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ProAssurance Corporation
Buy, Hold or Sell?

Let's analyse Proassurance together

PenkeI guess you are interested in ProAssurance Corporation. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of ProAssurance Corporation. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Proassurance (30 sec.)










What can you expect buying and holding a share of Proassurance? (30 sec.)

How much money do you get?

How much money do you get?
$0.20
When do you have the money?
1 year
How often do you get paid?
97.5%

What is your share worth?

Current worth
$21.74
Expected worth in 1 year
$9.42
How sure are you?
55.0%

+ What do you gain per year?

Total Gains per Share
$-12.11
Return On Investment
-94.2%

For what price can you sell your share?

Current Price per Share
$12.86
Expected price per share
$11.76 - $14.23
How sure are you?
50%

1. Valuation of Proassurance (5 min.)




Live pricePrice per Share (EOD)

$12.86

Intrinsic Value Per Share

$-12.01 - $8.86

Total Value Per Share

$9.73 - $30.60

2. Growth of Proassurance (5 min.)




Is Proassurance growing?

Current yearPrevious yearGrowGrow %
How rich?$1.1b$1.3b-$244.5m-22.3%

How much money is Proassurance making?

Current yearPrevious yearGrowGrow %
Making money-$9.6m-$100.5k-$9.5m-99.0%
Net Profit Margin-3.6%-0.1%--

How much money comes from the company's main activities?

3. Financial Health of Proassurance (5 min.)




What can you expect buying and holding a share of Proassurance? (5 min.)

Welcome investor! Proassurance's management wants to use your money to grow the business. In return you get a share of Proassurance.

What can you expect buying and holding a share of Proassurance?

First you should know what it really means to hold a share of Proassurance. And how you can make/lose money.

Speculation

The Price per Share of Proassurance is $12.86. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Proassurance.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Proassurance, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $21.74. Based on the TTM, the Book Value Change Per Share is $-3.08 per quarter. Based on the YOY, the Book Value Change Per Share is $1.91 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.05 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Proassurance.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.121.0%-0.19-1.4%0.000.0%-0.07-0.5%0.251.9%
Usd Book Value Change Per Share2.2817.7%-3.08-23.9%1.9114.9%-0.76-5.9%-0.42-3.3%
Usd Dividend Per Share0.000.0%0.050.4%0.060.5%0.151.2%0.554.3%
Usd Total Gains Per Share2.2817.7%-3.03-23.5%1.9815.4%-0.61-4.7%0.131.0%
Usd Price Per Share13.79-16.56-21.87-23.62-36.44-
Price to Earnings Ratio27.65-0.33--76.78--7.47-7.83-
Price-to-Total Gains Ratio6.04--20.14--7.83-86.56--13.04-
Price to Book Ratio0.63-0.80-0.93-0.87-1.12-
Price-to-Total Gains Ratio6.04--20.14--7.83-86.56--13.04-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share12.86
Number of shares77
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.050.15
Usd Book Value Change Per Share-3.08-0.76
Usd Total Gains Per Share-3.03-0.61
Gains per Quarter (77 shares)-233.14-46.74
Gains per Year (77 shares)-932.54-186.97
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
116-948-94348-235-197
231-1896-187695-469-384
347-2845-2809143-704-571
463-3793-3742191-939-758
578-4741-4675239-1174-945
694-5689-5608286-1408-1132
7109-6637-6541334-1643-1319
8125-7585-7474382-1878-1506
9141-8534-8407430-2112-1693
10156-9482-9340477-2347-1880

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share2.02.00.050.0%7.05.00.058.3%11.09.00.055.0%30.010.00.075.0%121.011.00.091.7%
Book Value Change Per Share1.03.00.025.0%4.08.00.033.3%8.012.00.040.0%20.020.00.050.0%93.038.01.070.5%
Dividend per Share3.00.01.075.0%11.00.01.091.7%19.00.01.095.0%39.00.01.097.5%50.00.082.037.9%
Total Gains per Share1.03.00.025.0%5.07.00.041.7%9.011.00.045.0%22.018.00.055.0%96.035.01.072.7%

Fundamentals of Proassurance

About ProAssurance Corporation

ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. The company operates through Specialty Property and Casualty, Workers' Compensation Insurance, and Segregated Portfolio Cell Reinsurance segments. It offers professional liability insurance to healthcare providers and institutions, and attorneys and their firms; medical technology liability insurance to medical technology and life sciences companies; and custom alternative risk solutions, including assumed reinsurance, loss portfolio transfers, and captive cell programs for healthcare professional liability insureds. The company also provides workers' compensation insurance products, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. The company also participates in Syndicate 1729 at Lloyd's of London for underwriting. It markets its products through independent agencies and brokers, as well as an internal business development team. The company was founded in 1976 and is headquartered in Birmingham, Alabama.

Fundamental data was last updated by Penke on 2024-03-14 07:24:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a loss.
Using its assets, the company is very inefficient in making profit.
Using its investors money, the company is very inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of ProAssurance Corporation.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Proassurance earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Proassurance to the Insurance - Property & Casualty industry mean.
  • A Net Profit Margin of 2.1% means that $0.02 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of ProAssurance Corporation:

  • The MRQ is 2.1%. The company is making a profit. +1
  • The TTM is -3.6%. The company is making a loss. -1
Trends
Current periodCompared to+/- 
MRQ2.1%TTM-3.6%+5.7%
TTM-3.6%YOY-0.1%-3.5%
TTM-3.6%5Y-2.1%-1.5%
5Y-2.1%10Y6.1%-8.2%
1.1.2. Return on Assets

Shows how efficient Proassurance is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Proassurance to the Insurance - Property & Casualty industry mean.
  • 0.1% Return on Assets means that Proassurance generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of ProAssurance Corporation:

  • The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is -0.2%. Using its assets, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ0.1%TTM-0.2%+0.3%
TTM-0.2%YOY0.0%-0.2%
TTM-0.2%5Y-0.1%-0.1%
5Y-0.1%10Y0.3%-0.4%
1.1.3. Return on Equity

Shows how efficient Proassurance is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Proassurance to the Insurance - Property & Casualty industry mean.
  • 0.6% Return on Equity means Proassurance generated $0.01 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of ProAssurance Corporation:

  • The MRQ is 0.6%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is -1.0%. Using its investors money, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ0.6%TTM-1.0%+1.5%
TTM-1.0%YOY-0.1%-0.8%
TTM-1.0%5Y-0.4%-0.5%
5Y-0.4%10Y0.5%-1.0%

1.2. Operating Efficiency of ProAssurance Corporation.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Proassurance is operating .

  • Measures how much profit Proassurance makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Proassurance to the Insurance - Property & Casualty industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of ProAssurance Corporation:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-5.1%+5.1%
TTM-5.1%YOY1.2%-6.3%
TTM-5.1%5Y-3.0%-2.1%
5Y-3.0%10Y7.8%-10.8%
1.2.2. Operating Ratio

Measures how efficient Proassurance is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance - Property & Casualty industry mean).
  • An Operation Ratio of 0.28 means that the operating costs are $0.28 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of ProAssurance Corporation:

  • The MRQ is 0.277. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.200. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.277TTM0.200+0.077
TTM0.200YOY-0.056+0.257
TTM0.2005Y0.534-0.334
5Y0.53410Y0.994-0.460

1.3. Liquidity of ProAssurance Corporation.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Proassurance is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance - Property & Casualty industry mean).
  • A Current Ratio of 0.18 means the company has $0.18 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of ProAssurance Corporation:

  • The MRQ is 0.183. The company is unable to pay all its short-term debts. -2
  • The TTM is 13.716. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ0.183TTM13.716-13.534
TTM13.716YOY84.841-71.125
TTM13.7165Y27.927-14.210
5Y27.92710Y14.030+13.896
1.3.2. Quick Ratio

Measures if Proassurance is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Proassurance to the Insurance - Property & Casualty industry mean.
  • A Quick Ratio of 1.60 means the company can pay off $1.60 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of ProAssurance Corporation:

  • The MRQ is 1.598. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 339.824. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ1.598TTM339.824-338.226
TTM339.824YOY355.756-15.932
TTM339.8245Y194.288+145.536
5Y194.28810Y98.315+95.973

1.4. Solvency of ProAssurance Corporation.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Proassurance assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Proassurance to Insurance - Property & Casualty industry mean.
  • A Debt to Asset Ratio of 0.78 means that Proassurance assets are financed with 78.5% credit (debt) and the remaining percentage (100% - 78.5%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of ProAssurance Corporation:

  • The MRQ is 0.785. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.802. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.785TTM0.802-0.017
TTM0.802YOY0.780+0.022
TTM0.8025Y0.730+0.072
5Y0.73010Y0.666+0.064
1.4.2. Debt to Equity Ratio

Measures if Proassurance is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Proassurance to the Insurance - Property & Casualty industry mean.
  • A Debt to Equity ratio of 364.5% means that company has $3.64 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of ProAssurance Corporation:

  • The MRQ is 3.645. The company is unable to pay all its debts with equity. -1
  • The TTM is 4.064. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ3.645TTM4.064-0.419
TTM4.064YOY3.671+0.393
TTM4.0645Y2.872+1.192
5Y2.87210Y2.202+0.670

2. Market Valuation of ProAssurance Corporation

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Proassurance generates.

