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iA Financial Corporation Inc
Buy, Hold or Sell?

Let's analyse Ia together

PenkeI guess you are interested in iA Financial Corporation Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of iA Financial Corporation Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Ia (30 sec.)










What can you expect buying and holding a share of Ia? (30 sec.)

How much money do you get?

How much money do you get?
C$3.48
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
C$70.63
Expected worth in 1 year
C$73.91
How sure are you?
92.5%

+ What do you gain per year?

Total Gains per Share
C$7.99
Return On Investment
9.4%

For what price can you sell your share?

Current Price per Share
C$84.64
Expected price per share
C$75.85 - C$92.84
How sure are you?
50%

1. Valuation of Ia (5 min.)




Live pricePrice per Share (EOD)

C$84.64

Intrinsic Value Per Share

C$151.86 - C$256.63

Total Value Per Share

C$222.50 - C$327.26

2. Growth of Ia (5 min.)




Is Ia growing?

Current yearPrevious yearGrowGrow %
How rich?$5.1b$5.2b$14.6b73.7%

How much money is Ia making?

Current yearPrevious yearGrowGrow %
Making money$145.2m$147.2m-$2m-1.4%
Net Profit Margin7.2%52.3%--

How much money comes from the company's main activities?

3. Financial Health of Ia (5 min.)




What can you expect buying and holding a share of Ia? (5 min.)

Welcome investor! Ia's management wants to use your money to grow the business. In return you get a share of Ia.

What can you expect buying and holding a share of Ia?

First you should know what it really means to hold a share of Ia. And how you can make/lose money.

Speculation

The Price per Share of Ia is C$84.64. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Ia.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Ia, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is C$70.63. Based on the TTM, the Book Value Change Per Share is C$0.82 per quarter. Based on the YOY, the Book Value Change Per Share is C$0.07 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is C$1.18 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Ia.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 C$% of Price per ShareC$% of Price per ShareC$% of Price per ShareC$% of Price per ShareC$% of Price per Share
Usd Eps1.892.2%1.401.7%1.411.7%1.291.5%1.081.3%
Usd Book Value Change Per Share1.241.5%0.600.7%0.050.1%0.650.8%0.630.7%
Usd Dividend Per Share0.640.8%0.871.0%0.520.6%0.510.6%0.380.4%
Usd Total Gains Per Share1.882.2%1.471.7%0.570.7%1.161.4%1.011.2%
Usd Price Per Share66.51-64.69-53.29-49.57-42.47-
Price to Earnings Ratio8.79-17.04-9.80-11.60-19.94-
Price-to-Total Gains Ratio35.39-18.12--180.09--11.07-39.19-
Price to Book Ratio1.28-0.98-1.09-1.00-1.05-
Price-to-Total Gains Ratio35.39-18.12--180.09--11.07-39.19-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share62.320432
Number of shares16
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.870.51
Usd Book Value Change Per Share0.600.65
Usd Total Gains Per Share1.471.16
Gains per Quarter (16 shares)23.5418.64
Gains per Year (16 shares)94.1874.55
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1563984334265
2111771786683140
316711627299125215
4222154366132167290
5278193460164208365
6334231554197250440
7389270648230292515
8445309742263333590
9500347836296375665
10556386930329417740

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%91.02.00.097.8%
Book Value Change Per Share2.02.00.050.0%8.04.00.066.7%16.04.00.080.0%34.06.00.085.0%83.010.00.089.2%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%93.00.00.0100.0%
Total Gains per Share3.01.00.075.0%9.03.00.075.0%17.03.00.085.0%37.03.00.092.5%87.06.00.093.5%

Fundamentals of Ia

About iA Financial Corporation Inc

iA Financial Corporation Inc., provides insurance and wealth management services in Canada and the United States. The company operates through Insurance, Canada; Wealth Management; and US Operations segments. The Insurance, Canada segment provides life and health insurance products, auto and home insurance products, creditor insurance, replacement insurance and warranties, extended warranties and other ancillary products for dealer services, and specialized products for special markets. The Wealth Management segment offers products and services for savings plans, retirement funds and segregated funds, and securities brokerage, trust operations, and mutual funds. The US Operations segment provides life insurance products and extended warranties relating to dealer services sold in the United States. It also offers vehicle warranty and related software and services; digital property and casualty insurance distribution; life insurance and mutual fund brokerage; and automobile warranty services, as well as manufactures and distributes automobile protection products. iA Financial Corporation Inc. was founded in 1892 and is headquartered in Québec, Canada.

Fundamental data was last updated by Penke on 2024-03-14 00:33:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just able to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of iA Financial Corporation Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Ia earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Ia to the Insurance - Diversified industry mean.
  • A Net Profit Margin of 6.5% means that $0.06 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of iA Financial Corporation Inc:

  • The MRQ is 6.5%. The company is making a profit. +1
  • The TTM is 7.2%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ6.5%TTM7.2%-0.7%
TTM7.2%YOY52.3%-45.1%
TTM7.2%5Y16.8%-9.6%
5Y16.8%10Y11.5%+5.3%
1.1.2. Return on Assets

Shows how efficient Ia is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Ia to the Insurance - Diversified industry mean.
  • 0.3% Return on Assets means that Ia generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of iA Financial Corporation Inc:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.2%+0.1%
TTM0.2%YOY0.2%0.0%
TTM0.2%5Y0.2%0.0%
5Y0.2%10Y0.2%+0.0%
1.1.3. Return on Equity

Shows how efficient Ia is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Ia to the Insurance - Diversified industry mean.
  • 3.6% Return on Equity means Ia generated $0.04 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of iA Financial Corporation Inc:

  • The MRQ is 3.6%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.8%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ3.6%TTM2.8%+0.8%
TTM2.8%YOY2.8%0.0%
TTM2.8%5Y2.8%0.0%
5Y2.8%10Y2.8%+0.0%

1.2. Operating Efficiency of iA Financial Corporation Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Ia is operating .

