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Exchange Bank
Buy, Hold or Sell?

Let's analyse Exchange Bank together

PenkeI guess you are interested in Exchange Bank. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Exchange Bank. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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Quick analysis of Exchange Bank (30 sec.)










What can you expect buying and holding a share of Exchange Bank? (30 sec.)

How much money do you get?

How much money do you get?
$0.00
When do you have the money?
1 year
How often do you get paid?
90.0%

What is your share worth?

Current worth
$148.98
Expected worth in 1 year
$273.54
How sure are you?
80.0%

+ What do you gain per year?

Total Gains per Share
$124.56
Return On Investment
117.5%

For what price can you sell your share?

Current Price per Share
$106.00
Expected price per share
$98.75 - $108.63
How sure are you?
50%

1. Valuation of Exchange Bank (5 min.)




Live pricePrice per Share (EOD)

$106.00

2. Growth of Exchange Bank (5 min.)




Is Exchange Bank growing?

Current yearPrevious yearGrowGrow %
How rich?$255.4m$202m$53.3m20.9%

How much money is Exchange Bank making?

Current yearPrevious yearGrowGrow %
Making money$20.1m$37.4m-$17.2m-85.6%
Net Profit Margin14.5%29.8%--

How much money comes from the company's main activities?

3. Financial Health of Exchange Bank (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Exchange Bank? (5 min.)

Welcome investor! Exchange Bank's management wants to use your money to grow the business. In return you get a share of Exchange Bank.

What can you expect buying and holding a share of Exchange Bank?

First you should know what it really means to hold a share of Exchange Bank. And how you can make/lose money.

Speculation

The Price per Share of Exchange Bank is $106.00. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Exchange Bank.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Exchange Bank, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $148.98. Based on the TTM, the Book Value Change Per Share is $31.14 per quarter. Based on the YOY, the Book Value Change Per Share is $-68.35 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Exchange Bank.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps11.7811.1%11.7811.1%21.8620.6%19.1718.1%16.4615.5%
Usd Book Value Change Per Share31.1429.4%31.1429.4%-68.35-64.5%-274.79-259.2%5.865.5%
Usd Dividend Per Share0.000.0%0.000.0%4.904.6%3.783.6%3.333.1%
Usd Total Gains Per Share31.1429.4%31.1429.4%-63.45-59.9%-271.01-255.7%9.198.7%
Usd Price Per Share101.00-101.00-113.03-139.30-131.15-
Price to Earnings Ratio8.57-8.57-5.17-7.40-8.32-
Price-to-Total Gains Ratio3.24-3.24--1.78-3.83-6.11-
Price to Book Ratio0.68-0.68-0.96-0.89-0.76-
Price-to-Total Gains Ratio3.24-3.24--1.78-3.83-6.11-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share106
Number of shares9
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.003.78
Usd Book Value Change Per Share31.14-274.79
Usd Total Gains Per Share31.14-271.01
Gains per Quarter (9 shares)280.26-2,439.05
Gains per Year (9 shares)1,121.03-9,756.18
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1011211111136-9892-9766
2022422232272-19785-19522
3033633353408-29677-29278
4044844474544-39569-39034
5056055595680-49461-48790
6067266716817-59354-58546
7078477837953-69246-68302
80896889581089-79138-78058
9010089100791225-89030-87814
10011210112001361-98923-97570

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%16.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%2.01.00.066.7%3.02.00.060.0%8.02.00.080.0%13.03.00.081.3%
Dividend per Share0.00.01.00.0%2.00.01.066.7%4.00.01.080.0%9.00.01.090.0%15.00.01.093.8%
Total Gains per Share1.00.00.0100.0%2.01.00.066.7%3.02.00.060.0%8.02.00.080.0%13.03.00.081.3%

Fundamentals of Exchange Bank

About Exchange Bank

Exchange Bank (Santa Rosa, CA), together with its subsidiaries, provides commercial and retail banking products and services to individuals and businesses in California. The company offers personal banking products and services, including checking and savings accounts; home loans, personal lines of credit, unsecured personal loans, and auto loans; overdraft line of credit accounts; and community rebuild loan programs. It also provides business banking products and services, such as business checking and savings accounts; merchant services; business equipment leasing; commercial real estate and construction loans; and business term loans, business line of credit, and small business administration (SBA) loans, as well as vineyard, winery, and agricultural loans. In addition, it offers debit and credit cards; online and mobile banking services; and trust administration, investment management, and estate settlement services, as well as retirement accounts and plans. The company was founded in 1890 and is headquartered in Santa Rosa, California. Exchange Bank (Santa Rosa, CA) operates as a subsidiary of Frank P. Doyle Trust, Article IX.

