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Peoples Fin
Buy, Hold or Sell?

Let's analyse Peoples Fin together

PenkeI guess you are interested in Peoples Fin. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Peoples Fin. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Peoples Fin (30 sec.)










What can you expect buying and holding a share of Peoples Fin? (30 sec.)

How much money do you get?

How much money do you get?
$1.63
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$48.01
Expected worth in 1 year
$52.23
How sure are you?
87.5%

+ What do you gain per year?

Total Gains per Share
$5.85
Return On Investment
14.2%

For what price can you sell your share?

Current Price per Share
$41.21
Expected price per share
$38.09 - $44.08
How sure are you?
50%

1. Valuation of Peoples Fin (5 min.)




Live pricePrice per Share (EOD)

$41.21

Intrinsic Value Per Share

$-123.46 - $56.89

Total Value Per Share

$-75.45 - $104.90

2. Growth of Peoples Fin (5 min.)




Is Peoples Fin growing?

Current yearPrevious yearGrowGrow %
How rich?$340.4m$312.3m$18.9m5.7%

How much money is Peoples Fin making?

Current yearPrevious yearGrowGrow %
Making money$6.8m$9.5m-$2.6m-39.1%
Net Profit Margin25.1%551.8%--

How much money comes from the company's main activities?

3. Financial Health of Peoples Fin (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Peoples Fin? (5 min.)

Welcome investor! Peoples Fin's management wants to use your money to grow the business. In return you get a share of Peoples Fin.

What can you expect buying and holding a share of Peoples Fin?

First you should know what it really means to hold a share of Peoples Fin. And how you can make/lose money.

Speculation

The Price per Share of Peoples Fin is $41.21. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Peoples Fin.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Peoples Fin, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $48.01. Based on the TTM, the Book Value Change Per Share is $1.05 per quarter. Based on the YOY, the Book Value Change Per Share is $-0.85 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.41 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Peoples Fin.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.511.2%0.962.3%1.323.2%1.132.7%0.902.2%
Usd Book Value Change Per Share2.455.9%1.052.6%-0.85-2.1%0.511.2%0.360.9%
Usd Dividend Per Share0.411.0%0.411.0%0.391.0%0.370.9%0.340.8%
Usd Total Gains Per Share2.866.9%1.463.5%-0.46-1.1%0.892.2%0.701.7%
Usd Price Per Share48.70-43.99-51.25-44.97-44.26-
Price to Earnings Ratio23.78-13.25-9.73-10.89-14.11-
Price-to-Total Gains Ratio17.04--18.49--29.21-15.67-49.63-
Price to Book Ratio1.01-0.95-1.18-1.04-1.15-
Price-to-Total Gains Ratio17.04--18.49--29.21-15.67-49.63-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share41.21
Number of shares24
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.410.37
Usd Book Value Change Per Share1.050.51
Usd Total Gains Per Share1.460.89
Gains per Quarter (24 shares)35.1121.34
Gains per Year (24 shares)140.4285.36
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
139101130364975
2782032707299160
3117304410108148245
4157405550144198330
5196506690180247415
6235608830216296500
7274709970252346585
83138101110288395670
93529111250324444755
1039210131390360494840

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%99.01.00.099.0%
Book Value Change Per Share3.01.00.075.0%8.04.00.066.7%16.04.00.080.0%34.06.00.085.0%76.021.03.076.0%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%100.00.00.0100.0%
Total Gains per Share3.01.00.075.0%8.04.00.066.7%16.04.00.080.0%35.05.00.087.5%88.012.00.088.0%

Fundamentals of Peoples Fin

About Peoples Fin

Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers fiduciary and investment services; investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit-sharing plans. Further, it provides wealth management products and services comprising investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities, brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers. Peoples Financial Services Corp. was founded in 1905 and is headquartered in Scranton, Pennsylvania.

Fundamental data was last updated by Penke on 2024-03-22 00:26:07.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is underpriced.

1.1. Profitability of Peoples Fin.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Peoples Fin earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Peoples Fin to the Banks - Regional industry mean.
  • A Net Profit Margin of 8.4% means that $0.08 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Peoples Fin:

  • The MRQ is 8.4%. The company is making a profit. +1
  • The TTM is 25.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ8.4%TTM25.1%-16.8%
TTM25.1%YOY551.8%-526.7%
TTM25.1%5Y136.4%-111.3%
5Y136.4%10Y81.1%+55.3%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.4%18.4%-10.0%
TTM25.1%28.0%-2.9%
YOY551.8%25.2%+526.6%
5Y136.4%22.8%+113.6%
10Y81.1%19.8%+61.3%
1.1.2. Return on Assets

Shows how efficient Peoples Fin is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Peoples Fin to the Banks - Regional industry mean.
  • 0.1% Return on Assets means that Peoples Fin generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Peoples Fin:

  • The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.1%TTM0.2%-0.1%
TTM0.2%YOY0.3%-0.1%
TTM0.2%5Y0.3%-0.1%
5Y0.3%10Y0.3%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1%0.1%0.0%
TTM0.2%0.2%0.0%
YOY0.3%0.2%+0.1%
5Y0.3%0.2%+0.1%
10Y0.3%0.2%+0.1%
1.1.3. Return on Equity

Shows how efficient Peoples Fin is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Peoples Fin to the Banks - Regional industry mean.
  • 1.1% Return on Equity means Peoples Fin generated $0.01 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Peoples Fin:

  • The MRQ is 1.1%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.1%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.1%TTM2.1%-1.0%
TTM2.1%YOY3.1%-1.0%
TTM2.1%5Y2.6%-0.6%
5Y2.6%10Y2.3%+0.4%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.1%1.4%-0.3%
TTM2.1%2.5%-0.4%
YOY3.1%2.7%+0.4%
5Y2.6%2.5%+0.1%
10Y2.3%2.8%-0.5%

1.2. Operating Efficiency of Peoples Fin.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Peoples Fin is operating .

  • Measures how much profit Peoples Fin makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Peoples Fin to the Banks - Regional industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Peoples Fin:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM37.9%-37.9%
TTM37.9%YOY821.3%-783.4%
TTM37.9%5Y206.9%-168.9%
5Y206.9%10Y126.6%+80.3%
1.2.2. Operating Ratio

Measures how efficient Peoples Fin is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.08 means that the operating costs are $0.08 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Peoples Fin:

  • The MRQ is 0.078. The company is very efficient in keeping operating costs low. +2
  • The TTM is -0.351.
Trends
Current periodCompared to+/- 
MRQ0.078TTM-0.351+0.429
TTM-0.351YOY7.458-7.809
TTM-0.3515Y1.310-1.662
5Y1.31010Y0.478+0.832

1.3. Liquidity of Peoples Fin.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Peoples Fin is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.08 means the company has $0.08 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Peoples Fin:

  • The MRQ is 0.081. The company is unable to pay all its short-term debts. -2
  • The TTM is 14.139. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ0.081TTM14.139-14.058
TTM14.139YOY182.919-168.780
TTM14.1395Y609.349-595.211
5Y609.34910Y394.953+214.397
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM14.1390.124+14.015
YOY182.9190.225+182.694
5Y609.3490.219+609.130
10Y394.9530.131+394.822
1.3.2. Quick Ratio

Measures if Peoples Fin is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Peoples Fin to the Banks - Regional industry mean.
  • A Quick Ratio of 0.15 means the company can pay off $0.15 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Peoples Fin:

  • The MRQ is 0.145. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 26.582. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ0.145TTM26.582-26.437
TTM26.582YOY352.077-325.495
TTM26.5825Y365.565-338.983
5Y365.56510Y224.014+141.551

1.4. Solvency of Peoples Fin.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Peoples Fin assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Peoples Fin to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.91 means that Peoples Fin assets are financed with 90.9% credit (debt) and the remaining percentage (100% - 90.9%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Peoples Fin:

  • The MRQ is 0.909. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.911. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.909TTM0.911-0.002
TTM0.911YOY0.910+0.002
TTM0.9115Y0.896+0.015
5Y0.89610Y0.882+0.014
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9090.915-0.006
TTM0.9110.917-0.006
YOY0.9100.919-0.009
5Y0.8960.919-0.023
10Y0.8820.927-0.045
1.4.2. Debt to Equity Ratio

Measures if Peoples Fin is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Peoples Fin to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,001.5% means that company has $10.01 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Peoples Fin:

  • The MRQ is 10.015. The company is unable to pay all its debts with equity. -1
  • The TTM is 10.275. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ10.015TTM10.275-0.260
TTM10.275YOY10.088+0.186
TTM10.2755Y8.763+1.511
5Y8.76310Y7.669+1.094
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ10.01510.829-0.814
TTM10.27511.013-0.738
YOY10.08811.363-1.275
5Y8.76311.437-2.674
10Y7.66913.038-5.369

2. Market Valuation of Peoples Fin

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Peoples Fin generates.

