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Bank Of Queensland Ltd ADR
Buy, Hold or Sell?

Let's analyse Bank Of Queensland Ltd ADR together

PenkeI guess you are interested in Bank Of Queensland Ltd ADR. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Bank Of Queensland Ltd ADR. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Bank Of Queensland Ltd ADR (30 sec.)










What can you expect buying and holding a share of Bank Of Queensland Ltd ADR? (30 sec.)

How much money do you get?

How much money do you get?
$0.32
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$9.14
Expected worth in 1 year
$8.65
How sure are you?
53.3%

+ What do you gain per year?

Total Gains per Share
$-0.16
Return On Investment
-2.1%

For what price can you sell your share?

Current Price per Share
$7.90
Expected price per share
$7.9 - $7.9
How sure are you?
50%

1. Valuation of Bank Of Queensland Ltd ADR (5 min.)




Live pricePrice per Share (EOD)

$7.90

2. Growth of Bank Of Queensland Ltd ADR (5 min.)




Is Bank Of Queensland Ltd ADR growing?

Current yearPrevious yearGrowGrow %
How rich?$5.9b$26.3b-$840.5m-3.3%

How much money is Bank Of Queensland Ltd ADR making?

Current yearPrevious yearGrowGrow %
Making money$101m$79.2m$21.7m21.5%
Net Profit Margin11.2%10.4%--

How much money comes from the company's main activities?

3. Financial Health of Bank Of Queensland Ltd ADR (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Bank Of Queensland Ltd ADR? (5 min.)

Welcome investor! Bank Of Queensland Ltd ADR's management wants to use your money to grow the business. In return you get a share of Bank Of Queensland Ltd ADR.

What can you expect buying and holding a share of Bank Of Queensland Ltd ADR?

First you should know what it really means to hold a share of Bank Of Queensland Ltd ADR. And how you can make/lose money.

Speculation

The Price per Share of Bank Of Queensland Ltd ADR is $7.9. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Bank Of Queensland Ltd ADR.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Bank Of Queensland Ltd ADR, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $9.14. Based on the TTM, the Book Value Change Per Share is $-0.12 per quarter. Based on the YOY, the Book Value Change Per Share is $-0.10 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.08 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Bank Of Queensland Ltd ADR.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.232.9%0.121.5%0.070.9%0.101.3%0.111.4%
Usd Book Value Change Per Share-90.96-1,151.4%-0.12-1.5%-0.10-1.2%0.172.2%0.303.9%
Usd Dividend Per Share0.101.2%0.081.0%0.070.9%0.070.9%0.081.0%
Usd Total Gains Per Share-90.86-1,150.2%-0.04-0.5%-0.03-0.4%0.243.1%0.384.8%
Usd Price Per Share7.58-7.47-9.95-9.79-12.08-
Price to Earnings Ratio8.24-19.13-808.17-183.95-133.77-
Price-to-Total Gains Ratio-0.08--13.67--67.28-29.62-17.61-
Price to Book Ratio0.83-0.67-0.89-1.28-1.75-
Price-to-Total Gains Ratio-0.08--13.67--67.28-29.62-17.61-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share7.9
Number of shares126
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.080.07
Usd Book Value Change Per Share-0.120.17
Usd Total Gains Per Share-0.040.24
Gains per Quarter (126 shares)-5.1530.36
Gains per Year (126 shares)-20.60121.45
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
140-61-313686111
281-122-5271172232
3121-183-73107258353
4161-244-94142344474
5201-304-115178430595
6242-365-136213515716
7282-426-157249601837
8322-487-178284687958
9363-548-1993207731079
10403-609-2203558591200

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%30.00.00.0100.0%30.00.00.0100.0%
Book Value Change Per Share1.03.00.025.0%4.06.02.033.3%7.08.05.035.0%11.014.05.036.7%11.014.05.036.7%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%30.00.00.0100.0%30.00.00.0100.0%
Total Gains per Share1.03.00.025.0%6.06.00.050.0%12.08.00.060.0%16.014.00.053.3%16.014.00.053.3%

Fundamentals of Bank Of Queensland Ltd ADR

About Bank Of Queensland Ltd ADR

Bank of Queensland Limited, together with its subsidiaries, provides various financial services in Australia and New Zealand. The company operates in Retail Banking, BOQ Business, and Other segments. It offers personal banking services comprises savings and term deposits, and transactional accounts; debit and credit cards; home, personal, and car loans; and travel, home and content, landlord, and car insurance, as well as investment services comprising online share trading services, and self-managed superannuation funds. The company's business banking services include transaction accounts, and savings and investment accounts; loans and finance products, such as business loans, equipment and vehicle finance, and dealer finance; merchant and payment products; and financial market and international services. It also offers Internet and mobile banking services. The company was founded in 1874 and is headquartered in Newstead, Australia.