  • Measures how much profit Ia makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Ia to the Insurance - Diversified industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of iA Financial Corporation Inc:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM12.9%-12.9%
TTM12.9%YOY67.4%-54.6%
TTM12.9%5Y22.9%-10.0%
5Y22.9%10Y15.5%+7.4%
1.2.2. Operating Ratio

Measures how efficient Ia is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance - Diversified industry mean).
  • An Operation Ratio of 0.92 means that the operating costs are $0.92 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of iA Financial Corporation Inc:

  • The MRQ is 0.916. The company is less efficient in keeping operating costs low.
  • The TTM is 0.122. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.916TTM0.122+0.794
TTM0.122YOY0.396-0.274
TTM0.1225Y0.478-0.356
5Y0.47810Y0.414+0.064

1.3. Liquidity of iA Financial Corporation Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Ia is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance - Diversified industry mean).
  • A Current Ratio of 0.00 means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of iA Financial Corporation Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM1.408-1.408
TTM1.408YOY0.538+0.870
TTM1.4085Y0.842+0.566
5Y0.84210Y0.577+0.265
1.3.2. Quick Ratio

Measures if Ia is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Ia to the Insurance - Diversified industry mean.
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of iA Financial Corporation Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.049-0.049
TTM0.049YOY2.065-2.016
TTM0.0495Y2.156-2.107
5Y2.15610Y1.167+0.989

1.4. Solvency of iA Financial Corporation Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Ia assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Ia to Insurance - Diversified industry mean.
  • A Debt to Asset Ratio of 0.93 means that Ia assets are financed with 92.5% credit (debt) and the remaining percentage (100% - 92.5%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of iA Financial Corporation Inc:

  • The MRQ is 0.925. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.697. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.925TTM0.697+0.228
TTM0.697YOY0.918-0.221
TTM0.6975Y0.875-0.178
5Y0.87510Y0.897-0.022
1.4.2. Debt to Equity Ratio

Measures if Ia is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Ia to the Insurance - Diversified industry mean.
  • A Debt to Equity ratio of 1,233.4% means that company has $12.33 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of iA Financial Corporation Inc:

  • The MRQ is 12.334. The company is unable to pay all its debts with equity. -1
  • The TTM is 8.981. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ12.334TTM8.981+3.353
TTM8.981YOY11.223-2.241
TTM8.9815Y10.952-1.971
5Y10.95210Y11.130-0.179

2. Market Valuation of iA Financial Corporation Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Ia generates.

  • Above 15 is considered overpriced but always compare Ia to the Insurance - Diversified industry mean.
  • A PE ratio of 8.79 means the investor is paying $8.79 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of iA Financial Corporation Inc:

  • The EOD is 8.236. Based on the earnings, the company is underpriced. +1
  • The MRQ is 8.790. Based on the earnings, the company is underpriced. +1
  • The TTM is 17.039. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD8.236MRQ8.790-0.554
MRQ8.790TTM17.039-8.249
TTM17.039YOY9.800+7.238
TTM17.0395Y11.600+5.439
5Y11.60010Y19.937-8.337
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of iA Financial Corporation Inc:

  • The EOD is 4.525. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 4.829. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is -4.775. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD4.525MRQ4.829-0.304
MRQ4.829TTM-4.775+9.604
TTM-4.775YOY-11.177+6.401
TTM-4.7755Y4.609-9.385
5Y4.60910Y9.629-5.019
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Ia is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance - Diversified industry mean).
  • A PB ratio of 1.28 means the investor is paying $1.28 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of iA Financial Corporation Inc:

  • The EOD is 1.198. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.279. Based on the equity, the company is underpriced. +1
  • The TTM is 0.981. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD1.198MRQ1.279-0.081
MRQ1.279TTM0.981+0.298
TTM0.981YOY1.087-0.106
TTM0.9815Y1.002-0.021
5Y1.00210Y1.051-0.050
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of iA Financial Corporation Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--1.6790.818+105%0.069+2341%0.884+90%0.852+97%
Book Value Per Share--70.632262.605-73%66.533+6%101.712-31%72.768-3%
Current Ratio---1.408-100%0.538-100%0.842-100%0.577-100%
Debt To Asset Ratio--0.9250.697+33%0.918+1%0.875+6%0.897+3%
Debt To Equity Ratio--12.3348.981+37%11.223+10%10.952+13%11.130+11%
Dividend Per Share--0.8731.180-26%0.711+23%0.698+25%0.513+70%
Eps--2.5691.907+35%1.911+34%1.755+46%1.471+75%
Free Cash Flow Per Share--4.6772.598+80%0.767+510%1.553+201%1.049+346%
Free Cash Flow To Equity Per Share--1.957-0.222+111%-0.462+124%0.567+245%0.515+280%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--256.628--------
Intrinsic Value_10Y_min--151.865--------
Intrinsic Value_1Y_max--7.390--------
Intrinsic Value_1Y_min--6.106--------
Intrinsic Value_3Y_max--36.171--------
Intrinsic Value_3Y_min--26.347--------
Intrinsic Value_5Y_max--81.790--------
Intrinsic Value_5Y_min--55.201--------
Market Cap8433758466.560-7%9000729155.8508947137287.363+1%7741500000.000+16%7125363457.473+26%6084432178.736+48%
Net Profit Margin--0.0650.072-10%0.523-88%0.168-62%0.115-44%
Operating Margin---0.129-100%0.674-100%0.229-100%0.155-100%
Operating Ratio--0.9160.122+649%0.396+131%0.478+91%0.414+121%
Pb Ratio1.198-7%1.2790.981+30%1.087+18%1.002+28%1.051+22%
Pe Ratio8.236-7%8.79017.039-48%9.800-10%11.600-24%19.937-56%
Price Per Share84.640-7%90.33087.860+3%72.373+25%67.323+34%57.686+57%
Price To Free Cash Flow Ratio4.525-7%4.829-4.775+199%-11.177+331%4.609+5%9.629-50%
Price To Total Gains Ratio33.164-7%35.39318.116+95%-180.088+609%-11.072+131%39.191-10%
Quick Ratio---0.049-100%2.065-100%2.156-100%1.167-100%
Return On Assets--0.0030.002+26%0.002+18%0.002+21%0.002+22%
Return On Equity--0.0360.028+30%0.028+29%0.028+29%0.028+31%
Total Gains Per Share--2.5521.999+28%0.779+227%1.582+61%1.365+87%
Usd Book Value--5182079400.00019937163250.000-74%5241167475.000-1%7872004190.000-34%5630449285.000-8%
Usd Book Value Change Per Share--1.2360.603+105%0.051+2341%0.651+90%0.628+97%
Usd Book Value Per Share--52.007193.356-73%48.988+6%74.890-31%53.579-3%
Usd Dividend Per Share--0.6430.869-26%0.523+23%0.514+25%0.378+70%
Usd Eps--1.8921.404+35%1.407+34%1.292+46%1.083+75%
Usd Free Cash Flow--343115800.000195671725.000+75%60008450.000+472%120642755.000+184%81434780.000+321%
Usd Free Cash Flow Per Share--3.4431.913+80%0.565+510%1.144+201%0.772+346%
Usd Free Cash Flow To Equity Per Share--1.441-0.163+111%-0.340+124%0.417+245%0.379+280%
Usd Market Cap6209776358.928-7%6627236877.4526587777184.685+1%5700066450.000+16%5246405113.737+26%4479967413.204+48%
Usd Price Per Share62.320-7%66.51064.691+3%53.288+25%49.570+34%42.474+57%
Usd Profit--188492800.000145235175.000+30%147260000.000+28%139123885.000+35%116243362.500+62%
Usd Revenue--2914275400.0002003472300.000+45%1204770875.000+142%2427654730.000+20%2106959265.000+38%
Usd Total Gains Per Share--1.8791.472+28%0.574+227%1.165+61%1.005+87%
 EOD+4 -4MRQTTM+20 -15YOY+24 -115Y+22 -1310Y+22 -13

