Unity Bancorp Inc
Buy, Hold or Sell?

Let's analyse Unity Bancorp Inc together

Penke I guess you are interested in Unity Bancorp Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Unity Bancorp Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Unity Bancorp Inc (30 sec.)

What can you expect buying and holding a share of Unity Bancorp Inc? (30 sec.)

How much money do you get?

$0.46

When do you have the money?

1 year

How often do you get paid?

100.0%

What is your share worth?

Current worth

$25.61

Expected worth in 1 year

$28.94

How sure are you?

97.5%

+ What do you gain per year?

Total Gains per Share

$3.79

Return On Investment

14.1%

For what price can you sell your share?

Current Price per Share

$26.91

Expected price per share

$25.67 - $30.56

How sure are you?

50%

1. Valuation of Unity Bancorp Inc (5 min.)

Live pricePrice per Share (EOD)

$26.91

Book Value per Share

$25.61

Intrinsic Value Per Share

$48.59 - $161.55

Total Value Per Share

$74.20 - $187.16

My calculation of the intrinsic value of Unity Bancorp Inc is based how much money is coming from the company's main activities (Free Cash Flow).

The following numbers are based on moving averages and per share and per quarter.
I use a 6% discount rate for the low estimation and 3% for the high estimation.
The current Free Cash Flow Per Share is 10Y: ($0.56) 3Y: ($0.86) TTM: ($1.11)
The change per quarter (trend) of the Free Cash Flow Per Share is 10Y: ($0.06) 3Y: ($0.20) TTM: ($-0.40)

Years	Total Low est.	Total High est.	Added Free Cash Flow
1	$2.69	$5.31	$3.13 - $6.59
2	$6.05	$13.44	$4.05 - $9.72
3	$10.01	$24.24	$4.96 - $12.85
4	$14.49	$37.53	$5.87 - $15.98
5	$19.41	$53.17	$6.79 - $19.11
6	$24.70	$71.00	$7.70 - $22.24
7	$30.32	$90.89	$8.61 - $25.37
8	$36.21	$112.69	$9.52 - $28.50
9	$42.31	$136.29	$10.44 - $31.63
10	$48.59	$161.55	$11.35 - $34.76

2. Growth of Unity Bancorp Inc (5 min.)

Is Unity Bancorp Inc growing?

	Current year	Previous year	Grow	Grow %
How rich?	$261.4m	$226.2m	$23.2m	9.3%

How much money is Unity Bancorp Inc making?

	Current year	Previous year	Grow	Grow %
Making money	$9.9m	$9.6m	$312.5k	3.1%
Net Profit Margin	35.6%	3,955.0%	-	-

How much money comes from the company's main activities?

Quarterly Yearly

3. Financial Health of Unity Bancorp Inc (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Unity Bancorp Inc? (5 min.)

Welcome investor! Unity Bancorp Inc's management wants to use your money to grow the business. In return you get a share of Unity Bancorp Inc.

What can you expect buying and holding a share of Unity Bancorp Inc?

First you should know what it really means to hold a share of Unity Bancorp Inc. And how you can make/lose money.

Speculation

The Price per Share of Unity Bancorp Inc is $26.91. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

The fundamentals: the financial health trends of Unity Bancorp Inc.
The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Unity Bancorp Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $25.61. Based on the TTM, the Book Value Change Per Share is $0.83 per quarter. Based on the YOY, the Book Value Change Per Share is $0.70 per quarter.
You may receive quarterly/yearly dividend in the form of additional shares.
You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.11 per quarter.

Based on historical numbers we can estimate the returns while holding a share of Unity Bancorp Inc.

How much money are you going to get?

	MRQ		TTM		YOY		5Y		10Y
	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share
Usd Eps	0.96	3.6%	0.96	3.6%	0.90	3.3%	0.76	2.8%	0.53	2.0%
Usd Book Value Change Per Share	1.00	3.7%	0.83	3.1%	0.70	2.6%	0.65	2.4%	0.50	1.9%
Usd Dividend Per Share	0.11	0.4%	0.11	0.4%	0.10	0.4%	0.09	0.3%	0.07	0.2%
Usd Total Gains Per Share	1.12	4.2%	0.95	3.5%	0.80	3.0%	0.74	2.7%	0.56	2.1%
Usd Price Per Share	29.59	-	24.86	-	26.73	-	22.07	-	18.34	-
Price to Earnings Ratio	7.73	-	6.47	-	7.46	-	7.42	-	9.98	-
Price-to-Total Gains Ratio	26.44	-	34.53	-	34.93	-	35.26	-	36.39	-
Price to Book Ratio	1.16	-	1.03	-	1.27	-	1.20	-	1.39	-
Price-to-Total Gains Ratio	26.44	-	34.53	-	34.93	-	35.26	-	36.39	-

When do you get the money?

Usd Investment	$.00
Usd Price Per Share	26.91
Number of shares	37

Gains per Quarter	Trailing 12 Months	5 Year
Usd Dividend Per Share	0.11	0.09
Usd Book Value Change Per Share	0.83	0.65
Usd Total Gains Per Share	0.95	0.74
Gains per Quarter (37 shares)	35.05	27.29
Gains per Year (37 shares)	140.22	109.16

Years	Return on Investment (TTM)			Return on Investment (5Y)
	Dividend	Book Value gain	Total gains	Dividend	Book Value gain	Total gains
Broker costs	-	-	-10	-	-	-10
1	17	123	130	13	96	99
2	34	247	270	27	192	208
3	51	370	410	40	287	317
4	68	493	550	54	383	426
5	84	617	690	67	479	535
6	101	740	830	80	575	644
7	118	863	970	94	670	753
8	135	987	1110	107	766	862
9	152	1110	1250	120	862	971
10	169	1233	1390	134	958	1080

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %

	Trailing 12 Months				3Y				5 Year				10 Year				ALLTIME
				%				%				%				%				%
Earnings Per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	99.0	11.0	0.0	90.0%
Book Value Change Per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	39.0	1.0	0.0	97.5%	90.0	19.0	1.0	81.8%
Dividend per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	100.0	0.0	10.0	90.9%
Total Gains per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	39.0	1.0	0.0	97.5%	93.0	17.0	0.0	84.5%

Fundamentals of Unity Bancorp Inc

About Unity Bancorp Inc

https://www.unitybank.com
Banks - Regional
227
64 Old Highway 22, Clinton, NJ, United States, 08809
Google Maps Bing Maps

Unity Bancorp, Inc. operates as a bank holding company for Unity Bank that provides range of commercial and retail banking services to individuals, small and medium sized businesses, and professional communities. It offers personal and business checking accounts, time deposits, money market accounts, savings accounts, and retirement accounts, as well as noninterest and interest-bearing demand deposits. The company also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. In addition, it offers credit and debit cards, wire transfer, safe deposit box, automated teller, and internet and mobile banking services; and automated clearing house origination and remote deposit capture services. Unity Bancorp, Inc. was incorporated in 1991 and is headquartered in Clinton, New Jersey.

Fundamental data was last updated by Penke on 2024-04-12 21:04:03.

Financial Health

Profitability Details

	Compared to previous year	Compared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.

Operating Efficiency Details

	Compared to previous year	Compared to industry
The company is operating very efficient.

Liquidity Details

	Compared to previous year	Compared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.

Solvency Details

	Compared to previous year	Compared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details

	Compared to previous year	Compared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Unity Bancorp Inc.

1.1. Profitability

1.1.1. Net Profit Margin

Measures how much net profit Unity Bancorp Inc earns for each $1 of revenue.

Above 10% is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
A Net Profit Margin of 24.2% means that $0.24 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Unity Bancorp Inc:

The MRQ is 24.2%. The company is making a huge profit. +2
The TTM is 35.6%. The company is making a huge profit. +2

Trends

Current period		Compared to		+/-
MRQ	24.2%	TTM	35.6%	-11.4%
TTM	35.6%	YOY	3,955.0%	-3,919.4%
TTM	35.6%	5Y	819.8%	-784.2%
5Y	819.8%	10Y	422.3%	+397.5%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	24.2%	18.4%	+5.8%
TTM	35.6%	28.0%	+7.6%
YOY	3,955.0%	25.2%	+3,929.8%
5Y	819.8%	22.8%	+797.0%
10Y	422.3%	19.8%	+402.5%

Measures how much net profit Unity Bancorp Inc earns for each $1 of revenue.

Revenue is the amount of profit Unity Bancorp Inc generates before taxes and all other costs. For example, when you buy a cup of coffee it will cost you $3. The company does not earn $3 in profit but also has to pay various costs and taxes to create that cup of coffee. Let's assume the cost of creating a cup of coffee is $1.5.

The $3 you pay for a cup of coffee is called revenue.
The $1.5 that’s left over when all costs to create that cup of coffee (including taxes) are deduced from the revenue is called net profit.

The net profit margin looks at how much net profit Unity Bancorp Inc earns for each $1 in revenue.

How to use net profit margin

Higher profit margin is better (more profit).
Above 10% is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
Can be used to compare companies within the Banks - Regional industry.

You typically want a high profit margin. This means that for each $1 in sales, Unity Bancorp Inc makes more profit. This shows the investor how efficiently Unity Bancorp Inc is operating in general and compared to other companies in the same industry. Unity Bancorp Inc operates in the Banks - Regional industry.

Why do investors use net profit margin in their analysis

It helps investors to determine the efficiency of Unity Bancorp Inc. If profit margins remain low (compared to the Banks - Regional industry mean) and there are no improvements to make in production costs or other areas that might be a warning sign. If profit margins are high that means the company has low overhead costs and is efficiently using its resources to generate profit.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Net Profit Margin of Unity Bancorp Inc is 0.24. This means that Unity Bancorp Inc earned $0.24 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Net Profit Margin of the Banks - Regional industry is 18.4%.
What is the trend?
The trend is important because it shows you how Unity Bancorp Inc is performing over time. The most recent quarter might be important if Unity Bancorp Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Unity Bancorp Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare Unity Bancorp Inc with other companies in the same industry (Banks - Regional).
Net profit margin should rise over the years.
Can be influenced when Unity Bancorp Inc sells assets (profit will increase while costs remain the same).
It won’t show what part of Unity Bancorp Inc is doing great or needs improvement (it only looks at total revenue and total net income).

How to calculate net profit margin

Net profit margin = net income / total revenue * 100%

Real example of Unity Bancorp Inc

You need the following data to determine net profit margin:

Income statement from the period you want to calculate (for example, MRQ or TTM).

Net income MRQ Unity Bancorp Inc = 9,770
Total revenue MRQ Unity Bancorp Inc = 40,326
$9,770 / $40,326 = 0.24 or 24.2%

Higher is better

The higher the net profit margin, the more efficient the company is generating income. This helps investors to determine how the company is managing money. The net profit margin is an important indicator when diving into the financial health of a company. Overall, you want to see the net profit margin rising over the years. That means the company improved their production and made it more efficient (if possible).

You can use the net profit margin to compare companies within the same industry. If there are two companies where one is much bigger but the smaller one has a higher net profit margin, that means the smaller company is more efficiently using operational costs.

Important: Profit margins can be very different between industries. Companies with assembly lines or transports are much more prone to see shifting in prices for fuel, ingredients and maintenance compared to companies that only provide services. You should never compare net profit margin between different industries.

1.1.2. Return on Assets

Shows how efficient Unity Bancorp Inc is using its assets to generate profit.

Above 5% is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
0.4% Return on Assets means that Unity Bancorp Inc generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Unity Bancorp Inc:

The MRQ is 0.4%. Using its assets, the company is inefficient in making profit. -1
The TTM is 0.4%. Using its assets, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	0.4%	TTM	0.4%	0.0%
TTM	0.4%	YOY	0.4%	0.0%
TTM	0.4%	5Y	0.4%	+0.0%
5Y	0.4%	10Y	0.3%	+0.1%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.4%	0.1%	+0.3%
TTM	0.4%	0.2%	+0.2%
YOY	0.4%	0.2%	+0.2%
5Y	0.4%	0.2%	+0.2%
10Y	0.3%	0.2%	+0.1%

Shows how efficient Unity Bancorp Inc is using its assets to generate profit.

For a farm, a tractor is considered an asset. The tractor helps ploughing the land making it possible to plant and harvest crops. But the tractor might be old and needing maintenance all the time reducing its efficiency. Return on assets indicates how effectively the farm is using the tractor (and other assets that help the core business) to plough the land.

How to use return on assets

Higher is better.
Above 5% is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on assets in their analysis

Shows the investor how effectively Unity Bancorp Inc is using its resources to generate profit. If the return on assets (0.4%) from Unity Bancorp Inc are higher than the Banks - Regional mean (0.1%) that means Unity Bancorp Inc is using its resources better than their competitors. If not, that means their competitors are more efficient in using their resources to generate profit.

An investor should always look at:

What is the current return on assets?
The current most recent quarter (MRQ) Return on Assets of Unity Bancorp Inc is 0.4%. This means the company generated $0.00 for each $1 in assets.
How does it compare to the industry?
The mean MRQ Return on Assets of the Banks - Regional industry is 0.1%.
What is the trend?
The trend is important because it shows you how Unity Bancorp Inc is performing over time. The most recent quarter might be important if Unity Bancorp Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Unity Bancorp Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
If a company has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

How to calculate return on assets

Return on assets = net income / total assets * 100%

Real example Unity Bancorp Inc

You need the following data to determine return on assets (ROA):

Income statement
Balance sheet

Net income MRQ (income statement) from Unity Bancorp Inc = 9,770
Total assets MRQ (balance sheet) from Unity Bancorp Inc = 2,580,265
9,770 / 2,580,265 = 0.00 or 0.4%

ROA is an important ratio as it will tell you how effectively Unity Bancorp Inc is using its resources to generate profits. Example:

Bob and Kristin both sell ice cream in the summer. They both have an ice cream truck. The truck Bob owes cost him $20.000 and the truck Kristin owes cost her $1500. Over the summer, Bob earned $2000 and Kristin earned $200. To calculate the return on assets:

Bob: $2000 / $20.000 * 100% = 10%
Kristin: $200 / $1500 * 100% = 13.3%

This tells you Bob’s company is more valuable but Kristin's company is more efficient. Be aware that total assets can change over time. A transportation business will buy and sell trucks or planes all the time. Before using return on assets as a guideline, you have to know what the exact assets are. For a company that has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

1.1.3. Return on Equity

Shows how efficient Unity Bancorp Inc is using its investors money to generate profit.

Above 15%-20% is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
3.7% Return on Equity means Unity Bancorp Inc generated $0.04 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Unity Bancorp Inc:

The MRQ is 3.7%. Using its investors money, the company is inefficient in making profit. -1
The TTM is 4.0%. Using its investors money, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	3.7%	TTM	4.0%	-0.2%
TTM	4.0%	YOY	4.2%	-0.3%
TTM	4.0%	5Y	4.1%	-0.1%
5Y	4.1%	10Y	3.6%	+0.4%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	3.7%	1.4%	+2.3%
TTM	4.0%	2.5%	+1.5%
YOY	4.2%	2.7%	+1.5%
5Y	4.1%	2.5%	+1.6%
10Y	3.6%	2.8%	+0.8%

Shows how efficient Unity Bancorp Inc is using its investors money to generate profit.

A publicly traded company (any company that issues shares to the public) is owned by its shareholders. Return on equity calculates the amount of profit for every $1 the shareholders invested.

How to use return on equity

Higher is better.
Above 15%-20% is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on equity in their analysis

To find out the owners/management's attitude toward their company. You typically want the owners/management to invest in the company and focus on generating profit. If not enough profit is generated (compared to the Banks - Regional industry mean), the company might not be investing their money efficiently.

The three steps every investor should look at:

What is the current return on equity?
The current most recent quarter (MRQ) Return on Equity of Unity Bancorp Inc is 3.7%. This means Unity Bancorp Inc generated $0.04 for each $1 the owners (shareholders) invested.
How does it compare to the industry?
The mean MRQ Return on Equity of the Banks - Regional industry is 1.4%.
What is the trend?
The trend is important because it shows you how Unity Bancorp Inc is performing over time. The most recent quarter might be important if Unity Bancorp Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Unity Bancorp Inc up to 10 years back (depending if Unity Bancorp Inc existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Does not include intangible assets (non physical assets like licences, computer software, etc.).
Stockholders equity and shareholders equity refer to the same thing.
Liabilities should not be more than three times return on equity.

How to calculate return on equity

Return on equity = net profit / shareholders equity * 100%

Real example of Unity Bancorp Inc

You need the following data to determine ROE:

Income statement
Balance sheet
Net profit MRQ (income statement) Unity Bancorp Inc = 9,770
Shareholders equity (balance sheet) MRQ Unity Bancorp Inc = 261,430
9,770 / 261,430 = 0.04 or 3.7%

A negative shareholder equity is a warning sign. It means the company has more liabilities than assets. It might also mean that the owners did not invest enough money or they are taking money out of the business.

1.2. Operating Efficiency of Unity Bancorp Inc.

1.2. Operating Efficiency

1.2.1. Operating Margin

Measures how efficient Unity Bancorp Inc is operating .

Measures how much profit Unity Bancorp Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
Above 15% is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
An Operating Margin of 0.0% means the company generated $0.00 for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Unity Bancorp Inc:

The MRQ is 0.0%. The data is not here.

Trends

Current period		Compared to		+/-
MRQ	-	TTM	58.4%	-58.4%
TTM	58.4%	YOY	5,706.1%	-5,647.7%
TTM	58.4%	5Y	1,192.3%	-1,133.9%
5Y	1,192.3%	10Y	624.7%	+567.6%

Measures how efficient Unity Bancorp Inc is operating .

The more effecient a company creates products or provides services, the more profit it generates.

How to use operating margin

Higher is better
Above 15% is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
Can be very different between industries
Can be used to compare companies

Why do investors use operating margin in their analysis

To determine how much profit Unity Bancorp Inc is making from it’s core business.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Operating Margin of Unity Bancorp Inc is 0.0%. This means that Unity Bancorp Inc earned $0.00 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Margin of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Unity Bancorp Inc is performing over time. The most recent quarter might be important if Unity Bancorp Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Unity Bancorp Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Can be calculated in different ways

How to calculate operating margin

Operating margin = operating earnings / total revenue

Real example of Unity Bancorp Inc

You need the following data to determine operating margin:

Income statement
Operating earnings MRQ Unity Bancorp Inc = 37,367
Total revenue MRQ Unity Bancorp Inc = 40,326
$37,367 / $40,326 = 0.00 or 0.0%

Operating margin is used to calculate how much profit a company makes after variable costs of production but before paying interest and taxes. Some variable costs examples are wages, raw materials, packaging, and transaction fees. The amount of variable costs is different for each company and industry. In general, a higher operating margin is better as this implicates that a company is running efficiently.

For investors, a higher operating margin is a good sign. Although you should always look at operating margin in the long term. If operating margin is fluctuating over the years this might be a sign that things are not running efficiently enough. It’s a way to check how much profit a company is making from its core business.

Operation earnings can be calculated in multiple ways:

Operation earnings = EBIT - non operating income + non operating expense
Operation earnings = Gross profit - operating expense - depreciation and amortisation
Operation earnings = Total revenue - COGS (costs of goods sold) - indirect costs

1.2.2. Operating Ratio

Measures how efficient Unity Bancorp Inc is keeping operating costs low.

Below 1 is considered healthy (always compare to Banks - Regional industry mean).
An Operation Ratio of 0.07 means that the operating costs are $0.07 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Unity Bancorp Inc:

The MRQ is 0.073. The company is very efficient in keeping operating costs low. +2
The TTM is -0.106.

Trends

Current period		Compared to		+/-
MRQ	0.073	TTM	-0.106	+0.179
TTM	-0.106	YOY	0.985	-1.090
TTM	-0.106	5Y	0.194	-0.300
5Y	0.194	10Y	0.129	+0.065

Measures how efficient Unity Bancorp Inc is keeping operating costs low.

If the operating ratio is below 1 that means the company is making money. The lower the operating ratio, the more efficient the company.

How to use operating ratio

Lower is better.
Below 1 is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use operating ratio in their analysis

Shows if costs of creating products and or services is increasing or decreasing. The lower the operating ratio, the more efficient the company is creating products and services.

The three steps every investor should look at:

What is the current Operatin ratio?
The current most recent quarter (MRQ) Operating Ratio of Unity Bancorp Inc is 7.3%. This means that Unity Bancorp Inc earned $0.07 for each $1 in net sales in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Unity Bancorp Inc is performing over time. The most recent quarter might be important if Unity Bancorp Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Unity Bancorp Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
You need COGS to calculate operating ratio which is not always shown in the income statement.
Does not consider debt.

How to calculate operating ratio

Operating ratio = Operating expenses + COGS \ Net sales

Real life example Unity Bancorp Inc

You need the following data to determine operating ratio:

Income statement

COGS is not always specified on the income statement. If so you can use the following calculation:

(cost of revenue + total operating expenses) \ total revenue
(0 +2,959) \ 40,326 = 0.07

The operating ratio measures the efficiency of a company at keeping low costs while generating profits from sales. It compares the total operating expenses to the net amount of sales. The total operating expenses exists of:

COGS (materials, labour, rent of facility, repairs)
Operating expenses (legal fees, marketing, wages, rent, maintenance/repairs)

Operating expenses are all the costs the company makes that are not directly tied to the production of the service or product. Where COGS are costs that are directly tied to the production of a product or service.

Do note that COGS is not always available in the income statement. Some companies include COGS in the operating expenses while others list COGS separately. To make it even more confusing, COGS is also known as “costs of sales” and costs of sales is the same as costs of revenue.

The operating ratio tells you how efficient the company is creating its products or services while keeping prices low. In this case, a lower ratio is better. Higher or rising operating ratios might tell you that costs are rising while sales are not improving or staying the same.

1.3. Liquidity of Unity Bancorp Inc.

1.3. Liquidity

1.3.1. Current Ratio

Measures if Unity Bancorp Inc is able to pay off Short-term Debt.

Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
A Current Ratio of 0.13 means the company has $0.13 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Unity Bancorp Inc:

The MRQ is 0.129. The company is unable to pay all its short-term debts. -2
The TTM is 201.533. The company is very able to pay all its short-term debts. +2

Trends

Current period		Compared to		+/-
MRQ	0.129	TTM	201.533	-201.403
TTM	201.533	YOY	622.152	-420.619
TTM	201.533	5Y	354.149	-152.617
5Y	354.149	10Y	271.652	+82.497

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
TTM	201.533	0.124	+201.409
YOY	622.152	0.225	+621.927
5Y	354.149	0.219	+353.930
10Y	271.652	0.131	+271.521

Measures if Unity Bancorp Inc is able to pay off Short-term Debt.

How to use current ratio

Higher is better
Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
Can be very different between industries
Can be used to compare companies

Why do investors use current ratio in their analysis

Shows if the company can pay of short term debts if needed. A company that can't pay off it's short term debts might get in trouble if they have to pay off their short term debts for whatever reason. For example, markets can change due to global events like covid-19 or the war in Ukraine versus Russia. Because debts are always taken based on future income, it might become troublesome for Unity Bancorp Inc if something happens in the market that will cause sales to plummet.

The three steps every investor should look at:

What is the current current Ratio?
The current most recent quarter (MRQ) Current Ratio of Unity Bancorp Inc is 0.13. This means Unity Bancorp Inc has $0.13 in assets for each $1 in short-term debts.
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Unity Bancorp Inc is performing over time. The most recent quarter might be important if Unity Bancorp Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Unity Bancorp Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Might be deluded.
Not all assets can always be quickly sold.
Can be manipulated by increasing or decreasing the assets and/or liabilities.

How to calculate current ratio

Current ratio = current assets \ current liabilities

Real life example Unity Bancorp Inc

You need the following data to determine operating ratio:

Balance sheet
Current ratio = current assets \ current liabilities
208,358 \ 1,611,524) = 0.13

The current ratio measures if Unity Bancorp Inc is able to pay short-term debts (obligations). Short term in this context means all debt obligations that are about to expire within one year. The current ratio incorporates current liabilities and current assets. Current assets are all the assets a company has that are expected to be consumed or sold within standard business operations. You can find the current assets in the balance sheet. They consist of:

Inventory
Accounts receivable
Marketable securities
Prepaid expenses
Cash
Cash equivalents
liquid assets

The current liabilities are short term obligations that are due within one year. These consist of:

Short term debts
Dividends
Income taxes
Short-term debts
Accounts payable
Interest payments

The result shows an investor if Unity Bancorp Inc is able to pay all its short-term debts if they were due all at once. When the result of the above formula is below 1, then Unity Bancorp Inc does not have enough capital after selling all its assets to pay all short-term debts. If the ratio drops far below 1 that might indicate Unity Bancorp Inc is or will be in financial trouble anytime soon.

Although this gives an investor some clues, the current ratio may also be deluded. Because owning assets does not mean the company can easily sell them. Also, Accounts receivable may be quite old (they will probably never pay) which deludes the current ratio. As with all ratios, you should only compare them between the same industries and companies.

1.3.2. Quick Ratio

Measures if Unity Bancorp Inc is able to pay off Short-term Debt but only using the most liquid assets.

Above 1 is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
A Quick Ratio of 0.05 means the company can pay off $0.05 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Unity Bancorp Inc:

The MRQ is 0.053. The company is just not able to pay all its short-term debts with the most liquid assets. -1
The TTM is 275.574. The company is very able to pay all its short-term debts with the most liquid assets. +2

Trends

Current period		Compared to		+/-
MRQ	0.053	TTM	275.574	-275.522
TTM	275.574	YOY	1,066.356	-790.782
TTM	275.574	5Y	570.097	-294.523
5Y	570.097	10Y	441.491	+128.606

Measures if Unity Bancorp Inc is able to pay off Short-term Debt but only using the most liquid assets.

How to use quick ratio

Higher is better.
Above 1 is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use quick ratio in their analysis

Shows how fast Unity Bancorp Inc can pay off its short term debts. This shows if Unity Bancorp Inc can survive emergencies due to market changes or other reasons.

