25 XP   0   0   10

World Acceptance Corporation
Buy, Hold or Sell?

Let's analyse World Acceptance Corporation together

PenkeI guess you are interested in World Acceptance Corporation. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of World Acceptance Corporation. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

Get notifications about World Acceptance Corporation

I send you an email if I find something interesting about World Acceptance Corporation.

Quick analysis of World Acceptance Corporation (30 sec.)










What can you expect buying and holding a share of World Acceptance Corporation? (30 sec.)

How much money do you get?

How much money do you get?
$64.92
When do you have the money?
1 year
How often do you get paid?
7.5%

What is your share worth?

Current worth
$66.94
Expected worth in 1 year
$74.74
How sure are you?
72.5%

+ What do you gain per year?

Total Gains per Share
$72.71
Return On Investment
55.6%

For what price can you sell your share?

Current Price per Share
$130.86
Expected price per share
$108.05 - $148.96
How sure are you?
50%

1. Valuation of World Acceptance Corporation (5 min.)




Live pricePrice per Share (EOD)

$130.86

Intrinsic Value Per Share

$279.00 - $502.20

Total Value Per Share

$345.95 - $569.14

2. Growth of World Acceptance Corporation (5 min.)




Is World Acceptance Corporation growing?

Current yearPrevious yearGrowGrow %
How rich?$407m$360.8m$38.9m9.7%

How much money is World Acceptance Corporation making?

Current yearPrevious yearGrowGrow %
Making money$16.9m$3.5m$13.4m79.0%
Net Profit Margin11.5%2.1%--

How much money comes from the company's main activities?

3. Financial Health of World Acceptance Corporation (5 min.)




4. Comparing to competitors in the Credit Services industry (5 min.)




  Industry Rankings (Credit Services)  


Richest
#94 / 250

Most Revenue
#88 / 250

Most Profit
#96 / 250

Most Efficient
#139 / 250

What can you expect buying and holding a share of World Acceptance Corporation? (5 min.)

Welcome investor! World Acceptance Corporation's management wants to use your money to grow the business. In return you get a share of World Acceptance Corporation.

What can you expect buying and holding a share of World Acceptance Corporation?

First you should know what it really means to hold a share of World Acceptance Corporation. And how you can make/lose money.

Speculation

The Price per Share of World Acceptance Corporation is $130.86. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of World Acceptance Corporation.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in World Acceptance Corporation, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $66.94. Based on the TTM, the Book Value Change Per Share is $1.95 per quarter. Based on the YOY, the Book Value Change Per Share is $-1.14 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $16.23 per quarter.
Based on historical numbers we can estimate the returns while holding a share of World Acceptance Corporation.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps2.742.1%2.772.1%0.560.4%2.231.7%2.111.6%
Usd Book Value Change Per Share-0.49-0.4%1.951.5%-1.14-0.9%0.280.2%0.920.7%
Usd Dividend Per Share0.160.1%16.2312.4%0.000.0%3.252.5%1.621.2%
Usd Total Gains Per Share-0.34-0.3%18.1813.9%-1.14-0.9%3.522.7%2.551.9%
Usd Price Per Share130.53-118.72-116.71-124.49-97.66-
Price to Earnings Ratio11.91-12.58--23.42-8.33-11.02-
Price-to-Total Gains Ratio-386.14--71.81-64.40-107.44-64.96-
Price to Book Ratio1.95-1.81-1.97-2.06-1.83-
Price-to-Total Gains Ratio-386.14--71.81-64.40-107.44-64.96-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share130.86
Number of shares7
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share16.233.25
Usd Book Value Change Per Share1.950.28
Usd Total Gains Per Share18.183.52
Gains per Quarter (7 shares)127.2524.65
Gains per Year (7 shares)509.0098.61
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
14545549991889
2909109100818215188
31363164151727323287
41818218202636431386
52272273253545539485
62727327304454546584
73181382355363654683
83635436406272762782
94090491457181869881
104544546508090977980

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%10.02.00.083.3%17.03.00.085.0%36.04.00.090.0%123.06.00.095.3%
Book Value Change Per Share3.01.00.075.0%8.04.00.066.7%12.08.00.060.0%29.011.00.072.5%100.029.00.077.5%
Dividend per Share2.00.02.050.0%3.00.09.025.0%3.00.017.015.0%3.00.037.07.5%3.00.0126.02.3%
Total Gains per Share3.01.00.075.0%8.04.00.066.7%12.08.00.060.0%29.011.00.072.5%100.029.00.077.5%

Fundamentals of World Acceptance Corporation

About World Acceptance Corporation

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and filing services; and automobile club memberships. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

Fundamental data was last updated by Penke on 2024-04-12 22:23:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is just able to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of World Acceptance Corporation.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit World Acceptance Corporation earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare World Acceptance Corporation to the Credit Services industry mean.
  • A Net Profit Margin of 12.1% means that $0.12 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of World Acceptance Corporation:

  • The MRQ is 12.1%. The company is making a huge profit. +2
  • The TTM is 11.5%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ12.1%TTM11.5%+0.6%
TTM11.5%YOY2.1%+9.4%
TTM11.5%5Y9.4%+2.2%
5Y9.4%10Y11.7%-2.4%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ12.1%14.4%-2.3%
TTM11.5%14.8%-3.3%
YOY2.1%18.3%-16.2%
5Y9.4%16.4%-7.0%
10Y11.7%15.5%-3.8%
1.1.2. Return on Assets

Shows how efficient World Acceptance Corporation is using its assets to generate profit.

  • Above 5% is considered healthy but always compare World Acceptance Corporation to the Credit Services industry mean.
  • 1.5% Return on Assets means that World Acceptance Corporation generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of World Acceptance Corporation:

  • The MRQ is 1.5%. Using its assets, the company is less efficient in making profit.
  • The TTM is 1.5%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ1.5%TTM1.5%0.0%
TTM1.5%YOY0.3%+1.2%
TTM1.5%5Y1.3%+0.2%
5Y1.3%10Y1.8%-0.5%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ1.5%0.9%+0.6%
TTM1.5%1.0%+0.5%
YOY0.3%0.9%-0.6%
5Y1.3%0.9%+0.4%
10Y1.8%0.9%+0.9%
1.1.3. Return on Equity

Shows how efficient World Acceptance Corporation is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare World Acceptance Corporation to the Credit Services industry mean.
  • 4.1% Return on Equity means World Acceptance Corporation generated $0.04 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of World Acceptance Corporation:

  • The MRQ is 4.1%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 4.3%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ4.1%TTM4.3%-0.2%
TTM4.3%YOY0.9%+3.3%
TTM4.3%5Y3.3%+1.0%
5Y3.3%10Y4.3%-1.0%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ4.1%3.6%+0.5%
TTM4.3%3.8%+0.5%
YOY0.9%3.6%-2.7%
5Y3.3%3.4%-0.1%
10Y4.3%3.7%+0.6%

1.2. Operating Efficiency of World Acceptance Corporation.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient World Acceptance Corporation is operating .

  • Measures how much profit World Acceptance Corporation makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare World Acceptance Corporation to the Credit Services industry mean.
  • An Operating Margin of 39.9% means the company generated $0.40  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of World Acceptance Corporation:

  • The MRQ is 39.9%. The company is operating very efficient. +2
  • The TTM is 23.1%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ39.9%TTM23.1%+16.8%
TTM23.1%YOY11.1%+12.0%
TTM23.1%5Y18.6%+4.5%
5Y18.6%10Y22.5%-3.9%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ39.9%20.8%+19.1%
TTM23.1%19.3%+3.8%
YOY11.1%27.9%-16.8%
5Y18.6%21.9%-3.3%
10Y22.5%26.1%-3.6%
1.2.2. Operating Ratio

Measures how efficient World Acceptance Corporation is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Credit Services industry mean).
  • An Operation Ratio of 0.60 means that the operating costs are $0.60 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of World Acceptance Corporation:

  • The MRQ is 0.601. The company is efficient in keeping operating costs low. +1
  • The TTM is -0.172.
Trends
Current periodCompared to+/- 
MRQ0.601TTM-0.172+0.773
TTM-0.172YOY239.166-239.337
TTM-0.1725Y323.705-323.877
5Y323.70510Y377.525-53.820
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.6010.817-0.216
TTM-0.1720.814-0.986
YOY239.1660.788+238.378
5Y323.7050.766+322.939
10Y377.5250.734+376.791

1.3. Liquidity of World Acceptance Corporation.

1.3. Liquidity
1.3.1. Current Ratio

Measures if World Acceptance Corporation is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Credit Services industry mean).
  • A Current Ratio of 20,424.96 means the company has $20,424.96 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of World Acceptance Corporation:

  • The MRQ is 20,424.960. The company is very able to pay all its short-term debts. +2
  • The TTM is 5,106.503. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ20,424.960TTM5,106.503+15,318.457
TTM5,106.503YOY16.257+5,090.246
TTM5,106.5035Y1,991.581+3,114.922
5Y1,991.58110Y1,038.718+952.864
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ20,424.9602.816+20,422.144
TTM5,106.5033.208+5,103.295
YOY16.2572.373+13.884
5Y1,991.5813.940+1,987.641
10Y1,038.7183.974+1,034.744
1.3.2. Quick Ratio

Measures if World Acceptance Corporation is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare World Acceptance Corporation to the Credit Services industry mean.
  • A Quick Ratio of 567.01 means the company can pay off $567.01 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of World Acceptance Corporation:

  • The MRQ is 567.011. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 13,788.187. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ567.011TTM13,788.187-13,221.175
TTM13,788.187YOY14.439+13,773.748
TTM13,788.1875Y4,734.294+9,053.893
5Y4,734.29410Y2,412.072+2,322.222
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ567.0111.748+565.263
TTM13,788.1871.975+13,786.212
YOY14.4391.786+12.653
5Y4,734.2943.594+4,730.700
10Y2,412.0723.498+2,408.574

