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Valley National Bancorp
Buy, Hold or Sell?

Let's analyse Valley together

PenkeI guess you are interested in Valley National Bancorp. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Valley National Bancorp. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Valley (30 sec.)










What can you expect buying and holding a share of Valley? (30 sec.)

How much money do you get?

How much money do you get?
$0.47
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$13.15
Expected worth in 1 year
$13.73
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
$1.05
Return On Investment
13.3%

For what price can you sell your share?

Current Price per Share
$7.90
Expected price per share
$7.36 - $9.5271387387387
How sure are you?
50%

1. Valuation of Valley (5 min.)




Live pricePrice per Share (EOD)

$7.90

Intrinsic Value Per Share

$-35.47 - $3.35

Total Value Per Share

$-22.32 - $16.49

2. Growth of Valley (5 min.)




Is Valley growing?

Current yearPrevious yearGrowGrow %
How rich?$6.7b$5.9b$609.8m9.2%

How much money is Valley making?

Current yearPrevious yearGrowGrow %
Making money$124.6m$139.8m-$15.2m-12.2%
Net Profit Margin24.5%194.9%--

How much money comes from the company's main activities?

3. Financial Health of Valley (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Valley? (5 min.)

Welcome investor! Valley's management wants to use your money to grow the business. In return you get a share of Valley.

What can you expect buying and holding a share of Valley?

First you should know what it really means to hold a share of Valley. And how you can make/lose money.

Speculation

The Price per Share of Valley is $7.9. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Valley.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Valley, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $13.15. Based on the TTM, the Book Value Change Per Share is $0.14 per quarter. Based on the YOY, the Book Value Change Per Share is $0.64 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.12 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Valley.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.141.8%0.243.0%0.273.5%0.212.7%0.151.8%
Usd Book Value Change Per Share0.131.7%0.141.8%0.648.2%0.334.2%0.253.2%
Usd Dividend Per Share0.111.4%0.121.5%0.111.4%0.101.2%0.081.0%
Usd Total Gains Per Share0.253.1%0.263.3%0.759.5%0.435.4%0.334.2%
Usd Price Per Share10.86-9.10-11.39-10.53-10.54-
Price to Earnings Ratio19.34-10.65-11.23-13.96-35.10-
Price-to-Total Gains Ratio43.81-35.51-46.61-41.79-67.15-
Price to Book Ratio0.83-0.70-0.98-1.10-1.74-
Price-to-Total Gains Ratio43.81-35.51-46.61-41.79-67.15-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share7.9
Number of shares126
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.120.10
Usd Book Value Change Per Share0.140.33
Usd Total Gains Per Share0.260.43
Gains per Quarter (126 shares)33.0853.74
Gains per Year (126 shares)132.33214.96
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1597312250165205
211914625499331420
3178219386149496635
4237292518198662850
52973656502488271065
63564387822979921280
741551191434711581495
8474584104639613231710
9534657117844614891925
10593730131049616542140

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%137.00.00.0100.0%
Book Value Change Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%39.01.00.097.5%112.025.00.081.8%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%137.00.00.0100.0%
Total Gains per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%125.012.00.091.2%

Fundamentals of Valley

About Valley National Bancorp

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. It operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, and foreign wire transfers services. In addition, the company offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as owns real estate related investments. Additionally, the company offers online, mobile, and telephone banking services; receivable, payment, and security solution, merchant, payroll processing, and liquidity services; credit cards; and drive-in and night deposit, automated teller machine, remote deposit capture, and safe deposit facility services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.

Fundamental data was last updated by Penke on 2024-03-22 07:08:09.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Valley National Bancorp.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Valley earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Valley to the Banks - Regional industry mean.
  • A Net Profit Margin of 8.2% means that $0.08 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Valley National Bancorp:

  • The MRQ is 8.2%. The company is making a profit. +1
  • The TTM is 24.5%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ8.2%TTM24.5%-16.2%
TTM24.5%YOY194.9%-170.4%
TTM24.5%5Y62.3%-37.9%
5Y62.3%10Y42.0%+20.3%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.2%18.4%-10.2%
TTM24.5%28.0%-3.5%
YOY194.9%25.2%+169.7%
5Y62.3%22.8%+39.5%
10Y42.0%19.8%+22.2%
1.1.2. Return on Assets

Shows how efficient Valley is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Valley to the Banks - Regional industry mean.
  • 0.1% Return on Assets means that Valley generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Valley National Bancorp:

  • The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.1%TTM0.2%-0.1%
TTM0.2%YOY0.3%-0.1%
TTM0.2%5Y0.2%0.0%
5Y0.2%10Y0.2%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1%0.1%+0.0%
TTM0.2%0.2%+0.0%
YOY0.3%0.2%+0.1%
5Y0.2%0.2%+0.0%
10Y0.2%0.2%+0.0%
1.1.3. Return on Equity

Shows how efficient Valley is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Valley to the Banks - Regional industry mean.
  • 1.1% Return on Equity means Valley generated $0.01 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Valley National Bancorp:

  • The MRQ is 1.1%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 1.9%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.1%TTM1.9%-0.8%
TTM1.9%YOY2.3%-0.4%
TTM1.9%5Y2.2%-0.3%
5Y2.2%10Y2.0%+0.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.1%1.4%-0.3%
TTM1.9%2.5%-0.6%
YOY2.3%2.7%-0.4%
5Y2.2%2.5%-0.3%
10Y2.0%2.8%-0.8%

1.2. Operating Efficiency of Valley National Bancorp.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Valley is operating .

  • Measures how much profit Valley makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Valley to the Banks - Regional industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Valley National Bancorp:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM45.6%-45.6%
TTM45.6%YOY340.7%-295.1%
TTM45.6%5Y119.2%-73.6%
5Y119.2%10Y88.6%+30.6%
1.2.2. Operating Ratio

Measures how efficient Valley is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.16 means that the operating costs are $0.16 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Valley National Bancorp:

  • The MRQ is 0.157. The company is very efficient in keeping operating costs low. +2
  • The TTM is -0.248.
Trends
Current periodCompared to+/- 
MRQ0.157TTM-0.248+0.405
TTM-0.248YOY0.273-0.521
TTM-0.2485Y-0.019-0.229
5Y-0.01910Y-0.022+0.003

1.3. Liquidity of Valley National Bancorp.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Valley is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.09 means the company has $0.09 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Valley National Bancorp:

  • The MRQ is 0.089. The company is unable to pay all its short-term debts. -2
  • The TTM is 8.236. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ0.089TTM8.236-8.147
TTM8.236YOY2.784+5.453
TTM8.2365Y16.079-7.842
5Y16.07910Y26.303-10.224
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM8.2360.124+8.112
YOY2.7840.225+2.559
5Y16.0790.219+15.860
10Y26.3030.131+26.172
1.3.2. Quick Ratio

Measures if Valley is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Valley to the Banks - Regional industry mean.
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Valley National Bancorp:

  • The MRQ is -0.001. The company is unable to pay all its short-term debts with the most liquid assets. -2
  • The TTM is 11.850. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ-0.001TTM11.850-11.851
TTM11.850YOY4.223+7.627
TTM11.8505Y4.918+6.932
5Y4.91810Y4.987-0.069

1.4. Solvency of Valley National Bancorp.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Valley assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Valley to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.89 means that Valley assets are financed with 89.0% credit (debt) and the remaining percentage (100% - 89.0%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Valley National Bancorp:

  • The MRQ is 0.890. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.894. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.890TTM0.894-0.003
TTM0.894YOY0.886+0.007
TTM0.8945Y0.889+0.005
5Y0.88910Y0.893-0.004
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8900.915-0.025
TTM0.8940.917-0.023
YOY0.8860.919-0.033
5Y0.8890.919-0.030
10Y0.8930.927-0.034
1.4.2. Debt to Equity Ratio

Measures if Valley is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Valley to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 811.1% means that company has $8.11 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Valley National Bancorp:

  • The MRQ is 8.111. The company is unable to pay all its debts with equity. -1
  • The TTM is 8.401. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ8.111TTM8.401-0.290
TTM8.401YOY7.803+0.598
TTM8.4015Y8.020+0.381
5Y8.02010Y8.395-0.375
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.11110.829-2.718
TTM8.40111.013-2.612
YOY7.80311.363-3.560
5Y8.02011.437-3.417
10Y8.39513.038-4.643

2. Market Valuation of Valley National Bancorp

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Valley generates.

  • Above 15 is considered overpriced but always compare Valley to the Banks - Regional industry mean.
  • A PE ratio of 19.34 means the investor is paying $19.34 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Valley National Bancorp:

  • The EOD is 14.069. Based on the earnings, the company is underpriced. +1
  • The MRQ is 19.340. Based on the earnings, the company is fair priced.
  • The TTM is 10.651. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD14.069MRQ19.340-5.271
MRQ19.340TTM10.651+8.689
TTM10.651YOY11.231-0.580
TTM10.6515Y13.961-3.310
5Y13.96110Y35.101-21.140
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD14.0697.398+6.671
MRQ19.3406.680+12.660
TTM10.6515.295+5.356
YOY11.2316.943+4.288
5Y13.9619.770+4.191
10Y35.1019.943+25.158
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Valley National Bancorp:

  • The EOD is -3.504. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -4.817. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -1.052. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-3.504MRQ-4.817+1.313
MRQ-4.817TTM-1.052-3.765
TTM-1.052YOY4.259-5.311
TTM-1.0525Y-1.260+0.208
5Y-1.26010Y-12.703+11.443
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-3.504-2.069-1.435
MRQ-4.817-1.868-2.949
TTM-1.052-0.342-0.710
YOY4.2596.448-2.189
5Y-1.2600.429-1.689
10Y-12.7030.091-12.794
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Valley is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.83 means the investor is paying $0.83 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Valley National Bancorp:

  • The EOD is 0.601. Based on the equity, the company is cheap. +2
  • The MRQ is 0.826. Based on the equity, the company is cheap. +2
  • The TTM is 0.702. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.601MRQ0.826-0.225
MRQ0.826TTM0.702+0.124
TTM0.702YOY0.982-0.281
TTM0.7025Y1.095-0.394
5Y1.09510Y1.745-0.650
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.6010.427+0.174
MRQ0.8260.386+0.440
TTM0.7020.470+0.232
YOY0.9820.642+0.340
5Y1.0950.795+0.300
10Y1.7451.025+0.720
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Valley National Bancorp.

