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Swiss Life Holding AG ADR
Buy, Hold or Sell?

Let's analyse Swiss Life Holding AG ADR together

PenkeI guess you are interested in Swiss Life Holding AG ADR. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Swiss Life Holding AG ADR. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Swiss Life Holding AG ADR (30 sec.)










What can you expect buying and holding a share of Swiss Life Holding AG ADR? (30 sec.)

How much money do you get?

How much money do you get?
$5.56
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$18.72
Expected worth in 1 year
$-23.30
How sure are you?
60.0%

+ What do you gain per year?

Total Gains per Share
$-36.46
Return On Investment
-103.0%

For what price can you sell your share?

Current Price per Share
$35.38
Expected price per share
$33.25 - $38.32
How sure are you?
50%

1. Valuation of Swiss Life Holding AG ADR (5 min.)




Live pricePrice per Share (EOD)

$35.38

Intrinsic Value Per Share

$-0.71 - $25.58

Total Value Per Share

$18.01 - $44.30

2. Growth of Swiss Life Holding AG ADR (5 min.)




Is Swiss Life Holding AG ADR growing?

Current yearPrevious yearGrowGrow %
How rich?$11.3b$18.2b-$6.8b-60.6%

How much money is Swiss Life Holding AG ADR making?

Current yearPrevious yearGrowGrow %
Making money$1.6b$1.3b$223.1m13.9%
Net Profit Margin6.8%5.6%--

How much money comes from the company's main activities?

3. Financial Health of Swiss Life Holding AG ADR (5 min.)




What can you expect buying and holding a share of Swiss Life Holding AG ADR? (5 min.)

Welcome investor! Swiss Life Holding AG ADR's management wants to use your money to grow the business. In return you get a share of Swiss Life Holding AG ADR.

What can you expect buying and holding a share of Swiss Life Holding AG ADR?

First you should know what it really means to hold a share of Swiss Life Holding AG ADR. And how you can make/lose money.

Speculation

The Price per Share of Swiss Life Holding AG ADR is $35.38. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Swiss Life Holding AG ADR.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Swiss Life Holding AG ADR, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $18.72. Based on the TTM, the Book Value Change Per Share is $-10.51 per quarter. Based on the YOY, the Book Value Change Per Share is $-0.65 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $1.39 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Swiss Life Holding AG ADR.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps2.647.5%2.647.5%2.216.2%2.085.9%1.765.0%
Usd Book Value Change Per Share-10.51-29.7%-10.51-29.7%-0.65-1.8%-1.29-3.7%0.100.3%
Usd Dividend Per Share1.393.9%1.393.9%1.163.3%1.012.8%0.692.0%
Usd Total Gains Per Share-9.11-25.8%-9.11-25.8%0.511.4%-0.29-0.8%0.792.2%
Usd Price Per Share25.77-25.77-30.68-24.70-16.32-
Price to Earnings Ratio9.77-9.77-13.90-11.94-8.78-
Price-to-Total Gains Ratio-2.83--2.83-60.54--12.84--10.14-
Price to Book Ratio1.38-1.38-1.05-0.98-0.68-
Price-to-Total Gains Ratio-2.83--2.83-60.54--12.84--10.14-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share35.381
Number of shares28
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share1.391.01
Usd Book Value Change Per Share-10.51-1.29
Usd Total Gains Per Share-9.11-0.29
Gains per Quarter (28 shares)-255.19-8.01
Gains per Year (28 shares)-1,020.78-32.02
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1156-1177-1031113-145-42
2312-2353-2052226-290-74
3467-3530-3073338-435-106
4623-4706-4094451-579-138
5779-5883-5115564-724-170
6935-7059-6136677-869-202
71091-8236-7157790-1014-234
81246-9413-8178903-1159-266
91402-10589-91991015-1304-298
101558-11766-102201128-1448-330

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%19.00.00.0100.0%
Book Value Change Per Share0.01.00.00.0%1.02.00.033.3%2.03.00.040.0%5.05.00.050.0%11.08.00.057.9%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%16.00.03.084.2%
Total Gains per Share0.01.00.00.0%2.01.00.066.7%3.02.00.060.0%6.04.00.060.0%12.07.00.063.2%

Fundamentals of Swiss Life Holding AG ADR

About Swiss Life Holding AG ADR

Swiss Life Holding AG provides life, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, Asset Managers, and Other segments. The company offers a range of life, pension, health, annuity, and investment-type policies to groups and individuals, as well as disability coverage. It also provides property and casualty, liability and motor, accident, and health insurance. In addition, the company manages assets and provides advisory services for institutional clients. Further, the company engages in the private equity, information technology, real estate, banking, staff restaurant/canteen, and investment funds businesses. Swiss Life Holding AG distributes its products through its sales force and distribution partners. The company operates in Switzerland and internationally under the Swiss Life Select, Tecis, Horbach, Proventus, Chase de Vere, and Fincentrum brands. Swiss Life Holding AG was founded in 1857 and is based in Zurich, Switzerland.