Fundamental data was last updated by Penke on 2024-05-14 15:37:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Bank Of Queensland Ltd ADR.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Bank Of Queensland Ltd ADR earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Bank Of Queensland Ltd ADR to the Banks - Regional industry mean.
  • A Net Profit Margin of 6.1% means that $0.06 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Bank Of Queensland Ltd ADR:

  • The MRQ is 6.1%. The company is making a profit. +1
  • The TTM is 11.2%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ6.1%TTM11.2%-5.1%
TTM11.2%YOY10.4%+0.7%
TTM11.2%5Y7.1%+4.1%
5Y7.1%10Y15.4%-8.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ6.1%38.5%-32.4%
TTM11.2%29.6%-18.4%
YOY10.4%26.3%-15.9%
5Y7.1%23.6%-16.5%
10Y15.4%20.4%-5.0%
1.1.2. Return on Assets

Shows how efficient Bank Of Queensland Ltd ADR is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Bank Of Queensland Ltd ADR to the Banks - Regional industry mean.
  • 0.1% Return on Assets means that Bank Of Queensland Ltd ADR generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Bank Of Queensland Ltd ADR:

  • The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.1%TTM0.1%+0.1%
TTM0.1%YOY0.1%+0.0%
TTM0.1%5Y0.1%0.0%
5Y0.1%10Y0.1%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1%0.3%-0.2%
TTM0.1%0.2%-0.1%
YOY0.1%0.2%-0.1%
5Y0.1%0.2%-0.1%
10Y0.1%0.2%-0.1%
1.1.3. Return on Equity

Shows how efficient Bank Of Queensland Ltd ADR is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Bank Of Queensland Ltd ADR to the Banks - Regional industry mean.
  • 2.5% Return on Equity means Bank Of Queensland Ltd ADR generated $0.03 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Bank Of Queensland Ltd ADR:

  • The MRQ is 2.5%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 1.7%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.5%TTM1.7%+0.8%
TTM1.7%YOY1.2%+0.5%
TTM1.7%5Y1.5%+0.2%
5Y1.5%10Y1.7%-0.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.5%3.1%-0.6%
TTM1.7%2.5%-0.8%
YOY1.2%2.7%-1.5%
5Y1.5%2.5%-1.0%
10Y1.7%2.8%-1.1%

1.2. Operating Efficiency of Bank Of Queensland Ltd ADR.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Bank Of Queensland Ltd ADR is operating .

  • Measures how much profit Bank Of Queensland Ltd ADR makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Bank Of Queensland Ltd ADR to the Banks - Regional industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Bank Of Queensland Ltd ADR:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM3.1%-3.1%
TTM3.1%YOY7.3%-4.2%
TTM3.1%5Y2.1%+1.1%
5Y2.1%10Y1.4%+0.7%
1.2.2. Operating Ratio

Measures how efficient Bank Of Queensland Ltd ADR is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.11 means that the operating costs are $0.11 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Bank Of Queensland Ltd ADR:

  • The MRQ is 0.109. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.421. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.109TTM0.421-0.312
TTM0.421YOY0.482-0.061
TTM0.4215Y0.231+0.191
5Y0.23110Y0.317-0.086

1.3. Liquidity of Bank Of Queensland Ltd ADR.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Bank Of Queensland Ltd ADR is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 1.43 means the company has $1.43 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Bank Of Queensland Ltd ADR:

  • The MRQ is 1.432. The company is just able to pay all its short-term debts.
  • The TTM is 14.720. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ1.432TTM14.720-13.288
TTM14.720YOY15.658-0.938
TTM14.7205Y7.059+7.661
5Y7.05910Y5.065+1.993
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM14.7200.124+14.596
YOY15.6580.167+15.491
5Y7.0590.207+6.852
10Y5.0650.131+4.934
1.3.2. Quick Ratio

Measures if Bank Of Queensland Ltd ADR is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Bank Of Queensland Ltd ADR to the Banks - Regional industry mean.
  • A Quick Ratio of 1.11 means the company can pay off $1.11 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Bank Of Queensland Ltd ADR:

  • The MRQ is 1.112. The company is just able to pay all its short-term debts with the most liquid assets.
  • The TTM is 16.262. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ1.112TTM16.262-15.151
TTM16.262YOY17.931-1.669
TTM16.2625Y8.120+8.143
5Y8.12010Y5.817+2.302

1.4. Solvency of Bank Of Queensland Ltd ADR.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Bank Of Queensland Ltd ADR assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Bank Of Queensland Ltd ADR to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.94 means that Bank Of Queensland Ltd ADR assets are financed with 94.1% credit (debt) and the remaining percentage (100% - 94.1%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Bank Of Queensland Ltd ADR:

  • The MRQ is 0.941. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.750. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.941TTM0.750+0.191
TTM0.750YOY0.749+0.001
TTM0.7505Y0.856-0.107
5Y0.85610Y0.880-0.023
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9410.915+0.026
TTM0.7500.916-0.166
YOY0.7490.918-0.169
5Y0.8560.919-0.063
10Y0.8800.926-0.046
1.4.2. Debt to Equity Ratio

Measures if Bank Of Queensland Ltd ADR is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Bank Of Queensland Ltd ADR to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,587.6% means that company has $15.88 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Bank Of Queensland Ltd ADR:

  • The MRQ is 15.876. The company is unable to pay all its debts with equity. -1
  • The TTM is 12.798. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ15.876TTM12.798+3.078
TTM12.798YOY11.741+1.057
TTM12.7985Y12.646+0.152
5Y12.64610Y12.654-0.008
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ15.87610.799+5.077
TTM12.79810.909+1.889
YOY11.74111.266+0.475
5Y12.64611.324+1.322
10Y12.65412.886-0.232

2. Market Valuation of Bank Of Queensland Ltd ADR

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Bank Of Queensland Ltd ADR generates.