The three steps every investor should look at:

What is the current Quick Ratio?
The current most recent quarter (MRQ) quickRatio of Unity Bancorp Inc is 0.05. This means that Unity Bancorp Inc can pay off $0.05 for each $1 in debt (using most liquid assets).
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Unity Bancorp Inc is performing over time. The most recent quarter might be important if Unity Bancorp Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Unity Bancorp Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Incorporates only most liquid assets.

How to calculate quick ratio

Quick ratio = cash and equivalents + marketable securities + accounts receivable / current liabilities

Real life example Unity Bancorp Inc

You need the following data to determine operating ratio:

Balance sheet
Quick ratio = cash and short-term investments + short-term investments + netReceivables / total current liabilities
MRQ quick ratio Unity Bancorp Inc: (-20,668 + 91,765 +13,582) / 1,611,524 = 0.05

The quick ratio measures the same thing as the current ratio, only it uses the most liquid assets a company has. Meaning, the assets that can be sold for cash the easiest and fastest.

As the quick ratio only incorporates the most liquid assets, you should also check the current ratio which also includes less liquid assets. But they may be harder to sell.

1.4. Solvency of Unity Bancorp Inc.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Measures how much % of Unity Bancorp Inc assets are financed with debt.

Below 1 (100%) is considered healthy but always compare Unity Bancorp Inc to Banks - Regional industry mean.
A Debt to Asset Ratio of 0.90 means that Unity Bancorp Inc assets are financed with 89.9% credit (debt) and the remaining percentage (100% - 89.9%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of Unity Bancorp Inc:

The MRQ is 0.899. The company is just able to pay all its debts by selling its assets.
The TTM is 0.902. The company is just able to pay all its debts by selling its assets.

Trends

Current period		Compared to		+/-
MRQ	0.899	TTM	0.902	-0.003
TTM	0.902	YOY	0.899	+0.003
TTM	0.902	5Y	0.905	-0.003
5Y	0.905	10Y	0.913	-0.009

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.899	0.915	-0.016
TTM	0.902	0.917	-0.015
YOY	0.899	0.919	-0.020
5Y	0.905	0.919	-0.014
10Y	0.913	0.927	-0.014

Measures how much % of Unity Bancorp Inc assets are financed with debt.

When there are more debts than assets, that means creditors have a larger stake Unity Bancorp Inc than its shareholders.

How to use debt to asset ratio

Lower is better.
below 1 (100%) is considered healthy but always compare Unity Bancorp Inc to Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to asset ratio in their analysis

It shows how much debt the company used to finance its assets. If a company is almost entirely financed with debt that means the company might get into serious trouble when emergencies arise like a raise in interest.

The three steps every investor should look at:

What is the current debt to asset ratio?
The current most recent quarter (MRQ) Debt to Asset Ratio of Unity Bancorp Inc is 0.90. This means means that Unity Bancorp Inc is financed with 89.9% credit and the remaining percentage is financed by it's owners (shareholders).
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Unity Bancorp Inc is performing over time. The most recent quarter might be important if Unity Bancorp Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Unity Bancorp Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Some companies can have higher debt to assets ratio's (for example, banks).
Debt to asset ratio should improve over the years.
If the debt to asset ratio is above 1, look at the industry mean and find out why Unity Bancorp Inc has so much debt.

How to calculate debt to asset ratio

Debt to asset ratio = total debt \ total assets

Real life example Unity Bancorp Inc

You need the following data to determine debt to asset ratio:

Balance sheet
Debt to asset ratio = total debt \ total assets
2,318,835 \ 2,580,265 = 89.9% or 0.90.

The debt to total assets ratio shows if the company is owned by creditors or shareholders. Or in other words, the total debt in relation to the total amount of assets. It shows how much debt the company used to finance its assets.

1.4.2. Debt to Equity Ratio

Measures if Unity Bancorp Inc is able to pay off its debts by using shareholders equity.

Below 2 is considered healthy but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
A Debt to Equity ratio of 887.0% means that company has $8.87 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Unity Bancorp Inc:

The MRQ is 8.870. The company is unable to pay all its debts with equity. -1
The TTM is 9.195. The company is unable to pay all its debts with equity. -1

Trends

Current period		Compared to		+/-
MRQ	8.870	TTM	9.195	-0.325
TTM	9.195	YOY	8.898	+0.297
TTM	9.195	5Y	9.507	-0.312
5Y	9.507	10Y	10.763	-1.257

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	8.870	10.829	-1.959
TTM	9.195	11.013	-1.818
YOY	8.898	11.363	-2.465
5Y	9.507	11.437	-1.930
10Y	10.763	13.038	-2.275

Measures if Unity Bancorp Inc is able to pay off its debts by using shareholders equity.

How to use debt to equity ratio

Lower is better.
Below 2 is considered healthy (always use industry average).
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to shareholders equity ratio in their analysis

It shows how much debt the company uses to finance their operations. Shareholders equity is whats left over when you subtract total liabilities from total assets. It's another way to meassure how much of Unity Bancorp Inc is financed with debt or own resources.

The three steps every investor should look at:

What is the current debt to equity ratio?
The current most recent quarter (MRQ) quickRatio of Unity Bancorp Inc is 8.87. This means that Unity Bancorp Inc can pay off $8.87 for each $1 in debt.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 10.83.
What is the trend?
The trend is important because it shows you how Unity Bancorp Inc is performing over time. The most recent quarter might be important if Unity Bancorp Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Unity Bancorp Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Not all debt is equally risky (for example, short term risk is less risky).

How to calculate debt to equity ratio

Debt to equity ratio = total debt \ shareholders equity.

Real life example Unity Bancorp Inc

You need the following data to determine equity ratio:

Balance sheet
Debt to equity ratio = total debt \ shareholders equity
2,318,835 \ 261,430 = 8.87 or 887.0%

Debt to equity measures the total debt versus the total shareholders equity. While the total debts to total assets ratio uses total assets, the debt to equity ratio looks at the total equity of shareholders. Where equity of shareholders are:

Common shares.
Preferred shares.
Retained earnings.

You can find the shareholders' equity in the balance sheet. A ratio between 0,5 and 1,5 is preferred. If the ratio is above 1.5, that would indicate creditors have significantly more stake (debt) in the company than the shareholders. In other words, the company is using a lot of debt to finance their operations.

Not all debt is equally risky. Meaning you can adjust the ratio by including or excluding certain amounts of debt. Short term debts are less risky because they have to be paid back within one year anyway. It’s much easier to plan one year ahead versus five or ten years.

2. Market Valuation of Unity Bancorp Inc

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Unity Bancorp Inc generates.

Above 15 is considered overpriced but always compare Unity Bancorp Inc to the Banks - Regional industry mean.
A PE ratio of 7.73 means the investor is paying $7.73 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Unity Bancorp Inc:

The EOD is 7.030. Based on the earnings, the company is cheap. +2
The MRQ is 7.730. Based on the earnings, the company is underpriced. +1
The TTM is 6.474. Based on the earnings, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	7.030	MRQ	7.730	-0.700
MRQ	7.730	TTM	6.474	+1.256
TTM	6.474	YOY	7.456	-0.982
TTM	6.474	5Y	7.423	-0.949
5Y	7.423	10Y	9.976	-2.553

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	7.030	7.604	-0.574
MRQ	7.730	6.680	+1.050
TTM	6.474	5.295	+1.179
YOY	7.456	6.943	+0.513
5Y	7.423	9.770	-2.347
10Y	9.976	9.943	+0.033

Measures how much money you pay for each share for every $1 in earnings Unity Bancorp Inc generates.

Indicates if the company’s shares are under or overvalued.

How to use PE ratio

Above 15 is considered overpriced but is hard to determine. Always compare Unity Bancorp Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use PE ratio in their analysis

The PE ratio tells investors the current sentiment in the market for that company. As with every stock, the stock price never shows the real valuation of a company but rather how the market thinks how much the stock is worth.

In other words, the current stock price also incorporates any future earnings or business opportunities in the future. The best example is the stock market crash in 2000. The PE ratio for any internet based company was going through the roof. Only based on the general assumption the internet and all associated businesses would thrive in the future. But this was based on nothing. A business still needs a good product or service to be able to survive. Instead, every investor bought any stock which did something related to the internet. Result: huge market crash.

Many investors were willing to pay premium prices and that was causing the PE ratio to rise. A high PE ratio is a warning sign that investors might be overvaluing a stock based on future earnings.

The three steps every investor should look at:

What is the current PE Ratio?
The current most recent quarter (MRQ) PE Ratio of Unity Bancorp Inc is 7.73. This means the investor is paying $7.73 for every $1 in earnings.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 6.68.
What is the trend?
The trend is important because it shows you how Unity Bancorp Inc is performing over time. The most recent quarter might be important if Unity Bancorp Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Unity Bancorp Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Some industries might have very high or very low PE ratios in general.
PE ratios can be high for several years, it does not mean a sudden collapse is imminent.
Earnings growth is not included in the PE ratio.

How to calculate PE ratio

PE ratio = market value per share \ earnings per share

Real life example Unity Bancorp Inc

You need the following data to determine the PE ratio:

Balance sheet
Income statement

The PE ratio is a very commonly used ratio to determine the value of a company by comparing the current stock price relative to its earnings per share (EPS). Before we can calculate the PE ratio we need to know the EPS. EPS is calculated as follows:

EPS = (net profit - preferred dividends) \ end of period outstanding shares*
Net profit = revenue - expenses
0 \ 10,209 = EPS
PE ratio MRQ = 7.73

* The net profit minus preferred dividends can be found in the incomestatement as netIncomeApplicableToCommonShares.

The PE value helps investors to determine if the current stock price is under or overvalued. It also projects future growth.

In general, a higher PE ratio means that investors predict higher future growth. If the PE ratio is too high, then investors expect way too much future growth the company can never fulfil. This is most likely to happen in faster moving companies like tech companies or automobile companies like Tesla. These are hot and booming markets where investors expect much future growth driven by new technology (electric cars). When looking at the current MRQ (most recent quarter) PE ratio of Tesla ( jan. 2021) it's about 247 while the average in the industry is only 6. That might be a clue that Tesla is trading for way too high prices compared to their current assets and is more based on future growth.

2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Unity Bancorp Inc:

The EOD is 2.776. Based on how much money comes from the company's main activities, the company is cheap. +2
The MRQ is 3.052. Based on how much money comes from the company's main activities, the company is cheap. +2
The TTM is 0.279. Based on how much money comes from the company's main activities, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	2.776	MRQ	3.052	-0.276
MRQ	3.052	TTM	0.279	+2.773
TTM	0.279	YOY	5.922	-5.643
TTM	0.279	5Y	-5.026	+5.306
5Y	-5.026	10Y	8.253	-13.279

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	2.776	-2.126	+4.902
MRQ	3.052	-1.868	+4.920
TTM	0.279	-0.342	+0.621
YOY	5.922	6.448	-0.526
5Y	-5.026	0.429	-5.455
10Y	8.253	0.091	+8.162

2. Book Value per Share

2.3. Price to Book Ratio

Measures if the stock price of Unity Bancorp Inc is to cheap or to expensive compared to its book value.

At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
A PB ratio of 1.16 means the investor is paying $1.16 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Unity Bancorp Inc:

The EOD is 1.051. Based on the equity, the company is underpriced. +1
The MRQ is 1.156. Based on the equity, the company is underpriced. +1
The TTM is 1.027. Based on the equity, the company is underpriced. +1

Trends

Current period		Compared to		+/-
EOD	1.051	MRQ	1.156	-0.105
MRQ	1.156	TTM	1.027	+0.129
TTM	1.027	YOY	1.267	-0.240
TTM	1.027	5Y	1.205	-0.178
5Y	1.205	10Y	1.390	-0.185

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	1.051	0.439	+0.612
MRQ	1.156	0.386	+0.770
TTM	1.027	0.470	+0.557
YOY	1.267	0.642	+0.625
5Y	1.205	0.795	+0.410
10Y	1.390	1.025	+0.365

2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Unity Bancorp Inc.

3.1. Institutions holding Unity Bancorp Inc

Institutions are holding 48.966% of the shares of Unity Bancorp Inc.

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2023-12-31	Banc Funds Co LLC	9.7782	2.8922	991614	0	0
2023-12-31	Dimensional Fund Advisors, Inc.	4.5844	0.004	464906	13978	3.0998
2023-12-31	BlackRock Inc	4.5135	0.0004	457712	33974	8.0177
2023-12-31	Wellington Management Company LLP	4.1959	0.0024	425510	0	0
2023-12-31	Vanguard Group Inc	4.0515	0.0003	410866	3155	0.7738
2023-12-31	AllianceBernstein L.P.	3.1575	0.0037	320206	8067	2.5844
2023-12-31	Pacific Ridge Capital Partners, LLC	2.2181	1.3518	224935	-2877	-1.2629
2023-12-31	Royce & Associates, LP	2.1021	0.0583	213177	-3190	-1.4743
2023-12-31	Geode Capital Management, LLC	1.3943	0.0004	141392	14619	11.5316
2023-12-31	FMR Inc	1.3804	0.0003	139992	-3	-0.0021
2023-09-30	RIVER OAKS CAPITAL LLC	0.9365	3.2765	94973	0	0
2023-12-31	State Street Corporation	0.9149	0.0001	92785	133	0.1435
2023-12-31	Acadian Asset Management LLC	0.7285	0.0085	73880	0	0
2023-12-31	Bridgeway Capital Management, LLC	0.7031	0.0453	71302	2389	3.4667
2023-12-31	Goldman Sachs Group Inc	0.6635	0.0002	67284	33642	100
2023-12-31	Northern Trust Corp	0.6359	0.0004	64484	2088	3.3464
2023-12-31	Kennedy Capital Management Inc	0.5971	0.0391	60557	-59749	-49.6642
2023-09-30	Fourthstone LLC	0.5407	0.2916	54832	6570	13.6132
2023-12-31	Morgan Stanley - Brokerage Accounts	0.5209	0.0001	52827	10914	26.0397
2023-12-31	John W. Rosenthal Capital Management, Inc.	0.5128	1.7585	52000	0	0
Total		44.1298	9.7341	4475234	+63710	+1.4%

3.2. Funds holding Unity Bancorp Inc

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2024-02-29	Vanguard Total Stock Mkt Idx Inv	2.7878	0.0005	282715	0	0
2024-03-28	iShares Russell 2000 ETF	1.9832	0.0085	201116	96	0.0478
2023-12-31	Royce Capital Small-Cap Inv	1.4936	1.4351	151471	-4669	-2.9903
2023-09-30	Pacific Ridge Capital Ptnrs Micro Cp Val	1.2968	1.5129	131509	11659	9.728
2024-01-31	Fidelity Low-Priced Stock	1.0691	0.0111	108416	-455	-0.4179
2024-02-29	Vanguard Institutional Extnd Mkt Idx Tr	0.8182	0.0022	82977	0	0
2024-02-29	DFA US Targeted Value I	0.7304	0.0157	74071	0	0
2024-01-31	Fidelity Small Cap Index	0.7187	0.0081	72879	814	1.1295
2024-02-29	Adara Smaller Companies	0.7182	0.3745	72830	0	0
2024-03-28	iShares Russell 2000 Value ETF	0.6492	0.0145	65835	-42	-0.0638
2024-02-29	DFA US Small Cap I	0.6444	0.0115	65347	0	0
2023-12-31	Wellington CIF Micro Cap Equity	0.6363	2.0998	64530	0	0
2023-12-31	Royce Small-Cap Value Service	0.6085	1.3375	61706	4771	8.3797
2023-12-31	Kennedy Micro Cap	0.5968	0.3778	60524	-59782	-49.6916
2024-02-29	DFA US Small Cap Value I	0.5799	0.0105	58812	1224	2.1254
2024-02-29	DFA US Micro Cap I	0.5648	0.0219	57280	0	0
2023-12-31	Acuitas US Microcap Strategy	0.4965	0.3967	50350	-280	-0.553
2024-03-29	Dimensional US Targeted Value ETF	0.4876	0.0136	49451	0	0
2024-03-29	Avantis US Small Cap Value ETF	0.4513	0.0117	45771	0	0
2023-12-31	Bridgeway Omni Small-Cap Value	0.4326	0.1011	43867	0	0
Total		17.7639	7.7652	1801457	-46664	-2.6%

3.3. Insider Transactions

Insiders are holding 28.797% of the shares of Unity Bancorp Inc.

Date	Owner	Type	Amount	Price
2024-03-05	James A Hughes	SELL	1156	27.28
2024-01-31	James A Hughes	SELL	234	29.34
2024-01-29	Mary E Gross	SELL	1344	30
2024-01-25	Mary E Gross	SELL	100	30
2024-01-23	Vincent Geraci	SELL	2500	30.13
2023-06-13	Vincent Geraci	SELL	7200	23.64
2023-06-02	Donald E Jr. Souders	SELL	9288	23.2
2023-04-26	David D Dallas	BUY	20000	22.72

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Unity Bancorp Inc compared to the Most Recent Quarter (MRQ).

	End of day	+/-	Most Recent Quarter	Trailing 12 Months	+/-	Year-Over-Year	+/-	5 Year	+/-	10 Year	+/-
Book Value Change Per Share	-	-	1.004	0.833	+21%	0.696	+44%	0.647	+55%	0.499	+101%
Book Value Per Share	-	-	25.608	24.159	+6%	21.135	+21%	18.576	+38%	13.813	+85%
Current Ratio	-	-	0.129	201.533	-100%	622.152	-100%	354.149	-100%	271.652	-100%
Debt To Asset Ratio	-	-	0.899	0.902	0%	0.899	0%	0.905	-1%	0.913	-2%
Debt To Equity Ratio	-	-	8.870	9.195	-4%	8.898	0%	9.507	-7%	10.763	-18%
Dividend Per Share	-	-	0.115	0.114	+1%	0.102	+12%	0.090	+27%	0.066	+75%
Eps	-	-	0.957	0.960	0%	0.898	+7%	0.760	+26%	0.532	+80%
Free Cash Flow Per Share	-	-	2.423	1.109	+119%	0.960	+153%	0.819	+196%	0.555	+337%
Free Cash Flow To Equity Per Share	-	-	2.877	3.316	-13%	9.557	-70%	4.636	-38%	3.847	-25%
Gross Profit Margin	-	-	0.966	0.964	+0%	0.969	0%	0.960	+1%	0.930	+4%
Intrinsic Value_10Y_max	-	-	161.550	-	-	-	-	-	-	-	-
Intrinsic Value_10Y_min	-	-	48.595	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_max	-	-	5.308	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_min	-	-	2.687	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_max	-	-	24.241	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_min	-	-	10.012	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_max	-	-	53.170	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_min	-	-	19.405	-	-	-	-	-	-	-	-
Market Cap	272894310.000	-11%	302084310.000	256716420.000	+18%	286106585.000	+6%	235308562.000	+28%	194534213.148	+55%
Net Profit Margin	-	-	0.242	0.356	-32%	39.550	-99%	8.198	-97%	4.223	-94%
Operating Margin	-	-	-	0.584	-100%	57.061	-100%	11.923	-100%	6.247	-100%
Operating Ratio	-	-	0.073	-0.106	+244%	0.985	-93%	0.194	-62%	0.129	-43%
Pb Ratio	1.051	-10%	1.156	1.027	+13%	1.267	-9%	1.205	-4%	1.390	-17%
Pe Ratio	7.030	-10%	7.730	6.474	+19%	7.456	+4%	7.423	+4%	9.976	-23%
Price Per Share	26.910	-10%	29.590	24.855	+19%	26.725	+11%	22.073	+34%	18.339	+61%
Price To Free Cash Flow Ratio	2.776	-10%	3.052	0.279	+994%	5.922	-48%	-5.026	+265%	8.253	-63%
Price To Total Gains Ratio	24.049	-10%	26.444	34.531	-23%	34.928	-24%	35.256	-25%	36.386	-27%
Quick Ratio	-	-	0.053	275.574	-100%	1066.356	-100%	570.097	-100%	441.491	-100%
Return On Assets	-	-	0.004	0.004	-3%	0.004	-12%	0.004	-3%	0.003	+18%
Return On Equity	-	-	0.037	0.040	-6%	0.042	-12%	0.041	-8%	0.036	+3%
Total Gains Per Share	-	-	1.119	0.947	+18%	0.798	+40%	0.738	+52%	0.565	+98%
Usd Book Value	-	-	261430000.000	249586500.000	+5%	226295500.000	+16%	197676900.000	+32%	146292525.000	+79%
Usd Book Value Change Per Share	-	-	1.004	0.833	+21%	0.696	+44%	0.647	+55%	0.499	+101%
Usd Book Value Per Share	-	-	25.608	24.159	+6%	21.135	+21%	18.576	+38%	13.813	+85%
Usd Dividend Per Share	-	-	0.115	0.114	+1%	0.102	+12%	0.090	+27%	0.066	+75%
Usd Eps	-	-	0.957	0.960	0%	0.898	+7%	0.760	+26%	0.532	+80%
Usd Free Cash Flow	-	-	24741000.000	11488500.000	+115%	10296750.000	+140%	8750350.000	+183%	5934350.000	+317%
Usd Free Cash Flow Per Share	-	-	2.423	1.109	+119%	0.960	+153%	0.819	+196%	0.555	+337%
Usd Free Cash Flow To Equity Per Share	-	-	2.877	3.316	-13%	9.557	-70%	4.636	-38%	3.847	-25%
Usd Market Cap	272894310.000	-11%	302084310.000	256716420.000	+18%	286106585.000	+6%	235308562.000	+28%	194534213.148	+55%
Usd Price Per Share	26.910	-10%	29.590	24.855	+19%	26.725	+11%	22.073	+34%	18.339	+61%
Usd Profit	-	-	9770000.000	9926750.000	-2%	9614250.000	+2%	8079000.000	+21%	5602325.000	+74%
Usd Revenue	-	-	40326000.000	29086500.000	+39%	18935250.000	+113%	21049550.000	+92%	16574100.000	+143%
Usd Total Gains Per Share	-	-	1.119	0.947	+18%	0.798	+40%	0.738	+52%	0.565	+98%
	EOD	+4 -4	MRQ	TTM	+19 -17	YOY	+24 -12	5Y	+24 -12	10Y	+28 -8

4.2. Fundamental Score

Let's check the fundamental score of Unity Bancorp Inc based on Penke's default stock scanner.

Penke's Stock Scanner

Indicator	Condition		Value
Price to Earnings Ratio (EOD)	Between	0-15	7.030
Price to Book Ratio (EOD)	Between	0-1	1.051
Net Profit Margin (MRQ)	Greater than	0	0.242
Operating Margin (MRQ)	Greater than	0	0.000
Quick Ratio (MRQ)	Greater than	1	0.053
Current Ratio (MRQ)	Greater than	1	0.129
Debt to Asset Ratio (MRQ)	Less than	1	0.899
Debt to Equity Ratio (MRQ)	Less than	1	8.870
Return on Equity (MRQ)	Greater than	0.15	0.037
Return on Assets (MRQ)	Greater than	0.05	0.004
Total			3/10 (30.0%)

Create your own Stock Scanner

Investing is personal. The best investors buy stocks based on their own analysis. Create your personal Stock Scanner with the key performance indicators that are important to you.
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4.3. Technical Score

Let's check the technical score of Unity Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	50.074
Ma 20	Greater than	Ma 50	26.885
Ma 50	Greater than	Ma 100	27.204
Ma 100	Greater than	Ma 200	27.704
Open	Greater than	Close	26.290
Total			2/5 (40.0%)

Create your own Symbol Scanner

Trading is personal. The best traders buy and sell based on their own technical analysis. Create your personal Symbol Scanner with the technical indicators that are important to you.
Create your own Symbol Scanner

Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

	2022-12-31		2023-03-31		2023-06-30		2023-09-30		2023-12-31
Other Current Liabilities	-691	-241	-932	217	-715	-697	-1,412	1,260,999	1,259,587
Inventory	-128,196	-13,381	-141,577	-24,515	-166,092	-11,456	-177,548	184,634	7,086
Long-term Assets Other	-140,946	128,586	-12,360	-531	-12,891	-358	-13,249	2,132,860	2,119,611
Cash and Short Term Investments	115,092	106,108	221,200	23,000	244,200	9,369	253,569	-274,237	-20,668
Net Working Capital	127,804	106,778	234,582	23,761	258,343	9,915	268,258	-1,671,424	-1,403,166

Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary

Total Assets	2,580,265
Total Liabilities	2,318,835
Total Stockholder Equity	261,430

	As reported
Total Liabilities	2,318,835
Total Stockholder Equity	+ 261,430
Total Assets	= 2,580,265

Assets

Total Assets	2,580,265
Total Current Assets	208,358
Long-term Assets	2,371,907

Total Current Assets

Total Current Assets (as reported)	208,358
Cash And Cash Equivalents	194,776
Short-term Investments	91,765
Net Receivables	13,582
Inventory	7,086
Total Current Assets (calculated)	307,209
+/-	98,851

Long-term Assets

Long-term Assets (as reported)	2,371,907
Property Plant Equipment	24,767
Goodwill	1,516
Long Term Investments	135,689
Long-term Assets Other	2,119,611
Long-term Assets (calculated)	2,281,583
+/-	90,324

Liabilities & Shareholders' Equity

Total Current Liabilities	1,611,524
Long-term Liabilities	707,311
Total Stockholder Equity	261,430

Total Current Liabilities

Total Current Liabilities (as reported)	1,611,524
Short-term Debt	351,937
Accounts payable	1,924
Other Current Liabilities	1,259,587
Total Current Liabilities (calculated)	1,613,448
+/-	1,924

Long-term Liabilities

Long-term Liabilities (as reported)	707,311
Long term Debt	366,748
Long-term Liabilities (calculated)	366,748
+/-	340,563

Total Stockholder Equity

Total Stockholder Equity (as reported)	261,430
Common Stock	100,426
Retained Earnings	191,108
Accumulated Other Comprehensive Income	-2,737
Other Stockholders Equity	-27,367
Total Stockholder Equity (calculated)	261,430
+/-	0

Other

Capital Stock	100,426
Cash and Short Term Investments	-20,668
Common Stock Shares Outstanding	10,209
Current Deferred Revenue	-1,924
Liabilities and Stockholders Equity	2,580,265
Net Debt	177,309
Net Invested Capital	628,178
Net Working Capital	-1,403,166
Property Plant and Equipment Gross	41,109
Short Long Term Debt Total	372,085

Balance Sheet

Currency in USD. All numbers in thousands.

