Old Point Financial Corporation
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Penke I guess you are interested in Old Point Financial Corporation. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Old Point Financial Corporation. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Old Point Financial Corporation (30 sec.)

What can you expect buying and holding a share of Old Point Financial Corporation? (30 sec.)

How much money do you get?

$0.56

When do you have the money?

1 year

How often do you get paid?

100.0%

What is your share worth?

Current worth

$21.19

Expected worth in 1 year

$-232.74

How sure are you?

80.0%

+ What do you gain per year?

Total Gains per Share

$-253.36

Return On Investment

-1,717.7%

For what price can you sell your share?

Current Price per Share

$14.75

Expected price per share

$14.60 - $15.20

How sure are you?

50%

1. Valuation of Old Point Financial Corporation (5 min.)

Live pricePrice per Share (EOD)

$14.75

Book Value per Share

$21.19

Intrinsic Value Per Share

$-84.02 - $28.57

Total Value Per Share

$-62.83 - $49.76

My calculation of the intrinsic value of Old Point Financial Corporation is based how much money is coming from the company's main activities (Free Cash Flow).

The following numbers are based on moving averages and per share and per quarter.
I use a 6% discount rate for the low estimation and 3% for the high estimation.
The current Free Cash Flow Per Share is 10Y: ($0.45) 3Y: ($0.60) TTM: ($0.48)
The change per quarter (trend) of the Free Cash Flow Per Share is 10Y: ($0.01) 3Y: ($-0.17) TTM: ($-0.02)

Years	Total Low est.	Total High est.	Added Free Cash Flow
1	$0.06	$2.47	$-1.00 - $2.59
2	$-2.42	$5.05	$-3.79 - $2.77
3	$-7.16	$7.72	$-6.58 - $2.96
4	$-13.89	$10.49	$-9.37 - $3.15
5	$-22.37	$13.34	$-12.17 - $3.34
6	$-32.39	$16.26	$-14.96 - $3.52
7	$-43.73	$19.25	$-17.75 - $3.71
8	$-56.23	$22.30	$-20.54 - $3.90
9	$-69.71	$25.41	$-23.33 - $4.08
10	$-84.02	$28.57	$-26.13 - $4.27

2. Growth of Old Point Financial Corporation (5 min.)

Is Old Point Financial Corporation growing?

	Current year	Previous year	Grow	Grow %
How rich?	$106.7m	$419.9m	$306.3m	42.2%

How much money is Old Point Financial Corporation making?

	Current year	Previous year	Grow	Grow %
Making money	$1.5m	$2.5m	-$1m	-65.7%
Net Profit Margin	8.7%	17.3%	-	-

How much money comes from the company's main activities?

Quarterly Yearly

3. Financial Health of Old Point Financial Corporation (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Old Point Financial Corporation? (5 min.)

Welcome investor! Old Point Financial Corporation's management wants to use your money to grow the business. In return you get a share of Old Point Financial Corporation.

What can you expect buying and holding a share of Old Point Financial Corporation?

First you should know what it really means to hold a share of Old Point Financial Corporation. And how you can make/lose money.

Speculation

The Price per Share of Old Point Financial Corporation is $14.75. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

The fundamentals: the financial health trends of Old Point Financial Corporation.
The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Old Point Financial Corporation, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $21.19. Based on the TTM, the Book Value Change Per Share is $-63.48 per quarter. Based on the YOY, the Book Value Change Per Share is $63.57 per quarter.
You may receive quarterly/yearly dividend in the form of additional shares.
You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.14 per quarter.

Based on historical numbers we can estimate the returns while holding a share of Old Point Financial Corporation.

How much money are you going to get?

	MRQ		TTM		YOY		5Y		10Y
	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share
Usd Eps	0.29	2.0%	0.30	2.1%	0.50	3.4%	0.37	2.5%	0.27	1.8%
Usd Book Value Change Per Share	0.00	0.0%	-63.48	-430.4%	63.57	431.0%	0.05	0.3%	0.12	0.8%
Usd Dividend Per Share	0.14	0.9%	0.14	0.9%	0.13	0.9%	0.13	0.9%	0.11	0.8%
Usd Total Gains Per Share	0.14	0.9%	-63.34	-429.4%	63.70	431.9%	0.17	1.2%	0.23	1.6%
Usd Price Per Share	17.75	-	17.83	-	25.96	-	21.53	-	21.90	-
Price to Earnings Ratio	15.08	-	14.84	-	13.34	-	16.29	-	21.96	-
Price-to-Total Gains Ratio	126.72	-	36.06	-	-7.58	-	48.68	-	44.55	-
Price to Book Ratio	0.84	-	0.45	-	1.06	-	0.89	-	1.04	-
Price-to-Total Gains Ratio	126.72	-	36.06	-	-7.58	-	48.68	-	44.55	-

When do you get the money?

Usd Investment	$.00
Usd Price Per Share	14.75
Number of shares	67

Gains per Quarter	Trailing 12 Months	5 Year
Usd Dividend Per Share	0.14	0.13
Usd Book Value Change Per Share	-63.48	0.05
Usd Total Gains Per Share	-63.34	0.17
Gains per Quarter (67 shares)	-4,243.85	11.69
Gains per Year (67 shares)	-16,975.39	46.74

Years	Return on Investment (TTM)			Return on Investment (5Y)
	Dividend	Book Value gain	Total gains	Dividend	Book Value gain	Total gains
Broker costs	-	-	-10	-	-	-10
1	38	-17013	-16985	34	12	37
2	75	-34026	-33960	69	25	84
3	113	-51039	-50935	103	37	131
4	150	-68052	-67910	137	50	178
5	188	-85065	-84885	171	62	225
6	225	-102077	-101860	206	75	272
7	263	-119090	-118835	240	87	319
8	300	-136103	-135810	274	100	366
9	338	-153116	-152785	309	112	413
10	375	-170129	-169760	343	125	460

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %

	Trailing 12 Months				3Y				5 Year				10 Year				ALLTIME
				%				%				%				%				%
Earnings Per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	39.0	1.0	0.0	97.5%	114.0	3.0	0.0	97.4%
Book Value Change Per Share	1.0	2.0	1.0	25.0%	6.0	5.0	1.0	50.0%	14.0	5.0	1.0	70.0%	31.0	8.0	1.0	77.5%	92.0	23.0	2.0	78.6%
Dividend per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	117.0	0.0	0.0	100.0%
Total Gains per Share	2.0	2.0	0.0	50.0%	7.0	5.0	0.0	58.3%	15.0	5.0	0.0	75.0%	32.0	8.0	0.0	80.0%	98.0	19.0	0.0	83.8%

Fundamentals of Old Point Financial Corporation

About Old Point Financial Corporation

https://oldpoint.com
Banks - Regional
0
101 East Queen Street, Hampton, VA, United States, 23669
Google Maps Bing Maps

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. Further, it offers debit cards; online, telephone, text banking; overdraft protection; bill pay; mobile payment; check ordering; and ATM. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.

Fundamental data was last updated by Penke on 2024-04-11 17:02:03.

Financial Health

Profitability Details

	Compared to previous year	Compared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.

Operating Efficiency Details

	Compared to previous year	Compared to industry
The company is operating less efficient.

Liquidity Details

	Compared to previous year	Compared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.

Solvency Details

	Compared to previous year	Compared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details

	Compared to previous year	Compared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Old Point Financial Corporation.

1.1. Profitability

1.1.1. Net Profit Margin

Measures how much net profit Old Point Financial Corporation earns for each $1 of revenue.

Above 10% is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
A Net Profit Margin of 6.9% means that $0.07 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Old Point Financial Corporation:

The MRQ is 6.9%. The company is making a profit. +1
The TTM is 8.7%. The company is making a profit. +1

Trends

Current period		Compared to		+/-
MRQ	6.9%	TTM	8.7%	-1.8%
TTM	8.7%	YOY	17.3%	-8.6%
TTM	8.7%	5Y	13.8%	-5.1%
5Y	13.8%	10Y	11.0%	+2.8%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	6.9%	18.4%	-11.5%
TTM	8.7%	28.0%	-19.3%
YOY	17.3%	25.2%	-7.9%
5Y	13.8%	22.8%	-9.0%
10Y	11.0%	19.8%	-8.8%

Measures how much net profit Old Point Financial Corporation earns for each $1 of revenue.

Revenue is the amount of profit Old Point Financial Corporation generates before taxes and all other costs. For example, when you buy a cup of coffee it will cost you $3. The company does not earn $3 in profit but also has to pay various costs and taxes to create that cup of coffee. Let's assume the cost of creating a cup of coffee is $1.5.

The $3 you pay for a cup of coffee is called revenue.
The $1.5 that’s left over when all costs to create that cup of coffee (including taxes) are deduced from the revenue is called net profit.

The net profit margin looks at how much net profit Old Point Financial Corporation earns for each $1 in revenue.

How to use net profit margin

Higher profit margin is better (more profit).
Above 10% is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
Can be used to compare companies within the Banks - Regional industry.

You typically want a high profit margin. This means that for each $1 in sales, Old Point Financial Corporation makes more profit. This shows the investor how efficiently Old Point Financial Corporation is operating in general and compared to other companies in the same industry. Old Point Financial Corporation operates in the Banks - Regional industry.

Why do investors use net profit margin in their analysis

It helps investors to determine the efficiency of Old Point Financial Corporation. If profit margins remain low (compared to the Banks - Regional industry mean) and there are no improvements to make in production costs or other areas that might be a warning sign. If profit margins are high that means the company has low overhead costs and is efficiently using its resources to generate profit.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Net Profit Margin of Old Point Financial Corporation is 0.07. This means that Old Point Financial Corporation earned $0.07 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Net Profit Margin of the Banks - Regional industry is 18.4%.
What is the trend?
The trend is important because it shows you how Old Point Financial Corporation is performing over time. The most recent quarter might be important if Old Point Financial Corporation released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Old Point Financial Corporation up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare Old Point Financial Corporation with other companies in the same industry (Banks - Regional).
Net profit margin should rise over the years.
Can be influenced when Old Point Financial Corporation sells assets (profit will increase while costs remain the same).
It won’t show what part of Old Point Financial Corporation is doing great or needs improvement (it only looks at total revenue and total net income).

How to calculate net profit margin

Net profit margin = net income / total revenue * 100%

Real example of Old Point Financial Corporation

You need the following data to determine net profit margin:

Income statement from the period you want to calculate (for example, MRQ or TTM).

Net income MRQ Old Point Financial Corporation = 1,483
Total revenue MRQ Old Point Financial Corporation = 21,410
$1,483 / $21,410 = 0.07 or 6.9%

Higher is better

The higher the net profit margin, the more efficient the company is generating income. This helps investors to determine how the company is managing money. The net profit margin is an important indicator when diving into the financial health of a company. Overall, you want to see the net profit margin rising over the years. That means the company improved their production and made it more efficient (if possible).

You can use the net profit margin to compare companies within the same industry. If there are two companies where one is much bigger but the smaller one has a higher net profit margin, that means the smaller company is more efficiently using operational costs.

Important: Profit margins can be very different between industries. Companies with assembly lines or transports are much more prone to see shifting in prices for fuel, ingredients and maintenance compared to companies that only provide services. You should never compare net profit margin between different industries.

1.1.2. Return on Assets

Shows how efficient Old Point Financial Corporation is using its assets to generate profit.

Above 5% is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
0.1% Return on Assets means that Old Point Financial Corporation generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Old Point Financial Corporation:

The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	0.1%	TTM	0.1%	0.0%
TTM	0.1%	YOY	0.2%	-0.1%
TTM	0.1%	5Y	0.1%	0.0%
5Y	0.1%	10Y	0.1%	+0.0%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.1%	0.1%	+0.0%
TTM	0.1%	0.2%	-0.1%
YOY	0.2%	0.2%	0.0%
5Y	0.1%	0.2%	-0.1%
10Y	0.1%	0.2%	-0.1%

Shows how efficient Old Point Financial Corporation is using its assets to generate profit.

For a farm, a tractor is considered an asset. The tractor helps ploughing the land making it possible to plant and harvest crops. But the tractor might be old and needing maintenance all the time reducing its efficiency. Return on assets indicates how effectively the farm is using the tractor (and other assets that help the core business) to plough the land.

How to use return on assets

Higher is better.
Above 5% is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on assets in their analysis

Shows the investor how effectively Old Point Financial Corporation is using its resources to generate profit. If the return on assets (0.1%) from Old Point Financial Corporation are higher than the Banks - Regional mean (0.1%) that means Old Point Financial Corporation is using its resources better than their competitors. If not, that means their competitors are more efficient in using their resources to generate profit.

An investor should always look at:

What is the current return on assets?
The current most recent quarter (MRQ) Return on Assets of Old Point Financial Corporation is 0.1%. This means the company generated $0.00 for each $1 in assets.
How does it compare to the industry?
The mean MRQ Return on Assets of the Banks - Regional industry is 0.1%.
What is the trend?
The trend is important because it shows you how Old Point Financial Corporation is performing over time. The most recent quarter might be important if Old Point Financial Corporation released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Old Point Financial Corporation up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
If a company has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

How to calculate return on assets

Return on assets = net income / total assets * 100%

Real example Old Point Financial Corporation

You need the following data to determine return on assets (ROA):

Income statement
Balance sheet

Net income MRQ (income statement) from Old Point Financial Corporation = 1,483
Total assets MRQ (balance sheet) from Old Point Financial Corporation = 1,447,268
1,483 / 1,447,268 = 0.00 or 0.1%

ROA is an important ratio as it will tell you how effectively Old Point Financial Corporation is using its resources to generate profits. Example:

Bob and Kristin both sell ice cream in the summer. They both have an ice cream truck. The truck Bob owes cost him $20.000 and the truck Kristin owes cost her $1500. Over the summer, Bob earned $2000 and Kristin earned $200. To calculate the return on assets:

Bob: $2000 / $20.000 * 100% = 10%
Kristin: $200 / $1500 * 100% = 13.3%

This tells you Bob’s company is more valuable but Kristin's company is more efficient. Be aware that total assets can change over time. A transportation business will buy and sell trucks or planes all the time. Before using return on assets as a guideline, you have to know what the exact assets are. For a company that has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

1.1.3. Return on Equity

Shows how efficient Old Point Financial Corporation is using its investors money to generate profit.

Above 15%-20% is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
1.4% Return on Equity means Old Point Financial Corporation generated $0.01 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Old Point Financial Corporation:

The MRQ is 1.4%. Using its investors money, the company is inefficient in making profit. -1
The TTM is 1.5%. Using its investors money, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	1.4%	TTM	1.5%	-0.1%
TTM	1.5%	YOY	2.6%	-1.1%
TTM	1.5%	5Y	1.8%	-0.3%
5Y	1.8%	10Y	1.3%	+0.4%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	1.4%	1.4%	0.0%
TTM	1.5%	2.5%	-1.0%
YOY	2.6%	2.7%	-0.1%
5Y	1.8%	2.5%	-0.7%
10Y	1.3%	2.8%	-1.5%

Shows how efficient Old Point Financial Corporation is using its investors money to generate profit.

A publicly traded company (any company that issues shares to the public) is owned by its shareholders. Return on equity calculates the amount of profit for every $1 the shareholders invested.

How to use return on equity

Higher is better.
Above 15%-20% is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on equity in their analysis

To find out the owners/management's attitude toward their company. You typically want the owners/management to invest in the company and focus on generating profit. If not enough profit is generated (compared to the Banks - Regional industry mean), the company might not be investing their money efficiently.

The three steps every investor should look at:

What is the current return on equity?
The current most recent quarter (MRQ) Return on Equity of Old Point Financial Corporation is 1.4%. This means Old Point Financial Corporation generated $0.01 for each $1 the owners (shareholders) invested.
How does it compare to the industry?
The mean MRQ Return on Equity of the Banks - Regional industry is 1.4%.
What is the trend?
The trend is important because it shows you how Old Point Financial Corporation is performing over time. The most recent quarter might be important if Old Point Financial Corporation released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Old Point Financial Corporation up to 10 years back (depending if Old Point Financial Corporation existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Does not include intangible assets (non physical assets like licences, computer software, etc.).
Stockholders equity and shareholders equity refer to the same thing.
Liabilities should not be more than three times return on equity.

How to calculate return on equity

Return on equity = net profit / shareholders equity * 100%

Real example of Old Point Financial Corporation

You need the following data to determine ROE:

Income statement
Balance sheet
Net profit MRQ (income statement) Old Point Financial Corporation = 1,483
Shareholders equity (balance sheet) MRQ Old Point Financial Corporation = 106,778
1,483 / 106,778 = 0.01 or 1.4%

A negative shareholder equity is a warning sign. It means the company has more liabilities than assets. It might also mean that the owners did not invest enough money or they are taking money out of the business.

1.2. Operating Efficiency of Old Point Financial Corporation.

1.2. Operating Efficiency

1.2.1. Operating Margin

Measures how efficient Old Point Financial Corporation is operating .

Measures how much profit Old Point Financial Corporation makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
Above 15% is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
An Operating Margin of 0.0% means the company generated $0.00 for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Old Point Financial Corporation:

The MRQ is 0.0%. The data is not here.

Trends

Current period		Compared to		+/-
MRQ	-	TTM	3.7%	-3.7%
TTM	3.7%	YOY	26.8%	-23.1%
TTM	3.7%	5Y	21.6%	-17.9%
5Y	21.6%	10Y	19.4%	+2.2%

Measures how efficient Old Point Financial Corporation is operating .

The more effecient a company creates products or provides services, the more profit it generates.

How to use operating margin

Higher is better
Above 15% is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
Can be very different between industries
Can be used to compare companies

Why do investors use operating margin in their analysis

To determine how much profit Old Point Financial Corporation is making from it’s core business.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Operating Margin of Old Point Financial Corporation is 0.0%. This means that Old Point Financial Corporation earned $0.00 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Margin of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Old Point Financial Corporation is performing over time. The most recent quarter might be important if Old Point Financial Corporation released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Old Point Financial Corporation up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Can be calculated in different ways

How to calculate operating margin

Operating margin = operating earnings / total revenue

Real example of Old Point Financial Corporation

You need the following data to determine operating margin:

Income statement
Operating earnings MRQ Old Point Financial Corporation = 17,842
Total revenue MRQ Old Point Financial Corporation = 21,410
$17,842 / $21,410 = 0.00 or 0.0%

Operating margin is used to calculate how much profit a company makes after variable costs of production but before paying interest and taxes. Some variable costs examples are wages, raw materials, packaging, and transaction fees. The amount of variable costs is different for each company and industry. In general, a higher operating margin is better as this implicates that a company is running efficiently.

For investors, a higher operating margin is a good sign. Although you should always look at operating margin in the long term. If operating margin is fluctuating over the years this might be a sign that things are not running efficiently enough. It’s a way to check how much profit a company is making from its core business.

Operation earnings can be calculated in multiple ways:

Operation earnings = EBIT - non operating income + non operating expense
Operation earnings = Gross profit - operating expense - depreciation and amortisation
Operation earnings = Total revenue - COGS (costs of goods sold) - indirect costs

1.2.2. Operating Ratio

Measures how efficient Old Point Financial Corporation is keeping operating costs low.

Below 1 is considered healthy (always compare to Banks - Regional industry mean).
An Operation Ratio of 0.17 means that the operating costs are $0.17 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Old Point Financial Corporation:

The MRQ is 0.167. The company is very efficient in keeping operating costs low. +2
The TTM is -0.323.

Trends

Current period		Compared to		+/-
MRQ	0.167	TTM	-0.323	+0.489
TTM	-0.323	YOY	0.458	-0.781
TTM	-0.323	5Y	0.226	-0.549
5Y	0.226	10Y	0.109	+0.117

Measures how efficient Old Point Financial Corporation is keeping operating costs low.

If the operating ratio is below 1 that means the company is making money. The lower the operating ratio, the more efficient the company.

How to use operating ratio

Lower is better.
Below 1 is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use operating ratio in their analysis

Shows if costs of creating products and or services is increasing or decreasing. The lower the operating ratio, the more efficient the company is creating products and services.

The three steps every investor should look at:

What is the current Operatin ratio?
The current most recent quarter (MRQ) Operating Ratio of Old Point Financial Corporation is 16.7%. This means that Old Point Financial Corporation earned $0.17 for each $1 in net sales in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Old Point Financial Corporation is performing over time. The most recent quarter might be important if Old Point Financial Corporation released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Old Point Financial Corporation up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
You need COGS to calculate operating ratio which is not always shown in the income statement.
Does not consider debt.

How to calculate operating ratio

Operating ratio = Operating expenses + COGS \ Net sales

Real life example Old Point Financial Corporation

You need the following data to determine operating ratio:

Income statement

COGS is not always specified on the income statement. If so you can use the following calculation:

(cost of revenue + total operating expenses) \ total revenue
(0 +3,568) \ 21,410 = 0.17

The operating ratio measures the efficiency of a company at keeping low costs while generating profits from sales. It compares the total operating expenses to the net amount of sales. The total operating expenses exists of:

COGS (materials, labour, rent of facility, repairs)
Operating expenses (legal fees, marketing, wages, rent, maintenance/repairs)

Operating expenses are all the costs the company makes that are not directly tied to the production of the service or product. Where COGS are costs that are directly tied to the production of a product or service.

Do note that COGS is not always available in the income statement. Some companies include COGS in the operating expenses while others list COGS separately. To make it even more confusing, COGS is also known as “costs of sales” and costs of sales is the same as costs of revenue.

The operating ratio tells you how efficient the company is creating its products or services while keeping prices low. In this case, a lower ratio is better. Higher or rising operating ratios might tell you that costs are rising while sales are not improving or staying the same.

1.3. Liquidity of Old Point Financial Corporation.

1.3. Liquidity

1.3.1. Current Ratio

Measures if Old Point Financial Corporation is able to pay off Short-term Debt.

Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
A Current Ratio of 0.14 means the company has $0.14 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Old Point Financial Corporation:

The MRQ is 0.137. The company is unable to pay all its short-term debts. -2
The TTM is 0.416. The company is unable to pay all its short-term debts. -2

Trends

Current period		Compared to		+/-
MRQ	0.137	TTM	0.416	-0.280
TTM	0.416	YOY	5.813	-5.397
TTM	0.416	5Y	1.772	-1.355
5Y	1.772	10Y	1.095	+0.676

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
TTM	0.416	0.124	+0.292
YOY	5.813	0.225	+5.588
5Y	1.772	0.219	+1.553
10Y	1.095	0.131	+0.964

Measures if Old Point Financial Corporation is able to pay off Short-term Debt.

How to use current ratio

Higher is better
Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
Can be very different between industries
Can be used to compare companies

Why do investors use current ratio in their analysis

Shows if the company can pay of short term debts if needed. A company that can't pay off it's short term debts might get in trouble if they have to pay off their short term debts for whatever reason. For example, markets can change due to global events like covid-19 or the war in Ukraine versus Russia. Because debts are always taken based on future income, it might become troublesome for Old Point Financial Corporation if something happens in the market that will cause sales to plummet.

The three steps every investor should look at:

What is the current current Ratio?
The current most recent quarter (MRQ) Current Ratio of Old Point Financial Corporation is 0.14. This means Old Point Financial Corporation has $0.14 in assets for each $1 in short-term debts.
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Old Point Financial Corporation is performing over time. The most recent quarter might be important if Old Point Financial Corporation released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Old Point Financial Corporation up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Might be deluded.
Not all assets can always be quickly sold.
Can be manipulated by increasing or decreasing the assets and/or liabilities.

How to calculate current ratio

Current ratio = current assets \ current liabilities

Real life example Old Point Financial Corporation

You need the following data to determine operating ratio:

Balance sheet
Current ratio = current assets \ current liabilities
82,603 \ 604,361) = 0.14

The current ratio measures if Old Point Financial Corporation is able to pay short-term debts (obligations). Short term in this context means all debt obligations that are about to expire within one year. The current ratio incorporates current liabilities and current assets. Current assets are all the assets a company has that are expected to be consumed or sold within standard business operations. You can find the current assets in the balance sheet. They consist of:

Inventory
Accounts receivable
Marketable securities
Prepaid expenses
Cash
Cash equivalents
liquid assets

The current liabilities are short term obligations that are due within one year. These consist of:

Short term debts
Dividends
Income taxes
Short-term debts
Accounts payable
Interest payments

The result shows an investor if Old Point Financial Corporation is able to pay all its short-term debts if they were due all at once. When the result of the above formula is below 1, then Old Point Financial Corporation does not have enough capital after selling all its assets to pay all short-term debts. If the ratio drops far below 1 that might indicate Old Point Financial Corporation is or will be in financial trouble anytime soon.

Although this gives an investor some clues, the current ratio may also be deluded. Because owning assets does not mean the company can easily sell them. Also, Accounts receivable may be quite old (they will probably never pay) which deludes the current ratio. As with all ratios, you should only compare them between the same industries and companies.

1.3.2. Quick Ratio

Measures if Old Point Financial Corporation is able to pay off Short-term Debt but only using the most liquid assets.

Above 1 is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
A Quick Ratio of 0.31 means the company can pay off $0.31 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Old Point Financial Corporation:

The MRQ is 0.314. The company is just not able to pay all its short-term debts with the most liquid assets. -1
The TTM is 0.789. The company is just not able to pay all its short-term debts with the most liquid assets. -1

Trends

Current period		Compared to		+/-
MRQ	0.314	TTM	0.789	-0.475
TTM	0.789	YOY	11.188	-10.399
TTM	0.789	5Y	2.671	-1.882
5Y	2.671	10Y	1.553	+1.118

Measures if Old Point Financial Corporation is able to pay off Short-term Debt but only using the most liquid assets.

How to use quick ratio

Higher is better.
Above 1 is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use quick ratio in their analysis

Shows how fast Old Point Financial Corporation can pay off its short term debts. This shows if Old Point Financial Corporation can survive emergencies due to market changes or other reasons.

The three steps every investor should look at:

What is the current Quick Ratio?
The current most recent quarter (MRQ) quickRatio of Old Point Financial Corporation is 0.31. This means that Old Point Financial Corporation can pay off $0.31 for each $1 in debt (using most liquid assets).
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Old Point Financial Corporation is performing over time. The most recent quarter might be important if Old Point Financial Corporation released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Old Point Financial Corporation up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Incorporates only most liquid assets.

