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Banco de Credito e Inversiones










Financial Health of Banco de Credito e Inversiones




Comparing to competitors in the Banks-Regional industry




  Industry Rankings  


Banco de Credito e Inversiones
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Should you buy, hold or sell Banco de Credito e Inversiones?

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Let's analyse Banco de Credito e Inversiones

Let's start. I'm going to help you getting a better view of Banco de Credito e Inversiones. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

  1. Company's Financial Health
    A deep dive into the books. How are the numbers doing? Is Banco de Credito e Inversiones even making a profit? Is the company skyrocketing? Or is it sinking like the Titanic. The trend is your friend.
  2. Market Valuation
    Finally, you now have an insight of how Banco de Credito e Inversiones is doing in the market. If the company is worth buying. The latest step is to find out how other investors value Banco de Credito e Inversiones. The closing price on 2022-12-02 was ₱24,200 per share. Is the company over- or underpriced?
  3. Key Performance Indicators
    A total overlook on how the company is doing. Based on the (trends in) the key performance indicators.
Banco de Credito e Inversiones Daily Candlestick Chart

Summary

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

1.1. Profitability of Banco de Credito e Inversiones.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Banco de Credito e Inversiones earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Banco de Credito e Inversiones to the Banks-Regional industry mean.
  • A Net Profit Margin of 21.3% means that $0.21 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Banco de Credito e Inversiones:

  • The MRQ is 21.3%. The company is making a huge profit. +2
  • The TTM is 27.5%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ21.3%TTM27.5%-6.2%
TTM27.5%YOY23.7%+3.8%
TTM27.5%5Y24.0%+3.5%
5Y24.0%10Y24.0%0.0%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ21.3%29.1%-7.8%
TTM27.5%28.4%-0.9%
YOY23.7%26.4%-2.7%
5Y24.0%23.2%+0.8%
10Y24.0%21.0%+3.0%
1.1.2. Return on Assets

Shows how efficient Banco de Credito e Inversiones is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Banco de Credito e Inversiones to the Banks-Regional industry mean.
  • 0.2% Return on Assets means that Banco de Credito e Inversiones generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Banco de Credito e Inversiones:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.3%0.0%
TTM0.3%YOY0.2%+0.0%
TTM0.3%5Y0.2%+0.0%
5Y0.2%10Y0.2%0.0%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%0.3%-0.1%
TTM0.3%0.3%0.0%
YOY0.2%0.3%-0.1%
5Y0.2%0.2%+0.0%
10Y0.2%0.2%+0.0%
1.1.3. Return on Equity

Shows how efficient Banco de Credito e Inversiones is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Banco de Credito e Inversiones to the Banks-Regional industry mean.
  • 3.9% Return on Equity means Banco de Credito e Inversiones generated $0.04 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Banco de Credito e Inversiones:

  • The MRQ is 3.9%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 4.1%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ3.9%TTM4.1%-0.2%
TTM4.1%YOY3.0%+1.2%
TTM4.1%5Y3.1%+1.1%
5Y3.1%10Y3.1%0.0%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ3.9%2.8%+1.1%
TTM4.1%2.7%+1.4%
YOY3.0%2.5%+0.5%
5Y3.1%2.4%+0.7%
10Y3.1%2.3%+0.8%

1.2. Operating Efficiency of Banco de Credito e Inversiones.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Banco de Credito e Inversiones is operating .

  • Measures how much profit Banco de Credito e Inversiones makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Banco de Credito e Inversiones to the Banks-Regional industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Banco de Credito e Inversiones:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-45.5%-45.5%
TTM-45.5%-45.5%
YOY-45.9%-45.9%
5Y-43.4%-43.4%
10Y-38.5%-38.5%
1.2.2. Operating Ratio

Measures how efficient Banco de Credito e Inversiones is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks-Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Banco de Credito e Inversiones:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.271-0.271
5Y0.27110Y0.2710.000
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.080-0.080
TTM-0.201-0.201
YOY-0.330-0.330
5Y0.2710.403-0.132
10Y0.2710.408-0.137

1.3. Liquidity of Banco de Credito e Inversiones.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Banco de Credito e Inversiones is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks-Regional industry mean).
  • A Current Ratio of 0.30 means the company has $0.30 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Banco de Credito e Inversiones:

