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New York Community Bancorp Inc
Buy, Hold or Sell?

Let's analyse New York Community Bancorp Inc together

PenkeI guess you are interested in New York Community Bancorp Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of New York Community Bancorp Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of New York Community Bancorp Inc (30 sec.)










What can you expect buying and holding a share of New York Community Bancorp Inc? (30 sec.)

How much money do you get?

How much money do you get?
$0.32
When do you have the money?
1 year
How often do you get paid?
97.5%

What is your share worth?

Current worth
$13.55
Expected worth in 1 year
$16.05
How sure are you?
90.0%

+ What do you gain per year?

Total Gains per Share
$2.82
Return On Investment
87.6%

For what price can you sell your share?

Current Price per Share
$3.22
Expected price per share
$1.7 - $5.4811903125
How sure are you?
50%

1. Valuation of New York Community Bancorp Inc (5 min.)




Live pricePrice per Share (EOD)

$3.22

Intrinsic Value Per Share

$-21.32 - $-2.53

Total Value Per Share

$-7.77 - $11.01

2. Growth of New York Community Bancorp Inc (5 min.)




Is New York Community Bancorp Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$10.8b$7.3b$70.7b90.6%

How much money is New York Community Bancorp Inc making?

Current yearPrevious yearGrowGrow %
Making money$593.5m$155m$438.5m73.9%
Net Profit Margin87.3%41.8%--

How much money comes from the company's main activities?

3. Financial Health of New York Community Bancorp Inc (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of New York Community Bancorp Inc? (5 min.)

Welcome investor! New York Community Bancorp Inc's management wants to use your money to grow the business. In return you get a share of New York Community Bancorp Inc.

What can you expect buying and holding a share of New York Community Bancorp Inc?

First you should know what it really means to hold a share of New York Community Bancorp Inc. And how you can make/lose money.

Speculation

The Price per Share of New York Community Bancorp Inc is $3.22. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of New York Community Bancorp Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in New York Community Bancorp Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $13.55. Based on the TTM, the Book Value Change Per Share is $0.62 per quarter. Based on the YOY, the Book Value Change Per Share is $0.56 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.08 per quarter.
Based on historical numbers we can estimate the returns while holding a share of New York Community Bancorp Inc.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps-0.32-9.8%0.7322.8%0.206.1%0.278.5%0.196.0%
Usd Book Value Change Per Share-107.46-3,337.2%0.6219.4%0.5617.3%0.268.1%0.164.9%
Usd Dividend Per Share0.000.0%0.082.5%0.113.4%0.103.2%0.113.5%
Usd Total Gains Per Share-107.46-3,337.2%0.7121.9%0.6720.7%0.3611.3%0.278.4%
Usd Price Per Share10.23-10.46-9.25-10.60-12.58-
Price to Earnings Ratio-8.11-2.46-11.90-14.86-19.22-
Price-to-Total Gains Ratio-0.10-18.15-1,038.03-287.73-183.60-
Price to Book Ratio0.76-0.25-1.02-1.04-1.47-
Price-to-Total Gains Ratio-0.10-18.15-1,038.03-287.73-183.60-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share3.22
Number of shares310
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.080.10
Usd Book Value Change Per Share0.620.26
Usd Total Gains Per Share0.710.36
Gains per Quarter (310 shares)218.62112.94
Gains per Year (310 shares)874.46451.74
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1100775864128323442
219915491738257647894
3299232426123859701346
43993099348651412931798
54993874436064216162250
65984648523477119402702
76985423610889922633154
879861986982102825863606
989869727856115629104058
1099777478730128432334510

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share3.01.00.075.0%11.01.00.091.7%19.01.00.095.0%38.02.00.095.0%118.03.00.097.5%
Book Value Change Per Share1.03.00.025.0%5.07.00.041.7%11.09.00.055.0%29.011.00.072.5%82.038.01.067.8%
Dividend per Share3.00.01.075.0%11.00.01.091.7%19.00.01.095.0%39.00.01.097.5%115.00.06.095.0%
Total Gains per Share2.02.00.050.0%9.03.00.075.0%17.03.00.085.0%36.04.00.090.0%108.013.00.089.3%

Fundamentals of New York Community Bancorp Inc

About New York Community Bancorp Inc

New York Community Bancorp, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company also offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as Queens County Bancorp, Inc. and changed its name to New York Community Bancorp, Inc. in November 2000. New York Community Bancorp, Inc. was founded in 1859 and is headquartered in Hicksville, New York.

Fundamental data was last updated by Penke on 2024-03-14 05:46:06.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of New York Community Bancorp Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit New York Community Bancorp Inc earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare New York Community Bancorp Inc to the Banks - Regional industry mean.
  • A Net Profit Margin of -17.4% means that $-0.17 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of New York Community Bancorp Inc:

  • The MRQ is -17.4%. The company is making a huge loss. -2
  • The TTM is 87.3%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ-17.4%TTM87.3%-104.7%
TTM87.3%YOY41.8%+45.4%
TTM87.3%5Y51.0%+36.2%
5Y51.0%10Y40.9%+10.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-17.4%18.4%-35.8%
TTM87.3%28.0%+59.3%
YOY41.8%25.2%+16.6%
5Y51.0%22.8%+28.2%
10Y40.9%19.8%+21.1%
1.1.2. Return on Assets

Shows how efficient New York Community Bancorp Inc is using its assets to generate profit.

  • Above 5% is considered healthy but always compare New York Community Bancorp Inc to the Banks - Regional industry mean.
  • -0.2% Return on Assets means that New York Community Bancorp Inc generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of New York Community Bancorp Inc:

  • The MRQ is -0.2%. Using its assets, the company is very inefficient in making profit. -2
  • The TTM is 0.5%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ-0.2%TTM0.5%-0.7%
TTM0.5%YOY0.2%+0.3%
TTM0.5%5Y0.3%+0.2%
5Y0.3%10Y0.2%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.2%0.1%-0.3%
TTM0.5%0.2%+0.3%
YOY0.2%0.2%+0.0%
5Y0.3%0.2%+0.1%
10Y0.2%0.2%+0.0%
1.1.3. Return on Equity

Shows how efficient New York Community Bancorp Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare New York Community Bancorp Inc to the Banks - Regional industry mean.
  • -2.3% Return on Equity means New York Community Bancorp Inc generated $-0.02 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of New York Community Bancorp Inc:

  • The MRQ is -2.3%. Using its investors money, the company is very inefficient in making profit. -2
  • The TTM is 5.5%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ-2.3%TTM5.5%-7.8%
TTM5.5%YOY2.1%+3.3%
TTM5.5%5Y2.6%+2.8%
5Y2.6%10Y2.0%+0.6%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-2.3%1.4%-3.7%
TTM5.5%2.5%+3.0%
YOY2.1%2.7%-0.6%
5Y2.6%2.5%+0.1%
10Y2.0%2.8%-0.8%

1.2. Operating Efficiency of New York Community Bancorp Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient New York Community Bancorp Inc is operating .

  • Measures how much profit New York Community Bancorp Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare New York Community Bancorp Inc to the Banks - Regional industry mean.
  • An Operating Margin of 35.9% means the company generated $0.36  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of New York Community Bancorp Inc:

  • The MRQ is 35.9%. The company is operating very efficient. +2
  • The TTM is 132.9%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ35.9%TTM132.9%-96.9%
TTM132.9%YOY100.3%+32.6%
TTM132.9%5Y112.0%+20.9%
5Y112.0%10Y101.4%+10.6%
1.2.2. Operating Ratio

Measures how efficient New York Community Bancorp Inc is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.62 means that the operating costs are $0.62 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of New York Community Bancorp Inc:

  • The MRQ is 0.616. The company is efficient in keeping operating costs low. +1
  • The TTM is 0.816. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.616TTM0.816-0.200
TTM0.816YOY0.667+0.149
TTM0.8165Y0.694+0.122
5Y0.69410Y0.808-0.114

1.3. Liquidity of New York Community Bancorp Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if New York Community Bancorp Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.57 means the company has $0.57 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of New York Community Bancorp Inc:

  • The MRQ is 0.565. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.583. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.565TTM0.583-0.018
TTM0.583YOY5.286-4.704
TTM0.5835Y2.849-2.266
5Y2.84910Y1.912+0.937
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.5830.124+0.459
YOY5.2860.225+5.061
5Y2.8490.219+2.630
10Y1.9120.131+1.781
1.3.2. Quick Ratio

Measures if New York Community Bancorp Inc is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare New York Community Bancorp Inc to the Banks - Regional industry mean.
  • A Quick Ratio of 0.57 means the company can pay off $0.57 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of New York Community Bancorp Inc:

  • The MRQ is 0.565. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.906. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.565TTM0.906-0.341
TTM0.906YOY6.186-5.280
TTM0.9065Y2.038-1.132
5Y2.03810Y1.068+0.970

1.4. Solvency of New York Community Bancorp Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of New York Community Bancorp Inc assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare New York Community Bancorp Inc to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.91 means that New York Community Bancorp Inc assets are financed with 90.7% credit (debt) and the remaining percentage (100% - 90.7%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of New York Community Bancorp Inc:

  • The MRQ is 0.907. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.337. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.907TTM0.337+0.570
TTM0.337YOY0.893-0.556
TTM0.3375Y0.772-0.435
5Y0.77210Y0.823-0.050
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9070.915-0.008
TTM0.3370.917-0.580
YOY0.8930.919-0.026
5Y0.7720.919-0.147
10Y0.8230.927-0.104
1.4.2. Debt to Equity Ratio

Measures if New York Community Bancorp Inc is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare New York Community Bancorp Inc to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 975.1% means that company has $9.75 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of New York Community Bancorp Inc:

  • The MRQ is 9.751. The company is unable to pay all its debts with equity. -1
  • The TTM is 3.636. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ9.751TTM3.636+6.115
TTM3.636YOY8.406-4.770
TTM3.6365Y6.700-3.064
5Y6.70010Y6.812-0.112
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ9.75110.829-1.078
TTM3.63611.013-7.377
YOY8.40611.363-2.957
5Y6.70011.437-4.737
10Y6.81213.038-6.226

2. Market Valuation of New York Community Bancorp Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings New York Community Bancorp Inc generates.