  • Above 15 is considered overpriced but always compare Peoples Fin to the Banks - Regional industry mean.
  • A PE ratio of 23.78 means the investor is paying $23.78 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Peoples Fin:

  • The EOD is 20.125. Based on the earnings, the company is fair priced.
  • The MRQ is 23.783. Based on the earnings, the company is fair priced.
  • The TTM is 13.249. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD20.125MRQ23.783-3.658
MRQ23.783TTM13.249+10.534
TTM13.249YOY9.728+3.521
TTM13.2495Y10.893+2.356
5Y10.89310Y14.108-3.215
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD20.1257.398+12.727
MRQ23.7836.680+17.103
TTM13.2495.295+7.954
YOY9.7286.943+2.785
5Y10.8939.770+1.123
10Y14.1089.943+4.165
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Peoples Fin:

  • The EOD is 8.147. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 9.628. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 16.964. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD8.147MRQ9.628-1.481
MRQ9.628TTM16.964-7.336
TTM16.964YOY10.805+6.159
TTM16.9645Y13.248+3.716
5Y13.24810Y16.983-3.735
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD8.147-2.069+10.216
MRQ9.628-1.868+11.496
TTM16.964-0.342+17.306
YOY10.8056.448+4.357
5Y13.2480.429+12.819
10Y16.9830.091+16.892
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Peoples Fin is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 1.01 means the investor is paying $1.01 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Peoples Fin:

  • The EOD is 0.858. Based on the equity, the company is cheap. +2
  • The MRQ is 1.014. Based on the equity, the company is underpriced. +1
  • The TTM is 0.948. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.858MRQ1.014-0.156
MRQ1.014TTM0.948+0.067
TTM0.948YOY1.183-0.235
TTM0.9485Y1.038-0.091
5Y1.03810Y1.151-0.113
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.8580.427+0.431
MRQ1.0140.386+0.628
TTM0.9480.470+0.478
YOY1.1830.642+0.541
5Y1.0380.795+0.243
10Y1.1511.025+0.126
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Peoples Fin.

3.1. Institutions holding Peoples Fin

Institutions are holding 32.427% of the shares of Peoples Fin.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-12-31BlackRock Inc7.2740.0006512316418188.888
2023-12-31Peoples Financial Services Corp4.87487.2485343334-4141-1.1917
2023-12-31Vanguard Group Inc4.48680.000331601031401.0036
2023-12-31Dimensional Fund Advisors, Inc.2.40070.00241690812072313.9682
2023-12-31Geode Capital Management, LLC2.05210.000714453224501.7244
2023-12-31State Street Corporation1.95790.000313789447313.5528
2023-12-31Northern Trust Corp0.90660.00066385341416.935
2023-12-31Bridgeway Capital Management, LLC0.67570.04974758721124.6443
2023-12-31Bank of New York Mellon Corp0.57310.000440363-6403-13.6916
2023-09-30PNC Financial Services Group Inc0.5020.001235354-717-1.9877
2023-12-31Renaissance Technologies Corp0.43230.002330444446317.1779
2023-12-31Eagle Wealth Strategies LLC0.40630.840528615286150
2023-12-31Empowered Funds, LLC0.35050.03022468721129.3555
2023-12-31Morgan Stanley - Brokerage Accounts0.34720.000124454972766.0488
2023-12-31Nuveen Asset Management, LLC0.3410.0004240142751.1584
2023-12-31Wells Fargo & Co0.31620.0003222693891.7779
2023-12-31Charles Schwab Investment Management Inc0.2640.000218591-58-0.311
2023-12-31Zacks Investment Management Inc0.26240.011118480184800
2023-12-31Goldman Sachs Group Inc0.24310.000117124171240
2023-12-31Susquehanna International Group, LLP0.23350.000216446164460
Total 28.90028.19012035448+165427+8.1%

3.2. Funds holding Peoples Fin

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2024-02-29iShares Russell 2000 ETF2.66410.0121187637-31-0.0165
2024-02-29Vanguard Total Stock Mkt Idx Inv2.54550.000517928500
2024-02-29Vanguard Institutional Extnd Mkt Idx Tr1.32060.003793009-146-0.1567
2023-12-31Fidelity Small Cap Index0.95860.0129675142770.412
2024-02-01iShares Russell 2000 Value ETF0.93230.023765661840.1281
2024-01-31DFA US Small Cap Value I0.58940.012415152000.4841
2024-02-29State St Russell Sm/Mid Cp® Indx NL Cl C0.58450.0044116810002.4895
2024-01-31Fidelity Extended Market Index0.55810.0048393079572.4954
2023-09-30Pacific Ridge Capital Ptnrs Micro Cp Val0.40030.555128191-4359-13.3917
2024-02-29EA Bridgeway Omni Small-Cap Value ETF0.36910.090825996550.212
2024-02-29Vanguard Russell 2000 ETF0.35210.01052480117847.7508
2024-02-29State St Russell Sm Cap® Indx SL Cl I0.33290.012345000
2023-12-31Bridgeway Omni Small-Cap Value N0.32510.0872290000
2023-12-31Bridgeway Omni Small-Cap Value0.32510.08692290000
2023-12-31Zacks Small Cap Equity Strategy0.29550.761420811208110
2024-01-31DFA US Targeted Value I0.29110.0072050100
2024-02-29Avantis US Small Cap Value ETF0.28240.00781989100
2023-12-31NT R2000 Value Index Fund - NL0.27810.025219586-548-2.7218
2024-01-31DFA US Micro Cap I0.27780.01261956300
2023-12-31NT R2000 Index Fund - NL0.27610.013119447-518-2.5945
Total 13.95871.7411983133+19566+2.0%

3.3. Insider Transactions

Insiders are holding 4.008% of the shares of Peoples Fin.

DateOwnerTypeAmountPricePost Transaction AmountLink
2023-05-24Elisa Z RamirezBUY10040.06
2023-05-16Thomas P TulaneyBUY100037.45
2023-05-16William E Aubrey IiBUY271538.46

