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Heritage Commerce Corp
Buy, Hold or Sell?

Let's analyse Heritage Commerce Corp together

PenkeI guess you are interested in Heritage Commerce Corp. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Heritage Commerce Corp. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Heritage Commerce Corp (30 sec.)










What can you expect buying and holding a share of Heritage Commerce Corp? (30 sec.)

How much money do you get?

How much money do you get?
$0.52
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$10.96
Expected worth in 1 year
$11.61
How sure are you?
97.5%

+ What do you gain per year?

Total Gains per Share
$1.17
Return On Investment
13.7%

For what price can you sell your share?

Current Price per Share
$8.53
Expected price per share
$7.7003584337349 - $9.6850448095756
How sure are you?
50%

1. Valuation of Heritage Commerce Corp (5 min.)




Live pricePrice per Share (EOD)

$8.53

Intrinsic Value Per Share

$-14.25 - $6.07

Total Value Per Share

$-3.29 - $17.02

2. Growth of Heritage Commerce Corp (5 min.)




Is Heritage Commerce Corp growing?

Current yearPrevious yearGrowGrow %
How rich?$672.9m$612.5m$46.3m7.0%

How much money is Heritage Commerce Corp making?

Current yearPrevious yearGrowGrow %
Making money$16.1m$16.6m-$528k-3.3%
Net Profit Margin31.3%725.4%--

How much money comes from the company's main activities?

3. Financial Health of Heritage Commerce Corp (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Heritage Commerce Corp? (5 min.)

Welcome investor! Heritage Commerce Corp's management wants to use your money to grow the business. In return you get a share of Heritage Commerce Corp.

What can you expect buying and holding a share of Heritage Commerce Corp?

First you should know what it really means to hold a share of Heritage Commerce Corp. And how you can make/lose money.

Speculation

The Price per Share of Heritage Commerce Corp is $8.53. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Heritage Commerce Corp.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Heritage Commerce Corp, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $10.96. Based on the TTM, the Book Value Change Per Share is $0.16 per quarter. Based on the YOY, the Book Value Change Per Share is $0.13 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.13 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Heritage Commerce Corp.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.222.5%0.263.1%0.273.2%0.212.4%0.151.8%
Usd Book Value Change Per Share0.182.1%0.161.9%0.131.6%0.252.9%0.202.4%
Usd Dividend Per Share0.131.5%0.131.5%0.131.5%0.121.4%0.091.0%
Usd Total Gains Per Share0.313.7%0.293.4%0.263.1%0.374.3%0.293.4%
Usd Price Per Share9.92-8.75-11.57-10.39-11.16-
Price to Earnings Ratio11.43-8.53-10.90-15.83-34.60-
Price-to-Total Gains Ratio31.79-31.66-51.39-57.15-32.77-
Price to Book Ratio0.91-0.81-1.16-1.15-2.03-
Price-to-Total Gains Ratio31.79-31.66-51.39-57.15-32.77-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share8.53
Number of shares117
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.130.12
Usd Book Value Change Per Share0.160.25
Usd Total Gains Per Share0.290.37
Gains per Quarter (117 shares)34.1443.13
Gains per Year (117 shares)136.54172.52
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1617612757116163
2121152264113232336
3182228401170347509
4242304538227463682
5303380675283579855
63644568123406951028
74245329493978111201
848560810864549271374
9545684122351010421547
10606760136056711581720

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%97.07.00.093.3%
Book Value Change Per Share4.00.00.0100.0%11.01.00.091.7%18.02.00.090.0%34.06.00.085.0%82.022.00.078.8%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%67.00.037.064.4%
Total Gains per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%39.01.00.097.5%88.016.00.084.6%

Fundamentals of Heritage Commerce Corp

About Heritage Commerce Corp

Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company's loan portfolio comprises commercial loans, such as operating secured and unsecured loans advanced for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial construction loans for rental properties, commercial buildings, and homes; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, it offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California.

Fundamental data was last updated by Penke on 2024-03-20 20:26:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just not able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Heritage Commerce Corp.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Heritage Commerce Corp earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Heritage Commerce Corp to the Banks - Regional industry mean.
  • A Net Profit Margin of 21.9% means that $0.22 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Heritage Commerce Corp:

  • The MRQ is 21.9%. The company is making a huge profit. +2
  • The TTM is 31.3%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ21.9%TTM31.3%-9.4%
TTM31.3%YOY725.4%-694.1%
TTM31.3%5Y168.1%-136.8%
5Y168.1%10Y95.6%+72.5%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ21.9%18.4%+3.5%
TTM31.3%28.0%+3.3%
YOY725.4%25.2%+700.2%
5Y168.1%22.8%+145.3%
10Y95.6%19.8%+75.8%
1.1.2. Return on Assets

Shows how efficient Heritage Commerce Corp is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Heritage Commerce Corp to the Banks - Regional industry mean.
  • 0.3% Return on Assets means that Heritage Commerce Corp generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Heritage Commerce Corp:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.3%0.0%
TTM0.3%YOY0.3%0.0%
TTM0.3%5Y0.3%+0.0%
5Y0.3%10Y0.3%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.1%+0.2%
TTM0.3%0.2%+0.1%
YOY0.3%0.2%+0.1%
5Y0.3%0.2%+0.1%
10Y0.3%0.2%+0.1%
1.1.3. Return on Equity

Shows how efficient Heritage Commerce Corp is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Heritage Commerce Corp to the Banks - Regional industry mean.
  • 2.0% Return on Equity means Heritage Commerce Corp generated $0.02 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Heritage Commerce Corp:

  • The MRQ is 2.0%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.4%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.0%TTM2.4%-0.5%
TTM2.4%YOY2.7%-0.3%
TTM2.4%5Y2.2%+0.2%
5Y2.2%10Y2.3%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.0%1.4%+0.6%
TTM2.4%2.5%-0.1%
YOY2.7%2.7%+0.0%
5Y2.2%2.5%-0.3%
10Y2.3%2.8%-0.5%

1.2. Operating Efficiency of Heritage Commerce Corp.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Heritage Commerce Corp is operating .

  • Measures how much profit Heritage Commerce Corp makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Heritage Commerce Corp to the Banks - Regional industry mean.
  • An Operating Margin of -1.4% means the company generated $-0.01  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Heritage Commerce Corp:

  • The MRQ is -1.4%. The company is operating very inefficient. -2
  • The TTM is 14.5%. The company is operating less efficient.
Trends
Current periodCompared to+/- 
MRQ-1.4%TTM14.5%-15.9%
TTM14.5%YOY1,109.2%-1,094.7%
TTM14.5%5Y251.5%-237.1%
5Y251.5%10Y146.6%+104.9%
1.2.2. Operating Ratio

Measures how efficient Heritage Commerce Corp is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 1.15 means that the operating costs are $1.15 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Heritage Commerce Corp:

  • The MRQ is 1.151. The company is inefficient in keeping operating costs low. -1
  • The TTM is 0.795. The company is efficient in keeping operating costs low. +1
Trends
Current periodCompared to+/- 
MRQ1.151TTM0.795+0.357
TTM0.795YOY0.503+0.292
TTM0.7955Y0.298+0.496
5Y0.29810Y0.247+0.052

1.3. Liquidity of Heritage Commerce Corp.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Heritage Commerce Corp is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.19 means the company has $0.19 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Heritage Commerce Corp:

  • The MRQ is 0.191. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.885. The company is just not able to pay all its short-term debts. -1
Trends
Current periodCompared to+/- 
MRQ0.191TTM0.885-0.694
TTM0.885YOY15,035.581-15,034.696
TTM0.8855Y6,159.462-6,158.577
5Y6,159.46210Y8,928.383-2,768.921
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.8850.124+0.761
YOY15,035.5810.225+15,035.356
5Y6,159.4620.219+6,159.243
10Y8,928.3830.131+8,928.252
1.3.2. Quick Ratio

Measures if Heritage Commerce Corp is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Heritage Commerce Corp to the Banks - Regional industry mean.
  • A Quick Ratio of 0.20 means the company can pay off $0.20 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Heritage Commerce Corp:

  • The MRQ is 0.200. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 3.641. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ0.200TTM3.641-3.441
TTM3.641YOY25,925.638-25,921.997
TTM3.6415Y17,040.601-17,036.960
5Y17,040.60110Y11,616.927+5,423.674

1.4. Solvency of Heritage Commerce Corp.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Heritage Commerce Corp assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Heritage Commerce Corp to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.87 means that Heritage Commerce Corp assets are financed with 87.0% credit (debt) and the remaining percentage (100% - 87.0%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Heritage Commerce Corp:

  • The MRQ is 0.870. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.877. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.870TTM0.877-0.007
TTM0.877YOY0.885-0.008
TTM0.8775Y0.878-0.001
5Y0.87810Y0.885-0.007
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8700.915-0.045
TTM0.8770.917-0.040
YOY0.8850.919-0.034
5Y0.8780.919-0.041
10Y0.8850.927-0.042
1.4.2. Debt to Equity Ratio

Measures if Heritage Commerce Corp is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Heritage Commerce Corp to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 671.9% means that company has $6.72 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Heritage Commerce Corp:

  • The MRQ is 6.719. The company is unable to pay all its debts with equity. -1
  • The TTM is 7.141. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ6.719TTM7.141-0.422
TTM7.141YOY7.728-0.587
TTM7.1415Y7.256-0.115
5Y7.25610Y7.781-0.525
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ6.71910.829-4.110
TTM7.14111.013-3.872
YOY7.72811.363-3.635
5Y7.25611.437-4.181
10Y7.78113.038-5.257

2. Market Valuation of Heritage Commerce Corp

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Heritage Commerce Corp generates.

