Community West Bancshares
Buy, Hold or Sell?

Let's analyse Community West Bancshares together

Penke I guess you are interested in Community West Bancshares. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Community West Bancshares. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

Get notifications about Community West Bancshares

I send you an email if I find something interesting about Community West Bancshares.

Quick analysis of Community West Bancshares (30 sec.)

What can you expect buying and holding a share of Community West Bancshares? (30 sec.)

How much money do you get?

$0.36

When do you have the money?

1 year

How often do you get paid?

100.0%

What is your share worth?

Current worth

$17.59

Expected worth in 1 year

$-54.55

How sure are you?

82.5%

+ What do you gain per year?

Total Gains per Share

$-71.78

Return On Investment

-398.8%

For what price can you sell your share?

Current Price per Share

$18.00

Expected price per share

$14.52 - $24.47

How sure are you?

50%

1. Valuation of Community West Bancshares (5 min.)

Live pricePrice per Share (EOD)

$18.00

Book Value per Share

$17.59

Intrinsic Value Per Share

$-25.54 - $12.04

Total Value Per Share

$-7.95 - $29.62

My calculation of the intrinsic value of Community West Bancshares is based how much money is coming from the company's main activities (Free Cash Flow).

The following numbers are based on moving averages and per share and per quarter.
I use a 6% discount rate for the low estimation and 3% for the high estimation.
The current Free Cash Flow Per Share is 10Y: ($0.34) 3Y: ($0.39) TTM: ($0.10)
The change per quarter (trend) of the Free Cash Flow Per Share is 10Y: ($0.00) 3Y: ($-0.06) TTM: ($-0.42)

Years	Total Low est.	Total High est.	Added Free Cash Flow
1	$0.69	$1.51	$0.33 - $1.52
2	$0.42	$2.94	$-0.69 - $1.49
3	$-0.72	$4.29	$-1.71 - $1.46
4	$-2.62	$5.58	$-2.74 - $1.42
5	$-5.20	$6.81	$-3.76 - $1.39
6	$-8.36	$7.97	$-4.78 - $1.36
7	$-12.05	$9.07	$-5.81 - $1.33
8	$-16.18	$10.12	$-6.83 - $1.29
9	$-20.69	$11.10	$-7.85 - $1.26
10	$-25.54	$12.04	$-8.88 - $1.23

2. Growth of Community West Bancshares (5 min.)

Is Community West Bancshares growing?

	Current year	Previous year	Grow	Grow %
How rich?	$207m	$345.5m	$280.9m	44.8%

How much money is Community West Bancshares making?

	Current year	Previous year	Grow	Grow %
Making money	$1.3m	$2.9m	-$1.6m	-124.2%
Net Profit Margin	10.9%	24.0%	-	-

How much money comes from the company's main activities?

Quarterly Yearly

3. Financial Health of Community West Bancshares (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Community West Bancshares? (5 min.)

Welcome investor! Community West Bancshares's management wants to use your money to grow the business. In return you get a share of Community West Bancshares.

What can you expect buying and holding a share of Community West Bancshares?

First you should know what it really means to hold a share of Community West Bancshares. And how you can make/lose money.

Speculation

The Price per Share of Community West Bancshares is $18.00. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

The fundamentals: the financial health trends of Community West Bancshares.
The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Community West Bancshares, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $17.59. Based on the TTM, the Book Value Change Per Share is $-18.03 per quarter. Based on the YOY, the Book Value Change Per Share is $19.48 per quarter.
You may receive quarterly/yearly dividend in the form of additional shares.
You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.09 per quarter.

Based on historical numbers we can estimate the returns while holding a share of Community West Bancshares.

How much money are you going to get?

	MRQ		TTM		YOY		5Y		10Y
	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share
Usd Eps	0.04	0.2%	0.11	0.6%	0.30	1.6%	0.26	1.4%	0.21	1.1%
Usd Book Value Change Per Share	0.00	0.0%	-18.03	-100.2%	19.48	108.2%	0.45	2.5%	0.24	1.3%
Usd Dividend Per Share	0.12	0.7%	0.09	0.5%	0.07	0.4%	0.06	0.4%	0.05	0.3%
Usd Total Gains Per Share	0.12	0.7%	-17.94	-99.7%	19.54	108.6%	0.51	2.9%	0.29	1.6%
Usd Price Per Share	15.48	-	14.50	-	13.97	-	12.14	-	10.44	-
Price to Earnings Ratio	95.13	-	58.94	-	12.26	-	20.00	-	16.77	-
Price-to-Total Gains Ratio	128.44	-	33.54	-	20.23	-	31.92	-	25.50	-
Price to Book Ratio	0.88	-	0.54	-	1.00	-	0.94	-	1.04	-
Price-to-Total Gains Ratio	128.44	-	33.54	-	20.23	-	31.92	-	25.50	-

When do you get the money?

Usd Investment	$.00
Usd Price Per Share	18
Number of shares	55

Gains per Quarter	Trailing 12 Months	5 Year
Usd Dividend Per Share	0.09	0.06
Usd Book Value Change Per Share	-18.03	0.45
Usd Total Gains Per Share	-17.94	0.51
Gains per Quarter (55 shares)	-986.94	28.24
Gains per Year (55 shares)	-3,947.77	112.96

Years	Return on Investment (TTM)			Return on Investment (5Y)
	Dividend	Book Value gain	Total gains	Dividend	Book Value gain	Total gains
Broker costs	-	-	-10	-	-	-10
1	20	-3968	-3958	14	99	103
2	40	-7935	-7906	29	197	216
3	60	-11903	-11854	43	296	329
4	80	-15871	-15802	57	395	442
5	99	-19838	-19750	71	493	555
6	119	-23806	-23698	86	592	668
7	139	-27774	-27646	100	691	781
8	159	-31741	-31594	114	790	894
9	179	-35709	-35542	128	888	1007
10	199	-39677	-39490	143	987	1120

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %

	Trailing 12 Months				3Y				5 Year				10 Year				ALLTIME
				%				%				%				%				%
Earnings Per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	39.0	1.0	0.0	97.5%	93.0	13.0	0.0	87.7%
Book Value Change Per Share	1.0	2.0	1.0	25.0%	8.0	3.0	1.0	66.7%	16.0	3.0	1.0	80.0%	32.0	7.0	1.0	80.0%	80.0	23.0	3.0	75.5%
Dividend per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	86.0	0.0	20.0	81.1%
Total Gains per Share	2.0	2.0	0.0	50.0%	9.0	3.0	0.0	75.0%	17.0	3.0	0.0	85.0%	33.0	7.0	0.0	82.5%	85.0	20.0	1.0	80.2%

Fundamentals of Community West Bancshares

About Community West Bancshares

https://www.communitywest.com
Banks - Regional
0
445 Pine Avenue, Goleta, CA, United States, 93117
Google Maps Bing Maps

Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California. The company offers deposit products, such as checking accounts, savings accounts, money market accounts, and fixed rate and fixed maturity certificates of deposits; and cash management products. It also provides commercial, commercial real estate, consumer, manufactured housing, and small business administration loans, as well as agricultural loans for real estate and operating lines; home equity lines of credit collateralized by residential real estate; single family real estate loans; and installment loans consisting of automobile and general-purpose loans. The company serves small to medium-sized businesses and their owners, professionals, high-net worth individuals, and non-profit organizations. Community West Bancshares was founded in 1989 and is headquartered in Goleta, California.

Fundamental data was last updated by Penke on 2024-04-11 05:34:05.

Financial Health

Profitability Details

	Compared to previous year	Compared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.

Operating Efficiency Details

	Compared to previous year	Compared to industry
The company is operating less efficient.

Liquidity Details

	Compared to previous year	Compared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.

Solvency Details

	Compared to previous year	Compared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details

	Compared to previous year	Compared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Community West Bancshares.

1.1. Profitability

1.1.1. Net Profit Margin

Measures how much net profit Community West Bancshares earns for each $1 of revenue.

Above 10% is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
A Net Profit Margin of 3.1% means that $0.03 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Community West Bancshares:

The MRQ is 3.1%. The company is making a profit. +1
The TTM is 10.9%. The company is making a huge profit. +2

Trends

Current period		Compared to		+/-
MRQ	3.1%	TTM	10.9%	-7.8%
TTM	10.9%	YOY	24.0%	-13.2%
TTM	10.9%	5Y	21.6%	-10.7%
5Y	21.6%	10Y	19.4%	+2.1%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	3.1%	18.4%	-15.3%
TTM	10.9%	28.0%	-17.1%
YOY	24.0%	25.2%	-1.2%
5Y	21.6%	22.8%	-1.2%
10Y	19.4%	19.8%	-0.4%

Measures how much net profit Community West Bancshares earns for each $1 of revenue.

Revenue is the amount of profit Community West Bancshares generates before taxes and all other costs. For example, when you buy a cup of coffee it will cost you $3. The company does not earn $3 in profit but also has to pay various costs and taxes to create that cup of coffee. Let's assume the cost of creating a cup of coffee is $1.5.

The $3 you pay for a cup of coffee is called revenue.
The $1.5 that’s left over when all costs to create that cup of coffee (including taxes) are deduced from the revenue is called net profit.

The net profit margin looks at how much net profit Community West Bancshares earns for each $1 in revenue.

How to use net profit margin

Higher profit margin is better (more profit).
Above 10% is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
Can be used to compare companies within the Banks - Regional industry.

You typically want a high profit margin. This means that for each $1 in sales, Community West Bancshares makes more profit. This shows the investor how efficiently Community West Bancshares is operating in general and compared to other companies in the same industry. Community West Bancshares operates in the Banks - Regional industry.

Why do investors use net profit margin in their analysis

It helps investors to determine the efficiency of Community West Bancshares. If profit margins remain low (compared to the Banks - Regional industry mean) and there are no improvements to make in production costs or other areas that might be a warning sign. If profit margins are high that means the company has low overhead costs and is efficiently using its resources to generate profit.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Net Profit Margin of Community West Bancshares is 0.03. This means that Community West Bancshares earned $0.03 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Net Profit Margin of the Banks - Regional industry is 18.4%.
What is the trend?
The trend is important because it shows you how Community West Bancshares is performing over time. The most recent quarter might be important if Community West Bancshares released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Community West Bancshares up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare Community West Bancshares with other companies in the same industry (Banks - Regional).
Net profit margin should rise over the years.
Can be influenced when Community West Bancshares sells assets (profit will increase while costs remain the same).
It won’t show what part of Community West Bancshares is doing great or needs improvement (it only looks at total revenue and total net income).

How to calculate net profit margin

Net profit margin = net income / total revenue * 100%

Real example of Community West Bancshares

You need the following data to determine net profit margin:

Income statement from the period you want to calculate (for example, MRQ or TTM).

Net income MRQ Community West Bancshares = 479
Total revenue MRQ Community West Bancshares = 15,547
$479 / $15,547 = 0.03 or 3.1%

Higher is better

The higher the net profit margin, the more efficient the company is generating income. This helps investors to determine how the company is managing money. The net profit margin is an important indicator when diving into the financial health of a company. Overall, you want to see the net profit margin rising over the years. That means the company improved their production and made it more efficient (if possible).

You can use the net profit margin to compare companies within the same industry. If there are two companies where one is much bigger but the smaller one has a higher net profit margin, that means the smaller company is more efficiently using operational costs.

Important: Profit margins can be very different between industries. Companies with assembly lines or transports are much more prone to see shifting in prices for fuel, ingredients and maintenance compared to companies that only provide services. You should never compare net profit margin between different industries.

1.1.2. Return on Assets

Shows how efficient Community West Bancshares is using its assets to generate profit.

Above 5% is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
0.0% Return on Assets means that Community West Bancshares generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Community West Bancshares:

The MRQ is 0.0%. Using its assets, the company is inefficient in making profit. -1
The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	0.0%	TTM	0.1%	-0.1%
TTM	0.1%	YOY	0.3%	-0.2%
TTM	0.1%	5Y	0.2%	-0.1%
5Y	0.2%	10Y	0.2%	+0.0%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.0%	0.1%	-0.1%
TTM	0.1%	0.2%	-0.1%
YOY	0.3%	0.2%	+0.1%
5Y	0.2%	0.2%	+0.0%
10Y	0.2%	0.2%	+0.0%

Shows how efficient Community West Bancshares is using its assets to generate profit.

For a farm, a tractor is considered an asset. The tractor helps ploughing the land making it possible to plant and harvest crops. But the tractor might be old and needing maintenance all the time reducing its efficiency. Return on assets indicates how effectively the farm is using the tractor (and other assets that help the core business) to plough the land.

How to use return on assets

Higher is better.
Above 5% is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on assets in their analysis

Shows the investor how effectively Community West Bancshares is using its resources to generate profit. If the return on assets (0.0%) from Community West Bancshares are higher than the Banks - Regional mean (0.1%) that means Community West Bancshares is using its resources better than their competitors. If not, that means their competitors are more efficient in using their resources to generate profit.

An investor should always look at:

What is the current return on assets?
The current most recent quarter (MRQ) Return on Assets of Community West Bancshares is 0.0%. This means the company generated $0.00 for each $1 in assets.
How does it compare to the industry?
The mean MRQ Return on Assets of the Banks - Regional industry is 0.1%.
What is the trend?
The trend is important because it shows you how Community West Bancshares is performing over time. The most recent quarter might be important if Community West Bancshares released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Community West Bancshares up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
If a company has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

How to calculate return on assets

Return on assets = net income / total assets * 100%

Real example Community West Bancshares

You need the following data to determine return on assets (ROA):

Income statement
Balance sheet

Net income MRQ (income statement) from Community West Bancshares = 479
Total assets MRQ (balance sheet) from Community West Bancshares = 2,437,865
479 / 2,437,865 = 0.00 or 0.0%

ROA is an important ratio as it will tell you how effectively Community West Bancshares is using its resources to generate profits. Example:

Bob and Kristin both sell ice cream in the summer. They both have an ice cream truck. The truck Bob owes cost him $20.000 and the truck Kristin owes cost her $1500. Over the summer, Bob earned $2000 and Kristin earned $200. To calculate the return on assets:

Bob: $2000 / $20.000 * 100% = 10%
Kristin: $200 / $1500 * 100% = 13.3%

This tells you Bob’s company is more valuable but Kristin's company is more efficient. Be aware that total assets can change over time. A transportation business will buy and sell trucks or planes all the time. Before using return on assets as a guideline, you have to know what the exact assets are. For a company that has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

1.1.3. Return on Equity

Shows how efficient Community West Bancshares is using its investors money to generate profit.

Above 15%-20% is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
0.2% Return on Equity means Community West Bancshares generated $0.00 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Community West Bancshares:

The MRQ is 0.2%. Using its investors money, the company is inefficient in making profit. -1
The TTM is 1.1%. Using its investors money, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	0.2%	TTM	1.1%	-0.8%
TTM	1.1%	YOY	2.7%	-1.6%
TTM	1.1%	5Y	2.5%	-1.4%
5Y	2.5%	10Y	2.3%	+0.2%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.2%	1.4%	-1.2%
TTM	1.1%	2.5%	-1.4%
YOY	2.7%	2.7%	+0.0%
5Y	2.5%	2.5%	0.0%
10Y	2.3%	2.8%	-0.5%

Shows how efficient Community West Bancshares is using its investors money to generate profit.

A publicly traded company (any company that issues shares to the public) is owned by its shareholders. Return on equity calculates the amount of profit for every $1 the shareholders invested.

How to use return on equity

Higher is better.
Above 15%-20% is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on equity in their analysis

To find out the owners/management's attitude toward their company. You typically want the owners/management to invest in the company and focus on generating profit. If not enough profit is generated (compared to the Banks - Regional industry mean), the company might not be investing their money efficiently.

The three steps every investor should look at:

What is the current return on equity?
The current most recent quarter (MRQ) Return on Equity of Community West Bancshares is 0.2%. This means Community West Bancshares generated $0.00 for each $1 the owners (shareholders) invested.
How does it compare to the industry?
The mean MRQ Return on Equity of the Banks - Regional industry is 1.4%.
What is the trend?
The trend is important because it shows you how Community West Bancshares is performing over time. The most recent quarter might be important if Community West Bancshares released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Community West Bancshares up to 10 years back (depending if Community West Bancshares existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Does not include intangible assets (non physical assets like licences, computer software, etc.).
Stockholders equity and shareholders equity refer to the same thing.
Liabilities should not be more than three times return on equity.

How to calculate return on equity

Return on equity = net profit / shareholders equity * 100%

Real example of Community West Bancshares

You need the following data to determine ROE:

Income statement
Balance sheet
Net profit MRQ (income statement) Community West Bancshares = 479
Shareholders equity (balance sheet) MRQ Community West Bancshares = 207,064
479 / 207,064 = 0.00 or 0.2%

A negative shareholder equity is a warning sign. It means the company has more liabilities than assets. It might also mean that the owners did not invest enough money or they are taking money out of the business.

1.2. Operating Efficiency of Community West Bancshares.

1.2. Operating Efficiency

1.2.1. Operating Margin

Measures how efficient Community West Bancshares is operating .

Measures how much profit Community West Bancshares makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
Above 15% is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
An Operating Margin of 0.0% means the company generated $0.00 for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Community West Bancshares:

The MRQ is 0.0%. The data is not here.

Trends

Current period		Compared to		+/-
MRQ	-	TTM	13.2%	-13.2%
TTM	13.2%	YOY	44.8%	-31.6%
TTM	13.2%	5Y	42.2%	-29.0%
5Y	42.2%	10Y	43.0%	-0.8%

Measures how efficient Community West Bancshares is operating .

The more effecient a company creates products or provides services, the more profit it generates.

How to use operating margin

Higher is better
Above 15% is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
Can be very different between industries
Can be used to compare companies

Why do investors use operating margin in their analysis

To determine how much profit Community West Bancshares is making from it’s core business.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Operating Margin of Community West Bancshares is 0.0%. This means that Community West Bancshares earned $0.00 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Margin of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Community West Bancshares is performing over time. The most recent quarter might be important if Community West Bancshares released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Community West Bancshares up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Can be calculated in different ways

How to calculate operating margin

Operating margin = operating earnings / total revenue

Real example of Community West Bancshares

You need the following data to determine operating margin:

Income statement
Operating earnings MRQ Community West Bancshares = 0
Total revenue MRQ Community West Bancshares = 15,547
$0 / $15,547 = 0.00 or 0.0%

Operating margin is used to calculate how much profit a company makes after variable costs of production but before paying interest and taxes. Some variable costs examples are wages, raw materials, packaging, and transaction fees. The amount of variable costs is different for each company and industry. In general, a higher operating margin is better as this implicates that a company is running efficiently.

For investors, a higher operating margin is a good sign. Although you should always look at operating margin in the long term. If operating margin is fluctuating over the years this might be a sign that things are not running efficiently enough. It’s a way to check how much profit a company is making from its core business.

Operation earnings can be calculated in multiple ways:

Operation earnings = EBIT - non operating income + non operating expense
Operation earnings = Gross profit - operating expense - depreciation and amortisation
Operation earnings = Total revenue - COGS (costs of goods sold) - indirect costs

1.2.2. Operating Ratio

Measures how efficient Community West Bancshares is keeping operating costs low.

Below 1 is considered healthy (always compare to Banks - Regional industry mean).
An Operation Ratio of 0.17 means that the operating costs are $0.17 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Community West Bancshares:

The MRQ is 0.175. The company is very efficient in keeping operating costs low. +2
The TTM is -0.281.

Trends

Current period		Compared to		+/-
MRQ	0.175	TTM	-0.281	+0.455
TTM	-0.281	YOY	0.026	-0.307
TTM	-0.281	5Y	-0.058	-0.223
5Y	-0.058	10Y	0.013	-0.072

Measures how efficient Community West Bancshares is keeping operating costs low.

If the operating ratio is below 1 that means the company is making money. The lower the operating ratio, the more efficient the company.

How to use operating ratio

Lower is better.
Below 1 is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use operating ratio in their analysis

Shows if costs of creating products and or services is increasing or decreasing. The lower the operating ratio, the more efficient the company is creating products and services.

The three steps every investor should look at:

What is the current Operatin ratio?
The current most recent quarter (MRQ) Operating Ratio of Community West Bancshares is 17.5%. This means that Community West Bancshares earned $0.17 for each $1 in net sales in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Community West Bancshares is performing over time. The most recent quarter might be important if Community West Bancshares released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Community West Bancshares up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
You need COGS to calculate operating ratio which is not always shown in the income statement.
Does not consider debt.

How to calculate operating ratio

Operating ratio = Operating expenses + COGS \ Net sales

Real life example Community West Bancshares

You need the following data to determine operating ratio:

Income statement

COGS is not always specified on the income statement. If so you can use the following calculation:

(cost of revenue + total operating expenses) \ total revenue
(0 +2,715) \ 15,547 = 0.17

The operating ratio measures the efficiency of a company at keeping low costs while generating profits from sales. It compares the total operating expenses to the net amount of sales. The total operating expenses exists of:

COGS (materials, labour, rent of facility, repairs)
Operating expenses (legal fees, marketing, wages, rent, maintenance/repairs)

Operating expenses are all the costs the company makes that are not directly tied to the production of the service or product. Where COGS are costs that are directly tied to the production of a product or service.

Do note that COGS is not always available in the income statement. Some companies include COGS in the operating expenses while others list COGS separately. To make it even more confusing, COGS is also known as “costs of sales” and costs of sales is the same as costs of revenue.

The operating ratio tells you how efficient the company is creating its products or services while keeping prices low. In this case, a lower ratio is better. Higher or rising operating ratios might tell you that costs are rising while sales are not improving or staying the same.

1.3. Liquidity of Community West Bancshares.

1.3. Liquidity

1.3.1. Current Ratio

Measures if Community West Bancshares is able to pay off Short-term Debt.

Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
A Current Ratio of 0.03 means the company has $0.03 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Community West Bancshares:

The MRQ is 0.034. The company is unable to pay all its short-term debts. -2
The TTM is 0.109. The company is unable to pay all its short-term debts. -2

Trends

Current period		Compared to		+/-
MRQ	0.034	TTM	0.109	-0.075
TTM	0.109	YOY	0.141	-0.032
TTM	0.109	5Y	0.074	+0.035
5Y	0.074	10Y	0.054	+0.020

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
TTM	0.109	0.124	-0.015
YOY	0.141	0.225	-0.084
5Y	0.074	0.219	-0.145
10Y	0.054	0.131	-0.077

Measures if Community West Bancshares is able to pay off Short-term Debt.

How to use current ratio

Higher is better
Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
Can be very different between industries
Can be used to compare companies

Why do investors use current ratio in their analysis

Shows if the company can pay of short term debts if needed. A company that can't pay off it's short term debts might get in trouble if they have to pay off their short term debts for whatever reason. For example, markets can change due to global events like covid-19 or the war in Ukraine versus Russia. Because debts are always taken based on future income, it might become troublesome for Community West Bancshares if something happens in the market that will cause sales to plummet.

The three steps every investor should look at:

What is the current current Ratio?
The current most recent quarter (MRQ) Current Ratio of Community West Bancshares is 0.03. This means Community West Bancshares has $0.03 in assets for each $1 in short-term debts.
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Community West Bancshares is performing over time. The most recent quarter might be important if Community West Bancshares released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Community West Bancshares up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Might be deluded.
Not all assets can always be quickly sold.
Can be manipulated by increasing or decreasing the assets and/or liabilities.

How to calculate current ratio

Current ratio = current assets \ current liabilities

Real life example Community West Bancshares

You need the following data to determine operating ratio:

Balance sheet
Current ratio = current assets \ current liabilities
64,626 \ 1,910,945) = 0.03

The current ratio measures if Community West Bancshares is able to pay short-term debts (obligations). Short term in this context means all debt obligations that are about to expire within one year. The current ratio incorporates current liabilities and current assets. Current assets are all the assets a company has that are expected to be consumed or sold within standard business operations. You can find the current assets in the balance sheet. They consist of:

Inventory
Accounts receivable
Marketable securities
Prepaid expenses
Cash
Cash equivalents
liquid assets

The current liabilities are short term obligations that are due within one year. These consist of:

Short term debts
Dividends
Income taxes
Short-term debts
Accounts payable
Interest payments

The result shows an investor if Community West Bancshares is able to pay all its short-term debts if they were due all at once. When the result of the above formula is below 1, then Community West Bancshares does not have enough capital after selling all its assets to pay all short-term debts. If the ratio drops far below 1 that might indicate Community West Bancshares is or will be in financial trouble anytime soon.

Although this gives an investor some clues, the current ratio may also be deluded. Because owning assets does not mean the company can easily sell them. Also, Accounts receivable may be quite old (they will probably never pay) which deludes the current ratio. As with all ratios, you should only compare them between the same industries and companies.

1.3.2. Quick Ratio

Measures if Community West Bancshares is able to pay off Short-term Debt but only using the most liquid assets.

Above 1 is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
A Quick Ratio of 0.31 means the company can pay off $0.31 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Community West Bancshares:

The MRQ is 0.312. The company is just not able to pay all its short-term debts with the most liquid assets. -1
The TTM is 0.610. The company is just not able to pay all its short-term debts with the most liquid assets. -1

Trends

Current period		Compared to		+/-
MRQ	0.312	TTM	0.610	-0.298
TTM	0.610	YOY	0.674	-0.064
TTM	0.610	5Y	0.935	-0.325
5Y	0.935	10Y	1.026	-0.090

Measures if Community West Bancshares is able to pay off Short-term Debt but only using the most liquid assets.

How to use quick ratio

Higher is better.
Above 1 is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use quick ratio in their analysis

Shows how fast Community West Bancshares can pay off its short term debts. This shows if Community West Bancshares can survive emergencies due to market changes or other reasons.

