HomeTrust Bancshares Inc
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Let's analyse HomeTrust Bancshares Inc together

Penke I guess you are interested in HomeTrust Bancshares Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of HomeTrust Bancshares Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of HomeTrust Bancshares Inc (30 sec.)

What can you expect buying and holding a share of HomeTrust Bancshares Inc? (30 sec.)

How much money do you get?

$0.40

When do you have the money?

1 year

How often do you get paid?

60.0%

What is your share worth?

Current worth

$28.66

Expected worth in 1 year

$33.80

How sure are you?

72.5%

+ What do you gain per year?

Total Gains per Share

$5.54

Return On Investment

21.2%

For what price can you sell your share?

Current Price per Share

$26.09

Expected price per share

$22.86 - $28.97

How sure are you?

50%

1. Valuation of HomeTrust Bancshares Inc (5 min.)

Live pricePrice per Share (EOD)

$26.09

Book Value per Share

$28.66

Intrinsic Value Per Share

$-84.83 - $-26.99

Total Value Per Share

$-56.18 - $1.66

My calculation of the intrinsic value of HomeTrust Bancshares Inc is based how much money is coming from the company's main activities (Free Cash Flow).

The following numbers are based on moving averages and per share and per quarter.
I use a 6% discount rate for the low estimation and 3% for the high estimation.
The current Free Cash Flow Per Share is 10Y: ($-0.15) 3Y: ($-0.29) TTM: ($-1.86)
The change per quarter (trend) of the Free Cash Flow Per Share is 10Y: ($-0.03) 3Y: ($-0.14) TTM: ($-0.39)

Years	Total Low est.	Total High est.	Added Free Cash Flow
1	$-2.42	$-0.91	$-3.34 - $-1.12
2	$-6.69	$-2.29	$-5.52 - $-1.64
3	$-12.58	$-4.10	$-7.70 - $-2.16
4	$-19.91	$-6.33	$-9.88 - $-2.67
5	$-28.49	$-8.94	$-12.05 - $-3.19
6	$-38.15	$-11.92	$-14.23 - $-3.71
7	$-48.74	$-15.23	$-16.41 - $-4.23
8	$-60.14	$-18.87	$-18.59 - $-4.74
9	$-72.21	$-22.79	$-20.77 - $-5.26
10	$-84.83	$-26.99	$-22.95 - $-5.78

2. Growth of HomeTrust Bancshares Inc (5 min.)

Is HomeTrust Bancshares Inc growing?

	Current year	Previous year	Grow	Grow %
How rich?	$499.8m	$397.5m	$2.8b	87.8%

How much money is HomeTrust Bancshares Inc making?

	Current year	Previous year	Grow	Grow %
Making money	$12.5m	$9.1m	$3.3m	26.5%
Net Profit Margin	22.9%	22.5%	-	-

How much money comes from the company's main activities?

Quarterly Yearly

3. Financial Health of HomeTrust Bancshares Inc (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of HomeTrust Bancshares Inc? (5 min.)

Welcome investor! HomeTrust Bancshares Inc's management wants to use your money to grow the business. In return you get a share of HomeTrust Bancshares Inc.

What can you expect buying and holding a share of HomeTrust Bancshares Inc?

First you should know what it really means to hold a share of HomeTrust Bancshares Inc. And how you can make/lose money.

Speculation

The Price per Share of HomeTrust Bancshares Inc is $26.09. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

The fundamentals: the financial health trends of HomeTrust Bancshares Inc.
The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in HomeTrust Bancshares Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $28.66. Based on the TTM, the Book Value Change Per Share is $1.29 per quarter. Based on the YOY, the Book Value Change Per Share is $0.12 per quarter.
You may receive quarterly/yearly dividend in the form of additional shares.
You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.10 per quarter.

Based on historical numbers we can estimate the returns while holding a share of HomeTrust Bancshares Inc.

How much money are you going to get?

	MRQ		TTM		YOY		5Y		10Y
	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share
Usd Eps	0.77	3.0%	0.72	2.7%	0.53	2.0%	0.45	1.7%	0.31	1.2%
Usd Book Value Change Per Share	-211.52	-810.7%	1.29	4.9%	0.12	0.5%	0.32	1.2%	0.24	0.9%
Usd Dividend Per Share	0.11	0.4%	0.10	0.4%	0.08	0.3%	0.08	0.3%	0.04	0.2%
Usd Total Gains Per Share	-211.41	-810.3%	1.39	5.3%	0.20	0.8%	0.40	1.5%	0.28	1.1%
Usd Price Per Share	26.92	-	23.52	-	25.20	-	23.71	-	22.46	-
Price to Earnings Ratio	8.72	-	9.28	-	13.09	-	14.10	-	30.07	-
Price-to-Total Gains Ratio	-0.13	-	0.18	-	-28.96	-	38.20	-	37.57	-
Price to Book Ratio	0.94	-	0.30	-	1.11	-	0.89	-	0.95	-
Price-to-Total Gains Ratio	-0.13	-	0.18	-	-28.96	-	38.20	-	37.57	-

When do you get the money?

Usd Investment	$.00
Usd Price Per Share	26.09
Number of shares	38

Gains per Quarter	Trailing 12 Months	5 Year
Usd Dividend Per Share	0.10	0.08
Usd Book Value Change Per Share	1.29	0.32
Usd Total Gains Per Share	1.39	0.40
Gains per Quarter (38 shares)	52.63	15.15
Gains per Year (38 shares)	210.54	60.58

Years	Return on Investment (TTM)			Return on Investment (5Y)
	Dividend	Book Value gain	Total gains	Dividend	Book Value gain	Total gains
Broker costs	-	-	-10	-	-	-10
1	15	195	201	12	49	51
2	30	391	412	23	98	112
3	45	586	623	35	147	173
4	60	782	834	47	196	234
5	75	977	1045	58	245	295
6	90	1173	1256	70	294	356
7	105	1368	1467	82	342	417
8	120	1564	1678	93	391	478
9	136	1759	1889	105	440	539
10	151	1955	2100	117	489	600

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %

	Trailing 12 Months				3Y				5 Year				10 Year				ALLTIME
				%				%				%				%				%
Earnings Per Share	4.0	0.0	0.0	100.0%	11.0	1.0	0.0	91.7%	19.0	1.0	0.0	95.0%	38.0	2.0	0.0	95.0%	52.0	3.0	0.0	94.5%
Book Value Change Per Share	2.0	2.0	0.0	50.0%	6.0	6.0	0.0	50.0%	12.0	8.0	0.0	60.0%	28.0	12.0	0.0	70.0%	38.0	15.0	2.0	69.1%
Dividend per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	24.0	0.0	16.0	60.0%	24.0	0.0	31.0	43.6%
Total Gains per Share	2.0	2.0	0.0	50.0%	7.0	5.0	0.0	58.3%	13.0	7.0	0.0	65.0%	29.0	11.0	0.0	72.5%	39.0	14.0	2.0	70.9%

Fundamentals of HomeTrust Bancshares Inc

About HomeTrust Bancshares Inc

https://www.htb.com
Banks - Regional
541
10 Woodfin Street, Asheville, NC, United States, 28801
Google Maps Bing Maps

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. The company's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, business, and nonprofit organizations. Its loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. The company also provides small business administration loans, equipment finance leases, and municipal leases; and cash management and online/mobile banking services. In addition, it invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal and corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

Fundamental data was last updated by Penke on 2024-04-11 11:07:04.

Financial Health

Profitability Details

	Compared to previous year	Compared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.

Operating Efficiency Details

	Compared to previous year	Compared to industry
The company is operating very efficient.

Liquidity Details

	Compared to previous year	Compared to industry
The company is just not able to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.

Solvency Details

	Compared to previous year	Compared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details

	Compared to previous year	Compared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of HomeTrust Bancshares Inc.

1.1. Profitability

1.1.1. Net Profit Margin

Measures how much net profit HomeTrust Bancshares Inc earns for each $1 of revenue.

Above 10% is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
A Net Profit Margin of 18.9% means that $0.19 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of HomeTrust Bancshares Inc:

The MRQ is 18.9%. The company is making a huge profit. +2
The TTM is 22.9%. The company is making a huge profit. +2

Trends

Current period		Compared to		+/-
MRQ	18.9%	TTM	22.9%	-4.0%
TTM	22.9%	YOY	22.5%	+0.4%
TTM	22.9%	5Y	19.2%	+3.7%
5Y	19.2%	10Y	15.4%	+3.8%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	18.9%	18.4%	+0.5%
TTM	22.9%	28.0%	-5.1%
YOY	22.5%	25.2%	-2.7%
5Y	19.2%	22.8%	-3.6%
10Y	15.4%	19.8%	-4.4%

Measures how much net profit HomeTrust Bancshares Inc earns for each $1 of revenue.

Revenue is the amount of profit HomeTrust Bancshares Inc generates before taxes and all other costs. For example, when you buy a cup of coffee it will cost you $3. The company does not earn $3 in profit but also has to pay various costs and taxes to create that cup of coffee. Let's assume the cost of creating a cup of coffee is $1.5.

The $3 you pay for a cup of coffee is called revenue.
The $1.5 that’s left over when all costs to create that cup of coffee (including taxes) are deduced from the revenue is called net profit.

The net profit margin looks at how much net profit HomeTrust Bancshares Inc earns for each $1 in revenue.

How to use net profit margin

Higher profit margin is better (more profit).
Above 10% is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
Can be used to compare companies within the Banks - Regional industry.

You typically want a high profit margin. This means that for each $1 in sales, HomeTrust Bancshares Inc makes more profit. This shows the investor how efficiently HomeTrust Bancshares Inc is operating in general and compared to other companies in the same industry. HomeTrust Bancshares Inc operates in the Banks - Regional industry.

Why do investors use net profit margin in their analysis

It helps investors to determine the efficiency of HomeTrust Bancshares Inc. If profit margins remain low (compared to the Banks - Regional industry mean) and there are no improvements to make in production costs or other areas that might be a warning sign. If profit margins are high that means the company has low overhead costs and is efficiently using its resources to generate profit.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Net Profit Margin of HomeTrust Bancshares Inc is 0.19. This means that HomeTrust Bancshares Inc earned $0.19 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Net Profit Margin of the Banks - Regional industry is 18.4%.
What is the trend?
The trend is important because it shows you how HomeTrust Bancshares Inc is performing over time. The most recent quarter might be important if HomeTrust Bancshares Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for HomeTrust Bancshares Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare HomeTrust Bancshares Inc with other companies in the same industry (Banks - Regional).
Net profit margin should rise over the years.
Can be influenced when HomeTrust Bancshares Inc sells assets (profit will increase while costs remain the same).
It won’t show what part of HomeTrust Bancshares Inc is doing great or needs improvement (it only looks at total revenue and total net income).

How to calculate net profit margin

Net profit margin = net income / total revenue * 100%

Real example of HomeTrust Bancshares Inc

You need the following data to determine net profit margin:

Income statement from the period you want to calculate (for example, MRQ or TTM).

Net income MRQ HomeTrust Bancshares Inc = 13,464
Total revenue MRQ HomeTrust Bancshares Inc = 71,315
$13,464 / $71,315 = 0.19 or 18.9%

Higher is better

The higher the net profit margin, the more efficient the company is generating income. This helps investors to determine how the company is managing money. The net profit margin is an important indicator when diving into the financial health of a company. Overall, you want to see the net profit margin rising over the years. That means the company improved their production and made it more efficient (if possible).

You can use the net profit margin to compare companies within the same industry. If there are two companies where one is much bigger but the smaller one has a higher net profit margin, that means the smaller company is more efficiently using operational costs.

Important: Profit margins can be very different between industries. Companies with assembly lines or transports are much more prone to see shifting in prices for fuel, ingredients and maintenance compared to companies that only provide services. You should never compare net profit margin between different industries.

1.1.2. Return on Assets

Shows how efficient HomeTrust Bancshares Inc is using its assets to generate profit.

Above 5% is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
0.3% Return on Assets means that HomeTrust Bancshares Inc generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of HomeTrust Bancshares Inc:

The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	0.3%	TTM	0.3%	+0.0%
TTM	0.3%	YOY	0.3%	+0.0%
TTM	0.3%	5Y	0.2%	+0.1%
5Y	0.2%	10Y	0.2%	+0.1%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.3%	0.1%	+0.2%
TTM	0.3%	0.2%	+0.1%
YOY	0.3%	0.2%	+0.1%
5Y	0.2%	0.2%	+0.0%
10Y	0.2%	0.2%	0.0%

Shows how efficient HomeTrust Bancshares Inc is using its assets to generate profit.

For a farm, a tractor is considered an asset. The tractor helps ploughing the land making it possible to plant and harvest crops. But the tractor might be old and needing maintenance all the time reducing its efficiency. Return on assets indicates how effectively the farm is using the tractor (and other assets that help the core business) to plough the land.

How to use return on assets

Higher is better.
Above 5% is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on assets in their analysis

Shows the investor how effectively HomeTrust Bancshares Inc is using its resources to generate profit. If the return on assets (0.3%) from HomeTrust Bancshares Inc are higher than the Banks - Regional mean (0.1%) that means HomeTrust Bancshares Inc is using its resources better than their competitors. If not, that means their competitors are more efficient in using their resources to generate profit.

An investor should always look at:

What is the current return on assets?
The current most recent quarter (MRQ) Return on Assets of HomeTrust Bancshares Inc is 0.3%. This means the company generated $0.00 for each $1 in assets.
How does it compare to the industry?
The mean MRQ Return on Assets of the Banks - Regional industry is 0.1%.
What is the trend?
The trend is important because it shows you how HomeTrust Bancshares Inc is performing over time. The most recent quarter might be important if HomeTrust Bancshares Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for HomeTrust Bancshares Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
If a company has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

How to calculate return on assets

Return on assets = net income / total assets * 100%

Real example HomeTrust Bancshares Inc

You need the following data to determine return on assets (ROA):

Income statement
Balance sheet

Net income MRQ (income statement) from HomeTrust Bancshares Inc = 13,464
Total assets MRQ (balance sheet) from HomeTrust Bancshares Inc = 4,690,102
13,464 / 4,690,102 = 0.00 or 0.3%

ROA is an important ratio as it will tell you how effectively HomeTrust Bancshares Inc is using its resources to generate profits. Example:

Bob and Kristin both sell ice cream in the summer. They both have an ice cream truck. The truck Bob owes cost him $20.000 and the truck Kristin owes cost her $1500. Over the summer, Bob earned $2000 and Kristin earned $200. To calculate the return on assets:

Bob: $2000 / $20.000 * 100% = 10%
Kristin: $200 / $1500 * 100% = 13.3%

This tells you Bob’s company is more valuable but Kristin's company is more efficient. Be aware that total assets can change over time. A transportation business will buy and sell trucks or planes all the time. Before using return on assets as a guideline, you have to know what the exact assets are. For a company that has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

1.1.3. Return on Equity

Shows how efficient HomeTrust Bancshares Inc is using its investors money to generate profit.

Above 15%-20% is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
2.7% Return on Equity means HomeTrust Bancshares Inc generated $0.03 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of HomeTrust Bancshares Inc:

The MRQ is 2.7%. Using its investors money, the company is inefficient in making profit. -1
The TTM is 2.6%. Using its investors money, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	2.7%	TTM	2.6%	+0.1%
TTM	2.6%	YOY	2.3%	+0.3%
TTM	2.6%	5Y	1.9%	+0.7%
5Y	1.9%	10Y	1.3%	+0.5%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	2.7%	1.4%	+1.3%
TTM	2.6%	2.5%	+0.1%
YOY	2.3%	2.7%	-0.4%
5Y	1.9%	2.5%	-0.6%
10Y	1.3%	2.8%	-1.5%

Shows how efficient HomeTrust Bancshares Inc is using its investors money to generate profit.

A publicly traded company (any company that issues shares to the public) is owned by its shareholders. Return on equity calculates the amount of profit for every $1 the shareholders invested.

How to use return on equity

Higher is better.
Above 15%-20% is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on equity in their analysis

To find out the owners/management's attitude toward their company. You typically want the owners/management to invest in the company and focus on generating profit. If not enough profit is generated (compared to the Banks - Regional industry mean), the company might not be investing their money efficiently.

The three steps every investor should look at:

What is the current return on equity?
The current most recent quarter (MRQ) Return on Equity of HomeTrust Bancshares Inc is 2.7%. This means HomeTrust Bancshares Inc generated $0.03 for each $1 the owners (shareholders) invested.
How does it compare to the industry?
The mean MRQ Return on Equity of the Banks - Regional industry is 1.4%.
What is the trend?
The trend is important because it shows you how HomeTrust Bancshares Inc is performing over time. The most recent quarter might be important if HomeTrust Bancshares Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for HomeTrust Bancshares Inc up to 10 years back (depending if HomeTrust Bancshares Inc existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Does not include intangible assets (non physical assets like licences, computer software, etc.).
Stockholders equity and shareholders equity refer to the same thing.
Liabilities should not be more than three times return on equity.

How to calculate return on equity

Return on equity = net profit / shareholders equity * 100%

Real example of HomeTrust Bancshares Inc

You need the following data to determine ROE:

Income statement
Balance sheet
Net profit MRQ (income statement) HomeTrust Bancshares Inc = 13,464
Shareholders equity (balance sheet) MRQ HomeTrust Bancshares Inc = 499,893
13,464 / 499,893 = 0.03 or 2.7%

A negative shareholder equity is a warning sign. It means the company has more liabilities than assets. It might also mean that the owners did not invest enough money or they are taking money out of the business.

1.2. Operating Efficiency of HomeTrust Bancshares Inc.

1.2. Operating Efficiency

1.2.1. Operating Margin

Measures how efficient HomeTrust Bancshares Inc is operating .

Measures how much profit HomeTrust Bancshares Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
Above 15% is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
An Operating Margin of 0.0% means the company generated $0.00 for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of HomeTrust Bancshares Inc:

The MRQ is 0.0%. The data is not here.

Trends

Current period		Compared to		+/-
MRQ	-	TTM	27.7%	-27.7%
TTM	27.7%	YOY	39.7%	-12.0%
TTM	27.7%	5Y	38.0%	-10.3%
5Y	38.0%	10Y	33.4%	+4.6%

Measures how efficient HomeTrust Bancshares Inc is operating .

The more effecient a company creates products or provides services, the more profit it generates.

How to use operating margin

Higher is better
Above 15% is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
Can be very different between industries
Can be used to compare companies

Why do investors use operating margin in their analysis

To determine how much profit HomeTrust Bancshares Inc is making from it’s core business.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Operating Margin of HomeTrust Bancshares Inc is 0.0%. This means that HomeTrust Bancshares Inc earned $0.00 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Margin of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how HomeTrust Bancshares Inc is performing over time. The most recent quarter might be important if HomeTrust Bancshares Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for HomeTrust Bancshares Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Can be calculated in different ways

How to calculate operating margin

Operating margin = operating earnings / total revenue

Real example of HomeTrust Bancshares Inc

You need the following data to determine operating margin:

Income statement
Operating earnings MRQ HomeTrust Bancshares Inc = 0
Total revenue MRQ HomeTrust Bancshares Inc = 71,315
$0 / $71,315 = 0.00 or 0.0%

Operating margin is used to calculate how much profit a company makes after variable costs of production but before paying interest and taxes. Some variable costs examples are wages, raw materials, packaging, and transaction fees. The amount of variable costs is different for each company and industry. In general, a higher operating margin is better as this implicates that a company is running efficiently.

For investors, a higher operating margin is a good sign. Although you should always look at operating margin in the long term. If operating margin is fluctuating over the years this might be a sign that things are not running efficiently enough. It’s a way to check how much profit a company is making from its core business.

Operation earnings can be calculated in multiple ways:

Operation earnings = EBIT - non operating income + non operating expense
Operation earnings = Gross profit - operating expense - depreciation and amortisation
Operation earnings = Total revenue - COGS (costs of goods sold) - indirect costs

1.2.2. Operating Ratio

Measures how efficient HomeTrust Bancshares Inc is keeping operating costs low.

Below 1 is considered healthy (always compare to Banks - Regional industry mean).
An Operation Ratio of 0.16 means that the operating costs are $0.16 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of HomeTrust Bancshares Inc:

The MRQ is 0.155. The company is very efficient in keeping operating costs low. +2
The TTM is -0.434.

Trends

Current period		Compared to		+/-
MRQ	0.155	TTM	-0.434	+0.590
TTM	-0.434	YOY	-0.317	-0.118
TTM	-0.434	5Y	-0.253	-0.181
5Y	-0.253	10Y	-0.176	-0.078

Measures how efficient HomeTrust Bancshares Inc is keeping operating costs low.