  • Above 15 is considered overpriced but always compare Heritage Commerce Corp to the Banks - Regional industry mean.
  • A PE ratio of 11.43 means the investor is paying $11.43 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Heritage Commerce Corp:

  • The EOD is 9.826. Based on the earnings, the company is underpriced. +1
  • The MRQ is 11.427. Based on the earnings, the company is underpriced. +1
  • The TTM is 8.529. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD9.826MRQ11.427-1.601
MRQ11.427TTM8.529+2.898
TTM8.529YOY10.897-2.367
TTM8.5295Y15.826-7.297
5Y15.82610Y34.596-18.770
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD9.8267.398+2.428
MRQ11.4276.680+4.747
TTM8.5295.295+3.234
YOY10.8976.943+3.954
5Y15.8269.770+6.056
10Y34.5969.943+24.653
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Heritage Commerce Corp:

  • The EOD is -35.841. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -41.681. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -6.288. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-35.841MRQ-41.681+5.840
MRQ-41.681TTM-6.288-35.393
TTM-6.288YOY11.467-17.755
TTM-6.2885Y9.696-15.984
5Y9.69610Y20.970-11.274
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-35.841-2.069-33.772
MRQ-41.681-1.868-39.813
TTM-6.288-0.342-5.946
YOY11.4676.448+5.019
5Y9.6960.429+9.267
10Y20.9700.091+20.879
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Heritage Commerce Corp is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.91 means the investor is paying $0.91 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Heritage Commerce Corp:

  • The EOD is 0.778. Based on the equity, the company is cheap. +2
  • The MRQ is 0.905. Based on the equity, the company is cheap. +2
  • The TTM is 0.813. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.778MRQ0.905-0.127
MRQ0.905TTM0.813+0.092
TTM0.813YOY1.155-0.342
TTM0.8135Y1.155-0.341
5Y1.15510Y2.033-0.878
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.7780.427+0.351
MRQ0.9050.386+0.519
TTM0.8130.470+0.343
YOY1.1550.642+0.513
5Y1.1550.795+0.360
10Y2.0331.025+1.008
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Heritage Commerce Corp.

3.1. Institutions holding Heritage Commerce Corp

Institutions are holding 77.467% of the shares of Heritage Commerce Corp.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-12-31BlackRock Inc13.72930.002183981354565445.7488
2023-12-31Vanguard Group Inc5.20710.00073185168666642.1377
2023-12-31Dimensional Fund Advisors, Inc.4.83890.008629599132025047.344
2023-12-31T. Rowe Price Investment Management,Inc.4.80480.0192939089-2616020-47.0921
2023-12-31Boston Partners Global Investors, Inc3.09610.02481893847953372101.3713
2023-12-31State Street Corporation2.7970.00081710931293921.7479
2023-12-31JPMorgan Chase & Co2.55640.0015156372340028634.4055
2023-09-30FJ Capital Management LLC2.55051.4955156014515143610.75
2023-12-31Manufacturers Life Insurance Co2.46320.00891506696-64274-4.0914
2023-12-31Geode Capital Management, LLC2.19910.00141345148600734.6747
2023-12-31Bank of New York Mellon Corp1.51490.001992666111751514.5233
2023-12-31Kennedy Capital Management Inc1.46680.1944897250-172450-16.1213
2023-12-31Goldman Sachs Group Inc1.41780.0008867266537562163.0438
2023-12-31Stieven Capital Advisors, L.p.1.36171.7741832971-221307-20.9913
2023-12-31Banc Funds Co LLC1.11750.6684683598515158.15
2023-12-31Morgan Stanley - Brokerage Accounts1.08980.0006666624339365103.6992
2023-12-31AlTi Global Inc1.04140.19336370396370390
2023-09-30Tiedemann Wealth Management, LLC1.04140.2314637039-102-0.016
2023-12-31Northern Trust Corp1.03340.001163212595551.5348
2023-12-31Endeavour Capital Advisors Inc0.96641.9657591125286095.0859
Total 56.29356.59534434493+967278+2.8%

3.2. Funds holding Heritage Commerce Corp

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2024-02-29Vanguard Total Stock Mkt Idx Inv2.79870.0009171195200
2024-02-29iShares Russell 2000 ETF2.5670.02091570203-257-0.0164
2023-12-31T. Rowe Price Small-Cap Stock1.97720.12681209454-1323900-52.2588
2023-12-31T. Rowe Price US Small-Cap Core Equity1.97720.12651209454-1323900-52.2588
2024-02-29Vanguard Institutional Extnd Mkt Idx Tr1.51090.0075924191-943-0.1019
2024-01-31JHancock Regional Bank A1.29190.8833790260-25357-3.1089
2023-12-31Kennedy Small Cap Value1.28381.1501785268-164342-17.3063
2023-12-31T. Rowe Price U.S. SC Core Eq Tr-Z1.20120.1562734774-440100-37.4593
2024-01-31BlackRock Advantage Small Cap Core Instl1.16030.176670974900
2023-12-31T. Rowe Price Instl Small-Cap Stock1.13570.1566694694-570100-45.0745
2024-01-31JPMorgan Small Cap Blend A1.05960.42096481739884317.9934
2023-12-31Fidelity Small Cap Index0.98080.023459996868221.1501
2024-02-01iShares Russell 2000 Value ETF0.97730.04375977977560.1266
2024-02-29Avantis US Small Cap Value ETF0.91670.0465607463740.0667
2023-12-31JPM US Small Cap Value-Composite0.8980.77154933000
2024-01-31JH Financial Opportunities0.83980.657951367800
2024-02-29Dimensional US Targeted Value ETF0.73770.039245126300
2024-01-31DFA US Small Cap I0.73210.02744779400
2024-02-29State St Russell Sm/Mid Cp® Indx NL Cl C0.6470.0079395745144003.7761
2024-01-31DFA US Small Cap Value I0.56990.020534859300
Total 25.26284.862915453086-3727704-24.1%

3.3. Insider Transactions

Insiders are holding 4.168% of the shares of Heritage Commerce Corp.

DateOwnerTypeAmountPricePost Transaction AmountLink
2024-01-31Jack W ConnerSELL69448.92
2023-05-05Jack W ConnerBUY50007.37
2023-05-02Jack W ConnerBUY100007.61

