Peapack-Gladstone Financial
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Penke I guess you are interested in Peapack-Gladstone Financial. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Peapack-Gladstone Financial. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Peapack-Gladstone Financial (30 sec.)

What can you expect buying and holding a share of Peapack-Gladstone Financial? (30 sec.)

How much money do you get?

$0.15

When do you have the money?

1 year

How often do you get paid?

97.5%

What is your share worth?

Current worth

$32.71

Expected worth in 1 year

$35.03

How sure are you?

87.5%

+ What do you gain per year?

Total Gains per Share

$2.47

Return On Investment

10.6%

For what price can you sell your share?

Current Price per Share

$23.29

Expected price per share

$22.29 - $27.73

How sure are you?

50%

1. Valuation of Peapack-Gladstone Financial (5 min.)

Live pricePrice per Share (EOD)

$23.29

Book Value per Share

$32.71

Intrinsic Value Per Share

$-43.77 - $27.35

Total Value Per Share

$-11.06 - $60.06

My calculation of the intrinsic value of Peapack-Gladstone Financial is based how much money is coming from the company's main activities (Free Cash Flow).

The following numbers are based on moving averages and per share and per quarter.
I use a 6% discount rate for the low estimation and 3% for the high estimation.
The current Free Cash Flow Per Share is 10Y: ($0.77) 3Y: ($1.01) TTM: ($0.39)
The change per quarter (trend) of the Free Cash Flow Per Share is 10Y: ($-0.01) 3Y: ($-0.12) TTM: ($-0.52)

Years	Total Low est.	Total High est.	Added Free Cash Flow
1	$1.81	$3.86	$1.15 - $3.86
2	$1.77	$7.43	$-0.76 - $3.68
3	$0.10	$10.74	$-2.68 - $3.50
4	$-3.03	$13.78	$-4.59 - $3.33
5	$-7.44	$16.59	$-6.50 - $3.15
6	$-12.98	$19.16	$-8.41 - $2.97
7	$-19.51	$21.51	$-10.33 - $2.79
8	$-26.89	$23.66	$-12.24 - $2.62
9	$-35.02	$25.60	$-14.15 - $2.44
10	$-43.77	$27.35	$-16.07 - $2.26

2. Growth of Peapack-Gladstone Financial (5 min.)

Is Peapack-Gladstone Financial growing?

	Current year	Previous year	Grow	Grow %
How rich?	$582.3m	$530.9m	$41.5m	7.3%

How much money is Peapack-Gladstone Financial making?

	Current year	Previous year	Grow	Grow %
Making money	$9.7m	$19.7m	-$10m	-102.3%
Net Profit Margin	14.0%	31.6%	-	-

How much money comes from the company's main activities?

Quarterly Yearly

3. Financial Health of Peapack-Gladstone Financial (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Peapack-Gladstone Financial? (5 min.)

Welcome investor! Peapack-Gladstone Financial's management wants to use your money to grow the business. In return you get a share of Peapack-Gladstone Financial.

What can you expect buying and holding a share of Peapack-Gladstone Financial?

First you should know what it really means to hold a share of Peapack-Gladstone Financial. And how you can make/lose money.

Speculation

The Price per Share of Peapack-Gladstone Financial is $23.29. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

The fundamentals: the financial health trends of Peapack-Gladstone Financial.
The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Peapack-Gladstone Financial, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $32.71. Based on the TTM, the Book Value Change Per Share is $0.58 per quarter. Based on the YOY, the Book Value Change Per Share is $0.69 per quarter.
You may receive quarterly/yearly dividend in the form of additional shares.
You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.04 per quarter.

Based on historical numbers we can estimate the returns while holding a share of Peapack-Gladstone Financial.

How much money are you going to get?

