Eagle Bancorp Montana Inc
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Penke I guess you are interested in Eagle Bancorp Montana Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Eagle Bancorp Montana Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Eagle Bancorp Montana Inc (30 sec.)

What can you expect buying and holding a share of Eagle Bancorp Montana Inc? (30 sec.)

How much money do you get?

$0.55

When do you have the money?

1 year

How often do you get paid?

100.0%

What is your share worth?

Current worth

$21.11

Expected worth in 1 year

$22.47

How sure are you?

82.5%

+ What do you gain per year?

Total Gains per Share

$1.91

Return On Investment

14.8%

For what price can you sell your share?

Current Price per Share

$12.86

Expected price per share

$12.17 - $13.54

How sure are you?

50%

1. Valuation of Eagle Bancorp Montana Inc (5 min.)

Live pricePrice per Share (EOD)

$12.86

Book Value per Share

$21.11

Intrinsic Value Per Share

$-0.11 - $80.67

Total Value Per Share

$21.01 - $101.78

My calculation of the intrinsic value of Eagle Bancorp Montana Inc is based how much money is coming from the company's main activities (Free Cash Flow).

The following numbers are based on moving averages and per share and per quarter.
I use a 6% discount rate for the low estimation and 3% for the high estimation.
The current Free Cash Flow Per Share is 10Y: ($0.19) 3Y: ($0.51) TTM: ($-0.63)
The change per quarter (trend) of the Free Cash Flow Per Share is 10Y: ($-0.01) 3Y: ($0.09) TTM: ($-0.55)

Years	Total Low est.	Total High est.	Added Free Cash Flow
1	$0.64	$2.93	$0.60 - $3.55
2	$1.09	$7.20	$0.43 - $5.04
3	$1.37	$12.73	$0.26 - $6.54
4	$1.50	$19.44	$0.09 - $8.04
5	$1.49	$27.26	$-0.07 - $9.53
6	$1.36	$36.12	$-0.24 - $11.03
7	$1.13	$45.96	$-0.41 - $12.53
8	$0.80	$56.70	$-0.58 - $14.02
9	$0.38	$68.29	$-0.75 - $15.52
10	$-0.11	$80.67	$-0.92 - $17.02

2. Growth of Eagle Bancorp Montana Inc (5 min.)

Is Eagle Bancorp Montana Inc growing?

	Current year	Previous year	Grow	Grow %
How rich?	$169.2m	$153.9m	$1.2b	89.1%

How much money is Eagle Bancorp Montana Inc making?

	Current year	Previous year	Grow	Grow %
Making money	$2.5m	$2.6m	-$123.2k	-4.9%
Net Profit Margin	11.2%	28.9%	-	-

How much money comes from the company's main activities?

Quarterly Yearly

3. Financial Health of Eagle Bancorp Montana Inc (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Eagle Bancorp Montana Inc? (5 min.)

Welcome investor! Eagle Bancorp Montana Inc's management wants to use your money to grow the business. In return you get a share of Eagle Bancorp Montana Inc.

What can you expect buying and holding a share of Eagle Bancorp Montana Inc?

First you should know what it really means to hold a share of Eagle Bancorp Montana Inc. And how you can make/lose money.

Speculation

The Price per Share of Eagle Bancorp Montana Inc is $12.86. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

The fundamentals: the financial health trends of Eagle Bancorp Montana Inc.
The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Eagle Bancorp Montana Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $21.11. Based on the TTM, the Book Value Change Per Share is $0.34 per quarter. Based on the YOY, the Book Value Change Per Share is $0.05 per quarter.
You may receive quarterly/yearly dividend in the form of additional shares.
You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.14 per quarter.

Based on historical numbers we can estimate the returns while holding a share of Eagle Bancorp Montana Inc.

How much money are you going to get?

	MRQ		TTM		YOY		5Y		10Y
	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share
Usd Eps	0.27	2.1%	0.31	2.4%	0.33	2.6%	0.42	3.3%	0.28	2.1%
Usd Book Value Change Per Share	-203.96	-1,586.0%	0.34	2.6%	0.05	0.4%	0.46	3.6%	0.38	2.9%
Usd Dividend Per Share	0.14	1.1%	0.14	1.1%	0.13	1.0%	0.10	0.8%	0.07	0.6%
Usd Total Gains Per Share	-203.82	-1,584.9%	0.48	3.7%	0.18	1.4%	0.57	4.4%	0.45	3.5%
Usd Price Per Share	15.79	-	13.76	-	19.35	-	18.49	-	16.78	-
Price to Earnings Ratio	14.62	-	11.39	-	16.37	-	13.37	-	28.09	-
Price-to-Total Gains Ratio	-0.08	-	0.56	-	-1.35	-	21.29	-	28.05	-
Price to Book Ratio	0.75	-	0.23	-	1.01	-	0.94	-	1.40	-
Price-to-Total Gains Ratio	-0.08	-	0.56	-	-1.35	-	21.29	-	28.05	-

When do you get the money?

Usd Investment	$.00
Usd Price Per Share	12.86
Number of shares	77

Gains per Quarter	Trailing 12 Months	5 Year
Usd Dividend Per Share	0.14	0.10
Usd Book Value Change Per Share	0.34	0.46
Usd Total Gains Per Share	0.48	0.57
Gains per Quarter (77 shares)	36.74	43.71
Gains per Year (77 shares)	146.94	174.83

Years	Return on Investment (TTM)			Return on Investment (5Y)
	Dividend	Book Value gain	Total gains	Dividend	Book Value gain	Total gains
Broker costs	-	-	-10	-	-	-10
1	43	104	137	32	143	165
2	85	209	284	64	286	340
3	128	313	431	95	429	515
4	171	417	578	127	572	690
5	213	521	725	159	715	865
6	256	626	872	191	858	1040
7	299	730	1019	222	1001	1215
8	341	834	1166	254	1144	1390
9	384	939	1313	286	1287	1565
10	427	1043	1460	318	1430	1740

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %

	Trailing 12 Months				3Y				5 Year				10 Year				ALLTIME
				%				%				%				%				%
Earnings Per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	64.0	1.0	1.0	97.0%
Book Value Change Per Share	2.0	2.0	0.0	50.0%	7.0	5.0	0.0	58.3%	15.0	5.0	0.0	75.0%	33.0	7.0	0.0	82.5%	48.0	18.0	0.0	72.7%
Dividend per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	66.0	0.0	0.0	100.0%
Total Gains per Share	2.0	2.0	0.0	50.0%	7.0	5.0	0.0	58.3%	15.0	5.0	0.0	75.0%	33.0	7.0	0.0	82.5%	50.0	16.0	0.0	75.8%

Fundamentals of Eagle Bancorp Montana Inc

About Eagle Bancorp Montana Inc

https://www.opportunitybank.com
Banks - Regional
383
1400 Prospect Avenue, Helena, MT, United States, 59601
Google Maps Bing Maps

Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various retail banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and construction of residential properties; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate, such as automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loan services. The company operates full-service branches and automated teller machines. Eagle Bancorp Montana, Inc. was founded in 1922 and is headquartered in Helena, Montana.

Fundamental data was last updated by Penke on 2024-04-11 06:32:05.

Financial Health

Profitability Details

	Compared to previous year	Compared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.

Operating Efficiency Details

	Compared to previous year	Compared to industry
The company is operating efficient.

Liquidity Details

	Compared to previous year	Compared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.

Solvency Details

	Compared to previous year	Compared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details

	Compared to previous year	Compared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Eagle Bancorp Montana Inc.

1.1. Profitability

1.1.1. Net Profit Margin

Measures how much net profit Eagle Bancorp Montana Inc earns for each $1 of revenue.

Above 10% is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
A Net Profit Margin of 7.1% means that $0.07 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Eagle Bancorp Montana Inc:

The MRQ is 7.1%. The company is making a profit. +1
The TTM is 11.2%. The company is making a huge profit. +2

Trends

Current period		Compared to		+/-
MRQ	7.1%	TTM	11.2%	-4.1%
TTM	11.2%	YOY	28.9%	-17.6%
TTM	11.2%	5Y	19.2%	-8.0%
5Y	19.2%	10Y	15.1%	+4.1%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	7.1%	18.4%	-11.3%
TTM	11.2%	28.0%	-16.8%
YOY	28.9%	25.2%	+3.7%
5Y	19.2%	22.8%	-3.6%
10Y	15.1%	19.8%	-4.7%

Measures how much net profit Eagle Bancorp Montana Inc earns for each $1 of revenue.

Revenue is the amount of profit Eagle Bancorp Montana Inc generates before taxes and all other costs. For example, when you buy a cup of coffee it will cost you $3. The company does not earn $3 in profit but also has to pay various costs and taxes to create that cup of coffee. Let's assume the cost of creating a cup of coffee is $1.5.

The $3 you pay for a cup of coffee is called revenue.
The $1.5 that’s left over when all costs to create that cup of coffee (including taxes) are deduced from the revenue is called net profit.

The net profit margin looks at how much net profit Eagle Bancorp Montana Inc earns for each $1 in revenue.

How to use net profit margin

Higher profit margin is better (more profit).
Above 10% is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
Can be used to compare companies within the Banks - Regional industry.

You typically want a high profit margin. This means that for each $1 in sales, Eagle Bancorp Montana Inc makes more profit. This shows the investor how efficiently Eagle Bancorp Montana Inc is operating in general and compared to other companies in the same industry. Eagle Bancorp Montana Inc operates in the Banks - Regional industry.

Why do investors use net profit margin in their analysis

It helps investors to determine the efficiency of Eagle Bancorp Montana Inc. If profit margins remain low (compared to the Banks - Regional industry mean) and there are no improvements to make in production costs or other areas that might be a warning sign. If profit margins are high that means the company has low overhead costs and is efficiently using its resources to generate profit.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Net Profit Margin of Eagle Bancorp Montana Inc is 0.07. This means that Eagle Bancorp Montana Inc earned $0.07 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Net Profit Margin of the Banks - Regional industry is 18.4%.
What is the trend?
The trend is important because it shows you how Eagle Bancorp Montana Inc is performing over time. The most recent quarter might be important if Eagle Bancorp Montana Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Eagle Bancorp Montana Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare Eagle Bancorp Montana Inc with other companies in the same industry (Banks - Regional).
Net profit margin should rise over the years.
Can be influenced when Eagle Bancorp Montana Inc sells assets (profit will increase while costs remain the same).
It won’t show what part of Eagle Bancorp Montana Inc is doing great or needs improvement (it only looks at total revenue and total net income).

How to calculate net profit margin

Net profit margin = net income / total revenue * 100%

Real example of Eagle Bancorp Montana Inc

You need the following data to determine net profit margin:

Income statement from the period you want to calculate (for example, MRQ or TTM).

Net income MRQ Eagle Bancorp Montana Inc = 2,164
Total revenue MRQ Eagle Bancorp Montana Inc = 30,353
$2,164 / $30,353 = 0.07 or 7.1%

Higher is better

The higher the net profit margin, the more efficient the company is generating income. This helps investors to determine how the company is managing money. The net profit margin is an important indicator when diving into the financial health of a company. Overall, you want to see the net profit margin rising over the years. That means the company improved their production and made it more efficient (if possible).

You can use the net profit margin to compare companies within the same industry. If there are two companies where one is much bigger but the smaller one has a higher net profit margin, that means the smaller company is more efficiently using operational costs.

Important: Profit margins can be very different between industries. Companies with assembly lines or transports are much more prone to see shifting in prices for fuel, ingredients and maintenance compared to companies that only provide services. You should never compare net profit margin between different industries.

1.1.2. Return on Assets

Shows how efficient Eagle Bancorp Montana Inc is using its assets to generate profit.

Above 5% is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
0.1% Return on Assets means that Eagle Bancorp Montana Inc generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Eagle Bancorp Montana Inc:

The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	0.1%	TTM	0.1%	0.0%
TTM	0.1%	YOY	0.1%	0.0%
TTM	0.1%	5Y	0.2%	-0.1%
5Y	0.2%	10Y	0.2%	+0.1%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.1%	0.1%	+0.0%
TTM	0.1%	0.2%	-0.1%
YOY	0.1%	0.2%	-0.1%
5Y	0.2%	0.2%	+0.0%
10Y	0.2%	0.2%	0.0%

Shows how efficient Eagle Bancorp Montana Inc is using its assets to generate profit.

For a farm, a tractor is considered an asset. The tractor helps ploughing the land making it possible to plant and harvest crops. But the tractor might be old and needing maintenance all the time reducing its efficiency. Return on assets indicates how effectively the farm is using the tractor (and other assets that help the core business) to plough the land.

How to use return on assets

Higher is better.
Above 5% is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on assets in their analysis

Shows the investor how effectively Eagle Bancorp Montana Inc is using its resources to generate profit. If the return on assets (0.1%) from Eagle Bancorp Montana Inc are higher than the Banks - Regional mean (0.1%) that means Eagle Bancorp Montana Inc is using its resources better than their competitors. If not, that means their competitors are more efficient in using their resources to generate profit.

An investor should always look at:

What is the current return on assets?
The current most recent quarter (MRQ) Return on Assets of Eagle Bancorp Montana Inc is 0.1%. This means the company generated $0.00 for each $1 in assets.
How does it compare to the industry?
The mean MRQ Return on Assets of the Banks - Regional industry is 0.1%.
What is the trend?
The trend is important because it shows you how Eagle Bancorp Montana Inc is performing over time. The most recent quarter might be important if Eagle Bancorp Montana Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Eagle Bancorp Montana Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
If a company has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

How to calculate return on assets

Return on assets = net income / total assets * 100%

Real example Eagle Bancorp Montana Inc

You need the following data to determine return on assets (ROA):

Income statement
Balance sheet

Net income MRQ (income statement) from Eagle Bancorp Montana Inc = 2,164
Total assets MRQ (balance sheet) from Eagle Bancorp Montana Inc = 2,084,500
2,164 / 2,084,500 = 0.00 or 0.1%

ROA is an important ratio as it will tell you how effectively Eagle Bancorp Montana Inc is using its resources to generate profits. Example:

Bob and Kristin both sell ice cream in the summer. They both have an ice cream truck. The truck Bob owes cost him $20.000 and the truck Kristin owes cost her $1500. Over the summer, Bob earned $2000 and Kristin earned $200. To calculate the return on assets:

Bob: $2000 / $20.000 * 100% = 10%
Kristin: $200 / $1500 * 100% = 13.3%

This tells you Bob’s company is more valuable but Kristin's company is more efficient. Be aware that total assets can change over time. A transportation business will buy and sell trucks or planes all the time. Before using return on assets as a guideline, you have to know what the exact assets are. For a company that has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

1.1.3. Return on Equity

Shows how efficient Eagle Bancorp Montana Inc is using its investors money to generate profit.

Above 15%-20% is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
1.3% Return on Equity means Eagle Bancorp Montana Inc generated $0.01 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Eagle Bancorp Montana Inc:

The MRQ is 1.3%. Using its investors money, the company is inefficient in making profit. -1
The TTM is 1.5%. Using its investors money, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	1.3%	TTM	1.5%	-0.3%
TTM	1.5%	YOY	1.7%	-0.2%
TTM	1.5%	5Y	2.3%	-0.8%
5Y	2.3%	10Y	1.9%	+0.4%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	1.3%	1.4%	-0.1%
TTM	1.5%	2.5%	-1.0%
YOY	1.7%	2.7%	-1.0%
5Y	2.3%	2.5%	-0.2%
10Y	1.9%	2.8%	-0.9%

Shows how efficient Eagle Bancorp Montana Inc is using its investors money to generate profit.

A publicly traded company (any company that issues shares to the public) is owned by its shareholders. Return on equity calculates the amount of profit for every $1 the shareholders invested.

How to use return on equity

Higher is better.
Above 15%-20% is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on equity in their analysis

To find out the owners/management's attitude toward their company. You typically want the owners/management to invest in the company and focus on generating profit. If not enough profit is generated (compared to the Banks - Regional industry mean), the company might not be investing their money efficiently.

The three steps every investor should look at:

What is the current return on equity?
The current most recent quarter (MRQ) Return on Equity of Eagle Bancorp Montana Inc is 1.3%. This means Eagle Bancorp Montana Inc generated $0.01 for each $1 the owners (shareholders) invested.
How does it compare to the industry?
The mean MRQ Return on Equity of the Banks - Regional industry is 1.4%.
What is the trend?
The trend is important because it shows you how Eagle Bancorp Montana Inc is performing over time. The most recent quarter might be important if Eagle Bancorp Montana Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Eagle Bancorp Montana Inc up to 10 years back (depending if Eagle Bancorp Montana Inc existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Does not include intangible assets (non physical assets like licences, computer software, etc.).
Stockholders equity and shareholders equity refer to the same thing.
Liabilities should not be more than three times return on equity.

How to calculate return on equity

Return on equity = net profit / shareholders equity * 100%

Real example of Eagle Bancorp Montana Inc

You need the following data to determine ROE:

Income statement
Balance sheet
Net profit MRQ (income statement) Eagle Bancorp Montana Inc = 2,164
Shareholders equity (balance sheet) MRQ Eagle Bancorp Montana Inc = 169,273
2,164 / 169,273 = 0.01 or 1.3%

A negative shareholder equity is a warning sign. It means the company has more liabilities than assets. It might also mean that the owners did not invest enough money or they are taking money out of the business.

1.2. Operating Efficiency of Eagle Bancorp Montana Inc.

1.2. Operating Efficiency

1.2.1. Operating Margin

Measures how efficient Eagle Bancorp Montana Inc is operating .

Measures how much profit Eagle Bancorp Montana Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
Above 15% is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
An Operating Margin of 0.0% means the company generated $0.00 for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Eagle Bancorp Montana Inc:

The MRQ is 0.0%. The data is not here.

Trends

Current period		Compared to		+/-
MRQ	-	TTM	16.9%	-16.9%
TTM	16.9%	YOY	70.3%	-53.4%
TTM	16.9%	5Y	41.0%	-24.1%
5Y	41.0%	10Y	33.3%	+7.7%

Measures how efficient Eagle Bancorp Montana Inc is operating .

The more effecient a company creates products or provides services, the more profit it generates.

How to use operating margin

Higher is better
Above 15% is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
Can be very different between industries
Can be used to compare companies

Why do investors use operating margin in their analysis

To determine how much profit Eagle Bancorp Montana Inc is making from it’s core business.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Operating Margin of Eagle Bancorp Montana Inc is 0.0%. This means that Eagle Bancorp Montana Inc earned $0.00 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Margin of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Eagle Bancorp Montana Inc is performing over time. The most recent quarter might be important if Eagle Bancorp Montana Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Eagle Bancorp Montana Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Can be calculated in different ways

How to calculate operating margin

Operating margin = operating earnings / total revenue

Real example of Eagle Bancorp Montana Inc

You need the following data to determine operating margin:

Income statement
Operating earnings MRQ Eagle Bancorp Montana Inc = 0
Total revenue MRQ Eagle Bancorp Montana Inc = 30,353
$0 / $30,353 = 0.00 or 0.0%

Operating margin is used to calculate how much profit a company makes after variable costs of production but before paying interest and taxes. Some variable costs examples are wages, raw materials, packaging, and transaction fees. The amount of variable costs is different for each company and industry. In general, a higher operating margin is better as this implicates that a company is running efficiently.

For investors, a higher operating margin is a good sign. Although you should always look at operating margin in the long term. If operating margin is fluctuating over the years this might be a sign that things are not running efficiently enough. It’s a way to check how much profit a company is making from its core business.

Operation earnings can be calculated in multiple ways:

Operation earnings = EBIT - non operating income + non operating expense
Operation earnings = Gross profit - operating expense - depreciation and amortisation
Operation earnings = Total revenue - COGS (costs of goods sold) - indirect costs

1.2.2. Operating Ratio

Measures how efficient Eagle Bancorp Montana Inc is keeping operating costs low.

Below 1 is considered healthy (always compare to Banks - Regional industry mean).
An Operation Ratio of 0.18 means that the operating costs are $0.18 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Eagle Bancorp Montana Inc:

The MRQ is 0.183. The company is very efficient in keeping operating costs low. +2
The TTM is -0.379.

Trends

Current period		Compared to		+/-
MRQ	0.183	TTM	-0.379	+0.563
TTM	-0.379	YOY	-1.696	+1.317
TTM	-0.379	5Y	-0.086	-0.294
5Y	-0.086	10Y	0.293	-0.378

Measures how efficient Eagle Bancorp Montana Inc is keeping operating costs low.

If the operating ratio is below 1 that means the company is making money. The lower the operating ratio, the more efficient the company.

How to use operating ratio

Lower is better.
Below 1 is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use operating ratio in their analysis

Shows if costs of creating products and or services is increasing or decreasing. The lower the operating ratio, the more efficient the company is creating products and services.

The three steps every investor should look at:

What is the current Operatin ratio?
The current most recent quarter (MRQ) Operating Ratio of Eagle Bancorp Montana Inc is 18.3%. This means that Eagle Bancorp Montana Inc earned $0.18 for each $1 in net sales in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Eagle Bancorp Montana Inc is performing over time. The most recent quarter might be important if Eagle Bancorp Montana Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Eagle Bancorp Montana Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
You need COGS to calculate operating ratio which is not always shown in the income statement.
Does not consider debt.