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Heritage Commerce Corp compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.1830.162+13%0.133+38%0.247-26%0.203-10%
Book Value Per Share--10.95710.750+2%10.006+10%9.373+17%6.747+62%
Current Ratio--0.1910.885-78%15035.581-100%6159.462-100%8928.383-100%
Debt To Asset Ratio--0.8700.877-1%0.885-2%0.878-1%0.885-2%
Debt To Equity Ratio--6.7197.141-6%7.728-13%7.256-7%7.781-14%
Dividend Per Share--0.1290.1290%0.129+1%0.121+7%0.087+49%
Eps--0.2170.263-17%0.272-20%0.208+4%0.150+45%
Free Cash Flow Per Share---0.0590.297-120%0.282-121%0.248-124%0.190-131%
Free Cash Flow To Equity Per Share---3.3930.129-2735%-1.349-60%0.915-471%0.719-572%
Gross Profit Margin--1.0000.995+1%0.992+1%0.997+0%0.990+1%
Intrinsic Value_10Y_max--6.067--------
Intrinsic Value_10Y_min---14.247--------
Intrinsic Value_1Y_max--1.013--------
Intrinsic Value_1Y_min--0.390--------
Intrinsic Value_3Y_max--2.736--------
Intrinsic Value_3Y_min---0.396--------
Intrinsic Value_5Y_max--4.086--------
Intrinsic Value_5Y_min---2.894--------
Market Cap521775835.000-17%609215134.720536401370.630+14%708340564.750-14%636013690.701-4%682546480.601-11%
Net Profit Margin--0.2190.313-30%7.254-97%1.681-87%0.956-77%
Operating Margin---0.0140.145-110%11.092-100%2.515-101%1.466-101%
Operating Ratio--1.1510.795+45%0.503+129%0.298+286%0.247+367%
Pb Ratio0.778-16%0.9050.813+11%1.155-22%1.155-22%2.033-55%
Pe Ratio9.826-16%11.4278.529+34%10.897+5%15.826-28%34.596-67%
Price Per Share8.530-16%9.9208.750+13%11.570-14%10.392-5%11.155-11%
Price To Free Cash Flow Ratio-35.841+14%-41.681-6.288-85%11.467-463%9.696-530%20.970-299%
Price To Total Gains Ratio27.332-16%31.78631.661+0%51.387-38%57.153-44%32.775-3%
Quick Ratio--0.2003.641-95%25925.638-100%17040.601-100%11616.927-100%
Return On Assets--0.0030.003-14%0.003-18%0.003-5%0.0030%
Return On Equity--0.0200.024-19%0.027-27%0.022-12%0.023-12%
Total Gains Per Share--0.3120.292+7%0.261+19%0.369-15%0.290+8%
Usd Book Value--672901000.000658927250.000+2%612563250.000+10%573714100.000+17%412892575.000+63%
Usd Book Value Change Per Share--0.1830.162+13%0.133+38%0.247-26%0.203-10%
Usd Book Value Per Share--10.95710.750+2%10.006+10%9.373+17%6.747+62%
Usd Dividend Per Share--0.1290.1290%0.129+1%0.121+7%0.087+49%
Usd Eps--0.2170.263-17%0.272-20%0.208+4%0.150+45%
Usd Free Cash Flow---3654000.00018175750.000-120%17267500.000-121%15181950.000-124%11605150.000-131%
Usd Free Cash Flow Per Share---0.0590.297-120%0.282-121%0.248-124%0.190-131%
Usd Free Cash Flow To Equity Per Share---3.3930.129-2735%-1.349-60%0.915-471%0.719-572%
Usd Market Cap521775835.000-17%609215134.720536401370.630+14%708340564.750-14%636013690.701-4%682546480.601-11%
Usd Price Per Share8.530-16%9.9208.750+13%11.570-14%10.392-5%11.155-11%
Usd Profit--13328000.00016110750.000-17%16638750.000-20%12722900.000+5%9276175.000+44%
Usd Revenue--60809000.00052197000.000+16%36636000.000+66%40250650.000+51%32518650.000+87%
Usd Total Gains Per Share--0.3120.292+7%0.261+19%0.369-15%0.290+8%
 EOD+3 -5MRQTTM+16 -20YOY+16 -205Y+16 -2010Y+18 -18

4.2. Fundamental Score

Let's check the fundamental score of Heritage Commerce Corp based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-159.826
Price to Book Ratio (EOD)Between0-10.778
Net Profit Margin (MRQ)Greater than00.219
Operating Margin (MRQ)Greater than0-0.014
Quick Ratio (MRQ)Greater than10.200
Current Ratio (MRQ)Greater than10.191
Debt to Asset Ratio (MRQ)Less than10.870
Debt to Equity Ratio (MRQ)Less than16.719
Return on Equity (MRQ)Greater than0.150.020
Return on Assets (MRQ)Greater than0.050.003
Total4/10 (40.0%)

4.3. Technical Score

Let's check the technical score of Heritage Commerce Corp based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5055.344
Ma 20Greater thanMa 508.343
Ma 50Greater thanMa 1008.510
Ma 100Greater thanMa 2008.767
OpenGreater thanClose8.230
Total2/5 (40.0%)



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary
Total Assets5,194,095
Total Liabilities4,521,194
Total Stockholder Equity672,901
 As reported
Total Liabilities 4,521,194
Total Stockholder Equity+ 672,901
Total Assets = 5,194,095

Assets

Total Assets5,194,095
Total Current Assets423,205
Long-term Assets4,770,890
Total Current Assets
Cash And Cash Equivalents 408,129
Short-term Investments 442,636
Total Current Assets  (as reported)423,205
Total Current Assets  (calculated)850,765
+/- 427,560
Long-term Assets
Property Plant Equipment 41,531
Goodwill 167,631
Long Term Investments 1,093,201
Intangible Assets 8,627
Other Assets 4,524
Long-term Assets  (as reported)4,770,890
Long-term Assets  (calculated)1,315,514
+/- 3,455,376

Liabilities & Shareholders' Equity

Total Current Liabilities2,217,901
Long-term Liabilities2,303,293
Total Stockholder Equity672,901
Total Current Liabilities
Short-term Debt 6,661
Other Current Liabilities 2,211,240
Total Current Liabilities  (as reported)2,217,901
Total Current Liabilities  (calculated)2,217,901
+/-0
Long-term Liabilities
Long term Debt 39,502
Long-term Liabilities  (as reported)2,303,293
Long-term Liabilities  (calculated)39,502
+/- 2,263,791
Total Stockholder Equity
Common Stock506,539
Retained Earnings 179,092
Accumulated Other Comprehensive Income -12,730
Total Stockholder Equity (as reported)672,901
Total Stockholder Equity (calculated)672,901
+/-0
Other
Capital Stock506,539
Cash and Short Term Investments 484
Common Stock Shares Outstanding 61,413
Liabilities and Stockholders Equity 5,194,095
Net Debt -336,953
Net Invested Capital 712,403
Net Working Capital -1,794,696
Property Plant and Equipment Gross 27,651
Short Long Term Debt Total 71,176



