25 XP   0   0   10

Westpac Banking Corporation
Buy, Hold or Sell?

Let's analyse Westpac together

PenkeI guess you are interested in Westpac Banking Corporation. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Westpac Banking Corporation. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

Get notifications about Westpac Banking Corporation

I send you an email if I find something interesting about Westpac Banking Corporation.

Quick analysis of Westpac (30 sec.)










What can you expect buying and holding a share of Westpac? (30 sec.)

How much money do you get?

How much money do you get?
A$3.20
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$20.09
Expected worth in 1 year
A$21.83
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
A$6.68
Return On Investment
inf%

For what price can you sell your share?

Current Price per Share
A$
Expected price per share
A$0 - A$
How sure are you?
50%

1. Valuation of Westpac (5 min.)




Live pricePrice per Share (EOD)

A$

Intrinsic Value Per Share

A$89.43 - A$137.92

Total Value Per Share

A$109.52 - A$158.01

2. Growth of Westpac (5 min.)




Is Westpac growing?

Current yearPrevious yearGrowGrow %
How rich?$45.6b$46.6b-$987.6m-2.2%

How much money is Westpac making?

Current yearPrevious yearGrowGrow %
Making money$3.6b$3.5b$152.7m4.1%
Net Profit Margin27.9%26.0%--

How much money comes from the company's main activities?

3. Financial Health of Westpac (5 min.)




What can you expect buying and holding a share of Westpac? (5 min.)

Welcome investor! Westpac's management wants to use your money to grow the business. In return you get a share of Westpac.

What can you expect buying and holding a share of Westpac?

First you should know what it really means to hold a share of Westpac. And how you can make/lose money.

Speculation

The Price per Share of Westpac is A$. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Westpac.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Westpac, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$20.09. Based on the TTM, the Book Value Change Per Share is A$0.43 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.79 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$1.24 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Westpac.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps1.051.050.961.031.14
Usd Book Value Change Per Share0.280.280.510.341.86
Usd Dividend Per Share0.800.800.500.750.80
Usd Total Gains Per Share1.081.081.011.092.66
Usd Price Per Share0.00-0.00-0.00-0.00-0.00-
Price to Earnings Ratio0.00-0.00-0.00-0.00-0.00-
Price-to-Total Gains Ratio
Price to Book Ratio0.00-0.00-0.00-0.00-0.00-
Price-to-Total Gains Ratio

When do you get the money?

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%7.00.00.0100.0%7.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%7.00.00.0100.0%7.00.00.0100.0%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%7.00.00.0100.0%7.00.00.0100.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%7.00.00.0100.0%7.00.00.0100.0%

Fundamentals of Westpac

About Westpac Banking Corporation

Westpac Banking Corporation provides various banking and financial services in Australia, New Zealand, and internationally. The company operates through four divisions: Consumer, Business, Westpac Institutional Bank, Westpac New Zealand, Specialist Businesses, and Group Businesses. It offers everyday banking, savings, term deposit, business transaction, foreign currency, and specialized accounts; home, personal, and business loans; credit cards; international and travel services; share trading services; investment; and home, car, travel, life, and business insurance products. The company also provides merchant and payment, corporate and institutional, transaction banking, financial market, corporate and structured finance, trade and supply chain financing, and industry specific banking and treasury services, as well as online banking services. It serves individuals; micro, small, and medium enterprises; commercial business and private wealth clients; and commercial, corporate, institutional, and government customers. The company was formerly known as Bank of New South Wales and changed its name to Westpac Banking Corporation in October 1982. The company was founded in 1817 and is headquartered in Sydney, Australia.