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Peoples Fin compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--2.4521.055+132%-0.851+135%0.514+377%0.355+590%
Book Value Per Share--48.00846.359+4%43.316+11%43.422+11%38.968+23%
Current Ratio--0.08114.139-99%182.919-100%609.349-100%394.953-100%
Debt To Asset Ratio--0.9090.9110%0.9100%0.896+2%0.882+3%
Debt To Equity Ratio--10.01510.275-3%10.088-1%8.763+14%7.669+31%
Dividend Per Share--0.4070.4080%0.393+4%0.375+9%0.345+18%
Eps--0.5120.956-46%1.320-61%1.130-55%0.895-43%
Free Cash Flow Per Share--1.2650.966+31%1.197+6%1.132+12%0.953+33%
Free Cash Flow To Equity Per Share---12.6145.896-314%7.554-267%9.958-227%7.086-278%
Gross Profit Margin--1.0001.0000%0.974+3%0.995+1%0.997+0%
Intrinsic Value_10Y_max--56.892--------
Intrinsic Value_10Y_min---123.458--------
Intrinsic Value_1Y_max--4.713--------
Intrinsic Value_1Y_min--1.071--------
Intrinsic Value_3Y_max--14.914--------
Intrinsic Value_3Y_min---8.405--------
Intrinsic Value_5Y_max--26.023--------
Intrinsic Value_5Y_min---30.548--------
Market Cap290891087.500-19%345332430.500314317036.588+10%369598813.390-7%326656413.812+6%325587971.814+6%
Net Profit Margin--0.0840.251-67%5.518-98%1.364-94%0.811-90%
Operating Margin---0.379-100%8.213-100%2.069-100%1.266-100%
Operating Ratio--0.078-0.351+553%7.458-99%1.310-94%0.478-84%
Pb Ratio0.858-18%1.0140.948+7%1.183-14%1.038-2%1.151-12%
Pe Ratio20.125-18%23.78313.249+80%9.728+144%10.893+118%14.108+69%
Price Per Share41.210-18%48.70043.985+11%51.250-5%44.968+8%44.259+10%
Price To Free Cash Flow Ratio8.147-18%9.62816.964-43%10.805-11%13.248-27%16.983-43%
Price To Total Gains Ratio14.416-18%17.036-18.489+209%-29.210+271%15.674+9%49.626-66%
Quick Ratio--0.14526.582-99%352.077-100%365.565-100%224.014-100%
Return On Assets--0.0010.002-47%0.003-65%0.003-64%0.003-63%
Return On Equity--0.0110.021-49%0.031-65%0.026-59%0.023-53%
Total Gains Per Share--2.8591.463+95%-0.458+116%0.889+221%0.700+308%
Usd Book Value--340422000.000331308250.000+3%312379500.000+9%315328700.000+8%286200425.000+19%
Usd Book Value Change Per Share--2.4521.055+132%-0.851+135%0.514+377%0.355+590%
Usd Book Value Per Share--48.00846.359+4%43.316+11%43.422+11%38.968+23%
Usd Dividend Per Share--0.4070.4080%0.393+4%0.375+9%0.345+18%
Usd Eps--0.5120.956-46%1.320-61%1.130-55%0.895-43%
Usd Free Cash Flow--8967000.0006894250.000+30%8631500.000+4%8217650.000+9%6991225.000+28%
Usd Free Cash Flow Per Share--1.2650.966+31%1.197+6%1.132+12%0.953+33%
Usd Free Cash Flow To Equity Per Share---12.6145.896-314%7.554-267%9.958-227%7.086-278%
Usd Market Cap290891087.500-19%345332430.500314317036.588+10%369598813.390-7%326656413.812+6%325587971.814+6%
Usd Price Per Share41.210-18%48.70043.985+11%51.250-5%44.968+8%44.259+10%
Usd Profit--3630000.0006845000.000-47%9522500.000-62%8294300.000-56%6605450.000-45%
Usd Revenue--43409000.00030190500.000+44%20505000.000+112%24399150.000+78%21666325.000+100%
Usd Total Gains Per Share--2.8591.463+95%-0.458+116%0.889+221%0.700+308%
 EOD+4 -4MRQTTM+18 -17YOY+21 -155Y+21 -1510Y+20 -16

4.2. Fundamental Score

Let's check the fundamental score of Peoples Fin based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1520.125
Price to Book Ratio (EOD)Between0-10.858
Net Profit Margin (MRQ)Greater than00.084
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.145
Current Ratio (MRQ)Greater than10.081
Debt to Asset Ratio (MRQ)Less than10.909
Debt to Equity Ratio (MRQ)Less than110.015
Return on Equity (MRQ)Greater than0.150.011
Return on Assets (MRQ)Greater than0.050.001
Total3/10 (30.0%)

4.3. Technical Score

Let's check the technical score of Peoples Fin based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5051.556
Ma 20Greater thanMa 5040.506
Ma 50Greater thanMa 10041.823
Ma 100Greater thanMa 20043.065
OpenGreater thanClose40.600
Total2/5 (40.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2022-12-312023-03-312023-06-302023-09-302023-12-31
Other Current Liabilities  -115,83396,249-19,584-4,647-24,231-7,566-31,7972,592,6272,560,830
Cash And Cash Equivalents  37,86861538,4835,10543,5885,24748,835-82,359-33,524
Long-term Assets Other  -18,5222,507-16,015-243-16,258-1,698-17,9563,373,3133,355,357
Cash and Short Term Investments  515,571-58,963456,608-17,194439,414-8,352431,062-464,586-33,524
Net Working Capital  411,45337,249448,702-22,113426,589-14,555412,034-2,806,640-2,394,606
Total Operating Expenses  -6,406-110-6,516-7,897-14,413-2,493-16,90620,2713,365



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary
Total Assets3,749,643
Total Liabilities3,409,221
Total Stockholder Equity340,422
 As reported
Total Liabilities 3,409,221
Total Stockholder Equity+ 340,422
Total Assets = 3,749,643

Assets

Total Assets3,749,643
Total Current Assets209,652
Long-term Assets3,539,991
Total Current Assets
Cash And Cash Equivalents -33,524
Short-term Investments 398,927
Net Receivables 12,734
Total Current Assets  (as reported)209,652
Total Current Assets  (calculated)378,137
+/- 168,485
Long-term Assets
Property Plant Equipment 61,276
Goodwill 63,370
Long Term Investments 488,891
Intangible Assets 870
Long-term Assets Other 3,355,357
Long-term Assets  (as reported)3,539,991
Long-term Assets  (calculated)3,969,764
+/- 429,773

Liabilities & Shareholders' Equity

Total Current Liabilities2,604,258
Long-term Liabilities804,963
Total Stockholder Equity340,422
Total Current Liabilities
Short-term Debt 43,428
Short Long Term Debt 17,590
Accounts payable 5,765
Other Current Liabilities 2,560,830
Total Current Liabilities  (as reported)2,604,258
Total Current Liabilities  (calculated)2,627,613
+/- 23,355
Long-term Liabilities
Long term Debt 58,000
Long-term Liabilities  (as reported)804,963
Long-term Liabilities  (calculated)58,000
+/- 746,963
Total Stockholder Equity
Common Stock14,093
Retained Earnings 248,550
Accumulated Other Comprehensive Income -44,351
Other Stockholders Equity 122,130
Total Stockholder Equity (as reported)340,422
Total Stockholder Equity (calculated)340,422
+/-0
Other
Capital Stock14,093
Cash and Short Term Investments -33,524
Common Stock Shares Outstanding 7,091
Liabilities and Stockholders Equity 3,749,643
Net Debt 120,074
Net Invested Capital 416,012
Net Working Capital -2,394,606
Property Plant and Equipment Gross 100,022
Short Long Term Debt Total 86,550



