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Bank Rakyat
Buy, Hold or Sell?

Let's analyse Bank Rakyat together

PenkeI guess you are interested in Bank Rakyat. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Bank Rakyat. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Bank Rakyat (30 sec.)










What can you expect buying and holding a share of Bank Rakyat? (30 sec.)

How much money do you get?

How much money do you get?
$15,943.15
When do you have the money?
1 year
How often do you get paid?
67.5%

What is your share worth?

Current worth
$9.91
Expected worth in 1 year
$19.63
How sure are you?
75.0%

+ What do you gain per year?

Total Gains per Share
$15,952.87
Return On Investment
107,789.6%

For what price can you sell your share?

Current Price per Share
$14.80
Expected price per share
$13.44 - $19.98
How sure are you?
50%

1. Valuation of Bank Rakyat (5 min.)




Live pricePrice per Share (EOD)

$14.80

Intrinsic Value Per Share

$103,341.88 - $320,735.11

Total Value Per Share

$103,351.78 - $320,745.02

2. Growth of Bank Rakyat (5 min.)




Is Bank Rakyat growing?

Current yearPrevious yearGrowGrow %
How rich?$29.8b$29.3b$1.2b4.2%

How much money is Bank Rakyat making?

Current yearPrevious yearGrowGrow %
Making money$1.5b$1.3b$149.4m9.9%
Net Profit Margin35.4%32.1%--

How much money comes from the company's main activities?

3. Financial Health of Bank Rakyat (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Bank Rakyat? (5 min.)

Welcome investor! Bank Rakyat's management wants to use your money to grow the business. In return you get a share of Bank Rakyat.

What can you expect buying and holding a share of Bank Rakyat?

First you should know what it really means to hold a share of Bank Rakyat. And how you can make/lose money.

Speculation

The Price per Share of Bank Rakyat is $14.80. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Bank Rakyat.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Bank Rakyat, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $9.91. Based on the TTM, the Book Value Change Per Share is $2.43 per quarter. Based on the YOY, the Book Value Change Per Share is $-2.23 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $3,985.79 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Bank Rakyat.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.533.6%0.140.9%0.010.1%0.080.5%0.070.5%
Usd Book Value Change Per Share9.7065.5%2.4316.4%-2.23-15.1%0.171.2%0.181.2%
Usd Dividend Per Share15,943.15107,724.0%3,985.7926,931.0%259.391,752.6%1,859.9912,567.5%1,259.158,507.8%
Usd Total Gains Per Share15,952.84107,789.5%3,988.2226,947.4%257.161,737.6%1,860.1612,568.6%1,259.338,509.0%
Usd Price Per Share19.17-18.16-14.83-14.75-15.50-
Price to Earnings Ratio9.10-344.03-380.65-15,933.73-1,831,317.50-
Price-to-Total Gains Ratio0.00-2,134.41-0.06-19,363.60--27,350,975.99-
Price to Book Ratio1.94-66.12-76.41-2,691.49-441,694.77-
Price-to-Total Gains Ratio0.00-2,134.41-0.06-19,363.60--27,350,975.99-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share14.8
Number of shares67
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share3,985.791,859.99
Usd Book Value Change Per Share2.430.17
Usd Total Gains Per Share3,988.221,860.16
Gains per Quarter (67 shares)267,210.49124,630.72
Gains per Year (67 shares)1,068,841.97498,522.88
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
11068191651106883249847746498513
221363821302213767499695392997036
332045731953320651614954301381495559
442727632605427535819939071851994082
553409543256534420024923842312492605
664091453907641304229908602772991128
774773364558748188434893373233489651
885455275209855072639878143693988174
996137185860961956844862914154486697
101068190865111068841049847674614985220

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%51.00.00.0100.0%
Book Value Change Per Share4.00.00.0100.0%9.03.00.075.0%15.05.00.075.0%27.013.00.067.5%33.018.00.064.7%
Dividend per Share1.00.03.025.0%9.00.03.075.0%14.00.06.070.0%27.00.013.067.5%33.00.018.064.7%
Total Gains per Share4.00.00.0100.0%12.00.00.0100.0%18.02.00.090.0%30.010.00.075.0%36.015.00.070.6%

Fundamentals of Bank Rakyat

About Bank Rakyat

PT Bank Rakyat Indonesia (Persero) Tbk provides various banking products and services in Indonesia and internationally. The company offers savings and current accounts; foreign currency, on call, and other deposits; mortgage, working capital, investment, franchise, and cash collateral loans, as well as supply chain financing and bank guarantees; and micro, small and medium, and program loans. It also provides bill payment, deposit acceptance, online transaction, remittance, money transfer, business, financial, institutional, treasury and global, custodian, trustee, and cash management services. In addition, the company offers investment products and services; trade and finance services, including import and export, standby L/C, BRI RTE online system services, and letters of credit; cards; and wealth management, and business internet and digital banking services. Further, it provides life and general insurance, securities, and venture capital services. The company was founded in 1895 and is headquartered in Jakarta, Indonesia.

Fundamental data was last updated by Penke on 2024-05-14 15:38:06.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is expensive.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Bank Rakyat.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Bank Rakyat earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Bank Rakyat to the Banks - Regional industry mean.
  • A Net Profit Margin of 35.5% means that $0.35 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Bank Rakyat:

  • The MRQ is 35.5%. The company is making a huge profit. +2
  • The TTM is 35.4%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ35.5%TTM35.4%+0.1%
TTM35.4%YOY32.1%+3.3%
TTM35.4%5Y27.1%+8.3%
5Y27.1%10Y30.7%-3.6%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ35.5%38.5%-3.0%
TTM35.4%29.6%+5.8%
YOY32.1%26.3%+5.8%
5Y27.1%23.6%+3.5%
10Y30.7%20.4%+10.3%
1.1.2. Return on Assets

Shows how efficient Bank Rakyat is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Bank Rakyat to the Banks - Regional industry mean.
  • 0.8% Return on Assets means that Bank Rakyat generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Bank Rakyat:

  • The MRQ is 0.8%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.8%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.8%TTM0.8%+0.0%
TTM0.8%YOY0.8%+0.0%
TTM0.8%5Y0.6%+0.2%
5Y0.6%10Y0.7%-0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8%0.3%+0.5%
TTM0.8%0.2%+0.6%
YOY0.8%0.2%+0.6%
5Y0.6%0.2%+0.4%
10Y0.7%0.2%+0.5%
1.1.3. Return on Equity

Shows how efficient Bank Rakyat is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Bank Rakyat to the Banks - Regional industry mean.
  • 5.4% Return on Equity means Bank Rakyat generated $0.05 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Bank Rakyat:

  • The MRQ is 5.4%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 5.0%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ5.4%TTM5.0%+0.4%
TTM5.0%YOY4.7%+0.3%
TTM5.0%5Y4.0%+1.0%
5Y4.0%10Y4.6%-0.7%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ5.4%3.1%+2.3%
TTM5.0%2.5%+2.5%
YOY4.7%2.7%+2.0%
5Y4.0%2.5%+1.5%
10Y4.6%2.8%+1.8%

1.2. Operating Efficiency of Bank Rakyat.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Bank Rakyat is operating .

  • Measures how much profit Bank Rakyat makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Bank Rakyat to the Banks - Regional industry mean.
  • An Operating Margin of 44.3% means the company generated $0.44  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Bank Rakyat:

  • The MRQ is 44.3%. The company is operating very efficient. +2
  • The TTM is 44.7%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ44.3%TTM44.7%-0.4%
TTM44.7%YOY40.4%+4.3%
TTM44.7%5Y34.9%+9.7%
5Y34.9%10Y39.4%-4.4%
1.2.2. Operating Ratio

Measures how efficient Bank Rakyat is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.41 means that the operating costs are $0.41 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Bank Rakyat:

  • The MRQ is 0.411. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.451. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.411TTM0.451-0.041
TTM0.451YOY0.524-0.072
TTM0.4515Y0.500-0.049
5Y0.50010Y0.481+0.019

1.3. Liquidity of Bank Rakyat.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Bank Rakyat is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 69.41 means the company has $69.41 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Bank Rakyat:

  • The MRQ is 69.412. The company is very able to pay all its short-term debts. +2
  • The TTM is 132.626. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ69.412TTM132.626-63.215
TTM132.626YOY177.230-44.604
TTM132.6265Y157.870-25.244
5Y157.87010Y138.167+19.703
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM132.6260.124+132.502
YOY177.2300.167+177.063
5Y157.8700.207+157.663
10Y138.1670.131+138.036
1.3.2. Quick Ratio

Measures if Bank Rakyat is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Bank Rakyat to the Banks - Regional industry mean.
  • A Quick Ratio of 69.41 means the company can pay off $69.41 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Bank Rakyat:

  • The MRQ is 69.412. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 132.626. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ69.412TTM132.626-63.215
TTM132.626YOY177.230-44.604
TTM132.6265Y159.433-26.807
5Y159.43310Y140.234+19.199

1.4. Solvency of Bank Rakyat.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Bank Rakyat assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Bank Rakyat to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.85 means that Bank Rakyat assets are financed with 85.0% credit (debt) and the remaining percentage (100% - 85.0%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Bank Rakyat:

  • The MRQ is 0.850. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.839. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.850TTM0.839+0.011
TTM0.839YOY0.832+0.006
TTM0.8395Y0.846-0.007
5Y0.84610Y0.853-0.007
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8500.915-0.065
TTM0.8390.916-0.077
YOY0.8320.918-0.086
5Y0.8460.919-0.073
10Y0.8530.926-0.073
1.4.2. Debt to Equity Ratio

Measures if Bank Rakyat is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Bank Rakyat to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 576.9% means that company has $5.77 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Bank Rakyat:

  • The MRQ is 5.769. The company is unable to pay all its debts with equity. -1
  • The TTM is 5.305. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ5.769TTM5.305+0.463
TTM5.305YOY5.057+0.249
TTM5.3055Y5.620-0.315
5Y5.62010Y5.918-0.297
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ5.76910.799-5.030
TTM5.30510.909-5.604
YOY5.05711.266-6.209
5Y5.62011.324-5.704
10Y5.91812.886-6.968

2. Market Valuation of Bank Rakyat

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Bank Rakyat generates.

  • Above 15 is considered overpriced but always compare Bank Rakyat to the Banks - Regional industry mean.
  • A PE ratio of 9.10 means the investor is paying $9.10 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Bank Rakyat:

  • The EOD is 7.027. Based on the earnings, the company is cheap. +2
  • The MRQ is 9.102. Based on the earnings, the company is underpriced. +1
  • The TTM is 344.033. Based on the earnings, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD7.027MRQ9.102-2.075
MRQ9.102TTM344.033-334.931
TTM344.033YOY380.654-36.621
TTM344.0335Y15,933.725-15,589.693
5Y15,933.72510Y1,831,317.505-1,815,383.779
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD7.0273.756+3.271
MRQ9.1023.418+5.684
TTM344.0334.741+339.292
YOY380.6546.901+373.753
5Y15,933.7259.496+15,924.229
10Y1,831,317.5059.770+1,831,307.735
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Bank Rakyat:

  • The EOD is 0.000. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 0.000. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is -0.010. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD0.000MRQ0.0000.000
MRQ0.000TTM-0.010+0.010
TTM-0.010YOY0.024-0.035
TTM-0.0105Y-0.267+0.256
5Y-0.26710Y-28.907+28.641
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.000-2.594+2.594
MRQ0.000-2.360+2.360
TTM-0.010-1.072+1.062
YOY0.0246.461-6.437
5Y-0.2670.248-0.515
10Y-28.9070.032-28.939
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Bank Rakyat is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 1.94 means the investor is paying $1.94 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Bank Rakyat:

  • The EOD is 1.494. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.935. Based on the equity, the company is underpriced. +1
  • The TTM is 66.123. Based on the equity, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD1.494MRQ1.935-0.441
MRQ1.935TTM66.123-64.188
TTM66.123YOY76.408-10.285
TTM66.1235Y2,691.487-2,625.364
5Y2,691.48710Y441,694.773-439,003.286
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.4940.462+1.032
MRQ1.9350.420+1.515
TTM66.1230.439+65.684
YOY76.4080.594+75.814
5Y2,691.4870.763+2,690.724
10Y441,694.7730.991+441,693.782
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Bank Rakyat compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--9.6972.430+299%-2.229+123%0.172+5532%0.182+5225%
Book Value Per Share--9.9072.630+277%0.194+5003%1.700+483%1.438+589%
Current Ratio--69.412132.626-48%177.230-61%157.870-56%138.167-50%
Debt To Asset Ratio--0.8500.839+1%0.832+2%0.846+0%0.8530%
Debt To Equity Ratio--5.7695.305+9%5.057+14%5.620+3%5.918-3%
Dividend Per Share--15943.1473985.787+300%259.391+6046%1859.988+757%1259.151+1166%
Eps--0.5270.139+279%0.010+4939%0.077+588%0.067+686%
Free Cash Flow Per Share--15665.8993940.970+298%155.981+9943%-1030.602+107%-1107.972+107%
Free Cash Flow To Equity Per Share---2625.504-615.965-77%62.652-4291%-2570.520-2%-2081.504-21%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--320735.111--------
Intrinsic Value_10Y_min--103341.878--------
Intrinsic Value_1Y_max--6172.032--------
Intrinsic Value_1Y_min---1932.464--------
Intrinsic Value_3Y_max--38334.996--------
Intrinsic Value_3Y_min--4802.299--------
Intrinsic Value_5Y_max--94357.804--------
Intrinsic Value_5Y_min--23111.973--------
Market Cap44634136473.600-30%57838064798.1602039833294138.205-97%2241964445853.491-97%52843435001123.172-100%4559625746356652.000-100%
Net Profit Margin--0.3550.354+0%0.321+11%0.271+31%0.307+16%
Operating Margin--0.4430.447-1%0.404+10%0.349+27%0.394+13%
Operating Ratio--0.4110.451-9%0.524-22%0.500-18%0.481-15%
Pb Ratio1.494-30%1.93566.123-97%76.408-97%2691.487-100%441694.773-100%
Pe Ratio7.027-30%9.102344.033-97%380.654-98%15933.725-100%1831317.505-100%
Price Per Share14.800-30%19.17018.158+6%14.826+29%14.747+30%15.495+24%
Price To Free Cash Flow Ratio0.000-30%0.000-0.010+3421%0.024-99%-0.267+87221%-28.907+9449381%
Price To Total Gains Ratio0.001-30%0.0012134.411-100%0.060-98%19363.599-100%-27350975.994+2276086868862%
Quick Ratio--69.412132.626-48%177.230-61%159.433-56%140.234-51%
Return On Assets--0.0080.008+1%0.008+3%0.006+30%0.007+19%
Return On Equity--0.0540.050+8%0.047+15%0.040+36%0.046+17%
Total Gains Per Share--15952.8443988.216+300%257.161+6103%1860.160+758%1259.333+1167%
Usd Book Value--29889932100.00030634924325.000-2%29361171125.000+2%25020428875.000+19%19338203215.000+55%
Usd Book Value Change Per Share--9.6972.430+299%-2.229+123%0.172+5532%0.182+5225%
Usd Book Value Per Share--9.9072.630+277%0.194+5003%1.700+483%1.438+589%
Usd Dividend Per Share--15943.1473985.787+300%259.391+6046%1859.988+757%1259.151+1166%
Usd Eps--0.5270.139+279%0.010+4939%0.077+588%0.067+686%
Usd Free Cash Flow--47265794000000.00015420174250000.000+207%23603338750000.000+100%14092951850000.000+235%12308124125000.000+284%
Usd Free Cash Flow Per Share--15665.8993940.970+298%155.981+9943%-1030.602+107%-1107.972+107%
Usd Free Cash Flow To Equity Per Share---2625.504-615.965-77%62.652-4291%-2570.520-2%-2081.504-21%
Usd Market Cap44634136473.600-30%57838064798.1602039833294138.205-97%2241964445853.491-97%52843435001123.172-100%4559625746356652.000-100%
Usd Price Per Share14.800-30%19.17018.158+6%14.826+29%14.747+30%15.495+24%
Usd Profit--1588551600.0001512088050.000+5%1362623625.000+17%1015426965.000+56%856244517.500+86%
Usd Revenue--4474852300.0004273719675.000+5%4247177950.000+5%3633975885.000+23%2847620360.000+57%
Usd Total Gains Per Share--15952.8443988.216+300%257.161+6103%1860.160+758%1259.333+1167%
 EOD+4 -4MRQTTM+22 -13YOY+25 -105Y+24 -1110Y+27 -8

3.2. Fundamental Score

Let's check the fundamental score of Bank Rakyat based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-157.027
Price to Book Ratio (EOD)Between0-11.494
Net Profit Margin (MRQ)Greater than00.355
Operating Margin (MRQ)Greater than00.443
Quick Ratio (MRQ)Greater than169.412
Current Ratio (MRQ)Greater than169.412
Debt to Asset Ratio (MRQ)Less than10.850
Debt to Equity Ratio (MRQ)Less than15.769
Return on Equity (MRQ)Greater than0.150.054
Return on Assets (MRQ)Greater than0.050.008
Total6/10 (60.0%)

3.3. Technical Score

Let's check the technical score of Bank Rakyat based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5038.760
Ma 20Greater thanMa 5014.888
Ma 50Greater thanMa 10016.772
Ma 100Greater thanMa 20017.532
OpenGreater thanClose14.580
Total1/5 (20.0%)



Latest Balance Sheet

Balance Sheet of 2024-03-31. Currency in IDR. All numbers in thousands.

Summary
Total Assets1,989,074,479,000
Total Liabilities1,690,175,158,000
Total Stockholder Equity292,996,905,000
 As reported
Total Liabilities 1,690,175,158,000
Total Stockholder Equity+ 292,996,905,000
Total Assets = 1,989,074,479,000

Assets

Total Assets1,989,074,479,000
Total Current Assets271,120,117,000
Long-term Assets439,159,459,000
Total Current Assets
Cash And Cash Equivalents 178,651,194,000
Net Receivables 92,468,923,000
Inventory -295,743,623,000
Other Current Assets 295,743,623,000
Total Current Assets  (as reported)271,120,117,000
Total Current Assets  (calculated)271,120,117,000
+/-0
Long-term Assets
Property Plant Equipment 27,107,076,000
Long Term Investments 378,771,005,000
Intangible Assets 33,281,378,000
Long-term Assets Other -14,552,469,000
Long-term Assets  (as reported)439,159,459,000
Long-term Assets  (calculated)424,606,990,000
+/- 14,552,469,000

Liabilities & Shareholders' Equity

Total Current Liabilities3,905,977,000
Long-term Liabilities142,304,726,000
Total Stockholder Equity292,996,905,000
Total Current Liabilities
Short-term Debt 125,065,340,000
Accounts payable 3,905,977,000
Other Current Liabilities -125,737,117,000
Total Current Liabilities  (as reported)3,905,977,000
Total Current Liabilities  (calculated)3,234,200,000
+/- 671,777,000
Long-term Liabilities
Long-term Liabilities  (as reported)142,304,726,000
Long-term Liabilities  (calculated)0
+/- 142,304,726,000
Total Stockholder Equity
Common Stock7,577,950,000
Retained Earnings 191,138,402,000
Accumulated Other Comprehensive Income 19,019,062,000
Other Stockholders Equity 75,261,491,000
Total Stockholder Equity (as reported)292,996,905,000
Total Stockholder Equity (calculated)292,996,905,000
+/-0
Other
Capital Stock7,577,950,000
Cash and Short Term Investments 178,651,194,000
Common Stock Shares Outstanding 3,017,113
Current Deferred Revenue671,777,000
Liabilities and Stockholders Equity 1,989,074,479,000
Net Debt -36,346,468,000
Net Invested Capital 434,682,994,000
Property Plant and Equipment Gross 49,980,684,000
Short Long Term Debt Total 142,304,726,000



Balance Sheet

Currency in IDR. All numbers in thousands.