1.4. Solvency of World Acceptance Corporation.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of World Acceptance Corporation assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare World Acceptance Corporation to Credit Services industry mean.
  • A Debt to Asset Ratio of 0.64 means that World Acceptance Corporation assets are financed with 63.6% credit (debt) and the remaining percentage (100% - 63.6%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of World Acceptance Corporation:

  • The MRQ is 0.636. The company is able to pay all its debts by selling its assets. +1
  • The TTM is 0.641. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.636TTM0.641-0.005
TTM0.641YOY0.709-0.068
TTM0.6415Y0.621+0.020
5Y0.62110Y0.568+0.054
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.6360.728-0.092
TTM0.6410.714-0.073
YOY0.7090.717-0.008
5Y0.6210.703-0.082
10Y0.5680.692-0.124
1.4.2. Debt to Equity Ratio

Measures if World Acceptance Corporation is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare World Acceptance Corporation to the Credit Services industry mean.
  • A Debt to Equity ratio of 175.1% means that company has $1.75 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of World Acceptance Corporation:

  • The MRQ is 1.751. The company is just able to pay all its debts with equity.
  • The TTM is 1.789. The company is just able to pay all its debts with equity.
Trends
Current periodCompared to+/- 
MRQ1.751TTM1.789-0.038
TTM1.789YOY2.440-0.651
TTM1.7895Y1.746+0.043
5Y1.74610Y1.462+0.284
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ1.7512.519-0.768
TTM1.7892.308-0.519
YOY2.4402.357+0.083
5Y1.7462.420-0.674
10Y1.4622.373-0.911

2. Market Valuation of World Acceptance Corporation

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings World Acceptance Corporation generates.

  • Above 15 is considered overpriced but always compare World Acceptance Corporation to the Credit Services industry mean.
  • A PE ratio of 11.91 means the investor is paying $11.91 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of World Acceptance Corporation:

  • The EOD is 11.936. Based on the earnings, the company is underpriced. +1
  • The MRQ is 11.906. Based on the earnings, the company is underpriced. +1
  • The TTM is 12.583. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD11.936MRQ11.906+0.030
MRQ11.906TTM12.583-0.676
TTM12.583YOY-23.417+36.000
TTM12.5835Y8.334+4.248
5Y8.33410Y11.017-2.683
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD11.9367.010+4.926
MRQ11.9066.647+5.259
TTM12.5836.690+5.893
YOY-23.4177.878-31.295
5Y8.3348.842-0.508
10Y11.01712.021-1.004
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of World Acceptance Corporation:

  • The EOD is 3.450. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 3.441. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 2.903. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD3.450MRQ3.441+0.009
MRQ3.441TTM2.903+0.538
TTM2.903YOY2.281+0.622
TTM2.9035Y3.617-0.715
5Y3.61710Y3.354+0.263
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD3.450-0.623+4.073
MRQ3.441-0.567+4.008
TTM2.903-0.423+3.326
YOY2.281-0.330+2.611
5Y3.6170.202+3.415
10Y3.354-0.149+3.503
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of World Acceptance Corporation is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Credit Services industry mean).
  • A PB ratio of 1.95 means the investor is paying $1.95 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of World Acceptance Corporation:

  • The EOD is 1.955. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.950. Based on the equity, the company is underpriced. +1
  • The TTM is 1.809. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.955MRQ1.950+0.005
MRQ1.950TTM1.809+0.141
TTM1.809YOY1.968-0.159
TTM1.8095Y2.060-0.252
5Y2.06010Y1.828+0.233
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD1.9550.903+1.052
MRQ1.9500.851+1.099
TTM1.8090.861+0.948
YOY1.9681.105+0.863
5Y2.0601.197+0.863
10Y1.8281.302+0.526
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of World Acceptance Corporation.

3.1. Institutions holding World Acceptance Corporation

Institutions are holding 85.472% of the shares of World Acceptance Corporation.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-12-31Prescott General Partners LLC33.509915.3339203749500
2023-12-31BlackRock Inc9.86560.002599853222413.8505
2023-12-31Vanguard Group Inc6.12910.001137266671761.9634
2023-12-31Dimensional Fund Advisors, Inc.4.71320.010928657818710.6572
2023-12-31State Street Corporation2.3160.0009140821-739-0.522
2023-12-31Geode Capital Management, LLC1.38440.00128417839654.9431
2023-12-31Morgan Stanley - Brokerage Accounts1.36070.001827353181562.4804
2023-12-31Charles Schwab Investment Management Inc1.30110.002679113-7284-8.4308
2023-09-30Smith Thomas W1.277112.03527765000
2023-12-31Northern Trust Corp1.10460.001667165-1205-1.7625
2023-12-31Ingalls & Snyder LLC1.00680.361261214-75-0.1224
2023-12-31Goldman Sachs Group Inc0.73140.000544470-11017-19.8551
2023-12-31Bank of New York Mellon Corp0.58570.000935613-2038-5.4129
2023-12-31Two Sigma Investments LLC0.58150.010635355754027.1077
2023-12-31Bridgeway Capital Management, LLC0.54110.09213290211523.6283
2023-12-31Amvescap Plc.0.52490.00131913-26455-45.3245
2023-09-30Jacobs Levy Equity Management, Inc.0.47490.021728877-731-2.4689
2023-12-31NORGES BANK0.44430.000627014270140
2023-12-31LANDSCAPE CAPITAL MANAGEMENT,LLC0.42670.30242594600
2023-09-30D. E. Shaw & Co LP0.41910.003425480397518.4841
Total 68.698128.18484177038+57205+1.4%

3.2. Funds holding World Acceptance Corporation

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-12-31Sosin Partners, LP9.25118.8814562491-182000-24.4462
2024-03-28iShares Core S&P Small-Cap ETF3.74180.04112275133200.1408
2024-03-28iShares Russell 2000 ETF1.67290.0225101717480.0472
2024-02-29Vanguard Total Stock Mkt Idx Inv1.58060.00079610400
2024-02-29Vanguard Small Cap Index1.44790.0075880386930.7934
2024-02-29DFA US Micro Cap I1.05090.10676389800
2024-02-29Vanguard Small Cap Value Index Inv0.99180.0136603022400.3996
2024-02-29DFA US Small Cap I0.91450.04295560700
2024-02-29Vanguard Institutional Extnd Mkt Idx Tr0.85620.00615206230.0058
2024-01-31Fidelity Small Cap Index0.67820.0218412374671.1455
2024-03-29Schwab Fundamental US Small Company ETF0.64190.06793902800
2024-03-28iShares Russell 2000 Value ETF0.59570.041936221-23-0.0635
2024-03-28iShares S&P Small-Cap 600 Growth ETF0.53990.08053282600
2024-03-28SPDR® Portfolio S&P 600 Sm Cap ETF0.50660.042530803300.0975
2024-02-29Vanguard Tax-Managed Small Cap Adm0.43670.03582655100
2024-02-29State St Russell Sm/Mid Cp® Indx NL Cl C0.40960.0071249028003.3192
2024-02-29DFA US Core Equity 2 I0.38270.008423269-4180-15.2282
2023-12-31Northern Small Cap Value0.34960.17012125400
2023-12-31Bridgeway Omni Small-Cap Value0.33060.20432010000
2023-12-31Bridgeway Omni Small-Cap Value N0.33060.20472010000
Total 26.709810.00751624023-183602-11.3%

3.3. Insider Transactions

Insiders are holding 7.913% of the shares of World Acceptance Corporation.

DateOwnerTypeAmountPricePost Transaction AmountLink
2024-02-01Luke J UmstetterSELL400131.41
2023-12-01John L Calmes JrSELL6500113.68
2023-07-21Jason E ChildersSELL933150.94
2023-06-15Scott McintyreSELL530128.88
2023-05-18Jason E ChildersSELL1000111.78
2023-05-15Scott McintyreSELL529104.59
2023-05-08Jason E ChildersSELL998112.25
2023-05-04Jason E ChildersSELL2110.01
2023-04-13Clifford SosinSELL270083.6