How to calculate quick ratio

Quick ratio = cash and equivalents + marketable securities + accounts receivable / current liabilities

Real life example Old Point Financial Corporation

You need the following data to determine operating ratio:

Balance sheet
Quick ratio = cash and short-term investments + short-term investments + netReceivables / total current liabilities
MRQ quick ratio Old Point Financial Corporation: (-14,731 + 204,278 +0) / 604,361 = 0.31

The quick ratio measures the same thing as the current ratio, only it uses the most liquid assets a company has. Meaning, the assets that can be sold for cash the easiest and fastest.

As the quick ratio only incorporates the most liquid assets, you should also check the current ratio which also includes less liquid assets. But they may be harder to sell.

1.4. Solvency of Old Point Financial Corporation.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Measures how much % of Old Point Financial Corporation assets are financed with debt.

Below 1 (100%) is considered healthy but always compare Old Point Financial Corporation to Banks - Regional industry mean.
A Debt to Asset Ratio of 0.93 means that Old Point Financial Corporation assets are financed with 92.6% credit (debt) and the remaining percentage (100% - 92.6%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of Old Point Financial Corporation:

The MRQ is 0.926. The company is just able to pay all its debts by selling its assets.
The TTM is 0.497. The company is very able to pay all its debts by selling its assets. +2

Trends

Current period		Compared to		+/-
MRQ	0.926	TTM	0.497	+0.429
TTM	0.497	YOY	0.700	-0.203
TTM	0.497	5Y	0.782	-0.285
5Y	0.782	10Y	0.840	-0.058

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.926	0.915	+0.011
TTM	0.497	0.917	-0.420
YOY	0.700	0.919	-0.219
5Y	0.782	0.919	-0.137
10Y	0.840	0.927	-0.087

Measures how much % of Old Point Financial Corporation assets are financed with debt.

When there are more debts than assets, that means creditors have a larger stake Old Point Financial Corporation than its shareholders.

How to use debt to asset ratio

Lower is better.
below 1 (100%) is considered healthy but always compare Old Point Financial Corporation to Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to asset ratio in their analysis

It shows how much debt the company used to finance its assets. If a company is almost entirely financed with debt that means the company might get into serious trouble when emergencies arise like a raise in interest.

The three steps every investor should look at:

What is the current debt to asset ratio?
The current most recent quarter (MRQ) Debt to Asset Ratio of Old Point Financial Corporation is 0.93. This means means that Old Point Financial Corporation is financed with 92.6% credit and the remaining percentage is financed by it's owners (shareholders).
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Old Point Financial Corporation is performing over time. The most recent quarter might be important if Old Point Financial Corporation released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Old Point Financial Corporation up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Some companies can have higher debt to assets ratio's (for example, banks).
Debt to asset ratio should improve over the years.
If the debt to asset ratio is above 1, look at the industry mean and find out why Old Point Financial Corporation has so much debt.

How to calculate debt to asset ratio

Debt to asset ratio = total debt \ total assets

Real life example Old Point Financial Corporation

You need the following data to determine debt to asset ratio:

Balance sheet
Debt to asset ratio = total debt \ total assets
1,340,490 \ 1,447,268 = 92.6% or 0.93.

The debt to total assets ratio shows if the company is owned by creditors or shareholders. Or in other words, the total debt in relation to the total amount of assets. It shows how much debt the company used to finance its assets.

1.4.2. Debt to Equity Ratio

Measures if Old Point Financial Corporation is able to pay off its debts by using shareholders equity.

Below 2 is considered healthy but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
A Debt to Equity ratio of 1,255.4% means that company has $12.55 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Old Point Financial Corporation:

The MRQ is 12.554. The company is unable to pay all its debts with equity. -1
The TTM is 6.765. The company is unable to pay all its debts with equity. -1

Trends

Current period		Compared to		+/-
MRQ	12.554	TTM	6.765	+5.789
TTM	6.765	YOY	9.525	-2.759
TTM	6.765	5Y	8.945	-2.180
5Y	8.945	10Y	8.901	+0.045

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	12.554	10.829	+1.725
TTM	6.765	11.013	-4.248
YOY	9.525	11.363	-1.838
5Y	8.945	11.437	-2.492
10Y	8.901	13.038	-4.137

Measures if Old Point Financial Corporation is able to pay off its debts by using shareholders equity.

How to use debt to equity ratio

Lower is better.
Below 2 is considered healthy (always use industry average).
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to shareholders equity ratio in their analysis

It shows how much debt the company uses to finance their operations. Shareholders equity is whats left over when you subtract total liabilities from total assets. It's another way to meassure how much of Old Point Financial Corporation is financed with debt or own resources.

The three steps every investor should look at:

What is the current debt to equity ratio?
The current most recent quarter (MRQ) quickRatio of Old Point Financial Corporation is 12.55. This means that Old Point Financial Corporation can pay off $12.55 for each $1 in debt.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 10.83.
What is the trend?
The trend is important because it shows you how Old Point Financial Corporation is performing over time. The most recent quarter might be important if Old Point Financial Corporation released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Old Point Financial Corporation up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Not all debt is equally risky (for example, short term risk is less risky).

How to calculate debt to equity ratio

Debt to equity ratio = total debt \ shareholders equity.

Real life example Old Point Financial Corporation

You need the following data to determine equity ratio:

Balance sheet
Debt to equity ratio = total debt \ shareholders equity
1,340,490 \ 106,778 = 12.55 or 1,255.4%

Debt to equity measures the total debt versus the total shareholders equity. While the total debts to total assets ratio uses total assets, the debt to equity ratio looks at the total equity of shareholders. Where equity of shareholders are:

Common shares.
Preferred shares.
Retained earnings.

You can find the shareholders' equity in the balance sheet. A ratio between 0,5 and 1,5 is preferred. If the ratio is above 1.5, that would indicate creditors have significantly more stake (debt) in the company than the shareholders. In other words, the company is using a lot of debt to finance their operations.

Not all debt is equally risky. Meaning you can adjust the ratio by including or excluding certain amounts of debt. Short term debts are less risky because they have to be paid back within one year anyway. It’s much easier to plan one year ahead versus five or ten years.

2. Market Valuation of Old Point Financial Corporation

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Old Point Financial Corporation generates.

Above 15 is considered overpriced but always compare Old Point Financial Corporation to the Banks - Regional industry mean.
A PE ratio of 15.08 means the investor is paying $15.08 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Old Point Financial Corporation:

The EOD is 12.532. Based on the earnings, the company is underpriced. +1
The MRQ is 15.081. Based on the earnings, the company is fair priced.
The TTM is 14.837. Based on the earnings, the company is underpriced. +1

Trends

Current period		Compared to		+/-
EOD	12.532	MRQ	15.081	-2.549
MRQ	15.081	TTM	14.837	+0.244
TTM	14.837	YOY	13.335	+1.502
TTM	14.837	5Y	16.292	-1.455
5Y	16.292	10Y	21.960	-5.667

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	12.532	7.498	+5.034
MRQ	15.081	6.680	+8.401
TTM	14.837	5.295	+9.542
YOY	13.335	6.943	+6.392
5Y	16.292	9.770	+6.522
10Y	21.960	9.943	+12.017

Measures how much money you pay for each share for every $1 in earnings Old Point Financial Corporation generates.

Indicates if the company’s shares are under or overvalued.

How to use PE ratio

Above 15 is considered overpriced but is hard to determine. Always compare Old Point Financial Corporation to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use PE ratio in their analysis

The PE ratio tells investors the current sentiment in the market for that company. As with every stock, the stock price never shows the real valuation of a company but rather how the market thinks how much the stock is worth.

In other words, the current stock price also incorporates any future earnings or business opportunities in the future. The best example is the stock market crash in 2000. The PE ratio for any internet based company was going through the roof. Only based on the general assumption the internet and all associated businesses would thrive in the future. But this was based on nothing. A business still needs a good product or service to be able to survive. Instead, every investor bought any stock which did something related to the internet. Result: huge market crash.

Many investors were willing to pay premium prices and that was causing the PE ratio to rise. A high PE ratio is a warning sign that investors might be overvaluing a stock based on future earnings.

The three steps every investor should look at:

What is the current PE Ratio?
The current most recent quarter (MRQ) PE Ratio of Old Point Financial Corporation is 15.08. This means the investor is paying $15.08 for every $1 in earnings.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 6.68.
What is the trend?
The trend is important because it shows you how Old Point Financial Corporation is performing over time. The most recent quarter might be important if Old Point Financial Corporation released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Old Point Financial Corporation up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Some industries might have very high or very low PE ratios in general.
PE ratios can be high for several years, it does not mean a sudden collapse is imminent.
Earnings growth is not included in the PE ratio.

How to calculate PE ratio

PE ratio = market value per share \ earnings per share

Real life example Old Point Financial Corporation

You need the following data to determine the PE ratio:

Balance sheet
Income statement

The PE ratio is a very commonly used ratio to determine the value of a company by comparing the current stock price relative to its earnings per share (EPS). Before we can calculate the PE ratio we need to know the EPS. EPS is calculated as follows:

EPS = (net profit - preferred dividends) \ end of period outstanding shares*
Net profit = revenue - expenses
0 \ 5,039 = EPS
PE ratio MRQ = 15.08

* The net profit minus preferred dividends can be found in the incomestatement as netIncomeApplicableToCommonShares.

The PE value helps investors to determine if the current stock price is under or overvalued. It also projects future growth.

In general, a higher PE ratio means that investors predict higher future growth. If the PE ratio is too high, then investors expect way too much future growth the company can never fulfil. This is most likely to happen in faster moving companies like tech companies or automobile companies like Tesla. These are hot and booming markets where investors expect much future growth driven by new technology (electric cars). When looking at the current MRQ (most recent quarter) PE ratio of Tesla ( jan. 2021) it's about 247 while the average in the industry is only 6. That might be a clue that Tesla is trading for way too high prices compared to their current assets and is more based on future growth.

2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Old Point Financial Corporation:

The EOD is 6.166. Based on how much money comes from the company's main activities, the company is cheap. +2
The MRQ is 7.421. Based on how much money comes from the company's main activities, the company is cheap. +2
The TTM is 10.608. Based on how much money comes from the company's main activities, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	6.166	MRQ	7.421	-1.254
MRQ	7.421	TTM	10.608	-3.188
TTM	10.608	YOY	8.885	+1.724
TTM	10.608	5Y	12.492	-1.884
5Y	12.492	10Y	47.998	-35.506

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	6.166	-2.096	+8.262
MRQ	7.421	-1.868	+9.289
TTM	10.608	-0.342	+10.950
YOY	8.885	6.448	+2.437
5Y	12.492	0.429	+12.063
10Y	47.998	0.091	+47.907

2. Book Value per Share

2.3. Price to Book Ratio

Measures if the stock price of Old Point Financial Corporation is to cheap or to expensive compared to its book value.

At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
A PB ratio of 0.84 means the investor is paying $0.84 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Old Point Financial Corporation:

The EOD is 0.696. Based on the equity, the company is cheap. +2
The MRQ is 0.838. Based on the equity, the company is cheap. +2
The TTM is 0.454. Based on the equity, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	0.696	MRQ	0.838	-0.142
MRQ	0.838	TTM	0.454	+0.383
TTM	0.454	YOY	1.058	-0.603
TTM	0.454	5Y	0.886	-0.432
5Y	0.886	10Y	1.036	-0.150

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	0.696	0.433	+0.263
MRQ	0.838	0.386	+0.452
TTM	0.454	0.470	-0.016
YOY	1.058	0.642	+0.416
5Y	0.886	0.795	+0.091
10Y	1.036	1.025	+0.011

2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Old Point Financial Corporation.

3.1. Institutions holding Old Point Financial Corporation

Institutions are holding 37.147% of the shares of Old Point Financial Corporation.

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2023-12-31	PL Capital Advisors, LLC	12.0007	3.7483	604846	0	0
2023-09-30	FJ Capital Management LLC	7.143	0.7444	360015	0	0
2023-12-31	OLD POINT TRUST & FINANCIAL SERVICES N A	5.2783	1.9238	266033	-11814	-4.252
2023-12-31	Vanguard Group Inc	3.6429	0.0001	183608	4627	2.5852
2023-12-31	Geode Capital Management, LLC	0.8329	0.0001	41978	105	0.2508
2023-12-31	PBMares Wealth Management LLC	0.6946	0.1863	35008	-832	-2.3214
2023-12-31	Bridgeway Capital Management, LLC	0.6412	0.0123	32319	1344	4.339
2023-12-31	Renaissance Technologies Corp	0.5602	0.0008	28235	1600	6.0071
2023-12-31	Dimensional Fund Advisors, Inc.	0.4301	0.0001	21679	0	0
2023-12-31	BlackRock Inc	0.3845	0	19378	-100	-0.5134
2023-09-30	Fourthstone LLC	0.3687	0.0771	18582	18582	0
2023-12-31	Empowered Funds, LLC	0.298	0.0067	15019	1344	9.8282
2023-12-31	Northern Trust Corp	0.2871	0.0001	14469	14469	0
2023-12-31	Mill Capital Management, LLC	0.2366	0.0189	11925	0	0
2023-12-31	State Street Corporation	0.2031	0	10238	-8964	-46.6826
2023-12-31	Morgan Stanley - Brokerage Accounts	0.1619	0	8160	-374	-4.3825
2023-12-31	PNC Financial Services Group Inc	0.0413	0	2082	0	0
2023-12-31	Sandy Spring Bank	0.0109	0.0005	548	4	0.7353
2023-12-31	FMR Inc	0.0025	0	125	0	0
2023-12-31	Advisor Group Holdings, Inc.	0.0012	0	59	0	0
Total		33.2197	6.7195	1674306	+19991	+1.2%

3.2. Funds holding Old Point Financial Corporation

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2024-02-29	Vanguard Total Stock Mkt Idx Inv	2.375	0.0001	119700	0	0
2024-02-29	Vanguard Institutional Extnd Mkt Idx Tr	1.0741	0.0009	54136	0	0
2024-01-31	Fidelity Extended Market Index	0.4669	0.0012	23532	0	0
2023-12-31	Bridgeway Omni Small-Cap Value	0.3432	0.0239	17300	0	0
2023-12-31	Bridgeway Omni Small-Cap Value N	0.3432	0.0239	17300	0	0
2024-02-29	EA Bridgeway Omni Small-Cap Value ETF	0.3145	0.0231	15852	35	0.2213
2023-09-30	BlackRock Extended Mkt Composite	0.2095	0.0014	10561	0	0
2023-12-31	BlackRock Extended Equity Market K	0.1828	0.0012	9214	-19	-0.2058
2024-02-29	iShares Micro-Cap ETF	0.1543	0.0144	7776	0	0
2024-01-31	DFA US Core Equity 2 I	0.1399	0.0004	7052	0	0
2024-01-31	Fidelity Total Market Index	0.1354	0.0002	6824	0	0
2024-01-31	Fidelity Series Total Market Index	0.1318	0.0002	6643	0	0
2024-02-29	Vanguard Balanced Index Inv	0.0853	0.0001	4300	0	0
2024-01-31	DFA US Vector Equity I	0.0815	0.0016	4109	0	0
2023-10-31	Vanguard Instl Ttl Stck Mkt Idx Tr	0.08	0.0002	4032	-115668	-96.6316
2024-02-29	Vanguard Instl Ttl Stk Mkt Idx InstlPls	0.08	0.0002	4032	0	0
2023-12-31	NT Ext Equity Mkt Idx Fd - L	0.0718	0.0011	3619	0	0
2023-12-31	Northern Trust Extended Eq Market Idx	0.0718	0.0011	3619	0	0
2024-01-31	Fidelity Nasdaq Composite Index	0.0586	0.0004	2955	0	0
2024-02-29	Dimensional US Core Equity 2 ETF	0.0528	0.0002	2663	0	0
Total		6.4524	0.0958	325219	-115652	-35.6%

3.3. Insider Transactions

Insiders are holding 19.191% of the shares of Old Point Financial Corporation.

Date	Owner	Type	Amount	Price
2023-12-05	Sarah B Golden	BUY	59	16.95
2023-10-31	Joseph R Witt	BUY	80	16.1
2023-08-29	Sarah B Golden	BUY	53	18.93
2023-07-31	Joseph R Witt	BUY	65	21.25
2023-06-16	John Cabot Ishon	BUY	100	16.97
2023-06-12	Sarah B Golden	BUY	100	16
2023-06-08	Sarah B Golden	BUY	200	16.27
2023-06-05	Sarah B Golden	BUY	100	16.43
2023-06-01	Sarah B Golden	BUY	300	16.39
2023-05-26	Clark Rebekah Ellen Thacker	BUY	100	16.26
2023-05-24	Sarah B Golden	BUY	100	18.49
2023-05-23	Robert F Shuford Jr	BUY	200	18.66
2023-05-22	Sarah B Golden	BUY	100	18.19
2023-05-19	Sarah B Golden	BUY	100	16.7
2023-05-18	Donald S Buckless	BUY	301	16.59
2023-05-17	Michael A Glasser	BUY	75	16.09
2023-05-17	Susan Ralston	BUY	300	15.34
2023-05-15	Robert F Shuford Jr	BUY	100	15.77
2023-05-12	Elizabeth S Wash	BUY	625	15.79
2023-05-12	Robert F Shuford Jr	BUY	100	15.73

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Old Point Financial Corporation compared to the Most Recent Quarter (MRQ).

	End of day	+/-	Most Recent Quarter	Trailing 12 Months	+/-	Year-Over-Year	+/-	5 Year	+/-	10 Year	+/-
Book Value Change Per Share	-	-	-	-63.481	0%	63.567	-100%	0.046	-100%	0.117	-100%
Book Value Per Share	-	-	21.186	144.121	-85%	83.284	-75%	58.645	-64%	38.652	-45%
Current Ratio	-	-	0.137	0.416	-67%	5.813	-98%	1.772	-92%	1.095	-88%
Debt To Asset Ratio	-	-	0.926	0.497	+86%	0.700	+32%	0.782	+18%	0.840	+10%
Debt To Equity Ratio	-	-	12.554	6.765	+86%	9.525	+32%	8.945	+40%	8.901	+41%
Dividend Per Share	-	-	0.140	0.140	+0%	0.132	+6%	0.128	+10%	0.112	+25%
Eps	-	-	0.294	0.304	-3%	0.503	-42%	0.369	-20%	0.271	+9%
Free Cash Flow Per Share	-	-	0.598	0.475	+26%	0.754	-21%	0.494	+21%	0.449	+33%
Free Cash Flow To Equity Per Share	-	-	-0.757	1.306	-158%	5.126	-115%	4.243	-118%	2.730	-128%
Gross Profit Margin	-	-	1.000	0.957	+5%	0.952	+5%	0.948	+6%	0.904	+11%
Intrinsic Value_10Y_max	-	-	28.573	-	-	-	-	-	-	-	-
Intrinsic Value_10Y_min	-	-	-84.016	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_max	-	-	2.471	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_min	-	-	0.062	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_max	-	-	7.723	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_min	-	-	-7.158	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_max	-	-	13.336	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_min	-	-	-22.372	-	-	-	-	-	-	-	-
Market Cap	74341475.000	-20%	89461775.000	89839782.500	0%	131112443.660	-32%	110814734.546	-19%	111893506.099	-20%
Net Profit Margin	-	-	0.069	0.087	-20%	0.173	-60%	0.138	-50%	0.110	-37%
Operating Margin	-	-	-	0.037	-100%	0.268	-100%	0.216	-100%	0.194	-100%
Operating Ratio	-	-	0.167	-0.323	+294%	0.458	-64%	0.226	-26%	0.109	+53%
Pb Ratio	0.696	-20%	0.838	0.454	+84%	1.058	-21%	0.886	-5%	1.036	-19%
Pe Ratio	12.532	-20%	15.081	14.837	+2%	13.335	+13%	16.292	-7%	21.960	-31%
Price Per Share	14.750	-20%	17.750	17.825	0%	25.955	-32%	21.527	-18%	21.899	-19%
Price To Free Cash Flow Ratio	6.166	-20%	7.421	10.608	-30%	8.885	-16%	12.492	-41%	47.998	-85%
Price To Total Gains Ratio	105.300	-20%	126.716	36.061	+251%	-7.585	+106%	48.682	+160%	44.547	+184%
Quick Ratio	-	-	0.314	0.789	-60%	11.188	-97%	2.671	-88%	1.553	-80%
Return On Assets	-	-	0.001	0.001	-3%	0.002	-45%	0.001	-32%	0.001	-16%
Return On Equity	-	-	0.014	0.015	-6%	0.026	-46%	0.018	-21%	0.013	+4%
Total Gains Per Share	-	-	0.140	-63.341	+45319%	63.699	-100%	0.174	-20%	0.229	-39%
Usd Book Value	-	-	106778000.000	726384750.000	-85%	419994250.000	-75%	297961400.000	-64%	196281550.000	-46%
Usd Book Value Change Per Share	-	-	-	-63.481	0%	63.567	-100%	0.046	-100%	0.117	-100%
Usd Book Value Per Share	-	-	21.186	144.121	-85%	83.284	-75%	58.645	-64%	38.652	-45%
Usd Dividend Per Share	-	-	0.140	0.140	+0%	0.132	+6%	0.128	+10%	0.112	+25%
Usd Eps	-	-	0.294	0.304	-3%	0.503	-42%	0.369	-20%	0.271	+9%
Usd Free Cash Flow	-	-	3014000.000	2396500.000	+26%	3811750.000	-21%	2535200.000	+19%	2294075.000	+31%
Usd Free Cash Flow Per Share	-	-	0.598	0.475	+26%	0.754	-21%	0.494	+21%	0.449	+33%
Usd Free Cash Flow To Equity Per Share	-	-	-0.757	1.306	-158%	5.126	-115%	4.243	-118%	2.730	-128%
Usd Market Cap	74341475.000	-20%	89461775.000	89839782.500	0%	131112443.660	-32%	110814734.546	-19%	111893506.099	-20%
Usd Price Per Share	14.750	-20%	17.750	17.825	0%	25.955	-32%	21.527	-18%	21.899	-19%
Usd Profit	-	-	1483000.000	1532500.000	-3%	2540000.000	-42%	1899150.000	-22%	1386700.000	+7%
Usd Revenue	-	-	21410000.000	18276000.000	+17%	14639750.000	+46%	14154950.000	+51%	12376750.000	+73%
Usd Total Gains Per Share	-	-	0.140	-63.341	+45319%	63.699	-100%	0.174	-20%	0.229	-39%
	EOD	+4 -4	MRQ	TTM	+12 -22	YOY	+9 -27	5Y	+13 -23	10Y	+16 -20

4.2. Fundamental Score

Let's check the fundamental score of Old Point Financial Corporation based on Penke's default stock scanner.

Penke's Stock Scanner

Indicator	Condition		Value
Price to Earnings Ratio (EOD)	Between	0-15	12.532
Price to Book Ratio (EOD)	Between	0-1	0.696
Net Profit Margin (MRQ)	Greater than	0	0.069
Operating Margin (MRQ)	Greater than	0	0.000
Quick Ratio (MRQ)	Greater than	1	0.314
Current Ratio (MRQ)	Greater than	1	0.137
Debt to Asset Ratio (MRQ)	Less than	1	0.926
Debt to Equity Ratio (MRQ)	Less than	1	12.554
Return on Equity (MRQ)	Greater than	0.15	0.014
Return on Assets (MRQ)	Greater than	0.05	0.001
Total			4/10 (40.0%)

Create your own Stock Scanner

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4.3. Technical Score

Let's check the technical score of Old Point Financial Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	37.282
Ma 20	Greater than	Ma 50	15.521
Ma 50	Greater than	Ma 100	16.289
Ma 100	Greater than	Ma 200	16.935
Open	Greater than	Close	14.750
Total			0/5 (0.0%)

Create your own Symbol Scanner

Trading is personal. The best traders buy and sell based on their own technical analysis. Create your personal Symbol Scanner with the technical indicators that are important to you.
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Latest Balance Sheet

Balance Sheet of 2024-03-31. Currency in USD. All numbers in thousands.

Summary

Total Assets	1,447,268
Total Liabilities	1,340,490
Total Stockholder Equity	106,778

	As reported
Total Liabilities	1,340,490
Total Stockholder Equity	+ 106,778
Total Assets	= 1,447,268

Assets

Total Assets	1,447,268
Total Current Assets	82,603
Long-term Assets	1,364,665

Total Current Assets

Total Current Assets (as reported)	82,603
Cash And Cash Equivalents	78,270
Short-term Investments	204,278
Total Current Assets (calculated)	282,548
+/-	199,945

Long-term Assets

Long-term Assets (as reported)	1,364,665
Property Plant Equipment	31,061
Goodwill	1,650
Intangible Assets	187
Long-term Assets Other	1,252,327
Long-term Assets (calculated)	1,285,225
+/-	79,440

Liabilities & Shareholders' Equity

Total Current Liabilities	604,361
Long-term Liabilities	736,129
Total Stockholder Equity	106,778

Total Current Liabilities

Total Current Liabilities (as reported)	604,361
Short-term Debt	72,256
Other Current Liabilities	532,105
Total Current Liabilities (calculated)	604,361
+/-	0

Long-term Liabilities

Long-term Liabilities (as reported)	736,129
Long-term Liabilities (calculated)	0
+/-	736,129

Total Stockholder Equity

Total Stockholder Equity (as reported)	106,778
Common Stock	24,932
Retained Earnings	82,277
Accumulated Other Comprehensive Income	-17,530
Other Stockholders Equity	17,099
Total Stockholder Equity (calculated)	106,778
+/-	0

Other

Cash and Short Term Investments	-14,731
Common Stock Shares Outstanding	5,039
Liabilities and Stockholders Equity	1,447,268
Net Debt	24,479
Net Working Capital	-521,758
Short Long Term Debt Total	102,749

Balance Sheet

Currency in USD. All numbers in thousands.