  • Above 15 is considered overpriced but always compare Bank Of Queensland Ltd ADR to the Banks - Regional industry mean.
  • A PE ratio of 8.24 means the investor is paying $8.24 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Bank Of Queensland Ltd ADR:

  • The EOD is 8.588. Based on the earnings, the company is underpriced. +1
  • The MRQ is 8.240. Based on the earnings, the company is underpriced. +1
  • The TTM is 19.128. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD8.588MRQ8.240+0.348
MRQ8.240TTM19.128-10.888
TTM19.128YOY808.169-789.042
TTM19.1285Y183.951-164.824
5Y183.95110Y133.769+50.182
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD8.5883.704+4.884
MRQ8.2403.418+4.822
TTM19.1284.741+14.387
YOY808.1696.901+801.268
5Y183.9519.496+174.455
10Y133.7699.770+123.999
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Bank Of Queensland Ltd ADR:

  • The EOD is 13.650. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 13.097. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 4.923. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD13.650MRQ13.097+0.553
MRQ13.097TTM4.923+8.174
TTM4.923YOY1.917+3.006
TTM4.9235Y1.368+3.555
5Y1.36810Y0.912+0.456
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD13.650-2.558+16.208
MRQ13.097-2.360+15.457
TTM4.923-1.072+5.995
YOY1.9176.461-4.544
5Y1.3680.248+1.120
10Y0.9120.032+0.880
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Bank Of Queensland Ltd ADR is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.83 means the investor is paying $0.83 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Bank Of Queensland Ltd ADR:

  • The EOD is 0.865. Based on the equity, the company is cheap. +2
  • The MRQ is 0.830. Based on the equity, the company is cheap. +2
  • The TTM is 0.674. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.865MRQ0.830+0.035
MRQ0.830TTM0.674+0.156
TTM0.674YOY0.885-0.211
TTM0.6745Y1.278-0.605
5Y1.27810Y1.753-0.474
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.8650.456+0.409
MRQ0.8300.420+0.410
TTM0.6740.439+0.235
YOY0.8850.594+0.291
5Y1.2780.763+0.515
10Y1.7530.991+0.762
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Bank Of Queensland Ltd ADR compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---90.959-0.121-100%-0.098-100%0.170-53465%0.305-29966%
Book Value Per Share--9.13731.520-71%17.540-48%14.395-37%11.851-23%
Current Ratio--1.43214.720-90%15.658-91%7.059-80%5.065-72%
Debt To Asset Ratio--0.9410.750+25%0.749+26%0.856+10%0.880+7%
Debt To Equity Ratio--15.87612.798+24%11.741+35%12.646+26%12.654+25%
Dividend Per Share--0.0960.080+20%0.069+39%0.071+36%0.077+25%
Eps--0.2300.120+92%0.071+223%0.103+123%0.115+101%
Free Cash Flow Per Share--0.1450.979-85%-0.530+466%0.225-36%0.225-36%
Free Cash Flow To Equity Per Share---5.993-1.223-80%3.753-260%1.265-574%1.265-574%
Gross Profit Margin--1.0000.855+17%0.908+10%0.953+5%0.968+3%
Market Cap2593475200.000-92%4976840463.2205539561883.337-10%10243757669.376-51%7489692005.868-34%8099491602.708-39%
Net Profit Margin--0.0610.112-45%0.104-41%0.071-14%0.154-60%
Operating Margin---0.031-100%0.073-100%0.021-100%0.014-100%
Operating Ratio--0.1090.421-74%0.482-77%0.231-53%0.317-66%
Pb Ratio0.865+4%0.8300.674+23%0.885-6%1.278-35%1.753-53%
Pe Ratio8.588+4%8.24019.128-57%808.169-99%183.951-96%133.769-94%
Price Per Share7.900+4%7.5807.472+1%9.951-24%9.787-23%12.076-37%
Price To Free Cash Flow Ratio13.650+4%13.0974.923+166%1.917+583%1.368+857%0.912+1336%
Price To Total Gains Ratio-0.087-4%-0.083-13.675+16292%-67.284+80554%29.621-100%17.608-100%
Quick Ratio--1.11216.262-93%17.931-94%8.120-86%5.817-81%
Return On Assets--0.0010.001+52%0.001+88%0.001+51%0.001+26%
Return On Equity--0.0250.017+51%0.012+112%0.015+74%0.017+49%
Total Gains Per Share---90.863-0.041-100%-0.030-100%0.241-37807%0.381-23928%
Usd Book Value--5999000000.00025459750000.000-76%26300250000.000-77%13157200000.000-54%9986186767.866-40%
Usd Book Value Change Per Share---90.959-0.121-100%-0.098-100%0.170-53465%0.305-29966%
Usd Book Value Per Share--9.13731.520-71%17.540-48%14.395-37%11.851-23%
Usd Dividend Per Share--0.0960.080+20%0.069+39%0.071+36%0.077+25%
Usd Eps--0.2300.120+92%0.071+223%0.103+123%0.115+101%
Usd Free Cash Flow--95000000.000707250000.000-87%-813875000.000+957%-21325000.000+122%-14216666.667+115%
Usd Free Cash Flow Per Share--0.1450.979-85%-0.530+466%0.225-36%0.225-36%
Usd Free Cash Flow To Equity Per Share---5.993-1.223-80%3.753-260%1.265-574%1.265-574%
Usd Market Cap2593475200.000-92%4976840463.2205539561883.337-10%10243757669.376-51%7489692005.868-34%8099491602.708-39%
Usd Price Per Share7.900+4%7.5807.472+1%9.951-24%9.787-23%12.076-37%
Usd Profit--151000000.000101000000.000+50%79250000.000+91%77900000.000+94%78365300.554+93%
Usd Revenue--2463000000.0001391000000.000+77%1008500000.000+144%505300000.000+387%418550929.565+488%
Usd Total Gains Per Share---90.863-0.041-100%-0.030-100%0.241-37807%0.381-23928%
 EOD+1 -7MRQTTM+13 -23YOY+17 -195Y+14 -2210Y+14 -22

