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AUB Group Ltd
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Let's analyse AUB Group Ltd together

PenkeI guess you are interested in AUB Group Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of AUB Group Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of AUB Group Ltd (30 sec.)










What can you expect buying and holding a share of AUB Group Ltd? (30 sec.)

How much money do you get?

How much money do you get?
A$2.06
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$13.96
Expected worth in 1 year
A$32.99
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
A$22.21
Return On Investment
76.5%

For what price can you sell your share?

Current Price per Share
A$29.04
Expected price per share
A$26.59 - A$30.85
How sure are you?
50%

1. Valuation of AUB Group Ltd (5 min.)




Live pricePrice per Share (EOD)

A$29.04

Intrinsic Value Per Share

A$10.68 - A$26.28

Total Value Per Share

A$24.64 - A$40.24

2. Growth of AUB Group Ltd (5 min.)




Is AUB Group Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$978.6m$645.1m$333.4m34.1%

How much money is AUB Group Ltd making?

Current yearPrevious yearGrowGrow %
Making money$42.1m$52.2m-$10m-23.9%
Net Profit Margin7.9%24.0%--

How much money comes from the company's main activities?

3. Financial Health of AUB Group Ltd (5 min.)




4. Comparing to competitors in the Insurance Brokers industry (5 min.)




  Industry Rankings (Insurance Brokers)  

What can you expect buying and holding a share of AUB Group Ltd? (5 min.)

Welcome investor! AUB Group Ltd's management wants to use your money to grow the business. In return you get a share of AUB Group Ltd.

What can you expect buying and holding a share of AUB Group Ltd?

First you should know what it really means to hold a share of AUB Group Ltd. And how you can make/lose money.

Speculation

The Price per Share of AUB Group Ltd is A$29.04. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of AUB Group Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in AUB Group Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$13.96. Based on the TTM, the Book Value Change Per Share is A$4.76 per quarter. Based on the YOY, the Book Value Change Per Share is A$3.68 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.80 per quarter.
Based on historical numbers we can estimate the returns while holding a share of AUB Group Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps0.391.3%0.391.3%0.481.7%0.371.3%0.301.0%
Usd Book Value Change Per Share3.0810.6%3.0810.6%2.388.2%1.384.7%0.772.6%
Usd Dividend Per Share0.521.8%0.521.8%0.341.2%0.331.1%0.230.8%
Usd Total Gains Per Share3.5912.4%3.5912.4%2.729.4%1.705.9%1.003.4%
Usd Price Per Share19.01-19.01-11.43-12.12-9.60-
Price to Earnings Ratio48.84-48.84-23.71-32.47-31.94-
Price-to-Total Gains Ratio5.29-5.29-4.20-14.75-23.08-
Price to Book Ratio2.11-2.11-1.92-2.70-3.14-
Price-to-Total Gains Ratio5.29-5.29-4.20-14.75-23.08-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share18.780168
Number of shares53
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.520.33
Usd Book Value Change Per Share3.081.38
Usd Total Gains Per Share3.591.70
Gains per Quarter (53 shares)190.3590.35
Gains per Year (53 shares)761.40361.40
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
110965275169292351
221813041512138585712
3328195722732078771073
44372609303427611701434
55463261379534514621795
66553913455641417552156
77644565531748320472517
88745218607855223392878
99835870683962126323239
1010926522760069029243600

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%19.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%9.01.00.090.0%18.01.00.094.7%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%18.00.01.094.7%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%19.00.00.0100.0%

Fundamentals of AUB Group Ltd

About AUB Group Ltd

AUB Group Limited engages in the insurance broking and underwriting businesses in Australia and New Zealand. The company provides insurance broking and advisory services primarily to SME clients; distributes ancillary products; and designs, distributes, and manages insurance products on behalf of licensed insurance companies. It also offers support services, such as loss adjustment, investigations, claims management, and claim legal support services; and automated quoting and binding, white-labelling, and technological support services, as well as ExpressCover; and BizCover, a digital SME insurance platform with multi-channel presence and insurance offerings. The company was formerly known as Austbrokers Holdings Limited and changed its name to AUB Group Limited in November 2015. The company was incorporated in 1885 and is headquartered in North Sydney, Australia.