3.1. Institutions holding Valley National Bancorp

Institutions are holding 76.218% of the shares of Valley National Bancorp.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-12-31BlackRock Inc12.71440.01796455204919171733.0609
2023-09-30Vanguard Group Inc8.94750.0096454271443568800.7918
2023-12-31Dimensional Fund Advisors, Inc.4.90240.07892488985812578005.3224
2023-09-30State Street Corporation4.08550.0120742563-3373938-13.9902
2023-09-30Macquarie Group Ltd3.64870.199218524876-839128-4.3334
2023-12-31American Century Companies Inc2.77110.10511406933410438048.0135
2023-12-31Fuller & Thaler Asset Management Inc2.48560.694312619843-2745839-17.8699
2023-09-30Geode Capital Management, LLC1.8690.009794890104723535.2387
2023-09-30Charles Schwab Investment Management Inc1.18870.014860349972821884.9052
2023-09-30Bank of New York Mellon Corp1.05030.015332297-74335-1.3749
2023-12-31Victory Capital Management Inc.1.00320.058250933701611213.2667
2023-09-30Northern Trust Corp0.99370.00845045099-64907-1.2702
2023-12-31NORGES BANK0.9020.0087457953441842210.0555
2023-09-30Citadel Advisors Llc0.76930.007239056353337651587.6312
2023-09-30Goldman Sachs Group Inc0.52260.00462653194-1762329-39.9121
2023-09-30Morgan Stanley - Brokerage Accounts0.49480.00222511911-783919-23.7852
2023-09-30Gillson Capital LP0.47661.5357241996991151460.427
2023-12-31DePrince Race & Zollo Inc0.47420.59022407555-169689-6.5841
2023-09-30Bank of America Corp0.46710.00222371535876133.8361
2023-12-31LSV Asset Management0.40590.04882060631102081598.1727
Total 50.17263.4157254730404+1453250+0.6%

3.2. Funds holding Valley National Bancorp

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2024-02-29Vanguard Total Stock Mkt Idx Inv2.65990.007213535612-57208-0.4209
2024-02-29iShares Core S&P Mid-Cap ETF2.55110.131912982184-36546-0.2807
2024-02-29Vanguard Small Cap Index2.18580.0648111234191034070.9384
2023-12-31FullerThaler Behavioral Small-Cap Value2.13611.383710870229-1817464-14.3246
2024-02-29iShares Russell 2000 ETF2.12140.141810795527-1764-0.0163
2024-01-31Undiscovered Managers Behavioral Val L2.02671.25221031349800
2024-02-29iShares Select Dividend ETF1.92040.44299772871-3152-0.0322
2023-12-31American Century Small Cap Value Inv1.73421.62668825000-95000-1.065
2023-12-31American Century U.S. Small Cap Value1.73421.62938825000-95000-1.065
2024-01-31Delaware Small Cap Value A1.51071.58957687900-319400-3.9889
2024-02-29Vanguard Small Cap Value Index Inv1.48930.11677578988386560.5127
2024-01-31DFA US Small Cap Value I1.43790.465731736600
2024-02-29Vanguard Institutional Extnd Mkt Idx Tr1.23910.05066305709385730.6155
2024-01-31Delaware Small Cap Core I1.02740.710752280553610927.4192
2023-12-31Macquarie US Small Cap Core Equity0.95640.7071486696300
2023-12-31Fidelity Small Cap Index0.84610.1844305507524321.2328
2024-02-01iShares Russell 2000 Value ETF0.81170.3133413077452260.1267
2024-02-29SPDR® S&P Regional Banking ETF0.75611.10883847747-95565-2.4235
2024-01-31DFA US Targeted Value I0.74510.2829379151700
2024-02-29SPDR® S&P MIDCAP 400 ETF Trust0.66930.13273406114128160.3777
Total 30.558912.3417155509980-1908897-1.2%

3.3. Insider Transactions

Insiders are holding 1.477% of the shares of Valley National Bancorp.

DateOwnerTypeAmountPricePost Transaction AmountLink
2024-03-11Joseph ChilluraSELL497158.18
2024-01-29Sidney S WilliamsBUY67310.37
2023-11-14Joseph ChilluraSELL1000008.64
2023-05-22Suresh L SaniBUY441615.7
2023-05-12Avner MendelsonBUY261115.52
2023-05-08Marc J LennerBUY200015.09

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Valley National Bancorp compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.1340.145-8%0.644-79%0.328-59%0.253-47%
Book Value Per Share--13.14712.965+1%11.776+12%10.079+30%7.338+79%
Current Ratio--0.0898.236-99%2.784-97%16.079-99%26.303-100%
Debt To Asset Ratio--0.8900.8940%0.886+0%0.889+0%0.8930%
Debt To Equity Ratio--8.1118.401-3%7.803+4%8.020+1%8.395-3%
Dividend Per Share--0.1140.118-3%0.108+6%0.098+16%0.078+46%
Eps--0.1400.241-42%0.273-49%0.214-35%0.145-3%
Free Cash Flow Per Share---0.5640.173-426%0.702-180%0.314-280%0.214-364%
Free Cash Flow To Equity Per Share---0.3101.600-119%2.793-111%1.451-121%1.102-128%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%0.992+1%
Intrinsic Value_10Y_max--3.348--------
Intrinsic Value_10Y_min---35.466--------
Intrinsic Value_1Y_max--1.332--------
Intrinsic Value_1Y_min--0.107--------
Intrinsic Value_3Y_max--3.242--------
Intrinsic Value_3Y_min---2.848--------
Intrinsic Value_5Y_max--4.237--------
Intrinsic Value_5Y_min---9.253--------
Market Cap4020191436.800-38%5535499752.3604636955085.250+19%5794834195.298-4%5359506124.654+3%5361831412.663+3%
Net Profit Margin--0.0820.245-66%1.949-96%0.623-87%0.420-80%
Operating Margin---0.456-100%3.407-100%1.192-100%0.886-100%
Operating Ratio--0.157-0.248+258%0.273-43%-0.019+112%-0.022+114%
Pb Ratio0.601-37%0.8260.702+18%0.982-16%1.095-25%1.745-53%
Pe Ratio14.069-37%19.34010.651+82%11.231+72%13.961+39%35.101-45%
Price Per Share7.900-37%10.8609.103+19%11.385-5%10.530+3%10.535+3%
Price To Free Cash Flow Ratio-3.504+27%-4.817-1.052-78%4.259-213%-1.260-74%-12.703+164%
Price To Total Gains Ratio31.867-37%43.80635.509+23%46.606-6%41.787+5%67.152-35%
Quick Ratio---0.00111.850-100%4.223-100%4.918-100%4.987-100%
Return On Assets--0.0010.002-42%0.003-56%0.002-52%0.002-44%
Return On Equity--0.0110.019-44%0.023-54%0.022-51%0.020-45%
Total Gains Per Share--0.2480.263-6%0.752-67%0.427-42%0.331-25%
Usd Book Value--6701391000.0006603863750.000+1%5993982000.000+12%5130402650.000+31%3735021800.000+79%
Usd Book Value Change Per Share--0.1340.145-8%0.644-79%0.328-59%0.253-47%
Usd Book Value Per Share--13.14712.965+1%11.776+12%10.079+30%7.338+79%
Usd Dividend Per Share--0.1140.118-3%0.108+6%0.098+16%0.078+46%
Usd Eps--0.1400.241-42%0.273-49%0.214-35%0.145-3%
Usd Free Cash Flow---287263000.00087812750.000-427%357119750.000-180%159557400.000-280%108772650.000-364%
Usd Free Cash Flow Per Share---0.5640.173-426%0.702-180%0.314-280%0.214-364%
Usd Free Cash Flow To Equity Per Share---0.3101.600-119%2.793-111%1.451-121%1.102-128%
Usd Market Cap4020191436.800-38%5535499752.3604636955085.250+19%5794834195.298-4%5359506124.654+3%5361831412.663+3%
Usd Price Per Share7.900-37%10.8609.103+19%11.385-5%10.530+3%10.535+3%
Usd Profit--71554000.000124627750.000-43%139833750.000-49%111604250.000-36%76067375.000-6%
Usd Revenue--871004000.000575043500.000+51%380373500.000+129%380035700.000+129%281736850.000+209%
Usd Total Gains Per Share--0.2480.263-6%0.752-67%0.427-42%0.331-25%
 EOD+3 -5MRQTTM+11 -24YOY+10 -255Y+12 -2310Y+14 -22

4.2. Fundamental Score

Let's check the fundamental score of Valley National Bancorp based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1514.069
Price to Book Ratio (EOD)Between0-10.601
Net Profit Margin (MRQ)Greater than00.082
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than1-0.001
Current Ratio (MRQ)Greater than10.089
Debt to Asset Ratio (MRQ)Less than10.890
Debt to Equity Ratio (MRQ)Less than18.111
Return on Equity (MRQ)Greater than0.150.011
Return on Assets (MRQ)Greater than0.050.001
Total4/10 (40.0%)

4.3. Technical Score

Let's check the technical score of Valley National Bancorp based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5048.279
Ma 20Greater thanMa 507.792
Ma 50Greater thanMa 1008.524
Ma 100Greater thanMa 2009.018
OpenGreater thanClose7.590
Total1/5 (20.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2022-12-312023-03-312023-06-302023-09-302023-12-31
Inventory  -1,160,214-4,778,878-5,939,0923,753,302-2,185,790799,355-1,386,4351,425,02738,592
Long-term Assets Other  -5,466,264-2,419,718-7,885,98225,913-7,860,06931,238-7,828,83163,108,01055,279,179
Cash and Short Term Investments  2,209,3444,755,5806,964,924-3,773,5693,191,355-861,0082,330,347-2,614,437-284,090
Net Working Capital  1,908,337-1,132,861775,4761,552,8982,328,374149,9572,478,331-14,162,262-11,683,931



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary
Total Assets61,055,286
Total Liabilities54,353,895
Total Stockholder Equity6,701,391
 As reported
Total Liabilities 54,353,895
Total Stockholder Equity+ 6,701,391
Total Assets = 61,055,286

Assets

Total Assets61,055,286
Total Current Assets1,142,211
Long-term Assets59,913,075
Total Current Assets
Cash And Cash Equivalents 891,225
Short-term Investments 28,671
Net Receivables 245,498
Inventory 38,592
Total Current Assets  (as reported)1,142,211
Total Current Assets  (calculated)1,203,986
+/- 61,775
Long-term Assets
Property Plant Equipment 724,542
Goodwill 1,868,936
Long Term Investments 5,104,221
Intangible Assets 160,331
Long-term Assets Other 55,279,179
Long-term Assets  (as reported)59,913,075
Long-term Assets  (calculated)63,137,209
+/- 3,224,134

Liabilities & Shareholders' Equity

Total Current Liabilities12,826,142
Long-term Liabilities41,527,753
Total Stockholder Equity6,701,391
Total Current Liabilities
Short-term Debt 1,127,163
Short Long Term Debt 850,000
Other Current Liabilities 11,698,979
Total Current Liabilities  (as reported)12,826,142
Total Current Liabilities  (calculated)13,676,142
+/- 850,000
Long-term Liabilities
Long term Debt 2,385,483
Capital Lease Obligations 403,781
Long-term Liabilities  (as reported)41,527,753
Long-term Liabilities  (calculated)2,789,264
+/- 38,738,489
Total Stockholder Equity
Common Stock178,187
Retained Earnings 1,471,371
Other Stockholders Equity 4,988,598
Total Stockholder Equity (as reported)6,701,391
Total Stockholder Equity (calculated)6,638,156
+/- 63,235
Other
Capital Stock387,878
Cash and Short Term Investments -284,090
Common Stock Shares Outstanding 509,715
Liabilities and Stockholders Equity 61,055,286
Net Debt 2,815,873
Net Invested Capital 9,727,183
Net Working Capital -11,683,931
Property Plant and Equipment Gross 960,063
Short Long Term Debt Total 3,707,098