3.2. Fundamental Score

Let's check the fundamental score of iA Financial Corporation Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-158.236
Price to Book Ratio (EOD)Between0-11.198
Net Profit Margin (MRQ)Greater than00.065
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.925
Debt to Equity Ratio (MRQ)Less than112.334
Return on Equity (MRQ)Greater than0.150.036
Return on Assets (MRQ)Greater than0.050.003
Total3/10 (30.0%)

3.3. Technical Score

Let's check the technical score of iA Financial Corporation Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5038.774
Ma 20Greater thanMa 5086.215
Ma 50Greater thanMa 10088.483
Ma 100Greater thanMa 20088.593
OpenGreater thanClose85.570
Total2/5 (40.0%)



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in CAD. All numbers in thousands.

Summary
Total Assets93,846,000
Total Liabilities86,808,000
Total Stockholder Equity7,038,000
 As reported
Total Liabilities 86,808,000
Total Stockholder Equity+ 7,038,000
Total Assets = 93,846,000

Assets

Total Assets93,846,000
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 1,379,000
Net Receivables 1,184,000
Total Current Assets  (as reported)0
Total Current Assets  (calculated)2,563,000
+/- 2,563,000
Long-term Assets
Property Plant Equipment 211,000
Goodwill 1,318,000
Long Term Investments 34,009,000
Intangible Assets 1,847,000
Long-term Assets  (as reported)0
Long-term Assets  (calculated)37,385,000
+/- 37,385,000

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity7,038,000
Total Current Liabilities
Accounts payable 1,381,000
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)1,381,000
+/- 1,381,000
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 5,060,000
Total Stockholder Equity (as reported)7,038,000
Total Stockholder Equity (calculated)5,060,000
+/- 1,978,000
Other
Capital Stock1,978,000
Common Stock Shares Outstanding 99,643
Net Debt 382,000
Net Invested Capital 8,424,000