  • Above 15 is considered overpriced but always compare New York Community Bancorp Inc to the Banks - Regional industry mean.
  • A PE ratio of -8.11 means the investor is paying $-8.11 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of New York Community Bancorp Inc:

  • The EOD is -2.551. Based on the earnings, the company is expensive. -2
  • The MRQ is -8.106. Based on the earnings, the company is expensive. -2
  • The TTM is 2.458. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD-2.551MRQ-8.106+5.554
MRQ-8.106TTM2.458-10.564
TTM2.458YOY11.896-9.438
TTM2.4585Y14.856-12.397
5Y14.85610Y19.222-4.366
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-2.5517.491-10.042
MRQ-8.1066.680-14.786
TTM2.4585.295-2.837
YOY11.8966.943+4.953
5Y14.8569.770+5.086
10Y19.2229.943+9.279
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of New York Community Bancorp Inc:

  • The EOD is -2.551. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -8.106. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is 0.737. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD-2.551MRQ-8.106+5.554
MRQ-8.106TTM0.737-8.843
TTM0.737YOY7.942-7.205
TTM0.7375Y17.455-16.719
5Y17.45510Y19.651-2.196
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-2.551-2.094-0.457
MRQ-8.106-1.868-6.238
TTM0.737-0.342+1.079
YOY7.9426.448+1.494
5Y17.4550.429+17.026
10Y19.6510.091+19.560
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of New York Community Bancorp Inc is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.76 means the investor is paying $0.76 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of New York Community Bancorp Inc:

  • The EOD is 0.238. Based on the equity, the company is cheap. +2
  • The MRQ is 0.755. Based on the equity, the company is cheap. +2
  • The TTM is 0.252. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.238MRQ0.755-0.517
MRQ0.755TTM0.252+0.503
TTM0.252YOY1.024-0.772
TTM0.2525Y1.040-0.788
5Y1.04010Y1.467-0.427
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.2380.433-0.195
MRQ0.7550.386+0.369
TTM0.2520.470-0.218
YOY1.0240.642+0.382
5Y1.0400.795+0.245
10Y1.4671.025+0.442
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of New York Community Bancorp Inc.

3.1. Institutions holding New York Community Bancorp Inc

Institutions are holding 70.143% of the shares of New York Community Bancorp Inc.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-12-31BlackRock Inc11.58710.021883666208-740100-0.8768
2023-12-31Vanguard Group Inc9.78510.015870655122161060.0228
2023-12-31Wellington Management Company LLP8.66660.119462578823-5090131-7.5221
2023-12-31State Street Corporation5.49430.0197396722331097466138.2425
2023-12-31Dimensional Fund Advisors, Inc.3.99520.086228848154-3004737-9.4332
2023-12-31Geode Capital Management, LLC1.73690.0134125414693968533.2677
2023-12-31Bank of New York Mellon Corp1.35080.020297536788193109.1703
2023-12-31NORGES BANK1.05090.01367588282188434833.0359
2023-12-31Kahn Brothers & CO Inc /DE/0.85319.92776160014-133885-2.1272
2023-12-31AQR Capital Management LLC0.84740.117861185494135849208.5968
2023-12-31Northern Trust Corp0.79390.01065732610332320.5831
2023-12-31Ameriprise Financial Inc0.78770.01745687557-295548-4.9397
2023-12-31Morgan Stanley - Brokerage Accounts0.78560.005156725163174265.9276
2023-12-31Goldman Sachs Group Inc0.78390.005256603905036335807.0338
2023-12-31Brandywine Global Investment Mgmt LLC0.72090.4287520564649969910.6185
2023-12-31Bank of America Corp0.67270.00548576382928516.4154
2023-12-31Cannell Peter B & CO Inc0.63351.4849457413750054512.2876
2023-12-31Charles Schwab Investment Management Inc0.63060.01184553207331220.7328
2023-12-31Squarepoint Ops LLC0.57840.0809417635738590641216.2462
2023-12-31Millennium Management LLC0.48120.015434745342980304603.0196
Total 52.235812.4206377177124+22515304+6.0%

3.2. Funds holding New York Community Bancorp Inc

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2024-02-29iShares Core S&P Mid-Cap ETF3.0460.130721994078-63465-0.2877
2024-01-31Vanguard Total Stock Mkt Idx Inv2.97020.009421446912251750.1175
2023-12-31Vanguard Windsor Investor Shares2.76540.862319967873407406625.633
2024-01-31Vanguard Small Cap Index2.42740.085917527559482500.276
2024-02-29iShares Select Dividend ETF2.18040.417315743898-5077-0.0322
2024-01-31Vanguard Small Cap Value Index Inv1.66320.152712009659-50016-0.4147
2024-02-29SPDR® S&P Regional Banking ETF1.61871.991711688176-290533-2.4254
2024-01-31Vanguard Institutional Extnd Mkt Idx Tr1.46730.071310594881348450.33
2024-01-31DFA US Small Cap Value I1.06480.32867688253-750971-8.8986
2024-01-31SPDR® S&P MIDCAP 400 ETF Trust0.79620.18795748829-108331-1.8495
2024-01-31Hartford Balanced Income Y0.77940.29555627667-1238609-18.039
2024-01-31Hartford Equity Income Y0.74830.6885403064-1093696-16.8345
2024-01-31DFA US Targeted Value I0.68570.2484495096000
2024-02-29iShares S&P Mid-Cap 400 Value ETF0.59210.2811427547000
2024-01-31State St Russell Sm/Mid Cp® Indx NL Cl C0.58130.0714197695301000.7222
2024-01-31Fidelity Extended Market Index0.56180.07334056908716891.7989
2024-02-29Dimensional US Targeted Value ETF0.48330.1753348946600
2024-02-29State St S&P Midcap® Indx SL Cl II0.47080.1293339960100
2023-11-30BGF World Financials A20.45011.82283250312-154703-4.5434
2024-01-31Vanguard High Dividend Yield ETF0.43910.03253170310-11280-0.3545
Total 25.79158.055186231571+517444+0.3%

3.3. Insider Transactions

Insiders are holding 1.417% of the shares of New York Community Bancorp Inc.

DateOwnerTypeAmountPricePost Transaction AmountLink
2024-02-09Alessandro DinelloBUY500004.19
2024-02-09Lee Matthew SmithBUY250004.05
2024-02-09Peter SchoelsBUY1000004.15
2024-02-09Thomas R CangemiBUY113104.41
2023-11-02Reginald E DavisSELL110009.84
2023-08-14Reginald E DavisSELL2400012.6

4. Summary

4.1. Key Performance Indicators

The key performance indicators of New York Community Bancorp Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---107.4560.625-17299%0.557-19387%0.261-41315%0.159-67621%
Book Value Per Share--13.54797.735-86%9.172+48%26.474-49%17.138-21%
Current Ratio--0.5650.583-3%5.286-89%2.849-80%1.912-70%
Debt To Asset Ratio--0.9070.337+169%0.893+2%0.772+17%0.823+10%
Debt To Equity Ratio--9.7513.636+168%8.406+16%6.700+46%6.812+43%
Dividend Per Share---0.080-100%0.110-100%0.104-100%0.113-100%
Eps---0.3160.735-143%0.196-261%0.274-215%0.192-264%
Free Cash Flow Per Share---0.316-0.522+65%0.322-198%0.031-1129%0.100-417%
Free Cash Flow To Equity Per Share---0.316-3.225+922%1.939-116%0.155-304%0.262-221%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max---2.535--------
Intrinsic Value_10Y_min---21.316--------
Intrinsic Value_1Y_max--0.305--------
Intrinsic Value_1Y_min---0.489--------
Intrinsic Value_3Y_max--0.490--------
Intrinsic Value_3Y_min---2.904--------
Intrinsic Value_5Y_max--0.161--------
Intrinsic Value_5Y_min---6.873--------
Market Cap2571804417.280-218%8170670555.5208356367613.600-2%7383953986.880+11%8469383242.496-4%10051202698.528-19%
Net Profit Margin---0.1740.873-120%0.418-142%0.510-134%0.409-143%
Operating Margin--0.3591.329-73%1.003-64%1.120-68%1.014-65%
Operating Ratio--0.6160.816-25%0.667-8%0.694-11%0.808-24%
Pb Ratio0.238-218%0.7550.252+200%1.024-26%1.040-27%1.467-49%
Pe Ratio-2.551+69%-8.1062.458-430%11.896-168%14.856-155%19.222-142%
Price Per Share3.220-218%10.23010.463-2%9.245+11%10.604-4%12.585-19%
Price To Free Cash Flow Ratio-2.551+69%-8.1060.737-1200%7.942-202%17.455-146%19.651-141%
Price To Total Gains Ratio-0.030+69%-0.09518.149-101%1038.034-100%287.735-100%183.605-100%
Quick Ratio--0.5650.906-38%6.186-91%2.038-72%1.068-47%
Return On Assets---0.0020.005-145%0.002-195%0.003-178%0.002-193%
Return On Equity---0.0230.055-143%0.021-209%0.026-189%0.020-214%
Total Gains Per Share---107.4560.705-15337%0.667-16217%0.364-29596%0.272-39611%
Usd Book Value--10820000000.00078060750000.000-86%7325750000.000+48%21144333050.000-49%13687899750.000-21%
Usd Book Value Change Per Share---107.4560.625-17299%0.557-19387%0.261-41315%0.159-67621%
Usd Book Value Per Share--13.54797.735-86%9.172+48%26.474-49%17.138-21%
Usd Dividend Per Share---0.080-100%0.110-100%0.104-100%0.113-100%
Usd Eps---0.3160.735-143%0.196-261%0.274-215%0.192-264%
Usd Free Cash Flow---252000000.000-417000000.000+65%257000000.000-198%24497300.000-1129%79613725.000-417%
Usd Free Cash Flow Per Share---0.316-0.522+65%0.322-198%0.031-1129%0.100-417%
Usd Free Cash Flow To Equity Per Share---0.316-3.225+922%1.939-116%0.155-304%0.262-221%
Usd Market Cap2571804417.280-218%8170670555.5208356367613.600-2%7383953986.880+11%8469383242.496-4%10051202698.528-19%
Usd Price Per Share3.220-218%10.23010.463-2%9.245+11%10.604-4%12.585-19%
Usd Profit---252000000.000593500000.000-142%155000000.000-263%224837400.000-212%157975200.000-260%
Usd Revenue--1447000000.0001050500000.000+38%370575000.000+290%461095800.000+214%404945550.000+257%
Usd Total Gains Per Share---107.4560.705-15337%0.667-16217%0.364-29596%0.272-39611%
 EOD+3 -5MRQTTM+10 -25YOY+11 -245Y+6 -2910Y+6 -29

4.2. Fundamental Score

Let's check the fundamental score of New York Community Bancorp Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-15-2.551
Price to Book Ratio (EOD)Between0-10.238
Net Profit Margin (MRQ)Greater than0-0.174
Operating Margin (MRQ)Greater than00.359
Quick Ratio (MRQ)Greater than10.565
Current Ratio (MRQ)Greater than10.565
Debt to Asset Ratio (MRQ)Less than10.907
Debt to Equity Ratio (MRQ)Less than19.751
Return on Equity (MRQ)Greater than0.15-0.023
Return on Assets (MRQ)Greater than0.05-0.002
Total3/10 (30.0%)

4.3. Technical Score

Let's check the technical score of New York Community Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5036.606
Ma 20Greater thanMa 503.460
Ma 50Greater thanMa 1005.238
Ma 100Greater thanMa 2007.502
OpenGreater thanClose3.320
Total1/5 (20.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2022-12-312023-03-312023-06-302023-09-302023-12-31
Income before Tax  184,0001,823,0002,007,000-1,515,000492,000-224,000268,000-629,000-361,000
Net Income  172,0001,834,0002,006,000-1,593,000413,000-206,000207,000-459,000-252,000
Income Tax Expense  12,000-11,0001,00078,00079,000-18,00061,000-170,000-109,000



Latest Balance Sheet

Balance Sheet of 2023-12-31. All numbers in thousands.