If the operating ratio is below 1 that means the company is making money. The lower the operating ratio, the more efficient the company.

How to use operating ratio

Lower is better.
Below 1 is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use operating ratio in their analysis

Shows if costs of creating products and or services is increasing or decreasing. The lower the operating ratio, the more efficient the company is creating products and services.

The three steps every investor should look at:

What is the current Operatin ratio?
The current most recent quarter (MRQ) Operating Ratio of HomeTrust Bancshares Inc is 15.5%. This means that HomeTrust Bancshares Inc earned $0.16 for each $1 in net sales in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how HomeTrust Bancshares Inc is performing over time. The most recent quarter might be important if HomeTrust Bancshares Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for HomeTrust Bancshares Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
You need COGS to calculate operating ratio which is not always shown in the income statement.
Does not consider debt.

How to calculate operating ratio

Operating ratio = Operating expenses + COGS \ Net sales

Real life example HomeTrust Bancshares Inc

You need the following data to determine operating ratio:

Income statement

COGS is not always specified on the income statement. If so you can use the following calculation:

(cost of revenue + total operating expenses) \ total revenue
(0 +11,082) \ 71,315 = 0.16

The operating ratio measures the efficiency of a company at keeping low costs while generating profits from sales. It compares the total operating expenses to the net amount of sales. The total operating expenses exists of:

COGS (materials, labour, rent of facility, repairs)
Operating expenses (legal fees, marketing, wages, rent, maintenance/repairs)

Operating expenses are all the costs the company makes that are not directly tied to the production of the service or product. Where COGS are costs that are directly tied to the production of a product or service.

Do note that COGS is not always available in the income statement. Some companies include COGS in the operating expenses while others list COGS separately. To make it even more confusing, COGS is also known as “costs of sales” and costs of sales is the same as costs of revenue.

The operating ratio tells you how efficient the company is creating its products or services while keeping prices low. In this case, a lower ratio is better. Higher or rising operating ratios might tell you that costs are rising while sales are not improving or staying the same.

1.3. Liquidity of HomeTrust Bancshares Inc.

1.3. Liquidity

1.3.1. Current Ratio

Measures if HomeTrust Bancshares Inc is able to pay off Short-term Debt.

Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
A Current Ratio of 0.10 means the company has $0.10 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of HomeTrust Bancshares Inc:

The MRQ is 0.103. The company is unable to pay all its short-term debts. -2
The TTM is 0.760. The company is just not able to pay all its short-term debts. -1

Trends

Current period		Compared to		+/-
MRQ	0.103	TTM	0.760	-0.657
TTM	0.760	YOY	26.281	-25.521
TTM	0.760	5Y	10.507	-9.747
5Y	10.507	10Y	5.871	+4.636

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
TTM	0.760	0.124	+0.636
YOY	26.281	0.225	+26.056
5Y	10.507	0.219	+10.288
10Y	5.871	0.131	+5.740

Measures if HomeTrust Bancshares Inc is able to pay off Short-term Debt.

How to use current ratio

Higher is better
Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
Can be very different between industries
Can be used to compare companies

Why do investors use current ratio in their analysis

Shows if the company can pay of short term debts if needed. A company that can't pay off it's short term debts might get in trouble if they have to pay off their short term debts for whatever reason. For example, markets can change due to global events like covid-19 or the war in Ukraine versus Russia. Because debts are always taken based on future income, it might become troublesome for HomeTrust Bancshares Inc if something happens in the market that will cause sales to plummet.

The three steps every investor should look at:

What is the current current Ratio?
The current most recent quarter (MRQ) Current Ratio of HomeTrust Bancshares Inc is 0.10. This means HomeTrust Bancshares Inc has $0.10 in assets for each $1 in short-term debts.
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how HomeTrust Bancshares Inc is performing over time. The most recent quarter might be important if HomeTrust Bancshares Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for HomeTrust Bancshares Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Might be deluded.
Not all assets can always be quickly sold.
Can be manipulated by increasing or decreasing the assets and/or liabilities.

How to calculate current ratio

Current ratio = current assets \ current liabilities

Real life example HomeTrust Bancshares Inc

You need the following data to determine operating ratio:

Balance sheet
Current ratio = current assets \ current liabilities
398,764 \ 3,852,873) = 0.10

The current ratio measures if HomeTrust Bancshares Inc is able to pay short-term debts (obligations). Short term in this context means all debt obligations that are about to expire within one year. The current ratio incorporates current liabilities and current assets. Current assets are all the assets a company has that are expected to be consumed or sold within standard business operations. You can find the current assets in the balance sheet. They consist of:

Inventory
Accounts receivable
Marketable securities
Prepaid expenses
Cash
Cash equivalents
liquid assets

The current liabilities are short term obligations that are due within one year. These consist of:

Short term debts
Dividends
Income taxes
Short-term debts
Accounts payable
Interest payments

The result shows an investor if HomeTrust Bancshares Inc is able to pay all its short-term debts if they were due all at once. When the result of the above formula is below 1, then HomeTrust Bancshares Inc does not have enough capital after selling all its assets to pay all short-term debts. If the ratio drops far below 1 that might indicate HomeTrust Bancshares Inc is or will be in financial trouble anytime soon.

Although this gives an investor some clues, the current ratio may also be deluded. Because owning assets does not mean the company can easily sell them. Also, Accounts receivable may be quite old (they will probably never pay) which deludes the current ratio. As with all ratios, you should only compare them between the same industries and companies.

1.3.2. Quick Ratio

Measures if HomeTrust Bancshares Inc is able to pay off Short-term Debt but only using the most liquid assets.

Above 1 is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
A Quick Ratio of 0.07 means the company can pay off $0.07 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of HomeTrust Bancshares Inc:

The MRQ is 0.072. The company is just not able to pay all its short-term debts with the most liquid assets. -1
The TTM is 0.968. The company is just not able to pay all its short-term debts with the most liquid assets. -1

Trends

Current period		Compared to		+/-
MRQ	0.072	TTM	0.968	-0.896
TTM	0.968	YOY	20.739	-19.771
TTM	0.968	5Y	5.060	-4.092
5Y	5.060	10Y	2.695	+2.364

Measures if HomeTrust Bancshares Inc is able to pay off Short-term Debt but only using the most liquid assets.

How to use quick ratio

Higher is better.
Above 1 is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use quick ratio in their analysis

Shows how fast HomeTrust Bancshares Inc can pay off its short term debts. This shows if HomeTrust Bancshares Inc can survive emergencies due to market changes or other reasons.

The three steps every investor should look at:

What is the current Quick Ratio?
The current most recent quarter (MRQ) quickRatio of HomeTrust Bancshares Inc is 0.07. This means that HomeTrust Bancshares Inc can pay off $0.07 for each $1 in debt (using most liquid assets).
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how HomeTrust Bancshares Inc is performing over time. The most recent quarter might be important if HomeTrust Bancshares Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for HomeTrust Bancshares Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Incorporates only most liquid assets.

How to calculate quick ratio

Quick ratio = cash and equivalents + marketable securities + accounts receivable / current liabilities

Real life example HomeTrust Bancshares Inc

You need the following data to determine operating ratio:

Balance sheet
Quick ratio = cash and short-term investments + short-term investments + netReceivables / total current liabilities
MRQ quick ratio HomeTrust Bancshares Inc: (-18,307 + 126,950 +167,194) / 3,852,873 = 0.07

The quick ratio measures the same thing as the current ratio, only it uses the most liquid assets a company has. Meaning, the assets that can be sold for cash the easiest and fastest.

As the quick ratio only incorporates the most liquid assets, you should also check the current ratio which also includes less liquid assets. But they may be harder to sell.

1.4. Solvency of HomeTrust Bancshares Inc.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Measures how much % of HomeTrust Bancshares Inc assets are financed with debt.

Below 1 (100%) is considered healthy but always compare HomeTrust Bancshares Inc to Banks - Regional industry mean.
A Debt to Asset Ratio of 0.89 means that HomeTrust Bancshares Inc assets are financed with 89.3% credit (debt) and the remaining percentage (100% - 89.3%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of HomeTrust Bancshares Inc:

The MRQ is 0.893. The company is just able to pay all its debts by selling its assets.
The TTM is 0.292. The company is very able to pay all its debts by selling its assets. +2

Trends

Current period		Compared to		+/-
MRQ	0.893	TTM	0.292	+0.602
TTM	0.292	YOY	0.889	-0.597
TTM	0.292	5Y	0.768	-0.476
5Y	0.768	10Y	0.815	-0.047

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.893	0.915	-0.022
TTM	0.292	0.917	-0.625
YOY	0.889	0.919	-0.030
5Y	0.768	0.919	-0.151
10Y	0.815	0.927	-0.112

Measures how much % of HomeTrust Bancshares Inc assets are financed with debt.

When there are more debts than assets, that means creditors have a larger stake HomeTrust Bancshares Inc than its shareholders.

How to use debt to asset ratio

Lower is better.
below 1 (100%) is considered healthy but always compare HomeTrust Bancshares Inc to Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to asset ratio in their analysis

It shows how much debt the company used to finance its assets. If a company is almost entirely financed with debt that means the company might get into serious trouble when emergencies arise like a raise in interest.

The three steps every investor should look at:

What is the current debt to asset ratio?
The current most recent quarter (MRQ) Debt to Asset Ratio of HomeTrust Bancshares Inc is 0.89. This means means that HomeTrust Bancshares Inc is financed with 89.3% credit and the remaining percentage is financed by it's owners (shareholders).
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how HomeTrust Bancshares Inc is performing over time. The most recent quarter might be important if HomeTrust Bancshares Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for HomeTrust Bancshares Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Some companies can have higher debt to assets ratio's (for example, banks).
Debt to asset ratio should improve over the years.
If the debt to asset ratio is above 1, look at the industry mean and find out why HomeTrust Bancshares Inc has so much debt.

How to calculate debt to asset ratio

Debt to asset ratio = total debt \ total assets

Real life example HomeTrust Bancshares Inc

You need the following data to determine debt to asset ratio:

Balance sheet
Debt to asset ratio = total debt \ total assets
4,190,209 \ 4,690,102 = 89.3% or 0.89.

The debt to total assets ratio shows if the company is owned by creditors or shareholders. Or in other words, the total debt in relation to the total amount of assets. It shows how much debt the company used to finance its assets.

1.4.2. Debt to Equity Ratio

Measures if HomeTrust Bancshares Inc is able to pay off its debts by using shareholders equity.

Below 2 is considered healthy but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
A Debt to Equity ratio of 838.2% means that company has $8.38 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of HomeTrust Bancshares Inc:

The MRQ is 8.382. The company is unable to pay all its debts with equity. -1
The TTM is 2.762. The company is unable to pay all its debts with equity. -1

Trends

Current period		Compared to		+/-
MRQ	8.382	TTM	2.762	+5.620
TTM	2.762	YOY	7.989	-5.227
TTM	2.762	5Y	6.834	-4.071
5Y	6.834	10Y	6.604	+0.229

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	8.382	10.829	-2.447
TTM	2.762	11.013	-8.251
YOY	7.989	11.363	-3.374
5Y	6.834	11.437	-4.603
10Y	6.604	13.038	-6.434

Measures if HomeTrust Bancshares Inc is able to pay off its debts by using shareholders equity.

How to use debt to equity ratio

Lower is better.
Below 2 is considered healthy (always use industry average).
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to shareholders equity ratio in their analysis

It shows how much debt the company uses to finance their operations. Shareholders equity is whats left over when you subtract total liabilities from total assets. It's another way to meassure how much of HomeTrust Bancshares Inc is financed with debt or own resources.

The three steps every investor should look at:

What is the current debt to equity ratio?
The current most recent quarter (MRQ) quickRatio of HomeTrust Bancshares Inc is 8.38. This means that HomeTrust Bancshares Inc can pay off $8.38 for each $1 in debt.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 10.83.
What is the trend?
The trend is important because it shows you how HomeTrust Bancshares Inc is performing over time. The most recent quarter might be important if HomeTrust Bancshares Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for HomeTrust Bancshares Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Not all debt is equally risky (for example, short term risk is less risky).

How to calculate debt to equity ratio

Debt to equity ratio = total debt \ shareholders equity.

Real life example HomeTrust Bancshares Inc

You need the following data to determine equity ratio:

Balance sheet
Debt to equity ratio = total debt \ shareholders equity
4,190,209 \ 499,893 = 8.38 or 838.2%

Debt to equity measures the total debt versus the total shareholders equity. While the total debts to total assets ratio uses total assets, the debt to equity ratio looks at the total equity of shareholders. Where equity of shareholders are:

Common shares.
Preferred shares.
Retained earnings.

You can find the shareholders' equity in the balance sheet. A ratio between 0,5 and 1,5 is preferred. If the ratio is above 1.5, that would indicate creditors have significantly more stake (debt) in the company than the shareholders. In other words, the company is using a lot of debt to finance their operations.

Not all debt is equally risky. Meaning you can adjust the ratio by including or excluding certain amounts of debt. Short term debts are less risky because they have to be paid back within one year anyway. It’s much easier to plan one year ahead versus five or ten years.

2. Market Valuation of HomeTrust Bancshares Inc

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings HomeTrust Bancshares Inc generates.

Above 15 is considered overpriced but always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
A PE ratio of 8.72 means the investor is paying $8.72 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of HomeTrust Bancshares Inc:

The EOD is 8.451. Based on the earnings, the company is underpriced. +1
The MRQ is 8.720. Based on the earnings, the company is underpriced. +1
The TTM is 9.283. Based on the earnings, the company is underpriced. +1

Trends

Current period		Compared to		+/-
EOD	8.451	MRQ	8.720	-0.269
MRQ	8.720	TTM	9.283	-0.564
TTM	9.283	YOY	13.086	-3.803
TTM	9.283	5Y	14.104	-4.820
5Y	14.104	10Y	30.072	-15.968

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	8.451	7.548	+0.903
MRQ	8.720	6.680	+2.040
TTM	9.283	5.295	+3.988
YOY	13.086	6.943	+6.143
5Y	14.104	9.770	+4.334
10Y	30.072	9.943	+20.129

Measures how much money you pay for each share for every $1 in earnings HomeTrust Bancshares Inc generates.

Indicates if the company’s shares are under or overvalued.

How to use PE ratio

Above 15 is considered overpriced but is hard to determine. Always compare HomeTrust Bancshares Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use PE ratio in their analysis

The PE ratio tells investors the current sentiment in the market for that company. As with every stock, the stock price never shows the real valuation of a company but rather how the market thinks how much the stock is worth.

In other words, the current stock price also incorporates any future earnings or business opportunities in the future. The best example is the stock market crash in 2000. The PE ratio for any internet based company was going through the roof. Only based on the general assumption the internet and all associated businesses would thrive in the future. But this was based on nothing. A business still needs a good product or service to be able to survive. Instead, every investor bought any stock which did something related to the internet. Result: huge market crash.

Many investors were willing to pay premium prices and that was causing the PE ratio to rise. A high PE ratio is a warning sign that investors might be overvaluing a stock based on future earnings.

The three steps every investor should look at:

What is the current PE Ratio?
The current most recent quarter (MRQ) PE Ratio of HomeTrust Bancshares Inc is 8.72. This means the investor is paying $8.72 for every $1 in earnings.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 6.68.
What is the trend?
The trend is important because it shows you how HomeTrust Bancshares Inc is performing over time. The most recent quarter might be important if HomeTrust Bancshares Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for HomeTrust Bancshares Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Some industries might have very high or very low PE ratios in general.
PE ratios can be high for several years, it does not mean a sudden collapse is imminent.
Earnings growth is not included in the PE ratio.

How to calculate PE ratio

PE ratio = market value per share \ earnings per share

Real life example HomeTrust Bancshares Inc

You need the following data to determine the PE ratio:

Balance sheet
Income statement

The PE ratio is a very commonly used ratio to determine the value of a company by comparing the current stock price relative to its earnings per share (EPS). Before we can calculate the PE ratio we need to know the EPS. EPS is calculated as follows:

EPS = (net profit - preferred dividends) \ end of period outstanding shares*
Net profit = revenue - expenses
0 \ 16,827 = EPS
PE ratio MRQ = 8.72

* The net profit minus preferred dividends can be found in the incomestatement as netIncomeApplicableToCommonShares.

The PE value helps investors to determine if the current stock price is under or overvalued. It also projects future growth.

In general, a higher PE ratio means that investors predict higher future growth. If the PE ratio is too high, then investors expect way too much future growth the company can never fulfil. This is most likely to happen in faster moving companies like tech companies or automobile companies like Tesla. These are hot and booming markets where investors expect much future growth driven by new technology (electric cars). When looking at the current MRQ (most recent quarter) PE ratio of Tesla ( jan. 2021) it's about 247 while the average in the industry is only 6. That might be a clue that Tesla is trading for way too high prices compared to their current assets and is more based on future growth.

2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of HomeTrust Bancshares Inc:

The EOD is -5.730. Based on how much money comes from the company's main activities, the company is expensive. -2
The MRQ is -5.912. Based on how much money comes from the company's main activities, the company is expensive. -2
The TTM is -15.657. Based on how much money comes from the company's main activities, the company is expensive. -2

Trends

Current period		Compared to		+/-
EOD	-5.730	MRQ	-5.912	+0.182
MRQ	-5.912	TTM	-15.657	+9.745
TTM	-15.657	YOY	1.990	-17.647
TTM	-15.657	5Y	-2.544	-13.113
5Y	-2.544	10Y	10.637	-13.181

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	-5.730	-2.110	-3.620
MRQ	-5.912	-1.868	-4.044
TTM	-15.657	-0.342	-15.315
YOY	1.990	6.448	-4.458
5Y	-2.544	0.429	-2.973
10Y	10.637	0.091	+10.546

2. Book Value per Share

2.3. Price to Book Ratio

Measures if the stock price of HomeTrust Bancshares Inc is to cheap or to expensive compared to its book value.

At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
A PB ratio of 0.94 means the investor is paying $0.94 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of HomeTrust Bancshares Inc:

The EOD is 0.910. Based on the equity, the company is cheap. +2
The MRQ is 0.939. Based on the equity, the company is cheap. +2
The TTM is 0.305. Based on the equity, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	0.910	MRQ	0.939	-0.029
MRQ	0.939	TTM	0.305	+0.634
TTM	0.305	YOY	1.107	-0.802
TTM	0.305	5Y	0.889	-0.584
5Y	0.889	10Y	0.950	-0.061

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	0.910	0.436	+0.474
MRQ	0.939	0.386	+0.553
TTM	0.305	0.470	-0.165
YOY	1.107	0.642	+0.465
5Y	0.889	0.795	+0.094
10Y	0.950	1.025	-0.075

2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of HomeTrust Bancshares Inc.

3.1. Institutions holding HomeTrust Bancshares Inc

Institutions are holding 56.862% of the shares of HomeTrust Bancshares Inc.