How to calculate operating ratio

Operating ratio = Operating expenses + COGS \ Net sales

Real life example Eagle Bancorp Montana Inc

You need the following data to determine operating ratio:

Income statement

COGS is not always specified on the income statement. If so you can use the following calculation:

(cost of revenue + total operating expenses) \ total revenue
(0 +5,560) \ 30,353 = 0.18

The operating ratio measures the efficiency of a company at keeping low costs while generating profits from sales. It compares the total operating expenses to the net amount of sales. The total operating expenses exists of:

COGS (materials, labour, rent of facility, repairs)
Operating expenses (legal fees, marketing, wages, rent, maintenance/repairs)

Operating expenses are all the costs the company makes that are not directly tied to the production of the service or product. Where COGS are costs that are directly tied to the production of a product or service.

Do note that COGS is not always available in the income statement. Some companies include COGS in the operating expenses while others list COGS separately. To make it even more confusing, COGS is also known as “costs of sales” and costs of sales is the same as costs of revenue.

The operating ratio tells you how efficient the company is creating its products or services while keeping prices low. In this case, a lower ratio is better. Higher or rising operating ratios might tell you that costs are rising while sales are not improving or staying the same.

1.3. Liquidity of Eagle Bancorp Montana Inc.

1.3. Liquidity

1.3.1. Current Ratio

Measures if Eagle Bancorp Montana Inc is able to pay off Short-term Debt.

Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
A Current Ratio of 0.04 means the company has $0.04 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Eagle Bancorp Montana Inc:

The MRQ is 0.040. The company is unable to pay all its short-term debts. -2
The TTM is 0.242. The company is unable to pay all its short-term debts. -2

Trends

Current period		Compared to		+/-
MRQ	0.040	TTM	0.242	-0.201
TTM	0.242	YOY	0.075	+0.167
TTM	0.242	5Y	-3.241	+3.482
5Y	-3.241	10Y	-1.618	-1.623

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
TTM	0.242	0.124	+0.118
YOY	0.075	0.225	-0.150
5Y	-3.241	0.219	-3.460
10Y	-1.618	0.131	-1.749

Measures if Eagle Bancorp Montana Inc is able to pay off Short-term Debt.

How to use current ratio

Higher is better
Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
Can be very different between industries
Can be used to compare companies

Why do investors use current ratio in their analysis

Shows if the company can pay of short term debts if needed. A company that can't pay off it's short term debts might get in trouble if they have to pay off their short term debts for whatever reason. For example, markets can change due to global events like covid-19 or the war in Ukraine versus Russia. Because debts are always taken based on future income, it might become troublesome for Eagle Bancorp Montana Inc if something happens in the market that will cause sales to plummet.

The three steps every investor should look at:

What is the current current Ratio?
The current most recent quarter (MRQ) Current Ratio of Eagle Bancorp Montana Inc is 0.04. This means Eagle Bancorp Montana Inc has $0.04 in assets for each $1 in short-term debts.
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Eagle Bancorp Montana Inc is performing over time. The most recent quarter might be important if Eagle Bancorp Montana Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Eagle Bancorp Montana Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Might be deluded.
Not all assets can always be quickly sold.
Can be manipulated by increasing or decreasing the assets and/or liabilities.

How to calculate current ratio

Current ratio = current assets \ current liabilities

Real life example Eagle Bancorp Montana Inc

You need the following data to determine operating ratio:

Balance sheet
Current ratio = current assets \ current liabilities
37,035 \ 915,376) = 0.04

The current ratio measures if Eagle Bancorp Montana Inc is able to pay short-term debts (obligations). Short term in this context means all debt obligations that are about to expire within one year. The current ratio incorporates current liabilities and current assets. Current assets are all the assets a company has that are expected to be consumed or sold within standard business operations. You can find the current assets in the balance sheet. They consist of:

Inventory
Accounts receivable
Marketable securities
Prepaid expenses
Cash
Cash equivalents
liquid assets

The current liabilities are short term obligations that are due within one year. These consist of:

Short term debts
Dividends
Income taxes
Short-term debts
Accounts payable
Interest payments

The result shows an investor if Eagle Bancorp Montana Inc is able to pay all its short-term debts if they were due all at once. When the result of the above formula is below 1, then Eagle Bancorp Montana Inc does not have enough capital after selling all its assets to pay all short-term debts. If the ratio drops far below 1 that might indicate Eagle Bancorp Montana Inc is or will be in financial trouble anytime soon.

Although this gives an investor some clues, the current ratio may also be deluded. Because owning assets does not mean the company can easily sell them. Also, Accounts receivable may be quite old (they will probably never pay) which deludes the current ratio. As with all ratios, you should only compare them between the same industries and companies.

1.3.2. Quick Ratio

Measures if Eagle Bancorp Montana Inc is able to pay off Short-term Debt but only using the most liquid assets.

Above 1 is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
A Quick Ratio of 0.34 means the company can pay off $0.34 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Eagle Bancorp Montana Inc:

The MRQ is 0.336. The company is just not able to pay all its short-term debts with the most liquid assets. -1
The TTM is 0.526. The company is just not able to pay all its short-term debts with the most liquid assets. -1

Trends

Current period		Compared to		+/-
MRQ	0.336	TTM	0.526	-0.190
TTM	0.526	YOY	0.598	-0.072
TTM	0.526	5Y	-249.447	+249.972
5Y	-249.447	10Y	-124.454	-124.993

Measures if Eagle Bancorp Montana Inc is able to pay off Short-term Debt but only using the most liquid assets.

How to use quick ratio

Higher is better.
Above 1 is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use quick ratio in their analysis

Shows how fast Eagle Bancorp Montana Inc can pay off its short term debts. This shows if Eagle Bancorp Montana Inc can survive emergencies due to market changes or other reasons.

The three steps every investor should look at:

What is the current Quick Ratio?
The current most recent quarter (MRQ) quickRatio of Eagle Bancorp Montana Inc is 0.34. This means that Eagle Bancorp Montana Inc can pay off $0.34 for each $1 in debt (using most liquid assets).
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Eagle Bancorp Montana Inc is performing over time. The most recent quarter might be important if Eagle Bancorp Montana Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Eagle Bancorp Montana Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Incorporates only most liquid assets.

How to calculate quick ratio

Quick ratio = cash and equivalents + marketable securities + accounts receivable / current liabilities

Real life example Eagle Bancorp Montana Inc

You need the following data to determine operating ratio:

Balance sheet
Quick ratio = cash and short-term investments + short-term investments + netReceivables / total current liabilities
MRQ quick ratio Eagle Bancorp Montana Inc: (-23,243 + 318,279 +12,485) / 915,376 = 0.34

The quick ratio measures the same thing as the current ratio, only it uses the most liquid assets a company has. Meaning, the assets that can be sold for cash the easiest and fastest.

As the quick ratio only incorporates the most liquid assets, you should also check the current ratio which also includes less liquid assets. But they may be harder to sell.

1.4. Solvency of Eagle Bancorp Montana Inc.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Measures how much % of Eagle Bancorp Montana Inc assets are financed with debt.

Below 1 (100%) is considered healthy but always compare Eagle Bancorp Montana Inc to Banks - Regional industry mean.
A Debt to Asset Ratio of 0.92 means that Eagle Bancorp Montana Inc assets are financed with 91.9% credit (debt) and the remaining percentage (100% - 91.9%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of Eagle Bancorp Montana Inc:

The MRQ is 0.919. The company is just able to pay all its debts by selling its assets.
The TTM is 0.299. The company is very able to pay all its debts by selling its assets. +2

Trends

Current period		Compared to		+/-
MRQ	0.919	TTM	0.299	+0.619
TTM	0.299	YOY	0.915	-0.615
TTM	0.299	5Y	0.774	-0.474
5Y	0.774	10Y	0.839	-0.065

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.919	0.915	+0.004
TTM	0.299	0.917	-0.618
YOY	0.915	0.919	-0.004
5Y	0.774	0.919	-0.145
10Y	0.839	0.927	-0.088

Measures how much % of Eagle Bancorp Montana Inc assets are financed with debt.

When there are more debts than assets, that means creditors have a larger stake Eagle Bancorp Montana Inc than its shareholders.

How to use debt to asset ratio

Lower is better.
below 1 (100%) is considered healthy but always compare Eagle Bancorp Montana Inc to Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to asset ratio in their analysis

It shows how much debt the company used to finance its assets. If a company is almost entirely financed with debt that means the company might get into serious trouble when emergencies arise like a raise in interest.

The three steps every investor should look at:

What is the current debt to asset ratio?
The current most recent quarter (MRQ) Debt to Asset Ratio of Eagle Bancorp Montana Inc is 0.92. This means means that Eagle Bancorp Montana Inc is financed with 91.9% credit and the remaining percentage is financed by it's owners (shareholders).
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Eagle Bancorp Montana Inc is performing over time. The most recent quarter might be important if Eagle Bancorp Montana Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Eagle Bancorp Montana Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Some companies can have higher debt to assets ratio's (for example, banks).
Debt to asset ratio should improve over the years.
If the debt to asset ratio is above 1, look at the industry mean and find out why Eagle Bancorp Montana Inc has so much debt.

How to calculate debt to asset ratio

Debt to asset ratio = total debt \ total assets

Real life example Eagle Bancorp Montana Inc

You need the following data to determine debt to asset ratio:

Balance sheet
Debt to asset ratio = total debt \ total assets
1,915,227 \ 2,084,500 = 91.9% or 0.92.

The debt to total assets ratio shows if the company is owned by creditors or shareholders. Or in other words, the total debt in relation to the total amount of assets. It shows how much debt the company used to finance its assets.

1.4.2. Debt to Equity Ratio

Measures if Eagle Bancorp Montana Inc is able to pay off its debts by using shareholders equity.

Below 2 is considered healthy but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
A Debt to Equity ratio of 1,131.4% means that company has $11.31 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Eagle Bancorp Montana Inc:

The MRQ is 11.314. The company is unable to pay all its debts with equity. -1
The TTM is 3.714. The company is unable to pay all its debts with equity. -1

Trends

Current period		Compared to		+/-
MRQ	11.314	TTM	3.714	+7.600
TTM	3.714	YOY	10.775	-7.061
TTM	3.714	5Y	7.512	-3.798
5Y	7.512	10Y	8.485	-0.973

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	11.314	10.829	+0.485
TTM	3.714	11.013	-7.299
YOY	10.775	11.363	-0.588
5Y	7.512	11.437	-3.925
10Y	8.485	13.038	-4.553

Measures if Eagle Bancorp Montana Inc is able to pay off its debts by using shareholders equity.

How to use debt to equity ratio

Lower is better.
Below 2 is considered healthy (always use industry average).
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to shareholders equity ratio in their analysis

It shows how much debt the company uses to finance their operations. Shareholders equity is whats left over when you subtract total liabilities from total assets. It's another way to meassure how much of Eagle Bancorp Montana Inc is financed with debt or own resources.

The three steps every investor should look at:

What is the current debt to equity ratio?
The current most recent quarter (MRQ) quickRatio of Eagle Bancorp Montana Inc is 11.31. This means that Eagle Bancorp Montana Inc can pay off $11.31 for each $1 in debt.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 10.83.
What is the trend?
The trend is important because it shows you how Eagle Bancorp Montana Inc is performing over time. The most recent quarter might be important if Eagle Bancorp Montana Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Eagle Bancorp Montana Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Not all debt is equally risky (for example, short term risk is less risky).

How to calculate debt to equity ratio

Debt to equity ratio = total debt \ shareholders equity.

Real life example Eagle Bancorp Montana Inc

You need the following data to determine equity ratio:

Balance sheet
Debt to equity ratio = total debt \ shareholders equity
1,915,227 \ 169,273 = 11.31 or 1,131.4%

Debt to equity measures the total debt versus the total shareholders equity. While the total debts to total assets ratio uses total assets, the debt to equity ratio looks at the total equity of shareholders. Where equity of shareholders are:

Common shares.
Preferred shares.
Retained earnings.

You can find the shareholders' equity in the balance sheet. A ratio between 0,5 and 1,5 is preferred. If the ratio is above 1.5, that would indicate creditors have significantly more stake (debt) in the company than the shareholders. In other words, the company is using a lot of debt to finance their operations.

Not all debt is equally risky. Meaning you can adjust the ratio by including or excluding certain amounts of debt. Short term debts are less risky because they have to be paid back within one year anyway. It’s much easier to plan one year ahead versus five or ten years.

2. Market Valuation of Eagle Bancorp Montana Inc

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Eagle Bancorp Montana Inc generates.

Above 15 is considered overpriced but always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
A PE ratio of 14.62 means the investor is paying $14.62 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Eagle Bancorp Montana Inc:

The EOD is 11.910. Based on the earnings, the company is underpriced. +1
The MRQ is 14.624. Based on the earnings, the company is underpriced. +1
The TTM is 11.389. Based on the earnings, the company is underpriced. +1

Trends

Current period		Compared to		+/-
EOD	11.910	MRQ	14.624	-2.714
MRQ	14.624	TTM	11.389	+3.235
TTM	11.389	YOY	16.368	-4.979
TTM	11.389	5Y	13.375	-1.986
5Y	13.375	10Y	28.086	-14.711

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	11.910	7.548	+4.362
MRQ	14.624	6.680	+7.944
TTM	11.389	5.295	+6.094
YOY	16.368	6.943	+9.425
5Y	13.375	9.770	+3.605
10Y	28.086	9.943	+18.143

Measures how much money you pay for each share for every $1 in earnings Eagle Bancorp Montana Inc generates.

Indicates if the company’s shares are under or overvalued.

How to use PE ratio

Above 15 is considered overpriced but is hard to determine. Always compare Eagle Bancorp Montana Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use PE ratio in their analysis

The PE ratio tells investors the current sentiment in the market for that company. As with every stock, the stock price never shows the real valuation of a company but rather how the market thinks how much the stock is worth.

In other words, the current stock price also incorporates any future earnings or business opportunities in the future. The best example is the stock market crash in 2000. The PE ratio for any internet based company was going through the roof. Only based on the general assumption the internet and all associated businesses would thrive in the future. But this was based on nothing. A business still needs a good product or service to be able to survive. Instead, every investor bought any stock which did something related to the internet. Result: huge market crash.

Many investors were willing to pay premium prices and that was causing the PE ratio to rise. A high PE ratio is a warning sign that investors might be overvaluing a stock based on future earnings.

The three steps every investor should look at:

What is the current PE Ratio?
The current most recent quarter (MRQ) PE Ratio of Eagle Bancorp Montana Inc is 14.62. This means the investor is paying $14.62 for every $1 in earnings.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 6.68.
What is the trend?
The trend is important because it shows you how Eagle Bancorp Montana Inc is performing over time. The most recent quarter might be important if Eagle Bancorp Montana Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Eagle Bancorp Montana Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Some industries might have very high or very low PE ratios in general.
PE ratios can be high for several years, it does not mean a sudden collapse is imminent.
Earnings growth is not included in the PE ratio.

How to calculate PE ratio

PE ratio = market value per share \ earnings per share

Real life example Eagle Bancorp Montana Inc

You need the following data to determine the PE ratio:

Balance sheet
Income statement

The PE ratio is a very commonly used ratio to determine the value of a company by comparing the current stock price relative to its earnings per share (EPS). Before we can calculate the PE ratio we need to know the EPS. EPS is calculated as follows:

EPS = (net profit - preferred dividends) \ end of period outstanding shares*
Net profit = revenue - expenses
0 \ 7,815 = EPS
PE ratio MRQ = 14.62

* The net profit minus preferred dividends can be found in the incomestatement as netIncomeApplicableToCommonShares.

The PE value helps investors to determine if the current stock price is under or overvalued. It also projects future growth.

In general, a higher PE ratio means that investors predict higher future growth. If the PE ratio is too high, then investors expect way too much future growth the company can never fulfil. This is most likely to happen in faster moving companies like tech companies or automobile companies like Tesla. These are hot and booming markets where investors expect much future growth driven by new technology (electric cars). When looking at the current MRQ (most recent quarter) PE ratio of Tesla ( jan. 2021) it's about 247 while the average in the industry is only 6. That might be a clue that Tesla is trading for way too high prices compared to their current assets and is more based on future growth.

2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Eagle Bancorp Montana Inc:

The EOD is 10.456. Based on how much money comes from the company's main activities, the company is cheap. +2
The MRQ is 12.838. Based on how much money comes from the company's main activities, the company is cheap. +2
The TTM is 0.201. Based on how much money comes from the company's main activities, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	10.456	MRQ	12.838	-2.382
MRQ	12.838	TTM	0.201	+12.637
TTM	0.201	YOY	4.107	-3.906
TTM	0.201	5Y	-46.416	+46.617
5Y	-46.416	10Y	-25.260	-21.156

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	10.456	-2.110	+12.566
MRQ	12.838	-1.868	+14.706
TTM	0.201	-0.342	+0.543
YOY	4.107	6.448	-2.341
5Y	-46.416	0.429	-46.845
10Y	-25.260	0.091	-25.351

2. Book Value per Share

2.3. Price to Book Ratio

Measures if the stock price of Eagle Bancorp Montana Inc is to cheap or to expensive compared to its book value.

At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
A PB ratio of 0.75 means the investor is paying $0.75 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Eagle Bancorp Montana Inc:

The EOD is 0.609. Based on the equity, the company is cheap. +2
The MRQ is 0.748. Based on the equity, the company is cheap. +2
The TTM is 0.230. Based on the equity, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	0.609	MRQ	0.748	-0.139
MRQ	0.748	TTM	0.230	+0.518
TTM	0.230	YOY	1.013	-0.784
TTM	0.230	5Y	0.935	-0.706
5Y	0.935	10Y	1.403	-0.467

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	0.609	0.436	+0.173
MRQ	0.748	0.386	+0.362
TTM	0.230	0.470	-0.240
YOY	1.013	0.642	+0.371
5Y	0.935	0.795	+0.140
10Y	1.403	1.025	+0.378

2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Eagle Bancorp Montana Inc.

3.1. Institutions holding Eagle Bancorp Montana Inc

Institutions are holding 37.301% of the shares of Eagle Bancorp Montana Inc.

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2023-12-31	Manufacturers Life Insurance Co	4.7173	0.0036	378179	0	0
2023-12-31	Vanguard Group Inc	4.4921	0.0001	360118	2019	0.5638
2023-09-30	Fourthstone LLC	3.0981	0.6708	248369	197596	389.1753
2023-12-31	Petiole USA ltd	2.8874	2.7018	231480	0	0
2023-12-31	Pacific Ridge Capital Partners, LLC	2.4075	0.6189	193002	-6137	-3.0818
2023-12-31	BlackRock Inc	1.8391	0.0001	147435	607	0.4134
2023-12-31	HoldCo Asset Management, L.P.	1.5334	5.4677	122931	0	0
2023-12-31	Brandes Investment Partners & Co	1.2287	0.0236	98505	12	0.0122
2023-12-31	Renaissance Technologies Corp	1.0235	0.002	82051	11441	16.2031
2023-12-31	Dimensional Fund Advisors, Inc.	0.9961	0.0004	79855	-1120	-1.3831
2023-12-31	Cutler Capital Management	0.8824	0.4626	70741	260	0.3689
2023-12-31	Bridgeway Capital Management, LLC	0.7504	0.0204	60157	-1164	-1.8982
2023-12-31	Geode Capital Management, LLC	0.7495	0.0001	60088	0	0
2023-12-31	Allied Investment Advisors, LLC	0.6889	0.2372	55226	0	0
2023-12-31	Janney Montgomery Scott LLC	0.5925	0.0024	47500	0	0
2023-12-31	TNF LLC	0.4724	0.2239	37868	1539	4.2363
2023-12-31	Pinnacle Holdings, LLC	0.4405	0.2294	35311	-3379	-8.7335
2023-12-31	Stockman Asset Management	0.4341	0.1096	34803	0	0
2023-12-31	Commonwealth Equity Services Inc	0.4112	0.001	32963	32963	0
2023-12-31	First Manhattan Co. LLC	0.3772	0.0017	30236	0	0
Total		30.0223	10.7773	2406818	+234637	+9.7%

3.2. Funds holding Eagle Bancorp Montana Inc

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2024-01-31	Vanguard Total Stock Mkt Idx Inv	3.2126	0.0003	257546	0	0
2024-01-31	JHancock Regional Bank A	2.3379	0.3419	187426	0	0
2023-12-31	JH Financial Opportunities	1.5931	0.2778	127715	0	0
2023-09-30	Pacific Ridge Capital Ptnrs Micro Cp Val	1.4341	0.6718	114968	-7607	-6.206
2024-01-31	Vanguard Institutional Extnd Mkt Idx Tr	1.1357	0.0014	91045	0	0
2024-01-31	Adara Smaller Companies	0.793	0.1832	63570	0	0
2023-07-20	Manulife US Bank Equity Mother Fund	0.7098	0.3856	56900	3300	6.1567
2024-02-29	iShares Core S&P Total US Stock Mkt ETF	0.5687	0.0011	45594	0	0
2023-12-31	Acuitas US Microcap Strategy	0.5495	0.1852	44050	-240	-0.5419
2024-01-31	Fidelity Extended Market Index	0.485	0.0016	38878	802	2.1063
2023-09-30	Bridgeway Omni Small-Cap Value N	0.262	0.0218	21000	0	0
2023-12-31	Bridgeway Omni Small-Cap Value	0.262	0.0258	21000	0	0
2023-12-31	Kennedy Micro Cap	0.2471	0.066	19806	-28552	-59.043
2023-09-30	Bridgeway Ultra-Small Company Market	0.2435	0.1374	19521	0	0
2024-02-29	EA Bridgeway Omni Small-Cap Value ETF	0.2431	0.0223	19488	40	0.2057
2024-01-31	DFA US Core Equity 2 I	0.214	0.0008	17152	0	0
2024-02-29	iShares Micro-Cap ETF	0.2119	0.0246	16991	693	4.2521
2024-01-31	DFA US Core Equity 1 I	0.1357	0.0005	10879	0	0
2023-12-31	Brandes Small Cap Value R6	0.1269	1.0989	10176	414	4.2409
2024-01-31	Fidelity Series Total Market Index	0.1023	0.0002	8205	816	11.0434
Total		14.8679	3.4482	1191910	-30334	-2.5%

3.3. Insider Transactions

Insiders are holding 8.087% of the shares of Eagle Bancorp Montana Inc.

