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Europejskie Centrum Odszkodowań SA
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Let's analyse Europejskie Centrum Odszkodowań SA together

PenkeI guess you are interested in Europejskie Centrum Odszkodowań SA. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Europejskie Centrum Odszkodowań SA. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Europejskie Centrum Odszkodowań SA (30 sec.)










What can you expect buying and holding a share of Europejskie Centrum Odszkodowań SA? (30 sec.)

How much money do you get?

How much money do you get?
zł0.00
When do you have the money?
1 year
How often do you get paid?
17.5%

What is your share worth?

Current worth
zł-15.53
Expected worth in 1 year
zł-37.01
How sure are you?
62.5%

+ What do you gain per year?

Total Gains per Share
zł-21.48
Return On Investment
-1,812.7%

For what price can you sell your share?

Current Price per Share
zł1.19
Expected price per share
zł0.708 - zł1.82
How sure are you?
50%

1. Valuation of Europejskie Centrum Odszkodowań SA (5 min.)




Live pricePrice per Share (EOD)

zł1.19

Intrinsic Value Per Share

zł14.90 - zł59.01

Total Value Per Share

zł-0.63 - zł43.48

2. Growth of Europejskie Centrum Odszkodowań SA (5 min.)




Is Europejskie Centrum Odszkodowań SA growing?

Current yearPrevious yearGrowGrow %
How rich?-$21.8m$8.7m-$29.8m-141.4%

How much money is Europejskie Centrum Odszkodowań SA making?

Current yearPrevious yearGrowGrow %
Making money-$6.4m-$1.6m-$4.8m-75.2%
Net Profit Margin134.7%-67.2%--

How much money comes from the company's main activities?

3. Financial Health of Europejskie Centrum Odszkodowań SA (5 min.)




4. Comparing to competitors in the Insurance Brokers industry (5 min.)




  Industry Rankings (Insurance Brokers)  


Richest
#27 / 28

Most Revenue
#28 / 28

Most Profit
#23 / 28

What can you expect buying and holding a share of Europejskie Centrum Odszkodowań SA? (5 min.)

Welcome investor! Europejskie Centrum Odszkodowań SA's management wants to use your money to grow the business. In return you get a share of Europejskie Centrum Odszkodowań SA.

What can you expect buying and holding a share of Europejskie Centrum Odszkodowań SA?

First you should know what it really means to hold a share of Europejskie Centrum Odszkodowań SA. And how you can make/lose money.

Speculation

The Price per Share of Europejskie Centrum Odszkodowań SA is zł1.185. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Europejskie Centrum Odszkodowań SA.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Europejskie Centrum Odszkodowań SA, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is zł-15.53. Based on the TTM, the Book Value Change Per Share is zł-5.37 per quarter. Based on the YOY, the Book Value Change Per Share is zł-1.19 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is zł0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Europejskie Centrum Odszkodowań SA.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 % of Price per Share% of Price per Share% of Price per Share% of Price per Share% of Price per Share
Usd Eps0.010.6%0.010.7%-0.29-24.2%-0.01-0.4%0.097.8%
Usd Book Value Change Per Share0.010.5%-1.35-113.6%-0.30-25.2%-0.32-26.7%-0.13-10.9%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.000.0%0.021.6%
Usd Total Gains Per Share0.010.5%-1.35-113.6%-0.30-25.2%-0.32-26.7%-0.11-9.3%
Usd Price Per Share0.29-0.28-0.59-0.78-4.27-
Price to Earnings Ratio9.37-8.38-3.38-4.59-7.90-
Price-to-Total Gains Ratio50.49-11.54-10.14-11.90-7.66-
Price to Book Ratio-0.07--0.07-0.38-0.33-2.15-
Price-to-Total Gains Ratio50.49-11.54-10.14-11.90-7.66-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.2970795
Number of shares3366
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.00
Usd Book Value Change Per Share-1.35-0.32
Usd Total Gains Per Share-1.35-0.32
Gains per Quarter (3366 shares)-4,531.62-1,064.22
Gains per Year (3366 shares)-18,126.48-4,256.86
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
10-18126-181360-4257-4267
20-36253-362620-8514-8524
30-54379-543880-12771-12781
40-72506-725140-17027-17038
50-90632-906400-21284-21295
60-108759-1087660-25541-25552
70-126885-1268920-29798-29809
80-145012-1450180-34055-34066
90-163138-1631440-38312-38323
100-181265-1812700-42569-42580

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%10.02.00.083.3%18.02.00.090.0%37.03.00.092.5%44.03.00.093.6%
Book Value Change Per Share1.03.00.025.0%6.06.00.050.0%12.08.00.060.0%25.015.00.062.5%28.016.03.059.6%
Dividend per Share0.00.04.00.0%0.00.012.00.0%0.00.020.00.0%7.00.033.017.5%8.00.039.017.0%
Total Gains per Share1.03.00.025.0%6.06.00.050.0%12.08.00.060.0%25.015.00.062.5%28.016.03.059.6%

Fundamentals of Europejskie Centrum Odszkodowań SA

About Europejskie Centrum Odszkodowań SA

Europejskie Centrum Odszkodowan S.A. supports people injured in accidents and their relatives in obtaining compensation from insurance companies in Poland, the Czech Republic, Slovakia, Hungary, and Romania. The company was founded in 2004 and is headquartered in Legnica, Poland.