Fundamental data was last updated by Penke on 2024-03-09 06:34:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is unable to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.

1.1. Profitability of Exchange Bank.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Exchange Bank earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Exchange Bank to the Banks - Regional industry mean.
  • A Net Profit Margin of 14.5% means that $0.15 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Exchange Bank:

  • The MRQ is 14.5%. The company is making a huge profit. +2
  • The TTM is 14.5%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ14.5%TTM14.5%0.0%
TTM14.5%YOY29.8%-15.3%
TTM14.5%5Y26.4%-11.8%
5Y26.4%10Y25.0%+1.3%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ14.5%18.4%-3.9%
TTM14.5%28.0%-13.5%
YOY29.8%25.2%+4.6%
5Y26.4%22.8%+3.6%
10Y25.0%19.8%+5.2%
1.1.2. Return on Assets

Shows how efficient Exchange Bank is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Exchange Bank to the Banks - Regional industry mean.
  • 0.6% Return on Assets means that Exchange Bank generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Exchange Bank:

  • The MRQ is 0.6%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.6%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.6%TTM0.6%0.0%
TTM0.6%YOY1.1%-0.5%
TTM0.6%5Y1.0%-0.4%
5Y1.0%10Y1.0%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.6%0.1%+0.5%
TTM0.6%0.2%+0.4%
YOY1.1%0.2%+0.9%
5Y1.0%0.2%+0.8%
10Y1.0%0.2%+0.8%
1.1.3. Return on Equity

Shows how efficient Exchange Bank is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Exchange Bank to the Banks - Regional industry mean.
  • 7.9% Return on Equity means Exchange Bank generated $0.08 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Exchange Bank:

  • The MRQ is 7.9%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 7.9%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ7.9%TTM7.9%0.0%
TTM7.9%YOY18.6%-10.6%
TTM7.9%5Y12.5%-4.6%
5Y12.5%10Y12.3%+0.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ7.9%1.4%+6.5%
TTM7.9%2.5%+5.4%
YOY18.6%2.7%+15.9%
5Y12.5%2.5%+10.0%
10Y12.3%2.8%+9.5%

1.2. Operating Efficiency of Exchange Bank.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Exchange Bank is operating .

  • Measures how much profit Exchange Bank makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Exchange Bank to the Banks - Regional industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Exchange Bank:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-2.6%+2.6%
TTM-5Y14.8%-14.8%
5Y14.8%10Y26.9%-12.1%
1.2.2. Operating Ratio

Measures how efficient Exchange Bank is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.33 means that the operating costs are $0.33 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Exchange Bank:

  • The MRQ is 0.326. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.326. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.326TTM0.3260.000
TTM0.326YOY0.203+0.122
TTM0.3265Y0.215+0.111
5Y0.21510Y-0.195+0.409

1.3. Liquidity of Exchange Bank.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Exchange Bank is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.06 means the company has $0.06 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Exchange Bank:

  • The MRQ is 0.061. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.061. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.061TTM0.0610.000
TTM0.061YOY0.054+0.008
TTM0.0615Y0.232-0.171
5Y0.23210Y10.871-10.639
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.0610.124-0.063
YOY0.0540.225-0.171
5Y0.2320.219+0.013
10Y10.8710.131+10.740
1.3.2. Quick Ratio

Measures if Exchange Bank is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Exchange Bank to the Banks - Regional industry mean.
  • A Quick Ratio of -0.02 means the company can pay off $-0.02 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Exchange Bank:

  • The MRQ is -0.024. The company is unable to pay all its short-term debts with the most liquid assets. -2
  • The TTM is -0.024. The company is unable to pay all its short-term debts with the most liquid assets. -2
Trends
Current periodCompared to+/- 
MRQ-0.024TTM-0.0240.000
TTM-0.024YOY0.042-0.067
TTM-0.0245Y0.201-0.226
5Y0.20110Y18.219-18.017

1.4. Solvency of Exchange Bank.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Exchange Bank assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Exchange Bank to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.92 means that Exchange Bank assets are financed with 92.4% credit (debt) and the remaining percentage (100% - 92.4%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Exchange Bank:

  • The MRQ is 0.924. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.924. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.924TTM0.9240.000
TTM0.924YOY0.939-0.015
TTM0.9245Y0.915+0.009
5Y0.91510Y0.735+0.180
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9240.915+0.009
TTM0.9240.917+0.007
YOY0.9390.919+0.020
5Y0.9150.919-0.004
10Y0.7350.927-0.192
1.4.2. Debt to Equity Ratio

Measures if Exchange Bank is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Exchange Bank to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,218.1% means that company has $12.18 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Exchange Bank:

  • The MRQ is 12.181. The company is unable to pay all its debts with equity. -1
  • The TTM is 12.181. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ12.181TTM12.1810.000
TTM12.181YOY15.505-3.324
TTM12.1815Y11.186+0.994
5Y11.18610Y8.853+2.334
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ12.18110.829+1.352
TTM12.18111.013+1.168
YOY15.50511.363+4.142
5Y11.18611.437-0.251
10Y8.85313.038-4.185

2. Market Valuation of Exchange Bank

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Exchange Bank generates.

  • Above 15 is considered overpriced but always compare Exchange Bank to the Banks - Regional industry mean.
  • A PE ratio of 8.57 means the investor is paying $8.57 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Exchange Bank:

  • The EOD is 8.999. Based on the earnings, the company is underpriced. +1
  • The MRQ is 8.575. Based on the earnings, the company is underpriced. +1
  • The TTM is 8.575. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD8.999MRQ8.575+0.424
MRQ8.575TTM8.5750.000
TTM8.575YOY5.170+3.405
TTM8.5755Y7.400+1.175
5Y7.40010Y8.319-0.919
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD8.9997.491+1.508
MRQ8.5756.680+1.895
TTM8.5755.295+3.280
YOY5.1706.943-1.773
5Y7.4009.770-2.370
10Y8.3199.943-1.624
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Exchange Bank:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY5.623-5.623
TTM-5Y6.497-6.497
5Y6.49710Y8.539-2.042
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ--1.868+1.868
TTM--0.342+0.342
YOY5.6236.448-0.825
5Y6.4970.429+6.068
10Y8.5390.091+8.448
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Exchange Bank is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.68 means the investor is paying $0.68 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Exchange Bank:

  • The EOD is 0.711. Based on the equity, the company is cheap. +2
  • The MRQ is 0.678. Based on the equity, the company is cheap. +2
  • The TTM is 0.678. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.711MRQ0.678+0.034
MRQ0.678TTM0.6780.000
TTM0.678YOY0.959-0.281
TTM0.6785Y0.887-0.210
5Y0.88710Y0.757+0.131
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.7110.433+0.278
MRQ0.6780.386+0.292
TTM0.6780.470+0.208
YOY0.9590.642+0.317
5Y0.8870.795+0.092
10Y0.7571.025-0.268
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Exchange Bank compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--31.14031.1400%-68.352+320%-274.785+982%5.856+432%
Book Value Per Share--148.983148.9830%117.843+26%157.771-6%410.135-64%
Current Ratio--0.0610.0610%0.054+14%0.232-74%10.871-99%
Debt To Asset Ratio--0.9240.9240%0.939-2%0.915+1%0.735+26%
Debt To Equity Ratio--12.18112.1810%15.505-21%11.186+9%8.853+38%
Dividend Per Share----0%4.900-100%3.780-100%3.333-100%
Eps--11.77911.7790%21.863-46%19.166-39%16.464-28%
Gross Profit Margin--1.0001.0000%-0.278+128%-0.012+101%0.494+102%
Market Cap181720040.000+5%173148744.000173148744.0000%193772302.320-11%238804690.512-27%224955782.556-23%
Net Profit Margin--0.1450.1450%0.298-51%0.264-45%0.250-42%
Operating Margin----0%-0.0260%0.148-100%0.269-100%
Operating Ratio--0.3260.3260%0.203+60%0.215+52%-0.195+160%
Pb Ratio0.711+5%0.6780.6780%0.959-29%0.887-24%0.757-10%
Pe Ratio8.999+5%8.5758.5750%5.170+66%7.400+16%8.319+3%
Price Per Share106.000+5%101.000101.0000%113.030-11%139.298-27%131.149-23%
Price To Free Cash Flow Ratio----0%5.623-100%6.497-100%8.539-100%
Price To Total Gains Ratio3.404+5%3.2433.2430%-1.781+155%3.832-15%6.106-47%
Quick Ratio---0.024-0.0240%0.042-158%0.201-112%18.219-100%
Return On Assets--0.0060.0060%0.011-47%0.010-42%0.010-42%
Return On Equity--0.0790.0790%0.186-57%0.125-37%0.123-36%
Total Gains Per Share--31.14031.1400%-63.451+304%-271.005+970%9.190+239%
Usd Book Value--255408000.000255408000.0000%202024000.000+26%270473400.000-6%703285000.000-64%
Usd Book Value Change Per Share--31.14031.1400%-68.352+320%-274.785+982%5.856+432%
Usd Book Value Per Share--148.983148.9830%117.843+26%157.771-6%410.135-64%
Usd Dividend Per Share----0%4.900-100%3.780-100%3.333-100%
Usd Eps--11.77911.7790%21.863-46%19.166-39%16.464-28%
Usd Free Cash Flow----0%34459000.000-100%25469600.000-100%23517300.000-100%
Usd Market Cap181720040.000+5%173148744.000173148744.0000%193772302.320-11%238804690.512-27%224955782.556-23%
Usd Price Per Share106.000+5%101.000101.0000%113.030-11%139.298-27%131.149-23%
Usd Profit--20193000.00020193000.0000%37480000.000-46%32856600.000-39%28254100.000-29%
Usd Revenue--139208000.000139208000.0000%125578000.000+11%126170800.000+10%112242500.000+24%
Usd Total Gains Per Share--31.14031.1400%-63.451+304%-271.005+970%9.190+239%
 EOD+4 -3MRQTTM+0 -0YOY+16 -155Y+9 -2310Y+9 -23