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-31
> Total Assets 
0
0
0
261,319
266,842
277,681
281,812
287,625
286,501
296,088
309,386
315,347
320,318
328,342
344,299
346,842
352,217
363,631
365,311
371,289
372,684
383,853
377,766
379,375
384,342
386,309
386,400
391,198
392,975
397,841
411,604
416,268
405,591
414,781
424,759
434,434
438,345
443,651
461,188
472,376
460,362
462,606
472,016
516,483
541,451
559,193
564,563
558,587
570,328
586,580
607,155
621,404
631,749
638,714
908,194
918,042
929,788
919,700
714,426
1,688,360
1,718,261
1,731,051
1,724,778
1,741,669
1,714,141
1,747,755
1,772,770
1,819,058
1,862,370
1,911,610
1,971,239
1,999,653
2,023,506
2,064,758
2,092,236
2,170,274
2,191,631
2,235,626
2,257,843
2,288,189
2,317,944
2,324,266
2,372,699
2,477,454
2,543,772
2,700,424
2,805,662
2,883,802
2,995,469
2,997,736
3,233,525
3,369,994
3,352,801
3,421,539
3,516,806
3,553,515
3,678,471
3,681,775
3,825,799
3,749,643
3,749,6433,825,7993,681,7753,678,4713,553,5153,516,8063,421,5393,352,8013,369,9943,233,5252,997,7362,995,4692,883,8022,805,6622,700,4242,543,7722,477,4542,372,6992,324,2662,317,9442,288,1892,257,8432,235,6262,191,6312,170,2742,092,2362,064,7582,023,5061,999,6531,971,2391,911,6101,862,3701,819,0581,772,7701,747,7551,714,1411,741,6691,724,7781,731,0511,718,2611,688,360714,426919,700929,788918,042908,194638,714631,749621,404607,155586,580570,328558,587564,563559,193541,451516,483472,016462,606460,362472,376461,188443,651438,345434,434424,759414,781405,591416,268411,604397,841392,975391,198386,400386,309384,342379,375377,766383,853372,684371,289365,311363,631352,217346,842344,299328,342320,318315,347309,386296,088286,501287,625281,812277,681266,842261,319000
   > Total Current Assets 
0
0
0
9,465
4,521
5,834
7,972
9,959
9,665
7,963
7,250
9,561
6,807
8,591
10,705
234,624
5,413
5,889
6,340
248,573
255,812
261,850
256,957
258,981
265,523
264,711
267,293
275,418
285,229
287,324
293,283
298,452
298,572
298,407
305,541
314,740
320,029
325,197
348,242
353,769
350,139
351,231
360,321
377,908
403,243
429,743
420,930
427,525
122,283
130,104
141,983
469,822
144,917
139,583
0
697,885
53,266
904,000
171,135
1,270,796
1,300,002
1,303,778
1,259,956
1,288,109
1,320,004
1,312,906
1,357,445
1,417,881
1,479,329
1,542,252
1,600,433
1,619,664
1,637,509
1,686,385
1,710,677
1,774,534
1,797,519
1,839,940
1,862,639
1,898,009
1,920,937
1,934,732
1,975,476
2,016,264
2,112,146
2,284,560
2,430,950
2,461,983
2,536,364
2,536,729
2,617,704
563,357
585,006
57,157
531,082
527,286
468,286
450,820
443,831
209,652
209,652443,831450,820468,286527,286531,08257,157585,006563,3572,617,7042,536,7292,536,3642,461,9832,430,9502,284,5602,112,1462,016,2641,975,4761,934,7321,920,9371,898,0091,862,6391,839,9401,797,5191,774,5341,710,6771,686,3851,637,5091,619,6641,600,4331,542,2521,479,3291,417,8811,357,4451,312,9061,320,0041,288,1091,259,9561,303,7781,300,0021,270,796171,135904,00053,266697,8850139,583144,917469,822141,983130,104122,283427,525420,930429,743403,243377,908360,321351,231350,139353,769348,242325,197320,029314,740305,541298,407298,572298,452293,283287,324285,229275,418267,293264,711265,523258,981256,957261,850255,812248,5736,3405,8895,413234,62410,7058,5916,8079,5617,2507,9639,6659,9597,9725,8344,5219,465000
       Cash And Cash Equivalents 
0
0
0
7,469
2,724
3,724
5,814
7,597
7,460
5,522
4,949
7,279
4,706
6,441
8,566
6,340
6,734
9,341
7,454
6,056
5,966
7,591
5,547
6,005
5,119
7,178
7,182
6,696
6,064
7,962
9,555
10,153
5,741
6,687
7,946
8,606
9,005
10,275
11,247
7,956
7,037
7,657
9,150
8,154
7,967
41,128
10,529
6,838
10,771
13,743
10,794
10,559
9,638
9,259
0
47,844
53,266
0
12,765
41,850
33,372
62,008
28,111
31,426
31,006
35,557
40,985
32,917
23,998
30,077
31,914
39,941
31,815
41,401
32,906
37,488
26,775
35,379
40,595
32,616
26,052
29,962
41,183
31,153
35,327
41,934
63,912
45,192
39,218
52,051
41,087
37,508
40,303
47,733
43,410
37,868
38,483
43,588
48,835
-33,524
-33,52448,83543,58838,48337,86843,41047,73340,30337,50841,08752,05139,21845,19263,91241,93435,32731,15341,18329,96226,05232,61640,59535,37926,77537,48832,90641,40131,81539,94131,91430,07723,99832,91740,98535,55731,00631,42628,11162,00833,37241,85012,765053,26647,84409,2599,63810,55910,79413,74310,7716,83810,52941,1287,9678,1549,1507,6577,0377,95611,24710,2759,0058,6067,9466,6875,74110,1539,5557,9626,0646,6967,1827,1785,1196,0055,5477,5915,9666,0567,4549,3416,7346,3408,5666,4414,7067,2794,9495,5227,4607,5975,8143,7242,7247,469000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
22,708
0
0
0
27,049
0
0
0
0
111,574
114,263
111,621
0
100,183
102,963
110,716
0
99,607
109,071
0
0
110,955
111,148
0
0
102,022
103,349
103,702
0
129,734
120,903
135,052
0
109,602
114,096
128,956
139,899
132,882
128,596
0
161,391
0
0
155,016
299,715
302,226
312,323
350,825
339,586
280,300
318,790
299,832
284,935
264,175
251,382
249,913
259,410
264,644
256,774
259,138
272,548
271,378
275,050
274,794
269,682
270,384
261,665
268,823
330,478
302,884
287,709
247,404
295,911
333,753
336,449
461,372
517,321
535,482
513,911
477,590
477,703
418,125
395,826
382,227
398,927
398,927382,227395,826418,125477,703477,590513,911535,482517,321461,372336,449333,753295,911247,404287,709302,884330,478268,823261,665270,384269,682274,794275,050271,378272,548259,138256,774264,644259,410249,913251,382264,175284,935299,832318,790280,300339,586350,825312,323302,226299,715155,01600161,3910128,596132,882139,899128,956114,096109,6020135,052120,903129,7340103,702103,349102,02200111,148110,95500109,07199,6070110,716102,963100,1830111,621114,263111,574000027,04900022,708000000000000000
       Net Receivables 
0
0
0
1,996
1,797
2,110
2,158
2,362
2,205
2,441
2,301
2,282
2,101
2,150
2,139
2,166
1,949
1,940
1,988
2,047
1,937
1,970
1,983
1,987
1,948
1,969
1,959
1,827
1,907
1,835
1,909
1,855
1,774
1,962
2,215
2,237
2,508
2,756
2,406
2,526
2,634
2,733
2,546
2,580
2,970
2,769
3,062
3,003
3,020
3,272
3,240
3,448
3,472
2,903
0
2,862
0
0
3,395
5,866
5,366
5,576
5,381
5,580
4,922
5,507
5,327
5,796
5,455
5,952
5,309
6,228
5,604
6,206
5,908
6,936
6,482
6,802
6,565
7,115
7,211
7,303
6,655
6,987
7,283
8,368
8,595
8,255
8,206
7,844
8,280
8,529
9,221
9,303
10,082
11,715
11,678
11,406
12,769
12,734
12,73412,76911,40611,67811,71510,0829,3039,2218,5298,2807,8448,2068,2558,5958,3687,2836,9876,6557,3037,2117,1156,5656,8026,4826,9365,9086,2065,6046,2285,3095,9525,4555,7965,3275,5074,9225,5805,3815,5765,3665,8663,395002,86202,9033,4723,4483,2403,2723,0203,0033,0622,7692,9702,5802,5462,7332,6342,5262,4062,7562,5082,2372,2151,9621,7741,8551,9091,8351,9071,8271,9591,9691,9481,9871,9831,9701,9372,0471,9881,9401,9492,1662,1392,1502,1012,2822,3012,4412,2052,3622,1582,1101,7971,996000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
226,118
0
0
0
240,470
247,909
252,289
249,427
250,989
258,456
255,564
258,152
266,895
277,258
277,527
281,819
286,444
291,057
289,758
295,380
303,897
308,516
312,166
334,589
343,287
340,468
340,841
348,625
367,174
392,306
385,846
407,339
417,684
0
9,357
17,174
455,815
0
13,130
0
485,788
0
904,000
11,755
923,365
959,038
923,871
875,639
911,517
1,003,776
953,052
1,011,301
1,094,233
1,185,701
1,254,841
1,313,297
1,314,085
1,335,446
1,382,004
1,412,725
1,457,562
1,492,884
1,522,709
1,540,685
1,588,596
1,617,290
1,635,802
1,658,815
1,647,652
1,766,652
1,946,549
2,111,039
2,112,625
2,155,187
2,140,385
2,106,965
2,102,621
9,382
-513,790
123,213
49,704
152,382
156,006
275,432
209,652