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-311997-12-311997-09-301997-06-301997-03-311996-12-311996-09-301996-06-301996-03-311995-12-311995-09-301995-06-301995-03-311994-12-311994-09-301994-06-301994-03-311993-12-311993-09-301993-06-301993-03-311992-12-311992-09-301992-06-301992-03-311991-12-311991-09-301991-06-301991-03-311990-12-311990-09-301990-06-301990-03-311989-12-311989-09-301989-06-301989-03-311988-12-311988-09-301988-06-301988-03-311987-12-311987-09-301987-06-301987-03-311986-12-311986-09-301986-06-301986-03-311985-12-311985-09-30
> Total Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,765,500
1,823,400
1,817,700
1,857,200
1,860,000
2,004,200
2,024,200
2,267,400
2,676,900
2,864,900
2,913,900
3,023,000
3,075,400
3,169,800
3,202,000
3,394,700
3,380,700
3,413,500
3,438,000
3,501,500
3,525,400
3,743,900
3,824,100
4,459,200
4,417,000
4,585,800
4,524,800
4,563,100
4,605,100
4,686,700
5,117,100
5,129,900
5,175,500
5,090,700
5,085,700
5,097,100
5,043,000
5,541,200
5,706,400
6,110,100
6,109,800
6,360,400
6,292,744
6,292,729
6,266,398
6,425,837
8,017,193
8,126,153
8,225,245
8,583,765
8,580,659
8,782,717
9,021,817
9,134,674
9,456,663
9,506,570
9,735,580
9,880,740
10,139,088
10,484,538
10,630,850
10,763,391
11,407,946
12,267,025
12,483,716
12,436,102
12,317,577
12,429,815
12,438,555
12,395,027
12,302,728
12,319,087
12,439,474
12,748,959
12,961,211
12,987,718
14,288,151
14,718,129
14,429,597
14,132,031
14,231,870
14,284,153
14,473,796
14,112,481
14,087,611
14,143,826
14,363,839
14,469,776
14,231,155
14,244,507
15,950,054
16,018,244
15,771,134
16,012,646
16,028,703
15,977,202
15,976,943
16,156,541
16,344,464
16,335,967
16,726,410
18,793,855
18,980,010
19,290,005
19,571,532
21,612,616
21,727,523
21,809,738
22,368,453
22,864,439
23,220,456
23,449,350
23,780,661
24,002,306
29,464,357
30,182,979
30,881,948
31,863,088
32,476,991
33,027,741
33,765,539
37,453,416
39,120,629
41,717,265
40,855,333
40,686,076
41,178,011
41,274,228
41,278,007
43,446,443
43,551,457
54,438,807
55,927,501
57,462,749
64,309,573
61,703,693
61,183,352
61,055,286
61,055,28661,183,35261,703,69364,309,57357,462,74955,927,50154,438,80743,551,45743,446,44341,278,00741,274,22841,178,01140,686,07640,855,33341,717,26539,120,62937,453,41633,765,53933,027,74132,476,99131,863,08830,881,94830,182,97929,464,35724,002,30623,780,66123,449,35023,220,45622,864,43922,368,45321,809,73821,727,52321,612,61619,571,53219,290,00518,980,01018,793,85516,726,41016,335,96716,344,46416,156,54115,976,94315,977,20216,028,70316,012,64615,771,13416,018,24415,950,05414,244,50714,231,15514,469,77614,363,83914,143,82614,087,61114,112,48114,473,79614,284,15314,231,87014,132,03114,429,59714,718,12914,288,15112,987,71812,961,21112,748,95912,439,47412,319,08712,302,72812,395,02712,438,55512,429,81512,317,57712,436,10212,483,71612,267,02511,407,94610,763,39110,630,85010,484,53810,139,0889,880,7409,735,5809,506,5709,456,6639,134,6749,021,8178,782,7178,580,6598,583,7658,225,2458,126,1538,017,1936,425,8376,266,3986,292,7296,292,7446,360,4006,109,8006,110,1005,706,4005,541,2005,043,0005,097,1005,085,7005,090,7005,175,5005,129,9005,117,1004,686,7004,605,1004,563,1004,524,8004,585,8004,417,0004,459,2003,824,1003,743,9003,525,4003,501,5003,438,0003,413,5003,380,7003,394,7003,202,0003,169,8003,075,4003,023,0002,913,9002,864,9002,676,9002,267,4002,024,2002,004,2001,860,0001,857,2001,817,7001,823,4001,765,5000000000000000000
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
108,800
106,700
94,800
93,900
105,000
98,800
99,900
123,300
112,800
114,400
145,100
141,300
127,300
182,400
128,600
120,100
130,500
91,200
147,500
137,400
127,500
180,200
155,800
183,600
186,500
197,800
173,500
169,300
162,900
190,000
222,700
279,900
183,000
177,500
173,100
175,200
149,600
205,500
186,300
211,600
198,500
197,100
193,266
201,502
211,164
226,376
239,904
245,531
257,737
354,034
213,097
240,807
261,696
243,923
292,829
282,544
1,538,323
6,657,913
1,534,088
1,610,516
1,523,358
7,377,449
7,853,488
8,449,569
8,650,300
8,763,717
8,728,613
8,915,631
8,948,241
9,090,754
9,053,754
9,205,873
9,112,961
9,431,759
9,646,273
9,967,026
11,283,281
11,516,271
11,293,228
10,612,589
10,686,705
10,727,204
10,822,646
10,539,608
10,585,972
10,543,546
10,748,799
10,975,169
10,749,977
11,092,878
12,496,317
12,781,153
12,725,158
12,844,994
12,745,829
12,497,290
12,612,130
12,846,346
12,987,441
12,978,283
13,408,232
15,216,672
15,416,879
15,869,185
16,236,833
17,475,206
17,620,752
17,821,893
18,218,801
18,614,193
18,838,775
19,138,695
19,486,651
19,644,861
24,060,181
24,808,064
25,553,043
26,542,013
26,918,895
27,428,930
28,294,215
31,411,655
32,936,927
35,784,634
34,984,970
35,120,901
35,622,416
35,600,185
1,611,262
2,153,923
1,848,621
2,905,545
2,549,608
2,405,950
7,188,532
3,417,273
2,568,133
1,142,211
1,142,2112,568,1333,417,2737,188,5322,405,9502,549,6082,905,5451,848,6212,153,9231,611,26235,600,18535,622,41635,120,90134,984,97035,784,63432,936,92731,411,65528,294,21527,428,93026,918,89526,542,01325,553,04324,808,06424,060,18119,644,86119,486,65119,138,69518,838,77518,614,19318,218,80117,821,89317,620,75217,475,20616,236,83315,869,18515,416,87915,216,67213,408,23212,978,28312,987,44112,846,34612,612,13012,497,29012,745,82912,844,99412,725,15812,781,15312,496,31711,092,87810,749,97710,975,16910,748,79910,543,54610,585,97210,539,60810,822,64610,727,20410,686,70510,612,58911,293,22811,516,27111,283,2819,967,0269,646,2739,431,7599,112,9619,205,8739,053,7549,090,7548,948,2418,915,6318,728,6138,763,7178,650,3008,449,5697,853,4887,377,4491,523,3581,610,5161,534,0886,657,9131,538,323282,544292,829243,923261,696240,807213,097354,034257,737245,531239,904226,376211,164201,502193,266197,100198,500211,600186,300205,500149,600175,200173,100177,500183,000279,900222,700190,000162,900169,300173,500197,800186,500183,600155,800180,200127,500137,400147,50091,200130,500120,100128,600182,400127,300141,300145,100114,400112,800123,30099,90098,800105,00093,90094,800106,700108,8000000000000000000
       Cash And Cash Equivalents 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
91,700
90,400
78,000
76,900
87,400
80,200
81,500
103,000
92,100
90,300
100,000
111,900
100,500
156,700
104,100
95,000
107,600
67,500
126,400
114,300
106,400
154,600
131,400
155,300
157,800
167,300
144,900
138,800
135,600
162,900
192,700
250,500
153,200
148,200
144,400
147,200
121,700
175,800
154,300
176,700
161,700
161,600
156,022
165,344
172,939
186,720
191,481
198,177
208,324
311,850
168,309
195,697
218,628
243,923
248,633
241,325
244,732
218,166
202,938
247,721
195,887
163,371
208,710
272,721
251,768
260,045
223,079
233,665
222,859
244,149
215,085
238,264
218,167
228,465
260,492
286,681
398,921
580,507
778,608
343,059
531,918
661,337
461,120
346,121
260,871
366,286
325,497
526,663
395,228
379,049
500,835
451,720
605,259
853,100
970,036
700,325
350,401
369,168
379,602
306,681
413,454
830,407
764,714
473,205
291,779
413,800
476,493
313,131
399,126
392,501
336,726
357,789
343,826
416,110
496,660
472,266
356,379
428,629
466,597
455,196
498,237
434,687
1,005,015
1,910,325
1,038,552
1,329,205
1,633,833
1,844,763
1,500,156
2,049,920
730,920
1,388,312
1,118,348
947,947
5,705,688
1,954,409
1,143,823
891,225
891,2251,143,8231,954,4095,705,688947,9471,118,3481,388,312730,9202,049,9201,500,1561,844,7631,633,8331,329,2051,038,5521,910,3251,005,015434,687498,237455,196466,597428,629356,379472,266496,660416,110343,826357,789336,726392,501399,126313,131476,493413,800291,779473,205764,714830,407413,454306,681379,602369,168350,401700,325970,036853,100605,259451,720500,835379,049395,228526,663325,497366,286260,871346,121461,120661,337531,918343,059778,608580,507398,921286,681260,492228,465218,167238,264215,085244,149222,859233,665223,079260,045251,768272,721208,710163,371195,887247,721202,938218,166244,732241,325248,633243,923218,628195,697168,309311,850208,324198,177191,481186,720172,939165,344156,022161,600161,700176,700154,300175,800121,700147,200144,400148,200153,200250,500192,700162,900135,600138,800144,900167,300157,800155,300131,400154,600106,400114,300126,40067,500107,60095,000104,100156,700100,500111,900100,00090,30092,100103,00081,50080,20087,40076,90078,00090,40091,7000000000000000000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
50,000
0
0
0
0
0
0
0
0
0
0
1,249,983
0
1,287,239
1,319,248
1,278,403
0
1,261,202
1,241,389
1,241,014
13,926
3,185,319
3,104,241
3,078,459
117,385
2,826,606
2,680,031
2,888,673
98,377
2,878,855
2,583,309
2,428,637
1,434,383
2,550,466
2,928,337
2,956,783
1,352,481
197,212
2,975,070
2,898,547
1,035,282
3,007,611
2,887,947
2,876,034
566,520
2,731,626
2,516,205
2,320,590
807,816
955,270
958,656
910,809
829,692
796,583
783,205
758,421
886,970
843,518
807,574
797,389
1,506,861
1,452,489
1,186,341
1,276,709
1,297,373
1,454,331
1,464,054
1,447,737
1,493,905
1,843,514
1,833,467
1,749,001
1,749,544
1,723,106
1,679,350
1,628,062
1,566,801
1,749,842
1,689,388
1,526,564
1,339,473
1,116,221
1,075,538
1,208,277
1,128,809
1,015,034
1,382,551
1,271,854
1,261,397
1,259,236
1,236,946
1,186,524
28,671
28,6711,186,5241,236,9461,259,2361,261,3971,271,8541,382,5511,015,0341,128,8091,208,2771,075,5381,116,2211,339,4731,526,5641,689,3881,749,8421,566,8011,628,0621,679,3501,723,1061,749,5441,749,0011,833,4671,843,5141,493,9051,447,7371,464,0541,454,3311,297,3731,276,7091,186,3411,452,4891,506,861797,389807,574843,518886,970758,421783,205796,583829,692910,809958,656955,270807,8162,320,5902,516,2052,731,626566,5202,876,0342,887,9473,007,6111,035,2822,898,5472,975,070197,2121,352,4812,956,7832,928,3372,550,4661,434,3832,428,6372,583,3092,878,85598,3772,888,6732,680,0312,826,606117,3853,078,4593,104,2413,185,31913,9261,241,0141,241,3891,261,20201,278,4031,319,2481,287,23901,249,983000000000050,0000000000000000000000000000000000000000000000000000000000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
17,100
16,300
16,800
17,000
17,600
18,600
18,400
20,300
20,700
24,100
45,100
29,400
26,800
25,700
24,500
25,100
22,900
23,700
21,100
23,100
21,100
25,600
24,400
28,300
28,700
30,500
28,600
30,500
27,300
27,100
30,000
29,400
29,800
29,300
28,700
28,000
27,900
29,700
32,000
34,900
36,800
35,500
37,244
36,158
38,225
39,656
48,423
47,354
49,413
42,184
44,788
45,110
43,068
41,591
44,196
41,219
43,608
40,445
43,911
43,547
49,068
46,737
52,590
53,226
58,269
57,280
59,646
56,448
64,760
63,356
62,584
60,000
65,832
56,578
56,870
54,699