  • Above 15 is considered overpriced but always compare Proassurance to the Insurance - Property & Casualty industry mean.
  • A PE ratio of 27.65 means the investor is paying $27.65 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of ProAssurance Corporation:

  • The EOD is 25.789. Based on the earnings, the company is overpriced. -1
  • The MRQ is 27.654. Based on the earnings, the company is overpriced. -1
  • The TTM is 0.333. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD25.789MRQ27.654-1.865
MRQ27.654TTM0.333+27.321
TTM0.333YOY-76.783+77.116
TTM0.3335Y-7.467+7.799
5Y-7.46710Y7.831-15.298
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of ProAssurance Corporation:

  • The EOD is -35.073. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -37.609. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -8.572. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-35.073MRQ-37.609+2.536
MRQ-37.609TTM-8.572-29.037
TTM-8.572YOY8.305-16.878
TTM-8.5725Y43.109-51.682
5Y43.10910Y11.062+32.047
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Proassurance is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance - Property & Casualty industry mean).
  • A PB ratio of 0.63 means the investor is paying $0.63 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of ProAssurance Corporation:

  • The EOD is 0.592. Based on the equity, the company is cheap. +2
  • The MRQ is 0.634. Based on the equity, the company is cheap. +2
  • The TTM is 0.803. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.592MRQ0.634-0.043
MRQ0.634TTM0.803-0.168
TTM0.803YOY0.933-0.131
TTM0.8035Y0.874-0.072
5Y0.87410Y1.116-0.241
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of ProAssurance Corporation.

3.1. Institutions holding ProAssurance Corporation

Institutions are holding 86.766% of the shares of ProAssurance Corporation.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-12-31BlackRock Inc14.65250.00267468439-110025-1.4518
2023-12-31Vanguard Group Inc11.45030.00185836255-69761-1.1812
2023-12-31T. Rowe Price Investment Management,Inc.8.15560.037341569601798144.5212
2023-12-31Dimensional Fund Advisors, Inc.5.56980.011428389381686346.3152
2023-12-31Wellington Management Company LLP5.450.00712777882-541-0.0195
2023-12-31Polar Capital Holdings PLC4.24270.1827216250000
2023-12-31State Street Corporation3.90530.00131990556210641.0695
2023-12-31TimesSquare Capital Management, LLC2.65050.2741350970-217890-13.8884
2023-12-31Allspring Global Investments Holdings, LLC2.61720.03051334002-110615-7.657
2023-12-31Geode Capital Management, LLC2.17290.00161107546147141.3464
2023-12-31Charles Schwab Investment Management Inc1.75170.0031892864-644-0.0721
2023-12-31Ameriprise Financial Inc1.66870.0035850529269553.2729
2023-12-31Renaissance Technologies Corp1.4630.01597457006800010.0339
2023-12-31Amvescap Plc.1.25510.002163972520509847.1894
2023-12-31Morgan Stanley - Brokerage Accounts1.2210.0008622345-93184-13.0231
2023-12-31Northern Trust Corp1.10560.0014563517-39961-6.6218
2023-09-30Jacobs Levy Equity Management, Inc.1.07620.061454852511056225.2446
2023-12-31Goldman Sachs Group Inc1.0150.0006517356358550225.7786
2023-12-31Third Avenue Management LLC0.87031.004144361900
2023-12-31Bank of New York Mellon Corp0.82370.0012419819-72133-14.6626
Total 73.11711.644437268047+438637+1.2%

3.2. Funds holding ProAssurance Corporation

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2024-02-28iShares Core S&P Small-Cap ETF6.77780.0556345467800
2023-12-31T. Rowe Price Small-Cap Value4.9490.32892522527858003.5211
2024-01-31Polar Capital Global Ins A Inc4.24271.0743216250000
2024-01-31Vanguard Total Stock Mkt Idx Inv3.23150.0015164712400
2024-01-31Vanguard Small Cap Index2.55370.0133130165535880.2764
2023-12-31T. Rowe Price U.S. SC Value Eq Tr-Z2.28130.32471162808773007.1211
2024-02-01iShares Russell 2000 ETF2.21040.0247112663800
2024-01-31Allspring Special Small Cap Value A2.10890.27141074900-17200-1.5749
2024-01-31Vanguard Small Cap Value Index Inv1.75390.0236893952-3696-0.4117
2024-01-31Vanguard Institutional Extnd Mkt Idx Tr1.48170.01067552443610.0478
2024-01-31DFA US Small Cap Value I1.47390.0668751254-1000-0.1329
2024-02-29iShares S&P Small-Cap 600 Value ETF1.26010.112564226300
2023-12-31Fidelity Small Cap Index1.01320.028516408-14766-2.7799
2023-06-30Empower Small Cap Growth/TimesSquare SP0.9810.96485000004600010.1322
2024-02-01iShares Russell 2000 Value ETF0.94620.054348228700
2024-02-29SPDR® Portfolio S&P 600 Sm Cap ETF0.89610.0549456762940.0206
2023-09-30Third Avenue Small Cap Value Instl0.86854.786744266200
2023-12-31Third Avenue Small Cap Value Composite0.86853.479644266200
2024-02-28Schwab Fundamental US Small Company ETF0.78340.06593993205520.1384
2024-01-31Vanguard Tax-Managed Small Cap Adm0.78120.062239817800
Total 41.46311.804321133822+177033+0.8%

3.3. Insider Transactions

Insiders are holding 1.285% of the shares of ProAssurance Corporation.

DateOwnerTypeAmountPricePost Transaction AmountLink
2020-05-13Frank Anthony SpinosaBUY33914.4712315
2019-06-25John J. Mcmahon, Jr.SELL93336.19
2018-06-13Magnus James GorrieBUY200039.214231
2018-05-07Howard H FriedmanBUY200040.75273153
2018-01-16William Stancil StarnesSELL1073655267036
2018-01-12William Stancil StarnesSELL2589655.01277772
2018-01-10William Stancil StarnesSELL244255324895
2017-08-18Neil Frank B OBUY250054.5104431
2017-08-11Neil Frank B OBUY250054.75101931
2017-08-09Howard H FriedmanBUY200055259573
2017-07-07Jeffrey Patton LisenbySELL617161.5744238
2017-07-05Jeffrey Patton LisenbySELL482961.650836
2017-06-28Edward Lewis Rand JrSELL1384560.41117079
2017-06-26Edward Lewis Rand JrSELL315560.11120014
2015-09-08Ziad HaydarBUY306548.754323
2014-08-25Piazza Samuel A Jr. DiBUY500045.84
2014-08-07Anthony R TersigniBUY200043.65
2013-05-29Thomas A.s. Wilson JrBUY100049.87

4. Summary

4.1. Key Performance Indicators

The key performance indicators of ProAssurance Corporation compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--2.282-3.078+235%1.913+19%-0.762+133%-0.423+119%
Book Value Per Share--21.73820.749+5%24.753-12%27.175-20%31.914-32%
Current Ratio--0.18313.716-99%84.841-100%27.927-99%14.030-99%
Debt To Asset Ratio--0.7850.802-2%0.780+1%0.730+8%0.666+18%
Debt To Equity Ratio--3.6454.064-10%3.671-1%2.872+27%2.202+66%
Dividend Per Share---0.051-100%0.062-100%0.155-100%0.554-100%
Eps--0.125-0.186+249%-0.002+101%-0.066+153%0.246-49%
Free Cash Flow Per Share---0.092-0.252+175%-0.158+72%0.197-146%0.417-122%
Free Cash Flow To Equity Per Share---0.029-0.513+1695%-0.259+805%-0.068+137%-0.354+1139%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--8.858--------
Intrinsic Value_10Y_min---12.011--------
Intrinsic Value_1Y_max--1.556--------
Intrinsic Value_1Y_min---0.301--------
Intrinsic Value_3Y_max--4.166--------
Intrinsic Value_3Y_min---1.691--------
Intrinsic Value_5Y_max--6.162--------
Intrinsic Value_5Y_min---3.934--------
Market Cap655480630.000-8%705399870.000875374497.500-19%1184251255.000-40%1270961538.000-44%1986447820.714-64%
Net Profit Margin--0.021-0.036+267%-0.001+106%-0.021+197%0.061-65%
Operating Margin----0.0510%0.012-100%-0.0300%0.078-100%
Operating Ratio--0.2770.200+38%-0.056+120%0.534-48%0.994-72%
Pb Ratio0.592-7%0.6340.803-21%0.933-32%0.874-27%1.116-43%
Pe Ratio25.789-7%27.6540.333+8213%-76.783+378%-7.467+127%7.831+253%
Price Per Share12.860-7%13.79016.563-17%21.873-37%23.618-42%36.436-62%
Price To Free Cash Flow Ratio-35.073+7%-37.609-8.572-77%8.305-553%43.109-187%11.062-440%
Price To Total Gains Ratio5.635-7%6.043-20.143+433%-7.829+230%86.561-93%-13.041+316%
Quick Ratio--1.598339.824-100%355.756-100%194.288-99%98.315-98%
Return On Assets--0.001-0.002+238%0.000+106%-0.001+183%0.003-51%
Return On Equity--0.006-0.010+270%-0.001+123%-0.004+177%0.005+7%
Total Gains Per Share--2.282-3.028+233%1.975+16%-0.607+127%0.132+1631%
Usd Book Value--1111980000.0001095456750.000+2%1340038250.000-17%1461822050.000-24%1739853150.000-36%
Usd Book Value Change Per Share--2.282-3.078+235%1.913+19%-0.762+133%-0.423+119%
Usd Book Value Per Share--21.73820.749+5%24.753-12%27.175-20%31.914-32%
Usd Dividend Per Share---0.051-100%0.062-100%0.155-100%0.554-100%
Usd Eps--0.125-0.186+249%-0.002+101%-0.066+153%0.246-49%
Usd Free Cash Flow---4689000.000-13668750.000+192%-8548500.000+82%10609200.000-144%22712850.000-121%
Usd Free Cash Flow Per Share---0.092-0.252+175%-0.158+72%0.197-146%0.417-122%
Usd Free Cash Flow To Equity Per Share---0.029-0.513+1695%-0.259+805%-0.068+137%-0.354+1139%
Usd Market Cap655480630.000-8%705399870.000875374497.500-19%1184251255.000-40%1270961538.000-44%1986447820.714-64%
Usd Price Per Share12.860-7%13.79016.563-17%21.873-37%23.618-42%36.436-62%
Usd Profit--6377000.000-9651000.000+251%-100500.000+102%-3480200.000+155%13713950.000-53%
Usd Revenue--296960000.000282940750.000+5%275449500.000+8%260287750.000+14%235838150.000+26%
Usd Total Gains Per Share--2.282-3.028+233%1.975+16%-0.607+127%0.132+1631%
 EOD+3 -5MRQTTM+25 -9YOY+21 -145Y+17 -1710Y+13 -22

