
139,598,504
139,988,946
140,907,219
139,145,252
149,574,984
145,436,672
151,787,521
164,848,755
174,312,275
176,051,885
182,826,357
182,826,357176,051,885174,312,275164,848,755151,787,521145,436,672149,574,984139,145,252140,907,219139,988,946139,598,504137,562,354132,497,945122,262,661107,587,566108,815,98198,523,188101,873,69086,451,797
       Intangible Assets 
7,994,619
7,993,576
7,990,612
24,733
8,018,428
8,018,790
8,018,549
38,700
8,013,761
8,008,970
8,005,264
18,376
7,995,336
7,991,379
7,987,422
862,578
5,954,021
5,857,439
5,761,338
5,761,3385,857,4395,954,021862,5787,987,4227,991,3797,995,33618,3768,005,2648,008,9708,013,76138,7008,018,5498,018,7908,018,42824,7337,990,6127,993,5767,994,619
> Total Liabilities 
139,004,028
138,411,553
142,163,915
150,678,608
153,356,289
159,582,169
168,355,893
176,094,089
180,196,534
181,689,032
182,075,452
186,754,446
193,836,827
195,818,076
203,722,704
213,376,648
217,996,706
231,291,120
235,804,447
235,804,447231,291,120217,996,706213,376,648203,722,704195,818,076193,836,827186,754,446182,075,452181,689,032180,196,534176,094,089168,355,893159,582,169153,356,289150,678,608142,163,915138,411,553139,004,028
   > Total Current Liabilities 0000000000000000000
       Accounts payable 
6,203,605
6,042,457
6,239,751
6,325,914
6,001,648
4,541,769
4,676,914
4,742,653
4,810,396
4,991,357
3,689,664
4,886,033
5,505,811
6,806,140
6,114,136
8,047,592
8,592,704
11,179,911
7,777,406
7,777,40611,179,9118,592,7048,047,5926,114,1366,806,1405,505,8114,886,0333,689,6644,991,3574,810,3964,742,6534,676,9144,541,7696,001,6486,325,9146,239,7516,042,4576,203,605
   > Long-term Liabilities 0000000000000000000
> Total Stockholder Equity
20,160,497
17,845,217
17,945,020
19,472,202
18,422,389
19,263,402
19,882,084
20,427,156
19,627,328
19,998,921
19,646,597
19,899,531
19,162,841
18,473,987
18,430,709
17,058,964
17,491,088
15,867,282
16,775,771
16,775,77115,867,28217,491,08817,058,96418,430,70918,473,98719,162,84119,899,53119,646,59719,998,92119,627,32820,427,15619,882,08419,263,40218,422,38919,472,20217,945,02017,845,21720,160,497
   Common Stock0000000000000000000
   Retained Earnings 
1,606,849
-1,459,505
-1,258,128
-254,638
-1,313,950
-909,714
-776,892
-190,774
-865,534
-546,302
-445,810
136,672
-1,110,812
-1,465,175
1,905,494
106,701
698,484
-754,952
30,379
30,379-754,952698,484106,7011,905,494-1,465,175-1,110,812136,672-445,810-546,302-865,534-190,774-776,892-909,714-1,313,950-254,638-1,258,128-1,459,5051,606,849
   Capital Surplus 0000000000000000000
   Treasury Stock0000000000000000000
   Other Stockholders Equity 0000000000000000000



Balance Sheet

Currency in PKR. All numbers in thousands.




Cash Flow

Currency in PKR. All numbers in thousands.




Income Statement

Currency in PKR. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue82,823,560
Cost of Revenue--
Gross Profit-82,823,560
 
Operating Income (+$)
Gross Profit-
Operating Expense-77,673,982
Operating Income--77,673,982
 
Operating Expense (+$)
Research Development-
Selling General Administrative2,073,902
Selling And Marketing Expenses-
Operating Expense77,673,9822,073,902
 
Net Interest Income (+$)
Interest Income2,865,372
Interest Expense--
Other Finance Cost-2,865,372
Net Interest Income-
 
Pretax Income (+$)
Operating Income-
Net Interest Income-
Other Non-Operating Income Expenses-
Income Before Tax (EBT)5,149,578-175,432
EBIT - interestExpense = 0
1,298,572
1,298,572
Interest Expense-
Earnings Before Interest and Taxes (EBIT)-5,149,578
Earnings Before Interest and Taxes (EBITDA)-
 
After tax Income (+$)
Income Before Tax5,149,578
Tax Provision-3,020,796
Net Income From Continuing Ops2,128,7822,128,782
Net Income1,298,572
Net Income Applicable To Common Shares-
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses-
Total Other Income/Expenses Net175,4320
 

Technical Analysis of EFU General Insurance Ltd
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of EFU General Insurance Ltd. The general trend of EFU General Insurance Ltd is UNKNOWN with 0.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine EFU General Insurance Ltd's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator StateBullish trend Bearish trend
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of EFU General Insurance Ltd.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 80.04 < 80.09 < 80.09.

The bearish price targets are: 78.87 > 76.99 > 76.99.

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EFU General Insurance Ltd Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of EFU General Insurance Ltd. The current mas is .

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

EFU General Insurance Ltd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily Moving Average Convergence/Divergence (MACD) ChartEFU General Insurance Ltd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of EFU General Insurance Ltd. The current adx is .

EFU General Insurance Ltd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily Relative Strength Index (RSI) ChartEFU General Insurance Ltd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily Stochastic Oscillator ChartEFU General Insurance Ltd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily Commodity Channel Index (CCI) ChartEFU General Insurance Ltd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily Chande Momentum Oscillator (CMO) ChartEFU General Insurance Ltd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily Williams %R ChartEFU General Insurance Ltd Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily Average True Range (ATR) ChartEFU General Insurance Ltd Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily On-Balance Volume (OBV) ChartEFU General Insurance Ltd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of EFU General Insurance Ltd.

EFU General Insurance Ltd Daily Money Flow Index (MFI) ChartEFU General Insurance Ltd Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for EFU General Insurance Ltd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-08-03MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2023-08-04STOCH LONG EXITThe %K line crosses below the %D line.
2023-08-08STOCH SHORT EXITThe %K line crosses above the %D line.
2023-08-09STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-08-10MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-08-11STOCH SHORT EXITThe %K line crosses above the %D line.
2023-08-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2023-08-17STOCH LONG EXITThe %K line crosses below the %D line.
2023-08-31DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
2023-09-01SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2023-09-04CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2023-09-06STOCH LONG EXITThe %K line crosses below the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2023-09-07MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2023-09-12SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2023-09-20STOCH SHORT EXITThe %K line crosses above the %D line.
2023-09-25STOCH LONG EXITThe %K line crosses below the %D line.
2023-09-26MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-09-27SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-10-05STOCH LONG EXITThe %K line crosses below the %D line.
2023-10-09RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2023-10-11STOCH SHORT EXITThe %K line crosses above the %D line.
2023-10-12WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-03MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-06RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-11-13STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-20WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-22STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-24MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2023-11-28STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-29CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2023-12-01MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-04STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-07WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-13ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-15MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-12-20SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2023-12-27CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-28STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-11STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-16STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-30STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-01STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-06STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-09STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-14MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-02-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-02-20MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-23MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-29STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-04STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-05SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-13STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-22MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-25STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-27STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside

6.3. Candlestick Patterns

EFU General Insurance Ltd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of EFU General Insurance Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose88.000
Total0/1 (0.0%)
Penke

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