3.2. Fundamental Score

Let's check the fundamental score of Bank Of Queensland Ltd ADR based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-158.588
Price to Book Ratio (EOD)Between0-10.865
Net Profit Margin (MRQ)Greater than00.061
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than11.112
Current Ratio (MRQ)Greater than11.432
Debt to Asset Ratio (MRQ)Less than10.941
Debt to Equity Ratio (MRQ)Less than115.876
Return on Equity (MRQ)Greater than0.150.025
Return on Assets (MRQ)Greater than0.050.001
Total6/10 (60.0%)

3.3. Technical Score

Let's check the technical score of Bank Of Queensland Ltd ADR based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5048.882
Ma 20Greater thanMa 507.908
Ma 50Greater thanMa 1007.957
Ma 100Greater thanMa 2007.852
OpenGreater thanClose7.900
Total2/5 (40.0%)



Latest Balance Sheet

Balance Sheet of 2024-02-29. Currency in USD. All numbers in thousands.

Summary
Total Assets101,242,000
Total Liabilities95,243,000
Total Stockholder Equity5,999,000
 As reported
Total Liabilities 95,243,000
Total Stockholder Equity+ 5,999,000
Total Assets = 101,242,000

Assets

Total Assets101,242,000
Total Current Assets3,361,000
Long-term Assets97,881,000
Total Current Assets
Cash And Cash Equivalents 3,165,000
Short-term Investments -278,000
Total Current Assets  (as reported)3,361,000
Total Current Assets  (calculated)2,887,000
+/- 474,000
Long-term Assets
Property Plant Equipment 171,000
Long Term Investments 16,040,000
Intangible Assets 1,123,000
Long-term Assets Other 95,851,000
Long-term Assets  (as reported)97,881,000
Long-term Assets  (calculated)113,185,000
+/- 15,304,000

Liabilities & Shareholders' Equity

Total Current Liabilities2,347,000
Long-term Liabilities92,896,000
Total Stockholder Equity5,999,000
Total Current Liabilities
Short-term Debt 1,211,000
Accounts payable 1,122,000
Other Current Liabilities 14,000
Total Current Liabilities  (as reported)2,347,000
Total Current Liabilities  (calculated)2,347,000
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)92,896,000
Long-term Liabilities  (calculated)0
+/- 92,896,000
Total Stockholder Equity
Common Stock5,331,000
Retained Earnings 324,000
Accumulated Other Comprehensive Income 346,000
Other Stockholders Equity -2,000
Total Stockholder Equity (as reported)5,999,000
Total Stockholder Equity (calculated)5,999,000
+/-0
Other
Capital Stock5,331,000
Cash and Short Term Investments 2,887,000
Common Stock Shares Outstanding 656,575
Liabilities and Stockholders Equity 101,242,000
Net Debt 15,708,000
Net Invested Capital 23,661,000
Short Long Term Debt Total 18,873,000