Trend

2024-03-31

2023-12-31

2023-09-30

2023-06-30

2023-03-31

2022-12-31

2022-09-30

2022-06-30

2022-03-31

2021-12-31

2021-09-30

2021-06-30

2021-03-31

2020-12-31

2020-09-30

2020-06-30

2020-03-31

2019-12-31

2019-09-30

2019-06-30

2019-03-31

2018-12-31

2018-09-30

2018-06-30

2018-03-31

2017-12-31

2017-09-30

2017-06-30

2017-03-31

2016-12-31

2016-09-30

2016-06-30

2016-03-31

2015-12-31

2015-09-30

2015-06-30

2015-03-31

2014-12-31

2014-09-30

2014-06-30

2014-03-31

2013-12-31

2013-09-30

2013-06-30

2013-03-31

2012-12-31

2012-09-30

2012-06-30

2012-03-31

2011-12-31

2011-09-30

2011-06-30

2011-03-31

2010-12-31

2010-09-30

2010-06-30

2010-03-31

2009-12-31

2009-09-30

2009-06-30

2009-03-31

2008-12-31

2008-09-30

2008-06-30

2008-03-31

2007-12-31

2007-09-30

2007-06-30

2007-03-31

2006-12-31

2006-09-30

2006-06-30

2006-03-31

2005-12-31

2005-09-30

2005-06-30

2005-03-31

2004-12-31

2004-09-30

2004-06-30

2004-03-31

2003-12-31

2003-09-30

2003-06-30

2003-03-31

2002-12-31

2002-09-30

2002-06-30

2002-03-31

2001-12-31

2001-09-30

2001-06-30

2001-03-31

2000-12-31

2000-09-30

2000-06-30

2000-03-31

1999-12-31

1999-09-30

1999-06-30

1999-03-31

1998-12-31

1998-09-30

1998-06-30

1998-03-31

1997-12-31

1997-09-30

1997-06-30

1997-03-31

1996-12-31

1996-09-30

1996-06-30

1996-03-31

1995-12-31

1995-09-30

1995-06-30

1995-03-31

> Total Assets

281,000
299,000
303,000
304,200
315,700
315,600
314,900
316,300
327,500
336,600
342,900
348,600
383,700
388,200
394,000
404,100
413,200
425,200
437,600
436,300
458,804
474,908
473,103
477,096
499,083
507,699
511,033
518,759
527,871
535,628
562,119
576,623
591,852
599,862
596,056
645,915
645,915
675,344
692,021
686,275
690,731
700,302
728,246
739,993
781,664
797,021
823,138
847,521
843,252
812,191
827,578
822,557
841,871
836,220
831,903
834,965
880,843
853,064
871,746
921,422
951,864
912,369
918,717
886,842
862,244
832,426
852,569
849,504
869,582
872,319
887,886
907,499
890,839
866,881
876,557
864,288
870,090
860,901
865,356
876,280
887,678
893,502
878,952
896,787
856,847
897,673
905,756
902,966
922,776
952,418
954,497
982,344
993,773
1,032,030
1,025,440
1,038,183
1,026,880
1,029,404
1,050,595
1,054,488
1,065,277
1,221,245
1,256,093
1,226,191
1,257,638
1,274,811
1,311,626
1,337,885
1,325,385
1,314,884
1,317,006
1,355,335
1,416,151
1,443,059
1,447,063
1,446,382
1,447,268

1,447,268

1,446,382

1,447,063

1,443,059

1,416,151

1,355,335

1,317,006

1,314,884

1,325,385

1,337,885

1,311,626

1,274,811

1,257,638

1,226,191

1,256,093

1,221,245

1,065,277

1,054,488

1,050,595

1,029,404

1,026,880

1,038,183

1,025,440

1,032,030

993,773

982,344

954,497

952,418

922,776

902,966

905,756

897,673

856,847

896,787

878,952

893,502

887,678

876,280

865,356

860,901

870,090

864,288

876,557

866,881

890,839

907,499

887,886

872,319

869,582

849,504

852,569

832,426

862,244

886,842

918,717

912,369

951,864

921,422

871,746

853,064

880,843

834,965

831,903

836,220

841,871

822,557

827,578

812,191

843,252

847,521

823,138

797,021

781,664

739,993

728,246

700,302

690,731

686,275

692,021

675,344

645,915

596,056

599,862

591,852

576,623

562,119

535,628

527,871

518,759

511,033

507,699

499,083

477,096

473,103

474,908

458,804

436,300

437,600

425,200

413,200

404,100

394,000

388,200

383,700

348,600

342,900

336,600

327,500

316,300

314,900

315,600

315,700

304,200

303,000

299,000

281,000

> Total Current Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11,129
10,959
9,751
11,044
9,723
11,103
11,293
14,786
11,479
12,842
12,951
14,437
15,524
17,685
14,383
13,906
18,384
21,318
19,482
11,595
210,999,383
200,915
200,586
13,602
202,213,580
203,659,448
201,094,516
18,571
189,768,038
173,328
153,540
243
141,857,992
159,269,354
132,849,312
159
165,583,886
159,851,264
149,878,336
290
200,883,727
202,065,332
206,716,555
202
208,886,107
208,240,872
222,468,735
9,523
275,393,062
310,944,049
326,626,918
15,982
336,217,255
272,596,212
173,674,647
11,802
182,095
164,423
167,438
31,081
163,431
151,860
143,248
33,514
206,732
195,190
221,770
21,885
214,462
194,707
176,608
786,887
810,541
849,325
843,845
851,141
830,338
845,623
865,724
871,448
875,531
1,024,528
1,051,576
1,004,200
1,028,863
1,027,234
1,064,968
1,069,505
394,921
258,269
278,020
244,768
252,760
263,915
277,626
79,103
82,603

82,603

79,103

277,626

263,915

252,760

244,768

278,020

258,269

394,921

1,069,505

1,064,968

1,027,234

1,028,863

1,004,200

1,051,576

1,024,528

875,531

871,448

865,724

845,623

830,338

851,141

843,845

849,325

810,541

786,887

176,608

194,707

214,462

21,885

221,770

195,190

206,732

33,514

143,248

151,860

163,431

31,081

167,438

164,423

182,095

11,802

173,674,647

272,596,212

336,217,255

15,982

326,626,918

310,944,049

275,393,062

9,523

222,468,735

208,240,872

208,886,107

202

206,716,555

202,065,332

200,883,727

290

149,878,336

159,851,264

165,583,886

159

132,849,312

159,269,354

141,857,992

243

153,540

173,328

189,768,038

18,571

201,094,516

203,659,448

202,213,580

13,602

200,586

200,915

210,999,383

11,595

19,482

21,318

18,384

13,906

14,383

17,685

15,524

14,437

12,951

12,842

11,479

14,786

11,293

11,103

9,723

11,044

9,751

10,959

11,129

Cash And Cash Equivalents

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11,129
10,959
9,751
11,044
9,723
11,103
11,293
14,786
11,479
12,842
12,951
14,437
15,524
17,685
14,383
18,384
18,384
21,318
19,482
11,595
15,677
20,082
18,968
13,602
14,079
17,594
14,331
18,571
14,150
14,562
14,267
16,367
20,520
61,550
39,480
29,511
27,938
23,186
20,445
13,224
11,991
37,069
12,106
15,603
13,377
14,058
43,922
23,501
42,156
35,168
48,863
40,714
43,726
54,227
64,783
29,847
29,021
20,890
25,490
31,914
27,741
20,023
13,214
34,578
12,622
30,696
73,502
23,552
19,827
28,829
14,144
14,328
40,885
35,134
28,058
39,915
32,121
49,771
90,488
85,890
78,124
129,613
131,871
120,432
177,400
155,495
183,652
177,227
156,898
86,129
50,480
19,250
28,847
53,354
77,009
-14,731
78,270

78,270

-14,731

77,009

53,354

28,847

19,250

50,480

86,129

156,898

177,227

183,652

155,495

177,400

120,432

131,871

129,613

78,124

85,890

90,488

49,771

32,121

39,915

28,058

35,134

40,885

14,328

14,144

28,829

19,827

23,552

73,502

30,696

12,622

34,578

13,214

20,023

27,741

31,914

25,490

20,890

29,021

29,847

64,783

54,227

43,726

40,714

48,863

35,168

42,156

23,501

43,922

14,058

13,377

15,603

12,106

37,069

11,991

13,224

20,445

23,186

27,938

29,511

39,480

61,550

20,520

16,367

14,267

14,562

14,150

18,571

14,331

17,594

14,079

13,602

18,968

20,082

15,677

11,595

19,482

21,318

18,384

14,383

17,685

15,524

14,437

12,951

12,842

11,479

14,786

11,293

11,103

9,723

11,044

9,751

10,959

11,129

Short-term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,397
0
0
0
5,018
0
0
0
8,710
0
0
0
14,969
0
0
0
1,978
195,322,751
200,915
200,586
2,004
188,134,634
186,064,965
186,763,425
18,213
175,617,732
173,328
153,540
35,197
121,338,026
97,719,408
93,368,832
17,814
137,646,047
136,665,687
129,433,011
34,412
188,892,924
186,015,876
194,610,074
12,828
195,509,022
194,183,314
209,348,054
236,599
268,080,230
295,795,059
312,420,450
329,456
321,645
258,583
158,147
155,639
155,217
144,040
142,413
139,346
136,387
132,176
130,539
214,192
194,454
166,216
162,219
199,365
195,198
167,586
164,112
157,121
146,057
142,981
142,288
148,247
157,819
145,453
146,486
145,715
152,608
160,301
168,547
186,409
194,518
213,211
212,440
234,321
238,023
239,356
227,540
225,518
223,913
210,561
200,617
204,278
204,278

204,278

200,617

210,561

223,913

225,518

227,540

239,356

238,023

234,321

212,440

213,211

194,518

186,409

168,547

160,301

152,608

145,715

146,486

145,453

157,819

148,247

142,288

142,981

146,057

157,121

164,112

167,586

195,198

199,365

162,219

166,216

194,454

214,192

130,539

132,176

136,387

139,346

142,413

144,040

155,217

155,639

158,147

258,583

321,645

329,456

312,420,450

295,795,059

268,080,230

236,599

209,348,054

194,183,314

195,509,022

12,828

194,610,074

186,015,876

188,892,924

34,412

129,433,011

136,665,687

137,646,047

17,814

93,368,832

97,719,408

121,338,026

35,197

153,540

173,328

175,617,732

18,213

186,763,425

186,064,965

188,134,634

2,004

200,586

200,915

195,322,751

1,978

14,969

8,710

5,018

5,397

Other Current Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,600
981
615,438
623,799
670,960
673,499
662,979
640,398
650,399
628,750
639,843
644,799
734,614
751,158
697,359
656,945
658,528
668,876
657,957
3,226
-67,216
55,759
20,237
32,956
57,607
81,185
79,103
82,603

82,603

79,103

81,185

57,607

32,956

20,237

55,759

-67,216

3,226

657,957

668,876

658,528

656,945

697,359

751,158

734,614

644,799

639,843

628,750

650,399

640,398

662,979

673,499

670,960

623,799

615,438

981

1,600

> Long-term Assets

100
-100
0
-100
0
0
100
0
0
0
0
-100
0
-100
100
0
-100
0
0
0
140,883
141,613
140,063
138,396
137,826
144,934
148,279
150,421
140,333
146,356
147,916
169,284
171,504
171,707
179,086
0
199,411
219,435
215,137
18,543
19,212,588
203,876
202,779
21,277
21,475,410
21,477,609
26,495,624
26,410
26,178,838
186,675
173,410
80,833
27,449,716
27,594,175
26,907,792
82,984
28,258,657
28,892,242
29,717,407
81,563
30,272,703
29,880,768
29,724,372
80,994
29,545,481
29,972,528
30,074,896
30,264
30,172,779
30,354,158
31,079,465
32,528
34,059,110
35,508,997
38,463,873
40,546
42,272
42,599
42,388
42,075
42,419
41,865
41,394
41,282
40,996
40,285
39,834
39,324
38,876
38,370
37,750
194,939
183,232
182,805
181,595
187,042
196,542
183,781
184,871
183,040
189,746
196,717
204,517
221,991
228,775
247,577
246,658
268,380
271,409
272,636
260,640
258,407
256,387
242,823
232,727
1,367,279
1,364,665

1,364,665

1,367,279

232,727

242,823

256,387

258,407

260,640

272,636

271,409

268,380

246,658

247,577

228,775

221,991

204,517

196,717

189,746

183,040

184,871

183,781

196,542

187,042

181,595

182,805

183,232

194,939

37,750

38,370

38,876

39,324

39,834

40,285

40,996

41,282

41,394

41,865

42,419

42,075

42,388

42,599

42,272

40,546

38,463,873

35,508,997

34,059,110

32,528

31,079,465

30,354,158

30,172,779

30,264

30,074,896

29,972,528

29,545,481

80,994

29,724,372

29,880,768

30,272,703

81,563

29,717,407

28,892,242

28,258,657

82,984

26,907,792

27,594,175

27,449,716

80,833

173,410

186,675

26,178,838

26,410

26,495,624

21,477,609

21,475,410

21,277

202,779

203,876

19,212,588

18,543

215,137

219,435

199,411

179,086

171,707

171,504

169,284

147,916

146,356

140,333

150,421

148,279

144,934

137,826

138,396

140,063

141,613

140,883

-100

100

-100

100

-100

100

Property Plant Equipment

7,100
7,600
7,500
8,300
8,800
9,200
9,500
9,400
9,400
9,400
9,400
9,700
10,700
11,500
12,000
12,100
12,900
13,300
13,800
14,300
14,285
14,633
14,688
15,059
15,076
14,889
14,616
14,420
13,513
13,538
13,363
13,280
13,214
13,303
13,585
14,163
14,163
16,871
17,710
18,543
19,213
19,625
20,569
21,277
21,475
21,478
26,496
26,410
26,179
25,963
26,665
27,002
27,450
27,594
26,908
27,143
28,259
28,892
29,717
30,397
30,273
29,881
29,725
29,616
29,545
29,972
30,075
30,264
30,173
30,354
31,080
32,528
34,059
35,509
38,464
40,546
42,272
42,599
42,388
42,075
42,419
41,865
41,394
41,282
40,996
40,285
39,834
39,324
38,876
38,370
37,750
37,197
36,754
37,775
37,278
36,738
36,677
36,293
36,361
35,312
35,136
34,425
33,990
33,613
32,299
32,419
32,282
32,134
31,472
31,377
31,208
31,008
30,604
30,403
30,262
29,913
31,061

31,061

29,913

30,262

30,403

30,604

31,008

31,208

31,377

31,472

32,134

32,282

32,419

32,299

33,613

33,990

34,425

35,136

35,312

36,361

36,293

36,677

36,738

37,278

37,775

36,754

37,197

37,750

38,370

38,876

39,324

39,834

40,285

40,996

41,282

41,394

41,865

42,419

42,075

42,388

42,599

42,272

40,546

38,464

35,509

34,059

32,528

31,080

30,354

30,173

30,264

30,075

29,972

29,545

29,616

29,725

29,881

30,273

30,397

29,717

28,892

28,259

27,143

26,908

27,594

27,450

27,002

26,665

25,963

26,179

26,410

26,496

21,478

21,475

21,277

20,569

19,625

19,213

18,543

17,710

16,871

14,163

13,585

13,303

13,214

13,280

13,363

13,538

13,513

14,420

14,616

14,889

15,076

15,059

14,688

14,633

14,285

14,300

13,800

13,300

12,900

12,100

12,000

11,500

10,700

9,700

9,400

9,500

9,200

8,800

8,300

7,500

7,600

7,100

Goodwill

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
621
621
1,620
1,611
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650
1,650

1,650

1,611

1,620

621

Long Term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,252
519,534
513,344
483,556
469,434
456,858
464,379
450,821
473,624
567,006
590,715
598,230
606,676
610,075
619,008
636,113
649,777
646,428
560,737
565,673
590,227
586,140
595,637
625,787
672,679
693,026
729,871
723,859
767,193
770,237
764,377
753,448
751,175
731,776
738,795
752,859
850,406
874,625
186,409
807,291
213,211
212,440
234,321
238,023
239,356
227,540
225,518
223,913
210,561
200,617
204,278
0

204,278

200,617

210,561

223,913

225,518

227,540

239,356

238,023

234,321

212,440

213,211

807,291

186,409

874,625

850,406

752,859

738,795

731,776

751,175

753,448

764,377

770,237

767,193

723,859

729,871

693,026

672,679

625,787

595,637

586,140

590,227

565,673

560,737

646,428

649,777

636,113

619,008

610,075

606,676

598,230

590,715

567,006

473,624

450,821

464,379

456,858

469,434

483,556

513,344

519,534

2,252

Intangible Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
621
621
429
418
407
396
385
374
363
352
341
330
319
308
297
286
275
264
253
242
231
220
209
198
187
187

187

198

209

220

231

242

253

264

275

286

297

308

319

330

341

352

363

374

385

396

407

418

429

621

Earning Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
177,965
184,385
210,725
201,816
209,303
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

209,303

201,816

210,725

184,385

177,965

Long-term Assets Other

-7,100
-7,600
-7,500
-8,300
-8,800
-9,200
-9,500
-9,400
-9,400
-9,400
-9,400
-9,700
-10,700
-11,500
-12,000
-12,100
-12,900
-13,300
-13,800
-14,300
-140,883
-141,613
-140,063
-138,396
-137,826
-144,934
-148,279
-150,421
-140,333
-146,356
-147,916
-169,284
-171,504
-171,707
-179,086
0
-199,411
-219,435
-215,137
-210,804
18,994,528
-15,499
-15,788
-196,066
21,262,577
21,266,743
26,278,942
-188,238
25,973,509
-186,675
-173,410
-78,129
27,298,124
27,465,757
26,784,211
-49,005
28,090,585
28,724,717
29,556,290
-124,821
30,050,425
29,662,059
29,497,955
-156,666
29,317,975
29,746,121
29,833,221
-238,114
29,873,011
30,027,394
30,735,350
-330,026
33,702,836
35,203,492
38,173,443
-252,486
-250,723
-238,030
-234,223
-229,435
-224,676
-217,811
-213,929
-214,192
-194,454
-166,216
-162,219
-199,365
-195,198
-167,586
-164,112
616,346
-200
686,265
686,018
682,979
639,720
649,568
628,031
635,868
644,793
734,608
-202,537
-220,022
-226,817
-247,577
43,586
0
46,733
45,689
-260,640
-9,820
-256,387
-242,823
-232,727
57,559
1,252,327

1,252,327

57,559

-232,727

-242,823

-256,387

-9,820

-260,640

45,689

46,733

43,586

-247,577

-226,817

-220,022

-202,537

734,608

644,793

635,868

628,031

649,568

639,720

682,979

686,018

686,265

-200

616,346

-164,112

-167,586

-195,198

-199,365

-162,219

-166,216

-194,454

-214,192

-213,929

-217,811

-224,676

-229,435

-234,223

-238,030

-250,723

-252,486

38,173,443

35,203,492

33,702,836

-330,026

30,735,350

30,027,394

29,873,011

-238,114

29,833,221

29,746,121

29,317,975

-156,666

29,497,955

29,662,059

30,050,425

-124,821

29,556,290

28,724,717

28,090,585

-49,005

26,784,211

27,465,757

27,298,124

-78,129

-173,410

-186,675

25,973,509

-188,238

26,278,942

21,266,743

21,262,577

-196,066

-15,788

-15,499

18,994,528

-210,804

-215,137

-219,435

-199,411

-179,086

-171,707

-171,504

-169,284

-147,916

-146,356

-140,333

-150,421

-148,279

-144,934

-137,826

-138,396

-140,063

-141,613

-140,883

-14,300

-13,800

-13,300

-12,900

-12,100

-12,000

-11,500

-10,700

-9,700

-9,400

-9,500

-9,200

-8,800

-8,300

-7,500

-7,600

-7,100

> Total Liabilities

253,100
269,800
273,200
273,900
285,200
284,700
283,300
283,900
294,600
302,600
307,700
312,300
346,600
350,200
354,300
364,100
372,100
384,900
396,900
395,500
417,146
432,332
428,579
430,599
450,818
458,564
460,028
467,847
475,725
480,708
505,217
518,507
531,995
537,711
534,716
582,616
582,616
611,499
624,161
617,136
622,197
629,402
657,067
668,937
710,682
725,433
749,589
772,856
767,048
735,113
749,460
742,850
760,840
754,685
749,055
752,067
798,247
771,364
789,267
839,814
871,350
830,374
835,588
805,890
780,823
748,341
767,227
763,639
783,614
784,929
797,490
818,199
802,612
784,384
796,400
783,527
786,971
774,914
778,428
787,783
798,140
803,914
788,108
803,611
762,631
801,740
809,289
808,976
827,655
855,510
856,856
885,956
898,775
932,816
925,865
936,177
921,861
921,979
941,532
944,732
955,233
1,105,376
1,139,218
1,109,046
1,139,715
1,154,883
1,190,859
1,217,067
1,217,286
1,213,734
1,223,494
1,256,601
29,570
99,053
99,086
1,339,604
1,340,490

1,340,490

1,339,604

99,086

99,053

29,570

1,256,601

1,223,494

1,213,734

1,217,286

1,217,067

1,190,859

1,154,883

1,139,715

1,109,046

1,139,218

1,105,376

955,233

944,732

941,532

921,979

921,861

936,177

925,865

932,816

898,775

885,956

856,856

855,510

827,655

808,976

809,289

801,740

762,631

803,611

788,108

803,914

798,140

787,783

778,428

774,914

786,971

783,527

796,400

784,384

802,612

818,199

797,490

784,929

783,614

763,639

767,227

748,341

780,823

805,890

835,588

830,374

871,350

839,814

789,267

771,364

798,247

752,067

749,055

754,685

760,840

742,850

749,460

735,113

767,048

772,856

749,589

725,433

710,682

668,937

657,067

629,402

622,197

617,136

624,161

611,499

582,616

534,716

537,711

531,995

518,507

505,217

480,708

475,725

467,847

460,028

458,564

450,818

430,599

428,579

432,332

417,146

395,500

396,900

384,900

372,100

364,100

354,300

350,200

346,600

312,300

307,700

302,600

294,600

283,900

283,300

284,700

285,200

273,900

273,200

269,800

253,100

> Total Current Liabilities

12,400
15,200
16,100
16,300
18,500
19,900
17,800
19,400
20,500
22,800
23,500
24,200
22,600
27,400
25,800
19,500
24,600
25,900
24,600
26,200
5,594
34,000
27,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
36,000
41,000
40,725
46,000
0
1,811
1,811
2,636
0
3,160
0
0
0
0
0
0
0
0
0
0
0
2,767
0
0
0
0
0
0
0
0
0
0
0
0
0
680,443
690,402
690,879
706,861
724,176
731,674
778,816
772,240
755,368
755,824
750,405
748,488
746,528
745,504
746,654
758,326
768,660
754,127
800,611
724,679
772,001
784,497
784,502
793,392
777,180
784,445
793,594
789,027
929,900
923,000
933,627
919,461
919,729
939,432
942,782
953,433
1,103,726
1,051,063
1,079,146
1,111,558
1,151,570
1,160,587
1,187,180
1,187,846
439,445
441,699
11,378
482,503
418,860
419,196
334,375
604,361

604,361

334,375

419,196

418,860

482,503

11,378

441,699

439,445

1,187,846

1,187,180

1,160,587

1,151,570

1,111,558

1,079,146

1,051,063

1,103,726

953,433

942,782

939,432

919,729

919,461

933,627

923,000

929,900

789,027

793,594

784,445

777,180

793,392

784,502

784,497

772,001

724,679

800,611

754,127

768,660

758,326

746,654

745,504

746,528

748,488

750,405

755,824

755,368

772,240

778,816

731,674

724,176

706,861

690,879

690,402

680,443

2,767

3,160

2,636

1,811

46,000

40,725

41,000

36,000

25,000

27,000

34,000

5,594

26,200

24,600

25,900

24,600

19,500

25,800

27,400

22,600

24,200

23,500

22,800

20,500

19,400

17,800

19,900

18,500

16,300

16,100

15,200

12,400

Short-term Debt

12,400
15,200
16,100
16,300
18,500
19,900
17,800
19,400
20,500
22,800
23,500
24,200
22,600
27,400
25,800
19,500
24,600
25,900
24,600
26,200
5,594
34,000
27,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
36,000
41,000
40,725
46,000
0
1,811
1,811
2,636
0
3,160
3,160
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25,000
25,000
25,000
25,000
25,000
25,000
30,000
30,000
30,000
30,000
45,000
25,000
25,000
31,778
45,000
20,000
18,704
28,128
73,221
68,885
98,193
10,000
88,898
0
20,000
0
0
0
23,500
0
0
0
0
0
0
0
0
0
4,554
4,072
11,378
77,343
74,164
70,880
2,383
72,256

72,256

2,383

70,880

74,164

77,343

11,378

4,072

4,554

23,500

20,000

88,898

10,000

98,193

68,885

73,221

28,128

18,704

20,000

45,000

31,778

25,000

45,000

30,000

25,000

3,160

2,636

1,811

46,000

40,725

41,000

36,000

25,000

27,000

34,000

5,594

26,200

24,600

25,900

24,600

19,500

25,800

27,400

22,600

24,200

23,500

22,800

20,500

19,400

17,800

19,900

18,500

16,300

16,100

15,200

12,400

Short Long Term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,000
0
0
0
25,000
31,778
68,865
38,239
18,704
28,128
73,221
68,885
98,193
10,000
88,898
0
20,000
0
0
0
23,500
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

23,500

20,000

88,898

10,000

98,193

68,885

73,221

28,128

18,704

38,239

68,865

31,778

25,000

5,000

Accounts payable

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
371,325
366,584
369,893
374,779
396,235
399,122
398,329
412,303
419,157
427,973
441,973
454,052
466,175
470,118
468,797
490,422
509,133
512,924
521,794
512,160
517,065
509,325
530,987
536,744
560,445
556,809
569,241
588,414
596,585
598,348
600,698
596,165
620,992
614,677
608,711
646,524
645,373
626,609
625,617
662,502
686,475
686,686
696,662
679,214
685,650
680,443
690,402
690,879
706,861
724,176
731,674
753,816
747,241
730,368
730,824
725,405
723,488
716,528
715,504
716,654
728,326
723,661
729,127
746,471
724,679
727,001
764,497
784,502
793,392
777,180
782,445
783,594
789,027
840,335
841,311
843,144
836,177
847,784
864,570
889,496
902,536
1,011,920
1,051,063
1,067,236
1,111,558
1,134,017
1,150,706
1,177,099
1,178,889
1,172,994
1,182,308
1,156,019
7,351
8,249
0
0
0