209,652275,432156,006152,38249,704123,213-513,7909,3822,102,6212,106,9652,140,3852,155,1872,112,6252,111,0391,946,5491,766,6521,647,6521,658,8151,635,8021,617,2901,588,5961,540,6851,522,7091,492,8841,457,5621,412,7251,382,0041,335,4461,314,0851,313,2971,254,8411,185,7011,094,2331,011,301953,0521,003,776911,517875,639923,871959,038923,36511,755904,0000485,788013,1300455,81517,1749,3570417,684407,339385,846392,306367,174348,625340,841340,468343,287334,589312,166308,516303,897295,380289,758291,057286,444281,819277,527277,258266,895258,152255,564258,456250,989249,427252,289247,909240,470000226,118000000000000000
   > Long-term Assets 
0
0
0
95,522
96,964
100,968
100,255
103,089
98,201
101,050
106,492
104,154
97,789
100,276
109,404
112,218
4,036
4,207
4,291
122,716
116,872
122,003
120,809
120,394
118,819
121,598
119,107
115,780
107,746
110,517
118,321
117,816
107,019
116,374
119,218
119,694
118,316
118,454
112,946
118,607
110,223
111,375
111,695
138,575
138,208
129,450
143,633
131,062
8,361
8,171
8,039
151,582
8,235
8,716
0
220,157
41,382
15,700
8,621
417,425
418,259
427,328
464,822
453,560
393,957
434,849
415,325
401,177
383,041
369,358
370,806
379,778
385,997
378,373
381,559
394,497
392,869
395,686
395,204
390,984
397,007
389,534
397,223
459,063
431,626
415,864
374,712
421,819
459,105
461,007
615,821
704,015
753,863
731,796
688,407
694,494
627,919
605,259
593,890
3,539,991
3,539,991593,890605,259627,919694,494688,407731,796753,863704,015615,821461,007459,105421,819374,712415,864431,626459,063397,223389,534397,007390,984395,204395,686392,869394,497381,559378,373385,997379,778370,806369,358383,041401,177415,325434,849393,957453,560464,822427,328418,259417,4258,62115,70041,382220,15708,7168,235151,5828,0398,1718,361131,062143,633129,450138,208138,575111,695111,375110,223118,607112,946118,454118,316119,694119,218116,374107,019117,816118,321110,517107,746115,780119,107121,598118,819120,394120,809122,003116,872122,7164,2914,2074,036112,218109,404100,27697,789104,154106,492101,05098,201103,089100,255100,96896,96495,522000
       Property Plant Equipment 
0
0
0
3,455
3,469
3,399
3,421
3,411
3,343
3,399
3,358
3,371
3,501
3,549
3,713
3,830
4,225
4,468
4,424
4,436
4,500
4,645
4,681
4,904
5,418
5,574
5,790
5,837
5,998
6,054
6,171
6,183
6,142
6,097
5,997
5,872
6,349
6,359
7,141
7,542
7,447
7,337
7,369
7,509
7,979
8,116
8,215
8,238
8,361
8,171
8,039
7,916
8,235
8,716
15,013
15,137
14,984
15,000
8,621
25,882
25,579
25,670
25,692
25,433
26,117
26,552
27,002
28,157
29,386
29,510
33,049
33,260
34,967
35,892
37,373
37,557
37,511
37,148
37,467
38,889
44,728
46,468
47,437
47,932
48,619
48,378
47,926
47,045
46,777
46,305
50,682
51,502
51,977
53,094
54,394
55,667
56,561
57,712
61,936
61,276
61,27661,93657,71256,56155,66754,39453,09451,97751,50250,68246,30546,77747,04547,92648,37848,61947,93247,43746,46844,72838,88937,46737,14837,51137,55737,37335,89234,96733,26033,04929,51029,38628,15727,00226,55226,11725,43325,69225,67025,57925,8828,62115,00014,98415,13715,0138,7168,2357,9168,0398,1718,3618,2388,2158,1167,9797,5097,3697,3377,4477,5427,1416,3596,3495,8725,9976,0976,1426,1836,1716,0545,9985,8375,7905,5745,4184,9044,6814,6454,5004,4364,4244,4684,2253,8303,7133,5493,5013,3713,3583,3993,3433,4113,4213,3993,4693,455000
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
26,398
26,398
26,398
26,398
26,398
26,398
26,398
63,746
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,370
63,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,37063,74626,39826,39826,39826,39826,39826,39826,3980000000000000000000000000000000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
421,594
423,336
440,323
456,358
453,380
0
0
0
0
501,890
1,169,723
1,170,079
1,172,982
1,172,732
1,203,042
1,229,466
1,222,992
1,261,941
1,327,890
1,395,611
1,450,009
1,507,039
1,517,004
1,543,342
1,579,560
1,614,144
1,674,211
1,706,063
1,733,816
1,759,130
1,802,636
1,827,497
1,837,700
283,948
1,916,549
1,997,739
2,156,891
2,164,040
303,274
2,153,209
343,695
494,367
588,675
631,455
608,478
570,464
568,992
507,911
484,129
468,565
488,891
488,891468,565484,129507,911568,992570,464608,478631,455588,675494,367343,6952,153,209303,2742,164,0402,156,8911,997,7391,916,549283,9481,837,7001,827,4971,802,6361,759,1301,733,8161,706,0631,674,2111,614,1441,579,5601,543,3421,517,0041,507,0391,450,0091,395,6111,327,8901,261,9411,222,9921,229,4661,203,0421,172,7321,172,9821,170,0791,169,723501,8900000453,380456,358440,323423,336421,5940000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,023
0
0
1,827
1,761
1,696
1,630
1,565
1,500
1,434
1,331
1,270
1,206
0
1,076
1,012
947
0
818
754
689
624
560
495
431
366
0
0
0
0
686
686
27,365
27,301
1,329
27,172
700
27,061
6,835
6,492
6,159
5,826
5,501
5,197
4,901
4,606
5,397
5,091
4,795
4,498
4,211
3,944
3,685
3,427
3,178
2,948
2,727
2,507
2,296
2,104
1,921
1,738
1,565
1,411
1,257
1,104
960
835
710
584
468
372
276
179
105
77
48
19
870
8701948771051792763724685847108359601,1041,2571,4111,5651,7381,9212,1042,2962,5072,7272,9483,1783,4273,6853,9444,2114,4984,7955,0915,3974,6064,9015,1975,5015,8266,1596,4926,83527,06170027,1721,32927,30127,365686686000036643149556062468975481809471,0121,07601,2061,2701,3311,4341,5001,5651,6301,6961,7611,827002,023000000000000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
280,526
278,928
300,928
343,753
351,406
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000351,406343,753300,928278,928280,52600000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Assets 
0
0
0
156,333
165,357
170,879
173,585
174,577
178,635
187,075
195,644
201,632
215,722
219,475
224,190
459,060
342,768
353,535
354,680
494,005
489,556
505,856
498,575
499,769
503,161
507,907
505,507
506,978
500,721
508,358
529,925
534,084
512,610
531,155
543,977
554,128
556,661
562,105
574,134
590,983
570,585
573,981
583,711
655,058
679,659
688,643
708,196
689,649
439,684
448,305
457,133
772,986
478,597
490,415
242,190
1,138,199
835,140
232,199
534,670
139
2,136,520
-55
2,189,600
2,195,229
180
2,182,604
2,188,095
2,220,235
2,245,411
2,280,968
2,342,045
211
2,409,503
2,443,131
2,473,795
1,243
1,243
2,631,312
2,653,047
-804
2,714,951
2,713,800
2,769,922
2,127
2,543,772
2,700,424
2,805,662
2,883,802
2,995,469
2,997,736
3,233,525
2,102,622
2,013,932
2,632,586
2,297,317
2,331,735
2,582,266
2,625,696
2,788,078
0
02,788,0782,625,6962,582,2662,331,7352,297,3172,632,5862,013,9322,102,6223,233,5252,997,7362,995,4692,883,8022,805,6622,700,4242,543,7722,1272,769,9222,713,8002,714,951-8042,653,0472,631,3121,2431,2432,473,7952,443,1312,409,5032112,342,0452,280,9682,245,4112,220,2352,188,0952,182,6041802,195,2292,189,600-552,136,520139534,670232,199835,1401,138,199242,190490,415478,597772,986457,133448,305439,684689,649708,196688,643679,659655,058583,711573,981570,585590,983574,134562,105556,661554,128543,977531,155512,610534,084529,925508,358500,721506,978505,507507,907503,161499,769498,575505,856489,556494,005354,680353,535342,768459,060224,190219,475215,722201,632195,644187,075178,635174,577173,585170,879165,357156,333000
> Total Liabilities 
0
0
0
234,509
239,358
250,014
252,852
256,773
254,374
263,540
275,757
281,593
285,981
293,053
307,143
308,519
313,186
322,910
325,319
330,213
330,522
343,767
335,591
337,021
342,505
346,661
347,057
351,582
353,104
358,386
371,015
375,028
364,039
373,861
382,796
391,629
396,361
401,895
423,777
432,656
420,685
421,314
426,813
471,513
494,786
510,064
511,598
508,071
517,834
530,310
548,132
561,791
570,588
574,838
776,084
785,596
796,563
786,800
646,140
1,449,825
1,475,696
1,486,886
1,478,709
1,494,890
1,464,683