Summary
Total Assets116,322,000
Total Liabilities105,502,000
Total Stockholder Equity10,820,000
 As reported
Total Liabilities 105,502,000
Total Stockholder Equity+ 10,820,000
Total Assets = 116,322,000

Assets

Total Assets116,322,000
Total Current Assets11,493,000
Long-term Assets4,814,000
Total Current Assets
Cash And Cash Equivalents 11,493,000
Total Current Assets  (as reported)11,493,000
Total Current Assets  (calculated)11,493,000
+/-0
Long-term Assets
Property Plant Equipment 652,000
Goodwill 2,426,000
Intangible Assets 625,000
Long-term Assets Other -95,360,000
Long-term Assets  (as reported)4,814,000
Long-term Assets  (calculated)-91,657,000
+/- 96,471,000

Liabilities & Shareholders' Equity

Total Current Liabilities20,338,000
Long-term Liabilities85,164,000
Total Stockholder Equity10,820,000
Total Current Liabilities
Other Current Liabilities 20,338,000
Total Current Liabilities  (as reported)20,338,000
Total Current Liabilities  (calculated)20,338,000
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)85,164,000
Long-term Liabilities  (calculated)0
+/- 85,164,000
Total Stockholder Equity
Common Stock7,000
Retained Earnings 2,896,000
Other Stockholders Equity 8,013,000
Total Stockholder Equity (as reported)10,820,000
Total Stockholder Equity (calculated)10,916,000
+/- 96,000
Other
Cash and Short Term Investments 11,493,000
Common Stock Shares Outstanding 722,424
Liabilities and Stockholders Equity 116,322,000
Net Debt 9,774,000
Net Working Capital -8,845,000
Short Long Term Debt Total 21,267,000