Trend

2023-12-31

2023-09-30

2023-06-30

2023-03-31

2022-12-31

2022-09-30

2022-06-30

2022-03-31

2021-12-31

2021-09-30

2021-06-30

2021-03-31

2020-12-31

2020-09-30

2020-06-30

2020-03-31

2019-12-31

2019-09-30

2019-06-30

2019-03-31

2018-12-31

2018-09-30

2018-06-30

2018-03-31

2017-12-31

2017-09-30

2017-06-30

2017-03-31

2016-12-31

2016-09-30

2016-06-30

2016-03-31

2015-12-31

2015-09-30

2015-06-30

2015-03-31

2014-12-31

2014-09-30

2014-06-30

2014-03-31

2013-12-31

2013-09-30

2013-06-30

2013-03-31

2012-12-31

2012-09-30

2012-06-30

2012-03-31

2011-12-31

2011-09-30

2011-06-30

2011-03-31

2010-12-31

2010-09-30

2010-06-30

2010-03-31

2009-12-31

2009-09-30

2009-06-30

2009-03-31

2008-12-31

2008-09-30

2008-06-30

2008-03-31

2007-12-31

2007-09-30

2007-06-30

2007-03-31

2006-12-31

2006-09-30

2006-06-30

2006-03-31

2005-12-31

2005-09-30

2005-06-30

2005-03-31

2004-12-31

2004-09-30

2004-06-30

2004-03-31

2003-12-31

2003-09-30

2003-06-30

2003-03-31

2002-12-31

2002-09-30

2002-06-30

2002-03-31

2001-12-31

2001-09-30

2001-06-30

2001-03-31

2000-12-31

2000-09-30

2000-06-30

2000-03-31

1999-12-31

1999-09-30

1999-06-30

1999-03-31

1998-12-31

1998-09-30

1998-06-30

1998-03-31

1997-12-31

1997-09-30

1997-06-30

1997-03-31

1996-12-31

1996-09-30

1996-06-30

1996-03-31

> Total Assets

0
0
156,500
156,500
187,600
195,000
204,500
213,900
223,300
230,200
238,500
254,600
298,300
359,300
437,600
439,000
409,742
439,000
407,584
356,003
367,044
359,170
368,589
379,232
394,230
410,336
423,990
432,874
445,270
448,770
450,509
467,419
473,261
491,229
493,713
515,417
525,842
577,507
609,916
614,172
628,055
670,870
671,811
694,106
681,302
732,403
746,821
752,196
807,874
832,315
864,083
898,310
886,677
913,446
922,689
930,357
889,927
869,735
846,385
818,410
820,833
820,833
820,652
810,846
810,198
785,111
802,675
819,730
827,182
824,575
876,101
921,118
961,168
932,414
969,593
1,008,788
1,035,404
1,024,303
1,052,711
1,084,866
1,120,955
1,128,370
1,152,896
1,189,906
1,226,168
1,275,517
1,329,834
1,455,496
1,439,902
1,514,120
1,553,152
1,579,157
1,590,046
1,626,737
1,664,308
1,718,942
1,740,076
1,900,774
1,930,836
1,930,836
2,004,818
1,973,311
1,991,115
2,033,713
2,067,692
2,117,156
2,339,537
2,444,948
2,475,851
2,552,301
2,563,006
2,580,265

2,580,265

2,563,006

2,552,301

2,475,851

2,444,948

2,339,537

2,117,156

2,067,692

2,033,713

1,991,115

1,973,311

2,004,818

1,930,836

1,900,774

1,740,076

1,718,942

1,664,308

1,626,737

1,590,046

1,579,157

1,553,152

1,514,120

1,439,902

1,455,496

1,329,834

1,275,517

1,226,168

1,189,906

1,152,896

1,128,370

1,120,955

1,084,866

1,052,711

1,024,303

1,035,404

1,008,788

969,593

932,414

961,168

921,118

876,101

824,575

827,182

819,730

802,675

785,111

810,198

810,846

820,652

820,833

818,410

846,385

869,735

889,927

930,357

922,689

913,446

886,677

898,310

864,083

832,315

807,874

752,196

746,821

732,403

681,302

694,106

671,811

670,870

628,055

614,172

609,916

577,507

525,842

515,417

493,713

491,229

473,261

467,419

450,509

448,770

445,270

432,874

423,990

410,336

394,230

379,232

368,589

359,170

367,044

356,003

407,584

439,000

409,742

439,000

437,600

359,300

298,300

254,600

238,500

230,200

223,300

213,900

204,500

195,000

187,600

156,500

> Total Current Assets

0
0
0
28,500
41,500
28,200
31,300
33,900
28,800
31,000
26,200
33,700
58,100
21,200
21,300
0
22,778
18,000
24,911
16,576
18,837
15,980
15,418
19,093
16,032
16,657
17,054
14,816
14,643
17,304
38,149
14,304
12,290
13,581
11,702
14,932
13,886
14,031
14,607
15,112
15,521
17,169
20,123
19,003
19,291
18,383
16,899
18,718
23,829
24,463
26,351
23,614
22,224
21,558
21,265
27,742
70,397
59,466
51,057
47,717
59,083
19,203
19,484
21,391
21,658
22,015
20,505
116,541
112,821
109,425
111,659
108,677
119,391
107,214
98,860
92,942
86,794
87,696
79,037
79,430
79,324
69,388
72,162
67,135
75,074
81,239
78,290
82,641
74,295
81,518
76,503
73,140
73,597
74,041
83,579
92,365
84,063
88,207
80,483
80,483
68,072
66,823
71,270
92,119
114,174
127,930
128,844
128,495
235,514
259,058
269,670
208,358

208,358

269,670

259,058

235,514

128,495

128,844

127,930

114,174

92,119

71,270

66,823

68,072

80,483

88,207

84,063

92,365

83,579

74,041

73,597

73,140

76,503

81,518

74,295

82,641

78,290

81,239

75,074

67,135

72,162

69,388

79,324

79,430

79,037

87,696

86,794

92,942

98,860

107,214

119,391

108,677

111,659

109,425

112,821

116,541

20,505

22,015

21,658

21,391

19,484

19,203

59,083

47,717

51,057

59,466

70,397

27,742

21,265

21,558

22,224

23,614

26,351

24,463

23,829

18,718

16,899

18,383

19,291

19,003

20,123

17,169

15,521

15,112

14,607

14,031

13,886

14,932

11,702

13,581

12,290

14,304

38,149

17,304

14,643

14,816

17,054

16,657

16,032

19,093

15,418

15,980

18,837

16,576

24,911

18,000

22,778

21,300

21,200

58,100

33,700

26,200

31,000

28,800

33,900

31,300

28,200

41,500

28,500

Cash And Cash Equivalents

0
0
27,600
27,600
40,400
26,900
29,900
32,600
27,500
29,300
24,700
32,500
56,900
19,300
18,500
15,100
19,464
15,100
21,863
13,740
16,027
13,416
12,973
16,832
13,762
14,409
14,686
12,237
12,188
14,907
35,950
11,915
9,950
11,161
9,312
12,439
11,286
11,284
11,675
11,945
12,171
13,709
16,399
14,727
15,697
14,696
12,826
14,336
19,698
20,368
21,987
18,902
17,896
17,295
17,035
23,517
66,388
55,494
47,307
43,926
55,358
15,478
15,965
17,688
17,986
18,600
17,027
23,705
18,392
21,860
27,602
24,272
30,025
35,197
29,384
29,351
25,282
28,240
21,863
22,681
26,919
20,169
23,811
22,105
18,345
21,745
20,318
23,701
17,044
26,784
23,217
20,028
20,737
21,606
29,426
21,106
20,377
24,066
21,601
21,601
25,911
24,527
21,823
26,053
26,728
23,997
24,959
19,699
127,087
151,234
161,447
194,776

194,776

161,447

151,234

127,087

19,699

24,959

23,997

26,728

26,053

21,823

24,527

25,911

21,601

24,066

20,377

21,106

29,426

21,606

20,737

20,028

23,217

26,784

17,044

23,701

20,318

21,745

18,345

22,105

23,811

20,169

26,919

22,681

21,863

28,240

25,282

29,351

29,384

35,197

30,025

24,272

27,602

21,860

18,392

23,705

17,027

18,600

17,986

17,688

15,965

15,478

55,358

43,926

47,307

55,494

66,388

23,517

17,035

17,295

17,896

18,902

21,987

20,368

19,698

14,336

12,826

14,696

15,697

14,727

16,399

13,709

12,171

11,945

11,675

11,284

11,286

12,439

9,312

11,161

9,950

11,915

35,950

14,907

12,188

12,237

14,686

14,409

13,762

16,832

12,973

13,416

16,027

13,740

21,863

15,100

19,464

15,100

18,500

19,300

56,900

32,500

24,700

29,300

27,500

32,600

29,900

26,900

40,400

27,600

Short-term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
31,500
0
0
58,256
0
57,483
0
0
18,000
0
0
0
14,500
0
0
0
10,967
0
0
0
26,814
0
0
0
40,709
0
0
0
21,976
0
0
0
15,529
0
0
0
50,118
0
0
0
26,289
103,238
101,872
88,083
107,536
110,181
97,965
90,852
89,538
91,067
84,212
80,926
81,133
86,154
68,734
66,054
60,073
57,875
55,766
53,470
52,865
48,566
45,266
44,186
40,568
52,246
54,825
52,750
53,493
51,353
48,707
46,874
46,713
45,934
45,326
47,295
64,275
56,290
53,102
48,713
48,713
32,330
32,810
39,763
56,480
77,878
93,972
92,500
95,393
94,113
92,966
92,122
91,765

91,765

92,122

92,966

94,113

95,393

92,500

93,972

77,878

56,480

39,763

32,810

32,330

48,713

53,102

56,290

64,275

47,295

45,326

45,934

46,713

46,874

48,707

51,353

53,493

52,750

54,825

52,246

40,568

44,186

45,266

48,566

52,865

53,470

55,766

57,875

60,073

66,054

68,734

86,154

81,133

80,926

84,212

91,067

89,538

90,852

97,965

110,181

107,536

88,083

101,872

103,238

26,289

50,118

15,529

21,976

40,709

26,814

10,967

14,500

18,000

57,483

58,256

31,500

Net Receivables

0
0
900
900
1,100
1,300
1,400
1,300
1,300
1,700
1,500
1,200
1,200
1,900
2,800
2,900
3,314
2,900
3,048
2,836
2,810
2,564
2,445
2,261
2,270
2,248
2,368
2,579
2,455
2,397
2,199
2,389
2,340
2,420
2,390
2,493
2,600
2,747
2,932
3,167
3,350
3,460
3,724
4,276
3,594
3,687
4,073
4,382
4,131
4,095
4,364
4,712
4,328
4,263
4,230
4,225
4,009
3,972
3,750
3,791
3,725
3,725
3,519
3,703
3,672
3,415
3,478
3,298
3,362
3,353
3,131
3,272
3,212
3,283
3,422
3,518
3,637
3,690
3,704
3,884
3,839
3,953
4,165
4,462
4,483
4,669
5,222
5,447
5,898
6,027
6,412
6,399
6,926
7,109
6,858
6,984
7,396
11,039
10,169
10,169
9,831
9,486
9,684
9,586
9,568
9,961
11,385
13,403
14,314
14,858
16,101
13,582

13,582

16,101

14,858

14,314

13,403

11,385

9,961

9,568

9,586

9,684

9,486

9,831

10,169

11,039

7,396

6,984

6,858

7,109

6,926

6,399

6,412

6,027

5,898

5,447

5,222

4,669

4,483

4,462

4,165

3,953

3,839

3,884

3,704

3,690

3,637

3,518

3,422

3,283

3,212

3,272

3,131

3,353

3,362

3,298

3,478

3,415

3,672

3,703

3,519

3,725

3,791

3,750

3,972

4,009

4,225

4,230

4,263

4,328

4,712

4,364

4,095

4,131

4,382

4,073

3,687

3,594

4,276

3,724

3,460

3,350

3,167

2,932

2,747

2,600

2,493

2,390

2,420

2,340

2,389

2,199

2,397

2,455

2,579

2,368

2,248

2,270

2,261

2,445

2,564

2,810

2,836

3,048

2,900

3,314

2,900

2,800

1,900

1,200

1,500

1,700

1,300

1,400

1,300

1,100

900

Other Current Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-2,445
-2,261
-2,270
-2,248
-2,368
0
0
0
0
0
0
0
0
0
0
0
0
480,518
498,556
532,157
526,141
553,480
544,569
598,080
604,405
621,197
656,045
686,927
724,270
711,033
692,532
713,461
716,449
720,261
668,008
653,707
647,823
629,940
628,612
662,181
688,235
669,039
646,632
634,582
662,199
577,800
577,764
586,542
640,349
687,310
715,328
717,745
766,918
818,699
854,321
845,331
885,369
917,187
954,175
963,075
984,556
1,036,074
1,053,295
1,094,562
1,154,843
1,278,024
1,274,356
1,341,911
1,388,318
1,417,247
1,428,912
1,466,245
1,493,522
1,534,263
1,575,449
1,735,412
1,777,943
1,807,396
1,880,636
1,848,119
1,848,416
36,959
34,850
119,004
174,765
128,196
141,577
166,092
177,548
208,358

208,358

177,548

166,092

141,577

128,196

174,765

119,004

34,850

36,959

1,848,416

1,848,119

1,880,636

1,807,396

1,777,943

1,735,412

1,575,449

1,534,263

1,493,522

1,466,245

1,428,912

1,417,247

1,388,318

1,341,911

1,274,356

1,278,024

1,154,843

1,094,562

1,053,295

1,036,074

984,556

963,075

954,175

917,187

885,369

845,331

854,321

818,699

766,918

717,745

715,328

687,310

640,349

586,542

577,764

577,800

662,199

634,582

646,632

669,039

688,235

662,181

628,612

629,940

647,823

653,707

668,008

720,261

716,449

713,461

692,532

711,033

724,270

686,927

656,045

621,197

604,405

598,080

544,569

553,480

526,141

532,157

498,556

480,518

-2,368

-2,248

-2,270

-2,261

-2,445

> Long-term Assets

0
0
0
37,800
40,800
50,700
45,800
45,600
60,000
59,700
55,600
45,500
55,600
98,100
88,200
0
85,432
86,700
82,192
80,217
88,337
98,213
90,869
89,263
88,300
75,749
85,220
90,423
88,488
88,259
91,303
98,326
94,315
117,420
114,793
109,032
107,355
123,982
113,567
118,542
113,978
121,544
125,547
121,623
117,442
115,940
125,517
112,281
128,000
120,925
113,462
163,663
171,921
178,427
184,975
182,354
151,522
156,562
147,505
140,753
133,138
133,138
112,933
120,416
141,908
128,514
119,971
124,631
136,597
128,608
124,093
124,702
126,449
107,455
103,815
96,829
94,289
91,276
88,305
88,023
87,456
95,907
96,178
86,461
97,799
99,716
96,701
94,786
92,442
90,691
88,331
88,619
87,537
86,451
87,207
89,395
80,564
77,155
72,410
72,410
56,110
58,369
71,429
100,752
137,363
160,639
157,481
33,863
159,648
158,500
157,390
2,371,907

2,371,907

157,390

158,500

159,648

33,863

157,481

160,639

137,363

100,752

71,429

58,369

56,110

72,410

77,155

80,564

89,395

87,207

86,451

87,537

88,619

88,331

90,691

92,442

94,786

96,701

99,716

97,799

86,461

96,178

95,907

87,456

88,023

88,305

91,276

94,289

96,829

103,815

107,455

126,449

124,702

124,093

128,608

136,597

124,631

119,971

128,514

141,908

120,416

112,933

133,138

140,753

147,505

156,562

151,522

182,354

184,975

178,427

171,921

163,663

113,462

120,925

128,000

112,281

125,517

115,940

117,442

121,623

125,547

121,544

113,978

118,542

113,567

123,982

107,355

109,032

114,793

117,420

94,315

98,326

91,303

88,259

88,488

90,423

85,220

75,749

88,300

89,263

90,869

98,213

88,337

80,217

82,192

86,700

85,432

88,200

98,100

55,600

45,500

55,600

59,700

60,000

45,600

45,800

50,700

40,800

37,800

Property Plant Equipment

0
0
2,700
2,700
3,500
3,600
3,600
4,300
4,400
4,400
4,500
4,600
8,600
11,000
12,100
12,400
11,906
12,400
10,779
9,380
9,174
8,997
8,812
8,567
8,333
8,960
8,772
8,669
8,569
8,475
7,280
5,979
6,764
6,888
6,978
7,439
9,191
10,208
10,555
10,593
10,723
10,954
11,123
11,610
11,525
11,614
11,729
12,102
12,067
12,372
12,475
12,580
12,329
12,067
11,911
11,773
11,525
11,348
11,137
10,967
10,782
10,782
10,648
11,350
12,321
12,146
12,016
12,062
15,747
15,823
15,671
15,672
15,474
15,469
15,420
15,231
15,465
15,385
15,297
15,171
19,211
20,397
22,302
23,398
23,261
23,134
23,080
23,470
23,405
23,493
23,416
23,371
23,059
22,813
21,700
21,315
21,046
20,751
20,507
20,507
20,043
19,799
20,106
19,914
19,593
19,288
19,094
20,002
19,868
19,923
19,783
24,767

24,767

19,783

19,923

19,868

20,002

19,094

19,288

19,593

19,914

20,106

19,799

20,043

20,507

20,751

21,046

21,315

21,700

22,813

23,059

23,371

23,416

23,493

23,405

23,470

23,080

23,134

23,261

23,398

22,302

20,397

19,211

15,171

15,297

15,385

15,465

15,231

15,420

15,469

15,474

15,672

15,671

15,823

15,747

12,062

12,016

12,146

12,321

11,350

10,648

10,782

10,967

11,137

11,348

11,525

11,773

11,911

12,067

12,329

12,580

12,475

12,372

12,067

12,102

11,729

11,614

11,525

11,610

11,123

10,954

10,723

10,593

10,555

10,208

9,191

7,439

6,978

6,888

6,764

5,979

7,280

8,475

8,569

8,669

8,772

8,960

8,333

8,567

8,812

8,997

9,174

9,380

10,779

12,400

11,906

12,400

12,100

11,000

8,600

4,600

4,500

4,400

4,300

3,600

3,500

2,700

Goodwill

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
0
0
0
1,500
0
0
0
1,500
0
0
0
1,500
0
0
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516

1,516

1,500

Long Term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
599,087
587,186
576,244
566,413
-16,284
0
572,278
582,226
608,007
647,067
665,560
671,144
696,031
731,448
749,274
772,461
809,292
843,139
876,199
874,356
902,285
937,147
960,835
987,996
1,034,004
1,079,760
1,157,118
1,180,914
1,231,877
1,268,316
1,289,078
1,297,310
62,122
63,991
1,409,163
1,422,269
1,572,273
1,591,054
50,387
1,645,483
37,054
1,642,354
79,322
116,254
139,835
136,871
140,946
138,264
137,061
136,091
135,689

135,689

136,091

137,061

138,264

140,946

136,871

139,835

116,254

79,322

1,642,354

37,054

1,645,483

50,387

1,591,054

1,572,273

1,422,269

1,409,163

63,991

62,122

1,297,310

1,289,078

1,268,316

1,231,877

1,180,914

1,157,118

1,079,760

1,034,004

987,996

960,835

937,147

902,285

874,356

876,199

843,139

809,292

772,461

749,274

731,448

696,031

671,144

665,560

647,067

608,007

582,226

572,278

-16,284

566,413

576,244

587,186

599,087

Intangible Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,320
1,548
1,846
2,018
2,065
2,177
2,288
4,056
4,090
4,035
3,914
3,897
3,860
3,885
3,731
3,644
3,575
3,458
3,298
3,077
2,890
2,708
2,540
2,456
2,313
2,212
2,162
2,056
1,981
1,537
1,533
1,530
1,526
1,522
1,909
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
3,501
3,651
1,516
1,516
0
0
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
1,516
691
1,516
1,516
0
0

1,516

691

1,516

3,651

3,501

1,516

1,909

1,522

1,526

1,530

1,533

1,537

1,981

2,056

2,162

2,212

2,313

2,456

2,540

2,708

2,890

3,077

3,298

3,458

3,575

3,644

3,731

3,885

3,860

3,897

3,914

4,035

4,090

4,056

2,288

2,177

2,065

2,018

1,846

1,548

1,320

Earning Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
209,492
214,473
225,277
231,187
236,400
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

236,400

231,187

225,277

214,473

209,492

Other Assets

0
0
156,500
90,200
105,300
116,100
127,400
134,400
134,500
139,500
156,700
175,400
184,600
240,000
328,100
439,000
301,532
334,300
300,481
259,210
259,870
244,977
262,302
270,876
289,898
317,930
321,716
327,635
342,139
343,207
321,057
354,789
366,656
360,228
367,218
391,453
404,601
439,494
481,742
480,518
498,556
532,157
526,141
553,480
544,569
598,080
604,405
621,197
656,045
686,927
724,270
711,033
692,532
713,461
716,449
720,261
668,008
653,707
647,823
629,940
628,612
668,492
688,235
669,039
646,632
634,582
662,199
578,558
577,764
586,542
640,349
687,739
715,328
717,745
766,918
819,017
854,321
845,331
885,369
917,413
954,175
963,075
984,556
1,036,310
1,053,295
1,094,562
1,154,843
1,278,069
1,273,165
1,341,911
1,388,318
1,417,398
1,428,912
1,466,245
1,493,522
1,537,182
1,575,449
1,735,412
1,777,943
1,777,943
1,880,636
1,848,119
1,848,416
1,840,842
1,816,155
1,828,587
2,053,212
2,282,590
2,080,689
2,134,743
2,135,946
0

2,135,946

2,134,743

2,080,689

2,282,590

2,053,212

1,828,587

1,816,155

1,840,842

1,848,416

1,848,119

1,880,636

1,777,943

1,735,412

1,575,449

1,537,182

1,493,522

1,466,245

1,428,912

1,417,398

1,388,318

1,341,911

1,273,165

1,278,069

1,154,843

1,094,562

1,053,295

1,036,310

984,556

963,075

954,175

917,413

885,369

845,331

854,321

819,017

766,918

717,745

715,328

687,739

640,349

586,542

577,764

578,558

662,199

634,582

646,632

669,039

688,235

668,492

628,612

629,940

647,823

653,707

668,008

720,261

716,449

713,461

692,532

711,033

724,270

686,927

656,045

621,197

604,405

598,080

544,569

553,480

526,141

532,157

498,556

480,518

481,742

439,494

404,601

391,453

367,218

360,228

366,656

354,789

321,057

343,207

342,139

327,635

321,716

317,930

289,898

270,876

262,302

244,977

259,870

259,210

300,481

334,300

301,532

439,000

328,100

240,000

184,600

175,400

156,700

139,500

134,500

134,400

127,400

116,100

105,300

90,200

156,500

> Total Liabilities

0
0
144,200
500
169,400
176,400
185,300
193,900
800
209,500
216,800
400
270,500
333,200
413,700
417,200
384,112
417,200
385,364
334,689
345,364
337,269
344,916
354,396
368,370
382,225
388,320
405,768
417,446
419,532
420,945
436,657
440,791
459,407
459,318
479,549
489,436
539,096
570,390
573,243
585,578
627,424
626,168
647,878
633,477
684,161
699,560
704,936
759,978
784,364
817,544
830,507
819,152
846,382
855,304
862,492
821,215
800,102
775,655
748,325
750,452
750,452
747,516
737,288
736,196
710,210
726,288
742,220
749,025
756,288
820,162
863,945
902,358
871,937
901,209
938,665
963,417
950,613
976,646
1,006,396
1,038,679
1,043,403
1,064,744
1,083,615
1,116,863
1,163,070
1,214,020
1,337,391
1,316,798
1,385,979
1,420,085
1,440,669
1,446,329
1,477,354
1,509,424
1,558,233
1,575,771
1,734,167
1,761,602
1,761,602
1,823,632
1,784,555
1,794,848
1,827,985
1,852,764
1,896,367
2,109,303
2,205,717
2,235,392
2,308,228
2,310,622
2,318,835

2,318,835

2,310,622

2,308,228

2,235,392

2,205,717

2,109,303

1,896,367

1,852,764

1,827,985

1,794,848

1,784,555

1,823,632

1,761,602

1,734,167

1,575,771

1,558,233

1,509,424

1,477,354

1,446,329

1,440,669

1,420,085

1,385,979

1,316,798

1,337,391

1,214,020

1,163,070

1,116,863

1,083,615

1,064,744

1,043,403

1,038,679

1,006,396

976,646

950,613

963,417

938,665

901,209

871,937

902,358

863,945

820,162

756,288

749,025

742,220

726,288

710,210

736,196

737,288

747,516

750,452

748,325

775,655

800,102

821,215

862,492

855,304

846,382

819,152

830,507

817,544

784,364

759,978

704,936

699,560

684,161

633,477

647,878

626,168

627,424

585,578

573,243

570,390

539,096

489,436

479,549

459,318

459,407

440,791

436,657

420,945

419,532

417,446

405,768

388,320

382,225

368,370

354,396

344,916

337,269

345,364

334,689

385,364

417,200

384,112

417,200

413,700

333,200

270,500

400

216,800

209,500

800

193,900

185,300

176,400

169,400

500

144,200

> Total Current Liabilities

0
0
144,100
500
600
600
600
500
800
500
500
400
500
600
1,100
417,200
1,046
1,200
1,339
667
885
934
1,120
366
412
440
294
280
236
200
190
185
178
172
165
176
165
249
249
274
298
313
360
475
523
595
757
635
794
779
869
805
841
847
797
710
706
661
618
556
569
569
533
523
498
470
464
434
438
443
430
454
455
466
476
474
478
418
460
461
390
368
446
430
405
410
400
436
410
509
506
406
419
414
420
455
237
228
283
283
255
231
158
129
132
128
294
691
932
715
1,412
1,611,524