 Trend2024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-03-312010-06-302010-03-312009-12-31
> Total Assets 
316,947,029,000
0
323,806,574,000
376,156,367,000
469,899,284,000
439,339,323,000
474,046,553,000
482,786,635,000
551,336,790,000
529,509,252,000
556,458,879,000
587,706,340,000
626,182,926,000
615,718,605,000
643,484,287,000
705,287,365,000
801,955,021,000
806,005,078,000
773,313,935,000
802,299,134,000
878,426,312,000
864,938,698,000
907,842,929,000
931,693,351,000
1,003,644,426,000
995,999,711,000
1,027,337,529,000
1,038,672,623,000
1,126,248,442,000
1,119,240,112,000
1,153,228,286,000
1,183,364,135,000
1,296,898,292,000
1,279,860,648,000
1,288,195,552,000
1,305,666,548,000
1,416,758,840,000
1,358,978,917,000
1,387,759,264,000
1,447,848,223,000
1,511,804,628,000
1,411,051,974,000
1,450,907,063,000
1,619,772,281,000
1,678,097,734,000
1,650,279,242,000
1,652,838,717,000
1,684,604,124,000
1,865,639,010,000
1,822,973,421,000
1,805,146,314,000
1,851,964,853,000
1,965,007,030,000
1,989,074,479,000
1,989,074,479,0001,965,007,030,0001,851,964,853,0001,805,146,314,0001,822,973,421,0001,865,639,010,0001,684,604,124,0001,652,838,717,0001,650,279,242,0001,678,097,734,0001,619,772,281,0001,450,907,063,0001,411,051,974,0001,511,804,628,0001,447,848,223,0001,387,759,264,0001,358,978,917,0001,416,758,840,0001,305,666,548,0001,288,195,552,0001,279,860,648,0001,296,898,292,0001,183,364,135,0001,153,228,286,0001,119,240,112,0001,126,248,442,0001,038,672,623,0001,027,337,529,000995,999,711,0001,003,644,426,000931,693,351,000907,842,929,000864,938,698,000878,426,312,000802,299,134,000773,313,935,000806,005,078,000801,955,021,000705,287,365,000643,484,287,000615,718,605,000626,182,926,000587,706,340,000556,458,879,000529,509,252,000551,336,790,000482,786,635,000474,046,553,000439,339,323,000469,899,284,000376,156,367,000323,806,574,0000316,947,029,000
   > Total Current Assets 
70,518,050,000
0
57,464,697,000
78,752,204,000
124,388,448,000
95,810,924,000
104,789,271,000
98,469,041,000
144,963,297,000
85,917,102,000
114,712,541,000
117,652,973,000
128,964,012,000
106,087,063,000
118,677,995,000
144,159,495,000
174,546,778,000
186,248,967,000
149,006,842,000
141,870,853,000
177,063,128,000
141,130,076,000
161,539,549,000
167,745,026,000
203,173,028,000
165,362,887,000
191,213,556,000
157,447,162,000
182,229,794,000
168,128,748,000
185,585,419,000
186,476,367,000
252,506,183,000
232,253,937,000
204,880,110,000
218,830,201,000
293,214,995,000
215,621,923,000
208,879,812,000
233,698,280,000
264,163,742,000
243,619,551,000
270,446,115,000
267,186,172,000
253,850,522,000
194,382,437,000
269,342,473,000
275,526,513,000
375,247,881,000
235,211,711,000
298,310,457,000
292,448,381,000
300,158,434,000
271,120,117,000
271,120,117,000300,158,434,000292,448,381,000298,310,457,000235,211,711,000375,247,881,000275,526,513,000269,342,473,000194,382,437,000253,850,522,000267,186,172,000270,446,115,000243,619,551,000264,163,742,000233,698,280,000208,879,812,000215,621,923,000293,214,995,000218,830,201,000204,880,110,000232,253,937,000252,506,183,000186,476,367,000185,585,419,000168,128,748,000182,229,794,000157,447,162,000191,213,556,000165,362,887,000203,173,028,000167,745,026,000161,539,549,000141,130,076,000177,063,128,000141,870,853,000149,006,842,000186,248,967,000174,546,778,000144,159,495,000118,677,995,000106,087,063,000128,964,012,000117,652,973,000114,712,541,00085,917,102,000144,963,297,00098,469,041,000104,789,271,00095,810,924,000124,388,448,00078,752,204,00057,464,697,000070,518,050,000
       Cash And Cash Equivalents 
70,518,050,000
0
57,464,697,000
77,818,758,000
122,696,272,000
93,240,221,000
100,962,583,000
93,637,072,000
127,504,664,000
85,716,062,000
93,070,364,000
94,660,721,000
105,632,276,000
84,626,475,000
98,500,625,000
121,120,357,000
146,269,478,000
154,800,250,000
117,193,798,000
111,594,778,000
149,060,189,000
112,862,326,000
129,326,891,000
132,630,809,000
170,013,439,000
133,473,224,000
157,399,135,000
123,514,628,000
143,984,632,000
126,098,035,000
139,367,380,000
133,633,327,000
198,132,673,000
178,031,660,000
149,827,523,000
162,990,232,000
227,617,680,000
149,165,496,000
138,747,856,000
159,182,655,000
158,932,565,000
138,357,648,000
167,417,891,000
162,452,978,000
155,596,705,000
144,449,128,000
149,529,760,000
159,982,060,000
268,422,143,000
196,522,266,000
184,195,597,000
156,954,603,000
225,006,364,000
178,651,194,000
178,651,194,000225,006,364,000156,954,603,000184,195,597,000196,522,266,000268,422,143,000159,982,060,000149,529,760,000144,449,128,000155,596,705,000162,452,978,000167,417,891,000138,357,648,000158,932,565,000159,182,655,000138,747,856,000149,165,496,000227,617,680,000162,990,232,000149,827,523,000178,031,660,000198,132,673,000133,633,327,000139,367,380,000126,098,035,000143,984,632,000123,514,628,000157,399,135,000133,473,224,000170,013,439,000132,630,809,000129,326,891,000112,862,326,000149,060,189,000111,594,778,000117,193,798,000154,800,250,000146,269,478,000121,120,357,00098,500,625,00084,626,475,000105,632,276,00094,660,721,00093,070,364,00085,716,062,000127,504,664,00093,637,072,000100,962,583,00093,240,221,000122,696,272,00077,818,758,00057,464,697,000070,518,050,000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,584,973,000
4,032,449,000
2,710,481,798
22,037,003,723
13,186,389,000
8,814,355,214
26,370,931,929
9,596,553,000
9,725,565,000
24,606,797,000
12,797,551,000