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2023-12-31	BlackRock Inc	10.0221	0.0012	1748341	100340	6.0886
2023-09-30	FJ Capital Management LLC	9.6259	4.1181	1679212	0	0
2023-12-31	Vanguard Group Inc	4.9424	0.0005	862193	32290	3.8908
2023-12-31	Dimensional Fund Advisors, Inc.	3.4879	0.0048	608459	2613	0.4313
2023-12-31	Renaissance Technologies Corp	3.118	0.0227	543923	10508	1.9699
2023-12-31	Kennedy Capital Management Inc	2.1481	0.2203	374731	-66902	-15.1488
2023-12-31	State Street Corporation	2.0324	0.0005	354554	-30061	-7.8159
2023-12-31	Geode Capital Management, LLC	1.9206	0.0009	335048	5481	1.6631
2023-12-31	AMG National Trust Bank	1.3727	0.2023	239469	168469	237.2803
2023-12-31	Acadian Asset Management LLC	1.2652	0.023	220705	0	0
2023-12-31	Goldman Sachs Group Inc	0.9443	0.0004	164728	85652	108.3161
2023-12-31	Royce & Associates, LP	0.943	0.0409	164500	-2600	-1.556
2023-12-31	American Century Companies Inc	0.8631	0.0028	150560	25076	19.9834
2023-12-31	Northern Trust Corp	0.8334	0.0007	145387	3254	2.2894
2023-12-31	JPMorgan Chase & Co	0.5703	0.0003	99492	-64115	-39.1884
2023-12-31	Panagora Asset Management Inc	0.5523	0.0145	96351	-407	-0.4206
2023-12-31	Charles Schwab Investment Management Inc	0.4874	0.0006	85019	6611	8.4315
2023-12-31	AllianceBernstein L.P.	0.4789	0.0009	83535	27081	47.97
2023-12-31	Foundry Partners, LLC	0.4745	0.1342	82780	-1510	-1.7914
2023-12-31	Petiole USA ltd	0.4442	1.5421	77495	0	0
Total		46.5267	6.3317	8116482	+301780	+3.7%

3.2. Funds holding HomeTrust Bancshares Inc

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2024-02-29	Vanguard Total Stock Mkt Idx Inv	3.0912	0.0009	539258	0	0
2024-03-28	iShares Russell 2000 ETF	2.2824	0.0166	398156	192	0.0482
2023-12-31	Kennedy Extended Small Cap	1.991	0.5798	347325	-548	-0.1575
2024-02-29	Vanguard Institutional Extnd Mkt Idx Tr	1.2741	0.0057	222272	-467	-0.2097
2024-02-29	DFA US Small Cap Value I	1.2491	0.0372	217904	709	0.3264
2024-03-29	Avantis US Small Cap Value ETF	0.9778	0.043	170576	0	0
2024-01-31	Fidelity Small Cap Index	0.8512	0.0163	148486	2910	1.999
2023-12-31	Empower Small Cap Value/Kennedy SP	0.7008	0.5829	122257	0	0
2023-12-31	Foundry Partners Micro Cap Value	0.6928	0.607	120850	0	0
2024-02-29	BlackRock Advantage Small Cap Core Instl	0.6921	0.0903	120731	-3826	-3.0717
2024-03-28	iShares Russell 2000 Value ETF	0.6647	0.0253	115952	-74	-0.0638
2023-12-31	Royce Micro-Cap Invmt	0.6632	0.9982	115700	0	0
2024-02-29	State St Russell Sm/Mid Cp® Indx NL Cl C	0.5933	0.0065	103505	1800	1.7698
2024-03-31	Hennessy Small Cap Financial Investor	0.5446	3.7756	95000	20000	26.6667
2024-02-29	Fidelity Extended Market Index	0.4984	0.006	86941	-421	-0.4819
2024-02-29	DFA US Targeted Value I	0.3855	0.0137	67247	408	0.6104
2024-02-29	DFA US Micro Cap I	0.3827	0.0244	66754	0	0
2024-03-31	State St Russell Sm Cap® Indx SL Cl I	0.3297	0.0161	57511	0	0
2024-02-29	DFA US Small Cap I	0.3214	0.0095	56069	0	0
2024-02-29	Vanguard Russell 2000 ETF	0.3076	0.0148	53663	4272	8.6493
Total		18.4936	6.8698	3226157	+24955	+0.8%

3.3. Insider Transactions

Insiders are holding 16.657% of the shares of HomeTrust Bancshares Inc.

Date	Owner	Type	Amount	Price
2023-11-02	Richard Tyrone Williams	BUY	1000	21.3
2023-05-19	Robert E James	BUY	2500	20.02
2023-05-12	Laura C Kendall	BUY	1000	18.45
2023-05-09	John Switzer	BUY	521	18.78
2023-05-01	Richard Tyrone Williams	BUY	1000	20.84

4. Summary

4.1. Key Performance Indicators

The key performance indicators of HomeTrust Bancshares Inc compared to the Most Recent Quarter (MRQ).

	End of day	+/-	Most Recent Quarter	Trailing 12 Months	+/-	Year-Over-Year	+/-	5 Year	+/-	10 Year	+/-
Book Value Change Per Share	-	-	-211.516	1.286	-16547%	0.121	-175619%	0.322	-65809%	0.237	-89294%
Book Value Per Share	-	-	28.656	186.682	-85%	22.791	+26%	55.730	-49%	38.291	-25%
Current Ratio	-	-	0.103	0.760	-86%	26.281	-100%	10.507	-99%	5.871	-98%
Debt To Asset Ratio	-	-	0.893	0.292	+206%	0.889	+1%	0.768	+16%	0.815	+10%
Debt To Equity Ratio	-	-	8.382	2.762	+203%	7.989	+5%	6.834	+23%	6.604	+27%
Dividend Per Share	-	-	0.107	0.099	+8%	0.081	+33%	0.077	+39%	0.044	+141%
Eps	-	-	0.772	0.715	+8%	0.529	+46%	0.452	+71%	0.307	+152%
Free Cash Flow Per Share	-	-	-1.138	-1.857	+63%	0.414	-375%	-0.522	-54%	-0.151	-87%
Free Cash Flow To Equity Per Share	-	-	-1.128	2.710	-142%	1.897	-159%	0.654	-272%	1.050	-207%
Gross Profit Margin	-	-	0.954	0.955	0%	0.937	+2%	0.933	+2%	0.863	+10%
Intrinsic Value_10Y_max	-	-	-26.993	-	-	-	-	-	-	-	-
Intrinsic Value_10Y_min	-	-	-84.834	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_max	-	-	-0.910	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_min	-	-	-2.421	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_max	-	-	-4.103	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_min	-	-	-12.584	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_max	-	-	-8.944	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_min	-	-	-28.487	-	-	-	-	-	-	-	-
Market Cap	455134832.000	-3%	469614016.000	410258084.000	+14%	439608960.000	+7%	415749880.966	+13%	402517380.526	+17%
Net Profit Margin	-	-	0.189	0.229	-17%	0.225	-16%	0.192	-2%	0.154	+22%
Operating Margin	-	-	-	0.277	-100%	0.397	-100%	0.380	-100%	0.334	-100%
Operating Ratio	-	-	0.155	-0.434	+380%	-0.317	+304%	-0.253	+263%	-0.176	+213%
Pb Ratio	0.910	-3%	0.939	0.305	+208%	1.107	-15%	0.889	+6%	0.950	-1%
Pe Ratio	8.451	-3%	8.720	9.283	-6%	13.086	-33%	14.104	-38%	30.072	-71%
Price Per Share	26.090	-3%	26.920	23.518	+14%	25.200	+7%	23.707	+14%	22.464	+20%
Price To Free Cash Flow Ratio	-5.730	+3%	-5.912	-15.657	+165%	1.990	-397%	-2.544	-57%	10.637	-156%
Price To Total Gains Ratio	-0.123	+3%	-0.127	0.178	-171%	-28.955	+22639%	38.204	-100%	37.574	-100%
Quick Ratio	-	-	0.072	0.968	-93%	20.739	-100%	5.060	-99%	2.695	-97%
Return On Assets	-	-	0.003	0.003	+6%	0.003	+12%	0.002	+40%	0.002	+85%
Return On Equity	-	-	0.027	0.026	+3%	0.023	+17%	0.019	+45%	0.013	+105%
Total Gains Per Share	-	-	-211.409	1.385	-15363%	0.201	-105253%	0.399	-53140%	0.281	-75216%
Usd Book Value	-	-	499893000.000	3256636750.000	-85%	397588250.000	+26%	974154750.000	-49%	678404850.000	-26%
Usd Book Value Change Per Share	-	-	-211.516	1.286	-16547%	0.121	-175619%	0.322	-65809%	0.237	-89294%
Usd Book Value Per Share	-	-	28.656	186.682	-85%	22.791	+26%	55.730	-49%	38.291	-25%
Usd Dividend Per Share	-	-	0.107	0.099	+8%	0.081	+33%	0.077	+39%	0.044	+141%
Usd Eps	-	-	0.772	0.715	+8%	0.529	+46%	0.452	+71%	0.307	+152%
Usd Free Cash Flow	-	-	-19858000.000	-32396250.000	+63%	7214500.000	-375%	-9129400.000	-54%	-2569100.000	-87%
Usd Free Cash Flow Per Share	-	-	-1.138	-1.857	+63%	0.414	-375%	-0.522	-54%	-0.151	-87%
Usd Free Cash Flow To Equity Per Share	-	-	-1.128	2.710	-142%	1.897	-159%	0.654	-272%	1.050	-207%
Usd Market Cap	455134832.000	-3%	469614016.000	410258084.000	+14%	439608960.000	+7%	415749880.966	+13%	402517380.526	+17%
Usd Price Per Share	26.090	-3%	26.920	23.518	+14%	25.200	+7%	23.707	+14%	22.464	+20%
Usd Profit	-	-	13464000.000	12511000.000	+8%	9192500.000	+46%	7909600.000	+70%	5443125.000	+147%
Usd Revenue	-	-	71315000.000	55417000.000	+29%	40341000.000	+77%	40053100.000	+78%	32730475.000	+118%
Usd Total Gains Per Share	-	-	-211.409	1.385	-15363%	0.201	-105253%	0.399	-53140%	0.281	-75216%
	EOD	+4 -4	MRQ	TTM	+15 -21	YOY	+19 -17	5Y	+14 -22	10Y	+16 -20

4.2. Fundamental Score

Let's check the fundamental score of HomeTrust Bancshares Inc based on Penke's default stock scanner.

Penke's Stock Scanner

Indicator	Condition		Value
Price to Earnings Ratio (EOD)	Between	0-15	8.451
Price to Book Ratio (EOD)	Between	0-1	0.910
Net Profit Margin (MRQ)	Greater than	0	0.189
Operating Margin (MRQ)	Greater than	0	0.000
Quick Ratio (MRQ)	Greater than	1	0.072
Current Ratio (MRQ)	Greater than	1	0.103
Debt to Asset Ratio (MRQ)	Less than	1	0.893
Debt to Equity Ratio (MRQ)	Less than	1	8.382
Return on Equity (MRQ)	Greater than	0.15	0.027
Return on Assets (MRQ)	Greater than	0.05	0.003
Total			4/10 (40.0%)

Create your own Stock Scanner

Investing is personal. The best investors buy stocks based on their own analysis. Create your personal Stock Scanner with the key performance indicators that are important to you.
Create your own Stock Scanner

4.3. Technical Score

Let's check the technical score of HomeTrust Bancshares Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	59.121
Ma 20	Greater than	Ma 50	25.126
Ma 50	Greater than	Ma 100	25.534
Ma 100	Greater than	Ma 200	25.995
Open	Greater than	Close	25.710
Total			2/5 (40.0%)

Create your own Symbol Scanner

Trading is personal. The best traders buy and sell based on their own technical analysis. Create your personal Symbol Scanner with the technical indicators that are important to you.
Create your own Symbol Scanner

Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

		2022-12-31		2023-03-31		2023-06-30		2023-09-30		2023-12-31
Long-term Assets Other		-11,319	425	-10,894	-18	-10,912	1,343	-9,569	3,550,747	3,541,178
Cash and Short Term Investments		342,347	159,886	502,233	-13,658	488,575	6,167	494,742	-513,049	-18,307

Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary

Total Assets	4,690,102
Total Liabilities	4,190,209
Total Stockholder Equity	499,893

	As reported
Total Liabilities	4,190,209
Total Stockholder Equity	+ 499,893
Total Assets	= 4,690,102

Assets

Total Assets	4,690,102
Total Current Assets	398,764
Long-term Assets	4,291,338

Total Current Assets

Total Current Assets (as reported)	398,764
Cash And Cash Equivalents	381,862
Short-term Investments	126,950
Net Receivables	167,194
Inventory	-148,887
Total Current Assets (calculated)	527,119
+/-	128,355

Long-term Assets

Long-term Assets (as reported)	4,291,338
Property Plant Equipment	80,196
Goodwill	34,111
Long Term Investments	140,739
Intangible Assets	9,059
Long-term Assets Other	3,541,178
Long-term Assets (calculated)	3,805,283
+/-	486,055

Liabilities & Shareholders' Equity

Total Current Liabilities	3,852,873
Long-term Liabilities	337,336
Total Stockholder Equity	499,893

Total Current Liabilities

Total Current Liabilities (as reported)	3,852,873
Short-term Debt	416,859
Short Long Term Debt	123,763
Other Current Liabilities	3,436,014
Total Current Liabilities (calculated)	3,976,636
+/-	123,763

Long-term Liabilities

Long-term Liabilities (as reported)	337,336
Long term Debt	10,021
Long-term Liabilities (calculated)	10,021
+/-	327,315

Total Stockholder Equity

Total Stockholder Equity (as reported)	499,893
Common Stock	174
Retained Earnings	333,401
Accumulated Other Comprehensive Income	-1,551
Other Stockholders Equity	167,869
Total Stockholder Equity (calculated)	499,893
+/-	0

Other

Capital Stock	174
Cash and Short Term Investments	-18,307
Common Stock Shares Outstanding	16,827
Liabilities and Stockholders Equity	4,690,102
Net Debt	72,897
Net Invested Capital	633,677
Net Working Capital	-3,454,109
Property Plant and Equipment Gross	120,834
Short Long Term Debt Total	454,759

Balance Sheet

Currency in USD. All numbers in thousands.

Trend

2023-12-31

2023-09-30

2023-06-30

2023-03-31

2022-12-31

2022-09-30

2022-06-30

2022-03-31

2021-12-31

2021-09-30

2021-06-30

2021-03-31

2020-12-31

2020-09-30

2020-06-30

2020-03-31

2019-12-31

2019-09-30

2019-06-30

2019-03-31

2018-12-31

2018-09-30

2018-06-30

2018-03-31

2017-12-31

2017-09-30

2017-06-30

2017-03-31

2016-12-31

2016-09-30

2016-06-30

2016-03-31

2015-12-31

2015-09-30

2015-06-30

2015-03-31

2014-12-31

2014-09-30

2014-06-30

2014-03-31

2013-12-31

2013-09-30

2013-06-30

2013-03-31

2012-12-31

2012-09-30

2012-06-30

2012-03-31

2011-12-31

2011-09-30

2011-06-30

2011-03-31

2010-12-31

2010-09-30

2010-06-30

> Total Assets

1,641,145
0
0
0
1,637,643
1,610,468
1,578,541
1,564,351
1,720,056
1,602,984
1,586,860
1,596,201
1,583,323
1,673,526
1,629,325
1,632,308
2,074,454
2,213,895
2,640,387
2,608,637
2,783,114
2,726,000
2,728,552
2,759,801
2,717,677
2,754,109
2,774,240
3,165,446
3,206,533
3,249,998
3,250,588
3,270,863
3,304,169
3,353,959
3,413,099
3,457,737
3,476,178
3,655,309
3,470,232
3,548,033
3,722,852
3,674,034
3,679,971
3,648,613
3,524,723
3,481,360
3,502,819
3,541,785
3,549,204
3,555,186
3,647,015
4,526,870
4,607,487
4,651,997
4,690,102

4,690,102

4,651,997

4,607,487

4,526,870

3,647,015

3,555,186

3,549,204

3,541,785

3,502,819

3,481,360

3,524,723

3,648,613

3,679,971

3,674,034

3,722,852

3,548,033

3,470,232

3,655,309

3,476,178

3,457,737

3,413,099

3,353,959

3,304,169

3,270,863

3,250,588

3,249,998

3,206,533

3,165,446

2,774,240

2,754,109

2,717,677

2,759,801

2,728,552

2,726,000

2,783,114

2,608,637

2,640,387

2,213,895

2,074,454

1,632,308

1,629,325

1,673,526

1,583,323

1,596,201

1,586,860

1,602,984

1,720,056

1,564,351

1,578,541

1,610,468

1,637,643

1,641,145

> Total Current Assets

0
0
0
0
163,036
157,911
142,239
56,635
230,809
52,611
52,132
42,828
292,629
1,548,068
1,519,214
1,515,384
1,844,465
1,956,909
2,341,864
2,275,422
2,160,405
2,125,768
2,121,152
2,157,848
2,183,640
2,235,077
2,307,449
2,651,171
2,721,189
2,734,814
2,750,474
2,740,180
2,790,189
2,830,753
2,883,519
2,924,031
2,978,380
3,103,158
2,948,145
2,980,499
3,166,224
3,248,163
3,206,701
3,121,855
3,058,068
3,044,785
3,009,410
194,470
264,221
293,102
907,871
516,046
503,404
659,076
398,764

398,764

659,076

503,404

516,046

907,871

293,102

264,221

194,470

3,009,410

3,044,785

3,058,068

3,121,855

3,206,701

3,248,163

3,166,224

2,980,499

2,948,145

3,103,158

2,978,380

2,924,031

2,883,519

2,830,753

2,790,189

2,740,180

2,750,474

2,734,814

2,721,189

2,651,171

2,307,449

2,235,077

2,183,640

2,157,848

2,121,152

2,125,768

2,160,405

2,275,422

2,341,864

1,956,909

1,844,465

1,515,384

1,519,214

1,548,068

292,629

42,828

52,132

52,611

230,809

56,635

142,239

157,911

163,036

Cash And Cash Equivalents

17,595
0
0
0
153,517
148,033
132,926
45,282
224,801
117,717
241,664
264,078
262,330
238,524
236,099
243,114
209,610
208,092
556,795
499,255
326,789
246,616
235,518
207,945
214,108
213,994
195,296
218,920
219,259
189,425
199,014
163,614
137,683
117,152
123,242
134,520
123,048
167,210
136,546
139,605
177,311
223,505
274,981
206,110
91,112
78,068
68,828
80,175
128,670
121,694
194,405
347,515
336,649
360,394
381,862

381,862

360,394

336,649

347,515

194,405

121,694

128,670

80,175

68,828

78,068

91,112

206,110

274,981

223,505

177,311

139,605

136,546

167,210

123,048

134,520

123,242

117,152

137,683

163,614

199,014

189,425

219,259

218,920

195,296

213,994

214,108

207,945

235,518

246,616

326,789

499,255

556,795

208,092

209,610

243,114

236,099

238,524

262,330

264,078

241,664

117,717

224,801

45,282

132,926

148,033

153,517

17,595

Short-term Investments

198,375
0
0
0
140,961
0
0
32,291
318,902
30,534
28,977
27,851
24,750
97,860
82,661
89,882
168,749
176,237
195,143
230,512
257,606
249,711
229,227
219,498
200,652
193,701
181,049
211,347
199,667
182,053
167,669
160,971
154,993
148,704
149,752
139,112
121,786
165,714
146,022
158,621
127,537
96,159
153,540
162,417
156,459
124,576
121,851
106,315
126,978
161,741
147,942
154,718
151,926
134,348
126,950

126,950

134,348

151,926

154,718

147,942

161,741

126,978

106,315

121,851

124,576

156,459

162,417

153,540

96,159

127,537

158,621

146,022

165,714

121,786

139,112

149,752

148,704

154,993

160,971

167,669

182,053

199,667

211,347

181,049

193,701

200,652

219,498

229,227

249,711

257,606

230,512

195,143

176,237

168,749

89,882

82,661

97,860

24,750

27,851

28,977

30,534

318,902

32,291

140,961

198,375

Net Receivables

0
0
0
0
9,519
9,878
9,313
8,255
6,008
6,206
5,693
5,470
5,549
5,824
5,901
5,552
6,787
7,270
7,133
7,249
7,522
7,914
7,238
7,432
7,405
7,729
7,792
8,849
8,758
9,340
9,371
9,216
9,344
10,252
10,372
10,885
10,533
10,434
9,714
9,501
12,312
10,648
9,796
8,271
7,933
8,429
8,200
7,980
8,573
9,667
11,076
13,813
14,829
164,334
167,194

167,194

164,334

14,829

13,813

11,076

9,667

8,573

7,980

8,200

8,429

7,933

8,271

9,796

10,648

12,312

9,501

9,714

10,434

10,533

10,885

10,372

10,252

9,344

9,216

9,371

9,340

8,758

8,849

7,792

7,729

7,405

7,432

7,238

7,914

7,522

7,249

7,133

7,270

6,787

5,552

5,901

5,824

5,549

5,470

5,693

6,206

6,008

8,255

9,313

9,878

9,519

Other Current Assets

0
0
0
0
0
0
0
108,588
108,010
122,245
124,914
132,300
136,617
1,205,860
1,194,553
1,176,836
1,459,319
1,565,310
1,582,793
1,538,406
1,568,488
1,621,527
1,649,169
1,722,973
1,761,475
1,819,653
1,923,312
2,212,055
2,293,505
2,353,996
2,374,420
2,406,379
2,488,169
2,554,645
2,600,153
2,639,514
2,723,013
2,759,800
2,655,863
2,672,772
2,849,064
2,917,851
2,768,384
2,745,057
2,802,564
2,356,620
2,810,531
93,243
331,870
216,657
205,481
361,328
351,478
376,907
398,764