Balance Sheet

All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-311997-12-311997-09-301997-06-301997-03-311996-12-311996-09-301996-06-301996-03-311995-12-311995-09-301995-06-301995-03-311994-12-311994-09-301994-06-301994-03-311993-12-311993-09-301993-06-301993-03-31
> Total Assets 
0
0
0
1,089,700
1,067,700
1,087,800
1,150,300
1,170,800
1,180,400
1,168,700
1,180,500
1,240,900
1,259,500
1,302,300
1,325,900
1,358,700
1,373,300
1,466,900
1,541,000
1,603,300
1,622,500
1,715,200
1,706,600
1,746,900
1,764,200
1,875,000
2,027,700
1,906,800
1,985,648
2,047,633
2,160,814
4,710,785
4,634,508
4,516,608
8,942,994
9,202,635
9,202,635
10,239,883
10,040,227
11,313,092
12,019,625
12,390,059
12,878,020
23,441,337
26,494,456
24,087,750
23,624,628
24,037,826
24,612,444
25,204,692
25,014,944
26,283,705
27,137,024
28,728,824
28,924,286
28,482,370
27,977,914
29,623,750
30,039,905
30,579,822
30,910,081
31,083,499
32,139,500
32,466,906
32,402,552
32,860,123
32,884,468
42,169,174
42,438,561
42,010,747
41,706,438
41,190,689
41,046,944
40,602,625
41,969,028
42,024,302
43,038,151
43,487,347
44,093,795
44,145,100
44,511,718
44,185,838
45,764,133
46,688,287
47,567,470
48,604,772
48,679,772
48,559,217
48,251,715
48,648,532
49,045,482
50,317,796
48,515,572
49,035,747
49,462,620
48,926,555
48,824,564
48,347,658
48,457,891
49,124,195
49,654,874
50,469,170
51,246,654
51,899,376
52,149,577
52,776,253
52,537,629
53,640,821
54,261,093
54,210,416
54,931,755
56,306,120
57,656,892
57,469,000
57,890,000
59,527,000
61,005,000
63,093,000
62,956,000
90,144,000
123,754,000
118,796,000
111,230,000
116,322,000
116,322,000111,230,000118,796,000123,754,00090,144,00062,956,00063,093,00061,005,00059,527,00057,890,00057,469,00057,656,89256,306,12054,931,75554,210,41654,261,09353,640,82152,537,62952,776,25352,149,57751,899,37651,246,65450,469,17049,654,87449,124,19548,457,89148,347,65848,824,56448,926,55549,462,62049,035,74748,515,57250,317,79649,045,48248,648,53248,251,71548,559,21748,679,77248,604,77247,567,47046,688,28745,764,13344,185,83844,511,71844,145,10044,093,79543,487,34743,038,15142,024,30241,969,02840,602,62541,046,94441,190,68941,706,43842,010,74742,438,56142,169,17432,884,46832,860,12332,402,55232,466,90632,139,50031,083,49930,910,08130,579,82230,039,90529,623,75027,977,91428,482,37028,924,28628,728,82427,137,02426,283,70525,014,94425,204,69224,612,44424,037,82623,624,62824,087,75026,494,45623,441,33712,878,02012,390,05912,019,62511,313,09210,040,22710,239,8839,202,6359,202,6358,942,9944,516,6084,634,5084,710,7852,160,8142,047,6331,985,6481,906,8002,027,7001,875,0001,764,2001,746,9001,706,6001,715,2001,622,5001,603,3001,541,0001,466,9001,373,3001,358,7001,325,9001,302,3001,259,5001,240,9001,180,5001,168,7001,180,4001,170,8001,150,3001,087,8001,067,7001,089,700000
   > Total Current Assets 
0
0
0
55,000
30,800
28,000
28,300
12,000
14,700
11,000
15,000
39,000
23,800
24,100
19,700
21,000
19,600
27,100
21,900
22,800
28,300
54,100
22,500
46,600
29,300
21,100
28,600
31,200
27,333
17,249
28,473
4,553,524
4,479,752
4,363,819
8,197,957
8,518,972
8,518,972
9,493,540
9,287,026
5,874,021
6,166,258
6,297,376
6,442,583
11,770,308
12,181,475
13,425,595
13,911,979
14,768,678
15,843,646
17,059,686
17,210,852
18,438,952
19,538,450
20,957,872
21,254,638
21,105,813
20,795,521
21,257,338
21,483,135
22,072,488
22,441,139
22,705,867
23,313,014
23,823,470
23,916,163
24,497,082
24,714,210
33,664,296
34,141,238
34,583,714
34,258,930
33,654,211
33,498,464
32,060,918
33,986,913
34,628,116
35,286,772
36,357,300
36,100,688
36,354,555
36,146,159
35,304,214
35,732,704
35,770,579
36,648,788
37,846,539
38,184,755
38,472,394
38,306,222
38,804,489
39,282,265
41,135,380
41,318,404
42,060,724
42,648,250
43,996,056
42,082,441
43,259,484
43,777,266
44,045,109
44,657,300
44,356,727
44,495,874
44,700,917
45,002,646
45,574,981
45,321,271
46,101,973
47,205,889
47,263,312
47,971,479
48,758,698
49,734,514
49,770,000
50,258,000
2,211,000
45,763,000
47,113,000
45,837,000
71,033,000
22,264,000
15,806,000
6,929,000
11,493,000
11,493,0006,929,00015,806,00022,264,00071,033,00045,837,00047,113,00045,763,0002,211,00050,258,00049,770,00049,734,51448,758,69847,971,47947,263,31247,205,88946,101,97345,321,27145,574,98145,002,64644,700,91744,495,87444,356,72744,657,30044,045,10943,777,26643,259,48442,082,44143,996,05642,648,25042,060,72441,318,40441,135,38039,282,26538,804,48938,306,22238,472,39438,184,75537,846,53936,648,78835,770,57935,732,70435,304,21436,146,15936,354,55536,100,68836,357,30035,286,77234,628,11633,986,91332,060,91833,498,46433,654,21134,258,93034,583,71434,141,23833,664,29624,714,21024,497,08223,916,16323,823,47023,313,01422,705,86722,441,13922,072,48821,483,13521,257,33820,795,52121,105,81321,254,63820,957,87219,538,45018,438,95217,210,85217,059,68615,843,64614,768,67813,911,97913,425,59512,181,47511,770,3086,442,5836,297,3766,166,2585,874,0219,287,0269,493,5408,518,9728,518,9728,197,9574,363,8194,479,7524,553,52428,47317,24927,33331,20028,60021,10029,30046,60022,50054,10028,30022,80021,90027,10019,60021,00019,70024,10023,80039,00015,00011,00014,70012,00028,30028,00030,80055,000000
       Cash And Cash Equivalents 
0
0
0
55,000
30,800
19,500
19,100
12,000
14,700
11,000
15,000
39,000
23,800
24,100
19,700
21,000
19,600
27,100
21,900
22,800
28,300
54,100
22,500
46,600
29,300
21,100
28,600
31,200
27,333
17,249
28,473
257,715
630,364
231,102
206,279
178,615
178,615
142,978
143,233
97,645
142,179
114,093
135,914
285,904
167,119
249,812
186,513
187,679
196,696
235,981
204,887
231,803
191,978
242,631
269,807
230,759
247,028
1,080,034
1,279,622
335,743
552,251
280,125
276,430
203,216
167,281
162,764
153,838
2,670,857
2,547,889
2,614,325
2,235,091
1,927,542
2,351,729
710,113
1,596,680
2,001,737
2,355,784
3,160,673
2,538,290
2,427,258
2,055,058
1,319,710
1,253,562
644,550
672,872
668,950
662,537
564,150
582,558
588,718
585,794
537,674
650,880
674,289
771,782
557,850
984,296
1,129,846
3,277,427
2,528,169
2,680,772
2,204,397
1,731,754
1,474,955
1,008,550
1,228,295
854,678
741,870
1,334,206
1,404,527
1,458,641
1,948,000
2,722,915
2,086,000
2,522,000
2,211,000
2,900,000
3,277,000
1,700,000
2,032,000
22,250,000
15,806,000
6,929,000
11,493,000
11,493,0006,929,00015,806,00022,250,0002,032,0001,700,0003,277,0002,900,0002,211,0002,522,0002,086,0002,722,9151,948,0001,458,6411,404,5271,334,206741,870854,6781,228,2951,008,5501,474,9551,731,7542,204,3972,680,7722,528,1693,277,4271,129,846984,296557,850771,782674,289650,880537,674585,794588,718582,558564,150662,537668,950672,872644,5501,253,5621,319,7102,055,0582,427,2582,538,2903,160,6732,355,7842,001,7371,596,680710,1132,351,7291,927,5422,235,0912,614,3252,547,8892,670,857153,838162,764167,281203,216276,430280,125552,251335,7431,279,6221,080,034247,028230,759269,807242,631191,978231,803204,887235,981196,696187,679186,513249,812167,119285,904135,914114,093142,17997,645143,233142,978178,615178,615206,279231,102630,364257,71528,47317,24927,33331,20028,60021,10029,30046,60022,50054,10028,30022,80021,90027,10019,60021,00019,70024,10023,80039,00015,00011,00014,70012,00019,10019,50030,80055,000000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
124,622
0
0
0
10,166
0
0
0
1,148
0
4,276,612
3,798,726
1,167
7,529,234
3,600,752
3,071,185
1,171
2,711,797
0
3,377,906
14,537
0
0
0
1,940,787
0
0
0
1,381,256
1,257,147
1,178,666
1,113,229
1,010,502
970,792
849,113
812,995
1,518,646
1,104,296
12,585,674
12,554,664
652,956
4,794,997
5,668,915
5,147,616
724,662
0
0
0
429,266
324,361
315,090
305,703
280,738
245,321
245,047
243,032
173,783
175,710
165,140
162,326
204,255
152,249
154,270
161,145
104,281
50,224
3,171,117
3,031,026
3,531,427
3,391,952
4,122,883
4,764,283
5,613,520
5,724,644
5,738,146
5,854,568
5,853,057
5,455,245
5,168,182
5,233,744
5,813,333
6,177,905
6,077,000
5,898,000
5,780,000
5,612,000
5,664,000
6,689,000
9,060,000
7,599,000
7,782,000
8,723,000
0
08,723,0007,782,0007,599,0009,060,0006,689,0005,664,0005,612,0005,780,0005,898,0006,077,0006,177,9055,813,3335,233,7445,168,1825,455,2455,853,0575,854,5685,738,1465,724,6445,613,5204,764,2834,122,8833,391,9523,531,4273,031,0263,171,11750,224104,281161,145154,270152,249204,255162,326165,140175,710173,783243,032245,047245,321280,738305,703315,090324,361429,266000724,6625,147,6165,668,9154,794,997652,95612,554,66412,585,6741,104,2961,518,646812,995849,113970,7921,010,5021,113,2291,178,6661,257,1471,381,2560001,940,78700014,5373,377,90602,711,7971,1713,071,1853,600,7527,529,2341,1673,798,7264,276,61201,14800010,166000124,6220000000000000000000000000000000
       Net Receivables 
0
0
0
0
0
8,500
9,200
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7,079
0
0
0
4,340
0
0
0
1,433
0
0
0
743,276
796,841
825,608
811,623
814,088
777,183
759,790
728,355
695,179
658,409
631,156
594,994
566,479
548,604
531,787
516,008
492,674
460,426
441,030
418,510
397,811
378,577
363,758
336,665
314,915
296,953
280,942
263,639
243,686
221,158
187,973
577,865
662,610
657,264
634,821
703,696
683,112
940,895
1,009,347
1,058,071
1,271,998
1,484,263
1,693,640
1,771,168
1,734,824
1,898,980
1,846,000
1,989,000
1,984,000
1,878,000
1,756,000
1,697,000
1,679,000
3,140,000
2,992,000
3,148,000
0
03,148,0002,992,0003,140,0001,679,0001,697,0001,756,0001,878,0001,984,0001,989,0001,846,0001,898,9801,734,8241,771,1681,693,6401,484,2631,271,9981,058,0711,009,347940,895683,112703,696634,821657,264662,610577,865187,973221,158243,686263,639280,942296,953314,915336,665363,758378,577397,811418,510441,030460,426492,674516,008531,787548,604566,479594,994631,156658,409695,179728,355759,790777,183814,088811,623825,608796,841743,2760001,4330004,3400007,0790000000000000000000000000000000000000000000000009,2008,50000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,295,809
3,849,388
4,132,717
7,991,678
0
8,340,357
9,350,562
9,143,793
5,776,376
6,024,079
6,183,283
6,306,669
11,484,404
12,014,356
13,175,783
13,725,466
14,580,999
15,646,950
16,823,705
13,628,059
18,207,149
19,346,472
20,715,241
20,984,831
18,927,188
20,548,493
20,177,304
20,203,513
20,351,149
21,888,888
22,425,742
23,036,584
22,608,319
23,748,882
24,334,318
24,560,372
28,730,852
30,796,508
18,558,107
18,657,552
30,259,625
30,369,552
30,591,015
31,661,878
31,206,538
32,272,579
32,565,471
32,967,404
32,931,552
33,218,136
33,137,627
33,657,431
34,251,186
35,165,244
36,385,535
36,724,843
37,127,980
36,943,364
37,405,808
37,917,973
39,713,509
39,848,648
40,526,176
40,978,203
42,531,010
40,263,519
39,124,973
38,052,962
38,586,130
39,159,389
38,237,050
38,131,271
38,158,032
39,047,508
39,231,231
39,274,151
39,607,286
40,379,741
40,253,394
40,800,524
40,540,787
40,177,024
41,115,000
41,083,000
-5,780,000
215,000
215,000
1,926,000
1,291,000
22,645,000
16,225,000
7,385,000
11,493,000
11,493,0007,385,00016,225,00022,645,0001,291,0001,926,000215,000215,000-5,780,00041,083,00041,115,00040,177,02440,540,78740,800,52440,253,39440,379,74139,607,28639,274,15139,231,23139,047,50838,158,03238,131,27138,237,05039,159,38938,586,13038,052,96239,124,97340,263,51942,531,01040,978,20340,526,17639,848,64839,713,50937,917,97337,405,80836,943,36437,127,98036,724,84336,385,53535,165,24434,251,18633,657,43133,137,62733,218,13632,931,55232,967,40432,565,47132,272,57931,206,53831,661,87830,591,01530,369,55230,259,62518,657,55218,558,10730,796,50828,730,85224,560,37224,334,31823,748,88222,608,31923,036,58422,425,74221,888,88820,351,14920,203,51320,177,30420,548,49318,927,18820,984,83120,715,24119,346,47218,207,14913,628,05916,823,70515,646,95014,580,99913,725,46613,175,78312,014,35611,484,4046,306,6696,183,2836,024,0795,776,3769,143,7939,350,5628,340,35707,991,6784,132,7173,849,3884,295,8090000000000000000000000000000000