1,497,351
1,520,682
1,570,290
1,610,925
1,657,285
1,714,799
1,743,035
1,764,187
1,801,249
1,825,940
1,905,298
1,925,007
1,966,082
1,984,872
2,009,109
2,033,375
2,032,683
2,076,532
2,176,637
2,237,709
2,388,380
2,492,039
2,566,925
2,678,138
2,672,845
2,905,793
3,029,868
3,032,340
3,109,642
3,214,996
3,238,165
3,349,837
3,349,988
3,501,409
3,409,221
3,409,2213,501,4093,349,9883,349,8373,238,1653,214,9963,109,6423,032,3403,029,8682,905,7932,672,8452,678,1382,566,9252,492,0392,388,3802,237,7092,176,6372,076,5322,032,6832,033,3752,009,1091,984,8721,966,0821,925,0071,905,2981,825,9401,801,2491,764,1871,743,0351,714,7991,657,2851,610,9251,570,2901,520,6821,497,3511,464,6831,494,8901,478,7091,486,8861,475,6961,449,825646,140786,800796,563785,596776,084574,838570,588561,791548,132530,310517,834508,071511,598510,064494,786471,513426,813421,314420,685432,656423,777401,895396,361391,629382,796373,861364,039375,028371,015358,386353,104351,582347,057346,661342,505337,021335,591343,767330,522330,213325,319322,910313,186308,519307,143293,053285,981281,593275,757263,540254,374256,773252,852250,014239,358234,509000
   > Total Current Liabilities 
0
0
0
5,851
0
0
0
7,245
3,799
6,155
10,249
22,041
6,165
6,126
11,975
13,769
6,100
8,619
6,356
7,689
9,014
11,328
7,859
15,164
10,406
14,756
15,429
18,464
10,292
11,130
13,864
13,277
10,549
15,330
23,854
23,773
20,717
18,825
18,185
20,081
19,870
20,460
20,421
20,885
24,514
34,517
42,387
39,035
35,691
36,659
39,174
44,075
45,619
13,481
0
716
544
8,700
18,073
22,775
23,149
14,668
7,111
19,449
460
26,303
30,746
38,885
60,856
86,753
75,734
83,162
77,932
91,931
72,381
124,172
143,018
187,988
100,195
87,695
109,878
83,758
1,461
153,427
165,486
50,872
51,289
50,736
53,100
469
872
408
844
130,439
15,829
115,833
19,584
24,231
31,797
2,604,258
2,604,25831,79724,23119,584115,83315,829130,43984440887246953,10050,73651,28950,872165,486153,4271,46183,758109,87887,695100,195187,988143,018124,17272,38191,93177,93283,16275,73486,75360,85638,88530,74626,30346019,4497,11114,66823,14922,77518,0738,700544716013,48145,61944,07539,17436,65935,69139,03542,38734,51724,51420,88520,42120,46019,87020,08118,18518,82520,71723,77323,85415,33010,54913,27713,86411,13010,29218,46415,42914,75610,40615,1647,85911,3289,0147,6896,3568,6196,10013,76911,9756,1266,16522,04110,2496,1553,7997,2450005,851000
       Short-term Debt 
0
0
0
5,851
0
0
0
7,245
3,799
6,155
10,249
21,338
5,441
5,446
11,316
13,113
5,437
7,981
5,724
7,085
8,427
10,680
7,299
14,614
9,790
14,138
14,851
17,842
9,723
10,564
13,266
12,574
9,940
14,665
23,146
22,848
19,367
17,624
17,218
18,432
18,832
20,022
19,991
20,439
24,044
34,135
42,014
38,724
35,293
36,352
38,892
43,791
45,375
13,233
0
0
0
8,200
17,854
22,052
22,539
14,088
6,514
19,557
18,875
25,860
30,250
38,325
60,350
86,300
75,300
82,700
77,475
91,500
71,900
123,675
142,500
187,450
99,450
86,500
109,000
82,700
30,300
152,150
164,150
50,000
50,000
50,000
51,980
0
0
0
0
129,170
14,700
114,930
17,280
19,530
27,020
43,428
43,42827,02019,53017,280114,93014,700129,170000051,98050,00050,00050,000164,150152,15030,30082,700109,00086,50099,450187,450142,500123,67571,90091,50077,47582,70075,30086,30060,35038,32530,25025,86018,87519,5576,51414,08822,53922,05217,8548,20000013,23345,37543,79138,89236,35235,29338,72442,01434,13524,04420,43919,99120,02218,83218,43217,21817,62419,36722,84823,14614,6659,94012,57413,26610,5649,72317,84214,85114,1389,79014,6147,29910,6808,4277,0855,7247,9815,43713,11311,3165,4465,44121,33810,2496,1553,7997,2450005,851000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
52,697
0
0
0
98,679
0
86,300
75,300
6,577
77,475
148,660
122,702
11,828
191,926
6,754
0
21,174
109,000
82,700
30,300
152,150
164,150
50,000
50,000
50,000
51,980
0
0
0
0
129,170
14,700
114,930
17,280
19,530
27,020
17,590
17,59027,02019,53017,280114,93014,700129,170000051,98050,00050,00050,000164,150152,15030,30082,700109,00021,17406,754191,92611,828122,702148,66077,4756,57775,30086,300098,67900052,697000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
703
724
680
659
656
663
638
632
604
587
648
560
550
616
618
578
622
569
566
598
703
609
665
708
925
1,350
1,201
967
1,649
1,038
438
430
446
470
382
373
311
398
307
282
284
244
248
705,132
716
741,337
500
219
723
610
580
597
574
460
443
496
560
506
453
434
462
457
431
481
497
518
538
745
1,195
878
1,058
1,461
1,277
1,336
872
1,289
736
1,120
469
872
408
844
1,269
1,129
903
2,304
4,701
4,777
5,765
5,7654,7774,7012,3049031,1291,2698444088724691,1207361,2898721,3361,2771,4611,0588781,195745538518497481431457462434453506560496443460574597580610723219500741,337716705,1322482442842823073983113733824704464304381,0381,6499671,2011,35092570866560970359856656962257861861655056064858760463263866365665968072470300000000000
       Other Current Liabilities 
0
0
0
-5,851
0
0
0
-7,245
-3,799
-6,155
-10,249
-22,041
-6,165
-6,126
-11,975
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
470,569
486,160
494,283
502,132
538,111
0
-716
0
0
621,800
1,379,507
1,404,066
1,422,802
1,425,628
-682
-460
1,424,767
1,444,650
1,455,810
1,475,459
1,496,863
1,565,810
1,588,757
1,615,544
1,639,433
1,687,855
1,719,018
1,720,018
1,718,861
1,827,864
1,875,022
1,868,230
1,876,799
-1,461
1,971,489
2,009,995
2,210,124
-1,289
-736
-1,120
-469
-872
-408
-844
2,911,283
-15,829
-115,833
-19,584
-24,231
-31,797
2,560,830
2,560,830-31,797-24,231-19,584-115,833-15,8292,911,283-844-408-872-469-1,120-736-1,2892,210,1242,009,9951,971,489-1,4611,876,7991,868,2301,875,0221,827,8641,718,8611,720,0181,719,0181,687,8551,639,4331,615,5441,588,7571,565,8101,496,8631,475,4591,455,8101,444,6501,424,767-460-6821,425,6281,422,8021,404,0661,379,507621,80000-7160538,111502,132494,283486,160470,5690000000000000000000000000000000000-11,975-6,126-6,165-22,041-10,249-6,155-3,799-7,245000-5,851000
   > Long-term Liabilities 
0
0
0
12,000
17,922
22,005
22,130
17,500
17,500
17,500
17,500
20,000
29,975
29,899
34,822
34,744
42,619
42,398
42,176
41,952
41,725
46,497
46,267
46,034
50,800
48,063
37,825
34,770
36,670
36,337
36,903
36,525
31,896
31,447
35,993
38,534
43,124
42,816
40,001
39,691
39,407
39,191
38,972
38,750
38,526
38,299
30,569
27,336
27,100
21,862
21,620
18,927
18,731
18,533
0
45,397
33,628
9,400
2,507
36,743
35,838
34,925
34,020
33,140
32,318
31,663
31,000
60,354
59,773
59,232
58,685
58,134
57,615
57,160
50,199
49,734
49,265
48,911
48,461
37,906
37,446
52,980
52,509
32,733
32,250
93,938
53,269
47,769
47,264
36,752
36,235
35,711
35,182
34,646
15,829
115,833
19,584
58,000
58,000
804,963
804,96358,00058,00019,584115,83315,82934,64635,18235,71136,23536,75247,26447,76953,26993,93832,25032,73352,50952,98037,44637,90648,46148,91149,26549,73450,19957,16057,61558,13458,68559,23259,77360,35431,00031,66332,31833,14034,02034,92535,83836,7432,5079,40033,62845,397018,53318,73118,92721,62021,86227,10027,33630,56938,29938,52638,75038,97239,19139,40739,69140,00142,81643,12438,53435,99331,44731,89636,52536,90336,33736,67034,77037,82548,06350,80046,03446,26746,49741,72541,95242,17642,39842,61934,74434,82229,89929,97520,00017,50017,50017,50017,50022,13022,00517,92212,000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
21,862
21,620
18,927
18,731
18,533
0
0
0
0
2,507
36,743
35,838
34,925
34,020
33,140
32,318
31,663
31,000
60,354
59,773
59,232
58,685
58,134
57,615
57,160
50,199
49,734
49,265
48,911
48,461
37,906
37,446
52,980
52,509
32,733
32,250
33,000
33,000
33,000
33,000
33,000
33,000
33,000
33,000
33,000
33,000
33,000
33,000
33,000
0
0
