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Fiducian Group Ltd
Buy, Hold or Sell?

Let's analyze Fiducian together

I guess you are interested in Fiducian Group Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Fiducian Group Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Fiducian (30 sec.)










1.2. What can you expect buying and holding a share of Fiducian? (30 sec.)

How much money do you get?

How much money do you get?
A$0.90
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$1.73
Expected worth in 1 year
A$2.20
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
A$1.91
Return On Investment
21.4%

For what price can you sell your share?

Current Price per Share
A$8.95
Expected price per share
A$8.3 - A$9.16
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Fiducian (5 min.)




Live pricePrice per Share (EOD)
A$8.95
Intrinsic Value Per Share
A$4.13 - A$7.04
Total Value Per Share
A$5.86 - A$8.77

2.2. Growth of Fiducian (5 min.)




Is Fiducian growing?

Current yearPrevious yearGrowGrow %
How rich?$34.1m$31.8m$2.3m6.8%

How much money is Fiducian making?

Current yearPrevious yearGrowGrow %
Making money$9.4m$7.7m$1.7m18.1%
Net Profit Margin18.6%16.8%--

How much money comes from the company's main activities?

2.3. Financial Health of Fiducian (5 min.)




2.4. Comparing to competitors in the Asset Management industry (5 min.)




  Industry Rankings (Asset Management)  


Richest
#557 / 708

Most Revenue
#245 / 708

Most Profit
#340 / 708

Most Efficient
#468 / 708
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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Fiducian?

Welcome investor! Fiducian's management wants to use your money to grow the business. In return you get a share of Fiducian.

First you should know what it really means to hold a share of Fiducian. And how you can make/lose money.

Speculation

The Price per Share of Fiducian is A$8.95. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Fiducian.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Fiducian, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$1.73. Based on the TTM, the Book Value Change Per Share is A$0.12 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.12 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.36 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Fiducian.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps0.303.3%0.303.3%0.242.7%0.252.8%0.202.2%
Usd Book Value Change Per Share0.070.8%0.070.8%0.070.8%0.080.9%0.070.8%
Usd Dividend Per Share0.232.5%0.232.5%0.171.9%0.171.9%0.131.5%
Usd Total Gains Per Share0.303.3%0.303.3%0.242.7%0.252.8%0.202.3%
Usd Price Per Share4.66-4.66-3.64-4.04-3.14-
Price to Earnings Ratio15.64-15.64-14.91-16.03-15.30-
Price-to-Total Gains Ratio15.57-15.57-14.93-15.98-15.03-
Price to Book Ratio4.31-4.31-3.61-4.37-4.14-
Price-to-Total Gains Ratio15.57-15.57-14.93-15.98-15.03-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share5.59912
Number of shares178
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.230.17
Usd Book Value Change Per Share0.070.08
Usd Total Gains Per Share0.300.25
Gains per Quarter (178 shares)53.2944.88
Gains per Year (178 shares)213.14179.50
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
11615220312456170
2322105416248111350
3482157629372167530
4643209842496222710
58042621055620278890
696531412687443331070
7112636614818673891250
8128641916949914451430
91447471190711155001610
101608523212012395561790

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%23.02.00.092.0%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%22.03.00.088.0%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%23.00.02.092.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%24.01.00.096.0%
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3.2. Key Performance Indicators