Fundamental data was last updated by Penke on 2023-06-02 03:02:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry

1.1. Profitability of Westpac Banking Corporation.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Westpac earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Westpac to the  industry mean.
  • A Net Profit Margin of 27.9% means that $0.28 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Westpac Banking Corporation:

  • The MRQ is 27.9%. The company is making a huge profit. +2
  • The TTM is 27.9%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ27.9%TTM27.9%0.0%
TTM27.9%YOY26.0%+1.9%
TTM27.9%5Y27.0%+0.9%
5Y27.0%10Y24.6%+2.4%
1.1.2. Return on Assets

Shows how efficient Westpac is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Westpac to the  industry mean.
  • 0.6% Return on Assets means that Westpac generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Westpac Banking Corporation:

  • The MRQ is 0.6%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.6%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.6%TTM0.6%0.0%
TTM0.6%YOY0.6%0.0%
TTM0.6%5Y0.6%-0.1%
5Y0.6%10Y0.7%-0.1%
1.1.3. Return on Equity

Shows how efficient Westpac is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Westpac to the  industry mean.
  • 8.1% Return on Equity means Westpac generated $0.08 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Westpac Banking Corporation:

  • The MRQ is 8.1%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 8.1%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ8.1%TTM8.1%0.0%
TTM8.1%YOY7.6%+0.5%
TTM8.1%5Y8.4%-0.3%
5Y8.4%10Y9.7%-1.3%

1.2. Operating Efficiency of Westpac Banking Corporation.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Westpac is operating .

  • Measures how much profit Westpac makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Westpac to the  industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Westpac Banking Corporation:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
1.2.2. Operating Ratio

Measures how efficient Westpac is keeping operating costs low.

  • Below 1 is considered healthy (always compare to  industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Westpac Banking Corporation:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000

1.3. Liquidity of Westpac Banking Corporation.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Westpac is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to  industry mean).
  • A Current Ratio of 0.00 means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Westpac Banking Corporation:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.078-0.078
5Y0.07810Y0.072+0.006
1.3.2. Quick Ratio

Measures if Westpac is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Westpac to the  industry mean.
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Westpac Banking Corporation:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.067-0.067
5Y0.06710Y0.062+0.005

1.4. Solvency of Westpac Banking Corporation.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Westpac assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Westpac to industry mean.
  • A Debt to Asset Ratio of 0.93 means that Westpac assets are financed with 93.0% credit (debt) and the remaining percentage (100% - 93.0%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Westpac Banking Corporation:

  • The MRQ is 0.930. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.930. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.930TTM0.9300.000
TTM0.930YOY0.923+0.007
TTM0.9305Y0.927+0.004
5Y0.92710Y0.927-0.001
1.4.2. Debt to Equity Ratio

Measures if Westpac is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Westpac to the  industry mean.
  • A Debt to Equity ratio of 1,339.5% means that company has $13.39 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Westpac Banking Corporation:

  • The MRQ is 13.395. The company is unable to pay all its debts with equity. -1
  • The TTM is 13.395. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ13.395TTM13.3950.000
TTM13.395YOY11.992+1.403
TTM13.3955Y12.655+0.740
5Y12.65510Y12.802-0.147

2. Market Valuation of Westpac Banking Corporation

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Westpac generates.

  • Above 15 is considered overpriced but always compare Westpac to the  industry mean.
  • A PE ratio of 0.00 means the investor is paying $0.00 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Westpac Banking Corporation:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
EOD-MRQ-0.000
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Westpac Banking Corporation:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
EOD-MRQ-0.000
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Westpac is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to industry mean).
  • A PB ratio of 0.00 means the investor is paying $0.00 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Westpac Banking Corporation:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
EOD-MRQ-0.000
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Westpac Banking Corporation.