0033,00033,00033,00033,00033,00033,00033,00033,00033,00033,00033,00033,00033,00032,25032,73352,50952,98037,44637,90648,46148,91149,26549,73450,19957,16057,61558,13458,68559,23259,77360,35431,00031,66332,31833,14034,02034,92535,83836,7432,507000018,53318,73118,92721,62021,8620000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,640
9,346
9,503
10,232
10,928
9,829
10,109
11,127
13,253
15,071
12,547
16,635
15,907
15,061
14,782
15,801
15,343
14,890
15,004
13,233
13,553
13,156
15,986
11,628
11,981
9,754
7,511
9,618
16,353
14,964
15,192
7,794
15,216
17,441
13,662
10,783
17,862
14,081
27,767
30,352
31,450
33,274
40,923
12,413
36,286
16,802
0
0
0016,80236,28612,41340,92333,27431,45030,35227,76714,08117,86210,78313,66217,44115,2167,79415,19214,96416,3539,6187,5119,75411,98111,62815,98613,15613,55313,23315,00414,89015,34315,80114,78215,06115,90716,63512,54715,07113,25311,12710,1099,82910,92810,2329,5039,3466,6400000000000000000000000000000000000000000000000000000
> Total Stockholder Equity
0
0
0
26,810
27,484
27,667
28,960
30,852
32,127
32,548
33,629
33,754
34,337
35,289
37,156
38,323
39,031
40,721
39,992
41,076
42,162
40,086
42,175
42,354
41,837
39,648
39,343
39,616
39,871
39,455
40,589
41,240
41,552
40,920
41,963
42,805
41,984
41,756
37,411
39,720
39,677
41,292
45,203
44,970
46,665
49,129
52,965
50,516
52,494
56,270
59,023
59,613
61,161
63,876
132,110
132,446
133,225
132,900
68,286
238,535
242,565
244,165
246,069
246,779
249,458
250,404
252,088
248,768
251,445
254,325
256,440
256,618
259,319
263,509
266,296
264,976
266,624
269,544
272,971
279,080
284,569
291,583
296,167
300,817
306,063
312,044
313,623
316,877
317,331
324,891
327,732
340,126
320,461
311,897
301,810
315,350
328,634
331,787
324,390
340,422
340,422324,390331,787328,634315,350301,810311,897320,461340,126327,732324,891317,331316,877313,623312,044306,063300,817296,167291,583284,569279,080272,971269,544266,624264,976266,296263,509259,319256,618256,440254,325251,445248,768252,088250,404249,458246,779246,069244,165242,565238,53568,286132,900133,225132,446132,11063,87661,16159,61359,02356,27052,49450,51652,96549,12946,66544,97045,20341,29239,67739,72037,41141,75641,98442,80541,96340,92041,55241,24040,58939,45539,87139,61639,34339,64841,83742,35442,17540,08642,16241,07639,99240,72139,03138,32337,15635,28934,33733,75433,62932,54832,12730,85228,96027,66727,48426,810000
   Common Stock
0
0
0
4,455
4,455
4,455
4,455
4,455
4,455
4,455
4,455
4,455
4,455
4,455
4,455
4,455
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,683
6,672
6,683
6,683
6,683
6,683
33
8,935
33
8,900
6,683
15,614
15,607
15,097
15,097
15,097
15,097
15,086
15,038
14,821
14,799
14,788
14,788
14,788
14,788
14,792
14,793
14,793
14,793
14,798
14,798
14,788
14,798
14,798
14,778
14,777
14,670
14,649
14,468
14,414
14,423
14,407
14,356
14,341
14,352
14,346
14,330
14,321
14,323
14,272
14,093
14,093
14,09314,09314,27214,32314,32114,33014,34614,35214,34114,35614,40714,42314,41414,46814,64914,67014,77714,77814,79814,79814,78814,79814,79814,79314,79314,79314,79214,78814,78814,78814,78814,79914,82115,03815,08615,09715,09715,09715,09715,60715,6146,6838,900338,935336,6836,6836,6836,6836,6726,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6836,6834,4554,4554,4554,4554,4554,4554,4554,4554,4554,4554,4554,4554,455000
   Retained Earnings Total Equity
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48,938
50,173
51,342
53,108
54,738
0
0
0
0
61,956
84,008
86,365
87,356
90,252
92,297
95,000
97,093
99,165
100,701
103,288
105,852
108,677
111,114
113,621
116,988
119,971
121,353
124,841
128,356
132,631
136,582
140,478
145,106
149,740
152,187
154,806
159,739
165,437
171,023
177,836
183,702
190,061
203,750
210,584
217,139
224,238
230,515
237,522
244,017
0
0
00244,017237,522230,515224,238217,139210,584203,750190,061183,702177,836171,023165,437159,739154,806152,187149,740145,106140,478136,582132,631128,356124,841121,353119,971116,988113,621111,114108,677105,852103,288100,70199,16597,09395,00092,29790,25287,35686,36584,00861,956000054,73853,10851,34250,17348,9380000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
-2,087
-2,012
-2,032
-1,430
-130
772
772
1,241
536
362
1,207
2,035
2,096
1,870
2,593
767
995
1,835
-1,176
642
618
-395
71
-399
-961
-983
-1,606
-534
-395
-562
-1,968
-1,244
-1,390
-2,502
-3,932
-6,173
-4,755
-5,726
-4,826
-1,105
-2,258
-1,499
-21
3,043
-834
-59
2,040
3,945
3,645
3,442
4,559
0
-290
0
-5,000
2,694
-303
858
1,562
570
-829
-871
-1,820
-1,378
-2,125
-1,636
-1,150
-1,878
-4,155
-3,978
-3,208
-3,456
-6,213
-8,090
-8,753
-9,684
-7,610
-6,100
-3,705
-3,457
-3,205
3,428
4,654
3,680
2,149
-3,782
-1,937
-4,511
-5,514
-31,667
-46,574
-63,603
-56,336
-49,442
-51,873
-59,430
-44,351
-44,351-59,430-51,873-49,442-56,336-63,603-46,574-31,667-5,514-4,511-1,937-3,7822,1493,6804,6543,428-3,205-3,457-3,705-6,100-7,610-9,684-8,753-8,090-6,213-3,456-3,208-3,978-4,155-1,878-1,150-1,636-2,125-1,378-1,820-871-8295701,562858-3032,694-5,0000-29004,5593,4423,6453,9452,040-59-8343,043-21-1,499-2,258-1,105-4,826-5,726-4,755-6,173-3,932-2,502-1,390-1,244-1,968-562-395-534-1,606-983-961-39971-395618642-1,1761,8359957672,5931,8702,0962,0351,2073625361,241772772-130-1,430-2,032-2,012-2,087000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,122
3,141
3,141
3,147
3,155
0
0
0
0
3,194
146,109
146,035
140,150
140,150
140,214
140,232
140,045
139,263
135,371
134,994
134,835
134,853
134,871
134,884
134,937
134,988
135,043
135,080
135,143
135,226
135,310
135,393
135,384
135,106
135,251
133,159
133,002
130,038
129,274
128,854
128,719
127,826
127,549
127,192
126,986
126,845
126,850
126,231
125,371
0
0
00125,371126,231126,850126,845126,986127,192127,549127,826128,719128,854129,274130,038133,002133,159135,251135,106135,384135,393135,310135,226135,143135,080135,043134,988134,937134,884134,871134,853134,835134,994135,371139,263140,045140,232140,214140,150140,150146,035146,1093,19400003,1553,1473,1413,1413,1220000000000000000000000000000000000000000000000000
   Treasury Stock000000000000000000000000000000000000000-6,300-6,241-6,2410000-5,259-5,219-5,198-4,919-4,5020000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
1,375
25,041
25,244
25,935
2,853
26,900
27,321
27,933
2,448
2,266
2,952
3,780
1,756
-327
-131
-131
-125
-36
8
-569
-612
-790
-887
-844
-705
-873
-1,060
-1,385
-1,384
-1,433
-1,352
-1,322
-1,312
-1,768
-1,641
-1,583
-1,583
-1,581
-1,524
-1,524
-1,498
-1,484
-1,395
-1,395
-1,381
-1,349
-1,380
-1,778
-2,057
-2,072
-2,104
0
40,003
48,249
42,600
-3,047
139,868
139,735
140,150
140,150
140,214
140,232
140,045
139,263
135,371
134,994
134,835
134,853
134,871
134,884
134,937
134,988
135,043
135,080
135,143
135,226
135,310
135,393
135,384
135,106
135,251
133,159
133,002
130,038
129,274
128,854
128,719
127,826
127,549
127,192
126,986
126,845
126,850
126,231
125,371
121,870
122,130
122,130121,870125,371126,231126,850126,845126,986127,192127,549127,826128,719128,854129,274130,038133,002133,159135,251135,106135,384135,393135,310135,226135,143135,080135,043134,988134,937134,884134,871134,853134,835134,994135,371139,263140,045140,232140,214140,150140,150139,735139,868-3,04742,60048,24940,0030-2,104-2,072-2,057-1,778-1,380-1,349-1,381-1,395-1,395-1,484-1,498-1,524-1,524-1,581-1,583-1,583-1,641-1,768-1,312-1,322-1,352-1,433-1,384-1,385-1,060-873-705-844-887-790-612-5698-36-125-131-131-3271,7563,7802,9522,2662,44827,93327,32126,9002,85325,93525,24425,0411,375000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue163,612
Cost of Revenue-0
Gross Profit163,612163,612
 
