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Hypothekarbank Lenzburg AG
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Let's analyse Hypothekarbank Lenzburg AG together

PenkeI guess you are interested in Hypothekarbank Lenzburg AG. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Hypothekarbank Lenzburg AG. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Hypothekarbank Lenzburg AG (30 sec.)










What can you expect buying and holding a share of Hypothekarbank Lenzburg AG? (30 sec.)

How much money do you get?

How much money do you get?
CHF0.00
When do you have the money?
1 year
How often do you get paid?
10.0%

What is your share worth?

Current worth
CHF6,209.84
Expected worth in 1 year
CHF2,116.43
How sure are you?
90.0%

+ What do you gain per year?

Total Gains per Share
CHF-4,093.40
Return On Investment
-98.9%

For what price can you sell your share?

Current Price per Share
CHF4,140.00
Expected price per share
CHF3,987 - CHF4,160
How sure are you?
50%

1. Valuation of Hypothekarbank Lenzburg AG (5 min.)




Live pricePrice per Share (EOD)

CHF4,140.00

Intrinsic Value Per Share

CHF-236.17 - CHF4,015.27

Total Value Per Share

CHF5,973.67 - CHF10,225.10

2. Growth of Hypothekarbank Lenzburg AG (5 min.)




Is Hypothekarbank Lenzburg AG growing?

Current yearPrevious yearGrowGrow %
How rich?$489m$569.6m-$80.5m-16.5%

How much money is Hypothekarbank Lenzburg AG making?

Current yearPrevious yearGrowGrow %
Making money$23.1m$20.4m$2.7m11.9%
Net Profit Margin15.1%21.6%--

How much money comes from the company's main activities?

3. Financial Health of Hypothekarbank Lenzburg AG (5 min.)




4. Comparing to competitors in the Mortgage Finance industry (5 min.)




  Industry Rankings (Mortgage Finance)  


Richest
#24 / 53

Most Revenue
#25 / 53

Most Profit
#26 / 53

What can you expect buying and holding a share of Hypothekarbank Lenzburg AG? (5 min.)

Welcome investor! Hypothekarbank Lenzburg AG's management wants to use your money to grow the business. In return you get a share of Hypothekarbank Lenzburg AG.

What can you expect buying and holding a share of Hypothekarbank Lenzburg AG?

First you should know what it really means to hold a share of Hypothekarbank Lenzburg AG. And how you can make/lose money.

Speculation

The Price per Share of Hypothekarbank Lenzburg AG is CHF4,140. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Hypothekarbank Lenzburg AG.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Hypothekarbank Lenzburg AG, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is CHF6,209.84. Based on the TTM, the Book Value Change Per Share is CHF-1,023.35 per quarter. Based on the YOY, the Book Value Change Per Share is CHF144.81 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is CHF0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Hypothekarbank Lenzburg AG.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 CHF% of Price per ShareCHF% of Price per ShareCHF% of Price per ShareCHF% of Price per ShareCHF% of Price per Share
Usd Eps322.947.8%322.947.8%284.436.9%296.517.2%311.177.5%
Usd Book Value Change Per Share-1,122.21-27.1%-1,122.21-27.1%158.803.8%177.844.3%186.164.5%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.000.0%12.050.3%
Usd Total Gains Per Share-1,122.21-27.1%-1,122.21-27.1%158.803.8%177.844.3%198.214.8%
Usd Price Per Share4,496.06-4,496.06-4,496.06-4,658.36-4,674.15-
Price to Earnings Ratio13.92-13.92-15.81-15.77-15.08-
Price-to-Total Gains Ratio-4.01--4.01-28.31-16.40-19.68-
Price to Book Ratio0.66-0.66-0.57-0.62-0.73-
Price-to-Total Gains Ratio-4.01--4.01-28.31-16.40-19.68-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share4539.924
Number of shares0
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.00
Usd Book Value Change Per Share-1,122.21177.84
Usd Total Gains Per Share-1,122.21177.84
Gains per Quarter (0 shares)0.000.00
Gains per Year (0 shares)0.000.00
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
10-0-1000-10
20-0-1000-10
30-0-1000-10
40-0-1000-10
50-0-1000-10
60-0-1000-10
70-0-1000-10
80-0-1000-10
90-0-1000-10
100-0-1000-10