Balance Sheet

Currency in CAD. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-30
> Total Assets 
13,545,500
13,827,400
8,583,600
8,626,100
8,709,700
8,800,300
8,886,300
9,017,600
9,066,800
9,148,200
9,289,200
9,432,500
9,848,700
10,191,500
10,307,600
10,650,400
10,699,500
10,861,900
11,050,500
11,246,100
11,406,100
11,687,700
11,972,900
12,243,100
12,365,900
12,669,100
13,090,700
14,623,000
14,565,800
14,778,800
15,104,000
15,331,000
15,468,000
15,269,000
15,415,000
15,622,000
16,223,000
16,920,000
17,627,000
18,206,000
18,624,000
19,996,000
20,102,000
34,887,000
35,301,000
35,936,000
37,441,000
38,227,000
38,778,000
40,490,000
41,747,000
43,433,000
42,353,000
42,870,000
44,030,000
45,879,000
47,582,000
48,823,000
50,339,000
53,224,000
51,968,000
51,717,000
52,938,000
54,383,000
56,607,000
58,621,000
57,050,000
58,994,000
59,944,000
60,353,000
61,906,000
63,260,000
64,835,000
64,101,000
63,540,000
68,290,000
69,821,000
72,435,000
73,148,000
73,271,000
80,004,000
82,825,000
86,466,000
85,675,000
88,997,000
91,112,000
94,659,000
90,708,000
84,493,000
85,414,000
87,425,000
89,048,000
90,563,000
87,853,000
93,846,000
93,846,00087,853,00090,563,00089,048,00087,425,00085,414,00084,493,00090,708,00094,659,00091,112,00088,997,00085,675,00086,466,00082,825,00080,004,00073,271,00073,148,00072,435,00069,821,00068,290,00063,540,00064,101,00064,835,00063,260,00061,906,00060,353,00059,944,00058,994,00057,050,00058,621,00056,607,00054,383,00052,938,00051,717,00051,968,00053,224,00050,339,00048,823,00047,582,00045,879,00044,030,00042,870,00042,353,00043,433,00041,747,00040,490,00038,778,00038,227,00037,441,00035,936,00035,301,00034,887,00020,102,00019,996,00018,624,00018,206,00017,627,00016,920,00016,223,00015,622,00015,415,00015,269,00015,468,00015,331,00015,104,00014,778,80014,565,80014,623,00013,090,70012,669,10012,365,90012,243,10011,972,90011,687,70011,406,10011,246,10011,050,50010,861,90010,699,50010,650,40010,307,60010,191,5009,848,7009,432,5009,289,2009,148,2009,066,8009,017,6008,886,3008,800,3008,709,7008,626,1008,583,60013,827,40013,545,500
   > Total Current Assets 
0
0
8,498,700
0
0
0
8,794,000
8,923,700
8,970,600
8,623,200
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,878,000
2,195,000
2,412,000
2,507,000
3,829,000
2,104,000
2,107,000
2,368,000
4,299,000
2,616,000
3,137,000
3,330,000
5,112,000
5,162,000
4,472,000
4,525,000
8,394,000
4,141,000
3,874,000
4,153,000
3,352,000
1,435,000
1,390,000
1,167,000
3,265,000
1,945,000
5,649,000
0
0
005,649,0001,945,0003,265,0001,167,0001,390,0001,435,0003,352,0004,153,0003,874,0004,141,0008,394,0004,525,0004,472,0005,162,0005,112,0003,330,0003,137,0002,616,0004,299,0002,368,0002,107,0002,104,0003,829,0002,507,0002,412,0002,195,0003,878,000000000000000000000000000000000000000000000000000000000008,623,2008,970,6008,923,7008,794,0000008,498,70000
       Cash And Cash Equivalents 
0
0
0
0
0
0
0
0
0
0
305,100
0
0
0
280,100
0
0
0
252,900
0
0
0
305,700
0
0
0
371,800
0
0
0
362,000
0
284,000
464,000
259,000
254,000
276,000
199,000
382,000
299,000
466,000
587,000
0
324,000
288,000
494,000
308,000
172,000
533,000
875,000
996,000
480,000
476,000
312,000
408,000
416,000
406,000
398,000
424,000
391,000
435,000
572,000
846,000
694,000
797,000
1,025,000
769,000
663,000
757,000
1,069,000
839,000
709,000
626,000
959,000
718,000
479,000
501,000
702,000
801,000
2,625,000
943,000
1,293,000
1,949,000
1,343,000
1,320,000
1,445,000
1,546,000
1,435,000
1,390,000
1,167,000
1,358,000
1,945,000
1,973,000
1,190,000
1,379,000
1,379,0001,190,0001,973,0001,945,0001,358,0001,167,0001,390,0001,435,0001,546,0001,445,0001,320,0001,343,0001,949,0001,293,000943,0002,625,000801,000702,000501,000479,000718,000959,000626,000709,000839,0001,069,000757,000663,000769,0001,025,000797,000694,000846,000572,000435,000391,000424,000398,000406,000416,000408,000312,000476,000480,000996,000875,000533,000172,000308,000494,000288,000324,0000587,000466,000299,000382,000199,000276,000254,000259,000464,000284,0000362,000000371,800000305,700000252,900000280,100000305,1000000000000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
34,000
0
0
0
24,700
0
0
0
83,000
0
0
0
2,600
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
162,000
245,000
255,000
288,000
228,000
331,000
2,607,000
100,000
216,000
186,000
169,000
115,000
0
110,000
103,000
74,000
113,000
95,000
84,000
123,000
195,000
173,000
228,000
143,000
162,000
208,000
168,000
302,000
204,000
221,000
227,000
328,000
438,000
372,000
308,000
307,000
367,000
544,000
475,000
0
0
5,291,000
5,442,000
52,957,000
7,100,000
7,200,000
7,293,000
7,307,000
7,036,000
0
0
0
0007,036,0007,307,0007,293,0007,200,0007,100,00052,957,0005,442,0005,291,00000475,000544,000367,000307,000308,000372,000438,000328,000227,000221,000204,000302,000168,000208,000162,000143,000228,000173,000195,000123,00084,00095,000113,00074,000103,000110,0000115,000169,000186,000216,000100,0002,607,000331,000228,000288,000255,000245,000162,000000000000000000000002,60000083,00000024,70000034,0000000000000
       Net Receivables 
0
0
200,100
0
0
0
198,400
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
168,000
0
0
0
261,000
0
0
0
291,000
0
0
0
0
0
0
0
346,000
0
0
0
500,000
0
0
0
589,000
0
0
0
732,000
0
0
0
902,000
0
0
0
955,000
0
0
0
1,319,000
0
0
0
1,400,000
0
0
0
1,388,000
0
0
0
1,644,000
0
0
0
1,806,000
0
0
0
1,907,000
0
195,000
0
1,184,000
1,184,0000195,00001,907,0000001,806,0000001,644,0000001,388,0000001,400,0000001,319,000000955,000000902,000000732,000000589,000000500,000000346,0000000000291,000000261,000000168,00000000000000000000000000198,400000200,10000
       Other Current Assets 
0
0
8,298,600
0
0
0
8,595,600
8,923,700
8,970,600
8,623,200
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,467,000
1,182,000
1,249,000
1,125,000
1,145,000
967,000
1,004,000
1,006,000
1,745,000
1,208,000
1,399,000
1,343,000
2,033,000
1,398,000
1,273,000
1,346,000
3,938,000
1,957,000
1,861,000
2,223,000
4,054,000
2,424,000
2,413,000
2,869,000
4,317,000
0
2,889,000
0
0