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Westpac Banking Corporation compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.4340.4340%0.787-45%0.522-17%2.870-85%
Book Value Per Share--20.09320.0930%19.659+2%19.139+5%18.534+8%
Current Ratio----0%-0%0.078-100%0.072-100%
Debt To Asset Ratio--0.9300.9300%0.923+1%0.927+0%0.927+0%
Debt To Equity Ratio--13.39513.3950%11.992+12%12.655+6%12.802+5%
Dividend Per Share--1.2361.2360%0.777+59%1.155+7%1.2420%
Eps--1.6231.6230%1.489+9%1.597+2%1.768-8%
Free Cash Flow Per Share--4.4714.4710%13.492-67%8.172-45%6.084-27%
Free Cash Flow To Equity Per Share--8.2448.2440%9.371-12%8.696-5%7.606+8%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--137.921--------
Intrinsic Value_10Y_min--89.426--------
Intrinsic Value_1Y_max--11.862--------
Intrinsic Value_1Y_min--8.457--------
Intrinsic Value_3Y_max--37.133--------
Intrinsic Value_3Y_min--25.996--------
Intrinsic Value_5Y_max--64.204--------
Intrinsic Value_5Y_min--44.045--------
Market Cap-0%--0%-0%-0%-0%
Net Profit Margin--0.2790.2790%0.260+7%0.270+3%0.246+13%
Operating Margin----0%-0%-0%-0%
Operating Ratio----0%-0%-0%-0%
Pb Ratio-0%--0%-0%-0%-0%
Pe Ratio-0%--0%-0%-0%-0%
Price Per Share-0%--0%-0%-0%-0%
Price To Free Cash Flow Ratio-0%--0%-0%-0%-0%
Quick Ratio----0%-0%0.067-100%0.062-100%
Return On Assets--0.0060.0060%0.006-4%0.006-8%0.007-20%
Return On Equity--0.0810.0810%0.076+7%0.084-4%0.097-17%
Total Gains Per Share--1.6701.6700%1.563+7%1.6770%4.112-59%
Usd Book Value--45633424800.00045633424800.0000%46621052000.000-2%44099949120.000+3%42545078857.143+7%
Usd Book Value Change Per Share--0.2810.2810%0.509-45%0.338-17%1.858-85%
Usd Book Value Per Share--13.00413.0040%12.723+2%12.387+5%11.995+8%
Usd Dividend Per Share--0.8000.8000%0.503+59%0.747+7%0.8040%
Usd Eps--1.0501.0500%0.964+9%1.033+2%1.144-8%
Usd Free Cash Flow--10153920800.00010153920800.0000%31994979200.000-68%19031433760.000-47%14154079085.714-28%
Usd Free Cash Flow Per Share--2.8942.8940%8.732-67%5.289-45%3.937-27%
Usd Free Cash Flow To Equity Per Share--5.3355.3350%6.065-12%5.628-5%4.922+8%
Usd Market Cap-0%--0%-0%-0%-0%
Usd Price Per Share-0%--0%-0%-0%-0%
Usd Profit--3685156800.0003685156800.0000%3532417600.000+4%3665870240.000+1%4045554742.857-9%
Usd Revenue--13208704800.00013208704800.0000%13604144000.000-3%13463054400.000-2%11604850742.857+14%
Usd Total Gains Per Share--1.0811.0810%1.012+7%1.0850%2.661-59%
 EOD+0 -0MRQTTM+0 -0YOY+11 -125Y+9 -1610Y+7 -18

4.2. Fundamental Score

Let's check the fundamental score of Westpac Banking Corporation based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-150.000
Price to Book Ratio (EOD)Between0-10.000
Net Profit Margin (MRQ)Greater than00.279
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.930
Debt to Equity Ratio (MRQ)Less than113.395
Return on Equity (MRQ)Greater than0.150.081
Return on Assets (MRQ)Greater than0.050.006
Total4/10 (40.0%)

4.3. Technical Score

Let's check the technical score of Westpac Banking Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
Total0/0 (0.0%)



Latest Balance Sheet

Balance Sheet of 2022-12-31. Currency in AUD. All numbers in thousands.