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%15.00.00.0100.0%
Book Value Change Per Share0.01.00.00.0%2.01.00.066.7%4.01.00.080.0%9.01.00.090.0%14.01.00.093.3%
Dividend per Share0.00.01.00.0%0.00.03.00.0%0.00.05.00.0%1.00.09.010.0%1.00.014.06.7%
Total Gains per Share0.01.00.00.0%2.01.00.066.7%4.01.00.080.0%9.01.00.090.0%14.01.00.093.3%

Fundamentals of Hypothekarbank Lenzburg AG

About Hypothekarbank Lenzburg AG

Hypothekarbank Lenzburg AG provides various banking services and products to private customers and companies in Switzerland. The company offers savings, current, rent, euro company, crypto company, and capital deposit accounts; safe deposit boxes; real estate financing and mortgages; credit, debit, and travel cards; investment products; pension products; financial planning solutions; loans; assert management, and consulting solutions, as well as internet banking services. The company was founded in 1868 and is headquartered in Lenzburg, Switzerland.

Fundamental data was last updated by Penke on 2024-04-22 03:32:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is underpriced.

1.1. Profitability of Hypothekarbank Lenzburg AG.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Hypothekarbank Lenzburg AG earns for each CHF1 of revenue.

  • Above 10% is considered healthy but always compare Hypothekarbank Lenzburg AG to the Mortgage Finance industry mean.
  • A Net Profit Margin of 15.1% means that CHF0.15 for each CHF1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Hypothekarbank Lenzburg AG:

  • The MRQ is 15.1%. The company is making a huge profit. +2
  • The TTM is 15.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ15.1%TTM15.1%0.0%
TTM15.1%YOY21.6%-6.5%
TTM15.1%5Y21.9%-6.8%
5Y21.9%10Y25.6%-3.7%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ15.1%51.3%-36.2%
TTM15.1%53.4%-38.3%
YOY21.6%50.0%-28.4%
5Y21.9%54.2%-32.3%
10Y25.6%47.1%-21.5%
1.1.2. Return on Assets

Shows how efficient Hypothekarbank Lenzburg AG is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Hypothekarbank Lenzburg AG to the Mortgage Finance industry mean.
  • 0.3% Return on Assets means that Hypothekarbank Lenzburg AG generated CHF0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Hypothekarbank Lenzburg AG:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.3%0.0%
TTM0.3%YOY0.3%+0.0%
TTM0.3%5Y0.3%0.0%
5Y0.3%10Y0.4%-0.1%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.1%+0.2%
TTM0.3%0.1%+0.2%
YOY0.3%0.1%+0.2%
5Y0.3%0.2%+0.1%
10Y0.4%0.1%+0.3%
1.1.3. Return on Equity

Shows how efficient Hypothekarbank Lenzburg AG is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Hypothekarbank Lenzburg AG to the Mortgage Finance industry mean.
  • 5.0% Return on Equity means Hypothekarbank Lenzburg AG generated CHF0.05 for each CHF1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Hypothekarbank Lenzburg AG:

  • The MRQ is 5.0%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 5.0%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ5.0%TTM5.0%0.0%
TTM5.0%YOY3.6%+1.4%
TTM5.0%5Y4.0%+1.0%
5Y4.0%10Y5.0%-0.9%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ5.0%5.6%-0.6%
TTM5.0%6.1%-1.1%
YOY3.6%6.9%-3.3%
5Y4.0%13.6%-9.6%
10Y5.0%12.5%-7.5%

1.2. Operating Efficiency of Hypothekarbank Lenzburg AG.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Hypothekarbank Lenzburg AG is operating .

  • Measures how much profit Hypothekarbank Lenzburg AG makes for each CHF1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Hypothekarbank Lenzburg AG to the Mortgage Finance industry mean.
  • An Operating Margin of 0.0% means the company generated CHF0.00  for each CHF1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Hypothekarbank Lenzburg AG:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY28.8%-28.8%
TTM-5Y22.9%-22.9%
5Y22.9%10Y42.0%-19.1%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ-23.1%-23.1%
TTM-17.2%-17.2%
YOY28.8%28.1%+0.7%
5Y22.9%25.6%-2.7%
10Y42.0%26.5%+15.5%
1.2.2. Operating Ratio

Measures how efficient Hypothekarbank Lenzburg AG is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Mortgage Finance industry mean).
  • An Operation Ratio of 0.21 means that the operating costs are CHF0.21 for each CHF1 in net sales.