002,889,00004,317,0002,869,0002,413,0002,424,0004,054,0002,223,0001,861,0001,957,0003,938,0001,346,0001,273,0001,398,0002,033,0001,343,0001,399,0001,208,0001,745,0001,006,0001,004,000967,0001,145,0001,125,0001,249,0001,182,0001,467,000000000000000000000000000000000000000000000000000000000008,623,2008,970,6008,923,7008,595,6000008,298,60000
   > Long-term Assets 
0
0
84,900
0
0
0
92,300
93,900
96,200
525,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
40,143,000
36,861,000
33,824,000
34,331,000
34,759,000
35,137,000
0
0
0
00035,137,00034,759,00034,331,00033,824,00036,861,00040,143,0000000000000000000000000000000000000000000000000000000000000000000000000000000525,00096,20093,90092,30000084,90000
       Property Plant Equipment 
375,500
374,300
35,300
0
0
0
42,900
44,500
46,000
473,200
49,700
433,800
427,600
426,800
18,500
425,500
445,000
444,600
444,500
445,400
446,200
447,100
446,300
446,000
447,600
449,900
451,800
476,800
477,200
478,400
554,000
496,000
0
0
83,000
0
0
0
60,000
0
0
0
69,000
82,000
81,000
81,000
122,000
82,000
82,000
82,000
126,000
126,000
140,000
141,000
145,000
144,000
144,000
146,000
153,000
166,000
163,000
162,000
178,000
177,000
179,000
185,000
195,000
202,000
241,000
254,000
256,000
266,000
270,000
272,000
277,000
416,000
402,000
397,000
394,000
399,000
403,000
392,000
390,000
380,000
378,000
369,000
369,000
368,000
359,000
357,000
337,000
330,000
323,000
325,000
211,000
211,000325,000323,000330,000337,000357,000359,000368,000369,000369,000378,000380,000390,000392,000403,000399,000394,000397,000402,000416,000277,000272,000270,000266,000256,000254,000241,000202,000195,000185,000179,000177,000178,000162,000163,000166,000153,000146,000144,000144,000145,000141,000140,000126,000126,00082,00082,00082,000122,00081,00081,00082,00069,00000060,00000083,00000496,000554,000478,400477,200476,800451,800449,900447,600446,000446,300447,100446,200445,400444,500444,600445,000425,50018,500426,800427,600433,80049,700473,20046,00044,50042,90000035,300374,300375,500
       Goodwill 
0
0
49,600
0
0
0
49,400
0
0
0
51,900
0
0
0
56,500
0
0
0
125,700
0
0
0
286,700
0
0
0
67,700
0
0
0
68,000
0
121,000
131,000
115,000
115,000
112,000
111,000
116,000
116,000
116,000
147,000
153,000
162,000
162,000
159,000
163,000
177,000
178,000
154,000
153,000
153,000
153,000
153,000
181,000
181,000
179,000
180,000
270,000
272,000
272,000
272,000
334,000
335,000
338,000
306,000
313,000
313,000
317,000
493,000
477,000
630,000
621,000
620,000
633,000
631,000
629,000
607,000
606,000
660,000
1,339,000
1,280,000
1,224,000
1,201,000
1,192,000
1,207,000
1,267,000
1,260,000
1,281,000
1,328,000
1,318,000
1,318,000
1,323,000
1,335,000
1,318,000
1,318,0001,335,0001,323,0001,318,0001,318,0001,328,0001,281,0001,260,0001,267,0001,207,0001,192,0001,201,0001,224,0001,280,0001,339,000660,000606,000607,000629,000631,000633,000620,000621,000630,000477,000493,000317,000313,000313,000306,000338,000335,000334,000272,000272,000272,000270,000180,000179,000181,000181,000153,000153,000153,000153,000154,000178,000177,000163,000159,000162,000162,000153,000147,000116,000116,000116,000111,000112,000115,000115,000131,000121,000068,00000067,700000286,700000125,70000056,50000051,90000049,40000049,60000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
24,587,000
25,190,000
26,056,000
25,775,000
26,711,000
27,202,000
27,992,000
26,706,000
26,976,000
775,000
29,850,000
31,415,000
31,268,000
31,260,000
33,984,000
36,461,000
35,948,000
562,000
33,656,000
33,904,000
36,799,000
33,502,000
30,410,000
30,870,000
31,320,000
31,681,000
32,433,000
31,040,000
34,009,000
34,009,00031,040,00032,433,00031,681,00031,320,00030,870,00030,410,00033,502,00036,799,00033,904,00033,656,000562,00035,948,00036,461,00033,984,00031,260,00031,268,00031,415,00029,850,000775,00026,976,00026,706,00027,992,00027,202,00026,711,00025,775,00026,056,00025,190,00024,587,000000000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
49,400
50,200
51,800
0
52,100
52,100
52,100
0
56,500
61,400
61,400
0
124,700
126,500
126,500
67,500
354,900
356,300
364,800
297,600
365,300
365,300
365,300
298,000
416,000
298,000
298,000
332,000
352,000
358,000
361,000
375,000
374,000
374,000
374,000
385,000
431,000
430,000
457,000
463,000
451,000
453,000
451,000
461,000
464,000
470,000
475,000
530,000
537,000
549,000
552,000
560,000
568,000
574,000
579,000
623,000
626,000
637,000
643,000
659,000
665,000
681,000
798,000
827,000
995,000
1,040,000
1,053,000
1,071,000
1,083,000
1,092,000
1,099,000
1,110,000
1,200,000
1,641,000
1,621,000
1,621,000
1,628,000
1,642,000
1,666,000
1,708,000
1,731,000
1,774,000
1,776,000
1,784,000
1,808,000
1,831,000
1,843,000
1,847,000
1,847,0001,843,0001,831,0001,808,0001,784,0001,776,0001,774,0001,731,0001,708,0001,666,0001,642,0001,628,0001,621,0001,621,0001,641,0001,200,0001,110,0001,099,0001,092,0001,083,0001,071,0001,053,0001,040,000995,000827,000798,000681,000665,000659,000643,000637,000626,000623,000579,000574,000568,000560,000552,000549,000537,000530,000475,000470,000464,000461,000451,000453,000451,000463,000457,000430,000431,000385,000374,000374,000374,000375,000361,000358,000352,000332,000298,000298,000416,000298,000365,300365,300365,300297,600364,800356,300354,90067,500126,500126,500124,700061,40061,40056,500052,10052,10052,100051,80050,20049,4000000000
> Total Liabilities 
12,813,800
13,072,000
7,805,100
7,829,700
7,893,100
7,961,600
8,021,500
8,151,600
8,175,700
8,234,400
8,351,200
8,473,000
8,861,000
9,025,300
9,120,700
9,432,600
9,447,900
9,575,200
9,837,000
9,996,000
10,118,300
10,366,700
10,611,700
10,729,200
10,843,600
11,103,700
11,478,900
12,923,500
12,827,400
13,004,400
13,305,000
13,466,000
13,568,000
13,357,000
13,557,000
13,736,000
14,279,000
14,904,000
15,469,000
15,804,000
16,173,000
17,470,000
17,540,000
32,311,000
32,672,000
33,070,000
34,666,000
35,418,000
35,678,000
37,307,000
38,451,000
39,909,000
38,831,000
39,257,000
40,362,000
42,120,000
43,712,000
44,887,000
46,404,000
49,263,000
47,878,000
47,581,000
48,754,000
50,223,000
52,328,000
54,225,000
52,285,000
54,126,000
55,029,000
55,326,000
56,770,000
57,756,000
59,165,000