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2024-02-292023-11-302023-08-312023-05-312023-02-282022-11-302022-08-312022-05-312022-02-282021-11-302021-08-312021-05-312021-02-282020-11-302020-08-312020-05-312020-02-292019-11-302019-08-312019-05-312019-02-282018-11-302018-08-312018-05-312018-02-282017-11-302017-08-312017-05-312017-02-282016-11-302016-08-312016-02-292015-08-312015-02-282014-08-312013-08-312012-08-312011-08-312010-08-312009-08-312008-08-312007-08-312006-08-312005-08-312004-08-312003-08-312002-08-312001-08-312000-08-311999-08-311998-08-311997-08-311996-08-31
> Total Assets 
2,274,554
2,502,623
2,779,959
3,017,015
3,689,616
4,221,919
5,280,217
7,203,800
9,927,600
11,065,700
15,797,100
20,037,300
29,775,200
34,012,000
38,570,900
39,900,800
41,758,000
42,528,300
46,904,600
47,900,000
48,018,000
49,841,000
50,853,000
50,956,000
50,956,000
58,081,853
51,658,000
61,007,023
51,252,000
14,879,933
52,980,000
53,008,000
53,008,000
55,597,000
55,597,000
0
55,408,000
0
56,772,000
0
57,637,000
0
91,432,000
0
94,895,000
99,913,000
99,930,000
105,342,000
105,342,000
105,352,000
105,352,000
101,242,000
101,242,000
101,242,000101,242,000105,352,000105,352,000105,342,000105,342,00099,930,00099,913,00094,895,000091,432,000057,637,000056,772,000055,408,000055,597,00055,597,00053,008,00053,008,00052,980,00014,879,93351,252,00061,007,02351,658,00058,081,85350,956,00050,956,00050,853,00049,841,00048,018,00047,900,00046,904,60042,528,30041,758,00039,900,80038,570,90034,012,00029,775,20020,037,30015,797,10011,065,7009,927,6007,203,8005,280,2174,221,9193,689,6163,017,0152,779,9592,502,6232,274,554
   > Total Current Assets 
166,924
145,217
198,913
184,411
264,152
384,745
627,371
1,120,800
1,191,800
1,425,800
696,900
952,800
1,352,600
1,207,100
5,689,200
5,050,500
6,262,400
6,009,000
5,123,100
1,197,000
3,134,000
926,000
2,887,000
3,133,000
954,000
3,280,864
2,809,000
2,716,343
1,062,000
785,002
2,503,000
1,811,000
1,647,000
3,231,000
6,511,000
3,334,000
1,859,000
4,223,000
8,503,000
3,367,000
1,831,000
4,657,000
3,189,000
3,794,000
2,552,000
2,448,000
2,795,000
2,443,000
2,788,000
2,582,000
2,875,000
2,887,000
3,361,000
3,361,0002,887,0002,875,0002,582,0002,788,0002,443,0002,795,0002,448,0002,552,0003,794,0003,189,0004,657,0001,831,0003,367,0008,503,0004,223,0001,859,0003,334,0006,511,0003,231,0001,647,0001,811,0002,503,000785,0021,062,0002,716,3432,809,0003,280,864954,0003,133,0002,887,000926,0003,134,0001,197,0005,123,1006,009,0006,262,4005,050,5005,689,2001,207,1001,352,600952,800696,9001,425,8001,191,8001,120,800627,371384,745264,152184,411198,913145,217166,924
       Cash And Cash Equivalents 
166,924
145,217
191,454
179,906
263,648
369,486
623,696
1,108,000
1,191,800
1,425,800
532,700
636,700
618,200
703,500
722,000
675,400
1,079,300
1,167,700
2,575,100
1,197,000
1,194,000
926,000
1,296,000
894,000
954,000
1,027,659
972,000
1,204,618
1,062,000
312,316
1,118,000
1,264,000
1,647,000
1,274,000
1,982,000
0
1,859,000
0
2,113,000
0
1,831,000
0
3,189,000
0
2,552,000
2,448,000
2,795,000
2,443,000
2,788,000
2,582,000
2,875,000
2,887,000
3,165,000
3,165,0002,887,0002,875,0002,582,0002,788,0002,443,0002,795,0002,448,0002,552,00003,189,00001,831,00002,113,00001,859,00001,982,0001,274,0001,647,0001,264,0001,118,000312,3161,062,0001,204,618972,0001,027,659954,000894,0001,296,000926,0001,194,0001,197,0002,575,1001,167,7001,079,300675,400722,000703,500618,200636,700532,7001,425,8001,191,8001,108,000623,696369,486263,648179,906191,454145,217166,924
       Short-term Investments 
0
0
0
0
504
499
499
0
0
0
0
0
0
0
4,520,300
4,187,500
4,624,500
4,334,600
2,473,100
0
1,940,000
0
1,591,000
60,000
60,000
65,213
1,837,000
59,517
60,968
29,771
1,385,000
0
0
1,013,000
4,529,000
0
0
0
6,390,000
0
0
0
0
0
0
0
0
0
0
0
0
0
-278,000
-278,00000000000000006,390,0000004,529,0001,013,000001,385,00029,77160,96859,5171,837,00065,21360,00060,0001,591,00001,940,00002,473,1004,334,6004,624,5004,187,5004,520,30000000004994995040000
       Net Receivables 
0
0
7,459
4,505
0
14,760
3,176
12,800
0
0
164,200
316,100
734,400
503,600
446,900
187,600
558,600
506,700
74,900
0
0
0
0
0
0
0
0
0
0
0
0
383,000
383,000
715,000
715,000
728,000
728,000
862,000
862,000
695,000
695,000
827,000
827,000
406,000
406,000
361,000
361,000
345,000
345,000
293,000
293,000
0
0
00293,000293,000345,000345,000361,000361,000406,000406,000827,000827,000695,000695,000862,000862,000728,000728,000715,000715,000383,000383,00000000000000074,900506,700558,600187,600446,900503,600734,400316,100164,2000012,8003,17614,76004,5057,45900
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