61,619
57,717
64,676
62,611
65,576
56,245
153,142
169,135
177,348
148,485
154,045
139,610
141,118
126,917
127,277
114,781
107,486
97,371
97,587
93,989
88,566
86,721
85,543
74,337
69,725
71,181
64,198
66,682
64,799
63,554
62,973
65,193
63,815
66,816
68,245
69,732
72,063
73,990
86,804
88,155
92,666
95,296
100,722
99,065
97,282
105,637
107,353
122,807
136,058
106,230
107,790
99,068
98,073
96,882
102,667
134,682
159,406
196,606
223,608
225,918
237,786
245,498
245,498237,786225,918223,608196,606159,406134,682102,66796,88298,07399,068107,790106,230136,058122,807107,353105,63797,28299,065100,72295,29692,66688,15586,80473,99072,06369,73268,24566,81663,81565,19362,97363,55464,79966,68264,19871,18169,72574,33785,54386,72188,56693,98997,58797,371107,486114,781127,277126,917141,118139,610154,045148,485177,348169,135153,14256,24565,57662,61164,67657,71761,61954,69956,87056,57865,83260,00062,58463,35664,76056,44859,64657,28058,26953,22652,59046,73749,06843,54743,91140,44543,60841,21944,19641,59143,06845,11044,78842,18449,41347,35448,42339,65638,22536,15837,24435,50036,80034,90032,00029,70027,90028,00028,70029,30029,80029,40030,00027,10027,30030,50028,60030,50028,70028,30024,40025,60021,10023,10021,10023,70022,90025,10024,50025,70026,80029,40045,10024,10020,70020,30018,40018,60017,60017,00016,80016,30017,1000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,399,302
0
0
0
7,167,341
7,592,188
8,123,622
8,340,263
8,446,392
8,445,888
8,625,518
8,660,622
8,665,864
8,776,085
8,907,609
8,828,962
9,048,339
9,328,911
9,625,646
10,822,741
10,838,364
10,449,944
10,206,919
10,089,211
9,860,591
10,016,524
10,024,352
10,147,753
9,732,829
10,269,257
10,308,896
10,213,631
10,456,934
11,868,205
12,214,652
12,012,413
11,779,768
10,722,936
10,744,320
11,262,354
12,260,297
11,725,713
11,814,060
12,166,632
14,176,520
13,744,449
14,521,724
15,082,866
16,418,484
15,628,797
16,257,228
16,479,151
18,051,083
16,979,473
17,247,120
17,623,025
19,112,173
23,427,717
24,215,243
25,072,280
25,992,027
26,320,400
26,835,430
27,636,934
30,755,490
31,710,705
33,632,328
33,784,022
33,642,737
33,841,199
33,622,312
33,791,421
34,185,071
180,299
153,030
1,283,262
1,160,214
5,939,092
2,185,790
1,386,435
1,142,211
1,142,2111,386,4352,185,7905,939,0921,160,2141,283,262153,030180,29934,185,07133,791,42133,622,31233,841,19933,642,73733,784,02233,632,32831,710,70530,755,49027,636,93426,835,43026,320,40025,992,02725,072,28024,215,24323,427,71719,112,17317,623,02517,247,12016,979,47318,051,08316,479,15116,257,22815,628,79716,418,48415,082,86614,521,72413,744,44914,176,52012,166,63211,814,06011,725,71312,260,29711,262,35410,744,32010,722,93611,779,76812,012,41312,214,65211,868,20510,456,93410,213,63110,308,89610,269,2579,732,82910,147,75310,024,35210,016,5249,860,59110,089,21110,206,91910,449,94410,838,36410,822,7419,625,6469,328,9119,048,3398,828,9628,907,6098,776,0858,665,8648,660,6228,625,5188,445,8888,446,3928,340,2638,123,6227,592,1887,167,3410006,399,3020000000000000000000000000000000000000000000000000000000000000000000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
313,800
314,800
325,600
343,900
368,700
411,100
457,500
651,800
839,600
1,239,700
1,273,500
1,407,700
1,435,800
1,448,800
1,473,500
1,469,700
1,456,100
1,421,700
1,412,500
1,344,600
1,310,500
1,349,800
1,355,600
1,565,300
1,495,100
1,470,800
1,423,800
1,379,300
1,332,700
1,223,700
1,341,400
1,271,100
1,325,600
1,253,400
1,174,100
1,160,400
1,106,900
1,246,300
1,371,500
1,569,800
1,487,500
1,441,700
1,408,451
1,384,513
1,417,317
1,454,587
2,493,695
2,522,303
2,541,822
2,768,934
2,857,834
2,874,876
2,781,738
113,755
2,956,182
2,852,502
123,811
3,222,827
131,007
138,672
154,439
3,385,942
3,554,458
3,817,456
3,833,416
3,672,385
3,588,964
3,514,184
3,490,314
3,304,273
3,248,974
3,113,214
3,326,513
3,317,200
3,314,938
3,020,692
3,004,870
3,201,858
3,136,369
3,519,442
3,545,165
3,556,949
3,651,150
3,572,873
3,501,639
3,600,280
3,615,040
3,494,607
3,481,178
3,151,629
3,453,737
3,237,091
3,045,976
3,167,652
3,282,874
3,479,912
3,364,813
3,310,195
3,357,023
3,357,684
3,318,178
3,577,183
3,563,131
3,420,820
3,334,699
4,137,410
4,106,771
3,987,845
4,149,652
4,250,246
4,381,681
4,310,655
4,294,010
4,357,445
5,404,176
5,374,915
5,328,905
5,321,075
5,558,096
5,598,811
5,471,324
6,024,365
6,183,702
5,932,631
5,762,522
5,565,175
5,555,595
5,674,043
5,855,380
5,985,761
1,880,717
7,909,522
2,756,445
2,731,300
7,885,982
7,860,069
7,828,831
59,913,075
59,913,0757,828,8317,860,0697,885,9822,731,3002,756,4457,909,5221,880,7175,985,7615,855,3805,674,0435,555,5955,565,1755,762,5225,932,6316,183,7026,024,3655,471,3245,598,8115,558,0965,321,0755,328,9055,374,9155,404,1764,357,4454,294,0104,310,6554,381,6814,250,2464,149,6523,987,8454,106,7714,137,4103,334,6993,420,8203,563,1313,577,1833,318,1783,357,6843,357,0233,310,1953,364,8133,479,9123,282,8743,167,6523,045,9763,237,0913,453,7373,151,6293,481,1783,494,6073,615,0403,600,2803,501,6393,572,8733,651,1503,556,9493,545,1653,519,4423,136,3693,201,8583,004,8703,020,6923,314,9383,317,2003,326,5133,113,2143,248,9743,304,2733,490,3143,514,1843,588,9643,672,3853,833,4163,817,4563,554,4583,385,942154,439138,672131,0073,222,827123,8112,852,5022,956,182113,7552,781,7382,874,8762,857,8342,768,9342,541,8222,522,3032,493,6951,454,5871,417,3171,384,5131,408,4511,441,7001,487,5001,569,8001,371,5001,246,3001,106,9001,160,4001,174,1001,253,4001,325,6001,271,1001,341,4001,223,7001,332,7001,379,3001,423,8001,470,8001,495,1001,565,3001,355,6001,349,8001,310,5001,344,6001,412,5001,421,7001,456,1001,469,7001,473,5001,448,8001,435,8001,407,7001,273,5001,239,700839,600651,800457,500411,100368,700343,900325,600314,800313,8000000000000000000
       Property Plant Equipment 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
18,900
19,000
19,000
20,300
22,000
24,400
24,000
23,500
23,600
23,600
23,900
24,100
29,800
30,300
30,500
40,000
39,900
40,200
40,000
40,300
40,900
45,400
49,300
55,700
58,000
58,100
60,600
61,400
61,600
63,900
72,500
73,600
72,900
74,600
75,800
75,400
75,300
79,800
79,800
82,200
82,400
84,800
85,256
84,931
86,236
85,394
90,571
90,730
92,597
94,178
97,613
105,381
106,680
113,755
114,812
116,549
123,811
128,606
131,007
138,672
154,439
161,473
166,306
172,596
180,297
182,739
188,140
195,185
198,421
209,397
212,744
223,452
229,779
227,553
233,225
235,645
254,285
256,343
266,996
271,062
268,319
266,401
266,077
263,967
265,661
265,570
264,215
264,767
265,294
265,475
273,297
273,626
276,071
278,615
276,664
272,903
269,762
270,138
270,669
273,746
273,857
282,997
281,236
282,031
291,084
298,943
300,072
301,852
294,165
291,180
289,426
290,001
289,153
287,705
346,700
348,396
341,060
341,630
602,346
595,975
596,690
619,662
610,583
603,700
588,655
571,850
566,031
562,682
577,943
585,423
595,991
676,639
676,714
664,908
668,053
746,335
740,085
724,542
724,542740,085746,335668,053664,908676,714676,639595,991585,423577,943562,682566,031571,850588,655603,700610,583619,662596,690595,975602,346341,630341,060348,396346,700287,705289,153290,001289,426291,180294,165301,852300,072298,943291,084282,031281,236282,997273,857273,746270,669270,138269,762272,903276,664278,615276,071273,626273,297265,475265,294264,767264,215265,570265,661263,967266,077266,401268,319271,062266,996256,343254,285235,645233,225227,553229,779223,452212,744209,397198,421195,185188,140182,739180,297172,596166,306161,473154,439138,672131,007128,606123,811116,549114,812113,755106,680105,38197,61394,17892,59790,73090,57185,39486,23684,93185,25684,80082,40082,20079,80079,80075,30075,40075,80074,60072,90073,60072,50063,90061,60061,40060,60058,10058,00055,70049,30045,40040,90040,30040,00040,20039,90040,00030,50030,30029,80024,10023,90023,60023,60023,50024,00024,40022,00020,30019,00019,00018,9000000000000000000
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,249
0
0
0
5,545
0
0
0
0
0
0
0
52,050
0
0
0
45,888
126,217
226,096
177,886
179,898
179,898
180,718
181,497
181,497
181,497
181,497
181,614
179,835
179,735
179,735
293,988
294,053
295,146
295,631
295,698
296,424
307,813
310,147
315,975
317,891
317,891
317,891
317,962
317,962
420,434
420,443
420,443
428,234
428,234
428,234
428,234
428,234
428,234
428,234
428,234
575,892
577,534
577,534
577,534
686,339
689,589
689,589
689,589
690,637
690,637
690,637
690,637
690,637
1,078,892
1,078,892
1,085,710
1,084,665
1,084,665
1,084,665
1,084,665
1,373,625
1,375,409
1,375,409
1,375,409
1,382,442
1,382,442
1,382,442
1,382,442
1,459,008
1,468,354
1,871,505
1,871,505
1,868,936
1,868,936
1,868,936
1,868,936
1,868,936
1,868,9361,868,9361,868,9361,868,9361,868,9361,871,5051,871,5051,468,3541,459,0081,382,4421,382,4421,382,4421,382,4421,375,4091,375,4091,375,4091,373,6251,084,6651,084,6651,084,6651,084,6651,085,7101,078,8921,078,892690,637690,637690,637690,637690,637689,589689,589689,589686,339577,534577,534577,534575,892428,234428,234428,234428,234428,234428,234428,234428,234420,443420,443420,434317,962317,962317,891317,891317,891315,975310,147307,813296,424295,698295,631295,146294,053293,988179,735179,735179,835181,614181,497181,497181,497181,497180,718179,898179,898177,886226,096126,21745,88800052,05000000005,5450005,2490000000000000000000000000000000000000000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9,300,217
9,469,725
9,511,828
9,527,241
0
0
0
0
10,944,974
10,743,829
10,818,884
11,337,484
11,507,959
11,642,171
11,764,025
12,116,484
13,428,893
13,688,420
14,435,737
14,969,795
16,000,483
16,093,545
16,456,285
16,587,253
17,188,500
17,402,300
17,664,046
18,154,559
18,284,714
22,506,709
23,184,109
24,058,993
24,978,906
25,369,459
25,746,122
26,502,588
29,643,086
30,252,078
122,807
136,058
407,657
339,858
3,663,396
3,832,470
3,870,944
4,134,748
5,142,736
5,039,596
5,150,904
5,161,822
5,066,852
5,050,544
5,104,221
5,104,2215,050,5445,066,8525,161,8225,150,9045,039,5965,142,7364,134,7483,870,9443,832,4703,663,396339,858407,657136,058122,80730,252,07829,643,08626,502,58825,746,12225,369,45924,978,90624,058,99323,184,10922,506,70918,284,71418,154,55917,664,04617,402,30017,188,50016,587,25316,456,28516,093,54516,000,48314,969,79514,435,73713,688,42013,428,89312,116,48411,764,02511,642,17111,507,95911,337,48410,818,88410,743,82910,944,97400009,527,2419,511,8289,469,7259,300,21700000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
38,862
40,116
0
37,442
35,544
34,456
32,625
36,765
39,381
40,752
53,004
54,577
52,050
50,688
48,278
47,610
45,888
126,217