398,764

376,907

351,478

361,328

205,481

216,657

331,870

93,243

2,810,531

2,356,620

2,802,564

2,745,057

2,768,384

2,917,851

2,849,064

2,672,772

2,655,863

2,759,800

2,723,013

2,639,514

2,600,153

2,554,645

2,488,169

2,406,379

2,374,420

2,353,996

2,293,505

2,212,055

1,923,312

1,819,653

1,761,475

1,722,973

1,649,169

1,621,527

1,568,488

1,538,406

1,582,793

1,565,310

1,459,319

1,176,836

1,194,553

1,205,860

136,617

132,300

124,914

122,245

108,010

108,588

> Long-term Assets

0
0
0
0
81,422
59,949
60,436
72,084
54,441
71,806
71,018
71,103
47,150
125,458
110,111
116,924
229,989
256,986
298,523
333,215
622,709
600,232
607,400
601,953
534,037
519,032
466,791
514,275
485,344
515,184
500,114
530,683
513,980
523,206
529,580
533,706
497,798
552,151
522,087
567,534
556,628
425,871
473,270
526,758
466,655
436,575
493,409
537,675
428,988
353,673
251,242
287,764
284,913
265,426
4,291,338

4,291,338

265,426

284,913

287,764

251,242

353,673

428,988

537,675

493,409

436,575

466,655

526,758

473,270

425,871

556,628

567,534

522,087

552,151

497,798

533,706

529,580

523,206

513,980

530,683

500,114

515,184

485,344

514,275

466,791

519,032

534,037

601,953

607,400

600,232

622,709

333,215

298,523

256,986

229,989

116,924

110,111

125,458

47,150

71,103

71,018

71,806

54,441

72,084

60,436

59,949

81,422

Property Plant Equipment

21,442
0
0
0
22,406
22,305
23,445
23,158
23,106
22,730
22,356
22,587
22,400
24,796
24,648
24,240
47,411
49,983
59,172
58,943
57,524
56,898
56,232
55,926
54,231
53,981
54,496
64,172
63,648
62,614
62,435
62,725
62,537
62,681
66,610
67,983
61,051
58,509
58,020
58,738
58,462
59,418
70,104
70,886
70,909
68,568
69,461
69,629
69,094
68,705
65,216
74,107
73,171
72,463
80,196

80,196

72,463

73,171

74,107

65,216

68,705

69,094

69,629

69,461

68,568

70,909

70,886

70,104

59,418

58,462

58,738

58,020

58,509

61,051

67,983

66,610

62,681

62,537

62,725

62,435

62,614

63,648

64,172

54,496

53,981

54,231

55,926

56,232

56,898

57,524

58,943

59,172

49,983

47,411

24,240

24,648

24,796

22,400

22,587

22,356

22,730

23,106

23,158

23,445

22,305

22,406

21,442

Goodwill

0
0
0
0
0
0
0
0
0
0
0
0
0
2,802
2,802
2,802
9,815
13,768
13,768
13,768
12,673
12,673
12,673
12,673
12,673
12,673
13,098
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
25,638
33,682
34,111
34,111
34,111

34,111

33,682

25,638

13,098

12,673

13,768

9,815

2,802

Long Term Investments

0
0
0
0
0
0
0
1,221,189
1,193,945
1,167,134
1,147,121
1,138,623
1,132,110
1,167,504
1,142,933
1,140,850
1,473,099
12,758
18,968
1,637,518
1,692,044
1,748,931
1,754,676
1,823,419
1,841,025
1,892,039
1,966,959
2,295,857
2,369,674
2,411,409
2,435,801
2,461,066
2,696,999
2,758,874
2,805,422
2,826,465
2,869,100
2,699,030
2,715,430
2,875,178
166,483
260,093
311,551
278,024
180,169
250,628
398,125
442,273
334,163
250,228
160,356
168,338
166,853
148,934
140,739

140,739

148,934

166,853

168,338

160,356

250,228

334,163

442,273

398,125

250,628

180,169

278,024

311,551

260,093

166,483

2,875,178

2,715,430

2,699,030

2,869,100

2,826,465

2,805,422

2,758,874

2,696,999

2,461,066

2,435,801

2,411,409

2,369,674

2,295,857

1,966,959

1,892,039

1,841,025

1,823,419

1,754,676

1,748,931

1,692,044

1,637,518

18,968

12,758

1,473,099

1,140,850

1,142,933

1,167,504

1,132,110

1,138,623

1,147,121

1,167,134

1,193,945

1,221,189

Intangible Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
2,802
2,802
3,152
4,014
4,240
11,472
10,850
10,043
9,269
8,526
7,815
7,136
6,486
5,868
7,931
7,173
6,454
5,773
5,131
4,528
3,963
3,436
2,948
2,499
2,088
1,715
1,381
1,078
840
638
473
343
250
185
135
93
58
32
11,637
10,778
9,918
9,059

9,059

9,918

10,778

11,637

135

185

250

343

473

638

840

1,078

1,381

1,715

2,088

2,499

2,948

3,436

3,963

4,528

5,131

5,773

6,454

7,173

7,931

5,868

6,486

7,136

7,815

8,526

9,269

10,043

10,850

11,472

4,240

4,014

3,152

2,802

Earning Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
545,769
508,924
870,363
644,102
618,858
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

618,858

644,102

870,363

508,924

545,769

Long-term Assets Other

0
0
0
0
-81,422
-59,949
-60,436
-32,291
-54,441
-30,534
-28,977
-27,851
-47,150
-47,247
-46,748
-45,689
1,628,068
-59,080
-58,224
-57,649
2,082,246
-57,471
-57,267
-55,686
2,191,986
-52,087
-52,259
-59,661
2,643,035
-55,653
-36,526
-34,311
2,872,232
-30,942
-28,533
-28,832
-5,950
-24,257
-22,066
-21,750
3,281,568
-19,209
-18,626
-16,889
-277,059
-15,722
-12,019
-12,494
-26,423
-11,838
-11,319
-10,894
-10,912
-9,569
3,541,178

3,541,178

-9,569

-10,912

-10,894

-11,319

-11,838

-26,423

-12,494

-12,019

-15,722

-277,059

-16,889

-18,626

-19,209

3,281,568

-21,750

-22,066

-24,257

-5,950

-28,832

-28,533

-30,942

2,872,232

-34,311

-36,526

-55,653

2,643,035

-59,661

-52,259

-52,087

2,191,986

-55,686

-57,267

-57,471

2,082,246

-57,649

-58,224

-59,080

1,628,068

-45,689

-46,748

-47,247

-47,150

-27,851

-28,977

-30,534

-54,441

-32,291

-60,436

-59,949

-81,422

> Total Liabilities

1,466,330
0
0
0
1,469,874
1,442,291
1,409,551
1,393,349
1,547,571
1,231,441
1,212,959
1,223,845
1,215,808
1,305,460
1,271,219
1,273,872
1,697,303
1,835,847
2,259,460
2,226,702
2,412,064
2,357,852
2,367,357
2,400,958
2,357,701
2,389,708
2,406,464
2,774,700
2,808,886
2,844,499
2,855,227
2,869,310
2,894,927
2,939,764
3,002,129
3,050,507
3,067,282
3,242,241
3,053,237
3,142,593
3,314,589
3,273,683
3,275,247
3,242,161
3,128,204
3,084,849
3,101,073
3,146,654
3,160,359
3,158,964
3,236,860
330,208
467,234
462,258
4,190,209

4,190,209

462,258

467,234

330,208

3,236,860

3,158,964

3,160,359

3,146,654

3,101,073

3,084,849

3,128,204

3,242,161

3,275,247

3,273,683

3,314,589

3,142,593

3,053,237

3,242,241

3,067,282

3,050,507

3,002,129

2,939,764

2,894,927

2,869,310

2,855,227

2,844,499

2,808,886

2,774,700

2,406,464

2,389,708

2,357,701

2,400,958

2,367,357

2,357,852

2,412,064

2,226,702

2,259,460

1,835,847

1,697,303

1,273,872

1,271,219

1,305,460

1,215,808

1,223,845

1,212,959

1,231,441

1,547,571

1,393,349

1,409,551

1,442,291

1,469,874

1,466,330

> Total Current Liabilities

0
0
0
0
113,000
46,000
75,000
1,251,279
1,466,175
1,160,309
1,149,247
1,166,374
1,154,750
1,243,488
1,211,447
1,211,904
1,583,047
1,658,793
1,938,321
1,913,773
1,872,126
1,819,950
1,829,987
1,831,979
1,802,696
1,793,528
1,786,165
2,084,759
2,048,451
2,100,310
2,108,208
2,180,324
2,196,253
2,203,044
2,258,069
2,308,395
2,327,257
2,494,194
2,557,769
2,554,787
321,301
224,076
202,404
255,334
189,596
196,652
254,157
3,059,157
2,800,681
11,838
11,319
2,972,825
200,263
2,627,032
3,852,873

3,852,873

2,627,032

200,263

2,972,825

11,319

11,838

2,800,681

3,059,157

254,157

196,652

189,596

255,334

202,404

224,076

321,301

2,554,787

2,557,769

2,494,194

2,327,257

2,308,395

2,258,069

2,203,044

2,196,253

2,180,324

2,108,208

2,100,310

2,048,451

2,084,759

1,786,165

1,793,528

1,802,696

1,831,979

1,829,987

1,819,950

1,872,126

1,913,773

1,938,321

1,658,793

1,583,047

1,211,904

1,211,447

1,243,488

1,154,750

1,166,374

1,149,247

1,160,309

1,466,175

1,251,279

75,000

46,000

113,000

Short-term Debt

0
0
0
0
113,000
46,000
75,000
0
0
0
0
0
0
0
0
0
51,998
0
0
0
476,979
0
0
507,000
492,958
536,500
560,000
626,000
698,437
681,731
686,925
626,920
435,000
450,000
688,000
405,000
380,000
285,000
60,000
0
0
0
183,778
238,445
189,596
196,652
254,157
0
1,559
1,183
912
422
200,263
1,384
416,859

416,859

1,384

200,263

422

912

1,183

1,559

254,157

196,652

189,596

238,445

183,778

60,000

285,000

380,000

405,000

688,000

450,000

435,000

626,920

686,925

681,731

698,437

626,000

560,000

536,500

492,958

507,000

476,979

51,998

75,000

46,000

113,000

Short Long Term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
51,998
0
0
0
476,979
0
0
507,000
492,958
536,500
560,000
626,000
698,437
681,731
686,925
626,920
435,000
450,000
688,000
405,000
380,000
285,000
60,000
0
0
0
0
0
0
0
0
0
0
0
0
0
200,263
0
123,763

123,763

200,263

60,000

285,000

380,000

405,000

688,000

450,000

435,000

626,920

686,925

681,731

698,437

626,000

560,000

536,500

492,958

507,000

476,979

51,998

Accounts payable

1,289,549
0
0
0
1,264,585
0
1,244,913
1,251,279
1,466,175
1,160,309
1,149,247
1,166,374
1,154,750
1,243,488
1,211,447
1,211,904
1,583,047
1,658,793
1,938,321
1,913,773
1,872,126
1,819,950
1,829,987
1,831,979
1,802,696
1,793,528
1,786,165
2,084,759
2,048,451
2,100,310
2,108,208
2,180,324
2,196,253
2,203,044
2,258,069
2,308,395
2,327,257
2,494,194
2,557,769
2,554,787
2,785,756
2,742,046
2,743,269
2,908,478
2,955,541
2,987,284
2,998,691
3,059,157
3,099,761
-2,392,434
-2,358,307
3,675,599
0
0
0

3,675,599

-2,358,307

-2,392,434

3,099,761

3,059,157

2,998,691

2,987,284

2,955,541

2,908,478

2,743,269

2,742,046

2,785,756

2,554,787

2,557,769

2,494,194

2,327,257

2,308,395

2,258,069

2,203,044

2,196,253

2,180,324

2,108,208

2,100,310

2,048,451

2,084,759

1,786,165

1,793,528

1,802,696

1,831,979

1,829,987

1,819,950

1,872,126

1,913,773

1,938,321

1,658,793

1,583,047

1,211,904

1,211,447

1,243,488

1,154,750

1,166,374

1,149,247

1,160,309

1,466,175

1,251,279

1,244,913

1,264,585

1,289,549

Other Current Liabilities

0
0
0
0
0
0
0
1,251,279
1,466,175
1,160,309
1,149,247
1,166,374
1,154,750
1,243,488
1,211,447
1,211,904
1,583,047
1,658,793
1,938,321
1,913,773
1,872,126
1,819,950
1,829,987
1,831,979
1,802,696
1,793,528
1,786,165
2,084,759
2,048,451
2,100,310
2,108,208
2,180,324
2,196,253
2,203,044
2,258,069
2,308,395
2,327,257
2,494,194
2,557,769
2,554,787
2,785,756
2,742,046
2,743,269
2,908,478
2,955,541
2,987,284
2,998,691
3,059,157
2,799,122
2,391,251
2,357,395
2,972,403
-200,263
2,625,648
3,436,014

3,436,014

2,625,648

-200,263

2,972,403

2,357,395

2,391,251

2,799,122

3,059,157

2,998,691

2,987,284

2,955,541

2,908,478

2,743,269

2,742,046

2,785,756

2,554,787

2,557,769

2,494,194

2,327,257

2,308,395

2,258,069

2,203,044

2,196,253

2,180,324

2,108,208

2,100,310

2,048,451

2,084,759

1,786,165

1,793,528

1,802,696

1,831,979

1,829,987

1,819,950

1,872,126

1,913,773

1,938,321

1,658,793

1,583,047

1,211,904

1,211,447

1,243,488

1,154,750

1,166,374

1,149,247

1,160,309

1,466,175

1,251,279

> Long-term Liabilities

0
0
0
0
28,116
28,113
28,110
85,297
24,289
16,247
9,187
2,018
2,016
4,239
4,224
4,210
51,998
113,993
251,989
251,984
476,979
477,974
480,968
508,963
492,958
538,453
561,947
627,942
698,437
681,731
686,925
626,920
636,914
676,905
689,897
681,888
681,880
685,000
435,000
535,000
475,000
475,000
475,000
275,000
115,000
40,000
48,000
30,000
374,614
3,147,126
3,225,541
330,208
467,234
462,258
337,336

337,336

462,258

467,234

330,208

3,225,541

3,147,126

374,614

30,000

48,000

40,000

115,000

275,000

475,000

535,000

435,000

685,000

681,880

681,888

689,897

676,905

636,914

626,920

686,925

681,731

698,437

627,942

561,947

538,453

492,958

508,963

480,968

477,974

476,979

251,984

251,989

113,993

51,998

4,210

4,224

4,239

2,016

2,018

9,187

16,247

24,289

85,297

28,110

28,113

28,116

Long term Debt Total

0
0
0
0
0
0
0
83,271
22,265
14,225
7,167
2,018
2,016
4,239
4,224
2,207
51,998
112,000
251,989
251,984
476,979
477,974
480,968
508,963
1,958
1,953
1,947
1,942
1,937
1,931
1,925
1,920
1,914
1,905
1,897
1,888
1,880
1,870
1,861
1,852
0
0
0
0
0
0
0
0
0
0
0
9,945
0
0
0

9,945

1,852

1,861

1,870

1,880

1,888

1,897

1,905

1,914

1,920

1,925

1,931

1,937

1,942

1,947

1,953

1,958

508,963

480,968

477,974

476,979

251,984

251,989

112,000

51,998

2,207

4,224

4,239

2,016

2,018

7,167

14,225

22,265

83,271

Long-term Liabilities Other

0
0
0
0
0
0
0
2,167
57,107
54,885
54,525
55,453
59,042
57,733
55,548
57,758
62,258
63,061
69,150
60,945
62,959
59,928
56,402
60,016
553,047
594,227
618,352
687,999
758,498
742,258
745,094
687,066
696,760
734,815
742,163
740,224
738,145
748,047
495,468
587,806
528,833
531,637
531,978
333,683
172,663
97,565
102,382
87,497
60,598
56,296
188,840
383,084
0
0
0

383,084

188,840

56,296

60,598

87,497

102,382

97,565

172,663

333,683

531,978

531,637

528,833

587,806

495,468

748,047

738,145

740,224

742,163

734,815

696,760

687,066

745,094

742,258

758,498

687,999

618,352

594,227

553,047

60,016

56,402

59,928

62,959

60,945

69,150

63,061

62,258

57,758

55,548

57,733

59,042

55,453

54,525

54,885

57,107

2,167

> Total Stockholder Equity

174,815
0
0
0
167,769
168,177
168,990
171,002
172,485
371,543
373,901
372,356
367,515
368,066
358,106
358,436
377,151
378,048
380,927
381,935
371,050
368,148
361,195
358,843
359,976
364,401
367,776
390,746
397,647
405,499
395,361
401,553
409,242
414,195
410,970
407,230
408,896
413,068
416,995
405,440
408,263
400,351
404,724
406,452
396,519
396,511
401,746
395,131
388,845
396,222
410,155
458,242
471,186
484,411
499,893

499,893

484,411

471,186

458,242

410,155

396,222

388,845

395,131

401,746

396,511

396,519

406,452

404,724

400,351

408,263

405,440

416,995

413,068

408,896

407,230

410,970

414,195

409,242

401,553

395,361

405,499

397,647

390,746

367,776

364,401

359,976

358,843

361,195

368,148

371,050

381,935

380,927

378,048

377,151

358,436

358,106

368,066

367,515

372,356

373,901

371,543

172,485

171,002

168,990

168,177

167,769

174,815

Common Stock

0
0
0
0
0
0
0
0
0
212
212
214
208
206
198
196
207
205
205
203
195
191
186
182
180
180
180
189
190
190
190
190
191
190
185
183
180
178
177
171
170
170
168
167
167
163
163
160
156
156
157
174
174
174
174

174

157

156

160

163

167

168

170

171

177

178

180

183

185

190

191

190

189

180

182

186

191

195

203

205

207

196

198

206

208

214

212

Retained Earnings

151,761
0
0
0
136,410
136,694
137,537
139,553
140,937
142,089
144,357
146,972
149,990
153,317
156,193
158,799
160,332
162,588
164,637
165,799
168,357
170,921
173,370
176,511
179,813
183,637
186,620
186,894
191,660
197,907
187,241
193,368
200,575
208,365
215,289
217,490
224,545
232,315
240,312
240,325
242,776
234,023
242,182
248,767
240,075
249,331
258,986
265,609
270,276
278,120
290,271
295,325
308,651
321,799
333,401

333,401

321,799

308,651

295,325

290,271

278,120

270,276

265,609

258,986

249,331

240,075

248,767

242,182

234,023

242,776

240,325

240,312

232,315

224,545

217,490

215,289

208,365

200,575

193,368

187,241

197,907

191,660

186,894

186,620

183,637

179,813

176,511

173,370

170,921

168,357

165,799

164,637

162,588

160,332

158,799

156,193

153,317

149,990

146,972

144,357

142,089

140,937

139,553

137,537

136,694

136,410

151,761

Capital Surplus

0
0
0
0
0
0
0
31,367
31,367
239,392
239,435
235,184
227,397
224,558
211,855
209,155
225,889
224,434
224,322
223,234
210,621
204,151
195,738
188,823
186,104
186,960
189,169
211,731
213,459
214,827
215,928
216,712
217,480
214,803
203,660
196,824
190,315
186,359
182,366
170,368
169,648
170,204
166,352
162,010
160,582
151,425
147,552
136,181
126,106
127,153
128,486
170,670
0
0
0

170,670

128,486

127,153

126,106

136,181

147,552

151,425

160,582

162,010

166,352

170,204

169,648

170,368

182,366

186,359

190,315

196,824

203,660

214,803

217,480

216,712

215,928

214,827

213,459

211,731

189,169

186,960

186,104

188,823

195,738

204,151

210,621

223,234

224,322

224,434

225,889

209,155

211,855

224,558

227,397

235,184

239,435

239,392

31,367

Treasury Stock

Other Stockholders Equity

0
0
0
0
31,367
31,367
31,367
31,367
31,367
228,944
229,119
225,001
217,346
214,639
202,068
199,501
216,367
215,044
215,064
214,109
201,628
195,290
187,009
180,227
177,640
178,628
180,970
203,664
205,524
207,024
208,258
209,174
210,074
207,529
196,518
189,815
183,438
179,615
175,754
163,888
163,300
163,988
160,269
156,059
154,763
145,738
141,997
130,759
120,816
121,995
123,460
165,777
166,461
167,034
167,869

167,869

167,034

166,461

165,777

123,460

121,995

120,816

130,759

141,997

145,738

154,763

156,059

160,269

163,988

163,300

163,888

175,754

179,615

183,438

189,815

196,518

207,529

210,074

209,174

208,258

207,024

205,524

203,664

180,970

178,628

177,640

180,227

187,009

195,290

201,628

214,109

215,064

215,044

216,367

199,501

202,068

214,639

217,346

225,001

229,119

228,944

31,367

Balance Sheet

Currency in USD. All numbers in thousands.