Fundamental data was last updated by Penke on 2024-04-09 13:22:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just able to pay all its short-term debts.
The company is just able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is just able to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is overpriced.
Based on how much money comes from the company's main activities, the company is underpriced.

1.1. Profitability of AUB Group Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit AUB Group Ltd earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare AUB Group Ltd to the Insurance Brokers industry mean.
  • A Net Profit Margin of 7.9% means that $0.08 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of AUB Group Ltd:

  • The MRQ is 7.9%. The company is making a profit. +1
  • The TTM is 7.9%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ7.9%TTM7.9%0.0%
TTM7.9%YOY24.0%-16.1%
TTM7.9%5Y17.4%-9.5%
5Y17.4%10Y17.9%-0.5%
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ7.9%9.7%-1.8%
TTM7.9%9.4%-1.5%
YOY24.0%6.9%+17.1%
5Y17.4%8.9%+8.5%
10Y17.9%8.6%+9.3%
1.1.2. Return on Assets

Shows how efficient AUB Group Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare AUB Group Ltd to the Insurance Brokers industry mean.
  • 1.7% Return on Assets means that AUB Group Ltd generated $0.02 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of AUB Group Ltd:

  • The MRQ is 1.7%. Using its assets, the company is less efficient in making profit.
  • The TTM is 1.7%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ1.7%TTM1.7%0.0%
TTM1.7%YOY4.9%-3.2%
TTM1.7%5Y4.4%-2.7%
5Y4.4%10Y4.9%-0.5%
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ1.7%1.7%0.0%
TTM1.7%1.6%+0.1%
YOY4.9%0.8%+4.1%
5Y4.4%0.9%+3.5%
10Y4.9%1.1%+3.8%
1.1.3. Return on Equity

Shows how efficient AUB Group Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare AUB Group Ltd to the Insurance Brokers industry mean.
  • 5.1% Return on Equity means AUB Group Ltd generated $0.05 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of AUB Group Ltd:

  • The MRQ is 5.1%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 5.1%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ5.1%TTM5.1%0.0%
TTM5.1%YOY9.5%-4.4%
TTM5.1%5Y10.3%-5.2%
5Y10.3%10Y12.1%-1.8%
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ5.1%5.8%-0.7%
TTM5.1%5.1%0.0%
YOY9.5%3.1%+6.4%
5Y10.3%3.3%+7.0%
10Y12.1%3.4%+8.7%

1.2. Operating Efficiency of AUB Group Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient AUB Group Ltd is operating .

  • Measures how much profit AUB Group Ltd makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare AUB Group Ltd to the Insurance Brokers industry mean.
  • An Operating Margin of 22.0% means the company generated $0.22  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of AUB Group Ltd:

  • The MRQ is 22.0%. The company is operating efficient. +1
  • The TTM is 22.0%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ22.0%TTM22.0%0.0%
TTM22.0%YOY21.9%+0.0%
TTM22.0%5Y22.3%-0.4%
5Y22.3%10Y26.0%-3.6%
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ22.0%10.4%+11.6%
TTM22.0%5.4%+16.6%
YOY21.9%7.6%+14.3%
5Y22.3%4.5%+17.8%
10Y26.0%4.9%+21.1%
1.2.2. Operating Ratio

Measures how efficient AUB Group Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance Brokers industry mean).
  • An Operation Ratio of 0.78 means that the operating costs are $0.78 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of AUB Group Ltd:

  • The MRQ is 0.780. The company is efficient in keeping operating costs low. +1
  • The TTM is 0.780. The company is efficient in keeping operating costs low. +1
Trends
Current periodCompared to+/- 
MRQ0.780TTM0.7800.000
TTM0.780YOY0.7810.000
TTM0.7805Y0.828-0.047
5Y0.82810Y0.925-0.098
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7800.939-0.159
TTM0.7801.002-0.222
YOY0.7811.025-0.244
5Y0.8280.998-0.170
10Y0.9250.978-0.053