The key performance indicators of Fiducian Group Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.1180.1180%0.119-1%0.125-6%0.112+5%
Book Value Per Share--1.7301.7300%1.613+7%1.482+17%1.182+46%
Current Ratio--2.6882.6880%2.477+9%2.442+10%2.321+16%
Debt To Asset Ratio--0.2350.2350%0.296-21%0.310-24%0.281-16%
Debt To Equity Ratio--0.3070.3070%0.421-27%0.454-32%0.396-22%
Dividend Per Share--0.3610.3610%0.271+33%0.278+30%0.213+70%
Enterprise Value--244969770.850244969770.8500%181921582.060+35%201954791.118+21%158485054.759+55%
Eps--0.4760.4760%0.390+22%0.402+19%0.320+49%
Ev To Ebitda Ratio--9.4029.4020%8.106+16%9.244+2%9.192+2%
Ev To Sales Ratio--3.0323.0320%2.482+22%2.984+2%2.898+5%
Free Cash Flow Per Share--0.6140.6140%0.440+39%0.496+24%0.381+61%
Free Cash Flow To Equity Per Share--0.2000.2000%0.119+69%0.169+18%0.146+37%
Gross Profit Margin--0.8220.8220%0.838-2%0.853-4%0.834-1%
Intrinsic Value_10Y_max--7.040--------
Intrinsic Value_10Y_min--4.132--------
Intrinsic Value_1Y_max--0.579--------
Intrinsic Value_1Y_min--0.393--------
Intrinsic Value_3Y_max--1.836--------
Intrinsic Value_3Y_min--1.207--------
Intrinsic Value_5Y_max--3.210--------
Intrinsic Value_5Y_min--2.042--------
Market Cap281724520.000+17%235155770.850235155770.8500%183705582.060+28%203419391.118+16%158117554.759+49%
Net Profit Margin--0.1860.1860%0.168+11%0.187-1%0.187-1%
Operating Margin--0.2650.2650%0.241+10%0.262+1%0.271-2%
Operating Ratio--0.5650.5650%0.759-26%0.700-19%0.716-21%
Pb Ratio5.173+17%4.3064.3060%3.609+19%4.368-1%4.142+4%
Pe Ratio18.783+17%15.63515.6350%14.912+5%16.035-2%15.298+2%
Price Per Share8.950+17%7.4507.4500%5.820+28%6.452+15%5.018+48%
Price To Free Cash Flow Ratio14.579+17%12.13512.1350%13.214-8%13.140-8%13.113-7%
Price To Total Gains Ratio18.704+17%15.56915.5690%14.932+4%15.982-3%15.033+4%
Quick Ratio--2.5362.5360%2.160+17%2.166+17%2.047+24%
Return On Assets--0.2110.2110%0.170+24%0.187+12%0.193+9%
Return On Equity--0.2750.2750%0.242+14%0.272+1%0.268+3%
Total Gains Per Share--0.4790.4790%0.390+23%0.403+19%0.324+47%
Usd Book Value--34166518.40034166518.4000%31846168.000+7%29233412.160+17%23305977.280+47%
Usd Book Value Change Per Share--0.0740.0740%0.074-1%0.078-6%0.070+5%
Usd Book Value Per Share--1.0821.0820%1.009+7%0.927+17%0.740+46%
Usd Dividend Per Share--0.2260.2260%0.170+33%0.174+30%0.133+70%
Usd Enterprise Value--153253088.644153253088.6440%113810141.737+35%126342917.323+21%99148250.257+55%
Usd Eps--0.2980.2980%0.244+22%0.251+19%0.200+49%
Usd Free Cash Flow--12122876.80012122876.8000%8697091.200+39%9788888.320+24%7513518.560+61%
Usd Free Cash Flow Per Share--0.3840.3840%0.276+39%0.310+24%0.238+61%
Usd Free Cash Flow To Equity Per Share--0.1250.1250%0.074+69%0.106+18%0.092+37%
Usd Market Cap176246859.712+17%147113450.244147113450.2440%114926212.137+28%127259171.083+16%98918342.257+49%
Usd Price Per Share5.599+17%4.6614.6610%3.641+28%4.036+15%3.139+48%
Usd Profit--9409024.0009409024.0000%7706766.400+22%7922348.160+19%6308487.840+49%
Usd Revenue--50547228.80050547228.8000%45863361.600+10%42453716.480+19%33597034.720+50%
Usd Total Gains Per Share--0.2990.2990%0.244+23%0.252+19%0.203+47%
 EOD+4 -4MRQTTM+0 -0YOY+34 -65Y+34 -610Y+34 -6