Operating Income (+$)
Gross Profit163,612
Operating Expense-12,508
Operating Income0151,104
 
Operating Expense (+$)
Research Development0
Selling General Administrative37,430
Selling And Marketing Expenses0
Operating Expense12,50837,430
 
Net Interest Income (+$)
Interest Income141,416
Interest Expense-4,536
Other Finance Cost-45,986
Net Interest Income90,894
 
Pretax Income (+$)
Operating Income0
Net Interest Income90,894
Other Non-Operating Income Expenses0
Income Before Tax (EBT)32,501-32,501
EBIT - interestExpense = -7,928
32,501
31,916
Interest Expense4,536
Earnings Before Interest and Taxes (EBIT)-3,39237,037
Earnings Before Interest and Taxes (EBITDA)105
 
After tax Income (+$)
Income Before Tax32,501
Tax Provision-6,223
Net Income From Continuing Ops32,88926,278
Net Income27,380
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses129,295
Total Other Income/Expenses Net32,501-90,894
 

Technical Analysis of Peoples Fin
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Peoples Fin. The general trend of Peoples Fin is BEARISH with 28.6% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Peoples Fin's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-28.6%) Bearish trend (28.6%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Peoples Fin.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 43.08 < 43.44 < 44.08.

The bearish price targets are: 38.67 > 38.59 > 38.09.

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Peoples Fin Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Peoples Fin. The current mas is .

The long score for the Moving Averages is 5/14.
The longshort score for the Moving Averages is -4/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Peoples Fin Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Peoples Fin. The current macd is -0.15032521.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Peoples Fin price going up in the near term. +2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Peoples Fin. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Peoples Fin price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Peoples Fin Daily Moving Average Convergence/Divergence (MACD) ChartPeoples Fin Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Peoples Fin. The current adx is 11.20.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Peoples Fin shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
Peoples Fin Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Peoples Fin. The current sar is 38.74.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Peoples Fin Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Peoples Fin. The current rsi is 51.56. The current phase is Correction in bear market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Correction in bear market: Extended price decline in a downtrend, significant pullback. Consider reducing exposure, wait for signs of trend reversal.
  • Trending up: The RSI is trending up. +1
Peoples Fin Daily Relative Strength Index (RSI) ChartPeoples Fin Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Peoples Fin. The current phase is Correction in bear market.

The long score for the Stochastic Oscillator is 4/6.
The longshort score for the Stochastic Oscillator is 4/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Peoples Fin price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Peoples Fin Daily Stochastic Oscillator ChartPeoples Fin Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Peoples Fin. The current cci is 75.26.

Peoples Fin Daily Commodity Channel Index (CCI) ChartPeoples Fin Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Peoples Fin. The current cmo is 7.96556465.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Peoples Fin Daily Chande Momentum Oscillator (CMO) ChartPeoples Fin Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Peoples Fin. The current willr is -37.43743744.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Peoples Fin is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Peoples Fin Daily Williams %R ChartPeoples Fin Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Peoples Fin.

Peoples Fin Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Peoples Fin. The current atr is 1.37232973.

Peoples Fin Daily Average True Range (ATR) ChartPeoples Fin Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Peoples Fin. The current obv is 65,148.

Peoples Fin Daily On-Balance Volume (OBV) ChartPeoples Fin Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Peoples Fin. The current mfi is 56.00.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Peoples Fin Daily Money Flow Index (MFI) ChartPeoples Fin Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Peoples Fin.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-03SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2023-11-07CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-11-09STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-10STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-11-14ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-15STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-17STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-21DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-24STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-27STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-28SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2023-11-29DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-01SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-04CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-05STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-08STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-11BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-12STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-13BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-14STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-15ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-18RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-19STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-20RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-22STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-26SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-27STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-28STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-04MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-05MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-08CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-09DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-10CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-12STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-19CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-23STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-24STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-25MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-01-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-29MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-01-30CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-31DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-02STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-05STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-07STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-08MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-02-09RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-02-12ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-02-13STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-02-14STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-02-16CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-20DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-21STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-27MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-01STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-07DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-08WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-11CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-03-12STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-14DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-18STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-19DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-03-20DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-21WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-03-22STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-26STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-27CMO LONG ENTRY SHORT CLOSEZero line crossover to upside

6.3. Candlestick Patterns

Peoples Fin Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Peoples Fin based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5051.556
Ma 20Greater thanMa 5040.506
Ma 50Greater thanMa 10041.823
Ma 100Greater thanMa 20043.065
OpenGreater thanClose40.600
Total2/5 (40.0%)
Penke

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