58,358,000
57,822,000
62,503,000
63,962,000
66,445,000
67,018,000
67,108,000
73,734,000
76,423,000
79,953,000
79,003,000
82,092,000
84,005,000
87,414,000
83,567,000
77,436,000
78,279,000
80,285,000
1,864,000
83,479,000
80,849,000
86,808,000
86,808,00080,849,00083,479,0001,864,00080,285,00078,279,00077,436,00083,567,00087,414,00084,005,00082,092,00079,003,00079,953,00076,423,00073,734,00067,108,00067,018,00066,445,00063,962,00062,503,00057,822,00058,358,00059,165,00057,756,00056,770,00055,326,00055,029,00054,126,00052,285,00054,225,00052,328,00050,223,00048,754,00047,581,00047,878,00049,263,00046,404,00044,887,00043,712,00042,120,00040,362,00039,257,00038,831,00039,909,00038,451,00037,307,00035,678,00035,418,00034,666,00033,070,00032,672,00032,311,00017,540,00017,470,00016,173,00015,804,00015,469,00014,904,00014,279,00013,736,00013,557,00013,357,00013,568,00013,466,00013,305,00013,004,40012,827,40012,923,50011,478,90011,103,70010,843,60010,729,20010,611,70010,366,70010,118,3009,996,0009,837,0009,575,2009,447,9009,432,6009,120,7009,025,3008,861,0008,473,0008,351,2008,234,4008,175,7008,151,6008,021,5007,961,6007,893,1007,829,7007,805,10013,072,00012,813,800
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,443,000
3,867,000
3,686,000
4,144,000
3,971,000
4,760,000
4,956,000
4,415,000
4,673,000
5,220,000
4,819,000
4,968,000
5,131,000
7,826,000
7,351,000
7,573,000
6,787,000
9,384,000
7,477,000
9,042,000
1,962,000
9,132,000
9,857,000
10,271,000
1,878,000
0
1,003,000
0
0
001,003,00001,878,00010,271,0009,857,0009,132,0001,962,0009,042,0007,477,0009,384,0006,787,0007,573,0007,351,0007,826,0005,131,0004,968,0004,819,0005,220,0004,673,0004,415,0004,956,0004,760,0003,971,0004,144,0003,686,0003,867,0003,443,000000000000000000000000000000000000000000000000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
34,000
0
0
0
24,700
0
0
0
83,000
0
0
0
2,600
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
162,000
245,000
255,000
288,000
228,000
331,000
291,000
100,000
216,000
186,000
169,000
115,000
0
110,000
103,000
74,000
113,000
95,000
84,000
123,000
195,000
173,000
228,000
143,000
162,000
208,000
168,000
302,000
204,000
221,000
227,000
328,000
438,000
372,000
308,000
307,000
367,000
544,000
475,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000475,000544,000367,000307,000308,000372,000438,000328,000227,000221,000204,000302,000168,000208,000162,000143,000228,000173,000195,000123,00084,00095,000113,00074,000103,000110,0000115,000169,000186,000216,000100,000291,000331,000228,000288,000255,000245,000162,000000000000000000000002,60000083,00000024,70000034,0000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,559,000
2,192,000
2,181,000
2,331,000
162,000
2,279,000
2,243,000
0
100,000
0
0
0
209,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000209,000000100,00002,243,0002,279,000162,0002,331,0002,181,0002,192,0002,559,000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
171,100
0
0
0
177,200
0
0
0
0
0
0
0
120,200
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-93,000
0
0
0
252,000
0
0
0
313,000
0
0
0
0
0
0
0
430,000
0
0
0
444,000
0
0
0
463,000
0
0
0
563,000
0
0
0
777,000
0
0
0
813,000
0
0
0
948,000
0
0
0
1,175,000
0
0
0
1,151,000
0
0
0
1,520,000
0
0
0
1,962,000
0
0
0
1,878,000
0
169,000
0
1,381,000
1,381,0000169,00001,878,0000001,962,0000001,520,0000001,151,0000001,175,000000948,000000813,000000777,000000563,000000463,000000444,000000430,0000000000313,000000252,000000-93,000000000000000000120,2000000000177,200000171,10000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,816,000
3,867,000
3,686,000
4,144,000
2,173,000
4,760,000
4,956,000
4,415,000
3,141,000
5,220,000
4,819,000
4,968,000
3,404,000
7,342,000
7,161,000
7,381,000
4,655,000
8,856,000
7,187,000
8,685,000
-1,962,000
8,390,000
8,532,000
9,109,000
-1,878,000
0
218,000
0
0
00218,0000-1,878,0009,109,0008,532,0008,390,000-1,962,0008,685,0007,187,0008,856,0004,655,0007,381,0007,161,0007,342,0003,404,0004,968,0004,819,0005,220,0003,141,0004,415,0004,956,0004,760,0002,173,0004,144,0003,686,0003,867,0001,816,000000000000000000000000000000000000000000000000000000000000000000000
   > Long-term Liabilities 
185,000
185,000
151,700
185,000
185,000
185,000
366,700
185,000
185,000
232,200
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,962,000
83,567,000
77,436,000
78,279,000
1,878,000
1,864,000
0
0
0
0001,864,0001,878,00078,279,00077,436,00083,567,0001,962,0000000000000000000000000000000000000000000000000000000000000000000000000000000232,200185,000185,000366,700185,000185,000185,000151,700185,000185,000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
651,000
1,049,000
1,050,000
1,448,000
1,448,000
1,448,000
1,449,000
1,449,000
1,449,000
1,450,000
1,450,000
1,498,000
1,499,000
1,499,000
404,000
0
0
0
0
0000404,0001,499,0001,499,0001,498,0001,450,0001,450,0001,449,0001,449,0001,449,0001,448,0001,448,0001,448,0001,050,0001,049,000651,0000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
46,864,000
48,067,000
49,162,000
48,851,000
50,745,000
50,717,000
51,966,000
51,691,000
51,051,000
55,093,000
57,200,000
58,846,000
59,675,000
56,545,000
63,731,000
66,197,000
70,751,000
67,094,000
71,142,000
72,525,000
77,323,000
72,103,000
65,460,000
65,894,000
68,839,000
0
80,578,000
0
0
0080,578,000068,839,00065,894,00065,460,00072,103,00077,323,00072,525,00071,142,00067,094,00070,751,00066,197,00063,731,00056,545,00059,675,00058,846,00057,200,00055,093,00051,051,00051,691,00051,966,00050,717,00050,745,00048,851,00049,162,00048,067,00046,864,000000000000000000000000000000000000000000000000000000000000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
77,000
0
0
0
77,000
0
0
0
139,000
0
0
0
160,000
0
0
0
441,000
0
0
0
598,000
0
0
0
732,000
0
0
0
0
0000732,000000598,000000441,000000160,000000139,00000077,00000077,000000000000000000000000000000000000000000000000000000000000000000000
> Total Stockholder Equity
731,700
755,400
778,500
796,400
816,600
838,700
864,800
866,000
891,100
913,800
938,000
959,500
987,700
1,016,200
1,036,900
1,067,800
1,101,600
1,136,700
1,213,500