4.2. Fundamental Score

Let's check the fundamental score of ProAssurance Corporation based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1525.789
Price to Book Ratio (EOD)Between0-10.592
Net Profit Margin (MRQ)Greater than00.021
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than11.598
Current Ratio (MRQ)Greater than10.183
Debt to Asset Ratio (MRQ)Less than10.785
Debt to Equity Ratio (MRQ)Less than13.645
Return on Equity (MRQ)Greater than0.150.006
Return on Assets (MRQ)Greater than0.050.001
Total4/10 (40.0%)

4.3. Technical Score

Let's check the technical score of ProAssurance Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5055.830
Ma 20Greater thanMa 5012.348
Ma 50Greater thanMa 10012.891
Ma 100Greater thanMa 20013.218
OpenGreater thanClose12.810
Total1/5 (20.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2022-12-312023-03-312023-06-302023-09-302023-12-31
Other Current Liabilities  -28,514-228,439-256,953229,769-27,184-4,834-32,0182,966,6042,934,586
Long-term Assets Other  -4,229,154885-4,228,26942,037-4,186,23280,201-4,106,0317,980,0843,874,053
Net Working Capital  399,783-111,291288,49255,211343,703-51,125292,578-2,713,217-2,420,639
Other Operating Expenses  281,0151,127282,142-10,497271,64558,252329,897-607,389-277,492



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary
Total Assets5,164,697
Total Liabilities4,052,717
Total Stockholder Equity1,111,980
 As reported
Total Liabilities 4,052,717
Total Stockholder Equity+ 1,111,980
Total Assets = 5,164,697

Assets

Total Assets5,164,697
Total Current Assets541,252
Long-term Assets4,623,445
Total Current Assets
Cash And Cash Equivalents 65,898
Short-term Investments 235,785
Net Receivables 702,264
Other Current Assets 541,252
Total Current Assets  (as reported)541,252
Total Current Assets  (calculated)1,545,199
+/- 1,003,947
Long-term Assets
Property Plant Equipment 46,032
Goodwill 5,500
Long Term Investments 4,205,757
Intangible Assets 60,300
Long-term Assets  (as reported)4,623,445
Long-term Assets  (calculated)4,317,589
+/- 305,856

Liabilities & Shareholders' Equity

Total Current Liabilities2,961,891
Long-term Liabilities1,090,826
Total Stockholder Equity1,111,980
Total Current Liabilities
Short-term Debt 3,286
Short Long Term Debt 125,000
Accounts payable 24,019
Other Current Liabilities 2,934,586
Total Current Liabilities  (as reported)2,961,891
Total Current Liabilities  (calculated)3,086,891
+/- 125,000
Long-term Liabilities
Long term Debt 302,133
Capital Lease Obligations 17,179
Long-term Liabilities  (as reported)1,090,826
Long-term Liabilities  (calculated)319,312
+/- 771,514
Total Stockholder Equity
Common Stock636
Retained Earnings 1,381,981
Accumulated Other Comprehensive Income -204,489
Other Stockholders Equity -66,148
Total Stockholder Equity (as reported)1,111,980
Total Stockholder Equity (calculated)1,111,980
+/-0
Other
Capital Stock636
Cash and Short Term Investments 3,795,280
Common Stock Shares Outstanding 51,153
Liabilities and Stockholders Equity 5,164,697
Net Debt 378,414
Net Invested Capital 1,539,113
Net Working Capital -2,420,639
Short Long Term Debt Total 444,312