	MRQ		TTM		YOY		5Y		10Y
	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share
Usd Eps	0.48	2.1%	0.54	2.3%	1.07	4.6%	0.67	2.9%	0.54	2.3%
Usd Book Value Change Per Share	0.21	0.9%	0.58	2.5%	0.69	3.0%	0.41	1.8%	0.57	2.4%
Usd Dividend Per Share	0.00	0.0%	0.04	0.2%	0.05	0.2%	0.05	0.2%	0.05	0.2%
Usd Total Gains Per Share	0.21	0.9%	0.62	2.7%	0.74	3.2%	0.46	2.0%	0.62	2.6%
Usd Price Per Share	24.33	-	26.72	-	32.55	-	28.21	-	26.89	-
Price to Earnings Ratio	12.55	-	12.66	-	7.57	-	14.39	-	15.44	-
Price-to-Total Gains Ratio	114.93	-	3.45	-	107.82	-	-94.57	-	-27.23	-
Price to Book Ratio	0.74	-	0.84	-	1.13	-	1.00	-	1.22	-
Price-to-Total Gains Ratio	114.93	-	3.45	-	107.82	-	-94.57	-	-27.23	-

When do you get the money?

Usd Investment	$.00
Usd Price Per Share	23.29
Number of shares	42

Gains per Quarter	Trailing 12 Months	5 Year
Usd Dividend Per Share	0.04	0.05
Usd Book Value Change Per Share	0.58	0.41
Usd Total Gains Per Share	0.62	0.46
Gains per Quarter (42 shares)	25.94	19.22
Gains per Year (42 shares)	103.74	76.86

Years	Return on Investment (TTM)			Return on Investment (5Y)
	Dividend	Book Value gain	Total gains	Dividend	Book Value gain	Total gains
Broker costs	-	-	-10	-	-	-10
1	6	98	94	8	69	67
2	12	195	198	16	138	144
3	19	293	302	24	207	221
4	25	390	406	31	276	298
5	31	488	510	39	345	375
6	37	585	614	47	414	452
7	44	683	718	55	483	529
8	50	780	822	63	552	606
9	56	878	926	71	621	683
10	62	975	1030	79	690	760

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %

	Trailing 12 Months				3Y				5 Year				10 Year				ALLTIME
				%				%				%				%				%
Earnings Per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	104.0	1.0	0.0	99.0%
Book Value Change Per Share	3.0	1.0	0.0	75.0%	10.0	2.0	0.0	83.3%	15.0	5.0	0.0	75.0%	35.0	5.0	0.0	87.5%	88.0	17.0	0.0	83.8%
Dividend per Share	3.0	0.0	1.0	75.0%	11.0	0.0	1.0	91.7%	19.0	0.0	1.0	95.0%	39.0	0.0	1.0	97.5%	104.0	0.0	1.0	99.0%
Total Gains per Share	3.0	1.0	0.0	75.0%	10.0	2.0	0.0	83.3%	15.0	5.0	0.0	75.0%	35.0	5.0	0.0	87.5%	92.0	13.0	0.0	87.6%

Fundamentals of Peapack-Gladstone Financial

About Peapack-Gladstone Financial

https://www.pgbank.com
Banks - Regional
521
500 Hills Drive, Bedminster, NJ, United States, 07921
Google Maps Bing Maps

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack-Gladstone Bank that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Peapack Private. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; C&I advisory services; escrow management; deposit generation; investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; wealth management clients comprise individuals, families, foundations, endowments, trusts, and estates; and commercial loan clients include business owners, professionals, retailers, contractors, and real estate investors. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines. Peapack-Gladstone Financial Corporation was founded in 1921 and is headquartered in Bedminster, New Jersey.

Fundamental data was last updated by Penke on 2024-04-30 12:46:03.

Financial Health

Profitability Details

	Compared to previous year	Compared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.

Operating Efficiency Details

	Compared to previous year	Compared to industry
The company is operating less efficient.
The company is very efficient in keeping operating costs low.

Liquidity Details

	Compared to previous year	Compared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.

Solvency Details

	Compared to previous year	Compared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details

	Compared to previous year	Compared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Peapack-Gladstone Financial.

1.1. Profitability

1.1.1. Net Profit Margin

Measures how much net profit Peapack-Gladstone Financial earns for each $1 of revenue.