Fundamental data was last updated by Penke on 2024-03-09 06:01:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is very inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is unable to pay all its debts by selling its assets.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is expensive.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Europejskie Centrum Odszkodowań SA.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Europejskie Centrum Odszkodowań SA earns for each zł1 of revenue.

  • Above 10% is considered healthy but always compare Europejskie Centrum Odszkodowań SA to the Insurance Brokers industry mean.
  • A Net Profit Margin of 3.1% means that zł0.03 for each zł1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Europejskie Centrum Odszkodowań SA:

  • The MRQ is 3.1%. The company is making a profit. +1
  • The TTM is 134.7%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ3.1%TTM134.7%-131.6%
TTM134.7%YOY-67.2%+201.9%
TTM134.7%5Y20.6%+114.2%
5Y20.6%10Y21.5%-0.9%
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ3.1%8.5%-5.4%
TTM134.7%9.7%+125.0%
YOY-67.2%7.9%-75.1%
5Y20.6%8.7%+11.9%
10Y21.5%8.2%+13.3%
1.1.2. Return on Assets

Shows how efficient Europejskie Centrum Odszkodowań SA is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Europejskie Centrum Odszkodowań SA to the Insurance Brokers industry mean.
  • 0.6% Return on Assets means that Europejskie Centrum Odszkodowań SA generated zł0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Europejskie Centrum Odszkodowań SA:

  • The MRQ is 0.6%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is -80.1%. Using its assets, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ0.6%TTM-80.1%+80.7%
TTM-80.1%YOY-4.0%-76.1%
TTM-80.1%5Y-16.2%-63.9%
5Y-16.2%10Y-6.4%-9.8%
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ0.6%1.5%-0.9%
TTM-80.1%1.1%-81.2%
YOY-4.0%0.8%-4.8%
5Y-16.2%0.9%-17.1%
10Y-6.4%1.0%-7.4%
1.1.3. Return on Equity

Shows how efficient Europejskie Centrum Odszkodowań SA is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Europejskie Centrum Odszkodowań SA to the Insurance Brokers industry mean.
  • 0.0% Return on Equity means Europejskie Centrum Odszkodowań SA generated zł0.00 for each zł1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Europejskie Centrum Odszkodowań SA:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-18.3%+18.3%
TTM-5Y-1.3%+1.3%
5Y-1.3%10Y4.1%-5.4%
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ-4.5%-4.5%
TTM-4.4%-4.4%
YOY-18.3%2.6%-20.9%
5Y-1.3%3.2%-4.5%
10Y4.1%3.3%+0.8%

1.2. Operating Efficiency of Europejskie Centrum Odszkodowań SA.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Europejskie Centrum Odszkodowań SA is operating .

  • Measures how much profit Europejskie Centrum Odszkodowań SA makes for each zł1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Europejskie Centrum Odszkodowań SA to the Insurance Brokers industry mean.
  • An Operating Margin of 0.0% means the company generated zł0.00  for each zł1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Europejskie Centrum Odszkodowań SA:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM93.5%-93.5%
TTM93.5%YOY-52.7%+146.2%
TTM93.5%5Y20.3%+73.2%
5Y20.3%10Y22.8%-2.5%
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ-9.1%-9.1%
TTM93.5%7.8%+85.7%
YOY-52.7%6.2%-58.9%
5Y20.3%8.9%+11.4%
10Y22.8%8.0%+14.8%
1.2.2. Operating Ratio

Measures how efficient Europejskie Centrum Odszkodowań SA is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance Brokers industry mean).
  • An Operation Ratio of 1.76 means that the operating costs are zł1.76 for each zł1 in net sales.

Let's take a look of the Operating Ratio trends of Europejskie Centrum Odszkodowań SA:

  • The MRQ is 1.761. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.325. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.761TTM1.325+0.435
TTM1.325YOY1.059+0.266
TTM1.3255Y0.957+0.368
5Y0.95710Y0.844+0.114
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ1.7610.909+0.852
TTM1.3251.002+0.323
YOY1.0590.998+0.061
5Y0.9570.953+0.004
10Y0.8440.948-0.104

1.3. Liquidity of Europejskie Centrum Odszkodowań SA.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Europejskie Centrum Odszkodowań SA is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance Brokers industry mean).
  • A Current Ratio of 0.19 means the company has zł0.19 in assets for each zł1 in short-term debts.

Let's take a look of the Current Ratio trends of Europejskie Centrum Odszkodowań SA:

  • The MRQ is 0.187. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.207. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.187TTM0.207-0.019
TTM0.207YOY1.105-0.898
TTM0.2075Y1.036-0.829
5Y1.03610Y1.335-0.299
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1871.213-1.026
TTM0.2071.281-1.074
YOY1.1051.309-0.204
5Y1.0361.321-0.285
10Y1.3351.390-0.055
1.3.2. Quick Ratio

Measures if Europejskie Centrum Odszkodowań SA is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Europejskie Centrum Odszkodowań SA to the Insurance Brokers industry mean.
  • A Quick Ratio of 0.02 means the company can pay off zł0.02 for each zł1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Europejskie Centrum Odszkodowań SA:

  • The MRQ is 0.016. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.089. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.016TTM0.089-0.073
TTM0.089YOY0.632-0.543
TTM0.0895Y0.732-0.642
5Y0.73210Y0.528+0.204
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ0.0161.050-1.034
TTM0.0891.140-1.051
YOY0.6321.115-0.483
5Y0.7321.135-0.403
10Y0.5281.276-0.748