25,636,391,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000025,636,391,00012,797,551,00024,606,797,0009,725,565,0009,596,553,00026,370,931,9298,814,355,21413,186,389,00022,037,003,7232,710,481,7984,032,449,0006,584,973,0000000000000000000000000000
       Net Receivables 
0
0
0
933,446,000
1,692,176,000
2,570,703,000
3,826,688,000
4,831,969,000
17,458,633,000
201,040,000
21,642,177,000
22,992,252,000
23,331,736,000
21,460,588,000
20,177,370,000
23,039,138,000
28,277,300,000
31,448,717,000
31,813,044,000
30,276,075,000
28,002,939,000
28,267,750,000
32,212,658,000
35,114,217,000
33,159,589,000
31,889,663,000
33,814,421,000
33,932,534,000
38,245,162,000
42,030,713,000
46,218,039,000
52,843,040,000
54,373,510,000
54,222,277,000
55,052,587,000
55,839,969,000
65,597,315,000
66,456,427,000
70,131,956,000
74,515,625,000
105,231,177,000
105,261,903,000
103,028,224,000
104,733,194,000
98,253,817,000
49,933,309,000
119,812,713,000
115,544,453,000
106,825,738,000
38,689,445,000
114,114,860,000
135,493,778,000
75,152,070,000
92,468,923,000
92,468,923,00075,152,070,000135,493,778,000114,114,860,00038,689,445,000106,825,738,000115,544,453,000119,812,713,00049,933,309,00098,253,817,000104,733,194,000103,028,224,000105,261,903,000105,231,177,00074,515,625,00070,131,956,00066,456,427,00065,597,315,00055,839,969,00055,052,587,00054,222,277,00054,373,510,00052,843,040,00046,218,039,00042,030,713,00038,245,162,00033,932,534,00033,814,421,00031,889,663,00033,159,589,00035,114,217,00032,212,658,00028,267,750,00028,002,939,00030,276,075,00031,813,044,00031,448,717,00028,277,300,00023,039,138,00020,177,370,00021,460,588,00023,331,736,00022,992,252,00021,642,177,000201,040,00017,458,633,0004,831,969,0003,826,688,0002,570,703,0001,692,176,000933,446,000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
63,064,361,000
66,856,462,000
8,350,334,596
81,037,377,207
68,584,589,000
82,982,117,086
87,457,866,404
86,863,588,000
80,789,266,000
78,515,132,000
75,957,733,000
84,976,814,000
72,308,700,000
52,330,394,000
63,326,624,000
62,360,478,000
47,012,340,000
50,663,805,000
54,855,001,000
72,424,801,000
68,579,754,000
226,751,307,000
251,158,491,000
391,931,990,000
308,472,102,000
285,723,580,000
279,201,751,000
350,621,446,000
295,743,623,000
295,743,623,000350,621,446,000279,201,751,000285,723,580,000308,472,102,000391,931,990,000251,158,491,000226,751,307,00068,579,754,00072,424,801,00054,855,001,00050,663,805,00047,012,340,00062,360,478,00063,326,624,00052,330,394,00072,308,700,00084,976,814,00075,957,733,00078,515,132,00080,789,266,00086,863,588,00087,457,866,40482,982,117,08668,584,589,00081,037,377,2078,350,334,59666,856,462,00063,064,361,0000000000000000000000000000
   > Long-term Assets 
41,630,238,000
0
40,720,620,000
43,522,204,000
6,864,430,000
44,012,580,000
46,547,978,000
45,685,529,000
48,800,540,000
51,165,752,000
43,979,333,000
47,568,298,000
51,844,781,000
50,407,815,000
49,837,633,000
54,037,829,000
95,267,095,000
125,417,063,000
108,470,408,000
121,109,979,000
138,105,078,000
143,145,614,000
169,265,391,000
167,936,336,000
175,209,651,000
183,280,332,000
186,618,431,000
209,531,105,000
231,336,700,000
226,231,448,000
215,936,669,000
216,138,779,000
230,950,679,000
231,741,149,000
226,619,723,000
231,857,246,000
250,481,895,000
254,352,700,000
280,473,830,000
330,057,093,000
383,894,362,000
355,482,561,000
361,706,776,000
399,127,821,000
426,509,525,000
399,404,312,000
375,547,178,000
378,101,617,000
392,876,338,000
393,865,984,000
372,634,885,000
372,329,264,000
397,993,404,000
439,159,459,000
439,159,459,000397,993,404,000372,329,264,000372,634,885,000393,865,984,000392,876,338,000378,101,617,000375,547,178,000399,404,312,000426,509,525,000399,127,821,000361,706,776,000355,482,561,000383,894,362,000330,057,093,000280,473,830,000254,352,700,000250,481,895,000231,857,246,000226,619,723,000231,741,149,000230,950,679,000216,138,779,000215,936,669,000226,231,448,000231,336,700,000209,531,105,000186,618,431,000183,280,332,000175,209,651,000167,936,336,000169,265,391,000143,145,614,000138,105,078,000121,109,979,000108,470,408,000125,417,063,00095,267,095,00054,037,829,00049,837,633,00050,407,815,00051,844,781,00047,568,298,00043,979,333,00051,165,752,00048,800,540,00045,685,529,00046,547,978,00044,012,580,0006,864,430,00043,522,204,00040,720,620,000041,630,238,000
       Property Plant Equipment 
1,366,212,000
0
1,554,334,000
1,649,337,000
1,852,818,000
2,074,492,000
2,094,112,000
2,556,345,000
2,804,366,000
3,011,502,000
3,347,289,000
3,532,148,000
3,972,612,000
3,860,421,000
4,729,022,000
4,957,480,000
5,917,470,000
6,375,125,000
6,704,904,000
7,058,918,000
8,039,280,000
8,445,145,000
23,514,150,000
23,570,779,000
24,515,059,000
24,661,045,000
24,618,884,000
24,627,026,000
24,746,306,000
24,648,095,000
25,730,564,000
25,944,013,000
26,914,859,000
26,755,771,000
30,288,855,000
30,714,883,000
31,432,629,000
32,126,937,000
32,356,894,000
32,465,436,000
32,185,160,000
31,891,961,000
33,090,829,000
46,521,519,000
47,970,187,000
48,293,600,000
49,296,492,000
53,397,216,000
55,216,047,000
55,660,152,000
56,627,721,000
58,280,566,000
26,360,692,000
27,107,076,000
27,107,076,00026,360,692,00058,280,566,00056,627,721,00055,660,152,00055,216,047,00053,397,216,00049,296,492,00048,293,600,00047,970,187,00046,521,519,00033,090,829,00031,891,961,00032,185,160,00032,465,436,00032,356,894,00032,126,937,00031,432,629,00030,714,883,00030,288,855,00026,755,771,00026,914,859,00025,944,013,00025,730,564,00024,648,095,00024,746,306,00024,627,026,00024,618,884,00024,661,045,00024,515,059,00023,570,779,00023,514,150,0008,445,145,0008,039,280,0007,058,918,0006,704,904,0006,375,125,0005,917,470,0004,957,480,0004,729,022,0003,860,421,0003,972,612,0003,532,148,0003,347,289,0003,011,502,0002,804,366,0002,556,345,0002,094,112,0002,074,492,0001,852,818,0001,649,337,0001,554,334,00001,366,212,000