Above 10% is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
A Net Profit Margin of 8.8% means that $0.09 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Peapack-Gladstone Financial:

The MRQ is 8.8%. The company is making a profit. +1
The TTM is 14.0%. The company is making a huge profit. +2

Trends

Current period		Compared to		+/-
MRQ	8.8%	TTM	14.0%	-5.2%
TTM	14.0%	YOY	31.6%	-17.6%
TTM	14.0%	5Y	22.5%	-8.5%
5Y	22.5%	10Y	22.5%	+0.0%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	8.8%	38.5%	-29.7%
TTM	14.0%	29.6%	-15.6%
YOY	31.6%	26.3%	+5.3%
5Y	22.5%	23.6%	-1.1%
10Y	22.5%	20.4%	+2.1%

Measures how much net profit Peapack-Gladstone Financial earns for each $1 of revenue.

Revenue is the amount of profit Peapack-Gladstone Financial generates before taxes and all other costs. For example, when you buy a cup of coffee it will cost you $3. The company does not earn $3 in profit but also has to pay various costs and taxes to create that cup of coffee. Let's assume the cost of creating a cup of coffee is $1.5.

The $3 you pay for a cup of coffee is called revenue.
The $1.5 that’s left over when all costs to create that cup of coffee (including taxes) are deduced from the revenue is called net profit.

The net profit margin looks at how much net profit Peapack-Gladstone Financial earns for each $1 in revenue.

How to use net profit margin

Higher profit margin is better (more profit).
Above 10% is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
Can be used to compare companies within the Banks - Regional industry.

You typically want a high profit margin. This means that for each $1 in sales, Peapack-Gladstone Financial makes more profit. This shows the investor how efficiently Peapack-Gladstone Financial is operating in general and compared to other companies in the same industry. Peapack-Gladstone Financial operates in the Banks - Regional industry.

Why do investors use net profit margin in their analysis

It helps investors to determine the efficiency of Peapack-Gladstone Financial. If profit margins remain low (compared to the Banks - Regional industry mean) and there are no improvements to make in production costs or other areas that might be a warning sign. If profit margins are high that means the company has low overhead costs and is efficiently using its resources to generate profit.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Net Profit Margin of Peapack-Gladstone Financial is 0.09. This means that Peapack-Gladstone Financial earned $0.09 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Net Profit Margin of the Banks - Regional industry is 38.5%.
What is the trend?
The trend is important because it shows you how Peapack-Gladstone Financial is performing over time. The most recent quarter might be important if Peapack-Gladstone Financial released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Peapack-Gladstone Financial up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare Peapack-Gladstone Financial with other companies in the same industry (Banks - Regional).
Net profit margin should rise over the years.
Can be influenced when Peapack-Gladstone Financial sells assets (profit will increase while costs remain the same).
It won’t show what part of Peapack-Gladstone Financial is doing great or needs improvement (it only looks at total revenue and total net income).

How to calculate net profit margin

Net profit margin = net income / total revenue * 100%

Real example of Peapack-Gladstone Financial

You need the following data to determine net profit margin:

Income statement from the period you want to calculate (for example, MRQ or TTM).

Net income MRQ Peapack-Gladstone Financial = 8,631
Total revenue MRQ Peapack-Gladstone Financial = 98,006
$8,631 / $98,006 = 0.09 or 8.8%

Higher is better

The higher the net profit margin, the more efficient the company is generating income. This helps investors to determine how the company is managing money. The net profit margin is an important indicator when diving into the financial health of a company. Overall, you want to see the net profit margin rising over the years. That means the company improved their production and made it more efficient (if possible).

You can use the net profit margin to compare companies within the same industry. If there are two companies where one is much bigger but the smaller one has a higher net profit margin, that means the smaller company is more efficiently using operational costs.

Important: Profit margins can be very different between industries. Companies with assembly lines or transports are much more prone to see shifting in prices for fuel, ingredients and maintenance compared to companies that only provide services. You should never compare net profit margin between different industries.

1.1.2. Return on Assets

Shows how efficient Peapack-Gladstone Financial is using its assets to generate profit.