1,250,100
1,287,800
1,321,000
1,361,200
1,513,900
1,522,300
1,565,400
1,611,800
1,699,500
1,738,400
1,774,400
1,799,000
1,865,000
1,900,000
1,912,000
1,858,000
1,886,000
1,944,000
2,016,000
2,158,000
2,402,000
2,451,000
2,526,000
2,562,000
2,576,000
2,629,000
2,866,000
2,775,000
2,809,000
3,100,000
3,183,000
3,296,000
3,524,000
3,522,000
3,613,000
3,668,000
3,759,000
3,870,000
3,936,000
3,935,000
3,961,000
4,090,000
4,136,000
4,184,000
4,160,000
4,279,000
4,396,000
4,765,000
4,868,000
4,915,000
5,027,000
5,136,000
5,504,000
5,670,000
5,743,000
5,718,000
5,787,000
5,859,000
5,990,000
6,130,000
6,163,000
6,270,000
6,402,000
6,513,000
6,672,000
6,905,000
7,107,000
7,245,000
7,141,000
7,057,000
7,135,000
7,140,000
7,077,000
7,084,000
7,004,000
7,038,000
7,038,0007,004,0007,084,0007,077,0007,140,0007,135,0007,057,0007,141,0007,245,0007,107,0006,905,0006,672,0006,513,0006,402,0006,270,0006,163,0006,130,0005,990,0005,859,0005,787,0005,718,0005,743,0005,670,0005,504,0005,136,0005,027,0004,915,0004,868,0004,765,0004,396,0004,279,0004,160,0004,184,0004,136,0004,090,0003,961,0003,935,0003,936,0003,870,0003,759,0003,668,0003,613,0003,522,0003,524,0003,296,0003,183,0003,100,0002,809,0002,775,0002,866,0002,629,0002,576,0002,562,0002,526,0002,451,0002,402,0002,158,0002,016,0001,944,0001,886,0001,858,0001,912,0001,900,0001,865,0001,799,0001,774,4001,738,4001,699,5001,611,8001,565,4001,522,3001,513,9001,361,2001,321,0001,287,8001,250,1001,213,5001,136,7001,101,6001,067,8001,036,9001,016,200987,700959,500938,000913,800891,100866,000864,800838,700816,600796,400778,500755,400731,700
   Common Stock
0
0
454,400
0
0
457,000
457,200
0
0
0
457,000
0
0
0
457,000
0
0
0
458,100
0
0
0
510,600
0
0
0
632,700
0
0
0
638,000
0
663,000
666,000
765,000
541,000
541,000
767,000
871,000
0
647,000
1,073,000
1,078,000
0
0
0
1,286,000
0
0
867,000
879,000
1,123,000
1,134,000
1,154,000
1,184,000
1,195,000
1,210,000
1,226,000
1,244,000
1,259,000
1,271,000
1,284,000
1,311,000
1,313,000
1,315,000
1,329,000
1,499,000
1,506,000
1,511,000
1,513,000
1,521,000
1,668,000
1,670,000
1,672,000
1,655,000
1,634,000
1,632,000
1,652,000
1,666,000
1,689,000
1,690,000
1,673,000
1,674,000
1,689,000
1,695,000
1,722,000
1,706,000
1,716,000
1,697,000
1,681,000
1,675,000
1,661,000
17,000
0
0
0017,0001,661,0001,675,0001,681,0001,697,0001,716,0001,706,0001,722,0001,695,0001,689,0001,674,0001,673,0001,690,0001,689,0001,666,0001,652,0001,632,0001,634,0001,655,0001,672,0001,670,0001,668,0001,521,0001,513,0001,511,0001,506,0001,499,0001,329,0001,315,0001,313,0001,311,0001,284,0001,271,0001,259,0001,244,0001,226,0001,210,0001,195,0001,184,0001,154,0001,134,0001,123,000879,000867,000001,286,0000001,078,0001,073,000647,0000871,000767,000541,000541,000765,000666,000663,0000638,000000632,700000510,600000458,100000457,000000457,000000457,200457,00000454,40000
   Retained Earnings 
272,000
295,700
316,900
335,300
355,500
374,800
397,600
400,400
426,400
449,300
473,500
492,000
520,000
547,800
575,900
604,900
637,300
673,000
751,700
786,700
821,200
853,200
845,400
869,600
885,700
927,600
971,300
1,024,700
1,072,400
1,115,400
1,144,000
1,185,000
1,218,000
1,227,000
1,074,000
1,101,000
1,157,000
1,227,000
1,265,000
1,311,000
1,356,000
1,430,000
1,461,000
1,395,000
1,491,000
1,531,000
1,424,000
1,453,000
1,492,000
1,574,000
1,636,000
1,613,000
1,659,000
1,740,000
1,857,000
1,899,000
1,979,000
2,024,000
2,082,000
2,144,000
2,299,000
2,373,000
2,374,000
2,370,000
2,459,000
2,546,000
2,793,000
2,848,000
2,909,000
3,053,000
3,131,000
3,213,000
3,383,000
3,484,000
3,447,000
3,474,000
3,541,000
3,658,000
3,823,000
3,906,000
4,005,000
4,034,000
4,170,000
4,405,000
4,624,000
4,822,000
4,963,000
5,113,000
5,223,000
5,299,000
5,331,000
5,001,000
5,045,000
4,957,000
5,060,000
5,060,0004,957,0005,045,0005,001,0005,331,0005,299,0005,223,0005,113,0004,963,0004,822,0004,624,0004,405,0004,170,0004,034,0004,005,0003,906,0003,823,0003,658,0003,541,0003,474,0003,447,0003,484,0003,383,0003,213,0003,131,0003,053,0002,909,0002,848,0002,793,0002,546,0002,459,0002,370,0002,374,0002,373,0002,299,0002,144,0002,082,0002,024,0001,979,0001,899,0001,857,0001,740,0001,659,0001,613,0001,636,0001,574,0001,492,0001,453,0001,424,0001,531,0001,491,0001,395,0001,461,0001,430,0001,356,0001,311,0001,265,0001,227,0001,157,0001,101,0001,074,0001,227,0001,218,0001,185,0001,144,0001,115,4001,072,4001,024,700971,300927,600885,700869,600845,400853,200821,200786,700751,700673,000637,300604,900575,900547,800520,000492,000473,500449,300426,400400,400397,600374,800355,500335,300316,900295,700272,000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
19,000
0
18,000
18,000
17,000
17,000
0
0
17,000
17,000
0
0
0
0
000017,00017,0000017,00017,00018,00018,000019,000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
459,700
459,700
7,200
461,100
461,100
6,900
10,000
465,600
464,700
464,500
0
461,200
461,900
462,600
6,500
465,400
466,800
466,200
9,500
469,200
472,400
473,600
12,300
651,400
643,700
644,900
14,600
674,800
666,000
659,000
17,000
680,000
19,000
19,000
19,000
20,000
21,000
22,000
22,000
666,000
23,000
23,000
23,000
476,000
713,000
1,335,000
65,000
931,000
933,000
67,000
67,000
68,000
68,000
66,000
67,000
68,000
69,000
69,000
70,000
71,000
72,000
73,000
66,000
67,000
68,000
67,000
58,000
58,000
58,000
59,000
60,000
61,000
63,000
63,000
68,000
69,000
69,000
65,000
60,000
43,000
50,000
64,000
61,000
54,000
53,000
38,000
65,000
64,000
56,000
52,000
23,000
17,000
-1,000
0
0
00-1,00017,00023,00052,00056,00064,00065,00038,00053,00054,00061,00064,00050,00043,00060,00065,00069,00069,00068,00063,00063,00061,00060,00059,00058,00058,00058,00067,00068,00067,00066,00073,00072,00071,00070,00069,00069,00068,00067,00066,00068,00068,00067,00067,000933,000931,00065,0001,335,000713,000476,00023,00023,00023,000666,00022,00022,00021,00020,00019,00019,00019,000680,00017,000659,000666,000674,80014,600644,900643,700651,40012,300473,600472,400469,2009,500466,200466,800465,4006,500462,600461,900461,2000464,500464,700465,60010,0006,900461,100461,1007,200459,700459,700