8,249

7,351

1,156,019

1,182,308

1,172,994

1,178,889

1,177,099

1,150,706

1,134,017

1,111,558

1,067,236

1,051,063

1,011,920

902,536

889,496

864,570

847,784

836,177

843,144

841,311

840,335

789,027

783,594

782,445

777,180

793,392

784,502

764,497

727,001

724,679

746,471

729,127

723,661

728,326

716,654

715,504

716,528

723,488

725,405

730,824

730,368

747,241

753,816

731,674

724,176

706,861

690,879

690,402

680,443

685,650

679,214

696,662

686,686

686,475

662,502

625,617

626,609

645,373

646,524

608,711

614,677

620,992

596,165

600,698

598,348

596,585

588,414

569,241

556,809

560,445

536,744

530,987

509,325

517,065

512,160

521,794

512,924

509,133

490,422

468,797

470,118

466,175

454,052

441,973

427,973

419,157

412,303

398,329

399,122

396,235

374,779

369,893

366,584

371,325

Other Current Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
680,443
690,402
690,879
706,861
724,176
731,674
753,816
747,240
730,368
730,824
725,405
723,488
716,528
715,504
716,654
728,326
723,660
729,127
746,471
724,679
727,001
764,497
784,502
793,392
777,180
784,445
793,594
789,027
840,335
841,311
843,144
836,177
847,784
864,570
889,496
902,536
1,011,920
1,051,063
1,067,236
1,111,558
1,134,017
1,150,706
0
1,178,889
434,891
437,627
0
405,160
344,696
348,316
331,992
532,105

532,105

331,992

348,316

344,696

405,160

437,627

434,891

1,178,889

1,150,706

1,134,017

1,111,558

1,067,236

1,051,063

1,011,920

902,536

889,496

864,570

847,784

836,177

843,144

841,311

840,335

789,027

793,594

784,445

777,180

793,392

784,502

764,497

727,001

724,679

746,471

729,127

723,660

728,326

716,654

715,504

716,528

723,488

725,405

730,824

730,368

747,240

753,816

731,674

724,176

706,861

690,879

690,402

680,443

> Long-term Liabilities

1,400
1,300
1,300
1,100
2,100
1,400
1,200
1,000
1,500
1,200
1,400
1,000
1,800
1,400
1,700
1,200
1,800
1,500
2,000
1,400
15,000
6,399
4,577
0
627
0
0
0
0
0
0
0
0
0
40,000
50,000
50,000
60,000
60,000
55,000
50,000
70,000
70,000
80,000
95,000
115,000
115,000
125,000
115,000
90,000
90,000
80,000
80,000
80,000
80,000
70,000
70,000
65,000
65,000
65,000
871,350
830,374
835,588
35,000
780,823
748,341
767,227
35,000
35,000
784,929
797,490
25,000
802,612
784,384
796,400
25,000
25,000
30,000
30,000
30,000
30,000
45,000
25,000
25,000
37,952
45,000
20,000
24,474
34,263
855,510
45,000
885,956
70,000
932,816
62,850
62,550
57,400
52,250
49,100
38,950
43,800
43,650
40,000
1,350
28,157
20,866
29,374
29,407
29,440
29,472
1,223,494
1,245,223
29,570
99,053
99,086
1,005,229
736,129

736,129

1,005,229

99,086

99,053

29,570

1,245,223

1,223,494

29,472

29,440

29,407

29,374

20,866

28,157

1,350

40,000

43,650

43,800

38,950

49,100

52,250

57,400

62,550

62,850

932,816

70,000

885,956

45,000

855,510

34,263

24,474

20,000

45,000

37,952

25,000

45,000

30,000

25,000

796,400

784,384

802,612

25,000

797,490

784,929

35,000

767,227

748,341

780,823

35,000

835,588

830,374

871,350

65,000

70,000

80,000

90,000

115,000

125,000

115,000

95,000

80,000

70,000

50,000

55,000

60,000

50,000

40,000

627

4,577

6,399

15,000

1,400

2,000

1,500

1,800

1,200

1,700

1,400

1,800

1,000

1,400

1,200

1,500

1,000

1,200

1,400

2,100

1,100

1,300

1,400

Long term Debt Total

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,850
2,850
2,550
2,400
2,250
2,100
1,950
1,800
38,990
38,840
29,900
10,995
3,313
30,272
0
29,440
29,472
29,505
0
29,570
29,603
0
0
0

29,603

29,570

29,505

29,472

29,440

30,272

3,313

10,995

29,900

38,840

38,990

1,800

1,950

2,100

2,250

2,400

2,550

2,850

Other Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,963
2,096
2,112
1,693
2,556
2,400
2,300
1,854
2,770
2,286
2,917
2,172
2,976
2,449
3,243
2,376
3,507
2,940
3,080
1,048
2,171
1,707
2,079
1,571
2,579
2,438
2,939
2,389
3,324
2,810
3,357
2,460
3,873
3,143
3,059
2,261
3,190
2,127
2,313
1,874
2,033
1,719
1,499
1,229
1,338
1,472
1,413
1,279
2,019
1,813
2,273
2,157
2,751
2,963
3,145
1,536
2,262
2,297
2,361
3,313
3,855
7,373
7,739
6,190
6,174
5,874
6,553
5,770
6,135
5,209
5,526
3,651
3,607
1,100
248
248
140
50
50
50
32
18
18
18
18
0
0
0
0
0
0
0
0
0
0
0
0

140

248

1,100

3,607

3,651

5,526

5,209

6,135

5,770

6,553

5,874

6,174

6,190

7,739

7,373

3,855

3,313

2,361

2,297

2,262

1,536

3,145

2,963

2,751

2,157

2,273

1,813

2,019

1,279

1,413

1,472

1,338

1,229

1,499

1,719

2,033

1,874

2,313

2,127

3,190

2,261

3,059

3,143

3,873

2,460

3,357

2,810

3,324

2,389

2,939

2,438

2,579

1,571

2,079

1,707

2,171

1,048

3,080

2,940

3,507

2,376

3,243

2,449

2,976

2,172

2,917

2,286

2,770

1,854

2,300

2,400

2,556

1,693

2,112

2,096

1,963

> Total Stockholder Equity

27,900
29,200
29,800
30,300
30,500
30,900
31,600
32,400
32,900
34,000
35,200
36,300
37,100
38,000
39,700
40,000
41,100
40,300
40,700
40,800
41,658
42,576
44,524
46,497
48,266
49,135
51,004
50,912
52,146
54,920
56,902
58,116
59,857
62,151
61,340
63,299
63,299
63,845
67,860
69,139
68,535
70,901
71,180
71,056
70,982
71,587
73,550
74,665
76,204
77,078
78,118
79,707
81,031
81,536
82,849
82,898
82,596
81,700
82,480
81,608
80,514
81,995
83,129
80,952
81,421
84,085
85,342
85,865
85,968
87,390
90,396
89,300
88,227
82,497
80,157
80,761
83,119
85,987
86,928
88,497
89,538
89,588
90,844
93,176
94,216
95,933
96,467
93,990
95,121
96,908
97,641
96,388
94,998
99,214
99,575
102,006
105,019
107,425
109,063
109,756
110,044
115,869
116,875
117,145
117,923
119,928
120,767
120,818
108,099
101,150
93,512
98,734
102,598
102,542
99,526
106,778
106,778

106,778

99,526

102,542

102,598

98,734

93,512

101,150

108,099

120,818

120,767

119,928

117,923

117,145

116,875

115,869

110,044

109,756

109,063

107,425

105,019

102,006

99,575

99,214

94,998

96,388

97,641

96,908

95,121

93,990

96,467

95,933

94,216

93,176

90,844

89,588

89,538

88,497

86,928

85,987

83,119

80,761

80,157

82,497

88,227

89,300

90,396

87,390

85,968

85,865

85,342

84,085

81,421

80,952

83,129

81,995

80,514

81,608

82,480

81,700

82,596

82,898

82,849

81,536

81,031

79,707

78,118

77,078

76,204

74,665

73,550

71,587

70,982

71,056

71,180

70,901

68,535

69,139

67,860

63,845

63,299

61,340

62,151

59,857

58,116

56,902

54,920

52,146

50,912

51,004

49,135

48,266

46,497

44,524

42,576

41,658

40,800

40,700

40,300

41,100

40,000

39,700

38,000

37,100

36,300

35,200

34,000

32,900

32,400

31,600

30,900

30,500

30,300

29,800

29,200

27,900

Common Stock

6,400
6,400
6,400
6,400
6,400
6,400
6,400
6,400
6,400
6,400
6,400
12,800
12,800
12,800
12,900
12,900
12,900
12,900
12,900
12,900
12,917
12,917
12,953
12,953
12,953
12,953
12,979
12,998
13,013
13,049
13,084
19,684
19,720
19,822
19,852
19,880
19,880
19,979
20,026
20,068
20,081
20,081
20,081
20,068
19,939
19,957
19,961
19,961
19,965
19,896
19,724
24,538
24,538
24,511
24,512
24,526
24,540
24,545
24,545
24,583
24,629
24,630
24,685
24,685
24,767
24,776
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,795
24,806
24,886
24,921
25,037
25,087
25,093
25,847
25,849
25,853
25,857
25,892
25,896
25,901
25,941
25,956
25,964
25,972
25,979
26,028
26,034
26,006
25,439
25,091
24,753
24,761
24,767
24,886
24,917
24,932
24,932

24,932

24,917

24,886

24,767

24,761

24,753

25,091

25,439

26,006

26,034

26,028

25,979

25,972

25,964

25,956

25,941

25,901

25,896

25,892

25,857

25,853

25,849

25,847

25,093

25,087

25,037

24,921

24,886

24,806

24,795

24,776

24,767

24,685

24,630

24,629

24,583

24,545

24,540

24,526

24,512

24,511

24,538

19,724

19,896

19,965

19,961

19,957

19,939

20,068

20,081

20,068

20,026

19,979

19,880

19,852

19,822

19,720

19,684

13,084

13,049

13,013

12,998

12,979

12,953

12,917

12,900

12,800

6,400

Retained Earnings

13,100
13,500
14,100
14,100
14,800
15,400
16,000
16,600
17,200
17,800
18,600
13,100
14,000
14,800
15,500
16,300
17,200
18,100
18,900
19,700
20,525
21,406
22,266
23,297
24,150
25,119
26,198
27,341
28,553
29,837
30,983
25,598
26,979
27,745
29,022
30,246
30,246
32,396
33,741
34,804
36,190
37,402
38,437
39,074
39,265
40,265
41,147
42,245
43,086
43,598
44,095
40,039
40,799
41,880
43,113
43,251
43,165
42,005
42,672
42,519
41,059
41,821
42,607
42,810
42,908
43,695
44,490
45,109
45,940
46,330
47,156
48,305
48,958
49,725
50,465
50,376
51,056
51,859
52,204
53,203
54,012
54,894
55,288
55,151
55,676
55,732
56,565
56,965
57,360
57,973
58,179
54,738
55,267
55,688
56,794
57,611
59,015
60,016
61,625
62,975
63,601
65,468
65,942
65,859
68,245
69,456
70,683
71,679
73,036
74,266
76,156
78,147
79,539
80,636
81,292
82,277
82,277

82,277

81,292

80,636

79,539

78,147

76,156

74,266

73,036

71,679

70,683

69,456

68,245

65,859

65,942

65,468

63,601

62,975

61,625

60,016

59,015

57,611

56,794

55,688

55,267

54,738

58,179

57,973

57,360

56,965

56,565

55,732

55,676

55,151

55,288

54,894

54,012

53,203

52,204

51,859

51,056

50,376

50,465

49,725

48,958

48,305

47,156

46,330

45,940

45,109

44,490

43,695

42,908

42,810

42,607

41,821

41,059

42,519

42,672

42,005

43,165

43,251

43,113

41,880

40,799

40,039

44,095

43,598

43,086

42,245

41,147

40,265

39,265

39,074

38,437

37,402

36,190

34,804

33,741

32,396

30,246

29,022

27,745

26,979

25,598

30,983

29,837

28,553

27,341

26,198

25,119

24,150

23,297

22,266

21,406

20,525

19,700

18,900

18,100

17,200

16,300

15,500

14,800

14,000

13,100

18,600

17,800

17,200

16,600

16,000

15,400

14,800

14,100

13,500

13,100

Accumulated Other Comprehensive Income

-900
0
0
500
0
-300
-200
0
-200
200
500
1,400
600
600
1,300
1,600
1,000
-700
-1,300
-4,000
-1,972
-1,935
-983
-41
875
775
1,450
118
56
1,296
1,881
1,669
1,827
2,487
204
740
740
-1,900
493
193
-1,889
-735
-1,499
-2,406
-2,696
-3,254
-2,277
-2,260
-1,798
-1,689
-997
-227
308
-269
-222
-385
-678
-488
-403
-1,263
-1,061
-371
-160
-2,569
-2,437
-612
-226
-349
-1,104
-100
2,054
-192
-1,918
-8,415
-11,495
-10,802
-9,124
-7,059
-6,463
-5,893
-5,661
-6,493
-5,631
-3,162
-2,647
-986
-1,285
-4,208
-3,780
-2,744
-2,687
-707
-2,660
-2,889
-3,692
-2,156
-616
679
666
-79
-524
3,352
3,804
4,069
2,375
3,071
2,574
1,675
-9,458
-15,850
-23,847
-20,767
-18,435
-19,757
-23,640
-17,530
-17,530

-17,530

-23,640

-19,757

-18,435

-20,767

-23,847

-15,850

-9,458

1,675

2,574

3,071

2,375

4,069

3,804

3,352

-524

-79

666

679

-616

-2,156

-3,692

-2,889

-2,660

-707

-2,687

-2,744

-3,780

-4,208

-1,285

-986

-2,647

-3,162

-5,631

-6,493

-5,661

-5,893

-6,463

-7,059

-9,124

-10,802

-11,495

-8,415

-1,918

-192

2,054

-100

-1,104

-349

-226

-612

-2,437

-2,569

-160

-371

-1,061

-1,263

-403

-488

-678

-385

-222

-269

308

-227

-997

-1,689

-1,798

-2,260

-2,277

-3,254

-2,696

-2,406

-1,499

-735

-1,889

193

493

-1,900

740

204

2,487

1,827

1,669

1,881

1,296

118

1,450

775

875

-41

-983

-1,935

-1,972

-4,000

-1,300

-700

1,000

1,600

1,300

600

1,400

500

200

-200

-300

500

-900

Capital Surplus

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
16,226
16,283
16,310
16,338
16,365
16,391
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,427
16,655
16,758
17,112
17,270
17,298
20,568
20,624
20,698
20,763
20,838
20,876
20,959
21,026
21,093
21,165
21,245
21,324
21,372
21,476
0
19,082
17,643
16,450
0
16,727
16,777
0
0
0

16,777

16,727

16,450

17,643

19,082

21,476

21,372

21,324

21,245

21,165

21,093

21,026

20,959

20,876

20,838

20,763

20,698

20,624

20,568

17,298

17,270

17,112

16,758

16,655

16,427

16,392

16,391

16,365

16,338

16,310

16,283

16,226

Treasury Stock

Other Stockholders Equity

9,300
9,300
9,300
9,300
9,300
9,400
9,400
9,400
9,500
9,600
9,700
9,000
9,700
9,800
10,000
9,200
10,000
10,000
10,200
12,200
8,216
8,253
9,306
10,247
11,163
11,063
11,827
10,573
10,580
12,034
12,835
11,165
11,331
12,097
12,261
12,433
12,433
13,369
13,600
14,074
14,153
14,153
14,160
14,320
14,474
14,620
14,719
14,719
14,951
15,273
15,297
15,357
15,386
15,414
15,445
15,506
15,569
15,638
15,666
15,769
15,887
15,915
15,997
16,026
16,183
16,226
16,283
16,310
16,338
16,365
16,391
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,392
16,427
16,655
16,758
17,112
17,270
17,298
20,568
20,624
20,698
20,763
20,838
20,876
20,959
21,026
21,093
21,165
21,245
21,324
21,372
21,476
21,458
19,082
17,643
16,450
16,593
16,727
16,777
16,957
17,099
17,099