Summary
Total Assets1,014,198,000
Total Liabilities943,689,000
Total Stockholder Equity70,452,000
 As reported
Total Liabilities 943,689,000
Total Stockholder Equity+ 70,452,000
Total Assets = 1,014,198,000

Assets

Total Assets1,014,198,000
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 105,734,000
Short-term Investments 75,284,000
Net Receivables 1,885,000
Total Current Assets  (as reported)0
Total Current Assets  (calculated)182,903,000
+/- 182,903,000
Long-term Assets
Goodwill 7,393,000
Long Term Investments 94,518,000
Intangible Assets 2,934,000
Long-term Assets  (as reported)0
Long-term Assets  (calculated)104,845,000
+/- 104,845,000

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity70,452,000
Total Current Liabilities
Short Long Term Debt 29,252,000
Accounts payable 2,783,000
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)32,035,000
+/- 32,035,000
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 29,063,000
Total Stockholder Equity (as reported)70,452,000
Total Stockholder Equity (calculated)29,063,000
+/- 41,389,000
Other
Capital Stock39,666,000
Common Stock Shares Outstanding 3,496,093
Net Debt 70,388,000
Net Invested Capital 246,574,000



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
> Total Assets 
839,202,000
851,875,000
879,592,000
906,626,000
911,946,000
935,877,000
1,014,198,000
1,014,198,000935,877,000911,946,000906,626,000879,592,000851,875,000839,202,000
   > Total Current Assets 
0
73,823,000
78,293,000
87,192,000
98,518,000
0
0
0098,518,00087,192,00078,293,00073,823,0000
       Cash And Cash Equivalents 
0
19,445,000
27,786,000
20,059,000
30,129,000
71,353,000
105,734,000
105,734,00071,353,00030,129,00020,059,00027,786,00019,445,0000
       Short-term Investments 
0
60,710,000
61,119,000
72,581,000
90,555,000
82,482,000
75,284,000
75,284,00082,482,00090,555,00072,581,00061,119,00060,710,0000
       Net Receivables 
0
1,351,000
1,185,000
1,157,000
1,162,000
1,294,000
1,885,000
1,885,0001,294,0001,162,0001,157,0001,185,0001,351,0000
       Other Current Assets 
0
7,075,000
6,063,000
7,074,000
5,683,000
0
0
005,683,0007,074,0006,063,0007,075,0000
   > Long-term Assets 0000000
       Property Plant Equipment 
1,737,000
1,487,000
1,329,000
1,155,000
3,910,000
2,853,000
0
02,853,0003,910,0001,155,0001,329,0001,487,0001,737,000
       Goodwill 
8,829,000
9,012,000
8,890,000
8,895,000
8,397,000
7,599,000
7,393,000
7,393,0007,599,0008,397,0008,895,0008,890,0009,012,0008,829,000
       Long Term Investments 
0
80,615,000
83,253,000
101,030,000
114,974,000
105,883,000
94,518,000
94,518,000105,883,000114,974,000101,030,00083,253,00080,615,0000
       Intangible Assets 
2,691,000
2,640,000
2,873,000
3,058,000
3,100,000
2,510,000
2,934,000
2,934,0002,510,0003,100,0003,058,0002,873,0002,640,0002,691,000
       Earning Assets 
136,770,000
126,592,000
122,491,000
152,775,000
166,932,000
132,209,000
0
0132,209,000166,932,000152,775,000122,491,000126,592,000136,770,000
> Total Liabilities 
781,082,000
790,533,000
815,019,000
841,119,000
843,872,000
863,842,000
943,689,000
943,689,000863,842,000843,872,000841,119,000815,019,000790,533,000781,082,000
   > Total Current Liabilities 
0
642,077,000
661,100,000
672,814,000
704,393,000
0
0
00704,393,000672,814,000661,100,000642,077,0000
       Short Long Term Debt 
0
392,000
26,266,000
25,838,000
16,477,000
19,595,000
29,252,000
29,252,00019,595,00016,477,00025,838,00026,266,000392,0000
       Accounts payable 
0
537,808,000
560,695,000
564,401,000
592,381,000
2,336,000
2,783,000
2,783,0002,336,000592,381,000564,401,000560,695,000537,808,0000
       Other Current Liabilities 
0
3,599,000
7,497,000
8,539,000
8,271,000
0
0
008,271,0008,539,0007,497,0003,599,0000
   > Long-term Liabilities 0000000
       Long term Debt Total 
0
152,469,000
162,213,000
177,445,000
156,474,000
135,181,000
0
0135,181,000156,474,000177,445,000162,213,000152,469,0000
       Other Liabilities 
0
11,645,000
19,370,000
21,955,000
13,241,000
0
0
0013,241,00021,955,00019,370,00011,645,0000
       Deferred Long Term Liability 
0
86,000
0
0
0
0
0
0000086,0000
> Total Stockholder Equity
58,120,000
61,288,000
64,521,000
65,454,000
68,023,000
72,035,000
70,452,000
70,452,00072,035,00068,023,00065,454,00064,521,00061,288,00058,120,000
   Common Stock
33,469,000
34,889,000
36,054,000
37,508,000
40,509,000
41,601,000
0
041,601,00040,509,00037,508,00036,054,00034,889,00033,469,000
   Retained Earnings 
25,693,000
26,100,000
27,883,000
27,188,000
26,533,000
30,598,000
29,063,000
29,063,00030,598,00026,533,00027,188,00027,883,00026,100,00025,693,000
   Capital Surplus 0000000
   Treasury Stock0-606,000-563,000-553,000-493,000-495,000-455,000
   Other Stockholders Equity 
-597,000
794,000
1,077,000
1,311,000
1,544,000
-45,000
0
0-45,0001,544,0001,311,0001,077,000794,000-597,000