3.3 Fundamental Score

Let's check the fundamental score of Fiducian Group Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1518.783
Price to Book Ratio (EOD)Between0-15.173
Net Profit Margin (MRQ)Greater than00.186
Operating Margin (MRQ)Greater than00.265
Quick Ratio (MRQ)Greater than12.536
Current Ratio (MRQ)Greater than12.688
Debt to Asset Ratio (MRQ)Less than10.235
Debt to Equity Ratio (MRQ)Less than10.307
Return on Equity (MRQ)Greater than0.150.275
Return on Assets (MRQ)Greater than0.050.211
Total8/10 (80.0%)

3.4 Technical Score

Let's check the technical score of Fiducian Group Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose8.930
Total0/1 (0.0%)

4. In-depth Analysis

4.1 About Fiducian Group Ltd

Fiducian Group Ltd, through its subsidiaries, provides financial services in Australia. It operates through Funds Management, Financial Planning, Corporate Services, and Platform Administration segments. The company provides investor directed portfolio and separately managed accounts services; and acts as the trustee of fiducial superannuation services. It also offers fiducial funds; financial planning services; client account administration platforms; and wrap platform administration services. In addition, the company develops IT software systems for financial planning; and offers financial advisory services, such as cash flow management, debt reduction, planning retirement, estate management, and aged care, as well as provides platform solutions and SMSF administration services. Further, it offers diversified and sector funds, specialist funds, managed portfolios, and manager system services. The company was founded in 1996 and is based in Sydney, Australia.

Fundamental data was last updated by Penke on 2025-01-26 19:39:03.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is very efficient in making profit.
Using its investors money, the company is very efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is very able to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is fair priced.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit Fiducian earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Fiducian to the Asset Management industry mean.
  • A Net Profit Margin of 18.6% means that $0.19 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Fiducian Group Ltd:

  • The MRQ is 18.6%. The company is making a huge profit. +2
  • The TTM is 18.6%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ18.6%TTM18.6%0.0%
TTM18.6%YOY16.8%+1.8%
TTM18.6%5Y18.7%-0.1%
5Y18.7%10Y18.7%+0.0%
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
MRQ18.6%56.4%-37.8%
TTM18.6%54.4%-35.8%
YOY16.8%65.2%-48.4%
5Y18.7%62.3%-43.6%
10Y18.7%59.5%-40.8%
4.3.1.2. Return on Assets

Shows how efficient Fiducian is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Fiducian to the Asset Management industry mean.
  • 21.1% Return on Assets means that Fiducian generated $0.21 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Fiducian Group Ltd:

  • The MRQ is 21.1%. Using its assets, the company is very efficient in making profit. +2
  • The TTM is 21.1%. Using its assets, the company is very efficient in making profit. +2
Trends
Current periodCompared to+/- 
MRQ21.1%TTM21.1%0.0%
TTM21.1%YOY17.0%+4.0%
TTM21.1%5Y18.7%+2.3%
5Y18.7%10Y19.3%-0.6%
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
MRQ21.1%2.3%+18.8%
TTM21.1%2.1%+19.0%
YOY17.0%0.7%+16.3%
5Y18.7%1.8%+16.9%
10Y19.3%2.3%+17.0%
4.3.1.3. Return on Equity

Shows how efficient Fiducian is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Fiducian to the Asset Management industry mean.
  • 27.5% Return on Equity means Fiducian generated $0.28 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Fiducian Group Ltd:

  • The MRQ is 27.5%. Using its investors money, the company is very efficient in making profit. +2
  • The TTM is 27.5%. Using its investors money, the company is very efficient in making profit. +2
Trends
Current periodCompared to+/- 
MRQ27.5%TTM27.5%0.0%
TTM27.5%YOY24.2%+3.3%
TTM27.5%5Y27.2%+0.4%
5Y27.2%10Y26.8%+0.3%
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
MRQ27.5%3.8%+23.7%
TTM27.5%3.5%+24.0%
YOY24.2%1.6%+22.6%
5Y27.2%3.2%+24.0%
10Y26.8%3.6%+23.2%
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4.3.2. Operating Efficiency of Fiducian Group Ltd.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient Fiducian is operating .