  • The MRQ is 0.295. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.298. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.295TTM0.298-0.002
TTM0.298YOY0.265+0.033
TTM0.2985Y0.268+0.030
5Y0.26810Y0.2680.000
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2950.244+0.051
TTM0.2980.329-0.031
YOY0.2650.352-0.087
5Y0.2680.337-0.069
10Y0.2680.283-0.015
1.3.2. Quick Ratio

Measures if Banco de Credito e Inversiones is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Banco de Credito e Inversiones to the Banks-Regional industry mean.
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Banco de Credito e Inversiones:

  • The MRQ is 0.003. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.012. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.003TTM0.012-0.010
TTM0.012YOY0.010+0.002
TTM0.0125Y0.010+0.002
5Y0.01010Y0.0100.000
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.0030.233-0.230
TTM0.0120.170-0.158
YOY0.0100.168-0.158
5Y0.0100.138-0.128
10Y0.0100.105-0.095

1.4. Solvency of Banco de Credito e Inversiones.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Banco de Credito e Inversiones assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Banco de Credito e Inversiones to Banks-Regional industry mean.
  • A Debt to Asset Ratio of 0.94 means that Banco de Credito e Inversiones assets are financed with 94.1% credit (debt) and the remaining percentage (100% - 94.1%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Banco de Credito e Inversiones:

  • The MRQ is 0.941. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.938. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.941TTM0.938+0.002
TTM0.938YOY0.931+0.007
TTM0.9385Y0.929+0.010
5Y0.92910Y0.9290.000
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9410.907+0.034
TTM0.9380.904+0.034
YOY0.9310.899+0.032
5Y0.9290.898+0.031
10Y0.9290.897+0.032
1.4.2. Debt to Equity Ratio

Measures if Banco de Credito e Inversiones is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Banco de Credito e Inversiones to the Banks-Regional industry mean.
  • A Debt to Equity ratio of 1,581.1% means that company has $15.81 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Banco de Credito e Inversiones:

  • The MRQ is 15.811. The company is unable to pay all its debts with equity. -1
  • The TTM is 15.188. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ15.811TTM15.188+0.623
TTM15.188YOY13.523+1.665
TTM15.1885Y13.147+2.041
5Y13.14710Y13.1470.000
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ15.8119.842+5.969
TTM15.1889.445+5.743
YOY13.5238.971+4.552
5Y13.1478.961+4.186
10Y13.1478.910+4.237

2. Market Valuation of Banco de Credito e Inversiones

2. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Banco de Credito e Inversiones generates.

  • Above 15 is considered overpriced but always compare Banco de Credito e Inversiones to the Banks-Regional industry mean.
  • A PE ratio of 20.25 means the investor is paying $20.25 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Banco de Credito e Inversiones:

  • The EOD is 19.917. Very good. +2
  • The MRQ is 20.246. Very good. +2
  • The TTM is 22.483. Very good. +2
Trends
Current periodCompared to+/- 
EOD19.917MRQ20.246-0.329
MRQ20.246TTM22.483-2.238
TTM22.483YOY41.224-18.740
TTM22.4835Y51.457-28.974
5Y51.45710Y51.4570.000
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
EOD19.91738.897-18.980
MRQ20.24638.055-17.809
TTM22.48341.414-18.931
YOY41.22437.960+3.264
5Y51.45745.533+5.924
10Y51.45744.091+7.366
2.2. Price Earnings to Growth Ratio

Measures the predicted future growth of Banco de Credito e Inversiones.

  • Lower is better.
  • A PEG ratio of 1 means the market price of the stock and the expected future earnings are on par.

Let's take a look of the Price Earnings to Growth Ratio trends of Banco de Credito e Inversiones:

  • The MRQ is -61.811. Very Bad. -2
  • The TTM is 97.637. Seems overpriced? -1
Trends
Current periodCompared to+/- 
MRQ-61.811TTM97.637-159.448
TTM97.637YOY-228.058+325.695
TTM97.6375Y-159.967+257.604
5Y-159.96710Y-159.9670.000
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-61.8110.600-62.411
TTM97.6370.174+97.463
YOY-228.0580.241-228.299
5Y-159.9670.129-160.096
10Y-159.9670.135-160.102

2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Banco de Credito e Inversiones is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks-Regional industry mean).
  • A PB ratio of 0.79 means the investor is paying $0.79 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Banco de Credito e Inversiones:

  • The EOD is 0.776. Very good. +2
  • The MRQ is 0.789. Very good. +2
  • The TTM is 0.890. Very good. +2
Trends
Current periodCompared to+/- 
EOD0.776MRQ0.789-0.013
MRQ0.789TTM0.890-0.102
TTM0.890YOY1.216-0.326
TTM0.8905Y1.486-0.596
5Y1.48610Y1.4860.000
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.7761.013-0.237
MRQ0.7890.999-0.210
TTM0.8901.041-0.151
YOY1.2160.894+0.322
5Y1.4860.974+0.512
10Y1.4860.884+0.602
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Banco de Credito e Inversiones compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--1375.015817.159+68%638.570+115%1641.705-16%1641.705-16%
Book Value Growth--0.9990.999+0%0.999+0%0.999+0%0.999+0%
Book Value Per Share--31192.38829491.943+6%26094.213+20%24702.551+26%24702.551+26%
Book Value Per Share Growth--0.0440.027+65%0.023+90%0.030+47%0.030+47%
Current Ratio--0.2950.298-1%0.265+12%0.268+10%0.268+10%
Debt To Asset Ratio--0.9410.938+0%0.931+1%0.929+1%0.929+1%
Debt To Equity Ratio--15.81115.188+4%13.523+17%13.147+20%13.147+20%
Dividend Per Share---757.496-100%501.023-100%623.556-100%623.556-100%
Eps--1215.0721220.2510%774.803+57%765.247+59%765.247+59%
Eps Growth---0.3280.081-502%0.106-409%0.003-9740%0.003-9740%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Net Profit Margin--0.2130.275-23%0.237-10%0.240-11%0.240-11%
Operating Margin----0%-0%-0%-0%
Operating Ratio----0%-0%0.271-100%0.271-100%
Pb Ratio0.776-2%0.7890.890-11%1.216-35%1.486-47%1.486-47%
Pe Ratio19.917-2%20.24622.483-10%41.224-51%51.457-61%51.457-61%
Peg Ratio---61.81197.637-163%-228.058+269%-159.967+159%-159.967+159%
Price Per Share24200.000-2%24600.00026174.253-6%31648.009-22%34795.486-29%34795.486-29%
Price To Total Gains Ratio17.600-2%17.89143.056-58%44.004-59%39.989-55%39.989-55%
Profit Growth--99.85499.8990%99.9020%99.8900%99.8900%
Quick Ratio--0.0030.012-79%0.010-75%0.010-76%0.010-76%
Return On Assets--0.0020.003-9%0.002+13%0.002+6%0.002+6%
Return On Equity--0.0390.041-6%0.030+31%0.031+27%0.031+27%
Revenue Growth--0.9990.999+0%0.999+0%0.999+0%0.999+0%
Total Gains Per Share--1375.0151574.655-13%1139.593+21%2265.260-39%2265.260-39%
Total Gains Per Share Growth---0.997-2.064+107%0.016-6397%-2.319+133%-2.319+133%
Usd Book Value--5348736800.0005057151825.000+6%4474523625.000+20%4235887468.421+26%4235887468.421+26%
Usd Book Value Change Per Share--1.5130.899+68%0.702+115%1.806-16%1.806-16%
Usd Book Value Per Share--34.31232.441+6%28.704+20%27.173+26%27.173+26%
Usd Dividend Per Share---0.833-100%0.551-100%0.686-100%0.686-100%
Usd Eps--1.3371.3420%0.852+57%0.842+59%0.842+59%
Usd Price Per Share26.620-2%27.06028.792-6%34.813-22%38.275-29%38.275-29%
Usd Profit--208355400.000209243375.0000%132859925.000+57%131221315.789+59%131221315.789+59%
Usd Revenue--979191400.000771856250.000+27%563605350.000+74%554982826.316+76%554982826.316+76%
Usd Total Gains Per Share--1.5131.732-13%1.254+21%2.492-39%2.492-39%
 EOD+3 -2MRQTTM+14 -18YOY+20 -125Y+18 -1510Y+18 -15