Date	Owner	Type	Amount	Price
2024-02-27	Patrick D Rensmon	BUY	385	12.95
2024-02-14	Kenneth M Walsh	SELL	882	13.1
2023-08-15	Thomas J Mccarvel	SELL	1000	12.7
2023-05-22	Kenneth M Walsh	SELL	5267	13.34
2023-05-10	Laura Clark	BUY	417	11.89
2023-05-08	Chantelle Nash	BUY	850	12.25
2023-05-08	Cynthia A Utterback	BUY	408	12.21
2023-05-02	Mark A O'neill	BUY	1152	12.97
2023-05-01	Laura Clark	BUY	725	13.8
2023-04-28	Rick Hays	BUY	5000	14.31

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Eagle Bancorp Montana Inc compared to the Most Recent Quarter (MRQ).

	End of day	+/-	Most Recent Quarter	Trailing 12 Months	+/-	Year-Over-Year	+/-	5 Year	+/-	10 Year	+/-
Book Value Change Per Share	-	-	-203.956	0.339	-60340%	0.053	-387787%	0.464	-44014%	0.379	-53922%
Book Value Per Share	-	-	21.115	176.822	-88%	19.205	+10%	49.605	-57%	28.858	-27%
Current Ratio	-	-	0.040	0.242	-83%	0.075	-46%	-3.241	+8111%	-1.618	+4099%
Debt To Asset Ratio	-	-	0.919	0.299	+207%	0.915	+0%	0.774	+19%	0.839	+10%
Debt To Equity Ratio	-	-	11.314	3.714	+205%	10.775	+5%	7.512	+51%	8.485	+33%
Dividend Per Share	-	-	0.140	0.139	+1%	0.127	+11%	0.103	+36%	0.073	+91%
Eps	-	-	0.270	0.314	-14%	0.329	-18%	0.419	-36%	0.275	-2%
Free Cash Flow Per Share	-	-	0.307	-0.626	+304%	0.784	-61%	0.129	+139%	0.192	+60%
Free Cash Flow To Equity Per Share	-	-	-0.369	2.542	-115%	5.571	-107%	3.628	-110%	2.618	-114%
Gross Profit Margin	-	-	0.794	0.856	-7%	0.860	-8%	0.888	-11%	0.775	+3%
Intrinsic Value_10Y_max	-	-	80.665	-	-	-	-	-	-	-	-
Intrinsic Value_10Y_min	-	-	-0.106	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_max	-	-	2.927	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_min	-	-	0.640	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_max	-	-	12.725	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_min	-	-	1.371	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_max	-	-	27.260	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_min	-	-	1.491	-	-	-	-	-	-	-	-
Market Cap	103095790.800	-23%	126584956.200	110290850.850	+15%	155124693.000	-18%	148246295.760	-15%	134499522.255	-6%
Net Profit Margin	-	-	0.071	0.112	-37%	0.289	-75%	0.192	-63%	0.151	-53%
Operating Margin	-	-	-	0.169	-100%	0.703	-100%	0.410	-100%	0.333	-100%
Operating Ratio	-	-	0.183	-0.379	+307%	-1.696	+1026%	-0.086	+147%	0.293	-37%
Pb Ratio	0.609	-23%	0.748	0.230	+225%	1.013	-26%	0.935	-20%	1.403	-47%
Pe Ratio	11.910	-23%	14.624	11.389	+28%	16.368	-11%	13.375	+9%	28.086	-48%
Price Per Share	12.860	-23%	15.790	13.758	+15%	19.350	-18%	18.492	-15%	16.777	-6%
Price To Free Cash Flow Ratio	10.456	-23%	12.838	0.201	+6276%	4.107	+213%	-46.416	+462%	-25.260	+297%
Price To Total Gains Ratio	-0.063	+19%	-0.077	0.556	-114%	-1.351	+1644%	21.293	-100%	28.052	-100%
Quick Ratio	-	-	0.336	0.526	-36%	0.598	-44%	-249.447	+74351%	-124.454	+37145%
Return On Assets	-	-	0.001	0.001	-16%	0.001	-28%	0.002	-58%	0.002	-47%
Return On Equity	-	-	0.013	0.015	-17%	0.017	-25%	0.023	-45%	0.019	-33%
Total Gains Per Share	-	-	-203.816	0.477	-42820%	0.179	-113806%	0.568	-36007%	0.452	-45186%
Usd Book Value	-	-	169273000.000	1417540250.000	-88%	153962750.000	+10%	397673600.000	-57%	231352075.000	-27%
Usd Book Value Change Per Share	-	-	-203.956	0.339	-60340%	0.053	-387787%	0.464	-44014%	0.379	-53922%
Usd Book Value Per Share	-	-	21.115	176.822	-88%	19.205	+10%	49.605	-57%	28.858	-27%
Usd Dividend Per Share	-	-	0.140	0.139	+1%	0.127	+11%	0.103	+36%	0.073	+91%
Usd Eps	-	-	0.270	0.314	-14%	0.329	-18%	0.419	-36%	0.275	-2%
Usd Free Cash Flow	-	-	2465000.000	-5020250.000	+304%	6287250.000	-61%	1030350.000	+139%	1540025.000	+60%
Usd Free Cash Flow Per Share	-	-	0.307	-0.626	+304%	0.784	-61%	0.129	+139%	0.192	+60%
Usd Free Cash Flow To Equity Per Share	-	-	-0.369	2.542	-115%	5.571	-107%	3.628	-110%	2.618	-114%
Usd Market Cap	103095790.800	-23%	126584956.200	110290850.850	+15%	155124693.000	-18%	148246295.760	-15%	134499522.255	-6%
Usd Price Per Share	12.860	-23%	15.790	13.758	+15%	19.350	-18%	18.492	-15%	16.777	-6%
Usd Profit	-	-	2164000.000	2514000.000	-14%	2637250.000	-18%	3355100.000	-36%	2167175.000	0%
Usd Revenue	-	-	30353000.000	23261500.000	+30%	17813500.000	+70%	20403850.000	+49%	14536775.000	+109%
Usd Total Gains Per Share	-	-	-203.816	0.477	-42820%	0.179	-113806%	0.568	-36007%	0.452	-45186%
	EOD	+5 -3	MRQ	TTM	+9 -27	YOY	+10 -26	5Y	+10 -26	10Y	+13 -23

4.2. Fundamental Score

Let's check the fundamental score of Eagle Bancorp Montana Inc based on Penke's default stock scanner.

Penke's Stock Scanner

Indicator	Condition		Value
Price to Earnings Ratio (EOD)	Between	0-15	11.910
Price to Book Ratio (EOD)	Between	0-1	0.609
Net Profit Margin (MRQ)	Greater than	0	0.071
Operating Margin (MRQ)	Greater than	0	0.000
Quick Ratio (MRQ)	Greater than	1	0.336
Current Ratio (MRQ)	Greater than	1	0.040
Debt to Asset Ratio (MRQ)	Less than	1	0.919
Debt to Equity Ratio (MRQ)	Less than	1	11.314
Return on Equity (MRQ)	Greater than	0.15	0.013
Return on Assets (MRQ)	Greater than	0.05	0.001
Total			4/10 (40.0%)

Create your own Stock Scanner

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4.3. Technical Score

Let's check the technical score of Eagle Bancorp Montana Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	55.693
Ma 20	Greater than	Ma 50	12.641
Ma 50	Greater than	Ma 100	12.843
Ma 100	Greater than	Ma 200	13.557
Open	Greater than	Close	12.860
Total			2/5 (40.0%)

Create your own Symbol Scanner

Trading is personal. The best traders buy and sell based on their own technical analysis. Create your personal Symbol Scanner with the technical indicators that are important to you.
Create your own Symbol Scanner

Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

	2022-12-31		2023-03-31		2023-06-30		2023-09-30		2023-12-31
Inventory	-34,400	3,233	-31,167	-3,344	-34,511	71	-34,440	45,198	10,758
Long-term Assets Other	-20,380	-473,315	-493,695	22,082	-471,613	13,106	-458,507	2,302,897	1,844,390
Cash and Short Term Investments	371,306	-2,448	368,858	-19,900	348,958	-19,389	329,569	-352,812	-23,243
Tax Provision	787	258	1,045	-701	344	180	524	-839	-315
Income Tax Expense	787	258	1,045	-701	344	180	524	-839	-315

Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary

Total Assets	2,084,500
Total Liabilities	1,915,227
Total Stockholder Equity	169,273

	As reported
Total Liabilities	1,915,227
Total Stockholder Equity	+ 169,273
Total Assets	= 2,084,500

Assets

Total Assets	2,084,500
Total Current Assets	37,035
Long-term Assets	2,047,465

Total Current Assets

Total Current Assets (as reported)	37,035
Cash And Cash Equivalents	24,545
Short-term Investments	318,279
Net Receivables	12,485
Inventory	10,758
Total Current Assets (calculated)	366,067
+/-	329,032

Long-term Assets

Long-term Assets (as reported)	2,047,465
Property Plant Equipment	94,282
Goodwill	34,740
Long Term Investments	318,279
Intangible Assets	21,733
Long-term Assets Other	1,844,390
Long-term Assets (calculated)	2,313,424
+/-	265,959

Liabilities & Shareholders' Equity

Total Current Liabilities	915,376
Long-term Liabilities	999,851
Total Stockholder Equity	169,273

Total Current Liabilities

Total Current Liabilities (as reported)	915,376
Short-term Debt	161,105
Other Current Liabilities	754,271
Total Current Liabilities (calculated)	915,376
+/-	0

Long-term Liabilities

Long-term Liabilities (as reported)	999,851
Long term Debt	234,736
Long-term Liabilities (calculated)	234,736
+/-	765,115

Total Stockholder Equity

Total Stockholder Equity (as reported)	169,273
Common Stock	85
Retained Earnings	96,021
Accumulated Other Comprehensive Income	-19,945
Other Stockholders Equity	93,112
Total Stockholder Equity (calculated)	169,273
+/-	0

Other

Capital Stock	85
Cash and Short Term Investments	-23,243
Common Stock Shares Outstanding	7,815
Liabilities and Stockholders Equity	2,084,500
Net Debt	211,690
Net Invested Capital	404,009
Net Working Capital	-878,341
Property Plant and Equipment Gross	122,072
Short Long Term Debt Total	236,235

Balance Sheet

Currency in USD. All numbers in thousands.

Trend

2023-12-31

2023-09-30

2023-06-30

2023-03-31

2022-12-31

2022-09-30

2022-06-30

2022-03-31

2021-12-31

2021-09-30

2021-06-30

2021-03-31

2020-12-31

2020-09-30

2020-06-30

2020-03-31

2019-12-31

2019-09-30

2019-06-30

2019-03-31

2018-12-31

2018-09-30

2018-06-30

2018-03-31

2017-12-31

2017-09-30

2017-06-30

2017-03-31

2016-12-31

2016-09-30

2016-06-30

2016-03-31

2015-12-31

2015-09-30

2015-06-30

2015-03-31

2014-12-31

2014-09-30

2014-06-30

2014-03-31

2013-12-31

2013-09-30

2013-06-30

2013-03-31

2012-12-31

2012-09-30

2012-06-30

2012-03-31

2011-12-31

2011-09-30

2011-06-30

2011-03-31

2010-12-31

2010-09-30

2010-06-30

2010-03-31

2009-12-31

2009-09-30

2009-06-30

2009-03-31

2008-12-31

2008-09-30

2008-06-30

2008-03-31

2007-12-31

2007-09-30

> Total Assets

248,056
250,986
268,296
279,907
284,036
287,323
295,384
289,709
300,680
306,108
316,313
325,739
330,806
332,928
334,602
331,093
335,908
331,873
332,168
327,299
320,037
508,121
512,827
510,534
513,855
516,387
519,831
539,108
553,866
560,200
559,365
583,367
611,409
630,347
642,971
663,336
674,495
673,925
683,677
710,214
702,570
716,782
815,935
826,827
839,967
853,903
979,603
1,007,725
1,022,221
1,054,260
1,158,600
1,248,434
1,255,028
1,257,634
1,311,421
1,359,355
1,406,923
1,435,926
1,492,053
1,900,472
1,923,920
1,948,384
1,982,336
2,023,279
2,063,064
2,084,500

2,084,500

2,063,064

2,023,279

1,982,336

1,948,384

1,923,920

1,900,472

1,492,053

1,435,926

1,406,923

1,359,355

1,311,421

1,257,634

1,255,028

1,248,434

1,158,600

1,054,260

1,022,221

1,007,725

979,603

853,903

839,967

826,827

815,935

716,782

702,570

710,214

683,677

673,925

674,495

663,336

642,971

630,347

611,409

583,367

559,365

560,200

553,866

539,108

519,831

516,387

513,855

510,534

512,827

508,121

320,037

327,299

332,168

331,873

335,908

331,093

334,602

332,928

330,806

325,739

316,313

306,108

300,680

289,709

295,384

287,323

284,036

279,907

268,296

250,986

248,056

> Total Current Assets

0
0
0
0
0
0
0
1,399
0
0
1,613
1,610
1,565
1,522
1,574
1,558
1,548
1,484
1,451
1,371
1,352
1,954
2,237
2,387
2,339
290,680
2,219
2,429
2,340
11,889
2,146
2,337
2,332
2,278
2,213
2,274
2,138
2,123
2,101
2,174
2,269
2,555
3,212
3,668
3,890
3,479
5,005
4,903
5,318
4,577
5,329
6,075
6,615
5,765
5,451
5,732
6,218
5,751
5,750
9,504
10,778
382,590
379,285
360,152
343,226
37,035

37,035

343,226

360,152

379,285

382,590

10,778

9,504

5,750

5,751

6,218

5,732

5,451

5,765

6,615

6,075

5,329

4,577

5,318

4,903

5,005

3,479

3,890

3,668

3,212

2,555

2,269

2,174

2,101

2,123

2,138

2,274

2,213

2,278

2,332

2,337

2,146

11,889

2,340

2,429

2,219

290,680

2,339

2,387

2,237

1,954

1,352

1,371

1,451

1,484

1,548

1,558

1,574

1,522

1,565

1,610

1,613

1,399

Cash And Cash Equivalents

0
0
0
3,541
0
0
0
2,711
0
0
18,472
3,509
2,608
4,267
9,116
4,540
5,603
6,333
10,603
19,814
5,108
9,212
4,877
6,161
7,126
7,055
9,291
6,819
3,910
12,502
4,750
8,727
7,246
7,438
6,613
6,423
7,831
7,318
6,166
9,041
8,155
7,437
9,320
8,980
8,968
11,201
11,279
13,436
13,286
22,378
19,773
23,583
27,551
62,188
104,364
55,882
87,929
54,607
80,213
36,429
25,197
21,811
19,435
22,994
20,783
24,545

24,545

20,783

22,994

19,435

21,811

25,197

36,429

80,213

54,607

87,929

55,882

104,364

62,188

27,551

23,583

19,773

22,378

13,286

13,436

11,279

11,201

8,968

8,980

9,320

7,437

8,155

9,041

6,166

7,318

7,831

6,423

6,613

7,438

7,246

8,727

4,750

12,502

3,910

6,819

9,291

7,055

7,126

6,161

4,877

9,212

5,108

19,814

10,603

6,333

5,603

4,540

9,116

4,267

2,608

3,509

18,472

2,711

3,541

Short-term Investments

0
0
0
549
0
0
0
25
0
0
248
966
0
0
450
6,837
94
97,678
292
89,277
111
205,561
225,999
218,963
201,832
195,007
191,280
189,553
178,428
161,787
152,239
148,766
147,460
145,738
145,070
140,449
133,754
128,436
127,212
123,191
120,767
132,044
158,417
154,265
148,935
142,165
140,161
124,065
136,383
126,875
167,904
174,526
165,353
162,946
180,276
233,992
240,033
271,262
264,635
386,082
353,990
349,495
349,423
325,964
308,786
318,279

318,279

308,786

325,964

349,423

349,495

353,990

386,082

264,635

271,262

240,033

233,992

180,276

162,946

165,353

174,526

167,904

126,875

136,383

124,065

140,161

142,165

148,935

154,265

158,417

132,044

120,767

123,191

127,212

128,436

133,754

140,449

145,070

145,738

147,460

148,766

152,239

161,787

178,428

189,553

191,280

195,007

201,832

218,963

225,999

205,561

111

89,277

292

97,678

6,837

450

966

248

549

Net Receivables

0
0
0
0
0
0
0
1,399
0
0
1,613
1,610
1,565
1,522
1,574
1,558
1,548
1,484
1,451
1,371
1,352
1,954
2,237
2,387
2,339
2,388
2,219
2,429
2,340
2,318
2,146
2,337
2,332
2,278
2,213
2,274
2,138
2,123
2,101
2,174
2,269
2,555
3,212
3,668
3,890
3,479
5,005
4,903
5,318
4,577
5,329
6,075
6,615
5,765
5,451
5,732
6,218
5,751
5,750
9,504
10,778
11,284
10,427
11,194
13,657
12,485

12,485

13,657

11,194

10,427

11,284

10,778

9,504

5,750

5,751

6,218

5,732

5,451

5,765

6,615

6,075

5,329

4,577

5,318

4,903

5,005

3,479

3,890

3,668

3,212

2,555

2,269

2,174

2,101

2,123

2,138

2,274

2,213

2,278

2,332

2,337

2,146

2,318

2,340

2,429

2,219

2,388

2,339

2,387

2,237

1,954

1,352

1,371

1,451

1,484

1,548

1,558

1,574

1,522

1,565

1,610

1,613

1,399

Other Current Assets

0
0
0
0
0
0
0
186,787
0
0
201,947
187,627
197,580
203,706
203,889
203,847
207,564
208,265
208,105
198,903
197,289
56,203
23,817
33,958
70,585
86,230
94,527
118,963
158,918
19,905
216,212
244,018
276,074
298,267
313,202
342,942
364,431
374,793
387,799
418,933
415,865
406,704
438,454
456,983
479,814
504,673
621,139
677,597
665,179
706,112
713,311
785,026
802,885
771,781
744,763
729,143
730,515
871,219
28,045
57,580
38,016
34,400
31,167
34,511
34,440
37,035

37,035

34,440

34,511

31,167

34,400

38,016

57,580

28,045

871,219

730,515

729,143

744,763

771,781

802,885

785,026

713,311

706,112

665,179

677,597

621,139

504,673

479,814

456,983

438,454

406,704

415,865

418,933

387,799

374,793

364,431

342,942

313,202

298,267

276,074

244,018

216,212

19,905

158,918

118,963

94,527

86,230

70,585

33,958

23,817

56,203

197,289

198,903

208,105

208,265

207,564

203,847

203,889

203,706

197,580

187,627

201,947

186,787

> Long-term Assets

0
0
0
0
0
0
0
289,709
0
0
316,313
325,739
330,806
332,928
334,602
331,093
335,908
331,873
332,168
327,299
320,037
508,121
512,827
510,534
513,855
225,707
519,831
539,108
553,866
383,600
559,365
583,367
611,409
630,347
642,971
663,336
674,495
673,925
683,677
710,214
702,570
716,782
815,935
826,827
839,967
853,903
979,603
1,007,725
1,022,221
1,054,260
1,158,600
1,248,434
1,255,028
1,257,634
1,311,421
1,359,355
1,406,923
1,435,926
1,492,053
1,900,472
1,923,920
491,429
493,695
471,613
458,507
2,047,465