The three steps every investor should look at:

What is the current Quick Ratio?
The current most recent quarter (MRQ) quickRatio of Community West Bancshares is 0.31. This means that Community West Bancshares can pay off $0.31 for each $1 in debt (using most liquid assets).
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Community West Bancshares is performing over time. The most recent quarter might be important if Community West Bancshares released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Community West Bancshares up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Incorporates only most liquid assets.

How to calculate quick ratio

Quick ratio = cash and equivalents + marketable securities + accounts receivable / current liabilities

Real life example Community West Bancshares

You need the following data to determine operating ratio:

Balance sheet
Quick ratio = cash and short-term investments + short-term investments + netReceivables / total current liabilities
MRQ quick ratio Community West Bancshares: (-1,471 + 597,196 +0) / 1,910,945 = 0.31

The quick ratio measures the same thing as the current ratio, only it uses the most liquid assets a company has. Meaning, the assets that can be sold for cash the easiest and fastest.

As the quick ratio only incorporates the most liquid assets, you should also check the current ratio which also includes less liquid assets. But they may be harder to sell.

1.4. Solvency of Community West Bancshares.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Measures how much % of Community West Bancshares assets are financed with debt.

Below 1 (100%) is considered healthy but always compare Community West Bancshares to Banks - Regional industry mean.
A Debt to Asset Ratio of 0.92 means that Community West Bancshares assets are financed with 91.5% credit (debt) and the remaining percentage (100% - 91.5%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of Community West Bancshares:

The MRQ is 0.915. The company is just able to pay all its debts by selling its assets.
The TTM is 0.497. The company is very able to pay all its debts by selling its assets. +2

Trends

Current period		Compared to		+/-
MRQ	0.915	TTM	0.497	+0.418
TTM	0.497	YOY	0.699	-0.202
TTM	0.497	5Y	0.787	-0.289
5Y	0.787	10Y	0.845	-0.058

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.915	0.915	+0.000
TTM	0.497	0.917	-0.420
YOY	0.699	0.919	-0.220
5Y	0.787	0.919	-0.132
10Y	0.845	0.927	-0.082

Measures how much % of Community West Bancshares assets are financed with debt.

When there are more debts than assets, that means creditors have a larger stake Community West Bancshares than its shareholders.

How to use debt to asset ratio

Lower is better.
below 1 (100%) is considered healthy but always compare Community West Bancshares to Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to asset ratio in their analysis

It shows how much debt the company used to finance its assets. If a company is almost entirely financed with debt that means the company might get into serious trouble when emergencies arise like a raise in interest.

The three steps every investor should look at:

What is the current debt to asset ratio?
The current most recent quarter (MRQ) Debt to Asset Ratio of Community West Bancshares is 0.92. This means means that Community West Bancshares is financed with 91.5% credit and the remaining percentage is financed by it's owners (shareholders).
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Community West Bancshares is performing over time. The most recent quarter might be important if Community West Bancshares released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Community West Bancshares up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Some companies can have higher debt to assets ratio's (for example, banks).
Debt to asset ratio should improve over the years.
If the debt to asset ratio is above 1, look at the industry mean and find out why Community West Bancshares has so much debt.

How to calculate debt to asset ratio

Debt to asset ratio = total debt \ total assets

Real life example Community West Bancshares

You need the following data to determine debt to asset ratio:

Balance sheet
Debt to asset ratio = total debt \ total assets
2,230,801 \ 2,437,865 = 91.5% or 0.92.

The debt to total assets ratio shows if the company is owned by creditors or shareholders. Or in other words, the total debt in relation to the total amount of assets. It shows how much debt the company used to finance its assets.

1.4.2. Debt to Equity Ratio

Measures if Community West Bancshares is able to pay off its debts by using shareholders equity.

Below 2 is considered healthy but always compare Community West Bancshares to the Banks - Regional industry mean.
A Debt to Equity ratio of 1,077.3% means that company has $10.77 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Community West Bancshares:

The MRQ is 10.773. The company is unable to pay all its debts with equity. -1
The TTM is 5.778. The company is unable to pay all its debts with equity. -1

Trends

Current period		Compared to		+/-
MRQ	10.773	TTM	5.778	+4.995
TTM	5.778	YOY	6.987	-1.209
TTM	5.778	5Y	8.794	-3.016
5Y	8.794	10Y	9.110	-0.316

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	10.773	10.829	-0.056
TTM	5.778	11.013	-5.235
YOY	6.987	11.363	-4.376
5Y	8.794	11.437	-2.643
10Y	9.110	13.038	-3.928

Measures if Community West Bancshares is able to pay off its debts by using shareholders equity.

How to use debt to equity ratio

Lower is better.
Below 2 is considered healthy (always use industry average).
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to shareholders equity ratio in their analysis

It shows how much debt the company uses to finance their operations. Shareholders equity is whats left over when you subtract total liabilities from total assets. It's another way to meassure how much of Community West Bancshares is financed with debt or own resources.

The three steps every investor should look at:

What is the current debt to equity ratio?
The current most recent quarter (MRQ) quickRatio of Community West Bancshares is 10.77. This means that Community West Bancshares can pay off $10.77 for each $1 in debt.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 10.83.
What is the trend?
The trend is important because it shows you how Community West Bancshares is performing over time. The most recent quarter might be important if Community West Bancshares released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Community West Bancshares up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Not all debt is equally risky (for example, short term risk is less risky).

How to calculate debt to equity ratio

Debt to equity ratio = total debt \ shareholders equity.

Real life example Community West Bancshares

You need the following data to determine equity ratio:

Balance sheet
Debt to equity ratio = total debt \ shareholders equity
2,230,801 \ 207,064 = 10.77 or 1,077.3%

Debt to equity measures the total debt versus the total shareholders equity. While the total debts to total assets ratio uses total assets, the debt to equity ratio looks at the total equity of shareholders. Where equity of shareholders are:

Common shares.
Preferred shares.
Retained earnings.

You can find the shareholders' equity in the balance sheet. A ratio between 0,5 and 1,5 is preferred. If the ratio is above 1.5, that would indicate creditors have significantly more stake (debt) in the company than the shareholders. In other words, the company is using a lot of debt to finance their operations.

Not all debt is equally risky. Meaning you can adjust the ratio by including or excluding certain amounts of debt. Short term debts are less risky because they have to be paid back within one year anyway. It’s much easier to plan one year ahead versus five or ten years.

2. Market Valuation of Community West Bancshares

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Community West Bancshares generates.

Above 15 is considered overpriced but always compare Community West Bancshares to the Banks - Regional industry mean.
A PE ratio of 95.13 means the investor is paying $95.13 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Community West Bancshares:

The EOD is 110.612. Based on the earnings, the company is expensive. -2
The MRQ is 95.127. Based on the earnings, the company is expensive. -2
The TTM is 58.939. Based on the earnings, the company is expensive. -2

Trends

Current period		Compared to		+/-
EOD	110.612	MRQ	95.127	+15.486
MRQ	95.127	TTM	58.939	+36.188
TTM	58.939	YOY	12.260	+46.679
TTM	58.939	5Y	19.997	+38.942
5Y	19.997	10Y	16.774	+3.223

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	110.612	7.548	+103.064
MRQ	95.127	6.680	+88.447
TTM	58.939	5.295	+53.644
YOY	12.260	6.943	+5.317
5Y	19.997	9.770	+10.227
10Y	16.774	9.943	+6.831

Measures how much money you pay for each share for every $1 in earnings Community West Bancshares generates.

Indicates if the company’s shares are under or overvalued.

How to use PE ratio

Above 15 is considered overpriced but is hard to determine. Always compare Community West Bancshares to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use PE ratio in their analysis

The PE ratio tells investors the current sentiment in the market for that company. As with every stock, the stock price never shows the real valuation of a company but rather how the market thinks how much the stock is worth.

In other words, the current stock price also incorporates any future earnings or business opportunities in the future. The best example is the stock market crash in 2000. The PE ratio for any internet based company was going through the roof. Only based on the general assumption the internet and all associated businesses would thrive in the future. But this was based on nothing. A business still needs a good product or service to be able to survive. Instead, every investor bought any stock which did something related to the internet. Result: huge market crash.

Many investors were willing to pay premium prices and that was causing the PE ratio to rise. A high PE ratio is a warning sign that investors might be overvaluing a stock based on future earnings.

The three steps every investor should look at:

What is the current PE Ratio?
The current most recent quarter (MRQ) PE Ratio of Community West Bancshares is 95.13. This means the investor is paying $95.13 for every $1 in earnings.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 6.68.
What is the trend?
The trend is important because it shows you how Community West Bancshares is performing over time. The most recent quarter might be important if Community West Bancshares released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Community West Bancshares up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Some industries might have very high or very low PE ratios in general.
PE ratios can be high for several years, it does not mean a sudden collapse is imminent.
Earnings growth is not included in the PE ratio.

How to calculate PE ratio

PE ratio = market value per share \ earnings per share

Real life example Community West Bancshares

You need the following data to determine the PE ratio:

Balance sheet
Income statement

The PE ratio is a very commonly used ratio to determine the value of a company by comparing the current stock price relative to its earnings per share (EPS). Before we can calculate the PE ratio we need to know the EPS. EPS is calculated as follows:

EPS = (net profit - preferred dividends) \ end of period outstanding shares*
Net profit = revenue - expenses
0 \ 11,774 = EPS
PE ratio MRQ = 95.13

* The net profit minus preferred dividends can be found in the incomestatement as netIncomeApplicableToCommonShares.

The PE value helps investors to determine if the current stock price is under or overvalued. It also projects future growth.

In general, a higher PE ratio means that investors predict higher future growth. If the PE ratio is too high, then investors expect way too much future growth the company can never fulfil. This is most likely to happen in faster moving companies like tech companies or automobile companies like Tesla. These are hot and booming markets where investors expect much future growth driven by new technology (electric cars). When looking at the current MRQ (most recent quarter) PE ratio of Tesla ( jan. 2021) it's about 247 while the average in the industry is only 6. That might be a clue that Tesla is trading for way too high prices compared to their current assets and is more based on future growth.

2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Community West Bancshares:

The EOD is -67.754. Based on how much money comes from the company's main activities, the company is expensive. -2
The MRQ is -58.268. Based on how much money comes from the company's main activities, the company is expensive. -2
The TTM is -22.588. Based on how much money comes from the company's main activities, the company is expensive. -2

Trends

Current period		Compared to		+/-
EOD	-67.754	MRQ	-58.268	-9.486
MRQ	-58.268	TTM	-22.588	-35.680
TTM	-22.588	YOY	3.696	-26.285
TTM	-22.588	5Y	-3.472	-19.116
5Y	-3.472	10Y	3.045	-6.517

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	-67.754	-2.110	-65.644
MRQ	-58.268	-1.868	-56.400
TTM	-22.588	-0.342	-22.246
YOY	3.696	6.448	-2.752
5Y	-3.472	0.429	-3.901
10Y	3.045	0.091	+2.954

2. Book Value per Share

2.3. Price to Book Ratio

Measures if the stock price of Community West Bancshares is to cheap or to expensive compared to its book value.

At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
A PB ratio of 0.88 means the investor is paying $0.88 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Community West Bancshares:

The EOD is 1.024. Based on the equity, the company is underpriced. +1
The MRQ is 0.880. Based on the equity, the company is cheap. +2
The TTM is 0.538. Based on the equity, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	1.024	MRQ	0.880	+0.143
MRQ	0.880	TTM	0.538	+0.342
TTM	0.538	YOY	1.004	-0.466
TTM	0.538	5Y	0.943	-0.405
5Y	0.943	10Y	1.038	-0.095

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	1.024	0.436	+0.588
MRQ	0.880	0.386	+0.494
TTM	0.538	0.470	+0.068
YOY	1.004	0.642	+0.362
5Y	0.943	0.795	+0.148
10Y	1.038	1.025	+0.013

2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Community West Bancshares.

3.1. Institutions holding Community West Bancshares

Institutions are holding 34.015% of the shares of Community West Bancshares.

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2023-12-31	PL Capital Advisors, LLC	6.2949	3.3579	558675	-66890	-10.6927
2023-12-31	Cutler Capital Management	2.646	1.6914	234835	-81062	-25.6609
2023-12-31	M3F, Inc.	2.548	1.2485	226133	-126946	-35.954
2023-12-31	AllianceBernstein L.P.	2.1701	0.0013	192598	-49652	-20.4962
2023-12-31	Siena Capital Management, LLC	1.8909	0.9153	167821	-1005	-0.5953
2023-12-31	Dimensional Fund Advisors, Inc.	1.8483	0.0008	164039	-24	-0.0146
2023-12-31	Wellington Management Company LLP	1.5165	0.0004	134585	0	0
2023-12-31	Manufacturers Life Insurance Co	1.3837	0.0013	122800	122800	0
2023-12-31	Bridgeway Capital Management, LLC	1.2994	0.043	115322	844	0.7373
2023-09-30	FJ Capital Management LLC	1.0518	0.1372	93344	0	0
2023-12-31	CALDWELL SUTTER CAPITAL INC	0.8885	0.6967	78857	0	0
2023-12-31	Vanguard Group Inc	0.8664	0	76894	4986	6.9339
2023-12-31	Geode Capital Management, LLC	0.6617	0.0001	58726	26325	81.2475
2023-12-31	Kennedy Capital Management Inc	0.5165	0.0174	45842	22	0.048
2023-12-31	First Manhattan Co. LLC	0.4901	0.0026	43492	0	0
2023-12-31	Fort Hoosac Management, LLC	0.4019	0.706	35669	0	0
2023-12-31	Empowered Funds, LLC	0.3568	0.0138	31665	844	2.7384
2023-12-31	Buckingham Strategic Partners	0.3522	0.0261	31260	31260	0
2023-12-31	Northern Trust Corp	0.2889	0.0001	25641	15636	156.2819
2023-12-31	BlackRock Inc	0.2795	0	24806	-347	-1.3796
Total		27.7521	8.8599	2463004	-123209	-5.0%

3.2. Funds holding Community West Bancshares

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2024-01-31	JHancock Regional Bank A	1.3837	0.2402	122800	0	0
2024-02-29	Vanguard Institutional Extnd Mkt Idx Tr	0.839	0.0011	74460	0	0
2023-12-31	Bridgeway Omni Small-Cap Value N	0.6423	0.0774	57000	0	0
2023-12-31	Bridgeway Omni Small-Cap Value	0.6423	0.0772	57000	0	0
2023-12-31	Kennedy Bank Sector	0.5165	1.7032	45842	22	0.048
2024-02-29	Fidelity Extended Market Index	0.4116	0.0014	36531	-177	-0.4822
2024-03-28	EA Bridgeway Omni Small-Cap Value ETF	0.3844	0.0429	34115	0	0
2024-02-29	DFA US Small Cap Value I	0.3417	0.0029	30329	0	0
2024-02-29	DFA US Micro Cap I	0.2746	0.005	24371	0	0
2024-02-29	Emerald Finance & Bking Innovt Fd A	0.2734	0.7042	24264	0	0
2024-03-29	Dimensional US Targeted Value ETF	0.2726	0.0037	24189	0	0
2023-12-31	Bridgeway Ultra-Small Company Market	0.244	0.2027	21657	0	0
2024-02-29	DFA US Core Equity 2 I	0.2018	0.0008	17906	0	0
2024-03-28	iShares Micro-Cap ETF	0.1781	0.0266	15809	0	0
2024-02-29	DFA US Core Equity 1 I	0.1449	0.0006	12856	0	0
2024-03-31	BlackRock Extended Equity Market K	0.1199	0.0011	10638	10412	4607.0796
2024-02-29	Fidelity Series Total Market Index	0.0981	0.0002	8703	0	0
2024-02-29	Fidelity Total Market Index	0.0955	0.0001	8474	0	0
2024-02-29	DFA US Vector Equity I	0.0919	0.0025	8152	0	0
2023-12-31	NT Ext Equity Mkt Idx Fd - L	0.0676	0.0018	5997	742	14.1199
Total		7.2239	3.0956	641093	+10999	+1.7%

3.3. Insider Transactions

Insiders are holding 30.575% of the shares of Community West Bancshares.

Date	Owner	Type	Amount	Price
2024-03-01	Kirk Stovesand	BUY	472	14.49
2023-12-01	Kirk Stovesand	BUY	490	13.9
2023-11-14	William R Peeples	BUY	4534	13.2
2023-09-01	Kirk Stovesand	BUY	160	13.9
2023-06-01	Suzanne Marie Chadwick	BUY	12	11.4
2023-05-18	Martin E Plourd	BUY	25	10.37
2023-05-16	William R Peeples	BUY	1491	10.56
2023-05-10	John D Illgen	SELL	2000	10.82
2023-05-08	William R Peeples	BUY	8000	11.04
2023-05-05	William R Peeples	BUY	2000	11.06
2023-05-03	Kirk Stovesand	BUY	100	11.85

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Community West Bancshares compared to the Most Recent Quarter (MRQ).

	End of day	+/-	Most Recent Quarter	Trailing 12 Months	+/-	Year-Over-Year	+/-	5 Year	+/-	10 Year	+/-
Book Value Change Per Share	-	-	-	-18.035	0%	19.478	-100%	0.449	-100%	0.241	-100%
Book Value Per Share	-	-	17.586	53.305	-67%	30.931	-43%	22.901	-23%	15.279	+15%
Current Ratio	-	-	0.034	0.109	-69%	0.141	-76%	0.074	-54%	0.054	-38%
Debt To Asset Ratio	-	-	0.915	0.497	+84%	0.699	+31%	0.787	+16%	0.845	+8%
Debt To Equity Ratio	-	-	10.773	5.778	+86%	6.987	+54%	8.794	+23%	9.110	+18%
Dividend Per Share	-	-	0.121	0.090	+33%	0.066	+83%	0.065	+86%	0.052	+133%
Eps	-	-	0.041	0.113	-64%	0.296	-86%	0.261	-84%	0.206	-80%
Free Cash Flow Per Share	-	-	-0.066	0.096	-169%	0.461	-114%	0.401	-117%	0.339	-120%
Free Cash Flow To Equity Per Share	-	-	-2.496	-1.779	-29%	0.483	-617%	1.292	-293%	1.593	-257%
Gross Profit Margin	-	-	0.666	0.780	-15%	0.925	-28%	0.890	-25%	0.889	-25%
Intrinsic Value_10Y_max	-	-	12.037	-	-	-	-	-	-	-	-
Intrinsic Value_10Y_min	-	-	-25.539	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_max	-	-	1.505	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_min	-	-	0.695	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_max	-	-	4.295	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_min	-	-	-0.718	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_max	-	-	6.809	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_min	-	-	-5.196	-	-	-	-	-	-	-	-
Market Cap	159750000.000	-14%	182262835.800	170591802.218	+7%	143796872.540	+27%	120105509.952	+52%	98864322.896	+84%
Net Profit Margin	-	-	0.031	0.109	-72%	0.240	-87%	0.216	-86%	0.194	-84%
Operating Margin	-	-	-	0.132	-100%	0.448	-100%	0.422	-100%	0.430	-100%
Operating Ratio	-	-	0.175	-0.281	+261%	0.026	+560%	-0.058	+133%	0.013	+1197%
Pb Ratio	1.024	+14%	0.880	0.538	+64%	1.004	-12%	0.943	-7%	1.038	-15%
Pe Ratio	110.612	+14%	95.127	58.939	+61%	12.260	+676%	19.997	+376%	16.774	+467%
Price Per Share	18.000	+14%	15.480	14.503	+7%	13.970	+11%	12.143	+27%	10.441	+48%
Price To Free Cash Flow Ratio	-67.754	-16%	-58.268	-22.588	-61%	3.696	-1676%	-3.472	-94%	3.045	-2014%
Price To Total Gains Ratio	149.354	+14%	128.445	33.536	+283%	20.233	+535%	31.917	+302%	25.505	+404%
Quick Ratio	-	-	0.312	0.610	-49%	0.674	-54%	0.935	-67%	1.026	-70%
Return On Assets	-	-	0.000	0.001	-81%	0.003	-93%	0.002	-91%	0.002	-91%
Return On Equity	-	-	0.002	0.011	-78%	0.027	-91%	0.025	-91%	0.023	-90%
Total Gains Per Share	-	-	0.121	-17.944	+14989%	19.544	-99%	0.513	-77%	0.293	-59%
Usd Book Value	-	-	207064000.000	626464250.000	-67%	345549000.000	-40%	248132600.000	-17%	158069100.000	+31%
Usd Book Value Change Per Share	-	-	-	-18.035	0%	19.478	-100%	0.449	-100%	0.241	-100%
Usd Book Value Per Share	-	-	17.586	53.305	-67%	30.931	-43%	22.901	-23%	15.279	+15%
Usd Dividend Per Share	-	-	0.121	0.090	+33%	0.066	+83%	0.065	+86%	0.052	+133%
Usd Eps	-	-	0.041	0.113	-64%	0.296	-86%	0.261	-84%	0.206	-80%
Usd Free Cash Flow	-	-	-782000.000	1131000.000	-169%	4750250.000	-116%	3745700.000	-121%	3102025.000	-125%
Usd Free Cash Flow Per Share	-	-	-0.066	0.096	-169%	0.461	-114%	0.401	-117%	0.339	-120%
Usd Free Cash Flow To Equity Per Share	-	-	-2.496	-1.779	-29%	0.483	-617%	1.292	-293%	1.593	-257%
Usd Market Cap	159750000.000	-14%	182262835.800	170591802.218	+7%	143796872.540	+27%	120105509.952	+52%	98864322.896	+84%
Usd Price Per Share	18.000	+14%	15.480	14.503	+7%	13.970	+11%	12.143	+27%	10.441	+48%
Usd Profit	-	-	479000.000	1332750.000	-64%	2988250.000	-84%	2452150.000	-80%	1914500.000	-75%
Usd Revenue	-	-	15547000.000	13639250.000	+14%	12388250.000	+25%	11595100.000	+34%	9823575.000	+58%
Usd Total Gains Per Share	-	-	0.121	-17.944	+14989%	19.544	-99%	0.513	-77%	0.293	-59%
	EOD	+3 -5	MRQ	TTM	+10 -24	YOY	+9 -27	5Y	+9 -27	10Y	+12 -24

4.2. Fundamental Score

Let's check the fundamental score of Community West Bancshares based on Penke's default stock scanner.

Penke's Stock Scanner

Indicator	Condition		Value
Price to Earnings Ratio (EOD)	Between	0-15	110.612
Price to Book Ratio (EOD)	Between	0-1	1.024
Net Profit Margin (MRQ)	Greater than	0	0.031
Operating Margin (MRQ)	Greater than	0	0.000
Quick Ratio (MRQ)	Greater than	1	0.312
Current Ratio (MRQ)	Greater than	1	0.034
Debt to Asset Ratio (MRQ)	Less than	1	0.915
Debt to Equity Ratio (MRQ)	Less than	1	10.773
Return on Equity (MRQ)	Greater than	0.15	0.002
Return on Assets (MRQ)	Greater than	0.05	0.000
Total			2/10 (20.0%)

Create your own Stock Scanner

Investing is personal. The best investors buy stocks based on their own analysis. Create your personal Stock Scanner with the key performance indicators that are important to you.
Create your own Stock Scanner

4.3. Technical Score

Let's check the technical score of Community West Bancshares based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	57.551
Ma 20	Greater than	Ma 50	18.199
Ma 50	Greater than	Ma 100	16.113
Ma 100	Greater than	Ma 200	15.984
Open	Greater than	Close	17.990
Total			4/5 (80.0%)

Create your own Symbol Scanner

Trading is personal. The best traders buy and sell based on their own technical analysis. Create your personal Symbol Scanner with the technical indicators that are important to you.
Create your own Symbol Scanner

Latest Balance Sheet

Balance Sheet of 2024-03-31. Currency in USD. All numbers in thousands.

Summary

Total Assets	2,437,865
Total Liabilities	2,230,801
Total Stockholder Equity	207,064

	As reported
Total Liabilities	2,230,801
Total Stockholder Equity	+ 207,064
Total Assets	= 2,437,865

Assets

Total Assets	2,437,865
Total Current Assets	64,626
Long-term Assets	2,373,239

Total Current Assets

Total Current Assets (as reported)	64,626
Cash And Cash Equivalents	53,728
Short-term Investments	597,196
Total Current Assets (calculated)	650,924
+/-	586,298

Long-term Assets

Long-term Assets (as reported)	2,373,239
Property Plant Equipment	22,353
Goodwill	53,777
Long-term Assets Other	2,223,367
Long-term Assets (calculated)	2,299,497
+/-	73,742

Liabilities & Shareholders' Equity

Total Current Liabilities	1,910,945
Long-term Liabilities	319,856
Total Stockholder Equity	207,064

Total Current Liabilities

Total Current Liabilities (as reported)	1,910,945
Short-term Debt	82,214
Other Current Liabilities	1,828,731
Total Current Liabilities (calculated)	1,910,945
+/-	0

Long-term Liabilities

Long-term Liabilities (as reported)	319,856
Long-term Liabilities (calculated)	0
+/-	319,856

Total Stockholder Equity

Total Stockholder Equity (as reported)	207,064
Common Stock	62,550
Retained Earnings	210,548
Accumulated Other Comprehensive Income	-66,034
Total Stockholder Equity (calculated)	207,064
+/-	0

Other

Cash and Short Term Investments	-1,471
Common Stock Shares Outstanding	11,774
Liabilities and Stockholders Equity	2,437,865
Net Debt	105,136
Net Working Capital	-1,846,319
Short Long Term Debt Total	158,864

Balance Sheet

Currency in USD. All numbers in thousands.