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-311997-12-311997-09-301997-06-301997-03-311996-12-311996-09-301996-06-301996-03-311995-12-311995-09-301995-06-301995-03-311994-12-311994-09-301994-06-301994-03-311993-12-311993-09-301993-06-301993-03-311992-12-311992-09-301992-06-301992-03-311991-12-311991-09-301991-06-301991-03-31
> Total Assets 
304,300
321,300
345,800
349,100
366,400
379,600
393,300
404,800
459,900
473,600
488,500
507,500
541,800
553,700
567,200
565,700
670,800
684,700
707,200
720,500
765,900
775,900
799,400
905,300
954,700
974,800
1,016,500
1,063,200
1,094,500
1,136,400
1,143,000
1,132,200
1,170,300
1,141,400
1,117,000
1,117,700
1,132,437
1,133,390
1,150,375
1,122,836
1,161,788
2,260,475
2,274,814
2,238,325
2,238,325
2,371,885
2,450,198
2,586,650
2,671,270
2,749,176
2,897,255
2,879,352
2,998,743
3,069,678
3,217,171
3,239,198
3,340,627
3,408,673
3,833,088
3,909,379
3,852,908
3,802,751
4,330,381
4,342,853
4,457,456
4,393,908
4,434,152
4,439,836
4,473,964
4,376,974
4,340,362
4,280,938
4,322,067
4,598,409
4,669,440
4,647,414
4,706,400
4,737,482
4,771,439
4,875,056
4,905,179
4,927
4,988,809
4,998,878
5,033,328
4,995,759
4,972,666
4,876,578
5,218,746
5,112,045
4,963,832
5,150,891
5,405,504
5,397,694
5,325,997
5,169,160
5,114,080
5,001,491
4,963,004
5,357,404
4,894,499
4,976,837
5,015,775
5,510,497
4,872,641
4,861,716
4,925,154
5,366,595
4,678,924
4,583,464
4,653,442
5,066,848
5,158,882
4,786,118
4,824,359
5,215,386
5,182,320
4,783,555
4,692,497
5,022,718
5,075,383
6,358,187
6,327,268
6,191,477
6,058,598
5,891,190
5,783,319
6,438,481
5,747,863
5,657,412
5,573,957
5,164,697
5,164,6975,573,9575,657,4125,747,8636,438,4815,783,3195,891,1906,058,5986,191,4776,327,2686,358,1875,075,3835,022,7184,692,4974,783,5555,182,3205,215,3864,824,3594,786,1185,158,8825,066,8484,653,4424,583,4644,678,9245,366,5954,925,1544,861,7164,872,6415,510,4975,015,7754,976,8374,894,4995,357,4044,963,0045,001,4915,114,0805,169,1605,325,9975,397,6945,405,5045,150,8914,963,8325,112,0455,218,7464,876,5784,972,6664,995,7595,033,3284,998,8784,988,8094,9274,905,1794,875,0564,771,4394,737,4824,706,4004,647,4144,669,4404,598,4094,322,0674,280,9384,340,3624,376,9744,473,9644,439,8364,434,1524,393,9084,457,4564,342,8534,330,3813,802,7513,852,9083,909,3793,833,0883,408,6733,340,6273,239,1983,217,1713,069,6782,998,7432,879,3522,897,2552,749,1762,671,2702,586,6502,450,1982,371,8852,238,3252,238,3252,274,8142,260,4751,161,7881,122,8361,150,3751,133,3901,132,4371,117,7001,117,0001,141,4001,170,3001,132,2001,143,0001,136,4001,094,5001,063,2001,016,500974,800954,700905,300799,400775,900765,900720,500707,200684,700670,800565,700567,200553,700541,800507,500488,500473,600459,900404,800393,300379,600366,400349,100345,800321,300304,300
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
637,543
611,206
0
640,999
84
688,700
969,200
821,083
743,072
754,012
733,878
661,936
665,824
735,526
70,920
707,876
649,624
774,689
-54,201
36,150
26,611
23,568
29,146
1,477
9,743
2,535
39,090
10,688
8,389
4,564
3,459
23,132
12,860
20,758
40,642
48,848
45,287
48,264
50,851
59,504
101,226
125,707
130,400
120,430
132,190
97,659
118,551
94,830
119,234
279,051
129,383
296,243
210,659
248,005
197,040
203,576
151,366
4,189,904
241,100
197,312
145,169
128,903
117,347
101,918
117,463
119,005
134,495
43,247
66,715
87,559
80,471
71,830
91,879
102,211
175,369
217,169
224,268
231,948
215,782
425,395
1,528,733
1,549,158
1,404,174
4,746,286
182,444
4,511,094
419,791
307,461
361,615
309,504
541,252
541,252309,504361,615307,461419,7914,511,094182,4444,746,2861,404,1741,549,1581,528,733425,395215,782231,948224,268217,169175,369102,21191,87971,83080,47187,55966,71543,247134,495119,005117,463101,918117,347128,903145,169197,312241,1004,189,904151,366203,576197,040248,005210,659296,243129,383279,051119,23494,830118,55197,659132,190120,430130,400125,707101,22659,50450,85148,26445,28748,84840,64220,75812,86023,1323,4594,5648,38910,68839,0902,5359,7431,47729,14623,56826,61136,150-54,201774,689649,624707,87670,920735,526665,824661,936733,878754,012743,072821,083969,200688,70084640,9990611,206637,54300000000000000000000000000000000000000000
       Cash And Cash Equivalents 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,550
0
76,542
58,698
53,163
53,163
83,601
92,088
143,306
46,429
47,591
53,146
47,132
31,961
35,678
30,551
30,084
28,587
37,075
30,137
34,506
36,150
26,611
23,568
29,146
1,477
9,743
2,535
39,090
10,688
8,389
4,564
3,459
23,132
12,860
20,758
40,642
48,848
45,287
48,264
50,851
59,504
101,226
125,707
130,400
120,430
132,190
97,659
118,551
94,830
119,234
279,051
129,383
296,243
210,659
248,005
197,040
203,576
151,366
201,342
241,100
197,312
145,169
128,903
117,347
101,918
117,463
119,005
134,495
43,247
66,715
87,559
80,471
71,830
91,879
102,211
175,369
217,169
224,268
231,948
215,782
214,835
160,796
202,953
143,602
72,101
34,832
41,372
29,959
56,434
46,034
62,110
65,898
65,89862,11046,03456,43429,95941,37234,83272,101143,602202,953160,796214,835215,782231,948224,268217,169175,369102,21191,87971,83080,47187,55966,71543,247134,495119,005117,463101,918117,347128,903145,169197,312241,100201,342151,366203,576197,040248,005210,659296,243129,383279,051119,23494,830118,55197,659132,190120,430130,400125,707101,22659,50450,85148,26445,28748,84840,64220,75812,86023,1323,4594,5648,38910,68839,0902,5359,7431,47729,14623,56826,61136,15034,50630,13737,07528,58730,08430,55135,67831,96147,13253,14647,59146,429143,30692,08883,60153,16353,16358,69876,54208,550000000000000000000000000000000000000000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
179,265
0
81,742
70,349
136,014
136,014
125,148
98,931
252,854
172,433
81,824
60,626
109,680
53,056
57,383
104,293
41,423
118,323
71,873
150,404
93,066
524,220
197,558
239,442
184,280
326,611
289,528
279,163
220,029
273,141
307,208
298,707
441,996
365,011
227,251
137,908
187,059
152,045
288,921
338,001
168,438
145,490
128,901
96,824
119,421
132,739
167,914
167,516
3,519,736
3,776,464
3,621,707
3,328,003
3,366,654
3,417,687
3,445,858
3,341,793
3,276,286
3,160,258
3,111,704
2,984,236
2,879,523
2,903,564
2,994,014
3,005,571
3,055,490
2,884,770
2,809,808
2,762,729
2,712,368
2,506,950
2,368,638
2,369,690
308,319
2,403,586
2,516,355
2,572,371
2,628,692
2,629,004
2,738,022
2,763,624
2,795,344
2,844,266
4,086,540
4,055,844
4,050,709
3,934,166
3,857,865
3,720,070
3,717,785
3,721,054
3,667,912
3,602,706
235,785
235,7853,602,7063,667,9123,721,0543,717,7853,720,0703,857,8653,934,1664,050,7094,055,8444,086,5402,844,2662,795,3442,763,6242,738,0222,629,0042,628,6922,572,3712,516,3552,403,586308,3192,369,6902,368,6382,506,9502,712,3682,762,7292,809,8082,884,7703,055,4903,005,5712,994,0142,903,5642,879,5232,984,2363,111,7043,160,2583,276,2863,341,7933,445,8583,417,6873,366,6543,328,0033,621,7073,776,4643,519,736167,516167,914132,739119,42196,824128,901145,490168,438338,001288,921152,045187,059137,908227,251365,011441,996298,707307,208273,141220,029279,163289,528326,611184,280239,442197,558524,22093,066150,40471,873118,32341,423104,29357,38353,056109,68060,62681,824172,433252,85498,931125,148136,014136,01470,34981,7420179,265000000000000000000000000000000000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
479,259
482,159
451,822
451,822
486,273
497,681
573,040
602,221
613,657
640,240
577,066
576,919
572,763
600,682
541,075
560,966
540,676
594,148
434,242
445,248
427,167
517,099
483,786
496,578
458,519
455,173
425,804
435,754
94,720
90,938
86,137
99,537
109,243
126,205
116,403
115,453
104,441
117,615
120,950
123,628
119,731
138,011
120,220
130,310
112,333
125,204
302,474
375,931
375,458
387,833
366,152
479,027
477,648
491,321
446,988
461,242
466,818
486,953
475,633
483,167
493,024
508,806
502,401
501,971
521,416
583,970
580,987
590,119
613,848
625,775
616,844
666,401
648,258
656,844
652,987
672,989
651,046
643,228
600,852
614,431
788,928
783,006
707,435
740,019
729,068
749,652
693,296
728,694
711,078
724,265
702,264
702,264724,265711,078728,694693,296749,652729,068740,019707,435783,006788,928614,431600,852643,228651,046672,989652,987656,844648,258666,401616,844625,775613,848590,119580,987583,970521,416501,971502,401508,806493,024483,167475,633486,953466,818461,242446,988491,321477,648479,027366,152387,833375,458375,931302,474125,204112,333130,310120,220138,011119,731123,628120,950117,615104,441115,453116,403126,205109,24399,53786,13790,93894,720435,754425,804455,173458,519496,578483,786517,099427,167445,248434,242594,148540,676560,966541,075600,682572,763576,919577,066640,240613,657602,221573,040497,681486,273451,822451,822482,159479,25900000000000000000000000000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-667,501
-694,938
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-969,468
-624,725
-756,541
-668,066
-823,189
-748,047
-734,336
-645,833
-708,895
-401,928
-389,645
-528,133
-464,548
-336,494
-264,113
-303,462
-267,498
-393,362
-455,616
-289,388
-269,118
-248,632
-234,835
-239,641
-263,049
-280,247
-292,720
-3,822,210
-4,152,395
-3,997,165
-3,715,836
-3,732,806
-3,896,714
-3,923,506
-3,833,114
-3,723,274
-3,621,500
-3,578,522
517,373
-3,355,156
-3,386,731
-3,487,038
-3,514,377
-3,557,891
-3,386,741
-3,331,224
-3,346,699
-3,293,355
-3,097,069
-2,982,486
-2,995,465
-925,163
-3,069,987
-3,164,613
-3,229,215
-3,281,679
-3,301,993
-3,389,068
-3,406,852
410,657
-3,248,137
-3,507,531
-3,492,645
-3,497,572
479,190
-4,439,321
610,016
-4,021,249
574,092
620,482
588,635
541,252
541,252588,635620,482574,092-4,021,249610,016-4,439,321479,190-3,497,572-3,492,645-3,507,531-3,248,137410,657-3,406,852-3,389,068-3,301,993-3,281,679-3,229,215-3,164,613-3,069,987-925,163-2,995,465-2,982,486-3,097,069-3,293,355-3,346,699-3,331,224-3,386,741-3,557,891-3,514,377-3,487,038-3,386,731-3,355,156517,373-3,578,522-3,621,500-3,723,274-3,833,114-3,923,506-3,896,714-3,732,806-3,715,836-3,997,165-4,152,395-3,822,210-292,720-280,247-263,049-239,641-234,835-248,632-269,118-289,388-455,616-393,362-267,498-303,462-264,113-336,494-464,548-528,133-389,645-401,928-708,895-645,833-734,336-748,047-823,189-668,066-756,541-624,725-969,46800000000000000-694,938-667,50100000000000000000000000000000000000000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,473,597