Fundamental data was last updated by Penke on 2024-03-13 06:14:02.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Swiss Life Holding AG ADR.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Swiss Life Holding AG ADR earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Swiss Life Holding AG ADR to the Insurance - Diversified industry mean.
  • A Net Profit Margin of 6.8% means that $0.07 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Swiss Life Holding AG ADR:

  • The MRQ is 6.8%. The company is making a profit. +1
  • The TTM is 6.8%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ6.8%TTM6.8%0.0%
TTM6.8%YOY5.6%+1.2%
TTM6.8%5Y5.5%+1.3%
5Y5.5%10Y5.0%+0.5%
1.1.2. Return on Assets

Shows how efficient Swiss Life Holding AG ADR is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Swiss Life Holding AG ADR to the Insurance - Diversified industry mean.
  • 0.7% Return on Assets means that Swiss Life Holding AG ADR generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Swiss Life Holding AG ADR:

  • The MRQ is 0.7%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.7%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.7%TTM0.7%0.0%
TTM0.7%YOY0.5%+0.1%
TTM0.7%5Y0.5%+0.1%
5Y0.5%10Y0.5%+0.0%
1.1.3. Return on Equity

Shows how efficient Swiss Life Holding AG ADR is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Swiss Life Holding AG ADR to the Insurance - Diversified industry mean.
  • 14.3% Return on Equity means Swiss Life Holding AG ADR generated $0.14 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Swiss Life Holding AG ADR:

  • The MRQ is 14.3%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 14.3%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ14.3%TTM14.3%0.0%
TTM14.3%YOY7.6%+6.7%
TTM14.3%5Y8.5%+5.8%
5Y8.5%10Y7.8%+0.7%

1.2. Operating Efficiency of Swiss Life Holding AG ADR.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Swiss Life Holding AG ADR is operating .

  • Measures how much profit Swiss Life Holding AG ADR makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Swiss Life Holding AG ADR to the Insurance - Diversified industry mean.
  • An Operating Margin of 10.5% means the company generated $0.10  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Swiss Life Holding AG ADR:

  • The MRQ is 10.5%. The company is operating less efficient.
  • The TTM is 10.5%. The company is operating less efficient.
Trends
Current periodCompared to+/- 
MRQ10.5%TTM10.5%0.0%
TTM10.5%YOY5.9%+4.6%
TTM10.5%5Y9.0%+1.5%
5Y9.0%10Y8.3%+0.8%
1.2.2. Operating Ratio

Measures how efficient Swiss Life Holding AG ADR is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance - Diversified industry mean).
  • An Operation Ratio of -0.90 means that the operating costs are $-0.90 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Swiss Life Holding AG ADR:

  • The MRQ is -0.895.
  • The TTM is -0.895.
Trends
Current periodCompared to+/- 
MRQ-0.895TTM-0.8950.000
TTM-0.895YOY-0.941+0.046
TTM-0.8955Y-0.581-0.314
5Y-0.58110Y-0.342-0.239

1.3. Liquidity of Swiss Life Holding AG ADR.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Swiss Life Holding AG ADR is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance - Diversified industry mean).
  • A Current Ratio of 27.71 means the company has $27.71 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Swiss Life Holding AG ADR:

  • The MRQ is 27.706. The company is very able to pay all its short-term debts. +2
  • The TTM is 27.706. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ27.706TTM27.7060.000
TTM27.706YOY39.360-11.654
TTM27.7065Y39.569-11.863
5Y39.56910Y26.567+13.002
1.3.2. Quick Ratio

Measures if Swiss Life Holding AG ADR is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Swiss Life Holding AG ADR to the Insurance - Diversified industry mean.
  • A Quick Ratio of 48.77 means the company can pay off $48.77 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Swiss Life Holding AG ADR:

  • The MRQ is 48.773. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 48.773. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ48.773TTM48.7730.000
TTM48.773YOY71.539-22.766
TTM48.7735Y71.294-22.521
5Y71.29410Y48.159+23.135