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-31
> Total Assets 
329,000
349,700
399,100
404,900
358,400
403,200
468,600
476,700
505,605
580,967
607,848
846,224
882,784
867,631
909,500
912,730
930,143
927,692
959,720
958,752
943,115
996,451
984,720
1,003,201
1,060,723
1,083,387
1,082,332
1,108,173
1,155,315
1,097,696
1,160,591
1,130,509
1,120,042
1,094,664
1,062,828
1,037,138
1,071,064
1,346,931
1,326,419
1,347,472
1,414,727
1,486,987
1,511,881
1,499,227
1,460,743
1,437,024
1,367,610
1,363,870
1,336,576
1,303,760
1,330,870
1,246,369
1,255,410
1,262,069
1,252,700
1,306,194
1,305,298
1,324,702
1,356,040
1,693,312
1,383,564
1,399,506
1,400,635
1,491,632
1,470,110
1,480,619
1,558,314
1,617,103
1,652,887
1,680,206
2,262,207
2,361,579
2,327,333
2,378,292
2,527,962
2,570,880
2,641,791
2,732,900
2,843,948
2,843,577
2,785,548
3,123,207
3,192,910
3,096,562
3,115,877
3,108,031
3,182,471
4,109,463
4,078,162
4,614,401
4,606,785
4,634,114
5,001,390
4,634,114
5,463,002
5,499,409
5,427,398
5,356,841
5,431,262
5,154,224
5,536,540
5,311,837
5,403,307
5,194,095
5,194,0955,403,3075,311,8375,536,5405,154,2245,431,2625,356,8415,427,3985,499,4095,463,0024,634,1145,001,3904,634,1144,606,7854,614,4014,078,1624,109,4633,182,4713,108,0313,115,8773,096,5623,192,9103,123,2072,785,5482,843,5772,843,9482,732,9002,641,7912,570,8802,527,9622,378,2922,327,3332,361,5792,262,2071,680,2061,652,8871,617,1031,558,3141,480,6191,470,1101,491,6321,400,6351,399,5061,383,5641,693,3121,356,0401,324,7021,305,2981,306,1941,252,7001,262,0691,255,4101,246,3691,330,8701,303,7601,336,5761,363,8701,367,6101,437,0241,460,7431,499,2271,511,8811,486,9871,414,7271,347,4721,326,4191,346,9311,071,0641,037,1381,062,8281,094,6641,120,0421,130,5091,160,5911,097,6961,155,3151,108,1731,082,3321,083,3871,060,7231,003,201984,720996,451943,115958,752959,720927,692930,143912,730909,500867,631882,784846,224607,848580,967505,605476,700468,600403,200358,400404,900399,100349,700329,000
   > Total Current Assets 
83,800
70,000
76,300
53,800
40,800
92,800
159,200
15,200
28,126
125,510
38,225
53,689
60,128
55,454
58,292
49,847
66,947
69,166
72,202
67,181
66,256
82,633
69,989
62,442
72,398
78,968
70,817
66,872
67,544
261,315
253,476
77,278
40,065
77,372
76,334
71,205
198,518
1,120,044
1,119,003
1,154,609
1,226,809
1,313,576
1,347,410
1,337,823
1,306,768
1,278,784
1,214,879
1,198,128
1,141,702
1,149,520
1,207,676
1,002,793
994,175
948,262
929,934
915,268
909,221
924,896
909,942
1,264,459
958,967
1,014,693
1,021,397
1,106,844
1,103,589
1,114,624
1,263,316
1,291,635
1,334,050
1,347,591
1,832,476
1,805,234
1,632,213
1,716,748
1,895,002
1,880,177
1,899,036
1,935,311
2,015,221
1,994,653
1,987,293
2,294,616
2,394,494
2,157,424
2,194,128
2,271,848
2,406,389
40,070
44,539
37,716
36,505
40,401
40,823
42,449
37,963
1,493,578
1,407,670
961,693
1,256,111
889,664
1,354,233
529
497
423,205
423,2054975291,354,233889,6641,256,111961,6931,407,6701,493,57837,96342,44940,82340,40136,50537,71644,53940,0702,406,3892,271,8482,194,1282,157,4242,394,4942,294,6161,987,2931,994,6532,015,2211,935,3111,899,0361,880,1771,895,0021,716,7481,632,2131,805,2341,832,4761,347,5911,334,0501,291,6351,263,3161,114,6241,103,5891,106,8441,021,3971,014,693958,9671,264,459909,942924,896909,221915,268929,934948,262994,1751,002,7931,207,6761,149,5201,141,7021,198,1281,214,8791,278,7841,306,7681,337,8231,347,4101,313,5761,226,8091,154,6091,119,0031,120,044198,51871,20576,33477,37240,06577,278253,476261,31567,54466,87270,81778,96872,39862,44269,98982,63366,25667,18172,20269,16666,94749,84758,29255,45460,12853,68938,225125,51028,12615,200159,20092,80040,80053,80076,30070,00083,800
       Cash And Cash Equivalents 
79,900
65,400
69,300
46,600
29,300
80,200
147,000
10,000
23,310
116,280
28,152
40,769
49,105
40,038
40,959
34,719
48,336
46,087
48,262
42,632
42,663
57,965
44,906
42,017
51,725
56,404
47,347
33,646
33,163
34,685
44,061
35,560
40,065
39,390
41,438
34,285
33,718
45,881
51,627
39,793
28,356
42,642
35,718
29,996
30,720
31,465
42,105
45,462
53,170
108,400
230,455
72,177
107,468
88,262
23,720
72,872
20,450
21,885
23,345
373,565
76,869
85,762
41,898
112,605
84,999
49,418
154,075
122,403
151,776
131,268
392,938
344,092
143,135
158,844
344,392
266,103
287,846
266,013
346,120
316,222
301,989
223,788
381,029
164,568
234,977
276,012
415,783
457,370
443,397
925,900
960,268
1,131,073
1,443,054
1,131,073
1,621,347
1,306,216
1,217,165
876,585
681,751
306,603
740,008
511,502
645,552
408,129
408,129645,552511,502740,008306,603681,751876,5851,217,1651,306,2161,621,3471,131,0731,443,0541,131,073960,268925,900443,397457,370415,783276,012234,977164,568381,029223,788301,989316,222346,120266,013287,846266,103344,392158,844143,135344,092392,938131,268151,776122,403154,07549,41884,999112,60541,89885,76276,869373,56523,34521,88520,45072,87223,72088,262107,46872,177230,455108,40053,17045,46242,10531,46530,72029,99635,71842,64228,35639,79351,62745,88133,71834,28541,43839,39040,06535,56044,06134,68533,16333,64647,34756,40451,72542,01744,90657,96542,66342,63248,26246,08748,33634,71940,95940,03849,10540,76928,152116,28023,31010,000147,00080,20029,30046,60069,30065,40079,900
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
19,300
0
0
0
71,600
0
0
0
44,000
0
0
0
72,200
0
0
0
24,100
0
226,630
209,415
62,900
0
0
0
15,100
164,800
169,498
150,116
9,300
130,784
116,594
107,565
100
97,340
101,837
96,618
109,966
139,387
142,212
111,459
232,165
0
302,968
312,125
380,455
385,826
389,820
410,756
367,912
346,800
293,778
280,471
280,100
262,375
261,489
191,680
206,335
200,768
209,092
257,410
385,079
448,540
390,435
369,999
306,589
341,590
369,901
390,107
391,852
344,766
335,923
319,071
459,043
452,521
383,156
333,101
404,825
373,570
323,565
294,438
235,774
196,718
235,774
121,000
102,252
111,217
332,129
478,534
489,596
491,751
486,058
457,194
442,636
442,636457,194486,058491,751489,596478,534332,129111,217102,252121,000235,774196,718235,774294,438323,565373,570404,825333,101383,156452,521459,043319,071335,923344,766391,852390,107369,901341,590306,589369,999390,435448,540385,079257,410209,092200,768206,335191,680261,489262,375280,100280,471293,778346,800367,912410,756389,820385,826380,455312,125302,9680232,165111,459142,212139,387109,96696,618101,83797,340100107,565116,594130,7849,300150,116169,498164,80015,10000062,900209,415226,630024,10000072,20000044,00000071,60000019,30000000000000
       Net Receivables 
3,900
4,600
7,000
7,200
11,500
12,600
12,200
5,200
4,816
9,230
10,073
12,920
11,023
15,416
17,333
15,128
18,611
23,079
23,940
24,549
23,593
24,668
25,083
20,425
20,673
22,564
23,470
33,226
34,381
32,872
35,360
41,718
39,359
37,982
34,896
36,920
33,593
37,461
35,667
35,624
33,439
35,501
36,060
35,638
39,940
46,635
56,159
49,712
54,644
57,803
59,785
45,905
53,895
52,219
49,507
41,026
51,939
50,065
48,758
45,841
46,347
50,817
49,216
45,330
42,699
40,736
46,660
46,539
45,790
45,631
58,448
54,035
50,413
50,066
54,531
65,703
53,558
58,661
57,890
51,112
50,206
73,700
73,531
69,791
72,746
76,976
74,685
96,985
129,090
124,322
128,581
121,041
120,635
121,041
121,129
117,614
111,797
117,621
128,343
122,631
122,474
121,467
131,106
0
0131,106121,467122,474122,631128,343117,621111,797117,614121,129121,041120,635121,041128,581124,322129,09096,98574,68576,97672,74669,79173,53173,70050,20651,11257,89058,66153,55865,70354,53150,06650,41354,03558,44845,63145,79046,53946,66040,73642,69945,33049,21650,81746,34745,84148,75850,06551,93941,02649,50752,21953,89545,90559,78557,80354,64449,71256,15946,63539,94035,63836,06035,50133,43935,62435,66737,46133,59336,92034,89637,98239,35941,71835,36032,87234,38133,22623,47022,56420,67320,42525,08324,66823,59324,54923,94023,07918,61115,12817,33315,41611,02312,92010,0739,2304,8165,20012,20012,60011,5007,2007,0004,6003,900
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,036,702
1,031,709
1,079,192
1,165,014
1,235,433
1,275,632
1,272,189
1,236,108
1,200,684
1,125,059
1,102,954
1,042,351
991,616
926,773
884,711
841,850
817,698
814,570
801,370
798,545
839,367
840,575
487,869
499,715
595,206
660,604
679,244
724,073