4. Summary

4.1. Key Performance Indicators

The key performance indicators of World Acceptance Corporation compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.4941.949-125%-1.139+131%0.275-280%0.923-154%
Book Value Per Share--66.94165.368+2%59.096+13%60.026+12%52.951+26%
Current Ratio--20424.9605106.503+300%16.257+125539%1991.581+926%1038.718+1866%
Debt To Asset Ratio--0.6360.641-1%0.709-10%0.621+2%0.568+12%
Debt To Equity Ratio--1.7511.789-2%2.440-28%1.746+0%1.462+20%
Dividend Per Share--0.15616.230-99%0.003+4480%3.247-95%1.623-90%
Eps--2.7412.767-1%0.562+388%2.226+23%2.107+30%
Free Cash Flow Per Share--9.48410.685-11%12.681-25%9.5030%7.708+23%
Free Cash Flow To Equity Per Share--10.3294.481+131%9.615+7%7.959+30%5.782+79%
Gross Profit Margin--0.7770.822-6%1.160-33%0.755+3%-0.334+143%
Intrinsic Value_10Y_max--502.201--------
Intrinsic Value_10Y_min--279.005--------
Intrinsic Value_1Y_max--44.883--------
Intrinsic Value_1Y_min--30.539--------
Intrinsic Value_3Y_max--139.003--------
Intrinsic Value_3Y_min--90.066--------
Intrinsic Value_5Y_max--238.122--------
Intrinsic Value_5Y_min--147.282--------
Market Cap795665440.800+0%793658948.400725006116.945+9%714460010.000+11%842041805.175-6%746026029.675+6%
Net Profit Margin--0.1210.115+5%0.021+473%0.094+29%0.117+3%
Operating Margin--0.3990.231+73%0.111+260%0.186+115%0.225+78%
Operating Ratio--0.601-0.172+129%239.166-100%323.705-100%377.525-100%
Pb Ratio1.955+0%1.9501.809+8%1.968-1%2.060-5%1.828+7%
Pe Ratio11.936+0%11.90612.583-5%-23.417+297%8.334+43%11.017+8%
Price Per Share130.860+0%130.530118.723+10%116.710+12%124.490+5%97.656+34%
Price To Free Cash Flow Ratio3.450+0%3.4412.903+19%2.281+51%3.617-5%3.354+3%
Price To Total Gains Ratio-387.1110%-386.135-71.813-81%64.397-700%107.441-459%64.958-694%
Quick Ratio--567.01113788.187-96%14.439+3827%4734.294-88%2412.072-76%
Return On Assets--0.0150.015-2%0.003+393%0.013+10%0.018-19%
Return On Equity--0.0410.043-4%0.009+338%0.033+25%0.043-5%
Total Gains Per Share---0.33818.179-102%-1.135+236%3.522-110%2.547-113%
Usd Book Value--407019166.000399789291.500+2%360839500.000+13%405143608.300+0%410351683.675-1%
Usd Book Value Change Per Share---0.4941.949-125%-1.139+131%0.275-280%0.923-154%
Usd Book Value Per Share--66.94165.368+2%59.096+13%60.026+12%52.951+26%
Usd Dividend Per Share--0.15616.230-99%0.003+4480%3.247-95%1.623-90%
Usd Eps--2.7412.767-1%0.562+388%2.226+23%2.107+30%
Usd Free Cash Flow--57663459.00065480198.500-12%77548180.000-26%63221070.950-9%58567131.300-2%
Usd Free Cash Flow Per Share--9.48410.685-11%12.681-25%9.5030%7.708+23%
Usd Free Cash Flow To Equity Per Share--10.3294.481+131%9.615+7%7.959+30%5.782+79%
Usd Market Cap795665440.800+0%793658948.400725006116.945+9%714460010.000+11%842041805.175-6%746026029.675+6%
Usd Price Per Share130.860+0%130.530118.723+10%116.710+12%124.490+5%97.656+34%
Usd Profit--16664818.00016981964.500-2%3563537.500+368%13605029.350+22%16698923.1500%
Usd Revenue--137749387.000144997020.750-5%155097392.750-11%144592291.900-5%140625593.475-2%
Usd Total Gains Per Share---0.33818.179-102%-1.135+236%3.522-110%2.547-113%
 EOD+3 -5MRQTTM+14 -22YOY+27 -95Y+18 -1810Y+16 -20

4.2. Fundamental Score

Let's check the fundamental score of World Acceptance Corporation based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1511.936
Price to Book Ratio (EOD)Between0-11.955
Net Profit Margin (MRQ)Greater than00.121
Operating Margin (MRQ)Greater than00.399
Quick Ratio (MRQ)Greater than1567.011
Current Ratio (MRQ)Greater than120,424.960
Debt to Asset Ratio (MRQ)Less than10.636
Debt to Equity Ratio (MRQ)Less than11.751
Return on Equity (MRQ)Greater than0.150.041
Return on Assets (MRQ)Greater than0.050.015
Total6/10 (60.0%)

4.3. Technical Score

Let's check the technical score of World Acceptance Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5043.069
Ma 20Greater thanMa 50138.221
Ma 50Greater thanMa 100132.003
Ma 100Greater thanMa 200130.524
OpenGreater thanClose133.580
Total4/5 (80.0%)



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary
Total Assets1,119,539
Total Liabilities712,520
Total Stockholder Equity407,019
 As reported
Total Liabilities 712,520
Total Stockholder Equity+ 407,019
Total Assets = 1,119,539

Assets

Total Assets1,119,539
Total Current Assets920,004,773
Long-term Assets242,241,409
Total Current Assets
Cash And Cash Equivalents 12,776
Short-term Investments 12,762,748
Net Receivables 1,717
Inventory 907,242,025
Other Current Assets -14,492
Total Current Assets  (as reported)920,004,773
Total Current Assets  (calculated)920,004,773
+/-0
Long-term Assets
Property Plant Equipment 103,245
Goodwill 7,371
Intangible Assets 12,107
Long-term Assets Other 205,071,117
Long-term Assets  (as reported)242,241,409
Long-term Assets  (calculated)205,193,840
+/- 37,047,569

Liabilities & Shareholders' Equity

Total Current Liabilities45,043
Long-term Liabilities667,476
Total Stockholder Equity407,019
Total Current Liabilities
Short-term Debt 6,055
Accounts payable 45,043
Other Current Liabilities -45,043
Total Current Liabilities  (as reported)45,043
Total Current Liabilities  (calculated)6,055
+/- 38,988
Long-term Liabilities
Long term Debt 585,005
Capital Lease Obligations 82,471
Long-term Liabilities  (as reported)667,476
Long-term Liabilities  (calculated)667,476
+/-0
Total Stockholder Equity
Retained Earnings 122,149
Other Stockholders Equity 284,870
Total Stockholder Equity (as reported)407,019
Total Stockholder Equity (calculated)407,019
+/-0
Other
Cash and Short Term Investments 12,775,524
Common Stock Shares Outstanding 5,860
Current Deferred Revenue38,988
Liabilities and Stockholders Equity 1,119,539
Net Debt 654,701
Net Invested Capital 992,024
Net Working Capital 919,959,730
Property Plant and Equipment Gross 103,245
Short Long Term Debt Total 667,476