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
64,793,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
325,875,892,000
0
0
0
0
0
0
000000325,875,892,00000000000000000000000000000000000064,793,0000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
115,757,733,000
117,018,522,000
17,120,882,059
177,189,084,905
135,741,460,000
175,783,187,849
186,926,215,559
168,568,746,000
187,099,597,000
175,207,652,000
179,932,215,000
197,715,783,000
200,362,122,000
226,309,987,000
297,313,378,000
330,333,173,000
302,390,593,000
307,309,686,000
352,606,302,000
378,539,338,000
351,110,712,000
326,250,686,000
324,704,401,000
337,660,291,000
338,205,832,000
316,007,164,000
314,048,698,000
338,315,285,000
378,771,005,000
378,771,005,000338,315,285,000314,048,698,000316,007,164,000338,205,832,000337,660,291,000324,704,401,000326,250,686,000351,110,712,000378,539,338,000352,606,302,000307,309,686,000302,390,593,000330,333,173,000297,313,378,000226,309,987,000200,362,122,000197,715,783,000179,932,215,000175,207,652,000187,099,597,000168,568,746,000186,926,215,559175,783,187,849135,741,460,000177,189,084,90517,120,882,059117,018,522,000115,757,733,0000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
318,257,000
38,589,000
404,641,000
412,925,000
459,253,000
462,791,000
508,150,000
575,154,000
625,460,000
636,216,000
823,689,000
914,278,000
1,107,163,000
1,249,851,000
15,563,151,000
15,614,380,000
15,799,496,000
15,956,144,000
16,001,746,000
16,086,951,000
16,134,127,000
16,151,719,000
17,231,292,000
17,244,627,000
17,300,589,000
17,514,182,000
20,788,208,000
21,017,802,000
21,123,087,000
21,160,244,000
21,236,816,000
0
21,376,029,000
21,200,007,000
21,306,261,000
0
0
0
30,239,073,000
33,261,494,000
33,406,372,000
33,331,962,000
33,273,629,000
33,304,644,000
33,317,427,000
33,281,378,000
33,281,378,00033,317,427,00033,304,644,00033,273,629,00033,331,962,00033,406,372,00033,261,494,00030,239,073,00000021,306,261,00021,200,007,00021,376,029,000021,236,816,00021,160,244,00021,123,087,00021,017,802,00020,788,208,00017,514,182,00017,300,589,00017,244,627,00017,231,292,00016,151,719,00016,134,127,00016,086,951,00016,001,746,00015,956,144,00015,799,496,00015,614,380,00015,563,151,0001,249,851,0001,107,163,000914,278,000823,689,000636,216,000625,460,000575,154,000508,150,000462,791,000459,253,000412,925,000404,641,00038,589,000318,257,00000000000
> Total Liabilities 
289,689,648,000
0
12,045,558,000
3,089,799,000
3,828,464,000
4,707,028,000
3,826,688,000
18,718,317,000
486,455,011,000
18,286,242,000
487,836,883,000
513,963,138,000
546,855,504,000
536,626,468,000
558,436,048,000
613,831,058,000
704,217,592,000
709,906,084,000
671,113,317,000
694,666,955,000
765,299,133,000
752,108,704,000
774,179,097,000
790,752,391,000
856,831,836,000
851,897,576,000
876,651,531,000
880,060,589,000
958,900,948,000
958,606,454,000
986,548,641,000
1,007,964,724,000
1,111,622,961,000
1,084,949,164,000
1,097,354,761,000
1,106,126,771,000
1,207,974,504,000
1,179,340,024,000
1,199,924,051,000
1,253,180,182,000
1,311,893,252,000
1,216,287,688,000
1,250,703,749,000
1,339,489,509,000
1,386,310,930,000
1,374,292,888,000
1,366,573,452,000
1,384,268,523,000
1,562,243,693,000
1,538,522,759,000
1,506,654,628,000
1,540,431,029,000
1,648,534,888,000
1,690,175,158,000
1,690,175,158,0001,648,534,888,0001,540,431,029,0001,506,654,628,0001,538,522,759,0001,562,243,693,0001,384,268,523,0001,366,573,452,0001,374,292,888,0001,386,310,930,0001,339,489,509,0001,250,703,749,0001,216,287,688,0001,311,893,252,0001,253,180,182,0001,199,924,051,0001,179,340,024,0001,207,974,504,0001,106,126,771,0001,097,354,761,0001,084,949,164,0001,111,622,961,0001,007,964,724,000986,548,641,000958,606,454,000958,900,948,000880,060,589,000876,651,531,000851,897,576,000856,831,836,000790,752,391,000774,179,097,000752,108,704,000765,299,133,000694,666,955,000671,113,317,000709,906,084,000704,217,592,000613,831,058,000558,436,048,000536,626,468,000546,855,504,000513,963,138,000487,836,883,00018,286,242,000486,455,011,00018,718,317,0003,826,688,0004,707,028,0003,828,464,0003,089,799,00012,045,558,0000289,689,648,000
   > Total Current Liabilities 
352,716,000
0
0
0
0
0
0
0
545,604,000
0
1,096,178,000
588,067,000
704,422,000
856,660,000
866,190,000
1,088,085,000
1,152,521,000
1,168,440,000
961,155,000
1,032,640,000
1,196,997,000
1,490,236,000
1,286,475,000
1,399,167,000
1,275,502,000
1,758,620,000
1,812,163,000
1,979,102,000
1,790,456,000
2,143,473,000
1,821,032,000
2,028,005,000
2,349,281,000
2,624,868,000
2,259,394,000
1,591,992,000
2,078,935,000
1,871,397,000
1,842,283,000
1,503,308,000
1,551,986,000
1,170,165,000
1,386,625,000
1,300,238,000
1,182,295,000
1,136,061,000
1,633,842,000
1,165,480,000
2,025,532,000
1,921,604,000
1,964,482,000
1,719,566,000
2,156,764,000
3,905,977,000
3,905,977,0002,156,764,0001,719,566,0001,964,482,0001,921,604,0002,025,532,0001,165,480,0001,633,842,0001,136,061,0001,182,295,0001,300,238,0001,386,625,0001,170,165,0001,551,986,0001,503,308,0001,842,283,0001,871,397,0002,078,935,0001,591,992,0002,259,394,0002,624,868,0002,349,281,0002,028,005,0001,821,032,0002,143,473,0001,790,456,0001,979,102,0001,812,163,0001,758,620,0001,275,502,0001,399,167,0001,286,475,0001,490,236,0001,196,997,0001,032,640,000961,155,0001,168,440,0001,152,521,0001,088,085,000866,190,000856,660,000704,422,000588,067,0001,096,178,0000545,604,0000000000352,716,000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