16,009
15,804
52,000
52,000
0
0
0
0
0
0
44,000
44,000
43,000
43,000
0
0
0
2,809,000
282,000
3,070,000
247,000
5,778,000
0
3,361,000
3,361,00005,778,000247,0003,070,000282,0002,809,00000043,00043,00044,00044,00000000052,00052,00015,80416,00900000000000000000000000000000
   > Long-term Assets 
142,239
184,565
174,159
143,531
315,523
238,435
177,417
267,300
336,400
413,000
994,300
1,483,700
3,175,500
4,480,800
5,672,700
5,720,000
5,846,500
5,760,100
5,875,500
7,046,000
5,919,000
6,049,000
6,454,000
0
7,077,000
0
6,827,000
0
5,714,000
0
6,413,000
0
5,560,000
0
6,369,000
0
6,525,000
0
7,459,000
0
7,793,000
0
12,279,000
0
13,415,000
97,465,000
15,916,000
102,899,000
20,655,000
102,770,000
18,637,000
98,355,000
97,881,000
97,881,00098,355,00018,637,000102,770,00020,655,000102,899,00015,916,00097,465,00013,415,000012,279,00007,793,00007,459,00006,525,00006,369,00005,560,00006,413,00005,714,00006,827,00007,077,00006,454,0006,049,0005,919,0007,046,0005,875,5005,760,1005,846,5005,720,0005,672,7004,480,8003,175,5001,483,700994,300413,000336,400267,300177,417238,435315,523143,531174,159184,565142,239
       Property Plant Equipment 
16,308
16,813
19,348
29,148
43,141
49,891
52,733
90,200
115,600
101,400
19,600
19,700
25,400
24,500
29,700
36,700
38,500
37,800
53,600
67,000
61,000
60,000
60,000
57,000
57,000
67,461
60,000
70,230
59,000
16,009
57,000
54,000
54,000
52,000
52,000
168,000
168,000
148,000
148,000
135,000
135,000
198,000
198,000
274,000
274,000
264,000
264,000
247,000
247,000
197,000
197,000
171,000
171,000
171,000171,000197,000197,000247,000247,000264,000264,000274,000274,000198,000198,000135,000135,000148,000148,000168,000168,00052,00052,00054,00054,00057,00016,00959,00070,23060,00067,46157,00057,00060,00060,00061,00067,00053,60037,80038,50036,70029,70024,50025,40019,70019,600101,400115,60090,20052,73349,89143,14129,14819,34816,81316,308
       Goodwill 
0
0
0
0
0
0
0
0
30,900
12,200
21,000
45,000
486,400
444,400
459,500
444,400
444,400
488,000
701,700
0
675,000
0
675,000
0
0
766,809
682,000
0
0
191,546
682,000
0
0
682,000
682,000
0
0
0
685,000
0
0
0
720,000
0
0
767,000
767,000
0
0
567,000
567,000
0
0
00567,000567,00000767,000767,00000720,000000685,000000682,000682,00000682,000191,54600682,000766,80900675,0000675,0000701,700488,000444,400444,400459,500444,400486,40045,00021,00012,20030,90000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,969,000
3,969,000
4,440,072
4,702,870
4,242,352
4,345,811
1,112,484
1,098,264
4,507,000
4,507,000
5,164,000
4,545,000
0
5,443,000
0
6,403,000
0
6,731,000
0
10,901,000
0
11,944,000
0
14,395,000
0
19,332,000
0
17,368,000
0
16,040,000
16,040,000017,368,000019,332,000014,395,000011,944,000010,901,00006,731,00006,403,00005,443,00004,545,0005,164,0004,507,0004,507,0001,098,2641,112,4844,345,8114,242,3524,702,8704,440,0723,969,0003,969,00000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
1,300
0
88,700
83,200
85,200
143,400
114,900
135,600
110,200
104,700
125,500
0
173,000
0
194,000
872,000
872,000
213,627
190,000
1,036,781
1,062,066
54,206
193,000
887,000
887,000
242,000
242,000
0
0
0
223,000
0
0
0
460,000
0
0
490,000
490,000
1,076,000
1,076,000
505,000
505,000
1,123,000
1,123,000
1,123,0001,123,000505,000505,0001,076,0001,076,000490,000490,00000460,000000223,000000242,000242,000887,000887,000193,00054,2061,062,0661,036,781190,000213,627872,000872,000194,0000173,0000125,500104,700110,200135,600114,900143,40085,20083,20088,70001,30000000000
       Long-term Assets Other 
-142,239
-184,565
-174,159
-143,531
-315,523
-238,435
-177,417
-267,300
-336,400
-413,000
-994,300
-1,483,700
-3,175,500
-4,480,800
-5,672,700
-5,720,000
-5,846,500
-5,760,100
-5,875,500
-7,046,000
-5,919,000
-6,049,000
-6,454,000
0
-7,077,000
0
-6,827,000
0
-5,714,000
0
-6,413,000
0
-5,560,000
0
-6,369,000
0
-6,525,000
0
-7,459,000
0
-7,793,000
0
-12,279,000
0
-13,415,000
95,944,000
-15,916,000
101,576,000
-20,655,000
101,501,000
-18,637,000
97,061,000
95,851,000
95,851,00097,061,000-18,637,000101,501,000-20,655,000101,576,000-15,916,00095,944,000-13,415,0000-12,279,0000-7,793,0000-7,459,0000-6,525,0000-6,369,0000-5,560,0000-6,413,0000-5,714,0000-6,827,0000-7,077,0000-6,454,000-6,049,000-5,919,000-7,046,000-5,875,500-5,760,100-5,846,500-5,720,000-5,672,700-4,480,800-3,175,500-1,483,700-994,300-413,000-336,400-267,300-177,417-238,435-315,523-143,531-174,159-184,565-142,239
> Total Liabilities 
2,098,241
2,359,562
2,633,674
2,845,793
3,509,956
4,012,080
5,021,702
6,825,500
9,324,400
10,350,200
15,107,300
19,183,000
28,096,200
31,900,600
36,168,400
37,327,200
38,858,800
39,710,500
43,564,100
44,497,000