773,295
881,402
926,956
946,334
972,224
1,134,310
1,034,723
1,002,827
1,132,593
1,141,276
1,256,978
1,231,245
1,258,035
1,239,009
1,253,301
1,308,249
1,684,070
1,646,073
1,489,238
1,459,105
1,560,930
1,608,051
60,684
12,646
14,365
-1,316,416
-1,423,768
2,577,474
2,749,117
2,781,865
3,021,740
112,628
-332,129
696,099
321,802
756,125
526,094
661,471
423,205
423,205661,471526,094756,125321,802696,099-332,129112,6283,021,7402,781,8652,749,1172,577,474-1,423,768-1,316,41614,36512,64660,6841,608,0511,560,9301,459,1051,489,2381,646,0731,684,0701,308,2491,253,3011,239,0091,258,0351,231,2451,256,9781,141,2761,132,5931,002,8271,034,7231,134,310972,224946,334926,956881,402773,295724,073679,244660,604595,206499,715487,869840,575839,367798,545801,370814,570817,698841,850884,711926,773991,6161,042,3511,102,9541,125,0591,200,6841,236,1081,272,1891,275,6321,235,4331,165,0141,079,1921,031,7091,036,7020000000000000000000000000000000000000
   > Long-term Assets 
100,300
107,000
98,700
79,900
69,400
48,600
40,700
34,800
51,066
49,319
54,613
117,217
107,921
87,116
101,594
112,280
105,605
122,765
100,538
131,637
104,316
161,003
176,542
157,507
210,923
234,076
231,972
235,992
228,075
2,846
2,695
201,036
0
193,877
176,217
174,837
2,446
226,887
207,416
192,863
187,918
173,411
164,471
161,404
153,975
158,240
152,731
165,742
194,874
154,240
123,194
243,576
261,235
313,807
322,766
390,926
396,077
399,806
446,098
428,853
424,597
384,813
379,238
384,788
366,521
365,995
294,998
325,468
318,837
332,615
429,731
556,345
695,120
661,544
632,960
690,703
742,755
797,589
828,727
848,799
798,255
828,591
798,416
939,138
921,749
836,183
776,082
967,470
917,567
841,966
785,718
727,917
697,035
760,089
850,160
951,587
1,038,260
1,245,420
1,371,079
1,392,551
1,377,186
187
187
4,770,890
4,770,8901871871,377,1861,392,5511,371,0791,245,4201,038,260951,587850,160760,089697,035727,917785,718841,966917,567967,470776,082836,183921,749939,138798,416828,591798,255848,799828,727797,589742,755690,703632,960661,544695,120556,345429,731332,615318,837325,468294,998365,995366,521384,788379,238384,813424,597428,853446,098399,806396,077390,926322,766313,807261,235243,576123,194154,240194,874165,742152,731158,240153,975161,404164,471173,411187,918192,863207,416226,8872,446174,837176,217193,8770201,0362,6952,846228,075235,992231,972234,076210,923157,507176,542161,003104,316131,637100,538122,765105,605112,280101,59487,116107,921117,21754,61349,31951,06634,80040,70048,60069,40079,90098,700107,000100,300
       Property Plant Equipment 
2,700
2,900
3,000
3,200
3,100
3,100
3,300
3,500
3,351
3,420
4,315
6,415
6,232
6,045
5,823
5,470
5,180
5,284
5,574
5,194
4,880
4,643
4,532
4,034
3,711
3,641
3,489
3,183
2,993
2,846
2,695
2,541
2,389
2,406
2,494
2,539
2,446
9,186
9,441
9,308
9,193
9,052
9,318
9,517
9,383
9,312
9,182
9,006
8,861
8,726
8,577
8,397
8,219
8,086
8,019
7,980
7,883
7,740
7,627
7,469
7,632
7,541
7,390
7,240
7,186
7,237
7,377
7,451
7,340
7,249
7,513
7,773
7,625
7,542
7,552
7,490
7,512
7,595
7,539
7,353
7,203
7,355
7,246
7,137
6,998
6,975
6,849
8,250
9,025
9,500
10,412
10,459
10,220
10,459
9,821
9,639
9,580
9,593
9,428
9,301
9,142
9,197
9,707
41,531
41,5319,7079,1979,1429,3019,4289,5939,5809,6399,82110,45910,22010,45910,4129,5009,0258,2506,8496,9756,9987,1377,2467,3557,2037,3537,5397,5957,5127,4907,5527,5427,6257,7737,5137,2497,3407,4517,3777,2377,1867,2407,3907,5417,6327,4697,6277,7407,8837,9808,0198,0868,2198,3978,5778,7268,8619,0069,1829,3129,3839,5179,3189,0529,1939,3089,4419,1862,4462,5392,4942,4062,3892,5412,6952,8462,9933,1833,4893,6413,7114,0344,5324,6434,8805,1945,5745,2845,1805,4705,8236,0456,2326,4154,3153,4203,3513,5003,3003,1003,1003,2003,0002,9002,700
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
43,172
42,996
43,181
43,181
43,181
43,181
43,181
43,181
43,181
43,181
43,181
43,181
3,302
3,158
3,014
2,884
2,753
2,622
2,491
2,368
2,246
2,123
2,000
1,882
1,763
1,645
1,527
1,412
1,297
1,182
13,044
13,054
13,055
44,898
45,664
45,664
45,664
45,664
45,664
45,664
45,664
45,664
45,664
45,664
84,417
83,752
83,753
83,753
83,753
83,753
167,420
167,371
167,631
167,631
167,631
167,631
167,631
167,631
167,631
167,631
167,631
167,631
167,631
167,631
167,631
167,631
167,631
167,631167,631167,631167,631167,631167,631167,631167,631167,631167,631167,631167,631167,631167,631167,631167,371167,42083,75383,75383,75383,75383,75284,41745,66445,66445,66445,66445,66445,66445,66445,66445,66445,66444,89813,05513,05413,0441,1821,2971,4121,5271,6451,7631,8822,0002,1232,2462,3682,4912,6222,7532,8843,0143,1583,30243,18143,18143,18143,18143,18143,18143,18143,18143,18143,18142,99643,1720000000000000000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
759,348
756,056
744,304
736,772
778,083
780,269
844,758
850,866
904,339
963,442
994,818
1,021,384
1,069,990
1,105,814
1,165,626
1,178,025
1,215,167
1,424,672
1,449,101
1,563,360
1,659,242
1,639,289
1,813,233
1,839,446
1,918,913
1,930,354
1,964,769
2,331,878
2,683,105
2,598,318
2,722,663
2,668,981
2,616,119
2,553,428
3,312,838
2,918,532
3,002,343
2,983,115
2,845,856
2,893,489
533,163
658,285
760,649
3,125,833
1,055,845
513,132
1,204,586
1,189,982
1,168,153
1,121,875
1,093,201
1,093,2011,121,8751,168,1531,189,9821,204,586513,1321,055,8453,125,833760,649658,285533,1632,893,4892,845,8562,983,1153,002,3432,918,5323,312,8382,553,4282,616,1192,668,9812,722,6632,598,3182,683,1052,331,8781,964,7691,930,3541,918,9131,839,4461,813,2331,639,2891,659,2421,563,3601,449,1011,424,6721,215,1671,178,0251,165,6261,105,8141,069,9901,021,384994,818963,442904,339850,866844,758780,269778,083736,772744,304756,056759,34800000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,031
4,863
4,972
4,760
4,584
4,407
4,231
4,071
3,910
3,750
3,589
3,445
3,302
3,158
3,014
2,884
2,753
2,622
2,491
2,368
2,246
2,123
2,000
1,882
1,763
1,645
1,527
1,412
1,297
1,182
3,276
3,087
2,898
8,906
8,518
8,126
7,734
7,342
6,950
6,605
6,163
5,867
5,589
5,348
12,293
12,614
12,007
11,454
10,900
10,346
20,415
19,557
18,593
17,628
16,664
15,931
16,664
14,423
13,668
13,009
12,351
11,692
11,033
10,431
9,830
9,229
8,627
8,6279,2299,83010,43111,03311,69212,35113,00913,66814,42316,66415,93116,66417,62818,59319,55720,41510,34610,90011,45412,00712,61412,2935,3485,5895,8676,1636,6056,9507,3427,7348,1268,5188,9062,8983,0873,2761,1821,2971,4121,5271,6451,7631,8822,0002,1232,2462,3682,4912,6222,7532,8843,0143,1583,3023,4453,5893,7503,9104,0714,2314,4074,5844,7604,9724,8635,0310000000000000000000000000000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,044,259
1,004,693
1,071,598
1,210,202
1,163,822
1,536,358
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000001,536,3581,163,8221,210,2021,071,5981,004,6931,044,259000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Assets 
144,900
172,700
224,100
271,200
248,200
261,800
268,700
426,700
426,413
406,138
515,010
675,318
714,735
725,061
749,614
750,603
757,591
735,761
786,980
759,934
772,543
752,815
738,189
783,252
777,402
770,343
779,543
805,309
859,696
833,535
904,420
852,195
1,120,042
823,415
810,277
791,096
870,100
1,573,818
1,533,835
1,540,335
1,602,645
1,660,398
1,676,352
1,660,631
1,614,718
1,595,264
1,520,341
1,529,612
1,531,450
1,458,000
1,454,064
1,489,945
1,516,645
1,575,876
1,575,466
1,697,120
1,701,375
1,724,508
1,802,138
2,122,165
1,808,161
1,784,319
1,779,873
1,876,420
1,836,631
1,846,614
1,853,312
1,942,571
1,971,724
2,012,821
2,691,938
2,917,924
3,022,453
3,039,836
3,160,922
3,261,583
3,384,546
3,530,489
3,672,675
125
3,583,803
3,951,798
3,991,326
4,035,700
4,037,626
3,944,214
3,958,553
3,101,923
3,116,056
3,734,719
3,784,562
3,865,796
4,263,532
3,831,576
4,574,879
3,054,244
2,981,468
3,149,728
2,804,072
2,872,009
2,805,121
5,311,122
5,402,623
4,524