1.3. Liquidity of AUB Group Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if AUB Group Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance Brokers industry mean).
  • A Current Ratio of 1.11 means the company has $1.11 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of AUB Group Ltd:

  • The MRQ is 1.112. The company is just able to pay all its short-term debts.
  • The TTM is 1.112. The company is just able to pay all its short-term debts.
Trends
Current periodCompared to+/- 
MRQ1.112TTM1.1120.000
TTM1.112YOY1.455-0.343
TTM1.1125Y1.196-0.084
5Y1.19610Y1.191+0.005
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ1.1121.279-0.167
TTM1.1121.312-0.200
YOY1.4551.389+0.066
5Y1.1961.321-0.125
10Y1.1911.390-0.199
1.3.2. Quick Ratio

Measures if AUB Group Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare AUB Group Ltd to the Insurance Brokers industry mean.
  • A Quick Ratio of 1.11 means the company can pay off $1.11 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of AUB Group Ltd:

  • The MRQ is 1.107. The company is just able to pay all its short-term debts with the most liquid assets.
  • The TTM is 1.107. The company is just able to pay all its short-term debts with the most liquid assets.
Trends
Current periodCompared to+/- 
MRQ1.107TTM1.1070.000
TTM1.107YOY1.454-0.347
TTM1.1075Y1.198-0.091
5Y1.19810Y1.192+0.006
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ1.1071.040+0.067
TTM1.1071.140-0.033
YOY1.4541.131+0.323
5Y1.1981.164+0.034
10Y1.1921.276-0.084

1.4. Solvency of AUB Group Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of AUB Group Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare AUB Group Ltd to Insurance Brokers industry mean.
  • A Debt to Asset Ratio of 0.61 means that AUB Group Ltd assets are financed with 61.0% credit (debt) and the remaining percentage (100% - 61.0%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of AUB Group Ltd:

  • The MRQ is 0.610. The company is able to pay all its debts by selling its assets. +1
  • The TTM is 0.610. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.610TTM0.6100.000
TTM0.610YOY0.392+0.219
TTM0.6105Y0.505+0.105
5Y0.50510Y0.520-0.015
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ0.6100.621-0.011
TTM0.6100.624-0.014
YOY0.3920.620-0.228
5Y0.5050.594-0.089
10Y0.5200.583-0.063
1.4.2. Debt to Equity Ratio

Measures if AUB Group Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare AUB Group Ltd to the Insurance Brokers industry mean.
  • A Debt to Equity ratio of 185.3% means that company has $1.85 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of AUB Group Ltd:

  • The MRQ is 1.853. The company is just able to pay all its debts with equity.
  • The TTM is 1.853. The company is just able to pay all its debts with equity.
Trends
Current periodCompared to+/- 
MRQ1.853TTM1.8530.000
TTM1.853YOY0.752+1.100
TTM1.8535Y1.255+0.597
5Y1.25510Y1.319-0.064
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
MRQ1.8531.599+0.254
TTM1.8531.726+0.127
YOY0.7521.657-0.905
5Y1.2551.766-0.511
10Y1.3192.078-0.759

2. Market Valuation of AUB Group Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings AUB Group Ltd generates.

  • Above 15 is considered overpriced but always compare AUB Group Ltd to the Insurance Brokers industry mean.
  • A PE ratio of 48.84 means the investor is paying $48.84 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of AUB Group Ltd:

  • The EOD is 48.245. Based on the earnings, the company is overpriced. -1
  • The MRQ is 48.843. Based on the earnings, the company is overpriced. -1
  • The TTM is 48.843. Based on the earnings, the company is overpriced. -1
Trends
Current periodCompared to+/- 
EOD48.245MRQ48.843-0.598
MRQ48.843TTM48.8430.000
TTM48.843YOY23.710+25.133
TTM48.8435Y32.467+16.376
5Y32.46710Y31.939+0.528
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
EOD48.24513.801+34.444
MRQ48.84313.225+35.618
TTM48.84315.249+33.594
YOY23.71012.408+11.302
5Y32.46711.599+20.868
10Y31.93912.621+19.318
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of AUB Group Ltd:

  • The EOD is 15.624. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The MRQ is 15.818. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The TTM is 15.818. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD15.624MRQ15.818-0.194
MRQ15.818TTM15.8180.000
TTM15.818YOY20.533-4.715
TTM15.8185Y18.611-2.793
5Y18.61110Y26.327-7.716
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
EOD15.62415.251+0.373
MRQ15.81814.031+1.787
TTM15.8188.889+6.929
YOY20.5334.172+16.361
5Y18.6117.050+11.561
10Y26.3275.726+20.601
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of AUB Group Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance Brokers industry mean).
  • A PB ratio of 2.11 means the investor is paying $2.11 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of AUB Group Ltd:

  • The EOD is 2.080. Based on the equity, the company is underpriced. +1
  • The MRQ is 2.106. Based on the equity, the company is underpriced. +1
  • The TTM is 2.106. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD2.080MRQ2.106-0.026
MRQ2.106TTM2.1060.000
TTM2.106YOY1.921+0.185
TTM2.1065Y2.699-0.593
5Y2.69910Y3.142-0.443
Compared to industry (Insurance Brokers)
PeriodCompanyIndustry (mean)+/- 
EOD2.0801.956+0.124
MRQ2.1061.931+0.175
TTM2.1062.227-0.121
YOY1.9211.896+0.025
5Y2.6992.608+0.091
10Y3.1422.424+0.718
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of AUB Group Ltd.

3.1. Funds holding AUB Group Ltd

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2020-12-31MFS International New Discovery Fund3.37-2508681--
2020-10-31Vanguard International Stock Index-Total Intl Stock Indx1.19-882389--
2021-01-31DFA Asia Pacific Small Company Series0.64-478705--
2020-12-31Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund0.58999998-437963--
2021-02-28iShares MSCI EAFE Small Cap ETF0.43-323445--
2021-02-28iShares Core MSCI EAFE ETF0.38-284291--
2021-01-31Vanguard Whitehall Funds-International Explorer Fund0.3-224422--
2021-01-31Nationwide International Small Cap Fd0.26-192570--
2020-10-31Vanguard Intl Equity Index Fds-FTSE All World ex U.S.Small Cap Index0.25-188179--
2021-02-28WisdomTree Tr-WisdomTree International Small Cap Dividend Fd0.25-184890--
Total 7.659999980570553500.0%