1,611,524

1,412

715

932

691

294

128

132

129

158

231

255

283

228

237

455

420

414

419

406

506

509

410

436

400

410

405

430

446

368

390

461

460

418

478

474

476

466

455

454

430

443

438

434

464

470

498

523

533

569

556

618

661

706

710

797

847

841

805

869

779

794

635

757

595

523

475

360

313

298

274

249

165

176

165

172

178

185

190

200

236

280

294

440

412

366

1,120

934

885

667

1,339

1,200

1,046

417,200

1,100

600

500

400

500

800

500

600

500

144,100

Short-term Debt

0
0
0
0
0
0
0
0
300
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
75,000
75,000
75,000
75,000
75,000
0
75,000
75,000
110,000
75,000
107,000
115,000
125,000
100,000
125,000
155,000
115,000
90,000
92,000
95,000
114,000
115,000
121,000
120,000
142,000
152,000
275,000
181,000
220,000
180,000
210,000
195,000
190,000
210,000
50,000
0
0
0
45,617
45,617
0
39,763
56,480
0
125,366
240,168
343,741
179,538
198,000
228,610
351,937

351,937

228,610

198,000

179,538

343,741

240,168

125,366

56,480

39,763

45,617

50,000

210,000

190,000

195,000

210,000

180,000

220,000

181,000

275,000

152,000

142,000

120,000

121,000

115,000

114,000

95,000

92,000

90,000

115,000

155,000

125,000

100,000

125,000

115,000

107,000

75,000

110,000

75,000

300

Short Long Term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
140,465
0
0
0
107,465
95,000
114,000
115,000
131,310
120,000
152,310
162,310
15,000
191,310
230,310
190,310
50,000
50,000
50,000
50,000
50,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

50,000

190,310

230,310

191,310

15,000

162,310

152,310

120,000

131,310

115,000

114,000

95,000

107,465

140,465

Accounts payable

0
0
500
500
600
600
600
500
500
500
500
400
500
600
1,100
1,200
1,046
1,200
1,339
667
885
934
1,120
366
412
440
294
280
236
200
190
185
178
172
165
176
165
249
249
274
298
313
360
475
523
595
757
635
794
779
869
805
841
847
797
710
706
661
618
556
569
569
533
523
498
470
464
434
438
443
430
454
455
466
476
474
478
418
460
461
390
368
446
430
405
410
400
436
410
509
506
406
419
414
420
455
237
228
283
283
255
231
158
129
132
128
294
691
932
715
1,412
1,924

1,924

1,412

715

932

691

294

128

132

129

158

231

255

283

228

237

455

420

414

419

406

506

509

410

436

400

410

405

430

446

368

390

461

460

418

478

474

476

466

455

454

430

443

438

434

464

470

498

523

533

569

556

618

661

706

710

797

847

841

805

869

779

794

635

757

595

523

475

360

313

298

274

249

165

176

165

172

178

185

190

200

236

280

294

440

412

366

1,120

934

885

667

1,339

1,200

1,046

1,200

1,100

600

500

400

500

600

500

Other Current Liabilities

0
0
143,600
-500
-600
-600
-600
-500
-800
-500
-500
-400
-500
-600
-1,100
416,000
-1,046
-1,200
-1,339
-667
-885
-934
-1,120
-366
-412
-440
-294
-280
-236
-200
-190
-185
-178
-172
-165
-176
-165
-249
-249
-274
-298
-313
-360
-475
-523
-595
-757
-635
-794
-779
-869
-805
-841
-847
-797
-710
-706
-661
-618
-556
-569
-569
-533
-523
-498
-470
-464
-434
-438
-443
-430
-454
-455
-466
-476
-474
-478
-418
-460
-461
-390
-368
-446
-430
-405
-410
-400
-436
-410
-509
-506
-406
-419
-414
-420
-455
-237
-228
-283
-283
-255
-231
-158
-129
-132
-128
-294
-691
-932
-715
-1,412
1,259,587

1,259,587

-1,412

-715

-932

-691

-294

-128

-132

-129

-158

-231

-255

-283

-228

-237

-455

-420

-414

-419

-406

-506

-509

-410

-436

-400

-410

-405

-430

-446

-368

-390

-461

-460

-418

-478

-474

-476

-466

-455

-454

-430

-443

-438

-434

-464

-470

-498

-523

-533

-569

-556

-618

-661

-706

-710

-797

-847

-841

-805

-869

-779

-794

-635

-757

-595

-523

-475

-360

-313

-298

-274

-249

-165

-176

-165

-172

-178

-185

-190

-200

-236

-280

-294

-440

-412

-366

-1,120

-934

-885

-667

-1,339

-1,200

-1,046

416,000

-1,100

-600

-500

-400

-500

-800

-500

-600

-500

143,600

> Long-term Liabilities

0
0
0
400
400
300
300
300
0
300
300
0
3,400
5,300
33,600
53,000
3,876
57,100
3,295
12,899
12,915
12,895
12,874
12,853
12,831
12,809
12,787
12,768
12,745
12,717
20,512
19,279
29,279
29,279
34,279
44,279
39,279
59,279
49,279
49,279
49,279
49,279
67,089
79,744
89,744
84,744
85,465
100,465
110,465
110,465
130,465
120,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
90,465
15,465
90,465
90,465
90,465
125,465
90,465
122,465
85,465
140,465
115,465
140,465
170,465
130,465
105,465
107,465
105,310
124,310
125,310
131,310
130,310
152,310
162,310
285,310
191,310
230,310
190,310
220,310
205,310
200,310
220,310
293,310
179,310
233,310
250,310
250,310
180,310
175,310
70,310
51,669
50,310
175,310
294
691
932
433,310
398,920
707,311

707,311

398,920

433,310

932

691

294

175,310

50,310

51,669

70,310

175,310

180,310

250,310

233,310

179,310

293,310

220,310

200,310

205,310

220,310

190,310

230,310

191,310

285,310

162,310

152,310

130,310

131,310

125,310

124,310

105,310

107,465

105,465

130,465

170,465

140,465

115,465

140,465

85,465

122,465

90,465

125,465

90,465

15,465

90,465

15,465

120,465

130,465

110,465

100,465

85,465

84,744

89,744

79,744

67,089

49,279

59,279

39,279

44,279

34,279

29,279

19,279

20,512

12,717

12,745

12,768

12,787

12,809

12,831

12,853

12,874

12,895

12,915

12,899

3,295

57,100

3,876

53,000

33,600

5,300

3,400

300

400

Long term Debt Total

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
15,465
15,465
15,465
15,465
15,465
0
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
15,465
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
0
0

10,310

15,465

Other Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,897
3,736
3,397
1,472
1,361
1,546
2,071
1,589
1,762
2,104
1,439
1,418
1,676
717
982
2,396
2,182
760
1,274
1,372
2,367
2,543
2,415
2,104
1,862
1,769
1,628
1,669
2,334
3,324
1,880
3,203
7,231
2,018
2,399
2,925
3,421
4,154
4,174
3,788
4,394
3,733
3,988
3,072
3,211
2,324
2,880
2,852
2,630
3,302
2,697
2,995
6,443
2,454
2,585
2,782
4,269
3,389
3,824
3,859
3,511
4,721
4,934
4,438
6,550
6,895
6,114
6,582
5,850
6,793
8,078
8,944
7,974
1,707
2,682
3,037
3,137
3,299
3,578
4,158
3,927
3,989
4,046
4,607
4,155
4,191
1
1
5,044
5,175
5,268
642
0
500
0
0

500

642

5,268

5,175

5,044

4,191

4,155

4,607

4,046

3,989

3,927

4,158

3,578

3,299

3,137

3,037

2,682

1,707

7,974

8,944

8,078

6,793

5,850

6,582

6,114

6,895

6,550

4,438

4,934

4,721

3,511

3,859

3,824

3,389

4,269

2,782

2,585

2,454

6,443

2,995

2,697

3,302

2,630

2,852

2,880

2,324

3,211

3,072

3,988

3,733

4,394

3,788

4,174

4,154

3,421

2,925

2,399

2,018

7,231

3,203

1,880

3,324

2,334

1,669

1,628

1,769

1,862

2,104

2,415

2,543

2,367

1,372

1,274

760

2,182

2,396

982

717

1,676

1,418

1,439

2,104

1,762

1,589

2,071

1,546

1,361

1,472

3,397

3,736

2,897

> Total Stockholder Equity

0
0
12,300
12,300
18,200
18,600
19,200
20,000
20,000
20,700
21,700
26,300
27,800
26,100
23,900
21,800
25,630
21,800
22,220
21,314
21,680
21,901
23,673
24,836
25,860
28,111
26,670
27,106
27,824
29,238
29,564
30,762
32,470
31,822
34,395
35,868
36,406
38,411
39,526
40,929
42,477
43,446
45,643
46,228
47,825
48,242
47,261
47,260
47,896
47,951
46,539
67,803
67,525
67,064
67,385
67,865
68,712
69,633
70,730
70,085
70,381
70,381
73,136
73,558
74,002
74,901
76,387
77,510
78,157
68,287
55,939
57,173
58,810
60,477
68,384
70,123
71,987
73,690
76,065
78,470
82,276
84,967
88,152
106,291
109,305
112,447
115,814
118,105
123,104
128,141
133,067
138,488
143,717
149,383
154,884
160,709
164,305
166,607
169,234
169,234
181,186
188,756
196,267
205,728
214,928
220,789
230,234
239,231
240,459
244,073
252,384
261,430

261,430

252,384

244,073

240,459

239,231

230,234

220,789

214,928

205,728

196,267

188,756

181,186

169,234

166,607

164,305

160,709

154,884

149,383

143,717

138,488

133,067

128,141

123,104

118,105

115,814

112,447

109,305

106,291

88,152

84,967

82,276

78,470

76,065

73,690

71,987

70,123

68,384

60,477

58,810

57,173

55,939

68,287

78,157

77,510

76,387

74,901

74,002

73,558

73,136

70,381

70,085

70,730

69,633

68,712

67,865

67,385

67,064

67,525

67,803

46,539

47,951

47,896

47,260

47,261

48,242

47,825

46,228

45,643

43,446

42,477

40,929

39,526

38,411

36,406

35,868

34,395

31,822

32,470

30,762

29,564

29,238

27,824

27,106

26,670

28,111

25,860

24,836

23,673

21,901

21,680

21,314

22,220

21,800

25,630

21,800

23,900

26,100

27,800

26,300

21,700

20,700

20,000

19,200

18,600

18,200

12,300

Common Stock

0
0
0
0
0
0
0
0
0
0
0
0
0
0
26,200
26,200
26,224
26,200
26,234
26,234
26,234
26,234
32,702
33,248
33,630
34,584
32,159
31,827
31,827
31,827
31,852
31,989
32,237
33,659
33,711
34,025
34,101
37,988
38,078
38,423
38,697
43,866
44,118
44,343
44,677
49,087
49,282
49,447
49,600
52,281
52,453
55,179
55,179
55,264
55,351
55,454
55,536
55,592
55,798
55,884
52,842
53,590
53,663
53,746
53,846
53,917
54,176
54,274
54,357
54,461
51,944
52,051
52,237
52,356
58,638
58,785
58,927
59,067
59,205
59,371
59,546
59,844
70,450
85,383
85,757
86,112
86,423
86,782
87,361
87,755
88,149
88,484
88,779
89,327
89,753
90,113
90,370
91,103
91,474
91,474
92,180
92,810
93,409
94,003
94,855
95,650
96,493
97,204
98,197
98,910
99,741
100,426

100,426

99,741

98,910

98,197

97,204

96,493

95,650

94,855

94,003

93,409

92,810

92,180

91,474

91,103

90,370

90,113

89,753

89,327

88,779

88,484

88,149

87,755

87,361

86,782

86,423

86,112

85,757

85,383

70,450

59,844

59,546

59,371

59,205

59,067

58,927

58,785

58,638

52,356

52,237

52,051

51,944

54,461

54,357

54,274

54,176

53,917

53,846

53,746

53,663

53,590

52,842

55,884

55,798

55,592

55,536

55,454

55,351

55,264

55,179

52,453

52,281

49,600

49,447

49,282

49,087

44,677

44,343

44,118

43,866

38,697

38,423

38,078

37,988

34,101

34,025

33,711

33,659

32,237

31,989

31,852

31,827

32,159

34,584

33,630

33,248

32,702

26,234

26,200

26,224

26,200

Retained Earnings Total Equity

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1,757
-1,056
-854
-345
231
0
1,788
2,584
3,390
4,408
5,598
6,739
8,114
9,751
11,195
12,880
15,055
17,270
19,566
23,431
25,916
18,117
20,748
23,414
26,137
29,260
31,117
35,713
40,386
45,121
50,161
55,145
60,109
65,199
70,442
74,939
79,253
84,168
90,669
98,331
105,811
114,337
123,037
131,100
139,394
148,174
156,958
165,335
173,823
0
0

173,823

165,335

156,958

148,174

139,394

131,100

123,037

114,337

105,811

98,331

90,669

84,168

79,253

74,939

70,442

65,199

60,109

55,145

50,161

45,121

40,386

35,713

31,117

29,260

26,137

23,414

20,748

18,117

25,916

23,431

19,566

17,270

15,055

12,880

11,195

9,751

8,114

6,739

5,598

4,408

3,390

2,584

1,788

231

-345

-854

-1,056

-1,757

Accumulated Other Comprehensive Income

0
0
0
-100
-100
-100
0
0
0
0
0
0
0
0
-700
0
-889
-800
-725
-294
-56
-37
318
-5
-177
211
241
285
-149
50
-791
-481
4
-1,837
-516
-484
-1,098
-490
-764
-1,149
-1,219
-1,733
-1,084
-824
-677
-1,159
-931
-490
-914
-1,754
-2,336
-2,356
-3,116
-2,201
-962
-461
-188
255
680
123
399
399
1,120
1,121
818
929
1,215
1,333
953
227
-413
-476
-166
7
-5
143
180
-432
-410
-467
-701
-793
-415
160
134
198
131
206
30
0
-203
-157
-207
-53
-68
154
-832
-758
-1,273
-1,273
-534
-197
68
322
610
-2,622
-2,800
-3,260
-3,179
-3,623
-3,960
-2,737

-2,737

-3,960

-3,623

-3,179

-3,260

-2,800

-2,622

610

322

-197

-534

-1,273

-758

-832

154

-68

-53

-207

-157

-203

206

131

198

134

160

-415

-793

-701

-467

-410

-432

180

143

-5

-166

-476

-413

227

953

1,333

1,215

929

818

1,121

1,120

399

123

680

255

-188

-461

-962

-2,201

-3,116

-2,356

-2,336

-1,754

-914

-490

-931

-1,159

-677

-824

-1,084

-1,733

-1,219

-1,149

-764

-490

-1,098

-484

-516

-1,837

-481

-791

-149

285

241

211

-177

-5

318

-37

-56

-294

-725

-800

-889

-700

-100

Capital Surplus

Treasury Stock

-11,633

-11,547

-9,668

-8,791

-7,442

-5,135

-2,991

-172

-4,169

-3,218

-1,121

-242

-1,762

Other Stockholders Equity

0
0
11,400
11,500
17,000
17,100
17,100
17,100
16,900
17,000
17,500
21,800
24,100
24,000
-1,800
-2,500
-3,524
-1,700
-3,524
-3,524
-3,524
-3,524
603
280
108
496
526
0
429,796
438,251
0
0
460,104
0
487,972
0
517,940
-242
-242
-242
38,455
43,624
43,876
-242
44,435
47,966
46,064
45,278
45,431
48,112
48,284
51,010
51,010
51,095
51,182
51,285
51,367
51,423
51,629
51,715
52,842
52,842
53,663
53,746
53,846
929
54,176
1,333
953
227
-413
-476
-166
7
-5
143
180
-432
-410
-467
-701
-793
-415
160
134
198
131
206
30
0
-203
-157
-207
-53
-68
154
-172
-2,991
-5,135
-5,135
-8,791
-9,668
-11,547
-11,634
-11,637
-11,634
-11,633
-11,671
-19,894
-25,037
-25,954
-27,367