4,5245,402,6235,311,1222,805,1212,872,0092,804,0723,149,7282,981,4683,054,2444,574,8793,831,5764,263,5323,865,7963,784,5623,734,7193,116,0563,101,9233,958,5533,944,2144,037,6264,035,7003,991,3263,951,7983,583,8031253,672,6753,530,4893,384,5463,261,5833,160,9223,039,8363,022,4532,917,9242,691,9382,012,8211,971,7241,942,5711,853,3121,846,6141,836,6311,876,4201,779,8731,784,3191,808,1612,122,1651,802,1381,724,5081,701,3751,697,1201,575,4661,575,8761,516,6451,489,9451,454,0641,458,0001,531,4501,529,6121,520,3411,595,2641,614,7181,660,6311,676,3521,660,3981,602,6451,540,3351,533,8351,573,818870,100791,096810,277823,4151,120,042852,195904,420833,535859,696805,309779,543770,343777,402783,252738,189752,815772,543759,934786,980735,761757,591750,603749,614725,061714,735675,318515,010406,138426,413426,700268,700261,800248,200271,200224,100172,700144,900
> Total Liabilities 
306,200
326,300
368,600
374,200
327,500
371,700
425,000
620,700
453,057
526,924
544,312
766,491
799,742
782,664
816,973
819,156
835,252
830,594
855,929
852,887
835,399
886,722
874,236
913,355
967,344
992,568
985,697
1,009,594
1,053,493
993,511
1,053,534
1,018,892
1,004,845
976,697
943,492
914,318
945,032
1,176,777
1,158,044
1,182,648
1,261,955
1,345,238
1,367,597
1,314,960
1,280,462
1,262,442
1,194,187
1,191,565
1,168,487
1,118,116
1,145,770
1,064,217
1,072,178
1,074,590
1,055,637
1,108,363
1,145,402
1,160,011
1,187,039
1,523,571
1,212,729
1,231,886
1,230,150
1,318,236
1,293,293
1,299,094
1,375,398
1,432,745
1,466,110
1,493,167
2,014,231
2,116,143
2,075,674
2,120,779
2,266,643
2,311,030
2,377,887
2,463,669
2,568,503
2,572,213
2,514,557
2,776,938
2,839,344
2,729,096
2,737,361
2,719,923
2,787,125
3,532,755
3,506,721
4,039,594
4,028,978
4,056,225
4,419,727
4,056,225
4,872,884
4,901,381
4,826,342
4,749,617
4,821,745
4,521,768
4,889,332
4,658,167
4,741,377
4,521,194
4,521,1944,741,3774,658,1674,889,3324,521,7684,821,7454,749,6174,826,3424,901,3814,872,8844,056,2254,419,7274,056,2254,028,9784,039,5943,506,7213,532,7552,787,1252,719,9232,737,3612,729,0962,839,3442,776,9382,514,5572,572,2132,568,5032,463,6692,377,8872,311,0302,266,6432,120,7792,075,6742,116,1432,014,2311,493,1671,466,1101,432,7451,375,3981,299,0941,293,2931,318,2361,230,1501,231,8861,212,7291,523,5711,187,0391,160,0111,145,4021,108,3631,055,6371,074,5901,072,1781,064,2171,145,7701,118,1161,168,4871,191,5651,194,1871,262,4421,280,4621,314,9601,367,5971,345,2381,261,9551,182,6481,158,0441,176,777945,032914,318943,492976,6971,004,8451,018,8921,053,534993,5111,053,4931,009,594985,697992,568967,344913,355874,236886,722835,399852,887855,929830,594835,252819,156816,973782,664799,742766,491544,312526,924453,057620,700425,000371,700327,500374,200368,600326,300306,200
   > Total Current Liabilities 
2,000
2,600
4,700
5,300
5,400
7,200
8,300
620,700
453,100
526,900
544,300
766,500
799,700
782,700
817,000
819,200
835,300
830,600
855,900
10,951
10,773
38,817
38,289
10,643
28,136
26,276
11,539
19,557
19,468
19,675
21,938
22,731
981,100
22,708
21,892
22,223
22,333
22,522
22,678
83,820
30,649
126,518
122,711
87,208
60,757
45,193
29,111
53,578
43,090
36,989
41,950
41,597
45,153
52,333
25,801
35,233
41,450
33,556
39,727
34,924
36,560
33,568
34,613
32,015
31,298
31,246
33,576
44,359
42,461
46,030
52,208
53,368
46,938
46,995
48,009
490
76
44
84
75
39
110
133
106
106
104
151
78,433
331
62
96
139
44
28
55
102,044
96,450
16
99,168
96,170
405,407
117,970
126,457
2,217,901
2,217,901126,457117,970405,40796,17099,1681696,450102,044552844139966233178,433151104106106133110397584447649048,00946,99546,93853,36852,20846,03042,46144,35933,57631,24631,29832,01534,61333,56836,56034,92439,72733,55641,45035,23325,80152,33345,15341,59741,95036,98943,09053,57829,11145,19360,75787,208122,711126,51830,64983,82022,67822,52222,33322,22321,89222,708981,10022,73121,93819,67519,46819,55711,53926,27628,13610,64338,28938,81710,77310,951855,900830,600835,300819,200817,000782,700799,700766,500544,300526,900453,100620,7008,3007,2005,4005,3004,7002,6002,000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
18,079
16,379
0
0
0
0
23,702
23,702
23,702
23,702
23,702
0
0
0
0
60,000
5,000
98,000
95,000
55,000
32,000
15,000
0
20,000
3,892
3,992
4,315
2,445
2,174
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,000
0
0
1,000
3,000
3,000
0
0
490
76
44
84
75
39
110
133
106
106
104
151
328
331
62
96
139
44
28
55
45
29
16
27
6,351
300,000
62,653
31
6,661
6,6613162,653300,0006,3512716294555284413996623313281511041061061331103975844476490003,0003,0001,000003,000000000000000002,1742,4454,3153,9923,89220,000015,00032,00055,00095,00098,0005,00060,000000023,70223,70223,70223,70223,702000016,37918,079000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,000
0
0
0
3,000
0
0
0
0
0
39,119
39,137
39,183
39,229
39,275
0
0
0
0
0
328
0
0
0
0
0
0
0
0
0
0
0
0
300,000
0
0
0
000300,0000000000000003280000039,27539,22939,18339,13739,119000003,0000003,0000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
2,000
2,600
4,700
5,300
5,400
7,200
8,300
13,600
4,222
8,449
8,778
10,305
9,534
12,496
15,135
11,248
11,213
12,130
13,992
10,951
10,773
38,817
38,289
10,643
10,057
9,897
11,539
19,557
19,468
19,675
21,938
22,731
20,310
22,708
21,892
22,223
22,333
22,522
22,678
23,820
25,649
28,518
27,711
32,208
28,757
30,193
29,111
33,578
39,198
32,997
37,635
39,152
42,979
52,333
25,801
35,233
41,450
33,556
39,727
34,924
36,560
33,568
34,613
32,015
31,298
31,246
33,576
44,359
42,461
46,030
51,208
50,368
46,938
46,995
48,009
48,890
47,800
49,819
48,762
50,041
53,136
54,044
54,723
52,195
57,703
57,989
58,628
78,105
100,482
99,722
98,884
101,999
100,839
101,999
106,625
102,044
96,450
96,699
99,168
92,814
105,407
117,970
126,457
0
0126,457117,970105,40792,81499,16896,69996,450102,044106,625101,999100,839101,99998,88499,722100,48278,10558,62857,98957,70352,19554,72354,04453,13650,04148,76249,81947,80048,89048,00946,99546,93850,36851,20846,03042,46144,35933,57631,24631,29832,01534,61333,56836,56034,92439,72733,55641,45035,23325,80152,33342,97939,15237,63532,99739,19833,57829,11130,19328,75732,20827,71128,51825,64923,82022,67822,52222,33322,22321,89222,70820,31022,73121,93819,67519,46819,55711,5399,89710,05710,64338,28938,81710,77310,95113,99212,13011,21311,24815,13512,4969,53410,3058,7788,4494,22213,6008,3007,2005,4005,3004,7002,6002,000
       Other Current Liabilities 
-2,000
-2,600
-4,700
-5,300
-5,400
-7,200
-8,300
607,100
448,878
518,451
535,522
756,195
790,166
770,204
801,865
807,952
824,087
818,470
841,908
-10,951
-10,773
-38,817
-38,289
-10,643
0
0
-11,539
-19,557
-19,468
-19,675
-21,938
-22,731
0
-22,708
-21,892
-22,223
-22,333
-22,522
-22,678
0
0
0
0
0
0
0
-29,111
0
0
0
0
0
0
-52,333
-25,801
-35,233
-41,450
-33,556
-39,727
-34,924
-36,560
-33,568
-34,613
-32,015
-31,298
-31,246
-33,576
-44,359
-42,461
-46,030
1,962,023
2,062,775
-46,938
-46,995
-48,009
-48,890
-47,800
-49,819
-48,762
-50,041
-53,136
-54,044
-54,723
-52,195
-57,703
-57,989
-58,628
3,414,768
-100,482
-99,722
-98,884
-101,999
-100,839
-101,999
-106,625
-102,044
-96,450
-96,699
-27
3,356
-405,407
-117,970
-126,457
2,211,240
2,211,240-126,457-117,970-405,4073,356-27-96,699-96,450-102,044-106,625-101,999-100,839-101,999-98,884-99,722-100,4823,414,768-58,628-57,989-57,703-52,195-54,723-54,044-53,136-50,041-48,762-49,819-47,800-48,890-48,009-46,995-46,9382,062,7751,962,023-46,030-42,461-44,359-33,576-31,246-31,298-32,015-34,613-33,568-36,560-34,924-39,727-33,556-41,450-35,233-25,801-52,333000000-29,1110000000-22,678-22,522-22,333-22,223-21,892-22,7080-22,731-21,938-19,675-19,468-19,557-11,53900-10,643-38,289-38,817-10,773-10,951841,908818,470824,087807,952801,865770,204790,166756,195535,522518,451448,878607,100-8,300-7,200-5,400-5,300-4,700-2,600-2,000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
7,000
7,000
14,000
14,000
14,000
14,000
19,000
19,000
19,000
19,000
23,000
23,000
23,000
23,000
23,000
67,302
54,223
47,123
71,502
71,502
71,502
64,402
56,402
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
38,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
23,702
9,279
9,279
9,279
9,279
34,613
32,015
31,298
31,246
33,576
6,521
6,521
46,030
1,000
3,000
6,071
46,995
48,009
1,285,695
1,382,546
39,119
39,137
39,183
39,229
39,275
39,322
39,369
39,414
39,461
39,507
39,554
39,600
39,646
39,693
39,740
39,786
39,832
39,878
39,925
39,987
39,274
99,168
96,170
405,407
39,425
39,463
2,303,293