1.4. Solvency of Swiss Life Holding AG ADR.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Swiss Life Holding AG ADR assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Swiss Life Holding AG ADR to Insurance - Diversified industry mean.
  • A Debt to Asset Ratio of 0.95 means that Swiss Life Holding AG ADR assets are financed with 95.3% credit (debt) and the remaining percentage (100% - 95.3%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Swiss Life Holding AG ADR:

  • The MRQ is 0.953. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.953. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.953TTM0.9530.000
TTM0.953YOY0.931+0.022
TTM0.9535Y0.934+0.019
5Y0.93410Y0.9340.000
1.4.2. Debt to Equity Ratio

Measures if Swiss Life Holding AG ADR is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Swiss Life Holding AG ADR to the Insurance - Diversified industry mean.
  • A Debt to Equity ratio of 2,047.1% means that company has $20.47 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Swiss Life Holding AG ADR:

  • The MRQ is 20.471. The company is unable to pay all its debts with equity. -1
  • The TTM is 20.471. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ20.471TTM20.4710.000
TTM20.471YOY13.652+6.819
TTM20.4715Y14.629+5.842
5Y14.62910Y14.619+0.009

2. Market Valuation of Swiss Life Holding AG ADR

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Swiss Life Holding AG ADR generates.

  • Above 15 is considered overpriced but always compare Swiss Life Holding AG ADR to the Insurance - Diversified industry mean.
  • A PE ratio of 9.77 means the investor is paying $9.77 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Swiss Life Holding AG ADR:

  • The EOD is 13.412. Based on the earnings, the company is underpriced. +1
  • The MRQ is 9.767. Based on the earnings, the company is underpriced. +1
  • The TTM is 9.767. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD13.412MRQ9.767+3.644
MRQ9.767TTM9.7670.000
TTM9.767YOY13.905-4.137
TTM9.7675Y11.945-2.177
5Y11.94510Y8.785+3.160
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Swiss Life Holding AG ADR:

  • The EOD is 12.810. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 9.330. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 9.330. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD12.810MRQ9.330+3.481
MRQ9.330TTM9.3300.000
TTM9.330YOY83.765-74.435
TTM9.3305Y28.537-19.207
5Y28.53710Y14.873+13.664
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Swiss Life Holding AG ADR is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance - Diversified industry mean).
  • A PB ratio of 1.38 means the investor is paying $1.38 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Swiss Life Holding AG ADR:

  • The EOD is 1.890. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.376. Based on the equity, the company is underpriced. +1
  • The TTM is 1.376. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.890MRQ1.376+0.513
MRQ1.376TTM1.3760.000
TTM1.376YOY1.050+0.327
TTM1.3765Y0.976+0.400
5Y0.97610Y0.677+0.299
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Swiss Life Holding AG ADR compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---10.505-10.5050%-0.650-94%-1.293-88%0.099-10675%
Book Value Per Share--18.72318.7230%29.228-36%25.953-28%23.336-20%
Current Ratio--27.70627.7060%39.360-30%39.569-30%26.567+4%
Debt To Asset Ratio--0.9530.9530%0.931+2%0.934+2%0.934+2%
Debt To Equity Ratio--20.47120.4710%13.652+50%14.629+40%14.619+40%
Dividend Per Share--1.3911.3910%1.157+20%1.007+38%0.692+101%
Eps--2.6382.6380%2.206+20%2.082+27%1.760+50%
Free Cash Flow Per Share--2.7622.7620%0.366+654%1.835+51%1.217+127%
Free Cash Flow To Equity Per Share--0.6950.6950%-0.755+209%0.465+50%0.409+70%
Gross Profit Margin--0.9540.9540%0.9570%0.953+0%0.943+1%
Intrinsic Value_10Y_max--25.578--------
Intrinsic Value_10Y_min---0.708--------
Intrinsic Value_1Y_max--1.997--------
Intrinsic Value_1Y_min--0.902--------
Intrinsic Value_3Y_max--6.431--------
Intrinsic Value_3Y_min--1.883--------
Intrinsic Value_5Y_max--11.385--------
Intrinsic Value_5Y_min--1.951--------
Market Cap19994334098.048+22%15634683301.86015634683301.8600%19154732460.800-18%15782497532.800-1%10594764122.094+48%
Net Profit Margin--0.0680.0680%0.056+21%0.055+24%0.050+37%
Operating Margin--0.1050.1050%0.059+79%0.090+16%0.083+27%
Operating Ratio---0.895-0.8950%-0.941+5%-0.581-35%-0.342-62%
Pb Ratio1.890+27%1.3761.3760%1.050+31%0.976+41%0.677+103%
Pe Ratio13.412+27%9.7679.7670%13.905-30%11.945-18%8.785+11%
Price Per Share35.381+27%25.76725.7670%30.676-16%24.704+4%16.321+58%
Price To Free Cash Flow Ratio12.810+27%9.3309.3300%83.765-89%28.537-67%14.873-37%
Price To Total Gains Ratio-3.882-37%-2.827-2.8270%60.538-105%-12.840+354%-10.141+259%
Quick Ratio--48.77348.7730%71.539-32%71.294-32%48.159+1%
Return On Assets--0.0070.0070%0.005+28%0.005+25%0.005+35%
Return On Equity--0.1430.1430%0.076+88%0.085+68%0.078+83%
Total Gains Per Share---9.114-9.1140%0.507-1899%-0.286-97%0.791-1252%
Usd Book Value--11360734800.00011360734800.0000%18250748700.000-38%16688923840.000-32%15351794960.000-26%
Usd Book Value Change Per Share---10.505-10.5050%-0.650-94%-1.293-88%0.099-10675%
Usd Book Value Per Share--18.72318.7230%29.228-36%25.953-28%23.336-20%
Usd Dividend Per Share--1.3911.3910%1.157+20%1.007+38%0.692+101%
Usd Eps--2.6382.6380%2.206+20%2.082+27%1.760+50%
Usd Free Cash Flow--1675829900.0001675829900.0000%228672900.000+633%1182249940.000+42%801570320.000+109%
Usd Free Cash Flow Per Share--2.7622.7620%0.366+654%1.835+51%1.217+127%
Usd Free Cash Flow To Equity Per Share--0.6950.6950%-0.755+209%0.465+50%0.409+70%
Usd Market Cap19994334098.048+22%15634683301.86015634683301.8600%19154732460.800-18%15782497532.800-1%10594764122.094+48%
Usd Price Per Share35.381+27%25.76725.7670%30.676-16%24.704+4%16.321+58%
Usd Profit--1600710300.0001600710300.0000%1377560900.000+16%1329395980.000+20%1150324110.000+39%
Usd Revenue--23501387800.00023501387800.0000%24476837900.000-4%24175254800.000-3%23009023010.000+2%
Usd Total Gains Per Share---9.114-9.1140%0.507-1899%-0.286-97%0.791-1252%
 EOD+3 -5MRQTTM+0 -0YOY+17 -195Y+20 -1610Y+24 -12