Above 5% is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
0.1% Return on Assets means that Peapack-Gladstone Financial generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Peapack-Gladstone Financial:

The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	0.1%	TTM	0.2%	0.0%
TTM	0.2%	YOY	0.3%	-0.2%
TTM	0.2%	5Y	0.2%	-0.1%
5Y	0.2%	10Y	0.2%	+0.0%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.1%	0.3%	-0.2%
TTM	0.2%	0.2%	0.0%
YOY	0.3%	0.2%	+0.1%
5Y	0.2%	0.2%	+0.0%
10Y	0.2%	0.2%	+0.0%

Shows how efficient Peapack-Gladstone Financial is using its assets to generate profit.

For a farm, a tractor is considered an asset. The tractor helps ploughing the land making it possible to plant and harvest crops. But the tractor might be old and needing maintenance all the time reducing its efficiency. Return on assets indicates how effectively the farm is using the tractor (and other assets that help the core business) to plough the land.

How to use return on assets

Higher is better.
Above 5% is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on assets in their analysis

Shows the investor how effectively Peapack-Gladstone Financial is using its resources to generate profit. If the return on assets (0.1%) from Peapack-Gladstone Financial are higher than the Banks - Regional mean (0.3%) that means Peapack-Gladstone Financial is using its resources better than their competitors. If not, that means their competitors are more efficient in using their resources to generate profit.

An investor should always look at:

What is the current return on assets?
The current most recent quarter (MRQ) Return on Assets of Peapack-Gladstone Financial is 0.1%. This means the company generated $0.00 for each $1 in assets.
How does it compare to the industry?
The mean MRQ Return on Assets of the Banks - Regional industry is 0.3%.
What is the trend?
The trend is important because it shows you how Peapack-Gladstone Financial is performing over time. The most recent quarter might be important if Peapack-Gladstone Financial released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Peapack-Gladstone Financial up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
If a company has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

How to calculate return on assets

Return on assets = net income / total assets * 100%

Real example Peapack-Gladstone Financial

You need the following data to determine return on assets (ROA):

Income statement
Balance sheet

Net income MRQ (income statement) from Peapack-Gladstone Financial = 8,631
Total assets MRQ (balance sheet) from Peapack-Gladstone Financial = 6,408,553
8,631 / 6,408,553 = 0.00 or 0.1%

ROA is an important ratio as it will tell you how effectively Peapack-Gladstone Financial is using its resources to generate profits. Example:

Bob and Kristin both sell ice cream in the summer. They both have an ice cream truck. The truck Bob owes cost him $20.000 and the truck Kristin owes cost her $1500. Over the summer, Bob earned $2000 and Kristin earned $200. To calculate the return on assets:

Bob: $2000 / $20.000 * 100% = 10%
Kristin: $200 / $1500 * 100% = 13.3%

This tells you Bob’s company is more valuable but Kristin's company is more efficient. Be aware that total assets can change over time. A transportation business will buy and sell trucks or planes all the time. Before using return on assets as a guideline, you have to know what the exact assets are. For a company that has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

1.1.3. Return on Equity

Shows how efficient Peapack-Gladstone Financial is using its investors money to generate profit.

Above 15%-20% is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
1.5% Return on Equity means Peapack-Gladstone Financial generated $0.01 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Peapack-Gladstone Financial:

The MRQ is 1.5%. Using its investors money, the company is inefficient in making profit. -1
The TTM is 1.7%. Using its investors money, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	1.5%	TTM	1.7%	-0.2%
TTM	1.7%	YOY	3.7%	-2.0%
TTM	1.7%	5Y	2.4%	-0.6%
5Y	2.4%	10Y	2.3%	+0.1%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	1.5%	3.1%	-1.6%
TTM	1.7%	2.5%	-0.8%
YOY	3.7%	2.7%	+1.0%
5Y	2.4%	2.5%	-0.1%
10Y	2.3%	2.8%	-0.5%

Shows how efficient Peapack-Gladstone Financial is using its investors money to generate profit.

A publicly traded company (any company that issues shares to the public) is owned by its shareholders. Return on equity calculates the amount of profit for every $1 the shareholders invested.