1,521,818
0
1,516,465
1,598,922
1,656,132
1,661,948
1,802,301
1,843,239
1,914,326
1,948,457
2,070,213
2,121,017
2,261,533
2,338,788
2,400,933
2,493,256
2,787,845
2,511,715
-24,113
-37,493
602
3,407,713
1,605
-28,182
-8,771
4,180,717
12,561
-15,006
72,213
72,213
90,250
129,635
129,302
132,290
131,926
131,159
130,773
207,234
218,547
217,417
214,459
213,328
212,088
210,958
624,169
724,813
683,168
716,062
695,929
965,060
830,208
833,324
796,880
759,885
769,623
772,241
773,100
799,899
779,029
787,048
796,009
798,658
798,385
816,596
871,625
870,089
889,388
883,300
898,564
909,407
941,538
948,111
942,130
281,482
1,005,706
1,026,802
116,894
115,330
113,783
4,829,454
4,778,110
4,787,303
4,648,230
4,510,073
4,348,770
325,980
316,869
315,346
281,011
4,623,445
4,623,445281,011315,346316,869325,9804,348,7704,510,0734,648,2304,787,3034,778,1104,829,454113,783115,330116,8941,026,8021,005,706281,482942,130948,111941,538909,407898,564883,300889,388870,089871,625816,596798,385798,658796,009787,048779,029799,899773,100772,241769,623759,885796,880833,324830,208965,060695,929716,062683,168724,813624,169210,958212,088213,328214,459217,417218,547207,234130,773131,159131,926132,290129,302129,63590,25072,21372,213-15,00612,5614,180,717-8,771-28,1821,6053,407,713602-37,493-24,1132,511,7152,787,8452,493,2562,400,9332,338,7882,261,5332,121,0172,070,2131,948,4571,914,3261,843,2391,802,3011,661,9481,656,1321,598,9221,516,46501,521,8181,473,59700000000000000000000000000000000000000000
       Property Plant Equipment 
1,700
1,700
1,800
1,700
1,700
1,600
1,500
1,400
0
0
0
12,000
0
0
0
11,800
11,800
22,900
15,300
0
0
0
0
0
0
0
12,100
0
0
0
0
11,600
11,500
11,600
11,500
11,300
11,177
11,191
11,194
11,237
11,196
12,999
12,976
13,122
13,122
17,805
0
0
0
17,336
0
0
0
0
0
0
0
0
0
0
16,356
16,054
23,338
23,135
23,079
22,893
23,348
24,004
24,146
23,962
23,725
23,496
23,307
43,200
43,747
44,496
44,246
44,286
44,259
43,951
43,601
43,256
40,767
40,432
40,381
40,900
41,111
41,502
-137,626
-8,092
-1,341
41,010
164,812
161,145
-67,007
39,799
-65,877
-41,049
-7,745
38,470
-877
-61,289
-56,315
31,814
-1,870
-5,919
-13,957
31,975
-16,874
-18,196
-17,962
31,114
17,227
20,374
20,563
21,074
19,722
19,198
18,925
19,013
18,219
21,670
20,253
19,595
17,989
17,702
19,735
18,987
17,992
17,032
16,092
46,032
46,03216,09217,03217,99218,98719,73517,70217,98919,59520,25321,67018,21919,01318,92519,19819,72221,07420,56320,37417,22731,114-17,962-18,196-16,87431,975-13,957-5,919-1,87031,814-56,315-61,289-87738,470-7,745-41,049-65,87739,799-67,007161,145164,81241,010-1,341-8,092-137,62641,50241,11140,90040,38140,43240,76743,25643,60143,95144,25944,28644,24644,49643,74743,20023,30723,49623,72523,96224,14624,00423,34822,89323,07923,13523,33816,05416,356000000000017,33600017,80513,12213,12212,97612,99911,19611,23711,19411,19111,17711,30011,50011,60011,50011,600000012,100000000015,30022,90011,80011,80000012,0000001,4001,5001,6001,7001,7001,8001,7001,700
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,700
0
0
0
23,700
0
0
0
25,000
0
0
37,700
72,200
0
0
0
72,200
0
0
72,213
72,213
90,250
118,982
118,997
122,317
122,317
122,317
122,317
161,453
161,453
161
159,625
159,625
159,625
159,625
159,625
163,055
161,123
161,115
161,115
161,115
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
210,725
49,610
49,610
49,610
49,610
49,610
49,610
49,610
49,610
49,610
49,610
49,610
49,610
5,500
5,500
5,5005,50049,61049,61049,61049,61049,61049,61049,61049,61049,61049,61049,61049,610210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725210,725161,115161,115161,115161,123163,055159,625159,625159,625159,625159,625161161,453161,453122,317122,317122,317122,317118,997118,98290,25072,21372,2130072,20000072,20037,7000025,00000023,70000023,700000000000000000000000000000000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,966,174
3,997,998
3,990,431
4,007,609
4,004,702
4,046,511
4,090,541
4,124,918
4,100,531
4,125,634
3,926,902
4,318,352
4,156,888
3,857,673
3,941,045
4,074,963
4,138,533
4,051,314
4,009,707
3,931,609
3,857,891
3,748,655
3,650,130
3,698,275
3,816,595
3,849,956
3,925,696
3,747,620
3,692,540
3,671,838
3,686,528
3,498,645
3,353,804
3,383,632
3,349,382
3,414,614
3,467,300
3,496,074
3,390,409
3,241,153
3,297,645
3,366,981
3,389,345
3,404,867
4,681,600
4,824,125
4,828,323
4,693,669
4,372,663
4,385,507
4,210,167
4,381,648
4,315,417
4,089,939
4,205,757
4,205,7574,089,9394,315,4174,381,6484,210,1674,385,5074,372,6634,693,6694,828,3234,824,1254,681,6003,404,8673,389,3453,366,9813,297,6453,241,1533,390,4093,496,0743,467,3003,414,6143,349,3823,383,6323,353,8043,498,6453,686,5283,671,8383,692,5403,747,6203,925,6963,849,9563,816,5953,698,2753,650,1303,748,6553,857,8913,931,6094,009,7074,051,3144,138,5334,074,9633,941,0453,857,6734,156,8884,318,3523,926,9024,125,6344,100,5314,124,9184,090,5414,046,5114,004,7024,007,6093,990,4313,997,9983,966,17400000000000000000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,700
0
0
0
23,700
0
0
0
25,000
0
0
37,700
72,200
0
0
0
72,200
0
0
72,213
72,213
90,250
10,653
10,305
9,973
9,609
8,842
8,456
45,781
57,094
55,964
54,834
53,703
52,463
51,333
50,209
53,300
55,577
54,252
52,880
52,000
319,127
316,538
103,300
100,800
98,666
96,598
94,530
92,500
90,394
88,433
86,402
84,400
82,999
81,592
84,496
83,000
81,408
79,864
78,320
76,800
75,267
73,815
72,284
70,800
70,167
68,848
67,284
65,720
64,173
76,574
74,955
73,336
71,717
70,098
68,466
66,835
65,203
63,571
61,939
60,300
60,30061,93963,57165,20366,83568,46670,09871,71773,33674,95576,57464,17365,72067,28468,84870,16770,80072,28473,81575,26776,80078,32079,86481,40883,00084,49681,59282,99984,40086,40288,43390,39492,50094,53096,59898,666100,800103,300316,538319,12752,00052,88054,25255,57753,30050,20951,33352,46353,70354,83455,96457,09445,7818,4568,8429,6099,97310,30510,65390,25072,21372,2130072,20000072,20037,7000025,00000023,70000023,700000000000000000000000000000000000000000000000000000
       Long-term Assets Other 
-1,700
-1,700
-1,800
-1,700
-1,700
-1,600
-1,500
-1,400
0
0
0
-12,000
0
0
0
-11,800
-11,800
-22,900
-15,300
0
0
0
0
0
0
0
-12,100
0
0
0
0
-11,600
-11,500
-11,600
-11,500
-11,300
-11,177
-11,191
-11,194
-11,237
-11,196
-1,473,597
-1,521,818
0
-1,516,465
-1,598,922
-1,656,132
-1,661,948
-1,802,301
-1,843,239
-1,914,326
-1,948,457
-2,070,213
-2,121,017
-2,261,533
-2,338,788
-2,400,933
-2,493,256
-2,787,845
-2,511,715
-3,015,855
-2,985,157
-3,379,141
-3,407,713
-3,495,342
-3,439,159
-3,519,970
670,321
-3,562,761
-3,583,677
-3,377,937
-3,490,415
-3,475,441
-3,714,751
-3,872,996
-3,770,457
-3,900,834
-4,001,389
-4,072,198
-3,945,820
-4,038,385
-3,842,359
-4,068,158
-4,040,098
-4,155,125
-4,206,069
-3,828,055
-3,334,945
-3,765,930
-3,569,593
-3,285,358
-3,082,486
-3,420,338
-3,472,984
-3,420,531
-3,418,909
-3,322,053
-3,245,773
-3,132,652
-3,017,110
-3,081,993
-3,189,875
-3,209,651
-3,280,137
-3,101,794
-3,026,764
-2,930,018
-2,937,204
-2,802,884
-2,662,167
-2,674,677
-2,629,117
-2,691,103
-2,733,660
-2,773,830
-3,306,465
-2,502,424
-2,514,254
-3,337,448
-3,274,430
-3,352,232
-110,785
-117,940
1,623,557
-157,214
-188,824
-217,734
-4,229,154
-4,228,269
-4,186,232
-4,106,031
3,874,053
3,874,053-4,106,031-4,186,232-4,228,269-4,229,154-217,734-188,824-157,2141,623,557-117,940-110,785-3,352,232-3,274,430-3,337,448-2,514,254-2,502,424-3,306,465-2,773,830-2,733,660-2,691,103-2,629,117-2,674,677-2,662,167-2,802,884-2,937,204-2,930,018-3,026,764-3,101,794-3,280,137-3,209,651-3,189,875-3,081,993-3,017,110-3,132,652-3,245,773-3,322,053-3,418,909-3,420,531-3,472,984-3,420,338-3,082,486-3,285,358-3,569,593-3,765,930-3,334,945-3,828,055-4,206,069-4,155,125-4,040,098-4,068,158-3,842,359-4,038,385-3,945,820-4,072,198-4,001,389-3,900,834-3,770,457-3,872,996-3,714,751-3,475,441-3,490,415-3,377,937-3,583,677-3,562,761670,321-3,519,970-3,439,159-3,495,342-3,407,713-3,379,141-2,985,157-3,015,855-2,511,715-2,787,845-2,493,256-2,400,933-2,338,788-2,261,533-2,121,017-2,070,213-1,948,457-1,914,326-1,843,239-1,802,301-1,661,948-1,656,132-1,598,922-1,516,4650-1,521,818-1,473,597-11,196-11,237-11,194-11,191-11,177-11,300-11,500-11,600-11,500-11,6000000-12,1000000000-15,300-22,900-11,800-11,800000-12,000000-1,400-1,500-1,600-1,700-1,700-1,800-1,700-1,700
> Total Liabilities 
243,100
256,200
257,900
256,500
267,900
275,600
282,400
288,900
335,100
343,300
352,300
352,600
391,100
398,800
407,000
404,200
496,100
498,800
512,500
512,500
557,100
566,400
578,900
660,700
708,700
714,500
741,900
776,000
796,700
829,800
827,500
808,000
841,200
815,100
797,700
792,000
798,695
793,541
810,902
777,669
812,682
1,839,505
1,831,526
1,802,606
1,802,606
1,920,735
1,972,551
2,055,086
2,158,092
2,210,968
2,359,588
2,333,047
2,423,369
2,516,943
2,623,446
2,628,179
2,728,968
2,747,291
3,094,616
3,144,333
2,960,637
2,892,748
3,248,420
3,224,306
3,293,482
3,239,654
3,236,011
3,184,766
3,198,109
3,122,367
3,007,447
2,857,353
2,860,003
3,070,738
3,019,980
2,942,819
2,948,697
2,944,504
2,953,232
3,019,193
3,020,439
2,960
2,967,046
2,834,425
2,816,537
2,717,616
2,623,300
2,605,998
2,857,703
2,775,257
2,590,471
2,756,477
3,053,522
3,036,923
3,004,785
3,011,216
2,985,436
2,944,307
2,956,214
2,949,809
2,909,985
2,948,642
2,973,608
3,266,479
3,046,955
3,023,620
3,074,264
3,334,402
3,109,755
3,008,848
3,066,547
3,077,724
3,155,212
3,204,562
3,234,901
3,293,686
3,303,341
3,309,165
3,362,604
3,305,593
3,353,222
4,934,147
4,904,166
4,763,090
4,776,830
4,721,301
4,717,323
4,595,981
4,609,573
4,537,698
4,562,114
4,052,717