1.4. Solvency of Europejskie Centrum Odszkodowań SA.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Europejskie Centrum Odszkodowań SA assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Europejskie Centrum Odszkodowań SA to Insurance Brokers industry mean.
  • A Debt to Asset Ratio of 4.29 means that Europejskie Centrum Odszkodowań SA assets are financed with 429.1% credit (debt) and the remaining percentage (100% - 429.1%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Europejskie Centrum Odszkodowań SA:

  • The MRQ is 4.291. The company is unable to pay all its debts by selling its assets. -2
  • The TTM is 3.942. The company is unable to pay all its debts by selling its assets. -2
Trends
Current periodCompared to+/- 
MRQ4.291TTM3.942+0.349
TTM3.942YOY0.786+3.156
TTM3.9425Y1.387+2.555
5Y1.38710Y1.009+0.378
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ4.2910.586+3.705
TTM3.9420.621+3.321
YOY0.7860.620+0.166
5Y1.3870.594+0.793
10Y1.0090.583+0.426
1.4.2. Debt to Equity Ratio

Measures if Europejskie Centrum Odszkodowań SA is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Europejskie Centrum Odszkodowań SA to the Insurance Brokers industry mean.
  • A Debt to Equity ratio of 0.0% means that company has zł0.00 debt for each zł1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Europejskie Centrum Odszkodowań SA:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY3.692-3.692
TTM-5Y2.469-2.469
5Y2.46910Y2.166+0.303
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ-1.293-1.293
TTM-1.726-1.726
YOY3.6921.529+2.163
5Y2.4691.681+0.788
10Y2.1662.078+0.088

2. Market Valuation of Europejskie Centrum Odszkodowań SA

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every zł1 in earnings Europejskie Centrum Odszkodowań SA generates.

  • Above 15 is considered overpriced but always compare Europejskie Centrum Odszkodowań SA to the Insurance Brokers industry mean.
  • A PE ratio of 9.37 means the investor is paying zł9.37 for every zł1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Europejskie Centrum Odszkodowań SA:

  • The EOD is 9.702. Based on the earnings, the company is underpriced. +1
  • The MRQ is 9.374. Based on the earnings, the company is underpriced. +1
  • The TTM is 8.384. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD9.702MRQ9.374+0.327
MRQ9.374TTM8.384+0.991
TTM8.384YOY3.378+5.006
TTM8.3845Y4.591+3.792
5Y4.59110Y7.902-3.311
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
EOD9.70210.720-1.018
MRQ9.3749.728-0.354
TTM8.38410.039-1.655
YOY3.37814.310-10.932
5Y4.59116.009-11.418
10Y7.90216.578-8.676
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Europejskie Centrum Odszkodowań SA:

  • The EOD is 0.737. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 0.712. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 1.232. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.737MRQ0.712+0.025
MRQ0.712TTM1.232-0.519
TTM1.232YOY0.828+0.404
TTM1.2325Y4.195-2.963
5Y4.19510Y53.024-48.830
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
EOD0.73711.716-10.979
MRQ0.71210.053-9.341
TTM1.2321.450-0.218
YOY0.8283.299-2.471
5Y4.1956.201-2.006
10Y53.0244.995+48.029
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Europejskie Centrum Odszkodowań SA is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance Brokers industry mean).
  • A PB ratio of -0.07 means the investor is paying zł-0.07 for each zł1 in book value.

Let's take a look of the Price to Book Ratio trends of Europejskie Centrum Odszkodowań SA:

  • The EOD is -0.076. Based on the equity, the company is expensive. -2
  • The MRQ is -0.074. Based on the equity, the company is expensive. -2
  • The TTM is -0.073. Based on the equity, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-0.076MRQ-0.074-0.003
MRQ-0.074TTM-0.073-0.001
TTM-0.073YOY0.377-0.450
TTM-0.0735Y0.330-0.403
5Y0.33010Y2.148-1.818
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
EOD-0.0762.090-2.166
MRQ-0.0741.787-1.861
TTM-0.0732.227-2.300
YOY0.3771.935-1.558
5Y0.3302.611-2.281
10Y2.1482.424-0.276
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Europejskie Centrum Odszkodowań SA compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.023-5.370+23779%-1.192+5354%-1.261+5661%-0.513+2362%
Book Value Per Share---15.531-15.031-3%6.216-350%3.630-528%5.783-369%
Current Ratio--0.1870.207-9%1.105-83%1.036-82%1.335-86%
Debt To Asset Ratio--4.2913.942+9%0.786+446%1.387+209%1.009+325%
Debt To Equity Ratio----0%3.692-100%2.469-100%2.166-100%
Dividend Per Share----0%-0%-0%0.074-100%
Eps--0.0310.033-8%-1.142+3840%-0.021+167%0.370-92%
Free Cash Flow Per Share--0.4020.134+200%0.712-44%0.398+1%0.540-26%
Free Cash Flow To Equity Per Share--0.4020.131+207%0.196+105%0.091+340%0.341+18%
Gross Profit Margin--1.0001.0000%0.246+306%0.437+129%0.583+71%
Intrinsic Value_10Y_max--59.007--------
Intrinsic Value_10Y_min--14.898--------
Intrinsic Value_1Y_max--2.706--------
Intrinsic Value_1Y_min--1.318--------
Intrinsic Value_3Y_max--10.575--------
Intrinsic Value_3Y_min--4.136--------
Intrinsic Value_5Y_max--21.390--------
Intrinsic Value_5Y_min--7.123--------
Market Cap6636000.000+3%6412000.0006176800.000+4%13223000.000-52%17350760.000-63%95476780.000-93%
Net Profit Margin--0.0311.347-98%-0.672+2255%0.206-85%0.215-85%
Operating Margin---0.935-100%-0.5270%0.203-100%0.228-100%
Operating Ratio--1.7611.325+33%1.059+66%0.957+84%0.844+109%
Pb Ratio-0.076-3%-0.074-0.073-1%0.377-120%0.330-122%2.148-103%
Pe Ratio9.702+3%9.3748.384+12%3.378+178%4.591+104%7.902+19%
Price Per Share1.185+3%1.1451.103+4%2.361-52%3.098-63%17.049-93%
Price To Free Cash Flow Ratio0.737+3%0.7121.232-42%0.828-14%4.195-83%53.024-99%
Price To Total Gains Ratio52.252+3%50.48811.535+338%10.136+398%11.898+324%7.658+559%
Quick Ratio--0.0160.089-82%0.632-97%0.732-98%0.528-97%
Return On Assets--0.006-0.801+12477%-0.040+712%-0.162+2606%-0.064+1086%
Return On Equity----0%-0.1830%-0.0130%0.041-100%
Total Gains Per Share--0.023-5.370+23779%-1.192+5354%-1.261+5661%-0.439+2035%
Usd Book Value---21803880.400-21102860.525-3%8727180.375-350%5095627.920-528%8118982.175-369%
Usd Book Value Change Per Share--0.006-1.346+23779%-0.299+5354%-0.316+5661%-0.129+2362%
Usd Book Value Per Share---3.894-3.768-3%1.558-350%0.910-528%1.450-369%
Usd Dividend Per Share----0%-0%-0%0.019-100%
Usd Eps--0.0080.008-8%-0.286+3840%-0.005+167%0.093-92%
Usd Free Cash Flow--564075.000188025.000+200%1000230.325-44%558371.575+1%757847.298-26%
Usd Free Cash Flow Per Share--0.1010.034+200%0.179-44%0.100+1%0.135-26%
Usd Free Cash Flow To Equity Per Share--0.1010.033+207%0.049+105%0.023+340%0.085+18%
Usd Market Cap1663645.200+3%1607488.4001548523.760+4%3315006.100-52%4349835.532-63%23936028.746-93%
Usd Price Per Share0.297+3%0.2870.277+4%0.592-52%0.777-63%4.274-93%
Usd Profit--42869.700-6456402.450+15161%-1603539.875+3840%-1329499.705+3201%-130884.203+405%
Usd Revenue--1374588.100-244432.500+118%2094535.825-34%2759442.365-50%3900672.638-65%
Usd Total Gains Per Share--0.006-1.346+23779%-0.299+5354%-0.316+5661%-0.110+2035%
 EOD+5 -3MRQTTM+18 -13YOY+17 -155Y+19 -1410Y+14 -22

3.2. Fundamental Score

Let's check the fundamental score of Europejskie Centrum Odszkodowań SA based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-159.702
Price to Book Ratio (EOD)Between0-1-0.076
Net Profit Margin (MRQ)Greater than00.031
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.016
Current Ratio (MRQ)Greater than10.187
Debt to Asset Ratio (MRQ)Less than14.291
Debt to Equity Ratio (MRQ)Less than10.000
Return on Equity (MRQ)Greater than0.150.000
Return on Assets (MRQ)Greater than0.050.006
Total3/10 (30.0%)

3.3. Technical Score

Let's check the technical score of Europejskie Centrum Odszkodowań SA based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5048.656
Ma 20Greater thanMa 501.203
Ma 50Greater thanMa 1001.208
Ma 100Greater thanMa 2001.004
OpenGreater thanClose1.130
Total1/5 (20.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2022-09-302022-12-312023-03-312023-06-302023-09-30
Other Current Assets  3,0196,1909,2091349,3431,66211,005-11,006-1
Operating Income  -599-23,375-23,97423,867-10761-46341295



Latest Balance Sheet

Balance Sheet of 2023-09-30. Currency in PLN. All numbers in thousands.

Summary
Total Assets26,428
Total Liabilities113,400
Total Stockholder Equity-86,977
 As reported
Total Liabilities 113,400
Total Stockholder Equity+ -86,977
Total Assets = 26,428

Assets

Total Assets26,428
Total Current Assets20,921
Long-term Assets5,507
Total Current Assets
Cash And Cash Equivalents 2,443
Net Receivables 1,809
Inventory 9
Total Current Assets  (as reported)20,921
Total Current Assets  (calculated)4,261
+/- 16,660
Long-term Assets
Property Plant Equipment 3,496
Intangible Assets 292
Long-term Assets  (as reported)5,507
Long-term Assets  (calculated)3,788
+/- 1,719

Liabilities & Shareholders' Equity

Total Current Liabilities111,593
Long-term Liabilities1,807
Total Stockholder Equity-86,977
Total Current Liabilities
Short Long Term Debt 40,108
Accounts payable 61,258
Other Current Liabilities 4,174
Total Current Liabilities  (as reported)111,593
Total Current Liabilities  (calculated)105,540
+/- 6,053
Long-term Liabilities
Long term Debt 20
Capital Lease Obligations Min Short Term Debt107
Long-term Liabilities Other -1
Long-term Liabilities  (as reported)1,807
Long-term Liabilities  (calculated)126
+/- 1,681
Total Stockholder Equity
Retained Earnings -97,552
Total Stockholder Equity (as reported)-86,977
Total Stockholder Equity (calculated)-97,552
+/- 10,575
Other
Capital Stock560
Common Stock Shares Outstanding 5,600
Net Debt 37,685
Net Invested Capital -46,849
Net Working Capital -90,672
Property Plant and Equipment Gross 7,206



Balance Sheet

Currency in PLN. All numbers in thousands.