2,047,465

458,507

471,613

493,695

491,429

1,923,920

1,900,472

1,492,053

1,435,926

1,406,923

1,359,355

1,311,421

1,257,634

1,255,028

1,248,434

1,158,600

1,054,260

1,022,221

1,007,725

979,603

853,903

839,967

826,827

815,935

716,782

702,570

710,214

683,677

673,925

674,495

663,336

642,971

630,347

611,409

583,367

559,365

383,600

553,866

539,108

519,831

225,707

513,855

510,534

512,827

508,121

320,037

327,299

332,168

331,873

335,908

331,093

334,602

332,928

330,806

325,739

316,313

289,709

Property Plant Equipment

5,781
6,419
6,426
8,080
9,097
10,848
12,142
13,761
15,371
15,989
16,009
15,848
15,726
15,730
15,993
16,151
16,017
15,837
15,700
15,561
15,530
19,207
19,040
18,943
18,801
19,155
19,655
20,101
20,037
19,964
19,694
18,459
18,290
18,217
18,145
17,965
19,543
19,393
19,750
20,040
20,860
21,958
27,364
27,969
28,600
29,343
35,364
36,992
38,628
40,082
51,731
52,897
54,450
58,762
61,971
65,627
66,537
67,266
69,536
76,581
79,374
84,323
86,614
88,760
92,979
94,282

94,282

92,979

88,760

86,614

84,323

79,374

76,581

69,536

67,266

66,537

65,627

61,971

58,762

54,450

52,897

51,731

40,082

38,628

36,992

35,364

29,343

28,600

27,969

27,364

21,958

20,860

20,040

19,750

19,393

19,543

17,965

18,145

18,217

18,290

18,459

19,694

19,964

20,037

20,101

19,655

19,155

18,801

18,943

19,040

19,207

15,530

15,561

15,700

15,837

16,017

16,151

15,993

15,730

15,726

15,848

16,009

15,989

15,371

13,761

12,142

10,848

9,097

8,080

6,426

6,419

5,781

Goodwill

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,890
6,890
6,890
6,890
7,034
7,034
7,034
7,034
7,034
7,034
7,034
7,034
7,034
7,034
7,034
7,034
7,034
7,034
7,034
7,034
7,034
12,124
12,124
12,124
12,124
15,710
15,710
15,710
15,836
20,798
20,798
20,798
20,798
20,798
20,798
20,798
20,798
20,798
34,740
34,740
34,740
34,740
34,740
34,740
34,740

34,740

20,798

15,836

15,710

12,124

7,034

6,890

Long Term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
191,100
193,571
190,774
185,978
177,853
231,194
225,841
238,026
256,556
264,577
270,371
293,820
322,764
336,330
353,112
375,096
405,462
570,607
584,663
603,792
612,311
610,335
621,683
644,633
637,481
651,107
731,615
745,366
752,017
763,450
874,316
124,220
136,538
927,699
1,011,204
1,068,645
1,050,630
1,052,829
180,276
233,992
240,033
271,262
264,635
386,082
353,990
349,495
349,423
325,964
308,786
318,279

318,279

308,786

325,964

349,423

349,495

353,990

386,082

264,635

271,262

240,033

233,992

180,276

1,052,829

1,050,630

1,068,645

1,011,204

927,699

136,538

124,220

874,316

763,450

752,017

745,366

731,615

651,107

637,481

644,633

621,683

610,335

612,311

603,792

584,663

570,607

405,462

375,096

353,112

336,330

322,764

293,820

270,371

264,577

256,556

238,026

225,841

231,194

177,853

185,978

190,774

193,571

191,100

Intangible Assets

1,644
1,651
1,639
1,652
1,661
1,512
1,881
2,208
2,315
2,350
2,332
2,337
2,380
2,326
2,173
2,142
2,133
2,121
2,135
2,218
2,350
3,378
3,813
4,114
4,295
4,356
4,390
4,501
4,616
4,800
4,896
5,105
5,358
5,482
5,469
5,645
5,855
6,237
6,248
6,455
6,698
6,851
8,472
8,418
8,546
8,598
10,629
10,802
11,179
11,525
11,850
11,003
12,023
12,448
13,522
14,189
14,860
15,473
15,948
23,035
23,036
22,871
22,918
22,149
22,002
21,733

21,733

22,002

22,149

22,918

22,871

23,036

23,035

15,948

15,473

14,860

14,189

13,522

12,448

12,023

11,003

11,850

11,525

11,179

10,802

10,629

8,598

8,546

8,418

8,472

6,851

6,698

6,455

6,248

6,237

5,855

5,645

5,469

5,482

5,358

5,105

4,896

4,800

4,616

4,501

4,390

4,356

4,295

4,114

3,813

3,378

2,350

2,218

2,135

2,121

2,133

2,142

2,173

2,326

2,380

2,337

2,332

2,350

2,315

2,208

1,881

1,512

1,661

1,652

1,639

1,651

1,644

Earning Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
157,308
158,590
171,578
166,520
209,082
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

209,082

166,520

171,578

158,590

157,308

Long-term Assets Other

0
0
0
0
0
0
0
190,922
0
0
206,025
192,746
201,753
209,495
214,579
209,945
214,715
216,082
220,159
220,088
203,749
272,930
256,930
261,469
281,882
290,680
297,317
317,764
343,596
358,600
374,549
401,652
431,418
453,721
465,900
491,775
507,692
512,670
523,278
553,339
547,056
548,740
609,403
623,896
641,607
661,518
777,584
820,001
820,166
859,942
906,317
989,210
1,002,404
1,002,680
1,034,854
1,024,749
1,064,695
1,061,127
1,121,136
1,380,034
1,432,780
-20,380
-493,695
-471,613
-458,507
1,844,390

1,844,390

-458,507

-471,613

-493,695

-20,380

1,432,780

1,380,034

1,121,136

1,061,127

1,064,695

1,024,749

1,034,854

1,002,680

1,002,404

989,210

906,317

859,942

820,166

820,001

777,584

661,518

641,607

623,896

609,403

548,740

547,056

553,339

523,278

512,670

507,692

491,775

465,900

453,721

431,418

401,652

374,549

358,600

343,596

317,764

297,317

290,680

281,882

261,469

256,930

272,930

203,749

220,088

220,159

216,082

214,715

209,945

214,579

209,495

201,753

192,746

206,025

190,922

> Total Liabilities

223,161
225,847
242,502
254,273
259,865
262,402
269,113
261,917
270,253
275,828
285,449
273,307
276,556
280,164
281,652
278,608
282,510
278,682
278,707
273,649
266,058
454,678
459,867
461,302
465,662
468,630
470,332
487,403
501,221
505,700
504,544
529,660
556,985
574,897
586,276
604,332
614,460
614,469
623,642
648,092
639,224
633,166
724,987
735,022
747,975
759,097
867,311
892,031
901,771
932,601
1,024,892
1,106,905
1,107,665
1,104,696
1,155,590
1,206,611
1,250,400
1,279,197
1,348,682
1,737,682
1,772,646
1,789,968
58,887
250,185
258,719
1,915,227

1,915,227

258,719

250,185

58,887

1,789,968

1,772,646

1,737,682

1,348,682

1,279,197

1,250,400

1,206,611

1,155,590

1,104,696

1,107,665

1,106,905

1,024,892

932,601

901,771

892,031

867,311

759,097

747,975

735,022

724,987

633,166

639,224

648,092

623,642

614,469

614,460

604,332

586,276

574,897

556,985

529,660

504,544

505,700

501,221

487,403

470,332

468,630

465,662

461,302

459,867

454,678

266,058

273,649

278,707

278,682

282,510

278,608

281,652

280,164

276,556

273,307

285,449

275,828

270,253

261,917

269,113

262,402

259,865

254,273

242,502

225,847

223,161

> Total Current Liabilities

0
0
0
0
0
0
0
0
0
0
0
268,100
271,400
275,000
276,500
273,400
277,300
273,500
273,500
268,400
260,900
449,500
454,700
456,100
460,500
463,400
465,100
482,200
496,000
500,500
499,300
514,700
542,000
560,000
571,300
589,300
599,500
599,500
598,800
623,300
614,400
608,400
700,200
710,200
723,100
734,221
842,419
867,123
876,846
907,660
999,935
1,067,229
-383
-364
-364
-325
-30,155
-30,155
1,289,696
1,092,455
1,173,539
1,378,935
1,154,836
1,168,774
1,187,703
915,376

915,376

1,187,703

1,168,774

1,154,836

1,378,935

1,173,539

1,092,455

1,289,696

-30,155

-325

-364

-383

1,067,229

999,935

907,660

876,846

867,123

842,419

734,221

723,100

710,200

700,200

608,400

614,400

623,300

598,800

599,500

589,300

571,300

560,000

542,000

514,700

499,300

500,500

496,000

482,200

465,100

463,400

460,500

456,100

454,700

449,500

260,900

268,400

273,500

277,300

273,400

276,500

275,000

271,400

268,100

Short-term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
60,727
0
0
0
87,665
0
0
0
97,383
68,266
128,960
108,631
107,780
94,355
116,312
0
0
0
0
0
83,981
0
0
-383
-364
-364
-30,155
-30,155
-30,155
0
0
15,600
69,925
122,530
191,260
199,757
161,105

161,105

199,757

191,260

122,530

69,925

15,600

-30,155

-364

-383

83,981

116,312

94,355

107,780

108,631

128,960

68,266

97,383

87,665

60,727

Short Long Term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
60,727
0
0
0
87,665
0
0
0
97,383
68,266
128,960
108,631
107,780
94,355
116,312
0
0
0
0
0
83,981
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

83,981

116,312

94,355

107,780

108,631

128,960

68,266

97,383

87,665

60,727

Accounts payable

181,481
175,004
179,140
178,851
183,095
181,280
191,989
187,199
195,080
202,223
202,271
197,939
204,007
204,293
210,676
209,186
4,889
4,570
4,652
5,809
6,356
5,337
3,714
3,535
3,761
3,167
3,164
3,749
4,749
4,578
4,050
5,463
5,372
4,050
5,933
5,000
5,363
4,291
4,309
4,867
5,426
4,822
4,697
5,535
6,082
5,388
9,061
11,987
10,266
9,825
17,067
955,444
18,419
24,295
1,093,404
1,145,602
1,194,549
1,222,549
1,270,576
1,651,833
1,674,250
26,458
30,765
32,002
0
0

32,002

30,765

26,458

1,674,250

1,651,833

1,270,576

1,222,549

1,194,549

1,145,602

1,093,404

24,295

18,419

955,444

17,067

9,825

10,266

11,987

9,061

5,388

6,082

5,535

4,697

4,822

5,426

4,867

4,309

4,291

5,363

5,000

5,933

4,050

5,372

5,463

4,050

4,578

4,749

3,749

3,164

3,167

3,761

3,535

3,714

5,337

6,356

5,809

4,652

4,570

4,889

209,186

210,676

204,293

204,007

197,939

202,271

202,223

195,080

187,199

191,989

181,280

183,095

178,851

179,140

175,004

181,481

Other Current Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
213,620
215,161
220,154
219,989
220,901
414,725
421,587
417,751
428,280
432,241
438,802
427,045
440,145
440,983
452,699
465,581
481,128
483,182
494,185
508,882
515,277
512,795
526,285
514,265
525,167
520,564
625,935
613,175
621,302
626,611
741,045
748,388
789,461
808,993
888,225
0
-383
-364
1,093,404
29,830
1,194,549
1,222,549
1,270,576
1,092,455
1,157,939
1,309,010
1,032,306
977,514
987,946
754,271

754,271

987,946

977,514

1,032,306

1,309,010

1,157,939

1,092,455

1,270,576

1,222,549

1,194,549

29,830

1,093,404

-364

-383

888,225

808,993

789,461

748,388

741,045

626,611

621,302

613,175

625,935

520,564

525,167

514,265

526,285

512,795

515,277

508,882

494,185

483,182

481,128

465,581

452,699

440,983

440,145

427,045

438,802

432,241

428,280

417,751

421,587

414,725

220,901

219,989

220,154

215,161

213,620

> Long-term Liabilities

0
0
0
0
0
0
0
261,917
0
0
285,449
273,307
276,556
280,164
281,652
278,608
282,510
278,682
278,707
273,649
266,058
454,678
459,867
461,302
465,662
33,222
470,332
487,403
501,221
5,200
504,544
529,660
556,985
574,897
586,276
604,332
614,460
614,469
623,642
648,092
639,224
633,166
724,987
735,022
747,975
759,097
867,311
892,031
901,771
932,601
1,024,892
1,106,905
1,107,665
1,104,696
1,155,590
1,206,611
1,250,400
1,279,197
1,348,682
1,737,682
1,772,646
1,789,968
58,887
250,185
258,719
999,851

999,851

258,719

250,185

58,887

1,789,968

1,772,646

1,737,682

1,348,682

1,279,197

1,250,400

1,206,611

1,155,590

1,104,696

1,107,665

1,106,905

1,024,892

932,601

901,771

892,031

867,311

759,097

747,975

735,022

724,987

633,166

639,224

648,092

623,642

614,469

614,460

604,332

586,276

574,897

556,985

529,660

504,544

5,200

501,221

487,403

470,332

33,222

465,662

461,302

459,867

454,678

266,058

273,649

278,707

278,682

282,510

278,608

281,652

280,164

276,556

273,307

285,449

261,917

Long term Debt Total

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,155
5,155
5,155
5,155
5,155
5,155
5,155
5,155
5,155
5,155
5,155
5,155
5,155
5,155
5,155
15,005
14,951
14,949
14,954
14,959
14,965
14,970
24,782
24,778
24,795
24,811
24,827
24,843
24,860
24,876
24,892
24,908
24,925
24,941
24,957
0
29,772
29,791
29,811
29,830
29,850
29,869
58,986
59,017
59,048
58,844
58,887
58,925
0
0

58,925

58,887

58,844

59,048

59,017

58,986

29,869

29,850

29,830

29,811

29,791

29,772

24,957

24,941

24,925

24,908

24,892

24,876

24,860

24,843

24,827

24,811

24,795

24,778

24,782

14,970

14,965

14,959

14,954

14,949

14,951

15,005

5,155

Capital Lease Obligations Min Short Term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-60,727
0
0
0
-87,665
0
0
0
-97,383
-68,266
-128,960
-108,631
-107,780
-94,355
-116,312
0
0
0
0
0
-83,981
0
0
383
364
364
30,155
30,155
30,155
0
0
-15,600
-69,925
-122,530
-191,260
-199,757
-161,105

-161,105

-199,757

-191,260

-122,530

-69,925

-15,600

30,155

364

383

-83,981

-116,312

-94,355

-107,780

-108,631

-128,960

-68,266

-97,383

-87,665

-60,727

Long-term Liabilities Other

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
58,846
53,796
48,746
42,696
33,646
29,461
29,411
34,861
28,466
28,067
23,211
51,454
51,172
54,993
42,640
43,611
55,534
72,716
71,204
75,491
78,855
82,413
68,266
104,182
83,836
82,969
69,528
91,469
95,731
102,222
92,313
106,748
76,699
88,350
94,585
0
59,777
17,070
11,862
9,300
5,000
5,000
0
4,500
15,600
69,394
122,530
191,260
0
0

191,260

122,530

69,394

15,600

4,500

5,000

9,300

11,862

17,070

59,777

94,585

88,350

76,699

106,748

92,313

102,222

95,731

91,469

69,528

82,969

83,836

104,182

68,266

82,413

78,855

75,491

71,204

72,716

55,534

43,611

42,640

54,993

51,172

51,454

23,211

28,067

28,466

34,861

29,411

29,461

33,646

42,696

48,746

53,796

58,846

Deferred Long Term Liability

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
420
492
58
0
1,367
457
0
625
1,256
648
0
0
0
0
0
0
0
0

648

1,256

625

457

1,367

492

420

> Total Stockholder Equity

24,895
25,139
25,794
25,634
24,171
24,921
26,271
27,792
30,427
30,280
30,864
52,432
54,250
52,764
52,950
52,485
53,398
53,191
53,461
53,650
53,979
53,443
52,960
49,232
48,193
47,757
49,499
51,705
52,645
54,498
54,821
53,707
54,424
55,450
56,695
59,004
60,035
59,456
60,035
62,122
63,346
83,616
90,948
91,805
91,992
94,806
112,292
115,694
120,450
121,659
133,708
141,529
147,363
152,938
155,831
152,744
156,523
156,729
143,371
162,790
151,274
158,416
164,116
162,725
157,270
169,273

169,273

157,270

162,725

164,116

158,416

151,274

162,790

143,371

156,729

156,523

152,744

155,831

152,938

147,363

141,529

133,708

121,659

120,450

115,694

112,292

94,806

91,992

91,805

90,948

83,616

63,346

62,122

60,035

59,456

60,035

59,004

56,695

55,450

54,424

53,707

54,821

54,498

52,645

51,705

49,499

47,757

48,193

49,232

52,960

53,443

53,979

53,650

53,461

53,191

53,398

52,485

52,950

52,764

54,250

52,432

30,864

30,280

30,427

27,792

26,271

24,921

24,171

25,634

25,794

25,139

24,895

Common Stock

12
12
12
12
12
12
12
12
12
12
12
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
41
53
57
57
57
57
67
67
67
67
71
71
71
71
71
71
71
71
71
85
85
85
85
85
85
85

Retained Earnings

25,352
25,668
26,339
26,203
24,731
25,454
26,779
28,850
30,891
30,710
30,394
30,652
31,242
31,600
31,722
31,918
32,068
32,278
32,661
32,990
33,135
32,818
33,447
33,849
34,233
34,422
34,246
34,824
35,252
35,900
35,983
36,490
36,714
37,301
37,831
38,626
40,096
41,240
41,699
42,460
43,837
43,939
44,020
44,862
45,989
46,926
47,512
50,167
53,664
55,391
58,670
63,757
69,478
73,982
78,586
80,607
84,505
85,383
86,598
87,510
89,502
92,023
93,647
93,462
94,979
96,021

96,021

94,979

93,462

93,647

92,023

89,502

87,510

86,598

85,383

84,505

80,607

78,586

73,982

69,478

63,757

58,670

55,391

53,664

50,167

47,512

46,926

45,989

44,862

44,020

43,939

43,837

42,460

41,699

41,240

40,096

38,626

37,831

37,301

36,714

36,490

35,983

35,900

35,252

34,824

34,246

34,422

34,233

33,849

33,447

32,818

33,135

32,990

32,661

32,278

32,068

31,918

31,722

31,600

31,242

30,652

30,394

30,710

30,891

28,850

26,779

25,454

24,731

26,203

26,339

25,668

25,352

Capital Surplus

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
22,112
22,112
22,111
22,112
22,113
22,103
22,106
22,109
22,114
22,118
22,120
22,123
22,126
22,122
22,126
22,129
22,134
22,152
22,157
22,168
22,184
22,366
22,407
22,444
22,477
42,780
51,849
51,890
51,927
52,051
68,506
68,535
68,894
68,826
77,399
0
77,612
77,602
77,744
80,820
80,957
80,832
80,960
109,410
109,488
109,164
109,265
109,345
0
0

109,345

109,265

109,164

109,488

109,410

80,960

80,832

80,957

80,820

77,744

77,602

77,612

77,399

68,826

68,894

68,535

68,506

52,051

51,927

51,890

51,849

42,780

22,477

22,444

22,407

22,366

22,184

22,168

22,157

22,152

22,134

22,129

22,126

22,122

22,126

22,123

22,120

22,118

22,114

22,109

22,106

22,103

22,113

22,112

22,111

22,112

Treasury Stock

-11,574

-11,343

-11,627

-9,691

-9,592

-7,321

-7,631

-4,423

-4,630

-3,643

-3,850

-3,372

-2,640

-2,826

-2,971

-3,321

-3,338

-2,810

-2,194

-2,333

-1,800

-1,993

-2,210

-1,981

-1,796

-5,056

-5,034

-5,013

-4,957

-4,908

-4,801

Other Stockholders Equity

0
0
0
0
0
0
0
-488
0
0
-442
20,215
20,254
20,294
20,339
18,592
18,450
18,263
18,303
18,346
18,389
18,637
18,682
18,726
18,773
19,011
19,055
19,099
18,611
-1,356
18,217
18,262
17,780
17,856
17,903
17,956
18,013
18,586
18,669
18,748
18,822
39,311
48,422
48,505
48,583
48,934
64,699
64,292
64,692
64,872
73,487
73,615
72,797
73,034
73,218
67,128
67,443
67,782
65,782
94,276
92,561
92,665
92,909
92,901
93,121
93,112