4,052,7174,562,1144,537,6984,609,5734,595,9814,717,3234,721,3014,776,8304,763,0904,904,1664,934,1473,353,2223,305,5933,362,6043,309,1653,303,3413,293,6863,234,9013,204,5623,155,2123,077,7243,066,5473,008,8483,109,7553,334,4023,074,2643,023,6203,046,9553,266,4792,973,6082,948,6422,909,9852,949,8092,956,2142,944,3072,985,4363,011,2163,004,7853,036,9233,053,5222,756,4772,590,4712,775,2572,857,7032,605,9982,623,3002,717,6162,816,5372,834,4252,967,0462,9603,020,4393,019,1932,953,2322,944,5042,948,6972,942,8193,019,9803,070,7382,860,0032,857,3533,007,4473,122,3673,198,1093,184,7663,236,0113,239,6543,293,4823,224,3063,248,4202,892,7482,960,6373,144,3333,094,6162,747,2912,728,9682,628,1792,623,4462,516,9432,423,3692,333,0472,359,5882,210,9682,158,0922,055,0861,972,5511,920,7351,802,6061,802,6061,831,5261,839,505812,682777,669810,902793,541798,695792,000797,700815,100841,200808,000827,500829,800796,700776,000741,900714,500708,700660,700578,900566,400557,100512,500512,500498,800496,100404,200407,000398,800391,100352,600352,300343,300335,100288,900282,400275,600267,900256,500257,900256,200243,100
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,768,600
1,742,600
1,742,600
1,867,600
1,923,000
2,009,000
2,088,100
2,143,500
2,254,900
2,228,200
2,318,500
2,365,600
2,472,000
2,476,700
2,577,400
2,595,700
2,927,400
2,977,100
2,793,300
2,725,300
3,069,300
3,045,100
3,114,200
3,060,300
3,056,500
3,021,500
3,033,800
2,958,000
2,949,100
2,822,500
2,824,600
3,017,100
2,970,300
2,892,600
2,897,900
2,893,900
2,902,000
2,968,100
2,969,400
2,908,800
2,917,100
2,784,700
2,766,500
2,667,800
2,623,300
2,481,000
2,732,700
2,650,300
2,590,500
2,505,700
2,803,500
2,786,900
2,754,800
2,761,200
2,635,400
2,594,300
2,606,200
2,599,800
2,562,100
2,600,600
2,625,500
2,818,300
2,598,700
2,597,200
2,673,800
2,922,600
2,738,300
2,720,500
2,778,533
2,789,967
2,867,725
2,917,345
2,947,954
3,007,865
3,017,797
3,023,897
68,285
608,690
325,944
60,178
21,670
22,627
24,891
18,793
38,232
20,008
18,969
17,912
16,926
2,961,891
2,961,89116,92617,91218,96920,00838,23218,79324,89122,62721,67060,178325,944608,69068,2853,023,8973,017,7973,007,8652,947,9542,917,3452,867,7252,789,9672,778,5332,720,5002,738,3002,922,6002,673,8002,597,2002,598,7002,818,3002,625,5002,600,6002,562,1002,599,8002,606,2002,594,3002,635,4002,761,2002,754,8002,786,9002,803,5002,505,7002,590,5002,650,3002,732,7002,481,0002,623,3002,667,8002,766,5002,784,7002,917,1002,908,8002,969,4002,968,1002,902,0002,893,9002,897,9002,892,6002,970,3003,017,1002,824,6002,822,5002,949,1002,958,0003,033,8003,021,5003,056,5003,060,3003,114,2003,045,1003,069,3002,725,3002,793,3002,977,1002,927,4002,595,7002,577,4002,476,7002,472,0002,365,6002,318,5002,228,2002,254,9002,143,5002,088,1002,009,0001,923,0001,867,6001,742,6001,742,6001,768,600000000000000000000000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
35,898
0
0
0
-59,254
0
0
0
-79,124
0
0
0
-130,037
0
0
0
125,000
125,000
125,000
0
-59,661
0
0
0
-58,204
100,000
100,000
100,000
100,000
100,000
100,000
0
200,000
0
426,374
400,460
123,000
83,000
288,271
0
0
18,036
21,131
21,298
0
21,311
20,645
20,194
533,463
19,168
15,000
21,670
290,774
19,190
18,793
20,803
20,008
249,552
17,912
16,926
3,286
3,28616,92617,912249,55220,00820,80318,79319,190290,77421,67015,00019,168533,46320,19420,64521,311021,29821,13118,03600288,27183,000123,000400,460426,3740200,0000100,000100,000100,000100,000100,000100,000-58,204000-59,6610125,000125,000125,000000-130,037000-79,124000-59,25400035,89800000000000000000000000000000000000000000000000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
250,000
0
0
0
347,858
0
0
0
448,202
0
426,374
400,460
411,811
371,528
288,271
0
0
0
0
0
0
0
0
0
0
0
15,000
0
0
0
0
0
0
249,552
0
0
125,000
125,00000249,55200000015,00000000000000288,271371,528411,811400,460426,3740448,202000347,858000250,00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
34,800
36,770
37,408
27,249
33,102
37,279
41,316
48,704
65,189
59,365
68,531
62,549
61,474
65,131
65,857
68,510
73,544
77,225
78,124
69,507
70,559
75,584
77,148
83,314
84,986
82,045
100,716
106,176
110,355
124,221
124,280
128,582
123,906
124,840
126,079
127,877
128,801
129,411
111,813
113,994
112,686
119,271
118,272
111,680
107,509
103,878
110,681
82,039
90,599
81,967
86,047
45,591
45,160
42,009
37,507
34,321
42,113
28,931
32,314
17,451
26,458
24,143
23,369
30,114
29,513
34,039
31,510
30,001
34,222
38,076
34,769
37,726
46,933
51,569
54,174
55,614
54,692
54,891
58,552
52,946
52,367
42,701
46,117
39,998
31,039
45,178
36,459
22,627
24,891
32,565
38,232
28,514
26,370
27,184
32,018
24,019
24,01932,01827,18426,37028,51438,23232,56524,89122,62736,45945,17831,03939,99846,11742,70152,36752,94658,55254,89154,69255,61454,17451,56946,93337,72634,76938,07634,22230,00131,51034,03929,51330,11423,36924,14326,45817,45132,31428,93142,11334,32137,50742,00945,16045,59186,04781,96790,59982,039110,681103,878107,509111,680118,272119,271112,686113,994111,813129,411128,801127,877126,079124,840123,906128,582124,280124,221110,355106,176100,71682,04584,98683,31477,14875,58470,55969,50778,12477,22573,54468,51065,85765,13161,47462,54968,53159,36565,18948,70441,31637,27933,10227,24937,40836,77034,800000000000000000000000000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,768,600
0
1,742,600
1,867,600
1,923,000
2,009,000
2,088,100
2,143,500
2,254,900
2,228,200
2,318,500
2,365,600
2,472,000
2,475,593
2,577,400
2,595,700
2,927,400
2,976,393
2,793,300
2,725,300
3,069,300
3,044,989
3,114,200
3,060,300
3,056,500
3,011,598
3,033,800
2,833,160
2,823,021
2,694,623
2,695,799
2,887,689
2,858,487
2,778,606
2,897,900
2,774,629
2,783,728
2,856,420
2,861,891
2,804,922
2,806,419
2,702,661
2,766,500
2,585,833
2,537,253
2,165,029
2,687,540
2,608,291
2,552,993
2,471,379
2,761,387
2,757,969
2,722,486
2,743,749
2,608,942
2,570,157
2,582,831
2,445,831
2,532,587
2,466,561
2,593,990
2,570,900
2,564,478
2,559,124
2,639,031
2,746,963
2,608,367
2,668,931
2,724,359
2,734,353
2,813,033
2,862,454
2,889,402
2,954,919
2,965,430
2,981,196
22,168
-39,998
294,905
398,685
-36,459
-22,627
-24,891
201,623
303,438
-28,514
-256,953
-27,184
-32,018
2,934,586
2,934,586-32,018-27,184-256,953-28,514303,438201,623-24,891-22,627-36,459398,685294,905-39,99822,1682,981,1962,965,4302,954,9192,889,4022,862,4542,813,0332,734,3532,724,3592,668,9312,608,3672,746,9632,639,0312,559,1242,564,4782,570,9002,593,9902,466,5612,532,5872,445,8312,582,8312,570,1572,608,9422,743,7492,722,4862,757,9692,761,3872,471,3792,552,9932,608,2912,687,5402,165,0292,537,2532,585,8332,766,5002,702,6612,806,4192,804,9222,861,8912,856,4202,783,7282,774,6292,897,9002,778,6062,858,4872,887,6892,695,7992,694,6232,823,0212,833,1603,033,8003,011,5983,056,5003,060,3003,114,2003,044,9893,069,3002,725,3002,793,3002,976,3932,927,4002,595,7002,577,4002,475,5932,472,0002,365,6002,318,5002,228,2002,254,9002,143,5002,088,1002,009,0001,923,0001,867,6001,742,60001,768,600000000000000000000000000000000000000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
110,000
85,000
0
82,500
77,500
75,000
72,500
70,000
67,500
104,700
104,800
104,900
151,300
151,400
151,500
151,600
151,600
167,200
167,200
167,300
167,400
179,100
179,200
179,300
179,400
179,500
164,200
164,300
164,400
58,300
34,900
35,400
53,600
49,700
50,200
50,800
50,600
51,200
51,100
51,000
51,400
49,900
49,700
50,000
49,800
2,623,268
125,000
125,000
125,000
70,073
250,000
250,000
250,000
250,000
250,000
350,000
350,000
350,000
347,900
347,900
348,000
348,100
448,200
448,300
426,400
400,500
411,800
371,500
288,300
288,014
287,757
287,487
287,217
286,947
285,821
285,544
285,268
284,990
304,829
303,590
467,362
446,428
445,830
444,720
444,671
38,232
3,902,603
4,590,604
4,519,786
4,545,188
1,090,826
1,090,8264,545,1884,519,7864,590,6043,902,60338,232444,671444,720445,830446,428467,362303,590304,829284,990285,268285,544285,821286,947287,217287,487287,757288,014288,300371,500411,800400,500426,400448,300448,200348,100348,000347,900347,900350,000350,000350,000250,000250,000250,000250,000250,00070,073125,000125,000125,0002,623,26849,80050,00049,70049,90051,40051,00051,10051,20050,60050,80050,20049,70053,60035,40034,90058,300164,400164,300164,200179,500179,400179,300179,200179,100167,400167,300167,200167,200151,600151,600151,500151,400151,300104,900104,800104,70067,50070,00072,50075,00077,50082,500085,000110,00000000000000000000000000000000000000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
50,586
51,225
51,104
51,049
51,361
49,914
49,687
49,954
49,769
0
125,000
125,000
125,000
0
250,000
250,000
250,000
250,000
250,000
350,000
350,000
350,000
350,000
347,944
348,030
348,116
448,202
448,288
426,374
400,460
411,811
371,528
288,271
288,014
287,757
287,487
287,217
286,947
285,821
285,544
285,268
284,990
284,713
284,422
458,863
424,758
424,986
425,530
425,878
426,436
426,983
427,526
426,026
426,579
0
0426,579426,026427,526426,983426,436425,878425,530424,986424,758458,863284,422284,713284,990285,268285,544285,821286,947287,217287,487287,757288,014288,271371,528411,811400,460426,374448,288448,202348,116348,030347,944350,000350,000350,000350,000250,000250,000250,000250,000250,0000125,000125,000125,000049,76949,95449,68749,91451,36151,04951,10451,22550,58600000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
763,895
756,771
773,494
750,420
779,580
1,692,226
1,705,210
1,671,402
1,765,704
1,783,870
1,829,020
1,920,037
2,026,618
2,078,337
2,189,016
2,159,748
2,244,962
2,288,386
2,393,916
2,407,192
2,506,855
2,520,079
2,850,302
2,893,779
2,708,337
2,643,315
2,968,638
2,938,953
3,003,839
2,936,034
2,932,220
2,892,026
2,909,934
2,833,147
2,823,072
2,694,546
2,695,775
2,887,777
2,858,442
2,778,622
2,785,248
2,774,647
2,783,735
2,856,409
2,861,881
2,805,004
2,806,451
2,702,699
2,675,984
2,585,880
2,537,221
2,400,822
2,644,721
2,592,848
2,537,464
2,453,756
2,702,378
2,689,669
2,667,609
2,541,447
2,543,386
2,523,722
2,547,945
2,483,595
2,493,028
2,515,718
2,531,271
2,483,176
2,510,945
2,502,021
2,572,824
2,609,573
2,621,256
2,181,874
2,208,148
1,641,190
2,261,601
2,330,792
2,335,750
1,817,544
2,428,471
2,504,364
2,529,188
2,527,660
2,570,916
3,840,853
3,911,962
3,791,518
3,820,526
3,793,494
3,755,582
3,637,625
0
3,627,020
3,593,641
0