   > Long-term Assets 
0
0
0
234,900
214,100
206,900
201,700
197,300
192,500
189,300
185,600
181,400
177,300
172,700
168,800
171,300
157,000
143,700
145,200
158,100
162,700
172,300
172,500
187,000
178,600
185,000
199,000
215,600
214,264
223,508
234,913
157,261
154,756
152,789
745,037
683,663
683,663
746,343
753,201
5,439,071
5,853,367
6,092,683
6,435,437
11,671,029
14,312,981
10,662,155
9,712,649
9,269,148
8,768,798
8,145,006
7,804,092
7,844,753
7,598,574
7,770,952
7,669,648
7,376,557
7,182,393
8,366,412
8,556,770
8,507,334
8,468,942
8,377,632
8,826,486
8,643,436
8,486,389
8,363,041
8,170,258
8,489,573
8,289,499
7,427,033
7,447,508
7,536,478
7,548,480
8,541,707
7,982,115
7,396,186
7,751,379
7,130,047
7,993,107
7,790,545
8,365,559
8,881,624
10,031,429
10,917,708
10,918,682
10,758,233
10,495,017
10,086,823
9,945,493
9,844,043
9,763,217
9,182,416
7,197,168
6,975,023
6,814,370
4,930,499
6,742,123
5,088,174
4,680,625
5,079,086
4,997,574
6,112,443
6,750,780
7,198,459
7,128,400
7,201,272
7,216,358
7,538,848
7,055,204
6,947,104
6,960,276
7,547,422
7,922,378
7,699,000
7,632,000
8,741,000
2,426,000
2,910,000
2,903,000
3,323,000
5,172,000
5,343,000
5,302,000
4,814,000
4,814,0005,302,0005,343,0005,172,0003,323,0002,903,0002,910,0002,426,0008,741,0007,632,0007,699,0007,922,3787,547,4226,960,2766,947,1047,055,2047,538,8487,216,3587,201,2727,128,4007,198,4596,750,7806,112,4434,997,5745,079,0864,680,6255,088,1746,742,1234,930,4996,814,3706,975,0237,197,1689,182,4169,763,2179,844,0439,945,49310,086,82310,495,01710,758,23310,918,68210,917,70810,031,4298,881,6248,365,5597,790,5457,993,1077,130,0477,751,3797,396,1867,982,1158,541,7077,548,4807,536,4787,447,5087,427,0338,289,4998,489,5738,170,2588,363,0418,486,3898,643,4368,826,4868,377,6328,468,9428,507,3348,556,7708,366,4127,182,3937,376,5577,669,6487,770,9527,598,5747,844,7537,804,0928,145,0068,768,7989,269,1489,712,64910,662,15514,312,98111,671,0296,435,4376,092,6835,853,3675,439,071753,201746,343683,663683,663745,037152,789154,756157,261234,913223,508214,264215,600199,000185,000178,600187,000172,500172,300162,700158,100145,200143,700157,000171,300168,800172,700177,300181,400185,600189,300192,500197,300201,700206,900214,100234,900000
       Property Plant Equipment 
0
0
0
11,400
11,300
11,100
11,000
10,800
10,700
10,600
10,700
10,500
10,400
10,500
11,100
11,100
11,100
11,000
11,000
10,800
10,600
10,400
10,300
10,400
10,200
10,000
10,000
10,100
9,840
9,625
9,412
39,191
38,167
37,682
70,521
69,010
69,010
67,437
75,683
74,531
73,826
73,313
74,570
152,584
153,464
151,793
150,839
148,263
144,248
141,830
138,035
140,279
138,358
197,375
197,615
196,084
194,599
227,123
197,455
214,906
212,316
210,495
209,818
217,762
213,395
211,137
207,622
205,165
202,514
200,233
199,817
233,694
246,975
245,799
245,497
250,859
250,656
250,675
253,504
264,149
264,660
265,321
264,470
273,299
278,216
288,494
300,573
319,002
322,039
325,757
327,523
322,307
325,017
366,921
367,369
373,675
379,304
380,322
375,482
368,655
364,312
359,725
352,518
346,179
645,669
636,200
622,747
598,820
588,530
575,456
561,303
554,311
544,603
534,000
526,000
519,000
509,000
484,000
477,000
610,000
628,000
660,000
638,000
652,000
652,000638,000660,000628,000610,000477,000484,000509,000519,000526,000534,000544,603554,311561,303575,456588,530598,820622,747636,200645,669346,179352,518359,725364,312368,655375,482380,322379,304373,675367,369366,921325,017322,307327,523325,757322,039319,002300,573288,494278,216273,299264,470265,321264,660264,149253,504250,675250,656250,859245,497245,799246,975233,694199,817200,233202,514205,165207,622211,137213,395217,762209,818210,495212,316214,906197,455227,123194,599196,084197,615197,375138,358140,279138,035141,830144,248148,263150,839151,793153,464152,58474,57073,31373,82674,53175,68367,43769,01069,01070,52137,68238,16739,1919,4129,6259,84010,10010,00010,00010,20010,40010,30010,40010,60010,80011,00011,00011,10011,10011,10010,50010,40010,50010,70010,60010,70010,80011,00011,10011,30011,400000
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
118,070
116,589
115,107
615,516
614,653
625,112
624,406
624,518
624,518
624,518
624,518
624,518
1,918,353
1,942,752
1,952,225
1,951,734
1,951,438
1,937,680
1,937,680
1,937,680
1,980,689
1,981,053
2,149,824
2,151,951
2,148,108
2,144,642
2,330,704
2,349,504
2,437,404
2,436,933
2,436,881
2,436,060
2,436,401
2,436,401
2,436,401
2,436,401
2,436,401
2,436,401
2,436,327
2,436,325
2,436,159
2,436,159
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,436,131
2,426,379
2,426,379
2,426,379
2,426,379
2,426,379
2,426,379
2,426,379
2,426,379
2,426,379
2,426,000
2,426,000
2,426,000
2,426,000
2,426,000
2,426,000
2,713,000
2,426,000
2,426,000
2,426,000
2,426,000
2,426,0002,426,0002,426,0002,426,0002,713,0002,426,0002,426,0002,426,0002,426,0002,426,0002,426,0002,426,3792,426,3792,426,3792,426,3792,426,3792,426,3792,426,3792,426,3792,426,3792,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1312,436,1592,436,1592,436,3252,436,3272,436,4012,436,4012,436,4012,436,4012,436,4012,436,4012,436,0602,436,8812,436,9332,437,4042,349,5042,330,7042,144,6422,148,1082,151,9512,149,8241,981,0531,980,6891,937,6801,937,6801,937,6801,951,4381,951,7341,952,2251,942,7521,918,353624,518624,518624,518624,518624,518624,406625,112614,653615,516115,107116,589118,0700000000000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
29,041,595
28,515,067
28,838,867
29,850,504
0
0
0
0
28,347,886
28,692,085
28,667,254
29,313,371
30,002,958
30,994,510
32,155,362
32,792,412
33,264,498
33,221,657
33,794,355
34,381,133
35,983,301
36,496,380
37,257,365
37,907,433
37,633,584
37,392,020
38,900,080
37,452,219
38,265,183
38,759,685
39,287,173
39,678,616
40,006,088
5,756,772
5,770,731
5,887,429
5,885,887
5,487,861
5,201,700
5,265,192
5,844,909
6,193,706
6,093,000
5,914,000
5,796,000
5,627,000
5,678,000
6,703,000
9,074,000
7,613,000
7,796,000
8,736,000
0
08,736,0007,796,0007,613,0009,074,0006,703,0005,678,0005,627,0005,796,0005,914,0006,093,0006,193,7065,844,9095,265,1925,201,7005,487,8615,885,8875,887,4295,770,7315,756,77240,006,08839,678,61639,287,17338,759,68538,265,18337,452,21938,900,08037,392,02037,633,58437,907,43337,257,36536,496,38035,983,30134,381,13333,794,35533,221,65733,264,49832,792,41232,155,36230,994,51030,002,95829,313,37128,667,25428,692,08528,347,886000029,850,50428,838,86728,515,06729,041,59500000000000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
118,070
116,589
115,107
674,516
672,153
681,112
678,906
677,518
676,018
50,000
48,500
47,000
2,017,346
96,133
93,273
90,413
2,038,991
84,610
81,680
78,750
86,533
82,614
116,478
111,430
106,381
101,379
116,157
112,701
111,123
105,091
99,270
93,513
87,780
82,093
76,617
71,205
105,764
101,108
93,226
85,407
77,734
70,349
63,205
57,116
51,668
46,508
41,589
36,734
32,024
27,603
23,422
19,305
16,240
13,918
11,835
9,816
7,943
6,359
5,014
3,734
2,599
1,753
1,146
605
208
54
24
2,442,992
6,100
5,187
4,362
1,254
780
780
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,033,000
1,768,000
1,728,000
1,796,000
625,000
625,0001,796,0001,728,0001,768,0001,033,000000000000000007807801,2544,3625,1876,1002,442,99224542086051,1461,7532,5993,7345,0146,3597,9439,81611,83513,91816,24019,30523,42227,60332,02436,73441,58946,50851,66857,11663,20570,34977,73485,40793,226101,108105,76471,20576,61782,09387,78093,51399,270105,091111,123112,701116,157101,379106,381111,430116,47882,61486,53378,75081,68084,6102,038,99190,41393,27396,1332,017,34647,00048,50050,000676,018677,518678,906681,112672,153674,516115,107116,589118,0700000000000000000000000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,344,969
6,353,079
6,493,800
6,533,449
6,151,731
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000006,151,7316,533,4496,493,8006,353,0796,344,96900000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Assets 
0
0
0
799,800
822,800
852,900
920,300
961,500
973,200
968,400
979,900
1,020,500
1,058,400
1,105,500
1,137,400
1,166,400
1,196,700
1,296,100
1,373,900
1,422,400
1,431,500
1,488,800
1,511,600
1,513,300
1,556,300
1,668,900
1,800,100
1,660,000
1,744,051
1,806,876
1,897,428
797,481
797,057
973,963
3,399,174
3,593,574
3,544,510
4,730,319
4,519,352
16,752,163
17,872,992
18,482,742
19,313,457
35,112,366
40,807,437
34,749,905
33,337,277
33,306,974
33,381,242
33,349,698
32,819,036
34,128,458
34,735,598
36,499,776
36,593,934
35,858,927
35,160,307
37,990,162
38,596,675
39,087,156
39,379,023
39,461,131
40,965,986
41,110,342
40,888,941
41,223,164
41,054,726
15,305
7,824
49,437,780
49,153,946
48,727,167
48,595,424
49,144,332
49,951,143
49,420,488
50,789,530
50,617,394
52,086,902
51,935,645
52,877,277
53,067,462
55,795,562
57,605,995
58,486,152
59,363,005
59,174,789
58,646,040
58,197,208
58,492,575
58,808,699
59,500,212
55,712,740
56,010,770
56,276,990
53,857,054
55,566,687
53,435,832
53,138,516
54,203,281
54,652,448
56,581,613
57,997,434
59,097,835
18,531
59,977,525
59,753,987
61,179,669
61,316,297
61,157,520
61,892,031
63,853,542
65,579,270
65,168,000
65,522,000
48,575,000
12,816,000
13,070,000
14,216,000
15,788,000
96,318,000
97,647,000
98,999,000
100,015,000
100,015,00098,999,00097,647,00096,318,00015,788,00014,216,00013,070,00012,816,00048,575,00065,522,00065,168,00065,579,27063,853,54261,892,03161,157,52061,316,29761,179,66959,753,98759,977,52518,53159,097,83557,997,43456,581,61354,652,44854,203,28153,138,51653,435,83255,566,68753,857,05456,276,99056,010,77055,712,74059,500,21258,808,69958,492,57558,197,20858,646,04059,174,78959,363,00558,486,15257,605,99555,795,56253,067,46252,877,27751,935,64552,086,90250,617,39450,789,53049,420,48849,951,14349,144,33248,595,42448,727,16749,153,94649,437,7807,82415,30541,054,72641,223,16440,888,94141,110,34240,965,98639,461,13139,379,02339,087,15638,596,67537,990,16235,160,30735,858,92736,593,93436,499,77634,735,59834,128,45832,819,03633,349,69833,381,24233,306,97433,337,27734,749,90540,807,43735,112,36619,313,45718,482,74217,872,99216,752,1634,519,3524,730,3193,544,5103,593,5743,399,174973,963797,057797,4811,897,4281,806,8761,744,0511,660,0001,800,1001,668,9001,556,3001,513,3001,511,6001,488,8001,431,5001,422,4001,373,9001,296,1001,196,7001,166,4001,137,4001,105,5001,058,4001,020,500979,900968,400973,200961,500920,300852,900822,800799,800000
> Total Liabilities 
0
0
0
896,900
869,600
885,300
943,000
965,500
971,600
962,100
968,400
1,023,300
1,045,700
1,086,300
1,119,200
1,147,300
1,167,600
1,293,000
1,368,200
1,432,800
1,453,000
1,545,600
1,558,700
1,597,500
1,620,100
1,730,400
1,887,200
1,769,700
1,851,316
1,912,901
2,038,135
4,403,375
4,348,145
4,226,856
7,941,764
8,219,501
8,219,501
9,026,893
8,809,160
9,989,580
10,671,077
11,064,087
11,582,595
20,572,680
23,097,920
21,047,462
20,478,322
20,851,412
21,413,847
21,954,428
21,762,649
22,958,828
23,812,398
25,031,654
25,212,276
24,792,533
24,266,308
25,662,279
26,008,431
26,397,509
26,751,908