-27,367

-25,954

-25,037

-19,894

-11,671

-11,633

-11,634

-11,637

-11,634

-11,547

-9,668

-8,791

-5,135

-2,991

-172

154

-68

-53

-207

-157

-203

206

131

198

134

160

-415

-793

-701

-467

-410

-432

180

143

-5

-166

-476

-413

227

953

1,333

54,176

929

53,846

53,746

53,663

52,842

51,715

51,629

51,423

51,367

51,285

51,182

51,095

51,010

48,284

48,112

45,431

45,278

46,064

47,966

44,435

-242

43,876

43,624

38,455

-242

517,940

487,972

460,104

438,251

429,796

526

496

108

280

603

-3,524

-1,700

-3,524

-2,500

-1,800

24,000

24,100

21,800

17,500

17,000

16,900

17,100

17,000

11,500

11,400

Balance Sheet

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31
Accounts Payable	1,924	691	129	283	455	406	436	430	461	474	454	434	523	556	710	805	635	475	274	176	185	280	366	667	1,200	400	500	500
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-2,737	-3,260	322	-1,273	154	-157	206	160	-467	143	-476	1,333	1,121	123	-461	-2,356	-490	-824	-1,149	-484	-481	285	-5	-294	-800	0	0	-100
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	5,600	5,331	2,416	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	100,426	97,204	94,003	91,873	90,113	88,484	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	194,776	19,699	26,053	21,601	21,106	20,028	23,701	22,105	22,681	29,351	24,272	23,705	17,688	43,926	23,517	18,902	14,336	14,727	11,945	12,439	11,915	12,237	16,832	13,740	15,100	32,500	32,600	33,400
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	-20,668	115,092	82,533	70,314	85,381	66,741	77,194	62,673	75,546	89,424	105,405	113,243	17,688	43,926	23,517	18,902	14,336	14,727	11,945	12,439	11,915	12,237	16,832	13,740	15,100	32,500	32,600	33,400
Common Stock	100,426	97,204	94,003	91,474	90,113	88,484	86,782	85,383	59,371	58,785	52,051	54,274	53,746	55,884	55,454	55,179	49,447	44,343	38,423	34,025	31,989	31,827	33,248	26,234	26,200	0	0	0
Common Stock Shares Outstanding	10,338	10,705	10,546	10,814	11,029	10,916	10,749	9,572	9,382	8,740	8,591	8,573	8,509	8,192	7,833	7,994	8,280	8,801	9,040	8,589	7,939	8,573	6,651	5,463	6,601	4,951	4,609	3,296
Common Stock Total Equity	0	97,204	94,003	91,873	90,113	88,484	86,782	85,383	59,371	58,785	52,051	54,274	53,746	0	0	0	0	44,343	38,423	34,025	31,989	31,827	33,248	26,234	26,200	0	0	0
Current Deferred Revenue	-1,924	-343,050	-552	-160,273	-243,103	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	231,448	212,617	233,433	167,351	154,526	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,500	1,500	1,500	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	691	1,013	1,857	2,026	1,516	1,516	1,516	874	2,269	1,516	1,516	1,530	2,056	2,456	3,077	3,644	3,897	4,056	2,018	0	0	0	0	0	0	0	0
Inventory	7,086	-128,196	-256,821	-233,448	-168,552	151	45	236	226	318	429	758	10,700	12,743	22,936	22,891	24,746	12,484	14,179	7,919	14,341	14,592	17,977	6,883	0	0	0	0
Liabilities And Stockholders Equity	2,580,265	2,444,948	2,033,713	1,930,836	1,718,942	1,579,157	1,455,496	1,189,906	1,084,866	1,008,788	921,118	819,730	810,846	818,410	930,357	898,310	752,196	694,106	614,172	515,417	467,419	432,874	379,232	356,003	439,000	254,600	213,900	172,700
Long Term Debt	366,748	393,310	50,310	250,310	10,310	10,310	10,310	116,310	15,465	80,465	15,465	15,465	15,465	90,465	90,465	100,465	95,465	74,744	49,279	39,279	19,279	21,768	12,853	12,899	0	0	0	0
Long Term Debt Total	0	10,310	10,310	10,310	10,310	10,310	10,310	10,310	15,465	0	15,465	15,465	15,465	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	135,689	140,946	79,322	50,387	1,409,163	63,732	69,800	61,547	75,936	86,114	665,560	572,278	576,244	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	177,309	373,611	24,257	228,709	272,204	200,282	261,609	109,205	84,784	111,114	98,193	66,760	-2,223	-28,461	-8,052	101,563	86,129	65,017	37,334	31,840	7,364	531	-3,979	-841	42,000	-32,500	-32,300	-33,000
Net Invested Capital	628,178	632,541	256,038	384,221	454,019	358,798	403,415	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	13,582	13,403	9,586	10,169	6,984	6,399	5,447	4,462	3,884	3,518	3,272	3,298	3,703	3,791	4,225	4,712	4,382	4,276	3,167	2,493	2,389	2,579	2,261	2,836	2,900	1,200	1,300	1,100
Net Tangible Assets	0	237,711	204,213	172,395	159,193	136,972	116,589	104,775	76,954	68,607	55,657	55,879	52,483	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-1,403,166	127,804	91,990	80,200	91,910	1,490,132	82,205	66,705	78,969	92,468	108,223	116,107	20,868	47,161	27,032	22,809	18,083	18,528	14,838	14,756	14,119	14,536	18,727	15,909	16,800	33,300	33,400	34,000
Non Current Assets Total	2,371,907	33,863	100,752	72,410	89,395	88,619	94,786	86,461	88,023	96,829	124,702	124,631	120,416	140,753	182,354	163,663	112,281	121,623	118,542	109,032	98,326	90,423	89,263	80,217	86,700	45,500	45,600	40,300
Non Current Liabilities Other	0	383,000	40,000	200,000	283,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	707,311	691	51,669	250,310	293,310	220,310	285,310	131,310	107,465	140,465	122,465	90,465	15,465	15,465	15,465	120,465	100,465	79,744	49,279	44,279	19,279	12,768	12,853	12,899	57,100	0	300	400
Non Currrent Assets Other	2,119,611	-140,946	-10,040	-9,183	-5,559	-5,350	-94,786	-86,461	-88,023	-96,829	-124,702	-124,631	-120,416	-140,753	-182,354	-163,663	-112,281	-121,623	-118,542	-109,032	-98,326	-90,423	-89,263	-80,217	-86,700	-45,500	-45,600	-40,300
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	2,282,590	1,840,842	1,777,943	1,537,182	1,667,776	1,278,069	1,036,310	917,413	819,017	687,739	578,558	669,039	629,940	720,261	711,033	621,197	553,480	480,518	391,453	354,789	327,635	270,876	259,210	334,300	175,400	134,400	97,900
Other Current Assets	208,358	128,196	256,821	233,448	168,552	1,417,247	1,278,024	1,036,074	917,187	818,699	687,310	577,800	669,039	629,940	720,261	711,033	621,197	553,480	480,518	0	0	0	-2,261	0	0	0	0	0
Other Current Liab	1,259,587	-691	-129	-283	-455	-406	-436	-430	-461	-474	-454	-434	-523	-556	-710	-805	-635	-475	-274	-176	-185	-280	-366	-667	-1,200	-400	-500	-500
Other Liab	0	642	5,378	4,607	4,158	7,248	1,479	1,204	1,061	3,859	2,782	2,995	2,852	3,072	3,788	2,925	3,203	1,669	2,104	1,372	2,396	1,418	1,589	1,472	0	0	0	0
Other Stockholder Equity	-27,367	-11,671	-11,634	-5,135	15,845	14,849	13,788	160	-465	143	-476	1,333	53,746	51,715	51,285	51,010	45,278	-242	-242	0	0	0	280	-3,524	-1,700	21,800	17,100	16,900
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	20,115	19,545	19,019	18,533	18,064	0	0	0	0	0	0	285	4,929	0	0	0	0
Property Plant And Equipment Gross	41,109	45,795	43,961	22,591	24,107	23,371	23,470	23,398	15,171	15,231	15,672	12,062	11,350	10,967	11,773	12,580	12,102	11,610	10,593	7,439	5,979	8,669	8,567	9,380	12,400	4,600	4,300	3,100
Property Plant And Equipment Net	24,767	20,002	19,914	20,507	21,315	23,371	23,470	23,398	15,171	15,231	15,672	12,062	11,350	10,967	11,773	12,580	12,102	11,610	10,593	7,439	5,979	8,669	8,567	9,380	12,400	4,600	4,300	3,100
Property Plant Equipment	0	20,002	19,914	22,591	23,038	23,371	23,470	23,398	15,171	15,231	16,305	13,888	14,382	10,967	11,773	12,580	12,102	11,610	10,593	7,439	5,979	8,669	8,567	9,380	0	0	0	0
Retained Earnings	191,108	156,958	123,037	84,168	70,442	50,161	31,117	20,748	19,566	11,195	5,598	1,788	-854	-772	-1,492	1,085	2,472	2,951	3,897	2,327	-746	-5,006	-8,692	-7,793	-1,900	4,500	2,900	1,200
Retained Earnings Total Equity	0	156,958	123,037	90,669	70,442	50,161	31,117	20,748	0	0	5,598	1,788	-854	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	0	0	0	0	50,000	50,000	15,000	131,310	107,465	140,465	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	372,085	393,310	50,310	250,310	293,310	220,310	285,310	131,310	107,465	140,465	122,465	90,465	15,465	15,465	15,465	120,465	100,465	79,744	49,279	44,279	19,279	12,768	12,853	12,899	57,100	300	300	400
Short Term Debt	351,937	343,741	681	160,556	243,558	210,000	275,000	121,000	107,465	140,465	107,000	75,000	75,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Investments	91,765	95,393	56,480	48,713	64,275	46,713	53,493	40,568	52,865	60,073	81,133	89,538	107,536	26,289	50,118	15,529	21,976	40,709	26,814	10,967	14,500	18,000	0	31,500	0	0	0	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	2,580,265	2,444,948	2,033,713	1,930,836	1,718,942	1,579,157	1,455,496	1,189,906	1,084,866	1,008,788	921,118	819,730	810,846	818,410	930,357	898,310	752,196	694,106	614,172	515,417	467,419	432,874	379,232	356,003	439,000	254,600	213,900	172,700
Total Current Assets	208,358	128,495	92,119	80,483	92,365	1,490,538	82,641	67,135	79,430	92,942	108,677	116,541	21,391	47,717	27,742	23,614	18,718	19,003	15,112	14,932	14,304	14,816	19,093	16,576	18,000	33,700	33,900	34,500
Total Current Liabilities	1,611,524	691	129	283	455	406	436	430	461	474	454	434	523	556	710	805	635	475	274	176	185	280	366	667	1,200	400	500	500
Total Liab	2,318,835	2,205,717	1,827,985	1,761,602	1,558,233	1,440,669	1,337,391	1,083,615	1,006,396	938,665	863,945	742,220	737,288	748,325	862,492	830,507	704,936	647,878	573,243	479,549	436,657	405,768	354,396	334,689	417,200	400	193,900	154,700
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	261,430	239,231	205,728	169,234	160,709	138,488	118,105	106,291	78,470	70,123	57,173	77,510	73,558	70,085	67,865	67,803	47,260	46,228	40,929	35,868	30,762	27,106	24,836	21,314	21,800	26,300	20,000	18,000
Treasury Stock	0	0	-11,633	-7,442	0	0	0	0	0	0	0	0	0	-4,169	-4,169	-4,169	-4,169	-242	-242	0	0	0	0	-1,762	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30	1996-06-30	1996-03-31
Accounts Payable	1,924	1,412	715	932	691	294	128	132	129	158	231	255	283	283	228	237	455	420	414	419	406	506	509	410	436	400	410	405	430	446	368	390	461	460	418	478	474	476	466	455	454	430	443	438	434	464	470	498	523	533	569	569	556	618	661	706	710	797	847	841	805	869	779	794	635	757	595	523	475	360	313	298	274	249	249	165	176	165	172	178	185	190	200	236	280	294	440	412	366	1,120	934	885	667	1,339	1,200	1,046	1,200	1,100	600	500	400	500	500	500	500	600	600	600	500	500	-	-
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Accumulated Other Comprehensive Income	-2,737	-3,960	-3,623	-3,179	-3,260	-2,800	-2,622	610	322	68	-197	-534	-1,273	-1,273	-758	-832	154	-68	-53	-207	-157	-203	0	30	206	131	198	134	160	-415	-793	-701	-467	-410	-432	180	143	-5	7	-166	-476	-413	227	953	1,333	1,215	929	818	1,121	1,120	399	399	123	680	255	-188	-461	-962	-2,201	-3,116	-2,356	-2,336	-1,754	-914	-490	-931	-1,159	-677	-824	-1,084	-1,733	-1,219	-1,149	-764	-490	-1,098	-484	-516	-1,837	4	-481	-791	50	-149	285	241	211	-177	-5	318	-37	-56	-294	-725	-800	-889	0	-700	0	0	0	0	0	0	0	0	-100	-100	-100	0	-	-
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Capital Lease Obligations	0	0	0	0	5,600	0	0	0	5,331	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Capital Stock	100,426	99,741	98,910	98,197	97,204	96,493	95,650	94,853	94,003	93,409	92,810	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Capital Surpluse	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Cash	194,776	161,447	151,234	127,087	19,699	24,959	23,997	26,728	26,053	21,823	24,527	25,911	21,601	21,601	24,066	20,377	21,106	29,426	21,606	20,737	20,028	23,217	26,784	17,044	23,701	20,318	21,745	18,345	22,105	23,811	20,169	26,919	22,681	21,863	28,240	25,282	29,351	29,384	35,197	30,025	24,272	27,602	21,860	18,392	23,705	17,027	18,600	17,986	17,688	15,965	15,478	55,358	43,926	47,307	55,494	66,388	23,517	17,035	17,295	17,896	18,902	21,987	20,368	19,698	14,336	12,826	14,696	15,697	14,727	16,399	13,709	12,171	11,945	11,675	11,284	11,286	12,439	9,312	11,161	9,950	11,915	35,950	14,907	12,188	12,237	14,686	14,409	13,762	16,832	12,973	13,416	16,027	13,740	21,863	15,100	19,464	15,100	18,500	19,300	56,900	32,500	24,700	29,300	27,500	32,600	29,900	26,900	40,400	27,600	27,600	-	-
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Cash And Short Term Investments	-20,668	253,569	244,200	221,200	115,092	117,459	117,969	104,606	82,533	61,586	57,337	58,241	70,314	70,314	77,168	76,667	85,381	76,721	66,932	66,671	66,741	70,091	75,491	68,397	77,194	73,068	76,570	70,591	62,673	67,997	65,435	75,485	75,546	75,333	84,006	83,157	89,424	95,438	103,931	116,179	105,405	108,528	106,072	109,459	113,243	17,027	18,600	17,986	17,688	15,965	15,478	55,358	43,926	47,307	55,494	66,388	23,517	17,035	17,295	17,896	18,902	21,987	20,368	19,698	14,336	12,826	14,696	15,697	14,727	16,399	13,709	12,171	11,945	11,675	11,284	11,286	12,439	9,312	11,161	9,950	11,915	35,950	14,907	12,188	12,237	14,686	14,409	13,762	16,832	12,973	13,416	16,027	13,740	21,863	15,100	19,464	15,100	18,500	19,300	56,900	32,500	24,700	29,300	27,500	32,600	29,900	26,900	40,400	27,600	27,600	-	-
Common Stock	100,426	99,741	98,910	98,197	97,204	96,493	95,650	94,855	94,003	93,409	92,810	92,180	91,474	91,474	91,103	90,370	90,113	89,753	89,327	88,779	88,484	88,149	87,755	87,361	86,782	86,423	86,112	85,757	85,383	70,450	59,844	59,546	59,371	59,205	59,067	58,927	58,785	58,638	52,356	52,237	52,051	51,944	54,461	54,357	54,274	54,176	53,917	53,846	53,746	53,663	53,590	52,842	55,884	55,798	55,592	55,536	55,454	55,351	55,264	55,179	55,179	52,453	52,281	49,600	49,447	49,282	49,087	44,677	44,343	44,118	43,866	38,697	38,423	38,078	37,988	34,101	34,025	33,711	33,659	32,237	31,989	31,852	31,827	31,827	31,827	32,159	34,584	33,630	33,248	32,702	26,234	26,234	26,234	26,234	26,200	26,224	26,200	26,200	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Common Stock Shares Outstanding	10,209	10,258	10,203	10,686	10,740	10,714	10,706	10,664	10,555	10,507	10,569	10,565	10,629	10,706	10,888	11,037	11,057	11,036	11,026	10,955	10,935	10,936	10,915	10,853	10,794	10,761	10,735	10,705	9,878	9,496	9,469	9,550	9,402	9,390	9,376	9,365	9,326	8,741	8,459	8,419	8,380	8,604	8,702	8,630	8,600	8,560	8,562	8,571	8,571	8,559	8,481	7,941	7,941	8,214	8,223	8,023	8,023	7,831	7,831	7,863	7,863	7,985	8,003	8,398	8,398	8,209	8,426	9,276	8,835	8,818	8,792	9,221	8,781	8,592	8,588	9,016	8,177	8,191	8,176	8,070	8,070	7,948	7,876	7,962	7,962	8,348	8,190	8,177	8,177	6,903	5,512	7,341	5,464	5,464	5,461	7,336	5,461	6,601	5,482	5,568	5,568	4,795	4,757	4,675	4,675	4,609	4,594	4,581	3,636	3,636	3,636	3,636
Common Stock Total Equity	0	0	98,910	98,197	97,204	96,493	95,650	94,853	94,003	93,409	92,810	92,180	91,873	91,474	91,103	90,370	90,113	89,753	89,327	88,779	88,484	88,149	87,755	87,361	86,782	86,423	86,112	85,757	85,383	70,450	59,844	59,546	59,371	59,205	59,067	58,927	58,785	58,638	52,356	52,237	52,051	51,944	54,461	54,357	54,274	0	53,917	53,846	53,746	53,663	53,590	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	44,343	44,343	0	0	38,423	38,423	38,078	37,988	34,101	34,025	33,711	33,659	32,237	31,989	31,852	31,827	31,827	31,827	32,159	34,584	33,630	33,248	32,702	26,234	26,234	26,234	26,234	26,233	26,224	26,200	26,200	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Current Deferred Revenue	-1,924	-227,198	-197,285	-178,606	-343,050	-239,874	-125,238	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Earning Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	236,400	231,187	225,277	214,473	209,492	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Good Will	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	0	0	1,500	0	0	0	1,500	0	0	0	1,500	0	0	0	1,500	1,500	1,500	1,500	1,500	1,500	1,500	1,500	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Intangible Assets	0	0	1,516	1,516	691	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	0	0	1,516	1,516	3,651	3,501	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,516	1,909	1,522	1,526	1,530	1,533	1,537	1,981	2,056	2,162	2,212	2,313	2,456	2,540	2,708	2,890	3,077	3,298	3,458	3,575	3,644	3,731	3,885	3,860	3,897	3,914	4,035	4,090	4,056	2,288	2,177	2,065	2,018	1,846	1,548	1,320	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Inventory	7,086	-177,548	-166,092	-141,577	-128,196	-174,765	-119,004	0	0	0	0	0	1,304	711	711	1,523	127	1,723	921	273	151	56	56	21,635	45	18,431	14,531	13,335	236	17,314	14,947	14,641	226	15,696	13,633	8,904	318	9,493	7,559	8,984	429	7,142	8,524	7,608	758	9,164	8,442	9,640	10,700	12,839	-33	12,535	12,743	24,794	25,821	25,935	22,936	24,138	23,627	23,322	22,891	20,181	25,871	23,898	24,746	17,148	9,280	9,554	12,484	18,474	24,384	17,002	14,179	15,010	13,880	8,370	7,919	10,654	7,491	7,975	14,341	11,022	12,413	14,104	14,592	14,330	10,736	14,473	17,977	15,182	8,563	7,764	6,883	5,341	7,603	4,597	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Liabilities And Stockholders Equity	2,580,265	2,563,006	2,552,301	2,475,851	2,444,948	2,339,537	2,117,156	2,067,692	2,033,713	1,991,115	1,973,311	2,004,818	1,930,836	1,930,836	1,900,774	1,740,076	1,718,942	1,664,308	1,626,737	1,590,046	1,579,157	1,553,152	1,514,120	1,439,902	1,455,496	1,329,834	1,275,517	1,226,168	1,189,906	1,152,896	1,128,370	1,120,955	1,084,866	1,052,711	1,024,303	1,035,404	1,008,788	969,593	932,414	961,168	921,118	876,101	824,575	827,182	819,730	802,675	785,111	810,198	810,846	820,652	820,833	820,833	818,410	846,385	869,735	889,927	930,357	922,689	913,446	886,677	898,310	864,083	832,315	807,874	752,196	746,821	732,403	681,302	694,106	671,811	670,870	628,055	614,172	609,916	577,507	525,842	515,417	493,713	491,229	473,261	467,419	450,509	448,770	445,270	432,874	423,990	410,336	394,230	379,232	368,589	359,170	367,044	356,003	407,584	439,000	409,742	439,000	437,600	359,300	298,300	254,600	238,500	230,200	223,300	213,900	204,500	195,000	187,600	156,500	156,500	-	-
Long Term Debt	366,748	398,920	433,310	384,310	393,310	290,310	175,310	50,310	50,310	10,310	175,310	10,310	250,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	90,465	15,465	15,465	15,465	15,465	15,465	90,465	90,465	101,509	103,137	102,019	100,465	15,465	15,465	15,465	110,465	110,465	15,465	15,465	95,465	85,465	84,744	74,744	74,744	59,589	49,279	49,279	49,279	9,279	49,279	39,279	39,279	34,279	29,279	29,279	19,279	20,512	21,717	21,745	21,768	21,787	12,809	12,831	12,853	12,874	12,895	12,915	12,899	3,295	3,854	3,876	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Long Term Debt Total	0	0	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	0	15,465	15,465	15,465	15,465	15,465	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Long Term Investments	135,689	136,091	137,061	138,264	140,946	136,871	139,835	116,254	79,322	1,642,354	37,054	1,645,483	50,387	1,591,054	1,572,273	1,422,269	1,409,163	63,991	62,122	1,297,310	1,289,078	1,268,316	1,231,877	1,180,914	1,157,118	1,079,760	1,034,004	987,996	960,835	937,147	902,285	874,356	876,199	843,139	809,292	772,461	749,274	731,448	696,031	671,144	665,560	647,067	608,007	582,226	572,278	0	-16,284	566,413	576,244	587,186	599,087	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Net Debt	177,309	237,473	282,076	257,223	373,611	265,351	151,313	23,582	24,257	48,487	150,783	154,399	228,709	228,709	209,244	158,933	272,204	190,884	178,704	184,573	200,282	167,093	203,526	174,266	261,609	141,992	130,565	111,965	109,205	101,499	104,141	78,391	84,784	83,602	102,225	145,183	111,114	86,081	105,268	55,440	98,193	62,863	103,605	72,073	66,760	73,438	-3,135	72,479	-2,223	-500	-13	-39,893	-28,461	-31,842	-40,029	-50,923	-8,052	-1,570	-1,830	-2,431	101,563	108,478	90,097	90,767	86,129	72,639	70,048	74,047	65,017	50,690	35,570	37,108	37,334	37,604	47,995	27,993	31,840	24,967	18,118	19,329	7,364	-15,438	-2,190	557	531	-1,899	-1,600	-931	-3,979	-99	-521	-3,112	-841	-18,568	42,000	-15,588	42,000	15,100	-14,000	-53,500	-32,500	-24,400	-29,000	-27,200	-32,300	-29,600	-26,600	-40,000	-27,600	-27,600	-	-
Net Invested Capital	628,178	651,304	677,383	624,769	632,541	520,544	396,099	265,238	256,038	266,577	364,066	361,496	384,221	419,544	399,917	343,615	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Net Receivables	13,582	16,101	14,858	14,314	13,403	11,385	9,961	9,568	9,586	9,684	9,486	9,831	10,169	10,169	11,039	7,396	6,984	6,858	7,109	6,926	6,399	6,412	6,027	5,898	5,447	5,222	4,669	4,483	4,462	4,165	3,953	3,839	3,884	3,704	3,690	3,637	3,518	3,422	3,283	3,212	3,272	3,131	3,353	3,362	3,298	3,478	3,415	3,672	3,703	3,519	3,725	3,725	3,791	3,750	3,972	4,009	4,225	4,230	4,263	4,328	4,712	4,364	4,095	4,131	4,382	4,073	3,687	3,594	4,276	3,724	3,460	3,350	3,167	2,932	2,747	2,600	2,493	2,390	2,420	2,340	2,389	2,199	2,397	2,455	2,579	2,368	2,248	2,270	2,261	2,445	2,564	2,810	2,836	3,048	2,900	3,314	2,900	2,800	1,900	1,200	1,200	1,500	1,700	1,300	1,300	1,400	1,300	1,100	900	900	-	-
Net Tangible Assets	0	250,868	242,557	238,943	237,711	228,718	219,273	213,412	204,213	194,751	187,240	179,670	172,395	167,718	165,091	162,789	159,193	153,368	147,867	142,201	136,972	131,551	126,625	121,588	116,589	114,298	110,931	107,789	104,775	86,636	83,451	80,760	76,954	74,549	72,174	70,471	68,607	66,868	58,961	57,294	55,657	54,423	56,562	56,378	55,879	0	-16,284	52,793	52,483	52,194	51,392	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Net Working Capital	-1,403,166	268,258	258,343	234,582	127,804	128,550	127,802	114,042	91,990	71,112	66,592	67,817	80,200	80,200	87,979	83,826	91,910	83,159	73,627	73,178	72,734	75,997	81,009	73,885	82,205	77,890	80,829	74,669	66,705	71,716	69,020	78,934	78,969	78,577	87,278	86,316	92,468	98,384	106,748	118,936	108,223	111,229	108,982	112,383	116,107	20,041	21,545	21,160	20,868	18,951	18,634	58,514	47,161	50,439	58,805	69,691	27,032	20,468	20,711	21,383	22,809	25,482	23,684	23,035	18,083	16,142	17,788	18,768	18,528	19,763	16,856	15,223	14,838	14,358	13,782	13,721	14,756	11,537	13,409	12,112	14,119	37,959	17,104	14,407	14,536	16,760	16,217	15,620	18,727	14,298	15,046	17,952	15,909	23,572	16,800	21,732	0	20,200	20,600	57,600	33,300	25,700	30,500	28,000	33,400	30,700	27,600	40,900	28,000	0	-	-
Non Current Assets Total	2,371,907	157,390	158,500	159,648	33,863	157,481	160,639	137,363	100,752	71,429	58,369	56,110	72,410	72,410	77,155	80,564	89,395	87,207	86,451	87,537	88,619	88,331	90,691	92,442	94,786	96,701	99,716	97,799	86,461	96,178	95,907	87,456	88,023	88,305	91,276	94,289	96,829	103,815	107,455	126,449	124,702	124,093	128,608	136,597	124,631	119,971	128,514	141,908	120,416	112,933	133,138	133,138	140,753	147,505	156,562	151,522	182,354	184,975	178,427	171,921	163,663	113,462	120,925	128,000	112,281	125,517	115,940	117,442	121,623	125,547	121,544	113,978	118,542	113,567	123,982	107,355	109,032	114,793	117,420	94,315	98,326	91,303	88,259	88,488	90,423	85,220	75,749	88,300	89,263	90,869	98,213	88,337	80,217	82,192	86,700	85,432	0	88,200	98,100	55,600	45,500	55,600	59,700	60,000	45,600	45,800	50,700	40,800	37,800	0	-	-
Non Current Liabilities Other	0	0	423,000	374,000	383,000	280,000	165,000	40,000	40,000	60,000	165,000	170,000	200,000	240,000	223,000	169,000	283,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Non Current Liabilities Total	707,311	398,920	433,310	932	691	294	175,310	50,310	51,669	70,310	175,310	180,310	250,310	250,310	233,310	179,310	293,310	220,310	200,310	205,310	220,310	190,310	230,310	191,310	285,310	162,310	152,310	130,310	131,310	125,310	124,310	105,310	107,465	105,465	130,465	170,465	140,465	115,465	140,465	85,465	122,465	90,465	125,465	90,465	90,465	90,465	15,465	90,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	120,465	130,465	110,465	110,465	100,465	85,465	84,744	89,744	79,744	67,089	49,279	49,279	49,279	49,279	59,279	39,279	44,279	34,279	29,279	29,279	19,279	20,512	12,717	12,745	12,768	12,787	12,809	12,831	12,853	12,874	12,895	12,915	12,899	3,295	57,100	3,876	53,000	33,600	5,300	3,400	0	300	300	0	300	300	300	400	400	0	-	-
Non Currrent Assets Other	2,119,611	-13,249	-12,891	-12,360	-140,946	-12,910	-11,933	-137,363	-100,752	-71,429	-58,369	-56,110	-72,410	-72,410	-77,155	-80,564	-89,395	-87,207	-86,451	-87,537	-88,619	-88,331	-90,691	-92,442	-94,786	-96,701	-99,716	-97,799	-86,461	-96,178	-95,907	-87,456	-88,023	-88,305	-91,276	-94,289	-96,829	-103,815	-107,455	-126,449	-124,702	-124,093	-128,608	-136,597	-124,631	-119,971	-128,514	-141,908	-120,416	-112,933	-133,138	-133,138	-140,753	-147,505	-156,562	-151,522	-182,354	-184,975	-178,427	-171,921	-163,663	-113,462	-120,925	-128,000	-112,281	-125,517	-115,940	-117,442	-121,623	-125,547	-121,544	-113,978	-118,542	-113,567	-123,982	-107,355	-109,032	-114,793	-117,420	-94,315	-98,326	-91,303	-88,259	-88,488	-90,423	-85,220	-75,749	-88,300	-89,263	-90,869	-98,213	-88,337	-80,217	-82,192	-86,700	-85,432	0	-88,200	-98,100	-55,600	-45,500	-55,600	-59,700	-60,000	-45,600	-45,800	-50,700	-40,800	-37,800	0	-	-
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Other Assets	0	2,135,946	2,134,743	2,080,689	2,282,590	2,053,212	1,828,587	1,816,155	1,840,842	1,848,416	1,848,119	1,880,636	1,777,943	1,777,943	1,735,412	1,575,449	1,537,182	1,493,522	1,466,245	1,428,912	1,417,398	1,388,318	1,341,911	1,273,165	1,278,069	1,154,843	1,094,562	1,053,295	1,036,310	984,556	963,075	954,175	917,413	885,369	845,331	854,321	819,017	766,918	717,745	715,328	687,739	640,349	586,542	577,764	578,558	662,199	634,582	646,632	669,039	688,235	668,492	628,612	629,940	647,823	653,707	668,008	720,261	716,449	713,461	692,532	711,033	724,270	686,927	656,045	621,197	604,405	598,080	544,569	553,480	526,141	532,157	498,556	480,518	481,742	439,494	404,601	391,453	367,218	360,228	366,656	354,789	321,057	343,207	342,139	327,635	321,716	317,930	289,898	270,876	262,302	244,977	259,870	259,210	300,481	334,300	301,532	439,000	328,100	240,000	184,600	175,400	156,700	139,500	134,500	134,400	127,400	116,100	105,300	90,200	156,500	-	-
Other Current Assets	208,358	177,548	166,092	141,577	128,196	174,765	119,004	34,850	36,959	1,848,416	1,848,119	1,880,636	1,807,396	1,777,943	1,735,412	1,575,449	1,534,263	1,493,522	1,466,245	1,428,912	1,417,247	1,388,318	1,341,911	1,274,356	1,278,024	1,154,843	1,094,562	1,053,295	1,036,074	984,556	963,075	954,175	917,187	885,369	845,331	854,321	818,699	766,918	717,745	715,328	687,310	640,349	586,542	577,764	577,800	662,199	634,582	646,632	669,039	688,235	662,181	628,612	629,940	647,823	653,707	668,008	720,261	716,449	713,461	692,532	711,033	724,270	686,927	656,045	621,197	604,405	598,080	544,569	553,480	526,141	532,157	498,556	480,518	0	0	0	0	0	0	0	0	0	0	0	0	-2,368	-2,248	-2,270	-2,261	-2,445	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Other Current Liab	1,259,587	-1,412	-715	-932	-691	-294	-128	-132	-129	-158	-231	-255	-283	-283	-228	-237	-455	-420	-414	-419	-406	-506	-509	-410	-436	-400	-410	-405	-430	-446	-368	-390	-461	-460	-418	-478	-474	-476	-466	-455	-454	-430	-443	-438	-434	-464	-470	-498	-523	-533	-569	-569	-556	-618	-661	-706	-710	-797	-847	-841	-805	-869	-779	-794	-635	-757	-595	-523	-475	-360	-313	-298	-274	-249	-249	-165	-176	-165	-172	-178	-185	-190	-200	-236	-280	-294	-440	-412	-366	-1,120	-934	-885	-667	-1,339	-1,200	-1,046	416,000	-1,100	-600	-500	-400	-500	-500	-800	-500	-600	-600	-600	-500	143,600	-	-
Other Liab	0	0	500	0	642	5,268	5,175	5,044	1	1	4,191	4,155	4,607	4,046	3,989	3,927	4,158	3,578	3,299	3,137	3,037	2,682	1,707	7,974	8,944	8,078	6,793	5,850	6,582	6,114	6,895	6,550	4,438	4,934	4,721	3,511	3,859	3,824	3,389	4,269	2,782	2,585	2,454	6,443	2,995	2,697	3,302	2,630	2,852	2,880	2,324	3,211	3,072	3,988	3,733	4,394	3,788	4,174	4,154	3,421	2,925	2,399	2,018	7,231	3,203	1,880	3,324	2,334	1,669	1,628	1,769	1,862	2,104	2,415	2,543	2,367	1,372	1,274	760	2,182	2,396	982	717	1,676	1,418	1,439	2,104	1,762	1,589	2,071	1,546	1,361	1,472	3,397	3,736	2,897	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Other Stockholder Equity	-27,367	-25,954	-25,037	-19,894	-11,671	-11,633	-11,634	-11,637	-11,634	-11,547	-9,668	-8,791	-5,135	-5,135	-2,991	-172	154	-68	-53	-207	-157	-203	0	30	206	131	198	134	160	-415	-793	-701	-467	-410	-432	180	143	-5	7	-166	-476	-413	227	953	1,333	54,176	929	53,846	53,746	53,663	52,842	52,842	51,715	51,629	51,423	51,367	51,285	51,182	51,095	51,010	51,010	48,284	48,112	45,431	45,278	46,064	47,966	44,435	-242	43,876	43,624	38,455	-242	-242	-242	517,940	0	487,972	0	460,104	0	0	438,251	429,796	0	526	496	108	280	603	-3,524	-3,524	-3,524	-3,524	-1,700	-3,524	-2,500	-1,800	24,000	24,100	21,800	17,500	17,000	16,900	17,100	17,100	17,100	17,000	11,500	11,400	-	-
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	10,209	20,263	20,115	19,968	19,824	19,683	19,545	19,409	19,278	19,146	19,019	18,894	18,770	18,650	18,533	18,418	18,305	18,194	18,064	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	285	285	285	285	285	4,929	4,929	4,929	4,929	4,929	4,929	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Property Plant And Equipment Gross	41,109	0	0	0	45,795	0	0	0	0	0	19,799	20,043	22,591	20,507	20,751	21,046	24,107	21,700	22,813	23,059	23,371	23,416	23,493	23,405	23,470	23,080	23,134	23,261	23,398	22,302	20,397	19,211	15,171	15,297	15,385	15,465	15,231	15,420	15,469	15,474	15,672	15,671	15,823	15,747	12,062	12,016	12,146	12,321	11,350	10,648	10,650	10,782	10,967	11,137	11,348	11,525	11,773	11,911	12,067	12,329	12,580	12,475	12,372	12,067	12,102	11,729	11,614	11,525	11,610	11,123	10,954	10,723	10,593	10,555	10,208	9,191	7,439	6,978	6,888	6,764	5,979	7,280	8,475	8,569	8,669	8,772	8,960	8,333	8,567	8,812	8,997	9,174	9,380	10,779	12,369	11,906	12,400	12,100	11,000	8,600	4,600	4,500	4,400	4,400	4,300	3,600	3,600	3,500	3,100	2,700	-	-
Property Plant And Equipment Net	24,767	19,783	19,923	19,868	20,002	19,094	19,288	19,593	19,914	20,106	19,799	20,043	20,507	20,507	20,751	21,046	21,315	21,700	22,813	23,059	23,371	23,416	23,493	23,405	23,470	23,080	23,134	23,261	23,398	22,302	20,397	19,211	15,171	15,297	15,385	15,465	15,231	15,420	15,469	15,474	15,672	15,671	15,823	15,747	12,062	12,016	12,146	12,321	11,350	10,648	10,782	10,782	10,967	11,137	11,348	11,525	11,773	11,911	12,067	12,329	12,580	12,475	12,372	12,067	12,102	11,729	11,614	11,525	11,610	11,123	10,954	10,723	10,593	10,555	10,208	9,191	7,439	6,978	6,888	6,764	5,979	7,280	8,475	8,569	8,669	8,772	8,960	8,333	8,567	8,812	8,997	9,174	9,380	10,779	12,400	11,906	12,400	12,100	11,000	8,600	4,600	4,500	4,400	4,400	4,300	3,600	3,600	3,500	2,700	2,700	-	-
Property Plant Equipment	0	19,783	19,923	20,044	20,002	19,094	19,288	19,593	19,914	20,106	21,926	20,043	22,591	21,218	21,462	22,569	23,038	24,601	23,734	23,332	23,427	23,472	23,549	23,461	23,896	23,787	23,715	24,433	24,448	24,005	22,099	20,628	16,762	17,056	17,650	17,440	15,231	17,078	16,584	17,941	16,305	16,920	16,575	16,799	13,888	12,016	14,501	13,946	14,382	13,301	13,372	10,782	10,967	11,137	11,348	11,525	11,773	11,911	12,067	12,329	12,580	12,475	12,372	12,067	12,102	11,729	11,614	11,525	11,610	11,123	10,954	10,723	10,593	10,555	10,208	9,191	7,439	6,978	6,888	6,764	5,979	7,280	8,475	8,569	8,669	8,772	8,960	8,333	8,567	8,812	8,997	9,174	9,380	10,779	11,612	11,906	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Retained Earnings	191,108	182,557	173,823	165,335	156,958	148,174	139,395	131,100	123,037	114,337	105,811	98,331	84,168	84,168	79,253	74,939	70,442	65,199	60,109	55,145	50,161	45,121	40,386	35,713	31,117	29,260	26,137	23,414	20,748	18,117	25,916	23,431	19,566	17,270	15,055	12,880	11,195	9,751	8,114	6,739	5,598	4,408	3,390	2,584	1,788	1,028	231	-345	-854	-1,056	-2,006	-2,006	-772	-473	-815	-1,117	-1,492	-1,253	-135	1,437	1,085	591	1,593	3,379	2,472	2,128	1,435	4,067	2,951	2,851	1,555	5,241	3,897	2,454	1,155	3,403	2,327	1,200	0	229	-746	-1,497	-2,639	-3,854	-5,006	-6,015	-6,969	-7,878	-8,692	-9,632	-7,463	-7,665	-7,793	-6,456	-1,900	-2,872	-1,900	200	2,100	3,700	4,500	4,200	3,700	3,100	2,900	2,100	1,600	1,300	900	900	-	-
Retained Earnings Total Equity	0	0	173,823	165,335	156,958	148,174	139,394	131,100	123,037	114,337	105,811	98,331	90,669	84,168	79,253	74,939	70,442	65,199	60,109	55,145	50,161	45,121	40,386	35,713	31,117	29,260	26,137	23,414	20,748	18,117	25,916	23,431	19,566	17,270	15,055	12,880	11,195	9,751	8,114	6,739	5,598	4,408	3,390	2,584	1,788	0	231	-345	-854	-1,056	-1,757	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Short Long Term Debt	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	50,000	50,000	50,000	50,000	50,000	190,310	230,310	191,310	15,000	162,310	152,310	120,000	131,310	115,000	114,000	95,000	107,465	0	0	0	140,465	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Short Long Term Debt Total	372,085	398,920	433,310	384,310	393,310	290,310	175,310	50,310	50,310	70,310	175,310	180,310	250,310	250,310	233,310	179,310	293,310	220,310	200,310	205,310	220,310	190,310	230,310	191,310	285,310	162,310	152,310	130,310	131,310	125,310	124,310	105,310	107,465	105,465	130,465	170,465	140,465	115,465	140,465	85,465	122,465	90,465	125,465	90,465	90,465	90,465	15,465	90,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	15,465	120,465	130,465	110,465	110,465	100,465	85,465	84,744	89,744	79,744	67,089	49,279	49,279	49,279	49,279	59,279	39,279	44,279	34,279	29,279	29,279	19,279	20,512	12,717	12,745	12,768	12,787	12,809	12,831	12,853	12,874	12,895	12,915	12,899	3,295	57,100	3,876	57,100	33,600	5,300	3,400	300	300	300	300	300	300	300	400	400	0	-	-
Short Term Debt	351,937	228,610	198,000	179,538	343,741	240,168	125,366	0	56,480	39,763	0	45,617	45,617	0	0	0	50,000	210,000	190,000	195,000	210,000	180,000	220,000	181,000	275,000	152,000	142,000	120,000	121,000	115,000	114,000	95,000	92,000	90,000	115,000	155,000	125,000	100,000	125,000	115,000	107,000	75,000	110,000	75,000	75,000	0	75,000	75,000	75,000	75,000	75,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	300	0	0	0	0	0	0	-	-
Short Term Investments	91,765	92,122	92,966	94,113	95,393	92,500	93,972	77,878	56,480	39,763	32,810	32,330	48,713	48,713	53,102	56,290	64,275	47,295	45,326	45,934	46,713	46,874	48,707	51,353	53,493	52,750	54,825	52,246	40,568	44,186	45,266	48,566	52,865	53,470	55,766	57,875	60,073	66,054	68,734	86,154	81,133	80,926	84,212	91,067	89,538	90,852	97,965	110,181	107,536	88,083	101,872	103,238	26,289	0	0	0	50,118	0	0	0	15,529	0	0	0	21,976	0	0	0	40,709	0	0	0	26,814	0	0	0	10,967	0	0	0	14,500	0	0	0	18,000	0	0	57,483	0	58,256	0	0	31,500	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Total Assets	2,580,265	2,563,006	2,552,301	2,475,851	2,444,948	2,339,537	2,117,156	2,067,692	2,033,713	1,991,115	1,973,311	2,004,818	1,930,836	1,930,836	1,900,774	1,740,076	1,718,942	1,664,308	1,626,737	1,590,046	1,579,157	1,553,152	1,514,120	1,439,902	1,455,496	1,329,834	1,275,517	1,226,168	1,189,906	1,152,896	1,128,370	1,120,955	1,084,866	1,052,711	1,024,303	1,035,404	1,008,788	969,593	932,414	961,168	921,118	876,101	824,575	827,182	819,730	802,675	785,111	810,198	810,846	820,652	820,833	820,833	818,410	846,385	869,735	889,927	930,357	922,689	913,446	886,677	898,310	864,083	832,315	807,874	752,196	746,821	732,403	681,302	694,106	671,811	670,870	628,055	614,172	609,916	577,507	525,842	515,417	493,713	491,229	473,261	467,419	450,509	448,770	445,270	432,874	423,990	410,336	394,230	379,232	368,589	359,170	367,044	356,003	407,584	439,000	409,742	439,000	437,600	359,300	298,300	254,600	238,500	230,200	223,300	213,900	204,500	195,000	187,600	156,500	156,500	-	-
Total Current Assets	208,358	269,670	259,058	235,514	128,495	128,844	127,930	114,174	92,119	71,270	66,823	68,072	80,483	80,483	88,207	84,063	92,365	83,579	74,041	73,597	73,140	76,503	81,518	74,295	82,641	78,290	81,239	75,074	67,135	72,162	69,388	79,324	79,430	79,037	87,696	86,794	92,942	98,860	107,214	119,391	108,677	111,659	109,425	112,821	116,541	20,505	22,015	21,658	21,391	19,484	19,203	59,083	47,717	51,057	59,466	70,397	27,742	21,265	21,558	22,224	23,614	26,351	24,463	23,829	18,718	16,899	18,383	19,291	19,003	20,123	17,169	15,521	15,112	14,607	14,031	13,886	14,932	11,702	13,581	12,290	14,304	38,149	17,304	14,643	14,816	17,054	16,657	16,032	19,093	15,418	15,980	18,837	16,576	24,911	18,000	22,778	0	21,300	21,200	58,100	33,700	26,200	31,000	28,800	33,900	31,300	28,200	41,500	28,500	0	-	-
Total Current Liabilities	1,611,524	1,412	715	932	691	294	128	132	129	158	231	255	283	283	228	237	455	420	414	419	406	506	509	410	436	400	410	405	430	446	368	390	461	460	418	478	474	476	466	455	454	430	443	438	434	464	470	498	523	533	569	569	556	618	661	706	710	797	847	841	805	869	779	794	635	757	595	523	475	360	313	298	274	249	249	165	176	165	172	178	185	190	200	236	280	294	440	412	366	1,120	934	885	667	1,339	1,200	1,046	417,200	1,100	600	500	400	500	500	800	500	600	600	600	500	144,100	-	-
Total Liab	2,318,835	2,310,622	2,308,228	2,235,392	2,205,717	2,109,303	1,896,367	1,852,764	1,827,985	1,794,848	1,784,555	1,823,632	1,761,602	1,761,602	1,734,167	1,575,771	1,558,233	1,509,424	1,477,354	1,446,329	1,440,669	1,420,085	1,385,979	1,316,798	1,337,391	1,214,020	1,163,070	1,116,863	1,083,615	1,064,744	1,043,403	1,038,679	1,006,396	976,646	950,613	963,417	938,665	901,209	871,937	902,358	863,945	820,162	756,288	749,025	742,220	726,288	710,210	736,196	737,288	747,516	750,452	750,452	748,325	775,655	800,102	821,215	862,492	855,304	846,382	819,152	830,507	817,544	784,364	759,978	704,936	699,560	684,161	633,477	647,878	626,168	627,424	585,578	573,243	570,390	539,096	489,436	479,549	459,318	459,407	440,791	436,657	420,945	419,532	417,446	405,768	388,320	382,225	368,370	354,396	344,916	337,269	345,364	334,689	385,364	417,200	384,112	417,200	413,700	333,200	270,500	400	216,800	209,500	800	193,900	185,300	176,400	169,400	500	144,200	-	-
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Total Stockholder Equity	261,430	252,384	244,073	240,459	239,231	230,234	220,789	214,928	205,728	196,267	188,756	181,186	169,234	169,234	166,607	164,305	160,709	154,884	149,383	143,717	138,488	133,067	128,141	123,104	118,105	115,814	112,447	109,305	106,291	88,152	84,967	82,276	78,470	76,065	73,690	71,987	70,123	68,384	60,477	58,810	57,173	55,939	68,287	78,157	77,510	76,387	74,901	74,002	73,558	73,136	70,381	70,381	70,085	70,730	69,633	68,712	67,865	67,385	67,064	67,525	67,803	46,539	47,951	47,896	47,260	47,261	48,242	47,825	46,228	45,643	43,446	42,477	40,929	39,526	38,411	36,406	35,868	34,395	31,822	32,470	30,762	29,564	29,238	27,824	27,106	26,670	28,111	25,860	24,836	23,673	21,901	21,680	21,314	22,220	21,800	25,630	21,800	23,900	26,100	27,800	26,300	21,700	20,700	20,000	20,000	19,200	18,600	18,200	12,300	12,300	-	-
Treasury Stock	0	0	0	0	0	-11,633	-11,633	-11,633	-11,633	-11,547	-9,668	-8,791	-7,442	-5,135	-2,991	-172	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-4,169	-4,169	-4,169	-4,169	-4,169	-4,169	-4,169	-4,169	-4,169	-4,169	-4,169	-4,169	-4,169	-3,218	-1,121	-242	-242	-242	-242	-242	-242	-242	-242	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-1,762	-1,762	-1,762	-1,762	-1,762	-1,762	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-