17,099

16,957

16,777

16,727

16,593

16,450

17,643

19,082

21,458

21,476

21,372

21,324

21,245

21,165

21,093

21,026

20,959

20,876

20,838

20,763

20,698

20,624

20,568

17,298

17,270

17,112

16,758

16,655

16,427

16,392

16,391

16,365

16,338

16,310

16,283

16,226

16,183

16,026

15,997

15,915

15,887

15,769

15,666

15,638

15,569

15,506

15,445

15,414

15,386

15,357

15,297

15,273

14,951

14,719

14,620

14,474

14,320

14,160

14,153

14,074

13,600

13,369

12,433

12,261

12,097

11,331

11,165

12,835

12,034

10,580

10,573

11,827

11,063

11,163

10,247

9,306

8,253

8,216

12,200

10,200

10,000

9,200

10,000

9,800

9,700

9,000

9,700

9,600

9,500

9,400

9,300

Balance Sheet

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31	1994-12-31	1993-12-31	1992-12-31
Accounts Payable	0	1,156,019	1,177,099	1,067,236	889,496	843,144	783,594	784,502	746,471	716,654	725,405	753,816	690,879	679,214	662,502	646,524	596,165	588,414	536,744	512,160	490,422	454,052	412,303	374,779	0	0	0	0	0	0	0	0
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-17,530	-20,767	1,675	4,069	-79	-2,156	-707	-4,208	-3,162	-5,893	-10,802	-192	-349	-2,569	-1,263	-385	-227	-2,260	-2,406	193	740	1,669	118	-41	-1,963	831	710	48	530	-1,923	-29	-12
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	24,932	24,761	26,006	25,972	25,901	25,853	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	0	21,245	20,959	20,698	17,270	16,427	16,392	16,392	16,392	16,392	16,310	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	78,270	19,250	177,227	120,432	85,890	39,915	14,328	23,552	34,578	31,914	29,847	40,714	23,501	15,603	13,224	29,511	16,367	18,571	13,602	11,595	18,384	14,437	14,786	11,044	10,400	16,889	19,185	11,549	11,445	9,188	12,966	17,492
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	-14,731	244,768	411,548	306,841	231,605	188,162	171,449	222,917	248,770	171,260	185,486	370,170	23,501	15,603	13,224	29,511	16,367	18,571	13,602	11,595	18,384	14,437	14,786	11,044	10,400	16,889	19,185	11,549	11,445	9,188	12,966	17,492
Common Stock	24,932	24,761	26,006	25,972	25,901	25,853	25,087	24,806	24,795	24,795	24,795	24,795	24,795	24,685	24,583	24,526	24,538	19,961	20,068	20,068	19,880	19,684	12,998	12,953	12,916	12,877	12,831	6,368	6,368	6,320	6,271	3,106
Common Stock Shares Outstanding	5,025	5,071	5,238	5,216	5,197	5,141	4,991	4,961	4,959	4,959	4,959	4,959	4,952	4,932	4,935	4,935	4,998	5,061	5,116	5,108	5,100	4,993	4,898	4,937	4,853	4,866	4,828	2,387	2,385	2,363	2,340	2,314
Common Stock Total Equity	0	0	0	25,972	25,901	25,853	25,087	24,806	24,795	24,795	24,795	24,795	24,795	24,685	24,583	24,526	24,538	19,961	20,068	20,068	19,880	19,684	12,998	12,953	12,916	12,877	12,831	6,368	6,368	6,320	6,271	3,106
Current Deferred Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	201,816	174,881	162,738	204,304	219,684	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	1,650	1,650	1,650	1,650	1,650	1,650	621	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	187	231	275	319	363	407	621	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Inventory	0	0	0	0	0	83	779	1,067	2,741	8,014	9,190	8,444	11,241	11,448	7,623	3,751	1,120	165	165	165	165	830	1,003	750	0	0	0	0	0	0	0	0
Liabilities And Stockholders Equity	1,447,268	1,355,335	1,337,885	1,226,191	1,054,488	1,038,183	982,344	902,837	896,787	876,280	864,288	907,499	849,504	886,842	921,422	834,965	822,557	847,521	739,993	686,275	645,915	576,623	518,759	477,096	436,294	404,118	348,671	316,345	304,266	277,680	273,884	268,721
Long Term Debt	99,118	75,638	29,407	1,350	1,950	2,550	67,500	0	0	25,000	25,000	25,000	25,000	35,000	94,859	65,000	70,000	100,000	65,000	50,000	50,000	35,000	25,000	25,000	0	0	0	0	0	0	0	0
Long Term Debt Total	0	0	0	29,900	1,950	2,550	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	204,278	225,518	234,321	186,409	738,795	764,377	729,871	595,637	220,239	619,008	590,715	464,379	513,344	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	24,479	56,388	-147,820	-119,082	-46,940	22,635	53,172	-4,848	-9,578	-1,914	-4,847	-15,714	11,499	19,397	51,776	40,489	63,633	106,429	66,398	46,565	33,427	26,563	10,214	13,956	-3,400	2,587	5,005	7,887	4,851	5,668	-29	-5,594
Net Invested Capital	205,896	174,372	150,225	118,495	148,706	164,556	163,888	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Tangible Assets	0	96,853	118,893	115,176	107,743	99,949	95,767	93,990	93,176	88,497	80,761	89,300	85,865	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-521,758	233,390	-14,759	-685,825	-589,089	-82,486	-6,707	-563,252	-552,905	-576,227	-582,964	-433,378	-444,757	0	0	0	-1,424	0	0	209,815	16,573	-26,563	-10,214	-13,956	3,400	-2,239	-980	-5,586	-4,291	-4,506	121	5,709
Non Current Assets Total	1,364,665	258,407	268,380	221,991	183,040	187,042	194,939	39,324	41,282	42,075	40,546	32,528	30,264	237,660	206,384	131,989	158,962	26,410	21,277	18,543	199,411	169,284	150,421	138,396	141,310	150,023	107,042	104,813	101,880	91,165	9,004	11,576
Non Current Liabilities Other	0	0	0	11,910	53,286	90,483	91,844	24,474	0	41,129	33,122	39,383	72,760	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	736,129	1,245,223	29,407	1,350	38,950	62,550	885,956	24,474	25,000	30,000	25,000	25,000	35,000	35,000	65,000	70,000	80,000	125,000	80,000	55,000	50,000	0	0	0	0	348	4,025	2,301	560	1,162	92	115
Non Currrent Assets Other	1,252,327	-9,820	-3,801	-3,967	-3,464	682,979	616,346	-199,365	-214,192	-229,435	-252,486	-330,026	-238,114	-237,660	-206,384	-131,989	-158,962	-188,238	-196,066	-210,804	-199,411	-169,284	-150,421	-138,396	-141,310	-150,023	-107,042	-104,813	-101,880	-91,165	-9,004	-11,576
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	852,160	657,957	697,359	639,843	1,225,225	518	642,263	607,799	663,778	656,301	529,533	573,118	648,980	714,748	702,717	662,252	617,734	512,171	454,757	428,120	392,902	353,552	327,656	284,584	237,206	222,444	199,983	190,941	177,327	251,914	239,653
Other Current Assets	82,603	20,237	188,793	120,437	89,865	662,979	615,438	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Liab	532,105	0	421,531	985,095	785,489	933,627	793,594	784,502	746,471	716,654	725,405	753,816	690,879	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-13,694	-12,845	-11,783
Other Liab	0	0	0	18	50	248	1,100	2,500	3,000	3,313	1,536	2,157	1,279	1,229	1,874	2,261	2,460	2,389	1,571	1,048	2,376	2,172	1,854	1,693	0	0	0	0	0	0	0	0
Other Stockholder Equity	17,099	16,593	21,458	21,245	20,959	20,698	17,270	16,427	16,392	16,392	16,392	16,392	16,310	16,026	15,769	15,506	15,357	14,719	14,320	14,074	12,433	11,165	10,573	10,247	8,223	10,851	10,403	9,393	9,875	7,109	8,709	5,384
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	66,633	65,581	66,825	33,613	35,312	36,738	37,197	39,324	41,282	42,075	40,546	32,528	30,264	29,616	30,397	27,143	27,002	26,410	21,277	18,543	14,163	13,280	14,420	15,059	14,324	12,536	10,516	9,757	9,256	7,647	9,004	11,576
Property Plant And Equipment Net	31,061	31,008	32,134	33,613	35,312	36,738	37,197	39,324	41,282	42,075	40,546	32,528	30,264	29,616	30,397	27,143	27,002	26,410	21,277	18,543	14,163	13,280	14,420	15,059	14,324	12,536	10,516	9,757	9,256	7,647	9,004	11,576
Property Plant Equipment	0	31,008	32,134	33,613	35,312	36,738	37,197	39,324	41,282	42,075	40,546	32,528	30,264	29,616	30,397	27,143	27,002	26,410	21,277	18,543	14,163	13,280	14,420	15,059	0	0	0	0	0	0	0	0
Retained Earnings	82,277	78,147	71,679	65,859	62,975	57,611	54,738	56,836	55,151	53,203	50,376	48,305	45,109	42,810	42,519	43,251	40,039	42,245	39,074	34,804	30,246	25,598	27,341	23,297	19,675	16,285	13,098	16,639	14,085	12,793	10,856	15,703
Retained Earnings Total Equity	0	0	0	65,859	62,975	57,611	54,738	56,965	0	53,203	50,376	48,305	45,109	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	0	0	0	0	23,500	20,000	98,193	18,704	25,000	5,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	102,749	75,638	29,407	1,350	38,950	62,550	67,500	18,704	25,000	30,000	25,000	25,000	35,000	35,000	65,000	70,000	80,000	125,000	80,000	58,160	51,811	41,000	25,000	25,000	7,000	19,476	24,190	19,436	16,296	14,856	12,937	11,898
Short Term Debt	72,256	11,378	4,776	7,571	35,205	20,000	98,193	18,704	25,000	30,000	25,000	25,000	0	0	0	0	0	0	0	3,160	1,811	41,000	25,000	25,000	7,000	19,128	20,165	17,135	15,736	13,694	12,845	11,783
Short Term Investments	204,278	225,518	234,321	186,409	145,715	148,247	157,121	199,365	214,192	139,346	155,639	329,456	236,599	12,828	34,412	100	1,100	184,806	192,943	201,380	14,969	8,710	5,018	5,397	0	0	0	0	0	0	0	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	1,447,268	1,355,335	1,337,885	1,226,191	1,054,488	1,038,183	982,344	902,837	896,787	876,280	864,288	907,499	849,504	886,842	921,422	834,965	822,557	847,521	739,993	686,275	645,915	576,623	518,759	477,096	436,294	404,118	348,671	316,345	304,266	277,680	273,884	268,721
Total Current Assets	82,603	244,768	411,548	306,841	231,605	851,141	786,887	221,250	247,706	170,427	167,441	345,438	246,122	202	290	259	1,343	203,377	206,545	212,975	18,384	14,437	14,786	11,044	10,400	16,889	19,185	11,549	11,445	9,188	12,966	17,492
Total Current Liabilities	604,361	11,378	426,307	992,666	820,694	933,627	793,594	784,502	800,611	746,654	750,405	778,816	690,879	0	0	0	2,767	0	0	3,160	1,811	41,000	25,000	25,000	7,000	19,128	20,165	17,135	15,736	13,694	12,845	11,783
Total Liab	1,340,490	1,256,601	29,407	1,350	38,950	936,177	885,956	808,976	803,611	787,783	783,527	818,199	763,639	805,890	839,814	752,067	742,850	772,856	668,937	617,136	582,616	518,507	467,847	430,599	395,480	364,105	312,339	283,945	273,938	251,458	248,048	244,528
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	106,778	98,734	120,818	117,145	109,756	102,006	96,388	93,861	93,176	88,497	80,761	89,300	85,865	80,952	81,608	82,898	79,707	74,665	71,056	69,139	63,299	58,116	50,912	46,497	40,814	40,013	36,332	32,400	30,328	26,222	25,836	24,193
Treasury Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30	1996-06-30	1996-03-31	1995-12-31	1995-09-30	1995-06-30	1995-03-31
Accounts Payable	0	0	0	8,249	7,351	1,156,019	1,182,308	1,172,994	1,178,889	1,177,099	1,150,706	1,134,017	1,111,558	1,067,236	1,051,063	1,011,920	902,536	889,496	864,570	847,784	836,177	843,144	841,311	840,335	789,027	783,594	782,445	777,180	793,392	784,502	764,497	727,001	724,679	746,471	729,127	723,661	728,326	716,654	715,504	716,528	723,488	725,405	730,824	730,368	747,241	753,816	731,674	724,176	706,861	690,879	690,402	680,443	685,650	679,214	696,662	686,686	686,475	662,502	625,617	626,609	645,373	646,524	608,711	614,677	620,992	596,165	600,698	598,348	596,585	588,414	569,241	556,809	560,445	536,744	530,987	509,325	517,065	512,160	521,794	512,924	509,133	490,422	468,797	470,118	466,175	454,052	441,973	427,973	419,157	412,303	398,329	399,122	396,235	374,779	369,893	366,584	371,325	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-17,530	-17,530	-23,640	-19,757	-18,435	-20,767	-23,847	-15,850	-9,458	1,675	2,574	3,071	2,375	4,069	3,804	3,352	-524	-79	666	679	-616	-2,156	-3,692	-2,889	-2,660	-707	-2,687	-2,744	-3,780	-4,208	-1,285	-986	-2,647	-3,162	-5,631	-6,493	-5,661	-5,893	-6,463	-7,059	-9,124	-10,802	-11,495	-8,415	-1,918	-192	2,054	-100	-1,104	-349	-226	-612	-2,437	-2,569	-160	-371	-1,061	-1,263	-403	-488	-678	-385	-222	-269	308	-227	-997	-1,689	-1,798	-2,260	-2,277	-3,254	-2,696	-2,406	-1,499	-735	-1,889	193	493	-1,900	740	740	204	2,487	1,827	1,669	1,881	1,296	56	118	1,450	775	875	-41	-983	-1,935	-1,972	-4,000	-1,300	-700	1,000	1,600	1,300	600	600	1,400	500	200	-200	0	-200	-300	0	500	0	0	-900
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	0	24,932	24,917	24,886	24,767	24,761	24,753	25,091	25,439	26,006	26,034	26,028	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	0	16,777	16,727	0	16,450	17,643	19,082	0	21,476	21,372	21,324	21,245	21,165	21,093	21,026	20,959	20,876	20,838	20,763	20,698	20,624	20,568	17,298	17,270	17,112	16,758	16,655	16,427	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,391	16,365	16,338	16,310	16,283	16,226	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	78,270	-14,731	77,009	53,354	28,847	19,250	50,480	86,129	156,898	177,227	183,652	155,495	177,400	120,432	131,871	129,613	78,124	85,890	90,488	49,771	32,121	39,915	28,058	35,134	40,885	14,328	14,144	28,829	19,827	23,552	73,502	30,696	12,622	34,578	13,214	20,023	27,741	31,914	25,490	20,890	29,021	29,847	64,783	54,227	43,726	40,714	48,863	35,168	42,156	23,501	43,922	14,058	13,377	15,603	12,106	37,069	11,991	13,224	20,445	23,186	27,938	29,511	39,480	61,550	20,520	16,367	14,267	14,562	14,150	18,571	14,331	17,594	14,079	13,602	18,968	20,082	15,677	11,595	19,482	21,318	18,384	18,384	14,383	17,685	15,524	14,437	12,951	12,842	11,479	14,786	11,293	11,103	9,723	11,044	9,751	10,959	11,129	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	-14,731	-14,731	277,626	263,915	252,760	244,768	278,020	325,485	394,921	411,548	396,092	368,706	371,918	306,841	300,418	289,914	230,732	231,605	236,974	195,224	189,940	188,162	170,346	178,365	186,742	171,449	178,256	196,415	215,025	222,917	235,721	196,912	207,076	248,770	143,753	152,199	164,128	171,260	167,903	164,930	184,238	185,486	222,930	312,811	365,370	370,170	48,864	35,168	42,156	23,501	43,922	14,058	13,377	15,603	12,106	16,049	11,991	13,224	20,445	23,186	27,938	29,511	39,480	61,550	20,520	16,367	14,267	14,562	14,150	18,571	14,331	17,594	14,079	13,602	18,968	20,082	15,677	11,595	19,482	21,318	18,384	18,384	14,383	17,685	15,524	14,437	12,951	12,842	11,479	14,786	11,293	11,103	9,723	11,044	9,751	10,959	11,129	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock	24,932	24,932	24,917	24,886	24,767	24,761	24,753	25,091	25,439	26,006	26,034	26,028	25,979	25,972	25,964	25,956	25,941	25,901	25,896	25,892	25,857	25,853	25,849	25,847	25,093	25,087	25,037	24,921	24,886	24,806	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,776	24,767	24,685	24,685	24,630	24,629	24,583	24,545	24,545	24,540	24,526	24,512	24,511	24,538	24,538	19,724	19,896	19,965	19,961	19,961	19,957	19,939	20,068	20,081	20,081	20,081	20,068	20,026	19,979	19,880	19,880	19,852	19,822	19,720	19,684	13,084	13,049	13,013	12,998	12,979	12,953	12,953	12,953	12,953	12,917	12,917	12,900	12,900	12,900	12,900	12,900	12,900	12,800	12,800	12,800	6,400	6,400	6,400	6,400	6,400	6,400	6,400	6,400	6,400	6,400	6,400
Common Stock Shares Outstanding	5,039	5,039	5,038	5,024	5,000	4,998	5,016	5,087	5,186	5,246	5,245	5,237	5,225	5,223	5,222	5,220	5,201	5,199	5,199	5,202	5,185	5,184	5,182	5,177	5,020	5,018	5,004	4,997	4,992	4,977	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,959	4,958	4,955	4,937	4,937	4,932	4,932	4,934	4,920	4,935	4,941	4,933	4,907	4,933	4,934	4,940	4,908	4,974	5,032	5,039	4,987	5,059	5,061	5,071	4,994	5,113	5,120	5,128	5,019	5,103	5,095	4,979	4,979	5,115	5,107	5,086	4,927	4,993	4,997	4,933	4,879	4,867	4,857	4,857	4,857	5,007	4,844	4,844	4,910	4,840	4,830	4,830	4,920	4,870	4,810	4,860	4,920	4,810	4,800	4,780	4,770	4,780	4,780	4,780	4,770	4,780	4,780	4,760
Common Stock Total Equity	0	0	0	24,886	24,767	0	24,753	25,091	25,439	0	26,034	26,028	25,979	25,972	25,964	25,956	25,941	25,901	25,896	25,892	25,857	25,853	25,849	25,847	25,093	25,087	25,037	24,921	24,886	24,806	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,795	24,776	24,767	24,685	24,685	24,630	24,630	24,583	24,545	24,545	24,540	24,526	24,512	24,511	24,538	24,538	19,724	19,896	19,965	19,961	19,961	19,957	19,939	20,068	20,081	20,081	20,081	20,068	20,026	19,979	19,880	19,880	19,852	19,822	19,720	19,684	13,084	13,049	13,013	12,998	12,979	12,953	12,953	12,953	12,953	12,917	12,917	12,900	12,900	12,900	12,900	12,900	12,900	12,800	12,800	12,800	6,400	6,400	6,400	6,400	6,400	6,400	6,400	6,400	6,400	6,400	6,400
Current Deferred Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	209,303	201,816	210,725	184,385	177,965	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,650	1,611	1,620	621	621	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	187	187	198	209	220	231	242	253	264	275	286	297	308	319	330	341	352	363	374	385	396	407	418	429	621	621	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	236	254	236	0	0	0	0	83	133	251	918	779	981	1,600	2,093	2,093	2,192	3,933	4,452	5,290	6,091	6,831	7,198	8,014	7,909	9,249	9,002	9,190	8,605	8,283	7,777	8,444	8,756	9,181	9,055	11,241	13,356	10,797	11,164	11,448	11,343	10,646	7,571	7,623	8,486	8,032	4,059	3,751	2,945	2,245	1,120	1,120	165	240	240	165	165	165	165	165	165	165	165	165	165	48	48	165	190	696	1,409	830	1,496	1,347	1,360	1,003	845	1,105	750	750	554	354	354	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Liabilities And Stockholders Equity	1,447,268	1,446,382	1,447,063	1,443,059	1,416,151	1,355,335	1,317,006	1,314,884	1,325,385	1,337,885	1,311,626	1,274,811	1,257,638	1,226,191	1,256,093	1,221,245	1,065,277	1,054,488	1,050,595	1,029,404	1,026,880	1,038,183	1,025,440	1,032,030	993,773	982,344	954,497	952,418	922,776	902,966	905,756	897,673	856,847	896,787	878,952	893,502	887,678	876,280	865,356	860,901	870,090	864,288	876,557	866,881	890,839	907,499	887,886	872,319	869,582	849,504	852,569	832,426	862,244	886,842	918,717	912,369	951,864	921,422	871,746	853,064	880,843	834,965	831,903	836,220	841,871	822,557	827,578	812,191	843,252	847,521	823,138	797,021	781,664	739,993	728,246	700,302	690,731	686,275	692,021	675,344	645,915	645,915	596,056	599,862	591,852	576,623	562,119	535,628	527,871	518,759	511,033	507,699	499,083	477,096	473,103	474,908	458,804	436,300	437,600	425,200	413,200	404,100	394,000	388,200	383,700	348,600	342,900	336,600	327,500	316,300	314,900	315,600	315,700	304,200	303,000	299,000	281,000
Long Term Debt	0	99,118	99,086	99,053	102,070	75,638	29,505	29,472	29,440	29,407	29,374	3,313	10,995	1,350	38,840	38,990	1,800	1,950	2,100	2,250	2,400	2,550	2,850	2,850	20,000	20,000	10,000	0	0	0	20,000	45,000	0	25,000	25,000	45,000	30,000	30,000	30,000	30,000	25,000	25,000	25,000	25,000	25,000	25,000	25,000	35,000	35,000	35,000	35,000	35,000	55,700	35,000	85,204	92,018	128,864	124,859	65,000	65,000	70,000	70,000	80,000	80,000	80,000	80,000	90,000	90,000	115,000	125,000	177,408	166,186	147,658	80,000	124,001	118,370	102,960	55,000	61,238	62,637	50,995	50,000	40,000	40,000	40,000	35,000	30,000	25,000	25,000	25,000	25,000	25,000	25,000	25,000	27,000	34,000	12,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Debt Total	0	0	0	29,603	29,570	0	29,505	29,472	29,440	0	30,272	3,313	10,995	29,900	38,840	38,990	1,800	1,950	2,100	2,250	2,400	2,550	2,850	2,850	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	0	204,278	200,617	210,561	223,913	225,518	227,540	239,356	238,023	234,321	212,440	213,211	807,291	186,409	874,625	850,406	752,859	738,795	731,776	751,175	753,448	764,377	770,237	767,193	723,859	729,871	693,026	672,679	625,787	595,637	586,140	590,227	565,673	560,737	646,428	649,777	636,113	619,008	610,075	606,676	598,230	590,715	567,006	473,624	450,821	464,379	456,858	469,434	483,556	513,344	519,534	2,252	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	24,479	116,232	22,077	45,699	73,223	56,388	-20,975	-56,657	-127,458	-147,820	-154,278	-155,495	-177,400	-119,082	-91,871	-85,963	-34,324	-46,940	-41,388	2,479	25,279	22,635	34,792	27,716	29,115	53,172	30,856	21,171	8,273	-4,852	-53,502	14,304	19,178	-9,578	11,786	24,977	2,259	-1,914	4,510	9,110	-4,021	-4,847	-39,783	-29,227	-18,726	-15,714	-23,863	-168	-7,156	11,499	-8,922	20,942	21,623	19,397	22,894	-2,069	53,009	51,776	44,555	41,814	42,062	40,489	40,520	18,450	59,480	63,633	75,733	75,438	100,850	106,429	100,669	97,406	80,921	66,398	51,032	49,918	34,323	46,565	40,518	41,319	33,427	33,427	25,617	28,315	25,201	26,563	23,049	12,158	13,521	10,214	13,707	13,897	15,904	13,956	21,826	29,440	9,465	26,200	24,600	25,900	24,600	19,500	25,800	27,400	22,600	24,200	23,500	22,800	20,500	19,400	17,800	19,900	18,500	16,300	16,100	15,200	12,400
Net Invested Capital	0	205,896	198,612	201,595	204,668	174,372	123,017	130,622	137,539	150,225	150,141	0	0	118,495	156,875	159,519	153,844	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Tangible Assets	0	0	0	100,683	100,728	96,853	91,620	99,247	106,185	118,893	118,831	117,981	115,965	115,176	114,895	113,878	108,042	107,743	107,039	105,390	102,973	99,949	97,546	97,244	94,377	95,767	97,641	96,908	95,121	93,990	96,467	95,933	94,216	93,176	90,844	89,588	89,538	88,497	86,928	85,987	83,119	80,761	80,157	82,497	88,227	89,300	90,396	87,390	85,968	85,865	85,342	84,085	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-521,758	-255,272	-141,570	-154,945	-229,743	233,390	-163,679	-181,176	-792,925	-117,675	-95,619	-124,336	-82,695	-74,946	513	-79,198	-77,902	-71,334	-73,708	-74,106	-89,123	-82,486	-79,155	-80,575	21,514	-6,707	-607,837	-582,473	-578,930	-762,617	-562,727	-576,811	-517,947	-767,097	-610,879	-616,800	-594,895	-715,573	-578,066	-582,105	-566,393	-738,603	172,918,823	271,840,844	335,445,015	-762,834	325,895,244	310,219,873	274,686,201	-681,356	221,778,333	207,560,429	0	0	0	0	0	0	0	0	0	0	0	0	0	-2,524	0	0	0	0	0	0	0	0	0	0	0	8,435	0	18,681	16,573	12,095	0	-28,315	-25,201	-26,563	-23,049	-12,158	-13,521	-10,214	-13,707	-13,897	-15,277	-13,956	-17,249	-23,041	5,535	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Assets Total	1,364,665	1,367,279	232,727	242,823	256,387	258,407	260,640	272,636	271,409	268,380	246,658	247,577	228,775	221,991	204,517	196,717	189,746	183,040	184,871	183,781	196,542	187,042	181,595	182,805	183,232	194,939	37,750	38,370	38,876	39,324	39,834	40,285	40,996	41,282	41,394	41,865	42,419	42,075	42,388	42,599	42,272	40,546	38,463,873	35,508,997	34,059,110	32,528	31,079,465	30,354,158	30,172,779	30,264	30,074,896	29,972,528	29,545,481	80,994	29,724,372	29,880,768	30,272,703	81,563	29,717,407	28,892,242	28,258,657	82,984	26,907,792	27,594,175	27,449,716	80,833	173,410	186,675	26,178,838	26,410	26,495,624	21,477,609	21,475,410	21,277	202,779	203,876	19,212,588	18,543	215,137	219,435	199,411	0	179,086	171,707	171,504	169,284	147,916	146,356	140,333	150,421	148,279	144,934	137,826	138,396	140,063	141,613	140,883	0	0	0	-100	0	100	-100	0	-100	0	0	0	0	100	0	0	-100	0	-100	100
Non Current Liabilities Other	0	0	0	73,950	77,017	0	3,981	11,268	8,957	0	9,881	17,553	17,162	11,910	49,315	54,466	50,897	53,286	74,862	71,945	83,284	90,483	81,704	89,652	109,748	91,844	72,411	78,430	34,263	24,474	24,792	29,739	37,952	32,140	33,981	35,254	39,814	41,129	32,924	28,386	38,483	33,122	40,576	29,016	30,371	39,383	65,816	60,753	76,753	72,760	76,825	67,898	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	736,129	1,005,229	99,086	99,053	29,570	1,245,223	1,223,494	29,472	29,440	29,407	29,374	20,866	28,157	1,350	40,000	43,650	43,800	38,950	49,100	52,250	57,400	62,550	62,850	932,816	70,000	885,956	45,000	855,510	34,263	24,474	20,000	45,000	37,952	25,000	25,000	45,000	30,000	30,000	30,000	30,000	25,000	25,000	796,400	784,384	802,612	25,000	797,490	784,929	35,000	35,000	767,227	748,341	780,823	35,000	835,588	830,374	871,350	65,000	65,000	65,000	70,000	70,000	80,000	80,000	80,000	80,000	90,000	90,000	115,000	125,000	115,000	115,000	95,000	80,000	70,000	70,000	50,000	55,000	60,000	60,000	50,000	50,000	40,000	0	0	0	0	0	0	0	0	0	627	0	4,577	6,399	15,000	1,400	2,000	1,500	1,800	1,200	1,700	1,400	1,800	1,000	1,400	1,200	1,500	1,000	1,200	1,400	2,100	1,100	1,300	1,300	1,400
Non Currrent Assets Other	1,252,327	57,559	-232,727	-242,823	-256,387	-9,820	-260,640	45,689	46,733	0	43,586	-247,577	-226,817	-220,022	-202,537	734,608	644,793	635,868	628,031	649,568	639,720	682,979	686,018	686,265	-200	616,346	-164,112	-167,586	-195,198	-199,365	-162,219	-166,216	-194,454	-214,192	-213,929	-217,811	-224,676	-229,435	-234,223	-238,030	-250,723	-252,486	38,173,443	35,203,492	33,702,836	-330,026	30,735,350	30,027,394	29,873,011	-238,114	29,833,221	29,746,121	29,317,975	-156,666	29,497,955	29,662,059	30,050,425	-124,821	29,556,290	28,724,717	28,090,585	-49,005	26,784,211	27,465,757	27,298,124	-78,129	-173,410	-186,675	25,973,509	-188,238	26,278,942	21,266,743	21,262,577	-196,066	-15,788	-15,499	18,994,528	-210,804	-215,137	-219,435	-199,411	0	-179,086	-171,707	-171,504	-169,284	-147,916	-146,356	-140,333	-150,421	-148,279	-144,934	-137,826	-138,396	-140,063	-141,613	-140,883	-14,300	-13,800	-13,300	-12,900	-12,100	-12,000	-11,500	-10,700	-9,700	-9,400	-9,400	-9,400	-9,400	-9,500	-9,200	-8,800	-8,300	-7,500	-7,600	-7,100
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	0	936,710	936,321	907,004	852,160	778,346	783,979	659,055	1,606,265	1,558,284	1,522,388	1,486,413	1,448,182	1,460,610	1,417,962	1,255,023	1,237,528	1,235,466	1,213,185	1,223,422	1,225,225	1,207,035	-100	1,177,005	518	740,139	719,341	669,438	841,757	644,152	662,198	609,119	821,991	694,310	699,777	681,828	803,124	655,530	653,879	645,723	811,940	-211,261,963	-307,238,328	-369,385,526	858,989	-356,818,497	-340,425,888	-304,696,259	809,717	-251,691,062	-237,380,974	-237,569,344	805,646	-235,522,210	-231,033,731	-230,204,566	839,569	-178,723,997	-187,890,442	-192,961,700	751,822	-158,925,201	-186,027,309	-168,465,837	741,481	500,627	452,188	-215,103,624	802,540	-226,767,002	-224,340,036	-222,907,326	705,114	324,881	295,511	-229,521,240	656,137	457,402	434,591	428,120	645,915	402,587	410,470	404,824	392,902	401,252	376,430	376,060	353,552	351,461	351,662	351,534	327,656	323,289	322,336	306,793	436,300	437,600	425,200	413,300	404,100	393,900	388,300	383,700	348,700	342,900	336,600	327,500	316,300	314,800	315,600	315,700	304,300	303,000	299,100	280,900
Other Current Assets	82,603	79,103	81,185	57,607	32,956	20,237	55,759	-67,216	3,226	657,957	668,876	658,528	656,945	697,359	751,158	734,614	644,799	639,843	628,750	650,399	640,398	662,979	673,499	670,960	623,799	615,438	981	1,600	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Liab	532,105	331,992	348,316	344,696	405,160	0	437,627	434,891	1,178,889	0	1,150,706	1,134,017	1,111,558	1,067,236	1,051,063	1,011,920	902,536	889,496	864,570	847,784	836,177	843,144	841,311	840,335	789,027	793,594	784,445	777,180	793,392	784,502	764,497	727,001	724,679	746,471	729,127	723,660	728,326	716,654	715,504	716,528	723,488	725,405	730,824	730,368	747,240	753,816	731,674	724,176	706,861	690,879	690,402	680,443	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liab	0	0	0	0	0	0	0	0	0	0	0	0	18	18	18	18	32	50	50	50	140	248	248	1,100	3,607	3,651	5,526	5,209	6,135	5,770	6,553	5,874	6,174	6,190	7,739	7,373	3,855	3,313	2,361	2,297	2,262	1,536	3,145	2,963	2,751	2,157	2,273	1,813	2,019	1,279	1,413	1,472	1,338	1,229	1,499	1,719	2,033	1,874	2,313	2,127	3,190	2,261	3,059	3,143	3,873	2,460	3,357	2,810	3,324	2,389	2,939	2,438	2,579	1,571	2,079	1,707	2,171	1,048	3,080	2,940	3,507	2,376	3,243	2,449	2,976	2,172	2,917	2,286	2,770	1,854	2,300	2,400	2,556	1,693	2,112	2,096	1,963	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Stockholder Equity	17,099	17,099	16,957	16,777	16,727	16,593	16,450	17,643	19,082	21,458	21,476	21,372	21,324	21,245	21,165	21,093	21,026	20,959	20,876	20,838	20,763	20,698	20,624	20,568	17,298	17,270	17,112	16,758	16,655	16,427	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,392	16,391	16,365	16,338	16,310	16,283	16,226	16,183	16,026	15,997	15,915	15,887	15,769	15,666	15,638	15,569	15,506	15,445	15,414	15,386	15,357	15,297	15,273	14,951	14,719	14,719	14,620	14,474	14,320	14,160	14,153	14,153	14,074	13,600	13,369	12,433	12,433	12,261	12,097	11,331	11,165	12,835	12,034	10,580	10,573	11,827	11,063	11,163	10,247	9,306	8,253	8,216	12,200	10,200	10,000	10,000	9,200	10,000	9,800	9,700	9,000	9,700	9,600	9,500	9,400	9,400	9,400	9,300	9,300	9,300	9,300	9,300
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	0	66,633	0	0	0	65,581	0	0	0	0	0	32,419	32,299	33,613	33,990	34,425	35,136	35,312	36,361	36,293	36,677	36,738	37,278	37,775	36,754	37,197	37,750	38,370	38,876	39,324	39,834	40,285	40,996	41,282	41,394	41,865	42,419	42,075	42,388	42,599	42,272	40,546	38,464	35,509	34,059	32,528	31,079	30,354	30,173	30,264	30,075	29,973	29,545	29,616	29,724	29,881	30,273	30,397	29,717	28,892	28,259	27,143	26,908	27,594	27,450	27,002	26,665	25,963	26,179	26,410	26,496	21,478	21,475	21,277	20,569	19,625	19,213	18,543	17,710	16,871	14,163	14,163	13,585	13,303	13,214	13,280	13,363	13,538	13,513	14,420	14,616	14,889	15,076	15,059	14,688	14,633	14,285	14,300	13,800	13,300	12,900	12,100	12,000	11,500	10,700	9,700	9,400	9,400	9,400	9,400	9,500	9,200	8,800	8,300	7,500	7,600	7,100
Property Plant And Equipment Net	31,061	29,913	30,262	30,403	30,604	31,008	31,208	31,377	31,472	32,134	32,282	32,419	32,299	33,613	33,990	34,425	35,136	35,312	36,361	36,293	36,677	36,738	37,278	37,775	36,754	37,197	37,750	38,370	38,876	39,324	39,834	40,285	40,996	41,282	41,394	41,865	42,419	42,075	42,388	42,599	42,272	40,546	38,464	35,509	34,059	32,528	31,080	30,354	30,173	30,264	30,075	29,972	29,545	29,616	29,725	29,881	30,273	30,397	29,717	28,892	28,259	27,143	26,908	27,594	27,450	27,002	26,665	25,963	26,179	26,410	26,496	21,478	21,475	21,277	20,569	19,625	19,213	18,543	17,710	16,871	14,163	14,163	13,585	13,303	13,214	13,280	13,363	13,538	13,513	14,420	14,616	14,889	15,076	15,059	14,688	14,633	14,285	14,300	13,800	13,300	12,900	12,100	12,000	11,500	10,700	9,700	9,400	9,400	9,400	9,400	9,500	9,200	8,800	8,300	7,500	7,600	7,100
Property Plant Equipment	0	0	0	30,403	30,604	31,008	31,208	31,377	31,472	32,134	32,282	32,419	32,299	33,613	33,990	34,425	35,136	35,312	36,361	36,293	36,677	36,738	37,278	37,775	36,754	37,197	37,750	38,370	38,876	39,324	39,834	40,285	40,996	41,282	41,394	41,865	42,419	42,075	42,388	42,599	42,272	40,546	38,464	35,509	34,059	32,528	31,079	30,354	30,173	30,264	30,075	29,973	29,545	29,616	29,725	29,881	30,273	30,397	29,717	28,892	28,259	27,143	26,908	27,594	27,450	27,002	26,665	25,963	26,179	26,410	26,496	21,478	21,475	21,277	20,569	19,624	19,212	18,543	17,710	16,871	14,260	14,163	13,585	13,303	13,214	13,280	13,363	13,538	13,513	14,420	14,616	14,889	15,076	15,059	14,688	14,633	14,285	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Retained Earnings	82,277	82,277	81,292	80,636	79,539	78,147	76,156	74,266	73,036	71,679	70,683	69,456	68,245	65,859	65,942	65,468	63,601	62,975	61,625	60,016	59,015	57,611	56,794	55,688	55,267	54,738	58,179	57,973	57,360	56,965	56,565	55,732	55,676	55,151	55,288	54,894	54,012	53,203	52,204	51,859	51,056	50,376	50,465	49,725	48,958	48,305	47,156	46,330	45,940	45,109	44,490	43,695	42,908	42,810	42,607	41,821	41,059	42,519	42,672	42,005	43,165	43,251	43,113	41,880	40,799	40,039	44,095	43,598	43,086	42,245	41,147	40,265	39,265	39,074	38,437	37,402	36,190	34,804	33,741	32,396	30,246	30,246	29,022	27,745	26,979	25,598	30,983	29,837	28,553	27,341	26,198	25,119	24,150	23,297	22,266	21,406	20,525	19,700	18,900	18,100	17,200	16,300	15,500	14,800	14,000	13,100	18,600	17,800	17,200	16,600	16,000	15,400	14,800	14,100	14,100	13,500	13,100
Retained Earnings Total Equity	0	0	0	80,636	79,539	0	76,156	74,266	73,036	0	70,683	69,457	68,245	65,859	65,942	65,468	63,601	62,975	61,625	60,016	59,015	57,611	56,794	55,767	55,344	54,738	58,179	57,973	57,360	56,965	56,565	55,732	55,676	55,151	55,288	54,894	54,012	53,203	52,204	51,859	51,056	50,376	50,465	49,725	48,958	48,305	47,156	46,330	45,940	45,109	44,490	43,695	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	23,500	0	0	0	20,000	0	88,898	10,000	98,193	68,885	73,221	28,128	18,704	38,239	68,865	31,778	25,000	0	0	0	5,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	102,749	101,501	99,086	99,053	102,070	75,638	29,505	29,472	29,440	29,407	29,374	0	1,350	1,350	40,000	43,650	43,800	38,950	49,100	52,250	57,400	62,550	62,850	62,850	70,000	67,500	45,000	50,000	28,100	18,700	20,000	45,000	31,800	25,000	25,000	45,000	30,000	30,000	30,000	30,000	25,000	25,000	25,000	25,000	25,000	25,000	25,000	35,000	35,000	35,000	35,000	35,000	35,000	35,000	35,000	35,000	65,000	65,000	65,000	65,000	70,000	70,000	80,000	80,000	80,000	80,000	90,000	90,000	115,000	125,000	115,000	115,000	95,000	80,000	70,000	70,000	50,000	58,160	60,000	62,636	51,811	51,811	40,000	46,000	40,725	41,000	36,000	25,000	25,000	25,000	25,000	25,000	25,627	25,000	31,577	40,399	20,594	26,200	24,600	25,900	24,600	19,500	25,800	27,400	22,600	24,200	23,500	22,800	20,500	19,400	17,800	19,900	18,500	16,300	16,100	15,200	12,400
Short Term Debt	72,256	2,383	70,880	74,164	77,343	11,378	4,072	4,554	0	0	0	0	0	0	0	0	0	23,500	0	0	0	20,000	0	88,898	10,000	98,193	68,885	73,221	28,128	18,704	20,000	45,000	31,778	25,000	25,000	45,000	30,000	30,000	30,000	30,000	25,000	25,000	25,000	25,000	25,000	25,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3,160	3,160	0	2,636	1,811	1,811	0	46,000	40,725	41,000	36,000	25,000	25,000	25,000	25,000	25,000	25,000	25,000	27,000	34,000	5,594	26,200	24,600	25,900	24,600	19,500	25,800	27,400	22,600	24,200	23,500	22,800	20,500	19,400	17,800	19,900	18,500	16,300	16,100	15,200	12,400
Short Term Investments	204,278	204,278	200,617	210,561	223,913	225,518	227,540	239,356	238,023	234,321	212,440	213,211	194,518	186,409	168,547	160,301	152,608	145,715	146,486	145,453	157,819	148,247	142,288	142,981	146,057	157,121	164,112	167,586	195,198	199,365	162,219	166,216	194,454	214,192	130,539	132,176	136,387	139,346	142,413	144,040	155,217	155,639	158,147	258,583	321,645	329,456	312,420,450	295,795,059	268,080,230	236,599	209,348,054	194,183,314	195,509,022	12,828	194,610,074	186,015,876	188,892,924	34,412	129,433,011	136,665,687	137,646,047	17,814	93,368,832	97,719,408	121,338,026	35,197	153,540	173,328	175,617,732	18,213	186,763,425	186,064,965	188,134,634	2,004	200,586	200,915	195,322,751	1,978	0	0	0	14,969	0	0	0	8,710	0	0	0	5,018	0	0	0	5,397	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	1,447,268	1,446,382	1,447,063	1,443,059	1,416,151	1,355,335	1,317,006	1,314,884	1,325,385	1,337,885	1,311,626	1,274,811	1,257,638	1,226,191	1,256,093	1,221,245	1,065,277	1,054,488	1,050,595	1,029,404	1,026,880	1,038,183	1,025,440	1,032,030	993,773	982,344	954,497	952,418	922,776	902,966	905,756	897,673	856,847	896,787	878,952	893,502	887,678	876,280	865,356	860,901	870,090	864,288	876,557	866,881	890,839	907,499	887,886	872,319	869,582	849,504	852,569	832,426	862,244	886,842	918,717	912,369	951,864	921,422	871,746	853,064	880,843	834,965	831,903	836,220	841,871	822,557	827,578	812,191	843,252	847,521	823,138	797,021	781,664	739,993	728,246	700,302	690,731	686,275	692,021	675,344	645,915	645,915	596,056	599,862	591,852	576,623	562,119	535,628	527,871	518,759	511,033	507,699	499,083	477,096	473,103	474,908	458,804	436,300	437,600	425,200	413,200	404,100	394,000	388,200	383,700	348,600	342,900	336,600	327,500	316,300	314,900	315,600	315,700	304,200	303,000	299,000	281,000
Total Current Assets	82,603	79,103	277,626	263,915	252,760	244,768	278,020	258,269	394,921	1,069,505	1,064,968	1,027,234	1,028,863	1,004,200	1,051,576	1,024,528	875,531	871,448	865,724	845,623	830,338	851,141	843,845	849,325	810,541	786,887	176,608	194,707	214,462	21,885	221,770	195,190	206,732	33,514	143,248	151,860	163,431	31,081	167,438	164,423	182,095	11,802	173,674,647	272,596,212	336,217,255	15,982	326,626,918	310,944,049	275,393,062	9,523	222,468,735	208,240,872	208,886,107	202	206,716,555	202,065,332	200,883,727	290	149,878,336	159,851,264	165,583,886	159	132,849,312	159,269,354	141,857,992	243	153,540	173,328	189,768,038	18,571	201,094,516	203,659,448	202,213,580	13,602	200,586	200,915	210,999,383	11,595	19,482	21,318	18,384	13,906	14,383	17,685	15,524	14,437	12,951	12,842	11,479	14,786	11,293	11,103	9,723	11,044	9,751	10,959	11,129	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Current Liabilities	604,361	334,375	419,196	418,860	482,503	11,378	441,699	439,445	1,187,846	1,187,180	1,160,587	1,151,570	1,111,558	1,079,146	1,051,063	1,103,726	953,433	942,782	939,432	919,729	919,461	933,627	923,000	929,900	789,027	793,594	784,445	777,180	793,392	784,502	784,497	772,001	724,679	800,611	754,127	768,660	758,326	746,654	745,504	746,528	748,488	750,405	755,824	755,368	772,240	778,816	731,674	724,176	706,861	690,879	690,402	680,443	0	0	0	0	0	0	0	0	0	0	0	0	0	2,767	0	0	0	0	0	0	0	0	0	0	0	3,160	0	2,636	1,811	1,811	0	46,000	40,725	41,000	36,000	25,000	25,000	25,000	25,000	25,000	25,000	25,000	27,000	34,000	5,594	26,200	24,600	25,900	24,600	19,500	25,800	27,400	22,600	24,200	23,500	22,800	20,500	19,400	17,800	19,900	18,500	16,300	16,100	15,200	12,400
Total Liab	1,340,490	1,339,604	99,086	99,053	29,570	1,256,601	1,223,494	1,213,734	1,217,286	1,217,067	1,190,859	1,154,883	1,139,715	1,109,046	1,139,218	1,105,376	955,233	944,732	941,532	921,979	921,861	936,177	925,865	932,816	898,775	885,956	856,856	855,510	827,655	808,976	809,289	801,740	762,631	803,611	788,108	803,914	798,140	787,783	778,428	774,914	786,971	783,527	796,400	784,384	802,612	818,199	797,490	784,929	783,614	763,639	767,227	748,341	780,823	805,890	835,588	830,374	871,350	839,814	789,267	771,364	798,247	752,067	749,055	754,685	760,840	742,850	749,460	735,113	767,048	772,856	749,589	725,433	710,682	668,937	657,067	629,402	622,197	617,136	624,161	611,499	582,616	582,616	534,716	537,711	531,995	518,507	505,217	480,708	475,725	467,847	460,028	458,564	450,818	430,599	428,579	432,332	417,146	395,500	396,900	384,900	372,100	364,100	354,300	350,200	346,600	312,300	307,700	302,600	294,600	283,900	283,300	284,700	285,200	273,900	273,200	269,800	253,100
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	106,778	106,778	99,526	102,542	102,598	98,734	93,512	101,150	108,099	120,818	120,767	119,928	117,923	117,145	116,875	115,869	110,044	109,756	109,063	107,425	105,019	102,006	99,575	99,214	94,998	96,388	97,641	96,908	95,121	93,990	96,467	95,933	94,216	93,176	90,844	89,588	89,538	88,497	86,928	85,987	83,119	80,761	80,157	82,497	88,227	89,300	90,396	87,390	85,968	85,865	85,342	84,085	81,421	80,952	83,129	81,995	80,514	81,608	82,480	81,700	82,596	82,898	82,849	81,536	81,031	79,707	78,118	77,078	76,204	74,665	73,550	71,587	70,982	71,056	71,180	70,901	68,535	69,139	67,860	63,845	63,299	63,299	61,340	62,151	59,857	58,116	56,902	54,920	52,146	50,912	51,004	49,135	48,266	46,497	44,524	42,576	41,658	40,800	40,700	40,300	41,100	40,000	39,700	38,000	37,100	36,300	35,200	34,000	32,900	32,400	31,600	30,900	30,500	30,300	29,800	29,200	27,900
Treasury Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Cash Flow