93,112

93,121

92,901

92,909

92,665

92,561

94,276

65,782

67,782

67,443

67,128

73,218

73,034

72,797

73,615

73,487

64,872

64,692

64,292

64,699

48,934

48,583

48,505

48,422

39,311

18,822

18,748

18,669

18,586

18,013

17,956

17,903

17,856

17,780

18,262

18,217

-1,356

18,611

19,099

19,055

19,011

18,773

18,726

18,682

18,637

18,389

18,346

18,303

18,263

18,450

18,592

20,339

20,294

20,254

20,215

-442

-488

Balance Sheet

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31
Accounts Payable	0	26,458	1,222,549	24,295	9,825	5,388	4,822	4,291	4,050	4,578	3,749	3,535	5,809	209,186	197,939	187,199	178,851
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-24,528	-26,357	3,493	5,851	1,329	-1,111	313	-411	252	-2,259	-3,384	2,273	1,934	1,524	-7,025	-582	0
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	85	85	71	71	67	57	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	109,164	80,832	77,602	68,826	52,051	42,780	22,366	22,152	22,122	22,123	22,109	22,112	0	0	0	0
Cash	24,545	21,811	54,607	62,188	22,378	11,201	7,437	7,318	7,438	6,819	6,161	19,814	4,540	3,509	3,509	2,711	3,541
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	-23,243	371,306	325,869	225,134	149,253	153,366	139,481	135,754	153,176	196,372	225,124	19,814	4,540	3,509	0	2,736	0
Common Stock	85	85	71	71	67	57	53	41	41	41	41	41	41	41	41	12	12
Common Stock Shares Outstanding	7,798	7,386	6,656	6,820	6,438	5,490	4,133	3,874	3,860	3,974	3,935	3,902	3,902	4,466	4,466	4,638	0
Common Stock Total Equity	0	85	71	71	67	57	53	41	41	41	41	41	41	41	41	12	0
Current Deferred Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	648	457	492	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	166,520	157,584	148,464	152,336	169,694	0	0	0	0	0	0	0	0
Good Will	34,740	34,740	20,798	20,798	15,836	12,124	7,034	7,034	7,034	7,034	6,890	6,890	0	0	0	0	0
Intangible Assets	21,733	22,871	15,473	12,448	11,525	8,598	6,851	6,237	5,482	4,501	4,114	2,218	2,142	2,337	2,337	2,208	1,652
Inventory	-1,457,291	-34,400	-67,185	-75,567	-29,495	-658,039	-546,185	-510,547	-451,443	-315,335	-259,082	-218,717	-208,387	-191,136	8,314	-189,523	7,370
Liabilities And Stockholders Equity	2,084,500	1,948,384	1,435,926	1,257,634	1,054,260	853,903	716,782	673,925	630,347	539,108	510,534	327,299	331,093	325,739	325,739	289,709	0
Long Term Debt	234,736	128,238	34,869	29,791	24,941	127,098	107,780	97,383	14,949	5,155	5,155	5,155	5,155	47,851	5,155	5,155	70,377
Long Term Debt Total	0	58,844	29,869	29,791	24,941	24,876	24,811	14,970	14,949	5,155	5,155	5,155	5,155	0	0	0	0
Long Term Investments	318,279	349,495	271,262	1,052,829	927,699	142,320	132,199	128,591	570,607	336,330	293,820	238,026	185,978	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	211,690	106,427	-19,738	-15,327	90,913	115,897	100,343	90,065	80,227	49,790	33,855	28,037	61,511	68,870	68,870	69,500	0
Net Invested Capital	404,009	286,654	191,598	199,799	234,950	221,904	191,396	0	0	0	0	0	0	0	0	0	0
Net Receivables	12,485	11,284	5,751	5,765	4,577	3,479	2,555	2,123	2,278	2,429	2,387	1,371	1,558	1,610	1,610	1,399	0
Net Tangible Assets	0	116,217	134,151	129,797	103,037	81,184	76,309	52,038	47,902	46,801	43,926	41,420	53,650	0	0	0	0
Net Working Capital	-878,341	-996,345	-533,615	-463,043	-379,367	-730,742	-605,800	-597,376	-557,670	-479,771	-453,713	-267,029	-271,842	-266,490	-267,799	0	0
Non Current Assets Total	2,047,465	491,429	374,799	254,954	194,318	853,903	716,782	673,925	630,347	539,108	510,534	327,299	331,093	325,739	0	289,709	0
Non Current Liabilities Other	0	69,394	5,000	17,070	88,350	102,222	82,969	82,413	72,716	54,993	51,454	34,861	42,696	0	0	0	0
Non Current Liabilities Total	999,851	1,789,968	35,517	47,318	113,783	759,097	633,166	614,469	574,897	487,403	461,302	273,649	278,608	273,307	0	261,917	0
Non Currrent Assets Other	1,844,390	-10,808	-7,730	-7,825	-5,637	660,328	547,380	510,705	452,231	316,297	261,469	220,088	209,945	192,746	0	190,922	0
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	1,074,365	729,507	771,781	706,112	-3,479	-2,555	-2,123	-2,278	-2,429	-2,387	-1,371	-1,558	-1,610	17,732	-1,399	15,631
Other Current Assets	37,035	34,400	67,185	75,567	29,495	504,673	406,704	374,793	298,267	118,963	33,958	198,903	203,847	187,627	0	186,787	0
Other Current Liab	754,271	1,309,010	849,725	681,410	448,938	734,221	608,355	512,795	483,182	440,983	427,045	417,751	219,989	0	0	0	0
Other Liab	0	6,410	5,863	5,208	3,350	2,093	1,833	1,682	1,423	1,236	3,749	3,535	5,809	3,371	2,989	2,507	2,045
Other Stockholder Equity	97,695	92,665	67,782	73,034	64,872	48,934	39,311	18,586	17,856	19,099	18,726	18,346	18,592	20,215	0	-488	0
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	122,072	108,411	87,778	58,762	40,082	29,343	21,958	19,393	18,217	20,101	18,943	15,561	16,151	15,848	15,848	13,761	0
Property Plant And Equipment Net	94,282	84,323	67,266	58,762	40,082	29,343	21,958	19,393	18,217	20,101	18,943	15,561	16,151	15,848	0	13,761	0
Property Plant Equipment	0	84,323	67,266	58,762	40,082	29,343	21,958	19,393	18,217	19,964	20,101	18,943	15,561	16,151	15,848	13,761	8,080
Retained Earnings	96,021	92,023	85,383	73,982	55,391	46,926	43,939	41,240	37,301	34,824	33,849	32,990	31,918	30,652	30,652	28,850	26,203
Retained Earnings Total Equity	0	92,023	85,383	73,982	55,391	46,926	43,939	41,240	37,301	35,885	34,824	33,849	32,990	0	0	0	0
Short Long Term Debt	0	0	0	0	83,981	0	107,780	97,383	87,665	60,727	0	0	0	0	0	0	0
Short Long Term Debt Total	236,235	128,238	34,869	46,861	113,291	127,098	107,780	97,383	87,665	56,609	40,016	47,851	66,051	72,379	72,379	72,211	0
Short Term Debt	161,105	69,925	15,510	12,532	84,259	0	107,780	97,383	87,665	60,727	0	0	0	0	0	0	0
Short Term Investments	318,279	349,495	271,262	162,946	126,875	142,165	132,044	128,436	145,738	189,553	218,963	97,976	107,010	97,077	966	25	549
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	2,084,500	1,948,384	1,435,926	1,257,634	1,054,260	853,903	716,782	673,925	630,347	539,108	510,534	327,299	331,093	325,739	325,739	289,709	279,907
Total Current Assets	37,035	382,590	331,620	230,899	153,830	3,479	2,555	2,123	2,278	2,429	2,387	1,371	1,558	1,610	301	1,399	0
Total Current Liabilities	915,376	1,378,935	865,235	693,942	533,197	734,221	608,355	599,499	559,948	482,200	456,100	268,400	273,400	268,100	268,100	0	0
Total Liab	1,915,227	1,789,968	35,517	47,318	113,783	759,097	633,166	614,469	574,897	487,403	461,302	273,649	278,608	273,307	273,307	261,917	254,273
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	169,273	158,416	156,729	152,938	121,659	94,806	83,616	59,456	55,450	51,705	49,232	53,650	52,485	52,432	52,432	27,792	25,634
Treasury Stock	0	-11,343	-7,321	-4,423	-3,643	-2,640	-2,826	-2,971	-3,321	-2,194	-1,800	-1,993	-2,210	-1,796	0	-5,034	-5,013
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30
Accounts Payable	0	0	32,002	30,765	26,458	1,674,250	1,651,833	1,270,576	1,222,549	1,194,549	1,145,602	1,093,404	24,295	18,419	955,444	17,067	9,825	10,266	11,987	9,061	5,388	6,082	5,535	4,697	4,822	5,426	4,867	4,309	4,291	5,363	5,000	5,933	4,050	5,372	5,463	4,050	4,578	4,749	3,749	3,164	3,167	3,761	3,535	3,714	5,337	6,356	5,809	4,652	4,570	4,889	209,186	210,676	204,293	204,007	197,939	202,271	202,223	195,080	187,199	191,989	181,280	183,095	178,851	179,140	175,004	181,481
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-19,945	-30,915	-23,723	-22,525	-26,357	-30,874	-19,081	-9,080	3,493	4,504	4,938	3,956	5,851	5,017	4,086	1,480	1,329	2,027	1,168	14	-1,111	-2,637	-1,619	-1,551	313	646	873	-374	-411	1,885	2,381	920	252	-111	-1,086	580	-1,000	-1,259	-2,259	-3,843	-5,717	-4,854	-3,384	790	1,947	2,414	2,273	2,456	2,609	2,839	1,934	848	829	2,713	1,524	900	0	0	-582	0	0	0	0	0	0	0
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	85	85	85	85	85	85	85	71	71	71	71	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	109,345	109,265	109,164	109,488	109,410	80,960	80,832	80,957	80,820	77,744	77,602	77,612	0	77,399	68,826	68,894	68,535	68,506	52,051	51,927	51,890	51,849	42,780	22,477	22,444	22,407	22,366	22,184	22,168	22,157	22,152	22,134	22,129	22,126	22,122	22,126	22,123	22,120	22,118	22,114	22,109	22,106	22,103	22,113	22,112	22,111	22,112	22,112	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	24,545	20,783	22,994	19,435	21,811	25,197	36,429	80,213	54,607	87,929	55,882	104,364	62,188	27,551	23,583	19,773	22,378	13,286	13,436	11,279	11,201	8,968	8,980	9,320	7,437	8,155	9,041	6,166	7,318	7,831	6,423	6,613	7,438	7,246	8,727	4,750	12,502	3,910	6,819	9,291	7,055	7,126	6,161	4,877	9,212	5,108	19,814	10,603	6,333	5,603	4,540	9,116	4,267	2,608	3,509	18,472	0	0	2,711	0	0	0	3,541	0	0	0
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	-23,243	329,569	348,958	368,858	371,306	379,187	422,511	344,848	325,869	327,962	289,874	284,640	225,134	192,904	198,109	187,677	149,253	149,669	137,501	151,440	153,366	157,903	163,245	167,737	139,481	128,922	132,232	133,378	135,754	141,585	146,872	151,683	153,176	154,706	157,493	156,989	176,257	182,338	196,372	200,571	202,062	208,958	225,124	230,876	214,773	5,108	19,814	10,603	6,333	5,603	4,540	9,116	4,267	2,608	3,509	2,465	0	0	2,736	0	0	0	0	0	0	0
Common Stock	85	85	85	85	85	85	85	71	71	71	71	71	71	71	71	71	67	67	67	67	57	57	57	57	53	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	12	12	12	12	12	12	12	12	12	12	12
Common Stock Shares Outstanding	7,815	7,792	7,793	7,792	7,778	7,808	7,422	6,519	6,564	6,544	6,795	6,789	6,815	6,814	6,856	6,831	6,430	6,425	6,425	6,510	5,533	5,525	5,525	5,376	4,913	3,864	3,870	3,876	3,875	3,873	3,873	3,873	3,855	3,842	3,860	3,882	3,919	3,944	3,971	3,973	3,979	3,978	3,941	3,937	3,933	3,929	3,925	3,921	3,916	3,912	3,740	3,904	3,900	3,896	3,896	1,224	4,647	4,642	1,071	1,219	4,629	0	4,613	4,618	4,611	4,608
Common Stock Total Equity	0	0	85	85	85	85	85	71	71	71	71	71	71	71	71	71	67	67	67	67	57	57	57	57	53	41	41	41	41	41	41	41	41	41	41	41	-1,141	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	12	0	0	12	0	0	0	0	0	0	0
Current Deferred Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	648	1,256	625	0	457	1,367	0	58	492	420	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	209,082	166,520	171,578	158,590	157,308	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	34,740	34,740	34,740	34,740	34,740	34,740	34,740	20,798	20,798	20,798	20,798	20,798	20,798	20,798	20,798	20,798	15,836	15,710	15,710	15,710	12,124	12,124	12,124	12,124	7,034	7,034	7,034	7,034	7,034	7,034	7,034	7,034	7,034	7,034	7,034	7,034	7,034	7,034	7,034	7,034	7,034	6,890	6,890	6,890	6,890	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	21,733	22,002	22,149	22,918	22,871	23,036	23,035	15,948	15,473	14,860	14,189	13,522	12,448	12,023	11,003	11,850	11,525	11,179	10,802	10,629	8,598	8,546	8,418	8,472	6,851	6,698	6,455	6,248	6,237	5,855	5,645	5,469	5,482	5,358	5,105	4,896	4,800	4,616	4,501	4,390	4,356	4,295	4,114	3,813	3,378	2,350	2,218	2,135	2,121	2,133	2,142	2,173	2,326	2,380	2,337	2,332	2,350	2,315	2,208	1,881	1,512	1,661	1,652	1,639	1,651	1,644
Inventory	10,758	-34,440	-34,511	-31,167	-34,400	-417,203	-480,091	346	4	117	6	0	25	25	0	60	-855,365	-814,848	-815,098	-772,579	-658,039	-637,717	-620,228	-606,191	-546,185	-544,787	-551,165	-521,177	-510,547	-506,016	-489,814	-464,885	-451,443	-430,780	-401,511	-373,201	637	-341,256	-315,335	-295,098	15,074	-279,543	-259,082	-254,693	-270,976	-202,397	-218,717	-218,708	-214,598	-213,167	-208,387	-213,005	-207,973	-200,188	-191,136	-204,412	2,378	3,652	-189,523	7,374	1,871	1,239	7,370	1,486	748	2,720
Liabilities And Stockholders Equity	2,084,500	2,063,064	2,023,279	1,982,336	1,948,384	1,923,920	1,900,472	1,492,053	1,435,926	1,406,923	1,359,355	1,311,421	1,257,634	1,255,028	1,248,434	1,158,600	1,054,260	1,022,221	1,007,725	979,603	853,903	839,967	826,827	815,935	716,782	702,570	710,214	683,677	673,925	674,495	663,336	642,971	630,347	611,409	583,367	559,365	560,200	553,866	539,108	519,831	516,387	513,855	510,534	512,827	508,121	320,037	327,299	332,168	331,873	335,908	331,093	334,602	332,928	330,806	325,739	316,313	0	0	289,709	0	0	0	0	0	0	0
Long Term Debt	234,736	258,719	250,185	181,417	128,238	74,648	63,517	58,986	34,869	34,850	39,130	41,673	29,791	29,772	130,462	24,957	24,941	101,624	131,656	24,892	24,876	24,860	24,843	24,827	24,811	24,795	24,778	24,782	14,970	14,965	14,959	14,954	14,949	14,951	15,005	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	66,051	68,101	73,151	67,127	5,155	5,155	5,155	5,155	5,155	5,155	75,044	5,155	70,377	5,155	5,155	5,155
Long Term Debt Total	0	0	58,925	58,887	58,844	59,048	59,017	58,986	29,869	29,850	29,830	29,811	29,791	29,772	0	24,957	24,941	24,925	24,908	24,892	24,876	24,860	24,843	24,827	24,811	24,795	24,778	24,782	14,970	14,965	14,959	14,954	14,949	14,951	15,005	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	5,155	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	318,279	308,786	325,964	349,423	349,495	353,990	386,082	264,635	271,262	240,033	233,992	180,276	1,052,829	1,050,630	1,068,645	1,011,204	927,699	136,538	124,220	874,316	763,450	752,017	745,366	731,615	651,107	637,481	644,633	621,683	610,335	612,311	603,792	584,663	570,607	405,462	375,096	353,112	336,330	322,764	293,820	270,371	264,577	256,556	238,026	225,841	231,194	177,853	185,978	190,774	193,571	191,100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	211,690	237,936	227,191	161,982	106,427	49,451	27,088	-21,227	-19,738	-53,079	-16,752	-62,691	-15,327	61,998	106,879	99,769	90,913	88,338	118,220	105,926	115,897	111,623	107,332	85,035	100,343	100,476	119,919	86,882	90,065	85,989	84,027	79,545	80,227	63,239	49,889	43,045	-7,302	52,417	49,790	19,075	26,167	26,495	33,855	29,689	25,404	33,693	28,037	43,298	52,618	58,398	61,511	58,985	68,884	64,519	68,870	-13,317	0	0	69,500	0	0	0	0	0	0	0
Net Invested Capital	404,009	415,989	412,910	345,533	286,654	225,922	226,307	202,357	191,598	191,373	191,874	197,504	199,799	236,912	271,991	253,250	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	12,485	13,657	11,194	10,427	11,284	10,778	9,504	5,750	5,751	6,218	5,732	5,451	5,765	6,615	6,075	5,329	4,577	5,318	4,903	5,005	3,479	3,890	3,668	3,212	2,555	2,269	2,174	2,101	2,123	2,138	2,274	2,213	2,278	2,332	2,337	2,146	2,318	2,340	2,429	2,219	2,388	2,339	2,387	2,237	1,954	1,352	1,371	1,451	1,484	1,548	1,558	1,574	1,522	1,565	1,610	1,613	0	0	1,399	0	0	0	0	0	0	0
Net Tangible Assets	0	0	121,337	121,233	116,217	108,639	119,824	120,913	134,151	133,806	129,885	132,831	129,797	124,060	1,224,967	110,078	103,037	101,779	96,848	93,271	81,184	78,269	77,979	76,965	76,309	56,012	54,760	52,645	52,038	52,585	51,521	49,180	47,902	46,840	46,085	47,162	46,801	44,908	43,926	41,677	39,893	40,428	41,420	45,089	45,535	53,979	53,650	53,461	53,191	53,398	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-878,341	-844,477	-808,622	-775,551	-996,345	-1,162,761	-1,082,951	-1,283,946	35,906	36,373	6,057	5,815	6,129	6,998	-1,061,154	-994,606	-903,083	-871,528	-862,220	-837,414	-730,742	-719,210	-706,532	-696,988	-605,845	-612,131	-621,126	-596,699	-597,377	-597,362	-587,026	-569,087	-557,722	-539,668	-512,363	-497,154	-488,611	-493,660	-479,771	-462,881	-172,720	-458,161	-453,713	-452,463	-447,546	-259,548	-267,029	-272,049	-272,016	-275,752	-271,842	-274,926	-273,478	-269,835	-266,490	0	0	0	0	0	0	0	0	0	0	0
Non Current Assets Total	2,047,465	458,507	471,613	493,695	491,429	1,923,920	1,900,472	1,492,053	1,435,926	1,406,923	1,359,355	1,311,421	1,257,634	1,255,028	1,248,434	1,158,600	1,054,260	1,022,221	1,007,725	979,603	853,903	839,967	826,827	815,935	716,782	702,570	710,214	683,677	673,925	674,495	663,336	642,971	630,347	611,409	583,367	559,365	383,600	553,866	539,108	519,831	225,707	513,855	510,534	512,827	508,121	320,037	327,299	332,168	331,873	335,908	331,093	334,602	332,928	330,806	325,739	316,313	0	0	289,709	0	0	0	0	0	0	0
Non Current Liabilities Other	0	0	191,260	122,530	69,394	15,600	4,500	0	5,000	5,000	9,300	11,862	17,070	59,777	0	94,585	88,350	76,699	106,748	92,313	102,222	95,731	91,469	69,528	82,969	83,836	104,182	68,266	82,413	78,855	75,491	71,204	72,716	55,534	43,611	42,640	54,993	51,172	51,454	23,211	28,067	28,466	34,861	29,411	29,461	33,646	42,696	48,746	53,796	58,846	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	999,851	258,719	250,185	58,887	1,789,968	1,772,646	1,737,682	1,348,682	1,279,197	1,250,400	1,206,611	1,155,590	1,104,696	1,107,665	1,106,905	1,024,892	932,601	901,771	892,031	867,311	759,097	747,975	735,022	724,987	633,166	639,224	648,092	623,642	614,469	614,460	604,332	586,276	574,897	556,985	529,660	504,544	5,200	501,221	487,403	470,332	33,222	465,662	461,302	459,867	454,678	266,058	273,649	278,707	278,682	282,510	278,608	281,652	280,164	276,556	273,307	285,449	0	0	261,917	0	0	0	0	0	0	0
Non Currrent Assets Other	1,844,390	-458,507	-471,613	-493,695	-20,380	1,432,780	1,380,034	1,121,136	1,061,127	1,064,695	1,024,749	1,034,854	1,002,680	1,002,404	989,210	906,317	859,942	820,166	820,001	777,584	661,518	641,607	623,896	609,403	548,740	547,056	553,339	523,278	512,670	507,692	491,775	465,900	453,721	431,418	401,652	374,549	358,600	343,596	317,764	297,317	290,680	281,882	261,469	256,930	272,930	203,749	220,088	220,159	216,082	214,715	209,945	214,579	209,495	201,753	192,746	206,025	0	0	190,922	0	0	0	0	0	0	0
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	1,261,331	1,191,514	1,109,356	1,074,365	-10,778	-9,504	-5,750	-5,751	-6,218	-5,732	-5,451	-5,765	-6,615	-6,075	-5,329	-4,577	-5,318	-4,903	-5,005	-3,479	-3,890	-3,668	-3,212	-2,555	-2,269	-2,174	-2,101	-2,123	-2,138	-2,274	-2,213	-2,278	-2,332	-2,337	-2,146	331,632	-2,340	-2,429	-2,219	742,094	-2,339	-2,387	-2,237	-1,954	-1,352	-1,371	-1,451	-1,484	-1,548	-1,558	-1,574	-1,522	-1,565	-1,610	-1,613	109,666	105,630	-1,399	89,550	90,367	90,388	92,218	88,422	74,417	74,394
Other Current Assets	37,035	34,440	34,511	31,167	34,400	38,016	57,580	28,045	871,219	730,515	729,143	744,763	771,781	802,885	785,026	713,311	706,112	665,179	677,597	621,139	504,673	479,814	456,983	438,454	406,704	415,865	418,933	387,799	374,793	364,431	342,942	313,202	298,267	276,074	244,018	216,212	19,905	158,918	118,963	94,527	86,230	70,585	33,958	23,817	56,203	197,289	198,903	208,105	208,265	207,564	203,847	203,889	203,706	197,580	187,627	201,947	0	0	186,787	0	0	0	0	0	0	0
Other Current Liab	754,271	987,946	977,514	1,032,306	1,309,010	1,157,939	1,092,455	1,270,576	1,222,549	1,194,549	29,830	1,093,404	-364	-383	0	888,225	808,993	789,461	748,388	741,045	626,611	621,302	613,175	625,935	520,564	525,167	514,265	526,285	512,795	515,277	508,882	494,185	483,182	481,128	465,581	452,699	440,983	440,145	427,045	438,802	432,241	428,280	417,751	421,587	414,725	220,901	219,989	220,154	215,161	213,620	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liab	0	0	0	0	6,410	0	0	0	5,863	1,256	625	0	5,208	1,367	541	58	3,350	420	0	0	2,093	6,082	5,535	4,697	4,822	5,426	4,867	4,309	4,291	5,363	5,000	5,933	4,050	5,372	5,463	4,050	1,236	0	3,749	3,164	3,167	3,761	3,535	3,714	5,337	6,356	5,809	4,652	4,570	4,889	3,371	2,875	2,370	4,367	2,989	17,217	2,228	3,379	2,507	2,497	2,178	2,696	2,045	2,207	1,988	2,525
Other Stockholder Equity	93,112	93,121	92,901	92,909	92,665	92,561	94,276	65,782	67,782	67,443	67,128	73,218	73,034	72,797	73,615	73,487	64,872	64,692	64,292	64,699	48,934	48,583	48,505	48,422	39,311	18,822	18,748	18,669	18,586	18,013	17,956	17,903	17,856	17,780	18,262	18,217	-1,356	18,611	19,099	19,055	19,011	18,773	18,726	18,682	18,637	18,389	18,346	18,303	18,263	18,450	18,592	20,339	20,294	20,254	20,215	-442	0	0	-488	0	0	0	0	0	0	0
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	122,072	0	0	0	108,411	0	0	0	0	0	65,627	61,971	58,762	54,450	52,897	51,731	40,082	38,628	36,992	35,364	29,343	28,600	27,969	27,364	21,958	20,860	20,040	19,750	19,393	19,543	17,965	18,145	18,217	18,290	18,459	19,694	20,000	20,037	20,101	19,655	19,155	18,801	18,943	19,040	19,207	15,530	15,561	15,700	15,837	16,017	16,151	15,993	15,730	15,726	15,848	16,009	0	0	13,761	0	0	0	0	0	0	0
Property Plant And Equipment Net	94,282	92,979	88,760	86,614	84,323	79,374	76,581	69,536	67,266	66,537	65,627	61,971	58,762	54,450	52,897	51,731	40,082	38,628	36,992	35,364	29,343	28,600	27,969	27,364	21,958	20,860	20,040	19,750	19,393	19,543	17,965	18,145	18,217	18,290	18,459	19,694	0	20,037	20,101	19,655	19,155	18,801	18,943	19,040	19,207	15,530	15,561	15,700	15,837	16,017	16,151	15,993	15,730	15,726	15,848	16,009	0	0	13,761	0	0	0	0	0	0	0
Property Plant Equipment	0	0	88,760	86,614	84,323	79,374	76,581	69,536	67,266	66,537	65,627	61,971	58,762	54,450	52,897	51,731	40,082	38,628	36,992	35,364	29,343	28,600	27,969	27,364	21,958	20,860	20,040	19,750	19,393	19,543	17,965	18,145	18,217	18,290	18,459	19,694	19,964	20,037	20,101	19,655	19,155	18,801	18,943	19,040	19,207	15,530	15,561	15,700	15,837	16,017	16,151	15,993	15,730	15,726	15,848	16,009	15,989	15,371	13,761	12,142	10,848	9,097	8,080	6,426	6,419	5,781
Retained Earnings	96,021	94,979	93,462	93,647	92,023	89,502	87,510	86,598	85,383	84,505	80,607	78,586	73,982	69,478	63,757	58,670	55,391	53,664	50,167	47,512	46,926	45,989	44,862	44,020	43,939	43,837	42,460	41,699	41,240	40,096	38,626	37,831	37,301	36,714	36,490	35,983	35,900	35,252	34,824	34,246	34,422	34,233	33,849	33,447	32,818	33,135	32,990	32,661	32,278	32,068	31,918	31,722	31,600	31,242	30,652	30,394	30,710	30,891	28,850	26,779	25,454	24,731	26,203	26,339	25,668	25,352
Retained Earnings Total Equity	0	0	93,462	92,547	92,023	89,502	87,510	86,750	85,383	84,505	80,607	78,586	73,982	69,478	0	58,670	55,391	53,664	50,167	47,512	46,926	45,989	44,862	44,020	43,939	43,837	42,460	41,699	41,240	40,096	38,626	37,831	37,301	36,714	36,490	35,983	35,885	35,252	34,824	34,246	34,422	34,233	33,849	33,447	32,818	33,135	32,990	32,661	32,278	32,068	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	83,981	0	0	0	0	0	116,312	94,355	107,780	108,631	128,960	68,266	97,383	0	0	0	87,665	0	0	0	60,727	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	236,235	258,719	250,185	181,417	128,238	74,648	63,517	58,986	34,869	34,850	39,130	41,673	46,861	89,549	130,462	119,542	113,291	101,624	131,656	117,205	127,098	120,591	116,312	94,355	107,780	108,631	128,960	93,048	97,383	93,820	90,450	86,158	87,665	70,485	58,616	47,795	5,200	56,327	56,609	28,366	33,222	33,621	40,016	34,566	34,616	38,801	47,851	53,901	58,951	64,001	66,051	68,101	73,151	67,127	72,379	5,155	0	0	72,211	0	0	0	0	0	0	0
Short Term Debt	161,105	199,757	191,260	122,530	69,925	15,600	0	0	-30,155	-30,155	-30,155	-364	-364	-383	0	0	83,981	0	0	0	0	0	116,312	94,355	107,780	108,631	128,960	68,266	97,383	0	0	0	87,665	0	0	0	60,727	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Investments	318,279	308,786	325,964	349,423	349,495	353,990	386,082	264,635	271,262	240,033	233,992	180,276	162,946	165,353	174,526	167,904	126,875	136,383	124,065	140,161	142,165	148,935	154,265	158,417	132,044	120,767	123,191	127,212	128,436	133,754	140,449	145,070	145,738	147,460	148,766	152,239	161,787	178,428	189,553	191,280	195,007	201,832	218,963	225,999	205,561	111	89,277	292	97,678	94	6,837	450	0	0	966	248	0	0	25	0	0	0	549	0	0	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	2,084,500	2,063,064	2,023,279	1,982,336	1,948,384	1,923,920	1,900,472	1,492,053	1,435,926	1,406,923	1,359,355	1,311,421	1,257,634	1,255,028	1,248,434	1,158,600	1,054,260	1,022,221	1,007,725	979,603	853,903	839,967	826,827	815,935	716,782	702,570	710,214	683,677	673,925	674,495	663,336	642,971	630,347	611,409	583,367	559,365	560,200	553,866	539,108	519,831	516,387	513,855	510,534	512,827	508,121	320,037	327,299	332,168	331,873	335,908	331,093	334,602	332,928	330,806	325,739	316,313	306,108	300,680	289,709	295,384	287,323	284,036	279,907	268,296	250,986	248,056
Total Current Assets	37,035	343,226	360,152	379,285	382,590	10,778	9,504	5,750	5,751	6,218	5,732	5,451	5,765	6,615	6,075	5,329	4,577	5,318	4,903	5,005	3,479	3,890	3,668	3,212	2,555	2,269	2,174	2,101	2,123	2,138	2,274	2,213	2,278	2,332	2,337	2,146	11,889	2,340	2,429	2,219	290,680	2,339	2,387	2,237	1,954	1,352	1,371	1,451	1,484	1,548	1,558	1,574	1,522	1,565	1,610	1,613	0	0	1,399	0	0	0	0	0	0	0
Total Current Liabilities	915,376	1,187,703	1,168,774	1,154,836	1,378,935	1,173,539	1,092,455	1,289,696	-30,155	-30,155	-325	-364	-364	-383	1,067,229	999,935	907,660	876,846	867,123	842,419	734,221	723,100	710,200	700,200	608,400	614,400	623,300	598,800	599,500	599,500	589,300	571,300	560,000	542,000	514,700	499,300	500,500	496,000	482,200	465,100	463,400	460,500	456,100	454,700	449,500	260,900	268,400	273,500	273,500	277,300	273,400	276,500	275,000	271,400	268,100	0	0	0	0	0	0	0	0	0	0	0
Total Liab	1,915,227	258,719	250,185	58,887	1,789,968	1,772,646	1,737,682	1,348,682	1,279,197	1,250,400	1,206,611	1,155,590	1,104,696	1,107,665	1,106,905	1,024,892	932,601	901,771	892,031	867,311	759,097	747,975	735,022	724,987	633,166	639,224	648,092	623,642	614,469	614,460	604,332	586,276	574,897	556,985	529,660	504,544	505,700	501,221	487,403	470,332	468,630	465,662	461,302	459,867	454,678	266,058	273,649	278,707	278,682	282,510	278,608	281,652	280,164	276,556	273,307	285,449	275,828	270,253	261,917	269,113	262,402	259,865	254,273	242,502	225,847	223,161
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	169,273	157,270	162,725	164,116	158,416	151,274	162,790	143,371	156,729	156,523	152,744	155,831	152,938	147,363	141,529	133,708	121,659	120,450	115,694	112,292	94,806	91,992	91,805	90,948	83,616	63,346	62,122	60,035	59,456	60,035	59,004	56,695	55,450	54,424	53,707	54,821	54,498	52,645	51,705	49,499	47,757	48,193	49,232	52,960	53,443	53,979	53,650	53,461	53,191	53,398	52,485	52,950	52,764	54,250	52,432	30,864	30,280	30,427	27,792	26,271	24,921	24,171	25,634	25,794	25,139	24,895
Treasury Stock	0	0	-11,574	-11,343	-11,343	-11,627	-9,691	-9,592	-7,321	-7,631	-7,631	-4,423	-4,423	-4,630	0	-3,643	-3,643	-3,850	-3,850	-3,372	-2,640	-2,826	-2,826	-2,826	-2,826	-2,971	-2,971	-2,971	-2,971	-3,321	-3,321	-3,321	-3,321	-3,338	-2,810	-2,810	-2,194	-2,333	-1,800	-1,800	-1,800	-1,993	-1,993	-1,993	-1,993	-2,210	-2,210	-2,210	-2,210	-1,981	-1,796	0	0	0	0	-5,056	-5,056	-5,056	-5,034	-5,034	-5,034	-5,034	-5,013	-4,957	-4,908	-4,801
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Cash Flow