  • Measures how much profit Fiducian makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Fiducian to the Asset Management industry mean.
  • An Operating Margin of 26.5% means the company generated $0.27  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Fiducian Group Ltd:

  • The MRQ is 26.5%. The company is operating very efficient. +2
  • The TTM is 26.5%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ26.5%TTM26.5%0.0%
TTM26.5%YOY24.1%+2.4%
TTM26.5%5Y26.2%+0.4%
5Y26.2%10Y27.1%-0.9%
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
MRQ26.5%74.3%-47.8%
TTM26.5%69.9%-43.4%
YOY24.1%72.5%-48.4%
5Y26.2%64.3%-38.1%
10Y27.1%58.4%-31.3%
4.3.2.2. Operating Ratio

Measures how efficient Fiducian is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Asset Management industry mean).
  • An Operation Ratio of 0.56 means that the operating costs are $0.56 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Fiducian Group Ltd:

  • The MRQ is 0.565. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.565. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.565TTM0.5650.000
TTM0.565YOY0.759-0.194
TTM0.5655Y0.700-0.135
5Y0.70010Y0.716-0.016
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
MRQ0.5650.859-0.294
TTM0.5650.776-0.211
YOY0.7590.471+0.288
5Y0.7000.518+0.182
10Y0.7160.549+0.167
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4.4.3. Liquidity of Fiducian Group Ltd.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Fiducian is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Asset Management industry mean).
  • A Current Ratio of 2.69 means the company has $2.69 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Fiducian Group Ltd:

  • The MRQ is 2.688. The company is able to pay all its short-term debts. +1
  • The TTM is 2.688. The company is able to pay all its short-term debts. +1
Trends
Current periodCompared to+/- 
MRQ2.688TTM2.6880.000
TTM2.688YOY2.477+0.211
TTM2.6885Y2.442+0.246
5Y2.44210Y2.321+0.121
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
MRQ2.6882.669+0.019
TTM2.6883.036-0.348
YOY2.4773.448-0.971
5Y2.4425.074-2.632
10Y2.3217.193-4.872
4.4.3.2. Quick Ratio

Measures if Fiducian is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Fiducian to the Asset Management industry mean.
  • A Quick Ratio of 2.54 means the company can pay off $2.54 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Fiducian Group Ltd:

  • The MRQ is 2.536. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 2.536. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ2.536TTM2.5360.000
TTM2.536YOY2.160+0.376
TTM2.5365Y2.166+0.370
5Y2.16610Y2.047+0.119
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
MRQ2.5362.447+0.089
TTM2.5362.777-0.241
YOY2.1603.995-1.835
5Y2.1665.994-3.828
10Y2.0478.835-6.788
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4.5.4. Solvency of Fiducian Group Ltd.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of Fiducian assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Fiducian to Asset Management industry mean.
  • A Debt to Asset Ratio of 0.24 means that Fiducian assets are financed with 23.5% credit (debt) and the remaining percentage (100% - 23.5%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Fiducian Group Ltd:

  • The MRQ is 0.235. The company is very able to pay all its debts by selling its assets. +2
  • The TTM is 0.235. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.235TTM0.2350.000
TTM0.235YOY0.296-0.061
TTM0.2355Y0.310-0.074
5Y0.31010Y0.281+0.029
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2350.186+0.049
TTM0.2350.186+0.049
YOY0.2960.167+0.129
5Y0.3100.191+0.119
10Y0.2810.184+0.097
4.5.4.2. Debt to Equity Ratio