	2023-06-30	2022-06-30	2021-06-30	2020-06-30	2019-06-30	2018-06-30	2017-06-30	2016-06-30	2015-06-30	2014-06-30	2013-06-30	2012-06-30	2011-06-30	2010-06-30
Accounts Payable	0	-2,800,681	2,955,541	2,785,756	2,327,257	2,196,253	2,048,451	1,802,696	1,872,126	1,583,047	1,154,750	1,466,175	1,264,585	1,289,549
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-4,100	-2,403	1,514	2,017	733	-1,598	273	2,343	870	245	-29	181	-8	614
Additional Paid In Capital	0	0	0	0	0	217,480	213,459	186,104	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	1,880	1,914	1,937	1,958	0	0	0	0	0	0
Capital Stock	174	156	167	170	180	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	126,106	160,582	169,648	190,315	217,480	213,459	186,104	210,621	225,889	227,397	31,367	0	0
Cash	336,649	128,670	91,112	177,311	123,048	137,683	219,259	214,108	326,789	209,610	262,330	224,801	153,517	215,970
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	488,575	255,648	247,571	304,848	244,834	292,676	418,926	414,760	584,395	378,359	287,080	224,801	153,517	215,970
Common Stock	174	156	167	170	180	191	190	180	195	207	208	0	0	0
Common Stock Shares Outstanding	16,702	15,810	16,495	17,292	18,393	18,726	17,956	17,607	19,118	18,716	19,942	21,160	21,160	21,160
Common Stock Total Equity	0	156	167	170	180	191	190	180	195	207	208	0	0	0
Current Deferred Revenue	0	11,487	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	508,924	519,611	571,769	649,941	841,241	0	0	0	0	0
Good Will	34,111	25,638	25,638	25,638	25,638	25,638	25,638	12,673	12,673	9,815	0	0	0	0
Intangible Assets	10,778	93	343	1,078	2,499	4,528	7,173	7,136	10,043	4,014	0	0	0	0
Inventory	-351,478	200	-288,829	-494,927	-377,956	3,684	6,318	5,956	7,024	18,262	22,509	26,917	18,427	24,047
Liabilities And Stockholders Equity	4,607,487	3,549,204	3,524,723	3,722,852	3,476,178	3,304,169	3,206,533	2,717,677	2,783,114	2,074,454	1,583,323	1,720,056	1,637,643	1,641,145
Long Term Debt	467,234	0	115,000	475,000	1,880	1,914	1,937	1,958	1,979	51,998	2,016	22,265	28,004	92,128
Long Term Debt Total	0	0	0	0	1,880	1,914	1,937	1,958	1,979	51,998	2,016	22,265	0	0
Long Term Investments	166,853	334,163	180,169	166,483	2,869,100	2,696,999	2,369,674	1,841,025	536,299	1,473,099	1,132,110	1,193,945	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	130,585	-120,266	23,888	297,689	558,832	499,231	479,178	278,850	150,190	-157,612	-260,314	-200,512	-12,401	-98,842
Net Invested Capital	938,420	0	511,519	883,263	1,088,896	1,044,242	1,094,147	0	0	0	0	0	0	0
Net Receivables	14,829	8,573	7,933	12,312	10,533	9,344	8,758	7,405	7,522	6,787	5,549	6,008	9,519	14,368
Net Tangible Assets	0	363,114	370,538	381,547	380,759	379,076	364,836	340,167	348,334	367,336	367,515	172,485	0	0
Net Working Capital	303,141	3,108,729	-2,117,408	-1,533,154	-1,182,422	593,936	672,738	380,944	-186,721	261,418	-1,111,200	-1,414,923	50,036	205,338
Non Current Assets Total	284,913	428,988	466,655	556,628	503,748	513,980	485,344	534,037	622,709	229,989	69,828	72,033	81,422	57,925
Non Current Liabilities Other	0	60,598	172,663	528,833	738,145	696,760	758,498	553,047	0	62,258	59,042	57,107	0	0
Non Current Liabilities Total	467,234	3,148,872	115,000	475,000	681,880	636,914	698,437	492,958	476,979	51,998	2,016	24,289	28,116	92,128
Non Currrent Assets Other	-10,912	-11,487	-16,901	-16,334	-26,523	-32,565	-57,387	-54,153	-59,493	-58,381	-24,750	-31,335	-81,422	-57,925
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	3,819,170	3,978,192	2,802,564	2,849,064	2,717,063	3,818,149	3,691,877	3,251,714	3,405,823	2,304,443	1,469,945	1,596,771	1,393,185	1,352,882
Other Current Assets	351,478	2,855,995	288,829	494,927	377,956	2,488,169	2,293,505	1,761,475	1,568,488	1,459,319	136,617	108,010	0	0
Other Current Liab	-200,263	2,799,122	2,256,373	1,848,938	1,437,789	2,196,253	2,048,451	1,802,696	1,872,126	1,583,047	1,154,750	1,466,175	0	0
Other Liab	57,109	60,598	57,663	47,400	58,145	61,760	61,998	62,047	62,959	62,258	59,042	57,107	57,980	52,544
Other Stockholder Equity	166,461	120,816	154,763	163,300	183,438	210,074	205,524	177,640	201,628	216,367	217,346	31,367	31,367	23,054
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	121,752	109,267	70,909	58,462	61,051	62,537	63,648	54,231	57,524	47,411	22,400	23,106	22,406	21,442
Property Plant And Equipment Net	73,171	69,094	70,909	58,462	61,051	62,537	63,648	54,231	57,524	47,411	22,400	23,106	22,406	21,442
Property Plant Equipment	104,594	69,094	70,909	86,710	63,980	66,221	69,966	60,187	57,524	63,136	22,400	23,106	22,406	21,442
Retained Earnings	308,651	270,276	240,075	242,776	224,545	200,575	191,660	179,813	168,357	160,332	149,990	140,937	136,410	151,147
Retained Earnings Total Equity	0	270,276	240,075	242,776	224,545	200,575	191,660	179,813	0	160,332	149,990	140,937	0	0
Short Long Term Debt	200,263	0	0	0	380,000	435,000	698,437	492,958	476,979	51,998	0	0	0	0
Short Long Term Debt Total	467,234	8,404	115,000	475,000	681,880	636,914	698,437	492,958	476,979	51,998	2,016	24,289	141,116	117,128
Short Term Debt	200,263	1,559	116,539	1,376	380,000	435,000	698,437	492,958	476,979	51,998	0	0	113,000	25,000
Short Term Investments	151,926	126,978	156,459	127,537	121,786	154,993	199,667	200,652	257,606	168,749	24,750	31,335	140,961	198,375
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	4,607,487	3,549,204	3,524,723	3,722,852	3,476,178	3,304,169	3,206,533	2,717,677	2,783,114	2,074,454	1,583,323	1,720,056	1,637,643	1,641,145
Total Current Assets	503,404	3,120,216	255,504	317,160	255,367	2,790,189	2,721,189	2,183,640	2,160,405	1,844,465	43,550	51,252	163,036	230,338
Total Current Liabilities	200,263	11,487	2,372,912	1,850,314	1,437,789	2,196,253	2,048,451	1,802,696	2,347,126	1,583,047	1,154,750	1,466,175	113,000	25,000
Total Liab	467,234	3,160,359	115,000	475,000	681,880	2,894,927	2,808,886	2,357,701	2,412,064	1,697,303	1,215,808	1,547,571	1,469,874	1,466,330
Total Permanent Equity	0	0	0	0	0	409,242	397,647	359,976	0	0	0	0	0	0
Total Stockholder Equity	471,186	388,845	396,519	408,263	408,896	409,242	397,647	359,976	371,050	377,151	367,515	172,485	167,769	174,815
Treasury Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30
Accounts Payable	0	0	0	3,675,599	-2,358,307	-2,392,434	3,099,761	3,059,157	2,998,691	2,987,284	2,955,541	2,908,478	2,743,269	2,742,046	2,785,756	2,554,787	2,557,769	2,494,194	2,327,257	2,308,395	2,258,069	2,203,044	2,196,253	2,180,324	2,108,208	2,100,310	2,048,451	2,084,759	1,786,165	1,793,528	1,802,696	1,831,979	1,829,987	1,819,950	1,872,126	1,913,773	1,938,321	1,658,793	1,583,047	1,211,904	1,211,447	1,243,488	1,154,750	1,166,374	1,149,247	1,160,309	1,466,175	1,251,279	1,244,913	0	1,264,585	0	0	0	1,289,549
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-1,551	-4,596	-4,100	-3,034	-3,733	-4,049	-2,403	-1,397	600	1,279	1,514	1,459	2,105	2,170	2,017	1,056	752	960	733	-258	-1,022	-1,889	-1,598	-1,179	-328	378	273	-1	6	1,956	2,343	1,923	630	1,746	870	1,824	1,021	211	245	-60	-353	-96	-29	169	213	298	181	82	86	116	-8	0	0	0	0
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	214,803	217,480	216,712	215,928	214,827	213,459	211,731	189,169	186,960	186,104	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1,880	1,888	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	174	174	174	174	157	156	156	160	163	163	167	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	0	170,670	128,486	127,153	126,106	136,181	147,552	151,425	160,582	162,010	166,352	170,204	169,648	170,368	182,366	186,359	190,315	196,824	203,660	214,803	217,480	216,712	215,928	214,827	213,459	211,731	189,169	186,960	186,104	188,823	195,738	204,151	210,621	223,234	224,322	224,434	225,889	209,155	211,855	224,558	227,397	235,184	239,435	239,392	31,367	31,367	0	0	0	0	0	0	0
Cash	381,862	360,394	336,649	347,515	194,405	121,694	128,670	80,175	68,828	78,068	91,112	206,110	274,981	223,505	177,311	139,605	136,546	167,210	123,048	134,520	123,242	117,152	137,683	163,614	199,014	189,425	219,259	218,920	195,296	213,994	214,108	207,945	235,518	246,616	326,789	499,255	556,795	208,092	209,610	243,114	236,099	238,524	262,330	264,078	241,664	117,717	224,801	45,282	132,926	148,033	153,517	0	0	0	17,595
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	-18,307	494,742	488,575	502,233	342,347	283,435	255,648	186,490	190,679	202,644	247,571	368,527	428,521	319,664	304,848	298,226	282,568	332,924	244,834	273,632	272,994	265,856	292,676	324,585	366,683	371,478	418,926	430,267	376,345	407,695	414,760	427,443	464,745	496,327	584,395	729,767	751,938	384,329	378,359	332,996	318,760	336,384	287,080	291,929	270,641	117,717	224,801	45,282	132,926	148,033	153,517	0	0	0	0
Common Stock	174	174	174	174	157	156	156	160	163	163	167	167	168	170	170	171	177	178	180	183	185	190	191	190	190	190	190	189	180	180	180	182	186	191	195	203	205	205	207	196	198	206	208	214	212	212	0	0	0	0	0	0	0	0	0
Common Stock Shares Outstanding	16,827	16,801	16,782	16,077	15,161	15,131	15,246	15,793	15,990	16,147	15,894	16,486	16,563	16,469	16,489	17,258	17,568	17,754	17,985	18,197	18,497	18,880	18,847	18,762	17,976	18,616	17,967	18,396	17,444	17,451	17,209	17,370	17,811	18,291	18,078	19,193	19,236	19,243	19,179	18,378	18,680	19,378	19,288	20,037	20,122	20,109	20,109	21,160	21,160	21,160	21,160	21,160	21,160	21,160	0
Common Stock Total Equity	0	0	0	174	157	156	156	160	163	163	167	167	168	170	170	171	177	178	180	183	185	190	191	190	190	190	190	189	180	180	180	182	186	191	195	203	205	205	207	196	198	206	208	214	212	212	0	0	0	0	0	0	0	0	0
Current Deferred Revenue	0	0	0	0	11,319	11,838	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	618,858	644,102	870,363	508,924	545,769	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	34,111	34,111	34,111	33,682	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	25,638	13,098	12,673	12,673	12,673	12,673	12,673	12,673	13,768	13,768	13,768	9,815	2,802	2,802	2,802	0	0	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	9,059	9,918	10,778	11,637	32	58	93	135	185	250	343	473	638	840	1,078	1,381	1,715	2,088	2,499	2,948	3,436	3,963	4,528	5,131	5,773	6,454	7,173	7,931	5,868	6,486	7,136	7,815	8,526	9,269	10,043	10,850	11,472	4,240	4,014	3,152	2,802	2,802	0	0	0	0	0	0	0	0	0	0	0	0	0
Inventory	-148,887	-376,907	-351,478	-361,328	348,967	-216,657	-331,870	0	45	477,092	188	143	252	144	337	1,075	1,451	2,582	2,929	3,003	2,955	3,286	3,684	11,124	11,890	13,734	11,925	10,607	10,646	14,547	11,739	9,237	11,793	10,646	12,898	10,783	12,096	17,146	18,262	11,475	18,842	20,620	22,509	22,438	24,459	32,196	26,917	24,203	28,966	0	18,427	0	0	0	24,047
Liabilities And Stockholders Equity	4,690,102	4,651,997	4,607,487	4,526,870	3,647,015	3,555,186	3,549,204	3,541,785	3,502,819	3,481,360	3,524,723	3,648,613	3,679,971	3,674,034	3,722,852	3,548,033	3,470,232	3,655,309	3,476,178	3,457,737	3,413,099	3,353,959	3,304,169	3,270,863	3,250,588	3,249,998	3,206,533	3,165,446	2,774,240	2,754,109	2,717,677	2,759,801	2,728,552	2,726,000	2,783,114	2,608,637	2,640,387	2,213,895	2,074,454	1,632,308	1,629,325	1,673,526	1,583,323	1,596,201	1,586,860	1,602,984	1,720,056	1,564,351	1,578,541	1,610,468	1,637,643	0	0	0	0
Long Term Debt	10,021	462,258	467,234	330,208	130,000	0	0	30,000	48,000	40,000	115,000	275,000	475,000	475,000	475,000	535,000	435,000	685,000	1,880	1,888	1,897	1,905	1,914	1,920	1,925	1,931	1,937	1,942	1,947	1,953	1,958	508,963	480,968	477,974	476,979	251,984	251,989	112,000	51,998	2,207	4,224	4,239	2,016	2,018	7,167	14,225	22,265	83,271	103,110	0	141,116	0	0	0	117,128
Long Term Debt Total	0	0	0	9,945	0	0	0	0	0	0	0	0	0	0	0	1,852	1,861	1,870	1,880	1,888	1,897	1,905	1,914	1,920	1,925	1,931	1,937	1,942	1,947	1,953	1,958	508,963	480,968	477,974	476,979	251,984	251,989	112,000	51,998	2,207	4,224	4,239	2,016	2,018	7,167	14,225	22,265	83,271	0	0	0	0	0	0	0
Long Term Investments	140,739	148,934	166,853	168,338	160,356	250,228	334,163	442,273	398,125	250,628	180,169	278,024	311,551	260,093	166,483	2,875,178	2,715,430	2,699,030	2,869,100	2,826,465	2,805,422	2,758,874	2,696,999	2,461,066	2,435,801	2,411,409	2,369,674	2,295,857	1,966,959	1,892,039	1,841,025	1,823,419	1,754,676	1,748,931	1,692,044	1,637,518	18,968	12,758	1,473,099	1,140,850	1,142,933	1,167,504	1,132,110	1,138,623	1,147,121	1,167,134	1,193,945	1,221,189	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	72,897	101,864	130,585	-17,307	-64,405	-113,499	-120,266	-50,175	-20,828	-38,068	23,888	68,890	200,019	251,495	297,689	395,395	298,454	517,790	558,832	547,368	566,655	559,753	499,231	463,306	487,911	492,306	479,178	409,022	366,651	324,459	278,850	301,018	245,450	231,358	150,190	-247,271	-304,806	-94,099	-157,612	-238,904	-231,875	-234,285	-260,314	-262,060	-232,477	-101,470	-200,512	40,015	-29,816	-73,920	-12,401	0	0	0	0
Net Invested Capital	633,677	946,669	938,420	788,450	540,155	0	0	425,131	449,746	436,511	511,519	681,452	879,724	875,351	883,263	940,440	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	167,194	164,334	14,829	13,813	11,076	9,667	8,573	7,980	8,200	8,429	7,933	8,271	9,796	10,648	12,312	9,501	9,714	10,434	10,533	10,885	10,372	10,252	9,344	9,216	9,371	9,340	8,758	8,849	7,792	7,729	7,405	7,432	7,238	7,914	7,522	7,249	7,133	7,270	6,787	5,552	5,901	5,824	5,549	5,470	5,693	6,206	6,008	8,255	9,313	9,878	9,519	0	0	0	0
Net Tangible Assets	0	0	0	412,923	384,485	370,526	363,114	369,358	375,923	370,623	370,538	380,341	378,448	373,873	381,547	378,421	389,642	385,342	380,759	378,644	381,896	384,594	379,076	370,784	363,950	373,407	364,836	357,177	348,810	345,242	340,167	338,355	339,996	346,206	348,334	357,317	355,687	364,280	367,336	355,634	355,304	365,264	367,515	372,356	373,901	371,543	172,485	171,002	0	0	0	0	0	0	0
Net Working Capital	-3,454,109	-1,967,956	303,141	-2,456,779	896,552	281,264	-2,536,460	-2,864,687	2,755,253	2,848,133	2,868,472	2,866,521	3,004,297	3,024,087	2,844,923	425,712	390,376	608,964	651,123	615,636	625,450	627,709	593,936	559,856	642,266	634,504	672,738	566,412	521,284	441,549	380,944	325,869	291,165	305,818	288,279	361,649	403,543	298,116	261,418	303,480	307,767	304,580	-862,121	-1,123,546	-1,097,115	-1,107,698	-1,235,366	-1,194,644	67,239	111,911	50,036	0	0	0	0
Non Current Assets Total	4,291,338	265,426	284,913	287,764	251,242	353,673	428,988	537,675	493,409	436,575	466,655	526,758	473,270	425,871	556,628	567,534	522,087	552,151	497,798	533,706	529,580	523,206	513,980	530,683	500,114	515,184	485,344	514,275	466,791	519,032	534,037	601,953	607,400	600,232	622,709	333,215	298,523	256,986	229,989	116,924	110,111	125,458	47,150	71,103	71,018	71,806	54,441	72,084	60,436	59,949	81,422	0	0	0	0
Non Current Liabilities Other	0	0	0	383,084	188,840	56,296	60,598	87,497	102,382	97,565	172,663	333,683	531,978	531,637	528,833	587,806	495,468	748,047	738,145	740,224	742,163	734,815	696,760	687,066	745,094	742,258	758,498	687,999	618,352	594,227	553,047	60,016	56,402	59,928	62,959	60,945	69,150	63,061	62,258	57,758	55,548	57,733	59,042	55,453	54,525	54,885	57,107	2,167	0	0	0	0	0	0	0
Non Current Liabilities Total	337,336	462,258	467,234	330,208	3,225,541	3,147,126	374,614	30,000	48,000	40,000	115,000	275,000	475,000	475,000	475,000	535,000	435,000	685,000	681,880	681,888	689,897	676,905	636,914	626,920	686,925	681,731	698,437	627,942	561,947	538,453	492,958	508,963	480,968	477,974	476,979	251,984	251,989	113,993	51,998	4,210	4,224	4,239	2,016	2,018	9,187	16,247	24,289	85,297	28,110	28,113	28,116	0	0	0	0
Non Currrent Assets Other	3,541,178	-9,569	-10,912	-10,894	-11,319	-11,838	-26,423	-12,494	-12,019	-15,722	-277,059	-16,889	-18,626	-19,209	3,281,568	-21,750	-22,066	-24,257	-5,950	-28,832	-28,533	-30,942	2,872,232	-34,311	-36,526	-55,653	2,643,035	-59,661	-52,259	-52,087	2,191,986	-55,686	-57,267	-57,471	2,082,246	-57,649	-58,224	-59,080	1,628,068	-45,689	-46,748	-47,247	-47,150	-27,851	-28,977	-30,534	-54,441	-32,291	-60,436	-59,949	-81,422	0	0	0	0
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	3,727,495	3,819,170	3,723,060	2,487,902	2,908,411	2,855,995	2,809,640	3,996,228	3,917,935	3,991,378	4,175,371	4,153,241	4,099,905	4,279,480	4,115,567	3,992,319	4,207,460	3,973,976	3,991,443	3,942,679	3,877,165	3,818,149	3,801,546	3,750,702	3,765,182	3,691,877	3,679,721	3,241,031	3,273,141	3,251,714	3,361,754	3,335,952	3,326,232	3,405,823	2,941,852	2,938,910	2,470,881	2,304,443	1,749,232	1,739,436	1,798,984	1,243,544	1,482,270	1,463,710	1,478,567	1,434,806	1,435,632	1,375,866	1,392,608	1,393,185	0	0	0	136,076
Other Current Assets	398,764	376,907	351,478	361,328	205,481	216,657	331,870	93,243	2,810,531	2,356,620	2,802,564	2,745,057	2,768,384	2,917,851	2,849,064	2,672,772	2,655,863	2,759,800	2,723,013	2,639,514	2,600,153	2,554,645	2,488,169	2,406,379	2,374,420	2,353,996	2,293,505	2,212,055	1,923,312	1,819,653	1,761,475	1,722,973	1,649,169	1,621,527	1,568,488	1,538,406	1,582,793	1,565,310	1,459,319	1,176,836	1,194,553	1,205,860	136,617	132,300	124,914	122,245	108,010	108,588	0	0	0	0	0	0	0
Other Current Liab	3,436,014	2,625,648	-200,263	2,972,403	2,357,395	2,391,251	2,799,122	3,059,157	2,998,691	2,987,284	2,955,541	2,908,478	2,743,269	2,742,046	2,785,756	2,554,787	2,557,769	2,494,194	2,327,257	2,308,395	2,258,069	2,203,044	2,196,253	2,180,324	2,108,208	2,100,310	2,048,451	2,084,759	1,786,165	1,793,528	1,802,696	1,831,979	1,829,987	1,819,950	1,872,126	1,913,773	1,938,321	1,658,793	1,583,047	1,211,904	1,211,447	1,243,488	1,154,750	1,166,374	1,149,247	1,160,309	1,466,175	1,251,279	0	0	0	0	0	0	0
Other Liab	0	0	57,109	62,821	48,864	56,296	60,598	57,497	54,382	57,565	57,663	58,683	56,978	49,980	47,400	46,378	53,798	56,075	58,145	60,224	54,163	59,815	61,760	62,066	60,094	62,458	61,998	61,999	58,352	57,727	62,047	60,016	56,402	59,928	62,959	60,945	69,150	63,061	62,258	57,758	55,548	57,733	59,042	55,453	54,525	54,885	57,107	56,773	54,395	0	57,980	0	0	0	52,544
Other Stockholder Equity	167,869	167,034	166,461	165,777	123,460	121,995	120,816	130,759	141,997	145,738	154,763	156,059	160,269	163,988	163,300	163,888	175,754	179,615	183,438	189,815	196,518	207,529	210,074	209,174	208,258	207,024	205,524	203,664	180,970	178,628	177,640	180,227	187,009	195,290	201,628	214,109	215,064	215,044	216,367	199,501	202,068	214,639	217,346	225,001	229,119	228,944	31,367	31,367	31,367	31,367	31,367	0	0	0	0
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	120,834	0	121,752	0	0	0	0	0	0	0	70,909	70,886	70,104	59,418	58,462	58,738	58,020	58,509	61,051	67,983	66,610	62,681	62,537	62,725	62,435	62,614	63,648	64,172	54,496	53,981	54,231	55,926	56,232	56,898	57,524	58,943	59,172	49,983	47,411	24,240	24,648	24,796	22,400	22,587	22,356	22,730	23,106	23,158	23,445	22,305	22,406	0	0	0	0
Property Plant And Equipment Net	80,196	72,463	73,171	74,107	65,216	68,705	69,094	69,629	69,461	68,568	70,909	70,886	70,104	59,418	58,462	58,738	58,020	58,509	61,051	67,983	66,610	62,681	62,537	62,725	62,435	62,614	63,648	64,172	54,496	53,981	54,231	55,926	56,232	56,898	57,524	58,943	59,172	49,983	47,411	24,240	24,648	24,796	22,400	22,587	22,356	22,730	23,106	23,158	23,445	22,305	22,406	0	0	0	0
Property Plant Equipment	0	0	104,594	74,107	65,216	68,705	69,094	69,629	69,461	68,613	70,909	71,029	70,356	59,562	86,710	59,813	59,471	61,091	63,980	70,986	69,565	65,967	66,221	67,778	67,253	68,555	69,966	70,451	60,144	59,696	60,187	62,626	62,945	63,532	64,548	67,501	69,790	49,983	63,136	24,240	34,583	39,310	22,400	36,028	22,356	22,730	23,106	23,158	23,445	0	22,406	0	0	0	21,442
Retained Earnings	333,401	321,799	308,651	295,325	290,271	278,120	270,276	265,609	258,986	249,331	240,075	248,767	242,182	234,023	242,776	240,325	240,312	232,315	224,545	217,490	215,289	208,365	200,575	193,368	187,241	197,907	191,660	186,894	186,620	183,637	179,813	176,511	173,370	170,921	168,357	165,799	164,637	162,588	160,332	158,799	156,193	153,317	149,990	146,972	144,357	142,089	140,937	139,553	137,537	136,694	136,410	0	0	0	151,761
Retained Earnings Total Equity	0	0	0	295,325	290,271	278,120	270,276	265,609	258,986	249,331	240,075	248,767	242,182	234,023	242,776	240,325	240,312	232,315	224,545	217,490	215,289	208,365	200,575	193,368	187,241	197,907	191,660	186,894	186,620	183,637	179,813	176,511	173,370	170,921	168,357	165,799	164,637	162,588	160,332	158,799	156,193	153,317	149,990	146,972	144,357	142,089	140,937	139,553	0	0	0	0	0	0	0
Short Long Term Debt	123,763	0	200,263	0	0	0	0	0	0	0	0	0	0	0	0	0	60,000	285,000	380,000	405,000	688,000	450,000	435,000	626,920	686,925	681,731	698,437	626,000	560,000	536,500	492,958	507,000	0	0	476,979	0	0	0	51,998	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	454,759	462,258	467,234	330,208	130,000	8,195	8,404	30,000	48,000	40,000	115,000	275,000	475,000	475,000	475,000	535,000	435,000	685,000	681,880	681,888	689,897	676,905	636,914	626,920	686,925	681,731	698,437	627,942	561,947	538,453	492,958	508,963	480,968	477,974	476,979	251,984	251,989	113,993	51,998	4,210	4,224	4,239	2,016	2,018	9,187	16,247	24,289	85,297	103,110	74,113	141,116	0	0	0	0
Short Term Debt	416,859	1,384	200,263	422	912	1,183	1,559	0	254,157	196,652	189,596	238,445	183,778	0	0	0	60,000	285,000	380,000	405,000	688,000	450,000	435,000	626,920	686,925	681,731	698,437	626,000	560,000	536,500	492,958	507,000	0	0	476,979	0	0	0	51,998	0	0	0	0	0	0	0	0	0	75,000	46,000	113,000	0	0	0	0
Short Term Investments	126,950	134,348	151,926	154,718	147,942	161,741	126,978	106,315	121,851	124,576	156,459	162,417	153,540	96,159	127,537	158,621	146,022	165,714	121,786	139,112	149,752	148,704	154,993	160,971	167,669	182,053	199,667	211,347	181,049	193,701	200,652	219,498	229,227	249,711	257,606	230,512	195,143	176,237	168,749	89,882	82,661	97,860	24,750	27,851	28,977	30,534	318,902	32,291	0	0	140,961	0	0	0	198,375
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	4,690,102	4,651,997	4,607,487	4,526,870	3,647,015	3,555,186	3,549,204	3,541,785	3,502,819	3,481,360	3,524,723	3,648,613	3,679,971	3,674,034	3,722,852	3,548,033	3,470,232	3,655,309	3,476,178	3,457,737	3,413,099	3,353,959	3,304,169	3,270,863	3,250,588	3,249,998	3,206,533	3,165,446	2,774,240	2,754,109	2,717,677	2,759,801	2,728,552	2,726,000	2,783,114	2,608,637	2,640,387	2,213,895	2,074,454	1,632,308	1,629,325	1,673,526	1,583,323	1,596,201	1,586,860	1,602,984	1,720,056	1,564,351	1,578,541	1,610,468	1,637,643	0	0	0	1,641,145
Total Current Assets	398,764	659,076	503,404	516,046	907,871	293,102	264,221	194,470	3,009,410	3,044,785	3,058,068	3,121,855	3,206,701	3,248,163	3,166,224	2,980,499	2,948,145	3,103,158	2,978,380	2,924,031	2,883,519	2,830,753	2,790,189	2,740,180	2,750,474	2,734,814	2,721,189	2,651,171	2,307,449	2,235,077	2,183,640	2,157,848	2,121,152	2,125,768	2,160,405	2,275,422	2,341,864	1,956,909	1,844,465	1,515,384	1,519,214	1,548,068	292,629	42,828	52,132	52,611	230,809	56,635	142,239	157,911	163,036	0	0	0	0
Total Current Liabilities	3,852,873	2,627,032	200,263	2,972,825	11,319	11,838	2,800,681	3,059,157	254,157	196,652	189,596	255,334	202,404	224,076	321,301	2,554,787	2,557,769	2,494,194	2,327,257	2,308,395	2,258,069	2,203,044	2,196,253	2,180,324	2,108,208	2,100,310	2,048,451	2,084,759	1,786,165	1,793,528	1,802,696	1,831,979	1,829,987	1,819,950	1,872,126	1,913,773	1,938,321	1,658,793	1,583,047	1,211,904	1,211,447	1,243,488	1,154,750	1,166,374	1,149,247	1,160,309	1,466,175	1,251,279	75,000	46,000	113,000	0	0	0	0
Total Liab	4,190,209	462,258	467,234	330,208	3,236,860	3,158,964	3,160,359	3,146,654	3,101,073	3,084,849	3,128,204	3,242,161	3,275,247	3,273,683	3,314,589	3,142,593	3,053,237	3,242,241	3,067,282	3,050,507	3,002,129	2,939,764	2,894,927	2,869,310	2,855,227	2,844,499	2,808,886	2,774,700	2,406,464	2,389,708	2,357,701	2,400,958	2,367,357	2,357,852	2,412,064	2,226,702	2,259,460	1,835,847	1,697,303	1,273,872	1,271,219	1,305,460	1,215,808	1,223,845	1,212,959	1,231,441	1,547,571	1,393,349	1,409,551	1,442,291	1,469,874	0	0	0	1,466,330
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	414,195	409,242	401,553	395,361	405,499	397,647	390,746	367,776	364,401	359,976	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	499,893	484,411	471,186	458,242	410,155	396,222	388,845	395,131	401,746	396,511	396,519	406,452	404,724	400,351	408,263	405,440	416,995	413,068	408,896	407,230	410,970	414,195	409,242	401,553	395,361	405,499	397,647	390,746	367,776	364,401	359,976	358,843	361,195	368,148	371,050	381,935	380,927	378,048	377,151	358,436	358,106	368,066	367,515	372,356	373,901	371,543	172,485	171,002	168,990	168,177	167,769	0	0	0	174,815
Treasury Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Cash Flow