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31
Begin Period Cash Flow	21,811	61,434	69,802	24,918	11,201	7,437	7,318	7,438	12,502	6,161	19,814	9,540	3,509	6,328	6,328	4,090	0
Capital Expenditures	14,189	16,762	12,218	20,638	10,543	7,062	3,535	2,247	630	2,320	1,391	170	1,128	2,771	2,771	6,163	2,746
Cash And Cash Equivalents Changes	0	-39,623	-8,368	44,884	13,717	3,764	119	-120	-5,064	0	658	-13,653	10,274	0	0	0	0
Cash Flows Other Operating	0	977	5,115	-6,492	-272	208	1,152	552	-1,603	0	-802	-1,360	593	0	0	0	0
Change In Cash	2,734	-39,623	-8,368	44,884	13,717	3,764	119	-120	-5,064	658	-13,653	10,274	6,031	-2,819	-2,819	2,238	0
Change In Working Capital	-4,259	799	2,799	-195	-375	10,276	19,637	12,419	4,329	7,709	-6,492	-4,724	7,816	-668	-267,799	3,025	0
Change Receivables	0	-2,779	14	-180	158	-219	-432	155	40	0	-42	-1,016	187	0	0	0	0
Change To Account Receivables	0	-2,779	14	-180	158	0	0	155	40	111	0	0	187	52	0	27	0
Change To Inventory	0	0	0	0	0	0	17,851	10,741	5,696	0	8,027	0	0	7,775	0	4,257	0
Change To Liabilities	0	3,564	-1,137	6,522	504	1,144	1,111	971	196	0	526	272	1,454	0	0	0	0
Change To Netincome	0	20,934	29,580	-26,527	-15,997	3,034	-5,853	-7,095	-779	-2,844	2,762	-10,956	-7,722	0	0	0	0
Change To Operating Activities	0	3,578	2,785	-15	-533	540	20,069	12,264	4,289	3,133	0	0	0	0	0	0	0
Depreciation	6,185	7,709	7,827	7,094	4,709	3,185	2,481	2,752	2,462	2,203	2,043	1,389	1,897	1,138	1,138	1,080	0
Dividends Paid	-4,442	4,061	3,018	2,615	2,407	1,995	1,404	1,193	1,164	1,136	1,114	1,106	1,144	612	612	435	415
End Period Cash Flow	24,545	21,811	61,434	69,802	24,918	11,201	7,437	7,318	7,438	6,819	6,161	19,814	9,540	3,509	3,509	6,328	4,090
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	-10,910	25,149	44,236	-18,520	-10,177	6,509	16,518	10,646	4,254	7,277	-8,266	-1,717	10,368	-369	-369	-433	0
Investments	-148,178	-231,456	-214,234	-5,113	-59,580	-34,706	-56,793	-51,130	-77,208	40,690	-31,449	-142,934	22,522	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	988	-12,070	-24,115	177	-27,434	10,556	9,697	29,240	26,926	-4,200	0	0	0	0	0	0
Net Income	10,056	10,701	14,419	21,206	10,872	4,982	4,103	5,132	2,580	2,111	1,973	2,178	2,410	2,414	2,414	2,388	2,110
Other Cashflows From Financing Activities	315,480	176,998	189,466	-335	109,492	74,544	-219	49,926	-206	35,087	7,464	-7,397	4,919	19,845	-1,971	7,182	0
Other Cashflows From Investing Activities	0	13,177	-6,469	3,716	10,422	-9,154	-376	-1,361	1,075	-1,090	79	131,197	-1,614	166	28	13	0
Other Non Cash Items	-8,710	19,657	29,348	-25,487	-16,302	-432	-357	-472	-316	-272	-4,399	-390	-627	-482	-195	-763	0
Sale Purchase Of Stock	-231	-4,430	-6,279	-987	-1,210	0	30,042	0	-1,320	0	0	-414	-1,796	-22	-22	-21	0
Stock Based Compensation	678	976	1,027	686	723	-5,320	-6,013	-6,918	-3,827	-2,001	0	0	0	0	0	0	0
Total Cash From Financing Activities	101,593	153,507	168,099	64,801	73,052	41,115	36,859	38,117	66,815	24,751	6,350	-8,917	1,979	30,877	30,877	6,726	32,953
Total Cash From Operating Activities	3,279	41,911	56,454	2,118	366	13,571	20,053	12,893	4,884	9,597	-6,875	-1,547	11,496	2,402	2,402	5,730	0
Total Cashflows From Investing Activities	0	-235,041	-232,921	-22,035	-59,701	-50,922	-56,793	-51,130	-76,763	-33,529	-33,690	-13,128	20,738	0	0	0	0