26,794,238
27,876,269
28,247,660
28,166,666
28,649,457
28,543,929
36,786,967
37,017,276
36,564,313
36,211,140
35,664,469
35,506,358
35,042,522
36,395,457
36,458,598
37,458,210
37,875,828
38,451,330
38,488,836
38,846,104
38,497,377
40,067,088
40,952,625
41,824,818
42,843,754
42,901,774
42,777,402
42,456,918
42,833,909
43,218,645
44,383,100
42,530,772
42,996,635
43,372,108
42,802,564
42,177,213
41,612,880
41,698,237
42,328,819
42,874,157
43,679,818
44,452,639
45,244,141
45,520,507
46,101,575
45,842,622
46,929,127
47,623,708
47,517,403
48,197,025
49,464,476
50,860,452
50,553,000
50,923,000
52,483,000
54,096,000
56,269,000
56,210,000
81,320,000
21,360,000
16,412,000
14,585,000
105,502,000
105,502,00014,585,00016,412,00021,360,00081,320,00056,210,00056,269,00054,096,00052,483,00050,923,00050,553,00050,860,45249,464,47648,197,02547,517,40347,623,70846,929,12745,842,62246,101,57545,520,50745,244,14144,452,63943,679,81842,874,15742,328,81941,698,23741,612,88042,177,21342,802,56443,372,10842,996,63542,530,77244,383,10043,218,64542,833,90942,456,91842,777,40242,901,77442,843,75441,824,81840,952,62540,067,08838,497,37738,846,10438,488,83638,451,33037,875,82837,458,21036,458,59836,395,45735,042,52235,506,35835,664,46936,211,14036,564,31337,017,27636,786,96728,543,92928,649,45728,166,66628,247,66027,876,26926,794,23826,751,90826,397,50926,008,43125,662,27924,266,30824,792,53325,212,27625,031,65423,812,39822,958,82821,762,64921,954,42821,413,84720,851,41220,478,32221,047,46223,097,92020,572,68011,582,59511,064,08710,671,0779,989,5808,809,1609,026,8938,219,5018,219,5017,941,7644,226,8564,348,1454,403,3752,038,1351,912,9011,851,3161,769,7001,887,2001,730,4001,620,1001,597,5001,558,7001,545,6001,453,0001,432,8001,368,2001,293,0001,167,6001,147,3001,119,2001,086,3001,045,7001,023,300968,400962,100971,600965,500943,000885,300869,600896,900000
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
6,600
0
0
72,700
86,100
81,400
106,000
217,000
0
309,700
351,700
424,000
445,500
439,100
453,700
559,000
699,300
636,400
744,154
801,315
877,961
41,239
32,598
64,788
83,181
0
87,647
26,248
10,656
11,544
22,650
29,977
22,062
78,124
44,813
30,821
24,323
16,831
23,730
30,783
20,959,000
43,438
20,960
43,715
26,891
20,158
23,457,000
24,808,000
25,155,000
25,676,000
26,038,000
26,125,000
27,207,000
27,094,000
669,459
669,488
669,517
656,546
653,575
653,605
613,435
608,465
608,496
608,526
608,557
94,284
94,293
4,300
4,300
38,127,000
38,484,000
38,135,000
39,705,000
40,591,000
41,463,000
42,481,000
42,539,000
42,419,000
42,099,000
42,476,000
42,860,000
44,024,000
42,172,000
42,638,000
43,013,000
42,444,000
41,818,000
41,254,000
41,339,000
41,970,000
42,515,000
43,321,000
44,094,000
44,589,936
44,847,727
45,447,098
45,187,923
46,274,195
46,968,542
46,862,000
47,388,244
5,813,333
6,177,905
6,077,000
34,621,000
5,780,000
37,954,000
41,244,000
3,846,000
10,325,000
23,098,000
29,818,000
25,462,000
20,338,000
20,338,00025,462,00029,818,00023,098,00010,325,0003,846,00041,244,00037,954,0005,780,00034,621,0006,077,0006,177,9055,813,33347,388,24446,862,00046,968,54246,274,19545,187,92345,447,09844,847,72744,589,93644,094,00043,321,00042,515,00041,970,00041,339,00041,254,00041,818,00042,444,00043,013,00042,638,00042,172,00044,024,00042,860,00042,476,00042,099,00042,419,00042,539,00042,481,00041,463,00040,591,00039,705,00038,135,00038,484,00038,127,0004,3004,30094,29394,284608,557608,526608,496608,465613,435653,605653,575656,546669,517669,488669,45927,094,00027,207,00026,125,00026,038,00025,676,00025,155,00024,808,00023,457,00020,15826,89143,71520,96043,43820,959,00030,78323,73016,83124,32330,82144,81378,12422,06229,97722,65011,54410,65626,24887,647083,18164,78832,59841,239877,961801,315744,154636,400699,300559,000453,700439,100445,500424,000351,700309,7000217,000106,00081,40086,10072,700006,6000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
6,600
0
0
72,700
86,100
81,400
106,000
217,000
0
309,700
351,700
424,000
445,500
439,100
453,700
559,000
699,300
636,400
744,154
801,315
877,961
41,239
32,598
64,788
83,181
87,647
87,647
26,248
10,656
11,544
22,650
29,977
22,062
78,124
44,813
30,821
24,323
16,831
23,730
30,783
0
43,438
20,960
43,715
26,891
20,158
20,158
0
0
0
0
0
0
0
669,459
669,488
669,517
656,546
653,575
653,605
613,435
608,465
608,496
608,526
608,557
94,284
94,293
4,300
4,300
13,430,191
13,178,568
12,992,017
14,565,442
15,105,002
14,827,380
15,301,666
14,396,912
14,226,487
13,264,402
14,011,423
14,723,785
15,748,405
13,344,772
13,908,139
14,001,809
13,673,379
13,213,452
12,363,526
12,363,602
12,913,679
13,343,759
13,793,839
13,840,422
14,207,866
13,257,910
13,082,138
13,626,360
4,525,000
5,455,245
15,008,064
15,683,303
5,813,333
6,177,905
6,077,000
15,434,000
3,750,000
15,337,000
14,307,000
7,000
10,325,000
43,000
26,000
553,000
0
0553,00026,00043,00010,325,0007,00014,307,00015,337,0003,750,00015,434,0006,077,0006,177,9055,813,33315,683,30315,008,0645,455,2454,525,00013,626,36013,082,13813,257,91014,207,86613,840,42213,793,83913,343,75912,913,67912,363,60212,363,52613,213,45213,673,37914,001,80913,908,13913,344,77215,748,40514,723,78514,011,42313,264,40214,226,48714,396,91215,301,66614,827,38015,105,00214,565,44212,992,01713,178,56813,430,1914,3004,30094,29394,284608,557608,526608,496608,465613,435653,605653,575656,546669,517669,488669,459000000020,15820,15826,89143,71520,96043,438030,78323,73016,83124,32330,82144,81378,12422,06229,97722,65011,54410,65626,24887,64787,64783,18164,78832,59841,239877,961801,315744,154636,400699,300559,000453,700439,100445,500424,000351,700309,7000217,000106,00081,40086,10072,700006,6000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14,226,999
0
0
0
15,748,741
12,986,100
13,549,400
13,643,000
13,673,379
12,854,500
12,367,737
12,363,820
4,173,500
250,000
13,793,839
0
4,631,000
0
0
0
4,525,000
0
0
0
0
0
0
0
0
0
0
0
10,325,000
0
0
0
0
000010,325,000000000000004,525,0000004,631,000013,793,839250,0004,173,50012,363,82012,367,73712,854,50013,673,37913,643,00013,549,40012,986,10015,748,74100014,226,999000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,053,241
1,039,757
1,112,598
3,257,194
3,213,814
3,074,639
5,511,137
5,450,602
5,372,272
5,284,752
5,141,205
5,256,042
5,182,488
5,099,847
4,918,011
10,329,106
10,027,127
10,016,283
10,202,193
10,402,117
10,588,288
11,537,566
11,135,279
12,104,899
12,303,182
13,614,085
13,751,793
12,619,004
12,413,905
13,769,297
13,567,504
13,157,333
13,518,916
13,354,600
14,186,597
14,292,454
14,092,743
14,354,081
14,467,901
22,316,411
22,731,221
22,443,668
22,227,391
21,809,051
22,198,147
21,797,711
22,752,647
22,274,130
22,940,793
24,996,649
24,521,623
24,877,521
25,477,672
25,287,862
25,309,350
25,660,992
26,753,566
27,352,469
28,307,771
28,328,734
28,931,387
28,597,173
28,280,171
28,426,758
28,982,312
28,882,992
29,139,599
28,887,903
28,726,546
28,893,565
28,893,197
29,102,163
29,235,434
29,555,845
30,319,284
30,764,430
31,601,125
32,332,526
31,572,176
31,657,132
31,972,766
31,729,581
31,704,941
32,436,813
34,197,136
34,177,000
34,621,000
18,000
37,954,000
41,244,000
41,705,000
58,721,000
84,800,000
0
82,675,000
0
082,675,000084,800,00058,721,00041,705,00041,244,00037,954,00018,00034,621,00034,177,00034,197,13632,436,81331,704,94131,729,58131,972,76631,657,13231,572,17632,332,52631,601,12530,764,43030,319,28429,555,84529,235,43429,102,16328,893,19728,893,56528,726,54628,887,90329,139,59928,882,99228,982,31228,426,75828,280,17128,597,17328,931,38728,328,73428,307,77127,352,46926,753,56625,660,99225,309,35025,287,86225,477,67224,877,52124,521,62324,996,64922,940,79322,274,13022,752,64721,797,71122,198,14721,809,05122,227,39122,443,66822,731,22122,316,41114,467,90114,354,08114,092,74314,292,45414,186,59713,354,60013,518,91613,157,33313,567,50413,769,29712,413,90512,619,00413,751,79313,614,08512,303,18212,104,89911,135,27911,537,56610,588,28810,402,11710,202,19310,016,28310,027,12710,329,1064,918,0115,099,8475,182,4885,256,0425,141,2055,284,7525,372,2725,450,6025,511,1373,074,6393,213,8143,257,1941,112,5981,039,7571,053,2410000000000000000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
21,809,051
22,198,147
21,797,711
22,752,647
0
0
0
0
24,877,521
25,477,672
25,287,862
25,309,350
25,660,992
26,753,566
27,352,469
28,307,771
28,328,734
28,931,387
28,597,173
28,280,171
28,426,758
28,982,312
28,882,992
29,139,599
28,887,903
28,726,546
28,893,565
28,893,197
29,102,163
29,235,434
29,555,845
30,319,284
30,764,430
31,601,125
32,332,526
31,572,176
0
31,972,766
31,729,581
31,704,941
5,813,333
6,177,905
6,077,000
34,621,000
2,012,000
37,954,000
41,244,000
3,839,000
-10,325,000
23,055,000
29,792,000
24,909,000
20,338,000
20,338,00024,909,00029,792,00023,055,000-10,325,0003,839,00041,244,00037,954,0002,012,00034,621,0006,077,0006,177,9055,813,33331,704,94131,729,58131,972,766031,572,17632,332,52631,601,12530,764,43030,319,28429,555,84529,235,43429,102,16328,893,19728,893,56528,726,54628,887,90329,139,59928,882,99228,982,31228,426,75828,280,17128,597,17328,931,38728,328,73428,307,77127,352,46926,753,56625,660,99225,309,35025,287,86225,477,67224,877,521000022,752,64721,797,71122,198,14721,809,05100000000000000000000000000000000000000000000000000000000000000000000000
   > Long-term Liabilities 
0
0
0
10,800
16,400
16,000
83,400
83,300
75,600
24,500
0
46,100
59,600
0
0
0
0
0
292,800
0
0
0
0
0
0
0
0
0
0
0
0
1,037,505
1,033,222
1,038,295
2,226,875
0
2,506,828
3,545,729
3,450,898
4,592,069
5,308,057
5,861,433
6,538,944
9,931,013
12,680,463
10,731,433
9,959,289
10,142,541
10,419,167
10,066,750
10,252,366
10,528,658
11,125,347
11,070,242
11,095,444
8,050,359
11,479,481
11,600,834
12,078,474
8,504,452
8,469,787
8,795,930
8,609,486
8,861,710
8,542,048
8,914,515
8,509,403
10,039,686
9,097,275
427,205
427,079
9,411,116
8,286,066
8,283,758
8,681,520
9,835,413
10,056,831
8,274,312
9,372,085
9,205,191
8,924,268
9,462,717
11,036,142
11,230,702
10,873,080
11,447,366
10,670,612
10,541,487
9,344,402
10,268,423
10,887,785
13,822,405
11,291,772
11,973,139
11,941,809
12,023,379
11,713,452
11,913,526
11,913,602
12,463,679
12,893,759
13,593,839
13,640,422
13,707,866
45,520,507
12,590,211
13,126,970
14,043,584
14,414,680
14,486,336
15,154,802
15,550,390
15,220,956
14,915,000
14,886,000
16,811,000
54,096,000
56,269,000
56,210,000
10,325,000
21,360,000
16,412,000
14,585,000
85,164,000
85,164,00014,585,00016,412,00021,360,00010,325,00056,210,00056,269,00054,096,00016,811,00014,886,00014,915,00015,220,95615,550,39015,154,80214,486,33614,414,68014,043,58413,126,97012,590,21145,520,50713,707,86613,640,42213,593,83912,893,75912,463,67911,913,60211,913,52611,713,45212,023,37911,941,80911,973,13911,291,77213,822,40510,887,78510,268,4239,344,40210,541,48710,670,61211,447,36610,873,08011,230,70211,036,1429,462,7178,924,2689,205,1919,372,0858,274,31210,056,8319,835,4138,681,5208,283,7588,286,0669,411,116427,079427,2059,097,27510,039,6868,509,4038,914,5158,542,0488,861,7108,609,4868,795,9308,469,7878,504,45212,078,47411,600,83411,479,4818,050,35911,095,44411,070,24211,125,34710,528,65810,252,36610,066,75010,419,16710,142,5419,959,28910,731,43312,680,4639,931,0136,538,9445,861,4335,308,0574,592,0693,450,8983,545,7292,506,82802,226,8751,038,2951,033,2221,037,505000000000000292,8000000059,60046,100024,50075,60083,30083,40016,00016,40010,800000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,035,457