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31	1994-12-31	1993-12-31	1992-12-31
Begin Period Cash Flow	19,250	187,922	120,437	89,865	42,217	14,412	25,854	36,990	33,305	31,325	42,317	24,855	28,431	47,636	47,325	51,564	36,784	15,606	13,573	33,353	23,147	14,786	11,044	10,400	10,311	12,208	10,988	10,932	8,941	8,166	10,172	8,545
Capital Expenditures	1,053	1,354	1,514	924	1,782	478	619	891	1,756	3,806	10,883	4,148	2,464	1,159	5,112	1,682	2,146	6,727	4,140	5,659	2,215	833	795	2,087	3,516	3,600	1,304	2,113	1,991	178	1,077	1,144
Cash And Cash Equivalents Changes	0	0	0	30,572	47,648	27,805	-11,442	-11,136	3,685	1,980	-10,992	17,462	-3,576	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	0	-586	2,286	338	458	-567	-3,969	440	-988	1,989	-1,756	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	59,509	-168,672	67,485	30,572	47,648	27,805	-11,442	-11,136	3,685	1,980	-10,992	17,462	-3,576	-19,205	311	-4,239	14,780	21,178	2,033	-19,780	10,206	-349	3,742	644	89	-1,897	1,220	56	1,991	775	-2,006	1,627
Change In Working Capital	-2,151	3,347	10,902	-15,644	1,231	1,370	2,856	-810	-332	882	-645	2,399	-1,706	-7,136	-14,569	-2,734	-2,183	-666	-579	-1,691	-2,302	-6,059	-168	-892	370	1,037	-3,030	392	-15,736	-212	-1,310	-3,447
Change Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Liabilities	0	0	0	-855	-625	732	3,177	-243	0	442	343	410	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	0	1,336	-905	-235	2,350	843	745	1,988	519	1,535	-400	5,707	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	0	10,902	-15,644	1,231	1,370	2,856	-810	-332	882	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	2,578	2,423	2,438	2,525	2,539	2,469	2,742	2,725	2,543	2,277	1,952	1,884	1,816	1,938	1,854	1,768	1,688	1,535	1,390	1,301	1,370	1,436	1,476	1,376	1,249	990	941	883	768	884	919	704
Dividends Paid	2,817	2,640	2,620	2,505	2,496	2,262	2,198	1,983	1,686	1,289	1,092	991	991	1,232	2,307	3,236	3,010	2,793	2,651	2,481	2,140	1,776	1,608	1,501	1,393	1,234	1,050	891	777	693	624	493
End Period Cash Flow	78,759	19,250	187,922	120,437	89,865	42,217	14,412	25,854	36,990	33,305	31,325	42,317	24,855	28,431	47,636	47,325	51,564	36,784	15,606	13,573	33,353	14,437	14,786	11,044	10,400	10,311	12,208	10,988	10,932	8,941	8,166	10,172
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	9,992	16,211	21,662	-9,559	10,588	11,676	8,819	7,762	6,077	6,229	-2,366	5,627	6,928	1,674	-10,034	6,264	5,959	2,326	5,038	3,582	5,665	3,375	7,428	4,152	3,491	1,828	4,158	3,994	2,396	4,225	1,802	600
Investments	-108,135	-213,440	-60,731	-35,807	4,372	13,155	-95,959	-25,439	17,506	-7,300	-3,644	-45,827	32,009	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	0	-2,156	-13,883	-37,923	-9,868	79,489	-32,246	-16,866	11,230	-5,640	-9,255	-53,966	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	7,730	9,108	8,440	5,389	7,860	4,919	-29	3,797	3,634	4,116	3,163	4,187	3,290	1,547	1,682	6,790	7,969	7,024	7,268	8,580	7,825	7,051	5,710	5,133	4,822	4,636	4,090	3,445	2,342	2,773	2,215	1,738
Other Cashflows From Financing Activities	-32,596	108,978	135,880	234,918	41,643	153,886	178,738	85,785	37,951	7,479	-34,051	63,682	-42,017	16	93,233	19,523	12,945	104,456	52,727	36,136	68,520	50,720	37,241	34,960	42,064	51,599	28,335	10,124	22,376	8,356	-9,918	-19,368
Other Cashflows From Investing Activities	0	0	333	1,875	26,541	-650	-1,792	2,693	-13,657	1,861	30,161	4,971	495	763	4,400	0	0	0	0	42	0	0	0	0	0	0	0	0	0	0	0	0
Other Non Cash Items	2,430	2,322	827	-532	164	3,400	3,969	-795	-1,885	-851	-28,820	1,230	3,788	8,798	6,453	2,575	951	1,200	1,050	1,051	987	1,780	1,205	622	566	-1,235	3,461	1,387	17,013	958	1,055	2,749
Sale Purchase Of Stock	0	-6,655	-150	96	85	-87	-157	46	0	0	0	0	284	-41	-36	-97	0	-927	-210	-466	0	0	0	0	0	0	0	0	0	53,438	58,142	108,765
Stock Based Compensation	546	416	294	261	224	160	17	3,755	4,100	3,712	33,183	82	110	114	111	112	-137	-4	-2	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Cash From Financing Activities	81,060	27,203	105,040	161,448	6,147	3,624	77,490	3,848	11,265	1,190	-35,143	52,691	-43,008	-34,290	85,929	6,122	-35,065	99,541	48,526	33,655	62,191	48,944	35,633	33,459	29,959	50,523	27,515	9,233	21,687	2,854	3,148	1,360
Total Cash From Operating Activities	11,045	17,565	23,176	-8,635	12,370	12,154	9,438	8,653	7,833	10,035	8,517	9,775	9,392	2,833	-4,922	7,946	8,105	9,053	9,178	9,241	7,880	4,208	8,223	6,239	7,007	5,428	5,462	6,107	4,387	4,403	2,879	1,744
Total Cashflows From Investing Activities	0	0	-60,731	-122,241	29,131	12,027	-98,370	-23,637	-15,413	-9,245	15,634	-45,004	30,040	12,252	0	0	41,740	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30	1996-06-30	1996-03-31	1995-12-31	1995-09-30	1995-06-30	1995-03-31
Begin Period Cash Flow	77,641	77,641	54,163	29,069	19,250	54,543	86,816	158,303	187,922	184,304	155,498	177,404	120,437	131,876	129,619	78,130	89,865	91,207	50,602	32,799	42,217	28,619	37,286	43,437	14,412	15,435	30,372	20,510	25,854	74,893	32,216	13,260	36,990	14,809	21,056	29,871	33,305	27,137	22,533	29,547	31,325	66,714	55,171	44,955	42,317	49,576	35,958	44,718	24,855	46,520	31,958	33,889	28,431	43,234	37,069	68,466	47,636	46,185	25,008	59,812	47,325	49,740	64,234	62,260	51,564	52,449	22,436	42,430	36,784	18,740	23,045	34,177	15,606	25,990	31,976	29,861	13,573	37,469	22,690	39,262	14,383	14,383	17,685	15,524	14,437	12,951	12,842	11,479	14,786	11,293	11,103	9,723	11,044	9,751	10,959	11,129	10,400	0	2,940	0	1,840	0	870	0	3,280	0	1,450	0	0	1,330	1,840	0	1,820	0	1,370	0	0
Capital Expenditures	168	168	398	357	130	385	368	404	197	384	370	634	126	166	96	294	368	487	616	181	498	39	122	128	189	109	66	194	250	181	234	105	371	552	156	75	973	310	413	871	2,212	2,947	3,452	2,461	2,022	1,921	1,198	651	378	642	548	881	393	353	334	96	376	1,163	1,285	1,091	1,573	229	1,452	588	882	638	1,127	188	193	329	5,420	399	579	1,089	1,304	758	989	1,152	1,169	2,918	912	912	506	532	265	253	50	480	50	161	83	188	363	745	403	651	289	1,010	730	630	1,150	290	810	1,030	1,170	600	260	240	200	240	560	640	670	1,350	110	630	100
Cash And Cash Equivalents Changes	0	0	0	25,094	9,819	0	-32,273	-71,487	-29,619	0	28,806	-21,906	56,967	-11,439	2,257	51,489	-11,735	-1,342	40,605	17,803	-9,418	13,598	-8,667	-6,151	29,025	-1,023	-14,937	9,862	-5,344	-49,039	42,677	18,956	-23,730	22,181	-6,247	-8,815	-3,434	6,168	4,604	-7,014	-1,778	-35,389	11,543	10,216	2,638	-7,260	13,619	-8,760	19,863	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	0	-933	1,098	0	-1,006	113	846	0	2,123	-2,096	-321	802	-1,366	463	-485	2,562	433	-114	-595	156	344	-795	633	1,010	-887	-30	365	375	517	-987	-472	649	416	-4,777	-257	681	434	-680	5	-210	-255	-419	-103	336	274	1,331	49	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	1,118	1,118	23,478	25,094	9,819	-35,293	-32,273	-71,487	-29,619	3,618	28,806	-21,906	56,967	-11,439	2,257	51,489	-11,735	-1,342	40,605	17,803	-9,418	13,598	-8,667	-6,151	29,025	-1,023	-14,937	9,862	-5,344	-49,039	42,677	18,956	-23,730	22,181	-6,247	-8,815	-3,434	6,168	4,604	-7,014	-1,778	-35,389	11,543	10,216	2,638	-7,259	13,619	-8,760	19,863	-21,665	14,563	-1,931	5,458	-14,803	6,165	-31,397	20,830	1,451	21,177	-34,805	12,488	-2,415	-14,494	1,974	10,696	-885	30,014	-19,994	5,645	18,044	-4,306	-11,131	18,571	-10,384	-5,986	2,115	16,288	-23,896	14,779	-16,572	18,970	18,970	-3,302	2,161	1,087	1,486	109	1,363	-3,307	3,493	189	1,381	-1,321	1,293	-1,208	-169	728	2,040	-2,860	2,940	-2,030	1,840	-2,540	870	-2,070	3,280	-1,790	1,450	-1,720	-1,220	1,330	1,840	-1,890	1,820	-710	1,370	-490
Change In Working Capital	-220	-269	-453	-707	-771	2,077	-599	1,491	378	2,695	-1,343	-814	10,364	-751	-10,776	-399	-3,718	3,184	-195	74	-1,832	1,829	23	-1,070	588	4,633	48	-2,555	730	-231	1,196	-1,287	-488	-140	781	-1,258	285	298	498	-645	731	-855	-73	-207	490	-248	733	1,125	788	-1,215	-801	44	266	-3,490	-1,108	-2,144	-394	-4,207	-1,849	-8,343	-170	-176	-876	-1,864	182	-1,958	422	-943	295	-862	301	-606	501	639	-748	-1,163	693	-727	-285	-1,556	-391	-391	-788	-1,676	553	-67	-66	-2,121	-3,805	-434	240	-1,221	1,247	-811	-47	-535	501	-1,600	1,300	-1,300	-5,100	6,300	1,600	-4,800	1,600	-700	-700	-2,300	-1,100	-1,600	2,100	-1,400	-2,200	-200	-900	-2,800	-12,400
Change Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	102	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Liabilities	0	0	0	852	-1,392	0	488	1,455	-386	0	71	-5,644	5,667	307	-150	414	-1,426	-47	196	293	-1,067	1,119	-16	-326	-45	3,421	316	-925	365	-606	679	-300	-16	-789	365	3,519	542	-383	64	35	726	-645	182	213	593	-584	459	-205	740	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	0	0	-941	-51	0	847	1,163	1,218	545	522	95	5,095	277	-9,037	-3,267	-1,349	-744	-539	573	475	1,261	413	357	319	-241	1,884	-1,252	452	720	-655	1,165	-485	-593	325	-62	130	-241	649	-6	117	1,124	219	83	108	-432	-348	434	-54	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	0	0	0	0	0	-48	2,176	1,655	2,695	-1,343	-814	10,364	-751	-10,776	-399	-3,718	3,184	-195	74	-1,832	1,829	23	-1,070	588	2,856	48	-2,555	365	-810	517	-987	-472	-332	0	0	0	882	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	614	614	670	659	635	633	618	576	596	613	588	595	642	646	630	617	632	867	548	565	559	599	620	630	620	661	687	696	698	691	685	682	667	660	626	629	628	620	627	544	486	481	491	489	491	473	472	470	469	452	446	455	464	462	483	492	500	482	457	457	458	449	443	441	434	421	423	436	409	361	396	408	370	371	346	350	323	324	327	317	340	340	233	452	344	349	242	473	372	372	364	385	355	346	363	321	346	360	280	260	270	270	240	240	240	240	230	230	240	230	220	220	210	220	180	180	190
Dividends Paid	706	706	706	705	700	652	652	662	674	682	682	630	626	628	626	627	624	625	623	625	623	571	570	569	552	552	551	548	547	495	496	496	496	447	446	397	396	347	347	298	297	299	298	248	248	247	248	248	248	248	248	248	247	247	247	246	492	491	491	491	834	833	833	784	785	785	789	718	718	719	719	678	677	683	683	643	643	642	641	600	596	596	595	476	473	473	470	417	416	415	415	389	389	389	389	362	362	360	360	330	340	330	330	290	280	280	260	250	260	250	230	210	200	210	190	190	190
End Period Cash Flow	78,759	78,759	77,641	54,163	29,069	19,250	54,543	86,816	158,303	187,922	184,304	155,498	177,404	120,437	131,876	129,619	78,130	89,865	91,207	50,602	32,799	42,217	28,619	37,286	43,437	14,412	15,435	30,372	20,510	25,854	74,893	32,216	13,260	36,990	14,809	21,056	29,871	33,305	27,137	22,533	29,547	31,325	66,714	55,171	44,955	42,317	49,576	35,958	44,718	24,855	46,520	31,958	33,889	28,431	43,234	37,069	68,466	47,636	46,185	25,008	59,812	47,325	49,740	64,234	62,260	51,564	52,449	22,436	42,430	36,784	18,740	23,045	34,177	15,606	25,990	31,976	29,861	13,573	37,469	22,690	33,353	33,353	14,383	17,685	15,524	14,437	12,951	12,842	11,479	14,786	11,293	11,103	9,723	11,044	9,751	10,959	11,129	2,040	-2,860	2,940	-2,030	1,840	-2,540	870	-2,070	3,280	-1,790	1,450	-1,720	-1,220	1,330	1,840	-1,890	1,820	-710	1,370	-490
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	3,014	2,836	2,514	1,222	3,371	3,396	3,391	5,089	4,335	5,180	1,332	1,084	14,066	551	-8,872	462	-1,700	3,952	2,436	3,045	1,155	4,698	3,040	1,165	2,773	2,373	3,240	32	3,174	2,495	2,856	1,553	858	206	2,972	1,088	1,811	2,249	2,633	688	659	-1,424	-1,149	-436	643	-169	1,303	2,381	2,112	1,683	1,263	1,439	2,543	-1,096	683	-1,010	3,097	-2,710	-745	-6,986	408	2,398	1,946	58	1,844	1,893	-142	1,484	2,725	2,296	-3,734	1,484	2,281	1,912	316	506	2,303	1,136	1,311	-1,746	1,644	1,644	1,195	526	2,300	3,276	1,459	81	-1,441	2,337	1,878	584	2,630	567	1,115	522	1,949	440	1,360	990	700	1,130	670	-210	540	1,220	910	690	1,340	1,370	880	440	1,310	510	570	110	1,370
Investments	0	4,941	15,516	11,318	4,371	-70,647	1,387	-9,753	-18,082	-27,153	-129	-18,045	-10,458	-17,617	-7,831	-2,748	-7,611	-361	-1,007	13,672	-7,932	220	-4,356	3,717	13,574	-32,545	-19,228	-17,600	-26,586	-52,479	31,683	-20,123	15,427	4,796	5,688	-11,315	-15,059	-4,259	-2,075	4,775	-5,741	-50,993	887	29,122	17,340	-28,180	-1,486	-13,230	-2,931	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	0	0	-3,067	14,552	0	-403	856	-1,488	-378	19,189	-1,647	-19,320	-47,102	-5,341	40,345	-1,785	-22,430	2,571	-11,782	-6,282	7,359	-7,932	-17,243	7,948	29,308	-4,336	45,093	9,424	-19,535	-30,625	37,087	-19,172	-292	-21,638	6,921	-1,857	7,253	4,474	-5,132	4,635	-5,845	11,378	-1,568	-9,605	-1,317	4,603	-15,794	3,253	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	1,483	1,483	1,362	1,802	3,083	2,643	2,542	1,892	2,031	1,678	1,908	1,842	3,012	545	1,100	2,494	1,250	1,975	2,232	1,626	2,027	1,388	1,597	992	942	-2,889	757	1,161	942	895	1,329	552	1,021	310	840	1,279	1,205	1,346	692	1,101	977	210	1,037	1,015	901	1,396	1,074	638	1,078	867	1,043	1,035	345	450	1,035	1,008	-946	376	1,158	-622	770	907	1,978	1,935	1,970	2,045	1,980	2,027	1,917	1,817	1,711	1,806	1,690	1,636	1,721	1,854	2,057	2,088	2,093	2,306	1,967	1,967	1,964	1,940	1,953	1,850	1,731	1,812	1,658	1,599	1,511	1,358	1,242	1,420	1,255	1,242	1,215	1,110	1,230	1,240	1,250	1,140	1,160	1,170	1,170	1,210	1,050	900	940	900	840	840	880	220	720	670	730
Other Cashflows From Financing Activities	4,763	0	45,756	191,461	177,281	104,225	9,314	-5,007	816	30,333	38,319	28,522	42,582	16,387	37,326	149,929	31,276	12,534	22,416	9,884	-3,191	61,752	3,101	20,126	68,907	54,575	46,424	59,043	18,696	20,516	31,870	49,409	-15,964	37,052	3,829	2,255	9,815	8,403	3,450	-12,092	2,718	-11,264	11,834	-18,441	-16,180	20,824	12,102	1,520	19,235	-3,453	18,993	-32,591	-24,966	-29,406	9,008	-40,660	31,493	51,061	17,716	-25,820	45,278	3,964	-5,544	-5,523	16,576	3,818	12,957	-6,966	124,575	24,778	23,647	14,928	837,935	13,372	27,296	7,670	9,001	-4,333	12,692	17,104	50,059	47,576	-3,686	6,412	18,062	14,083	24,014	5,606	12,648	8,321	1,662	7,902	20,818	2,439	-3,639	15,053	21,107	-870	11,530	13,050	7,470	10,330	3,780	3,960	33,520	5,020	4,930	8,220	10,170	850	-1,290	360	10,200	930	3,420	16,830	1,200
Other Cashflows From Investing Activities	0	0	0	-12,802	-55,404	0	-43,658	-59,232	-12,486	-355	-1	-25,155	28,958	1,913	-14,240	-95,352	-13,076	-6,842	20,383	1,827	11,173	-1	118	-590	-177	-956	212	-1,041	-7	924	1,763	-1,439	1,445	574	1,710	-446	406	122	943	-87	883	28,591	269	218	1,083	511	1,948	818	1,694	0	0	724	330	763	382	62	536	4,400	3,561	2,973	541	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	42	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Non Cash Items	1,266	-1,483	-150	-215	447	-1,642	1,077	1,431	1,456	211	-166	-207	125	-183	216	-768	203	-663	-305	-249	260	1,028	-280	-396	-107	15	-198	924	1,054	-148	-215	1,711	29	-1,221	-221	-222	-221	-202	-216	-217	677	-28,173	-215	-217	-215	247	106	750	257	961	410	582	1,835	2,196	1,249	1,083	4,270	1,928	-141	2,713	1,065	2,193	401	134	139	2,023	-1,840	151	297	1,309	-723	275	299	355	301	223	220	604	344	105	639	639	292	341	-284	1,397	-398	396	385	960	-155	250	150	357	-54	143	175	1,580	-720	1,420	5,430	-6,290	-1,520	4,210	-1,300	1,070	590	2,100	1,460	2,080	-1,720	1,420	3,090	1,620	680	2,690	12,750
Sale Purchase Of Stock	0	0	-40	28	33	-30	-1,685	-1,922	-3,048	-150	26	28	25	26	24	25	21	25	20	-149,625	19	-87	18	22	-25	-25	-34	-24	-74	-46	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-24	-24	0	0	0	0	0	0	0	-97	0	0	0	0	0	0	-157,558	-927	0	0	-895,440	-210	0	0	-54,127	-466	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	30	120	0	20	20	110	10	20	0	90	0	140	0	0	0	0	0	0	0	90
Stock Based Compensation	127	127	171	141	107	121	121	103	71	80	84	69	61	62	56	57	86	63	22	89	50	57	50	45	8	8	1,831	0	0	1,232	473	0	0	1,943	673	603	881	771	1,402	646	0	30,118	1,006	1,059	1,000	1	26	27	28	28	27	27	28	29	28	28	28	29	28	27	28	112	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Cash From Financing Activities	-6,827	-6,827	5,050	25,356	57,481	31,573	6,607	-7,591	-3,386	25,207	35,222	20,210	24,401	-31,531	33,200	149,127	10,652	1,909	18,793	-741	-13,814	8,681	-7,469	-10,443	12,855	30,105	839	28,471	18,075	21	6,374	38,913	-41,460	16,605	-16,617	1,858	9,419	8,056	3,103	-12,390	2,421	-11,563	11,536	-18,689	-16,428	20,577	11,854	1,272	18,987	-3,702	18,745	-32,839	-25,212	-29,677	5,293	-40,907	31,000	50,570	17,226	-26,311	44,444	3,015	-6,377	-6,307	15,791	-6,966	12,168	-32,684	-7,583	23,100	22,928	14,249	39,264	11,527	26,614	7,028	3,358	-5,503	12,052	16,504	48,221	48,221	-4,281	5,936	12,314	13,611	23,543	5,190	6,600	7,905	1,246	7,514	18,967	2,050	-4,028	14,691	20,746	-1,200	11,290	12,720	7,150	10,020	3,560	3,680	33,260	4,740	4,760	7,970	10,050	600	-1,520	150	10,000	720	3,230	16,640	1,100
Total Cash From Operating Activities	3,182	3,004	2,912	1,579	3,501	3,781	3,759	5,493	4,532	5,564	1,702	1,718	14,192	717	-8,776	756	-1,332	4,439	3,052	3,226	1,653	4,737	3,162	1,293	2,962	2,482	3,306	226	3,424	2,676	3,090	1,658	1,229	758	3,128	1,163	2,784	2,559	3,046	1,559	2,871	1,523	2,304	2,025	2,665	1,753	2,501	3,032	2,490	2,325	1,811	2,320	2,936	-743	1,017	-914	3,473	-1,548	540	-5,895	1,981	2,628	1,946	646	2,726	2,531	985	1,672	2,918	2,625	1,686	1,883	2,860	3,001	1,620	1,264	3,292	2,289	2,479	1,172	2,555	2,555	1,701	1,058	2,566	3,529	1,509	561	-1,391	2,498	1,960	772	2,993	1,312	1,517	1,172	2,238	1,450	2,090	1,620	1,850	1,420	1,480	820	1,710	1,820	1,170	930	1,540	1,610	1,440	1,080	1,980	1,860	680	740	1,270
Total Cashflows From Investing Activities	0	0	0	-1,841	-51,163	0	-42,639	-69,389	-30,765	-27,153	-8,118	-43,834	18,374	19,375	-22,167	-98,394	-21,055	-7,690	18,760	15,318	2,743	180	-4,360	2,999	13,208	-33,610	-19,082	-18,835	-26,843	-51,736	33,213	-21,615	16,501	4,818	7,242	-11,836	-15,637	-4,447	-1,545	3,817	-7,070	-25,349	-2,296	26,879	16,401	-29,589	-736	-13,064	-1,614	30,040	50,328	56,322	27,734	12,252	0	0	0	0	0	0	0	0	0	0	0	41,740	38,190	21,329	10,310	0	0	0	0	0	0	3,461	9,638	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Income Statement