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-311997-12-311997-09-301997-06-301997-03-311996-12-311996-09-301996-06-301996-03-311995-12-311995-09-301995-06-301995-03-311994-12-311994-09-301994-06-301994-03-311993-12-311993-09-301993-06-301993-03-311992-12-311992-09-301992-06-301992-03-311991-12-311991-09-301991-06-301990-06-301989-06-30
> Total Assets 
0
0
0
63,100
68,200
62,600
62,700
63,700
69,900
63,400
67,200
71,200
78,700
73,200
75,400
77,500
89,000
83,500
86,600
88,800
96,800
89,400
92,400
94,300
115,700
102,200
103,800
113,700
124,600
118,400
121,200
125,300
143,300
133,500
140,100
144,600
159,400
153,473
171,223
182,648
197,400
183,160
190,236
194,999
214,397
195,247
212,058
217,382
247,800
228,317
235,360
235,455
269,910
261,969
278,384
292,066
314,176
293,507
305,959
322,960
363,667
332,784
352,458
371,564
446,479
411,116
443,346
458,974
522,520
486,110
504,657
528,341
574,362
531,254
560,323
579,532
640,125
593,052
629,259
661,508
735,266
666,397
704,827
804,353
796,554
735,003
770,880
812,961
884,184
809,325
843,533
870,709
947,011
850,027
878,866
889,976
938,349
866,131
871,709
863,580
906,976
804,330
810,429
817,398
860,937
800,588
826,764
857,069
906,091
840,987
811,978
838,949
927,513
854,988
1,041,489
1,077,816
1,143,012
1,028,091
902,645
932,291
1,034,029
954,270
1,023,677
1,140,579
1,270,205
1,218,296
1,279,073
1,247,257
1,216,977
1,117,319
1,113,974
1,105,700
1,119,539
1,119,5391,105,7001,113,9741,117,3191,216,9771,247,2571,279,0731,218,2961,270,2051,140,5791,023,677954,2701,034,029932,291902,6451,028,0911,143,0121,077,8161,041,489854,988927,513838,949811,978840,987906,091857,069826,764800,588860,937817,398810,429804,330906,976863,580871,709866,131938,349889,976878,866850,027947,011870,709843,533809,325884,184812,961770,880735,003796,554804,353704,827666,397735,266661,508629,259593,052640,125579,532560,323531,254574,362528,341504,657486,110522,520458,974443,346411,116446,479371,564352,458332,784363,667322,960305,959293,507314,176292,066278,384261,969269,910235,455235,360228,317247,800217,382212,058195,247214,397194,999190,236183,160197,400182,648171,223153,473159,400144,600140,100133,500143,300125,300121,200118,400124,600113,700103,800102,200115,70094,30092,40089,40096,80088,80086,60083,50089,00077,50075,40073,20078,70071,20067,20063,40069,90063,70062,70062,60068,20063,100000
   > Total Current Assets 
0
0
0
500
400
400
500
500
500
500
600
800
1,000
1,300
1,300
1,200
1,500
1,200
1,500
1,900
1,500
1,700
1,400
84,100
101,000
87,000
88,800
97,600
108,900
102,400
105,500
109,200
126,700
117,400
123,800
127,600
142,600
135,612
152,128
161,837
176,961
163,484
170,308
173,889
193,257
174,359
189,784
194,390
212,501,325
4,023
199,803,134
200,337,340
233,639,843
4,314
238,230,673
250,163,028
271,650,405
3,047
262,995,412
278,428,313
326,166,582
4,034
313,802,724
330,012,732
392,626,217
5,779
380,954,878
396,259,826
459,003,369
7,590
440,316,929
461,877,177
505,925,788
6,260
500,649,300
519,560,001
580,689,730
5,445
569,545,571
598,360,662
667,217,377
8,031
645,640,094
665,367,637
731,375,965
10,768
706,952,775
741,870,763
809,344,963
11,625
768,260,915
789,138,815
861,510,262
19,570
797,021,064
805,059,406
849,384,362
38,339
781,749,474
776,598,957
818,159,164
12,377
723,540,891
730,331,585
771,883,300
15,200
735,602,736
758,250,719
815,875,872
32,086
724,019,901
755,378,979
840,601,387
9,335
824,373,696
848,575,887
905,703,864
15,890
691,557,102
724,052,809
825,697,697
15,746
810,919,976
927,036,010
18,668
19,236
1,052,159,446
1,023,507,810
999,109,539
16,509
15,989
18,786
920,004,773
920,004,77318,78615,98916,509999,109,5391,023,507,8101,052,159,44619,23618,668927,036,010810,919,97615,746825,697,697724,052,809691,557,10215,890905,703,864848,575,887824,373,6969,335840,601,387755,378,979724,019,90132,086815,875,872758,250,719735,602,73615,200771,883,300730,331,585723,540,89112,377818,159,164776,598,957781,749,47438,339849,384,362805,059,406797,021,06419,570861,510,262789,138,815768,260,91511,625809,344,963741,870,763706,952,77510,768731,375,965665,367,637645,640,0948,031667,217,377598,360,662569,545,5715,445580,689,730519,560,001500,649,3006,260505,925,788461,877,177440,316,9297,590459,003,369396,259,826380,954,8785,779392,626,217330,012,732313,802,7244,034326,166,582278,428,313262,995,4123,047271,650,405250,163,028238,230,6734,314233,639,843200,337,340199,803,1344,023212,501,325194,390189,784174,359193,257173,889170,308163,484176,961161,837152,128135,612142,600127,600123,800117,400126,700109,200105,500102,400108,90097,60088,80087,000101,00084,1001,4001,7001,5001,9001,5001,2001,5001,2001,3001,3001,000800600500500500500400400500000
       Cash And Cash Equivalents 
0
0
0
500
400
400
500
500
500
500
600
800
1,000
1,300
1,300
1,200
1,500
1,200
1,500
1,900
1,500
1,700
1,400
1,600
2,000
1,500
2,300
2,300
1,300
1,200
800
1,300
1,500
1,200
1,100
1,500
3,000
1,691
2,623
4,433
1,720
3,293
2,982
3,430
3,785
3,222
4,723
4,155
3,703
4,023
4,363
3,133
2,691
4,314
2,792
5,318
5,192
3,047
4,053
4,243
5,168
4,034
4,897
6,601
7,121
5,779
7,387
5,863
7,728
7,590
8,099
8,070
7,139
6,260
7,140
7,287
12,946
5,445
6,284
8,825
12,864
8,031
9,802
13,061
14,266
10,768
12,875
12,704
17,174
11,625
11,399
14,489
19,388
19,570
16,045
14,632
16,778
38,339
17,211
12,558
20,942
12,377
10,124
16,255
15,986
15,200
14,543
18,780
24,971
32,086
10,263
5,596
11,132
9,335
9,759
10,225
12,039
11,619
9,960
13,988
9,691
15,746
8,387
16,886
18,668
19,236
13,303
20,695
20,962
16,509
15,989
18,786
12,776
12,77618,78615,98916,50920,96220,69513,30319,23618,66816,8868,38715,7469,69113,9889,96011,61912,03910,2259,7599,33511,1325,59610,26332,08624,97118,78014,54315,20015,98616,25510,12412,37720,94212,55817,21138,33916,77814,63216,04519,57019,38814,48911,39911,62517,17412,70412,87510,76814,26613,0619,8028,03112,8648,8256,2845,44512,9467,2877,1406,2607,1398,0708,0997,5907,7285,8637,3875,7797,1216,6014,8974,0345,1684,2434,0533,0475,1925,3182,7924,3142,6913,1334,3634,0233,7034,1554,7233,2223,7853,4302,9823,2931,7204,4332,6231,6913,0001,5001,1001,2001,5001,3008001,2001,3002,3002,3001,5002,0001,6001,4001,7001,5001,9001,5001,2001,5001,2001,3001,3001,000800600500500500500400400500000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
12,762,748
12,762,748000000000000000000000000000000000000000000000000000000001000000000000000000000000000000000000000000000000000000000000000000000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
208,797,908
0
195,440,401
197,204,408
230,948,592
0
235,438,766
244,844,623
266,458,423
0
258,942,648
274,185,589
320,998,263
0
308,905,609
323,411,630
385,504,800
0
373,567,595
390,396,347
451,275,279
0
432,218,404
453,807,094
498,787,123
0
493,509,352
512,272,499
567,743,997
0
563,262,015
589,535,380
654,353,859
0
635,838,270
652,306,734
717,110,442
0
694,077,489
729,166,398
792,170,610
0
756,861,505
774,649,582
842,122,508
750,665
780,976,313
790,427,790
832,606,826
742,305
764,538,704
764,041,007
797,216,764
706,739
713,417,116
714,076,297
755,897,641
695,701
721,060,225
739,470,442
790,904,508
725,181
713,757,000
749,783,268
829,469,592
755,624
814,614,601
838,351,132
893,664,872
4,271
681,596,949
710,064,903
816,007,035
733,660
802,532,656
910,149,795
1,039,397,768
985,515
1,038,856,856
1,002,813,290
2,790
887,788,486
888,656,418
880,309,433
1,717
1,717880,309,433888,656,418887,788,4862,7901,002,813,2901,038,856,856985,5151,039,397,768910,149,795802,532,656733,660816,007,035710,064,903681,596,9494,271893,664,872838,351,132814,614,601755,624829,469,592749,783,268713,757,000725,181790,904,508739,470,442721,060,225695,701755,897,641714,076,297713,417,116706,739797,216,764764,041,007764,538,704742,305832,606,826790,427,790780,976,313750,665842,122,508774,649,582756,861,5050792,170,610729,166,398694,077,4890717,110,442652,306,734635,838,2700654,353,859589,535,380563,262,0150567,743,997512,272,499493,509,3520498,787,123453,807,094432,218,4040451,275,279390,396,347373,567,5950385,504,800323,411,630308,905,6090320,998,263274,185,589258,942,6480266,458,423244,844,623235,438,7660230,948,592197,204,408195,440,4010208,797,908000000000000000000000000000000000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
82,500
99,000
85,500
86,500
95,300
107,600
101,200
104,700
107,900
125,200
116,200
122,700
126,100
139,600
133,921
149,504
157,404
175,241
160,192
167,326
170,459
189,472
171,137
185,061
190,235
0
4,018,663
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,439,723
0
0
0
8,022,549
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
32,054,218
19,013
5,590,115
11,120,663
9,326,098
0
0
0
11,603,032
3,991
-710,065
-816,007
1,144
810,920
0
-18,668
0
-13,303
-20,695
-23,752
-16,509
-15,989
-18,786
-14,492
-14,492-18,786-15,989-16,509-23,752-20,695-13,3030-18,6680810,9201,144-816,007-710,0653,99111,603,0320009,326,09811,120,6635,590,11519,01332,054,2180000000000000000000000000008,022,5490005,439,7230000000000000000000000000004,018,6630190,235185,061171,137189,472170,459167,326160,192175,241157,404149,504133,921139,600126,100122,700116,200125,200107,900104,700101,200107,60095,30086,50085,50099,00082,50000000000000000000000000
   > Long-term Assets 
0
0
0
18,900
18,000
17,300
16,500
16,200
15,200
14,300
15,200
15,500
15,200