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
654,205
654,249
654,477
654,699
654,932
655,166
0
0
0
0
0
0
0
0
0
0
0
21,360,000
16,412,000
0
0
0016,412,00021,360,00000000000000655,166654,932654,699654,477654,249654,20500000000000000000000000000000001,035,45700000000000000000000000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
53,921
71,829
47,576
108,676
101,109
49,134
203,752
262,071
148,039
196,412
206,401
141,469
180,532
102,807
125,640
312,561
390,330
299,746
316,840
306,754
406,392
350,112
375,004
325,271
383,869
347,327
365,039
293,521
372,922
322,062
362,453
324,504
392,750
319,870
370,186
458,496
367,416
236,373
212,108
305,870
410,205
454,161
388,571
319,302
288,649
227,527
227,733
224,055
241,293
290,567
328,322
181,124
189,864
217,498
192,296
186,631
243,872
189,619
197,091
222,181
261,129
225,313
214,689
207,937
203,688
205,504
230,700
241,282
237,215
355,789
441,438
312,977
294,964
330,134
292,933
271,845
330,313
378,838
343,476
428,411
436,262
501,486
537,282
677,273
642,360
661,000
616,000
613,000
562,000
486,000
480,000
775,000
6,812,000
2,173,000
2,362,000
0
02,362,0002,173,0006,812,000775,000480,000486,000562,000613,000616,000661,000642,360677,273537,282501,486436,262428,411343,476378,838330,313271,845292,933330,134294,964312,977441,438355,789237,215241,282230,700205,504203,688207,937214,689225,313261,129222,181197,091189,619243,872186,631192,296217,498189,864181,124328,322290,567241,293224,055227,733227,527288,649319,302388,571454,161410,205305,870212,108236,373367,416458,496370,186319,870392,750324,504362,453322,062372,922293,521365,039347,327383,869325,271375,004350,112406,392306,754316,840299,746390,330312,561125,640102,807180,532141,469206,401196,412148,039262,071203,75249,134101,109108,67647,57671,82953,9210000000000000000000000000000
> Total Stockholder Equity
0
0
0
192,800
198,100
202,500
207,300
205,300
208,800
206,600
212,100
217,600
213,800
216,000
206,700
211,400
205,700
173,900
172,800
170,500
169,500
169,600
147,900
149,400
144,100
144,600
140,500
137,100
134,332
134,732
122,679
307,410
286,363
289,752
1,001,230
983,134
983,134
1,212,990
1,231,067
1,323,512
1,348,548
1,325,972
1,295,425
2,868,657
3,396,536
3,040,288
3,146,306
3,186,414
3,198,597
3,250,264
3,252,295
3,324,877
3,324,626
3,697,170
3,712,010
3,689,837
3,711,606
3,961,471
4,031,474
4,182,313
4,158,173
4,289,261
4,263,231
4,219,246
4,235,886
4,210,666
4,340,539
5,382,207
5,421,285
5,446,434
5,495,298
5,526,220
5,540,586
5,560,103
5,573,571
5,565,704
5,579,941
5,611,519
5,642,465
5,656,264
5,665,614
5,688,461
5,697,045
5,735,662
5,742,652
5,761,018
5,777,998
5,781,815
5,794,797
5,814,623
5,826,837
5,934,696
5,984,800
6,039,112
6,090,512
6,123,991
6,647,351
6,734,778
6,759,654
6,795,376
6,780,717
6,789,352
6,794,015
6,655,235
6,629,070
6,674,678
6,695,007
6,711,694
6,637,385
6,693,013
6,734,730
6,841,644
6,796,440
6,916,000
6,967,000
7,044,000
6,909,000
6,824,000
6,746,000
8,824,000
10,782,000
11,060,000
10,993,000
10,820,000
10,820,00010,993,00011,060,00010,782,0008,824,0006,746,0006,824,0006,909,0007,044,0006,967,0006,916,0006,796,4406,841,6446,734,7306,693,0136,637,3856,711,6946,695,0076,674,6786,629,0706,655,2356,794,0156,789,3526,780,7176,795,3766,759,6546,734,7786,647,3516,123,9916,090,5126,039,1125,984,8005,934,6965,826,8375,814,6235,794,7975,781,8155,777,9985,761,0185,742,6525,735,6625,697,0455,688,4615,665,6145,656,2645,642,4655,611,5195,579,9415,565,7045,573,5715,560,1035,540,5865,526,2205,495,2985,446,4345,421,2855,382,2074,340,5394,210,6664,235,8864,219,2464,263,2314,289,2614,158,1734,182,3134,031,4743,961,4713,711,6063,689,8373,712,0103,697,1703,324,6263,324,8773,252,2953,250,2643,198,5973,186,4143,146,3063,040,2883,396,5362,868,6571,295,4251,325,9721,348,5481,323,5121,231,0671,212,990983,134983,1341,001,230289,752286,363307,410122,679134,732134,332137,100140,500144,600144,100149,400147,900169,600169,500170,500172,800173,900205,700211,400206,700216,000213,800217,600212,100206,600208,800205,300207,300202,500198,100192,800000
   Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
300
310
310
310
310
465
465
1,082
1,082
1,082
1,082
1,082
1,082
1,082
1,443
1,443
1,949
2,734
2,734
2,734
2,734
2,734
2,734
2,734
2,734
2,734
2,951
2,951
2,954
2,964
3,139
3,148
3,238
3,250
3,437
3,442
3,450
3,450
3,452
3,558
4,332
4,354
4,355
4,356
4,356
4,373
4,374
4,374
4,374
4,391
4,391
4,391
4,391
4,409
4,409
4,409
4,409
4,427
4,427
4,427
4,427
4,443
4,444
4,444
4,850
4,869
4,870
4,871
4,871
4,890
4,891
4,891
4,891
4,904
4,904
4,904
4,904
4,904
4,904
4,904
4,904
4,904
4,904
4,904
4,904
4,904
5,000
5,000
5,000
5,000
5,000
5,000
7,000
7,000
7,000
7,000
7,000
7,0007,0007,0007,0007,0005,0005,0005,0005,0005,0005,0004,9044,9044,9044,9044,9044,9044,9044,9044,9044,9044,9044,9044,9044,8914,8914,8914,8904,8714,8714,8704,8694,8504,4444,4444,4434,4274,4274,4274,4274,4094,4094,4094,4094,3914,3914,3914,3914,3744,3744,3744,3734,3564,3564,3554,3544,3323,5583,4523,4503,4503,4423,4373,2503,2383,1483,1392,9642,9542,9512,9512,7342,7342,7342,7342,7342,7342,7342,7342,7341,9491,4431,4431,0821,0821,0821,0821,0821,0821,082465465310310310310300000000000000000000000000000
   Retained Earnings Total Equity
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
281,844
295,866
306,082
316,572
0
0
0
0
387,534
396,242
408,680
412,742
422,761
426,251
434,336
443,949
464,569
472,977
485,683
489,383
-36,568
11,135
54,866
97,431
128,435
149,425
173,409
192,607
237,868
255,777
271,559
286,763
297,202
307,232
316,921
328,407
0
344,344
362,724
391,528
494,229
552,566
617,000
678,000
741,000
809,000
893,000
957,000
1,041,000
2,923,000
3,205,000
0
0
003,205,0002,923,0001,041,000957,000893,000809,000741,000678,000617,000552,566494,229391,528362,724344,3440328,407316,921307,232297,202286,763271,559255,777237,868192,607173,409149,425128,43597,43154,86611,135-36,568489,383485,683472,977464,569443,949434,336426,251422,761412,742408,680396,242387,5340000316,572306,082295,866281,84400000000000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-200
0
0
0
100
-16,200
-16,606
-16,082
-15,354
-11,476
-5,204
-7,299
14,394
0
-5,995
46,924
42,475
-23,323
18,907
-80
-36,644
-53,744
11,767
-132,096
-72,404
-58,465
-75,878
-50,199
-50,580
-65,844
-69,302
-88,013
-64,725
-68,053
-59,572
-41,378
-35,473
-21,315
-38,692
-22,850
-30,890
-87,319
-78,086
-76,301
-68,394
-49,903
-46,231
-52,805
-35,611
-45,695
-50,521
-50,402
-51,775
-71,910
-68,702
-64,129
-57,674
-61,705
-62,528
-57,805
-59,542
-36,493
-35,125
-32,584
-32,433
-55,686
-52,706
-53,610
-53,427
-57,021
-54,604
-52,070
-51,273
-56,713
-56,059
-1,301
-4,367
-15,167
-55,782
-71,588
-91,064
-87,653
-56,970
-28,915
-27,851
-32,843
-80,565
-29,820
-24,923
-25,478
-122,116
-75,000
-92,000
-85,000
-284,000
-453,000
-602,000
-620,000
-629,000
-642,000
-795,000
-599,000
-599,000-795,000-642,000-629,000-620,000-602,000-453,000-284,000-85,000-92,000-75,000-122,116-25,478-24,923-29,820-80,565-32,843-27,851-28,915-56,970-87,653-91,064-71,588-55,782-15,167-4,367-1,301-56,059-56,713-51,273-52,070-54,604-57,021-53,427-53,610-52,706-55,686-32,433-32,584-35,125-36,493-59,542-57,805-62,528-61,705-57,674-64,129-68,702-71,910-51,775-50,402-50,521-45,695-35,611-52,805-46,231-49,903-68,394-76,301-78,086-87,319-30,890-22,850-38,692-21,315-35,473-41,378-59,572-68,053-64,725-88,013-69,302-65,844-50,580-50,199-75,878-58,465-72,404-132,09611,767-53,744-36,644-8018,907-23,32342,47546,924-5,995014,394-7,299-5,204-11,476-15,354-16,082-16,606-16,200100000-2000000000000000000000000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,285,715
5,290,868
5,300,199
5,304,469
0
0
0
0
5,327,111
5,327,491
5,333,295
5,339,501
5,346,017
5,347,183
5,354,905
5,362,233
5,369,623
5,370,090
5,378,215
5,386,863
6,023,882
6,023,421
6,031,540
6,039,508
6,047,558
6,045,979
6,055,441
6,063,813
6,072,559
6,073,755
6,082,394
6,091,749
6,099,940
6,092,792
6,099,474
6,107,376
6,115,487
6,101,540
6,109,597
6,117,902
6,122,690
6,103,251
6,111,000
6,119,000
6,126,000
6,107,000
6,114,000
6,121,000
8,130,000
8,197,000
8,204,000
0
0
008,204,0008,197,0008,130,0006,121,0006,114,0006,107,0006,126,0006,119,0006,111,0006,103,2516,122,6906,117,9026,109,5976,101,5406,115,4876,107,3766,099,4746,092,7926,099,9406,091,7496,082,3946,073,7556,072,5596,063,8136,055,4416,045,9796,047,5586,039,5086,031,5406,023,4216,023,8825,386,8635,378,2155,370,0905,369,6235,362,2335,354,9055,347,1835,346,0175,339,5015,333,2955,327,4915,327,11100005,304,4695,300,1995,290,8685,285,71500000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock0000-237,000-238,000-238,000-231,000-246,000-246,000-245,000-245,005-257,541-257,521-257,232-235,678-220,717-220,669-220,546-221,728-161,998-1,177-757-777-7,615-130-5020-160-25-94-21-447-426-109-7-1,118-178-66-84-1,032-65-1180-1,067-258-134-5-996-69-150000000-28-1-46700-2210000000-1,220-99,792-138,671-224,636-213,875-217,625-223,230-227,217-244,977-61,505-79,745-164,049-129,088-92,411-69,095-24,011-5,291-69,491-78,294-62,463-32,186-29,623-2,388-165,882-149,865-148,0900000000000000000000000000000
   Other Stockholders Equity 
0
0
0
88,300
89,400
89,100
89,700
82,700
81,800
75,000
75,700
76,600
69,000
66,700
54,500
56,500
46,400
12,300
269,400
4,300
6,700
9,200
-14,800
-16,000
-4,100
-3,500
-9,000
-13,700
-15,330
-14,981
-29,373
160,586
142,759
141,644
839,117
0
814,541
982,323
965,232
1,070,656
1,013,871
987,394
957,648
2,485,875
2,939,652
2,760,113
2,780,521
2,790,011
2,798,295
2,803,764
2,794,809
2,912,486
2,916,270
3,329,941
3,332,240
3,333,623
3,355,024
3,628,537
3,659,859
3,809,633
3,823,162
4,174,103
4,183,724
4,179,604
4,184,401
4,186,390
4,295,766
5,237,280
5,271,774
5,276,154
5,280,956
5,285,715
5,290,868
5,300,049
5,304,400
5,308,273
5,310,586
5,316,042
5,321,397
5,326,044
5,327,491
5,333,177
5,339,436
5,344,985
5,347,099
5,354,839
5,362,055
5,368,505
5,370,083
5,378,106
5,386,437
6,023,435
6,023,400
6,031,446
6,039,483
6,047,398
6,045,979
6,054,939
6,063,683
6,064,944
6,072,978
6,081,637
6,090,572
5,937,942
5,871,064
5,878,928
5,886,707
5,894,770
5,865,862
5,852,365
5,860,381
5,865,149
5,858,246
5,866,000
5,873,000
5,880,000
5,876,000
5,876,000
5,883,000
7,893,000
7,978,000
7,987,000
8,000,000
8,013,000
8,013,0008,000,0007,987,0007,978,0007,893,0005,883,0005,876,0005,876,0005,880,0005,873,0005,866,0005,858,2465,865,1495,860,3815,852,3655,865,8625,894,7705,886,7075,878,9285,871,0645,937,9426,090,5726,081,6376,072,9786,064,9446,063,6836,054,9396,045,9796,047,3986,039,4836,031,4466,023,4006,023,4355,386,4375,378,1065,370,0835,368,5055,362,0555,354,8395,347,0995,344,9855,339,4365,333,1775,327,4915,326,0445,321,3975,316,0425,310,5865,308,2735,304,4005,300,0495,290,8685,285,7155,280,9565,276,1545,271,7745,237,2804,295,7664,186,3904,184,4014,179,6044,183,7244,174,1033,823,1623,809,6333,659,8593,628,5373,355,0243,333,6233,332,2403,329,9412,916,2702,912,4862,794,8092,803,7642,798,2952,790,0112,780,5212,760,1132,939,6522,485,875957,648987,3941,013,8711,070,656965,232982,323814,5410839,117141,644142,759160,586-29,373-14,981-15,330-13,700-9,000-3,500-4,100-16,000-14,8009,2006,7004,300269,40012,30046,40056,50054,50066,70069,00076,60075,70075,00081,80082,70089,70089,10089,40088,300000