Currency in USD. All numbers in thousands.

	2023-06-30	2022-06-30	2021-06-30	2020-06-30	2019-06-30	2018-06-30	2017-06-30	2016-06-30	2015-06-30	2014-06-30	2013-06-30	2012-06-30	2011-06-30	2010-06-30
Begin Period Cash Flow	105,119	50,990	121,622	71,043	70,746	86,985	52,596	116,160	45,830	125,713	224,801	34,671	116,830	38,966
Capital Expenditures	14,753	9,509	25,313	16,918	18,702	3,458	2,821	742	4,937	1,688	1,581	3,218	2,399	1,542
Cash And Cash Equivalents Changes	0	54,129	-70,632	50,579	297	-16,239	34,389	-63,564	70,330	-79,883	-99,088	190,130	0	0
Cash Flows Other Operating	0	-7,108	23,137	-2,627	-2,367	1,526	396	11,736	576	-200	2,773	-8,238	0	0
Change In Cash	198,378	54,129	-70,632	50,579	297	-16,239	34,389	-63,564	70,330	-79,883	-99,088	190,130	-82,159	77,864
Change In Working Capital	-5,242	-2,015	1,212	-8,051	-9,218	-1,078	-4,993	7,034	-7,684	-1,167	4,195	-8,660	10,585	-4,214
Change Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	-7,467	-3,592	-223	-4,584	-4,835	-1,246	-2,727	8,295	-636	-853	2,773	-8,238	4,211	-4,980
Change To Inventory	0	0	0	0	0	0	2,850	1,734	0	14,394	3,768	0	4,919	12,249
Change To Liabilities	0	1,577	1,507	-3,280	-3,615	-13	-949	-912	-5,685	307	1,935	-873	0	0
Change To Netincome	-92,343	-6,803	-23,368	-59,253	-10,149	23,553	7,980	6,720	775	-166,038	1,100	15,600	0	0
Change To Operating Activities	-599	1,261	1,435	-3,467	-3,615	-13	-949	-912	-5,685	-314	0	0	0	0
Depreciation	13,409	11,798	9,237	1,925	-556	505	-19	2,956	1,517	1,097	2,077	2,089	2,025	2,043
Dividends Paid	6,229	5,452	5,018	4,552	3,176	3,176	3,176	3,176	0	0	0	0	0	0
End Period Cash Flow	303,497	105,119	50,990	121,622	71,043	70,746	86,985	52,596	116,160	45,830	125,713	224,801	34,671	116,830
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	-57,149	25,292	-22,557	-58,978	-11,040	27,884	12,294	27,958	-2,276	22,072	22,350	5,121	26,320	21,671
Investments	-121,133	-48,803	115,705	-107,107	-141,819	-125,315	-207,847	-89,360	-214,914	98,865	-6,000	-12,539	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	432,535	-115,000	-382,690	-205,000	44,966	-61,523	158,010	15,979	409,809	-18	-8	-11,000	0	0
Net Income	44,604	35,653	15,675	22,783	27,146	8,235	11,847	11,456	8,025	10,342	9,053	4,527	-14,737	7,041
Other Cashflows From Financing Activities	9,102	95,301	-208,313	451,832	176,004	148,453	126,620	-53,398	276,570	-38,166	-311,425	89,577	-27,075	66
Other Cashflows From Investing Activities	-9,866	91,484	1,235	-910	10,032	-5,244	103,912	79,214	-184,840	32,855	11,061	1,745	7,229	1,585
Other Non Cash Items	-97,867	-20,873	-30,168	-66,930	-18,079	-6,835	-2,019	-1,249	-5,131	5,643	5,137	10,920	42,541	31,393
Sale Purchase Of Stock	-344	-43,693	-16,359	-24,706	-30,843	-494	-569	-27,957	-18,658	-29,686	-13,299	0	0	0
Stock Based Compensation	3,133	3,654	3,227	3,017	3,023	4,394	5,352	3,922	3,648	3,467	1,862	0	0	0
Total Cash From Financing Activities	361,907	-13,844	-229,690	217,574	143,124	86,436	126,030	-81,376	257,893	-88,543	-152,442	78,570	-91,075	66
Total Cash From Operating Activities	-42,396	34,801	2,756	-42,060	7,662	31,342	15,115	28,700	2,661	23,760	23,931	8,339	28,719	23,213
Total Cashflows From Investing Activities	-121,133	33,172	156,302	-124,935	-150,489	-134,017	-106,756	-10,888	-189,777	-15,100	29,423	103,221	0	54,585