 Trend2023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-31
> Total Assets 
0
0
0
60,520
65,484
50,115
66,716
53,168
76,783
80,425
78,715
110,613
101,111
108,065
101,333
119,288
122,873
142,842
119,634
122,044
126,120
160,293
175,953
180,933
177,584
194,178
192,159
184,282
188,749
190,254
190,820
185,001
188,008
191,419
189,410
194,244
195,716
191,241
192,808
161,558
163,641
163,966
160,580
32,131
31,872
25,656
26,428
26,42825,65631,87232,131160,580163,966163,641161,558192,808191,241195,716194,244189,410191,419188,008185,001190,820190,254188,749184,282192,159194,178177,584180,933175,953160,293126,120122,044119,634142,842122,873119,288101,333108,065101,111110,61378,71580,42576,78353,16866,71650,11565,48460,520000
   > Total Current Assets 
0
0
0
47,212
52,102
37,464
54,820
39,682
65,362
67,783
65,457
88,066
78,714
84,983
77,475
93,770
97,485
112,381
85,832
88,836
95,747
131,619
109,196
112,828
111,847
130,511
128,234
124,893
131,203
134,064
134,923
130,275
131,107
134,835
133,231
137,056
139,130
129,674
131,530
121,495
124,174
118,093
114,845
26,089
25,457
19,790
20,921
20,92119,79025,45726,089114,845118,093124,174121,495131,530129,674139,130137,056133,231134,835131,107130,275134,923134,064131,203124,893128,234130,511111,847112,828109,196131,61995,74788,83685,832112,38197,48593,77077,47584,98378,71488,06665,45767,78365,36239,68254,82037,46452,10247,212000
       Cash And Cash Equivalents 
0
0
0
8,891
7,276
3,549
3,415
6,051
9,551
10,471
5,707
26,937
16,332
19,304
8,512
20,715
16,483
26,177
1,379
2,812
1,726
8,524
22,225
18,118
12,978
15,521
10,528
11,476
11,322
12,764
12,420
15,053
13,378
14,687
9,904
14,052
13,075
10,396
6,714
6,292
4,616
1,650
410
703
560
262
2,443
2,4432625607034101,6504,6166,2926,71410,39613,07514,0529,90414,68713,37815,05312,42012,76411,32211,47610,52815,52112,97818,11822,2258,5241,7262,8121,37926,17716,48320,7158,51219,30416,33226,9375,70710,4719,5516,0513,4153,5497,2768,891000
       Short-term Investments 
0
0
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
20,111
1
1
1
1
1
14,959
14,829
14,979
13,720
11,814
10,706
9,930
0
1,428
3,586
0
3,249
0
0
0
0
0
0
0
0
000000003,24903,5861,42809,93010,70611,81413,72014,97914,82914,9591111120,111111111111111111111000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
92,899
69,010
71,628
70,954
69,952
58,487
58,662
58,732
35,851
101,259
106,529
97,463
59,114
63,891
70,300
65,813
59,828
13,942
15,545
8,514
1,809
1,8098,51415,54513,94259,82865,81370,30063,89159,11497,463106,529101,25935,85158,73258,66258,48769,95270,95471,62869,01092,89900000000000000000000000000
       Other Current Assets 
0
0
0
38,318
44,824
33,914
51,403
33,630
55,810
57,298
59,746
61,123
62,373
65,676
68,960
73,054
81,001
86,190
84,439
86,010
94,007
102,971
86,955
94,696
98,855
114,974
117,692
98,440
104,409
106,094
108,449
103,389
107,009
110,216
123,324
121,576
122,468
119,277
121,567
115,194
119,551
116,434
3,019
9,209
9,343
11,005
-1
-111,0059,3439,2093,019116,434119,551115,194121,567119,277122,468121,576123,324110,216107,009103,389108,449106,094104,40998,440117,692114,97498,85594,69686,955102,97194,00786,01084,43986,19081,00173,05468,96065,67662,37361,12359,74657,29855,81033,63051,40333,91444,82438,318000
   > Long-term Assets 
0
0
0
13,307
13,382
12,650
11,896
13,486
11,420
12,642
13,257
22,547
22,397
23,082
23,859
25,518
25,388
30,461
33,802
33,209
30,373
28,674
66,758
68,105
65,737
63,667
63,925
59,389
57,546
56,190
55,897
54,726
56,901
56,584
56,179
57,189
56,586
61,567
61,278
40,063
39,467
45,873
45,735
6,042
6,415
5,867
5,507
5,5075,8676,4156,04245,73545,87339,46740,06361,27861,56756,58657,18956,17956,58456,90154,72655,89756,19057,54659,38963,92563,66765,73768,10566,75828,67430,37333,20933,80230,46125,38825,51823,85923,08222,39722,54713,25712,64211,42013,48611,89612,65013,38213,307000