Let's take a look of the Operating Ratio trends of Hypothekarbank Lenzburg AG:

  • The MRQ is 0.210. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.210. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.210TTM0.2100.000
TTM0.210YOY0.760-0.551
TTM0.2105Y0.628-0.419
5Y0.62810Y0.647-0.018
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2100.650-0.440
TTM0.2100.729-0.519
YOY0.7600.776-0.016
5Y0.6280.715-0.087
10Y0.6470.712-0.065

1.3. Liquidity of Hypothekarbank Lenzburg AG.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Hypothekarbank Lenzburg AG is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Mortgage Finance industry mean).
  • A Current Ratio of 62.71 means the company has CHF62.71 in assets for each CHF1 in short-term debts.

Let's take a look of the Current Ratio trends of Hypothekarbank Lenzburg AG:

  • The MRQ is 62.708. The company is very able to pay all its short-term debts. +2
  • The TTM is 62.708. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ62.708TTM62.7080.000
TTM62.708YOY5.280+57.428
TTM62.7085Y23.679+39.028
5Y23.67910Y11.933+11.746
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ62.7083.581+59.127
TTM62.70837.702+25.006
YOY5.2803.587+1.693
5Y23.67938.137-14.458
10Y11.93330.991-19.058
1.3.2. Quick Ratio

Measures if Hypothekarbank Lenzburg AG is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Hypothekarbank Lenzburg AG to the Mortgage Finance industry mean.
  • A Quick Ratio of 62.87 means the company can pay off CHF62.87 for each CHF1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Hypothekarbank Lenzburg AG:

  • The MRQ is 62.870. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 62.870. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ62.870TTM62.8700.000
TTM62.870YOY6.294+56.575
TTM62.8705Y24.013+38.857
5Y24.01310Y12.105+11.908
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ62.8703.247+59.623
TTM62.87041.352+21.518
YOY6.2944.697+1.597
5Y24.01335.139-11.126
10Y12.10539.955-27.850

1.4. Solvency of Hypothekarbank Lenzburg AG.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Hypothekarbank Lenzburg AG assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Hypothekarbank Lenzburg AG to Mortgage Finance industry mean.
  • A Debt to Asset Ratio of 0.94 means that Hypothekarbank Lenzburg AG assets are financed with 93.5% credit (debt) and the remaining percentage (100% - 93.5%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Hypothekarbank Lenzburg AG:

  • The MRQ is 0.935. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.935. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.935TTM0.9350.000
TTM0.935YOY0.922+0.013
TTM0.9355Y0.921+0.015
5Y0.92110Y0.923-0.002
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9350.968-0.033
TTM0.9350.957-0.022
YOY0.9220.946-0.024
5Y0.9210.960-0.039
10Y0.9230.937-0.014
1.4.2. Debt to Equity Ratio

Measures if Hypothekarbank Lenzburg AG is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Hypothekarbank Lenzburg AG to the Mortgage Finance industry mean.
  • A Debt to Equity ratio of 1,520.2% means that company has CHF15.20 debt for each CHF1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Hypothekarbank Lenzburg AG:

  • The MRQ is 15.202. The company is unable to pay all its debts with equity. -1
  • The TTM is 15.202. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ15.202TTM15.2020.000
TTM15.202YOY11.816+3.386
TTM15.2025Y11.925+3.277
5Y11.92510Y12.158-0.234
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ15.20232.169-16.967
TTM15.20231.744-16.542
YOY11.81630.730-18.914
5Y11.92525.735-13.810
10Y12.15821.756-9.598

2. Market Valuation of Hypothekarbank Lenzburg AG

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every CHF1 in earnings Hypothekarbank Lenzburg AG generates.

  • Above 15 is considered overpriced but always compare Hypothekarbank Lenzburg AG to the Mortgage Finance industry mean.
  • A PE ratio of 13.92 means the investor is paying CHF13.92 for every CHF1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Hypothekarbank Lenzburg AG:

  • The EOD is 14.058. Based on the earnings, the company is underpriced. +1
  • The MRQ is 13.922. Based on the earnings, the company is underpriced. +1
  • The TTM is 13.922. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD14.058MRQ13.922+0.136
MRQ13.922TTM13.9220.000
TTM13.922YOY15.807-1.885
TTM13.9225Y15.771-1.849
5Y15.77110Y15.084+0.687
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD14.0582.149+11.909
MRQ13.9221.632+12.290
TTM13.9221.120+12.802
YOY15.8078.889+6.918
5Y15.77121.459-5.688
10Y15.08412.297+2.787
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Hypothekarbank Lenzburg AG:

  • The EOD is 21.499. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The MRQ is 21.291. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The TTM is 21.291. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD21.499MRQ21.291+0.208
MRQ21.291TTM21.2910.000
TTM21.291YOY33.092-11.801
TTM21.2915Y18.340+2.951
5Y18.34010Y12.016+6.324
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD21.4992.226+19.273
MRQ21.2911.700+19.591
TTM21.2911.260+20.031
YOY33.0920.132+32.960
5Y18.3400.459+17.881
10Y12.016-0.050+12.066
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Hypothekarbank Lenzburg AG is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Mortgage Finance industry mean).
  • A PB ratio of 0.66 means the investor is paying CHF0.66 for each CHF1 in book value.

Let's take a look of the Price to Book Ratio trends of Hypothekarbank Lenzburg AG:

  • The EOD is 0.667. Based on the equity, the company is cheap. +2
  • The MRQ is 0.660. Based on the equity, the company is cheap. +2
  • The TTM is 0.660. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.667MRQ0.660+0.006
MRQ0.660TTM0.6600.000
TTM0.660YOY0.567+0.093
TTM0.6605Y0.622+0.038
5Y0.62210Y0.734-0.112
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD0.6670.459+0.208
MRQ0.6600.368+0.292
TTM0.6600.328+0.332
YOY0.5670.430+0.137
5Y0.6221.636-1.014
10Y0.7340.833-0.099
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Hypothekarbank Lenzburg AG compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---1023.351-1023.3510%144.810-807%162.170-731%169.760-703%
Book Value Per Share--6209.8366209.8360%7233.187-14%6849.211-9%5956.456+4%
Current Ratio--62.70862.7080%5.280+1088%23.679+165%11.933+425%
Debt To Asset Ratio--0.9350.9350%0.922+1%0.921+2%0.923+1%
Debt To Equity Ratio--15.20215.2020%11.816+29%11.925+27%12.158+25%
Dividend Per Share----0%-0%-0%10.986-100%
Eps--294.494294.4940%259.378+14%270.387+9%283.756+4%
Free Cash Flow Per Share--192.570192.5700%123.897+55%275.303-30%513.611-63%
Free Cash Flow To Equity Per Share--192.570192.5700%123.897+55%275.303-30%648.556-70%
Gross Profit Margin---1.352-1.3520%-1.356+0%-1.039-23%-0.019-99%
Intrinsic Value_10Y_max--4015.267--------
Intrinsic Value_10Y_min---236.170--------
Intrinsic Value_1Y_max--490.728--------
Intrinsic Value_1Y_min--172.480--------
Intrinsic Value_3Y_max--1407.091--------
Intrinsic Value_3Y_min--351.416--------
Intrinsic Value_5Y_max--2242.270--------
Intrinsic Value_5Y_min--346.157--------
Market Cap297326520.000+1%294453800.000294453800.0000%294453800.0000%305271624.000-4%306640132.000-4%
Net Profit Margin--0.1510.1510%0.216-30%0.219-31%0.256-41%
Operating Margin----0%0.288-100%0.229-100%0.420-100%
Operating Ratio--0.2100.2100%0.760-72%0.628-67%0.647-68%
Pb Ratio0.667+1%0.6600.6600%0.567+16%0.622+6%0.734-10%
Pe Ratio14.058+1%13.92213.9220%15.807-12%15.771-12%15.084-8%
Price Per Share4140.000+1%4100.0004100.0000%4100.0000%4248.000-3%4262.400-4%
Price To Free Cash Flow Ratio21.499+1%21.29121.2910%33.092-36%18.340+16%12.016+77%
Price To Total Gains Ratio-4.046-1%-4.006-4.0060%28.313-114%16.400-124%19.678-120%
Quick Ratio--62.87062.8700%6.294+899%24.013+162%12.105+419%
Return On Assets--0.0030.0030%0.003+10%0.003-2%0.004-18%
Return On Equity--0.0500.0500%0.036+39%0.040+24%0.050+1%
Total Gains Per Share---1023.351-1023.3510%144.810-807%162.170-731%180.746-666%
Usd Book Value--489059474.800489059474.8000%569654091.800-14%539723930.040-9%469813596.500+4%
Usd Book Value Change Per Share---1122.206-1122.2060%158.799-807%177.836-731%186.159-703%
Usd Book Value Per Share--6809.7066809.7060%7931.912-14%7510.845-9%6531.849+4%
Usd Dividend Per Share----0%-0%-0%12.047-100%
Usd Eps--322.943322.9430%284.434+14%296.506+9%311.167+4%
Usd Free Cash Flow--15165978.00015165978.0000%9757546.800+55%21696231.000-30%32443130.320-53%
Usd Free Cash Flow Per Share--211.172211.1720%135.865+55%301.897-30%563.226-63%
Usd Free Cash Flow To Equity Per Share--211.172211.1720%135.865+55%301.897-30%711.207-70%
Usd Market Cap326048261.832+1%322898037.080322898037.0800%322898037.0800%334760862.878-4%336261568.751-4%
Usd Price Per Share4539.924+1%4496.0604496.0600%4496.0600%4658.357-3%4674.148-4%
Usd Profit--23193090.00023193090.0000%20427464.800+14%21307595.960+9%22386650.360+4%
Usd Revenue--153491102.000153491102.0000%94422743.000+63%101371677.880+51%90874255.060+69%
Usd Total Gains Per Share---1122.206-1122.2060%158.799-807%177.836-731%198.206-666%
 EOD+3 -5MRQTTM+0 -0YOY+17 -135Y+10 -2410Y+14 -22