Trend

2024-03-31

2023-12-31

2023-09-30

2023-06-30

2023-03-31

2022-12-31

2022-09-30

2022-06-30

2022-03-31

2021-12-31

2021-09-30

2021-06-30

2021-03-31

2020-12-31

2020-09-30

2020-06-30

2020-03-31

2019-12-31

2019-09-30

2019-06-30

2019-03-31

2018-12-31

2018-09-30

2018-06-30

2018-03-31

2017-12-31

2017-09-30

2017-06-30

2017-03-31

2016-12-31

2016-09-30

2016-06-30

2016-03-31

2015-12-31

2015-09-30

2015-06-30

2015-03-31

2014-12-31

2014-09-30

2014-06-30

2014-03-31

2013-12-31

2013-09-30

2013-06-30

2013-03-31

2012-12-31

2012-09-30

2012-06-30

2012-03-31

2011-12-31

2011-09-30

2011-06-30

2011-03-31

2010-12-31

2010-09-30

2010-06-30

2010-03-31

2009-12-31

2009-09-30

2009-06-30

2009-03-31

2008-12-31

2008-09-30

2008-06-30

2008-03-31

2007-12-31

2007-09-30

2007-06-30

2007-03-31

2006-12-31

2006-09-30

2006-06-30

2006-03-31

2005-12-31

2005-09-30

2005-06-30

2005-03-31

2004-12-31

2004-09-30

2004-06-30

2004-03-31

2003-12-31

2003-09-30

2003-06-30

2003-03-31

2002-12-31

2002-09-30

2002-06-30

2002-03-31

2001-12-31

2001-09-30

2001-06-30

2001-03-31

2000-12-31

2000-09-30

2000-06-30

2000-03-31

1999-12-31

1999-09-30

1999-06-30

1999-03-31

1998-12-31

1998-09-30

1998-06-30

1998-03-31

1997-12-31

1997-09-30

1997-06-30

1997-03-31

1996-12-31

1996-09-30

1996-06-30

1996-03-31

> Total Assets

0
0
71,200
80,900
0
0
0
95,300
136,400
151,100
171,800
252,000
312,000
325,100
343,400
523,847
523,847
419,160
405,421
405,255
419,628
407,995
329,318
323,863
323,863
303,132
297,348
307,210
296,432
297,277
303,456
304,250
315,298
343,562
347,240
365,203
370,978
392,798
414,355
444,354
448,708
469,183
498,129
516,615
551,151
561,876
580,985
609,850
628,808
647,661
640,184
656,981
669,808
671,002
674,352
684,216
677,666
671,484
676,470
667,604
665,539
643,831
643,156
633,348
623,225
572,925
556,796
532,101
533,123
536,098
535,481
539,000
550,257
557,741
572,143
557,318
572,271
587,274
601,037
621,213
622,755
642,624
664,536
710,572
748,300
784,972
829,150
833,315
865,689
865,127
854,709
877,291
882,394
905,567
903,252
913,870
925,208
1,060,847
1,042,099
975,435
1,018,022
1,063,028
1,135,590
1,157,052
1,136,603
1,106,828
1,088,278
1,091,502
1,167,583
1,131,430
1,140,299
2,437,865
2,437,865

2,437,865

1,140,299

1,131,430

1,167,583

1,091,502

1,088,278

1,106,828

1,136,603

1,157,052

1,135,590

1,063,028

1,018,022

975,435

1,042,099

1,060,847

925,208

913,870

903,252

905,567

882,394

877,291

854,709

865,127

865,689

833,315

829,150

784,972

748,300

710,572

664,536

642,624

622,755

621,213

601,037

587,274

572,271

557,318

572,143

557,741

550,257

539,000

535,481

536,098

533,123

532,101

556,796

572,925

623,225

633,348

643,156

643,831

665,539

667,604

676,470

671,484

677,666

684,216

674,352

671,002

669,808

656,981

640,184

647,661

628,808

609,850

580,985

561,876

551,151

516,615

498,129

469,183

448,708

444,354

414,355

392,798

370,978

365,203

347,240

343,562

315,298

304,250

303,456

297,277

296,432

307,210

297,348

303,132

323,863

329,318

407,995

419,628

405,255

405,421

419,160

523,847

343,400

325,100

312,000

252,000

171,800

151,100

136,400

95,300

80,900

71,200

> Total Current Assets

0
0
11,800
76,300
0
0
0
17,000
23,700
12,400
15,100
59,300
19,100
84,900
24,000
513,130
513,130
408,980
395,415
397,744
412,367
400,767
26,012
0
29,240
39,229
39,631
12,991
8,158
9,193
14,703
11,581
282,149
15,823
19,198
19,116
5,723
7,055
377,159
408,067
6,068
433,455
461,376
479,213
512,339
521,501
539,881
567,079
584,853
602,719
597,179
614,127
625,796
630,110
629,516
639,591
635,796
630,621
633,474
623,672
38,500
31,229
35,925
590,710
60,996
44,804
44,282
27,866
47,915
48,807
57,982
1,449
22,114
22,697
23,989
1,609
24,790
25,788
25,810
2,768
31,196
26,654
24,560
2,385
28,572
32,883
32,283
3,639
31,177
30,061
28,110
2,975
26,244
25,488
23,761
2,536
21,059
23,102
23,667
1,586
20,195
22,317
22,618
21,332
212,003
60,042
108,410
91,378
167,875
130,555
140,619
64,626
64,626

64,626

140,619

130,555

167,875

91,378

108,410

60,042

212,003

21,332

22,618

22,317

20,195

1,586

23,667

23,102

21,059

2,536

23,761

25,488

26,244

2,975

28,110

30,061

31,177

3,639

32,283

32,883

28,572

2,385

24,560

26,654

31,196

2,768

25,810

25,788

24,790

1,609

23,989

22,697

22,114

1,449

57,982

48,807

47,915

27,866

44,282

44,804

60,996

590,710

35,925

31,229

38,500

623,672

633,474

630,621

635,796

639,591

629,516

630,110

625,796

614,127

597,179

602,719

584,853

567,079

539,881

521,501

512,339

479,213

461,376

433,455

6,068

408,067

377,159

7,055

5,723

19,116

19,198

15,823

282,149

11,581

14,703

9,193

8,158

12,991

39,631

39,229

29,240

26,012

400,767

412,367

397,744

395,415

408,980

513,130

24,000

84,900

19,100

59,300

15,100

12,400

23,700

17,000

76,300

11,800

Cash And Cash Equivalents

0
0
10,200
15,200
0
0
0
14,600
20,600
11,100
13,100
51,000
8,900
74,400
11,300
27,396
27,396
11,918
36,401
16,540
13,166
11,496
16,052
15,744
15,744
23,687
25,604
12,991
8,158
9,193
14,703
11,581
10,563
15,823
19,198
19,116
5,723
7,055
5,142
5,362
6,068
5,663
5,204
4,726
5,836
5,861
6,048
7,633
6,815
6,311
5,778
4,963
4,501
4,941
6,131
5,546
15,287
6,224
12,781
6,491
15,529
7,776
11,342
22,894
48,523
32,625
36,196
31,544
39,226
37,383
45,852
19,577
19,149
17,502
29,441
19,058
35,546
23,387
23,792
35,618
29,037
27,269
17,759
34,116
30,177
38,004
51,571
45,869
68,809
54,362
47,753
56,915
53,406
57,181
56,347
82,661
89,665
147,502
129,564
60,540
73,735
112,280
186,935
208,375
193,188
102,276
51,295
64,690
167,875
130,555
140,619
53,728
53,728

53,728

140,619

130,555

167,875

64,690

51,295

102,276

193,188

208,375

186,935

112,280

73,735

60,540

129,564

147,502

89,665

82,661

56,347

57,181

53,406

56,915

47,753

54,362

68,809

45,869

51,571

38,004

30,177

34,116

17,759

27,269

29,037

35,618

23,792

23,387

35,546

19,058

29,441

17,502

19,149

19,577

45,852

37,383

39,226

31,544

36,196

32,625

48,523

22,894

11,342

7,776

15,529

6,491

12,781

6,224

15,287

5,546

6,131

4,941

4,501

4,963

5,778

6,311

6,815

7,633

6,048

5,861

5,836

4,726

5,204

5,663

6,068

5,362

5,142

7,055

5,723

19,116

19,198

15,823

10,563

11,581

14,703

9,193

8,158

12,991

25,604

23,687

15,744

16,052

11,496

13,166

16,540

36,401

11,918

27,396

11,300

74,400

8,900

51,000

13,100

11,100

20,600

14,600

15,200

10,200

Short-term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,108
0
0
0
25,538
0
0
0
22,657
0
0
0
17,090
0
0
0
22,083
0
0
0
9,434
0
0
0
7,689
21,593
20,987
20,371
778
6,266
5,390
5,041
812
12,847
12,397
18,483
1,245
17,642
18,468
22,652
315
23,261
23,718
24,823
23,588
17,876
16,391
12,001
12,004
12,251
14,759
15,436
18,571
20,291
21,011
22,625
22,293
23,222
24,530
24,055
23,540
28,817
24,108
22,082
22,681
26,776
30,964
29,927
28,783
27,715
26,685
25,802
24,931
24,344
23,456
21,907
19,264
18,059
18,423
18,693
17,308
17,588
19,679
20,489
19,711
18,815
57,681
57,115
26,688
15,533
14,766
15,124
597,196
597,196

597,196

15,124

14,766

15,533

26,688

57,115

57,681

18,815

19,711

20,489

19,679

17,588

17,308

18,693

18,423

18,059

19,264

21,907

23,456

24,344

24,931

25,802

26,685

27,715

28,783

29,927

30,964

26,776

22,681

22,082

24,108

28,817

23,540

24,055

24,530

23,222

22,293

22,625

21,011

20,291

18,571

15,436

14,759

12,251

12,004

12,001

16,391

17,876

23,588

24,823

23,718

23,261

315

22,652

18,468

17,642

1,245

18,483

12,397

12,847

812

5,041

5,390

6,266

778

20,371

20,987

21,593

7,689

9,434

22,083

17,090

22,657

25,538

23,108

Net Receivables

0
0
1,600
0
0
0
0
2,400
3,100
1,300
2,000
8,300
10,200
10,500
12,700
11,508
11,508
11,729
10,893
12,150
13,688
9,872
9,960
13,496
13,496
15,542
14,027
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
553,445
549,854
532,716
504,641
477,218
459,938
449,201
442,406
448,350
439,445
462,005
473,123
484,062
490,041
487,256
485,801
511,874
525,986
536,546
540,162
564,826
594,712
623,355
660,761
684,836
714,383
726,189
737,319
751,268
745,222
759,552
761,418
780,021
780,589
766,846
772,829
846,021
844,273
847,383
877,615
855,777
0
858,271
855,568
878,682
912,485
0
78,531
924,976
0
0
0

924,976

78,531

912,485

878,682

855,568

858,271

855,777

877,615

847,383

844,273

846,021

772,829

766,846

780,589

780,021

761,418

759,552

745,222

751,268

737,319

726,189

714,383

684,836

660,761

623,355

594,712

564,826

540,162

536,546

525,986

511,874

485,801

487,256

490,041

484,062

473,123

462,005

439,445

448,350

442,406

449,201

459,938

477,218

504,641

532,716

549,854

553,445

14,027

15,542

13,496

9,960

9,872

13,688

12,150

10,893

11,729

11,508

12,700

10,500

10,200

8,300

2,000

1,300

3,100

2,400

1,600

Other Current Assets

0
0
0
61,100
0
0
0
0
0
0
0
0
0
0
0
474,226
474,226
385,333
348,121
369,055
385,513
379,399
0
0
0
0
0
0
0
0
0
0
271,586
0
0
0
0
0
372,017
402,705
0
427,792
456,172
474,487
506,503
515,640
533,833
559,446
578,038
596,408
591,401
609,164
621,295
625,169
623,385
634,045
620,534
624,447
620,693
617,181
0
0
0
567,816
0
0
0
0
0
0
0
0
0
0
0
67,459
0
0
0
65,488
0
0
0
63,016
0
60,933
58,561
58,694
52,767
52,886
50,944
51,255
46,995
45,447
44,816
45,046
39,458
35,090
-143,283
-76,261
-88,716
27,252
24,400
-206,754
-191,145
-99,915
53,545
66,940
170,125
135,995
147,561
64,626
64,626

64,626

147,561

135,995

170,125

66,940

53,545

-99,915

-191,145

-206,754

24,400

27,252

-88,716

-76,261

-143,283

35,090

39,458

45,046

44,816

45,447

46,995

51,255

50,944

52,886

52,767

58,694

58,561

60,933

63,016

65,488

67,459

567,816

617,181

620,693

624,447

620,534

634,045

623,385

625,169

621,295

609,164

591,401

596,408

578,038

559,446

533,833

515,640

506,503

474,487

456,172

427,792

402,705

372,017

271,586

379,399

385,513

369,055

348,121

385,333

474,226

61,100

> Long-term Assets

0
0
3,400
4,600
0
0
0
6,300
6,000
6,300
7,200
24,200
23,600
35,800
36,400
10,716
10,716
10,180
10,006
7,511
7,261
7,228
12,036
0
2,844
8,407
11,614
7,971
18,524
17,625
15,895
25,648
33,149
27,403
30,002
30,115
31,997
31,524
37,196
36,287
32,173
35,728
36,753
37,402
38,812
40,375
41,104
42,771
43,955
44,942
43,005
42,854
44,012
40,892
44,836
44,625
41,870
40,863
42,996
43,932
2,947
2,999
3,018
42,638
3,067
3,003
3,112
3,068
3,083
3,028
2,985
2,983
2,942
2,969
2,978
3,053
3,018
2,959
2,956
2,993
2,913
2,888
3,388
3,931
4,591
4,883
5,132
5,581
5,706
5,976
6,207
6,381
6,194
8,002
7,836
7,655
7,501
7,328
7,224
7,154
6,992
6,830
6,657
22,773
28,271
6,365
66,241
35,574
18,225
17,241
17,591
2,373,239
2,373,239

2,373,239

17,591

17,241

18,225

35,574

66,241

6,365

28,271

22,773

6,657

6,830

6,992

7,154

7,224

7,328

7,501

7,655

7,836

8,002

6,194

6,381

6,207

5,976

5,706

5,581

5,132

4,883

4,591

3,931

3,388

2,888

2,913

2,993

2,956

2,959

3,018

3,053

2,978

2,969

2,942

2,983

2,985

3,028

3,083

3,068

3,112

3,003

3,067

42,638

3,018

2,999

2,947

43,932

42,996

40,863

41,870

44,625

44,836

40,892

44,012

42,854

43,005

44,942

43,955

42,771

41,104

40,375

38,812

37,402

36,753

35,728

32,173

36,287

37,196

31,524

31,997

30,115

30,002

27,403

33,149

25,648

15,895

17,625

18,524

7,971

11,614

8,407

2,844

12,036

7,228

7,261

7,511

10,006

10,180

10,716

36,400

35,800

23,600

24,200

7,200

6,300

6,000

6,300

4,600

3,400

Property Plant Equipment

0
0
1,900
2,400
0
0
0
2,700
2,800
3,000
4,000
4,500
4,700
4,900
4,800
4,466
4,466
4,442
4,346
4,068
3,868
3,886
3,056
2,726
2,726
2,300
2,117
1,959
1,842
1,759
1,709
1,632
1,594
1,574
1,676
1,763
1,878
2,087
1,996
2,146
2,112
2,225
2,276
2,802
2,811
3,020
3,114
3,284
3,819
3,985
3,818
3,718
3,610
3,489
3,373
3,279
3,189
3,093
2,999
2,915
2,947
2,999
3,018
3,090
3,067
3,003
3,112
3,068
3,083
3,028
2,985
2,983
2,942
2,969
2,978
3,053
3,018
2,959
2,956
2,993
2,913
2,888
3,388
3,931
4,591
4,883
5,132
5,581
5,706
5,976
6,207
6,381
6,194
8,002
7,836
7,655
7,501
7,328
7,224
7,154
6,992
6,830
6,657
6,576
6,466
6,365
6,332
6,104
6,077
5,998
5,891
22,353
22,353

22,353

5,891

5,998

6,077

6,104

6,332

6,365

6,466

6,576

6,657

6,830

6,992

7,154

7,224

7,328

7,501

7,655

7,836

8,002

6,194

6,381

6,207

5,976

5,706

5,581

5,132

4,883

4,591

3,931

3,388

2,888

2,913

2,993

2,956

2,959

3,018

3,053

2,978

2,969

2,942

2,983

2,985

3,028

3,083

3,068

3,112

3,003

3,067

3,090

3,018

2,999

2,947

2,915

2,999

3,093

3,189

3,279

3,373

3,489

3,610

3,718

3,818

3,985

3,819

3,284

3,114

3,020

2,811

2,802

2,276

2,225

2,112

2,146

1,996

2,087

1,878

1,763

1,676

1,574

1,594

1,632

1,709

1,759

1,842

1,959

2,117

2,300

2,726

3,056

3,886

3,868

4,068

4,346

4,442

4,466

4,800

4,900

4,700

4,500

4,000

3,000

2,800

2,700

2,400

1,900

Goodwill

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
53,777
53,777
53,777
53,777
53,777
53,777
53,777
53,777

53,777

Long Term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
15,185
14,817
15,335
14,270
13,083
12,822
12,036
11,651
10,912
10,149
9,688
9,410
9,118
8,578
8,447
7,931
7,509
7,245
7,025
6,916
6,774
9,218
9,002
8,613
8,362
8,190
7,565
34,988
33,720
33,421
32,353
31,562
30,414
28,707
25,563
23,909
24,221
23,562
22,043
21,570
23,247
23,608
22,773
21,805
60,513
59,909
29,470
18,225
17,241
17,591
906,287
0

906,287

17,591

17,241

18,225

29,470

59,909

60,513

21,805

22,773

23,608

23,247

21,570

22,043

23,562

24,221

23,909

25,563

28,707

30,414

31,562

32,353

33,421

33,720

34,988

7,565

8,190

8,362

8,613

9,002

9,218

6,774

6,916

7,025

7,245

7,509

7,931

8,447

8,578

9,118

9,410

9,688

10,149

10,912

11,651

12,036

12,822

13,083

14,270

15,335

14,817

15,185

Intangible Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,815
5,738
5,660
6,048
6,017
6,018
2,809
2,490
2,470
1,929
2,020
1,897
1,960
2,110
2,276
2,499
2,860
3,204
3,344
3,258
3,302
3,230
3,020
2,845
2,576
2,363
2,171
1,968
1,735
1,538
1,383
1,206
1,238
1,152
1,204
1,161
1,161
1,095
1,052
998
936
861
811
782
782
0
0
625
625
0
0
383
0
0
0
268
0
0
0
167
0
0
0
133
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7,864
1,454
-59,577
-59,377
-59,477
0
0

-59,477

-59,377

-59,577

1,454

7,864

133

167

268

383

625

782

811

861

936

998

1,052

1,095

1,161

1,204

1,152

1,238

1,206

1,383

1,538

1,735

1,968

2,171

2,363

2,576

2,845

3,020

3,230

3,302

3,258

3,344

3,204

2,860

2,499

2,276

2,110

1,960

1,897

2,020

1,929

2,470

2,490

2,809

6,018

6,017

6,048

5,660

5,738

5,815

Earning Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
134,150
135,097
132,103
151,821
154,375
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

154,375

151,821

132,103

135,097

134,150

Other Assets

0
0
56,000
0
0
0
0
72,000
106,700
132,400
149,500
168,500
269,300
204,400
283,000
0
34,782
33,361
34,131
33,629
34,755
29,906
291,270
24,572
291,779
255,496
246,103
286,248
269,750
270,459
272,858
267,021
348,447
300,336
298,040
315,972
333,258
354,219
451,551
480,641
410,467
504,911
534,882
554,017
589,963
602,251
622,089
652,621
672,763
692,603
683,189
699,835
713,820
711,894
719,188
728,841
719,536
712,347
719,466
711,536
624,092
609,603
604,213
675,986
559,162
525,118
509,402
501,167
482,125
484,263
474,514
534,568
525,201
532,075
545,176
552,656
544,463
558,527
572,271
615,452
588,646
613,082
636,588
704,256
715,137
747,206
791,735
824,095
828,806
829,090
820,392
867,935
849,956
872,077
871,655
903,679
896,648
1,030,417
1,011,208
966,695
990,835
1,033,881
1,106,315
1,112,947
896,329
1,040,421
913,627
964,550
981,483
983,634
982,089
0
0

982,089

983,634

981,483

964,550

913,627

1,040,421

896,329

1,112,947

1,106,315

1,033,881

990,835

966,695

1,011,208

1,030,417

896,648

903,679

871,655

872,077

849,956

867,935

820,392

829,090

828,806

824,095

791,735

747,206

715,137

704,256

636,588

613,082

588,646

615,452

572,271

558,527

544,463

552,656

545,176

532,075

525,201

534,568

474,514

484,263

482,125

501,167

509,402

525,118

559,162

675,986

604,213

609,603

624,092

711,536

719,466

712,347

719,536

728,841

719,188

711,894

713,820

699,835

683,189

692,603

672,763

652,621

622,089

602,251

589,963

554,017

534,882

504,911

410,467

480,641

451,551

354,219

333,258

315,972

298,040

300,336

348,447

267,021

272,858

270,459

269,750

286,248

246,103

255,496

291,779

24,572

291,270

29,906

34,755

33,629

34,131

33,361

34,782

283,000

204,400

269,300

168,500

149,500

132,400

106,700

72,000

56,000

> Total Liabilities

0
0
61,600
70,800
0
0
0
83,200
123,000
133,900
153,700
227,400
287,700
298,800
316,300
489,915
489,915
382,141
368,020
369,221
383,078
367,942
292,123
290,506
290,506
272,696
266,240
275,123
263,990
264,341
269,594
269,919
279,981
307,532
310,362
327,634
332,558
353,499
373,229
402,119
405,303
424,856
452,531
469,795
503,552
513,224
531,507
559,691
577,859
597,261
589,062
590,363
610,030
610,555
614,028
623,909
617,484
611,592
615,688
605,962
603,296
581,993
583,787
582,722
572,115
522,635
505,983
479,052
479,053
474,012
470,833
471,444
479,795
493,461
506,389
490,311
504,768
522,726
535,125
559,269
560,316
579,386
600,324
645,236
681,733
716,756
759,384
763,245
793,978
791,679
779,152
801,140
805,941
827,738
823,656
831,892
842,047
976,754
955,382
886,428
926,231
967,571
1,036,823
1,055,677
1,031,775
999,686
978,457
978,852
115,000
90,000
90,000
2,230,801
2,230,801

2,230,801

90,000

115,000

978,852

978,457

999,686

1,031,775

1,055,677

1,036,823

967,571

926,231

886,428

955,382

976,754

842,047

831,892

823,656

827,738

805,941

801,140

779,152

791,679

793,978

763,245

759,384

716,756

681,733

645,236

600,324

579,386

560,316

559,269

535,125

522,726

504,768

490,311

506,389

493,461

479,795

471,444

470,833

474,012

479,053

479,052

505,983

522,635

572,115

582,722

583,787

581,993

603,296

605,962

615,688

611,592

617,484

623,909

614,028

610,555

610,030

590,363

589,062

597,261

577,859

559,691

531,507

513,224

503,552

469,795

452,531

424,856

405,303

402,119

373,229

353,499

332,558

327,634

310,362

307,532

279,981

269,919

269,594

264,341

263,990

275,123

266,240

272,696

290,506

292,123

367,942

383,078

369,221

368,020

382,141

489,915

316,300

298,800

287,700

227,400

153,700

133,900

123,000

83,200

70,800

61,600

> Total Current Liabilities

0
0
300
200
0
0
0
2,900
10,000
1,400
2,000
226,300
4,100
5,400
9,600
322,600
322,600
230,300
229,600
238,400
264,700
256,700
194,400
201,100
201,100
206,300
208,000
224,600
219,600
226,500
237,400
243,800
257,100
288,200
294,400
313,700
319,900
342,400
363,500
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,081
0
511,134
65,000
7,852
510,799
478,311
459,966
434,220
434,019
434,871
435,400
440,000
449,800
475,500
488,400
480,300
499,800
502,700
530,100
548,800
549,800
568,900
594,800
616,200
679,700
715,000
755,600
756,400
787,200
784,900
776,200
801,140
805,191
826,738
761,672
750,934
711,599
750,158
749,180
783,177
804,521
865,074
931,942
950,131
925,740
1,808,103
682,807
760,714
668,855
656,717
831,012
1,910,945
1,910,945

1,910,945

831,012

656,717

668,855

760,714

682,807

1,808,103

925,740

950,131

931,942

865,074

804,521

783,177

749,180

750,158

711,599

750,934

761,672

826,738

805,191

801,140

776,200

784,900

787,200

756,400

755,600

715,000

679,700

616,200

594,800

568,900

549,800

548,800

530,100

502,700

499,800

480,300

488,400

475,500

449,800

440,000

435,400

434,871

434,019

434,220

459,966

478,311

510,799

7,852

65,000

511,134

8,081

363,500

342,400

319,900

313,700

294,400

288,200

257,100

243,800

237,400

226,500

219,600

224,600

208,000

206,300

201,100

194,400

256,700

264,700

238,400

229,600

230,300

322,600

9,600

5,400

4,100

226,300

2,000

1,400

10,000

2,900

200

300

Short-term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,081
8,081
0
65,000
7,852
7,852
0
0
0
0
0
0
0
0
0
0
10,000
0
0
0
10,500
0
0
0
29,000
37,000
41,800
55,843
684
76,843
44
0
0
0
0
0
20,000
0
0
0
7,852
7,852
0
0
0
0
9,324
252
1,014
25,761
508
260
82,214
82,214

82,214

260

508

25,761

1,014

252

9,324

7,852

20,000

76,843

684

55,843

41,800

37,000

29,000

10,500

10,000

7,852

65,000

8,081

Short Long Term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
10,000
0
0
0
10,500
0
0
0
29,000
37,000
41,800
55,843
684
76,843
44
0
40,500
0
0
0
20,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
80,000
0