44,549,000
46,316,000
47,266,000
47,265,000
47,265,000
53,822,802
47,870,000
56,494,465
47,461,000
13,796,939
49,124,000
49,123,000
49,123,000
51,738,000
51,738,000
0
51,197,000
0
52,541,000
0
53,217,000
0
85,235,000
0
88,486,000
93,245,000
93,245,000
19,738,000
99,098,000
99,222,000
99,222,000
17,662,000
95,243,000
95,243,00017,662,00099,222,00099,222,00099,098,00019,738,00093,245,00093,245,00088,486,000085,235,000053,217,000052,541,000051,197,000051,738,00051,738,00049,123,00049,123,00049,124,00013,796,93947,461,00056,494,46547,870,00053,822,80247,265,00047,265,00047,266,00046,316,00044,549,00044,497,00043,564,10039,710,50038,858,80037,327,20036,168,40031,900,60028,096,20019,183,00015,107,30010,350,2009,324,4006,825,5005,021,7024,012,0803,509,9562,845,7932,633,6742,359,5622,098,241
   > Total Current Liabilities 
860
1,165
210,016
187,155
238,762
215,820
395,957
676,900
818,300
1,399,400
1,611,700
1,484,900
1,319,700
1,253,700
7,042,400
6,538,900
6,638,400
7,228,700
6,586,900
388,000
5,820,000
387,000
5,418,000
37,983,000
369,000
42,942,433
9,544,000
44,987,501
356,000
10,963,910
10,088,000
38,708,000
380,000
39,738,000
12,031,000
39,633,000
512,000
41,192,000
11,447,000
42,416,000
406,000
67,497,000
575,000
69,127,000
605,000
44,000
716,000
79,184,000
911,000
47,000
1,145,000
0
2,347,000
2,347,00001,145,00047,000911,00079,184,000716,00044,000605,00069,127,000575,00067,497,000406,00042,416,00011,447,00041,192,000512,00039,633,00012,031,00039,738,000380,00038,708,00010,088,00010,963,910356,00044,987,5019,544,00042,942,433369,00037,983,0005,418,000387,0005,820,000388,0006,586,9007,228,7006,638,4006,538,9007,042,4001,253,7001,319,7001,484,9001,611,7001,399,400818,300676,900395,957215,820238,762187,155210,0161,165860
       Short-term Debt 
860
1,165
210,016
187,155
183,732
151,405
307,795
541,700
818,300
1,399,400
1,450,000
1,251,500
1,023,200
976,100
6,630,700
6,109,800
6,188,000
6,866,700
6,187,800
0
5,430,000
0
5,063,000
9,724,000
9,724,000
11,520,126
9,154,000
12,216,403
12,514,328
0
9,728,000
0
0
0
11,637,000
0
0
0
10,989,000
0
0
0
0
0
0
0
1,821,000
0
1,840,000
0
1,707,000
0
1,211,000
1,211,00001,707,00001,840,00001,821,000000000010,989,00000011,637,0000009,728,000012,514,32812,216,4039,154,00011,520,1269,724,0009,724,0005,063,00005,430,00006,187,8006,866,7006,188,0006,109,8006,630,700976,1001,023,2001,251,5001,450,0001,399,400818,300541,700307,795151,405183,732187,155210,0161,165860
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9,724,000
9,724,000
11,520,126
12,201,977
12,216,403
12,514,328
0
0
0
0
0
11,637,000
0
0
0
10,989,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000010,989,00000011,637,0000000012,514,32812,216,40312,201,97711,520,1269,724,0009,724,00000000000000000000000000
       Accounts payable 
0
0
0
0
55,030
64,415
88,162
135,200
0
0
161,700
233,400
296,500
277,600
411,700
429,100
450,400
362,000
399,100
388,000
390,000
387,000
355,000
37,465,000
369,000
42,229,593
390,000
44,200,690
356,000
10,778,542
360,000
38,095,000
380,000
38,731,000
394,000
38,683,000
512,000
40,051,000
458,000
41,469,000
406,000
66,477,000
575,000
68,501,000
605,000
71,400,000
716,000
76,757,000
911,000
77,645,000
1,145,000
0
1,122,000
1,122,00001,145,00077,645,000911,00076,757,000716,00071,400,000605,00068,501,000575,00066,477,000406,00041,469,000458,00040,051,000512,00038,683,000394,00038,731,000380,00038,095,000360,00010,778,542356,00044,200,690390,00042,229,593369,00037,465,000355,000387,000390,000388,000399,100362,000450,400429,100411,700277,600296,500233,400161,70000135,20088,16264,41555,0300000
       Other Current Liabilities 
-860
-1,165
-210,016
-187,155
-238,762
-215,820
-395,957
-676,900
-818,300
-1,399,400
-1,611,700
-1,484,900
-1,319,700
-1,253,700
-7,042,400
-6,538,900
-6,638,400
-7,228,700
-6,586,900
-388,000
-5,820,000
-387,000
-5,418,000
12,000
-369,000
21,363
-9,544,000
15,474
-356,000
8,707
-10,088,000
20,000
-380,000
13,000
-12,031,000
0
-512,000
24,000
-11,447,000
22,000
-406,000
62,000
-575,000
0
-605,000
24,000
-716,000
46,000
-911,000
72,000
-1,145,000
0
14,000
14,0000-1,145,00072,000-911,00046,000-716,00024,000-605,0000-575,00062,000-406,00022,000-11,447,00024,000-512,0000-12,031,00013,000-380,00020,000-10,088,0008,707-356,00015,474-9,544,00021,363-369,00012,000-5,418,000-387,000-5,820,000-388,000-6,586,900-7,228,700-6,638,400-6,538,900-7,042,400-1,253,700-1,319,700-1,484,900-1,611,700-1,399,400-818,300-676,900-395,957-215,820-238,762-187,155-210,016-1,165-860
   > Long-term Liabilities 
12,914
36,797
180,834
162,780
243,703
217,405
423,795
541,700
818,300
1,399,400
4,706,500