3.2. Fundamental Score

Let's check the fundamental score of Swiss Life Holding AG ADR based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1513.412
Price to Book Ratio (EOD)Between0-11.890
Net Profit Margin (MRQ)Greater than00.068
Operating Margin (MRQ)Greater than00.105
Quick Ratio (MRQ)Greater than148.773
Current Ratio (MRQ)Greater than127.706
Debt to Asset Ratio (MRQ)Less than10.953
Debt to Equity Ratio (MRQ)Less than120.471
Return on Equity (MRQ)Greater than0.150.143
Return on Assets (MRQ)Greater than0.050.007
Total6/10 (60.0%)

3.3. Technical Score

Let's check the technical score of Swiss Life Holding AG ADR based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5043.442
Ma 20Greater thanMa 5036.391
Ma 50Greater thanMa 10036.063
Ma 100Greater thanMa 20034.630
OpenGreater thanClose34.030
Total3/5 (60.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2018-12-312019-12-312020-12-312021-12-312022-12-31
Accumulated Other Comprehensive Income  2,082,3601,830,4883,912,847500,4294,413,277-1,315,6983,097,579-6,904,375-3,806,796



Latest Balance Sheet

Balance Sheet of 2022-12-31. Currency in CHF. All numbers in thousands.

Summary
Total Assets218,349,000
Total Liabilities208,065,000
Total Stockholder Equity10,164,000
 As reported
Total Liabilities 208,065,000
Total Stockholder Equity+ 10,164,000
Total Assets = 218,349,000

Assets

Total Assets218,349,000
Total Current Assets84,226,000
Long-term Assets136,619,000
Total Current Assets
Cash And Cash Equivalents 6,910,000
Short-term Investments 76,735,000
Net Receivables -12,110,000
Inventory 581,000
Other Current Assets 12,110,000
Total Current Assets  (as reported)84,226,000
Total Current Assets  (calculated)84,226,000
+/-0
Long-term Assets
Property Plant Equipment 566,000
Goodwill 1,568,000
Long Term Investments 131,829,000
Intangible Assets 2,194,000
Other Assets -2,496,000
Long-term Assets  (as reported)136,619,000
Long-term Assets  (calculated)133,661,000
+/- 2,958,000