14,600
14,200
13,700
12,900
12,900
12,200
10,000
10,100
10,500
10,700
10,200
14,700
15,200
15,000
16,100
15,700
16,000
15,700
16,100
16,600
16,100
16,300
17,000
16,800
17,861
19,095
20,811
20,439
19,676
19,928
21,110
21,140
20,888
22,273
22,992
22,689,230
22,897
22,789,708
22,541,954
22,994,510
24,788
25,425,960
27,118,351
26,937,866
27,165
27,317,438
27,855,298
28,275,193
27,901
27,743,791
28,937,087
30,525,650
30,410
32,402,200
33,177,265
33,696,874
34,004
35,754,254
56,668,106
57,093,135
37,629
50,113,820
49,722,721
49,085,493
36,216
47,764,409
36,138,835
35,780,561
35,366
50,313,603
34,717,981
34,178,521
34,656
53,271,469
60,742,149
62,910,236
34,456
64,467,884
70,420,778
73,538,340
34,571
69,738,394
72,223,569
76,992,303
35,392
72,530,965
71,157,259
73,509,396
34,335
72,732,482
74,553,232
76,029,697
36,865
77,689,592
85,238,361
75,125,385
39,269
56,477,683
62,599,741
69,937,211
47,798
199,825,791
213,088,851
213,667,260
158,267
181,502,240
180,971,716
178,291,046
147,305
172,747,428
267,753,179
139,735
137,842
137,103,843
135,147,055
131,589,210
127,877
124,909
124,622
242,241,409
242,241,409124,622124,909127,877131,589,210135,147,055137,103,843137,842139,735267,753,179172,747,428147,305178,291,046180,971,716181,502,240158,267213,667,260213,088,851199,825,79147,79869,937,21162,599,74156,477,68339,26975,125,38585,238,36177,689,59236,86576,029,69774,553,23272,732,48234,33573,509,39671,157,25972,530,96535,39276,992,30372,223,56969,738,39434,57173,538,34070,420,77864,467,88434,45662,910,23660,742,14953,271,46934,65634,178,52134,717,98150,313,60335,36635,780,56136,138,83547,764,40936,21649,085,49349,722,72150,113,82037,62957,093,13556,668,10635,754,25434,00433,696,87433,177,26532,402,20030,41030,525,65028,937,08727,743,79127,90128,275,19327,855,29827,317,43827,16526,937,86627,118,35125,425,96024,78822,994,51022,541,95422,789,70822,89722,689,23022,99222,27320,88821,14021,11019,92819,67620,43920,81119,09517,86116,80017,00016,30016,10016,60016,10015,70016,00015,70016,10015,00015,20014,70010,20010,70010,50010,10010,00012,20012,90012,90013,70014,20014,60015,20015,50015,20014,30015,20016,20016,50017,30018,00018,900000
       Property Plant Equipment 
0
0
0
1,100
1,100
1,100
1,200
1,700
1,600
1,500
2,600
2,600
3,000
3,400
3,800
3,800
3,700
4,400
4,400
4,700
5,300
5,600
6,100
6,100
5,800
6,100
6,200
6,700
6,500
6,400
6,400
6,700
6,700
6,300
6,300
6,800
6,800
6,753
6,814
6,885
6,753
6,538
6,766
6,977
6,996
6,921
7,511
7,649
7,592
8,298
8,348
8,238
9,088
9,274
9,406
9,634
9,917
9,806
10,221
10,738
10,892
11,040
11,517
13,073
13,880
14,310
15,577
16,937
17,835
18,654
20,100
22,970
23,069
23,060
23,319
23,121
22,936
22,986
23,031
23,439
23,366
23,366
23,680
23,199
22,820
23,485
23,816
24,319
24,105
23,935
23,665
23,957
24,449
24,826
25,637
25,810
26,059
25,907
25,704
23,349
23,314
25,297
24,465
23,898
23,762
24,184
24,401
24,358
24,973
25,591
23,255
23,816
24,436
25,424
143,831
146,479
151,056
126,448
121,948
121,245
119,526
116,396
114,254
114,074
111,337
110,715
110,893
110,258
107,815
105,215
103,318
104,093
103,245
103,245104,093103,318105,215107,815110,258110,893110,715111,337114,074114,254116,396119,526121,245121,948126,448151,056146,479143,83125,42424,43623,81623,25525,59124,97324,35824,40124,18423,76223,89824,46525,29723,31423,34925,70425,90726,05925,81025,63724,82624,44923,95723,66523,93524,10524,31923,81623,48522,82023,19923,68023,36623,36623,43923,03122,98622,93623,12123,31923,06023,06922,97020,10018,65417,83516,93715,57714,31013,88013,07311,51711,04010,89210,73810,2219,8069,9179,6349,4069,2749,0888,2388,3488,2987,5927,6497,5116,9216,9966,9776,7666,5386,7536,8856,8146,7536,8006,8006,3006,3006,7006,7006,4006,4006,5006,7006,2006,1005,8006,1006,1005,6005,3004,7004,4004,4003,7003,8003,8003,4003,0002,6002,6001,5001,6001,7001,2001,1001,1001,100000
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
940
0
0
0
774
0
0
-15,082,240
1,788
-14,427,630
-14,289,834
-13,892,509
3,054
-16,003,526
-17,466,786
-17,003,504
4,533
-17,079,659
-17,099,692
-17,365,812
4,715
4,761,110
4,936,243
5,021,315
5,040
5,337,582
5,332,965
5,352,675
5,353
5,379,008
5,384,021
5,583,864
5,581
5,581
5,581
5,581
5,616
5,654
5,609
5,635
5,635
5,635
5,635
5,634
5,691
5,691
5,896
5,896
5,896
5,967
5,967
5,967
5,967
5,967
5,967
6,121
6,121
6,121
6,121
6,121
6,121
6,121
6,067
6,067
6,067
8,432
7,035
7,035
7,034
7,035
7,034
7,034
7,034
7,239
7,262
7,240
7,371
7,371
7,371
7,371
7,371
7,371
7,371
7,371
7,371
7,371
7,371
7,371
7,371
7,371
7,371
7,371
7,3717,3717,3717,3717,3717,3717,3717,3717,3717,3717,3717,3717,3717,3717,3717,3717,2407,2627,2397,0347,0347,0347,0357,0347,0357,0358,4326,0676,0676,0676,1216,1216,1216,1216,1216,1216,1215,9675,9675,9675,9675,9675,9675,8965,8965,8965,6915,6915,6345,6355,6355,6355,6355,6095,6545,6165,5815,5815,5815,5815,583,8645,384,0215,379,0085,3535,352,6755,332,9655,337,5825,0405,021,3154,936,2434,761,1104,715-17,365,812-17,099,692-17,079,6594,533-17,003,504-17,466,786-16,003,5263,054-13,892,509-14,289,834-14,427,6301,788-15,082,2400077400094000000000000000000000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
635,838
652,307
717,110
660,578
694,077
729,166
792,171
722,115
756,862
774,650
842,123
750,665
780,976
790,428
832,607
742,305
764,539
764,041
797,217
706,739
713,417
714,076
755,898
695,701
721,060
739,470
790,905
725,181
713,757
749,783
829,470
755,624
814,615
838,351
893,665
804,403
681,597
710,065
0
733,659
733,659
0
0
0
0
0
0
0
0
0
0
0000000000733,659733,6590710,065681,597804,403893,665838,351814,615755,624829,470749,783713,757725,181790,905739,470721,060695,701755,898714,076713,417706,739797,217764,041764,539742,305832,607790,428780,976750,665842,123774,650756,862722,115792,171729,166694,077660,578717,110652,307635,8380000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
13,138
0
0
0
13,967
14,762
15,343
15,097,337
14,598
14,442,072
14,304,138
13,906,415
15,514
16,019,546
17,484,270
17,020,525
17,359
17,096,756
17,116,809
17,383,195
16,861
11,465,933
10,927,995
11,624,127
16,100
11,487,806
10,906,860
10,509,355
15,350
10,275,201
9,927,166
9,513,171
8,988
8,514
8,046
7,541
7,614
7,243
7,091
6,780
6,365
6,257
5,885
5,725
5,479
5,133
4,928
4,661
4,625
4,496
4,253
4,013
3,778
3,638
3,544
3,430
3,364
3,223
3,169
3,038
2,917
2,806
2,697
2,588
6,614
4,584
6,981
6,792
6,644
6,381
8,857
14,685
15,340
23,650
27,449
24,825
24,448
24,052
22,930
24,886
23,538
22,340
22,306
21,027
19,756
18,839
17,518
16,403
15,291
14,220
13,158
12,107
12,10713,15814,22015,29116,40317,51818,83919,75621,02722,30622,34023,53824,88622,93024,05224,44824,82527,44923,65015,34014,6858,8576,3816,6446,7926,9814,5846,6142,5882,6972,8062,9173,0383,1693,2233,3643,4303,5443,6383,7784,0134,2534,4964,6254,6614,9285,1335,4795,7255,8856,2576,3656,7807,0917,2437,6147,5418,0468,5148,9889,513,1719,927,16610,275,20115,35010,509,35510,906,86011,487,80616,10011,624,12710,927,99511,465,93316,86117,383,19517,116,80917,096,75617,35917,020,52517,484,27016,019,54615,51413,906,41514,304,13814,442,07214,59815,097,33715,34314,76213,96700013,13800000000000000000000000000000000000000000
       Other Assets 
0
0
0
43,700
49,800
44,900
45,700
47,000
54,200
48,600
51,400
54,900
62,500
57,300
59,900
62,600
74,600
69,400
72,900
76,900
85,200
77,200
80,300
0
0
0
0
0
0
0
0
0
0
0
0
0
0
19,378
20,994
22,976
22,609
22,972
23,499
23,959
24,442
25,393
26,648
27,677
-234,942,755
201,398
-222,357,482
-222,643,839
-256,364,443
232,868
-263,378,249
-276,989,313
-298,274,095
263,295
-290,006,891
-305,960,651
-354,078,108
300,849
-341,194,057
-358,578,255
-422,705,388
374,927
-412,913,732
-428,978,117
-492,177,723
444,517
-475,566,526
-518,016,942
-562,444,561
487,365
-550,202,797
-568,703,190
-629,135,098
551,391
-616,680,721
-633,837,989
-702,262,672
623,001
-695,248,870
-699,281,265
-764,757,932
689,579
-759,453,364
-801,799,951
-871,371,015
763,244
-831,885,266
-858,688,884
-934,101,591
795,886
-865,880,592
-876,392,999
-925,438,316
792,400
-853,408,730
-846,892,636
-890,761,584
757,618
-795,462,944
-804,067,419
-847,052,060
748,523
-812,465,564
-842,632,011
-890,095,166
769,632
-779,685,606
-817,139,771
-909,611,085
797,855
-1,023,157,998
-1,060,586,922
-1,118,228,112
853,934
-872,156,697
-904,092,234
-1,002,954,714
791,219
-982,643,727
-1,193,648,610
1,111,803
1,061,218
-1,187,984,216
-1,157,407,608
-1,129,481,772
972,933
973,076
962,292
-1,161,126,643
-1,161,126,643962,292973,076972,933-1,129,481,772-1,157,407,608-1,187,984,2161,061,2181,111,803-1,193,648,610-982,643,727791,219-1,002,954,714-904,092,234-872,156,697853,934-1,118,228,112-1,060,586,922-1,023,157,998797,855-909,611,085-817,139,771-779,685,606769,632-890,095,166-842,632,011-812,465,564748,523-847,052,060-804,067,419-795,462,944757,618-890,761,584-846,892,636-853,408,730792,400-925,438,316-876,392,999-865,880,592795,886-934,101,591-858,688,884-831,885,266763,244-871,371,015-801,799,951-759,453,364689,579-764,757,932-699,281,265-695,248,870623,001-702,262,672-633,837,989-616,680,721551,391-629,135,098-568,703,190-550,202,797487,365-562,444,561-518,016,942-475,566,526444,517-492,177,723-428,978,117-412,913,732374,927-422,705,388-358,578,255-341,194,057300,849-354,078,108-305,960,651-290,006,891263,295-298,274,095-276,989,313-263,378,249232,868-256,364,443-222,643,839-222,357,482201,398-234,942,75527,67726,64825,39324,44223,95923,49922,97222,60922,97620,99419,3780000000000000080,30077,20085,20076,90072,90069,40074,60062,60059,90057,30062,50054,90051,40048,60054,20047,00045,70044,90049,80043,700000