226,096
41,121
37,456
35,607
34,040
31,937
29,858
28,127
28,234
26,447
24,712
23,123
22,003
27,960
25,954
23,761
24,412
24,365
24,305
24,917
23,689
21,456
25,650
25,323
24,002
21,888
20,818
28,380
26,817
28,872
31,123
34,972
39,002
37,959
36,130
34,186
32,135
30,168
38,775
35,024
33,106
31,382
48,882
46,155
44,843
44,038
45,484
44,958
43,700
42,861
42,507
86,487
83,966
80,771
76,990
73,580
70,585
68,150
86,772
82,686
77,921
73,873
70,449
67,972
65,523
62,525
70,386
74,884
218,642
208,226
197,456
187,171
177,946
169,266
160,331
160,331169,266177,946187,171197,456208,226218,64274,88470,38662,52565,52367,97270,44973,87377,92182,68686,77268,15070,58573,58076,99080,77183,96686,48742,50742,86143,70044,95845,48444,03844,84346,15548,88231,38233,10635,02438,77530,16832,13534,18636,13037,95939,00234,97231,12328,87226,81728,38020,81821,88824,00225,32325,65021,45623,68924,91724,30524,36524,41223,76125,95427,96022,00323,12324,71226,44728,23428,12729,85831,93734,04035,60737,45641,121226,096126,21745,88847,61048,27850,68852,05054,57753,00440,75239,38136,76532,62534,45635,54437,442040,11638,8620000000000000000000000000000000000000000000000000000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,013,755
4,063,132
3,949,281
4,198,842
4,892,152
5,517,772
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000005,517,7724,892,1524,198,8423,949,2814,063,1324,013,75500000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,342,900
1,401,900
1,397,300
1,419,400
1,386,300
1,494,300
1,466,800
1,492,300
1,724,500
1,510,800
1,495,300
1,474,000
1,512,300
1,538,600
1,599,900
1,804,900
1,794,100
1,900,600
1,878,000
2,019,500
2,087,400
2,213,900
2,312,700
2,710,300
2,735,400
2,917,200
2,927,500
3,014,500
3,109,500
3,273,000
3,553,000
3,578,900
3,666,900
3,659,800
3,738,500
3,761,500
3,786,500
4,089,400
4,148,600
4,328,700
4,423,800
4,721,600
4,691,027
4,706,714
4,637,917
4,744,874
5,283,594
5,358,319
5,425,686
5,460,797
5,509,728
5,667,034
5,978,383
8,776,996
6,207,652
6,371,524
8,073,446
13,103,567
8,473,993
8,735,350
8,953,053
14,149,333
14,962,404
16,084,481
16,317,132
16,108,487
15,906,541
15,943,999
15,928,869
15,699,300
15,551,702
15,432,301
15,765,987
16,066,159
16,276,149
16,008,410
17,293,021
17,919,987
17,565,966
17,651,473
17,777,035
17,841,102
18,124,946
17,685,354
17,589,250
17,744,106
17,978,879
17,964,383
17,712,333
17,396,136
19,403,791
19,255,335
18,817,110
19,180,298
19,311,577
19,457,114
19,341,756
19,466,736
19,701,487
19,693,651
20,044,588
22,371,038
22,543,141
22,710,825
22,906,231
25,750,026
25,834,294
25,797,583
26,518,105
27,114,685
27,602,137
27,760,005
28,074,671
28,359,751
34,868,533
35,557,894
36,210,853
37,184,163
38,035,087
38,626,552
39,236,863
17,396
45,304,331
47,649,896
107,841
46,251,251
46,733,606
46,948,271
33,811,365
35,306,759
39,822,119
43,623,740
50,621,448
52,325,499
49,235,059
50,426,351
50,786,388
0
050,786,38850,426,35149,235,05952,325,49950,621,44843,623,74039,822,11935,306,75933,811,36546,948,27146,733,60646,251,251107,84147,649,89645,304,33117,39639,236,86338,626,55238,035,08737,184,16336,210,85335,557,89434,868,53328,359,75128,074,67127,760,00527,602,13727,114,68526,518,10525,797,58325,834,29425,750,02622,906,23122,710,82522,543,14122,371,03820,044,58819,693,65119,701,48719,466,73619,341,75619,457,11419,311,57719,180,29818,817,11019,255,33519,403,79117,396,13617,712,33317,964,38317,978,87917,744,10617,589,25017,685,35418,124,94617,841,10217,777,03517,651,47317,565,96617,919,98717,293,02116,008,41016,276,14916,066,15915,765,98715,432,30115,551,70215,699,30015,928,86915,943,99915,906,54116,108,48716,317,13216,084,48114,962,40414,149,3338,953,0538,735,3508,473,99313,103,5678,073,4466,371,5246,207,6528,776,9965,978,3835,667,0345,509,7285,460,7975,425,6865,358,3195,283,5944,744,8744,637,9174,706,7144,691,0274,721,6004,423,8004,328,7004,148,6004,089,4003,786,5003,761,5003,738,5003,659,8003,666,9003,578,9003,553,0003,273,0003,109,5003,014,5002,927,5002,917,2002,735,4002,710,3002,312,7002,213,9002,087,4002,019,5001,878,0001,900,6001,794,1001,804,9001,599,9001,538,6001,512,3001,474,0001,495,3001,510,8001,724,5001,492,3001,466,8001,494,3001,386,3001,419,4001,397,3001,401,9001,342,9000000000000000000
> Total Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,597,500
1,651,900
1,642,100
1,677,700
1,678,200
1,823,600
1,840,000
2,080,000
2,486,400
2,670,400
2,713,400
2,816,300
2,862,600
2,951,500
2,974,100
3,147,300
3,124,600
3,149,100
3,167,000
3,228,100
3,244,800
3,443,700
3,502,000
4,076,400
4,026,900
4,185,600
4,138,700
4,185,800
4,222,700
4,290,200
4,680,600
4,679,300
4,711,400
4,615,300
4,603,700
4,604,600
4,538,600
4,985,400
5,140,700
5,546,900
5,541,500
5,806,900
5,764,610
5,772,164
5,742,830
5,880,763
7,335,891
7,430,747
7,519,121
7,905,390
7,925,579
8,109,597
8,368,586
8,502,936
8,630,213
8,877,436
9,097,476
9,227,951
9,462,391
9,825,975
9,934,684
10,055,793
10,587,077
11,350,300
11,565,589
11,504,192
11,381,271
11,485,304
11,459,962
11,445,437
11,371,735
11,392,485
11,496,692
11,799,899
12,002,439
12,036,387
13,199,539
13,354,520
13,042,210
12,813,135
12,947,768
13,031,299
13,214,544
12,843,814
12,809,592
12,848,621
13,056,315
13,158,558
12,924,053
12,978,259
14,456,600
14,515,171
14,257,811
14,510,269
14,520,704
14,455,649
14,456,887
14,615,501
14,784,575
14,762,311
15,142,212
16,930,838
17,112,857
17,304,478
17,574,583
19,405,525
19,507,921
19,577,526
20,111,380
20,487,283
20,821,915
21,025,449
21,242,677
21,469,141
26,219,354
26,905,667
27,579,012
28,512,634
29,032,112
29,523,623
30,207,464
33,069,228
34,699,631
37,242,777
36,321,570
36,093,956
36,518,341
36,536,421
36,455,509
38,362,377
38,455,073
48,233,894
49,653,672
51,061,947
57,797,992
55,128,509
54,556,053
54,353,895
54,353,89554,556,05355,128,50957,797,99251,061,94749,653,67248,233,89438,455,07338,362,37736,455,50936,536,42136,518,34136,093,95636,321,57037,242,77734,699,63133,069,22830,207,46429,523,62329,032,11228,512,63427,579,01226,905,66726,219,35421,469,14121,242,67721,025,44920,821,91520,487,28320,111,38019,577,52619,507,92119,405,52517,574,58317,304,47817,112,85716,930,83815,142,21214,762,31114,784,57514,615,50114,456,88714,455,64914,520,70414,510,26914,257,81114,515,17114,456,60012,978,25912,924,05313,158,55813,056,31512,848,62112,809,59212,843,81413,214,54413,031,29912,947,76812,813,13513,042,21013,354,52013,199,53912,036,38712,002,43911,799,89911,496,69211,392,48511,371,73511,445,43711,459,96211,485,30411,381,27111,504,19211,565,58911,350,30010,587,07710,055,7939,934,6849,825,9759,462,3919,227,9519,097,4768,877,4368,630,2138,502,9368,368,5868,109,5977,925,5797,905,3907,519,1217,430,7477,335,8915,880,7635,742,8305,772,1645,764,6105,806,9005,541,5005,546,9005,140,7004,985,4004,538,6004,604,6004,603,7004,615,3004,711,4004,679,3004,680,6004,290,2004,222,7004,185,8004,138,7004,185,6004,026,9004,076,4003,502,0003,443,7003,244,8003,228,1003,167,0003,149,1003,124,6003,147,3002,974,1002,951,5002,862,6002,816,3002,713,4002,670,4002,486,4002,080,0001,840,0001,823,6001,678,2001,677,7001,642,1001,651,9001,597,5000000000000000000
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,200
27,700
14,000
24,600
25,600
22,500
20,900
29,000
29,100
28,200
10,700
7,800
6,300
0
0
0
0
0
3,164,000
3,226,000
3,243,000
4,032,000
3,500,000
4,041,000
3,995,000
4,157,000
4,090,000
4,151,000
4,186,000
4,650,000
4,648,000
4,648,000
4,577,000
4,705,000
4,490,000
4,994,000
4,957,000
5,076,000
5,097,000
5,182,000
5,127,000
5,242,000
5,173,000
5,180,000
5,151,000
6,653,000
6,516,000
6,481,000
6,559,000
6,729,000
6,802,000
6,986,000
6,949,000
378,433
675,574
466,384
315,635
377,306
348,782
479,929
603,079
510,291
591,944
588,791
642,619
582,575
405,738
343,898
394,837
6,792
381,609
452,410
430,410
130,642
430,736
432,560
798,669
304,794
301,175
193,281
199,392
9,605
188,600
184,459
331,265
9,023
178,814
171,060
222,574
212,849
410,749
523,122
288,865
154,323
147,260
125,060
158,283
281,455
537,110
354,230
297,719
146,781
133,866
126,148
302,941
526,000
1,170,623
1,411,844
1,433,356
782,000
1,644,964
1,734,444
1,482,709
427,000
1,618,416
2,877,912
2,968,431
1,732,000
2,062,576
2,387,784
1,825,417
940,000
1,510,000
1,235,000
1,275,000
1,000,000
1,084,666
700,000
600,000
500,000
766,618
1,522,804
1,286,711
497,613
6,413,056
1,088,899
89,802
12,826,142
12,826,14289,8021,088,8996,413,056497,6131,286,7111,522,804766,618500,000600,000700,0001,084,6661,000,0001,275,0001,235,0001,510,000940,0001,825,4172,387,7842,062,5761,732,0002,968,4312,877,9121,618,416427,0001,482,7091,734,4441,644,964782,0001,433,3561,411,8441,170,623526,000302,941126,148133,866146,781297,719354,230537,110281,455158,283125,060147,260154,323288,865523,122410,749212,849222,574171,060178,8149,023331,265184,459188,6009,605199,392193,281301,175304,794798,669432,560430,736130,642430,410452,410381,6096,792394,837343,898405,738582,575642,619588,791591,944510,291603,079479,929348,782377,306315,635466,384675,574378,4336,949,0006,986,0006,802,0006,729,0006,559,0006,481,0006,516,0006,653,0005,151,0005,180,0005,173,0005,242,0005,127,0005,182,0005,097,0005,076,0004,957,0004,994,0004,490,0004,705,0004,577,0004,648,0004,648,0004,650,0004,186,0004,151,0004,090,0004,157,0003,995,0004,041,0003,500,0004,032,0003,243,0003,226,0003,164,000000006,3007,80010,70028,20029,10029,00020,90022,50025,60024,60014,00027,70023,2000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,200
27,700
14,000
24,600
25,600
22,500
20,900
29,000
29,100
28,200
10,700
7,800
6,300
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
45,300
43,600
0
31,600
50,600
43,200
22,700
26,000
49,300
46,300
59,700
99,259
114,710
168,055
108,022
302,470
192,511
306,083
304,262
279,855
282,583
209,619
378,433
675,574
466,384
315,635
377,306
348,782
479,929
603,079
510,291
591,944
588,791
642,619
582,575
405,738
343,898
394,837
6,792
381,609
452,410
430,410
130,642
430,736
432,560
798,669
640,304
301,175
193,281
199,392
216,147
188,600
184,459
331,265
192,318
178,814
171,060
222,574
212,849
410,749
523,122
288,865
154,323
147,260
125,060
158,283
281,455
537,110
354,230
297,719
146,781
133,866
126,148
302,941
1,076,991
1,170,623
1,411,844
1,433,356
1,080,960
1,644,964
1,734,444
1,482,709
748,628
1,618,416
2,877,912
2,968,431
2,118,914
2,062,576
2,387,784
1,825,417
1,093,280
2,095,655
2,082,880
1,430,726
1,147,958
1,084,666
854,378
783,346
655,726
484,181
1,522,804
919,283
138,729
6,413,056
1,088,899
89,802
1,127,163