Measures if Fiducian is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Fiducian to the Asset Management industry mean.
  • A Debt to Equity ratio of 30.7% means that company has $0.31 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Fiducian Group Ltd:

  • The MRQ is 0.307. The company is very able to pay all its debts with equity. +2
  • The TTM is 0.307. The company is very able to pay all its debts with equity. +2
Trends
Current periodCompared to+/- 
MRQ0.307TTM0.3070.000
TTM0.307YOY0.421-0.114
TTM0.3075Y0.454-0.147
5Y0.45410Y0.396+0.058
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3070.229+0.078
TTM0.3070.231+0.076
YOY0.4210.204+0.217
5Y0.4540.248+0.206
10Y0.3960.251+0.145
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Fiducian generates.

  • Above 15 is considered overpriced but always compare Fiducian to the Asset Management industry mean.
  • A PE ratio of 15.64 means the investor is paying $15.64 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Fiducian Group Ltd:

  • The EOD is 18.783. Based on the earnings, the company is fair priced.
  • The MRQ is 15.635. Based on the earnings, the company is fair priced.
  • The TTM is 15.635. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD18.783MRQ15.635+3.148
MRQ15.635TTM15.6350.000
TTM15.635YOY14.912+0.723
TTM15.6355Y16.035-0.399
5Y16.03510Y15.298+0.736
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
EOD18.7837.513+11.270
MRQ15.6356.973+8.662
TTM15.6356.973+8.662
YOY14.9125.269+9.643
5Y16.0355.399+10.636
10Y15.2987.645+7.653
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Fiducian Group Ltd:

  • The EOD is 14.579. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 12.135. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 12.135. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD14.579MRQ12.135+2.443
MRQ12.135TTM12.1350.000
TTM12.135YOY13.214-1.079
TTM12.1355Y13.140-1.005
5Y13.14010Y13.113+0.027
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
EOD14.5794.589+9.990
MRQ12.1354.834+7.301
TTM12.1355.439+6.696
YOY13.2143.580+9.634
5Y13.1403.295+9.845
10Y13.1132.493+10.620
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of Fiducian is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Asset Management industry mean).
  • A PB ratio of 4.31 means the investor is paying $4.31 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Fiducian Group Ltd:

  • The EOD is 5.173. Based on the equity, the company is overpriced. -1
  • The MRQ is 4.306. Based on the equity, the company is fair priced.
  • The TTM is 4.306. Based on the equity, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD5.173MRQ4.306+0.867
MRQ4.306TTM4.3060.000
TTM4.306YOY3.609+0.697
TTM4.3065Y4.368-0.063
5Y4.36810Y4.142+0.227
Compared to industry (Asset Management)
PeriodCompanyIndustry (mean)+/- 
EOD5.1730.964+4.209
MRQ4.3060.915+3.391
TTM4.3060.916+3.390
YOY3.6090.928+2.681
5Y4.3681.006+3.362
10Y4.1421.157+2.985
4.6.2. Total Gains per Share

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Fiducian Group Ltd.

4.8.2. Funds holding Fiducian Group Ltd

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2020-12-31Wasatch Micro-Cap Value Fund2.0599999-648340--
2021-01-31Financial Investors Tr-Grandeur Peak International Opportunities Fund0.64-201848--
2021-01-31Financial Investors Tr-Grandeur Peak Global Micro Cap Fund0.61000003-190828--
2021-01-31Financial Investors Tr-Grandeur Peak Global Opportunities Fund0.58-182850--
2021-01-31Financial Investors Tr-Grandeur Peak Global Contrarian Fund0.52-163235--
2020-12-31Brighthouse Fds Tr II-BH/Dimensional International Small Co Port0.01-3121--
2021-01-31Harbor Overseas Fund0.01-2082--
Total 4.429999930139230400.0%
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5. Financial Statements




5.1. Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2020-06-302021-06-302022-06-302023-06-302024-06-30
Other Current Liabilities  -3,519-407-3,926-426-4,35284-4,26812,1797,911