> Total Liabilities 
0
0
0
53,900
54,200
46,000
45,100
45,300
50,900
42,400
45,000
47,800
54,400
46,300
46,900
47,200
57,200
47,700
48,600
48,200
54,200
44,500
52,500
55,600
80,100
63,200
63,100
71,500
81,500
71,100
71,700
77,500
93,400
78,800
82,400
83,700
95,900
85,280
101,222
109,385
122,162
100,434
102,927
105,147
121,365
92,814
114,278
114,673
143,027
112,276
111,700
102,580
129,252
105,389
121,758
124,973
138,525
103,795
115,092
137,468
171,585
122,353
129,604
137,545
252,369
195,623
215,633
240,476
294,481
251,805
254,723
273,345
313,084
240,868
246,619
250,706
292,973
210,104
258,144
269,415
320,624
223,822
284,786
391,709
357,043
316,128
389,020
415,571
524,676
442,929
489,362
517,983
618,441
542,672
594,571
596,369
625,279
550,563
535,454
516,741
544,106
413,638
405,652
399,582
438,947
339,524
348,301
366,917
417,150
299,879
294,705
273,958
353,444
302,871
491,032
682,872
750,855
613,601
511,402
565,016
675,167
549,342
618,206
721,572
860,799
845,272
924,946
890,676
857,351
732,092
717,086
695,677
712,520
712,520695,677717,086732,092857,351890,676924,946845,272860,799721,572618,206549,342675,167565,016511,402613,601750,855682,872491,032302,871353,444273,958294,705299,879417,150366,917348,301339,524438,947399,582405,652413,638544,106516,741535,454550,563625,279596,369594,571542,672618,441517,983489,362442,929524,676415,571389,020316,128357,043391,709284,786223,822320,624269,415258,144210,104292,973250,706246,619240,868313,084273,345254,723251,805294,481240,476215,633195,623252,369137,545129,604122,353171,585137,468115,092103,795138,525124,973121,758105,389129,252102,580111,700112,276143,027114,673114,27892,814121,365105,147102,927100,434122,162109,385101,22285,28095,90083,70082,40078,80093,40077,50071,70071,10081,50071,50063,10063,20080,10055,60052,50044,50054,20048,20048,60047,70057,20047,20046,90046,30054,40047,80045,00042,40050,90045,30045,10046,00054,20053,900000
   > Total Current Liabilities 
0
0
0
0
0
0
2,600
2,200
7,100
7,700
7,400
7,000
8,900
9,100
8,500
7,200
9,300
0
0
0
0
0
0
4,500
7,000
6,800
2,500
3,300
4,500
6,900
5,900
8,700
9,800
7,200
6,900
5,200
5,200
6,900
4,000
6,000
6,300
8,800
6,400
5,700
4,600
9,400
9,200
5,100
6,900
9,800
2,405,079
5,200
4,700
10,400
3,353,595
14,700
5,600
19,900
5,666,320
5,479,240
11,400
21,800
4,376,033
1,054,978
15,500
16,408
9,082,929
1,605,074
3,503,527
36,900
11,661,721
238,987
9,100
95,000
12,591,774
4,761,236
5,624,845
77,000
16,110,597
2,974,103
8,128,593
34,500
17,832,561
11,615,103
5,442,895
36,800
12,832,370
6,626,266
5,190,481
28,737
14,959,237
6,024,686
6,545,270
27,651
20,013,098
7,691,545
6,002,018
31,209
18,588,841
1,335,779
4,412,576
31,373
18,413,353
10,114,291
10,983,930
31,869
15,008,259
12,084,685
5,403,210
40,444
17,846,549
13,565,183
10,800,106
39,381
12,717,210
1,521,276
52,274
59,742
7,548,261
4,723,017
852,920
41,040
12,407,028
8,258,170
51,067
58,042
52,211,422
48,803,481
42,385,118
50,560
45,889
49,847
45,043
45,04349,84745,88950,56042,385,11848,803,48152,211,42258,04251,0678,258,17012,407,02841,040852,9204,723,0177,548,26159,74252,2741,521,27612,717,21039,38110,800,10613,565,18317,846,54940,4445,403,21012,084,68515,008,25931,86910,983,93010,114,29118,413,35331,3734,412,5761,335,77918,588,84131,2096,002,0187,691,54520,013,09827,6516,545,2706,024,68614,959,23728,7375,190,4816,626,26612,832,37036,8005,442,89511,615,10317,832,56134,5008,128,5932,974,10316,110,59777,0005,624,8454,761,23612,591,77495,0009,100238,98711,661,72136,9003,503,5271,605,0749,082,92916,40815,5001,054,9784,376,03321,80011,4005,479,2405,666,32019,9005,60014,7003,353,59510,4004,7005,2002,405,0799,8006,9005,1009,2009,4004,6005,7006,4008,8006,3006,0004,0006,9005,2005,2006,9007,2009,8008,7005,9006,9004,5003,3002,5006,8007,0004,5000000009,3007,2008,5009,1008,9007,0007,4007,7007,1002,2002,600000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
500
500
0
0
482
482
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
222,265
262,494
0
218,447
242,163
282,841
0
247,244
359,600
328,915
0
353,600
386,600
0
0
0
0
0
505,500
0
0
0
501,150
0
0
0
374,685
0
0
0
295,136
300,550
320,750
376,850
244,900
239,840
0
0
0
0
0
0
0
0
424,900
539,600
0
467,700
0
808,140
779,846
18,512
12,583
6,357
23,157
17,407
11,910
6,055
6,05511,91017,40723,1576,35712,58318,512779,846808,1400467,7000539,600424,90000000000239,840244,900376,850320,750300,550295,136000374,685000501,150000505,50000000386,600353,6000328,915359,600247,2440282,841242,163218,4470262,494222,26500000000000000000000000000000000000482482005005000000000000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
505,500
0
0
0
501,150
0
0
0
374,685
0
0
0
295,136
300,550
320,750
376,850
244,900
239,840
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000239,840244,900376,850320,750300,550295,136000374,685000501,150000505,500000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
2,600
2,200
7,100
7,700
7,400
7,000
8,900
9,100
8,500
7,200
9,300
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,000
0
0
4,839
3,383
4,695
4,733
5,764
4,237
4,292
5,513
6,816
6,666
5,091
6,895
7,697
6,563
5,148
4,620
9,974
7,672
14,673
5,675
18,272
9,176
9,589
11,385
14,976
12,028
13,290
15,468
16,408
13,600
13,471
17,528
18,866
15,960
16,406
22,734
95,000
75,903
85,000
84,000
77,000
77,000
24,278
74,241
23,294
37,542
32,109
28,127
36,878
35,420
28,971
26,786
28,737
25,453
25,109
28,646
27,651
26,458
28,978
27,327
31,209
27,915
25,820
27,759
31,373
26,879
28,882
30,027
31,869
32,743
34,082
34,897
40,444
30,600
30,203
34,604
39,381
34,053
37,061
43,404
59,742
54,032
38,911
40,329
41,040
48,227
52,673
51,068
58,042
52,926
54,511
48,801
50,560
45,889
49,847
45,043
45,04349,84745,88950,56048,80154,51152,92658,04251,06852,67348,22741,04040,32938,91154,03259,74243,40437,06134,05339,38134,60430,20330,60040,44434,89734,08232,74331,86930,02728,88226,87931,37327,75925,82027,91531,20927,32728,97826,45827,65128,64625,10925,45328,73726,78628,97135,42036,87828,12732,10937,54223,29474,24124,27877,00077,00084,00085,00075,90395,00022,73416,40615,96018,86617,52813,47113,60016,40815,46813,29012,02814,97611,3859,5899,17618,2725,67514,6737,6729,9744,6205,1486,5637,6976,8955,0916,6666,8165,5134,2924,2375,7644,7334,6953,3834,839004,000000000000000000009,3007,2008,5009,1008,9007,0007,4007,7007,1002,2002,600000000
       Other Current Liabilities 
0
0
0
0
0
0
-2,600
-2,200
-7,100
-7,700
-7,400
-7,000
-8,900
-9,100
-8,500
-7,200
-9,300
0
0
0
0
0
0
4,500
7,000
6,800
2,500
3,300
4,500
6,900
5,900
8,700
9,800
7,200
2,400
4,700
5,200
6,900
3,518
5,518
6,300
8,800
6,400
5,700
4,600
9,400
9,200
5,100
6,900
9,800
9,000
5,200
4,700
10,400
11,100
14,700
5,600
19,900
14,800
15,100
11,400
21,800
16,400
14,300
15,500
-16,408
9,069,329
15,100
21,000
36,900
11,100
1,300
9,100
-95,000
12,515,871
4,453,971
5,278,351
-77,000
15,815,150
2,731,940
7,771,511
34,500
17,585,317
11,255,503
5,113,980
36,800
12,478,770
6,239,666
5,163,695
-28,737
14,933,784
5,999,577
6,516,624
-27,651
19,986,640
7,662,567
5,974,691
-31,209
18,560,926
1,309,959
4,384,817
-31,373
18,386,474
10,085,409
10,953,903
-31,869
14,975,516
12,050,603
5,368,313
-40,444
17,815,949
13,534,980
10,765,502
-39,381
12,683,157
1,484,215
8,870
-59,742
7,494,229
4,684,106
812,591
-41,040
12,358,801
8,205,497
-1
-58,042
6,560,542
1,437,498
-55,158
-50,560
-45,889
-49,847
-45,043
-45,043-49,847-45,889-50,560-55,1581,437,4986,560,542-58,042-18,205,49712,358,801-41,040812,5914,684,1067,494,229-59,7428,8701,484,21512,683,157-39,38110,765,50213,534,98017,815,949-40,4445,368,31312,050,60314,975,516-31,86910,953,90310,085,40918,386,474-31,3734,384,8171,309,95918,560,926-31,2095,974,6917,662,56719,986,640-27,6516,516,6245,999,57714,933,784-28,7375,163,6956,239,66612,478,77036,8005,113,98011,255,50317,585,31734,5007,771,5112,731,94015,815,150-77,0005,278,3514,453,97112,515,871-95,0009,1001,30011,10036,90021,00015,1009,069,329-16,40815,50014,30016,40021,80011,40015,10014,80019,9005,60014,70011,10010,4004,7005,2009,0009,8006,9005,1009,2009,4004,6005,7006,4008,8006,3005,5183,5186,9005,2004,7002,4007,2009,8008,7005,9006,9004,5003,3002,5006,8007,0004,500000000-9,300-7,200-8,500-9,100-8,900-7,000-7,400-7,700-7,100-2,200-2,600000000
   > Long-term Liabilities 
0
0
0
45,900
45,500
38,400
36,500
37,000
41,300
32,800
35,800
38,900
43,600
36,100
37,300
39,000
46,700
37,900
38,800
41,700
46,900
38,300
47,000
51,100
73,000
58,700
60,600
68,300
58,700
64,200
65,800
68,700
83,600
71,600
75,500
78,500
90,700
78,400
97,200
103,400
115,900
91,600
96,500
99,400
116,800
83,400
105,100
109,600
143,027
112,276
109,294,609
102,580
129,252
105,389
118,404,267
124,973
138,525
103,795
109,425,718
131,988,661
171,585
122,353
125,228,291
136,489,795
252,369
171,200
206,550,274
238,870,527
290,977,629
251,805
243,060,797
273,106,308
313,084
113,310
234,027,108
245,944,405
287,348,602
93,642
242,033,287
266,441,415
312,495,007
223,822
266,953,602
380,093,944
351,599,593
316,128
376,187,649
408,945,114