How to use return on equity

Higher is better.
Above 15%-20% is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on equity in their analysis

To find out the owners/management's attitude toward their company. You typically want the owners/management to invest in the company and focus on generating profit. If not enough profit is generated (compared to the Banks - Regional industry mean), the company might not be investing their money efficiently.

The three steps every investor should look at:

What is the current return on equity?
The current most recent quarter (MRQ) Return on Equity of Peapack-Gladstone Financial is 1.5%. This means Peapack-Gladstone Financial generated $0.01 for each $1 the owners (shareholders) invested.
How does it compare to the industry?
The mean MRQ Return on Equity of the Banks - Regional industry is 3.1%.
What is the trend?
The trend is important because it shows you how Peapack-Gladstone Financial is performing over time. The most recent quarter might be important if Peapack-Gladstone Financial released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Peapack-Gladstone Financial up to 10 years back (depending if Peapack-Gladstone Financial existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Does not include intangible assets (non physical assets like licences, computer software, etc.).
Stockholders equity and shareholders equity refer to the same thing.
Liabilities should not be more than three times return on equity.

How to calculate return on equity

Return on equity = net profit / shareholders equity * 100%

Real example of Peapack-Gladstone Financial

You need the following data to determine ROE:

Income statement
Balance sheet
Net profit MRQ (income statement) Peapack-Gladstone Financial = 8,631
Shareholders equity (balance sheet) MRQ Peapack-Gladstone Financial = 582,379
8,631 / 582,379 = 0.01 or 1.5%

A negative shareholder equity is a warning sign. It means the company has more liabilities than assets. It might also mean that the owners did not invest enough money or they are taking money out of the business.

1.2. Operating Efficiency of Peapack-Gladstone Financial.

1.2. Operating Efficiency

1.2.1. Operating Margin

Measures how efficient Peapack-Gladstone Financial is operating .

Measures how much profit Peapack-Gladstone Financial makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
Above 15% is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
An Operating Margin of 0.0% means the company generated $0.00 for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Peapack-Gladstone Financial:

The MRQ is 0.0%. The data is not here.

Trends

Current period		Compared to		+/-
MRQ	-	TTM	12.9%	-12.9%
TTM	12.9%	YOY	67.0%	-54.1%
TTM	12.9%	5Y	45.6%	-32.7%
5Y	45.6%	10Y	48.9%	-3.2%

Measures how efficient Peapack-Gladstone Financial is operating .

The more effecient a company creates products or provides services, the more profit it generates.

How to use operating margin

Higher is better
Above 15% is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
Can be very different between industries
Can be used to compare companies

Why do investors use operating margin in their analysis

To determine how much profit Peapack-Gladstone Financial is making from it’s core business.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Operating Margin of Peapack-Gladstone Financial is 0.0%. This means that Peapack-Gladstone Financial earned $0.00 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Margin of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Peapack-Gladstone Financial is performing over time. The most recent quarter might be important if Peapack-Gladstone Financial released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Peapack-Gladstone Financial up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Can be calculated in different ways

How to calculate operating margin

Operating margin = operating earnings / total revenue

Real example of Peapack-Gladstone Financial

You need the following data to determine operating margin:

Income statement
Operating earnings MRQ Peapack-Gladstone Financial = -20,525
Total revenue MRQ Peapack-Gladstone Financial = 98,006
$-20,525 / $98,006 = 0.00 or 0.0%

Operating margin is used to calculate how much profit a company makes after variable costs of production but before paying interest and taxes. Some variable costs examples are wages, raw materials, packaging, and transaction fees. The amount of variable costs is different for each company and industry. In general, a higher operating margin is better as this implicates that a company is running efficiently.

For investors, a higher operating margin is a good sign. Although you should always look at operating margin in the long term. If operating margin is fluctuating over the years this might be a sign that things are not running efficiently enough. It’s a way to check how much profit a company is making from its core business.

Operation earnings can be calculated in multiple ways:

Operation earnings = EBIT - non operating income + non operating expense
Operation earnings = Gross profit - operating expense - depreciation and amortisation
Operation earnings = Total revenue - COGS (costs of goods sold) - indirect costs

1.2.2. Operating Ratio

Measures how efficient Peapack-Gladstone Financial is keeping operating costs low.