3.2. Fundamental Score

Let's check the fundamental score of Exchange Bank based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-158.999
Price to Book Ratio (EOD)Between0-10.711
Net Profit Margin (MRQ)Greater than00.145
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than1-0.024
Current Ratio (MRQ)Greater than10.061
Debt to Asset Ratio (MRQ)Less than10.924
Debt to Equity Ratio (MRQ)Less than112.181
Return on Equity (MRQ)Greater than0.150.079
Return on Assets (MRQ)Greater than0.050.006
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of Exchange Bank based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5055.577
Ma 20Greater thanMa 50102.915
Ma 50Greater thanMa 100105.639
Ma 100Greater thanMa 200101.047
OpenGreater thanClose106.000
Total3/5 (60.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2019-12-312020-12-312021-12-312022-12-312023-12-31
Cash And Cash Equivalents  204,955131,456336,411136,558472,969-424,59648,373-84,018-35,645
Net Debt  -204,955-126,456-331,411-133,617-465,028444,865-20,163280,808260,645
Cash and Short Term Investments  204,955131,456336,411136,558472,969-424,59648,373-84,018-35,645



Latest Balance Sheet

Balance Sheet of 2023-12-31. All numbers in thousands.

Summary
Total Assets3,366,460
Total Liabilities3,111,052
Total Stockholder Equity255,408
 As reported
Total Liabilities 3,111,052
Total Stockholder Equity+ 255,408
Total Assets = 3,366,460

Assets

Total Assets3,366,460
Total Current Assets89,610
Long-term Assets3,276,850
Total Current Assets
Cash And Cash Equivalents -35,645
Other Current Assets 89,610
Total Current Assets  (as reported)89,610
Total Current Assets  (calculated)53,965
+/- 35,645
Long-term Assets
Property Plant Equipment 17,472
Long-term Assets Other 3,244,378
Long-term Assets  (as reported)3,276,850
Long-term Assets  (calculated)3,261,850
+/- 15,000

Liabilities & Shareholders' Equity

Total Current Liabilities1,462,748
Long-term Liabilities1,648,304
Total Stockholder Equity255,408
Total Current Liabilities
Other Current Liabilities 1,462,748
Total Current Liabilities  (as reported)1,462,748
Total Current Liabilities  (calculated)1,462,748
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)1,648,304
Long-term Liabilities  (calculated)0
+/- 1,648,304
Total Stockholder Equity
Total Stockholder Equity (as reported)255,408
Total Stockholder Equity (calculated)0
+/- 255,408
Other
Cash and Short Term Investments -35,645
Liabilities and Stockholders Equity 3,366,460
Net Debt 260,645
Net Working Capital -1,373,138
Short Long Term Debt Total 225,000



Balance Sheet

All numbers in thousands.