Liabilities & Shareholders' Equity

Total Current Liabilities3,040,000
Long-term Liabilities3,040,000
Total Stockholder Equity10,164,000
Total Current Liabilities
Short-term Debt 3,690,000
Accounts payable 3,040,000
Other Current Liabilities -3,880,000
Total Current Liabilities  (as reported)3,040,000
Total Current Liabilities  (calculated)2,850,000
+/- 190,000
Long-term Liabilities
Capital Lease Obligations 249,000
Deferred Long Term Liability 311,000
Long-term Liabilities  (as reported)3,040,000
Long-term Liabilities  (calculated)560,000
+/- 2,480,000
Total Stockholder Equity
Common Stock3,000
Retained Earnings 13,555,000
Other Stockholders Equity -3,394,000
Total Stockholder Equity (as reported)10,164,000
Total Stockholder Equity (calculated)10,164,000
+/-0
Other
Capital Stock3,000
Cash and Short Term Investments 83,645,000
Common Stock Shares Outstanding 606,772
Current Deferred Revenue190,000
Liabilities and Stockholders Equity 218,349,000
Net Debt 4,355,000
Net Invested Capital 21,180,000
Net Tangible Assets 8,449,000
Property Plant and Equipment Gross 960,000
Short Long Term Debt Total 11,265,000



Balance Sheet

Currency in CHF. All numbers in thousands.