2,303,29339,46339,425405,40796,17099,16839,27439,98739,92539,87839,83239,78639,74039,69339,64639,60039,55439,50739,46139,41439,36939,32239,27539,22939,18339,13739,1191,382,5461,285,69548,00946,9956,0713,0001,00046,0306,5216,52133,57631,24631,29832,01534,6139,2799,2799,2799,27923,70223,70223,70223,70223,70223,70223,70223,70223,70223,70223,70223,70223,70223,70238,70223,70223,70223,70223,70223,70223,70223,70223,70223,70223,70223,70223,70256,40264,40271,50271,50271,50247,12354,22367,30223,00023,00023,00023,00023,00019,00019,00019,00019,00014,00014,00014,00014,0007,0007,00000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,702
23,702
23,702
23,702
23,702
9,279
9,279
9,279
9,279
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
39,119
39,137
39,183
39,229
39,275
39,322
39,369
39,414
39,461
39,507
39,554
39,600
39,646
39,693
39,740
39,786
39,832
39,878
39,925
39,987
39,274
39,312
39,350
39,387
39,425
0
0
0039,42539,38739,35039,31239,27439,98739,92539,87839,83239,78639,74039,69339,64639,60039,55439,50739,46139,41439,36939,32239,27539,22939,18339,13739,1190000000000000009,2799,2799,2799,27923,70223,70223,70223,70223,70200000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
4,222
8,449
8,778
10,305
9,534
12,496
15,135
11,248
11,213
12,130
13,992
10,951
10,773
38,817
38,289
10,643
10,057
9,897
11,539
19,557
19,468
19,675
21,938
22,731
20,310
22,708
21,892
22,223
22,333
22,522
22,678
23,820
25,649
28,518
27,711
32,208
28,757
30,193
29,111
33,578
39,198
32,997
37,635
39,152
42,979
52,333
25,801
35,233
41,450
33,556
39,727
34,924
36,560
33,568
34,613
32,015
31,298
31,246
33,576
44,359
42,461
46,030
51,208
50,368
46,938
46,995
48,009
48,890
47,800
49,819
48,762
50,041
53,136
53,615
53,682
51,683
47,924
49,897
50,254
64,338
61,158
61,972
60,764
65,535
62,328
67,932
69,810
66,633
513
513
65,210
62,512
0
82,368
0
0
0082,368062,51265,21051351366,63369,81067,93262,32865,53560,76461,97261,15864,33850,25449,89747,92451,68353,68253,61553,13650,04148,76249,81947,80048,89048,00946,99546,93850,36851,20846,03042,46144,35933,57631,24631,29832,01534,61333,56836,56034,92439,72733,55641,45035,23325,80152,33342,97939,15237,63532,99739,19833,57829,11130,19328,75732,20827,71128,51825,64923,82022,67822,52222,33322,22321,89222,70820,31022,73121,93819,67519,46819,55711,5399,89710,05710,64338,28938,81710,77310,95113,99212,13011,21311,24815,13512,4969,53410,3058,7788,4494,22200000000
> Total Stockholder Equity
22,800
23,400
30,500
30,700
30,900
31,500
43,600
44,500
45,548
47,043
49,536
65,733
69,042
70,967
73,527
74,574
75,891
78,098
80,791
82,865
84,716
86,729
87,484
89,846
93,379
90,819
96,635
98,579
101,822
104,185
107,057
111,617
115,197
117,967
119,336
122,820
126,032
170,154
168,375
164,824
152,772
141,749
144,284
184,267
180,281
174,582
173,423
172,305
168,089
185,644
185,100
182,152
183,232
187,479
197,063
197,831
159,896
164,691
169,001
169,741
170,835
167,620
170,485
173,396
176,817
181,525
182,916
184,358
186,777
187,039
247,976
245,436
251,659
257,513
261,319
259,850
263,904
269,231
275,445
271,364
270,991
346,269
353,566
367,466
378,516
388,108
395,346
576,708
571,441
574,807
577,807
577,889
581,663
577,889
590,118
598,028
601,056
607,224
609,517
632,456
647,208
653,670
661,930
672,901
672,901661,930653,670647,208632,456609,517607,224601,056598,028590,118577,889581,663577,889577,807574,807571,441576,708395,346388,108378,516367,466353,566346,269270,991271,364275,445269,231263,904259,850261,319257,513251,659245,436247,976187,039186,777184,358182,916181,525176,817173,396170,485167,620170,835169,741169,001164,691159,896197,831197,063187,479183,232182,152185,100185,644168,089172,305173,423174,582180,281184,267144,284141,749152,772164,824168,375170,154126,032122,820119,336117,967115,197111,617107,057104,185101,82298,57996,63590,81993,37989,84687,48486,72984,71682,86580,79178,09875,89174,57473,52770,96769,04265,73349,53647,04345,54844,50043,60031,50030,90030,70030,50023,40022,800
   Common Stock
0
0
0
0
0
0
41,000
41,000
41,036
41,570
42,558
62,469
62,983
63,491
63,491
63,536
63,704
63,742
63,874
63,957
64,231
64,798
65,004
65,234
65,776
65,974
66,490
67,409
69,967
67,524
67,219
67,602
67,120
66,726
62,959
62,363
61,958
103,498
98,093
92,414
82,120
75,941
76,490
78,854
79,153
79,524
79,884
80,222
80,484
80,810
131,329
130,531
1,131
130,836
131,015
131,172
131,302
131,443
131,615
131,820
131,998
132,097
132,298
132,561
132,631
132,911
133,195
133,676
133,992
134,307
193,070
193,364
194,153
194,765
214,601
215,237
216,039
216,788
217,906
218,355
219,208
299,224
300,208
300,844
301,550
302,305
302,983
489,745
491,347
492,333
493,126
493,707
494,617
493,707
496,622
497,695
498,763
499,832
501,240
502,923
504,135
505,075
505,692
506,539
506,539505,692505,075504,135502,923501,240499,832498,763497,695496,622493,707494,617493,707493,126492,333491,347489,745302,983302,305301,550300,844300,208299,224219,208218,355217,906216,788216,039215,237214,601194,765194,153193,364193,070134,307133,992133,676133,195132,911132,631132,561132,298132,097131,998131,820131,615131,443131,302131,172131,015130,8361,131130,531131,32980,81080,48480,22279,88479,52479,15378,85476,49075,94182,12092,41498,093103,49861,95862,36362,95966,72667,12067,60267,21967,52469,96767,40966,49065,97465,77665,23465,00464,79864,23163,95763,87463,74263,70463,53663,49163,49162,98362,46942,55841,57041,03641,00041,000000000
   Retained Earnings 
-1,100
-500
0
600
1,200
1,900
2,700
3,600
4,686
5,494
6,905
2,749
4,930
6,820
8,643
10,017
11,531
13,091
14,902
17,194
19,123
20,994
22,934
24,976
26,983
27,783
30,671
33,093
35,747
39,087
43,282
47,539
51,324
54,922
58,683
62,452
65,786
69,102
71,540
73,298
70,797
66,738
68,306
67,804
63,028
57,056
57,563
56,389
51,678
-3,012
-2,965
-1,866
-881
601
4,886
7,172
7,887
10,566
13,052
15,721
17,901
20,694
22,949
25,345
27,143
29,187
31,014
33,014
34,583
36,484
37,366
38,773
41,485
45,371
48,726
52,527
55,270
58,910
63,679
62,136
66,739
62,911
70,531
79,003
85,953
92,105
98,161
96,741
84,803
87,654
91,065
94,899
98,314
94,899
105,202
111,329
116,347
123,310
133,489
146,389
157,390
165,853
173,707
179,092
179,092173,707165,853157,390146,389133,489123,310116,347111,329105,20294,89998,31494,89991,06587,65484,80396,74198,16192,10585,95379,00370,53162,91166,73962,13663,67958,91055,27052,52748,72645,37141,48538,77337,36636,48434,58333,01431,01429,18727,14325,34522,94920,69417,90115,72113,05210,5667,8877,1724,886601-881-1,866-2,965-3,01251,67856,38957,56357,05663,02867,80468,30666,73870,79773,29871,54069,10265,78662,45258,68354,92251,32447,53943,28239,08735,74733,09330,67127,78326,98324,97622,93420,99419,12317,19414,90213,09111,53110,0178,6436,8204,9302,7496,9055,4944,6863,6002,7001,9001,2006000-500-1,100
   Capital Surplus 00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
23,900
23,900
30,500
29,400
29,500
29,700
-100
-100
6,826
146
14,073
14,515
15,129
14,656
20,393
20,021
19,656
20,265
25,015
0
0
0
0
0
0
0
0
0
0
66,643
66,377
0
0
66,726
62,959
62,363
61,958
103,498
98,093
92,414
82,120
75,941
76,490
78,854
77,291
-1,776
78,197
-1,598
78,977
79,395
130,007
130,531
129,551
130,836
131,015
131,172
131,302
131,443
131,615
2,681
1,417
-4,690
-4,281
-4,029
-2,476
-92
-812
-1,851
-1,317
-3,271
-1,979
-6,220
-3,498
-2,142
-2,008
957,984
2,584,749
2,671,476
2,836,807
125
2,768,318
3,046,566
3,193,139
1,201,547
3,109,583
3,070,043
3,103,043
-489,745
-491,347
-492,333
4,562,412
1,950,184
4,773,878
5,047,097
5,139,239
2,173,782
5,443,240
5,334,636
5,466,330
502,923
-14,317
5,278,243
0
0
005,278,243-14,317502,9235,466,3305,334,6365,443,2402,173,7825,139,2395,047,0974,773,8781,950,1844,562,412-492,333-491,347-489,7453,103,0433,070,0433,109,5831,201,5473,193,1393,046,5662,768,3181252,836,8072,671,4762,584,749957,984-2,008-2,142-3,498-6,220-1,979-3,271-1,317-1,851-812-92-2,476-4,029-4,281-4,6901,4172,681131,615131,443131,302131,172131,015130,836129,551130,531130,00779,39578,977-1,59878,197-1,77677,29178,85476,49075,94182,12092,41498,093103,49861,95862,36362,95966,7260066,37766,643000000000025,01520,26519,65620,02120,39314,65615,12914,51514,0731466,826-100-10029,70029,50029,40030,50023,90023,900