3.2. Fundamental Score

Let's check the fundamental score of Banco de Credito e Inversiones based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1519.917
Price to Book Ratio (EOD)Between0-10.776
Net Profit Margin (MRQ)Greater than00.213
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.003
Current Ratio (MRQ)Greater than10.295
Debt to Asset Ratio (MRQ)Less than10.941
Debt to Equity Ratio (MRQ)Less than115.811
Return on Equity (MRQ)Greater than0.150.039
Return on Assets (MRQ)Greater than0.050.002
Total3/10 (30.0%)

3.3. Technical Score

Let's check the technical score of Banco de Credito e Inversiones based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5032.942
Ma 20Greater thanMa 5025,504.100
Ma 50Greater thanMa 10025,505.360
Ma 100Greater thanMa 20025,627.165
OpenGreater thanClose24,200.000
Total1/5 (20.0%)



Latest Balance Sheet

Balance Sheet of 2022-09-30. Currency in CLP. All numbers in thousands.

Summary
Total Assets81,723,745,000
Total Liabilities76,861,257,000
Total Stockholder Equity4,861,199,000
 As reported
Total Liabilities 76,861,257,000
Total Stockholder Equity+ 4,861,199,000
Total Assets = 81,723,745,000

Assets

Total Assets81,723,745,000
Total Current Assets16,508,954,000
Long-term Assets16,508,954,000
Total Current Assets
Cash And Cash Equivalents 5,828,399,000
Net Receivables 139,920,000
Other Current Assets 47,519,000
Total Current Assets  (as reported)16,508,954,000
Total Current Assets  (calculated)6,015,838,000
+/- 10,493,116,000
Long-term Assets
Property Plant Equipment 432,338,000
Goodwill 196,819,000
Long Term Investments 24,648,341,000
Intangible Assets 262,681,000
Long-term Assets  (as reported)0
Long-term Assets  (calculated)25,540,179,000
+/- 25,540,179,000

Liabilities & Shareholders' Equity

Total Current Liabilities55,906,253,000
Long-term Liabilities-
Total Stockholder Equity4,861,199,000
Total Current Liabilities
Accounts payable 43,435,938,000
Other Current Liabilities 972,543,000
Total Current Liabilities  (as reported)55,906,253,000
Total Current Liabilities  (calculated)44,408,481,000
+/- 11,497,772,000
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Common Stock3,862,386,000
Retained Earnings 441,186,000
Other Stockholders Equity 557,628,000
Total Stockholder Equity (as reported)4,861,199,000
Total Stockholder Equity (calculated)4,861,200,000
+/- 1,000
Other
Capital Stock3,862,386,000
Common Stock Shares Outstanding 155,887
Net Debt 5,973,064,000
Net Invested Capital 16,662,662,000
Net Tangible Assets 4,401,700,000



Balance Sheet

Currency in CLP. All numbers in thousands.