Below 1 is considered healthy (always compare to Banks - Regional industry mean).
An Operation Ratio of 0.41 means that the operating costs are $0.41 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Peapack-Gladstone Financial:

The MRQ is 0.409. The company is very efficient in keeping operating costs low. +2
The TTM is 0.208. The company is very efficient in keeping operating costs low. +2

Trends

Current period		Compared to		+/-
MRQ	0.409	TTM	0.208	+0.201
TTM	0.208	YOY	0.882	-0.674
TTM	0.208	5Y	0.949	-0.741
5Y	0.949	10Y	1.158	-0.210

Measures how efficient Peapack-Gladstone Financial is keeping operating costs low.

If the operating ratio is below 1 that means the company is making money. The lower the operating ratio, the more efficient the company.

How to use operating ratio

Lower is better.
Below 1 is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use operating ratio in their analysis

Shows if costs of creating products and or services is increasing or decreasing. The lower the operating ratio, the more efficient the company is creating products and services.

The three steps every investor should look at:

What is the current Operatin ratio?
The current most recent quarter (MRQ) Operating Ratio of Peapack-Gladstone Financial is 40.9%. This means that Peapack-Gladstone Financial earned $0.41 for each $1 in net sales in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Peapack-Gladstone Financial is performing over time. The most recent quarter might be important if Peapack-Gladstone Financial released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Peapack-Gladstone Financial up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
You need COGS to calculate operating ratio which is not always shown in the income statement.
Does not consider debt.

How to calculate operating ratio

Operating ratio = Operating expenses + COGS \ Net sales

Real life example Peapack-Gladstone Financial

You need the following data to determine operating ratio:

Income statement

COGS is not always specified on the income statement. If so you can use the following calculation:

(cost of revenue + total operating expenses) \ total revenue
(33,560 +6,484) \ 98,006 = 0.41

The operating ratio measures the efficiency of a company at keeping low costs while generating profits from sales. It compares the total operating expenses to the net amount of sales. The total operating expenses exists of:

COGS (materials, labour, rent of facility, repairs)
Operating expenses (legal fees, marketing, wages, rent, maintenance/repairs)

Operating expenses are all the costs the company makes that are not directly tied to the production of the service or product. Where COGS are costs that are directly tied to the production of a product or service.

Do note that COGS is not always available in the income statement. Some companies include COGS in the operating expenses while others list COGS separately. To make it even more confusing, COGS is also known as “costs of sales” and costs of sales is the same as costs of revenue.

The operating ratio tells you how efficient the company is creating its products or services while keeping prices low. In this case, a lower ratio is better. Higher or rising operating ratios might tell you that costs are rising while sales are not improving or staying the same.

1.3. Liquidity of Peapack-Gladstone Financial.

1.3. Liquidity

1.3.1. Current Ratio

Measures if Peapack-Gladstone Financial is able to pay off Short-term Debt.

Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
A Current Ratio of 0.05 means the company has $0.05 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Peapack-Gladstone Financial:

The MRQ is 0.047. The company is unable to pay all its short-term debts. -2
The TTM is 0.045. The company is unable to pay all its short-term debts. -2

Trends

Current period		Compared to		+/-
MRQ	0.047	TTM	0.045	+0.002
TTM	0.045	YOY	37.637	-37.592
TTM	0.045	5Y	125.621	-125.576
5Y	125.621	10Y	120.646	+4.975

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
TTM	0.045	0.124	-0.079
YOY	37.637	0.167	+37.470
5Y	125.621	0.207	+125.414
10Y	120.646	0.131	+120.515

Measures if Peapack-Gladstone Financial is able to pay off Short-term Debt.

How to use current ratio

Higher is better
Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
Can be very different between industries
Can be used to compare companies

Why do investors use current ratio in their analysis

Shows if the company can pay of short term debts if needed. A company that can't pay off it's short term debts might get in trouble if they have to pay off their short term debts for whatever reason. For example, markets can change due to global events like covid-19 or the war in Ukraine versus Russia. Because debts are always taken based on future income, it might become troublesome for Peapack-Gladstone Financial if something happens in the market that will cause sales to plummet.