3.2. Fundamental Score

Let's check the fundamental score of Hypothekarbank Lenzburg AG based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1514.058
Price to Book Ratio (EOD)Between0-10.667
Net Profit Margin (MRQ)Greater than00.151
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than162.870
Current Ratio (MRQ)Greater than162.708
Debt to Asset Ratio (MRQ)Less than10.935
Debt to Equity Ratio (MRQ)Less than115.202
Return on Equity (MRQ)Greater than0.150.050
Return on Assets (MRQ)Greater than0.050.003
Total6/10 (60.0%)

3.3. Technical Score

Let's check the technical score of Hypothekarbank Lenzburg AG based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5039.486
Ma 20Greater thanMa 504,182.000
Ma 50Greater thanMa 1004,266.400
Ma 100Greater thanMa 2004,201.600
OpenGreater thanClose4,120.000
Total2/5 (40.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2019-12-312020-12-312021-12-312022-12-312023-12-31
Total Other Income Expense Net -8,6714,150-4,5212,683-1,838-1,337-3,17527,62524,450



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in CHF. All numbers in thousands.

Summary
Total Assets6,893,805
Total Liabilities6,447,827
Total Stockholder Equity424,142
 As reported
Total Liabilities 6,447,827
Total Stockholder Equity+ 424,142
Total Assets = 6,893,805

Assets

Total Assets6,893,805
Total Current Assets1,050,352
Long-term Assets5,843,453
Total Current Assets
Cash And Cash Equivalents 1,038,316
Net Receivables 14,751
Inventory -1,053,067
Other Current Assets 1,050,352
Total Current Assets  (as reported)1,050,352
Total Current Assets  (calculated)1,050,352
+/-0
Long-term Assets
Property Plant Equipment 20,884
Long Term Investments 574,731
Long-term Assets Other 5,816,718
Long-term Assets  (as reported)5,843,453
Long-term Assets  (calculated)6,412,333
+/- 568,880

Liabilities & Shareholders' Equity

Total Current Liabilities16,750
Long-term Liabilities6,431,077
Total Stockholder Equity424,142
Total Current Liabilities
Short-term Debt 156,977
Accounts payable 1,964
Other Current Liabilities 14,786
Total Current Liabilities  (as reported)16,750
Total Current Liabilities  (calculated)173,727
+/- 156,977
Long-term Liabilities
Long-term Liabilities  (as reported)6,431,077
Long-term Liabilities  (calculated)0
+/- 6,431,077
Total Stockholder Equity
Common Stock18,720
Retained Earnings 524,051
Accumulated Other Comprehensive Income 395,101
Other Stockholders Equity -513,730
Total Stockholder Equity (as reported)424,142
Total Stockholder Equity (calculated)424,142
+/-0
Other
Capital Stock18,720
Cash and Short Term Investments 1,038,316
Common Stock Shares Outstanding 72
Current Deferred Revenue-156,977
Liabilities and Stockholders Equity 6,893,805
Net Debt -60,751
Net Invested Capital 1,387,077
Net Working Capital 1,033,602
Property Plant and Equipment Gross 27,799
Short Long Term Debt Total 977,565



Balance Sheet

Currency in CHF. All numbers in thousands.