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31	1994-12-31	1993-12-31	1992-12-31
Cost Of Revenue	4,133	3,729	3,629	3,369	2,653	2,487	2,768	2,355	1,615	2,040	5,980	8,174	10,415	1,826	21,198	21,406	24,349	21,476	13,371	10,098	10,643	13,657	17,356	17,332	0	0	0	0	0	0	0	0
Depreciation And Amortization	2,578	2,423	2,438	2,525	2,539	2,469	2,742	2,725	2,543	2,277	1,952	1,884	1,816	1,938	1,854	1,768	1,688	1,535	1,390	1,301	1,370	1,436	1,476	1,376	1,249	990	941	883	768	884	919	704
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	-2,045	11,764	9,736	5,910	8,940	10,167	2,886	6,531	7,320	8,161	8,191	10,956	11,068	11,678	16,216	28,447	34,484	29,910	22,217	21,037	20,039	21,263	23,600	23,047	19,899	18,873	16,212	14,847	12,670	11,534	10,625	12,113
Ebitda	533	14,187	12,174	8,435	11,479	12,636	5,628	9,256	9,863	10,438	10,143	12,840	12,884	13,616	18,070	30,215	36,172	31,445	23,607	22,338	21,409	22,699	25,076	24,423	21,148	19,863	17,153	15,730	13,438	12,418	11,544	12,817
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	-1,221	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	76,146	51,989	50,050	45,129	45,243	44,072	40,662	37,972	38,184	37,044	37,916	41,765	41,732	41,721	39,973	40,217	38,158	36,015	34,531	33,811	30,992	29,298	25,494	22,622	21,007	5,561	4,874	4,736	4,670	4,187	4,272	6,352
Income Before Tax	9,064	10,582	9,736	5,910	8,940	5,198	-126	3,751	3,688	4,312	3,511	5,182	4,353	1,696	1,893	9,441	11,135	9,634	9,896	11,789	10,396	9,307	7,444	6,340	6,037	6,173	5,531	4,754	3,139	3,909	2,882	2,114
Income Tax Expense	1,334	1,474	1,296	521	1,080	279	-97	82	54	196	348	995	1,063	149	211	2,651	3,166	2,610	2,628	3,209	2,571	2,256	1,734	1,207	1,215	1,537	1,441	1,309	797	1,136	667	376
Interest Expense	18,427	3,605	3,458	5,292	6,422	4,969	3,012	2,574	3,632	3,849	4,680	5,774	6,715	9,982	14,323	19,006	23,349	20,276	12,321	9,248	9,643	11,956	16,156	16,707	13,862	12,700	10,681	10,093	9,531	7,625	7,743	9,999
Interest Income	62,551	47,956	42,182	39,875	40,020	37,966	32,779	29,713	30,295	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	7,730	9,108	8,440	5,389	7,860	4,919	-29	3,669	3,634	4,116	3,163	4,187	3,290	1,547	1,682	6,790	7,969	7,024	7,268	8,580	7,825	7,051	5,710	5,133	4,822	4,636	4,090	3,445	2,342	2,773	2,215	1,738
Net Income Applicable To Common Shares	0	9,108	8,440	5,389	7,860	4,919	-29	3,797	3,634	4,116	3,163	4,187	3,290	1,547	1,682	6,790	7,969	7,024	7,268	8,580	7,825	7,051	5,710	5,133	0	0	0	0	0	0	0	0
Net Income From Continuing Ops	8,890	9,108	8,440	5,389	7,860	4,919	-29	3,797	3,634	4,116	3,163	4,187	3,290	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	48,989	44,351	38,724	34,583	33,598	32,997	29,767	27,139	26,663	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	241	241	241	606	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	66,140	11,764	9,736	5,910	8,940	10,167	151	597	453	180	214	506	325	449	401	236	486	539	522	346	20,039	21,263	23,600	23,047	19,899	18,873	16,212	14,847	12,670	11,534	10,625	12,113
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	71,435	47,313	43,943	42,588	38,956	35,985	32,783	29,229	29,842	30,109	37,702	41,259	448	2,480	619	773	724	775	748	33,465	10,953	8,035	1,894	425	1,108	13,312	11,338	10,111	8,000	7,347	6,353	5,761
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	2,597	2,423	2,438	2,525	2,539	2,469	2,742	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	0	473	370	381	552	611	575	612	584	822	809	758	1,356	1,493	1,417	773	724	775	748	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling General Administrative	31,431	28,046	26,080	26,170	24,815	24,030	25,485	21,306	22,671	22,200	21,360	22,464	23,426	23,406	22,526	17,041	15,931	15,192	14,378	13,201	12,109	11,077	10,115	9,336	8,677	7,797	7,670	7,406	7,178	7,050	6,807	5,954
Tax Provision	1,504	1,474	1,296	521	1,080	279	-97	160	54	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	14,139	43,584	-43,943	-42,588	-38,956	-35,985	30,015	26,874	28,227	28,069	-37,702	-41,259	448	654	619	773	724	775	748	-33,465	-10,953	-8,035	-1,894	425	-1,108	13,312	11,338	10,111	8,000	7,347	6,353	5,761
Total Other Income Expense Net	9,064	-1,182	9,378	5,691	8,705	-4,969	-277	3,360	3,235	4,132	3,297	4,676	4,028	1,247	1,492	9,205	10,649	9,095	9,374	11,443	-9,643	-11,956	-16,156	-16,707	-13,862	-12,700	-10,681	-10,093	-9,531	-7,625	-7,743	-9,999
Total Revenue	80,279	55,718	53,679	48,498	47,896	46,559	43,430	40,327	39,799	39,084	37,916	41,765	41,732	43,547	39,973	40,217	38,158	36,015	34,531	33,811	30,992	29,298	25,494	22,622	21,007	5,561	4,874	4,736	4,670	4,187	4,272	6,352

	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30	1996-06-30	1996-03-31	1995-12-31	1995-09-30	1995-06-30	1995-03-31
Cost Of Revenue	0	0	1,053	1,051	943	0	1,017	891	826	280	887	919	932	0	6,660	5,464	894	0	588	482	637	2,460	680	581	508	2,149	564	660	577	1,270	599	589	597	1,681	361	308	1,168	705	218	1,062	1,281	1,604	1,444	1,477	1,455	1,801	2,164	2,498	1,711	2,362	450,606	415,108	432,847	3,371	3,752	3,996	7,663	5,154	4,425	6,703	4,916	5,220	5,352	5,150	5,684	6,197	6,091	5,903	6,158	6,249	5,747	5,016	4,464	4,031	3,506	2,994	2,840	2,653	2,638	2,463	2,344	2,315	2,616	2,792	2,920	3,189	3,603	3,421	3,444	3,852	4,358	4,508	4,638	4,678	4,582	4,186	3,886	3,670	3,540	3,380	3,280	3,310	3,330	3,130	2,930	2,810	2,760	2,620	2,490	2,510	2,540	2,520	2,530	2,580	2,510	2,310	2,130
Depreciation And Amortization	614	0	670	659	635	633	618	576	596	613	588	595	642	646	630	617	632	867	548	565	559	599	620	630	620	661	687	696	698	691	685	682	667	660	626	629	628	620	627	544	486	481	491	489	491	473	472	470	469	452	446	455	464	462	483	492	500	482	457	457	458	449	443	441	434	421	423	436	409	361	396	408	370	371	346	350	323	324	327	317	340	340	233	452	344	349	242	473	372	372	364	385	355	346	363	321	346	360	280	260	270	270	240	240	240	240	230	230	240	230	220	220	210	220	180	180	190
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	0	0	852	1,409	5,395	3,692	3,766	3,007	3,171	2,448	3,133	2,862	4,404	1,536	2,430	4,302	2,934	3,927	4,249	3,411	3,775	2,931	3,011	2,225	2,000	-2,066	1,538	1,882	1,532	1,582	2,174	986	1,789	980	1,731	2,390	2,219	2,370	1,554	2,122	2,115	1,079	2,384	2,412	2,316	3,208	2,562	2,246	2,941	2,708	3,054	3,103	2,203	2,662	3,663	4,074	1,279	3,623	5,033	2,604	4,956	5,386	7,352	7,573	8,136	8,754	8,669	8,540	8,520	8,458	7,788	7,202	6,462	5,955	5,524	5,293	5,446	5,385	5,227	5,374	4,833	4,833	4,904	5,072	5,229	5,203	5,288	5,399	5,374	5,533	5,956	6,028	6,083	6,218	6,018	5,597	5,214	5,020	5,120	4,900	4,880	4,790	4,830	4,730	4,530	4,490	4,150	3,830	3,750	3,740	3,690	3,680	3,760	2,760	3,540	3,250	3,120
Ebitda	614	0	1,522	2,068	6,030	4,325	4,384	3,583	3,767	3,061	3,721	3,457	5,046	2,182	3,060	4,919	3,566	4,794	4,797	3,976	4,334	3,530	3,631	2,855	2,620	-1,405	2,225	2,578	2,230	2,273	2,859	1,668	2,456	1,640	2,357	3,019	2,847	2,990	2,181	2,666	2,601	1,559	2,875	2,901	2,808	3,681	3,034	2,716	3,409	3,159	3,500	3,558	2,667	3,124	4,147	4,566	1,779	4,106	5,489	3,060	5,415	5,835	7,795	8,014	8,570	9,175	9,092	8,976	8,929	8,819	8,185	7,609	6,833	6,326	5,869	5,643	5,769	5,709	5,554	5,691	5,174	5,174	5,137	5,525	5,573	5,552	5,530	5,872	5,745	5,905	6,320	6,413	6,438	6,564	6,381	5,918	5,560	5,380	5,400	5,160	5,150	5,060	5,070	4,970	4,770	4,730	4,380	4,060	3,990	3,970	3,910	3,900	3,970	2,980	3,720	3,430	3,310
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	21,410	21,410	13,855	14,325	15,036	14,035	13,807	12,830	12,312	12,983	12,595	11,725	13,358	13,064	5,465	6,149	10,802	11,728	11,701	11,622	11,138	11,934	11,208	11,589	10,592	11,109	10,528	10,269	9,723	9,962	9,531	9,550	9,323	9,931	9,556	9,683	9,888	10,298	9,553	9,727	9,597	9,776	9,209	9,584	9,487	10,242	10,650	10,694	10,179	10,421	-440,032	-404,694	-422,522	10,835	11,313	10,654	10,750	10,684	10,053	9,792	9,445	9,992	10,532	9,980	9,713	9,697	9,563	9,611	9,287	9,216	8,930	9,131	8,738	8,743	8,703	8,530	8,554	8,497	8,621	8,558	7,840	29,992	7,770	7,806	7,576	7,649	7,424	7,305	6,921	6,866	6,638	6,220	5,770	6,022	5,558	5,571	5,471	1,760	1,680	1,850	1,860	1,880	1,580	1,940	1,920	2,330	1,920	1,970	1,950	2,060	1,800	1,830	1,640	1,480	1,410	1,600	1,840
Income Before Tax	1,784	1,784	1,522	2,068	3,690	3,114	2,969	2,161	2,338	1,851	2,194	2,109	3,582	456	1,161	2,927	1,366	2,280	2,593	1,809	2,258	1,482	1,712	1,054	946	-2,980	701	1,209	944	942	1,541	404	1,070	74	816	1,472	1,326	1,465	603	1,160	1,084	-25	1,240	1,235	1,062	1,857	1,147	747	1,430	1,146	1,435	1,413	359	592	1,411	1,378	-1,685	345	1,607	-1,099	1,041	1,167	2,800	2,723	2,752	2,857	2,778	2,837	2,662	2,509	2,342	2,486	2,298	2,224	2,317	2,524	2,831	2,932	2,889	3,111	2,618	2,618	2,588	2,580	2,609	2,415	2,285	2,377	2,230	2,081	1,998	1,770	1,595	1,690	1,586	1,561	1,502	1,340	1,580	1,520	1,600	1,480	1,500	1,590	1,600	1,680	1,380	1,210	1,260	1,220	1,150	1,160	1,230	180	1,030	940	990
Income Tax Expense	301	301	160	266	607	471	427	269	307	173	286	267	570	-89	61	433	116	305	361	183	231	94	115	64	4	-91	-56	48	2	47	212	-148	49	-236	-24	193	121	119	-89	59	107	-235	203	220	161	461	73	109	351	279	392	378	14	142	376	370	-739	-32	449	-477	271	260	821	788	782	813	798	810	745	692	631	680	608	588	596	670	774	844	795	805	651	651	624	640	656	565	554	565	572	482	486	412	353	270	331	319	287	240	350	280	350	340	340	430	430	470	340	310	320	330	310	320	350	-40	310	270	260
Interest Expense	1,103	1,103	5,763	4,248	2,340	1,211	797	764	833	944	939	753	822	1,080	1,269	1,375	1,568	1,647	1,656	1,602	1,517	1,448	1,299	1,168	1,054	914	837	673	588	640	633	582	719	906	915	918	893	905	951	962	1,031	1,104	1,144	1,178	1,255	1,351	1,414	1,499	1,511	1,562	1,619	1,690	1,845	2,070	2,252	2,695	2,963	3,279	3,426	3,703	3,916	4,220	4,552	4,850	5,384	5,897	5,891	5,703	5,858	5,949	5,447	4,716	4,165	3,731	3,206	2,768	2,615	2,453	2,339	2,263	2,215	2,215	2,316	2,492	2,620	2,788	3,003	3,022	3,144	3,452	3,959	4,257	4,488	4,528	4,432	4,036	3,711	3,670	3,540	3,380	3,280	3,310	3,330	3,130	2,930	2,810	2,760	2,620	2,490	2,510	2,540	2,520	2,530	2,580	2,510	2,310	2,130
Interest Income	0	17,840	17,105	16,268	15,087	14,091	12,338	11,071	10,456	10,587	10,799	9,848	10,948	10,440	9,690	9,805	9,940	9,979	10,155	10,074	9,812	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	1,483	1,483	1,362	1,802	3,083	2,643	2,542	1,892	2,031	1,678	1,908	1,842	3,012	545	1,100	2,494	1,250	1,975	2,232	1,626	2,027	1,388	1,597	990	942	-2,889	757	1,161	942	895	1,329	552	1,021	310	840	1,279	1,205	1,346	692	1,101	977	210	1,037	1,015	901	1,396	1,074	638	1,078	867	1,043	1,035	345	450	1,035	1,008	-946	376	1,158	-622	770	907	1,978	1,935	1,970	2,045	1,980	2,027	1,917	1,817	1,711	1,806	1,690	1,636	1,721	1,854	2,057	2,088	2,093	2,306	1,967	1,967	1,964	1,940	1,953	1,850	1,731	1,812	1,658	1,599	1,511	1,358	1,242	1,420	1,255	1,242	1,215	1,110	1,230	1,240	1,250	1,140	1,160	1,170	1,170	1,210	1,050	900	940	900	840	840	880	220	720	670	730
Net Income Applicable To Common Shares	0	0	0	1,802	3,083	2,643	2,542	1,892	2,031	1,678	1,908	1,842	3,012	545	1,100	2,494	1,250	1,975	2,232	1,626	2,027	1,388	1,597	992	942	-2,889	757	1,161	942	895	1,329	552	1,021	310	840	1,279	1,205	1,346	692	1,101	977	210	1,037	1,015	901	1,396	1,074	638	1,078	867	1,043	1,035	345	450	1,035	1,008	0	376	1,158	-770	770	907	1,978	1,935	1,970	2,045	1,980	2,027	1,917	1,817	1,711	1,806	1,690	1,636	1,721	1,854	2,057	2,088	2,093	2,307	2,092	1,967	1,964	1,941	1,953	1,850	1,731	1,812	1,658	1,599	1,512	1,357	1,242	1,420	1,255	1,243	1,215	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income From Continuing Ops	0	1,483	1,362	1,802	3,083	2,643	2,542	1,892	2,031	1,678	1,908	1,842	3,012	545	1,100	2,494	1,250	1,975	2,232	1,626	2,027	1,388	1,597	992	942	-2,889	757	1,161	942	895	1,329	552	1,021	310	840	1,279	1,205	1,346	692	1,101	977	210	1,037	1,015	901	1,396	1,074	638	1,078	0	1,043	1,035	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	0	11,764	11,342	12,020	12,747	12,880	11,541	10,307	9,623	9,643	9,860	9,095	10,126	9,360	8,421	8,430	8,372	8,332	8,499	8,472	8,295	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-205	205	667	-292	-308	174	148	404	-513	202	241	0	0	0	606	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	17,842	17,842	1,522	2,068	5,395	3,692	3,766	3,007	3,171	2,795	103	82	57	219	13,394	13,806	35	235	49	90	45	151	59	40	5	151	35	29	56	597	53	52	47	453	93	46	2,219	180	45	47	65	214	56,525	56,874	142,586	506	111,195	140,132	75,830	325	75,802	61,694	83,128	449	130,072	102,272	82,548	401	69,531	2,604	74,660	236	62,543	53,829	59,935	486	112,717	170,528	152,053	539	114,892	119,456	106,156	522	143,028	139,845	90,636	346	5,227	5,374	4,833	3,490	4,904	5,072	5,229	5,203	5,288	5,399	5,374	5,533	5,956	6,028	6,083	6,218	6,018	5,597	5,214	1,340	1,580	1,520	1,600	1,480	1,500	1,590	1,600	1,680	1,380	1,210	1,260	1,220	1,150	1,160	1,230	180	1,030	940	990
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	19,646	19,646	13,386	13,308	15,059	891	12,207	891	9,967	3,629	10,712	9,777	10,921	21,734	18,893	16,343	9,951	20,615	10,159	10,043	9,831	20,501	9,755	9,554	8,794	18,853	8,533	8,032	7,669	18,144	7,383	7,383	7,318	18,964	444	391	86	18,848	303	127	124	18,100	52,863	124,320	123,050	19,787	138,733	146,594	145,018	448	581,946	557,483	577,006	654	177,369	174,296	175,985	619	161,428	7,188	171,494	773	184,891	225,381	184,359	724	187,964	203,081	173,301	775	167,620	189,364	141,843	748	217,633	187,501	82,082	9,814	3,393	3,184	3,007	0	2,866	2,734	2,346	2,446	2,136	1,906	1,547	1,333	681	193	313	196	460	26	258	11,430	10,720	10,470	10,090	10,320	10,070	9,740	9,110	9,080	8,810	8,620	8,160	8,360	8,270	8,240	8,000	9,040	7,910	7,590	7,230
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	0	614	670	659	635	633	618	576	596	613	588	595	642	646	630	617	632	867	548	565	559	599	620	630	620	661	687	696	698	691	685	682	667	660	626	629	628	620	627	544	486	481	491	489	491	473	472	470	469	452	446	455	464	462	483	492	500	482	457	457	458	449	443	441	434	421	423	436	409	361	396	408	370	371	346	350	323	324	327	317	334	340	233	452	344	349	242	473	372	372	364	385	355	346	363	321	346	360	280	260	270	270	240	240	240	240	230	230	240	230	220	220	210	220	180	180	190
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	0	0	159	101	113	175	136	69	0	78	0	0	78	114	82	71	114	102	137	151	162	151	143	135	182	124	153	154	144	162	146	154	150	137	83	83	86	128	85	127	124	89	53	124	123	268	328	350	349	275	355	360	366	965	392	392	398	294	389	364	370	178	185	225	184	160	188	203	173	276	168	189	142	279	218	188	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3,670	3,540	3,380	3,280	3,310	3,330	3,130	2,930	2,810	2,760	2,620	2,490	2,510	2,540	2,520	2,530	2,580	2,510	2,310	2,130
Selling General Administrative	7,415	7,415	8,087	8,332	7,597	7,423	7,051	6,886	6,686	6,581	6,712	6,419	6,368	7,539	6,860	5,557	6,214	6,601	6,172	6,288	6,012	5,879	5,963	6,329	5,860	8,862	5,428	5,766	5,429	5,052	5,276	5,225	5,467	5,614	5,994	5,562	5,501	5,580	5,560	5,615	5,445	5,405	5,100	5,376	5,479	3,703	6,373	6,346	6,043	5,191	6,099	6,187	5,906	6,846	5,504	5,711	5,436	6,759	5,274	5,802	4,745	4,547	4,205	4,431	4,037	3,506	4,157	4,216	3,902	3,363	4,001	3,985	3,712	3,713	3,690	3,564	3,411	3,387	3,346	3,259	3,147	3,147	3,058	2,982	2,922	2,973	2,799	2,692	2,614	2,670	2,552	2,490	2,403	2,390	2,354	2,287	2,306	4,090	3,640	3,710	3,530	3,700	3,410	3,480	3,250	3,460	3,290	3,380	3,180	3,340	3,190	3,200	2,940	3,880	2,890	2,970	2,970
Tax Provision	0	301	160	266	607	471	427	269	307	173	286	267	570	-89	61	433	116	305	361	183	231	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	3,568	3,568	-13,386	-13,308	14,116	-891	11,190	891	-9,967	3,629	9,825	8,858	9,989	-21,734	12,233	10,879	9,057	-20,615	9,571	9,561	9,194	-20,501	9,075	8,973	8,286	-18,853	7,969	7,372	7,092	-18,144	6,784	6,794	6,721	-18,964	83	83	86	-18,848	85	127	124	-18,100	52,863	124,320	123,050	-19,787	138,733	146,594	145,018	448	131,340	142,375	144,159	654	177,369	174,296	175,985	619	161,428	-7,188	171,494	773	184,891	225,381	184,359	724	187,964	203,081	173,301	775	167,620	189,364	141,843	748	217,633	187,501	82,082	-9,814	-3,393	-3,184	-3,007	0	-2,866	-2,734	-2,346	-2,446	-2,136	-1,906	-1,547	-1,333	-681	-193	313	196	460	26	-258	7,760	7,180	7,090	6,810	7,010	6,740	6,610	6,180	6,270	6,050	6,000	5,670	5,850	5,730	5,720	5,470	6,460	5,400	5,280	5,100
Total Other Income Expense Net	1,784	1,784	1,359	1,903	-1,705	-578	-797	-846	-833	-944	2,091	2,027	3,525	237	-12,233	-10,879	1,331	2,045	2,544	1,719	2,213	1,332	1,653	1,017	941	-3,131	666	1,180	888	345	1,488	352	1,023	-379	723	1,426	-893	1,285	558	1,113	1,019	-239	1,183,436	1,177,515	919,278	1,351	1,036,339	607,278	1,353,883	821	1,359,324	1,351,805	275,321	143	1,280,490	1,276,198	-1,767,682	-56	1,537,271	-3,703	966,120	931	2,737,060	2,669,080	2,691,938	2,371	2,665,565	2,666,835	2,509,967	1,970	2,226,636	2,366,172	2,191,778	1,702	2,174,379	2,384,236	2,740,122	2,586	-2,339	-2,263	-2,215	0	-2,316	-2,492	-2,620	-2,788	-3,003	-3,022	-3,144	-3,452	-3,959	-4,257	-4,488	-4,528	-4,432	-4,036	-3,711	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Revenue	21,410	21,410	14,908	15,376	15,979	14,035	14,824	13,721	13,138	13,263	13,482	12,644	14,290	13,064	12,125	11,613	11,696	11,728	12,289	12,104	11,775	11,934	11,888	12,170	11,100	11,109	11,092	10,929	10,300	9,962	10,130	10,139	9,920	9,931	9,917	9,991	9,888	10,298	9,771	9,727	9,597	9,776	9,209	9,584	9,487	10,242	10,650	10,694	10,179	10,421	10,574	10,414	10,325	10,835	11,313	10,654	10,750	10,684	10,053	9,792	9,445	9,992	10,532	9,980	9,713	9,697	9,563	9,611	9,287	9,216	8,930	9,131	8,738	8,743	8,703	8,530	8,554	8,497	8,621	8,558	7,840	7,840	7,770	7,806	7,576	7,649	7,424	7,305	6,921	6,866	6,638	6,220	5,770	6,022	5,558	5,571	5,471	5,430	5,220	5,230	5,140	5,190	4,910	5,070	4,850	5,140	4,680	4,590	4,440	4,570	4,340	4,350	4,170	4,060	3,920	3,910	3,970

Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue	80,279
Cost of Revenue	-4,133
Gross Profit	76,146	76,146

Operating Income (+$)
Gross Profit	76,146
Operating Expense	-14,139
Operating Income	66,140	62,007

Operating Expense (+$)
Research Development	0
Selling General Administrative	31,431
Selling And Marketing Expenses	0
Operating Expense	14,139	31,431

Net Interest Income (+$)
Interest Income	62,551
Interest Expense	-18,427
Other Finance Cost	-4,865
Net Interest Income	48,989

Pretax Income (+$)
Operating Income	66,140
Net Interest Income	48,989
Other Non-Operating Income Expenses	0
Income Before Tax (EBT)	9,064	57,076 EBIT - interestExpense = -20,472 9,064 26,157
Interest Expense	18,427
Earnings Before Interest and Taxes (EBIT)	-2,045	27,491
Earnings Before Interest and Taxes (EBITDA)	533

After tax Income (+$)
Income Before Tax	9,064
Tax Provision	-1,504
Net Income From Continuing Ops	8,890	7,560
Net Income	7,730
Net Income Applicable To Common Shares	0

Non-recurring Events
Discontinued Operations	0
Extraordinary Items	0
Effect of Accounting Charges	0
Other Items	0
Non Recurring	0
Other Operating Expenses	71,435
Total Other Income/Expenses Net	9,064	-48,989

Technical Analysis of Old Point Financial Corporation
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Old Point Financial Corporation. The general trend of Old Point Financial Corporation is BEARISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Old Point Financial Corporation's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitions	Bullish trend (-100.0%)		Bearish trend (100.0%)
Overbought to neutral	Bullish pullback	=	Bearish reversal
Upper to lower neutral	Bullish correction	=	Bearish continuation
Nuetral to oversold	Oversold	=	Oversold
Oversold to neutral	Bullish reversal	=	Bearish correction
Lower to upper neutral	Bullish continuation	=	Bearish pullback
Nuetral to overbought	Overbought	=	Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.

Score

Let's take a look at the Support & Resistance of Old Point Financial Corporation.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 14.51 < 14.66 < 15.20.

The bearish price targets are: 14.92 > 14.60.

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Old Point Financial Corporation Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

Moving averages are lagging trend indicators.
There are many types of moving averages.
Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Old Point Financial Corporation. The current mas is .

The long score for the Moving Averages is 0/14.
The longshort score for the Moving Averages is -14/(-14 +14).

MA 20 trending down: The MA 20 is trending down. -1
Close < MA 20: The price is below the MA 20. -1
MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
MA 50 trending down: The MA 50 is trending down. -1
Close < MA 50: The price is below the MA 50. -1
MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
MA 100 trending down: The MA 100 is trending down. -1
Close < MA 100: The price is below the MA 100. -1
MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
MA 200 trending down: The MA 200 is trending down. -1
Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving Average	Amount of candles	vs. MA 50	vs. MA 100	vs. MA 200
MA 20	20
MA 50	50	-
MA 100	100	-	-
MA 200	200	-	-	-

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Shows the moving average of the selected period.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

There are various kinds of moving averages:

Simple moving average (SMA);
Exponential moving average (EMA);
Smoothed moving average (SMMA);
Linear weighted moving average (LWMA).

The moving average looks at a certain period of time and it calculates the price average. The various types of averages are using various formulas. Don’t worry, you don’t have to memorize any formula. All moving averages are calculated automatically by basically every charting software you use. But it’s good to know how moving averages are actually calculated.

Simple moving average

SMA is calculated by summing up the price closures of the selected period. The price is then divided by the selected period. For example, when using the 21 day moving average you sum up all the closing prices for each day and divide that by 21. The result is a line on the chart representing the average. Because it’s an average in the selected timeframe, the trend is always lagging. An moving average looks like this on the chart:

Source: Tradingview.com

In this case, the blue line represents a 21 day moving average. Because the average is based on results from the past, the indicator will always lag behind. For example, when price would suddenly go up, the moving average won't immediately follow.

All other moving averages discussed below look the same on the chart. The only difference is that the line will move in different directions based on the maths behind the used indicators and the amount of days used to determine the average.

Exponential moving average

The EMA gives more weight to the latest closing prices by giving them more value in the equation. EMA is calculated by adding a certain percentage to the latest closing prices:

EMA = (CLOSE (i) * P) + (EMA (i - 1) * (1 - P))

Where:

CLOSE (i) = current period close price.
EMA (i - 1) = value of the Moving Average of a preceding period.
P = the percentage of using the price value.

Smoothed moving average

A smoothed moving average is an exponential moving average with a long lookback period. Older prices are reduced in weight but are never left out in the calculation. Unlike SMA and EMA where prices are removed when they are beyond the selected period. SMMA is a combination of the SMA and EMA. The main advantage is that it smooths out fluctuations in price.

Linear weighted moving average

The LWMA gives the latest price the highest weight and then lineary scales down with each price before that. The result is that the LWMA reacts quicker to changes in price than the SMA or EMA. The formula:

LWMA = ((Pn∗W1)+(Pn−1∗W2)+(Pn−2∗W3)...) / ∑W

Where:

P = Price for the period.
n = The most recent period, n-1 is the prior period, and n-2 is two periods prior.
W = The assigned weight to each period, with the highest weight going first and then descending linearly based on the number of periods being used.

Moving averages are widely used by many traders. Which moving average you need depends on your trading strategy. Common practise is using a combination of multiple periods. For example, the EMA21, EMA50, EMA100 and EMA200. How does that look on a chart:

Source: Tradingview.com

The lowest (purple) line on the chart represents the EMA200 then following up the EMA100, EMA50 and EMA21.

You can use moving averages to determine a trend. The 200 moving average is mostly used as a baseline for determining the current trend:

When the 200 moving average is moving up it is considered a bullish trend.
When the 200 moving average is down it is considered a bearish trend.
When moving averages are flatlined, there is no clear trend so you should look for market structure, consolidation or trend reversals. Depending on how you want to trade.

This is not set in stone. Most trading strategies use multiple moving averages each with different settings. While one strategy might use the EMA20, the other uses the SMA21. There can be hundreds of different variations. Moving averages can also be used as support and resistance. More often than not, prices will bounce on moving averages.

Old Point Financial Corporation Daily Moving Averages Chart

2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

MACD is a lagging momentum indicator.
Uses two moving averages.
Can show buy or sell signals based on momentum.
Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Old Point Financial Corporation. The current macd is -0.5242359.

The long score for the Moving Average Convergence/Divergence (MACD) is 1/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -2/(-4 +4).

MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Old Point Financial Corporation price going down in the near term. -2
MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Old Point Financial Corporation. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Old Point Financial Corporation price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1

Old Point Financial Corporation Daily Moving Average Convergence/Divergence (MACD) Chart

2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.

Score

Let's take a look at the Directional Movement Index (DMI) of Old Point Financial Corporation. The current adx is 15.65.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -1/(-7 +7).

PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Old Point Financial Corporation shares, leading to potential downward momentum in its price. -1
PLUS_ID < MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.

Old Point Financial Corporation Daily Directional Movement Index (DMI) Chart

2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

Parabolic SAR (stop and reverse) is a lagging trend indicator.
Shows the current trend.
Shows potential entry signals.
Shows potential exit signals.
Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Old Point Financial Corporation. The current sar is 15.40.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1

Old Point Financial Corporation Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

Leading momentum indicator, meaning the signals are instant.
Ranges between 0 and 100.
Above 70 is considered overbought.
Below 30 is considered oversold.
Above or below 50 can also be used to determine price trend or support and resistance.
RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Old Point Financial Corporation. The current rsi is 37.28. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
Trending down: The RSI is trending down. -1

Measures the speed and change of price movements.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

The RSI measures the magnitude of recent price changes to determine if the asset is overbought or oversold.

Overbought (RSI above 70) means that the trading price is above its intrinsic value. This might indicate a sell or short signal.
Oversold (RSI below 30) means that the trading price is below its intrinsic value. This might indicate a buy or long signal.
RSI levels above or below 50 can also be used to determine a trend.
RSI divergence looks at a deviation between RSI and price movement.
Can be used in many different ways.

Original usage

Keep in mind that almost every indicator can be used in different ways. Even beyond the orginal settings. The relative strength index was developed by J. Welles Wilder. Wilder recommended a smoothing period of 14 days. That means a 14 day moving average (read more about this setting below). Another quote from the wikipedia page:

Wilders also considers the RSI 50 line as both support and resistance. I recommend to always read the original settings first before using an indicator. Many traders and websites are using their own version of the indicator which might be confusing.

How you can use RSI (Divergence)

First and foremost, there is no real right or wrong usage of the RSI indicator. You can use it in any way you want. Wilder recommends using a 14 day average but you can make it 50 or 100 if you like. Just keep in mind that using an indicator is just part of a larger trading plan. In other words, it’s not recommended to do any trading or investing based on a single indicator like the RSI.

The RSI is measured on a scale between 0 and 100. From 30 till 0 is considered oversold. and from 70 -100 is overbought. The RSI is a leading indicator, meaning the signals are instant.

I like to use the RSI as a trend\momentum indicator and not as an overbought or oversold indicator. I use the middle (50) as the baseline. When prices go above RSI 50 the trend is bullish and can indicate long positions. When below 50 it is considered bearish and can indicate short positions. Other traders use the 70 and 30 levels as overbought/oversold depending on the used strategy. The RSI indicator looks like this:

Source: Tradingview.com

The general concensus is that an RSI above 70 indicates that the security is overbought. In other words, the price this security is trading for is to high and should come down. So if RSI hits 70 or above this might indicate a sell signal or taking a short position (expecting the price will go down). Although RSI above 70 indicates the security is trading above it's fair value, that does not mean the price will go down.

Use tradingview to add indicators

I highly recommend using tradingview to add indicators to a chart. It has all the indicators you can think off and can add them for free (up to three indicators) to any chart you want. You can see that the levels 30 and 70 are marked with a dotted line. If you want you can remove these lines or give it another colour using Tradingview. You can also adjust the moving average used. You can also find RSI indicators made by the community that include other settings like RSI divergences.

Tradingview

Use Tradingview to (back)test your strategies and add hundreds of indicators created by the community.

View tool on Tradingview.com

RSI divergence

RSI is not only used to determine momentum but can also spot reversals or continuations of the trend. A reversal means that the trend is going in the opposite direction. From bullish to bearish or from bearish to bullish. These reversals can be spotted by looking at the price and the direction of the RSI. When the price is going up but the RSI is going down that means there is a divergence. This is also the case when RSI goes up but price is going down.

There are four types of divergences:

Regular bullish divergence
Regular bearish divergence
Hidden bullish divergence
Hidden bearish divergence

Regular bullish divergence

With a regular bullish divergence, the price is making lower highs but the oscillator (in this case the RSI) is making higher lows. A regular bullish divergence might indicate the end of the current trend. You’ll see regular bullish divergences mostly at the end of a downtrend. But that does not mean that every regular bullish divergence is a trend reversal.

Price is making lower highs
RSI is making higher lows
Indicating bullish reversal (price might go up)

Source: Tradingview.com

Regular bearish divergence

With a regular bearish divergence the price is making higher highs but the oscillator (in this case the RSI) is making lower highs. This might indicate the end of an uptrend.

Price is making higher highs
RSI is making lower highs
Indicating bearish reversal

Source: Tradingview.com

Hidden bullish divergence

With a hidden bullish divergence, the price is making a higher low while the RSI is making a lower low. This might indicate bullish trend continuation.

Price is making higher lows
RSI is making lower lows
Indicating bullish continuation

Source: Tradingview.com

As you have noticed, you can have multiple divergences in a row.

Hidden bearish divergence

With a hidden bearish divergence, price is making lower highs but RSI is making higher highs. This might indicate bearish trend continuation.

Price is making lower highs
RSI making higher highs
Indicating bearish continuation

Source: Tradingview.com

You can find many cheatsheets of RSI divergences online. Search for "RSI divergence overview" and you'll find a lot of examples. You can print these to learn the various types of divergences.

Old Point Financial Corporation Daily Relative Strength Index (RSI) Chart

3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

Leading momentum indicator, meaning the signals are instant.
Used to determine overbought and oversold areas much like the RSI.
Ranges between 0 and 100.
Above 80 is considered overbought.
Below 20 is considered oversold.
Consists of two lines named K and D.
K compares the highest high and lowest low on the selected price range.
The D line is a moving average of the K line.
Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Old Point Financial Corporation. The current phase is Oversold in bear market.

The long score for the Stochastic Oscillator is 2/6.
The longshort score for the Stochastic Oscillator is -2/(-6 +6).

STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
STOCH < 20: The STOCH %K is below 20 and oversold. -2
STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Old Point Financial Corporation price going up in the near term. +2
Trending down: The STOCH %K is trending down. -1

Old Point Financial Corporation Daily Stochastic Oscillator Chart

3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

Lagging or leading Momentum indicator
When the CCI is above zero, the price is above the historical average
When the CCI is below zero, the price is below the historical average
Used for spotting trends
- If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
- If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Old Point Financial Corporation. The current cci is -63.89990687.

Old Point Financial Corporation Daily Commodity Channel Index (CCI) Chart

3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

Lagging momentum indicator
Ranges between +100 and -100
Considered overbought above +50
Considered oversold below -50
It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Old Point Financial Corporation. The current cmo is -26.6911771.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1

Old Point Financial Corporation Daily Chande Momentum Oscillator (CMO) Chart

3.5 Williams %R

Shows the current price relative to the highest high over the last 14 days.

Lagging momentum indicator
Ranging between 0 and -100
Above -20 is considered overbought
Below -80 is considered oversold
Is prone to give false signals

Score

Let's take a look at the Williams %R of Old Point Financial Corporation. The current willr is -87.43718593.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is -1/(-1 +1).

WILLR < -80: The Williams %R is below -80. This indicates that the price is in oversold territory, suggesting a potential price correction or trend reversal to the upside. -1

Old Point Financial Corporation Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

Lagging volatility indicator
Uses 3 bands: one upper, one lower and one in the middle
Works best when the middle band reflects an intermediate trend (MA20).
When the price is moving closer to the upper band, the market might be overbought
When the price is moving closer to the lower band, the market might be oversold

Score

Let's take a look at the Bollinger Bands of Old Point Financial Corporation.

Old Point Financial Corporation Daily Bollinger Bands Chart

4.2 Average True Range (ATR)

Measures market volatility

Leading volatility indicator
Can be used to determine stop-loss positions
Calculated by:
- Current high minus the current low
- Current high minus the previous close
- Current low minus the previous close
The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Old Point Financial Corporation. The current atr is 0.4171313.

Old Point Financial Corporation Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

Measures market volatility

Leading momentum indicator
Calculation:
- If the closing price is above the previous closing price: OBV = previous OBV + current volume
- If the closing price is below the previous closing price: OBV = previous OBV - current volume
- If the closing price is the same as the previous closing price than the OBV is the same.
Can be used to confirm price trends
Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Old Point Financial Corporation. The current obv is -220,801.

Old Point Financial Corporation Daily On-Balance Volume (OBV) Chart

5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

Lagging momentum indicator
Looks like RSI but uses volume as an extra metric (RSI only considers price)
Above 80 is considered overbought
Below 20 is considered oversold
Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Old Point Financial Corporation. The current mfi is 38.14.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

MFI < 50: -1

Old Point Financial Corporation Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

Type	Notification	Date
Currently no notifications for Old Point Financial Corporation.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

Date	Indicator	Signal
2023-12-01	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2023-12-05	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2023-12-06	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2023-12-07	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-08	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2023-12-11	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2023-12-12	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
2023-12-14	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-15	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2023-12-19	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2023-12-21	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-22	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-28	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-29	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-01-02	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-03	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-04	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-01-08	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-10	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-01-12	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-01-17	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-18	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-26	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-01-29	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-30	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-31	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-02-01	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-02-02	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-02-05	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-02-07	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-09	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-02-13	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-14	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-02-15	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-02-16	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-20	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-21	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-26	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-28	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-29	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-01	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-03-04	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-03-05	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-06	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
2024-03-07	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-08	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-12	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-13	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-14	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-03-15	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-18	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-03-19	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-20	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-03-21	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-22	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-25	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-03-26	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-27	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-28	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-04-01	STOCH	LONG EXIT		The %K line crosses below the %D line.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-03	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-04	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
2024-04-10	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-04-15	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-16	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-18	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-22	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-04-24	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.

6.3. Candlestick Patterns

Old Point Financial Corporation Daily Candlestick Chart

Date	Candlestick Pattern

6.4. Technical Score

Let's check the technical score of Old Point Financial Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	37.282
Ma 20	Greater than	Ma 50	15.521
Ma 50	Greater than	Ma 100	16.289
Ma 100	Greater than	Ma 200	16.935
Open	Greater than	Close	14.750
Total			0/5 (0.0%)

Create your own Symbol Scanner

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Quick analysis of Old Point Financial Corporation (30 sec.)

What can you expect buying and holding a share of Old Point Financial Corporation? (30 sec.)

How much money do you get?

What is your share worth?

+ What do you gain per year?

For what price can you sell your share?

1. Valuation of Old Point Financial Corporation (5 min.)

$14.75

$21.19

$-84.02 - $28.57

$-62.83 - $49.76

2. Growth of Old Point Financial Corporation (5 min.)

Is Old Point Financial Corporation growing?

How much money is Old Point Financial Corporation making?

How much money comes from the company's main activities?

3. Financial Health of Old Point Financial Corporation (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Old Point Financial Corporation? (5 min.)

What can you expect buying and holding a share of Old Point Financial Corporation?

Speculation

Investing

How much money are you going to get?

When do you get the money?

How sure are you?

Linear %

Fundamentals of Old Point Financial Corporation

About Old Point Financial Corporation

Financial Health

Valuation

1.1. Profitability of Old Point Financial Corporation.

1.1. Profitability

1.1.1. Net Profit Margin

Trends

Compared to industry (Banks - Regional)

1.1.2. Return on Assets

Trends

Compared to industry (Banks - Regional)

1.1.3. Return on Equity

Trends

Compared to industry (Banks - Regional)

1.2. Operating Efficiency of Old Point Financial Corporation.

1.2. Operating Efficiency

1.2.1. Operating Margin

Trends

1.2.2. Operating Ratio

Trends

1.3. Liquidity of Old Point Financial Corporation.

1.3. Liquidity

1.3.1. Current Ratio

Trends

Compared to industry (Banks - Regional)

1.3.2. Quick Ratio

Trends

1.4. Solvency of Old Point Financial Corporation.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Trends

Compared to industry (Banks - Regional)

1.4.2. Debt to Equity Ratio

Trends

Compared to industry (Banks - Regional)

2. Market Valuation of Old Point Financial Corporation

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Trends

Compared to industry (Banks - Regional)

Old Point Financial Corporation
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