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue9
Cost of Revenue-243,133
Gross Profit9-243,124
 
Operating Income (+$)
Gross Profit9
Operating Expense-4
Operating Income905
 
Operating Expense (+$)
Research Development0
Selling General Administrative4
Selling And Marketing Expenses0
Operating Expense44
 
Net Interest Income (+$)
Interest Income234,298
Interest Expense-51
Other Finance Cost-51,023
Net Interest Income183,224
 
Pretax Income (+$)
Operating Income90
Net Interest Income183,224
Other Non-Operating Income Expenses0
Income Before Tax (EBT)90-90,329
EBIT - interestExpense = 39
90
116
Interest Expense51
Earnings Before Interest and Taxes (EBIT)90141
Earnings Before Interest and Taxes (EBITDA)90
 
After tax Income (+$)
Income Before Tax90
Tax Provision-25,976
Net Income From Continuing Ops64,443-25,886
Net Income64
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses4
Total Other Income/Expenses Net90,419-183,224
 

Technical Analysis of Heritage Commerce Corp
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Heritage Commerce Corp. The general trend of Heritage Commerce Corp is BEARISH with 14.3% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Heritage Commerce Corp's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-14.3%) Bearish trend (14.3%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Heritage Commerce Corp.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 8.72 < 8.9380021645022 < 9.6850448095756.

The bearish price targets are: 7.95 > 7.93 > 7.7003584337349.

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Heritage Commerce Corp Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Heritage Commerce Corp. The current mas is .

The long score for the Moving Averages is 6/14.
The longshort score for the Moving Averages is -2/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Heritage Commerce Corp Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Heritage Commerce Corp. The current macd is -0.0438817.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Heritage Commerce Corp price going up in the near term. +2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Heritage Commerce Corp. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Heritage Commerce Corp price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Heritage Commerce Corp Daily Moving Average Convergence/Divergence (MACD) ChartHeritage Commerce Corp Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Heritage Commerce Corp. The current adx is 13.39.

The long score for the Directional Movement Index (DMI) is 1/7.
The longshort score for the Directional Movement Index (DMI) is 1/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Heritage Commerce Corp shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Heritage Commerce Corp Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Heritage Commerce Corp. The current sar is 7.95.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Heritage Commerce Corp Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Heritage Commerce Corp. The current rsi is 55.34. The current phase is Correction in bear market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Correction in bear market: Extended price decline in a downtrend, significant pullback. Consider reducing exposure, wait for signs of trend reversal.
  • Trending up: The RSI is trending up. +1
Heritage Commerce Corp Daily Relative Strength Index (RSI) ChartHeritage Commerce Corp Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Heritage Commerce Corp. The current phase is Overbought in bear market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Heritage Commerce Corp price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Heritage Commerce Corp Daily Stochastic Oscillator ChartHeritage Commerce Corp Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Heritage Commerce Corp. The current cci is 44.45.

Heritage Commerce Corp Daily Commodity Channel Index (CCI) ChartHeritage Commerce Corp Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Heritage Commerce Corp. The current cmo is 21.04.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Heritage Commerce Corp Daily Chande Momentum Oscillator (CMO) ChartHeritage Commerce Corp Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Heritage Commerce Corp. The current willr is -15.94202899.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Heritage Commerce Corp Daily Williams %R ChartHeritage Commerce Corp Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Heritage Commerce Corp.

Heritage Commerce Corp Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Heritage Commerce Corp. The current atr is 0.2237912.

Heritage Commerce Corp Daily Average True Range (ATR) ChartHeritage Commerce Corp Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Heritage Commerce Corp. The current obv is -7,429,716.

Heritage Commerce Corp Daily On-Balance Volume (OBV) ChartHeritage Commerce Corp Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Heritage Commerce Corp. The current mfi is 30.27.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
Heritage Commerce Corp Daily Money Flow Index (MFI) ChartHeritage Commerce Corp Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Heritage Commerce Corp.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-03CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-07STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-09DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-13DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-11-14CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-16STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-21CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-22CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-11-24STOCH SHORT EXITThe %K line crosses above the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-27MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-29DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-30STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-01MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-05STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-07STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-08CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-11STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-13STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-15STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-19STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-20STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-22STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-28STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-29RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2024-01-02SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-01-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-04CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-08STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-09STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-11DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-12DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-01-16DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-01-17STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-25STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-26DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-30STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-31STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-01BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-02-07STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-09RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-02-13STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-02-14MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-02-15STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-20MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-22STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-23SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-02-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-29STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-05DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-06STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-08STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-12STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-13DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-03-14SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-18MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-03-19STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-20CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-03-22DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-27DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).

6.3. Candlestick Patterns

Heritage Commerce Corp Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Heritage Commerce Corp based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5055.344
Ma 20Greater thanMa 508.343
Ma 50Greater thanMa 1008.510
Ma 100Greater thanMa 2008.767
OpenGreater thanClose8.230
Total2/5 (40.0%)
Penke

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