4. Summary

4.1. Key Performance Indicators

The key performance indicators of AUB Group Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--4.7574.7570%3.684+29%2.133+123%1.183+302%
Book Value Per Share--13.96013.9600%9.203+52%7.533+85%5.299+163%
Current Ratio--1.1121.1120%1.455-24%1.196-7%1.191-7%
Debt To Asset Ratio--0.6100.6100%0.392+56%0.505+21%0.520+17%
Debt To Equity Ratio--1.8531.8530%0.752+146%1.255+48%1.319+40%
Dividend Per Share--0.7970.7970%0.523+52%0.503+58%0.360+121%
Eps--0.6020.6020%0.746-19%0.576+4%0.464+30%
Free Cash Flow Per Share--1.8591.8590%0.861+116%1.029+81%0.691+169%
Free Cash Flow To Equity Per Share--6.4596.4590%1.827+253%2.171+198%1.176+449%
Gross Profit Margin--0.5430.5430%0.902-40%0.810-33%0.784-31%
Intrinsic Value_10Y_max--26.282--------
Intrinsic Value_10Y_min--10.675--------
Intrinsic Value_1Y_max--1.552--------
Intrinsic Value_1Y_min--0.795--------
Intrinsic Value_3Y_max--5.488--------
Intrinsic Value_3Y_min--2.640--------
Intrinsic Value_5Y_max--10.418--------
Intrinsic Value_5Y_min--4.748--------
Market Cap3148110240.000-1%3187136400.0003187136400.0000%1916618080.000+66%2031970736.480+57%1608924993.960+98%
Net Profit Margin--0.0790.0790%0.240-67%0.174-55%0.179-56%
Operating Margin--0.2200.2200%0.219+0%0.223-2%0.260-15%
Operating Ratio--0.7800.7800%0.7810%0.828-6%0.925-16%
Pb Ratio2.080-1%2.1062.1060%1.921+10%2.699-22%3.142-33%
Pe Ratio48.245-1%48.84348.8430%23.710+106%32.467+50%31.939+53%
Price Per Share29.040-1%29.40029.4000%17.680+66%18.744+57%14.842+98%
Price To Free Cash Flow Ratio15.624-1%15.81815.8180%20.533-23%18.611-15%26.327-40%
Price To Total Gains Ratio5.229-1%5.2945.2940%4.203+26%14.754-64%23.078-77%
Quick Ratio--1.1071.1070%1.454-24%1.198-8%1.192-7%
Return On Assets--0.0170.0170%0.049-66%0.044-62%0.049-66%
Return On Equity--0.0510.0510%0.095-46%0.103-51%0.121-58%
Total Gains Per Share--5.5545.5540%4.207+32%2.636+111%1.543+260%
Usd Book Value--978695085.600978695085.6000%645197715.900+52%528114362.320+85%371475732.580+163%
Usd Book Value Change Per Share--3.0763.0760%2.383+29%1.379+123%0.765+302%
Usd Book Value Per Share--9.0289.0280%5.952+52%4.872+85%3.427+163%
Usd Dividend Per Share--0.5150.5150%0.338+52%0.325+58%0.233+121%
Usd Eps--0.3890.3890%0.482-19%0.373+4%0.300+30%
Usd Free Cash Flow--130302936.300130302936.3000%60364271.400+116%72135634.140+81%48467125.510+169%
Usd Free Cash Flow Per Share--1.2021.2020%0.557+116%0.665+81%0.447+169%
Usd Free Cash Flow To Equity Per Share--4.1774.1770%1.182+253%1.404+198%0.761+449%
Usd Market Cap2035882892.208-1%2061121109.8802061121109.8800%1239476912.336+66%1314075475.282+57%1040491793.594+98%
Usd Price Per Share18.780-1%19.01319.0130%11.434+66%12.122+57%9.598+98%
Usd Profit--42199115.10042199115.1000%52276641.200-19%40252936.120+5%32481800.900+30%
Usd Revenue--534395371.400534395371.4000%217846715.300+145%266163871.080+101%200477970.050+167%
Usd Total Gains Per Share--3.5923.5920%2.721+32%1.705+111%0.998+260%
 EOD+4 -4MRQTTM+0 -0YOY+22 -145Y+24 -1210Y+24 -12

4.2. Fundamental Score

Let's check the fundamental score of AUB Group Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1548.245
Price to Book Ratio (EOD)Between0-12.080
Net Profit Margin (MRQ)Greater than00.079
Operating Margin (MRQ)Greater than00.220
Quick Ratio (MRQ)Greater than11.107
Current Ratio (MRQ)Greater than11.112
Debt to Asset Ratio (MRQ)Less than10.610
Debt to Equity Ratio (MRQ)Less than11.853
Return on Equity (MRQ)Greater than0.150.051
Return on Assets (MRQ)Greater than0.050.017
Total5/10 (50.0%)

4.3. Technical Score

Let's check the technical score of AUB Group Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5044.786
Ma 20Greater thanMa 5029.357
Ma 50Greater thanMa 10030.055
Ma 100Greater thanMa 20029.046
OpenGreater thanClose28.950
Total2/5 (40.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2019-06-302020-06-302021-06-302022-06-302023-06-30
Net Tangible Assets  16,53031,12247,652-38,0319,621225,602235,223-905,455-670,232