80,000

20,000

40,500

76,843

684

55,843

41,800

37,000

29,000

10,500

10,000

Accounts payable

0
0
300
200
0
0
0
2,900
10,000
1,400
2,000
3,900
4,100
5,400
9,600
0
1,642
3,421
3,875
4,453
2,906
4,041
5,308
196,166
4,989
4,684
4,984
219,083
215,753
217,986
222,715
224,855
237,358
254,358
262,960
284,568
274,659
282,208
303,769
334,238
338,777
348,883
361,769
368,747
400,130
411,082
415,608
433,739
459,453
485,782
482,895
475,439
485,015
486,640
529,697
531,392
540,099
539,022
535,673
529,893
527,617
511,134
507,536
511,262
510,799
478,311
459,966
434,220
434,019
434,871
431,091
436,135
446,525
472,294
484,750
477,084
495,670
500,597
526,786
544,338
546,075
565,184
590,601
612,236
640,130
670,280
697,154
699,684
710,037
702,603
719,942
716,006
734,729
765,111
761,672
750,934
711,599
750,158
749,180
766,185
804,521
864,578
931,942
950,131
925,740
894,664
852,189
875,084
36,459
911,724
0
0
0

911,724

36,459

875,084

852,189

894,664

925,740

950,131

931,942

864,578

804,521

766,185

749,180

750,158

711,599

750,934

761,672

765,111

734,729

716,006

719,942

702,603

710,037

699,684

697,154

670,280

640,130

612,236

590,601

565,184

546,075

544,338

526,786

500,597

495,670

477,084

484,750

472,294

446,525

436,135

431,091

434,871

434,019

434,220

459,966

478,311

510,799

511,262

507,536

511,134

527,617

529,893

535,673

539,022

540,099

531,392

529,697

486,640

485,015

475,439

482,895

485,782

459,453

433,739

415,608

411,082

400,130

368,747

361,769

348,883

338,777

334,238

303,769

282,208

274,659

284,568

262,960

254,358

237,358

224,855

222,715

217,986

215,753

219,083

4,984

4,684

4,989

196,166

5,308

4,041

2,906

4,453

3,875

3,421

1,642

9,600

5,400

4,100

3,900

2,000

1,400

10,000

2,900

200

300

Other Current Liabilities

0
0
-300
-200
0
0
0
-2,900
-10,000
-1,400
-2,000
222,400
-4,100
-5,400
-9,600
322,600
322,600
226,879
225,725
233,947
261,794
252,659
189,092
0
196,111
201,616
203,016
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
511,134
507,536
511,262
510,799
478,311
459,966
434,220
434,019
434,871
431,091
436,135
446,525
472,294
484,750
477,084
495,670
500,597
526,786
544,338
546,075
565,184
590,601
612,236
640,130
670,280
697,154
699,684
710,037
702,603
719,942
716,006
734,729
765,111
761,672
750,934
711,599
750,158
749,180
766,185
804,521
864,578
0
950,131
925,740
1,798,779
682,555
759,700
643,094
656,209
830,752
1,828,731
1,828,731

1,828,731

830,752

656,209

643,094

759,700

682,555

1,798,779

925,740

950,131

864,578

804,521

766,185

749,180

750,158

711,599

750,934

761,672

765,111

734,729

716,006

719,942

702,603

710,037

699,684

697,154

670,280

640,130

612,236

590,601

565,184

546,075

544,338

526,786

500,597

495,670

477,084

484,750

472,294

446,525

436,135

431,091

434,871

434,019

434,220

459,966

478,311

510,799

511,262

507,536

511,134

203,016

201,616

196,111

189,092

252,659

261,794

233,947

225,725

226,879

322,600

-9,600

-5,400

-4,100

222,400

-2,000

-1,400

-10,000

-2,900

-200

-300

> Long-term Liabilities

0
0
0
0
0
0
0
0
0
0
0
72,100
72,100
0
0
167,300
167,300
151,800
138,400
130,800
118,400
111,200
97,700
0
89,400
66,400
58,200
50,473
44,423
37,773
32,151
26,100
22,876
26,831
23,469
24,410
41,226
61,634
64,204
63,500
61,500
71,500
85,000
95,000
98,000
96,000
109,000
121,000
111,000
105,000
100,500
110,000
120,000
119,000
80,000
89,000
74,000
69,000
76,085
64,000
71,872
67,862
76,251
61,000
58,852
41,852
41,852
41,852
41,735
35,667
35,442
31,442
30,000
18,000
18,000
10,000
5,000
20,000
5,000
10,500
10,500
10,500
5,500
29,000
37,000
41,800
55,843
56,843
76,843
81,843
50,000
75,000
52,750
46,000
45,000
65,000
115,000
210,103
190,103
105,000
105,000
90,000
90,000
90,000
90,000
90,000
978,457
978,852
115,000
90,000
90,000
319,856
319,856

319,856

90,000

115,000

978,852

978,457

90,000

105,000

190,103

210,103

115,000

65,000

45,000

46,000

52,750

75,000

50,000

81,843

76,843

56,843

55,843

41,800

37,000

29,000

5,500

10,500

5,000

20,000

5,000

10,000

18,000

30,000

31,442

35,442

35,667

41,735

41,852

58,852

61,000

76,251

67,862

71,872

64,000

76,085

69,000

74,000

89,000

80,000

119,000

120,000

110,000

100,500

105,000

111,000

121,000

109,000

96,000

98,000

95,000

85,000

71,500

61,500

63,500

64,204

61,634

41,226

24,410

23,469

26,831

22,876

26,100

32,151

37,773

44,423

50,473

58,200

66,400

89,400

97,700

111,200

118,400

130,800

138,400

151,800

167,300

72,100

Long term Debt Total

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
67,862
72,852
68,852
58,852
7,852
7,852
7,852
7,735
1,667
1,442
1,442
0
0
0
0
0
0
0
10,500
10,500
10,500
5,500
29,000
37,000
41,800
55,843
56,843
76,843
81,843
50,000
75,000
52,750
46,000
45,000
65,000
115,000
210,103
190,103
105,000
105,000
90,000
0
90,000
90,000
0
0
0
0
0
0
0
0

90,000

105,000

190,103

210,103

115,000

65,000

45,000

46,000

52,750

75,000

50,000

81,843

76,843

56,843

55,843

41,800

37,000

29,000

5,500

10,500

1,442

1,667

7,735

7,852

58,852

68,852

72,852

67,862

Other Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,642
3,421
3,875
4,452
2,906
4,041
5,308
4,989
4,392
4,684
4,984
5,567
3,814
3,982
4,012
4,570
5,492
6,444
6,508
4,984
6,044
6,592
5,256
4,381
5,026
4,473
5,762
6,048
5,422
6,142
6,899
4,952
7,406
6,479
5,667
4,924
5,015
4,915
4,331
3,517
3,385
3,570
3,930
3,988
3,807
2,997
3,399
2,608
2,464
2,472
4,165
2,980
3,299
3,474
4,300
3,867
3,270
3,167
3,639
3,227
4,098
2,129
3,339
4,431
3,741
3,702
4,223
4,000
4,603
4,676
6,387
6,718
7,098
7,233
9,210
10,134
10,362
9,870
10,446
9,642
9,356
10,628
9,946
8,288
16,710
7,442
14,881
15,546
16,035
15,022
16,268
13,768
13,340
0
0
0
0

13,340

13,768

16,268

15,022

16,035

15,546

14,881

7,442

16,710

8,288

9,946

10,628

9,356

9,642

10,446

9,870

10,362

10,134

9,210

7,233

7,098

6,718

6,387

4,676

4,603

4,000

4,223

3,702

3,741

4,431

3,339

2,129

4,098

3,227

3,639

3,167

3,270

3,867

4,300

3,474

3,299

2,980

4,165

2,472

2,464

2,608

3,399

2,997

3,807

3,988

3,930

3,570

3,385

3,517

4,331

4,915

5,015

4,924

5,667

6,479

7,406

4,952

6,899

6,142

5,422

6,048

5,762

4,473

5,026

4,381

5,256

6,592

6,044

4,984

6,508

6,444

5,492

4,570

4,012

3,982

3,814

5,567

4,984

4,684

4,392

4,989

5,308

4,041

2,906

4,452

3,875

3,421

1,642

> Total Stockholder Equity

0
0
9,600
10,100
0
0
0
12,100
13,400
17,200
18,100
24,600
24,300
26,300
27,100
33,932
33,932
37,019
37,401
36,035
36,550
40,053
37,195
33,357
33,357
30,436
31,108
32,087
32,442
32,936
33,862
34,331
35,317
36,030
36,878
37,569
38,420
39,299
41,126
42,235
43,405
44,327
45,598
46,820
47,599
48,652
49,478
50,159
50,949
50,400
51,122
66,618
59,778
60,447
60,324
60,307
60,182
59,892
60,782
61,642
62,243
61,838
59,369
50,626
51,110
50,290
50,813
53,049
54,070
62,086
64,648
67,556
70,462
64,280
65,754
67,007
67,503
64,548
65,912
61,944
62,439
63,238
64,212
65,336
66,567
68,216
69,766
70,070
71,711
73,448
75,557
76,151
76,453
77,829
79,596
81,978
83,161
84,093
86,717
89,007
91,791
95,457
98,767
101,375
104,828
107,142
109,821
112,650
112,789
113,941
116,062
207,064
207,064

207,064

116,062

113,941

112,789

112,650

109,821

107,142

104,828

101,375

98,767

95,457

91,791

89,007

86,717

84,093

83,161

81,978

79,596

77,829

76,453

76,151

75,557

73,448

71,711

70,070

69,766

68,216

66,567

65,336

64,212

63,238

62,439

61,944

65,912

64,548

67,503

67,007

65,754

64,280

70,462

67,556

64,648

62,086

54,070

53,049

50,813

50,290

51,110

50,626

59,369

61,838

62,243

61,642

60,782

59,892

60,182

60,307

60,324

60,447

59,778

66,618

51,122

50,400

50,949

50,159

49,478

48,652

47,599

46,820

45,598

44,327

43,405

42,235

41,126

39,299

38,420

37,569

36,878

36,030

35,317

34,331

33,862

32,936

32,442

32,087

31,108

30,436

33,357

37,195

40,053

36,550

36,035

37,401

37,019

33,932

27,100

26,300

24,300

24,600

18,100

17,200

13,400

12,100

10,100

9,600

Common Stock

0
0
0
0
0
0
0
0
0
0
0
0
0
0
17,600
33,728
33,728
33,464
33,757
32,518
32,518
31,444
29,718
29,798
29,798
29,798
29,798
29,798
29,798
29,798
29,833
29,874
29,901
29,922
30,020
30,020
30,139
30,139
30,143
30,190
30,439
30,488
30,581
30,794
31,081
31,225
31,391
31,636
31,751
31,820
31,850
33,081
33,088
33,095
33,103
33,110
33,115
33,120
33,126
33,133
33,369
33,387
33,411
33,422
33,430
33,440
33,449
33,555
33,705
39,905
40,146
40,165
41,807
41,849
41,917
41,957
42,001
42,220
42,272
42,355
41,696
41,670
41,492
41,575
41,704
42,037
42,376
42,604
42,798
43,117
43,318
42,964
42,173
42,372
42,446
42,586
42,671
42,766
42,841
42,909
43,227
43,780
44,068
44,431
44,780
45,402
45,566
45,694
46,128
46,293
46,381
62,550
62,550

62,550

46,381

46,293

46,128

45,694

45,566

45,402

44,780

44,431

44,068

43,780

43,227

42,909

42,841

42,766

42,671

42,586

42,446

42,372

42,173

42,964

43,318

43,117

42,798

42,604

42,376

42,037

41,704

41,575

41,492

41,670

41,696

42,355

42,272

42,220

42,001

41,957

41,917

41,849

41,807

40,165

40,146

39,905

33,705

33,555

33,449

33,440

33,430

33,422

33,411

33,387

33,369

33,133

33,126

33,120

33,115

33,110

33,103

33,095

33,088

33,081

31,850

31,820

31,751

31,636

31,391

31,225

31,081

30,794

30,581

30,488

30,439

30,190

30,143

30,139

30,020

29,922

29,901

29,874

29,833

29,798

29,718

31,444

32,518

33,757

33,464

33,728

17,600

Retained Earnings Total Equity

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
13,374
10,806
1,991
2,548
1,689
2,047
4,118
4,945
6,809
9,182
12,065
13,234
14,755
16,127
18,005
19,490
16,876
18,096
19,657
20,694
21,535
22,733
23,790
24,863
26,092
27,320
27,441
28,986
30,442
32,398
33,328
34,414
35,528
37,217
39,470
40,602
41,380
43,859
46,063
48,574
51,527
0
56,852
60,206
62,187
65,009
0
67,914
69,328
0
0
0

69,328

67,914

65,009

62,187

60,206

56,852

51,527

48,574

46,063

43,859

41,380

40,602

39,470

37,217

35,528

34,414

33,328

32,398

30,442

28,986

27,441

27,320

26,092

24,863

23,790

22,733

21,535

20,694

19,657

18,096

16,876

19,490

18,005

16,127

14,755

13,234

12,065

9,182

6,809

4,945

4,118

2,047

1,689

2,548

1,991

10,806

13,374

Accumulated Other Comprehensive Income

0
0
0
0
0
0
0
0
0
0
0
0
0
0
-100
0
-55
-45
-29
-21
-7
14
0
0
0
0
0
0
7
3
9
-15
70
-49
-38
-72
-88
-40
-82
-126
-176
-245
-211
-143
-128
-119
-70
-28
5
-7
10
-51
52
110
104
178
192
154
188
179
144
136
145
139
-9
35
42
35
12
-103
-222
-274
-179
-120
-86
31
17
-122
-30
-68
49
33
-13
-29
-10,301
87
70
25
-73
-111
-159
-141
-134
-71
-67
-78
-112
-53
17
35
-10
150
138
92
-158
-447
-754
-771
-1,253
-1,680
-1,191
-66,034
-66,034

-66,034

-1,191

-1,680

-1,253

-771

-754

-447

-158

138

150

-10

-53

-112

-78

-67

-71

-134

-141

-159

-111

-73

-10,301

-29

-13

-68

-30

-122

-86

-120

-179

-274

-222

-103

-9

139

145

136

144

179

188

154

192

178

104

110

-51

-7

-28

-70

-119

-128

-143

-211

-245

-176

-126

-82

-40

-88

-72

-38

-49

-15

-7

-21

-29

-45

-55

-100

Capital Surplus

Treasury Stock

-1,236

Other Stockholders Equity

0
0
7,900
8,100
0
0
0
8,500
9,500
12,600
12,700
17,200
16,100
16,200
-1,300
-1,291
-1,291
-1,281
-1,265
-21
-7
14
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
30,439
30,488
30,581
30,794
31,081
31,225
31,391
31,636
31,756
31,820
31,850
33,081
0
0
0
33,110
33,115
33,120
33,126
33,133
33,369
33,387
33,411
33,422
33,430
-88
33,449
35
12
-103
-222
-274
-179
-120
-86
31
17
-122
-30
-68
49
33
-13
-29
0
87
70
25
-73
-111
-159
-141
-134
-71
-67
-42,586
-42,671
-53
17
-42,909
-10
95,457
138
-44,431
-158
-447
-754
0
-1,253
-1,680
0
0
0