62,394,513,000
68,712,472,000
1,215,428,037
30,667,538,129
18,796,517,000
0
0
0
0
0
28,429,809,000
60,913,128,000
0
0
0
0
0
0
0
0
0
75,339,410,000
83,815,711,000
87,902,852,000
95,387,486,000
122,205,794,000
99,986,498,000
126,780,479,000
125,065,340,000
125,065,340,000126,780,479,00099,986,498,000122,205,794,00095,387,486,00087,902,852,00083,815,711,00075,339,410,00000000000060,913,128,00028,429,809,0000000018,796,517,00030,667,538,1291,215,428,03768,712,472,00062,394,513,0000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
62,394,513,000
68,712,472,000
1,215,428,037
30,667,538,129
18,796,517,000
66,289,791,667
30,344,934,013
50,829,971,000
18,287,206,000
38,138,652,000
28,429,809,000
60,913,128,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000060,913,128,00028,429,809,00038,138,652,00018,287,206,00050,829,971,00030,344,934,01366,289,791,66718,796,517,00030,667,538,1291,215,428,03768,712,472,00062,394,513,0000000000000000000000000000
       Accounts payable 
352,716,000
0
0
0
0
0
0
0
545,604,000
0
1,096,178,000
588,067,000
704,422,000
856,660,000
866,190,000
1,088,085,000
1,152,521,000
1,168,440,000
961,155,000
1,032,640,000
1,196,997,000
1,490,236,000
1,286,475,000
1,399,167,000
1,275,502,000
1,758,620,000
1,812,163,000
1,979,102,000
1,790,456,000
2,143,473,000
1,821,032,000
2,028,005,000
2,349,281,000
2,624,868,000
2,259,394,000
1,591,992,000
2,078,935,000
1,871,397,000
1,842,283,000
1,503,308,000
1,551,986,000
1,170,165,000
1,386,625,000
1,300,238,000
1,182,295,000
1,136,061,000
1,633,842,000
1,165,480,000
2,025,532,000
1,921,604,000
1,964,482,000
1,719,566,000
2,156,764,000
3,905,977,000
3,905,977,0002,156,764,0001,719,566,0001,964,482,0001,921,604,0002,025,532,0001,165,480,0001,633,842,0001,136,061,0001,182,295,0001,300,238,0001,386,625,0001,170,165,0001,551,986,0001,503,308,0001,842,283,0001,871,397,0002,078,935,0001,591,992,0002,259,394,0002,624,868,0002,349,281,0002,028,005,0001,821,032,0002,143,473,0001,790,456,0001,979,102,0001,812,163,0001,758,620,0001,275,502,0001,399,167,0001,286,475,0001,490,236,0001,196,997,0001,032,640,000961,155,0001,168,440,0001,152,521,0001,088,085,000866,190,000856,660,000704,422,000588,067,0001,096,178,0000545,604,0000000000352,716,000
   > Long-term Liabilities 
16,289,821,000
0
12,045,558,000
3,089,799,000
3,828,464,000
4,707,028,000
3,826,688,000
18,718,317,000
13,005,317,000
18,286,242,000
10,218,771,000
10,969,431,000
11,181,937,000
17,289,614,000
14,756,690,000
18,682,500,000
33,322,434,000
28,726,016,000
18,056,702,000
19,059,672,000
46,057,929,000
39,397,856,000
46,672,521,000
46,565,711,000
60,817,461,000
54,120,529,000
54,740,585,000
56,452,165,000
61,009,117,000
59,782,890,000
61,482,492,000
65,468,090,000
73,092,632,000
79,838,057,000
68,368,286,000
65,647,876,000
70,979,712,000
63,251,598,000
63,500,230,000
59,641,495,000
71,895,539,000
67,930,728,000
66,536,663,000
120,062,312,000
124,393,750,000
119,659,528,000
123,021,329,000
126,624,878,000
143,635,217,000
138,378,488,000
138,641,124,000
131,131,757,000
149,849,155,000
142,304,726,000
142,304,726,000149,849,155,000131,131,757,000138,641,124,000138,378,488,000143,635,217,000126,624,878,000123,021,329,000119,659,528,000124,393,750,000120,062,312,00066,536,663,00067,930,728,00071,895,539,00059,641,495,00063,500,230,00063,251,598,00070,979,712,00065,647,876,00068,368,286,00079,838,057,00073,092,632,00065,468,090,00061,482,492,00059,782,890,00061,009,117,00056,452,165,00054,740,585,00054,120,529,00060,817,461,00046,565,711,00046,672,521,00039,397,856,00046,057,929,00019,059,672,00018,056,702,00028,726,016,00033,322,434,00018,682,500,00014,756,690,00017,289,614,00011,181,937,00010,969,431,00010,218,771,00018,286,242,00013,005,317,00018,718,317,0003,826,688,0004,707,028,0003,828,464,0003,089,799,00012,045,558,000016,289,821,000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11,976,203,000
12,844,332,000
1,749,740,925
17,995,432,929
16,618,490,000
19,612,540,736
21,647,757,583
17,214,141,000
21,000,076,000
21,162,280,000
22,562,817,000
48,082,937,000
47,604,931,000
49,876,916,000
58,026,103,000
61,927,521,000
30,441,736,000
34,146,724,000
44,242,695,000
37,967,365,000
48,969,813,000
43,174,212,000
75,455,677,000
42,424,546,000
112,098,327,000
49,030,432,000
0
0
0
00049,030,432,000112,098,327,00042,424,546,00075,455,677,00043,174,212,00048,969,813,00037,967,365,00044,242,695,00034,146,724,00030,441,736,00061,927,521,00058,026,103,00049,876,916,00047,604,931,00048,082,937,00022,562,817,00021,162,280,00021,000,076,00017,214,141,00021,647,757,58319,612,540,73616,618,490,00017,995,432,9291,749,740,92512,844,332,00011,976,203,0000000000000000000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
570,553,000
578,566,000
76,456,403
741,964,693
1,323,097,000
2,499,399,441
2,468,478,815
2,251,490,000
2,168,239,000
2,180,515,000
2,198,830,000
2,055,609,000
2,042,878,000
2,981,032,000
3,273,636,000
3,161,845,000
3,549,327,000
4,103,106,000
0
4,358,420,000
4,473,267,000
4,587,244,000
4,677,765,000
4,785,093,000
0
4,921,968,000
0
0
0
0004,921,968,00004,785,093,0004,677,765,0004,587,244,0004,473,267,0004,358,420,00004,103,106,0003,549,327,0003,161,845,0003,273,636,0002,981,032,0002,042,878,0002,055,609,0002,198,830,0002,180,515,0002,168,239,0002,251,490,0002,468,478,8152,499,399,4411,323,097,000741,964,69376,456,403578,566,000570,553,0000000000000000000000000000