       Property Plant Equipment 
0
0
0
5,751
5,693
5,002
5,432
4,613
5,081
6,163
5,984
5,907
5,706
5,756
6,348
7,726
7,964
8,205
7,822
7,471
7,913
7,358
16,688
15,510
13,580
11,965
12,575
10,429
8,812
7,317
7,028
6,259
6,804
6,600
6,467
8,538
7,764
5,795
6,258
5,771
5,495
4,887
4,721
4,132
3,909
3,746
3,496
3,4963,7463,9094,1324,7214,8875,4955,7716,2585,7957,7648,5386,4676,6006,8046,2597,0287,3178,81210,42912,57511,96513,58015,51016,6887,3587,9137,4717,8228,2057,9647,7266,3485,7565,7065,9075,9846,1635,0814,6135,4325,0025,6935,751000
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
39,144
41,592
41,592
41,592
41,592
41,592
41,592
41,592
41,592
41,592
41,592
41,592
41,592
40,983
40,983
40,983
40,983
25,285
25,285
32,812
32,812
0
0
0
0
000032,81232,81225,28525,28540,98340,98340,98340,98341,59241,59241,59241,59241,59241,59241,59241,59241,59241,59241,59241,59239,1440000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48
837
796
751
711
674
628
582
550
536
1,147
1,061
995
911
831
752
673
595
517
769
650
520
457
368
292
2923684575206507695175956737528319119951,0611,147536550582628674711751796837480000000000000000000000
       Other Assets 
0
0
0
1
0
1
0
0
1
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7,490
5,128
4,998
4,675
4,687
4,304
5,327
5,294
5,046
5,779
6,000
13,437
12,764
7,811
7,569
7,047
7,194
0
2,044
1,752
0
01,7522,04407,1947,0477,5697,81112,76413,4376,0005,7795,0465,2945,3274,3044,6874,6754,9985,1287,49000000000000000010100101000
> Total Liabilities 
0
0
0
33,708
36,909
29,210
38,794
30,300
42,117
49,091
44,109
69,646
55,067
70,488
58,917
70,966
68,448
98,021
69,851
66,494
71,757
113,453
133,240
133,945
129,181
142,241
137,884
140,978
144,507
144,292
142,319
139,402
141,107
142,528
139,766
138,550
138,737
132,997
132,799
126,231
128,025
128,983
127,261
112,207
114,428
112,755
113,400
113,400112,755114,428112,207127,261128,983128,025126,231132,799132,997138,737138,550139,766142,528141,107139,402142,319144,292144,507140,978137,884142,241129,181133,945133,240113,45371,75766,49469,85198,02168,44870,96658,91770,48855,06769,64644,10949,09142,11730,30038,79429,21036,90933,708000
   > Total Current Liabilities 
0
0
0
27,676
32,298
25,446
34,786
26,256
37,861
43,864
38,720
64,156
49,316
64,286
51,677
62,276
60,039
83,042
55,906
53,040
55,030
53,725
64,969
69,451
64,311
77,827
70,983
79,606
84,027
134,397
132,153
131,565
131,773
107,346
104,447
93,541
93,693
91,315
91,249
97,743
99,433
122,026
119,777
110,909
112,687
110,970
111,593
111,593110,970112,687110,909119,777122,02699,43397,74391,24991,31593,69393,541104,447107,346131,773131,565132,153134,39784,02779,60670,98377,82764,31169,45164,96953,72555,03053,04055,90683,04260,03962,27651,67764,28649,31664,15638,72043,86437,86126,25634,78625,44632,29827,676000
       Short-term Debt 
0
0
0
2,411
2,860
5,013
3,910
8,121
6,494
6,963
6,822
6,744
6,448
5,091
6,407
9,160
9,616
12,248
11,912
12,014
10,281
10,147
12,545
12,478
14,487
13,561
9,203
10,064
9,409
58,587
59,398
58,409
59,126
26,006
24,848
16,266
14,318
13,664
12,023
22,326
21,084
42,679
40,699
0
0
0
0
000040,69942,67921,08422,32612,02313,66414,31816,26624,84826,00659,12658,40959,39858,5879,40910,0649,20313,56114,48712,47812,54510,14710,28112,01411,91212,2489,6169,1606,4075,0916,4486,7446,8226,9636,4948,1213,9105,0132,8602,411000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14,669
0
13,003
11,573
21,879
0
42,414
40,451
40,602
0
40,281
40,108
40,10840,281040,60240,45142,414021,87911,57313,003014,66900000000000000000000000000000000000
       Accounts payable 
0
0
0
14,393
12,997
9,191
17,085
10,639
19,610
18,738
20,005
32,564
28,598
29,382
29,343
33,414
50,194
70,360
43,920
40,797
44,510
43,260
31,969
33,852
29,608
41,893
38,316
43,095
43,762
47,290
44,511
44,097
42,360
48,227
45,891
50,885
51,072