Latest Balance Sheet

Balance Sheet of 2023-06-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets3,884,318
Total Liabilities2,370,950
Total Stockholder Equity1,279,853
 As reported
Total Liabilities 2,370,950
Total Stockholder Equity+ 1,279,853
Total Assets = 3,884,318

Assets

Total Assets3,884,318
Total Current Assets1,537,144
Long-term Assets2,347,174
Total Current Assets
Cash And Cash Equivalents 1,196,721
Short-term Investments 1,804
Net Receivables 330,365
Inventory 0
Total Current Assets  (as reported)1,537,144
Total Current Assets  (calculated)1,528,890
+/- 8,254
Long-term Assets
Property Plant Equipment 83,245
Goodwill 1,443,434
Long Term Investments 268,417
Intangible Assets 1,956,841
Long-term Assets Other -1,426,148
Long-term Assets  (as reported)2,347,174
Long-term Assets  (calculated)2,325,789
+/- 21,385

Liabilities & Shareholders' Equity

Total Current Liabilities1,382,623
Long-term Liabilities988,327
Total Stockholder Equity1,279,853
Total Current Liabilities
Short-term Debt 34,512
Short Long Term Debt 19,769
Accounts payable 53,782
Other Current Liabilities 1,263,502
Total Current Liabilities  (as reported)1,382,623
Total Current Liabilities  (calculated)1,371,565
+/- 11,058
Long-term Liabilities
Long term Debt Total 626,595
Other Liabilities 386,856
Deferred Long Term Liability 6,756
Long-term Liabilities  (as reported)988,327
Long-term Liabilities  (calculated)1,020,207
+/- 31,880
Total Stockholder Equity
Common Stock945,687
Retained Earnings 258,399
Accumulated Other Comprehensive Income 75,767
Total Stockholder Equity (as reported)1,279,853
Total Stockholder Equity (calculated)1,279,853
+/-0
Other
Capital Stock945,687
Cash And Equivalents1,196,721
Cash and Short Term Investments 1,198,525
Common Stock Shares Outstanding 100,267
Current Deferred Revenue30,827
Liabilities and Stockholders Equity 3,884,318
Net Debt -535,614
Net Invested Capital 1,864,083
Net Tangible Assets -670,232
Net Working Capital 154,521
Property Plant and Equipment Gross 83,245
Short Long Term Debt Total 661,107