The three steps every investor should look at:

What is the current current Ratio?
The current most recent quarter (MRQ) Current Ratio of Peapack-Gladstone Financial is 0.05. This means Peapack-Gladstone Financial has $0.05 in assets for each $1 in short-term debts.
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Peapack-Gladstone Financial is performing over time. The most recent quarter might be important if Peapack-Gladstone Financial released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Peapack-Gladstone Financial up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Might be deluded.
Not all assets can always be quickly sold.
Can be manipulated by increasing or decreasing the assets and/or liabilities.

How to calculate current ratio

Current ratio = current assets \ current liabilities

Real life example Peapack-Gladstone Financial

You need the following data to determine operating ratio:

Balance sheet
Current ratio = current assets \ current liabilities
227,510 \ 4,838,634) = 0.05

The current ratio measures if Peapack-Gladstone Financial is able to pay short-term debts (obligations). Short term in this context means all debt obligations that are about to expire within one year. The current ratio incorporates current liabilities and current assets. Current assets are all the assets a company has that are expected to be consumed or sold within standard business operations. You can find the current assets in the balance sheet. They consist of:

Inventory
Accounts receivable
Marketable securities
Prepaid expenses
Cash
Cash equivalents
liquid assets

The current liabilities are short term obligations that are due within one year. These consist of:

Short term debts
Dividends
Income taxes
Short-term debts
Accounts payable
Interest payments

The result shows an investor if Peapack-Gladstone Financial is able to pay all its short-term debts if they were due all at once. When the result of the above formula is below 1, then Peapack-Gladstone Financial does not have enough capital after selling all its assets to pay all short-term debts. If the ratio drops far below 1 that might indicate Peapack-Gladstone Financial is or will be in financial trouble anytime soon.

Although this gives an investor some clues, the current ratio may also be deluded. Because owning assets does not mean the company can easily sell them. Also, Accounts receivable may be quite old (they will probably never pay) which deludes the current ratio. As with all ratios, you should only compare them between the same industries and companies.

1.3.2. Quick Ratio

Measures if Peapack-Gladstone Financial is able to pay off Short-term Debt but only using the most liquid assets.

Above 1 is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Peapack-Gladstone Financial:

The MRQ is 0.002. The company is just not able to pay all its short-term debts with the most liquid assets. -1
The TTM is 0.656. The company is just not able to pay all its short-term debts with the most liquid assets. -1

Trends

Current period		Compared to		+/-
MRQ	0.002	TTM	0.656	-0.654
TTM	0.656	YOY	67.186	-66.529
TTM	0.656	5Y	68.839	-68.183
5Y	68.839	10Y	57.389	+11.450

Measures if Peapack-Gladstone Financial is able to pay off Short-term Debt but only using the most liquid assets.

How to use quick ratio

Higher is better.
Above 1 is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use quick ratio in their analysis

Shows how fast Peapack-Gladstone Financial can pay off its short term debts. This shows if Peapack-Gladstone Financial can survive emergencies due to market changes or other reasons.

The three steps every investor should look at:

What is the current Quick Ratio?
The current most recent quarter (MRQ) quickRatio of Peapack-Gladstone Financial is 0.00. This means that Peapack-Gladstone Financial can pay off $0.00 for each $1 in debt (using most liquid assets).
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Peapack-Gladstone Financial is performing over time. The most recent quarter might be important if Peapack-Gladstone Financial released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Peapack-Gladstone Financial up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Incorporates only most liquid assets.

How to calculate quick ratio

Quick ratio = cash and equivalents + marketable securities + accounts receivable / current liabilities

Real life example Peapack-Gladstone Financial

You need the following data to determine operating ratio:

Balance sheet
Quick ratio = cash and short-term investments + short-term investments + netReceivables / total current liabilities
MRQ quick ratio Peapack-Gladstone Financial: (10,105 + 0 +0) / 4,838,634 = 0.00

The quick ratio measures the same thing as the current ratio, only it uses the most liquid assets a company has. Meaning, the assets that can be sold for cash the easiest and fastest.