 Trend2023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-312005-12-312004-12-312003-12-312002-12-31
> Total Assets 
1,056,437
1,158,373
1,283,982
1,400,743
1,522,249
1,608,132
1,632,939
1,552,066
1,520,781
1,600,403
1,698,857
1,783,403
1,887,679
2,062,509
2,179,401
2,584,092
2,653,960
2,673,118
3,139,097
3,536,751
3,334,397
3,366,460
3,366,4603,334,3973,536,7513,139,0972,673,1182,653,9602,584,0922,179,4012,062,5091,887,6791,783,4031,698,8571,600,4031,520,7811,552,0661,632,9391,608,1321,522,2491,400,7431,283,9821,158,3731,056,437
   > Total Current Assets 
109,271
103,118
106,488
104,938
83,272
84,841
95,644
110,791
107,861
166,942
551,043
624,658
639,519
753,275
719,191
1,052,371
1,101,964
264,995
374,451
500,905
61,263
89,610
89,61061,263500,905374,451264,9951,101,9641,052,371719,191753,275639,519624,658551,043166,942107,861110,79195,64484,84183,272104,938106,488103,118109,271
       Cash And Cash Equivalents 
59,196
48,144
46,742
44,864
47,512
41,954
39,411
38,831
39,777
94,348
155,548
110,459
149,243
198,932
144,489
360,317
197,124
204,955
336,411
472,969
48,373
-35,645
-35,64548,373472,969336,411204,955197,124360,317144,489198,932149,243110,459155,54894,34839,77738,83139,41141,95447,51244,86446,74248,14459,196
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
395,495
460,374
437,427
495,250
514,245
638,912
844,905
60,000
0
0
0
0
000060,000844,905638,912514,245495,250437,427460,374395,4950000000000
       Net Receivables 
50,075
54,974
59,746
60,074
35,760
42,887
56,233
71,960
68,084
72,594
0
53,825
52,849
59,093
60,457
53,142
59,935
0
0
0
0
0
0000059,93553,14260,45759,09352,84953,825072,59468,08471,96056,23342,88735,76060,07459,74654,97450,075
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
52,849
9,277
9,305
10,545
11,488
264,995
374,451
500,905
61,263
89,610
89,61061,263500,905374,451264,99511,48810,5459,3059,27752,849000000000000
   > Long-term Assets 
248,536
268,501
245,469
273,742
294,154
332,455
353,567
323,202
335,982
362,702
411,980
476,445
453,659
511,728
531,926
657,674
862,496
2,408,123
2,764,646
3,035,846
3,273,134
3,276,850
3,276,8503,273,1343,035,8462,764,6462,408,123862,496657,674531,926511,728453,659476,445411,980362,702335,982323,202353,567332,455294,154273,742245,469268,501248,536
       Property Plant Equipment 
19,623
20,897
21,685
21,493
21,898
21,908
20,956
19,170
17,606
17,772
16,485
16,071
16,232
16,478
17,681
18,762
17,591
18,335
20,498
26,658
25,427
17,472
17,47225,42726,65820,49818,33517,59118,76217,68116,47816,23216,07116,48517,77217,60619,17020,95621,90821,89821,49321,68520,89719,623
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
446,389
504,286
514,245
638,912
844,905
731,538
0
0
0
0
0000731,538844,905638,912514,245504,286446,389000000000000
       Other Assets 
698,630
786,754
932,025
1,022,063
1,144,823
1,190,836
1,183,728
1,118,073
1,076,938
1,070,759
735,834
682,300
794,501
797,506
928,284
874,047
689,500
1,646,644
1,788,844
1,587,476
0
0
001,587,4761,788,8441,646,644689,500874,047928,284797,506794,501682,300735,8341,070,7591,076,9381,118,0731,183,7281,190,8361,144,8231,022,063932,025786,754698,630
> Total Liabilities 
951,642
31,000
1,170,242
1,280,503
1,394,246
94,000
151,000
51,000
1,363,555
1,437,384
38,000
1,628,393
1,727,605
1,889,401
1,990,229
37,218
42,705
2,402,303
2,834,179
3,217,549
3,132,373
3,111,052