 Trend2023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-312005-12-312004-12-312003-12-31
> Total Assets 
3,294,793
3,304,689
3,441,140
3,533,326
3,662,544
3,725,484
3,882,518
4,007,465
4,175,337
4,330,131
4,406,154
4,548,469
4,684,997
4,939,626
5,039,789
5,203,976
5,394,684
5,923,081
6,448,314
6,657,510
6,893,805
6,893,8056,657,5106,448,3145,923,0815,394,6845,203,9765,039,7894,939,6264,684,9974,548,4694,406,1544,330,1314,175,3374,007,4653,882,5183,725,4843,662,5443,533,3263,441,1403,304,6893,294,793
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
400,000
525,771
658,358
731,620
690,566
706,826
819,533
967,829
1,280,487
1,191,724
1,050,352
1,050,3521,191,7241,280,487967,829819,533706,826690,566731,620658,358525,771400,0000000000000
       Cash And Cash Equivalents 
46,883
39,653
36,947
45,959
31,259
37,684
53,971
34,135
90,356
424,446
394,999
521,986
653,866
726,143
685,696
699,619
811,129
966,149
1,277,676
1,186,800
1,038,316
1,038,3161,186,8001,277,676966,149811,129699,619685,696726,143653,866521,986394,999424,44690,35634,13553,97137,68431,25945,95936,94739,65346,883
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
165,866
219,024
0
0219,024165,866000000000000000000
       Net Receivables 
2
0
0
26
94
0
303,900
352,242
349,172
0
252,000
239,134
-33,198
-20,421
1,496
11,315
8,404
6,267
11,206
14,904
14,751
14,75114,90411,2066,2678,40411,3151,496-20,421-33,198239,134252,0000349,172352,242303,90009426002
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
967,829
1,280,487
1,191,724
1,050,352
1,050,3521,191,7241,280,487967,82900000000000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
379,389
4,955,252
5,167,827
5,465,786
5,843,453
5,843,4535,465,7865,167,8274,955,252379,3890000000000000000
       Property Plant Equipment 
8,620
7,868
6,998
6,248
5,848
7,324
7,999
7,199
7,199
7,393
7,143
9,143
8,822
8,423
7,522
6,520
6,970
6,913
5,709
13,773
20,884
20,88413,7735,7096,9136,9706,5207,5228,4238,8229,1437,1437,3937,1997,1997,9997,3245,8486,2486,9987,8688,620
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
288,000
280,525
257,508
251,474
256,609
346,441
372,419
417,672
460,572
494,149
574,731
574,731494,149460,572417,672372,419346,441256,609251,474257,508280,525288,0000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9,242
0
09,2420000000000000000000
       Long-term Assets Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-379,389
4,947,208
5,160,705
11,163
5,816,718
5,816,71811,1635,160,7054,947,208-379,3890000000000000000
> Total Liabilities 
3,107,388
3,107,893
3,232,143
3,310,822
3,424,144
3,471,098
3,613,695
3,723,464
3,877,059
4,018,499
4,081,043
4,210,082
4,333,385
4,574,239
4,660,524
4,815,249
4,906,752
5,424,640
5,939,241
6,138,037
6,447,827
6,447,8276,138,0375,939,2415,424,6404,906,7524,815,2494,660,5244,574,2394,333,3854,210,0824,081,0434,018,4993,877,0593,723,4643,613,6953,471,0983,424,1443,310,8223,232,1433,107,8933,107,388
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
3,202,000
3,291,955
3,460,569
3,593,776
3,602,429
3,758,178
19,040
248,034
369,548
225,712
16,750
16,750225,712369,548248,03419,0403,758,1783,602,4293,593,7763,460,5693,291,9553,202,0000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
730,000
780,382
768,916
875,188
252,712
157,349
208,513
231,249
352,263
198,677
156,977
156,977198,677352,263231,249208,513157,349252,712875,188768,916780,382730,0000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
730,000
780,382
768,916
875,188
252,712
157,349
208,513
0
0
0
0
0000208,513157,349252,712875,188768,916780,382730,0000000000000
       Accounts payable 
0
0
0
0
0
0
496,711
506,402
519,439
0
3,196,000
3,277,505
5,287
9,145
10,651
12,401
19,040
12,470
12,587
11,293
1,964
1,96411,29312,58712,47019,04012,40110,6519,1455,2873,277,5053,196,0000519,439506,402496,711000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
4,666
6,276
9,793
11,238
12,692
-19,040
4,315
4,698
15,742
14,786
14,78615,7424,6984,315-19,04012,69211,2389,7936,2764,66600000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
829,516
797,806
5,176,606
5,569,693
5,912,325
6,431,077
6,431,0775,912,3255,569,6935,176,606797,806829,516000000000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
788,966
773,761
829,225
797,575
811,494
735,121
0
0
00735,121811,494797,575829,225773,761788,9660000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
24,183
28,187
27,169
27,372
25,909
25,944
26,777
28,296
40,993
0
040,99328,29626,77725,94425,90927,37227,16928,18724,18300000000000
> Total Stockholder Equity
187,405
196,796
208,997
222,504
238,400
254,386
268,823
284,001
298,278
311,632
325,111
338,387
351,612
365,387
379,265
388,727
487,932
498,441
509,073
519,473
424,142
424,142519,473509,073498,441487,932388,727379,265365,387351,612338,387325,111311,632298,278284,001268,823254,386238,400222,504208,997196,796187,405
   Common Stock
36,000
36,000
36,000
36,000
29,160
21,600
21,600
21,600
21,600
21,600
21,600
21,600
21,600
21,600
21,600
18,720
18,720
18,720
18,720
18,720
18,720
18,72018,72018,72018,72018,72018,72021,60021,60021,60021,60021,60021,60021,60021,60021,60021,60029,16036,00036,00036,00036,000
   Retained Earnings 
15,505
16,396
18,997
20,504
23,240
24,786
23,223
23,401
22,678
22,032
21,511
21,787
22,125
22,332
22,990
21,404
21,532
18,689
19,019
19,367
524,051
524,05119,36719,01918,68921,53221,40422,99022,33222,12521,78721,51122,03222,67823,40123,22324,78623,24020,50418,99716,39615,505
   Capital Surplus 00-398-660-1,010-1,018-406-720000000000000
   Treasury Stock000000000000000000000
   Other Stockholders Equity 
135,900
144,400
154,000
166,000
186,000
208,000
224,000
239,000
254,000
268,000
282,000
295,000
307,887
321,455
334,675
348,603
447,680
-660
-398
-311
-513,730
-513,730-311-398-660447,680348,603334,675321,455307,887295,000282,000268,000254,000239,000224,000208,000186,000166,000154,000144,400135,900