Cash Flow

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31
Begin Period Cash Flow	114,793	244,818	219,311	158,016	145,515	150,254	105,895	88,157	129,821	99,404	94,192	82,574	43,926	73,635	34,431	36,312	55,436	38,759	23,406	26,415	30,237	16,832	45,240	15,121	32,500	32,600	33,400	24,700
Capital Expenditures	955	1,482	1,269	559	709	1,507	1,509	9,595	951	597	4,789	1,817	1,715	421	496	1,491	1,587	2,049	2,819	2,305	537	1,016	150	825	5,300	700	1,600	1,900
Cash And Cash Equivalents Changes	0	-130,025	25,507	61,295	12,501	-4,739	44,359	17,738	-41,664	30,417	5,212	11,618	38,648	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	-2,556	-305,115	-293,317	-116,275	-68,103	-87,566	-114,269	-104,813	-59,349	-77,078	-104,233	-50,761	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	79,983	-130,025	25,507	61,295	12,501	-4,739	44,359	17,738	-41,664	30,417	5,212	11,618	38,648	-29,709	39,204	-1,881	-19,124	16,677	15,353	-3,009	-3,822	13,405	-28,408	30,119	-17,400	-100	-800	8,700
Change In Working Capital	4,438	1,210	1,753	-3,726	1,480	1,064	1,234	639	-325	392	1,123	973	2,421	1,702	-3,276	-2,074	-9,915	4,700	-93,478	-30,361	-42,937	-16,832	351,532	1,121	-4,000	-1,700	-100	-700
Change Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	0	0	0	2,274	2,509	3,299	4,512	4,765	0	0	0	4,700	0	8,195	0	0	0	0	0	0	0	0
Change To Liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	3,999	290,632	11,918	124,018	82,816	-916	-5,794	-6,780	62,721	81,428	111,087	62,957	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	1,210	1,753	-3,726	1,480	1,064	1,234	639	-325	392	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	1,400	2,756	1,609	1,909	1,619	1,937	1,238	734	530	1,385	1,267	1,358	1,040	1,282	1,418	673	1,076	835	1,033	1,035	884	1,199	1,216	1,639	1,600	400	400	400
Dividends Paid	4,721	4,373	3,617	3,298	3,255	2,802	2,380	1,524	1,109	757	773	1,032	1,032	1,032	975	1,009	1,377	1,291	1,079	859	162	23	45	25	900	500	400	400
End Period Cash Flow	194,776	114,793	244,818	219,311	158,016	145,515	150,254	105,895	88,157	129,821	99,404	94,192	82,574	43,926	73,635	34,431	36,312	55,436	38,759	23,406	26,415	30,237	16,832	45,240	15,100	32,500	32,600	33,400
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	45,954	41,187	22,185	33,186	32,495	37,083	12,940	-807	2,031	11,120	6,656	11,466	14,643	16,554	3,875	2,957	-5,399	5,165	-788	7,096	3,110	8,169	-3,761	-3,549	-11,800	-8,600	-700	-2,300
Investments	-236,331	-582,224	-103,994	-186,784	-133,471	-140,078	-219,633	-81,827	8,021	-63,453	-98,372	-7,567	31,354	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	343,000	-160,000	-83,000	73,000	-65,000	154,000	26,109	-33,000	18,000	32,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	39,707	38,457	36,119	23,644	23,653	21,919	12,893	13,209	9,557	6,408	5,115	4,244	2,546	2,240	-1,081	1,930	4,725	5,845	6,210	5,330	4,583	3,709	2,041	-5,912	-3,400	2,100	2,000	1,000
Other Cashflows From Financing Activities	136,612	398,371	-251	-222	325,667	375,126	317,923	127,780	147,152	105,713	119,231	4,975	-10,371	-103,451	73,122	177,733	62,995	85,386	77,530	44,610	32,559	49,925	20,873	-28,814	182,700	39,000	39,100	50,000
Other Cashflows From Investing Activities	0	42,423	73,823	4,012	1,065	932	-16,825	-1,437	-109,738	3,651	-881	3,776	4,054	5,578	2,415	520	645	369	345	0	0	0	0	0	0	0	0	0
Other Non Cash Items	-300	-230	-16,188	13,596	5,480	13,879	-3,208	-6,449	-7,597	2,636	3,211	5,615	20,252	24,150	18,168	5,181	995	-3,625	-5,196	3,209	-1,302	4,843	-7,344	-411	-1,200	-8,400	-1,200	-1,000
Sale Purchase Of Stock	-15,692	-42	-4,191	-7,442	453	576	509	14,962	0	6,143	-20,649	186	446	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Stock Based Compensation	1,751	1,681	1,617	1,412	1,271	1,053	746	545	450	398	340	310	221	317	310	-856	-2,487	-3,486	0	0	0	12,977	-353,739	-1,185	-3,300	-2,700	0	0
Total Cash From Financing Activities	90,921	368,589	33,493	214,334	112,412	97,324	249,543	90,777	66,043	79,099	97,809	3,943	-11,403	-114,389	30,156	145,724	51,618	74,095	71,451	43,751	32,397	49,817	20,782	-71,839	181,800	38,500	38,700	49,600
Total Cash From Operating Activities	46,909	42,669	23,454	33,745	33,204	38,590	14,449	8,788	2,982	11,717	11,445	13,283	16,358	16,975	4,371	4,448	-3,812	7,214	2,031	9,401	3,647	9,185	-3,611	-2,724	-6,500	-7,900	900	-400
Total Cashflows From Investing Activities	0	-541,283	-31,440	-186,784	-133,115	-140,653	-219,633	-81,827	-110,689	-60,399	-104,042	-5,608	33,693	67,705	4,677	0	0	0	0	0	0	0	0	0	0	0	0	0