5.2. Latest Balance Sheet

Balance Sheet of 2024-06-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets71,404
Total Liabilities16,790
Total Stockholder Equity54,614
 As reported
Total Liabilities 16,790
Total Stockholder Equity+ 54,614
Total Assets = 71,404

Assets

Total Assets71,404
Total Current Assets34,851
Long-term Assets36,553
Total Current Assets
Cash And Cash Equivalents 26,604
Net Receivables 6,273
Other Current Assets 1,974
Total Current Assets  (as reported)34,851
Total Current Assets  (calculated)34,851
+/-0
Long-term Assets
Property Plant Equipment 3,001
Goodwill 12,488
Intangible Assets 13,225
Long-term Assets Other 7,839
Long-term Assets  (as reported)36,553
Long-term Assets  (calculated)36,553
+/-0

Liabilities & Shareholders' Equity

Total Current Liabilities12,963
Long-term Liabilities2,543
Total Stockholder Equity54,614
Total Current Liabilities
Short-term Debt 1,701
Short Long Term Debt 1,701
Accounts payable 3,351
Other Current Liabilities 7,911
Total Current Liabilities  (as reported)12,963
Total Current Liabilities  (calculated)14,664
+/- 1,701
Long-term Liabilities
Long term Debt 1,284
Long-term Liabilities  (as reported)2,543
Long-term Liabilities  (calculated)1,284
+/- 1,259
Total Stockholder Equity
Common Stock7,788
Retained Earnings 46,648
Accumulated Other Comprehensive Income 178
Total Stockholder Equity (as reported)54,614
Total Stockholder Equity (calculated)54,614
+/-0
Other
Capital Stock7,788
Cash and Short Term Investments 26,604
Common Stock Shares Outstanding 31,565
Current Deferred Revenue-1,701
Liabilities and Stockholders Equity 71,404
Net Debt -23,619
Net Invested Capital 57,599
Net Working Capital 21,888
Property Plant and Equipment Gross 6,008
Short Long Term Debt Total 2,985



5.3. Balance Sheets Structured

Currency in AUD. All numbers in thousands.