Balance Sheet

Currency in CHF. All numbers in thousands.




Cash Flow

Currency in CHF. All numbers in thousands.




Income Statement

Currency in CHF. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue139,970
Cost of Revenue-0
Gross Profit139,970139,970
 
Operating Income (+$)
Gross Profit139,970
Operating Expense-29,333
Operating Income25,520110,637
 
Operating Expense (+$)
Research Development0
Selling General Administrative25,951
Selling And Marketing Expenses49,749
Operating Expense29,33375,700
 
Net Interest Income (+$)
Interest Income109,252
Interest Expense-22,810
Other Finance Cost-0
Net Interest Income86,442
 
Pretax Income (+$)
Operating Income25,520
Net Interest Income86,442
Other Non-Operating Income Expenses0
Income Before Tax (EBT)24,4501,070
EBIT - interestExpense = -22,810
24,450
43,960
Interest Expense22,810
Earnings Before Interest and Taxes (EBIT)047,260
Earnings Before Interest and Taxes (EBITDA)6,915
 
After tax Income (+$)
Income Before Tax24,450
Tax Provision-3,300
Net Income From Continuing Ops21,15121,150
Net Income21,150
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses110,064
Total Other Income/Expenses Net24,450-86,442
 

Technical Analysis of Hypothekarbank Lenzburg AG
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Hypothekarbank Lenzburg AG. The general trend of Hypothekarbank Lenzburg AG is BEARISH with 42.9% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Hypothekarbank Lenzburg AG's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-42.9%) Bearish trend (42.9%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Hypothekarbank Lenzburg AG.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 4,128 < 4,147 < 4,160.

The bearish price targets are: 4,100 > 4,026 > 3,987.

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Hypothekarbank Lenzburg AG Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Hypothekarbank Lenzburg AG. The current mas is .