519,486,164
400,250
474,402,992
511,959,026
611,895,482
505,500
574,557,981
588,677,703
619,277,059
501,150
516,864,815
515,405,190
539,693,716
374,685
387,239,157
389,467,862
427,963,131
295,136
333,293,097
354,832,136
411,747,062
244,900
276,858,530
260,393,556
342,644,163
251,940
478,315,394
681,351,055
750,802,129
553,859
503,853,423
560,292,771
674,313,789
496,726
605,798,757
713,313,642
51,067
58,042
872,734,612
841,872,172
814,966,819
50,560
667,385
643,883
667,476
667,476643,883667,38550,560814,966,819841,872,172872,734,61258,04251,067713,313,642605,798,757496,726674,313,789560,292,771503,853,423553,859750,802,129681,351,055478,315,394251,940342,644,163260,393,556276,858,530244,900411,747,062354,832,136333,293,097295,136427,963,131389,467,862387,239,157374,685539,693,716515,405,190516,864,815501,150619,277,059588,677,703574,557,981505,500611,895,482511,959,026474,402,992400,250519,486,164408,945,114376,187,649316,128351,599,593380,093,944266,953,602223,822312,495,007266,441,415242,033,28793,642287,348,602245,944,405234,027,108113,310313,084273,106,308243,060,797251,805290,977,629238,870,527206,550,274171,200252,369136,489,795125,228,291122,353171,585131,988,661109,425,718103,795138,525124,973118,404,267105,389129,252102,580109,294,609112,276143,027109,600105,10083,400116,80099,40096,50091,600115,900103,40097,20078,40090,70078,50075,50071,60083,60068,70065,80064,20058,70068,30060,60058,70073,00051,10047,00038,30046,90041,70038,80037,90046,70039,00037,30036,10043,60038,90035,80032,80041,30037,00036,50038,40045,50045,900000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
170,244
282,600
328,915
279,250
353,600
386,600
492,700
400,250
448,950
486,850
583,250
505,500
548,100
559,700
591,950
501,150
488,950
489,585
511,935
374,685
360,360
360,586
397,936
295,136
300,550
320,750
376,850
244,900
239,840
230,190
308,040
251,940
326,390
518,831
583,731
451,100
352,206
424,900
539,600
405,008
405,008
0
0
0
0
0
0
0
0
0
0
0000000000405,008405,008539,600424,900352,206451,100583,731518,831326,390251,940308,040230,190239,840244,900376,850320,750300,550295,136397,936360,586360,360374,685511,935489,585488,950501,150591,950559,700548,100505,500583,250486,850448,950400,250492,700386,600353,600279,250328,915282,600170,2440000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,801
0
0
0
9,432
0
0
0
9,744
0
0
0
10,375
0
0
0
19,896
0
0
0
21,754
0
0
0
24,423
0
0
0
18,039
0
0
0
11,253
0
0
0
14,043
0
0
0
13,098
0
0
0
11,528
0
0
0
13,942
0
0
0
9,521
0
0
0
18,204
0
0
0
8,259
0
0
0
12,519
0
0
0
14,535
6,419
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000006,41914,53500012,5190008,25900018,2040009,52100013,94200011,52800013,09800014,04300011,25300018,03900024,42300021,75400019,89600010,3750009,7440009,4320008,80100000000000000000000000000000000000000000
> Total Stockholder Equity
0
0
0
9,200
14,000
16,600
17,600
18,400
19,000
21,000
22,200
23,400
24,300
26,900
28,500
30,300
31,800
35,800
38,000
40,600
42,600
44,900
39,900
38,700
35,600
39,000
40,700
42,200
43,100
47,300
49,500
47,800
49,900
54,700
57,700
60,900
63,500
68,192
70,001
73,263
75,238
82,727
87,309
89,852
93,032
102,433
97,779
102,709
104,773
116,041
123,661
132,875
140,658
156,580
156,626
167,093
175,651
189,711
190,867
185,492
192,082
210,430
222,854
234,020
194,111
215,493
227,713
218,498
228,038
234,305
249,934
254,995
261,278
290,386
313,704
328,826
347,152
382,948
371,115
392,093
414,642
442,575
420,041
412,644
439,511
418,875
381,860
397,390
359,508
366,396
354,171
352,726
328,570
307,355
284,295
293,607
313,070
315,568
336,255
346,839
362,870
390,692
404,777
417,816
421,990
461,064
478,463
490,152
488,941
541,108
517,273
564,991
574,069
552,117
550,457
394,944
392,157
414,490
391,243
367,275
358,862
404,928
405,471
419,007
409,406
373,024
354,127
356,581
359,626
385,227
396,888
410,023
407,019
407,019410,023396,888385,227359,626356,581354,127373,024409,406419,007405,471404,928358,862367,275391,243414,490392,157394,944550,457552,117574,069564,991517,273541,108488,941490,152478,463461,064421,990417,816404,777390,692362,870346,839336,255315,568313,070293,607284,295307,355328,570352,726354,171366,396359,508397,390381,860418,875439,511412,644420,041442,575414,642392,093371,115382,948347,152328,826313,704290,386261,278254,995249,934234,305228,038218,498227,713215,493194,111234,020222,854210,430192,082185,492190,867189,711175,651167,093156,626156,580140,658132,875123,661116,041104,773102,70997,779102,43393,03289,85287,30982,72775,23873,26370,00168,19263,50060,90057,70054,70049,90047,80049,50047,30043,10042,20040,70039,00035,60038,70039,90044,90042,60040,60038,00035,80031,80030,30028,50026,90024,30023,40022,20021,00019,00018,40017,60016,60014,0009,200000
   Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
111
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
574,069
552,117
550,457
394,944
392,157
414,490
391,243
367,275
358,862
404,928
405,471
419,007
409,406
373,024
354,127
356,581
0
0
0
410,023
0
0410,023000356,581354,127373,024409,406419,007405,471404,928358,862367,275391,243414,490392,157394,944550,457552,117574,069000000000000000000000000000000000000000000000000000000000000000000001110000000000000000000000000000000000000000000
   Retained Earnings Total Equity
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
368,433
365,510
384,170
355,981
316,864
326,356
281,150
277,025
262,402
256,643
222,660
193,096
165,749
173,518
192,008
188,605
212,237
231,424
246,175
276,001
292,619
308,110
312,755
344,605
350,653
360,453
362,133
391,276
369,772
384,310
386,810
353,991
340,784
176,808
170,984
184,748
159,565
129,728
118,057
149,337
149,337
0
0
0
0
0
0
0
0
0
0
0000000000149,337149,337118,057129,728159,565184,748170,984176,808340,784353,991386,810384,310369,772391,276362,133360,453350,653344,605312,755308,110292,619276,001246,175231,424212,237188,605192,008173,518165,749193,096222,660256,643262,402277,025281,150326,356316,864355,981384,170365,510368,4330000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-5
-13
-50
-116
-95
-14
-48
7
-64
-78
170
631
-401
-3,526
-4,230
-2,617
-3,250
-2,436
-1,344
-2,230
-1,421
-1,171
136
577
-4,947
-6,285
-2,736
-4,985
-2,862
-3,391
-418
-3,438
-4,443
-4,123
-4,106
-3,514
-6,346
-12,649
-14,902
-16,726
-22,288
-23,364
-22,934
-27,226
-30,475
-34,102
-27,783
-25,304
-26,124
-31,065
-26,055
-31,291
0
0
-42,564
0
0
0
-43,764
0
0
0
-46,378
-46,378
0
0
0
0
0
0
0
0
0
0
0000000000-46,378-46,378000-43,764000-42,56400-31,291-26,055-31,065-26,124-25,304-27,783-34,102-30,475-27,226-22,934-23,364-22,288-16,726-14,902-12,649-6,346-3,514-4,106-4,123-4,443-3,438-418-3,391-2,862-4,985-2,736-6,285-4,947577136-1,171-1,421-2,230-1,344-2,436-3,250-2,617-4,230-3,526-401631170-78-647-48-14-95-116-50-13-500000000000000000000000000000000000000000000000000000000000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
51,031
52,081
61,626
65,631
69,981
73,896
81,749
89,790
95,207
100,526
110,033
118,366
122,060
126,434
133,711
141,865
140,744
137,704
140,059
138,835
139,384
140,181
143,338
144,241
153,113
155,824
157,873
175,887
178,791
180,681
187,259
198,126
208,876
218,136
221,173
227,215
231,678
237,548
240,805
255,591
255,591
0
0
0
0
0
0
0
0
0
0
0000000000255,591255,591240,805237,548231,678227,215221,173218,136208,876198,126187,259180,681178,791175,887157,873155,824153,113144,241143,338140,181139,384138,835140,059137,704140,744141,865133,711126,434122,060118,366110,033100,52695,20789,79081,74973,89669,98165,63161,62652,08151,0310000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock0000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
2,200
14,800
15,700
15,800
15,700
15,700
15,700
15,800
15,800
15,800
15,800
15,900
15,900
15,900
16,100
16,100
16,200
16,400
14,700
7,600
4,500
400
700
700
700
700
900
900
900
900
900
900
1,000
1,000
268
0
0
0
314
1,241
0
251
681
0
306
0
1,049
3,057
6,171
9,350
12,823
5,603
9,164
12,221
11,964
5,807
0
911
1,209
4,426
5,710
878
5,771
7,635
564
2,831
1,323
4,439
1,092
593
2,421
18,168
19,311
22,072
27,113
28,999
31,387
37,561
47,353
51,031
52,082
61,626
65,631
69,981
73,896
81,749
89,790
95,207
100,526
110,033
118,365
122,060
126,434
133,711
141,865
140,744
137,703
140,058
137,625
139,385
140,181
143,337
144,242
153,114
155,824
157,873
175,887
178,792
180,681
187,259
198,126
209,673
218,136
221,173
273,506
231,678
237,547
240,805
301,969
261,446
272,572
274,992
280,907
285,127
288,947
286,233
288,072
-106,296,758
-122,366,042
284,870
284,870-122,366,042-106,296,758288,072286,233288,947285,127280,907274,992272,572261,446301,969240,805237,547231,678273,506221,173218,136209,673198,126187,259180,681178,792175,887157,873155,824153,114144,242143,337140,181139,385137,625140,058137,703140,744141,865133,711126,434122,060118,365110,033100,52695,20789,79081,74973,89669,98165,63161,62652,08251,03147,35337,56131,38728,99927,11322,07219,31118,1682,4215931,0924,4391,3232,8315647,6355,7718785,7104,4261,20991105,80711,96412,2219,1645,60312,8239,3506,1713,0571,0490306068125101,2413140002681,0001,0009009009009009009007007007007004004,5007,60014,70016,40016,20016,10016,10015,90015,90015,90015,80015,80015,80015,80015,70015,70015,70015,80015,70014,8002,200000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-03-31)