 Trend2024-06-302023-06-302022-06-302021-06-302020-06-302019-06-302018-06-302017-06-302016-06-302015-06-302014-06-302013-06-302012-06-302011-06-302010-06-302009-06-302008-06-302007-06-302006-06-302005-06-302004-06-302003-06-302002-06-302001-06-302000-06-301999-06-301998-06-30
> Total Assets 
0
12,362
3,249
14,454
17,061
16,126
16,389
16,423
18,675
19,721
19,543
18,150
20,032
22,430
20,935
22,446
27,179
28,770
33,690
36,277
40,561
45,889
58,209
61,744
74,285
72,337
71,404
71,40472,33774,28561,74458,20945,88940,56136,27733,69028,77027,17922,44620,93522,43020,03218,15019,54319,72118,67516,42316,38916,12617,06114,4543,24912,3620
   > Total Current Assets 
0
12,218
3,008
12,908
9,233
10,701
2,899
4,497
13,623
15,226
15,182
13,159
15,143
16,004
10,237
11,624
13,780
16,121
13,642
13,917
18,861
20,486
20,288
27,153
25,426
29,196
34,851
34,85129,19625,42627,15320,28820,48618,86113,91713,64216,12113,78011,62410,23716,00415,14313,15915,18215,22613,6234,4972,89910,7019,23312,9083,00812,2180
       Cash And Cash Equivalents 
0
11,588
2,318
11,813
5,876
6,701
1,261
2,731
1,559
2,460
2,924
7,821
9,478
10,150
7,674
9,440
11,195
12,374
9,691
9,548
13,885
11,792
13,961
19,316
17,484
19,648
26,604
26,60419,64817,48419,31613,96111,79213,8859,5489,69112,37411,1959,4407,67410,1509,4787,8212,9242,4601,5592,7311,2616,7015,87611,8132,31811,5880
       Short-term Investments 
0
0
0
0
0
-5,775
0
0
502
0
480
506
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000506480050200-5,77500000
       Net Receivables 
0
630
690
1,095
1,443
1,547
1,638
1,766
2,198
2,671
2,365
1,903
2,135
2,251
2,563
1,419
1,680
2,167
2,973
3,013
3,354
3,538
4,138
4,146
4,187
5,809
6,273
6,2735,8094,1874,1464,1383,5383,3543,0132,9732,1671,6801,4192,5632,2512,1351,9032,3652,6712,1981,7661,6381,5471,4431,0956906300
       Other Current Assets 
0
0
0
0
1,914
7,385
0
0
1,179
10,095
9,413
2,929
3,530
3,603
0
1,330
905
1,580
978
1,356
1,622
5,156
2,189
3,691
3,755
3,739
1,974
1,9743,7393,7553,6912,1895,1561,6221,3569781,5809051,33003,6033,5302,9299,41310,0951,179007,3851,9140000
   > Long-term Assets 
0
21
21
1,218
7,827
5,425
5,710
5,017
5,052
4,495
4,361
4,991
4,889
6,426
6,642
7,011
10,125
9,158
16,569
16,037
15,962
20,253
28,653
25,308
38,258
32,872
36,553
36,55332,87238,25825,30828,65320,25315,96216,03716,5699,15810,1257,0116,6426,4264,8894,9914,3614,4955,0525,0175,7105,4257,8271,21821210
       Property Plant Equipment 
0
21
21
1,218
699
533
1,850
1,249
683
345
288
415
352
495
346
598
524
388
298
223
186
172
7,666
5,935
5,989
4,362
3,001
3,0014,3625,9895,9357,6661721862232983885245983464953524152883456831,2491,8505336991,21821210
       Goodwill 
0
0
0
0
2,941
2,930
3,387
3,152
3,343
3,199
3,199
3,199
3,199
3,199
3,199
3,199
5,057
5,007
6,985
7,136
7,335
8,541
9,203
9,222
12,721
12,488
12,488
12,48812,48812,7219,2229,2038,5417,3357,1366,9855,0075,0573,1993,1993,1993,1993,1993,1993,1993,3433,1523,3872,9302,9410000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
106
0
0
0
0
0
0
0
0
0
0
00000000001060000000000000000
       Intangible Assets 
0
0
0
1,076
2,940
2,930
473
616
524
459
394
871
898
2,307
3,097
3,214
4,544
3,763
9,286
8,678
8,441
11,540
20,987
19,373
32,269
28,510
13,225
13,22528,51032,26919,37320,98711,5408,4418,6789,2863,7634,5443,2143,0972,3078988713944595246164732,9302,9401,076000
       Other Assets 
0
123
220
329
9,233
16,126
7,780
6,909
18,675
19,721
19,543
18,150
20,032
22,430
4,056
3,811
3,274
3,491
3,479
6,323
5,738
5,150
9,268
9,283
10,601
10,269
2,841