03,593,6413,627,02003,637,6253,755,5823,793,4943,820,5263,791,5183,911,9623,840,8532,570,9162,527,6602,529,1882,504,3642,428,4711,817,5442,335,7502,330,7922,261,6011,641,1902,208,1482,181,8742,621,2562,609,5732,572,8242,502,0212,510,9452,483,1762,531,2712,515,7182,493,0282,483,5952,547,9452,523,7222,543,3862,541,4472,667,6092,689,6692,702,3782,453,7562,537,4642,592,8482,644,7212,400,8222,537,2212,585,8802,675,9842,702,6992,806,4512,805,0042,861,8812,856,4092,783,7352,774,6472,785,2482,778,6222,858,4422,887,7772,695,7752,694,5462,823,0722,833,1472,909,9342,892,0262,932,2202,936,0343,003,8392,938,9532,968,6382,643,3152,708,3372,893,7792,850,3022,520,0792,506,8552,407,1922,393,9162,288,3862,244,9622,159,7482,189,0162,078,3372,026,6181,920,0371,829,0201,783,8701,765,7041,671,4021,705,2101,692,226779,580750,420773,494756,771763,895000000000000000000000000000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14,585
27,422
0
0
0
24,231
32,023
21,062
18,818
30,392
11,142
0
0
0
8,755
2,011
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000000000000002,0118,75500011,14230,39218,81821,06232,02324,23100027,42214,585000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
> Total Stockholder Equity
59,900
63,900
86,900
91,500
97,100
102,500
109,300
114,400
123,100
128,600
134,400
153,100
148,800
153,000
158,300
159,600
172,100
183,900
192,700
206,000
206,800
207,400
220,500
244,600
246,000
260,300
274,600
287,200
297,800
306,600
315,500
324,200
329,100
326,300
319,300
325,700
333,742
339,849
339,473
345,167
349,106
402,863
421,202
413,231
413,231
426,831
452,153
505,194
513,178
538,208
537,667
546,305
575,374
552,735
593,725
611,019
611,659
661,382
738,472
765,046
892,271
910,003
1,081,961
1,118,547
1,163,974
1,154,254
1,198,141
1,255,070
1,275,855
1,254,607
1,332,915
1,423,585
1,462,064
1,527,671
1,649,460
1,704,595
1,757,703
1,792,978
1,818,207
1,855,863
1,884,740
1,966
2,021,763
2,164,453
2,216,791
2,278,143
2,349,398
2,270,580
2,361,043
2,336,788
2,373,361
2,394,414
2,351,982
2,360,771
2,321,212
2,157,944
2,128,644
2,057,184
2,006,790
2,407,595
1,984,514
2,028,195
2,042,167
2,244,018
1,825,686
1,838,096
1,850,890
2,032,193
1,569,169
1,574,616
1,586,895
1,989,124
2,003,670
1,581,556
1,589,458
1,921,700
1,878,979
1,474,390
1,329,893
1,717,125
1,722,161
1,811,511
1,423,102
1,850,453
1,281,768
1,169,889
1,065,996
1,842,500
1,138,290
1,119,714
1,011,843
1,111,980
1,111,9801,011,8431,119,7141,138,2901,842,5001,065,9961,169,8891,281,7681,850,4531,423,1021,811,5111,722,1611,717,1251,329,8931,474,3901,878,9791,921,7001,589,4581,581,5562,003,6701,989,1241,586,8951,574,6161,569,1692,032,1931,850,8901,838,0961,825,6862,244,0182,042,1672,028,1951,984,5142,407,5952,006,7902,057,1842,128,6442,157,9442,321,2122,360,7712,351,9822,394,4142,373,3612,336,7882,361,0432,270,5802,349,3982,278,1432,216,7912,164,4532,021,7631,9661,884,7401,855,8631,818,2071,792,9781,757,7031,704,5951,649,4601,527,6711,462,0641,423,5851,332,9151,254,6071,275,8551,255,0701,198,1411,154,2541,163,9741,118,5471,081,961910,003892,271765,046738,472661,382611,659611,019593,725552,735575,374546,305537,667538,208513,178505,194452,153426,831413,231413,231421,202402,863349,106345,167339,473339,849333,742325,700319,300326,300329,100324,200315,500306,600297,800287,200274,600260,300246,000244,600220,500207,400206,800206,000192,700183,900172,100159,600158,300153,000148,800153,100134,400128,600123,100114,400109,300102,50097,10091,50086,90063,90059,900
   Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,900
25,100
25,103
25,105
25,105
25,107
25,107
259
259
259
259
260
260
290
290
291
291
292
293
293
293
293
294
295
312
312
313
313
333
334
335
336
336
336
337
337
341
341
342
342
342
342
343
343
343
344
345
345
345
346
346
347
347
619
621
621
621
621
623
623
623
623
625
625
625
625
626
627
627
627
628
628
628
628
630
630
630
630
631
631
631
631
632
632
632
632
633
633
633
633
634
634
634
634
635
636
636
636
63663663663563463463463463363363363363263263263263163163163163063063063062862862862862762762762662562562562562362362362362162162162161934734734634634534534534434334334334234234234234134133733733633633633533433331331331231229529429329329329329229129129029026026025925925925925,10725,10725,10525,10525,10325,10023,9000000000000000000000000000000000000
   Retained Earnings Total Equity
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,274,921
1,325,973
1,428,026
1,475,719
1,530,816
1,566,888
1,699,853
1,747,835
1,798,622
1,851,052
1,782,857
1,880,262
1,915,316
1,963,140
2,015,603
2,044,428
2,076,742
2,094,181
1,991,704
2,012,328
2,028,745
2,022,534
1,988,035
1,990,907
2,017,521
2,034,898
1,824,088
1,848,751
1,851,745
1,864,136
1,614,186
1,614,344
1,625,137
1,639,743
1,571,847
1,586,393
1,581,273
1,581,789
1,505,738
1,463,017
1,442,225
1,289,552
1,301,163
1,306,199
1,395,549
1,405,049
1,434,491
1,428,229
1,423,865
1,412,042
0
1,414,411
1,425,038
0
0
001,425,0381,414,41101,412,0421,423,8651,428,2291,434,4911,405,0491,395,5491,306,1991,301,1631,289,5521,442,2251,463,0171,505,7381,581,7891,581,2731,586,3931,571,8471,639,7431,625,1371,614,3441,614,1861,864,1361,851,7451,848,7511,824,0882,034,8982,017,5211,990,9071,988,0352,022,5342,028,7452,012,3281,991,7042,094,1812,076,7422,044,4282,015,6031,963,1401,915,3161,880,2621,782,8571,851,0521,798,6221,747,8351,699,8531,566,8881,530,8161,475,7191,428,0261,325,9731,274,92100000000000000000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
394
15,679
0
-4,227
11,536
40,984
0
36,238
52,100
41,727
34,422
45,836
7,275
28,776
24,397
1,224
19,847
-114
-8,834
-24,113
-37,493
602
111
111
-28,182
-8,771
9,902
12,561
-15,006
-55,817
-35,898
-13,805
9,345
76,394
59,254
72,498
104,639
132,517
79,124
74,833
99,057
122,348
130,037
133,049
140,051
158,936
145,380
137,626
75,062
70,073
59,661
70,406
81,653
67,007
58,204
65,877
41,049
36,096
23,855
47,115
61,289
56,315
17,399
20,323
26,064
25,459
14,911
-8,046
-16,143
-20,107
-16,911
8,655
31,729
39,134
36,955
-4,910
61,130
68,285
75,227
41,522
53,072
41,507
16,284
-124,566
-234,188
-324,241
-298,607
-255,978
-267,480
-296,839
-204,489
-204,489-296,839-267,480-255,978-298,607-324,241-234,188-124,56616,28441,50753,07241,52275,22768,28561,130-4,91036,95539,13431,7298,655-16,911-20,107-16,143-8,04614,91125,45926,06420,32317,39956,31561,28947,11523,85536,09641,04965,87758,20467,00781,65370,40659,66170,07375,062137,626145,380158,936140,051133,049130,037122,34899,05774,83379,124132,517104,63972,49859,25476,3949,345-13,805-35,898-55,817-15,00612,5619,902-8,771-28,182111111602-37,493-24,113-8,834-11419,8471,22424,39728,7767,27545,83634,42241,72752,10036,238040,98411,536-4,227015,67939400000000000000000000000000000000000000000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
529,740
531,297
532,213
533,124
535,427
537,039
538,625
539,969
543,531
543,471
341,780
342,590
345,845
347,547
349,894
351,548
355,399
357,779
359,577
359,135
362,230
364,877
365,399
366,727
370,424
371,993
376,518
375,912
379,587
380,595
383,077
380,250
383,001
384,638
384,713
383,494
385,200
385,181
384,551
384,732
386,365
387,386
388,150
388,924
390,748
391,875
392,941
393,433
395,540
396,775
397,919
398,436
400,705
402,144
0
0402,144400,705398,436397,919396,775395,540393,433392,941391,875390,748388,924388,150387,386386,365384,732384,551385,181385,200383,494384,713384,638383,001380,250383,077380,595379,587375,912376,518371,993370,424366,727365,399364,877362,230359,135359,577357,779355,399351,548349,894347,547345,845342,590341,780543,471543,531539,969538,625537,039535,427533,124532,213531,297529,74000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock000000-415,962-415,962-415,962-415,962-415,962-415,962-415,962-415,962-415,962-415,962-415,962-417,277-417,277-417,277-417,277-418,009-418,009-418,009-418,007-419,928-419,928-419,928-419,930-421,666-421,666-420,861-419,560-417,342-375,465-309,321-252,164-198,378-153,646-115,023-31,365-8,020-56-56-56-204,408-204,408-204,408-204,408-204,857-199,281-199,281-183,844-171,923-116,665-77,497-77,497-63,596-61,526-44,094-30,436-23,211-117,249-77,693-54,257-41,321-20,068-56-56-56-56-56-56-56-56-56-56-56-56-56-56-56-56-56-56-56-56-56-56-42-42-47,331-47,331-46,672-37,773-37,773000000000000000000000000000000000000
   Other Stockholders Equity 
59,900
63,900
60,600
60,700
60,700
60,700
60,700
69,800
69,800
69,600
67,200
87,200
77,300
75,100
73,800
80,300
86,800
91,400
92,100
114,600
108,500
101,500
106,700
141,600
134,600
140,100
144,500
177,700
178,300
176,100
171,500
232,600
226,000
211,600
169,500
188,600
188,987
188,687
183,111
183,803
185,469
261,087
276,490
0
264,265
273,108
302,954
343,990
345,625
361,862
351,586
346,396
359,483
321,040
342,513
338,298
316,000
319,257
386,993
387,849
392,797
393,538
494,108
495,903
500,569
483,227
465,002
451,568
433,484
396,918
493,975
488,353
476,465
461,680
461,267
448,825
450,820
412,714
358,891
348,493
333,676
336,203
332,530
334,254
335,610
339,174
338,999
342,104
342,160
345,851
339,600
318,190
236,931
201,406
159,408
107,617
49,691
-13,186
-52,369
-54,306
-54,019
-50,953
-49,358
-43,013
-43,693
-40,277
-38,874
-35,019
-37,805
-35,151
-33,478
-32,475
-34,128
-32,348
-31,962
-31,456
-31,140
-29,467
-28,291
-27,812
-27,038
-25,214
-24,087
-23,021
-22,529
-20,422
-22,439
717,187
-20,778
-305,960
-364,397
-66,148
-66,148-364,397-305,960-20,778717,187-22,439-20,422-22,529-23,021-24,087-25,214-27,038-27,812-28,291-29,467-31,140-31,456-31,962-32,348-34,128-32,475-33,478-35,151-37,805-35,019-38,874-40,277-43,693-43,013-49,358-50,953-54,019-54,306-52,369-13,18649,691107,617159,408201,406236,931318,190339,600345,851342,160342,104338,999339,174335,610334,254332,530336,203333,676348,493358,891412,714450,820448,825461,267461,680476,465488,353493,975396,918433,484451,568465,002483,227500,569495,903494,108393,538392,797387,849386,993319,257316,000338,298342,513321,040359,483346,396351,586361,862345,625343,990302,954273,108264,2650276,490261,087185,469183,803183,111188,687188,987188,600169,500211,600226,000232,600171,500176,100178,300177,700144,500140,100134,600141,600106,700101,500108,500114,60092,10091,40086,80080,30073,80075,10077,30087,20067,20069,60069,80069,80060,70060,70060,70060,70060,60063,90059,900