Gross Profit (+$)
totalRevenue616,557
Cost of Revenue-259,463
Gross Profit357,094357,094
 
Operating Income (+$)
Gross Profit357,094
Operating Expense-285,569,881
Operating Income77,608-285,212,787
 
Operating Expense (+$)
Research Development0
Selling General Administrative216,805
Selling And Marketing Expenses6,096
Operating Expense285,569,881222,901
 
Net Interest Income (+$)
Interest Income508,336
Interest Expense-50,463
Other Finance Cost-0
Net Interest Income457,873
 
Pretax Income (+$)
Operating Income77,608
Net Interest Income457,873
Other Non-Operating Income Expenses0
Income Before Tax (EBT)27,146128,071
EBIT - interestExpense = 27,145
27,146
71,695
Interest Expense50,463
Earnings Before Interest and Taxes (EBIT)77,60877,609
Earnings Before Interest and Taxes (EBITDA)82,075
 
After tax Income (+$)
Income Before Tax27,146
Tax Provision-5,914
Net Income From Continuing Ops21,23121,232
Net Income21,232
Net Income Applicable To Common Shares21,232
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses342,142,983
Total Other Income/Expenses Net-50,463-457,873
 

Technical Analysis of World Acceptance Corporation
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of World Acceptance Corporation. The general trend of World Acceptance Corporation is BULLISH with 28.6% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine World Acceptance Corporation's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (28.6%) Bearish trend (-28.6%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of World Acceptance Corporation.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 144.14 < 146.22 < 148.96.

The bearish price targets are: 125.33 > 117.41 > 108.05.

Tweet this
World Acceptance Corporation Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of World Acceptance Corporation. The current mas is .

The long score for the Moving Averages is 9/14.
The longshort score for the Moving Averages is 4/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

World Acceptance Corporation Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of World Acceptance Corporation. The current macd is 0.53888107.

The long score for the Moving Average Convergence/Divergence (MACD) is 1/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -2/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the World Acceptance Corporation price going down in the near term. -2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for World Acceptance Corporation. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the World Acceptance Corporation price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
World Acceptance Corporation Daily Moving Average Convergence/Divergence (MACD) ChartWorld Acceptance Corporation Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of World Acceptance Corporation. The current adx is 15.03.

The long score for the Directional Movement Index (DMI) is 1/7.
The longshort score for the Directional Movement Index (DMI) is 1/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy World Acceptance Corporation shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
World Acceptance Corporation Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of World Acceptance Corporation. The current sar is 141.42.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
World Acceptance Corporation Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of World Acceptance Corporation. The current rsi is 43.07. The current phase is Correction in bull market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Correction in bull market: Moderate price decline, potential pause in the uptrend. Reassess the market, wait for signs of stabilization.
  • Trending down: The RSI is trending down. -1
World Acceptance Corporation Daily Relative Strength Index (RSI) ChartWorld Acceptance Corporation Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of World Acceptance Corporation. The current phase is Oversold in bull market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -6/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH < 20: The STOCH %K is below 20 and oversold. -2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the World Acceptance Corporation price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
World Acceptance Corporation Daily Stochastic Oscillator ChartWorld Acceptance Corporation Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of World Acceptance Corporation. The current cci is -160.85549458.

The long score for the Commodity Channel Index (CCI) is 0/1.
The longshort score for the Commodity Channel Index (CCI) is -1/(-1 +1).

  • CCI < -100: The CCI is below -100, it indicates that the price is significantly below its average, suggesting a potential oversold condition. -1
World Acceptance Corporation Daily Commodity Channel Index (CCI) ChartWorld Acceptance Corporation Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of World Acceptance Corporation. The current cmo is -26.29110668.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
World Acceptance Corporation Daily Chande Momentum Oscillator (CMO) ChartWorld Acceptance Corporation Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of World Acceptance Corporation. The current willr is -100.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is -1/(-1 +1).

  • WILLR < -80: The Williams %R is below -80. This indicates that the price is in oversold territory, suggesting a potential price correction or trend reversal to the upside. -1
World Acceptance Corporation Daily Williams %R ChartWorld Acceptance Corporation Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of World Acceptance Corporation.

World Acceptance Corporation Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of World Acceptance Corporation. The current atr is 4.41167683.

World Acceptance Corporation Daily Average True Range (ATR) ChartWorld Acceptance Corporation Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of World Acceptance Corporation. The current obv is -721,355.

World Acceptance Corporation Daily On-Balance Volume (OBV) ChartWorld Acceptance Corporation Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of World Acceptance Corporation. The current mfi is 39.31.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
World Acceptance Corporation Daily Money Flow Index (MFI) ChartWorld Acceptance Corporation Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for World Acceptance Corporation.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-24STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-27STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-28DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-29DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-01STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-04BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-05STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-07STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-08BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-11STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-12BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-13STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-14ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-15STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-19STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-20STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-22SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-27STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-03WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-04MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-09MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-11DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-16STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-18STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-19DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-22MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-01-23STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-26STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-29CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-01-30STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-31MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-01STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-02STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-05DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-02-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-07DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-09STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-12DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-13DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-14STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-02-16DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-20CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-02-21STOCH SHORT EXITThe %K line crosses above the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-02-26STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-28WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-01STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-06CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-07MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-03-08WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-12WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-13STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-14CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-15DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-03-18DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-19CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-20BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-03-21STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-26STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-27WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-04-01STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-03STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-04SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
2024-04-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-10MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-11STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-04-12STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-16DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-04-17DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.

6.3. Candlestick Patterns

World Acceptance Corporation Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of World Acceptance Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5043.069
Ma 20Greater thanMa 50138.221
Ma 50Greater thanMa 100132.003
Ma 100Greater thanMa 200130.524
OpenGreater thanClose133.580
Total4/5 (80.0%)
Penke

Good job! You gained 25 XP and 0   0   10 . What's next:

  • Share my analysis of World Acceptance Corporation with someone you think should read this too:
  • Are you bullish or bearish on World Acceptance Corporation? Let me know what you think in the comments.
  • Do you want an email if I find something interesting about World Acceptance Corporation? Add an email alert using the form below.
  • Join the community if you want to keep your earnings and track your progress: Join the community
  • Is this analysis useful to you? Support me via But Me a Coffee. I'll analyze the stock market faster for you!

Get notifications about World Acceptance Corporation

I send you an email if I find something interesting about World Acceptance Corporation.


Comments

How you think about this?

Leave a comment

Stay informed about World Acceptance Corporation.

Receive notifications about World Acceptance Corporation in your mailbox!