The long score for the Moving Averages is 4/14.
The longshort score for the Moving Averages is -6/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Hypothekarbank Lenzburg AG Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Hypothekarbank Lenzburg AG. The current macd is -32.15332907.

The long score for the Moving Average Convergence/Divergence (MACD) is 2/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 0/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Hypothekarbank Lenzburg AG price going up in the near term. +2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Hypothekarbank Lenzburg AG. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Hypothekarbank Lenzburg AG price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Hypothekarbank Lenzburg AG Daily Moving Average Convergence/Divergence (MACD) ChartHypothekarbank Lenzburg AG Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Hypothekarbank Lenzburg AG. The current adx is 40.54.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -3/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Hypothekarbank Lenzburg AG shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX > 25 && ADX trending down: The ADX is above 25 and indicates a strong bearish trend. The ADX is declining, the bearish trend is weakening. Could be a potential reversal to the upside. -2
Hypothekarbank Lenzburg AG Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Hypothekarbank Lenzburg AG. The current sar is 4,200.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Hypothekarbank Lenzburg AG Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Hypothekarbank Lenzburg AG. The current rsi is 39.49. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
Hypothekarbank Lenzburg AG Daily Relative Strength Index (RSI) ChartHypothekarbank Lenzburg AG Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Hypothekarbank Lenzburg AG. The current phase is Oversold in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -4/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Hypothekarbank Lenzburg AG price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Hypothekarbank Lenzburg AG Daily Stochastic Oscillator ChartHypothekarbank Lenzburg AG Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Hypothekarbank Lenzburg AG. The current cci is -98.03921569.

Hypothekarbank Lenzburg AG Daily Commodity Channel Index (CCI) ChartHypothekarbank Lenzburg AG Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Hypothekarbank Lenzburg AG. The current cmo is -21.95868863.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Hypothekarbank Lenzburg AG Daily Chande Momentum Oscillator (CMO) ChartHypothekarbank Lenzburg AG Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Hypothekarbank Lenzburg AG. The current willr is -80.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Hypothekarbank Lenzburg AG is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Hypothekarbank Lenzburg AG Daily Williams %R ChartHypothekarbank Lenzburg AG Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Hypothekarbank Lenzburg AG.

Hypothekarbank Lenzburg AG Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Hypothekarbank Lenzburg AG. The current atr is 39.75.

Hypothekarbank Lenzburg AG Daily Average True Range (ATR) ChartHypothekarbank Lenzburg AG Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Hypothekarbank Lenzburg AG. The current obv is -3,949.

Hypothekarbank Lenzburg AG Daily On-Balance Volume (OBV) ChartHypothekarbank Lenzburg AG Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Hypothekarbank Lenzburg AG. The current mfi is 17.99.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -2/(-2 +2).

  • MFI < 50: -1
  • MFI < 20: -1
Hypothekarbank Lenzburg AG Daily Money Flow Index (MFI) ChartHypothekarbank Lenzburg AG Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Hypothekarbank Lenzburg AG.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-29STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-30CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2023-12-04MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2023-12-06MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-07MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-08CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-12-11CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-13STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-18STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-20STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-21STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-29STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-01-03MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-05DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-01-08DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-09DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-01-10DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-11STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-12CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-01-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-18BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-19ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-23STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-25STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-02STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-05STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-06MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-02-07RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2024-02-08SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-09CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-12STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-13STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-14DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-02-21SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-02-22SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-23STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-27STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-28CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-02-29STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-01SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-04STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-05DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-07STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-08DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-03-12MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-03-13STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-03-14STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-03-18MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-03-19SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-22WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-25RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-27WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-03-28STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-03STOCH LONG EXITThe %K line crosses below the %D line.
2024-04-04WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-04-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-10STOCH LONG EXITThe %K line crosses below the %D line.
2024-04-11WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-04-12CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-04-15STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-16STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-04-17MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-04-18STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-19CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-04-22MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-04-23STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside

6.3. Candlestick Patterns

Hypothekarbank Lenzburg AG Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Hypothekarbank Lenzburg AG based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5039.486
Ma 20Greater thanMa 504,182.000
Ma 50Greater thanMa 1004,266.400
Ma 100Greater thanMa 2004,201.600
OpenGreater thanClose4,120.000
Total2/5 (40.0%)
Penke

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