 Trend2022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-312005-12-312004-12-31
> Total Assets 
6,490,000
177,299,000
186,950,000
179,757,000
134,791,000
143,948,000
147,203,000
151,875,000
163,400,000
170,530,000
192,854,000
189,252,000
199,731,000
212,800,000
212,982,000
228,094,000
237,538,000
240,424,000
218,349,000
218,349,000240,424,000237,538,000228,094,000212,982,000212,800,000199,731,000189,252,000192,854,000170,530,000163,400,000151,875,000147,203,000143,948,000134,791,000179,757,000186,950,000177,299,0006,490,000
   > Total Current Assets 
8,649,000
14,170,000
7,621,000
4,555,000
10,757,000
9,473,000
9,905,000
5,084,000
87,656,000
87,198,000
103,373,000
101,536,000
108,208,000
111,957,000
109,391,000
117,192,000
116,636,000
108,949,000
84,226,000
84,226,000108,949,000116,636,000117,192,000109,391,000111,957,000108,208,000101,536,000103,373,00087,198,00087,656,0005,084,0009,905,0009,473,00010,757,0004,555,0007,621,00014,170,0008,649,000
       Cash And Cash Equivalents 
8,649,000
14,170,000
7,621,000
4,555,000
9,408,000
8,683,000
6,940,000
5,084,000
6,480,000
6,088,000
6,062,000
5,296,000
7,333,000
6,611,000
8,410,000
8,247,000
7,865,000
7,208,000
6,910,000
6,910,0007,208,0007,865,0008,247,0008,410,0006,611,0007,333,0005,296,0006,062,0006,088,0006,480,0005,084,0006,940,0008,683,0009,408,0004,555,0007,621,00014,170,0008,649,000
       Short-term Investments 
0
0
0
0
1,349,000
790,000
2,965,000
0
81,176,000
81,071,000
97,162,000
96,026,000
100,256,000
104,922,000
100,437,000
108,386,000
108,441,000
101,471,000
76,735,000
76,735,000101,471,000108,441,000108,386,000100,437,000104,922,000100,256,00096,026,00097,162,00081,071,00081,176,00002,965,000790,0001,349,0000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
1,727,000
2,158,000
-10,062,000
-12,521,000
-11,677,000
-13,435,000
-13,440,000
-12,325,000
-12,131,000
-12,110,000
-12,110,000-12,131,000-12,325,000-13,440,000-13,435,000-11,677,000-12,521,000-10,062,0002,158,0001,727,000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
3,188,000
3,441,000
10,062,000
12,521,000
11,677,000
13,435,000
13,440,000
12,325,000
12,131,000
12,110,000
12,110,00012,131,00012,325,00013,440,00013,435,00011,677,00012,521,00010,062,0003,441,0003,188,000000000000
   > Long-term Assets 
113,412,000
115,851,000
132,137,000
96,279,000
73,225,000
85,707,000
91,338,000
103,205,000
120,425,000
123,941,000
141,729,000
139,482,000
143,749,000
152,565,000
146,846,000
159,239,000
163,481,000
162,624,000
136,619,000
136,619,000162,624,000163,481,000159,239,000146,846,000152,565,000143,749,000139,482,000141,729,000123,941,000120,425,000103,205,00091,338,00085,707,00073,225,00096,279,000132,137,000115,851,000113,412,000
       Property Plant Equipment 
1,237,000
1,263,000
1,159,000
864,000
802,000
696,000
569,000
539,000
433,000
448,000
442,000
407,000
383,000
404,000
392,000
532,000
515,000
557,000
566,000
566,000557,000515,000532,000392,000404,000383,000407,000442,000448,000433,000539,000569,000696,000802,000864,0001,159,0001,263,0001,237,000
       Goodwill 
2,500,000
0
0
0
0
0
0
0
1,176,000
1,193,000
1,301,000
1,234,000
1,238,000
1,318,000
1,457,000
1,461,000
1,452,000
1,575,000
1,568,000
1,568,0001,575,0001,452,0001,461,0001,457,0001,318,0001,238,0001,234,0001,301,0001,193,0001,176,00000000002,500,000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
81,338,000
97,446,000
96,093,000
140,608,000
149,190,000
143,265,000
155,561,000
159,830,000
158,601,000
131,829,000
131,829,000158,601,000159,830,000155,561,000143,265,000149,190,000140,608,00096,093,00097,446,00081,338,000000000000
       Intangible Assets 
907,000
3,075,000
3,507,000
3,151,000
4,651,000
4,576,000
3,982,000
3,722,000
1,717,000
1,743,000
1,671,000
2,840,000
1,481,000
1,613,000
1,677,000
1,613,000
1,605,000
1,820,000
2,194,000
2,194,0001,820,0001,605,0001,613,0001,677,0001,613,0001,481,0002,840,0001,671,0001,743,0001,717,0003,722,0003,982,0004,576,0004,651,0003,151,0003,507,0003,075,000907,000
> Total Liabilities 
45,794,000
169,644,000
179,099,000
172,423,000
128,139,000
136,703,000
139,766,000
142,713,000
153,114,000
161,511,000
180,022,000
176,994,000
185,991,000
197,217,000
197,949,000
211,659,000
220,275,000
223,903,000
208,065,000
208,065,000223,903,000220,275,000211,659,000197,949,000197,217,000185,991,000176,994,000180,022,000161,511,000153,114,000142,713,000139,766,000136,703,000128,139,000172,423,000179,099,000169,644,00045,794,000
   > Total Current Liabilities 
6,373,000
4,961,000
11,856,000
6,813,000
1,979,000
3,534,000
3,755,000
0
18,883,000
17,501,000
27,800,000
13,330,000
18,038,000
2,460,000
2,436,000
2,932,000
2,541,000
2,768,000
3,040,000
3,040,0002,768,0002,541,0002,932,0002,436,0002,460,00018,038,00013,330,00027,800,00017,501,00018,883,00003,755,0003,534,0001,979,0006,813,00011,856,0004,961,0006,373,000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
6,832,000
461,000
690,000
633,000
300,000
217,000
2,645,000
4,918,000
4,680,000
3,690,000
3,690,0004,680,0004,918,0002,645,000217,000300,000633,000690,000461,0006,832,000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
6,832,000
461,000
672,000
633,000
300,000
217,000
0
0
0
0
0000217,000300,000633,000672,000461,0006,832,000000000000
       Accounts payable 
6,373,000
4,961,000
4,268,000
3,350,000
0
0
0
0
2,511,000
2,666,000
3,303,000
2,753,000
2,483,000
2,460,000
2,436,000
2,932,000
2,541,000
2,768,000
3,040,000
3,040,0002,768,0002,541,0002,932,0002,436,0002,460,0002,483,0002,753,0003,303,0002,666,0002,511,00000003,350,0004,268,0004,961,0006,373,000
       Other Current Liabilities 
-6,373,000
-4,961,000
-4,268,000
-3,350,000
1,979,000
3,534,000
3,755,000
0
-2,511,000
-2,666,000
-3,303,000
9,887,000
14,922,000
-300,000
-360,000
-2,797,000
-5,107,000
-4,878,000
-3,880,000
-3,880,000-4,878,000-5,107,000-2,797,000-360,000-300,00014,922,0009,887,000-3,303,000-2,666,000-2,511,00003,755,0003,534,0001,979,000-3,350,000-4,268,000-4,961,000-6,373,000
   > Long-term Liabilities 
39,421,000
5,524,000
7,004,000
4,106,000
3,771,000
3,487,000
2,963,000
142,713,000
4,969,000
5,345,000
8,181,000
7,905,000
8,316,000
7,829,000
7,894,000
9,620,000
11,143,000
10,905,000
3,040,000
3,040,00010,905,00011,143,0009,620,0007,894,0007,829,0008,316,0007,905,0008,181,0005,345,0004,969,000142,713,0002,963,0003,487,0003,771,0004,106,0007,004,0005,524,00039,421,000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
142,716,000
157,473,000
156,731,000
163,723,000
174,522,000
174,934,000
188,271,000
192,863,000
195,617,000
179,069,000
179,069,000195,617,000192,863,000188,271,000174,934,000174,522,000163,723,000156,731,000157,473,000142,716,000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
194,000
95,000
100,000
83,000
84,000
107,000
131,000
200,000
321,000
311,000
311,000321,000200,000131,000107,00084,00083,000100,00095,000194,000000000000
> Total Stockholder Equity
6,277,000
7,357,000
7,579,000
7,277,000
6,609,000
7,208,000
7,404,000
9,127,000
10,253,000
8,945,000
12,756,000
12,177,000
13,658,000
15,495,000
14,947,000
16,346,000
17,170,000
16,401,000
10,164,000
10,164,00016,401,00017,170,00016,346,00014,947,00015,495,00013,658,00012,177,00012,756,0008,945,00010,253,0009,127,0007,404,0007,208,0006,609,0007,277,0007,579,0007,357,0006,277,000
   Common Stock
1,689,000
1,554,000
1,385,000
1,189,000
596,000
385,000
308,000
164,000
164,000
164,000
164,000
164,000
164,000
175,000
175,000
171,000
3,000
3,000
3,000
3,0003,0003,000171,000175,000175,000164,000164,000164,000164,000164,000164,000308,000385,000596,0001,189,0001,385,0001,554,0001,689,000
   Retained Earnings 
1,638,000
2,502,000
3,740,000
5,589,000
4,685,000
5,367,000
6,230,000
6,626,000
6,718,000
7,505,000
8,319,000
9,191,000
10,113,000
11,169,000
12,261,000
12,988,000
12,810,000
13,189,000
13,555,000
13,555,00013,189,00012,810,00012,988,00012,261,00011,169,00010,113,0009,191,0008,319,0007,505,0006,718,0006,626,0006,230,0005,367,0004,685,0005,589,0003,740,0002,502,0001,638,000
   Capital Surplus 0000000000000000000
   Treasury Stock0000000000000000000
   Other Stockholders Equity 
2,950,000
3,301,000
2,454,000
499,000
1,328,000
1,456,000
866,000
2,337,000
3,371,000
1,276,000
4,273,000
407,000
708,000
777,000
626,000
-355,000
362,000
405,000
-3,394,000
-3,394,000405,000362,000-355,000626,000777,000708,000407,0004,273,0001,276,0003,371,0002,337,000866,0001,456,0001,328,000499,0002,454,0003,301,0002,950,000