> Total Stockholder Equity
27,257,381,000
0
30,523,120,000
40,237,983,000
49,774,560,000
54,545,186,000
55,112,516,000
59,780,186,000
64,806,758,000
64,559,465,000
68,543,665,000
73,578,144,000
79,163,671,000
78,922,938,000
84,880,446,000
91,286,443,000
97,560,417,000
95,917,951,000
102,018,909,000
107,455,570,000
112,832,861,000
112,522,189,000
133,350,861,000
140,604,529,000
146,421,342,000
143,685,785,000
150,261,450,000
158,034,772,000
166,748,817,000
160,020,851,000
164,746,126,000
173,301,604,000
182,967,543,000
192,570,744,000
188,503,974,000
197,107,079,000
206,323,433,000
177,263,492,000
185,418,705,000
192,215,520,000
197,377,567,000
191,623,540,000
196,985,482,000
277,284,545,000
288,734,983,000
272,274,732,000
282,580,908,000
296,577,553,000
299,294,011,000
279,584,023,000
293,518,538,000
306,601,224,000
311,363,556,000
292,996,905,000
292,996,905,000311,363,556,000306,601,224,000293,518,538,000279,584,023,000299,294,011,000296,577,553,000282,580,908,000272,274,732,000288,734,983,000277,284,545,000196,985,482,000191,623,540,000197,377,567,000192,215,520,000185,418,705,000177,263,492,000206,323,433,000197,107,079,000188,503,974,000192,570,744,000182,967,543,000173,301,604,000164,746,126,000160,020,851,000166,748,817,000158,034,772,000150,261,450,000143,685,785,000146,421,342,000140,604,529,000133,350,861,000112,522,189,000112,832,861,000107,455,570,000102,018,909,00095,917,951,00097,560,417,00091,286,443,00084,880,446,00078,922,938,00079,163,671,00073,578,144,00068,543,665,00064,559,465,00064,806,758,00059,780,186,00055,112,516,00054,545,186,00049,774,560,00040,237,983,00030,523,120,000027,257,381,000
   Common Stock
6,164,926,000
0
6,164,926,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
6,167,291,000
7,577,950,000
7,577,950,000
7,577,950,000
7,577,950,000
7,577,950,000
7,577,950,000
7,577,950,000
7,577,950,000
7,577,950,000
7,577,950,000
7,577,950,000
7,577,950,0007,577,950,0007,577,950,0007,577,950,0007,577,950,0007,577,950,0007,577,950,0007,577,950,0007,577,950,0007,577,950,0007,577,950,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,167,291,0006,164,926,00006,164,926,000
   Retained Earnings 
17,834,694,000
0
20,578,491,000
22,408,636,000
40,019,254,000
35,990,520,000
36,689,185,000
41,155,240,000
46,667,643,000
43,576,315,000
48,643,473,000
53,962,490,000
59,862,555,000
55,005,548,000
60,814,485,000
67,227,110,000
73,312,528,000
69,503,513,000
75,165,403,000
81,636,322,000
88,617,280,000
87,231,210,000
93,173,497,000
114,992,721,000
122,286,786,000
118,455,314,000
125,231,165,000
132,316,598,000
140,805,012,000
135,157,478,000
142,642,617,000
151,228,108,000
160,107,704,000
168,271,956,000
160,096,714,000
168,712,691,000
178,304,746,000
151,430,113,000
155,473,064,000
159,410,822,000
163,949,482,000
157,742,954,000
163,389,424,000
170,167,502,000
181,986,363,000
167,814,769,000
180,433,750,000
194,735,993,000
198,147,249,000
178,757,163,000
192,676,815,000
207,247,913,000
210,688,737,000
191,138,402,000
191,138,402,000210,688,737,000207,247,913,000192,676,815,000178,757,163,000198,147,249,000194,735,993,000180,433,750,000167,814,769,000181,986,363,000170,167,502,000163,389,424,000157,742,954,000163,949,482,000159,410,822,000155,473,064,000151,430,113,000178,304,746,000168,712,691,000160,096,714,000168,271,956,000160,107,704,000151,228,108,000142,642,617,000135,157,478,000140,805,012,000132,316,598,000125,231,165,000118,455,314,000122,286,786,000114,992,721,00093,173,497,00087,231,210,00088,617,280,00081,636,322,00075,165,403,00069,503,513,00073,312,528,00067,227,110,00060,814,485,00055,005,548,00059,862,555,00053,962,490,00048,643,473,00043,576,315,00046,667,643,00041,155,240,00036,689,185,00035,990,520,00040,019,254,00022,408,636,00020,578,491,000017,834,694,000
   Capital Surplus 000000000000000000000000000000000000000000000000000000
   Treasury Stock000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
3,257,761,000
0
3,779,703,000
11,662,056,000
3,588,015,000
12,387,375,000
12,256,040,000
12,457,655,000
11,971,824,000
14,815,859,000
13,732,901,000
13,448,363,000
13,133,825,000
17,750,099,000
17,898,670,000
17,892,042,000
18,080,598,000
20,247,147,000
20,686,215,000
19,651,957,000
18,048,290,000
19,123,688,000
34,010,073,000
19,444,517,000
17,967,265,000
19,063,180,000
18,862,994,000
19,550,883,000
19,776,514,000
18,696,082,000
15,936,218,000
15,906,205,000
16,692,548,000
18,131,497,000
22,239,969,000
22,227,097,000
21,851,396,000
19,666,088,000
23,778,350,000
26,637,407,000
27,260,794,000
27,713,295,000
27,428,767,000
99,539,093,000
99,170,670,000
96,882,013,000
92,877,400,000
94,263,610,000
93,568,812,000
92,795,116,000
93,044,721,000
91,775,361,000
92,455,311,000
75,261,491,000
75,261,491,00092,455,311,00091,775,361,00093,044,721,00092,795,116,00093,568,812,00094,263,610,00092,877,400,00096,882,013,00099,170,670,00099,539,093,00027,428,767,00027,713,295,00027,260,794,00026,637,407,00023,778,350,00019,666,088,00021,851,396,00022,227,097,00022,239,969,00018,131,497,00016,692,548,00015,906,205,00015,936,218,00018,696,082,00019,776,514,00019,550,883,00018,862,994,00019,063,180,00017,967,265,00019,444,517,00034,010,073,00019,123,688,00018,048,290,00019,651,957,00020,686,215,00020,247,147,00018,080,598,00017,892,042,00017,898,670,00017,750,099,00013,133,825,00013,448,363,00013,732,901,00014,815,859,00011,971,824,00012,457,655,00012,256,040,00012,387,375,0003,588,015,00011,662,056,0003,779,703,00003,257,761,000



Balance Sheet

Currency in IDR. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.