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30
Begin Period Cash Flow	161,447	151,234	127,087	114,793	163,380	109,043	187,726	244,818	216,372	221,852	239,577	219,311	201,395	186,683	178,995	158,016	166,760	154,840	149,137	145,515	144,556	139,275	116,287	150,254	104,830	104,815	103,204	105,895	84,670	96,077	126,473	88,157	88,857	90,442	133,845	129,821	101,589	95,338	128,213	99,404	74,726	56,310	79,976	94,192	72,563	37,835	71,817	82,574	90,090	46,282	55,358	43,926	47,307	55,494	66,388	73,635	65,888	54,527	30,225	34,431	51,343	54,046	63,740	36,312	45,321	65,759	39,114	55,436	38,782	56,340	37,897	38,759	53,622	34,620	28,889	23,406	20,673	32,816	45,256	26,415	35,950	33,907	37,188	30,237	34,686	38,409	25,762	16,832	24,973	21,416	16,027	13,740	80,863	34,245	18,500	15,121	18,500	19,300	-42,300	32,500	7,500	6,100	41,700	32,600	8,900	7,000	47,800	33,400	11,020	0
Capital Expenditures	161	214	385	195	1,242	143	56	41	164	694	187	224	124	157	112	166	55	367	178	109	373	361	464	309	752	306	241	210	1,405	2,189	1,458	4,543	115	160	184	492	71	209	256	61	302	140	4,251	96	324	155	116	1,222	990	237	376	112	138	76	131	76	191	157	62	86	428	415	911	666	666	392	356	173	741	453	484	371	276	565	1,224	754	691	312	324	978	197	130	102	108	103	36	848	29	5	54	87	4	659	-833	100	89	100	100	900	4,200	0	200	200	300	700	200	200	500	320	320
Cash And Cash Equivalents Changes	0	0	24,147	12,294	-48,587	54,337	-78,683	-57,092	28,446	-5,480	-17,725	20,266	17,916	14,712	7,688	20,979	-8,744	11,920	5,703	3,622	959	5,281	22,988	-33,967	45,424	15	1,611	-2,691	21,225	-11,407	-30,396	38,316	-700	-1,585	-43,403	4,024	28,232	6,251	-32,875	28,809	24,678	18,416	-23,666	-14,216	0	0	-33,982	-10,757	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	-15,326	2,778	96,328	-40,001	-29,433	-29,450	-47,731	-71,731	-83,851	-101,802	-108,603	-81,745	-67,980	-34,989	-41,291	-33,718	-26,179	-15,087	-12,861	-37,144	1,074	-19,172	-19,517	-26,938	-17,673	-23,438	-32,058	-31,046	-27,283	-23,882	-16,678	-39,373	-31,395	-17,367	-10,625	-18,260	-12,173	-18,291	-16,950	-11,407	-25,829	-22,892	0	0	-16,813	-21,345	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	33,329	10,213	24,147	12,294	-48,587	54,337	-78,683	-57,092	28,446	-5,480	-17,725	20,266	17,916	14,712	7,688	20,979	-8,744	11,920	5,703	3,622	959	5,281	22,988	-33,967	45,424	15	1,611	-2,691	21,225	-11,407	-30,396	38,316	-700	-1,585	-43,403	4,024	28,232	6,251	-32,875	28,809	24,678	18,416	-23,666	-14,216	21,629	34,728	-33,982	-10,757	-7,516	43,808	-9,076	11,432	-3,381	-8,187	-10,894	-7,247	7,747	11,361	24,302	-4,206	-16,912	-2,703	-9,694	27,428	-9,009	-20,438	26,645	-16,322	16,654	-17,558	18,443	-862	-14,863	19,002	5,731	5,483	2,733	-12,143	-12,440	18,841	-9,535	2,043	-3,281	6,951	-4,449	-3,723	12,647	8,930	-8,141	3,557	5,389	2,287	-35,623	46,618	-3,400	7,843	-3,400	-800	61,600	39,100	15,800	7,500	6,100	9,100	8,400	8,900	7,000	14,400	11,020	11,020
Change In Working Capital	13,150	2,597	-15,668	4,359	20,040	-24,726	-6,218	12,114	-924	1,231	2,131	-685	-2,439	1,459	-4,460	1,714	-2,313	5,014	-2,040	819	-651	592	2,075	-952	174	456	1,509	-905	-59	-528	-484	1,710	-685	-373	867	-134	1,017	24	12	-661	-328	779	1,346	-674	-455	-342	1,526	244	-1,353	5,016	-1,499	257	-197	308	-133	1,724	-5,236	-173	1,291	842	-2,290	139	-1,528	1,605	-7,054	-7,751	1,227	3,663	6,988	-2,229	-39,762	-13,390	-1,814	-30,909	-49,702	-11,053	-467,073	448,251	-17,389	5,850	-440,878	409,071	619	-11,749	373,614	-388,023	647	-3,070	348,759	5,373	8,100	-10,700	408	-591	-600	-215	-600	300	-3,200	-500	-1,900	-7,300	-6,200	-9,500	-8,500	100	-500	300	-17,900	-17,900
Change Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	12,034	9,774	3,171	0	1,183	3,278	4,514	0	0	1,172	319	0	0	0	0	2,274	0	0	341	2,509	2,956	484	1,099	3,299	1,913	2,826	221	4,512	2,467	0	745	4,765	2,075	0	0	0	0	0	4,334	0	216	50	1,605	0	0	4,890	3,663	4,700	0	0	0	0	0	0	0	8,195	5,930	8,068	6,377	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	0	611	649	-62,535	15,826	23,191	27,517	10,001	62,132	-2,597	104,424	-4,588	88,797	70,224	40,729	42,809	36,673	24,133	20,403	16,337	38,611	6,750	21,118	18,497	24,841	17,526	26,730	32,205	26,517	26,803	23,243	17,240	36,283	27,988	15,683	14,829	17,519	11,772	18,601	16,945	15,043	26,296	23,144	0	0	21,176	22,399	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	0	-15,668	-15,668	20,040	-24,726	-6,218	12,114	-2,677	1,231	2,131	-685	-2,439	1,459	-4,460	1,714	-2,313	5,014	-2,040	819	-651	592	2,075	-952	1,234	456	1,509	-905	639	-528	-484	1,710	-325	0	0	0	392	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	305	1,419	1,397	-738	644	700	965	447	484	542	114	469	614	504	474	317	475	349	674	121	578	464	516	379	167	274	548	249	102	128	257	247	37	141	186	166	483	292	213	397	306	302	294	365	359	377	352	270	480	65	193	302	341	332	293	316	303	312	374	429	47	388	-35	273	369	320	181	206	-140	197	453	325	81	237	361	354	180	468	82	305	197	208	236	243	327	262	255	355	482	272	222	240	701	309	600	314	600	100	700	200	0	100	200	100	0	100	200	100	80	80
Dividends Paid	1,172	1,168	1,166	1,215	1,130	1,121	1,114	1,008	1,009	899	905	804	813	816	828	841	848	838	839	730	735	727	697	643	614	593	680	493	499	394	316	315	321	314	236	238	240	233	144	140	71	127	317	258	258	258	258	258	258	258	258	258	258	258	258	258	258	258	459	4,644	19	354	338	336	355	354	336	332	331	330	319	311	305	305	238	231	288	186	224	161	0	0	0	0	23	8	7	8	0	1,795	0	0	0	0	300	0	300	200	1,000	1,400	100	200	100	100	100	100	100	100	70	70
End Period Cash Flow	194,776	161,447	151,234	127,087	114,793	163,380	109,043	187,726	244,818	216,372	221,852	239,577	219,311	201,395	186,683	178,995	158,016	166,760	154,840	149,137	145,515	144,556	139,275	116,287	150,254	104,830	104,815	103,204	105,895	84,670	96,077	126,473	88,157	88,857	90,442	133,845	129,821	101,589	95,338	128,213	99,404	74,726	56,310	79,976	94,192	72,563	37,835	71,817	82,574	90,090	46,282	55,358	43,926	47,307	55,494	66,388	73,635	65,888	54,527	30,225	34,431	51,343	54,046	63,740	36,312	45,321	65,759	39,114	55,436	38,782	56,340	37,897	38,759	53,622	34,620	28,889	23,406	20,673	32,816	45,256	26,415	35,950	33,907	37,188	30,237	34,686	38,409	25,762	16,832	24,973	21,416	16,027	45,240	80,863	15,100	22,964	15,100	18,500	19,300	71,600	15,800	7,500	6,100	41,700	8,400	8,900	7,000	47,800	11,020	11,020
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	24,741	13,123	-5,465	13,555	43,138	-13,694	4,151	7,592	3,116	-235	7,879	11,425	808	13,227	7,833	11,318	8,121	8,941	4,328	11,105	9,340	7,125	13,320	7,298	969	1,707	3,668	6,596	2,079	-3,471	1,223	-638	3,228	-428	-838	69	6,449	1,378	1,224	2,069	1,429	5,251	-1,953	1,929	3,243	1,183	5,816	1,224	1,758	11,813	-2,149	3,221	6,373	4,461	3,154	2,566	-2,141	1,659	-2,668	7,025	-645	2,846	-5,134	6,538	-5,932	-8,044	3,272	5,305	5,657	-2,190	3,045	-1,347	2,030	637	-4,904	1,449	2,388	-2,186	-217	7,111	-3,386	3,348	1,905	1,243	1,094	-3,427	5,117	5,385	-686	-5,716	509	2,132	-2,160	-977	-17,100	-654	-17,100	3,400	6,500	-4,600	-8,700	300	-100	-100	-600	400	-900	400	50	50
Investments	3,798	-2,384	-38,925	-23,181	-185,544	-152,639	-149,018	-95,023	1,370	-61,566	-2,399	23,042	-4,430	-20,299	-16,093	-3,809	-66,538	-25,365	-30,750	-10,818	-25,936	-34,792	-57,635	-21,715	-77,825	-41,101	-47,302	-42,930	-14,264	-29,799	-36,081	5,610	-36,527	-27,217	-28,781	-21,485	-15,630	-30,950	-6,278	-10,595	-21,238	-37,599	-19,587	-19,948	0	0	-13,339	-12,470	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	0	49,000	-9,000	103,000	115,000	125,000	125,000	140,000	-105,000	-5,000	-30,000	-40,000	17,000	54,000	-114,000	73,000	20,000	-5,000	-15,000	30,000	-40,000	39,000	-94,000	123,000	10,000	22,000	-1,000	6,000	1,000	19,000	109	2,000	-25,000	-40,000	30,000	25,000	-25,000	10,000	8,000	-3,000	0	35,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	9,770	9,950	9,700	10,287	9,956	9,942	9,451	9,108	9,746	9,459	8,418	8,496	7,345	5,760	5,171	5,368	6,120	5,959	5,834	5,740	5,802	5,490	5,398	5,229	2,500	3,757	3,444	3,192	3,160	3,020	2,824	4,205	2,639	2,551	2,428	1,939	1,701	1,886	1,528	1,293	1,267	1,302	1,346	1,200	1,167	1,196	976	905	596	1,087	643	220	85	726	681	748	134	-746	-1,200	731	584	-1,002	1,104	1,244	680	1,052	1,542	1,451	924	1,627	1,637	1,657	1,754	1,619	1,527	1,310	1,358	1,431	1,347	1,194	914	1,302	1,215	1,152	1,009	962	916	822	985	726	202	128	-1,337	-3,320	-1,800	-989	-1,800	-1,700	-400	500	500	600	700	300	800	500	500	200	100	100
Other Cashflows From Financing Activities	39,496	35,342	74,850	36,547	121,508	328,629	50,132	12,698	146,745	7,028	-38,889	182,562	187,029	26,973	179,201	209,961	49,568	29,070	52,964	194,065	18,290	63,182	97,987	195,667	188,654	59,754	65,400	70,115	33,231	32,151	24,484	52,326	50,246	25,820	-4,014	75,100	37,429	34,998	-29,541	68,988	43,586	61,036	928	3,357	15,662	16,824	-26,658	-853	-10,200	13,007	-15,168	1,990	-26,454	-24,609	-20,449	-41,845	7,634	30,902	36,497	-1,851	59,120	32,887	29,666	56,098	12,271	24,219	54,237	-9,732	21,748	-1,248	42,084	12,577	-7,489	41,510	49,541	13,968	20,448	-552	20,118	4,348	18,018	2,378	3,073	11,440	7,897	13,357	14,489	14,205	10,484	9,629	-8,280	10,786	-34,877	-6,136	2,700	24,730	2,700	78,900	62,600	40,500	15,900	7,700	6,200	9,200	8,500	9,000	7,100	14,500	17,420	17,420
Other Cashflows From Investing Activities	0	0	-6	3,431	832	7,767	15,184	18,640	-6,517	52,071	317	-52,385	1,907	-2,229	-139,606	117	953	112	-41,568	-10,818	-1,351	493	13	426	240	-9,752	525	21	678	106	294	1,224	2,674	554	466	578	242	1,058	1,864	487	972	180	-2,737	704	3,765	3,525	457	1,600	4,052	1,526	306	0	5,578	534	0	0	2,415	1,171	820	67	520	353	308	309	645	583	267	184	369	239	239	63	345	345	345	345	0	259	189	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Non Cash Items	760	-837	-540	-666	12,439	1,073	625	-14,367	-7,298	-9,463	-2,613	3,186	-4,143	6,258	7,414	4,067	3,436	-2,186	61	4,169	3,642	1,476	6,111	2,650	-3,075	-2,503	-1,693	4,063	59	-4,054	77	-2,531	1,049	-2,530	-4,507	-1,609	3,113	-806	-428	757	232	2,725	-829	1,083	2,231	-536	2,940	980	2,941	5,965	-1,766	2,986	6,195	3,058	2,315	507	2,755	3,012	-1,963	5,280	2,478	1,054	-3,562	3,706	1,670	-906	-2,153	1,305	-1,374	-217	-1,225	-2,958	471	-654	-5,568	539	1,541	-3,773	-3,382	6,590	-4,300	1,968	556	-44	-373,753	-6,500	6,123	7,307	-350,907	-12,033	-7,928	12,468	-1,273	2,625	-15,200	325	-15,200	4,800	10,300	-100	-7,300	7,100	5,400	9,300	7,800	-100	-900	300	18,090	18,090
Sale Purchase Of Stock	-1,413	-919	-5,141	-8,219	-42	-46	314	639	-86	-1,879	-877	-1,349	-2,307	-2,144	-2,819	-172	209,547	61	197	-20,970	274,424	108	102	-17,393	149	89	136	-270	14,828	29	105	-1,260	0	0	0	-2,250	-10	6,161	0	-1,440	0	-10,325	-10,324	0	0	0	0	17	0	0	0	0	0	0	0	0	0	-3	0	-48	0	0	0	-450	0	0	0	-334	0	0	0	0	0	0	0	-76	0	0	0	0	0	0	0	0	0	0	0	-382	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Stock Based Compensation	482	429	423	417	442	406	439	394	428	405	410	374	353	352	342	365	339	328	321	283	267	258	263	265	175	181	178	212	127	147	139	132	107	117	119	107	92	100	106	100	90	81	86	83	76	77	74	83	76	68	42	35	98	79	53	87	87	90	85	48	-1,289	2,948	-211	57	-575	-371	2,723	-698	0	2,809	2,664	0	0	0	0	0	0	0	2,060	0	0	0	0	0	0	1,867	1,930	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Cash From Financing Activities	4,629	-740	68,543	18,489	92,987	212,903	51,000	11,699	31,730	4,250	-40,671	38,184	21,414	24,013	155,554	13,353	48,720	28,232	32,125	3,335	17,555	32,455	67,290	-19,976	122,040	49,161	44,720	33,622	32,732	21,757	4,168	32,120	29,925	25,506	-14,250	24,862	37,171	34,765	-29,685	36,848	43,515	50,584	611	3,099	15,404	16,566	-26,916	-1,111	-10,458	12,749	-15,426	1,732	-26,712	-24,867	-20,707	-42,103	7,376	8,641	26,038	-11,899	33,101	32,533	29,328	50,762	2,916	14,865	48,901	-15,064	21,417	-1,578	41,765	12,491	-17,794	31,205	49,303	8,737	20,160	-738	19,894	4,435	16,762	1,173	3,045	11,417	7,855	13,327	14,460	14,175	10,463	7,813	-8,280	10,786	-44,877	-6,136	2,400	-28,270	2,400	78,700	61,600	39,100	15,800	7,500	6,100	9,100	8,400	8,900	7,000	14,400	17,350	17,350
Total Cash From Operating Activities	24,902	13,337	-5,080	13,750	44,380	-13,551	4,207	7,633	3,280	459	8,066	11,649	932	13,384	7,945	11,484	8,176	9,308	4,506	11,214	9,713	7,486	13,784	7,607	1,721	2,013	3,909	6,806	3,484	-1,282	2,681	3,905	3,343	-268	-654	561	6,520	1,587	1,480	2,130	1,731	5,391	2,298	2,025	3,567	1,338	5,932	2,446	2,748	12,050	-1,773	3,333	6,511	4,537	3,285	2,642	-1,950	1,816	-2,606	7,111	-217	3,261	-5,134	6,538	-5,266	-7,652	3,628	5,478	6,398	-1,737	3,529	-976	2,306	1,202	-3,680	2,203	3,079	-1,874	107	8,089	-3,189	3,478	2,007	1,351	1,197	-3,391	5,965	5,414	-681	-5,662	596	2,136	-1,501	-977	-17,000	-565	-17,000	3,500	7,400	-400	-8,700	500	100	200	100	600	-700	900	370	370
Total Cashflows From Investing Activities	0	0	-39,316	-19,945	-185,954	-145,015	-133,890	-76,424	24,876	-10,189	14,880	-29,567	-4,430	-22,685	-155,811	-3,858	-65,640	-25,620	-30,928	-10,927	-26,309	-34,660	-58,086	-21,598	-78,337	-51,159	-47,018	-43,119	-14,991	-31,882	-37,245	2,291	-33,968	-26,823	-28,499	-21,399	-15,459	-30,101	-4,670	-10,169	-20,568	-37,559	-26,575	-19,340	-5,608	-8,266	-12,998	-12,092	33,693	33,499	14,490	6,367	67,705	50,885	38,742	32,214	4,677	2,356	1,452	582	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	6,317	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Income Statement

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31
Cost Of Revenue	0	0	0	0	0	15,566	11,103	9,987	8,160	9,856	8,879	11,774	17,351	21,285	29,582	27,974	26,024	20,982	13,453	8,183	8,628	10,922	13,102	17,038	0	0	0	0
Depreciation And Amortization	1,400	2,756	1,609	1,909	1,619	1,937	1,238	734	530	1,385	1,267	1,358	1,040	1,282	1,418	673	1,076	835	1,033	1,035	884	1,199	1,216	1,639	1,600	400	400	400
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	0	62,065	48,130	31,119	30,315	40,823	22,433	18,202	14,368	9,553	7,682	6,470	3,315	2,829	-1,979	2,546	6,703	8,788	9,898	8,382	7,281	5,820	1,659	-5,073	-5,800	3,400	3,300	1,600
Ebitda	1,400	64,821	49,739	33,028	31,934	42,760	23,671	18,936	14,898	10,938	8,949	7,828	4,355	4,111	-561	3,219	7,779	9,623	10,931	9,417	8,165	7,019	2,875	-3,434	-4,200	3,800	3,700	2,000
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	-1,733	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	151,636	97,635	87,335	74,959	66,819	62,931	53,478	47,053	41,720	36,791	33,207	34,085	34,633	35,069	32,579	31,525	30,366	31,383	30,424	26,787	26,210	23,714	17,581	19,361	16,600	14,700	11,700	8,500
Income Before Tax	52,995	51,421	48,130	31,119	30,315	27,307	22,433	18,202	14,368	9,553	7,682	6,470	3,315	2,829	-1,979	2,546	6,703	8,788	9,898	8,382	7,281	5,820	1,659	-5,073	-5,800	3,400	3,300	1,600
Income Tax Expense	13,288	12,964	12,011	7,475	6,662	5,388	9,540	6,476	4,811	3,145	2,567	2,226	769	589	-898	616	1,978	2,943	3,688	3,052	2,698	2,111	-382	839	-2,400	1,300	1,300	600
Interest Expense	14,612	10,631	7,742	14,480	18,055	13,516	9,453	8,767	7,660	7,306	6,529	7,774	10,551	14,035	21,582	23,474	24,474	19,432	11,603	7,008	7,028	8,572	11,702	16,322	12,700	7,200	6,300	4,800
Interest Income	136,060	100,739	84,781	78,915	75,648	67,263	55,310	47,024	41,651	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	39,707	38,457	36,119	23,644	23,653	21,919	12,893	11,726	9,557	6,408	5,115	4,244	2,546	2,240	-1,081	1,930	4,725	5,845	6,210	5,330	4,583	3,709	2,041	-5,912	-3,400	2,100	2,000	1,000
Net Income Applicable To Common Shares	0	38,457	36,119	23,644	23,700	21,919	12,893	13,209	9,557	6,408	4,127	2,642	988	719	0	1,930	4,725	5,845	6,210	5,330	4,583	3,686	0	0	0	0	0	0
Net Income From Continuing Ops	39,893	38,457	36,119	23,644	36,977	21,919	12,893	13,209	9,557	6,408	5,115	4,244	2,546	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	95,674	90,108	77,039	64,435	57,593	53,747	45,857	38,257	33,991	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	139,578	62,065	48,130	31,119	30,315	40,823	22,433	18,202	14,368	9,553	7,682	6,470	3,315	2,829	-1,979	2,546	6,703	8,788	9,898	8,382	7,281	5,820	1,659	-5,073	-5,800	3,400	3,300	1,600
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	98,641	1,212	39,205	43,840	36,504	22,108	21,592	17,820	19,692	19,932	18,996	19,841	20,767	18,205	18,168	5,505	811	3,163	8,923	11,397	11,901	9,322	4,220	8,112	9,700	4,100	2,100	2,100
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	988	1,602	1,558	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	2,722	2,756	1,609	1,909	1,619	1,937	1,238	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	1,436	1,212	1,236	906	1,358	1,411	1,179	559	1,030	998	747	839	727	624	530	451	457	575	697	695	596	0	0	0	0	0	0	0
Selling General Administrative	31,613	28,887	26,426	24,572	21,640	21,572	18,300	16,047	14,964	13,427	12,917	13,224	14,660	15,315	15,027	11,985	11,466	11,028	9,639	8,435	8,301	7,498	6,814	9,198	8,700	4,700	3,900	2,800
Tax Provision	13,688	12,964	12,011	7,475	6,662	5,388	9,540	7,257	4,811	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	12,058	1,212	-39,205	-43,840	-36,504	-22,108	-21,592	-17,820	-19,692	-19,932	-18,996	-19,841	-20,767	-18,205	18,168	-5,505	811	-3,163	-8,923	-11,397	-11,901	-9,322	-4,220	-8,112	-9,700	-4,100	-2,100	-2,100
Total Other Income Expense Net	52,995	-10,644	48,130	31,119	30,315	-13,516	-9,453	-11,031	-7,660	-7,306	-6,529	-7,774	-10,551	-14,035	-21,582	-23,474	-24,474	-19,432	-11,603	-7,008	-7,028	-8,572	-11,702	-16,322	-12,700	-7,200	-6,300	-4,800
Total Revenue	151,636	97,635	87,335	74,959	66,819	62,931	53,478	47,053	41,720	36,791	33,207	34,085	34,633	35,069	32,579	31,525	30,366	31,383	30,424	26,787	26,210	23,714	17,581	19,361	16,600	14,700	11,700	8,500

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30	1996-06-30	1996-03-31
Cost Of Revenue	0	0	0	0	0	0	0	0	0	0	0	-49	-1	0	0	0	762	0	0	0	2	4,127	3,775	3,268	2	2,878	2,727	2,454	-1	2,628	2,545	2,389	-2	2,132	1,849	2,064	1	2,409	2,347	2,336	-2	2,203	1,899	2,274	450	2,844	2,915	3,450	3,610	3,999	4,475	5,267	5,740	4,815	5,181	5,549	6,765	8,328	7,173	7,316	7,462	7,983	6,079	6,450	6,860	7,043	6,238	5,883	6,160	5,714	4,861	4,247	4,044	3,823	3,028	2,558	2,313	2,068	1,944	1,858	2,032	2,048	2,159	2,389	2,525	2,520	3,159	2,718	3,251	3,066	3,282	3,503	4,227	4,204	4,136	4,471	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Depreciation And Amortization	305	1,419	1,397	-738	644	700	965	447	484	542	114	469	614	504	474	317	475	349	674	121	578	464	516	379	167	274	548	249	102	128	257	247	37	141	186	166	483	292	213	397	306	302	294	365	359	377	352	270	480	65	193	302	341	332	293	316	303	312	374	429	47	388	-35	273	369	320	181	206	-140	197	453	325	81	237	361	354	180	468	82	305	197	208	236	243	327	262	255	355	482	272	222	240	701	309	600	314	600	100	700	200	0	100	200	100	0	100	200	100	80	80	-	-
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Ebit	0	11,628	23,582	23,972	19,263	15,753	13,922	13,126	14,071	14,203	13,115	14,000	12,818	11,063	10,412	11,307	12,488	12,286	12,051	11,545	11,245	10,372	9,973	9,232	8,952	8,149	7,677	7,108	7,151	6,841	6,593	8,649	5,969	5,777	5,459	4,823	4,567	4,553	4,048	3,691	3,575	3,589	3,685	3,362	3,575	3,646	3,409	3,614	3,277	4,105	3,646	2,839	3,025	4,282	4,574	4,982	4,560	4,237	3,921	6,883	6,380	4,742	7,028	7,870	7,232	8,075	8,106	7,764	6,949	7,785	7,040	6,446	6,229	5,760	5,146	4,366	4,096	4,026	3,814	3,454	3,118	3,722	3,677	3,792	3,747	3,644	3,614	3,387	3,015	3,520	3,339	3,487	5,078	37	900	2,546	900	1,000	2,300	2,800	800	3,000	2,800	2,300	1,300	2,700	2,300	1,800	1,500	1,500	-	-
Ebitda	305	13,047	24,979	23,234	19,907	16,453	14,887	13,573	14,555	14,745	13,229	14,469	13,432	11,567	10,886	11,624	12,963	12,635	12,725	11,666	11,823	10,836	10,489	9,611	9,119	8,423	8,225	7,357	7,253	6,969	6,850	8,896	6,006	5,918	5,645	4,989	5,050	4,845	4,261	4,088	3,881	3,891	3,979	3,727	3,934	4,023	3,761	3,884	3,757	4,170	3,839	3,141	3,366	4,614	4,867	5,298	4,863	4,549	4,295	7,312	6,427	5,130	6,993	8,143	7,601	8,395	8,287	7,970	6,809	7,982	7,493	6,771	6,310	5,997	5,507	4,720	4,276	4,494	3,896	3,759	3,315	3,930	3,913	4,035	4,074	3,906	3,869	3,742	3,497	3,792	3,561	3,727	5,779	346	1,500	2,860	1,500	1,100	3,000	3,000	2,600	3,100	3,000	2,400	3,000	2,800	2,500	1,900	1,580	1,580	200	300
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Extraordinary Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Gross Profit	40,326	25,361	25,507	25,152	26,514	24,694	24,475	58	23,205	21,804	20,843	21,433	20,822	18,788	17,679	17,514	16,294	17,073	16,564	16,124	16,087	16,326	15,397	15,119	14,527	13,664	13,115	12,170	12,429	12,046	11,576	11,003	10,900	10,897	10,262	9,661	9,547	9,485	8,945	8,813	8,305	8,333	8,232	8,337	8,066	8,801	8,698	8,523	7,978	9,007	8,918	8,730	9,391	8,872	8,433	8,374	10,484	8,020	5,951	8,122	7,630	7,684	7,866	8,090	7,400	7,433	7,835	7,698	7,461	8,187	7,680	8,055	8,039	7,869	7,460	7,056	6,935	6,964	6,389	6,499	6,742	6,591	6,519	6,358	6,184	5,704	6,305	5,521	4,999	4,505	4,253	3,824	7,085	3,497	2,900	3,419	2,900	4,100	5,200	4,300	4,000	3,900	3,700	3,100	3,400	3,000	3,000	2,400	2,300	2,300	-	-
Income Before Tax	13,048	13,047	13,109	13,791	13,634	13,267	12,607	11,911	13,132	12,672	10,884	11,442	9,868	7,626	6,659	6,966	7,940	7,635	7,480	7,260	7,350	6,745	6,748	6,464	6,408	5,771	5,350	4,904	4,925	4,633	4,448	4,196	3,954	3,845	3,610	2,959	2,653	2,694	2,251	1,955	1,872	1,986	2,086	1,738	1,810	1,802	1,494	1,364	817	1,506	921	72	35	968	893	933	-205	-1,090	-1,752	1,067	218	-1,141	1,599	1,870	922	1,482	2,218	2,081	1,389	2,471	2,429	2,499	2,710	2,612	2,468	2,108	2,133	2,283	2,120	1,846	1,461	2,049	1,918	1,853	1,622	1,499	1,430	1,269	589	729	207	134	1,141	-4,077	-3,100	-1,679	-3,100	-2,800	-700	800	800	1,100	1,000	500	1,300	1,000	800	300	200	200	-	-
Income Tax Expense	3,278	3,097	3,409	3,504	3,678	3,325	3,156	2,803	3,387	3,213	2,466	2,946	2,523	1,866	1,488	1,598	1,820	1,676	1,646	1,520	1,547	1,255	1,351	1,235	3,908	2,014	1,906	1,712	1,765	1,613	1,624	1,464	1,315	1,294	1,182	1,020	952	808	723	662	606	684	739	538	643	606	518	459	221	420	277	-148	-50	242	212	185	-339	-343	-552	336	-366	-139	495	626	242	430	676	630	465	844	792	842	956	993	941	798	775	852	773	652	547	747	703	701	613	537	514	447	-396	3	5	6	2,478	-757	-1,300	-690	-1,300	-1,100	-300	300	300	400	400	200	500	400	300	100	100	100	-200	-300
Interest Expense	2,871	13,457	11,870	9,443	5,616	2,486	1,314	1,215	1,422	1,531	2,231	2,558	2,949	3,437	3,753	4,341	4,549	4,651	4,571	4,284	3,896	3,627	3,225	2,768	2,544	2,378	2,327	2,204	2,225	2,208	2,145	2,189	2,015	1,932	1,849	1,864	1,914	1,859	1,797	1,736	1,703	1,603	1,599	1,624	1,765	1,844	1,915	2,250	2,460	2,599	2,725	2,767	2,990	3,314	3,681	4,049	4,765	5,327	5,673	5,816	6,162	5,883	5,429	6,000	6,310	6,593	5,888	5,683	5,560	5,314	4,611	3,947	3,519	3,148	2,678	2,258	1,963	1,743	1,694	1,608	1,657	1,673	1,759	1,939	2,125	2,145	2,184	2,118	2,426	2,791	3,132	3,353	3,937	4,114	4,000	4,225	4,000	3,800	3,000	2,000	1,800	1,900	1,800	1,800	1,700	1,700	1,500	1,500	1,300	1,300	-	-
Interest Income	37,760	36,990	35,392	33,353	30,325	26,224	23,071	21,119	22,272	21,254	20,680	20,576	20,288	19,764	19,278	19,585	19,312	19,055	18,781	18,500	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Net Income	9,770	9,950	9,700	10,287	9,956	9,942	9,451	9,108	9,746	9,459	8,418	8,496	7,345	5,760	5,171	5,368	6,120	5,959	5,834	5,740	5,803	5,490	5,397	5,229	2,500	3,757	3,444	3,192	3,160	3,020	2,824	2,732	2,639	2,551	2,428	1,939	1,701	1,886	1,528	1,293	1,266	1,302	1,347	1,200	1,167	1,196	976	905	596	1,086	644	220	85	726	681	748	134	-747	-1,200	731	584	-1,002	1,104	1,244	680	1,052	1,542	1,451	924	1,627	1,637	1,657	1,754	1,619	1,527	1,310	1,358	1,431	1,347	1,194	914	1,302	1,215	1,152	1,009	962	916	822	985	726	202	128	-1,337	-3,320	-1,800	-989	-1,800	-1,700	-400	500	500	700	600	300	800	600	500	200	100	100	200	300
Net Income Applicable To Common Shares	0	9,950	9,700	10,287	9,956	9,942	9,451	9,108	9,746	9,459	8,418	8,496	7,345	5,760	5,171	5,368	6,167	5,959	5,834	5,740	5,803	5,490	5,397	5,229	2,507	3,757	3,444	3,192	3,151	3,020	2,824	4,205	2,639	2,551	2,428	1,939	1,701	1,886	1,528	1,293	1,266	1,183	882	796	760	798	575	509	203	700	249	0	377	342	302	375	0	0	-352	352	584	-1,104	1,104	1,244	680	1,052	1,542	1,451	924	1,627	1,637	1,657	1,754	1,619	1,527	1,310	1,358	1,431	1,347	1,194	914	1,302	1,215	1,152	1,009	954	909	814	978	-71	71	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Net Income From Continuing Ops	9,770	9,950	9,700	10,287	9,956	9,942	9,451	9,108	9,746	9,459	8,418	8,496	7,345	5,760	5,171	5,368	19,444	5,959	5,834	5,740	16,579	5,490	5,397	5,229	2,500	3,757	3,444	3,192	3,160	3,020	2,824	4,205	2,639	2,551	2,428	1,939	1,701	1,886	1,528	1,293	1,266	1,302	1,347	1,200	0	0	976	905	0	1,086	644	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Net Interest Income	24,033	23,533	23,522	23,910	24,709	23,738	21,757	19,904	20,849	19,723	18,449	18,018	17,339	16,327	15,525	15,244	14,764	14,404	14,210	14,216	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Operating Income	37,367	13,047	24,979	23,972	19,263	15,753	13,922	13,126	14,554	14,203	13,115	14,000	12,818	11,063	10,412	11,307	12,488	12,286	12,051	11,545	11,245	10,372	9,973	9,232	8,952	8,149	7,677	7,108	7,151	6,841	6,593	8,649	5,969	5,777	5,459	4,823	4,567	4,553	4,048	3,691	3,575	3,589	3,685	3,362	3,575	3,646	3,409	3,614	-38,300	4,105	3,646	2,839	-37,528	4,282	4,574	4,982	-33,766	4,237	3,921	6,883	6,380	4,742	7,028	7,870	-31,760	8,075	8,106	7,764	-32,539	7,785	7,040	6,446	-30,011	5,760	5,146	4,366	-26,496	4,026	3,814	3,454	-25,627	3,722	3,677	3,792	-23,135	3,644	3,614	3,387	3,015	3,520	3,339	3,487	5,078	37	900	2,546	0	1,000	2,300	2,800	2,600	3,000	2,800	2,300	3,000	2,700	2,300	1,800	1,500	0	200	300
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Other Operating Expenses	27,278	12,314	528	260	872	307	340	225	1,236	261	403	219	905	191	207	290	2,120	334	374	348	1,413	370	362	319	16,282	299	323	236	1	304	303	241	2	203	343	182	1	291	287	151	2	218	181	120	450	181	302	146	11,645	187	205	118	11,849	130	241	106	11,673	147	151	1,239	1,250	158	79	62	8,794	113	105	94	8,617	101	148	170	7,626	176	187	294	6,644	134	111	144	6,159	2,869	195	252	5,605	204	158	153	1,984	151	914	337	2,007	3,460	2,000	873	0	3,100	2,900	1,500	1,400	900	900	800	400	300	700	600	800	0	200	300
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	119	465	404	0	0	401	396	0	386	395	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Reconciled Depreciation	305	1,419	1,397	-738	644	700	965	447	484	542	114	469	614	504	474	317	475	349	674	121	578	464	516	379	167	274	548	249	102	128	257	247	37	141	186	166	483	292	213	397	306	302	294	365	359	377	352	270	480	65	193	302	341	332	293	316	303	312	374	429	47	388	-35	273	369	320	181	206	-140	197	453	325	81	237	361	354	180	468	82	305	197	208	236	243	327	262	255	355	482	272	222	240	701	309	315	314	600	100	700	200	0	100	200	100	0	100	200	100	200	80	-	-
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Selling And Marketing Expenses	328	405	443	260	339	307	340	225	304	261	403	268	218	191	207	290	302	334	374	348	360	370	362	319	321	299	323	236	144	304	303	241	302	203	343	182	269	291	287	151	228	218	181	120	210	181	302	146	217	187	205	118	146	130	241	106	157	147	151	75	5	158	79	62	145	101	105	94	156	101	148	170	149	176	187	185	306	134	111	144	159	162	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Selling General Administrative	7,821	8,046	8,091	7,655	7,648	7,652	7,992	7,762	7,071	6,854	6,762	6,485	6,803	6,149	5,893	5,727	5,457	5,524	5,484	5,175	5,203	6,070	5,117	5,182	4,766	4,574	4,592	4,368	4,069	4,040	3,874	3,709	3,701	3,977	3,631	3,655	3,359	3,380	3,293	3,977	3,098	3,149	3,345	3,325	3,217	3,897	3,854	3,887	3,525	3,553	3,699	3,883	3,942	3,822	3,697	3,853	3,726	3,791	4,043	3,466	2,837	2,948	2,980	3,220	2,972	2,816	2,723	2,955	2,830	2,809	2,664	2,725	2,561	2,367	2,314	2,397	2,180	1,956	2,060	2,239	2,304	2,135	1,952	1,910	1,893	1,867	1,930	1,808	1,743	1,760	1,683	1,628	2,014	2,239	2,100	2,301	2,100	2,000	2,700	1,800	1,000	1,300	1,200	1,200	1,000	900	1,000	1,000	700	700	-	-
Tax Provision	3,279	3,097	3,409	3,504	3,678	3,325	3,156	2,803	3,387	3,213	2,466	2,946	2,523	1,866	1,488	1,598	1,820	1,676	1,646	1,520	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-
Total Operating Expenses	2,959	-12,314	-528	260	872	307	340	225	1,236	261	403	268	906	191	207	290	1,358	334	374	348	1,411	370	362	319	-16,284	299	323	236	-5,278	304	303	241	-4,933	203	343	182	-4,980	291	287	151	-4,732	218	181	120	-4,491	181	302	146	11,645	187	205	118	11,849	130	241	106	11,673	147	151	-1,239	-1,250	158	79	62	8,794	113	105	94	8,617	101	148	170	7,626	176	187	294	6,644	134	111	144	6,159	-2,869	195	252	5,605	204	158	153	-1,984	151	-914	-337	-2,007	-3,460	-2,000	-873	0	-3,100	-2,900	-1,500	-1,400	-900	-900	-800	-400	-300	-700	-600	-800	0	200	300
Total Other Income Expense Net	13,048	13,047	-11,870	-10,181	-5,629	-2,486	-1,315	-1,215	-1,422	-1,531	-2,231	-2,558	-2,950	-3,437	-3,753	-4,341	-4,548	-4,651	-4,571	-4,285	-3,895	-3,627	-3,225	-2,768	-2,544	-2,378	-2,327	-2,204	-2,226	-2,208	-2,145	-4,453	-2,015	-1,932	-1,849	-1,864	-1,914	-1,859	-1,797	-1,736	-1,703	-1,603	-1,599	-1,624	-1,765	-1,844	-1,915	-2,250	35,801	-2,599	-2,725	-2,767	34,734	-3,314	-3,681	-4,049	35,541	-5,327	-5,673	-5,816	-6,162	-5,883	-5,429	-6,000	25,979	-6,593	-5,888	-5,683	25,140	-5,314	-4,611	-3,947	22,823	-3,148	-2,678	-2,258	20,247	-1,743	-1,694	-1,608	19,807	-1,673	-1,759	-1,939	18,937	-2,145	-2,184	-2,118	-2,426	-2,791	-3,132	-3,353	-3,937	-4,114	-4,000	-4,225	0	-3,800	-3,000	-2,000	-1,800	-1,900	-1,800	-1,800	-1,700	-1,700	-1,500	-1,500	-1,300	0	-	-
Total Revenue	40,326	25,361	25,507	25,152	26,514	24,694	24,475	58	23,205	21,804	20,843	21,433	20,821	18,788	17,679	17,514	17,056	17,073	16,564	16,124	16,089	16,326	15,397	15,119	14,529	13,664	13,115	12,170	12,428	12,046	11,576	11,003	10,900	10,897	10,262	9,661	9,548	9,485	8,945	8,813	8,305	8,333	8,232	8,337	8,516	8,801	8,698	8,523	7,978	9,007	8,918	8,730	9,391	8,872	8,433	8,374	10,484	8,020	5,951	8,122	7,630	7,684	7,866	8,090	7,400	7,433	7,835	7,698	7,461	8,187	7,680	8,055	8,039	7,869	7,460	7,056	6,935	6,964	6,389	6,499	6,742	6,591	6,519	6,358	6,184	5,704	6,305	5,521	4,999	4,505	4,253	3,824	7,085	3,497	2,900	3,419	2,900	4,100	5,200	4,300	4,000	3,900	3,700	3,100	3,400	3,000	3,000	2,400	2,300	2,300	-	-

Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue	151,636
Cost of Revenue	-0
Gross Profit	151,636	151,636

Operating Income (+$)
Gross Profit	151,636
Operating Expense	-12,058
Operating Income	139,578	139,578

Operating Expense (+$)
Research Development	0
Selling General Administrative	31,613
Selling And Marketing Expenses	1,436
Operating Expense	12,058	33,049

Net Interest Income (+$)
Interest Income	136,060
Interest Expense	-14,612
Other Finance Cost	-25,774
Net Interest Income	95,674

Pretax Income (+$)
Operating Income	139,578
Net Interest Income	95,674
Other Non-Operating Income Expenses	0
Income Before Tax (EBT)	52,995	86,583 EBIT - interestExpense = -14,612 52,995 54,319
Interest Expense	14,612
Earnings Before Interest and Taxes (EBIT)	0	67,607
Earnings Before Interest and Taxes (EBITDA)	1,400

After tax Income (+$)
Income Before Tax	52,995
Tax Provision	-13,688
Net Income From Continuing Ops	39,893	39,307
Net Income	39,707
Net Income Applicable To Common Shares	0

Non-recurring Events
Discontinued Operations	0
Extraordinary Items	0
Effect of Accounting Charges	0
Other Items	0
Non Recurring	0
Other Operating Expenses	98,641
Total Other Income/Expenses Net	52,995	-95,674

Technical Analysis of Unity Bancorp Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Unity Bancorp Inc. The general trend of Unity Bancorp Inc is BULLISH with 14.3% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Unity Bancorp Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitions	Bullish trend (14.3%)		Bearish trend (-14.3%)
Overbought to neutral	Bullish pullback	=	Bearish reversal
Upper to lower neutral	Bullish correction	=	Bearish continuation
Nuetral to oversold	Oversold	=	Oversold
Oversold to neutral	Bullish reversal	=	Bearish correction
Lower to upper neutral	Bullish continuation	=	Bearish pullback
Nuetral to overbought	Overbought	=	Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.

Score

Let's take a look at the Support & Resistance of Unity Bancorp Inc.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 29.87 < 30.56.

The bearish price targets are: 26.62 > 26.42 > 25.67.

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Unity Bancorp Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

Moving averages are lagging trend indicators.
There are many types of moving averages.
Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Unity Bancorp Inc. The current mas is .

The long score for the Moving Averages is 8/14.
The longshort score for the Moving Averages is 2/(-14 +14).

MA 20 trending down: The MA 20 is trending down. -1
Close > MA 20: The price is above the MA 20. +1
MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
MA 50 trending up: The MA 50 is trending up. +1
Close < MA 50: The price is below the MA 50. -1
MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
MA 100 trending up: The MA 100 is trending up. +1
Close < MA 100: The price is below the MA 100. -1
MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
MA 200 trending up: The MA 200 is trending up. +1
Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving Average	Amount of candles	vs. MA 50	vs. MA 100	vs. MA 200
MA 20	20
MA 50	50	-
MA 100	100	-	-
MA 200	200	-	-	-

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Shows the moving average of the selected period.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

There are various kinds of moving averages:

Simple moving average (SMA);
Exponential moving average (EMA);
Smoothed moving average (SMMA);
Linear weighted moving average (LWMA).

The moving average looks at a certain period of time and it calculates the price average. The various types of averages are using various formulas. Don’t worry, you don’t have to memorize any formula. All moving averages are calculated automatically by basically every charting software you use. But it’s good to know how moving averages are actually calculated.

Simple moving average

SMA is calculated by summing up the price closures of the selected period. The price is then divided by the selected period. For example, when using the 21 day moving average you sum up all the closing prices for each day and divide that by 21. The result is a line on the chart representing the average. Because it’s an average in the selected timeframe, the trend is always lagging. An moving average looks like this on the chart:

Source: Tradingview.com

In this case, the blue line represents a 21 day moving average. Because the average is based on results from the past, the indicator will always lag behind. For example, when price would suddenly go up, the moving average won't immediately follow.

All other moving averages discussed below look the same on the chart. The only difference is that the line will move in different directions based on the maths behind the used indicators and the amount of days used to determine the average.

Exponential moving average

The EMA gives more weight to the latest closing prices by giving them more value in the equation. EMA is calculated by adding a certain percentage to the latest closing prices:

EMA = (CLOSE (i) * P) + (EMA (i - 1) * (1 - P))

Where:

CLOSE (i) = current period close price.
EMA (i - 1) = value of the Moving Average of a preceding period.
P = the percentage of using the price value.

Smoothed moving average

A smoothed moving average is an exponential moving average with a long lookback period. Older prices are reduced in weight but are never left out in the calculation. Unlike SMA and EMA where prices are removed when they are beyond the selected period. SMMA is a combination of the SMA and EMA. The main advantage is that it smooths out fluctuations in price.

Linear weighted moving average

The LWMA gives the latest price the highest weight and then lineary scales down with each price before that. The result is that the LWMA reacts quicker to changes in price than the SMA or EMA. The formula:

LWMA = ((Pn∗W1)+(Pn−1∗W2)+(Pn−2∗W3)...) / ∑W

Where:

P = Price for the period.
n = The most recent period, n-1 is the prior period, and n-2 is two periods prior.
W = The assigned weight to each period, with the highest weight going first and then descending linearly based on the number of periods being used.

Moving averages are widely used by many traders. Which moving average you need depends on your trading strategy. Common practise is using a combination of multiple periods. For example, the EMA21, EMA50, EMA100 and EMA200. How does that look on a chart:

Source: Tradingview.com

The lowest (purple) line on the chart represents the EMA200 then following up the EMA100, EMA50 and EMA21.

You can use moving averages to determine a trend. The 200 moving average is mostly used as a baseline for determining the current trend:

When the 200 moving average is moving up it is considered a bullish trend.
When the 200 moving average is down it is considered a bearish trend.
When moving averages are flatlined, there is no clear trend so you should look for market structure, consolidation or trend reversals. Depending on how you want to trade.

This is not set in stone. Most trading strategies use multiple moving averages each with different settings. While one strategy might use the EMA20, the other uses the SMA21. There can be hundreds of different variations. Moving averages can also be used as support and resistance. More often than not, prices will bounce on moving averages.

Unity Bancorp Inc Daily Moving Averages Chart

2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

MACD is a lagging momentum indicator.
Uses two moving averages.
Can show buy or sell signals based on momentum.
Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Unity Bancorp Inc. The current macd is -0.28978081.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Unity Bancorp Inc price going up in the near term. +2
MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Unity Bancorp Inc. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Unity Bancorp Inc price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1

Unity Bancorp Inc Daily Moving Average Convergence/Divergence (MACD) Chart

2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.

Score

Let's take a look at the Directional Movement Index (DMI) of Unity Bancorp Inc. The current adx is 15.06.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -1/(-7 +7).

PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Unity Bancorp Inc shares, leading to potential downward momentum in its price. -1
PLUS_ID < MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.

Unity Bancorp Inc Daily Directional Movement Index (DMI) Chart

2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

Parabolic SAR (stop and reverse) is a lagging trend indicator.
Shows the current trend.
Shows potential entry signals.
Shows potential exit signals.
Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Unity Bancorp Inc. The current sar is 28.09.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1

Unity Bancorp Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

Leading momentum indicator, meaning the signals are instant.
Ranges between 0 and 100.
Above 70 is considered overbought.
Below 30 is considered oversold.
Above or below 50 can also be used to determine price trend or support and resistance.
RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Unity Bancorp Inc. The current rsi is 50.07. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
Trending up: The RSI is trending up. +1

Measures the speed and change of price movements.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

The RSI measures the magnitude of recent price changes to determine if the asset is overbought or oversold.

Overbought (RSI above 70) means that the trading price is above its intrinsic value. This might indicate a sell or short signal.
Oversold (RSI below 30) means that the trading price is below its intrinsic value. This might indicate a buy or long signal.
RSI levels above or below 50 can also be used to determine a trend.
RSI divergence looks at a deviation between RSI and price movement.
Can be used in many different ways.

Original usage

Keep in mind that almost every indicator can be used in different ways. Even beyond the orginal settings. The relative strength index was developed by J. Welles Wilder. Wilder recommended a smoothing period of 14 days. That means a 14 day moving average (read more about this setting below). Another quote from the wikipedia page:

Wilders also considers the RSI 50 line as both support and resistance. I recommend to always read the original settings first before using an indicator. Many traders and websites are using their own version of the indicator which might be confusing.

How you can use RSI (Divergence)

First and foremost, there is no real right or wrong usage of the RSI indicator. You can use it in any way you want. Wilder recommends using a 14 day average but you can make it 50 or 100 if you like. Just keep in mind that using an indicator is just part of a larger trading plan. In other words, it’s not recommended to do any trading or investing based on a single indicator like the RSI.

The RSI is measured on a scale between 0 and 100. From 30 till 0 is considered oversold. and from 70 -100 is overbought. The RSI is a leading indicator, meaning the signals are instant.

I like to use the RSI as a trend\momentum indicator and not as an overbought or oversold indicator. I use the middle (50) as the baseline. When prices go above RSI 50 the trend is bullish and can indicate long positions. When below 50 it is considered bearish and can indicate short positions. Other traders use the 70 and 30 levels as overbought/oversold depending on the used strategy. The RSI indicator looks like this:

Source: Tradingview.com

The general concensus is that an RSI above 70 indicates that the security is overbought. In other words, the price this security is trading for is to high and should come down. So if RSI hits 70 or above this might indicate a sell signal or taking a short position (expecting the price will go down). Although RSI above 70 indicates the security is trading above it's fair value, that does not mean the price will go down.

Use tradingview to add indicators

I highly recommend using tradingview to add indicators to a chart. It has all the indicators you can think off and can add them for free (up to three indicators) to any chart you want. You can see that the levels 30 and 70 are marked with a dotted line. If you want you can remove these lines or give it another colour using Tradingview. You can also adjust the moving average used. You can also find RSI indicators made by the community that include other settings like RSI divergences.

Tradingview

Use Tradingview to (back)test your strategies and add hundreds of indicators created by the community.

View tool on Tradingview.com

RSI divergence

RSI is not only used to determine momentum but can also spot reversals or continuations of the trend. A reversal means that the trend is going in the opposite direction. From bullish to bearish or from bearish to bullish. These reversals can be spotted by looking at the price and the direction of the RSI. When the price is going up but the RSI is going down that means there is a divergence. This is also the case when RSI goes up but price is going down.

There are four types of divergences:

Regular bullish divergence
Regular bearish divergence
Hidden bullish divergence
Hidden bearish divergence

Regular bullish divergence

With a regular bullish divergence, the price is making lower highs but the oscillator (in this case the RSI) is making higher lows. A regular bullish divergence might indicate the end of the current trend. You’ll see regular bullish divergences mostly at the end of a downtrend. But that does not mean that every regular bullish divergence is a trend reversal.

Price is making lower highs
RSI is making higher lows
Indicating bullish reversal (price might go up)

Source: Tradingview.com

Regular bearish divergence

With a regular bearish divergence the price is making higher highs but the oscillator (in this case the RSI) is making lower highs. This might indicate the end of an uptrend.

Price is making higher highs
RSI is making lower highs
Indicating bearish reversal

Source: Tradingview.com

Hidden bullish divergence

With a hidden bullish divergence, the price is making a higher low while the RSI is making a lower low. This might indicate bullish trend continuation.

Price is making higher lows
RSI is making lower lows
Indicating bullish continuation

Source: Tradingview.com

As you have noticed, you can have multiple divergences in a row.

Hidden bearish divergence

With a hidden bearish divergence, price is making lower highs but RSI is making higher highs. This might indicate bearish trend continuation.

Price is making lower highs
RSI making higher highs
Indicating bearish continuation

Source: Tradingview.com

You can find many cheatsheets of RSI divergences online. Search for "RSI divergence overview" and you'll find a lot of examples. You can print these to learn the various types of divergences.

Unity Bancorp Inc Daily Relative Strength Index (RSI) Chart

3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

Leading momentum indicator, meaning the signals are instant.
Used to determine overbought and oversold areas much like the RSI.
Ranges between 0 and 100.
Above 80 is considered overbought.
Below 20 is considered oversold.
Consists of two lines named K and D.
K compares the highest high and lowest low on the selected price range.
The D line is a moving average of the K line.
Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Unity Bancorp Inc. The current phase is Correction in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 2/(-6 +6).

STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Unity Bancorp Inc price going up in the near term. +2
Trending up: The STOCH %K is trending up. +1

Unity Bancorp Inc Daily Stochastic Oscillator Chart

3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

Lagging or leading Momentum indicator
When the CCI is above zero, the price is above the historical average
When the CCI is below zero, the price is below the historical average
Used for spotting trends
- If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
- If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Unity Bancorp Inc. The current cci is -24.75873126.

Unity Bancorp Inc Daily Commodity Channel Index (CCI) Chart

3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

Lagging momentum indicator
Ranges between +100 and -100
Considered overbought above +50
Considered oversold below -50
It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Unity Bancorp Inc. The current cmo is 8.5927069.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1

Unity Bancorp Inc Daily Chande Momentum Oscillator (CMO) Chart

3.5 Williams %R

Shows the current price relative to the highest high over the last 14 days.

Lagging momentum indicator
Ranging between 0 and -100
Above -20 is considered overbought
Below -80 is considered oversold
Is prone to give false signals

Score

Let's take a look at the Williams %R of Unity Bancorp Inc. The current willr is -52.66994923.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Unity Bancorp Inc is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.

Unity Bancorp Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

Lagging volatility indicator
Uses 3 bands: one upper, one lower and one in the middle
Works best when the middle band reflects an intermediate trend (MA20).
When the price is moving closer to the upper band, the market might be overbought
When the price is moving closer to the lower band, the market might be oversold

Score

Let's take a look at the Bollinger Bands of Unity Bancorp Inc.

Unity Bancorp Inc Daily Bollinger Bands Chart

4.2 Average True Range (ATR)

Measures market volatility

Leading volatility indicator
Can be used to determine stop-loss positions
Calculated by:
- Current high minus the current low
- Current high minus the previous close
- Current low minus the previous close
The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Unity Bancorp Inc. The current atr is 0.68292797.

Unity Bancorp Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

Measures market volatility

Leading momentum indicator
Calculation:
- If the closing price is above the previous closing price: OBV = previous OBV + current volume
- If the closing price is below the previous closing price: OBV = previous OBV - current volume
- If the closing price is the same as the previous closing price than the OBV is the same.
Can be used to confirm price trends
Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Unity Bancorp Inc. The current obv is -1,139,295.

Unity Bancorp Inc Daily On-Balance Volume (OBV) Chart

5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

Lagging momentum indicator
Looks like RSI but uses volume as an extra metric (RSI only considers price)
Above 80 is considered overbought
Below 20 is considered oversold
Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Unity Bancorp Inc. The current mfi is 45.32.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

MFI < 50: -1

Unity Bancorp Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

Type	Notification	Date
Currently no notifications for Unity Bancorp Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

Date	Indicator	Signal
2023-11-28	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-11-29	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
	MFI	LONG ENTRY	SHORT CLOSE	80 crossover to upside
2023-11-30	STOCH	LONG EXIT		The %K line crosses below the %D line.
	MFI	SHORT ENTRY	LONG CLOSE	80 crossover to downside
2023-12-01	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-04	MFI	LONG ENTRY	SHORT CLOSE	80 crossover to upside
2023-12-05	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	MFI	SHORT ENTRY	LONG CLOSE	80 crossover to downside
2023-12-06	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2023-12-08	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-11	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2023-12-12	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2023-12-13	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2023-12-14	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
2023-12-20	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2023-12-21	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2023-12-22	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2023-12-26	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2023-12-28	STOCH	LONG EXIT		The %K line crosses below the %D line.
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2024-01-02	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
2024-01-03	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
2024-01-04	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-01-05	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-08	MFI	LONG ENTRY	SHORT CLOSE	80 crossover to upside
2024-01-09	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	MFI	SHORT ENTRY	LONG CLOSE	80 crossover to downside
2024-01-10	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-01-11	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-01-12	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-16	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-17	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-01-19	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-22	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-23	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-25	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-30	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-31	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-01	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-02-06	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-12	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-02-13	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-14	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-02-15	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-02-16	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-02-21	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-22	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-02-23	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-26	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-02-27	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-02-28	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-29	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-01	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-04	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-05	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-03-07	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-03-11	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-12	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-13	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-03-14	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-15	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-18	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-20	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-03-21	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-22	STOCH	LONG EXIT		The %K line crosses below the %D line.
	MFI	LONG ENTRY	SHORT CLOSE	80 crossover to upside
2024-03-25	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
	MFI	SHORT ENTRY	LONG CLOSE	80 crossover to downside
2024-03-27	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-03-28	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-04-01	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-04-02	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
2024-04-03	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-04-10	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-11	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-12	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-17	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-18	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-19	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside

6.3. Candlestick Patterns

Unity Bancorp Inc Daily Candlestick Chart

Date	Candlestick Pattern

6.4. Technical Score

Let's check the technical score of Unity Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	50.074
Ma 20	Greater than	Ma 50	26.885
Ma 50	Greater than	Ma 100	27.204
Ma 100	Greater than	Ma 200	27.704
Open	Greater than	Close	26.290
Total			2/5 (40.0%)

Create your own Symbol Scanner

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Unity Bancorp Inc Buy, Hold or Sell?

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Quick analysis of Unity Bancorp Inc (30 sec.)

What can you expect buying and holding a share of Unity Bancorp Inc? (30 sec.)

How much money do you get?

What is your share worth?

+ What do you gain per year?

For what price can you sell your share?

1. Valuation of Unity Bancorp Inc (5 min.)

$26.91

$25.61

$48.59 - $161.55

$74.20 - $187.16

2. Growth of Unity Bancorp Inc (5 min.)

Is Unity Bancorp Inc growing?

How much money is Unity Bancorp Inc making?

How much money comes from the company's main activities?

3. Financial Health of Unity Bancorp Inc (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Unity Bancorp Inc? (5 min.)

What can you expect buying and holding a share of Unity Bancorp Inc?

Speculation

Investing

How much money are you going to get?

When do you get the money?

How sure are you?

Linear %

Fundamentals of Unity Bancorp Inc

About Unity Bancorp Inc

Financial Health

Valuation

1.1. Profitability of Unity Bancorp Inc.

1.1. Profitability

1.1.1. Net Profit Margin

Trends

Compared to industry (Banks - Regional)

1.1.2. Return on Assets

Trends

Compared to industry (Banks - Regional)

1.1.3. Return on Equity

Trends

Compared to industry (Banks - Regional)

1.2. Operating Efficiency of Unity Bancorp Inc.

1.2. Operating Efficiency

1.2.1. Operating Margin

Trends

1.2.2. Operating Ratio

Trends

1.3. Liquidity of Unity Bancorp Inc.

1.3. Liquidity

1.3.1. Current Ratio

Trends

Compared to industry (Banks - Regional)

1.3.2. Quick Ratio

Trends

1.4. Solvency of Unity Bancorp Inc.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Trends

Compared to industry (Banks - Regional)

1.4.2. Debt to Equity Ratio

Trends

Compared to industry (Banks - Regional)

2. Market Valuation of Unity Bancorp Inc

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Trends

Compared to industry (Banks - Regional)

Unity Bancorp Inc
Buy, Hold or Sell?