Balance Sheet

Currency in CHF. All numbers in thousands.




Cash Flow

Currency in CHF. All numbers in thousands.




Income Statement

Currency in CHF. All numbers in thousands.


Latest Income Statement (annual, 2022-12-31)

Gross Profit (+$)
totalRevenue21,274,000
Cost of Revenue--
Gross Profit21,274,00021,274,000
 
Operating Income (+$)
Gross Profit21,274,000
Operating Expense--19,046,000
Operating Income2,228,00040,320,000
 
Operating Expense (+$)
Research Development-
Selling General Administrative245,000
Selling And Marketing Expenses67,000
Operating Expense-19,046,000312,000
 
Net Interest Income (+$)
Interest Income2,678,000
Interest Expense-300,000
Other Finance Cost-2,678,000
Net Interest Income-300,000
 
Pretax Income (+$)
Operating Income2,228,000
Net Interest Income-300,000
Other Non-Operating Income Expenses-
Income Before Tax (EBT)1,934,0002,522,000
EBIT - interestExpense = 1,928,000
1,928,000
1,749,000
Interest Expense300,000
Earnings Before Interest and Taxes (EBIT)2,228,0002,234,000
Earnings Before Interest and Taxes (EBITDA)2,379,000
 
After tax Income (+$)
Income Before Tax1,934,000
Tax Provision-479,000
Net Income From Continuing Ops1,455,0001,455,000
Net Income1,449,000
Net Income Applicable To Common Shares1,449,000
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses19,340,000
Total Other Income/Expenses Net-294,000300,000
 

Technical Analysis of Swiss Life Holding AG ADR
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Swiss Life Holding AG ADR. The general trend of Swiss Life Holding AG ADR is BULLISH with 57.1% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Swiss Life Holding AG ADR's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (57.1%) Bearish trend (-57.1%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Swiss Life Holding AG ADR.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

  • Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 34.79 < 36.70 < 38.32.