3,111,0523,132,3733,217,5492,834,1792,402,30342,70537,2181,990,2291,889,4011,727,6051,628,39338,0001,437,3841,363,55551,000151,00094,0001,394,2461,280,5031,170,24231,000951,642
   > Total Current Liabilities 
0
0
10,000
27,096
21,571
0
0
0
31,403
45,501
0
27,412
37,206
42,424
38,819
37,218
42,705
867,878
1,118,093
1,234,873
1,143,810
1,462,748
1,462,7481,143,8101,234,8731,118,093867,87842,70537,21838,81942,42437,20627,412045,50131,40300021,57127,09610,00000
       Short-term Debt 
0
0
10,000
0
0
0
0
0
0
0
0
0
22,000
0
0
0
0
0
0
1,689
1,681
0
01,6811,68900000022,00000000000010,00000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
22,000
0
0
0
0
0
0
0
0
0
00000000022,000000000000000
       Accounts payable 
0
0
0
27,096
21,571
0
0
0
31,403
45,501
0
27,412
37,206
42,424
38,819
37,218
42,705
2,355,004
2,778,573
3,179,118
0
0
003,179,1182,778,5732,355,00442,70537,21838,81942,42437,20627,412045,50131,40300021,57127,096000
       Other Current Liabilities 
0
0
-10,000
-27,096
-21,571
0
0
0
-31,403
-45,501
0
-27,412
-37,206
-42,424
-38,819
-37,218
-42,705
867,878
1,118,093
1,233,184
1,142,129
1,462,748
1,462,7481,142,1291,233,1841,118,093867,878-42,705-37,218-38,819-42,424-37,206-27,4120-45,501-31,403000-21,571-27,096-10,00000
   > Long-term Liabilities 
0
31,000
33,000
47,000
109,000
94,000
151,000
51,000
47,000
41,000
38,000
24,000
22,000
8,000
8,000
37,218
42,705
1,534,425
1,716,086
1,982,676
1,988,563
1,648,304
1,648,3041,988,5631,982,6761,716,0861,534,42542,70537,2188,0008,00022,00024,00038,00041,00047,00051,000151,00094,000109,00047,00033,00031,0000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
27,412
37,206
42,308
37,700
36,006
41,403
45,799
41,640
29,972
0
0
0029,97241,64045,79941,40336,00637,70042,30837,20627,41200000000000
> Total Stockholder Equity
104,795
108,763
113,740
120,240
128,003
134,290
153,773
150,150
157,226
163,019
156,425
155,010
160,074
173,108
189,172
203,205
231,572
270,815
304,918
319,202
202,024
255,408
255,408202,024319,202304,918270,815231,572203,205189,172173,108160,074155,010156,425163,019157,226150,150153,773134,290128,003120,240113,740108,763104,795
   Common Stock
4,286
4,286
4,286
4,286
4,286
4,286
4,286
4,286
4,286
4,286
0
4,286
4,286
4,286
4,286
4,286
4,286
4,286
4,286
4,286
4,286
0
04,2864,2864,2864,2864,2864,2864,2864,2864,2864,28604,2864,2864,2864,2864,2864,2864,2864,2864,2864,286
   Retained Earnings 
50,272
55,040
61,726
71,068
82,410
85,352
62,503
56,088
64,155
73,561
0
97,617
112,532
129,582
146,284
161,775
193,687
222,645
248,113
276,294
305,373
0
0305,373276,294248,113222,645193,687161,775146,284129,582112,53297,617073,56164,15556,08862,50385,35282,41071,06861,72655,04050,272
   Accumulated Other Comprehensive Income 
4,211
3,411
1,702
-1,140
-4,719
-1,374
-2,042
320
-1,101
-5,144
0
-2,069
-2,770
-6,786
-7,424
-8,882
-12,427
-2,142
6,493
-7,404
-153,661
0
0-153,661-7,4046,493-2,142-12,427-8,882-7,424-6,786-2,770-2,0690-5,144-1,101320-2,042-1,374-4,719-1,1401,7023,4114,211
   Capital Surplus 0000000000000000000000
   Treasury Stock0000000000000000000000
   Other Stockholders Equity 
46,026
46,026
46,026
46,026
46,026
46,026
92,052
92,052
92,052
92,052
156,425
92,052
46,026
46,026
46,026
46,026
46,026
46,026
46,026
46,026
46,026
0
046,02646,02646,02646,02646,02646,02646,02646,02646,02692,052156,42592,05292,05292,05292,05246,02646,02646,02646,02646,02646,026