-1,680

-1,253

-754

-447

-158

-44,431

138

95,457

-10

-42,909

-53

-42,671

-42,586

-67

-71

-134

-141

-159

-111

-73

-29

-13

-68

-30

-122

-86

-120

-179

-274

-222

-103

33,449

-88

33,430

33,422

33,411

33,387

33,369

33,133

33,126

33,120

33,115

33,110

33,081

31,850

31,820

31,756

31,636

31,391

31,225

31,081

30,794

30,581

30,488

30,439

-7

-21

-1,265

-1,281

-1,291

-1,300

16,200

16,100

17,200

12,700

12,600

9,500

8,500

8,100

7,900

Balance Sheet

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31
Accounts Payable	0	32,611	40,043	31,210	750,934	716,006	699,684	612,236	544,338	477,084	436,135	434,220	511,262	529,893	531,392	475,439	433,739	368,747	334,238	284,568	224,855	219,083	4,989	4,453	0	3,900	2,900	200
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-66,034	-771	92	35	-78	-141	25	-29	-68	31	-274	35	139	179	178	-51	-28	-143	-126	-72	-15	0	0	-21	-55	0	0	0
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	8,881	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	62,550	45,694	44,431	42,909	42,586	42,964	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	53,728	64,690	208,375	60,540	82,661	56,915	45,869	34,116	35,618	19,058	19,577	31,544	22,894	6,491	5,546	4,963	7,633	4,726	5,362	19,116	11,581	12,991	15,744	16,540	27,396	51,000	14,600	15,200
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	-1,471	64,690	228,086	77,848	101,925	81,838	74,640	56,781	59,038	41,230	38,026	43,523	22,894	6,491	5,546	4,963	7,633	4,726	5,362	19,116	11,581	12,991	15,744	16,540	27,396	51,000	14,600	15,200
Common Stock	62,550	45,694	44,431	42,909	42,586	42,964	42,604	41,575	42,355	41,957	40,165	33,555	33,370	33,133	33,110	33,081	31,636	30,794	30,190	30,020	29,874	29,798	29,798	32,518	33,728	0	0	0
Common Stock Shares Outstanding	11,753	11,739	12,282	12,576	13,514	8,419	8,623	8,434	8,513	8,505	8,109	6,861	5,980	6,833	5,915	5,941	6,022	6,001	5,931	5,867	5,745	5,773	6,156	6,272	5,488	3,673	7,177	2,946
Common Stock Total Equity	0	0	44,431	42,909	42,586	42,964	42,604	41,575	42,355	41,957	40,165	33,555	33,422	0	0	0	0	0	30,190	30,020	29,874	29,798	29,798	32,518	33,728	0	0	0
Current Deferred Revenue	0	-32,611	-40,043	-31,210	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	151,821	138,735	137,392	128,273	131,063	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	53,777	53,777	53,777	53,777	53,777	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	1,454	1,556	1,183	-25,682	0	0	0	0	167	268	383	625	782	998	1,161	1,206	1,968	2,845	3,258	2,499	1,897	2,490	6,048	0	0	0	0
Inventory	0	-117,117	-243,603	-92,318	2,524	0	372	137	198	66,896	64,399	68,694	77,303	82,320	104,396	132,932	110,565	76,151	60,513	46,001	42,565	43,855	31,115	37,422	0	0	0	0
Liabilities And Stockholders Equity	2,437,865	1,091,502	1,157,052	975,435	913,870	877,291	833,315	710,572	621,213	557,318	539,000	532,101	633,348	667,604	684,216	656,981	609,850	516,615	444,354	365,203	304,250	307,210	323,863	405,255	523,847	252,000	95,300	80,900
Long Term Debt	69,744	90,000	90,000	105,000	65,000	75,000	56,843	29,000	10,500	0	1,442	7,852	68,852	64,081	44,000	40,000	82,000	61,000	59,500	20,910	25,607	49,574	89,351	130,755	0	0	0	0
Long Term Debt Total	0	0	90,000	105,000	65,000	75,000	56,843	29,000	10,500	0	1,442	7,852	68,852	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	906,287	29,470	22,773	22,043	25,563	32,353	36,348	31,683	7,025	8,447	9,688	12,036	15,335	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	105,136	25,310	-118,375	44,460	-17,661	18,085	10,974	-5,116	-25,118	-9,058	11,865	10,308	45,958	65,590	83,454	105,037	113,367	90,274	58,138	5,294	14,519	37,482	73,607	119,508	147,243	-51,000	-14,600	-15,200
Net Invested Capital	356,808	90,000	90,000	151,098	104,392	151,151	126,913	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	0	76,865	32,710	29,164	766,846	759,552	726,189	623,355	536,546	487,256	462,005	449,201	532,716	0	0	0	0	0	0	0	0	0	13,496	12,150	11,508	8,300	2,400	0
Net Tangible Assets	0	112,650	101,375	89,007	81,978	76,151	70,070	65,336	61,944	59,993	51,956	37,708	35,552	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-1,846,319	-669,336	-573,704	-660,996	-348,688	-714,302	-723,980	-591,170	-522,560	-456,497	-420,079	-390,022	582,858	615,591	0	0	0	0	5,967	-294,584	-232,219	-211,609	-171,860	159,344	190,530	55,400	14,100	76,100
Non Current Assets Total	2,373,239	35,574	29,349	29,197	33,218	38,734	5,581	3,931	2,993	3,053	2,983	3,070	42,638	43,932	44,625	42,854	42,771	37,402	36,287	30,115	25,648	7,971	2,844	7,511	10,716	24,200	6,300	4,600
Non Current Liabilities Other	0	0	15,546	15,243	15,958	10,134	6,718	4,000	4,431	13,227	33,867	36,980	2,608	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	319,856	978,852	90,000	105,000	65,000	75,000	56,843	29,000	10,500	10,000	31,442	41,852	61,000	64,000	89,000	110,000	121,000	95,000	63,500	24,410	26,100	50,473	89,400	130,800	167,300	0	0	0
Non Currrent Assets Other	2,223,367	-8,511	-8,622	-29,197	-33,218	-38,734	-36,348	-31,683	-30,466	-30,641	-28,160	-24,038	544,443	-40,235	-40,348	1,161	1,206	1,968	2,845	-30,115	-25,648	-7,971	-2,844	3,443	6,250	-24,200	-6,300	2,200
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	964,550	899,617	868,390	778,727	756,719	795,312	681,575	592,011	530,462	516,096	484,833	675,986	711,536	728,841	699,835	652,621	554,017	480,641	315,972	267,021	286,248	291,779	49,570	0	168,500	72,000	0
Other Current Assets	64,626	66,940	210,893	63,154	85,185	8	12	63,016	65,488	67,459	0	0	567,816	617,181	634,045	609,164	559,446	474,487	402,705	0	0	0	0	369,055	474,226	0	0	61,100
Other Current Liab	1,828,731	759,700	800,903	722,852	399,598	796,140	756,402	612,236	544,338	477,084	436,135	434,220	511,262	0	0	0	0	0	0	0	0	0	196,111	233,947	322,600	-3,900	-2,900	-200
Other Liab	0	13,768	15,546	8,288	9,642	10,134	6,718	4,000	4,431	3,227	3,867	2,980	2,608	3,988	3,517	4,924	4,952	6,048	4,381	4,984	4,570	5,567	4,989	4,452	0	0	0	0
Other Stockholder Equity	0	0	-44,431	-42,909	-42,586	11,541	11,009	-29	-68	31	-274	35	52	33,133	33,110	33,081	31,636	30,794	0	0	0	0	0	-21	-1,291	17,200	8,500	8,100
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	7,014	15,600	15,341	15,074	14,807	14,540	14,300	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	31,692	19,962	19,722	7,154	7,655	6,381	5,581	3,931	2,993	3,053	2,983	3,068	3,090	2,915	3,279	3,718	3,284	2,802	2,146	1,763	1,632	1,959	2,726	4,068	4,466	4,500	2,700	2,400
Property Plant And Equipment Net	22,353	6,104	6,576	7,154	7,655	6,381	5,581	3,931	2,993	3,053	2,983	3,068	3,090	2,915	3,279	3,718	3,284	2,802	2,146	1,763	1,632	1,959	2,726	4,068	4,466	4,500	2,700	2,400
Property Plant Equipment	0	0	6,576	13,054	7,655	6,381	5,581	3,931	2,993	3,053	2,983	3,068	3,090	2,915	3,279	3,718	3,284	2,802	2,146	1,763	1,632	1,959	2,726	4,068	0	0	0	0
Retained Earnings	210,548	67,727	56,852	46,063	39,470	33,328	27,441	23,790	19,657	18,005	12,065	4,118	1,991	13,523	12,479	19,288	18,551	16,169	12,171	7,621	4,472	2,289	3,559	3,537	1,495	7,400	3,600	2,000
Retained Earnings Total Equity	0	0	56,852	46,063	39,470	33,328	27,441	23,790	19,657	18,005	12,065	4,118	1,991	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	80,000	46,000	0	0	20,000	40,000	0	0	0	10,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	158,864	90,000	90,000	105,000	65,000	75,000	56,843	29,000	10,500	10,000	31,442	41,852	68,852	72,081	89,000	110,000	121,000	95,000	63,500	24,410	26,100	50,473	89,351	136,048	174,639	0	0	0
Short Term Debt	82,214	1,014	887	15,992	51,015	0	0	0	0	10,000	0	0	7,852	8,081	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Investments	597,196	26,688	19,711	17,308	19,264	24,931	28,783	22,681	23,540	22,293	18,571	12,004	23,857	23,342	17,670	6,783	12,664	7,689	9,434	22,083	17,090	22,657	25,538	23,108	0	0	0	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	2,437,865	1,091,502	1,157,052	975,435	913,870	877,291	833,315	710,572	621,213	557,318	539,000	532,101	633,348	667,604	684,216	656,981	609,850	516,615	444,354	365,203	304,250	307,210	323,863	405,255	523,847	252,000	95,300	80,900
Total Current Assets	64,626	91,378	228,086	77,848	101,925	81,838	32,422	25,066	26,209	23,803	19,921	44,198	590,710	623,672	639,591	614,127	567,079	479,213	408,067	19,116	11,581	12,991	29,240	397,744	513,130	59,300	17,000	76,300
Total Current Liabilities	1,910,945	760,714	801,790	738,844	450,613	796,140	756,402	616,236	548,769	480,300	440,000	434,220	7,852	8,081	0	0	0	0	402,100	313,700	243,800	224,600	201,100	238,400	322,600	3,900	2,900	200
Total Liab	2,230,801	978,852	90,000	105,000	65,000	801,140	763,245	645,236	559,269	490,311	471,444	479,052	582,722	605,962	623,909	590,363	559,691	469,795	402,119	327,634	269,919	275,123	290,506	369,221	489,915	227,400	83,200	70,800
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	207,064	112,650	101,375	89,007	81,978	76,151	70,070	65,336	61,944	67,007	67,556	53,049	50,626	61,642	60,307	66,618	50,159	46,820	42,235	37,569	34,331	32,087	33,357	36,035	33,932	24,600	12,100	10,100
Treasury Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30	1996-06-30	1996-03-31
Accounts Payable	0	0	0	911,724	36,459	875,084	852,189	894,664	925,740	950,131	931,942	864,578	804,521	766,185	749,180	750,158	711,599	750,934	761,672	765,111	734,729	716,006	719,942	702,603	710,037	699,684	697,154	670,280	640,130	612,236	590,601	565,184	546,075	544,338	526,786	500,597	495,670	477,084	484,750	472,294	446,525	436,135	431,091	434,871	434,019	434,220	459,966	478,311	510,799	511,262	507,536	511,134	527,617	529,893	535,673	539,022	540,099	531,392	529,697	486,640	485,015	475,439	482,895	485,782	459,453	433,739	415,608	411,082	400,130	368,747	361,769	348,883	338,777	334,238	303,769	282,208	274,659	284,568	262,960	254,358	237,358	224,855	222,715	217,986	215,753	219,083	4,984	4,684	4,989	196,166	5,308	4,041	2,906	4,453	3,875	3,421	1,642	0	9,600	5,400	4,100	3,900	2,000	1,400	10,000	2,900	-	-	-	200	300	-	-
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Accumulated Other Comprehensive Income	-66,034	-66,034	-1,191	-1,680	-1,253	-771	-754	-447	-158	92	138	150	-10	35	17	-53	-112	-78	-67	-71	-134	-141	-159	-111	-73	25	70	87	-10,301	-29	-13	33	49	-68	-30	-122	17	31	-86	-120	-179	-274	-222	-103	12	35	42	35	-9	139	145	136	144	179	188	154	192	178	104	110	52	-51	10	-7	5	-28	-70	-119	-128	-143	-211	-245	-176	-126	-82	-40	-88	-72	-38	-49	70	-15	9	3	7	0	0	0	0	0	0	14	-7	-21	-29	-45	-55	0	-100	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Capital Stock	0	62,550	46,381	46,293	46,128	45,694	45,566	45,402	44,780	44,431	44,068	43,780	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Capital Surpluse	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Cash	53,728	53,728	140,619	130,555	167,875	64,690	51,295	102,276	193,188	208,375	186,935	112,280	73,735	60,540	129,564	147,502	89,665	82,661	56,347	57,181	53,406	56,915	47,753	54,362	68,809	45,869	51,571	38,004	30,177	34,116	17,759	27,269	29,037	35,618	23,792	23,387	35,546	19,058	29,441	17,502	19,149	19,577	45,852	37,383	39,226	31,544	36,196	32,625	48,523	22,894	11,342	7,776	15,529	6,491	12,781	6,224	15,287	5,546	6,131	4,941	4,501	4,963	5,778	6,311	6,815	7,633	6,048	5,861	5,836	4,726	5,204	5,663	6,068	5,362	5,142	7,055	5,723	19,116	19,198	15,823	10,563	11,581	14,703	9,193	8,158	12,991	25,604	23,687	15,744	15,744	16,052	11,496	13,166	16,540	36,401	11,918	27,396	27,396	11,300	74,400	8,900	51,000	13,100	11,100	20,600	14,600	-	-	-	15,200	10,200	-	-
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Cash And Short Term Investments	-1,471	-1,471	140,619	130,555	167,875	64,690	108,410	159,957	212,003	228,086	207,424	131,959	91,323	77,847	148,257	165,925	107,722	101,922	78,250	80,631	77,743	81,838	73,546	81,038	96,513	74,640	81,485	68,954	56,938	56,781	39,724	51,258	57,734	59,038	47,726	47,796	58,647	41,230	51,945	38,392	39,318	38,026	61,264	52,118	51,452	43,523	36,171	32,600	48,523	22,894	11,342	7,751	15,529	6,491	12,781	6,174	15,262	5,546	6,131	4,941	4,501	4,963	5,778	6,311	6,815	7,633	6,048	5,861	5,836	4,726	5,204	5,663	6,068	5,362	5,142	7,055	5,723	19,116	19,198	15,823	10,563	11,581	14,703	9,193	8,158	12,991	25,604	23,687	15,744	0	16,052	11,496	13,166	16,540	36,401	11,918	27,396	27,396	11,300	74,400	8,900	51,000	13,100	11,100	20,600	14,600	-	-	-	15,200	10,200	-	-
Common Stock	62,550	62,550	46,381	46,293	46,128	45,694	45,566	45,402	44,780	44,431	44,068	43,780	43,227	42,909	42,841	42,766	42,671	42,586	42,446	42,372	42,173	42,964	43,318	43,117	42,798	42,604	42,376	42,037	41,704	41,575	41,492	41,670	41,696	42,355	42,272	42,220	42,001	41,957	41,917	41,849	41,807	40,165	40,146	39,905	33,705	33,555	33,449	33,440	33,430	33,422	33,411	33,387	33,369	33,133	33,126	33,120	33,115	33,110	33,103	33,095	33,088	33,081	31,850	31,820	31,751	31,636	31,391	31,225	31,081	30,794	30,581	30,488	30,439	30,190	30,143	30,139	30,139	30,020	30,020	29,922	29,901	29,874	29,833	29,798	29,798	29,798	29,798	29,798	29,798	29,798	29,718	31,444	32,518	32,518	33,757	33,464	33,728	33,728	17,600	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Common Stock Shares Outstanding	11,774	11,774	11,756	11,740	11,731	11,709	8,915	8,885	8,849	8,770	8,777	8,717	8,615	8,474	8,540	8,498	8,579	8,497	8,567	8,562	8,604	8,494	8,774	8,890	8,638	8,980	8,633	8,644	8,475	8,375	8,228	8,654	8,553	8,605	8,624	8,166	8,679	8,508	8,494	8,495	8,534	8,479	8,183	8,104	37,998	5,911	6,000	6,136	8,233	5,990	5,988	5,982	8,245	5,960	7,246	5,915	5,915	5,915	5,915	5,915	5,915	5,915	5,918	5,913	5,975	5,909	6,009	6,038	6,030	5,824	6,008	6,000	5,976	5,767	5,931	5,945	6,113	5,753	6,044	5,835	5,827	5,827	5,900	5,533	5,800	5,800	5,600	5,634	5,582	5,582	5,918	6,075	6,275	6,275	6,000	6,242	6,084	6,084	5,536	5,000	5,675	5,500	5,000	5,000	3,298	3,081	3,081	3,081	3,081	2,900	2,900	2,036	2,036
Common Stock Total Equity	0	0	0	46,293	46,128	0	45,566	45,402	44,780	44,431	0	43,780	43,227	42,909	42,841	42,766	42,671	42,586	42,446	42,372	42,173	42,964	43,318	43,117	42,798	42,604	42,376	42,037	41,704	41,575	41,492	41,670	41,696	42,355	42,272	42,220	42,001	41,957	41,917	41,849	41,807	40,165	40,146	39,905	33,705	33,555	33,449	33,440	33,430	33,422	33,411	33,387	0	0	0	0	0	0	33,103	33,095	33,088	0	0	0	0	0	0	0	0	0	0	0	0	30,190	30,143	30,139	30,139	30,020	30,020	29,922	29,901	29,874	29,833	29,798	29,798	29,798	29,798	29,798	29,798	29,798	29,718	31,444	32,518	32,518	33,757	33,464	33,728	33,728	17,600	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Current Deferred Revenue	0	0	0	0	-36,459	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Earning Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	154,375	151,821	132,103	135,097	134,150	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Good Will	53,777	53,777	53,777	53,777	53,777	53,777	53,777	53,777	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Intangible Assets	0	0	-59,477	-59,377	-59,577	1,454	7,864	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	133	0	0	0	167	0	0	0	268	0	0	0	383	0	0	625	625	0	0	782	782	811	861	936	998	1,052	1,095	1,161	1,161	1,204	1,152	1,238	1,206	1,383	1,538	1,735	1,968	2,171	2,363	2,576	2,845	3,020	3,230	3,302	3,258	3,344	3,204	2,860	2,499	2,276	2,110	1,960	1,897	2,020	1,929	2,470	2,490	2,809	6,018	6,017	6,048	5,660	5,738	5,815	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Inventory	0	0	0	0	-248,656	2,250	2,250	2,250	2,389	2,518	2,572	2,572	2,572	2,614	2,707	2,707	2,707	2,524	317	1,074	0	0	0	213	53,000	55,466	59,047	61,295	59,956	61,553	62,436	60,215	62,073	64,686	65,697	65,751	64,044	66,896	67,851	71,140	65,931	64,399	64,187	64,133	61,753	68,694	62,894	62,070	58,460	77,303	79,265	76,144	77,440	82,320	93,643	92,798	95,976	104,396	102,892	103,948	102,623	132,932	118,836	123,465	118,950	110,565	97,536	93,747	82,464	76,151	65,629	67,166	57,405	60,513	54,176	47,450	42,689	46,001	36,981	44,633	44,643	42,565	51,427	41,062	42,657	43,855	22,047	24,141	23,166	31,115	34,689	43,939	50,881	37,422	38,577	52,366	78,576	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Liabilities And Stockholders Equity	2,437,865	2,437,865	1,140,299	1,131,430	1,167,583	1,091,502	1,088,278	1,106,828	1,136,603	1,157,052	1,135,590	1,063,028	1,018,022	975,435	1,042,099	1,060,847	925,208	913,870	903,252	905,567	882,394	877,291	854,709	865,127	865,689	833,315	829,150	784,972	748,300	710,572	664,536	642,624	622,755	621,213	601,037	587,274	572,271	557,318	572,143	557,741	550,257	539,000	535,481	536,098	533,123	532,101	556,796	572,925	623,225	633,348	643,156	643,831	665,539	667,604	676,470	671,484	677,666	684,216	674,352	671,002	669,808	656,981	640,184	647,661	628,808	609,850	580,985	561,876	551,151	516,615	498,129	469,183	448,708	444,354	414,355	392,798	370,978	365,203	347,240	343,562	315,298	304,250	303,456	297,277	296,432	307,210	297,348	303,132	323,863	323,863	329,318	407,995	419,628	405,255	405,421	419,160	523,847	523,847	343,400	325,100	312,000	252,000	171,800	151,100	136,400	95,300	-	-	-	80,900	71,200	-	-
Long Term Debt	0	69,744	90,000	90,000	115,000	90,000	110,000	90,000	90,000	90,000	90,000	90,000	105,000	105,000	190,103	210,103	115,000	65,000	45,000	46,000	52,750	75,000	50,000	81,843	76,843	56,843	55,843	41,800	37,000	29,000	5,500	10,500	10,500	10,500	5,000	20,000	5,000	10,000	18,000	18,000	30,000	1,442	1,442	1,667	7,735	7,852	7,852	7,852	58,852	68,852	72,852	67,862	71,872	72,081	76,085	69,000	74,000	89,000	80,000	119,000	120,000	110,000	100,500	105,000	111,000	121,000	109,000	96,000	98,000	95,000	85,000	71,500	61,500	63,500	64,204	61,634	41,226	24,410	23,469	26,831	22,876	26,100	32,151	37,773	44,423	50,473	58,202	66,386	77,501	89,351	97,723	111,158	118,393	130,755	138,360	151,807	159,284	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Long Term Debt Total	0	0	0	0	0	0	0	0	90,000	90,000	0	90,000	105,000	105,000	190,103	210,103	115,000	65,000	45,000	46,000	52,750	75,000	50,000	81,843	76,843	56,843	55,843	41,800	37,000	29,000	5,500	10,500	10,500	10,500	0	0	0	0	0	0	0	1,442	1,442	1,667	7,735	7,852	7,852	7,852	58,852	68,852	72,852	67,862	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Long Term Investments	0	906,287	17,591	17,241	18,225	29,470	59,909	60,513	21,805	22,773	23,608	23,247	21,570	22,043	23,562	24,221	23,909	25,563	28,707	30,414	31,562	32,353	33,421	33,720	34,988	7,565	8,190	8,362	8,613	9,002	9,218	6,774	6,916	7,025	7,245	7,509	7,931	8,447	8,578	9,118	9,410	9,688	10,149	10,912	11,651	12,036	12,822	13,083	14,270	15,335	14,817	15,185	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Net Debt	105,136	105,136	-50,619	-40,555	-52,875	25,310	58,705	-12,276	-103,188	-118,375	-96,935	-22,280	31,265	44,460	60,539	62,601	25,335	-17,661	-11,347	-11,181	-656	18,085	2,247	27,481	8,034	10,974	4,272	3,796	6,823	-5,116	-12,259	-16,769	-18,537	-25,118	-18,792	-3,387	-30,546	-9,058	-11,441	498	10,851	11,865	-10,410	-1,716	2,509	10,308	5,656	9,227	10,329	45,958	53,658	60,086	56,343	65,590	63,304	62,776	58,713	83,454	73,869	114,059	115,499	105,037	94,722	98,689	104,185	113,367	102,952	90,139	92,164	90,274	79,796	65,837	55,432	58,138	59,062	54,579	35,503	5,294	4,271	11,008	12,313	14,519	17,448	28,580	36,265	37,482	32,598	42,699	73,607	73,607	81,671	105,162	111,376	119,508	107,295	145,320	147,243	147,243	-11,300	-74,400	-8,900	21,100	-13,100	-11,100	-20,600	-14,600	-	-	-	-15,200	-10,200	-	-
Net Invested Capital	0	356,808	90,000	90,000	115,000	90,000	110,000	90,000	90,000	90,000	90,000	90,000	105,000	151,098	276,820	294,196	155,490	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Net Receivables	0	0	0	924,976	78,531	0	912,485	878,682	855,568	858,271	0	855,777	877,615	847,383	844,273	846,021	772,829	766,846	780,589	780,021	761,418	759,552	745,222	751,268	737,319	726,189	714,383	684,836	660,761	623,355	594,712	564,826	540,162	536,546	525,986	511,874	485,801	487,256	490,041	484,062	473,123	462,005	439,445	448,350	442,406	449,201	459,938	477,218	504,641	532,716	549,854	553,445	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	14,027	15,542	13,496	13,496	9,960	9,872	13,688	12,150	10,893	11,729	11,508	11,508	12,700	10,500	10,200	8,300	2,000	1,300	3,100	2,400	-	-	-	0	1,600	-	-
Net Tangible Assets	0	0	0	113,941	112,789	112,650	109,821	107,142	104,828	101,375	98,767	95,457	91,791	89,007	86,717	84,093	83,161	81,978	79,596	77,829	76,453	76,151	75,557	73,448	71,711	70,070	69,766	68,216	66,567	65,336	64,212	63,238	62,439	61,944	60,338	58,974	61,508	59,993	57,958	56,484	54,862	51,956	49,106	46,611	38,662	37,708	35,538	35,164	35,969	35,552	44,362	46,897	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Net Working Capital	-1,846,319	-1,846,319	-690,393	-526,162	-500,980	-669,336	-574,397	-1,748,061	-713,737	-928,799	-909,324	-842,757	-784,326	-781,591	-725,513	-727,056	-690,540	-748,398	-737,911	-801,250	-778,947	-798,165	-748,090	-754,839	-756,023	-752,761	-723,317	-682,117	-651,128	-613,815	-570,240	-542,246	-518,604	-546,032	-504,290	-476,912	-475,010	-478,691	-464,411	-452,803	-427,686	-438,551	-377,418	-386,064	-386,104	-406,354	-415,684	-433,507	-449,803	582,858	-29,075	-479,905	0	615,591	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	13,659	-335,345	-314,177	-294,584	-275,202	-272,377	25,049	-232,219	-222,697	-217,307	-211,442	-211,609	-168,369	-167,071	-171,860	0	-168,388	144,067	147,667	159,344	165,815	178,680	190,530	190,530	14,400	79,500	15,000	-167,000	13,100	11,000	13,700	-	-	-	-	76,100	-	-	-
Non Current Assets Total	2,373,239	2,373,239	17,591	17,241	18,225	35,574	66,241	6,365	28,271	22,773	6,657	6,830	6,992	7,154	7,224	7,328	7,501	7,655	7,836	8,002	6,194	6,381	6,207	5,976	5,706	5,581	5,132	4,883	4,591	3,931	3,388	2,888	2,913	2,993	2,956	2,959	3,018	3,053	2,978	2,969	2,942	2,983	2,985	3,028	3,083	3,068	3,112	3,003	3,067	42,638	3,018	2,999	2,947	43,932	42,996	40,863	41,870	44,625	44,836	40,892	44,012	42,854	43,005	44,942	43,955	42,771	41,104	40,375	38,812	37,402	36,753	35,728	32,173	36,287	37,196	31,524	31,997	30,115	30,002	27,403	33,149	25,648	15,895	17,625	18,524	7,971	11,614	8,407	2,844	0	12,036	7,228	7,261	7,511	10,006	10,180	10,716	10,716	36,400	35,800	23,600	24,200	7,200	6,300	6,000	6,300	-	-	-	4,600	3,400	-	-
Non Current Liabilities Other	0	0	0	15,765	18,990	0	16,268	15,022	16,035	15,546	0	12,993	16,710	15,243	16,099	16,493	15,448	15,958	16,984	16,627	18,462	10,134	9,210	7,233	7,098	6,718	6,387	4,676	4,603	4,000	4,223	3,702	3,741	4,431	8,339	22,129	9,098	13,227	21,639	21,167	33,270	33,867	38,300	37,474	37,299	36,980	38,165	36,472	2,464	2,608	3,399	2,997	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Non Current Liabilities Total	319,856	319,856	90,000	90,000	115,000	978,852	978,457	90,000	90,000	90,000	90,000	90,000	105,000	105,000	190,103	210,103	115,000	65,000	45,000	46,000	52,750	75,000	50,000	81,843	76,843	56,843	55,843	41,800	37,000	29,000	5,500	10,500	10,500	10,500	5,000	20,000	5,000	10,000	18,000	18,000	30,000	31,442	35,442	35,667	41,735	41,852	41,852	41,852	58,852	61,000	76,251	67,862	71,872	64,000	76,085	69,000	74,000	89,000	80,000	119,000	120,000	110,000	100,500	105,000	111,000	121,000	109,000	96,000	98,000	95,000	85,000	71,500	61,500	63,500	64,204	61,634	41,226	24,410	23,469	26,831	22,876	26,100	32,151	37,773	44,423	50,473	58,200	66,400	89,400	0	97,700	111,200	118,400	130,800	138,400	151,800	167,300	167,300	0	0	72,100	72,100	0	0	0	-	-	-	-	0	-	-	-
Non Currrent Assets Other	2,223,367	2,223,367	-5,891	-5,998	-6,077	-8,511	-66,241	-60,513	-28,271	-6,576	-23,608	-23,247	-21,570	-22,043	-23,562	-24,221	-23,909	-25,563	-28,707	-30,414	-31,562	-32,353	-33,421	-33,720	-34,988	-36,348	-38,117	-39,326	-35,389	-31,683	-31,200	-30,782	-35,633	-30,466	-31,201	-31,940	-31,054	-30,641	-31,104	-30,030	-29,602	-28,160	-25,585	-25,671	-23,902	-24,040	-24,823	-29,474	-32,146	544,443	-39,640	-38,903	-39,028	-40,235	-39,186	-36,909	-37,745	-40,348	-40,411	-36,308	-39,241	1,161	1,204	1,152	1,238	1,206	1,383	1,538	1,735	1,968	2,171	2,363	-32,173	2,845	3,020	-31,524	-31,997	-30,115	-30,002	-27,403	2,860	-25,648	-15,895	-17,625	-18,524	-7,971	-11,614	-8,407	-2,844	0	-12,036	3,342	3,393	3,443	5,660	5,738	6,250	6,250	-36,400	-35,800	-23,600	-24,200	-7,200	-6,300	-6,000	-6,300	-	-	-	2,200	-3,400	-	-
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Other Assets	0	0	982,089	983,634	981,483	964,550	913,627	1,040,421	896,329	1,112,947	1,106,315	1,033,881	990,835	966,695	1,011,208	1,030,417	896,648	903,679	871,655	872,077	849,956	867,935	820,392	829,090	828,806	824,095	791,735	747,206	715,137	704,256	636,588	613,082	588,646	615,452	572,271	558,527	544,463	552,656	545,176	532,075	525,201	534,568	474,514	484,263	482,125	501,167	509,402	525,118	559,162	675,986	604,213	609,603	624,092	711,536	719,466	712,347	719,536	728,841	719,188	711,894	713,820	699,835	683,189	692,603	672,763	652,621	622,089	602,251	589,963	554,017	534,882	504,911	410,467	480,641	451,551	354,219	333,258	315,972	298,040	300,336	348,447	267,021	272,858	270,459	269,750	286,248	246,103	255,496	291,779	24,572	291,270	29,906	34,755	33,629	34,131	33,361	34,782	0	283,000	204,400	269,300	168,500	149,500	132,400	106,700	72,000	-	-	-	0	56,000	-	-
Other Current Assets	64,626	64,626	147,561	135,995	170,125	66,940	53,545	-99,915	-191,145	-206,754	24,400	27,252	-88,716	-76,261	-143,283	35,090	39,458	45,046	44,816	45,447	46,995	51,255	50,944	52,886	52,767	58,694	58,561	60,933	0	63,016	0	0	0	65,488	0	0	0	67,459	0	0	0	0	0	0	0	0	0	0	0	567,816	0	0	0	617,181	620,693	624,447	620,534	634,045	623,385	625,169	621,295	609,164	591,401	596,408	578,038	559,446	533,833	515,640	506,503	474,487	456,172	427,792	0	402,705	372,017	0	0	0	0	0	271,586	0	0	0	0	0	0	0	0	0	0	379,399	385,513	369,055	348,121	385,333	474,226	474,226	0	0	0	0	0	0	0	-	-	-	-	61,100	-	-	-
Other Current Liab	1,828,731	1,828,731	830,752	656,209	643,094	759,700	682,555	1,798,779	925,740	950,131	0	864,578	804,521	766,185	749,180	750,158	711,599	750,934	761,672	765,111	734,729	716,006	719,942	702,603	710,037	699,684	697,154	670,280	640,130	612,236	590,601	565,184	546,075	544,338	526,786	500,597	495,670	477,084	484,750	472,294	446,525	436,135	431,091	434,871	434,019	434,220	459,966	478,311	510,799	511,262	507,536	511,134	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	203,016	201,616	196,111	0	189,092	252,659	261,794	233,947	225,725	226,879	322,600	322,600	-9,600	-5,400	-4,100	222,400	-2,000	-1,400	-10,000	-2,900	-	-	-	-200	-300	-	-
Other Liab	0	0	0	0	13,340	13,768	16,268	15,022	16,035	15,546	14,881	7,442	16,710	8,288	9,946	10,628	9,356	9,642	10,446	9,870	10,362	10,134	9,210	7,233	7,098	6,718	6,387	4,676	4,603	4,000	4,223	3,702	3,741	4,431	3,339	2,129	4,098	3,227	3,639	3,167	3,270	3,867	4,300	3,474	3,299	2,980	4,165	2,472	2,464	2,608	3,399	2,997	3,807	3,988	3,930	3,570	3,385	3,517	4,331	4,915	5,015	4,924	5,667	6,479	7,406	4,952	6,899	6,142	5,422	6,048	5,762	4,473	5,026	4,381	5,256	6,592	6,044	4,984	6,508	6,444	5,492	4,570	4,012	3,982	3,814	5,567	4,984	4,684	4,392	4,989	5,308	4,041	2,906	4,452	3,875	3,421	1,642	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Other Stockholder Equity	0	0	0	-1,680	-1,253	0	-754	-447	-158	-44,431	138	95,457	-10	-42,909	17	-53	-42,671	-42,586	-67	-71	-134	-141	-159	-111	-73	25	70	87	0	-29	-13	33	49	-68	-30	-122	17	31	-86	-120	-179	-274	-222	-103	12	35	33,449	-88	33,430	33,422	33,411	33,387	33,369	33,133	33,126	33,120	33,115	33,110	0	0	0	33,081	31,850	31,820	31,756	31,636	31,391	31,225	31,081	30,794	30,581	30,488	30,439	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	14	-7	-21	-1,265	-1,281	-1,291	-1,291	-1,300	16,200	16,100	17,200	12,700	12,600	9,500	8,500	-	-	-	8,100	7,900	-	-
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	5,574	5,574	5,995	7,014	7,796	7,796	15,600	15,600	15,542	15,475	15,408	15,341	15,275	15,214	15,141	15,074	15,007	14,941	14,874	14,807	14,740	14,674	14,607	14,540	14,473	14,406	14,340	14,300	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Property Plant And Equipment Gross	0	31,692	0	0	0	19,962	0	0	0	0	0	0	6,992	7,154	7,224	7,328	7,501	7,655	7,836	8,002	6,194	6,381	6,207	5,976	5,706	5,581	5,132	4,883	4,591	3,931	3,388	2,888	2,913	2,993	2,956	2,959	3,018	3,053	2,978	2,969	2,942	2,983	2,985	3,028	3,083	3,068	3,112	3,003	3,067	3,090	3,018	2,999	2,947	2,915	2,999	3,093	3,189	3,279	3,373	3,489	3,610	3,718	3,818	3,985	3,819	3,284	3,114	3,020	2,811	2,802	2,276	2,225	2,112	2,146	1,996	2,087	1,878	1,763	1,676	1,574	1,594	1,632	1,709	1,759	1,842	1,959	2,117	2,300	2,726	2,726	3,056	3,886	3,868	4,068	4,346	4,442	3,992	4,466	4,800	4,900	4,700	4,500	4,000	3,000	2,800	2,700	-	-	-	2,400	1,900	-	-
Property Plant And Equipment Net	22,353	22,353	5,891	5,998	6,077	6,104	6,332	6,365	6,466	6,576	6,657	6,830	6,992	7,154	7,224	7,328	7,501	7,655	7,836	8,002	6,194	6,381	6,207	5,976	5,706	5,581	5,132	4,883	4,591	3,931	3,388	2,888	2,913	2,993	2,956	2,959	3,018	3,053	2,978	2,969	2,942	2,983	2,985	3,028	3,083	3,068	3,112	3,003	3,067	3,090	3,018	2,999	2,947	2,915	2,999	3,093	3,189	3,279	3,373	3,489	3,610	3,718	3,818	3,985	3,819	3,284	3,114	3,020	2,811	2,802	2,276	2,225	2,112	2,146	1,996	2,087	1,878	1,763	1,676	1,574	1,594	1,632	1,709	1,759	1,842	1,959	2,117	2,300	2,726	0	3,056	3,886	3,868	4,068	4,346	4,442	4,466	4,466	4,800	4,900	4,700	4,500	4,000	3,000	2,800	2,700	-	-	-	2,400	1,900	-	-
Property Plant Equipment	0	0	0	5,998	6,077	0	6,332	6,365	6,466	6,576	11,957	12,330	6,992	13,054	7,224	7,328	7,501	7,655	14,536	8,002	6,194	6,381	6,207	5,976	5,706	5,581	5,132	4,883	4,591	3,931	3,388	2,888	2,913	2,993	2,956	2,959	3,018	3,053	2,978	2,969	2,942	2,983	2,985	3,028	3,083	3,068	3,112	3,003	3,067	3,090	3,018	2,999	2,947	2,915	2,999	3,093	3,189	3,279	3,373	3,489	3,610	3,718	3,818	3,985	3,819	3,284	3,114	3,020	2,811	2,802	2,276	2,225	2,112	2,146	1,996	2,087	1,878	1,763	1,676	1,574	1,594	1,632	1,709	1,759	1,842	1,959	2,117	2,300	2,492	2,726	3,056	3,648	3,868	4,068	4,346	4,442	3,992	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Retained Earnings	210,548	210,548	70,872	69,328	67,914	67,727	65,009	62,187	60,206	56,852	54,561	51,527	48,574	46,063	43,859	41,380	40,602	39,470	37,217	35,528	34,414	33,328	32,398	30,442	28,986	27,441	27,320	26,092	24,863	23,790	22,733	21,535	20,694	19,657	18,096	16,876	19,490	18,005	16,127	14,755	13,234	12,065	9,182	6,809	4,945	4,118	2,047	1,689	2,548	1,991	10,806	13,374	13,856	13,523	12,728	11,944	12,268	12,479	12,644	12,836	12,298	19,288	19,262	18,587	19,193	18,551	18,157	17,546	16,646	16,169	15,228	14,084	13,142	12,171	11,065	9,200	8,369	7,621	6,896	6,157	5,346	4,472	4,020	3,135	2,637	2,289	1,310	638	3,559	3,559	7,477	8,595	4,039	3,537	4,909	4,836	1,495	1,495	10,800	10,100	8,200	7,400	5,400	4,600	3,900	3,600	-	-	-	2,000	1,700	-	-
Retained Earnings Total Equity	0	0	0	69,328	67,914	0	65,009	62,187	60,206	56,852	0	51,527	48,574	46,063	43,859	41,380	40,602	39,470	37,217	35,528	34,414	33,328	32,398	30,442	28,986	27,441	27,320	26,092	24,863	23,790	22,733	21,535	20,694	19,657	18,096	16,876	19,490	18,005	16,127	14,755	13,234	12,065	9,182	6,809	4,945	4,118	2,047	1,689	2,548	1,991	10,806	13,374	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Short Long Term Debt	0	80,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	20,000	0	0	0	40,500	0	44	76,843	684	55,843	41,800	37,000	29,000	0	0	0	10,500	0	0	0	10,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Short Long Term Debt Total	158,864	158,864	90,000	90,000	115,000	90,000	110,000	90,000	90,000	90,000	90,000	90,000	105,000	105,000	190,103	210,103	115,000	65,000	45,000	46,000	52,750	75,000	50,000	81,843	76,843	56,843	55,843	41,800	37,000	29,000	5,500	10,500	10,500	10,500	5,000	20,000	5,000	10,000	18,000	18,000	30,000	31,442	35,442	35,667	41,735	41,852	41,852	41,852	58,852	68,852	65,000	67,862	71,872	72,081	76,085	69,000	74,000	89,000	80,000	119,000	120,000	110,000	100,500	105,000	111,000	121,000	109,000	96,000	98,000	95,000	85,000	71,500	61,500	63,500	64,204	61,634	41,226	24,410	23,469	26,831	22,876	26,100	32,151	37,773	44,423	50,473	58,202	66,386	89,351	89,351	97,723	116,658	124,542	136,048	143,696	157,238	174,639	174,639	0	0	72,100	72,100	0	0	0	-	-	-	-	0	-	-	-
Short Term Debt	82,214	82,214	260	508	25,761	1,014	252	9,324	0	0	0	0	7,852	7,852	0	0	0	20,000	0	0	0	0	0	44	76,843	684	55,843	41,800	37,000	29,000	0	0	0	10,500	0	0	0	10,000	0	0	0	0	0	0	0	0	0	0	7,852	7,852	65,000	0	8,081	8,081	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Short Term Investments	597,196	597,196	15,124	14,766	15,533	26,688	57,115	57,681	18,815	19,711	20,489	19,679	17,588	17,308	18,693	18,423	18,059	19,264	21,907	23,456	24,344	24,931	25,802	26,685	27,715	28,783	29,927	30,964	26,776	22,681	22,082	24,108	28,817	23,540	24,055	24,530	23,222	22,293	22,625	21,011	20,291	18,571	15,436	14,759	12,251	12,004	12,001	16,391	17,876	23,588	24,823	23,718	23,261	315	22,652	18,468	17,642	1,245	18,483	12,397	12,847	812	5,041	5,390	6,266	778	20,371	20,987	21,593	7,689	0	0	0	9,434	0	0	0	22,083	0	0	0	17,090	0	0	0	22,657	0	0	0	25,538	0	0	0	23,108	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Total Assets	2,437,865	2,437,865	1,140,299	1,131,430	1,167,583	1,091,502	1,088,278	1,106,828	1,136,603	1,157,052	1,135,590	1,063,028	1,018,022	975,435	1,042,099	1,060,847	925,208	913,870	903,252	905,567	882,394	877,291	854,709	865,127	865,689	833,315	829,150	784,972	748,300	710,572	664,536	642,624	622,755	621,213	601,037	587,274	572,271	557,318	572,143	557,741	550,257	539,000	535,481	536,098	533,123	532,101	556,796	572,925	623,225	633,348	643,156	643,831	665,539	667,604	676,470	671,484	677,666	684,216	674,352	671,002	669,808	656,981	640,184	647,661	628,808	609,850	580,985	561,876	551,151	516,615	498,129	469,183	448,708	444,354	414,355	392,798	370,978	365,203	347,240	343,562	315,298	304,250	303,456	297,277	296,432	307,210	297,348	303,132	323,863	323,863	329,318	407,995	419,628	405,255	405,421	419,160	523,847	523,847	343,400	325,100	312,000	252,000	171,800	151,100	136,400	95,300	-	-	-	80,900	71,200	-	-
Total Current Assets	64,626	64,626	140,619	130,555	167,875	91,378	108,410	60,042	212,003	21,332	22,618	22,317	20,195	1,586	23,667	23,102	21,059	2,536	23,761	25,488	26,244	2,975	28,110	30,061	31,177	3,639	32,283	32,883	28,572	2,385	24,560	26,654	31,196	2,768	25,810	25,788	24,790	1,609	23,989	22,697	22,114	1,449	57,982	48,807	47,915	27,866	44,282	44,804	60,996	590,710	35,925	31,229	38,500	623,672	633,474	630,621	635,796	639,591	629,516	630,110	625,796	614,127	597,179	602,719	584,853	567,079	539,881	521,501	512,339	479,213	461,376	433,455	6,068	408,067	377,159	7,055	5,723	19,116	19,198	15,823	282,149	11,581	14,703	9,193	8,158	12,991	39,631	39,229	29,240	0	26,012	400,767	412,367	397,744	395,415	408,980	513,130	513,130	24,000	84,900	19,100	59,300	15,100	12,400	23,700	17,000	-	-	-	76,300	11,800	-	-
Total Current Liabilities	1,910,945	1,910,945	831,012	656,717	668,855	760,714	682,807	1,808,103	925,740	950,131	931,942	865,074	804,521	783,177	749,180	750,158	711,599	750,934	761,672	826,738	805,191	801,140	776,200	784,900	787,200	756,400	755,600	715,000	679,700	616,200	594,800	568,900	549,800	548,800	530,100	502,700	499,800	480,300	488,400	475,500	449,800	440,000	435,400	434,871	434,019	434,220	459,966	478,311	510,799	7,852	65,000	511,134	0	8,081	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	363,500	342,400	319,900	313,700	294,400	288,200	257,100	243,800	237,400	226,500	219,600	224,600	208,000	206,300	201,100	201,100	194,400	256,700	264,700	238,400	229,600	230,300	322,600	322,600	9,600	5,400	4,100	226,300	2,000	1,400	10,000	2,900	-	-	-	200	300	-	-
Total Liab	2,230,801	2,230,801	90,000	90,000	115,000	978,852	978,457	999,686	1,031,775	1,055,677	1,036,823	967,571	926,231	886,428	955,382	976,754	842,047	831,892	823,656	827,738	805,941	801,140	779,152	791,679	793,978	763,245	759,384	716,756	681,733	645,236	600,324	579,386	560,316	559,269	535,125	522,726	504,768	490,311	506,389	493,461	479,795	471,444	470,833	474,012	479,053	479,052	505,983	522,635	572,115	582,722	583,787	581,993	603,296	605,962	615,688	611,592	617,484	623,909	614,028	610,555	610,030	590,363	589,062	597,261	577,859	559,691	531,507	513,224	503,552	469,795	452,531	424,856	405,303	402,119	373,229	353,499	332,558	327,634	310,362	307,532	279,981	269,919	269,594	264,341	263,990	275,123	266,240	272,696	290,506	290,506	292,123	367,942	383,078	369,221	368,020	382,141	489,915	489,915	316,300	298,800	287,700	227,400	153,700	133,900	123,000	83,200	-	-	-	70,800	61,600	-	-
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Total Stockholder Equity	207,064	207,064	116,062	113,941	112,789	112,650	109,821	107,142	104,828	101,375	98,767	95,457	91,791	89,007	86,717	84,093	83,161	81,978	79,596	77,829	76,453	76,151	75,557	73,448	71,711	70,070	69,766	68,216	66,567	65,336	64,212	63,238	62,439	61,944	65,912	64,548	67,503	67,007	65,754	64,280	70,462	67,556	64,648	62,086	54,070	53,049	50,813	50,290	51,110	50,626	59,369	61,838	62,243	61,642	60,782	59,892	60,182	60,307	60,324	60,447	59,778	66,618	51,122	50,400	50,949	50,159	49,478	48,652	47,599	46,820	45,598	44,327	43,405	42,235	41,126	39,299	38,420	37,569	36,878	36,030	35,317	34,331	33,862	32,936	32,442	32,087	31,108	30,436	33,357	33,357	37,195	40,053	36,550	36,035	37,401	37,019	33,932	33,932	27,100	26,300	24,300	24,600	18,100	17,200	13,400	12,100	-	-	-	10,100	9,600	-	-
Treasury Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-1,236	-1,236	-1,236	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-