The bearish price targets are: 33.63 > 33.35 > 33.25.

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Swiss Life Holding AG ADR Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Swiss Life Holding AG ADR. The current mas is .

The long score for the Moving Averages is 11/14.
The longshort score for the Moving Averages is 8/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Swiss Life Holding AG ADR Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Swiss Life Holding AG ADR. The current macd is -0.27036444.

The long score for the Moving Average Convergence/Divergence (MACD) is 0/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -4/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Swiss Life Holding AG ADR price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Swiss Life Holding AG ADR. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Swiss Life Holding AG ADR price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Swiss Life Holding AG ADR Daily Moving Average Convergence/Divergence (MACD) ChartSwiss Life Holding AG ADR Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Swiss Life Holding AG ADR. The current adx is 19.98.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -2/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Swiss Life Holding AG ADR shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bearish trend could be forming. -1
Swiss Life Holding AG ADR Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Swiss Life Holding AG ADR. The current sar is 37.08.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Swiss Life Holding AG ADR Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Swiss Life Holding AG ADR. The current rsi is 43.44. The current phase is Correction in bull market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is -2/(-13 +13).

  • Correction in bull market: Moderate price decline, potential pause in the uptrend. Reassess the market, wait for signs of stabilization.
  • Trending up: The RSI is trending up. +1
Swiss Life Holding AG ADR Daily Relative Strength Index (RSI) ChartSwiss Life Holding AG ADR Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Swiss Life Holding AG ADR. The current phase is Correction in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 2/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Swiss Life Holding AG ADR price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Swiss Life Holding AG ADR Daily Stochastic Oscillator ChartSwiss Life Holding AG ADR Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Swiss Life Holding AG ADR. The current cci is -102.90532909.

The long score for the Commodity Channel Index (CCI) is 0/1.
The longshort score for the Commodity Channel Index (CCI) is -1/(-1 +1).

  • CCI < -100: The CCI is below -100, it indicates that the price is significantly below its average, suggesting a potential oversold condition. -1
Swiss Life Holding AG ADR Daily Commodity Channel Index (CCI) ChartSwiss Life Holding AG ADR Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Swiss Life Holding AG ADR. The current cmo is -18.12497997.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Swiss Life Holding AG ADR Daily Chande Momentum Oscillator (CMO) ChartSwiss Life Holding AG ADR Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Swiss Life Holding AG ADR. The current willr is -68.50815851.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Swiss Life Holding AG ADR is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Swiss Life Holding AG ADR Daily Williams %R ChartSwiss Life Holding AG ADR Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Swiss Life Holding AG ADR.

Swiss Life Holding AG ADR Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Swiss Life Holding AG ADR. The current atr is 0.83744393.

Swiss Life Holding AG ADR Daily Average True Range (ATR) ChartSwiss Life Holding AG ADR Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Swiss Life Holding AG ADR. The current obv is 338,258.

Swiss Life Holding AG ADR Daily On-Balance Volume (OBV) ChartSwiss Life Holding AG ADR Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Swiss Life Holding AG ADR. The current mfi is 67.19.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Swiss Life Holding AG ADR Daily Money Flow Index (MFI) ChartSwiss Life Holding AG ADR Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Swiss Life Holding AG ADR.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-06STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-08MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-10WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-13STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-14CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-15MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-16MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2023-11-17STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-20MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-11-27DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2023-11-29STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-30MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2023-12-01WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-04STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-05MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-12-06STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-08MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2023-12-11CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-13BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-14STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-15STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-19STOCH LONG EXITThe %K line crosses below the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-26MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-27STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-29STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-02ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-05STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-08CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-09STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-10STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-11STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-16SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-17DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-19CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-23WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-24SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-01-25MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-01-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-30MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-31BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-02-01RSI SHORT ENTRY LONG CLOSE70 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-02CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-05MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-02-06STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-07MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-08DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-02-09CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-12DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-13DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-16SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-02-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-02-22WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-02-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-29MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-01STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-04STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-05WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-07MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-03-11STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-03-13BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-14MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-18WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-20STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-21CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-22STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-25CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-03-27STOCH SHORT EXITThe %K line crosses above the %D line.

6.3. Candlestick Patterns

Swiss Life Holding AG ADR Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Swiss Life Holding AG ADR based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5043.442
Ma 20Greater thanMa 5036.391
Ma 50Greater thanMa 10036.063
Ma 100Greater thanMa 20034.630
OpenGreater thanClose34.030
Total3/5 (60.0%)
Penke

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