Balance Sheet

Currency in CAD. All numbers in thousands.




Cash Flow

Currency in CAD. All numbers in thousands.




Income Statement

Currency in CAD. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue5,257,000
Cost of Revenue-0
Gross Profit05,257,000
 
Operating Income (+$)
Gross Profit0
Operating Expense-4,256,000
Operating Income0-4,256,000
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense4,256,0000
 
Net Interest Income (+$)
Interest Income408,000
Interest Expense-58,000
Other Finance Cost-416,000
Net Interest Income-66,000
 
Pretax Income (+$)
Operating Income0
Net Interest Income-66,000
Other Non-Operating Income Expenses0
Income Before Tax (EBT)1,001,000-1,594,000
EBIT - interestExpense = -58,000
789,000
847,000
Interest Expense58,000
Earnings Before Interest and Taxes (EBIT)01,059,000
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax1,001,000
Tax Provision-212,000
Net Income From Continuing Ops789,000789,000
Net Income789,000
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net1,594,00066,000
 

Technical Analysis of Ia
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Ia. The general trend of Ia is BEARISH with 42.9% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Ia's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-42.9%) Bearish trend (42.9%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of iA Financial Corporation Inc.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 88.80 < 89.57 < 92.84.

The bearish price targets are: 83.40 > 76.18 > 75.85.

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iA Financial Corporation Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of iA Financial Corporation Inc. The current mas is .

The long score for the Moving Averages is 4/14.
The longshort score for the Moving Averages is -6/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

iA Financial Corporation Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of iA Financial Corporation Inc. The current macd is -0.88454658.

The long score for the Moving Average Convergence/Divergence (MACD) is 0/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -4/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Ia price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Ia. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Ia price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
iA Financial Corporation Inc Daily Moving Average Convergence/Divergence (MACD) ChartiA Financial Corporation Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of iA Financial Corporation Inc. The current adx is 17.51.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -1/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Ia shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
iA Financial Corporation Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of iA Financial Corporation Inc. The current sar is 83.71.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
iA Financial Corporation Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of iA Financial Corporation Inc. The current rsi is 38.77. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
iA Financial Corporation Inc Daily Relative Strength Index (RSI) ChartiA Financial Corporation Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of iA Financial Corporation Inc. The current phase is Oversold in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -6/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH < 20: The STOCH %K is below 20 and oversold. -2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Ia price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
iA Financial Corporation Inc Daily Stochastic Oscillator ChartiA Financial Corporation Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of iA Financial Corporation Inc. The current cci is -82.16335846.

iA Financial Corporation Inc Daily Commodity Channel Index (CCI) ChartiA Financial Corporation Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of iA Financial Corporation Inc. The current cmo is -28.25777667.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
iA Financial Corporation Inc Daily Chande Momentum Oscillator (CMO) ChartiA Financial Corporation Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of iA Financial Corporation Inc. The current willr is -90.3803132.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is -1/(-1 +1).

  • WILLR < -80: The Williams %R is below -80. This indicates that the price is in oversold territory, suggesting a potential price correction or trend reversal to the upside. -1
iA Financial Corporation Inc Daily Williams %R ChartiA Financial Corporation Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of iA Financial Corporation Inc.

iA Financial Corporation Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of iA Financial Corporation Inc. The current atr is 1.39419773.

iA Financial Corporation Inc Daily Average True Range (ATR) ChartiA Financial Corporation Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of iA Financial Corporation Inc. The current obv is 11,288,365.

iA Financial Corporation Inc Daily On-Balance Volume (OBV) ChartiA Financial Corporation Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of iA Financial Corporation Inc. The current mfi is 29.03.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
iA Financial Corporation Inc Daily Money Flow Index (MFI) ChartiA Financial Corporation Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for iA Financial Corporation Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-06STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-10STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-11-13STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-14STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-16MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-17STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-20STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-11-21STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-23STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-24MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-27STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-28RSI SHORT ENTRY LONG CLOSE70 crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-11-29SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2023-11-30SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-01CCI LONG ENTRY SHORT CLOSE100 crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-04STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-05RSI SHORT ENTRY LONG CLOSE70 crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-06WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-07STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-11STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-13STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-15MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-18SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2023-12-19STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-20STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-21WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-22STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-27DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2023-12-28STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-29STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-02STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-03BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-04STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-09STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-10STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-11CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-12STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-16CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-17STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-23MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-24BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-30STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-31STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-02-05DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-06WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-07CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-02-08STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-12STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-13SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-15DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-16SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-02-20STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-23STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-01STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-07MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-08STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-12CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-13STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-20STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-21SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-22WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-25MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-03-26STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-27STOCH LONG EXITThe %K line crosses below the %D line.

6.3. Candlestick Patterns

iA Financial Corporation Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of iA Financial Corporation Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5038.774
Ma 20Greater thanMa 5086.215
Ma 50Greater thanMa 10088.483
Ma 100Greater thanMa 20088.593
OpenGreater thanClose85.570
Total2/5 (40.0%)
Penke

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