Cash Flow

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31
Begin Period Cash Flow	31,170	208,375	60,540	82,661	56,915	45,869	34,116	35,519	18,959	19,478	27,891	22,679	6,226	5,511	12,253	9,289	11,343	13,732	30,205	22,056	31,094	29,406	36,484	36,103	49,479	18,800	12,800	11,100
Capital Expenditures	9,806	239	206	338	2,145	1,564	2,335	1,616	371	394	215	284	549	61	52	952	547	1,051	926	663	254	136	76	1,388	1,621	2,600	900	1,300
Cash And Cash Equivalents Changes	0	0	147,835	-22,121	25,746	11,046	11,753	-1,403	16,560	-519	-8,413	5,212	16,453	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	201	-3,402	131	-2,132	-1,804	-493	2,052	4,169	-2,037	8,011	-6,526	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	22,558	-143,685	147,835	-22,121	25,746	11,046	11,753	-1,403	16,560	-519	-8,413	5,212	16,453	715	-6,742	2,964	-2,054	-2,389	-16,473	8,149	-9,038	1,688	-7,077	380	-13,376	30,600	-700	1,700
Change In Working Capital	-7,132	-10,854	1,294	-3,803	-470	1,284	915	-924	3,325	5,418	-2,201	7,695	-7,944	1,261	-7,092	-2,107	-1,027	1,139	18	2,620	2,404	834	1,987	3,323	3,927	-4,600	1,000	400
Change Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	-8,798	-7,361	-2,209	-1,128	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	0	0	0	0	4,656	0	1,920	2,332	0	0	673	369	0	0	0	0	0	0	0	0	0	0
Change To Liabilities	0	0	1,093	-401	-1,366	3,416	2,719	-431	1,283	814	224	-316	-1,418	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	0	6,982	10,580	6,238	6,764	7,728	2,887	420	-5,965	3,533	-1,072	24,332	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	0	1,294	-3,803	-470	1,284	915	-924	3,325	5,418	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	959	711	780	821	864	764	685	678	399	324	300	306	374	425	491	433	497	494	758	1,289	1,778	3,031	1,597	1,707	1,974	1,000	600	500
Dividends Paid	-5,657	2,574	2,312	1,652	1,821	1,581	1,264	1,096	1,426	2,718	780	195	1,047	1,047	1,046	744	1,407	1,330	1,092	686	0	0	0	246	871	0	0	100
End Period Cash Flow	53,728	64,690	208,375	60,540	82,661	56,915	45,869	34,116	35,519	18,959	19,478	27,891	22,679	6,226	5,511	12,253	9,289	11,343	13,732	30,205	22,056	31,094	29,406	36,484	36,103	49,400	12,100	12,800
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	18,046	5,617	22,014	15,505	11,792	14,757	11,908	6,254	6,641	6,045	10,783	9,801	5,668	14,277	1,015	2,361	3,670	5,274	4,277	3,313	4,799	7,971	12,100	3,107	-222,551	-14,200	-1,800	-1,000
Investments	24,194	-72,894	-42,017	-91,567	-9,237	-36,975	-117,009	-93,457	-50,048	-21,755	-22,322	90,647	2,152	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	0	-15,000	40,000	-10,000	18,157	27,843	18,500	500	-20,034	-4,000	-27,000	-14,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	25,536	13,449	13,101	8,245	7,963	7,409	4,915	5,229	2,870	7,046	8,986	3,173	-10,485	2,091	-5,763	1,481	3,789	5,328	5,642	3,835	2,183	-1,270	22	2,697	-1,646	2,900	1,600	1,100
Other Cashflows From Financing Activities	-11,690	-29,073	170,150	55,255	35,198	35,030	115,783	86,618	67,768	20,969	-17,350	-77,026	-7,339	45,853	186,193	90,264	129,491	76,396	92,617	73,137	20,242	22,917	-35,274	-84,876	191,941	-32,700	-9,900	100
Other Cashflows From Investing Activities	0	0	-421	534	844	484	-4,605	-1,757	538	5,367	5,187	8,985	31,019	3,631	3,816	794	451	0	121	529	0	0	0	0	0	0	0	0
Other Non Cash Items	7,521	2,011	7,232	11,220	5,526	6,915	6,663	2,958	27	-7,879	2,731	-1,108	18,614	11,613	16,623	4,222	1,534	-459	-995	-3,490	-1,786	4,293	7,966	-1,688	-221,439	-13,000	-4,200	-1,900
Sale Purchase Of Stock	-1	-974	1,204	4	-1,030	-669	492	-1,338	-6,913	-8,427	24	16	25	0	0	74,805	0	0	0	0	0	0	0	0	0	0	0	0
Stock Based Compensation	858	289	318	319	382	478	537	338	412	308	59	117	33	19	29	-1,223	-773	-1,480	-1,561	-2	-3,480	132	-158	0	0	-6,300	0	0
Total Cash From Financing Activities	-29,488	-76,647	167,838	53,603	22,347	32,780	114,519	84,184	59,429	9,824	-2,061	-104,221	-22,386	-19,194	34,147	45,520	90,084	65,066	73,912	56,023	-5,139	-18,221	-81,971	-123,713	191,070	74,900	10,100	9,900
Total Cash From Operating Activities	27,852	5,856	22,220	15,843	13,937	16,321	14,243	7,870	7,012	6,439	10,998	10,085	6,217	14,338	1,067	2,361	4,217	6,325	5,203	3,976	5,053	8,107	12,177	4,496	-220,930	-11,600	-900	300
Total Cashflows From Investing Activities	0	0	-42,223	-91,567	-10,538	-38,055	-117,009	-93,457	-49,881	-16,782	-17,350	99,348	32,622	5,571	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1996-12-31
Begin Period Cash Flow	74,575	74,575	130,555	167,875	64,690	51,295	102,276	193,188	208,375	186,935	112,280	73,735	60,540	129,564	147,502	89,665	82,661	56,347	57,181	53,406	56,915	47,753	54,362	68,809	45,869	51,571	38,004	30,177	34,116	17,659	27,169	28,937	35,519	23,693	23,288	35,447	18,959	29,342	17,403	19,050	19,478	42,570	34,072	35,689	27,891	32,306	28,438	43,145	22,572	11,127	7,536	15,264	6,226	12,332	5,749	14,812	5,511	8,679	7,577	12,820	12,253	15,136	12,972	9,784	9,289	16,238	18,550	24,264	11,343	19,973	11,833	18,118	13,732	12,629	13,545	15,274	30,205	26,721	27,781	14,484	22,056	25,746	24,429	19,807	31,094	26,535	31,310	44,654	33,484	33,484	29,288	38,218	36,484	38,934	31,568	80,092	11,300	11,300	70,400	60,600	49,500	19,300	13,600	54,800	12,100	0
Capital Expenditures	5,197	5,197	73	104	153	52	140	78	73	109	18	36	43	125	101	58	54	33	60	2,019	33	386	430	456	292	615	417	480	823	735	662	150	69	146	100	30	95	161	91	108	34	72	34	20	89	31	187	12	54	160	113	146	130	18	8	12	23	25	6	4	17	992	925	324	668	681	232	314	135	553	176	235	87	274	42	348	262	228	230	105	100	61	93	64	36	134	-183	6	6	-330	39	106	169	-278	192	741	221	221	300	600	500	700	1,100	600	200	600
Cash And Cash Equivalents Changes	0	0	0	-37,320	103,185	0	-50,981	-90,912	-15,187	0	0	38,545	13,195	-69,024	-17,938	57,837	7,004	26,314	-834	3,775	-3,509	9,162	-6,609	-14,447	22,940	-5,702	13,567	7,827	-3,939	16,457	-9,510	-1,768	-6,582	11,826	405	-12,159	16,488	-10,383	11,939	-1,647	-428	-23,092	8,498	-1,617	7,798	-4,522	3,868	-14,707	20,573	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	0	-766	9,999	0	-165	-69	1,775	0	0	180	106	1,886	-1,446	-3,605	-237	95	738	-1,111	409	265	-1,965	-898	466	-636	-916	-334	82	1,090	-419	-1,481	317	1,504	139	52	357	-1,200	4,728	-54	695	-6,651	213	2,449	1,952	7,686	47	613	-335	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	-20,847	-20,847	10,064	-37,320	103,185	13,395	-50,981	-90,912	-15,187	21,440	74,655	38,545	13,195	-69,024	-17,938	57,837	7,004	26,314	-834	3,775	-3,509	9,162	-6,609	-14,447	22,940	-5,702	13,567	7,827	-3,939	16,457	-9,510	-1,768	-6,582	11,826	405	-12,159	16,488	-10,383	11,939	-1,647	-428	-23,092	8,498	-1,617	7,798	-4,415	3,868	-14,707	20,573	11,552	3,591	-7,728	9,038	-6,106	6,583	-9,063	9,301	-3,168	1,102	-5,243	567	-2,883	2,164	3,188	495	-6,949	-2,312	-5,714	12,921	-8,630	8,140	-6,285	4,386	1,103	-916	-1,729	-14,931	3,484	-1,060	13,297	-7,572	-3,690	1,317	4,622	-11,287	4,559	-4,775	-13,344	-4,078	-4,078	4,196	-8,930	1,734	-2,450	7,366	-48,524	24,803	24,803	-59,100	9,800	58,700	-700	19,300	13,600	42,700	9,500
Change In Working Capital	-4,306	-4,306	2,141	-2,501	16,664	-13,167	1,079	-1,353	2,587	1,287	1,660	-3,398	1,745	1,176	-2,169	-2,347	-463	-124	1,077	-1,786	363	1,099	78	-765	872	-254	805	-322	686	867	136	-1,522	-405	2,750	1,231	-1,908	1,252	-1,357	5,217	121	1,437	-7,307	660	2,393	2,053	7,375	477	470	-627	-2,109	-2,927	-728	-2,180	865	-401	998	-201	-2,024	-703	370	-4,735	-1,958	-1,751	1,207	395	-2,823	824	-169	1,141	-2,026	261	1,854	1,050	-588	-1,709	990	1,325	-484	-194	1,470	1,828	-889	495	304	2,494	1,370	1,814	-2,224	7,751	-6,700	-8,942	5,423	-2,245	2,876	666	1,847	2,727	2,727	2,400	400	-1,600	-1,900	200	-1,000	-1,900	-200
Change Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	-4,038	-4,038	-2,691	440	-2,509	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	108	3,460	-742	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	2,327	6,375	2,855	483	1,605	3,072	2,107	4,402	2,591	2,403	1,351	1,382	3,071	0	0	0	0	4,656	4,841	4,833	6,060	0	0	0	2,429	1,920	3,139	3,385	3,171	2,332	0	4,794	5,795	0	3,081	1,318	0	0	354	1,374	0	673	1,729	2,041	1,319	369	1,404	2,473	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Liabilities	0	0	0	-3,252	4,916	0	1,246	-1,307	783	0	0	-3,581	1,691	-670	-724	1,275	-282	-1,026	357	-675	-22	846	2,008	156	406	382	1,721	12	604	-223	555	-39	-724	1,289	1,076	-1,976	894	-424	471	-15	782	-628	631	120	101	-1,387	1,506	-143	-292	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	0	0	3,265	1,751	-3	1,346	1,138	-866	845	2,597	2,310	1,217	754	1,947	4,693	3,157	2,562	496	1,587	1,593	2,946	1,292	365	2,161	4,780	1,751	-730	1,847	1,055	-2,446	1,746	2,614	742	-514	-2,239	2,431	883	1,700	-5,714	-2,834	1,826	-1,605	-2,507	5,819	-2,608	-1,664	-749	3,949	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	0	0	0	16,664	16,664	1,079	-1,353	2,587	1,287	1,660	-3,398	1,745	1,176	-2,169	-2,347	-463	-124	1,077	-1,786	363	1,099	78	-765	872	915	805	-322	82	-924	0	0	0	3,325	0	0	0	5,418	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	437	437	180	183	180	176	173	179	183	186	191	198	205	202	205	206	208	214	219	218	213	212	199	186	167	166	168	188	163	192	162	175	149	109	103	96	91	86	82	81	75	74	77	75	74	75	78	76	77	88	93	95	98	102	102	108	113	119	122	125	125	42	142	133	116	137	126	100	134	125	119	123	127	107	284	145	222	249	276	550	214	196	439	598	545	132	2,461	198	408	408	351	391	447	687	363	289	774	774	500	400	300	300	300	200	200	200
Dividends Paid	-1,419	1,419	708	707	704	658	656	654	606	603	601	598	510	423	381	382	466	466	465	466	424	429	413	411	328	328	326	327	283	283	283	284	246	353	371	385	317	332	339	417	1,630	780	195	195	195	195	195	67	262	262	261	262	262	262	261	262	262	262	261	262	261	35	709	354	355	354	352	352	349	348	347	347	288	288	286	288	230	229	228	229	0	0	0	0	0	0	0	0	0	0	0	0	1	1	23	0	222	0	0	200	200	0	0	0	0	0
End Period Cash Flow	53,728	53,728	140,619	130,555	167,875	64,690	51,295	102,276	193,188	208,375	186,935	112,280	73,735	60,540	129,564	147,502	89,665	82,661	56,347	57,181	53,406	56,915	47,753	54,362	68,809	45,869	51,571	38,004	30,177	34,116	17,659	27,169	28,937	35,519	23,693	23,288	35,447	18,959	29,342	17,403	19,050	19,478	42,570	34,072	35,689	27,891	32,306	28,438	43,145	22,679	11,127	7,536	15,264	6,226	12,332	5,749	14,812	5,511	8,679	7,577	12,820	12,253	15,136	12,972	9,784	9,289	16,238	18,550	24,264	11,343	19,973	11,833	18,118	13,732	12,629	13,545	15,274	30,205	26,721	27,781	14,484	22,056	25,746	24,429	19,807	31,094	26,535	31,310	29,406	29,406	33,484	29,288	38,218	36,484	38,934	31,568	36,103	36,103	11,300	70,400	108,200	-700	19,300	13,600	54,800	9,500
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	-782	-782	4,673	1,415	19,152	-8,548	5,894	2,503	5,768	5,103	8,065	2,625	6,221	4,634	2,764	3,688	4,419	4,548	3,947	-393	3,690	5,272	3,489	1,245	4,751	4,541	3,909	224	3,234	2,719	-1,599	1,572	3,562	5,407	2,295	-6,434	5,373	1,452	8,571	-4,106	128	-2,323	1,916	2,247	8,943	6,071	375	-803	4,158	-634	921	2,482	2,899	4,953	-2,687	3,304	8,707	-7,403	3,875	3,656	887	-1,119	-333	2,615	1,198	-567	1,972	621	2,191	-1,133	623	3,442	2,342	514	300	1,697	1,766	-315	145	1,465	2,018	169	997	904	2,729	4,213	4,841	-1,602	12,392	12,629	-7,753	8,434	-1,210	2,776	-508	1,082	-201,051	-201,051	-1,200	-16,000	-4,300	-7,800	-800	-1,800	-3,800	-1,300
Investments	0	3,343	1,644	-6,544	13,829	19,704	-33,837	-62,468	3,626	-1,592	-416	-9,070	-31,102	-5,262	653	-79,131	-7,614	12,837	-612	-19,100	-2,362	-16,197	4,486	-13,136	-12,128	-13,703	-31,049	-27,403	-42,935	-30,273	-27,885	-22,144	-11,034	-10,911	-12,972	-24,969	-1,196	3,267	-9,078	-6,043	-9,901	-23,050	9,586	-5,964	-2,894	14,333	20,947	53,569	1,798	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	0	0	-25,000	25,000	25,000	20,000	20,000	20,000	20,000	0	-15,000	-15,000	-85,103	-20,000	95,103	50,000	20,000	-1,000	-6,750	-22,250	25,000	-31,843	5,000	20,000	1,000	14,043	4,800	8,000	23,500	-5,000	0	0	5,500	-15,000	15,000	-5,000	-8,000	0	-12,000	-34	-4,000	0	0	0	0	0	-17,000	-10,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	5,893	5,893	2,252	2,121	2,464	3,376	3,478	2,635	3,960	2,894	3,635	3,551	3,021	2,627	2,860	1,160	1,598	2,719	2,154	1,580	1,510	1,359	2,369	1,867	1,814	449	1,554	1,556	1,356	1,340	1,481	1,125	1,283	1,851	1,591	-2,342	1,770	2,186	1,712	1,706	1,442	3,136	2,635	2,126	1,089	2,332	613	-591	819	-8,553	-2,307	-220	595	1,057	1,045	-62	51	97	69	800	-6,729	61	675	-252	997	748	963	1,252	826	1,289	1,491	1,289	1,259	1,394	2,151	1,119	978	954	967	1,040	874	452	885	498	348	979	672	-1,972	-3,918	-3,918	-1,118	4,556	502	-1,417	300	1,137	-5,646	-5,646	900	2,000	1,100	1,100	700	700	400	300
Other Cashflows From Financing Activities	3,343	3,343	4,382	-33,989	70,908	47,949	17,618	-30,525	-24,115	18,423	67,589	45,552	38,586	-68,098	-20,974	133,662	10,665	31,552	-4,354	23,734	18,766	21,185	-14,384	-2,202	30,431	5,675	40,973	35,197	37,938	45,142	20,499	19,225	1,752	23,063	11,189	19,928	13,588	-15,664	12,495	6,121	10,357	1,827	-3,776	852	-184	1,270	-18,345	-32,421	-396	3,793	7,474	-20,417	-2,189	-5,713	9,802	10,990	30,774	43,762	63,124	43,691	35,616	32,003	-2,887	30,359	30,789	37,218	17,634	31,053	43,586	19,094	30,438	22,115	4,749	41,005	22,500	23,985	5,127	24,355	6,226	29,936	12,391	5,859	10,880	6,833	-3,330	16,029	1,428	2,916	1,677	-15,251	-59,877	-3,968	26,894	7,791	-14,452	-63,446	109,270	109,270	13,300	10,000	58,900	-700	19,300	13,600	42,700	9,500
Other Cashflows From Investing Activities	0	0	0	2,505	10,607	10,607	215	232	140	791	-373	-1,276	437	-947	1,121	-905	1,265	93	751	-21,462	807	961	213	57	214	113	60	136	107	-847	115	89	138	200	286	12	40	1,661	290	2,798	618	1,234	772	1,248	1,933	804	891	-17,985	25,275	6,564	5,227	1,445	824	3,631	3,181	1,091	359	3,816	2,274	1,687	281	794	692	421	0	451	0	0	0	0	0	232	153	121	51	57	30	529	529	529	529	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Non Cash Items	1,868	1,868	2,239	1,644	-4	815	1,331	1,097	-1,134	922	2,756	2,359	1,195	1,086	2,240	5,075	2,819	1,834	617	1,745	1,330	2,857	1,761	59	2,238	3,470	2,527	-1,085	1,751	1,083	-2,536	2,077	2,334	827	-468	-2,362	2,030	-1,143	1,927	-5,802	-2,861	707	8	-1,227	6,060	-3,318	-870	-517	3,597	5,123	6,167	3,625	4,509	2,944	-3,431	2,267	8,762	-2,356	4,385	2,358	12,236	1,231	601	2,488	640	983	291	-248	329	32	-1,072	411	-7	-125	-384	-209	-497	-806	-674	-1,490	-798	471	-729	-432	-622	1,866	-106	2,402	971	971	3,964	1,800	1,389	630	-1,645	-1,450	-198,684	-198,684	-4,700	-18,200	-3,600	-6,600	-900	-1,100	-2,300	-1,000
Sale Purchase Of Stock	0	0	-13	91	188	-54	-20,093	-2,328	276	0	0	495	250	0	4	0	0	40	-101	102	-929	-669	120	232	78	145	56	247	-1	-1	-357	-226	-754	-5,581	-21	-311	-1,000	-767	39	-7,648	1	3	4	0	17	16	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-15,450	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Stock Based Compensation	169	169	75	74	246	74	71	52	92	129	63	58	68	68	71	95	85	100	90	97	95	194	81	87	116	83	283	87	84	77	97	84	80	79	73	218	42	38	29	30	211	16	12	16	15	90	9	10	8	11	8	7	7	3	6	5	5	7	8	7	7	181	0	-488	40	283	0	0	44	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	5,285	0	-2,025	-3,418	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Cash From Financing Activities	-28,605	-28,605	3,674	-34,696	70,204	2,291	-23,038	-31,179	-24,721	17,820	66,988	44,954	38,076	-68,521	-21,355	133,280	10,199	8,836	-4,920	23,268	-4,837	20,087	-14,797	-2,613	30,103	3,347	40,647	34,870	35,655	44,858	19,859	18,715	752	17,129	10,797	19,232	12,271	-16,763	12,156	5,704	8,727	1,047	-3,776	852	-184	-25,730	-18,345	-49,488	-10,658	-469	1,213	-20,679	-2,451	-9,975	3,541	-6,272	-6,488	10,500	3,863	429	19,355	17,468	-7,387	20,005	15,434	29,864	17,282	8,701	34,237	16,746	26,091	19,768	2,461	29,513	20,728	20,042	3,629	18,409	2,469	26,182	8,963	-192	4,975	-165	-9,757	7,858	-8,574	-8,199	-1,218	-1,218	-78,789	-16,496	14,532	-1,829	-14,475	-63,446	109,270	109,270	13,300	9,800	58,700	-700	19,300	13,600	42,700	9,500
Total Cash From Operating Activities	4,415	4,415	4,746	1,519	19,305	-8,600	6,034	2,581	5,841	5,212	8,083	2,661	6,264	4,759	2,865	3,746	4,473	4,581	4,007	1,626	3,723	5,658	3,919	1,701	5,043	5,156	4,326	704	4,057	3,454	-937	1,722	3,631	5,553	2,395	-6,404	5,468	1,613	8,662	-3,998	162	-2,251	1,950	2,267	9,032	6,102	562	-791	4,212	-474	1,034	2,628	3,029	4,971	-2,679	3,316	8,730	-7,378	3,881	3,660	904	-2,111	-333	2,939	1,866	-1,248	2,204	935	2,326	-580	799	3,677	2,429	788	342	2,045	2,028	-87	375	1,570	2,118	230	1,090	968	2,765	4,347	4,841	-1,596	12,392	12,392	-7,714	8,540	-1,041	2,776	-316	1,823	-200,830	-200,830	-900	-15,400	-3,800	-7,100	300	-1,200	-3,600	-700
Total Cashflows From Investing Activities	0	0	0	-4,143	13,676	13,676	-33,977	-62,314	3,693	-1,592	-416	-9,070	-31,145	-5,262	552	-79,189	-7,668	12,897	79	-21,119	-2,395	-16,583	4,269	-13,535	-12,206	-14,205	-31,405	-27,748	-43,651	-31,855	-28,432	-22,205	-10,965	-10,856	-12,787	-24,987	-1,251	4,767	-8,879	-3,353	-9,317	-21,888	10,324	-4,736	-1,050	15,106	21,651	35,572	27,019	32,622	20,127	18,783	8,460	5,571	6,673	952	7,059	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Income Statement