 Trend2022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-31
> Total Assets 
34,786,924,000
39,375,578,000
39,560,578,000
41,349,717,000
41,727,136,000
43,090,581,000
47,035,564,000
50,336,620,000
57,476,626,000
60,873,257,000
57,064,330,000
57,156,299,000
56,825,646,000
57,918,034,000
64,425,552,000
69,158,634,000
69,546,285,000
77,523,276,000
81,723,745,000
81,723,745,00077,523,276,00069,546,285,00069,158,634,00064,425,552,00057,918,034,00056,825,646,00057,156,299,00057,064,330,00060,873,257,00057,476,626,00050,336,620,00047,035,564,00043,090,581,00041,727,136,00041,349,717,00039,560,578,00039,375,578,00034,786,924,000
   > Total Current Assets 
4,501,581,000
7,255,799,000
6,644,288,000
6,871,772,000
6,686,403,000
8,000,482,000
10,229,252,000
11,095,323,000
14,336,046,000
14,664,484,000
12,327,160,000
12,682,362,000
10,955,574,000
9,704,670,000
11,786,818,000
13,388,592,000
15,763,176,000
17,480,094,000
16,508,954,000
16,508,954,00017,480,094,00015,763,176,00013,388,592,00011,786,818,0009,704,670,00010,955,574,00012,682,362,00012,327,160,00014,664,484,00014,336,046,00011,095,323,00010,229,252,0008,000,482,0006,686,403,0006,871,772,0006,644,288,0007,255,799,0004,501,581,000
       Cash And Cash Equivalents 
1,878,992,000
2,424,721,000
2,359,921,000
1,899,153,000
3,928,513,000
4,368,491,000
4,102,112,000
4,796,679,000
5,332,871,000
6,170,408,000
5,227,981,000
5,846,616,000
5,997,349,000
4,902,646,000
4,923,326,000
5,590,733,000
6,239,792,000
5,505,070,000
5,828,399,000
5,828,399,0005,505,070,0006,239,792,0005,590,733,0004,923,326,0004,902,646,0005,997,349,0005,846,616,0005,227,981,0006,170,408,0005,332,871,0004,796,679,0004,102,112,0004,368,491,0003,928,513,0001,899,153,0002,359,921,0002,424,721,0001,878,992,000
       Short-term Investments 
483,266,000
194,053,000
166,374,000
73,859,000
128,036,000
114,981,000
131,660,000
196,015,000
0
0
0
0
0
0
0
0
0
0
0
00000000000196,015,000131,660,000114,981,000128,036,00073,859,000166,374,000194,053,000483,266,000
       Net Receivables 
96,963,000
82,506,000
76,246,000
210,091,000
211,746,000
178,324,000
259,609,000
270,750,000
280,966,000
216,911,000
209,556,000
385,553,000
410,522,000
415,634,000
476,908,000
660,980,000
627,763,000
1,123,369,000
139,920,000
139,920,0001,123,369,000627,763,000660,980,000476,908,000415,634,000410,522,000385,553,000209,556,000216,911,000280,966,000270,750,000259,609,000178,324,000211,746,000210,091,00076,246,00082,506,00096,963,000
       Inventory 
16,304,000
14,869,000
10,609,000
5,449,000
9,031,000
6,933,000
6,959,000
5,171,000
8,340,000
6,917,000
4,390,000
2,216,000
1,103,000
3,020,000
2,512,000
2,537,000
0
0
0
0002,537,0002,512,0003,020,0001,103,0002,216,0004,390,0006,917,0008,340,0005,171,0006,959,0006,933,0009,031,0005,449,00010,609,00014,869,00016,304,000
       Other Current Assets 
617,156,000
820,277,000
424,489,000
859,513,000
1,265,862,000
1,000,678,000
976,324,000
1,513,028,000
1,130,151,000
2,955,226,000
2,288,518,000
2,287,390,000
2,797,085,000
1,321,909,000
1,357,882,000
1,250,620,000
3,757,590,000
2,037,609,000
47,519,000
47,519,0002,037,609,0003,757,590,0001,250,620,0001,357,882,0001,321,909,0002,797,085,0002,287,390,0002,288,518,0002,955,226,0001,130,151,0001,513,028,000976,324,0001,000,678,0001,265,862,000859,513,000424,489,000820,277,000617,156,000
   > Long-term Assets 0000000000000000000
       Property Plant Equipment 
266,778,000
281,621,000
273,852,000
281,236,000
503,547,000
493,343,000
501,104,000
481,538,000
497,603,000
484,761,000
467,138,000
456,024,000
443,635,000
429,083,000
436,346,000
441,761,000
422,928,000
433,402,000
432,338,000
432,338,000433,402,000422,928,000441,761,000436,346,000429,083,000443,635,000456,024,000467,138,000484,761,000497,603,000481,538,000501,104,000493,343,000503,547,000281,236,000273,852,000281,621,000266,778,000
       Goodwill 
9,722,000
112,505,000
112,101,000
132,515,000
130,965,000
130,780,000
138,646,000
144,508,000
160,730,000
155,397,000
149,605,000
151,514,000
152,790,000
155,103,000
169,059,000
176,583,000
164,265,000
188,517,000
196,819,000
196,819,000188,517,000164,265,000176,583,000169,059,000155,103,000152,790,000151,514,000149,605,000155,397,000160,730,000144,508,000138,646,000130,780,000130,965,000132,515,000112,101,000112,505,0009,722,000
       Long Term Investments 
4,318,118,000
2,686,581,000
3,238,075,000
3,280,992,000
5,294,921,000
5,814,114,000
9,384,577,000
10,369,091,000
14,079,362,000
15,104,805,000
13,878,363,000
14,662,377,000
13,775,039,000
15,438,763,000
19,470,296,000
21,119,149,000
19,306,133,000
24,088,934,000
24,648,341,000
24,648,341,00024,088,934,00019,306,133,00021,119,149,00019,470,296,00015,438,763,00013,775,039,00014,662,377,00013,878,363,00015,104,805,00014,079,362,00010,369,091,0009,384,577,0005,814,114,0005,294,921,0003,280,992,0003,238,075,0002,686,581,0004,318,118,000
       Intangible Assets 
160,964,000
194,682,000
192,041,000
249,682,000
242,122,000
241,307,000
244,350,000
259,707,000
259,334,000
251,052,000
245,894,000
243,762,000
238,902,000
239,638,000
245,810,000
264,375,000
250,752,000
261,174,000
262,681,000