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30
Begin Period Cash Flow	325,014	303,497	314,413	165,034	94,159	105,119	52,050	34,826	42,573	50,990	164,095	226,344	171,144	121,622	82,061	88,918	117,093	71,043	78,311	71,306	58,768	70,746	79,396	98,665	78,971	86,985	80,274	45,149	60,563	52,596	49,178	57,584	50,230	116,160	294,659	360,220	32,223	45,830	83,415	84,072	92,918	125,713	131,778	116,750	117,717	224,801	45,282	22,971	33,102	34,671	22,493	41,456	112,294	116,830	0
Capital Expenditures	40,219	5,261	6,176	2,502	4,882	1,193	578	2,368	3,268	3,295	2,406	2,585	15,597	4,725	3,550	7,022	4,357	1,989	10,210	2,275	5,138	1,079	780	1,182	935	561	551	250	1,392	628	698	642	378	420	174	782	1,132	3,197	514	134	429	611	462	737	193	189	673	415	1,690	440	374	261	1,225	539	1,542
Cash And Cash Equivalents Changes	0	0	0	149,379	70,875	-10,960	53,069	17,224	-7,747	-8,417	-113,105	-62,249	55,200	49,522	39,561	-6,857	-28,175	46,050	-7,268	7,005	12,538	-11,978	-8,650	-19,269	19,694	-8,014	6,711	35,125	-15,414	7,967	3,418	-8,406	7,354	-65,930	-178,499	260,093	2,343	-13,607	-55,591	4,665	3,838	-32,795	2,998	2,430	2,568	-107,084	0	6,516	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	0	-67,141	-63,496	-53,083	389,020	-87,320	-308,792	-16	20,267	-1,454	1,125	3,199	-7,939	644	1,659	3,009	-3,653	-1,104	871	1,519	-22,073	3,279	17,751	2,569	-2,338	3,180	-2,259	1,813	-1,698	1,358	2,208	9,868	17	509	284	-234	716	0	0	-916	4,363	0	0	-1,590	0	0	0	0	0	0	0	0	0
Change In Cash	22,126	21,517	-10,916	149,379	70,875	-10,960	53,069	17,224	-7,747	-8,417	-113,105	-62,249	55,200	49,522	39,561	-6,857	-28,175	46,050	-7,268	7,005	12,538	-11,978	-8,650	-19,269	19,694	-8,014	6,711	35,125	-15,414	7,967	3,418	-8,406	7,354	-65,930	-178,499	-65,561	327,997	-13,607	-37,585	-657	-8,846	-32,795	-6,065	15,028	-967	-107,084	179,519	22,311	-10,131	-1,569	12,178	-18,963	-70,838	-4,536	0
Change In Working Capital	4,603	-9,372	-49	3,016	-4,655	-3,554	3,191	506	-4,282	-1,430	-2,037	-1,480	4,040	689	6,052	-7,498	-4,500	-2,105	-3,166	4,626	-7,745	-2,933	1,729	1,618	-4,860	435	-647	5,251	-4,040	-5,557	2,643	3,060	-3,335	4,666	2,785	-8,762	5,333	-7,040	3,171	1,855	-2,672	-3,521	3,790	1,850	2,531	-3,976	-4,169	3,214	1,831	-9,536	6,261	1,767	2,812	-255	0
Change Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	309	-6,279	-5,930	4,683	-7,363	1,143	3	-1,274	-2,426	105	-1,461	-3,090	2,402	1,926	-4,013	99	-1,089	419	-708	-1,311	-1,881	-935	1,752	-180	-2,453	-365	-294	2,847	-4,048	-1,232	662	-439	528	7,544	2,118	-1,240	-660	-854	751	-216	-419	-969	312	999	3,052	-1,590	-4,825	86	3,696	-7,195	610	536	3,590	-525	0
Change To Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2,564	0	1,934	90	0	2,850	3,454	2,229	0	1,734	4,424	1,569	2,317	0	1,544	1,906	335	14,394	14,110	7,224	5,277	3,768	4,687	1,219	0	0	0	0	0	4,919	0	0	0	12,249
Change To Liabilities	0	0	0	-1,667	2,708	-4,697	2,548	2,420	-3,418	27	-1,045	1,835	201	516	9,235	-7,662	-2,579	-2,274	-2,079	6,061	-5,653	-1,944	-81	1,972	-2,364	460	-1	2,972	400	-4,320	2,031	3,614	-3,526	-3,031	1,115	-12,366	0	5,566	-2,192	0	0	2,499	4,157	0	0	-2,222	0	0	0	0	0	0	0	0	0
Change To Netincome	0	0	-82,009	58,679	56,674	56,496	-404,472	95,817	14,956	-14,742	7,685	22,934	10,434	-65,448	-31,767	-4,216	-5,399	-17,871	-3,491	-4,059	-3,725	1,126	22,206	1,379	1,392	-1,424	4,556	869	5,587	-3,032	1,876	2,883	-415	2,376	-1,931	38,351	0	-35,645	-107,443	2,059	962	-61,616	-515	-185	300	1,500	0	4,500	0	0	0	0	0	0	0
Change To Operating Activities	0	0	6,096	6,096	1,709	-6,553	2,872	2,053	1,535	-1,535	-576	1,610	1,638	516	9,048	-7,597	-3,661	-2,274	-2,079	6,061	-5,653	-1,944	-81	1,972	-2,364	460	-949	-568	-392	-5	-912	-115	0	0	-5,685	0	0	0	-314	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	3,353	2,401	3,527	4,055	3,763	2,064	3,109	2,163	4,188	2,338	2,838	2,416	1,795	2,188	945	623	428	-71	466	-647	-378	3	-238	-40	415	368	416	57	170	-662	1,008	492	1,078	378	259	647	-71	682	123	252	295	427	568	441	427	641	627	687	343	432	419	-37	1,001	642	0
Dividends Paid	-1,862	1,685	1,687	1,680	1,507	1,355	1,358	1,400	1,423	1,271	1,284	1,284	1,302	1,148	1,144	1,180	1,194	1,034	958	1,101	1,117	1,117	1,117	1,117	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
End Period Cash Flow	347,140	325,014	303,497	314,413	165,034	94,159	105,119	52,050	34,826	42,573	50,990	164,095	226,344	171,144	121,622	82,061	88,918	117,093	71,043	78,311	71,306	58,768	70,746	79,396	98,665	78,971	86,985	80,274	45,149	60,563	52,596	49,178	57,584	50,230	116,160	294,659	360,220	32,223	45,830	83,415	84,072	92,918	125,713	131,778	116,750	117,717	224,801	45,282	22,971	33,102	34,671	22,493	41,456	112,294	116,830
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	-19,858	-38,222	-69,479	-2,026	7,426	6,930	-4,024	18,526	17,606	-6,816	-1,328	30,625	8,654	-60,508	-28,954	-16,709	-2,262	-11,053	-11,782	666	-6,720	6,796	5,696	10,719	4,869	6,600	5,738	5,737	4,479	-3,660	6,487	10,021	336	11,114	2,300	-7,481	9,043	-6,138	2,240	11,648	2,898	5,286	6,031	8,526	16,715	-8,922	170	15,637	-3,813	-6,873	1,533	15,490	12,034	-2,737	21,671
Investments	423	21,479	-8,504	-106,476	-127,143	-139,600	-78,435	2,512	-31,509	17,076	61,518	-20,144	15,946	23,718	-98,233	-60,533	151,924	-100,265	-27,017	-11,290	-42,219	-61,293	-68,333	-21,795	-10,482	-24,705	-63,998	-38,397	-64,158	-41,294	-911	-54,976	13,089	-46,562	-124,452	-136,350	10	45,878	70,698	0	0	28,167	0	0	0	-6,000	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	0	137,000	-134,465	130,000	130,000	-30,000	-18,000	75,000	-75,000	-179,034	-203,656	-203,656	-203,656	-60,000	100,000	-250,000	5,000	-8	-8,009	12,992	39,991	9,994	-60,005	5,194	-16,706	70,495	18,526	23,494	45,495	-16,005	27,995	2,994	995	224,995	184,809	0	5	-22	0	0	4	-6	0	0	-2	0	0	0	0	0	0	0	0	0
Net Income	13,362	14,833	15,013	6,734	13,658	9,199	6,025	8,023	11,078	10,527	-7,408	7,869	9,461	5,753	3,595	1,193	9,191	8,804	8,013	3,302	8,041	7,790	7,207	6,127	-10,666	5,567	4,766	274	2,983	3,824	3,302	3,141	2,449	2,564	2,558	1,162	2,049	2,256	1,533	2,606	2,876	3,327	3,018	2,615	2,268	1,152	1,384	2,016	843	284	-16,729	643	306	1,043	7,041
Other Cashflows From Financing Activities	20,412	34,684	62,234	226,578	76,029	3,002	95,604	91,505	45,749	32,443	-129,869	166,923	1,999	-43,710	162,761	97,596	-185,656	172,131	19,031	42,722	67,106	47,201	36,015	72,118	18,331	51,871	34,806	39,345	16,137	36,332	-45,283	29,992	13,063	-51,170	183,573	-24,768	88,267	29,498	-6,212	457	-32,041	-370	-11,624	12,369	-11,062	-305,866	164,890	-18,580	-31,134	-25,604	62,267	-15,209	-84,771	10,633	147,574
Other Cashflows From Investing Activities	0	0	-1,130	33,232	116,070	119,865	137,312	-32,734	53	35,659	1,374	-27,974	35,082	131,179	6,400	-12,813	14,432	-8,929	20,783	-16,120	6,318	-949	27,966	-20,306	12,170	-25,074	30,170	29,014	28,134	16,594	46,670	14,188	-9,708	28,064	-226,483	249,771	6,519	6,339	23,942	8,088	7,106	8,913	6,000	0	0	5,061	9,372	9,022	5,388	0	7,229	0	0	0	1,585
Other Non Cash Items	1,458	-51,984	-82,595	-12,988	-1,671	-613	-18,161	9,174	5,098	-16,984	6,678	21,662	7,672	-66,180	-37,195	-4,999	-6,065	-18,671	-9,666	-4,575	-4,375	537	-4,743	659	307	-3,058	-1,626	-87	3,585	-3,891	-3,432	2,215	-1,364	1,332	-4,864	-780	894	-381	-3,054	5,289	1,315	2,093	-2,952	3,546	4,738	-6,506	3,053	10,416	-4,976	2,427	24,359	9,678	11,096	-2,591	0
Sale Purchase Of Stock	-6	-133	344	-249	677	-95	-11,030	-13,185	-8,970	-10,508	-4,432	-6,739	-5,179	-9	-1,269	-13,218	-5,419	-4,800	-7,317	-7,863	-11,939	-3,724	592	2	45	12	614	-569	0	-3,540	-3,540	-7,626	-9,420	-7,371	-13,432	-1,829	-859	-2,538	-9,191	-3,440	-13,461	-3,594	-8,541	0	0	208,204	0	0	0	0	0	0	0	0	0
Stock Based Compensation	713	299	675	783	789	886	1,083	905	887	779	1,034	814	682	697	680	768	788	781	768	762	725	768	803	914	1,189	1,488	1,247	775	2,342	988	951	840	1,108	1,023	943	872	959	874	829	871	882	885	880	642	6,486	165	0	0	0	0	0	-1	0	0	0
Total Cash From Financing Activities	172	32,999	60,891	224,649	74,522	1,845	-1,784	28,920	13,356	-54,336	-135,585	-44,756	-4,482	-44,867	160,348	83,198	-192,269	166,297	10,748	33,749	55,159	43,468	26,021	12,113	13,137	35,165	34,801	38,771	16,131	36,327	-48,828	22,361	3,637	-58,546	170,136	-26,602	87,404	26,955	-33,554	-2,997	-45,517	-6,475	-20,167	5,200	-21,191	-116,284	153,888	-18,580	-31,134	-25,604	-1,728	-15,209	-84,771	10,633	66
Total Cash From Operating Activities	20,361	-32,961	-63,303	476	12,308	8,123	-3,446	20,894	20,874	-3,521	1,078	33,210	24,251	-55,783	-25,404	-9,687	2,095	-9,064	-1,572	2,941	-1,582	7,875	6,476	11,901	5,804	7,161	6,289	5,987	5,871	-3,032	5,789	10,663	714	11,534	2,126	-6,699	10,175	-2,941	2,754	11,782	3,327	5,897	6,493	9,263	16,908	-8,733	843	16,052	-2,123	-6,433	1,907	15,751	13,259	-2,198	23,213
Total Cashflows From Investing Activities	0	0	-8,504	-75,746	-15,955	-20,928	58,299	-32,590	-49,440	49,440	21,402	-50,703	35,431	150,172	-95,383	-80,368	161,999	-111,183	-16,444	-29,685	-41,039	-63,321	-41,147	-43,283	753	-50,340	-34,379	-9,633	-37,416	-25,328	46,457	-41,430	3,003	-18,918	-350,761	198,148	10	-37,621	17,117	0	1,127	-32,217	11,490	21,814	21,249	17,933	103,221	78,433	53,594	0	0	0	0	0	54,585

Income Statement

Currency in USD. All numbers in thousands.

	2023-06-30	2022-06-30	2021-06-30	2020-06-30	2019-06-30	2018-06-30	2017-06-30	2016-06-30	2015-06-30	2014-06-30	2013-06-30	2012-06-30	2011-06-30	2010-06-30
Cost Of Revenue	0	0	0	0	0	16,072	8,245	6,040	5,540	-5,417	-6,975	-10,244	63,329	64,217
Depreciation And Amortization	1,525	250	735	1,421	2,029	2,645	-19	2,956	1,517	1,097	2,077	2,089	2,025	2,043
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	57,164	62,266	19,096	28,807	64,320	48,903	25,284	22,397	15,973	20,287	18,283	15,658	-7,471	15,081
Ebitda	58,689	62,516	19,831	30,228	66,349	51,548	25,265	25,353	17,490	21,384	20,360	17,747	-5,446	17,124
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	325	-17,587	0	0	0	0	0	0	0	0
Gross Profit	186,368	149,970	143,208	133,900	129,332	120,011	105,946	94,676	92,257	62,941	62,570	66,141	54,697	52,639
Income Before Tax	57,164	45,378	19,096	28,807	33,937	34,971	17,039	16,357	10,583	14,855	11,028	3,880	-28,000	-10,536
Income Tax Expense	12,560	9,725	3,421	6,024	6,791	26,736	5,192	4,901	2,558	4,513	1,975	-647	-13,263	-17,577
Interest Expense	29,711	5,340	15,411	32,150	30,383	16,072	8,245	6,040	5,390	5,432	7,255	11,778	20,529	25,617
Interest Income	187,126	116,114	118,733	136,254	137,259	116,702	99,436	87,747	85,156	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	44,604	35,653	15,675	22,783	27,146	8,235	11,847	11,456	8,025	10,342	9,053	4,527	-14,737	7,041
Net Income Applicable To Common Shares	44,193	35,653	15,675	22,589	27,146	8,235	11,847	11,456	7,896	10,342	9,053	4,527	0	7,041
Net Income From Continuing Ops	44,604	35,653	15,675	22,783	27,146	8,235	11,847	11,456	8,025	19,368	13,003	3,233	0	0
Net Interest Income	157,415	110,774	103,322	104,104	106,876	100,630	91,191	81,707	79,766	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	1,789	1,578	1,331	0	0
Non Recurring	0	0	0	0	0	0	7,805	400	5,792	2,708	0	0	0	0
Operating Income	57,164	62,266	19,096	28,807	64,320	51,043	25,284	22,397	15,973	20,287	18,283	15,658	-7,471	15,081
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	-129,204	-87,704	-124,112	-105,093	65,012	68,968	80,662	72,279	76,284	42,654	44,287	50,483	22,222	13,547
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	1,525	250	735	1,925	-556	505	-19	0	0	0	0	0	0	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	2,139	2,583	1,626	1,872	1,853	1,478	1,670	2,037	2,048	1,360	1,705	1,546	2,317	1,373
Selling General Administrative	64,470	73,818	77,484	69,037	64,421	59,187	57,206	53,442	52,300	37,167	31,968	25,235	25,749	29,565
Tax Provision	12,560	9,725	3,421	6,024	6,791	26,736	5,192	4,901	2,558	0	0	0	0	0
Total Operating Expenses	-129,204	-87,704	-124,112	-105,093	-65,012	-68,968	-80,662	-72,279	-76,284	-42,654	-44,287	-50,483	22,222	13,547
Total Other Income Expense Net	51,693	-16,888	13,495	28,807	-30,383	-16,072	-8,245	-6,040	-5,390	-5,432	-7,255	-11,778	-20,529	-25,617
Total Revenue	186,368	149,970	143,208	133,900	129,332	120,011	105,946	94,676	92,257	62,941	62,570	66,141	54,697	52,639

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30
Cost Of Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	7,299	6,008	5,103	4,036	3,618	3,315	2,724	2,219	1,648	1,654	1,609	1,577	1,416	1,438	1,809	1,347	-1,264	-1,227	-1,245	-1,247	-1,382	-1,543	-1,495	-1,643	-1,817	-2,020	4,529	-2,353	6,929	8,679	29,658	7,186	26,485	0	64,217
Depreciation And Amortization	860	859	859	606	26	34	42	50	65	93	130	165	202	238	303	334	373	411	449	488	526	565	603	642	681	719	416	57	170	-662	1,008	492	1,078	378	259	647	-71	682	123	252	295	427	568	441	427	641	627	687	343	432	419	-37	1,001	642	0
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	0	18,653	19,468	17,383	25,277	13,249	12,037	14,257	19,382	17,346	-4,604	15,844	17,681	14,088	11,587	9,398	20,584	19,892	19,068	10,497	16,723	15,448	13,480	12,188	12,194	11,041	9,690	2,168	5,524	7,902	6,317	5,808	4,729	5,543	4,520	2,824	4,243	4,387	3,063	4,821	4,865	7,539	5,700	4,752	4,653	3,178	3,762	4,458	3,889	3,549	-21,204	4,599	2,244	6,890	0
Ebitda	860	19,512	20,327	17,989	25,303	13,283	12,079	14,307	19,447	17,439	-4,474	16,009	17,883	14,326	11,890	9,732	20,957	20,303	19,517	10,985	17,249	16,013	14,083	12,830	12,875	11,760	10,106	2,225	5,694	7,240	7,325	6,300	5,807	5,921	4,779	3,471	4,172	5,069	3,186	5,073	5,160	7,966	6,268	5,193	5,080	3,819	4,389	5,145	4,232	3,981	-20,785	4,562	3,245	7,532	0
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	325	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	71,315	50,787	50,702	48,864	44,872	41,930	38,575	35,987	37,348	38,059	37,174	36,385	35,466	34,183	31,463	31,699	35,986	34,752	33,796	31,719	32,111	31,706	30,997	29,961	29,913	29,140	28,613	28,791	23,843	24,699	24,287	23,432	22,996	23,961	24,110	23,533	23,209	21,405	16,749	14,701	15,652	15,839	15,545	15,348	16,142	15,862	19,349	17,105	14,571	15,117	8,727	12,901	19,053	14,015	14,039
Income Before Tax	17,030	18,653	19,468	8,171	17,683	11,842	7,703	10,233	13,939	13,503	-10,120	9,965	12,053	7,198	4,559	1,381	11,667	11,200	10,120	3,487	10,328	10,002	9,218	8,834	8,842	8,077	6,966	-51	3,876	6,248	4,708	4,231	3,313	4,105	3,111	1,476	2,874	3,122	1,808	3,573	3,482	5,993	4,205	3,105	2,749	969	1,233	1,717	760	170	-25,662	-88	-3,152	901	0
Income Tax Expense	3,566	3,820	4,455	1,437	4,025	2,643	1,678	2,210	2,861	2,976	-2,712	2,096	2,592	1,445	964	188	2,476	2,396	2,107	185	2,287	2,212	2,011	2,707	19,508	2,510	2,200	-325	893	2,424	1,406	1,090	864	1,541	553	314	825	866	275	967	606	2,666	1,187	490	481	-183	-151	-299	-83	-114	-8,933	-730	-3,458	-142	0
Interest Expense	2,607	19,705	15,235	9,212	3,857	1,407	1,267	1,155	1,320	1,598	2,808	3,628	4,035	4,940	6,386	7,728	8,862	9,174	8,931	8,145	7,299	6,008	5,103	4,036	3,618	3,315	2,724	2,219	1,648	1,654	1,609	1,577	1,416	1,438	1,409	1,348	1,369	1,265	1,255	1,248	1,383	1,546	1,495	1,647	1,904	2,209	2,529	2,741	3,129	3,379	4,458	4,687	5,396	5,989	25,617
Interest Income	62,819	61,865	59,131	50,666	41,402	35,927	30,126	28,195	28,488	29,305	28,806	29,321	30,157	30,449	31,074	33,037	35,896	36,247	35,855	34,724	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	13,464	14,833	15,013	6,734	13,658	9,120	5,969	8,023	11,078	10,527	-7,408	7,869	9,461	5,753	3,595	1,193	9,191	8,804	8,013	3,302	8,041	7,790	7,207	6,127	-10,666	5,567	4,766	274	2,983	3,824	3,302	3,141	2,449	2,564	2,558	1,162	2,049	2,256	1,533	2,606	2,876	3,327	3,018	2,615	2,268	1,152	1,384	2,016	843	284	-16,729	642	306	1,043	7,041
Net Income Applicable To Common Shares	0	0	14,894	6,734	13,658	9,199	6,025	8,023	11,078	10,527	-7,408	7,869	9,461	5,753	3,568	1,193	9,191	8,804	8,013	3,302	8,041	7,790	7,207	6,127	-10,666	5,567	4,766	274	2,983	3,824	3,302	3,141	2,449	2,564	2,558	1,162	2,049	2,256	1,533	2,606	2,876	3,327	3,018	2,615	2,268	1,152	1,384	2,016	843	284	-643	643	1,349	0	7,041
Net Income From Continuing Ops	13,464	14,833	15,013	6,734	13,658	9,199	6,025	8,023	11,078	10,527	-7,408	7,869	9,461	5,753	3,595	1,193	9,191	8,804	8,013	3,302	8,041	7,790	7,207	6,127	-10,666	5,567	4,766	274	2,983	3,824	3,302	3,141	2,449	2,564	-824	1,162	3,699	3,988	2,081	4,540	4,088	8,659	5,392	3,595	3,230	786	0	1,418	0	0	0	0	0	0	0
Net Interest Income	41,923	42,160	43,896	41,454	37,545	34,520	28,859	27,040	27,168	27,707	25,998	25,693	26,122	25,509	24,688	25,309	27,034	27,073	26,924	26,569	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	626	439	443	439	455	452	418	377	392	391	0	336	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-1,331	10,337	-1,508	307	0	400	0	0	5,792	0	0	0	2,708	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	0	18,653	19,468	17,383	25,277	13,249	12,037	14,257	15,259	1,540	-4,604	15,844	17,681	14,088	11,587	9,398	20,584	19,892	19,068	10,497	16,723	15,448	13,480	12,188	12,194	11,041	9,690	2,168	5,524	7,902	6,317	5,808	4,729	5,543	4,520	2,824	4,243	4,387	3,063	4,821	4,865	7,539	5,700	4,752	4,653	3,178	3,762	4,458	3,889	3,549	-21,204	4,599	2,244	6,890	0
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	54,037	-32,134	-31,234	-31,481	481	590	26,538	21,730	832	705	41,778	319	327	325	19,876	396	641	679	14,728	400	402	417	17,517	334	319	453	18,923	374	459	430	17,970	528	499	485	19,590	461	624	388	13,686	336	338	355	9,845	488	425	314	15,587	449	10,682	11,568	29,931	8,302	16,809	7,125	0
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	4,363	859	859	606	26	34	42	50	65	93	130	165	1,795	2,188	945	623	428	-71	466	-647	-378	3	-238	-40	415	368	416	57	170	-662	1,008	492	1,078	378	259	647	-71	682	123	252	295	427	568	441	427	641	627	687	343	432	419	-37	1,001	642	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	625	487	696	372	481	590	473	573	832	705	655	319	327	325	156	396	641	679	634	400	402	417	372	334	319	453	407	374	459	430	525	528	499	485	576	461	624	388	332	336	338	355	478	488	425	314	339	449	391	367	576	634	524	583	0
Selling General Administrative	16,958	17,231	17,225	17,471	18,401	18,723	18,375	18,283	18,278	18,882	19,979	19,540	19,278	18,687	17,532	17,802	16,965	16,738	16,523	16,461	15,830	15,607	14,768	14,688	14,735	14,996	14,890	15,044	14,264	13,009	13,009	12,991	13,646	13,796	13,627	13,912	12,492	12,269	10,065	9,048	9,268	8,783	8,480	8,007	7,713	7,215	6,543	6,560	6,597	5,976	4,885	6,446	8,565	5,853	30,708
Tax Provision	3,566	3,820	4,455	1,437	4,025	2,643	1,678	2,210	2,861	2,976	-2,712	2,096	2,592	1,445	964	188	2,476	2,396	2,107	185	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	11,082	-32,134	-31,234	-31,481	481	590	-26,538	-21,730	832	705	-41,778	319	327	325	-19,876	396	641	679	-14,728	400	402	417	-17,517	334	319	453	-18,923	374	459	430	-17,970	528	499	485	-19,590	461	624	388	-13,686	336	338	355	-9,845	488	425	314	-15,587	449	-10,682	-11,568	-29,931	-8,302	-16,809	-7,125	0
Total Other Income Expense Net	17,030	16,868	69,906	-9,212	-7,594	-1,407	-4,334	-4,024	-1,320	11,963	-5,516	-5,879	-5,628	-6,890	-7,028	-8,017	-8,917	-8,692	-8,948	-7,010	-6,395	-5,446	-4,262	-3,354	-3,352	-2,964	-2,724	-2,219	-1,648	-1,654	-1,609	-1,577	-1,416	-1,438	-1,409	-1,348	-1,369	-1,265	-1,255	-1,248	-1,383	-1,546	-1,495	-1,647	-1,904	-2,209	-2,529	-2,741	-3,129	-3,379	-4,458	-4,687	-5,396	-5,989	0
Total Revenue	71,315	50,787	50,702	48,864	44,872	41,930	38,575	35,987	37,348	38,059	37,174	36,385	35,466	34,183	31,463	31,699	35,986	34,752	33,796	31,719	32,111	31,706	30,997	29,961	29,913	29,140	28,613	28,791	23,843	24,699	24,287	23,432	22,996	23,961	24,110	23,533	23,209	21,405	16,749	14,701	15,652	15,839	15,545	15,348	16,142	15,862	19,349	17,105	14,571	15,117	8,727	12,901	19,053	14,015	78,256