1,127,16389,8021,088,8996,413,056138,729919,2831,522,804484,181655,726783,346854,3781,084,6661,147,9581,430,7262,082,8802,095,6551,093,2801,825,4172,387,7842,062,5762,118,9142,968,4312,877,9121,618,416748,6281,482,7091,734,4441,644,9641,080,9601,433,3561,411,8441,170,6231,076,991302,941126,148133,866146,781297,719354,230537,110281,455158,283125,060147,260154,323288,865523,122410,749212,849222,574171,060178,814192,318331,265184,459188,600216,147199,392193,281301,175640,304798,669432,560430,736130,642430,410452,410381,6096,792394,837343,898405,738582,575642,619588,791591,944510,291603,079479,929348,782377,306315,635466,384675,574378,433209,619282,583279,855304,262306,083192,511302,470108,022168,055114,71099,25959,70046,30049,30026,00022,70043,20050,60031,600043,60045,3000000000000000000006,3007,80010,70028,20029,10029,00020,90022,50025,60024,60014,00027,70023,2000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,746,407
0
0
0
2,979,977
1,170,623
1,411,844
1,433,356
2,600,520
1,644,964
3,619,619
3,763,512
50,000
4,057,192
97,017
0
0
2,062,576
2,387,784
1,825,417
940,000
1,510,000
1,235,000
1,275,000
1,147,958
1,084,666
854,378
783,346
655,726
484,181
1,522,804
919,283
138,729
6,413,056
1,088,899
89,802
850,000
850,00089,8021,088,8996,413,056138,729919,2831,522,804484,181655,726783,346854,3781,084,6661,147,9581,275,0001,235,0001,510,000940,0001,825,4172,387,7842,062,5760097,0174,057,19250,0003,763,5123,619,6191,644,9642,600,5201,433,3561,411,8441,170,6232,979,9770002,746,407000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,018,268
5,018,217
4,931,135
5,123,717
6,112,550
6,196,179
6,121,859
6,306,974
6,409,555
6,591,437
6,618,733
6,683,387
6,739,714
7,026,076
7,169,571
7,162,968
7,255,399
7,374,502
7,402,105
7,518,739
7,892,723
8,627,093
8,690,535
8,570,001
8,359,034
8,571,267
8,466,870
8,487,651
8,341,195
8,332,469
8,439,695
8,091,004
8,412,603
8,372,403
9,063,406
9,232,923
9,418,591
9,320,447
9,442,471
9,547,285
9,779,615
9,420,421
9,268,703
165,881
146,964
361,612
162,651
9,673,102
10,957,184
10,871,679
10,920,800
202,784
181,338
197,286
178,918
176,357
137,972
147,710
138,541
178,084
189,002
179,166
199,457
221,656
227,133
222,633
213,487
200,132
170,185
179,714
190,267
209,458
232,435
227,794
238,221
231,108
193,331
198,779
218,516
284,722
422,448
469,206
396,033
381,991
282,976
33,194,774
33,632,605
35,632,412
35,647,336
43,881,051
45,308,843
1,327,602
1,184,497
1,498,356
0
0
001,498,3561,184,4971,327,60245,308,84343,881,05135,647,33635,632,41233,632,60533,194,774282,976381,991396,033469,206422,448284,722218,516198,779193,331231,108238,221227,794232,435209,458190,267179,714170,185200,132213,487222,633227,133221,656199,457179,166189,002178,084138,541147,710137,972176,357178,918197,286181,338202,78410,920,80010,871,67910,957,1849,673,102162,651361,612146,964165,8819,268,7039,420,4219,779,6159,547,2859,442,4719,320,4479,418,5919,232,9239,063,4068,372,4038,412,6038,091,0048,439,6958,332,4698,341,1958,487,6518,466,8708,571,2678,359,0348,570,0018,690,5358,627,0937,892,7237,518,7397,402,1057,374,5027,255,3997,162,9687,169,5717,026,0766,739,7146,683,3876,618,7336,591,4376,409,5556,306,9746,121,8596,196,1796,112,5505,123,7174,931,1355,018,2175,018,2680000000000000000000000000000000000000000000000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-23,200
-27,700
-14,000
-24,600
-25,600
-22,500
-20,900
-29,000
-29,100
-28,200
-10,700
-7,800
-6,300
0
0
0
0
0
3,164,000
3,226,000
3,243,000
4,032,000
3,500,000
4,041,000
3,995,000
4,157,000
4,090,000
4,151,000
4,186,000
4,650,000
4,648,000
4,602,700
4,533,400
4,705,000
4,458,400
4,943,400
4,913,800
5,053,300
5,071,000
5,132,700
5,080,700
5,182,300
5,073,741
5,065,290
4,982,945
6,544,978
6,213,530
6,288,489
6,252,917
6,424,738
6,522,145
6,703,417
6,739,381
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-335,510
0
0
0
-206,542
0
0
0
-183,295
9,722,375
9,706,447
9,620,339
0
0
0
0
11,264,018
11,302,591
11,242,622
11,120,111
11,319,262
11,267,985
11,416,052
11,861,487
14,034,116
14,216,743
14,331,031
14,499,863
-550,991
16,408,426
16,356,058
16,972,183
-298,960
17,331,141
17,250,018
17,312,766
-321,628
21,959,846
21,640,772
22,588,272
-386,914
24,907,496
24,773,929
25,546,122
-153,280
-585,655
-847,880
-155,726
-147,958
32,585,209
-154,378
-183,346
-155,726
282,437
43,881,051
367,428
358,884
-6,413,056
-1,088,899
-89,802
11,698,979
11,698,979-89,802-1,088,899-6,413,056358,884367,42843,881,051282,437-155,726-183,346-154,37832,585,209-147,958-155,726-847,880-585,655-153,28025,546,12224,773,92924,907,496-386,91422,588,27221,640,77221,959,846-321,62817,312,76617,250,01817,331,141-298,96016,972,18316,356,05816,408,426-550,99114,499,86314,331,03114,216,74314,034,11611,861,48711,416,05211,267,98511,319,26211,120,11111,242,62211,302,59111,264,01800009,620,3399,706,4479,722,375-183,295000-206,542000-335,5100000000000000000000000006,739,3816,703,4176,522,1456,424,7386,252,9176,288,4896,213,5306,544,9784,982,9455,065,2905,073,7415,182,3005,080,7005,132,7005,071,0005,053,3004,913,8004,943,4004,458,4004,705,0004,533,4004,602,7004,648,0004,650,0004,186,0004,151,0004,090,0004,157,0003,995,0004,041,0003,500,0004,032,0003,243,0003,226,0003,164,00000000-6,300-7,800-10,700-28,200-29,100-29,000-20,900-22,500-25,600-24,600-14,000-27,700-23,2000000000000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
200
200
200
200
100
100
12,100
12,100
12,000
12,000
12,000
12,000
12,000
12,000
2,700
3,000
2,000
2,000
36,000
2,000
35,000
32,000
29,000
49,000
35,000
37,000
35,000
33,000
31,000
134,000
146,000
114,000
138,000
113,000
213,000
344,000
365,000
415,000
565,000
592,000
592,000
592,000
592,000
820,000
950,000
960,000
1,176,000
1,124,000
1,124,000
1,420,000
1,319,642
1,072,619
1,272,599
1,499,292
1,547,221
1,620,320
1,820,308
1,790,187
1,890,170
1,928,788
1,990,142
2,102,826
2,245,570
2,490,473
2,475,377
2,499,205
1,863,914
2,488,560
2,465,138
2,462,614
2,309,428
3,017,130
3,112,121
3,168,746
2,485,143
3,157,908
3,147,863
3,143,241
2,472,470
3,090,187
3,077,738
3,069,602
2,465,780
3,001,686
2,912,422
2,911,573
2,324,197
2,916,945
2,915,031
2,888,997
2,298,321
2,886,737
2,886,906
2,994,281
2,120,895
2,836,369
2,839,157
2,839,039
2,105,160
2,570,365
2,666,449
2,570,700
1,544,642
1,701,739
1,586,991
1,492,354
1,310,483
1,675,625
1,861,273
2,256,935
2,257,593
2,408,657
2,159,189
1,784,088
1,659,638
1,868,709
2,163,131
2,617,409
2,137,993
2,814,540
2,912,686
2,898,988
2,328,405
2,565,490
1,901,004
1,765,804
1,763,195
37,688,455
1,829,312
48,366,961
50,564,334
6,413,056
2,921,439
2,788,336
41,527,753
41,527,7532,788,3362,921,4396,413,05650,564,33448,366,9611,829,31237,688,4551,763,1951,765,8041,901,0042,565,4902,328,4052,898,9882,912,6862,814,5402,137,9932,617,4092,163,1311,868,7091,659,6381,784,0882,159,1892,408,6572,257,5932,256,9351,861,2731,675,6251,310,4831,492,3541,586,9911,701,7391,544,6422,570,7002,666,4492,570,3652,105,1602,839,0392,839,1572,836,3692,120,8952,994,2812,886,9062,886,7372,298,3212,888,9972,915,0312,916,9452,324,1972,911,5732,912,4223,001,6862,465,7803,069,6023,077,7383,090,1872,472,4703,143,2413,147,8633,157,9082,485,1433,168,7463,112,1213,017,1302,309,4282,462,6142,465,1382,488,5601,863,9142,499,2052,475,3772,490,4732,245,5702,102,8261,990,1421,928,7881,890,1701,790,1871,820,3081,620,3201,547,2211,499,2921,272,5991,072,6191,319,6421,420,0001,124,0001,124,0001,176,000960,000950,000820,000592,000592,000592,000592,000565,000415,000365,000344,000213,000113,000138,000114,000146,000134,00031,00033,00035,00037,00035,00049,00029,00032,00035,0002,00036,0002,0002,0003,0002,70012,00012,00012,00012,00012,00012,00012,10012,1001001002002002002000000000000000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,120,780
3,001,686
2,912,422
2,911,573
0
0
0
0
2,885,821
2,886,737
2,886,906
2,994,281
2,833,395
2,836,369
2,839,157
2,839,039
2,567,660
2,570,365
2,666,449
2,570,700
1,852,142
1,701,739
1,586,991
1,492,354
1,475,483
1,675,625
1,861,273
2,256,935
2,357,593
2,408,657
2,159,189
1,784,088
1,709,638
1,555,184
1,855,726
2,306,264
55,718
55,805
55,891
55,978
56,065
56,152
56,239
56,326
56,413
56,500
56,587
56,673
56,760
56,847
56,934
0
0
0056,93456,84756,76056,67356,58756,50056,41356,32656,23956,15256,06555,97855,89155,80555,7182,306,2641,855,7261,555,1841,709,6381,784,0882,159,1892,408,6572,357,5932,256,9351,861,2731,675,6251,475,4831,492,3541,586,9911,701,7391,852,1422,570,7002,666,4492,570,3652,567,6602,839,0392,839,1572,836,3692,833,3952,994,2812,886,9062,886,7372,885,82100002,911,5732,912,4223,001,6863,120,78000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
55,220
47,392
51,812
57,216
101,083
92,289
131,433
118,426
112,462
111,891
120,570
87,010
142,306
112,377
112,978
140,456
237,890
151,236
139,313
136,593
173,622
144,274
142,307
106,046
126,026
94,762
99,050
110,257
160,371
142,468
163,973
139,313
141,970
119,303
168,718
307,150
164,536
151,544
162,664
140,397
156,142
161,196
140,022
171,909
153,440
368,629
169,567
180,611
171,722
205,339
159,149
206,107
184,116
201,061
184,212
181,389
143,111
152,872
143,967
182,281
191,883
180,850
201,079
222,841
227,133
222,633
213,487
200,132
170,185
179,714
190,267
209,458
232,435
9,751
13,699
14,976
11,537
7,835
6,467
4,278
12,579
12,641
12,836
2,779
1,379
1,379
1,379
2,660
1,360
1,360
1,360
2,438
0
1,327
0
0
001,32702,4381,3601,3601,3602,6601,3791,3791,3792,77912,83612,64112,5794,2786,4677,83511,53714,97613,6999,751232,435209,458190,267179,714170,185200,132213,487222,633227,133222,841201,079180,850191,883182,281143,967152,872143,111181,389184,212201,061184,116206,107159,149205,339171,722180,611169,567368,629153,440171,909140,022161,196156,142140,397162,664151,544164,536307,150168,718119,303141,970139,313163,973142,468160,371110,25799,05094,762126,026106,046142,307144,274173,622136,593139,313151,236237,890140,456112,978112,377142,30687,010120,570111,891112,462118,426131,43392,289101,08357,21651,81247,39255,2200000000000000000000000000000000000000000000000000000000000
> Total Stockholder Equity
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
168,000
171,500
175,600
179,500
181,800
180,600
184,200
187,400
190,500
194,500
200,500
206,700
212,800
218,300
227,900
247,400
256,100
264,400
271,000
273,400
280,600
300,200
322,100
382,800
390,100
400,200
386,100
377,300
382,400
396,500
436,500
450,600
464,100
475,400
482,000
492,500
504,400
555,800
565,700
563,200
568,300
553,500
528,134