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue1,137,212
Cost of Revenue-0
Gross Profit1,137,2121,137,212
 
Operating Income (+$)
Gross Profit1,137,212
Operating Expense-302,373
Operating Income-36,975834,839
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense302,3730
 
Net Interest Income (+$)
Interest Income0
Interest Expense-23,150
Other Finance Cost-1,172
Net Interest Income-21,978
 
Pretax Income (+$)
Operating Income-36,975
Net Interest Income-21,978
Other Non-Operating Income Expenses0
Income Before Tax (EBT)-39,1492,174
EBIT - interestExpense = -86,140
-39,149
-15,454
Interest Expense23,150
Earnings Before Interest and Taxes (EBIT)-62,990-15,999
Earnings Before Interest and Taxes (EBITDA)-36,975
 
After tax Income (+$)
Income Before Tax-39,149
Tax Provision--3,092
Net Income From Continuing Ops-31,039-36,057
Net Income-38,604
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses-1,102,867
Total Other Income/Expenses Net-39,14921,978
 

Technical Analysis of Proassurance
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Proassurance. The general trend of Proassurance is BEARISH with 57.1% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Proassurance's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-57.1%) Bearish trend (57.1%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of ProAssurance Corporation.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 13.69 < 13.69 < 14.23.

The bearish price targets are: 11.76.

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ProAssurance Corporation Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of ProAssurance Corporation. The current mas is .

The long score for the Moving Averages is 3/14.
The longshort score for the Moving Averages is -8/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

ProAssurance Corporation Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of ProAssurance Corporation. The current macd is -0.10794147.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Proassurance price going up in the near term. +2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Proassurance. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Proassurance price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
ProAssurance Corporation Daily Moving Average Convergence/Divergence (MACD) ChartProAssurance Corporation Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of ProAssurance Corporation. The current adx is 12.97.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Proassurance shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
ProAssurance Corporation Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of ProAssurance Corporation. The current sar is 11.78.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
ProAssurance Corporation Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of ProAssurance Corporation. The current rsi is 55.83. The current phase is Correction in bear market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Correction in bear market: Extended price decline in a downtrend, significant pullback. Consider reducing exposure, wait for signs of trend reversal.
  • Trending up: The RSI is trending up. +1
ProAssurance Corporation Daily Relative Strength Index (RSI) ChartProAssurance Corporation Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of ProAssurance Corporation. The current phase is Overbought in bear market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Proassurance price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
ProAssurance Corporation Daily Stochastic Oscillator ChartProAssurance Corporation Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of ProAssurance Corporation. The current cci is 125.76.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
ProAssurance Corporation Daily Commodity Channel Index (CCI) ChartProAssurance Corporation Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of ProAssurance Corporation. The current cmo is 25.45.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
ProAssurance Corporation Daily Chande Momentum Oscillator (CMO) ChartProAssurance Corporation Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of ProAssurance Corporation. The current willr is -8.29875519.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
ProAssurance Corporation Daily Williams %R ChartProAssurance Corporation Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of ProAssurance Corporation.

ProAssurance Corporation Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of ProAssurance Corporation. The current atr is 0.38707327.

ProAssurance Corporation Daily Average True Range (ATR) ChartProAssurance Corporation Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of ProAssurance Corporation. The current obv is -8,656,162.

ProAssurance Corporation Daily On-Balance Volume (OBV) ChartProAssurance Corporation Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of ProAssurance Corporation. The current mfi is 45.10.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
ProAssurance Corporation Daily Money Flow Index (MFI) ChartProAssurance Corporation Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for ProAssurance Corporation.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-06MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2023-11-08DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-09MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-10ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-14STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-16STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-17STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-20STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-22STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-29STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-30STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-01MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2023-12-05STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-07CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2023-12-08STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-11SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-12CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-13BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-19STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-20STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-22STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-27STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-29SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-01-03DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-05MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-01-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-09BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-10STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-11STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-12RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-01-16STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-17RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-19SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-22MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-25STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-29STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-30STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-01DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-06MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-02-07WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-09STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-12DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-13DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-20STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-21CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-22DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-02-23DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-26MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-28DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-01STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-04STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-05WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-06STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-07DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-03-08DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-11CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-12BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-03-13STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-18STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-19STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-20CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-03-22DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-27DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-28CCI LONG ENTRY SHORT CLOSE100 crossover to upside

6.3. Candlestick Patterns

ProAssurance Corporation Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of ProAssurance Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5055.830
Ma 20Greater thanMa 5012.348
Ma 50Greater thanMa 10012.891
Ma 100Greater thanMa 20013.218
OpenGreater thanClose12.810
Total1/5 (20.0%)
Penke

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