51,264
53,402
63,446
58,851
59,733
59,514
60,913
61,959
60,003
61,258
61,25860,00361,95960,91359,51459,73358,85163,44653,40251,26451,07250,88545,89148,22742,36044,09744,51147,29043,76243,09538,31641,89329,60833,85231,96943,26044,51040,79743,92070,36050,19433,41429,34329,38228,59832,56420,00518,73819,61010,63917,0859,19112,99714,393000
       Other Current Liabilities 
0
0
0
9,513
14,581
10,683
12,552
6,710
9,801
16,326
10,696
21,548
11,401
27,988
13,857
16,272
11
11
-1
203
203
203
17,316
20,226
17,419
18,825
20,518
21,951
25,221
23,251
23,964
24,918
25,291
27,657
26,991
19,257
19,988
19,125
19,377
11,497
14,598
15,193
14,201
3,854
4,654
4,762
4,174
4,1744,7624,6543,85414,20115,19314,59811,49719,37719,12519,98819,25726,99127,65725,29124,91823,96423,25125,22121,95120,51818,82517,41920,22617,316203203203-1111116,27213,85727,98811,40121,54810,69616,3269,8016,71012,55210,68314,5819,513000
   > Long-term Liabilities 
0
0
0
6,032
4,611
3,764
4,008
4,044
4,256
5,227
5,389
5,490
5,751
6,202
7,240
8,690
8,409
14,979
13,945
13,454
16,727
59,728
68,271
64,494
64,870
64,414
66,901
61,372
60,480
9,895
10,166
7,837
9,334
35,182
35,319
45,009
45,044
41,682
41,550
28,488
28,592
6,957
7,484
1,298
1,741
1,785
1,807
1,8071,7851,7411,2987,4846,95728,59228,48841,55041,68245,04445,00935,31935,1829,3347,83710,1669,89560,48061,37266,90164,41464,87064,49468,27159,72816,72713,45413,94514,9798,4098,6907,2406,2025,7515,4905,3895,2274,2564,0444,0083,7644,6116,032000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
56,116
53,022
52,341
1,858
2,089
1,264
1,714
27,427
27,629
0
0
0
0
0
0
0
0
0
0
0
0
00000000000027,62927,4271,7141,2642,0891,85852,34153,02256,11600000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7,859
8,002
7,898
7,766
6,138
6,280
6,571
7,087
0
0
1,767
0
01,767007,0876,5716,2806,1387,7667,8988,0027,85900000000000000000000000000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
31
0
0
0
0
0
0
0
0
0
0
0
000000000003100000000000000000000000000000000000
> Total Stockholder Equity
0
0
0
26,554
28,199
20,905
27,251
22,868
33,446
29,864
32,885
38,993
45,911
37,397
42,222
48,114
54,425
44,704
49,652
54,583
53,396
46,769
42,642
46,329
47,680
51,003
53,224
42,108
42,996
44,641
47,194
44,623
45,929
47,861
48,574
54,584
55,866
57,088
58,882
35,107
35,397
34,766
33,107
-80,096
-82,567
-87,104
-86,977
-86,977-87,104-82,567-80,09633,10734,76635,39735,10758,88257,08855,86654,58448,57447,86145,92944,62347,19444,64142,99642,10853,22451,00347,68046,32942,64246,76953,39654,58349,65244,70454,42548,11442,22237,39745,91138,99332,88529,86433,44622,86827,25120,90528,19926,554000
   Common Stock
0
0
0
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
560
0
560
560
0
05605600560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560560000
   Retained Earnings Total Equity00000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 00000000000000000000000000000000000000000000000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
10,015
10,015
10,015
10,015
10,015
10,015
10,015
10,015
10,015
10,015
10,015
10,015
10,015
0
0
0
0
0
0
0
0
0000000010,01510,01510,01510,01510,01510,01510,01510,01510,01510,01510,01510,01510,01500000000000000000000000000
   Treasury Stock00000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
10,898
1,494
2,059
5,124
4,022
2,086
4,383
7,405
14,072
5,114
11,609
16,437
22,314
6,218
16,594
21,531
37,776
13,841
36,194
19,668
24,368
11,672
15,311
17,141
21,163
11,866
13,507
36,619
17,612
11,634
13,937
14,648
20,292
11,833
13,102
14,898
10,015
-3,408
10,015
-453
-103,917
411
-6,363
0
0-6,363411-103,917-45310,015-3,40810,01514,89813,10211,83320,29214,64813,93711,63417,61236,61913,50711,86621,16317,14115,31111,67224,36819,66836,19413,84137,77621,53116,5946,21822,31416,43711,6095,11414,0727,4054,3832,0864,0225,1242,0591,49410,898000