6,004,200
7,579,500
6,982,800
7,172,300
6,651,000
6,688,100
7,136,900
6,534,400
9,378,000
8,713,000
9,204,000
9,398,000
0
9,218,000
0
9,651,000
0
9,615,000
0
10,077,000
0
10,382,000
0
11,986,000
0
11,514,000
0
350,000
0
10,753,000
0
17,723,000
0
19,244,000
93,201,000
19,187,000
19,738,000
19,738,000
99,175,000
19,322,000
17,662,000
92,896,000
92,896,00017,662,00019,322,00099,175,00019,738,00019,738,00019,187,00093,201,00019,244,000017,723,000010,753,0000350,000011,514,000011,986,000010,382,000010,077,00009,615,00009,651,00009,218,00009,398,0009,204,0008,713,0009,378,0006,534,4007,136,9006,688,1006,651,0007,172,3006,982,8007,579,5006,004,2004,706,5001,399,400818,300541,700423,795217,405243,703162,780180,83436,79712,914
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
64,000
64,000
29,233
30,963
61,897
63,407
2,809
2,773
33,000
33,000
14,000
14,000
50,000
50,000
10,000
10,000
48,000
48,000
15,000
15,000
115,000
115,000
147,000
147,000
176,000
176,000
64,000
64,000
0
0
0064,00064,000176,000176,000147,000147,000115,000115,00015,00015,00048,00048,00010,00010,00050,00050,00014,00014,00033,00033,0002,7732,80963,40761,89730,96329,23364,00064,00000000000000000000000000
> Total Stockholder Equity
176,313
143,061
146,285
171,222
179,660
209,839
258,515
378,300
603,200
715,500
689,800
854,300
1,679,000
2,111,400
2,402,500
2,573,600
2,899,200
2,817,800
3,340,500
3,403,000
3,469,000
3,525,000
3,587,000
3,691,000
3,691,000
4,259,051
3,788,000
4,512,558
3,791,000
1,082,994
3,856,000
3,885,000
3,885,000
3,859,000
3,859,000
0
4,211,000
0
4,231,000
0
4,420,000
0
6,197,000
0
6,409,000
6,668,000
6,685,000
6,244,000
6,244,000
6,130,000
6,130,000
5,999,000
5,999,000
5,999,0005,999,0006,130,0006,130,0006,244,0006,244,0006,685,0006,668,0006,409,00006,197,00004,420,00004,231,00004,211,00003,859,0003,859,0003,885,0003,885,0003,856,0001,082,9943,791,0004,512,5583,788,0004,259,0513,691,0003,691,0003,587,0003,525,0003,469,0003,403,0003,340,5002,817,8002,899,2002,573,6002,402,5002,111,4001,679,000854,300689,800715,500603,200378,300258,515209,839179,660171,222146,285143,061176,313
   Common Stock
56,821
57,234
120,935
139,887
142,787
151,375
174,509
263,900
402,900
475,300
531,200
615,700
1,439,400
1,903,100
2,057,600
2,153,300
2,660,100
2,562,600
3,020,600
3,071,000
3,122,000
3,190,000
3,243,000
3,308,000
3,308,000
3,777,828
3,360,000
4,011,427
3,370,000
959,978
3,418,000
3,458,000
3,458,000
3,497,000
3,497,000
3,868,000
3,868,000
3,869,000
3,869,000
3,870,000
3,870,000
5,213,000
5,213,000
5,218,000
5,218,000
5,258,000
5,258,000
5,286,000
5,286,000
5,318,000
5,318,000
5,331,000
5,331,000
5,331,0005,331,0005,318,0005,318,0005,286,0005,286,0005,258,0005,258,0005,218,0005,218,0005,213,0005,213,0003,870,0003,870,0003,869,0003,869,0003,868,0003,868,0003,497,0003,497,0003,458,0003,458,0003,418,000959,9783,370,0004,011,4273,360,0003,777,8283,308,0003,308,0003,243,0003,190,0003,122,0003,071,0003,020,6002,562,6002,660,1002,153,3002,057,6001,903,1001,439,400615,700531,200475,300402,900263,900174,509151,375142,787139,887120,93557,23456,821
   Retained Earnings 
58,242
21,856
24,170
28,962
34,644
18,884
24,950
56,200
79,000
119,100
97,600
151,000
179,300
190,900
258,300
304,900
132,900
144,100
205,500
236,000
257,000
287,000
311,000
408,000
327,000
508,208
371,000
530,889
388,000
128,914
400,000
451,000
391,000
456,000
149,000
229,000
165,000
441,000
178,000
273,000
215,000
646,000
294,000
405,000
342,000
745,000
281,000
341,000
301,000
579,000
282,000
324,000
324,000
324,000324,000282,000579,000301,000341,000281,000745,000342,000405,000294,000646,000215,000273,000178,000441,000165,000229,000149,000456,000391,000451,000400,000128,914388,000530,889371,000508,208327,000408,000311,000287,000257,000236,000205,500144,100132,900304,900258,300190,900179,300151,00097,600119,10079,00056,20024,95018,88434,64428,96224,17021,85658,242
   Accumulated Other Comprehensive Income 
61,250
63,971
1,180
2,373
2,229
1,036
1,036
200
200
0
61,000
87,600
60,300
17,400
86,600
115,400
106,200
111,100
114,400
0
90,000
0
33,000
0
0
0
57,000
0
0
0
38,000
0
0
0
213,000
0
0
0
184,000
0
0
0
0
0
0
665,000
1,149,000
617,000
659,000
233,000
536,000
344,000
346,000
346,000344,000536,000233,000659,000617,0001,149,000665,000000000184,000000213,00000038,00000057,00000033,000090,0000114,400111,100106,200115,40086,60017,40060,30087,60061,00002002001,0361,0362,2292,3731,18063,97161,250
   Capital Surplus 00000000000000000000000000000000000000000000000000000
   Treasury Stock00000000000000000000000000000000000000000000000000000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.