262,681,000261,174,000250,752,000264,375,000245,810,000239,638,000238,902,000243,762,000245,894,000251,052,000259,334,000259,707,000244,350,000241,307,000242,122,000249,682,000192,041,000194,682,000160,964,000
> Total Liabilities 
32,018,955,000
36,514,299,000
36,635,339,000
37,891,354,000
38,193,776,000
39,513,283,000
43,371,239,000
46,544,100,000
53,483,225,000
56,897,091,000
53,109,559,000
53,261,594,000
52,834,193,000
53,886,147,000
60,072,602,000
64,657,158,000
65,168,747,000
72,875,135,000
76,861,257,000
76,861,257,00072,875,135,00065,168,747,00064,657,158,00060,072,602,00053,886,147,00052,834,193,00053,261,594,00053,109,559,00056,897,091,00053,483,225,00046,544,100,00043,371,239,00039,513,283,00038,193,776,00037,891,354,00036,635,339,00036,514,299,00032,018,955,000
   > Total Current Liabilities 
26,300,706,000
30,574,326,000
30,345,952,000
31,524,257,000
30,900,128,000
32,718,819,339
35,324,312,000
38,249,126,000
44,279,575,000
44,873,150,000
40,464,360,000
41,127,299,000
40,970,814,000
41,608,992,000
47,192,465,000
50,988,386,000
50,126,807,000
54,986,031,000
55,906,253,000
55,906,253,00054,986,031,00050,126,807,00050,988,386,00047,192,465,00041,608,992,00040,970,814,00041,127,299,00040,464,360,00044,873,150,00044,279,575,00038,249,126,00035,324,312,00032,718,819,33930,900,128,00031,524,257,00030,345,952,00030,574,326,00026,300,706,000
       Short-term Debt 
3,193,381,000
3,588,702,000
3,229,208,000
3,716,340,000
3,322,072,000
4,007,779,339
4,641,996,000
909,391,000
0
0
0
0
0
0
0
0
0
0
0
00000000000909,391,0004,641,996,0004,007,779,3393,322,072,0003,716,340,0003,229,208,0003,588,702,0003,193,381,000
       Short Long Term Debt 
3,193,381,000
3,588,702,000
3,229,208,000
3,716,340,000
3,322,072,000
4,007,779,339
4,641,996,000
909,391,000
0
0
0
0
0
0
0
0
0
0
0
00000000000909,391,0004,641,996,0004,007,779,3393,322,072,0003,716,340,0003,229,208,0003,588,702,0003,193,381,000
       Accounts payable 
20,559,174,000
23,781,678,000
23,559,483,000
24,421,064,000
351,517,000
306,392,000
300,912,000
27,240,510,000
30,162,139,000
31,416,685,000
28,457,886,000
29,783,983,000
31,071,598,000
31,256,595,000
35,702,447,000
37,177,458,000
36,946,619,000
40,617,012,000
43,435,938,000
43,435,938,00040,617,012,00036,946,619,00037,177,458,00035,702,447,00031,256,595,00031,071,598,00029,783,983,00028,457,886,00031,416,685,00030,162,139,00027,240,510,000300,912,000306,392,000351,517,00024,421,064,00023,559,483,00023,781,678,00020,559,174,000
       Other Current Liabilities 
627,040,000
1,069,898,000
1,249,151,000
966,967,000
1,260,451,000
848,113,000
940,112,000
936,140,000
1,317,222,000
1,943,242,000
1,777,956,000
1,445,677,000
530,313,000
1,906,427,000
638,094,000
2,188,464,000
2,658,567,000
2,473,165,000
972,543,000
972,543,0002,473,165,0002,658,567,0002,188,464,000638,094,0001,906,427,000530,313,0001,445,677,0001,777,956,0001,943,242,0001,317,222,000936,140,000940,112,000848,113,0001,260,451,000966,967,0001,249,151,0001,069,898,000627,040,000
   > Long-term Liabilities 0000000000000000000
> Total Stockholder Equity
2,767,528,000
2,860,505,000
2,924,454,000
3,457,509,000
3,532,484,000
3,576,397,000
3,663,339,000
3,791,478,000
3,992,165,000
3,974,956,000
3,953,703,000
3,893,620,000
3,990,357,000
4,030,630,000
4,351,524,000
4,500,076,000
4,376,420,000
4,646,864,000
4,861,199,000
4,861,199,0004,646,864,0004,376,420,0004,500,076,0004,351,524,0004,030,630,0003,990,357,0003,893,620,0003,953,703,0003,974,956,0003,992,165,0003,791,478,0003,663,339,0003,576,397,0003,532,484,0003,457,509,0002,924,454,0002,860,505,0002,767,528,000
   Common Stock
2,493,420,000
2,733,631,000
2,733,631,000
3,134,898,000
3,134,898,000
3,394,799,000
3,394,799,000
3,394,799,000
3,394,799,000
3,655,828,000
3,655,828,000
3,655,828,000
3,655,828,000
3,655,828,000
3,862,386,000
3,862,386,000
3,862,386,000
3,862,386,000
3,862,386,000
3,862,386,0003,862,386,0003,862,386,0003,862,386,0003,862,386,0003,655,828,0003,655,828,0003,655,828,0003,655,828,0003,655,828,0003,394,799,0003,394,799,0003,394,799,0003,394,799,0003,134,898,0003,134,898,0002,733,631,0002,733,631,0002,493,420,000
   Retained Earnings 
316,791,000
145,422,000
212,015,000
277,056,000
514,860,000
231,402,000
322,226,000
281,851,000
348,214,000
111,350,000
156,869,000
215,460,000
319,703,000
190,177,000
272,840,000
364,274,000
496,851,000
308,596,000
441,186,000
441,186,000308,596,000496,851,000364,274,000272,840,000190,177,000319,703,000215,460,000156,869,000111,350,000348,214,000281,851,000322,226,000231,402,000514,860,000277,056,000212,015,000145,422,000316,791,000
   Capital Surplus 0000000000000000000
   Treasury Stock0000000000000000000
   Other Stockholders Equity 
-42,683,000
-18,548,000
-21,192,000
45,555,000
37,184,000
19,617,000
42,982,000
114,828,000
249,152,000
207,778,000
141,006,000
22,332,000
14,826,000
184,625,000
216,298,000
273,416,000
17,183,000
475,882,000
557,628,000
557,628,000475,882,00017,183,000273,416,000216,298,000184,625,00014,826,00022,332,000141,006,000207,778,000249,152,000114,828,00042,982,00019,617,00037,184,00045,555,000-21,192,000-18,548,000-42,683,000