2,84110,26910,6019,2839,2685,1505,7386,3233,4793,4913,2743,8114,05622,43020,03218,15019,54319,72118,6756,9097,78016,1269,2333292201230
> Total Liabilities 
0
888
1,244
2,564
3,341
2,958
3,036
2,804
3,827
4,550
3,588
3,022
3,249
4,469
3,621
4,126
7,828
7,579
9,563
8,657
9,430
11,063
20,086
18,875
27,153
21,432
16,790
16,79021,43227,15318,87520,08611,0639,4308,6579,5637,5797,8284,1263,6214,4693,2493,0223,5884,5503,8272,8043,0362,9583,3412,5641,2448880
   > Total Current Liabilities 
0
615
793
1,312
1,919
1,674
705
693
790
906
760
761
822
972
665
690
980
7,109
7,459
6,856
7,541
8,635
8,414
9,246
14,985
11,785
12,963
12,96311,78514,9859,2468,4148,6357,5416,8567,4597,1099806906659728227617609067906937051,6741,9191,3127936150
       Short-term Debt 
0
4
3
1
0
0
0
0
502
0
480
506
0
0
0
0
0
0
1,572
448
198
1,604
1,377
1,315
1,596
1,171
1,701
1,7011,1711,5961,3151,3771,6041984481,572000000506480050200001340
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,377
1,315
1,596
1,171
1,701
1,7011,1711,5961,3151,3770000000000000000000000
       Accounts payable 
0
611
790
969
1,038
697
705
693
790
906
760
761
822
972
665
690
980
1,694
2,015
1,799
2,032
2,179
2,142
2,611
2,756
3,097
3,351
3,3513,0972,7562,6112,1422,1792,0321,7992,0151,6949806906659728227617609067906937056971,0389697906110
       Other Current Liabilities 
0
-615
-1
342
881
-697
-705
-693
-790
-906
-760
-761
-822
-972
-665
-690
-980
-1,694
5,444
5,057
5,509
6,456
-3,519
-3,926
-4,352
-4,268
7,911
7,911-4,268-4,352-3,926-3,5196,4565,5095,0575,444-1,694-980-690-665-972-822-761-760-906-790-693-705-697881342-1-6150
   > Long-term Liabilities 
0
0
85
91
1,242
615
440
275
155
56
6
12
0
0
0
0
1,313
123
10,536
9,862
10,629
12,510
18,709
17,560
25,557
20,261
2,543
2,54320,26125,55717,56018,70912,51010,6299,86210,5361231,3130000126561552754406151,242918500
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,858
4,578
4,229
3,068
0
03,0684,2294,5785,8580000000000000000000000
       Other Liabilities 
0
0
366
1,252
3,340
1,646
1,891
1,836
2,509
3,125
2,348
1,696
2,427
3,497
3,236
3,436
5,535
470
2,104
1,801
1,889
2,428
2,258
1,902
4,345
0
0
004,3451,9022,2582,4281,8891,8012,1044705,5353,4363,2363,4972,4271,6962,3483,1252,5091,8361,8911,6463,3401,25236600
> Total Stockholder Equity
0
11,474
2,005
11,890
13,720
13,168
13,353
13,619
14,848
15,171
15,955
15,128
16,783
17,961
17,314
18,320
19,351
21,191
24,127
27,620
31,131
34,826
38,123
42,869
47,132
50,905
54,614
54,61450,90547,13242,86938,12334,82631,13127,62024,12721,19119,35118,32017,31417,96116,78315,12815,95515,17114,84813,61913,35313,16813,72011,8902,00511,4740
   Common Stock
0
11,135
1,543
11,087
12,079
14,154
14,154
13,306
12,549
10,451
8,982
8,160
7,847
7,827
7,395
7,145
6,236
6,366
6,855
7,141
7,041
7,636
7,636
7,636
7,788
7,788
7,788
7,7887,7887,7887,6367,6367,6367,0417,1416,8556,3666,2367,1457,3957,8277,8478,1608,98210,45112,54913,30614,15414,15412,07911,0871,54311,1350
   Retained Earnings Total Equity000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
-8
-28
-44
-304
-192
-624
-812
112
148
259
300
342
247
219
75
26
42
67
120
130
22
25
75
98
114
178
1781149875252213012067422675219247342300259148112-812-624-192-304-44-28-80
   Capital Surplus 000000000000000000000000000
   Treasury Stock000000000000000000000000000
   Other Stockholders Equity 
0
8
28
44
304
192
624
812
0
0
0
0
0
0
0
0
176
42
67
120
130
22
-38,098
-42,794
-47,034
-50,791
0
0-50,791-47,034-42,794-38,09822130120674217600000000812624192304442880



5.4. Balance Sheets

Currency in AUD. All numbers in thousands.