Balance Sheet

All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue139,208
Cost of Revenue-0
Gross Profit139,208139,208
 
Operating Income (+$)
Gross Profit139,208
Operating Expense-45,328
Operating Income93,88093,880
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense45,3280
 
Net Interest Income (+$)
Interest Income0
Interest Expense-0
Other Finance Cost-0
Net Interest Income0
 
Pretax Income (+$)
Operating Income93,880
Net Interest Income0
Other Non-Operating Income Expenses0
Income Before Tax (EBT)27,71266,168
EBIT - interestExpense = 0
27,712
20,193
Interest Expense0
Earnings Before Interest and Taxes (EBIT)027,712
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax27,712
Tax Provision-0
Net Income From Continuing Ops027,712
Net Income20,193
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses111,496
Total Other Income/Expenses Net27,7120
 

Technical Analysis of Exchange Bank
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Exchange Bank. The general trend of Exchange Bank is BULLISH with 85.7% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Exchange Bank's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (85.7%) Bearish trend (-85.7%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Exchange Bank.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: < 96.80 < 108.63.

The bearish price targets are: 99.00 > 99.00 > 98.75.

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Exchange Bank Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Exchange Bank. The current mas is .

The long score for the Moving Averages is 13/14.
The longshort score for the Moving Averages is 12/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Exchange Bank Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Exchange Bank. The current macd is -0.42352566.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Exchange Bank price going up in the near term. +2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Exchange Bank. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Exchange Bank price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Exchange Bank Daily Moving Average Convergence/Divergence (MACD) ChartExchange Bank Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Exchange Bank. The current adx is 20.69.

The long score for the Directional Movement Index (DMI) is 1/7.
The longshort score for the Directional Movement Index (DMI) is 1/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Exchange Bank shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Exchange Bank Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Exchange Bank. The current sar is 100.00.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Exchange Bank Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Exchange Bank. The current rsi is 55.58. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 3/13.
The longshort score for the Relative Strength Index (RSI) is 2/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending down: The RSI is trending down. -1
Exchange Bank Daily Relative Strength Index (RSI) ChartExchange Bank Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Exchange Bank. The current phase is Continuation in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 2/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Exchange Bank price going up in the near term. +2
  • Trending down: The STOCH %K is trending down. -1
Exchange Bank Daily Stochastic Oscillator ChartExchange Bank Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Exchange Bank. The current cci is 62.66.

Exchange Bank Daily Commodity Channel Index (CCI) ChartExchange Bank Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Exchange Bank. The current cmo is 24.33.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Exchange Bank Daily Chande Momentum Oscillator (CMO) ChartExchange Bank Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Exchange Bank. The current willr is -36.07305936.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Exchange Bank is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Exchange Bank Daily Williams %R ChartExchange Bank Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Exchange Bank.

Exchange Bank Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Exchange Bank. The current atr is 3.10436039.

Exchange Bank Daily Average True Range (ATR) ChartExchange Bank Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Exchange Bank. The current obv is -30,054.

Exchange Bank Daily On-Balance Volume (OBV) ChartExchange Bank Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Exchange Bank. The current mfi is 39.51.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
Exchange Bank Daily Money Flow Index (MFI) ChartExchange Bank Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Exchange Bank.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-03STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-06STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-08STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-09MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2023-11-10STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2023-11-14STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-16DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-11-20STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-22STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-27STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-28STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-01CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-04CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-05MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-06MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-07CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-11STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-12STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-13BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-14STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-18STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-20SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-22RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2023-12-26STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-28RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-02STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-04STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-05RSI SHORT ENTRY LONG CLOSE70 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-08STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-09MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-11STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-16CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-18STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-22WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-23STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-29WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-30STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-31SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-01STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-05CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-06STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-07STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-02-09STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-12MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-13MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-20STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-26STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-27WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-28STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-01CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-04SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-03-07CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-08STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-14DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-18STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-20SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-03-22STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-25MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-03-26CCI LONG ENTRY SHORT CLOSE100 crossover to upside

6.3. Candlestick Patterns

Exchange Bank Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Exchange Bank based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5055.577
Ma 20Greater thanMa 50102.915
Ma 50Greater thanMa 100105.639
Ma 100Greater thanMa 200101.047
OpenGreater thanClose106.000
Total3/5 (60.0%)
Penke

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