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30
Begin Period Cash Flow	20,783	22,994	19,435	21,811	25,197	46,035	95,102	61,434	94,940	58,672	111,223	69,802	72,811	52,888	19,773	24,918	13,286	13,436	11,279	11,201	8,968	8,980	12,911	7,437	8,155	9,041	6,166	7,318	7,831	6,423	6,613	7,438	7,246	8,727	4,750	12,502	6,819	6,819	9,291	7,055	7,126	6,161	17,038	26,161	11,740	19,814	15,604	8,533	10,603	9,540	14,067	4,267	2,608	3,509	18,472	6,825	7,842	6,328	13,681	0	0	0	0	0	0	0
Capital Expenditures	2,587	5,012	3,180	3,410	6,029	3,774	3,675	3,284	1,680	2,369	4,183	3,986	4,945	2,204	1,893	11,596	2,154	4,264	2,275	1,850	1,102	976	910	4,074	1,356	1,060	524	595	111	1,834	90	212	234	150	220	26	228	228	734	798	647	141	184	445	606	156	48	51	11	60	348	440	271	69	28	216	795	1,732	1,742	4,421	2,989	1,128	2,746	974	841	91
Cash And Cash Equivalents Changes	0	0	3,559	-2,376	-3,386	-20,838	-49,067	33,668	-33,506	36,268	-52,551	41,421	-3,009	19,923	33,115	-5,145	11,632	-150	2,157	78	2,233	-12	-3,931	5,474	-718	-886	2,875	-1,152	-513	1,408	-190	-825	192	-1,481	3,977	-7,752	6,427	-2,909	-2,472	2,236	-71	965	-10,877	-9,123	14,421	-8,074	4,210	7,071	-2,070	1,063	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	-2,051	-1,893	-125	868	71	163	2,544	1,248	-1,983	3,306	1,813	-1,687	-775	-5,843	-6	440	-1,233	527	-163	114	142	115	549	234	246	123	296	28	-174	402	-292	93	-931	-473	281	185	-546	-23	-276	43	312	580	-2,025	-227	44	122	-175	602	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	3,762	-2,211	3,559	-2,376	-3,386	-20,838	-49,067	33,668	-33,506	36,268	-52,551	41,421	-3,009	19,923	33,115	-5,145	11,632	-150	2,157	78	2,233	-12	-3,931	5,474	-718	-886	2,875	-1,152	-513	1,408	-190	-825	192	-1,481	3,977	-7,752	8,590	-2,909	-2,472	2,236	-71	965	-10,877	-9,123	14,421	-8,074	4,210	7,071	-2,070	1,063	-4,527	9,800	1,659	-901	-14,963	11,647	-1,017	1,514	-7,353	0	0	0	0	0	0	0
Change In Working Capital	4,406	-3,407	-690	-4,568	1,940	668	505	-2,314	3,255	-622	-2,618	2,784	4,706	-4,559	2,756	-3,098	6,492	2,523	-10,822	1,432	3,601	5,569	-239	1,345	2,762	9,653	-4,394	11,616	3,773	5,528	-1,416	4,534	-3,578	4,520	2,033	1,354	4,094	-1,573	-6,608	6,126	6,115	2,076	-5,785	4,518	-7,778	2,553	2,530	-1,528	-6,086	360	-63	2,714	5,096	69	-3,220	-795	-358	3,705	3,197	0	0	0	0	0	0	0
Change Receivables	0	0	-767	857	-506	-1,274	-998	-1	467	-486	-281	314	850	-540	-746	256	741	-415	102	-270	411	-222	-456	48	-286	-95	-73	22	15	136	-61	65	54	5	-191	172	-98	89	-210	169	-49	48	-150	-283	-602	19	80	33	64	10	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	0	0	-767	857	-506	-1,274	-998	0	0	0	33	850	850	-1,030	0	0	0	0	0	0	0	0	0	48	0	0	0	22	155	140	4	65	40	0	0	22	22	89	0	168	0	48	0	0	0	19	187	107	74	10	52	36	88	45	0	0	0	0	27	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	5,560	485	1,346	17,851	15,092	6,211	11,406	10,741	6,780	1,836	2,137	5,696	7,906	3,856	2,230	2,557	0	8,027	14,446	8,435	1,688	0	1,664	0	2,251	0	0	0	0	7,775	8,399	5,885	0	0	3,407	3,869	2,290	4,257	0	0	6,131	0	247	807	0
Change To Liabilities	0	0	2,376	-3,039	2,673	1,328	1,731	-2,168	573	-990	-106	-614	2,586	-2,143	3,391	2,688	-237	-1,721	2,942	-480	-343	625	921	-59	-260	633	637	101	-499	420	-880	1,930	-1,130	372	1,529	-575	79	997	567	-31	-307	297	105	62	-405	510	552	281	-222	843	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	0	-11,549	-2,366	18,472	-7,290	6,021	3,731	16,181	15,640	4,502	-6,365	-14,057	17,169	-30,770	1,131	-55	-565	-14,502	-875	1,985	3,111	-2,569	507	1,080	6,482	-7,170	9,691	1,309	2,142	-2,569	611	-3,627	2,475	-496	869	-6,845	-4,249	-7,494	5,112	5,397	-253	-8,498	1,795	-5,833	1,580	1,435	-2,329	-5,973	-855	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	0	0	0	2,446	1,942	1,503	-2,313	2,788	-136	-2,337	2,470	3,856	-4,019	3,502	-3,354	5,751	2,938	-10,924	1,702	3,190	5,791	217	1,297	20,069	9,748	-4,321	87	12,264	0	0	0	4,289	0	0	0	3,133	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	1,618	1,510	2,007	1,936	1,977	2,001	1,986	1,745	1,921	1,954	2,037	1,915	1,963	1,761	2,004	1,366	1,173	1,298	1,201	1,037	837	823	909	616	636	635	603	607	781	694	653	624	581	653	615	613	570	563	557	521	540	585	632	554	481	376	349	389	365	286	316	510	624	447	292	295	303	248	343	0	0	0	0	0	0	0
Dividends Paid	-1,122	-1,118	1,100	1,102	1,101	1,100	1,011	849	849	848	660	661	660	659	648	648	610	608	592	597	507	505	491	492	451	344	305	304	305	302	293	293	294	297	285	288	290	290	284	284	285	283	282	278	277	277	276	275	277	278	286	286	286	286	281	110	110	111	109	326	218	109	415	312	209	105
End Period Cash Flow	24,545	20,783	22,994	19,435	21,811	25,197	46,035	95,102	61,434	94,940	58,672	111,223	69,802	72,811	52,888	19,773	24,918	13,286	13,436	11,279	11,201	8,968	8,980	12,911	7,437	8,155	9,041	6,166	7,318	7,831	6,423	6,613	7,438	7,246	8,727	4,750	8,590	3,910	6,819	9,291	7,055	7,126	6,161	17,038	26,161	11,740	19,814	15,604	8,533	10,603	9,540	14,067	4,267	2,608	3,509	18,472	6,825	7,842	6,328	13,681	0	0	0	0	0	0
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	2,465	-6,916	-11,059	-4,571	20,219	-4,809	7,129	2,610	21,952	19,920	2,419	-55	-6,533	18,843	-22,922	-7,908	1,841	-1,074	-10,377	-567	3,356	5,409	-289	-1,967	1,263	8,936	-4,805	11,124	3,659	3,794	-1,553	4,746	-3,309	4,466	1,598	1,499	5,140	-1,366	-6,449	5,742	5,843	2,141	-6,165	3,967	-8,703	2,635	3,099	-801	-5,363	1,348	492	3,212	4,864	1,800	-2,371	-139	-623	2,764	1,854	-2,287	-1,795	6,494	0	1,003	921	0
Investments	-3,010	-52,890	-25,337	-22,122	-36,194	-47,045	-110,280	-37,937	-82,745	-20,225	-51,935	-12,992	12,662	1,674	-21,421	1,972	-21,797	-12,511	-8,456	-16,816	-12,741	-11,714	-12,482	2,231	-16,249	-34	-16,034	-21,235	-5,174	-12,774	-15,390	-14,790	-15,328	-31,673	-22,494	-7,713	13,311	-13,046	-12,225	-5,041	-9,130	-5,053	-5,186	-20,338	-114,534	-2,876	7,326	8,093	7,309	-206	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	0	0	0	-23,095	-4,500	4,500	24,083	25,000	-4,300	-2,562	-5,208	-921	-18,544	-475	-4,175	-3,987	-1,987	5,013	1,138	-779	-11,779	-12,930	-1,946	-2,362	26,729	9,351	10,646	-2,154	-2,154	846	-2,154	14,156	-604	28,041	-12,353	11,832	-282	7,450	-11,650	0	0	0	-4,235	0	-9,050	0	-5,050	-5,050	-2,050	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	2,164	2,635	2,015	3,242	3,622	3,092	1,771	2,216	1,727	4,746	2,681	5,265	5,164	6,380	5,735	3,927	2,337	4,105	3,247	1,183	1,444	1,632	1,333	573	553	1,721	1,066	763	1,449	1,772	1,088	823	881	521	792	386	924	718	862	108	474	667	684	907	-40	422	605	658	487	428	482	408	644	876	537	480	553	844	905	1,059	524	0	889	538	219	464
Other Cashflows From Financing Activities	19,717	54,105	39,559	25,402	29,574	33,517	41,797	87,110	40,070	48,947	45,919	60,321	-7,033	-35	95,995	7,870	36,035	18,011	26,765	28,681	16,579	24,168	22,111	11,686	17,049	-6,873	26,507	13,297	3,230	11,913	23,138	11,645	-2	-54	25,815	4,413	4,660	12,868	21,536	1,705	3,562	4,134	14,899	6,862	11,361	912	-6,215	4,994	1,540	4,434	2,842	2,933	6,581	7,123	115	14,417	9,144	7,880	-7,205	13,137	2,429	4,244	0	0	0	1,836
Other Cashflows From Investing Activities	0	0	1,727	17	-760	535	13,397	5	136	-7,226	103	16	-524	-811	-2,693	7,744	150	3,019	282	6,971	325	-5,591	150	-4,038	32	262	142	120	231	931	-1,938	21	65	-448	1,455	3	-52	-492	192	114	-61	26	-858	714	130,759	582	276	110	0	-2,000	166	166	0	0	28	25	15	0	13	0	0	0	0	0	0	0
Other Non Cash Items	-2,456	378	-10,005	-1,195	16,483	-7,017	6,357	3,905	16,637	15,110	3,884	-6,283	-12,450	16,823	-31,224	1,364	-6,509	-5,324	-179	-120	-143	-135	-63	-91	-92	-96	-74	-95	-99	-192	-97	-84	-1,026	-79	-81	-80	390	-846	-526	-215	-639	-1,046	-1,512	-1,567	-760	-560	-337	-269	-118	334	105	20	-1,229	477	48	97	-326	-301	-849	0	0	0	0	0	0	0
Sale Purchase Of Stock	0	0	-231	0	-124	-1,936	-99	-2,271	0	0	-6,279	21	987	-966	-21	0	1,210	0	-478	-732	0	0	0	0	-20,157	0	0	0	0	0	0	-176	-176	-528	0	-616	-60	-533	0	0	0	0	0	0	0	0	414	0	-229	-185	0	0	0	0	0	0	0	-22	0	0	0	0	0	0	0	0
Stock Based Compensation	-9	220	223	244	228	221	256	271	339	315	189	184	237	148	149	152	180	400	-2,367	-1,660	-1,645	-1,780	-1,370	-525	-1,552	-1,857	-1,528	-1,076	-2,210	-2,366	-1,571	-771	204	-832	-1,380	-869	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Cash From Financing Activities	-5,425	44,490	38,228	24,300	13,349	30,481	40,687	68,990	27,151	43,799	42,697	54,452	-8,614	217	80,151	-6,953	31,438	10,416	20,708	10,490	11,293	11,884	8,690	9,248	14,236	-9,788	23,572	8,839	771	9,457	18,691	9,198	18,764	26,174	23,418	-1,541	4,310	11,995	16,202	1,421	3,277	3,851	1,332	6,534	6,899	-8,415	-6,491	-331	-4,016	1,921	-5,622	697	5,319	1,585	8,039	8,891	6,617	7,330	-7,314	14,040	7,757	4,810	32,953	21,183	4,902	1,889
Total Cash From Operating Activities	5,052	-1,904	-7,879	-1,161	26,248	-1,035	10,804	5,894	23,632	22,289	6,602	3,931	-1,588	21,047	-21,029	3,688	3,995	3,190	-8,102	1,283	4,458	6,385	621	2,107	2,619	9,996	-4,281	11,719	3,770	5,628	-1,463	4,958	-3,075	4,616	1,818	1,525	5,360	-1,138	-5,715	6,540	6,490	2,282	-5,981	4,412	-8,097	2,791	3,147	-750	-5,352	1,408	840	3,652	5,135	1,869	-2,343	77	172	4,496	3,596	2,134	1,194	7,622	0	1,977	1,762	0
Total Cashflows From Investing Activities	0	0	-26,790	-25,515	-42,983	-50,284	-100,558	-41,216	-84,289	-29,820	-101,850	-16,962	7,193	-1,341	-26,007	-1,880	-23,801	-13,756	-10,449	-11,695	-13,518	-18,281	-13,242	-5,881	-17,573	-1,094	-16,416	-21,710	-5,054	-13,677	-17,418	-14,981	-15,497	-32,271	-21,259	-7,736	14,484	-13,766	-12,959	-5,725	-9,838	-5,168	-6,228	-20,069	15,619	-2,450	7,554	8,152	7,298	-2,266	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Income Statement

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31
Cost Of Revenue	-9,884	0	0	0	0	0	5,318	4,951	-1,457	1,030	2,653	2,925	4,263	5,034	5,820	6,372	6,487
Depreciation And Amortization	6,185	1,334	573	659	1,081	1,903	1,512	1,694	1,231	1,057	1,112	629	1,158	1,138	487	1,080	0
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	-4,598	26,373	19,282	28,440	13,968	12,280	11,294	11,107	6,429	4,952	4,501	6,895	8,291	8,554	3,449	9,527	0
Ebitda	1,587	27,707	19,855	29,099	15,049	14,183	12,806	12,801	7,660	6,009	5,613	7,524	9,449	9,692	0	10,607	0
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	-715	20	344	0	0	0	0	0	0	0	0
Gross Profit	114,337	4,279	91,573	90,353	61,604	42,434	38,097	36,783	29,772	25,277	22,865	15,105	15,496	13,395	12,680	12,232	9,835
Income Before Tax	11,654	13,848	19,282	28,440	13,968	5,896	6,231	6,931	2,743	1,761	1,323	2,970	3,466	3,449	3,449	3,412	2,772
Income Tax Expense	1,598	3,147	4,863	7,234	3,096	914	2,128	1,799	163	-350	-650	792	1,056	1,035	1,035	1,024	662
Interest Expense	11,281	6,150	3,207	6,484	7,726	5,096	4,090	3,115	2,452	2,042	2,244	3,162	4,080	5,105	0	6,115	0
Interest Income	86,752	69,160	49,492	49,284	46,103	34,521	27,690	23,769	20,466	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	10,056	10,701	14,419	21,206	10,872	4,982	4,103	5,132	2,580	2,111	1,973	2,178	2,410	2,414	2,414	2,388	2,110
Net Income Applicable To Common Shares	0	10,701	14,419	21,206	10,872	4,982	4,103	5,132	2,580	2,612	2,111	1,973	2,178	2,410	2,414	2,388	2,110
Net Income From Continuing Ops	11,514	10,701	14,419	21,206	10,872	4,982	4,103	5,132	2,906	2,612	2,111	1,973	2,178	0	0	0	0
Net Interest Income	64,270	63,010	46,285	42,800	38,377	29,419	23,596	20,651	18,011	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	486	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	1,251	394	520	469	0	0	0	0	0	0	0
Operating Income	-4,598	26,373	19,282	28,440	13,968	10,998	10,325	10,049	5,198	3,806	3,570	6,135	7,552	8,554	5,615	9,527	4,280
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	102,693	2,888	-72,291	-61,913	47,636	25,393	21,586	19,560	17,922	15,954	13,018	7,089	6,600	6,164	0	5,670	0
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	7,874	1,334	573	7,094	4,709	3,185	2,481	0	0	0	0	0	0	0	0	0	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	1,375	1,419	1,276	911	1,028	1,158	966	696	800	816	946	568	524	438	438	394	0
Selling General Administrative	44,123	45,080	54,519	44,143	31,725	24,235	20,620	18,864	17,122	15,138	12,072	6,863	6,439	5,726	5,726	5,276	4,783
Tax Provision	2,700	3,147	4,863	7,234	3,096	914	2,128	1,799	507	0	0	0	0	0	0	0	0
Total Operating Expenses	21,044	2,888	-72,291	-61,913	-47,636	25,393	21,586	19,560	17,922	15,954	13,018	7,089	6,600	6,164	15,000	5,670	0
Total Other Income Expense Net	11,654	-12,525	19,282	28,440	13,968	-5,102	-4,094	-3,118	-2,455	-2,045	-2,247	-3,165	-4,086	-5,105	0	-6,115	0
Total Revenue	104,453	4,279	91,573	90,353	61,604	42,434	38,097	36,783	29,772	25,277	22,865	15,105	15,496	13,395	13,395	12,232	16,322

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30
Cost Of Revenue	0	0	0	0	0	0	0	0	70	0	0	0	0	0	0	-4	269	0	0	0	1,732	1,542	1,190	1,612	1,417	1,396	1,347	1,158	1,245	1,259	1,247	1,200	-1,457	1,031	854	823	0	-2,023	671	630	669	683	700	651	773	801	280	1,024	1,153	1,152	1,072	1,256	1,309	1,397	1,454	1,430	1,460	1,476	1,592	1,591	1,609	1,580	1,423	1,648	1,717	1,699
Depreciation And Amortization	386	386	397	418	439	333	440	122	142	144	143	144	164	165	166	164	320	254	253	501	478	478	604	343	379	395	369	369	520	438	396	340	274	334	306	317	265	271	269	237	249	302	353	303	282	187	161	389	365	286	316	510	624	447	292	90	303	248	343	319	0	0	0	0	0	0
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	0	3,159	2,359	8,567	8,634	7,246	5,036	5,457	4,907	8,915	6,268	9,653	9,724	11,707	11,309	8,619	6,111	8,319	6,919	3,726	3,415	3,685	3,097	2,083	2,877	3,564	2,807	2,046	3,136	3,522	2,649	2,009	1,828	1,583	1,799	1,219	926	1,572	1,230	901	1,311	1,510	1,463	1,064	642	1,319	1,618	1,666	1,530	1,509	1,614	1,578	2,001	2,359	1,924	2,144	2,143	2,547	2,742	3,025	0	0	0	0	0	0
Ebitda	386	3,545	2,756	8,985	9,073	7,579	5,476	5,579	5,049	9,059	6,411	9,797	9,888	11,872	11,475	8,783	6,431	8,573	7,172	4,227	3,893	4,163	3,701	2,426	3,256	3,959	3,176	2,415	3,656	3,960	3,045	2,349	2,102	1,917	2,105	1,536	1,191	1,843	1,499	1,138	1,560	1,812	1,816	1,367	924	1,506	1,779	2,055	1,895	1,795	1,930	2,088	2,625	2,806	2,216	2,234	2,446	2,795	3,085	3,344	0	0	0	0	0	0
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	30,353	21,105	20,934	20,654	4,279	24,813	22,722	19,440	21,080	24,730	21,883	23,810	22,917	25,183	23,723	18,530	15,942	17,439	15,020	13,181	11,245	11,084	10,715	9,526	9,809	10,147	9,450	8,691	10,160	10,110	8,749	7,973	7,558	7,345	7,764	7,105	6,826	6,845	6,350	5,942	6,270	6,715	6,954	6,847	4,830	4,234	3,526	3,970	3,907	3,328	3,620	3,743	4,040	4,093	3,377	3,191	3,382	3,444	3,852	3,836	0	0	9,835	0	0	0
Income Before Tax	1,849	3,159	2,359	4,287	4,409	4,123	2,405	2,759	2,359	6,329	3,574	7,020	6,866	8,550	7,761	5,263	3,296	5,201	4,027	1,444	1,578	1,992	1,626	700	1,493	2,259	1,528	951	2,082	2,479	1,604	975	814	543	964	422	412	765	439	115	504	703	624	278	-143	564	753	900	702	615	691	604	926	1,245	729	723	790	1,206	1,294	1,513	722	0	1,195	693	259	625
Income Tax Expense	-315	524	344	1,045	787	1,031	634	695	632	1,583	893	1,755	1,702	2,170	2,026	1,336	959	1,096	780	261	134	360	293	127	940	538	462	188	633	707	340	152	-67	22	172	36	-512	47	-423	7	30	36	-60	-629	-103	142	148	242	215	187	209	196	282	369	192	244	237	362	389	454	198	0	306	155	40	161
Interest Expense	3,253	8,507	7,008	4,280	2,687	1,455	1,085	1,075	769	776	800	862	1,059	1,561	1,710	2,154	1,962	2,074	1,944	1,746	1,472	1,348	1,166	1,110	1,123	1,065	1,045	857	790	787	788	750	704	721	526	501	514	515	500	502	516	524	557	535	586	566	674	766	828	894	923	974	1,075	1,114	1,195	1,216	1,353	1,341	1,448	1,512	0	0	6,662	0	0	0
Interest Income	24,294	23,882	22,111	20,601	20,158	19,279	17,014	12,709	12,753	12,745	12,062	11,932	12,465	12,244	12,038	12,537	11,868	11,666	11,543	11,026	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	2,164	2,635	2,015	3,242	3,622	3,092	1,771	2,064	1,727	4,746	2,681	5,265	5,164	6,380	5,735	3,927	2,337	4,105	3,247	1,183	1,444	1,632	1,333	573	553	1,721	1,066	763	1,449	1,772	1,264	823	881	521	792	386	924	718	862	108	474	667	684	907	-40	422	605	658	487	428	482	408	644	876	537	479	553	844	905	1,059	524	0	889	538	219	464
Net Income Applicable To Common Shares	0	0	2,015	3,242	3,622	3,092	1,771	2,064	1,727	4,746	2,681	5,265	5,164	6,380	5,735	3,927	2,337	4,105	3,247	1,183	1,444	1,632	1,333	573	553	1,721	1,066	763	1,273	1,772	1,264	823	881	521	792	386	2,612	718	862	108	474	667	684	907	-40	422	605	658	487	428	482	408	644	876	537	480	553	844	905	1,059	524	0	889	538	219	464
Net Income From Continuing Ops	2,164	2,635	2,015	3,242	3,622	3,092	1,771	2,064	1,727	4,746	2,681	5,265	5,164	6,380	5,735	3,927	2,337	4,105	3,247	1,183	1,444	1,632	1,333	573	553	1,721	1,066	763	1,273	1,772	1,264	823	1,207	521	792	386	2,612	718	862	108	474	667	684	907	-40	422	605	658	487	428	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	14,951	15,375	15,103	16,321	17,471	17,824	15,929	11,634	11,984	11,969	11,262	11,070	11,406	10,683	10,328	10,383	9,906	9,592	9,599	9,375	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	48	438	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-517	-5	-1,171	0	0	-376	376	1,158	233	-225	85	394	0	0	0	520	0	0	0	469	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	0	3,159	2,359	8,567	8,634	7,246	5,036	5,457	3,128	7,105	4,374	7,882	7,925	10,111	9,471	7,417	5,258	7,275	5,971	3,190	3,056	3,340	2,792	1,810	2,620	3,324	2,573	1,808	2,875	3,266	2,392	1,725	1,521	1,264	1,490	923	926	1,280	942	617	1,020	1,227	1,184	813	443	1,130	1,430	1,666	1,530	1,509	1,614	1,578	2,001	2,359	1,924	1,939	2,143	2,547	2,742	3,025	1,320	354	1,406	1,123	721	1,030
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	28,504	-17,946	-18,575	765	36,633	14,220	13,291	12,010	13,641	13,933	14,389	13,832	12,242	12,852	10,612	9,348	8,865	8,862	7,710	7,316	6,458	6,407	6,585	5,943	5,482	5,275	5,508	5,321	5,327	4,984	4,686	4,563	4,673	4,536	4,465	4,248	4,079	3,954	3,874	4,002	3,911	4,167	4,431	4,101	2,622	1,890	1,869	1,758	1,871	1,591	1,778	1,659	1,640	1,613	1,265	1,617	1,636	1,545	1,343	1,470	0	0	0	0	0	0
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	1,994	386	397	418	439	333	440	122	142	144	143	144	1,963	1,761	2,004	1,366	1,173	1,298	1,201	1,037	837	823	909	616	636	635	603	607	781	694	653	624	581	653	615	613	265	563	557	521	540	585	632	554	481	376	349	389	365	286	316	510	624	447	292	295	303	248	343	319	0	0	0	0	0	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	445	340	309	281	367	464	303	285	426	326	251	273	287	208	167	249	228	320	212	268	287	295	298	278	253	255	269	189	166	192	150	188	237	170	174	219	242	166	148	211	206	251	249	278	218	201	214	92	131	131	150	127	123	124	99	109	124	106	126	74	0	0	0	0	0	0
Selling General Administrative	11,647	11,138	11,477	9,861	11,239	13,756	12,988	11,725	13,215	13,607	14,138	13,559	11,955	12,644	10,445	9,099	8,637	8,542	7,498	7,048	6,171	6,112	6,287	5,665	5,229	5,020	5,239	5,132	5,161	4,792	4,536	4,375	4,436	4,366	4,291	4,029	3,837	3,788	3,726	3,791	3,705	3,916	4,182	3,823	2,404	1,780	1,734	1,666	1,740	1,460	1,628	1,532	1,517	1,489	1,166	1,443	1,512	1,439	1,217	1,396	1,282	1,195	1,430	1,134	1,138	1,081
Tax Provision	-315	524	344	1,045	787	1,031	634	695	632	1,583	893	1,755	1,702	2,170	2,026	1,336	959	1,096	780	261	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	5,560	-17,946	-18,575	765	-36,633	14,220	13,291	12,010	13,641	13,933	14,389	13,832	12,242	12,852	10,612	9,348	8,865	8,862	7,710	7,316	6,458	6,407	6,585	5,943	5,482	5,275	5,508	5,321	5,327	4,984	4,686	4,563	4,673	4,536	4,465	4,248	4,079	3,954	3,874	4,002	3,911	4,167	4,431	4,101	2,622	1,890	1,869	1,758	1,871	1,591	1,778	1,659	1,640	1,613	1,265	1,617	1,636	1,545	1,343	1,470	0	0	0	0	0	0
Total Other Income Expense Net	1,849	3,159	2,359	-4,280	-4,225	-3,123	-2,631	-2,698	-769	-776	-800	-862	-1,059	-1,561	-1,710	-2,154	-1,962	-2,074	-1,944	-1,746	-1,478	-1,348	-1,166	-1,110	-1,127	-1,065	-1,045	-857	-793	-787	-788	-750	-707	-721	-526	-501	-514	-515	-503	-502	-516	-524	-560	-535	-586	-566	-677	-766	-828	-894	-923	-974	-1,075	-1,114	-1,195	-1,216	-1,353	-1,341	-1,448	-1,512	0	0	0	0	0	0
Total Revenue	30,353	21,105	20,934	20,654	4,279	24,813	22,722	19,440	21,150	24,730	21,883	23,810	22,917	25,183	23,723	18,530	16,211	17,439	15,020	13,181	11,245	11,084	10,715	9,526	9,809	10,147	9,450	8,691	10,160	10,110	8,749	7,973	7,558	7,345	7,764	7,105	6,826	6,845	6,350	5,942	6,270	6,715	6,954	6,847	4,830	4,234	3,806	3,970	3,907	3,328	3,620	3,743	4,040	4,093	3,377	3,191	3,382	3,444	3,852	3,836	0	0	16,322	0	0	0

Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue	104,453
Cost of Revenue	--9,884
Gross Profit	114,337	114,337

Operating Income (+$)
Gross Profit	114,337
Operating Expense	-21,044
Operating Income	-4,598	93,293

Operating Expense (+$)
Research Development	0
Selling General Administrative	44,123
Selling And Marketing Expenses	1,375
Operating Expense	21,044	45,498

Net Interest Income (+$)
Interest Income	86,752
Interest Expense	-11,281
Other Finance Cost	-11,201
Net Interest Income	64,270

Pretax Income (+$)
Operating Income	-4,598
Net Interest Income	64,270
Other Non-Operating Income Expenses	0
Income Before Tax (EBT)	11,654	-16,252 EBIT - interestExpense = -15,879 11,654 21,337
Interest Expense	11,281
Earnings Before Interest and Taxes (EBIT)	-4,598	22,935
Earnings Before Interest and Taxes (EBITDA)	1,587

After tax Income (+$)
Income Before Tax	11,654
Tax Provision	-2,700
Net Income From Continuing Ops	11,514	8,954
Net Income	10,056
Net Income Applicable To Common Shares	0

Non-recurring Events
Discontinued Operations	0
Extraordinary Items	0
Effect of Accounting Charges	0
Other Items	0
Non Recurring	0
Other Operating Expenses	102,693
Total Other Income/Expenses Net	11,654	-64,270

Technical Analysis of Eagle Bancorp Montana Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Eagle Bancorp Montana Inc. The general trend of Eagle Bancorp Montana Inc is BULLISH with 14.3% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Eagle Bancorp Montana Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitions	Bullish trend (14.3%)		Bearish trend (-14.3%)
Overbought to neutral	Bullish pullback	=	Bearish reversal
Upper to lower neutral	Bullish correction	=	Bearish continuation
Nuetral to oversold	Oversold	=	Oversold
Oversold to neutral	Bullish reversal	=	Bearish correction
Lower to upper neutral	Bullish continuation	=	Bearish pullback
Nuetral to overbought	Overbought	=	Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.

Score

Let's take a look at the Support & Resistance of Eagle Bancorp Montana Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 12.97 < 13.49 < 13.54.

The bearish price targets are: 12.32 > 12.32 > 12.17.

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Eagle Bancorp Montana Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

Moving averages are lagging trend indicators.
There are many types of moving averages.
Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Eagle Bancorp Montana Inc. The current mas is .

The long score for the Moving Averages is 8/14.
The longshort score for the Moving Averages is 2/(-14 +14).

MA 20 trending up: The MA 20 is trending up. +1
Close > MA 20: The price is above the MA 20. +1
MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
MA 50 trending down: The MA 50 is trending down. -1
Close > MA 50: The price is above the MA 50. +1
MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
MA 100 trending up: The MA 100 is trending up. +1
Close < MA 100: The price is below the MA 100. -1
MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
MA 200 trending up: The MA 200 is trending up. +1
Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving Average	Amount of candles	vs. MA 50	vs. MA 100	vs. MA 200
MA 20	20
MA 50	50	-
MA 100	100	-	-
MA 200	200	-	-	-

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Shows the moving average of the selected period.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

There are various kinds of moving averages:

Simple moving average (SMA);
Exponential moving average (EMA);
Smoothed moving average (SMMA);
Linear weighted moving average (LWMA).

The moving average looks at a certain period of time and it calculates the price average. The various types of averages are using various formulas. Don’t worry, you don’t have to memorize any formula. All moving averages are calculated automatically by basically every charting software you use. But it’s good to know how moving averages are actually calculated.

Simple moving average

SMA is calculated by summing up the price closures of the selected period. The price is then divided by the selected period. For example, when using the 21 day moving average you sum up all the closing prices for each day and divide that by 21. The result is a line on the chart representing the average. Because it’s an average in the selected timeframe, the trend is always lagging. An moving average looks like this on the chart:

Source: Tradingview.com

In this case, the blue line represents a 21 day moving average. Because the average is based on results from the past, the indicator will always lag behind. For example, when price would suddenly go up, the moving average won't immediately follow.

All other moving averages discussed below look the same on the chart. The only difference is that the line will move in different directions based on the maths behind the used indicators and the amount of days used to determine the average.

Exponential moving average

The EMA gives more weight to the latest closing prices by giving them more value in the equation. EMA is calculated by adding a certain percentage to the latest closing prices:

EMA = (CLOSE (i) * P) + (EMA (i - 1) * (1 - P))

Where:

CLOSE (i) = current period close price.
EMA (i - 1) = value of the Moving Average of a preceding period.
P = the percentage of using the price value.

Smoothed moving average

A smoothed moving average is an exponential moving average with a long lookback period. Older prices are reduced in weight but are never left out in the calculation. Unlike SMA and EMA where prices are removed when they are beyond the selected period. SMMA is a combination of the SMA and EMA. The main advantage is that it smooths out fluctuations in price.

Linear weighted moving average

The LWMA gives the latest price the highest weight and then lineary scales down with each price before that. The result is that the LWMA reacts quicker to changes in price than the SMA or EMA. The formula:

LWMA = ((Pn∗W1)+(Pn−1∗W2)+(Pn−2∗W3)...) / ∑W

Where:

P = Price for the period.
n = The most recent period, n-1 is the prior period, and n-2 is two periods prior.
W = The assigned weight to each period, with the highest weight going first and then descending linearly based on the number of periods being used.

Moving averages are widely used by many traders. Which moving average you need depends on your trading strategy. Common practise is using a combination of multiple periods. For example, the EMA21, EMA50, EMA100 and EMA200. How does that look on a chart:

Source: Tradingview.com

The lowest (purple) line on the chart represents the EMA200 then following up the EMA100, EMA50 and EMA21.

You can use moving averages to determine a trend. The 200 moving average is mostly used as a baseline for determining the current trend:

When the 200 moving average is moving up it is considered a bullish trend.
When the 200 moving average is down it is considered a bearish trend.
When moving averages are flatlined, there is no clear trend so you should look for market structure, consolidation or trend reversals. Depending on how you want to trade.

This is not set in stone. Most trading strategies use multiple moving averages each with different settings. While one strategy might use the EMA20, the other uses the SMA21. There can be hundreds of different variations. Moving averages can also be used as support and resistance. More often than not, prices will bounce on moving averages.

Eagle Bancorp Montana Inc Daily Moving Averages Chart

2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

MACD is a lagging momentum indicator.
Uses two moving averages.
Can show buy or sell signals based on momentum.
Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Eagle Bancorp Montana Inc. The current macd is -0.05889174.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Eagle Bancorp Montana Inc price going up in the near term. +2
MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Eagle Bancorp Montana Inc. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Eagle Bancorp Montana Inc price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1

Eagle Bancorp Montana Inc Daily Moving Average Convergence/Divergence (MACD) Chart

2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.

Score

Let's take a look at the Directional Movement Index (DMI) of Eagle Bancorp Montana Inc. The current adx is 12.09.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Eagle Bancorp Montana Inc shares, leading to potential upward momentum in its price. +1
PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1

Eagle Bancorp Montana Inc Daily Directional Movement Index (DMI) Chart

2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

Parabolic SAR (stop and reverse) is a lagging trend indicator.
Shows the current trend.
Shows potential entry signals.
Shows potential exit signals.
Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Eagle Bancorp Montana Inc. The current sar is 12.33.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1

Eagle Bancorp Montana Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

Leading momentum indicator, meaning the signals are instant.
Ranges between 0 and 100.
Above 70 is considered overbought.
Below 30 is considered oversold.
Above or below 50 can also be used to determine price trend or support and resistance.
RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Eagle Bancorp Montana Inc. The current rsi is 55.69. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 3/13.
The longshort score for the Relative Strength Index (RSI) is 3/(-13 +13).

Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.

Measures the speed and change of price movements.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

The RSI measures the magnitude of recent price changes to determine if the asset is overbought or oversold.

Overbought (RSI above 70) means that the trading price is above its intrinsic value. This might indicate a sell or short signal.
Oversold (RSI below 30) means that the trading price is below its intrinsic value. This might indicate a buy or long signal.
RSI levels above or below 50 can also be used to determine a trend.
RSI divergence looks at a deviation between RSI and price movement.
Can be used in many different ways.

Original usage

Keep in mind that almost every indicator can be used in different ways. Even beyond the orginal settings. The relative strength index was developed by J. Welles Wilder. Wilder recommended a smoothing period of 14 days. That means a 14 day moving average (read more about this setting below). Another quote from the wikipedia page:

Wilders also considers the RSI 50 line as both support and resistance. I recommend to always read the original settings first before using an indicator. Many traders and websites are using their own version of the indicator which might be confusing.

How you can use RSI (Divergence)

First and foremost, there is no real right or wrong usage of the RSI indicator. You can use it in any way you want. Wilder recommends using a 14 day average but you can make it 50 or 100 if you like. Just keep in mind that using an indicator is just part of a larger trading plan. In other words, it’s not recommended to do any trading or investing based on a single indicator like the RSI.

The RSI is measured on a scale between 0 and 100. From 30 till 0 is considered oversold. and from 70 -100 is overbought. The RSI is a leading indicator, meaning the signals are instant.

I like to use the RSI as a trend\momentum indicator and not as an overbought or oversold indicator. I use the middle (50) as the baseline. When prices go above RSI 50 the trend is bullish and can indicate long positions. When below 50 it is considered bearish and can indicate short positions. Other traders use the 70 and 30 levels as overbought/oversold depending on the used strategy. The RSI indicator looks like this:

Source: Tradingview.com

The general concensus is that an RSI above 70 indicates that the security is overbought. In other words, the price this security is trading for is to high and should come down. So if RSI hits 70 or above this might indicate a sell signal or taking a short position (expecting the price will go down). Although RSI above 70 indicates the security is trading above it's fair value, that does not mean the price will go down.

Use tradingview to add indicators

I highly recommend using tradingview to add indicators to a chart. It has all the indicators you can think off and can add them for free (up to three indicators) to any chart you want. You can see that the levels 30 and 70 are marked with a dotted line. If you want you can remove these lines or give it another colour using Tradingview. You can also adjust the moving average used. You can also find RSI indicators made by the community that include other settings like RSI divergences.

Tradingview

Use Tradingview to (back)test your strategies and add hundreds of indicators created by the community.

View tool on Tradingview.com

RSI divergence

RSI is not only used to determine momentum but can also spot reversals or continuations of the trend. A reversal means that the trend is going in the opposite direction. From bullish to bearish or from bearish to bullish. These reversals can be spotted by looking at the price and the direction of the RSI. When the price is going up but the RSI is going down that means there is a divergence. This is also the case when RSI goes up but price is going down.

There are four types of divergences:

Regular bullish divergence
Regular bearish divergence
Hidden bullish divergence
Hidden bearish divergence

Regular bullish divergence

With a regular bullish divergence, the price is making lower highs but the oscillator (in this case the RSI) is making higher lows. A regular bullish divergence might indicate the end of the current trend. You’ll see regular bullish divergences mostly at the end of a downtrend. But that does not mean that every regular bullish divergence is a trend reversal.

Price is making lower highs
RSI is making higher lows
Indicating bullish reversal (price might go up)

Source: Tradingview.com

Regular bearish divergence

With a regular bearish divergence the price is making higher highs but the oscillator (in this case the RSI) is making lower highs. This might indicate the end of an uptrend.

Price is making higher highs
RSI is making lower highs
Indicating bearish reversal

Source: Tradingview.com

Hidden bullish divergence

With a hidden bullish divergence, the price is making a higher low while the RSI is making a lower low. This might indicate bullish trend continuation.

Price is making higher lows
RSI is making lower lows
Indicating bullish continuation

Source: Tradingview.com

As you have noticed, you can have multiple divergences in a row.

Hidden bearish divergence

With a hidden bearish divergence, price is making lower highs but RSI is making higher highs. This might indicate bearish trend continuation.

Price is making lower highs
RSI making higher highs
Indicating bearish continuation

Source: Tradingview.com

You can find many cheatsheets of RSI divergences online. Search for "RSI divergence overview" and you'll find a lot of examples. You can print these to learn the various types of divergences.

Eagle Bancorp Montana Inc Daily Relative Strength Index (RSI) Chart

3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

Leading momentum indicator, meaning the signals are instant.
Used to determine overbought and oversold areas much like the RSI.
Ranges between 0 and 100.
Above 80 is considered overbought.
Below 20 is considered oversold.
Consists of two lines named K and D.
K compares the highest high and lowest low on the selected price range.
The D line is a moving average of the K line.
Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Eagle Bancorp Montana Inc. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 5/6.
The longshort score for the Stochastic Oscillator is 4/(-6 +6).

STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
STOCH > 80: The STOCH %K is above 80 and overbought. +2
STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Eagle Bancorp Montana Inc price going up in the near term. +2
Trending down: The STOCH %K is trending down. -1

Eagle Bancorp Montana Inc Daily Stochastic Oscillator Chart

3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

Lagging or leading Momentum indicator
When the CCI is above zero, the price is above the historical average
When the CCI is below zero, the price is below the historical average
Used for spotting trends
- If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
- If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Eagle Bancorp Montana Inc. The current cci is 99.62.

Eagle Bancorp Montana Inc Daily Commodity Channel Index (CCI) Chart

3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

Lagging momentum indicator
Ranges between +100 and -100
Considered overbought above +50
Considered oversold below -50
It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Eagle Bancorp Montana Inc. The current cmo is 28.54.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1

Eagle Bancorp Montana Inc Daily Chande Momentum Oscillator (CMO) Chart

3.5 Williams %R

Shows the current price relative to the highest high over the last 14 days.

Lagging momentum indicator
Ranging between 0 and -100
Above -20 is considered overbought
Below -80 is considered oversold
Is prone to give false signals

Score

Let's take a look at the Williams %R of Eagle Bancorp Montana Inc. The current willr is -16.92307692.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1

Eagle Bancorp Montana Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

Lagging volatility indicator
Uses 3 bands: one upper, one lower and one in the middle
Works best when the middle band reflects an intermediate trend (MA20).
When the price is moving closer to the upper band, the market might be overbought
When the price is moving closer to the lower band, the market might be oversold

Score

Let's take a look at the Bollinger Bands of Eagle Bancorp Montana Inc.

Eagle Bancorp Montana Inc Daily Bollinger Bands Chart

4.2 Average True Range (ATR)

Measures market volatility

Leading volatility indicator
Can be used to determine stop-loss positions
Calculated by:
- Current high minus the current low
- Current high minus the previous close
- Current low minus the previous close
The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Eagle Bancorp Montana Inc. The current atr is 0.20826748.

Eagle Bancorp Montana Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

Measures market volatility

Leading momentum indicator
Calculation:
- If the closing price is above the previous closing price: OBV = previous OBV + current volume
- If the closing price is below the previous closing price: OBV = previous OBV - current volume
- If the closing price is the same as the previous closing price than the OBV is the same.
Can be used to confirm price trends
Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Eagle Bancorp Montana Inc. The current obv is -346,984.

Eagle Bancorp Montana Inc Daily On-Balance Volume (OBV) Chart

5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

Lagging momentum indicator
Looks like RSI but uses volume as an extra metric (RSI only considers price)
Above 80 is considered overbought
Below 20 is considered oversold
Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Eagle Bancorp Montana Inc. The current mfi is 56.84.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

MFI > 50: +1

Eagle Bancorp Montana Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

Type	Notification	Date
Currently no notifications for Eagle Bancorp Montana Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

Date	Indicator	Signal
2023-12-05	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-06	MFI	LONG ENTRY	SHORT CLOSE	80 crossover to upside
2023-12-07	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-08	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-11	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-14	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-15	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-18	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-19	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-21	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-26	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-27	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-28	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2023-12-29	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-02	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-04	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
2024-01-08	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
	MFI	SHORT ENTRY	LONG CLOSE	80 crossover to downside
2024-01-09	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-12	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-16	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-17	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-18	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-22	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
2024-01-23	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-24	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-29	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-31	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-02	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-05	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-06	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-08	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	MFI	SHORT ENTRY	LONG CLOSE	20 crossover to downside
2024-02-09	RSI	LONG ENTRY	SHORT CLOSE	30 crossover to upside
2024-02-12	MFI	LONG ENTRY	SHORT CLOSE	20 crossover to upside
2024-02-13	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-15	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-20	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
2024-02-21	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-22	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-23	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-02-26	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-29	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-01	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-05	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-03-06	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-07	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-08	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-11	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-03-12	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-03-13	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-14	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-03-15	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-19	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-03-20	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-26	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-28	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-01	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-02	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-04-05	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-08	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
2024-04-09	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-04-10	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-04-11	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-04-12	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-04-15	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-17	MFI	SHORT ENTRY	LONG CLOSE	20 crossover to downside
2024-04-18	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-19	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	MFI	LONG ENTRY	SHORT CLOSE	20 crossover to upside
2024-04-22	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-04-23	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-04-24	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside

6.3. Candlestick Patterns

Eagle Bancorp Montana Inc Daily Candlestick Chart

Date	Candlestick Pattern

6.4. Technical Score

Let's check the technical score of Eagle Bancorp Montana Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	55.693
Ma 20	Greater than	Ma 50	12.641
Ma 50	Greater than	Ma 100	12.843
Ma 100	Greater than	Ma 200	13.557
Open	Greater than	Close	12.860
Total			2/5 (40.0%)

Create your own Symbol Scanner

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Eagle Bancorp Montana Inc Buy, Hold or Sell?

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Quick analysis of Eagle Bancorp Montana Inc (30 sec.)

What can you expect buying and holding a share of Eagle Bancorp Montana Inc? (30 sec.)

How much money do you get?

What is your share worth?

+ What do you gain per year?

For what price can you sell your share?

1. Valuation of Eagle Bancorp Montana Inc (5 min.)

$12.86

$21.11

$-0.11 - $80.67

$21.01 - $101.78

2. Growth of Eagle Bancorp Montana Inc (5 min.)

Is Eagle Bancorp Montana Inc growing?

How much money is Eagle Bancorp Montana Inc making?

How much money comes from the company's main activities?

3. Financial Health of Eagle Bancorp Montana Inc (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Eagle Bancorp Montana Inc? (5 min.)

What can you expect buying and holding a share of Eagle Bancorp Montana Inc?

Speculation

Investing

How much money are you going to get?

When do you get the money?

How sure are you?

Linear %

Fundamentals of Eagle Bancorp Montana Inc

About Eagle Bancorp Montana Inc

Financial Health

Valuation

1.1. Profitability of Eagle Bancorp Montana Inc.

1.1. Profitability

1.1.1. Net Profit Margin

Trends

Compared to industry (Banks - Regional)

1.1.2. Return on Assets

Trends

Compared to industry (Banks - Regional)

1.1.3. Return on Equity

Trends

Compared to industry (Banks - Regional)

1.2. Operating Efficiency of Eagle Bancorp Montana Inc.

1.2. Operating Efficiency

1.2.1. Operating Margin

Trends

1.2.2. Operating Ratio

Trends

1.3. Liquidity of Eagle Bancorp Montana Inc.

1.3. Liquidity

1.3.1. Current Ratio

Trends

Compared to industry (Banks - Regional)

1.3.2. Quick Ratio

Trends

1.4. Solvency of Eagle Bancorp Montana Inc.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Trends

Compared to industry (Banks - Regional)

1.4.2. Debt to Equity Ratio

Trends

Compared to industry (Banks - Regional)

2. Market Valuation of Eagle Bancorp Montana Inc

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Trends

Compared to industry (Banks - Regional)

Eagle Bancorp Montana Inc
Buy, Hold or Sell?