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31
Cost Of Revenue	47,647	0	0	0	0	182	0	0	10	0	2,388	3,672	3,592	18,700	33,623	27,487	24,131	17,293	10,913	8,263	11,011	18,365	31,847	32,854	0	0	0	0
Depreciation And Amortization	959	711	780	821	864	764	685	678	399	324	300	306	374	425	491	433	497	494	758	1,289	1,778	3,031	1,597	1,707	1,974	1,000	600	500
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	-232	22,039	18,313	11,755	11,374	19,206	15,192	11,969	7,524	15,255	10,506	9,122	1,842	13,515	5,164	24,833	29,389	25,954	18,362	14,368	12,653	11,544	18,707	31,296	22,877	14,100	5,700	4,300
Ebitda	727	22,750	19,093	12,576	12,238	19,970	15,877	12,647	7,923	15,579	10,806	9,428	2,216	13,940	5,655	25,266	29,886	26,448	19,120	15,657	14,431	14,575	20,304	33,003	24,851	15,100	6,300	4,800
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	-1,300	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	61,389	49,788	46,127	40,501	37,964	36,089	35,359	31,117	29,610	26,208	24,533	24,867	27,814	33,292	30,376	28,390	28,852	28,471	26,741	24,462	21,716	27,908	42,998	42,004	34,370	25,300	14,500	11,000
Income Before Tax	33,840	18,711	18,313	11,755	11,374	10,218	10,463	8,842	5,008	11,980	6,174	3,173	-6,408	3,558	-9,781	2,610	6,555	9,150	8,015	6,523	3,311	-1,922	-1,259	5,236	-2,268	4,800	2,800	1,900
Income Tax Expense	8,304	5,262	5,212	3,510	3,411	2,809	5,548	3,613	2,138	4,934	-2,812	-18,148	4,077	1,467	-4,018	1,129	2,766	3,822	2,373	2,688	1,128	-652	-1,281	2,538	-622	1,900	1,200	800
Interest Expense	19,989	3,328	3,704	7,265	11,382	8,988	4,729	3,127	2,516	3,275	4,332	5,949	8,250	9,957	14,945	22,223	22,834	16,804	10,347	7,845	9,342	13,466	19,967	26,060	25,145	9,300	2,900	2,400
Interest Income	102,418	49,138	46,078	43,854	45,739	42,631	37,391	32,216	30,222	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	25,536	13,449	13,101	8,245	7,963	7,409	4,915	5,229	2,870	7,046	8,986	3,173	-10,485	2,091	-5,763	1,481	3,789	5,328	5,642	3,835	2,183	-1,270	22	2,697	-1,646	2,900	1,600	1,100
Net Income Applicable To Common Shares	0	13,449	13,101	8,245	7,963	7,409	4,915	5,229	2,554	6,268	7,947	2,127	-11,532	1,044	0	1,446	3,789	5,328	5,642	3,835	2,183	0	22	2,697	0	0	0	0
Net Income From Continuing Ops	25,536	13,449	13,101	8,245	7,963	7,409	4,915	5,229	2,870	7,046	8,986	3,173	-10,485	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	82,429	45,810	42,374	36,589	34,357	33,643	32,662	29,089	27,706	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	0	0	0	7,095	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	-232	22,039	18,313	11,755	11,374	19,206	15,192	11,969	7,524	15,255	10,506	27,270	32,525	13,515	5,164	24,833	29,389	25,954	18,362	14,368	12,653	11,544	18,707	31,296	22,877	14,100	5,700	4,300
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	75,598	921	-27,814	-28,746	26,590	16,883	750	616	476	608	512	4,039	3,987	301	344	421	751	2,517	8,379	10,094	9,063	16,364	24,291	10,709	11,493	11,200	8,800	6,700
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	316	778	1,039	1,046	1,047	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	9,896	711	780	821	864	764	685	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	542	921	734	673	774	685	750	616	466	608	512	367	395	301	344	421	751	0	0	0	0	478	661	706	1,151	800	600	300
Selling General Administrative	32,640	20,214	20,324	19,907	18,779	18,429	17,265	15,890	14,191	13,062	14,437	12,894	12,345	12,360	12,516	13,390	14,012	13,011	11,993	11,851	11,416	13,596	17,704	15,241	16,228	12,900	7,300	5,500
Tax Provision	8,304	5,262	5,212	3,510	3,411	2,809	5,548	3,613	2,138	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	17,803	921	-27,814	-28,746	-26,590	-16,883	750	616	466	608	512	367	395	301	344	421	751	-2,517	-8,379	-10,094	-9,063	-16,364	-24,291	-10,709	-11,493	-11,200	-8,800	-6,700
Total Other Income Expense Net	33,840	-3,328	18,313	11,755	11,374	-8,988	-4,729	-3,127	-2,516	-3,275	-4,332	-24,097	-38,933	-9,957	-14,945	-22,223	-22,834	-16,804	-10,347	-7,845	-9,342	-13,466	-19,967	-26,060	-25,145	-9,300	-2,900	-2,400
Total Revenue	109,036	49,788	46,127	40,501	37,964	36,271	35,359	31,117	29,620	26,208	24,533	28,539	31,406	33,292	30,376	28,390	28,852	28,471	26,741	24,462	21,716	27,908	42,998	42,004	34,370	25,300	14,500	11,000

	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30	1996-06-30	1996-03-31
Cost Of Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	182	0	19	1,494	1,439	1,478	1,150	1,073	17	829	838	476	10	148	-218	0	0	0	0	0	1	-77	77	722	969	774	1,301	805	7,890	1,228	893	924	3,698	753	644	542	5,846	1,107	875	1,334	6,642	862	824	490	6,552	1,089	1,027	1,007	5,043	4,501	4,052	3,697	3,261	2,747	2,675	2,230	2,174	2,140	1,915	2,034	2,762	2,496	2,791	2,962	3,157	4,351	4,717	6,140	7,812	8,358	7,359	8,689	10,146	8,601	6,570	7,537	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Depreciation And Amortization	184	184	180	183	180	176	173	179	183	186	191	198	205	202	205	206	208	214	219	218	213	212	199	186	167	166	168	188	163	192	162	175	149	109	103	96	91	86	82	81	75	74	78	74	74	75	78	76	77	88	93	95	98	102	102	108	113	119	122	125	125	42	142	133	116	137	126	100	134	125	119	123	127	107	284	145	222	249	276	550	214	196	439	598	545	132	2,461	198	408	408	351	391	447	687	363	289	774	774	500	400	300	300	300	200	200	-	-	-	-	200	-	-	-
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Ebit	0	0	3,194	2,997	6,235	5,924	5,618	4,393	6,104	4,849	6,008	5,895	5,265	4,931	5,633	3,652	4,804	6,688	5,977	5,122	4,969	4,616	5,637	4,715	4,238	4,414	3,865	3,636	3,277	3,134	3,217	2,684	2,934	3,859	3,336	-3,365	3,694	4,418	3,754	3,758	3,325	1,282	3,681	3,288	2,255	3,608	2,016	886	2,612	-1,186	-1,927	1,678	3,276	4,215	4,197	2,367	2,736	3,225	3,587	5,329	-6,977	5,357	6,728	5,176	7,572	7,323	7,541	7,786	6,739	7,121	7,023	6,125	5,685	5,442	4,887	4,308	3,726	3,635	3,596	3,713	3,424	2,784	3,539	3,182	3,149	4,944	4,330	42	-1,005	-5,194	3,756	10,461	5,495	4,935	7,056	7,991	6,577	6,577	4,900	7,000	4,500	7,100	2,800	2,700	1,500	-	-	-	-	1,100	500	-	-
Ebitda	184	184	3,374	3,180	6,415	6,100	5,791	4,572	6,287	5,035	6,199	6,093	5,470	5,133	5,838	3,858	5,012	6,902	6,196	5,340	5,182	4,828	5,836	4,901	4,405	4,580	4,033	3,824	3,440	3,326	3,379	2,859	3,083	3,968	3,439	-3,269	3,785	4,504	3,836	3,839	3,400	1,356	3,759	3,362	2,329	3,683	2,094	962	2,689	-1,098	-1,834	1,773	3,374	4,317	4,299	2,475	2,849	3,344	3,709	5,454	-6,852	5,399	6,870	5,309	7,688	7,460	7,667	7,886	6,873	7,246	7,142	6,248	5,812	5,549	5,171	4,453	3,948	3,884	3,872	4,263	3,638	2,980	3,978	3,780	3,694	5,076	6,791	240	-597	0	4,107	10,852	5,942	5,622	7,419	8,280	7,351	7,351	5,400	7,400	4,800	7,400	3,100	2,900	1,700	400	400	400	300	1,300	1,100	300	200
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Extraordinary Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Gross Profit	15,547	15,547	11,600	11,863	11,792	12,905	12,795	12,061	12,027	11,661	11,969	11,558	10,939	10,763	10,904	9,421	9,413	10,502	9,445	9,190	8,827	8,832	9,269	8,999	8,919	9,315	9,057	8,678	8,309	8,273	8,160	7,563	7,121	7,876	7,326	7,464	6,701	6,747	6,422	6,955	6,084	5,992	6,016	6,297	5,759	5,887	6,392	5,769	7,611	8,118	6,352	7,008	6,883	8,663	7,578	7,520	7,592	8,079	6,770	6,614	5,597	6,400	6,110	6,619	7,085	7,171	6,276	6,369	5,913	7,323	7,240	7,048	6,860	7,220	6,861	6,567	6,093	6,154	5,914	6,738	5,656	5,362	5,835	5,289	5,230	6,670	7,258	6,931	13,560	24,022	9,998	9,839	9,601	11,211	9,158	9,836	4,570	4,570	9,000	12,500	8,300	9,400	6,000	5,700	4,200	-	-	-	-	2,900	2,800	-	-
Income Before Tax	939	939	3,194	2,997	3,680	4,787	4,887	3,697	5,340	4,029	5,102	4,930	4,252	3,738	4,069	1,656	2,292	3,898	3,056	2,253	2,167	1,929	3,064	2,625	2,600	2,963	2,546	2,606	2,348	2,314	2,410	1,907	2,211	3,186	2,743	-3,949	3,028	3,706	2,919	2,909	2,446	324	2,635	2,126	1,089	2,332	613	-591	819	-3,136	-3,916	-371	1,015	1,796	1,778	-105	89	167	120	1,363	-11,431	123	1,166	-401	1,722	1,299	1,664	2,156	1,436	2,230	2,534	2,217	2,169	2,351	2,101	1,897	1,666	1,628	1,642	1,768	1,485	685	1,341	755	531	1,955	1,159	-3,400	-5,194	-5,194	-976	5,119	-208	-1,984	498	2,049	-9,068	-9,068	1,500	3,400	1,900	1,700	1,200	1,200	700	-	-	-	-	500	500	-	-
Income Tax Expense	460	460	942	876	1,216	1,411	1,409	1,062	1,380	1,135	1,467	1,379	1,231	1,111	1,209	496	694	1,179	902	673	657	570	695	758	786	2,514	992	1,050	992	974	929	782	928	1,335	1,152	-1,607	1,258	1,520	1,207	1,203	1,004	-2,812	0	0	-3,894	0	-4,663	-5,745	-4,847	5,417	-1,609	-151	420	739	733	-43	38	70	51	563	-4,702	62	491	-149	725	551	701	904	610	941	1,043	928	910	957	-50	778	688	674	675	728	611	233	456	257	183	976	487	-1,428	-1,276	-1,276	142	563	-710	-568	198	912	-3,422	-3,422	600	1,400	800	600	500	500	300	-400	-400	-400	-300	200	200	-300	-200
Interest Expense	226	226	4,034	3,998	2,555	1,137	731	696	764	820	906	965	1,013	1,193	1,564	1,996	2,512	2,790	2,921	2,869	2,802	2,687	2,573	2,090	1,638	1,451	1,319	1,030	929	820	807	777	723	673	593	584	666	712	835	849	879	958	1,047	1,161	1,166	1,276	1,403	1,477	1,793	1,950	1,989	2,050	2,261	2,419	2,419	2,472	2,647	3,058	3,467	3,966	4,454	5,234	5,562	5,577	5,850	6,024	5,877	5,630	5,303	4,891	4,489	3,908	3,516	3,091	2,786	2,411	2,060	2,007	1,954	1,945	1,939	2,099	2,198	2,427	2,618	2,989	3,171	3,442	4,190	4,190	4,732	5,342	5,703	6,919	6,558	5,942	15,645	15,645	3,400	3,600	2,600	5,400	1,600	1,500	800	-	-	-	-	600	600	-	-
Interest Income	0	25,822	14,553	14,715	13,585	13,278	12,654	11,706	11,500	11,537	11,835	11,651	11,055	10,986	11,116	10,777	10,975	11,628	11,719	11,367	11,025	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Net Income	479	479	2,252	2,121	2,464	3,376	3,478	2,635	3,960	2,894	3,635	3,551	3,021	2,627	2,860	1,160	1,598	2,719	2,154	1,580	1,510	1,359	2,369	1,867	1,814	449	1,554	1,556	1,356	1,340	1,481	1,125	1,283	1,851	1,591	-2,342	1,770	2,186	1,712	1,706	1,442	3,136	2,635	2,126	1,089	2,332	613	-591	819	-8,553	-2,307	-220	595	1,057	1,045	-62	51	97	69	800	-6,729	61	675	-252	997	748	963	1,252	826	1,289	1,491	1,289	1,259	1,394	2,151	1,119	978	954	967	1,040	874	452	885	498	348	979	672	-1,972	-3,918	-3,918	-1,118	4,556	502	-1,417	300	1,137	-5,646	-5,646	900	2,000	1,100	1,100	700	700	400	400	400	400	300	300	300	300	200
Net Income Applicable To Common Shares	0	0	0	2,121	2,464	3,376	3,478	2,635	3,960	2,894	3,635	3,551	3,021	2,627	2,860	1,160	1,598	2,719	2,154	1,580	1,510	1,359	2,369	1,867	1,814	449	1,554	1,556	1,356	1,340	1,481	1,125	1,283	1,807	1,466	-2,368	1,649	2,042	1,536	1,521	1,169	2,883	2,373	1,864	827	2,069	360	-859	557	0	-2,568	-483	333	795	784	0	0	0	-538	538	0	26	675	-997	997	748	963	1,252	826	1,289	1,491	1,289	1,259	1,394	2,151	1,119	978	954	967	1,040	874	452	885	498	348	979	672	0	0	22	-4,559	4,559	502	2,397	300	1,137	2,677	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Net Income From Continuing Ops	0	5,894	2,252	2,121	2,464	3,376	3,478	2,635	3,960	2,894	3,635	3,551	3,021	2,627	2,860	1,160	1,598	2,719	2,154	1,580	1,510	1,359	2,369	1,867	1,814	449	1,554	1,556	1,356	1,340	1,481	1,125	1,283	1,851	1,591	-2,342	1,770	2,186	1,712	1,706	1,442	3,136	2,635	2,126	1,089	2,332	613	-591	819	0	-2,307	-221	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Net Interest Income	0	20,116	10,519	10,717	11,030	12,141	11,923	11,010	10,736	10,717	10,929	10,686	10,042	9,793	9,552	8,781	8,463	8,838	8,798	8,498	8,223	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	7,095	0	0	0	7,095	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Operating Income	0	0	3,194	2,997	6,235	5,924	5,618	4,393	6,104	4,849	6,008	5,895	5,265	4,931	5,633	3,652	4,804	6,688	5,977	5,122	4,969	4,616	5,637	4,715	4,238	4,414	3,865	3,636	3,277	3,134	3,217	2,684	2,934	3,859	3,336	-3,365	3,694	4,418	3,754	3,758	3,325	1,282	3,681	3,288	6,149	3,608	6,679	6,631	7,459	-1,186	7,464	8,101	8,336	4,215	8,927	8,981	9,308	3,225	9,202	9,245	8,782	5,357	10,368	10,407	11,414	7,323	7,541	7,786	6,739	7,121	7,023	6,125	5,685	5,442	4,887	4,308	3,726	3,635	3,596	3,713	3,424	2,784	3,539	3,182	3,149	4,944	4,330	42	-1,005	628	3,756	10,461	5,495	4,935	7,056	7,991	6,577	0	4,900	7,000	4,500	7,100	2,800	2,700	1,500	400	400	400	300	1,100	1,100	300	200
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Other Operating Expenses	14,608	14,608	-8,406	-8,866	210	688	196	233	5,923	734	189	164	183	673	145	265	153	774	187	230	129	867	154	182	170	750	137	195	156	633	154	212	81	476	116	66	80	608	129	179	121	513	94	187	815	1,336	833	1,403	862	395	1,304	1,034	994	301	800	722	634	344	1,176	955	1,435	421	968	973	597	751	1,089	1,027	1,007	202	217	923	1,175	1,778	1,974	2,259	2,367	2,519	2,318	3,025	2,232	2,578	2,296	2,107	2,081	1,726	2,928	6,889	14,565	0	6,242	622	4,106	6,277	2,102	1,845	2,007	0	4,100	5,500	3,800	2,300	3,200	3,000	2,700	400	400	400	300	1,800	1,700	300	200
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	44	125	26	121	144	176	185	273	253	262	262	262	263	253	268	262	0	261	262	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Reconciled Depreciation	0	2,626	180	183	180	176	173	179	183	186	191	198	205	202	205	206	208	214	219	218	213	212	199	186	167	166	168	188	163	192	162	175	149	109	103	96	91	86	82	81	75	74	77	75	74	75	78	76	77	88	93	95	98	102	102	108	113	119	122	125	125	42	142	133	116	137	126	100	134	125	119	123	127	107	284	145	222	249	276	550	214	196	439	598	545	132	2,461	198	408	408	351	391	447	687	363	289	368	774	500	400	300	300	300	200	200	-	-	-	-	200	-	-	-
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Selling And Marketing Expenses	160	160	179	282	210	234	196	233	258	198	189	164	183	110	145	265	153	228	187	230	129	198	154	163	170	262	137	195	156	169	154	212	81	118	116	152	80	179	129	179	121	138	94	187	93	149	59	102	57	108	76	141	70	84	47	78	92	94	69	80	101	59	106	149	107	751	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	203	68	80	56	56	119	75	222	222	127	180	132	204	152	218	451	451	300	200	200	300	200	100	200	-	-	-	-	300	-	-	-
Selling General Administrative	8,320	8,320	5,445	5,578	5,979	4,964	5,256	5,475	5,438	5,410	4,960	4,890	5,064	5,081	4,854	5,062	4,910	4,595	4,544	4,770	4,870	4,641	4,598	4,499	4,691	4,259	4,486	4,227	4,293	4,091	4,153	3,846	3,800	3,489	3,719	3,418	3,305	3,076	3,115	3,392	3,479	3,227	3,525	3,757	3,779	3,322	3,210	3,051	3,446	2,316	3,434	2,707	3,538	2,267	3,319	2,991	3,135	3,377	2,756	2,931	3,452	3,049	3,254	3,446	3,641	3,386	3,383	3,641	3,602	3,312	3,275	3,207	3,217	2,872	3,137	3,046	2,937	3,011	2,816	3,227	2,797	2,649	2,905	2,783	3,078	2,900	2,916	3,599	4,418	4,418	4,491	4,419	4,376	3,881	3,702	4,082	2,128	2,128	4,600	5,300	4,300	4,600	3,100	2,900	2,300	-	-	-	-	1,500	1,300	-	-
Tax Provision	0	1,803	942	876	1,216	1,411	1,409	1,062	1,380	1,135	1,467	1,379	1,231	1,111	1,209	496	694	1,179	902	673	657	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	0	-	-	-
Total Operating Expenses	2,715	2,715	-8,406	-8,866	210	688	196	233	-5,923	734	189	164	183	673	145	265	153	774	187	230	129	685	154	163	170	750	137	195	156	616	154	212	81	466	116	152	80	608	129	179	121	512	94	187	93	367	59	102	57	395	76	141	70	301	47	78	92	344	69	80	101	421	106	149	107	751	1,265	1,417	826	-202	-217	-923	-1,175	-1,778	-1,974	-2,259	-2,367	-2,519	-2,318	-3,025	-2,232	-2,578	-2,296	-2,107	-2,081	-1,726	-2,928	-6,889	-14,565	0	-6,242	622	-4,106	-6,277	-2,102	-1,845	2,007	0	-4,100	-5,500	-3,800	-2,300	-3,200	-3,000	-2,700	400	400	400	300	-1,800	-1,700	300	200
Total Other Income Expense Net	939	939	3,194	2,997	-2,555	-1,137	-731	-696	-764	-820	-906	-965	-1,013	-1,193	-1,564	-1,996	-2,512	-2,790	-2,921	-2,869	-2,802	-2,687	-2,573	-2,090	-1,638	-1,451	-1,319	-1,030	-929	-820	-807	-777	-723	-673	-593	-584	-666	-712	-835	-849	-879	-958	-1,046	-1,162	-5,060	-1,276	-6,066	-7,222	-6,640	-1,950	-11,380	-8,473	-7,321	-2,419	-7,149	-9,086	-9,219	-3,058	-9,082	-7,882	-20,213	-5,234	-9,202	-10,808	-9,692	-6,024	-5,877	-5,630	-5,303	-4,891	-4,489	-3,908	-3,516	-3,091	-2,786	-2,411	-2,060	-2,007	-1,954	-1,945	-1,939	-2,099	-2,198	-2,427	-2,618	-2,989	-3,171	-3,442	-4,190	0	-4,732	-5,342	-5,703	-6,919	-6,558	-5,942	-15,645	0	-3,400	-3,600	-2,600	-5,400	-1,600	-1,500	-800	-	-	-	-	-600	-600	-	-
Total Revenue	15,547	15,547	11,600	11,863	11,792	12,905	12,795	12,061	12,027	11,661	11,969	11,558	10,939	10,763	10,904	9,421	9,413	10,502	9,445	9,190	8,827	9,014	9,269	9,018	8,919	9,315	9,057	8,678	8,309	8,290	8,160	7,563	7,121	7,886	7,326	7,464	6,701	6,747	6,422	6,955	6,084	5,993	6,016	6,297	6,481	6,856	7,166	7,070	8,416	8,118	7,580	7,901	7,807	8,663	8,331	8,164	8,134	8,079	7,877	7,489	6,931	6,400	6,972	7,443	7,575	7,171	7,365	7,396	6,920	7,323	7,240	7,048	6,860	7,220	6,861	6,567	6,093	6,154	5,914	6,738	5,656	5,362	5,835	5,289	5,230	6,670	7,258	6,931	13,560	13,560	9,998	9,839	9,601	11,211	9,158	9,836	4,570	4,570	9,000	12,500	8,300	9,400	6,000	5,700	4,200	-	-	-	-	2,900	2,800	-	-

Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue	109,036
Cost of Revenue	-47,647
Gross Profit	61,389	61,389

Operating Income (+$)
Gross Profit	61,389
Operating Expense	-17,803
Operating Income	-232	43,586

Operating Expense (+$)
Research Development	0
Selling General Administrative	32,640
Selling And Marketing Expenses	542
Operating Expense	17,803	33,182

Net Interest Income (+$)
Interest Income	102,418
Interest Expense	-19,989
Other Finance Cost	-0
Net Interest Income	82,429

Pretax Income (+$)
Operating Income	-232
Net Interest Income	82,429
Other Non-Operating Income Expenses	0
Income Before Tax (EBT)	33,840	-34,072 EBIT - interestExpense = -20,221 33,840 45,525
Interest Expense	19,989
Earnings Before Interest and Taxes (EBIT)	-232	53,829
Earnings Before Interest and Taxes (EBITDA)	727

After tax Income (+$)
Income Before Tax	33,840
Tax Provision	-8,304
Net Income From Continuing Ops	25,536	25,536
Net Income	25,536
Net Income Applicable To Common Shares	0

Non-recurring Events
Discontinued Operations	0
Extraordinary Items	0
Effect of Accounting Charges	0
Other Items	0
Non Recurring	0
Other Operating Expenses	75,598
Total Other Income/Expenses Net	33,840	-82,429

Technical Analysis of Community West Bancshares
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Community West Bancshares. The general trend of Community West Bancshares is BULLISH with 85.7% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Community West Bancshares's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitions	Bullish trend (85.7%)		Bearish trend (-85.7%)
Overbought to neutral	Bullish pullback	=	Bearish reversal
Upper to lower neutral	Bullish correction	=	Bearish continuation
Nuetral to oversold	Oversold	=	Oversold
Oversold to neutral	Bullish reversal	=	Bearish correction
Lower to upper neutral	Bullish continuation	=	Bearish pullback
Nuetral to overbought	Overbought	=	Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.

Score

Let's take a look at the Support & Resistance of Community West Bancshares.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 18.99 < 24.47.

The bearish price targets are: 17.32 > 15.43 > 14.52.

Tweet this

Community West Bancshares Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

Moving averages are lagging trend indicators.
There are many types of moving averages.
Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Community West Bancshares. The current mas is .

The long score for the Moving Averages is 13/14.
The longshort score for the Moving Averages is 12/(-14 +14).

MA 20 trending up: The MA 20 is trending up. +1
Close < MA 20: The price is below the MA 20. -1
MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
MA 50 trending up: The MA 50 is trending up. +1
Close > MA 50: The price is above the MA 50. +1
MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
MA 100 trending up: The MA 100 is trending up. +1
Close > MA 100: The price is above the MA 100. +1
MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
MA 200 trending up: The MA 200 is trending up. +1
Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving Average	Amount of candles	vs. MA 50	vs. MA 100	vs. MA 200
MA 20	20
MA 50	50	-
MA 100	100	-	-
MA 200	200	-	-	-

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Shows the moving average of the selected period.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

There are various kinds of moving averages:

Simple moving average (SMA);
Exponential moving average (EMA);
Smoothed moving average (SMMA);
Linear weighted moving average (LWMA).

The moving average looks at a certain period of time and it calculates the price average. The various types of averages are using various formulas. Don’t worry, you don’t have to memorize any formula. All moving averages are calculated automatically by basically every charting software you use. But it’s good to know how moving averages are actually calculated.

Simple moving average

SMA is calculated by summing up the price closures of the selected period. The price is then divided by the selected period. For example, when using the 21 day moving average you sum up all the closing prices for each day and divide that by 21. The result is a line on the chart representing the average. Because it’s an average in the selected timeframe, the trend is always lagging. An moving average looks like this on the chart:

Source: Tradingview.com

In this case, the blue line represents a 21 day moving average. Because the average is based on results from the past, the indicator will always lag behind. For example, when price would suddenly go up, the moving average won't immediately follow.

All other moving averages discussed below look the same on the chart. The only difference is that the line will move in different directions based on the maths behind the used indicators and the amount of days used to determine the average.

Exponential moving average

The EMA gives more weight to the latest closing prices by giving them more value in the equation. EMA is calculated by adding a certain percentage to the latest closing prices:

EMA = (CLOSE (i) * P) + (EMA (i - 1) * (1 - P))

Where:

CLOSE (i) = current period close price.
EMA (i - 1) = value of the Moving Average of a preceding period.
P = the percentage of using the price value.

Smoothed moving average

A smoothed moving average is an exponential moving average with a long lookback period. Older prices are reduced in weight but are never left out in the calculation. Unlike SMA and EMA where prices are removed when they are beyond the selected period. SMMA is a combination of the SMA and EMA. The main advantage is that it smooths out fluctuations in price.

Linear weighted moving average

The LWMA gives the latest price the highest weight and then lineary scales down with each price before that. The result is that the LWMA reacts quicker to changes in price than the SMA or EMA. The formula:

LWMA = ((Pn∗W1)+(Pn−1∗W2)+(Pn−2∗W3)...) / ∑W

Where:

P = Price for the period.
n = The most recent period, n-1 is the prior period, and n-2 is two periods prior.
W = The assigned weight to each period, with the highest weight going first and then descending linearly based on the number of periods being used.

Moving averages are widely used by many traders. Which moving average you need depends on your trading strategy. Common practise is using a combination of multiple periods. For example, the EMA21, EMA50, EMA100 and EMA200. How does that look on a chart:

Source: Tradingview.com

The lowest (purple) line on the chart represents the EMA200 then following up the EMA100, EMA50 and EMA21.

You can use moving averages to determine a trend. The 200 moving average is mostly used as a baseline for determining the current trend:

When the 200 moving average is moving up it is considered a bullish trend.
When the 200 moving average is down it is considered a bearish trend.
When moving averages are flatlined, there is no clear trend so you should look for market structure, consolidation or trend reversals. Depending on how you want to trade.

This is not set in stone. Most trading strategies use multiple moving averages each with different settings. While one strategy might use the EMA20, the other uses the SMA21. There can be hundreds of different variations. Moving averages can also be used as support and resistance. More often than not, prices will bounce on moving averages.

Community West Bancshares Daily Moving Averages Chart

2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

MACD is a lagging momentum indicator.
Uses two moving averages.
Can show buy or sell signals based on momentum.
Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Community West Bancshares. The current macd is 0.52616557.

The long score for the Moving Average Convergence/Divergence (MACD) is 1/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -2/(-4 +4).

MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Community West Bancshares price going down in the near term. -2
MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Community West Bancshares. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Community West Bancshares price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1

Community West Bancshares Daily Moving Average Convergence/Divergence (MACD) Chart

2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.

Score

Let's take a look at the Directional Movement Index (DMI) of Community West Bancshares. The current adx is 40.48.

The long score for the Directional Movement Index (DMI) is 3/7.
The longshort score for the Directional Movement Index (DMI) is 3/(-7 +7).

PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Community West Bancshares shares, leading to potential upward momentum in its price. +1
PLUS_ID > MINUS_DI && ADX > 25 && ADX trending down: The ADX is above 25 and indicates a strong bullish trend. The ADX is declining, the bullish trend is weakening. Could be a potential reversal to the downside. +2

Community West Bancshares Daily Directional Movement Index (DMI) Chart

2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

Parabolic SAR (stop and reverse) is a lagging trend indicator.
Shows the current trend.
Shows potential entry signals.
Shows potential exit signals.
Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Community West Bancshares. The current sar is 22.55.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1

Community West Bancshares Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

Leading momentum indicator, meaning the signals are instant.
Ranges between 0 and 100.
Above 70 is considered overbought.
Below 30 is considered oversold.
Above or below 50 can also be used to determine price trend or support and resistance.
RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Community West Bancshares. The current rsi is 57.55. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
Trending up: The RSI is trending up. +1

Measures the speed and change of price movements.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

The RSI measures the magnitude of recent price changes to determine if the asset is overbought or oversold.

Overbought (RSI above 70) means that the trading price is above its intrinsic value. This might indicate a sell or short signal.
Oversold (RSI below 30) means that the trading price is below its intrinsic value. This might indicate a buy or long signal.
RSI levels above or below 50 can also be used to determine a trend.
RSI divergence looks at a deviation between RSI and price movement.
Can be used in many different ways.

Original usage

Keep in mind that almost every indicator can be used in different ways. Even beyond the orginal settings. The relative strength index was developed by J. Welles Wilder. Wilder recommended a smoothing period of 14 days. That means a 14 day moving average (read more about this setting below). Another quote from the wikipedia page:

Wilders also considers the RSI 50 line as both support and resistance. I recommend to always read the original settings first before using an indicator. Many traders and websites are using their own version of the indicator which might be confusing.

How you can use RSI (Divergence)

First and foremost, there is no real right or wrong usage of the RSI indicator. You can use it in any way you want. Wilder recommends using a 14 day average but you can make it 50 or 100 if you like. Just keep in mind that using an indicator is just part of a larger trading plan. In other words, it’s not recommended to do any trading or investing based on a single indicator like the RSI.

The RSI is measured on a scale between 0 and 100. From 30 till 0 is considered oversold. and from 70 -100 is overbought. The RSI is a leading indicator, meaning the signals are instant.

I like to use the RSI as a trend\momentum indicator and not as an overbought or oversold indicator. I use the middle (50) as the baseline. When prices go above RSI 50 the trend is bullish and can indicate long positions. When below 50 it is considered bearish and can indicate short positions. Other traders use the 70 and 30 levels as overbought/oversold depending on the used strategy. The RSI indicator looks like this:

Source: Tradingview.com

The general concensus is that an RSI above 70 indicates that the security is overbought. In other words, the price this security is trading for is to high and should come down. So if RSI hits 70 or above this might indicate a sell signal or taking a short position (expecting the price will go down). Although RSI above 70 indicates the security is trading above it's fair value, that does not mean the price will go down.

Use tradingview to add indicators

I highly recommend using tradingview to add indicators to a chart. It has all the indicators you can think off and can add them for free (up to three indicators) to any chart you want. You can see that the levels 30 and 70 are marked with a dotted line. If you want you can remove these lines or give it another colour using Tradingview. You can also adjust the moving average used. You can also find RSI indicators made by the community that include other settings like RSI divergences.

Tradingview

Use Tradingview to (back)test your strategies and add hundreds of indicators created by the community.

View tool on Tradingview.com

RSI divergence

RSI is not only used to determine momentum but can also spot reversals or continuations of the trend. A reversal means that the trend is going in the opposite direction. From bullish to bearish or from bearish to bullish. These reversals can be spotted by looking at the price and the direction of the RSI. When the price is going up but the RSI is going down that means there is a divergence. This is also the case when RSI goes up but price is going down.

There are four types of divergences:

Regular bullish divergence
Regular bearish divergence
Hidden bullish divergence
Hidden bearish divergence

Regular bullish divergence

With a regular bullish divergence, the price is making lower highs but the oscillator (in this case the RSI) is making higher lows. A regular bullish divergence might indicate the end of the current trend. You’ll see regular bullish divergences mostly at the end of a downtrend. But that does not mean that every regular bullish divergence is a trend reversal.

Price is making lower highs
RSI is making higher lows
Indicating bullish reversal (price might go up)

Source: Tradingview.com

Regular bearish divergence

With a regular bearish divergence the price is making higher highs but the oscillator (in this case the RSI) is making lower highs. This might indicate the end of an uptrend.

Price is making higher highs
RSI is making lower highs
Indicating bearish reversal

Source: Tradingview.com

Hidden bullish divergence

With a hidden bullish divergence, the price is making a higher low while the RSI is making a lower low. This might indicate bullish trend continuation.

Price is making higher lows
RSI is making lower lows
Indicating bullish continuation

Source: Tradingview.com

As you have noticed, you can have multiple divergences in a row.

Hidden bearish divergence

With a hidden bearish divergence, price is making lower highs but RSI is making higher highs. This might indicate bearish trend continuation.

Price is making lower highs
RSI making higher highs
Indicating bearish continuation

Source: Tradingview.com

You can find many cheatsheets of RSI divergences online. Search for "RSI divergence overview" and you'll find a lot of examples. You can print these to learn the various types of divergences.

Community West Bancshares Daily Relative Strength Index (RSI) Chart

3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

Leading momentum indicator, meaning the signals are instant.
Used to determine overbought and oversold areas much like the RSI.
Ranges between 0 and 100.
Above 80 is considered overbought.
Below 20 is considered oversold.
Consists of two lines named K and D.
K compares the highest high and lowest low on the selected price range.
The D line is a moving average of the K line.
Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Community West Bancshares. The current phase is Continuation in bull market.

The long score for the Stochastic Oscillator is 2/6.
The longshort score for the Stochastic Oscillator is 0/(-6 +6).

STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Community West Bancshares price going down in the near term. -2
Trending up: The STOCH %K is trending up. +1

Community West Bancshares Daily Stochastic Oscillator Chart

3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

Lagging or leading Momentum indicator
When the CCI is above zero, the price is above the historical average
When the CCI is below zero, the price is below the historical average
Used for spotting trends
- If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
- If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Community West Bancshares. The current cci is -36.38179859.

Community West Bancshares Daily Commodity Channel Index (CCI) Chart

3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

Lagging momentum indicator
Ranges between +100 and -100
Considered overbought above +50
Considered oversold below -50
It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Community West Bancshares. The current cmo is 7.817872.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1

Community West Bancshares Daily Chande Momentum Oscillator (CMO) Chart

3.5 Williams %R

Shows the current price relative to the highest high over the last 14 days.

Lagging momentum indicator
Ranging between 0 and -100
Above -20 is considered overbought
Below -80 is considered oversold
Is prone to give false signals

Score

Let's take a look at the Williams %R of Community West Bancshares. The current willr is -44.59459459.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Community West Bancshares is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.

Community West Bancshares Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

Lagging volatility indicator
Uses 3 bands: one upper, one lower and one in the middle
Works best when the middle band reflects an intermediate trend (MA20).
When the price is moving closer to the upper band, the market might be overbought
When the price is moving closer to the lower band, the market might be oversold

Score

Let's take a look at the Bollinger Bands of Community West Bancshares.

Community West Bancshares Daily Bollinger Bands Chart

4.2 Average True Range (ATR)

Measures market volatility

Leading volatility indicator
Can be used to determine stop-loss positions
Calculated by:
- Current high minus the current low
- Current high minus the previous close
- Current low minus the previous close
The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Community West Bancshares. The current atr is 0.80970069.

Community West Bancshares Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

Measures market volatility

Leading momentum indicator
Calculation:
- If the closing price is above the previous closing price: OBV = previous OBV + current volume
- If the closing price is below the previous closing price: OBV = previous OBV - current volume
- If the closing price is the same as the previous closing price than the OBV is the same.
Can be used to confirm price trends
Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Community West Bancshares. The current obv is -371,337.

Community West Bancshares Daily On-Balance Volume (OBV) Chart

5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

Lagging momentum indicator
Looks like RSI but uses volume as an extra metric (RSI only considers price)
Above 80 is considered overbought
Below 20 is considered oversold
Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Community West Bancshares. The current mfi is 47.73.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

MFI < 50: -1

Community West Bancshares Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

Type	Notification	Date
Currently no notifications for Community West Bancshares.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

Date	Indicator	Signal
2023-12-04	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
2023-12-05	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-06	STOCH	LONG EXIT		The %K line crosses below the %D line.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-11	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-12	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-13	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-14	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-15	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-18	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-19	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-20	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-21	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-22	MFI	LONG ENTRY	SHORT CLOSE	80 crossover to upside
2023-12-26	MFI	SHORT ENTRY	LONG CLOSE	80 crossover to downside
2023-12-28	MFI	LONG ENTRY	SHORT CLOSE	80 crossover to upside
2023-12-29	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	MFI	SHORT ENTRY	LONG CLOSE	80 crossover to downside
2024-01-02	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-03	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
2024-01-08	MFI	SHORT ENTRY	LONG CLOSE	20 crossover to downside
2024-01-09	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
2024-01-10	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-01-12	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-16	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-17	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-18	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-22	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-24	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	MFI	LONG ENTRY	SHORT CLOSE	20 crossover to upside
2024-01-26	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-01-30	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-31	STOCH	LONG EXIT		The %K line crosses below the %D line.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-01	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-02	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-05	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-06	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-07	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-08	MFI	SHORT ENTRY	LONG CLOSE	20 crossover to downside
2024-02-09	MFI	LONG ENTRY	SHORT CLOSE	20 crossover to upside
2024-02-12	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	RSI	LONG ENTRY	SHORT CLOSE	30 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-02-13	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-14	RSI	LONG ENTRY	SHORT CLOSE	30 crossover to upside
2024-02-15	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-02-20	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-21	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-26	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-27	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-29	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-03-04	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2024-03-05	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2024-03-08	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-13	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-14	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-15	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-03-18	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-20	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-22	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-27	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-03-28	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2024-04-01	STOCH	LONG EXIT		The %K line crosses below the %D line.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
	MFI	LONG ENTRY	SHORT CLOSE	80 crossover to upside
2024-04-02	MFI	SHORT ENTRY	LONG CLOSE	80 crossover to downside
2024-04-03	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-08	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
2024-04-10	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
2024-04-15	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-18	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-19	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-22	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-04-23	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-04-25	STOCH	LONG EXIT		The %K line crosses below the %D line.

6.3. Candlestick Patterns

Community West Bancshares Daily Candlestick Chart

Date	Candlestick Pattern

6.4. Technical Score

Let's check the technical score of Community West Bancshares based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	57.551
Ma 20	Greater than	Ma 50	18.199
Ma 50	Greater than	Ma 100	16.113
Ma 100	Greater than	Ma 200	15.984
Open	Greater than	Close	17.990
Total			4/5 (80.0%)

Create your own Symbol Scanner

Get notifications about Community West Bancshares

I send you an email if I find something interesting about Community West Bancshares.

Community West Bancshares Buy, Hold or Sell?

Let's analyse Community West Bancshares together

Get notifications about Community West Bancshares

Quick analysis of Community West Bancshares (30 sec.)

What can you expect buying and holding a share of Community West Bancshares? (30 sec.)

How much money do you get?

What is your share worth?

+ What do you gain per year?

For what price can you sell your share?

1. Valuation of Community West Bancshares (5 min.)

$18.00

$17.59

$-25.54 - $12.04

$-7.95 - $29.62

2. Growth of Community West Bancshares (5 min.)

Is Community West Bancshares growing?

How much money is Community West Bancshares making?

How much money comes from the company's main activities?

3. Financial Health of Community West Bancshares (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Community West Bancshares? (5 min.)

What can you expect buying and holding a share of Community West Bancshares?

Speculation

Investing

How much money are you going to get?

When do you get the money?

How sure are you?

Linear %

Fundamentals of Community West Bancshares

About Community West Bancshares

Financial Health

Valuation

1.1. Profitability of Community West Bancshares.

1.1. Profitability

1.1.1. Net Profit Margin

Trends

Compared to industry (Banks - Regional)

1.1.2. Return on Assets

Trends

Compared to industry (Banks - Regional)

1.1.3. Return on Equity

Trends

Compared to industry (Banks - Regional)

1.2. Operating Efficiency of Community West Bancshares.

1.2. Operating Efficiency

1.2.1. Operating Margin

Trends

1.2.2. Operating Ratio

Trends

1.3. Liquidity of Community West Bancshares.

1.3. Liquidity

1.3.1. Current Ratio

Trends

Compared to industry (Banks - Regional)

1.3.2. Quick Ratio

Trends

1.4. Solvency of Community West Bancshares.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Trends

Compared to industry (Banks - Regional)

1.4.2. Debt to Equity Ratio

Trends

Compared to industry (Banks - Regional)

2. Market Valuation of Community West Bancshares

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Trends

Compared to industry (Banks - Regional)

Community West Bancshares
Buy, Hold or Sell?