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2023-06-302022-06-302021-06-302020-06-302019-06-302018-06-302017-06-302016-06-302015-06-302014-06-302013-06-302012-06-302011-06-302010-06-302009-06-302008-06-302007-06-302006-06-302005-06-30
> Total Assets 
182,478
195,024
211,626
253,294
307,701
325,344
367,327
407,139
564,064
626,481
675,005
721,101
754,362
781,141
1,019,643
1,020,354
1,146,118
1,640,482
3,884,318
3,884,3181,640,4821,146,1181,020,3541,019,643781,141754,362721,101675,005626,481564,064407,139367,327325,344307,701253,294211,626195,024182,478
   > Total Current Assets 
104,940
114,968
118,636
130,574
156,955
172,798
205,103
234,085
309,107
334,964
321,212
324,917
329,405
338,370
463,314
312,567
347,500
713,027
1,537,144
1,537,144713,027347,500312,567463,314338,370329,405324,917321,212334,964309,107234,085205,103172,798156,955130,574118,636114,968104,940
       Cash And Cash Equivalents 
48,727
58,045
58,162
58,656
68,658
80,987
102,334
115,602
150,693
152,157
156,009
158,446
153,318
158,657
219,997
243,151
281,820
592,460
1,196,721
1,196,721592,460281,820243,151219,997158,657153,318158,446156,009152,157150,693115,602102,33480,98768,65858,65658,16258,04548,727
       Short-term Investments 
3,938
29,667
4,055
2,297
703
1,461
679
1,316
1,716
71
150
670
108
9
8
529
1,045
1,020
1,804
1,8041,0201,04552989108670150711,7161,3166791,4617032,2974,05529,6673,938
       Net Receivables 
52,275
52,746
55,417
69,621
87,594
90,350
102,090
117,167
156,698
182,736
165,053
165,801
175,979
179,704
243,309
68,995
67,613
118,418
330,365
330,365118,41867,61368,995243,309179,704175,979165,801165,053182,736156,698117,167102,09090,35087,59469,62155,41752,74652,275
       Other Current Assets 
0
4,177
1,002
0
0
0
0
0
0
108,187
105,498
0
93,087
103,111
529
-312,675
-350,478
-711,898
-1,528,890
-1,528,890-711,898-350,478-312,675529103,11193,0870105,498108,1870000001,0024,1770
   > Long-term Assets 
77,538
80,056
92,990
122,720
150,746
152,546
162,224
173,054
254,957
291,517
353,793
396,184
424,957
442,771
556,329
709,225
798,618
927,455
2,347,174
2,347,174927,455798,618709,225556,329442,771424,957396,184353,793291,517254,957173,054162,224152,546150,746122,72092,99080,05677,538
       Property Plant Equipment 
3,676
4,332
4,897
4,544
5,845
4,674
4,508
5,058
7,455
8,157
6,507
9,806
11,648
11,996
14,559
37,998
30,152
30,198
83,245
83,24530,19830,15237,99814,55911,99611,6489,8066,5078,1577,4555,0584,5084,6745,8454,5444,8974,3323,676
       Goodwill 
33,569
36,611
44,157
47,508
57,502
58,107
63,041
71,980
134,772
151,259
181,251
219,766
236,668
242,499
340,910
329,421
416,241
559,847
1,443,434
1,443,434559,847416,241329,421340,910242,499236,668219,766181,251151,259134,77271,98063,04158,10757,50247,50844,15736,61133,569
       Long Term Investments 
0
0
0
0
0
0
0
0
0
103,708
141,733
133,934
141,764
155,906
127,846
271,081
280,683
259,314
268,417
268,417259,314280,683271,081127,846155,906141,764133,934141,733103,708000000000
       Intangible Assets 
49,165
15,023
13,195
13,168
16,147
14,091
11,920
10,856
23,867
22,961
18,585
26,980
27,191
24,598
60,236
382,996
469,677
622,510
1,956,841
1,956,841622,510469,677382,99660,23624,59827,19126,98018,58522,96123,86710,85611,92014,09116,14713,16813,19515,02349,165
       Long-term Assets Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
429
133
-327,527
-412,709
-559,108
-1,426,148
-1,426,148-559,108-412,709-327,5271334290000000000000
> Total Liabilities 
106,682
110,556
116,896
149,625
193,448
190,770
214,011
234,849
333,666
356,902
363,679
369,866
382,706
423,911
536,245
529,936
547,831
642,805
2,370,950
2,370,950642,805547,831529,936536,245423,911382,706369,866363,679356,902333,666234,849214,011190,770193,448149,625116,896110,556106,682
   > Total Current Liabilities 
97,795
90,893
94,514
121,902
152,137
149,455
173,551
194,623
279,561
300,686
277,034
261,979
279,531
273,262
426,745
267,617
299,716
490,208