520,565
523,568
545,074
681,302
695,406
706,124
678,375
655,080
673,120
653,231
631,738
626,450
629,134
638,104
652,789
676,697
658,563
696,166
707,598
820,869
916,725
918,127
931,910
936,306
944,511
978,593
949,590
930,993
926,602
942,782
949,060
958,772
951,331
1,088,612
1,363,609
1,387,387
1,318,896
1,284,102
1,252,854
1,259,252
1,268,667
1,278,019
1,295,205
1,307,524
1,311,218
1,307,102
1,266,248
1,493,454
1,503,073
1,513,323
1,502,377
1,507,999
1,521,553
1,520,056
1,541,040
1,559,889
1,573,656
1,584,198
1,863,017
1,867,153
1,985,527
1,996,949
2,207,091
2,219,602
2,232,212
2,257,073
2,377,156
2,398,541
2,423,901
2,537,984
2,533,165
3,245,003
3,277,312
3,302,936
3,350,454
3,444,879
3,504,118
3,558,075
4,384,188
4,420,998
4,474,488
4,533,763
4,592,120
4,659,670
4,737,807
4,822,498
5,084,066
5,096,384
6,204,913
6,273,829
6,400,802
6,511,581
6,575,184
6,627,299
6,701,391
6,701,3916,627,2996,575,1846,511,5816,400,8026,273,8296,204,9135,096,3845,084,0664,822,4984,737,8074,659,6704,592,1204,533,7634,474,4884,420,9984,384,1883,558,0753,504,1183,444,8793,350,4543,302,9363,277,3123,245,0032,533,1652,537,9842,423,9012,398,5412,377,1562,257,0732,232,2122,219,6022,207,0911,996,9491,985,5271,867,1531,863,0171,584,1981,573,6561,559,8891,541,0401,520,0561,521,5531,507,9991,502,3771,513,3231,503,0731,493,4541,266,2481,307,1021,311,2181,307,5241,295,2051,278,0191,268,6671,259,2521,252,8541,284,1021,318,8961,387,3871,363,6091,088,612951,331958,772949,060942,782926,602930,993949,590978,593944,511936,306931,910918,127916,725820,869707,598696,166658,563676,697652,789638,104629,134626,450631,738653,231673,120655,080678,375706,124695,406681,302545,074523,568520,565528,134553,500568,300563,200565,700555,800504,400492,500482,000475,400464,100450,600436,500396,500382,400377,300386,100400,200390,100382,800322,100300,200280,600273,400271,000264,400256,100247,400227,900218,300212,800206,700200,500194,500190,500187,400184,200180,600181,800179,500175,600171,500168,0000000000000000000
   Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25,900
25,947
25,956
25,963
25,886
31,994
33,316
33,356
33,310
33,306
33,347
33,352
33,332
33,336
33,332
33,326
33,304
33,303
34,956
34,963
34,930
36,482
39,332
39,327
39,302
39,297
41,250
41,264
41,212
41,211
43,221
43,217
43,185
43,185
45,287
48,237
48,228
48,243
50,631
52,611
54,293
54,361
57,054
57,067
57,041
57,053
59,891
59,919
59,955
65,927
69,308
69,402
69,494
69,601
69,707
69,826
69,941
70,013
70,116
70,204
81,072
81,170
81,237
81,352
88,626
88,735
88,912
89,007
92,353
92,370
92,423
92,569
92,727
115,824
116,027
116,154
116,240
116,466
116,571
116,650
141,423
141,613
141,667
141,718
141,746
142,435
142,550
142,976
148,482
148,482
178,185
178,185
178,185
178,186
178,187
178,187
178,187
178,187178,187178,187178,186178,185178,185178,185148,482148,482142,976142,550142,435141,746141,718141,667141,613141,423116,650116,571116,466116,240116,154116,027115,82492,72792,56992,42392,37092,35389,00788,91288,73588,62681,35281,23781,17081,07270,20470,11670,01369,94169,82669,70769,60169,49469,40269,30865,92759,95559,91959,89157,05357,04157,06757,05454,36154,29352,61150,63148,24348,22848,23745,28743,18543,18543,21743,22141,21141,21241,26441,25039,29739,30239,32739,33236,48234,93034,96334,95633,30333,30433,32633,33233,33633,33233,35233,34733,30633,31033,35633,31631,99425,88625,96325,95625,94725,900000000000000000000000000000000000000000000000000000000000
   Retained Earnings Total Equity
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
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0
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0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
79,803
85,926
91,867
96,101
0
0
0
0
93,495
92,451
94,002
88,703
106,340
118,108
125,614
131,241
130,845
135,571
141,948
150,255
125,171
131,494
140,591
0
172,754
188,089
207,177
214,981
216,733
199,555
232,593
262,368
299,642
375,983
412,190
454,020
443,559
452,424
499,511
553,826
611,158
672,651
744,768
818,780
883,645
945,225
982,146
1,100,838
1,218,445
1,300,980
1,379,534
0
0
001,379,5341,300,9801,218,4451,100,838982,146945,225883,645818,780744,768672,651611,158553,826499,511452,424443,559454,020412,190375,983299,642262,368232,593199,555216,733214,981207,177188,089172,7540140,591131,494125,171150,255141,948135,571130,845131,241125,614118,108106,34088,70394,00292,45193,495000096,10191,86785,92679,80300000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-3,900
-9,100
-10,000
-16,200
-6,600
-2,700
-3,100
3,700
-3,700
-6,400
-4,700
300
-5,300
-500
2,600
3,600
0
3,500
0
4,100
1,700
0
0
-17,700
-20,530
-19,572
-15,000
-5,698
11,721
10,760
30,524
19,036
18,198
37,687
41,155
40,884
34,834
35,771
24,281
20,272
24,781
-7,978
11,146
3,267
-14,591
-1,733
-17,616
-24,036
-35,643
-45,060
-19,734
-30,873
-14,535
-24,976
-19,153
-12,982
-12,105
-37,435
-46,884
-60,931
-53,546
-33,191
-18,279
-19,816
-14,959
-12,727
-9,843
-5,719
-3,606
-10,288
-23,802
-62,441
-49,092
-43,867
-44,063
-50,909
-47,626
-39,152
-38,686
-38,252
-33,664
-30,297
-28,387
-42,495
-44,662
-48,260
-49,052
-45,695
-42,695
-42,999
-34,343
-42,093
-39,086
-36,679
-34,100
-38,078
-64,103
-69,124
-76,944
-69,431
-53,257
-35,131
-26,468
-32,214
-6,566
-4,938
-4,783
-7,718
-17,005
-17,735
-21,375
-17,932
-56,098
-108,337
-165,557
-164,002
-143,647
-164,747
-201,892
-146,456
-146,456-201,892-164,747-143,647-164,002-165,557-108,337-56,098-17,932-21,375-17,735-17,005-7,718-4,783-4,938-6,566-32,214-26,468-35,131-53,257-69,431-76,944-69,124-64,103-38,078-34,100-36,679-39,086-42,093-34,343-42,999-42,695-45,695-49,052-48,260-44,662-42,495-28,387-30,297-33,664-38,252-38,686-39,152-47,626-50,909-44,063-43,867-49,092-62,441-23,802-10,288-3,606-5,719-9,843-12,727-14,959-19,816-18,279-33,191-53,546-60,931-46,884-37,435-12,105-12,982-19,153-24,976-14,535-30,873-19,734-45,060-35,643-24,036-17,616-1,733-14,5913,26711,146-7,97824,78120,27224,28135,77134,83440,88441,15537,68718,19819,03630,52410,76011,721-5,698-15,000-19,572-20,530-17,700001,7004,10003,50003,6002,600-500-5,300300-4,700-6,400-3,7003,700-3,100-2,700-6,600-16,200-10,000-9,100-3,9000000000000000000000000000000000000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
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0
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0
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0
0
0
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0
0
0
0
0
0
0
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0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,178,325
1,179,023
1,176,673
1,177,701
0
0
0
0
1,390,851
1,394,079
1,396,996
1,400,238
1,403,375
1,405,543
1,408,325
1,411,246
1,693,752
1,696,834
1,699,195
1,702,907
1,927,399
1,930,844
1,934,469
1,937,572
2,044,401
2,047,357
2,049,613
2,054,843
2,060,356
2,784,194
2,789,190
2,793,158
2,796,499
2,799,434
2,804,059
2,807,266
3,622,208
3,624,036
3,628,792
3,633,321
3,637,468
3,651,948
3,658,636
3,672,467
3,883,035
3,872,236
4,965,488
4,972,732
4,980,231
4,967,662
4,974,507
0
0
004,974,5074,967,6624,980,2314,972,7324,965,4883,872,2363,883,0353,672,4673,658,6363,651,9483,637,4683,633,3213,628,7923,624,0363,622,2082,807,2662,804,0592,799,4342,796,4992,793,1582,789,1902,784,1942,060,3562,054,8432,049,6132,047,3572,044,4011,937,5721,934,4691,930,8441,927,3991,702,9071,699,1951,696,8341,693,7521,411,2461,408,3251,405,5431,403,3751,400,2381,396,9961,394,0791,390,85100001,177,7011,176,6731,179,0231,178,32500000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock00-1,988-1,291-21,748-22,060-22,260-23,152-22,855-41-103-50-225-10-235-200-479-3,084-3,262-3,438-2,187-1,491-1,065-158-3370-223-1,779-1,849-284-351-3660-103-183-1,760-157-106-102-111-364-250-506-554-164-22-58-412-2,817-6,925-10,872-14,245-22,658-26,329-30,246-34,207-41,946-46,808-47,530-47,546-49,724-61,787-63,190-65,260-64,791-64,504-55,749-39,410-12,025-918-2,362-2,144-4,709-3,5740-689-4,338-4,938-4,556-7,699-9,930-13,187-116,978-100,212-63,010-21,684-89,629-51,309-25,6480-9,549-12,776-17,097-5,041-58,3920000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
40,500
39,800
39,800
39,700
39,800
40,000
40,000
40,000
40,000
40,100
40,000
40,200
40,300
40,500
40,600
52,300
52,800
53,100
127,500
128,300
129,100
147,300
192,100
234,400
234,000
234,500
218,400
252,300
250,500
251,100
254,300
311,500
312,000
312,700
311,500
307,400
311,900
328,500
329,900
340,800
334,800
283,000
246,409
301,075
293,804
305,826
323,021
416,096
411,507
374,335
334,977
334,854
292,761
218,752
202,504
305,953
308,989
310,900
314,280
433,543
435,032
436,970
550,617
738,664
777,950
739,312
739,470
881,671
913,177
-39,410
825,784
815,782
859,005
-65,260
860,797
817,573
1,037,349
997,852
1,000,706
1,000,338
1,075,294
-34,207
-30,246
1,208,648
1,213,129
-14,245
1,225,204
1,229,639
1,234,803
-412
1,450,380
1,384,707
1,457,133
-554
-506
1,396,996
-25
-364
-111
-102
-106
-157
-1,760
1,699,012
1,702,804
1,927,399
1,930,478
1,934,118
1,937,288
2,042,552
2,045,578
2,049,390
2,054,843
2,060,019
2,784,036
2,788,125
2,791,667
2,794,312
2,795,996
2,800,797
2,804,182
3,621,729
3,623,836
3,628,557
3,633,311
3,637,243
3,651,898
3,658,533
3,672,426
3,860,180
3,849,084
4,943,228
4,950,672
4,958,483
4,966,371
4,972,519
4,981,029
4,988,598
4,988,5984,981,0294,972,5194,966,3714,958,4834,950,6724,943,2283,849,0843,860,1803,672,4263,658,5333,651,8983,637,2433,633,3113,628,5573,623,8363,621,7292,804,1822,800,7972,795,9962,794,3122,791,6672,788,1252,784,0362,060,0192,054,8432,049,3902,045,5782,042,5521,937,2881,934,1181,930,4781,927,3991,702,8041,699,012-1,760-157-106-102-111-364-251,396,996-506-5541,457,1331,384,7071,450,380-4121,234,8031,229,6391,225,204-14,2451,213,1291,208,648-30,246-34,2071,075,2941,000,3381,000,706997,8521,037,349817,573860,797-65,260859,005815,782825,784-39,410913,177881,671739,470739,312777,950738,664550,617436,970435,032433,543314,280310,900308,989305,953202,504218,752292,761334,854334,977374,335411,507416,096323,021305,826293,804301,075246,409283,000334,800340,800329,900328,500311,900307,400311,500312,700312,000311,500254,300251,100250,500252,300218,400234,500234,000234,400192,100147,300129,100128,300127,50053,10052,80052,30040,60040,50040,30040,20040,00040,10040,00040,00040,00040,00039,80039,70039,80039,80040,5000000000000000000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue3,361,114
Cost of Revenue-3,303
Gross Profit3,357,8113,357,811
 