Balance Sheet

Currency in AUD. All numbers in thousands.




Cash Flow

Currency in AUD. All numbers in thousands.




Income Statement

Currency in AUD. All numbers in thousands.


Latest Income Statement (annual, 2022-12-31)

Gross Profit (+$)
totalRevenue20,409,000
Cost of Revenue-0
Gross Profit020,409,000
 
Operating Income (+$)
Gross Profit0
Operating Expense-0
Operating Income00
 
Operating Expense (+$)
Research Development0
Selling General Administrative6,060,000
Selling And Marketing Expenses0
Operating Expense06,060,000
 
Net Interest Income (+$)
Interest Income23,251,000
Interest Expense-6,090,000
Other Finance Cost-0
Net Interest Income17,161,000
 
Pretax Income (+$)
Operating Income0
Net Interest Income17,161,000
Other Non-Operating Income Expenses0
Income Before Tax (EBT)8,469,0000
EBIT - interestExpense = -6,090,000
5,694,000
11,784,000
Interest Expense6,090,000
Earnings Before Interest and Taxes (EBIT)014,559,000
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax8,469,000
Tax Provision-2,770,000
Net Income From Continuing Ops5,699,0005,699,000
Net Income5,694,000
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net0-17,161,000
 

1.4. Technical Score

Let's check the technical score of Westpac Banking Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
Total0/0 (0.0%)
Penke

Good job! You gained 25 XP and 0   0   10 . What's next:

  • Share my analysis of Westpac with someone you think should read this too:
  • Are you bullish or bearish on Westpac? Let me know what you think in the comments.
  • Do you want an email if I find something interesting about Westpac? Add an email alert using the form below.
  • Join the community if you want to keep your earnings and track your progress: Join the community
  • Is this analysis useful to you? Support me via But Me a Coffee. I'll analyze the stock market faster for you!

Get notifications about Westpac Banking Corporation

I send you an email if I find something interesting about Westpac Banking Corporation.


Comments

How you think about this?

Leave a comment

Stay informed about Westpac Banking Corporation.

Receive notifications about Westpac Banking Corporation in your mailbox!