1,382,623
1,382,623490,208299,716267,617426,745273,262279,531261,979277,034300,686279,561194,623173,551149,455152,137121,90294,51490,89397,795
       Short-term Debt 
12,001
689
404
501
611
481
622
1,130
10,132
11,562
8,624
4,461
6,169
8,917
18,945
19,328
19,260
17,128
34,512
34,51217,12819,26019,32818,9458,9176,1694,4618,62411,56210,1321,13062248161150140468912,001
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
53,875
7,852
3,392
5,681
8,449
18,572
10,297
10,724
8,941
19,769
19,7698,94110,72410,29718,5728,4495,6813,3927,85253,875000000000
       Accounts payable 
0
83,011
82,491
94,248
122,125
129,930
150,683
170,214
234,510
251,217
229,189
27,141
223,272
16,449
18,152
24,222
28,027
42,100
53,782
53,78242,10028,02724,22218,15216,449223,27227,141229,189251,217234,510170,214150,683129,930122,12594,24882,49183,0110
       Other Current Liabilities 
84,721
7,193
11,619
27,153
29,401
19,044
22,246
23,129
34,919
37,907
29,428
12,415
35,021
247,896
383,405
217,824
245,263
420,596
1,263,502
1,263,502420,596245,263217,824383,405247,89635,02112,41529,42837,90734,91923,12922,24619,04429,40127,15311,6197,19384,721
   > Long-term Liabilities 
8,887
19,663
22,382
27,723
41,311
41,315
40,460
40,226
54,105
56,216
86,645
107,887
103,175
150,649
109,500
262,319
248,115
152,597
988,327
988,327152,597248,115262,319109,500150,649103,175107,88786,64556,21654,10540,22640,46041,31541,31127,72322,38219,6638,887
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
57,441
84,185
88,927
112,285
85,530
242,109
218,889
57,613
626,595
626,59557,613218,889242,10985,530112,28588,92784,18557,4410000000000
       Long term Debt 
736
12,732
14,416
20,216
33,606
34,418
34,279
33,384
42,753
42,313
56,907
83,692
88,298
111,621
85,115
220,067
200,345
38,630
564,461
564,46138,630200,345220,06785,115111,62188,29883,69256,90742,31342,75333,38434,27934,41833,60620,21614,41612,732736
       Capital Lease Obligations 
0
0
0
0
0
0
0
0
0
0
0
1,562
1,117
1,132
788
31,073
27,080
27,170
76,877
76,87727,17027,08031,0737881,1321,1171,56200000000000
       Other Liabilities 
3,617
2,132
3,022
2,524
1,657
1,312
1,510
1,871
2,469
4,999
29,204
23,702
40,123
38,364
23,970
20,210
29,226
94,984
386,856
386,85694,98429,22620,21023,97038,36440,12323,70229,2044,9992,4691,8711,5101,3121,6572,5243,0222,1323,617
       Long-term Liabilities Other 
0
0
0
0
0
0
0
0
0
0
0
71,174
73,444
0
0
0
0
0
237,940
237,9400000073,44471,17400000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
1,011
606
1,070
2,354
2,573
2,948
544
3,239
6,756
6,7563,2395442,9482,5732,3541,0706061,0110000000000
> Total Stockholder Equity
72,105
80,934
87,519
94,898
103,393
122,298
141,010
159,035
197,649
229,471
263,123
294,243
302,788
290,729
415,103
429,278
478,754
854,494
1,279,853
1,279,853854,494478,754429,278415,103290,729302,788294,243263,123229,471197,649159,035141,010122,298103,39394,89887,51980,93472,105
   Common Stock
47,524
49,207
49,707
49,707
49,959
60,844
70,750
76,036
90,586
108,339
128,890
141,708
141,708
141,708
255,662
258,947
266,659
608,520
945,687
945,687608,520266,659258,947255,662141,708141,708141,708128,890108,33990,58676,03670,75060,84449,95949,70749,70749,20747,524
   Retained Earnings 
19,925
27,639
34,102
41,097
48,301
56,387
65,349
77,017
100,390
114,836
128,165
146,533
154,579
169,022
171,168
177,769
210,424
247,278
258,399
258,399247,278210,424177,769171,168169,022154,579146,533128,165114,836100,39077,01765,34956,38748,30141,09734,10227,63919,925
   Accumulated Other Comprehensive Income 
4,656
4,088
3,710
4,094
5,133
5,067
4,911
5,982
6,673
6,296
6,068
6,002
6,501
-20,001
-11,727
-7,438
1,671
-1,304
75,767
75,767-1,3041,671-7,438-11,727-20,0016,5016,0026,0686,2966,6735,9824,9115,0675,1334,0943,7104,0884,656
   Capital Surplus 0000000000000000000
   Treasury Stock0000000000000000000



Balance Sheet

Currency in AUD. All numbers in thousands.




Cash Flow

Currency in AUD. All numbers in thousands.