Balance Sheet

Currency in CLP. All numbers in thousands.




Cash Flow

Currency in CLP. All numbers in thousands.




Income Statement

Currency in CLP. All numbers in thousands.


Latest Income Statement (annual, 2021-12-31)

Gross Profit (+$)
totalRevenue2,157,798,000
Cost of Revenue--
Gross Profit-2,157,798,000
 
Operating Income (+$)
Gross Profit-
Operating Expense--
Operating Income-0
 
Operating Expense (+$)
Research Development-
Selling General Administrative299,047,000
Selling And Marketing Expenses-
Operating Expense-299,047,000
 
Net Interest Income (+$)
Interest Income2,359,133,000
Interest Expense-761,611,000
Net Interest Income1,597,522,0001,597,522,000
 
Pretax Income (+$)
Operating Income-
Net Interest Income1,597,522,000
Other Non-Operating Income Expenses-
Income Before Tax (EBT)722,028,0000
EBIT - interestExpense = -761,611,000
721,874,000
1,282,002,000
Interest Expense761,611,000
Earnings Before Interest and Taxes (ebit)-1,483,639,000
Earnings Before Interest and Taxes (ebitda)-
 
After tax Income (+$)
Income Before Tax722,028,000
Tax Provision-201,483,000
Net Income From Continuing Ops520,545,000520,545,000
Net Income520,391,000
Net Income Applicable To Common Shares520,391,000
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses55,009,000
Total Other Income/Expenses Net--1,597,522,000
 

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