Operating Income (+$)
Gross Profit3,357,811
Operating Expense-495,664
Operating Income-43,4532,862,147
 
Operating Expense (+$)
Research Development0
Selling General Administrative591,479
Selling And Marketing Expenses0
Operating Expense495,664591,479
 
Net Interest Income (+$)
Interest Income2,967,257
Interest Expense-198,639
Other Finance Cost-1,034,596
Net Interest Income1,734,022
 
Pretax Income (+$)
Operating Income-43,453
Net Interest Income1,734,022
Other Non-Operating Income Expenses0
Income Before Tax (EBT)678,332-721,785
EBIT - interestExpense = -242,092
678,332
697,150
Interest Expense198,639
Earnings Before Interest and Taxes (EBIT)-43,453876,971
Earnings Before Interest and Taxes (EBITDA)39,768
 
After tax Income (+$)
Income Before Tax678,332
Tax Provision-229,955
Net Income From Continuing Ops604,548448,377
Net Income498,511
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses2,836,759
Total Other Income/Expenses Net678,332-1,734,022
 

Technical Analysis of Valley
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Valley. The general trend of Valley is BEARISH with 42.9% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Valley's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-42.9%) Bearish trend (42.9%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Valley National Bancorp.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 8.3830862697448 < 9.4384355491330 < 9.5271387387387.

The bearish price targets are: 7.3724144516129 > 7.36 > 7.36.

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Valley National Bancorp Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Valley National Bancorp. The current mas is .

The long score for the Moving Averages is 4/14.
The longshort score for the Moving Averages is -6/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Valley National Bancorp Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Valley National Bancorp. The current macd is -0.19176508.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Valley price going up in the near term. +2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Valley. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Valley price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Valley National Bancorp Daily Moving Average Convergence/Divergence (MACD) ChartValley National Bancorp Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Valley National Bancorp. The current adx is 26.23.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -3/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Valley shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX > 25 && ADX trending down: The ADX is above 25 and indicates a strong bearish trend. The ADX is declining, the bearish trend is weakening. Could be a potential reversal to the upside. -2
Valley National Bancorp Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Valley National Bancorp. The current sar is 7.30611942.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Valley National Bancorp Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Valley National Bancorp. The current rsi is 48.28. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is -2/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending up: The RSI is trending up. +1
Valley National Bancorp Daily Relative Strength Index (RSI) ChartValley National Bancorp Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Valley National Bancorp. The current phase is Correction in bear market.

The long score for the Stochastic Oscillator is 4/6.
The longshort score for the Stochastic Oscillator is 4/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Valley price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Valley National Bancorp Daily Stochastic Oscillator ChartValley National Bancorp Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Valley National Bancorp. The current cci is -6.88179285.

Valley National Bancorp Daily Commodity Channel Index (CCI) ChartValley National Bancorp Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Valley National Bancorp. The current cmo is 4.7668709.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Valley National Bancorp Daily Chande Momentum Oscillator (CMO) ChartValley National Bancorp Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Valley National Bancorp. The current willr is -38.99011783.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Valley is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Valley National Bancorp Daily Williams %R ChartValley National Bancorp Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Valley National Bancorp.

Valley National Bancorp Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Valley National Bancorp. The current atr is 0.38537272.

Valley National Bancorp Daily Average True Range (ATR) ChartValley National Bancorp Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Valley National Bancorp. The current obv is -90,532,377.

Valley National Bancorp Daily On-Balance Volume (OBV) ChartValley National Bancorp Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Valley National Bancorp. The current mfi is 34.75.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
Valley National Bancorp Daily Money Flow Index (MFI) ChartValley National Bancorp Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Valley National Bancorp.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-03CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-11-06STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-08CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-10DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2023-11-14DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-16STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-17STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-21STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-22WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-24STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-27STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-29STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-01BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-05RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-07STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-12RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-13STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-14ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-15STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-18MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-19STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-20RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-22STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-28STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-29MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2024-01-03CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-04WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-08STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-10STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-11SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-12WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-16DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-17STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-19MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-25DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-29STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-30DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-31DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-01ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-02STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-05STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-02-06ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-07STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-08RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-02-13STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-15STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-20STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-21STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-23MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-02-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-28WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-29SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-03-01STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-06MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-03-07SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-03-08STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-12STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-14CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-19STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-21CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-22STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-27STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside

6.3. Candlestick Patterns

Valley National Bancorp Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Valley National Bancorp based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5048.279
Ma 20Greater thanMa 507.792
Ma 50Greater thanMa 1008.524
Ma 100Greater thanMa 2009.018
OpenGreater thanClose7.590
Total1/5 (20.0%)
Penke

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