Latest Income Statement (annual, 2023-06-30)

Gross Profit (+$)
totalRevenue	186,368
Cost of Revenue	-0
Gross Profit	186,368	186,368

Operating Income (+$)
Gross Profit	186,368
Operating Expense	--129,204
Operating Income	57,164	315,572

Operating Expense (+$)
Research Development	0
Selling General Administrative	64,470
Selling And Marketing Expenses	2,139
Operating Expense	-129,204	66,609

Net Interest Income (+$)
Interest Income	187,126
Interest Expense	-29,711
Other Finance Cost	-0
Net Interest Income	157,415

Pretax Income (+$)
Operating Income	57,164
Net Interest Income	157,415
Other Non-Operating Income Expenses	0
Income Before Tax (EBT)	57,164	5,471 EBIT - interestExpense = 27,453 57,164 74,315
Interest Expense	29,711
Earnings Before Interest and Taxes (EBIT)	57,164	86,875
Earnings Before Interest and Taxes (EBITDA)	58,689

After tax Income (+$)
Income Before Tax	57,164
Tax Provision	-12,560
Net Income From Continuing Ops	44,604	44,604
Net Income	44,604
Net Income Applicable To Common Shares	44,193

Non-recurring Events
Discontinued Operations	0
Extraordinary Items	0
Effect of Accounting Charges	0
Other Items	0
Non Recurring	0
Other Operating Expenses	-129,204
Total Other Income/Expenses Net	51,693	-157,415

Technical Analysis of HomeTrust Bancshares Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of HomeTrust Bancshares Inc. The general trend of HomeTrust Bancshares Inc is BULLISH with 42.9% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine HomeTrust Bancshares Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitions	Bullish trend (42.9%)		Bearish trend (-42.9%)
Overbought to neutral	Bullish pullback	=	Bearish reversal
Upper to lower neutral	Bullish correction	=	Bearish continuation
Nuetral to oversold	Oversold	=	Oversold
Oversold to neutral	Bullish reversal	=	Bearish correction
Lower to upper neutral	Bullish continuation	=	Bearish pullback
Nuetral to overbought	Overbought	=	Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.

Score

Let's take a look at the Support & Resistance of HomeTrust Bancshares Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 27.23 < 27.54 < 28.97.

The bearish price targets are: 23.79 > 23.55 > 22.86.

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HomeTrust Bancshares Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

Moving averages are lagging trend indicators.
There are many types of moving averages.
Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of HomeTrust Bancshares Inc. The current mas is .

The long score for the Moving Averages is 10/14.
The longshort score for the Moving Averages is 6/(-14 +14).

MA 20 trending down: The MA 20 is trending down. -1
Close > MA 20: The price is above the MA 20. +1
MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
MA 50 trending up: The MA 50 is trending up. +1
Close > MA 50: The price is above the MA 50. +1
MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
MA 100 trending up: The MA 100 is trending up. +1
Close > MA 100: The price is above the MA 100. +1
MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
MA 200 trending up: The MA 200 is trending up. +1
Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving Average	Amount of candles	vs. MA 50	vs. MA 100	vs. MA 200
MA 20	20
MA 50	50	-
MA 100	100	-	-
MA 200	200	-	-	-

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Shows the moving average of the selected period.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

There are various kinds of moving averages:

Simple moving average (SMA);
Exponential moving average (EMA);
Smoothed moving average (SMMA);
Linear weighted moving average (LWMA).

The moving average looks at a certain period of time and it calculates the price average. The various types of averages are using various formulas. Don’t worry, you don’t have to memorize any formula. All moving averages are calculated automatically by basically every charting software you use. But it’s good to know how moving averages are actually calculated.

Simple moving average

SMA is calculated by summing up the price closures of the selected period. The price is then divided by the selected period. For example, when using the 21 day moving average you sum up all the closing prices for each day and divide that by 21. The result is a line on the chart representing the average. Because it’s an average in the selected timeframe, the trend is always lagging. An moving average looks like this on the chart:

Source: Tradingview.com

In this case, the blue line represents a 21 day moving average. Because the average is based on results from the past, the indicator will always lag behind. For example, when price would suddenly go up, the moving average won't immediately follow.

All other moving averages discussed below look the same on the chart. The only difference is that the line will move in different directions based on the maths behind the used indicators and the amount of days used to determine the average.

Exponential moving average

The EMA gives more weight to the latest closing prices by giving them more value in the equation. EMA is calculated by adding a certain percentage to the latest closing prices:

EMA = (CLOSE (i) * P) + (EMA (i - 1) * (1 - P))

Where:

CLOSE (i) = current period close price.
EMA (i - 1) = value of the Moving Average of a preceding period.
P = the percentage of using the price value.

Smoothed moving average

A smoothed moving average is an exponential moving average with a long lookback period. Older prices are reduced in weight but are never left out in the calculation. Unlike SMA and EMA where prices are removed when they are beyond the selected period. SMMA is a combination of the SMA and EMA. The main advantage is that it smooths out fluctuations in price.

Linear weighted moving average

The LWMA gives the latest price the highest weight and then lineary scales down with each price before that. The result is that the LWMA reacts quicker to changes in price than the SMA or EMA. The formula:

LWMA = ((Pn∗W1)+(Pn−1∗W2)+(Pn−2∗W3)...) / ∑W

Where:

P = Price for the period.
n = The most recent period, n-1 is the prior period, and n-2 is two periods prior.
W = The assigned weight to each period, with the highest weight going first and then descending linearly based on the number of periods being used.

Moving averages are widely used by many traders. Which moving average you need depends on your trading strategy. Common practise is using a combination of multiple periods. For example, the EMA21, EMA50, EMA100 and EMA200. How does that look on a chart:

Source: Tradingview.com

The lowest (purple) line on the chart represents the EMA200 then following up the EMA100, EMA50 and EMA21.

You can use moving averages to determine a trend. The 200 moving average is mostly used as a baseline for determining the current trend:

When the 200 moving average is moving up it is considered a bullish trend.
When the 200 moving average is down it is considered a bearish trend.
When moving averages are flatlined, there is no clear trend so you should look for market structure, consolidation or trend reversals. Depending on how you want to trade.

This is not set in stone. Most trading strategies use multiple moving averages each with different settings. While one strategy might use the EMA20, the other uses the SMA21. There can be hundreds of different variations. Moving averages can also be used as support and resistance. More often than not, prices will bounce on moving averages.

HomeTrust Bancshares Inc Daily Moving Averages Chart

2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

MACD is a lagging momentum indicator.
Uses two moving averages.
Can show buy or sell signals based on momentum.
Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of HomeTrust Bancshares Inc. The current macd is -0.09510235.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the HomeTrust Bancshares Inc price going up in the near term. +2
MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for HomeTrust Bancshares Inc. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the HomeTrust Bancshares Inc price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1

HomeTrust Bancshares Inc Daily Moving Average Convergence/Divergence (MACD) Chart

2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.

Score

Let's take a look at the Directional Movement Index (DMI) of HomeTrust Bancshares Inc. The current adx is 16.08.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy HomeTrust Bancshares Inc shares, leading to potential upward momentum in its price. +1
PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1

HomeTrust Bancshares Inc Daily Directional Movement Index (DMI) Chart

2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

Parabolic SAR (stop and reverse) is a lagging trend indicator.
Shows the current trend.
Shows potential entry signals.
Shows potential exit signals.
Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of HomeTrust Bancshares Inc. The current sar is 23.60.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1

HomeTrust Bancshares Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

Leading momentum indicator, meaning the signals are instant.
Ranges between 0 and 100.
Above 70 is considered overbought.
Below 30 is considered oversold.
Above or below 50 can also be used to determine price trend or support and resistance.
RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of HomeTrust Bancshares Inc. The current rsi is 59.12. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 3/13.
The longshort score for the Relative Strength Index (RSI) is 2/(-13 +13).

Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
Trending down: The RSI is trending down. -1

Measures the speed and change of price movements.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

The RSI measures the magnitude of recent price changes to determine if the asset is overbought or oversold.

Overbought (RSI above 70) means that the trading price is above its intrinsic value. This might indicate a sell or short signal.
Oversold (RSI below 30) means that the trading price is below its intrinsic value. This might indicate a buy or long signal.
RSI levels above or below 50 can also be used to determine a trend.
RSI divergence looks at a deviation between RSI and price movement.
Can be used in many different ways.

Original usage

Keep in mind that almost every indicator can be used in different ways. Even beyond the orginal settings. The relative strength index was developed by J. Welles Wilder. Wilder recommended a smoothing period of 14 days. That means a 14 day moving average (read more about this setting below). Another quote from the wikipedia page:

Wilders also considers the RSI 50 line as both support and resistance. I recommend to always read the original settings first before using an indicator. Many traders and websites are using their own version of the indicator which might be confusing.

How you can use RSI (Divergence)

First and foremost, there is no real right or wrong usage of the RSI indicator. You can use it in any way you want. Wilder recommends using a 14 day average but you can make it 50 or 100 if you like. Just keep in mind that using an indicator is just part of a larger trading plan. In other words, it’s not recommended to do any trading or investing based on a single indicator like the RSI.

The RSI is measured on a scale between 0 and 100. From 30 till 0 is considered oversold. and from 70 -100 is overbought. The RSI is a leading indicator, meaning the signals are instant.

I like to use the RSI as a trend\momentum indicator and not as an overbought or oversold indicator. I use the middle (50) as the baseline. When prices go above RSI 50 the trend is bullish and can indicate long positions. When below 50 it is considered bearish and can indicate short positions. Other traders use the 70 and 30 levels as overbought/oversold depending on the used strategy. The RSI indicator looks like this:

Source: Tradingview.com

The general concensus is that an RSI above 70 indicates that the security is overbought. In other words, the price this security is trading for is to high and should come down. So if RSI hits 70 or above this might indicate a sell signal or taking a short position (expecting the price will go down). Although RSI above 70 indicates the security is trading above it's fair value, that does not mean the price will go down.

Use tradingview to add indicators

I highly recommend using tradingview to add indicators to a chart. It has all the indicators you can think off and can add them for free (up to three indicators) to any chart you want. You can see that the levels 30 and 70 are marked with a dotted line. If you want you can remove these lines or give it another colour using Tradingview. You can also adjust the moving average used. You can also find RSI indicators made by the community that include other settings like RSI divergences.

Tradingview

Use Tradingview to (back)test your strategies and add hundreds of indicators created by the community.

View tool on Tradingview.com

RSI divergence

RSI is not only used to determine momentum but can also spot reversals or continuations of the trend. A reversal means that the trend is going in the opposite direction. From bullish to bearish or from bearish to bullish. These reversals can be spotted by looking at the price and the direction of the RSI. When the price is going up but the RSI is going down that means there is a divergence. This is also the case when RSI goes up but price is going down.

There are four types of divergences:

Regular bullish divergence
Regular bearish divergence
Hidden bullish divergence
Hidden bearish divergence

Regular bullish divergence

With a regular bullish divergence, the price is making lower highs but the oscillator (in this case the RSI) is making higher lows. A regular bullish divergence might indicate the end of the current trend. You’ll see regular bullish divergences mostly at the end of a downtrend. But that does not mean that every regular bullish divergence is a trend reversal.

Price is making lower highs
RSI is making higher lows
Indicating bullish reversal (price might go up)

Source: Tradingview.com

Regular bearish divergence

With a regular bearish divergence the price is making higher highs but the oscillator (in this case the RSI) is making lower highs. This might indicate the end of an uptrend.

Price is making higher highs
RSI is making lower highs
Indicating bearish reversal

Source: Tradingview.com

Hidden bullish divergence

With a hidden bullish divergence, the price is making a higher low while the RSI is making a lower low. This might indicate bullish trend continuation.

Price is making higher lows
RSI is making lower lows
Indicating bullish continuation

Source: Tradingview.com

As you have noticed, you can have multiple divergences in a row.

Hidden bearish divergence

With a hidden bearish divergence, price is making lower highs but RSI is making higher highs. This might indicate bearish trend continuation.

Price is making lower highs
RSI making higher highs
Indicating bearish continuation

Source: Tradingview.com

You can find many cheatsheets of RSI divergences online. Search for "RSI divergence overview" and you'll find a lot of examples. You can print these to learn the various types of divergences.

HomeTrust Bancshares Inc Daily Relative Strength Index (RSI) Chart

3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

Leading momentum indicator, meaning the signals are instant.
Used to determine overbought and oversold areas much like the RSI.
Ranges between 0 and 100.
Above 80 is considered overbought.
Below 20 is considered oversold.
Consists of two lines named K and D.
K compares the highest high and lowest low on the selected price range.
The D line is a moving average of the K line.
Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of HomeTrust Bancshares Inc. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 5/6.
The longshort score for the Stochastic Oscillator is 4/(-6 +6).

STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
STOCH > 80: The STOCH %K is above 80 and overbought. +2
STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the HomeTrust Bancshares Inc price going up in the near term. +2
Trending down: The STOCH %K is trending down. -1

HomeTrust Bancshares Inc Daily Stochastic Oscillator Chart

3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

Lagging or leading Momentum indicator
When the CCI is above zero, the price is above the historical average
When the CCI is below zero, the price is below the historical average
Used for spotting trends
- If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
- If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of HomeTrust Bancshares Inc. The current cci is 69.87.

HomeTrust Bancshares Inc Daily Commodity Channel Index (CCI) Chart

3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

Lagging momentum indicator
Ranges between +100 and -100
Considered overbought above +50
Considered oversold below -50
It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of HomeTrust Bancshares Inc. The current cmo is 33.15.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1

HomeTrust Bancshares Inc Daily Chande Momentum Oscillator (CMO) Chart

3.5 Williams %R

Shows the current price relative to the highest high over the last 14 days.

Lagging momentum indicator
Ranging between 0 and -100
Above -20 is considered overbought
Below -80 is considered oversold
Is prone to give false signals

Score

Let's take a look at the Williams %R of HomeTrust Bancshares Inc. The current willr is -7.29927007.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1

HomeTrust Bancshares Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

Lagging volatility indicator
Uses 3 bands: one upper, one lower and one in the middle
Works best when the middle band reflects an intermediate trend (MA20).
When the price is moving closer to the upper band, the market might be overbought
When the price is moving closer to the lower band, the market might be oversold

Score

Let's take a look at the Bollinger Bands of HomeTrust Bancshares Inc.

HomeTrust Bancshares Inc Daily Bollinger Bands Chart

4.2 Average True Range (ATR)

Measures market volatility

Leading volatility indicator
Can be used to determine stop-loss positions
Calculated by:
- Current high minus the current low
- Current high minus the previous close
- Current low minus the previous close
The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of HomeTrust Bancshares Inc. The current atr is 0.72079825.

HomeTrust Bancshares Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

Measures market volatility

Leading momentum indicator
Calculation:
- If the closing price is above the previous closing price: OBV = previous OBV + current volume
- If the closing price is below the previous closing price: OBV = previous OBV - current volume
- If the closing price is the same as the previous closing price than the OBV is the same.
Can be used to confirm price trends
Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of HomeTrust Bancshares Inc. The current obv is -358,085.

HomeTrust Bancshares Inc Daily On-Balance Volume (OBV) Chart

5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

Lagging momentum indicator
Looks like RSI but uses volume as an extra metric (RSI only considers price)
Above 80 is considered overbought
Below 20 is considered oversold
Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of HomeTrust Bancshares Inc. The current mfi is 52.05.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

MFI > 50: +1

HomeTrust Bancshares Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

Type	Notification	Date
Currently no notifications for HomeTrust Bancshares Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

Date	Indicator	Signal
2023-12-04	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2023-12-05	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-07	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2023-12-11	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-13	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-15	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-19	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-20	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-21	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2023-12-22	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-28	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-29	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
2024-01-03	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-01-04	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-01-08	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-11	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-16	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-01-19	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-22	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-23	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-24	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-01-25	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2024-01-26	STOCH	LONG EXIT		The %K line crosses below the %D line.
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-29	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
2024-01-31	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-01	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
2024-02-05	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-06	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-02-07	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-09	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-02-12	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-02-13	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-15	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-02-16	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-02-20	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-21	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-23	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-02-26	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-02-27	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-28	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-02-29	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-01	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-04	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-05	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-06	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-08	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-03-11	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-12	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-14	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-03-20	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-21	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
2024-03-22	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-25	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-03-26	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-27	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-28	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-04-01	STOCH	LONG EXIT		The %K line crosses below the %D line.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-02	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-04-04	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-05	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-08	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-09	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-10	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-12	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-04-17	MFI	SHORT ENTRY	LONG CLOSE	20 crossover to downside
2024-04-18	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-19	MFI	LONG ENTRY	SHORT CLOSE	20 crossover to upside
2024-04-22	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-04-23	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-04-24	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).

6.3. Candlestick Patterns

HomeTrust Bancshares Inc Daily Candlestick Chart

Date	Candlestick Pattern

6.4. Technical Score

Let's check the technical score of HomeTrust Bancshares Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	59.121
Ma 20	Greater than	Ma 50	25.126
Ma 50	Greater than	Ma 100	25.534
Ma 100	Greater than	Ma 200	25.995
Open	Greater than	Close	25.710
Total			2/5 (40.0%)

Create your own Symbol Scanner

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HomeTrust Bancshares Inc Buy, Hold or Sell?

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Quick analysis of HomeTrust Bancshares Inc (30 sec.)

What can you expect buying and holding a share of HomeTrust Bancshares Inc? (30 sec.)

How much money do you get?

What is your share worth?

+ What do you gain per year?

For what price can you sell your share?

1. Valuation of HomeTrust Bancshares Inc (5 min.)

$26.09

$28.66

$-84.83 - $-26.99

$-56.18 - $1.66

2. Growth of HomeTrust Bancshares Inc (5 min.)

Is HomeTrust Bancshares Inc growing?

How much money is HomeTrust Bancshares Inc making?

How much money comes from the company's main activities?

3. Financial Health of HomeTrust Bancshares Inc (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of HomeTrust Bancshares Inc? (5 min.)

What can you expect buying and holding a share of HomeTrust Bancshares Inc?

Speculation

Investing

How much money are you going to get?

When do you get the money?

How sure are you?

Linear %

Fundamentals of HomeTrust Bancshares Inc

About HomeTrust Bancshares Inc

Financial Health

Valuation

1.1. Profitability of HomeTrust Bancshares Inc.

1.1. Profitability

1.1.1. Net Profit Margin

Trends

Compared to industry (Banks - Regional)

1.1.2. Return on Assets

Trends

Compared to industry (Banks - Regional)

1.1.3. Return on Equity

Trends

Compared to industry (Banks - Regional)

1.2. Operating Efficiency of HomeTrust Bancshares Inc.

1.2. Operating Efficiency

1.2.1. Operating Margin

Trends

1.2.2. Operating Ratio

Trends

1.3. Liquidity of HomeTrust Bancshares Inc.

1.3. Liquidity

1.3.1. Current Ratio

Trends

Compared to industry (Banks - Regional)

1.3.2. Quick Ratio

Trends

1.4. Solvency of HomeTrust Bancshares Inc.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Trends

Compared to industry (Banks - Regional)

1.4.2. Debt to Equity Ratio

Trends

Compared to industry (Banks - Regional)

2. Market Valuation of HomeTrust Bancshares Inc

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Trends

Compared to industry (Banks - Regional)

HomeTrust Bancshares Inc
Buy, Hold or Sell?