Balance Sheet

Currency in PLN. All numbers in thousands.




Cash Flow

Currency in PLN. All numbers in thousands.




Income Statement

Currency in PLN. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue-5,952
Cost of Revenue-11,120
Gross Profit-17,072-17,072
 
Operating Income (+$)
Gross Profit-17,072
Operating Expense-17,868
Operating Income-23,820-34,940
 
Operating Expense (+$)
Research Development-
Selling General Administrative5,014
Selling And Marketing Expenses-
Operating Expense17,8685,014
 
Net Interest Income (+$)
Interest Income268
Interest Expense-459
Other Finance Cost-82
Net Interest Income-273
 
Pretax Income (+$)
Operating Income-23,820
Net Interest Income-273
Other Non-Operating Income Expenses-
Income Before Tax (EBT)-106,548-23,820
EBIT - interestExpense = -459
-103,014
-102,555
Interest Expense459
Earnings Before Interest and Taxes (EBIT)--106,089
Earnings Before Interest and Taxes (EBITDA)-
 
After tax Income (+$)
Income Before Tax-106,548
Tax Provision--3,337
Net Income From Continuing Ops-103,211-103,211
Net Income-103,014
Net Income Applicable To Common Shares-
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses-
Total Other Income/Expenses Net-273
 

Technical Analysis of Europejskie Centrum Odszkodowań SA
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Europejskie Centrum Odszkodowań SA. The general trend of Europejskie Centrum Odszkodowań SA is NEUTRAL with 0.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Europejskie Centrum Odszkodowań SA's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (0.0%) Bearish trend (0.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Europejskie Centrum Odszkodowań SA.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 1.43 < 1.6 < 1.82.

The bearish price targets are: 1.08 > 1.03 > 0.708.

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Europejskie Centrum Odszkodowań SA Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Europejskie Centrum Odszkodowań SA. The current mas is .

The long score for the Moving Averages is 7/14.
The longshort score for the Moving Averages is 0/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Europejskie Centrum Odszkodowań SA Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Europejskie Centrum Odszkodowań SA. The current macd is -0.00161287.

The long score for the Moving Average Convergence/Divergence (MACD) is 0/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -4/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Europejskie Centrum Odszkodowań SA price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Europejskie Centrum Odszkodowań SA. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Europejskie Centrum Odszkodowań SA price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Europejskie Centrum Odszkodowań SA Daily Moving Average Convergence/Divergence (MACD) ChartEuropejskie Centrum Odszkodowań SA Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Europejskie Centrum Odszkodowań SA. The current adx is 37.42.

The long score for the Directional Movement Index (DMI) is 3/7.
The longshort score for the Directional Movement Index (DMI) is 3/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Europejskie Centrum Odszkodowań SA shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX > 25 && ADX trending down: The ADX is above 25 and indicates a strong bullish trend. The ADX is declining, the bullish trend is weakening. Could be a potential reversal to the downside. +2
Europejskie Centrum Odszkodowań SA Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Europejskie Centrum Odszkodowań SA. The current sar is 1.3744.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Europejskie Centrum Odszkodowań SA Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Europejskie Centrum Odszkodowań SA. The current rsi is 48.66. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
Europejskie Centrum Odszkodowań SA Daily Relative Strength Index (RSI) ChartEuropejskie Centrum Odszkodowań SA Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Europejskie Centrum Odszkodowań SA. The current phase is Continuation in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -4/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Europejskie Centrum Odszkodowań SA price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Europejskie Centrum Odszkodowań SA Daily Stochastic Oscillator ChartEuropejskie Centrum Odszkodowań SA Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Europejskie Centrum Odszkodowań SA. The current cci is -57.34123421.

Europejskie Centrum Odszkodowań SA Daily Commodity Channel Index (CCI) ChartEuropejskie Centrum Odszkodowań SA Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Europejskie Centrum Odszkodowań SA. The current cmo is -4.95004796.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Europejskie Centrum Odszkodowań SA Daily Chande Momentum Oscillator (CMO) ChartEuropejskie Centrum Odszkodowań SA Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Europejskie Centrum Odszkodowań SA. The current willr is -79.80769231.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Europejskie Centrum Odszkodowań SA is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Europejskie Centrum Odszkodowań SA Daily Williams %R ChartEuropejskie Centrum Odszkodowań SA Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Europejskie Centrum Odszkodowań SA.

Europejskie Centrum Odszkodowań SA Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Europejskie Centrum Odszkodowań SA. The current atr is 0.10846715.

Europejskie Centrum Odszkodowań SA Daily Average True Range (ATR) ChartEuropejskie Centrum Odszkodowań SA Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Europejskie Centrum Odszkodowań SA. The current obv is 1,682,631.

Europejskie Centrum Odszkodowań SA Daily On-Balance Volume (OBV) ChartEuropejskie Centrum Odszkodowań SA Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Europejskie Centrum Odszkodowań SA. The current mfi is 72.64.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Europejskie Centrum Odszkodowań SA Daily Money Flow Index (MFI) ChartEuropejskie Centrum Odszkodowań SA Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Europejskie Centrum Odszkodowań SA.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-10STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-15STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-17STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-24SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2023-11-27STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-28SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-11-29STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-30STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-01WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2023-12-05STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-06STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-08STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-13STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-18CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2023-12-19STOCH SHORT EXITThe %K line crosses above the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2023-12-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-22WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-28SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-02STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-04DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-05ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-08STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-10ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-11ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-15ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-16RSI SHORT ENTRY LONG CLOSE70 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-17SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-18STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-22STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-23MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-01-25CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-29STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-31STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-01STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-05STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-06STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-12STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-13SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-02-14STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-16MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-02-19CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-20CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-21CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-22STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-23STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-26STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-28STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-04STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-05STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-07SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-11SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-12STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-15SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-18BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-03-20STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-25CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-27MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside

6.3. Candlestick Patterns

Europejskie Centrum Odszkodowań SA Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Europejskie Centrum Odszkodowań SA based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5048.656
Ma 20Greater thanMa 501.203
Ma 50Greater thanMa 1001.208
Ma 100Greater thanMa 2001.004
OpenGreater thanClose1.130
Total1/5 (20.0%)
Penke

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