Balance Sheet

All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue5,491,000
Cost of Revenue-1,149,000
Gross Profit4,342,0004,342,000
 
Operating Income (+$)
Gross Profit4,342,000
Operating Expense-2,088,000
Operating Income2,254,0002,254,000
 
Operating Expense (+$)
Research Development0
Selling General Administrative1,529,000
Selling And Marketing Expenses0
Operating Expense2,088,0001,529,000
 
Net Interest Income (+$)
Interest Income4,725,000
Interest Expense-2,414,000
Other Finance Cost-405,000
Net Interest Income2,716,000
 
Pretax Income (+$)
Operating Income2,254,000
Net Interest Income2,716,000
Other Non-Operating Income Expenses0
Income Before Tax (EBT)2,406,0002,102,000
EBIT - interestExpense = -160,000
2,406,000
4,788,000
Interest Expense2,414,000
Earnings Before Interest and Taxes (EBIT)2,254,0004,820,000
Earnings Before Interest and Taxes (EBITDA)2,254,000
 
After tax Income (+$)
Income Before Tax2,406,000
Tax Provision-153,000
Net Income From Continuing Ops2,798,0002,253,000
Net Income2,374,000
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses3,237,000
Total Other Income/Expenses Net152,000-2,716,000
 

Technical Analysis of New York Community Bancorp Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of New York Community Bancorp Inc. The general trend of New York Community Bancorp Inc is BEARISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine New York Community Bancorp Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-100.0%) Bearish trend (100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of New York Community Bancorp Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 4.03 < 4.81 < 5.4811903125.

The bearish price targets are: 1.7.

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New York Community Bancorp Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of New York Community Bancorp Inc. The current mas is .

The long score for the Moving Averages is 0/14.
The longshort score for the Moving Averages is -14/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

New York Community Bancorp Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of New York Community Bancorp Inc. The current macd is -0.48281798.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the New York Community Bancorp Inc price going up in the near term. +2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for New York Community Bancorp Inc. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the New York Community Bancorp Inc price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
New York Community Bancorp Inc Daily Moving Average Convergence/Divergence (MACD) ChartNew York Community Bancorp Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of New York Community Bancorp Inc. The current adx is 29.41.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -3/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell New York Community Bancorp Inc shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX > 25 && ADX trending down: The ADX is above 25 and indicates a strong bearish trend. The ADX is declining, the bearish trend is weakening. Could be a potential reversal to the upside. -2
New York Community Bancorp Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of New York Community Bancorp Inc. The current sar is 2.44638251.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
New York Community Bancorp Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of New York Community Bancorp Inc. The current rsi is 36.61. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
New York Community Bancorp Inc Daily Relative Strength Index (RSI) ChartNew York Community Bancorp Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of New York Community Bancorp Inc. The current phase is Oversold in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -6/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH < 20: The STOCH %K is below 20 and oversold. -2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the New York Community Bancorp Inc price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
New York Community Bancorp Inc Daily Stochastic Oscillator ChartNew York Community Bancorp Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of New York Community Bancorp Inc. The current cci is -65.05725889.

New York Community Bancorp Inc Daily Commodity Channel Index (CCI) ChartNew York Community Bancorp Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of New York Community Bancorp Inc. The current cmo is -25.4160438.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
New York Community Bancorp Inc Daily Chande Momentum Oscillator (CMO) ChartNew York Community Bancorp Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of New York Community Bancorp Inc. The current willr is -94.18604651.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is -1/(-1 +1).

  • WILLR < -80: The Williams %R is below -80. This indicates that the price is in oversold territory, suggesting a potential price correction or trend reversal to the upside. -1
New York Community Bancorp Inc Daily Williams %R ChartNew York Community Bancorp Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of New York Community Bancorp Inc.

New York Community Bancorp Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of New York Community Bancorp Inc. The current atr is 0.39572505.

New York Community Bancorp Inc Daily Average True Range (ATR) ChartNew York Community Bancorp Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of New York Community Bancorp Inc. The current obv is -263,040,102.

New York Community Bancorp Inc Daily On-Balance Volume (OBV) ChartNew York Community Bancorp Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of New York Community Bancorp Inc. The current mfi is 59.62.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
New York Community Bancorp Inc Daily Money Flow Index (MFI) ChartNew York Community Bancorp Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for New York Community Bancorp Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-06MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2023-11-07STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-09SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-11-10CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2023-11-13MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-11-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-16STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-11-17STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-21STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-11-24STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-29DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-30STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-01STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-05STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-07STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-11WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-12MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-13BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-14ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-15RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-18ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-20SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-21CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-12-26STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-27MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-28STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-29STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-02STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-03STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-04WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-10WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-11STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-12CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-16DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-01-17STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-23SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-01-25STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-26MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-29WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-31MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-01ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-05ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-06ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-07STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-02-08MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-02-13STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-15STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-22MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-02-27RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-02-28STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-29SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-01SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-04ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-06RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-03-08STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-11CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-14SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-03-18STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-20STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-22STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-26WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside

6.3. Candlestick Patterns

New York Community Bancorp Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of New York Community Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5036.606
Ma 20Greater thanMa 503.460
Ma 50Greater thanMa 1005.238
Ma 100Greater thanMa 2007.502
OpenGreater thanClose3.320
Total1/5 (20.0%)
Penke

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