As the quick ratio only incorporates the most liquid assets, you should also check the current ratio which also includes less liquid assets. But they may be harder to sell.

1.4. Solvency of Peapack-Gladstone Financial.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Measures how much % of Peapack-Gladstone Financial assets are financed with debt.

Below 1 (100%) is considered healthy but always compare Peapack-Gladstone Financial to Banks - Regional industry mean.
A Debt to Asset Ratio of 0.91 means that Peapack-Gladstone Financial assets are financed with 90.9% credit (debt) and the remaining percentage (100% - 90.9%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of Peapack-Gladstone Financial:

The MRQ is 0.909. The company is just able to pay all its debts by selling its assets.
The TTM is 0.912. The company is just able to pay all its debts by selling its assets.

Trends

Current period		Compared to		+/-
MRQ	0.909	TTM	0.912	-0.003
TTM	0.912	YOY	0.915	-0.004
TTM	0.912	5Y	0.911	+0.000
5Y	0.911	10Y	0.911	0.000

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.909	0.915	-0.006
TTM	0.912	0.916	-0.004
YOY	0.915	0.918	-0.003
5Y	0.911	0.919	-0.008
10Y	0.911	0.926	-0.015

Measures how much % of Peapack-Gladstone Financial assets are financed with debt.

When there are more debts than assets, that means creditors have a larger stake Peapack-Gladstone Financial than its shareholders.

How to use debt to asset ratio

Lower is better.
below 1 (100%) is considered healthy but always compare Peapack-Gladstone Financial to Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to asset ratio in their analysis

It shows how much debt the company used to finance its assets. If a company is almost entirely financed with debt that means the company might get into serious trouble when emergencies arise like a raise in interest.

The three steps every investor should look at:

What is the current debt to asset ratio?
The current most recent quarter (MRQ) Debt to Asset Ratio of Peapack-Gladstone Financial is 0.91. This means means that Peapack-Gladstone Financial is financed with 90.9% credit and the remaining percentage is financed by it's owners (shareholders).
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Peapack-Gladstone Financial is performing over time. The most recent quarter might be important if Peapack-Gladstone Financial released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Peapack-Gladstone Financial up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Some companies can have higher debt to assets ratio's (for example, banks).
Debt to asset ratio should improve over the years.
If the debt to asset ratio is above 1, look at the industry mean and find out why Peapack-Gladstone Financial has so much debt.

How to calculate debt to asset ratio

Debt to asset ratio = total debt \ total assets

Real life example Peapack-Gladstone Financial

You need the following data to determine debt to asset ratio:

Balance sheet
Debt to asset ratio = total debt \ total assets
5,826,174 \ 6,408,553 = 90.9% or 0.91.

The debt to total assets ratio shows if the company is owned by creditors or shareholders. Or in other words, the total debt in relation to the total amount of assets. It shows how much debt the company used to finance its assets.

1.4.2. Debt to Equity Ratio

Measures if Peapack-Gladstone Financial is able to pay off its debts by using shareholders equity.

Below 2 is considered healthy but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
A Debt to Equity ratio of 1,000.4% means that company has $10.00 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Peapack-Gladstone Financial:

The MRQ is 10.004. The company is unable to pay all its debts with equity. -1
The TTM is 10.335. The company is unable to pay all its debts with equity. -1

Trends

Current period		Compared to		+/-
MRQ	10.004	TTM	10.335	-0.331
TTM	10.335	YOY	10.807	-0.472
TTM	10.335	5Y	10.305	+0.030
5Y	10.305	10Y	10.366	-0.061

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	10.004	10.799	-0.795
TTM	10.335	10.909	-0.574
YOY	10.807	11.266	-0.459
5Y	10.305	11.324	-1.019
10Y	10.366	12.886	-2.520

Measures if Peapack-Gladstone Financial is able to pay off its debts by using shareholders equity.

How to use debt to equity ratio

Lower is better.
Below 2 is considered healthy (always use industry average).
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to shareholders equity ratio in their analysis

It shows how much debt the company uses to finance their operations. Shareholders equity is whats left over when you subtract total liabilities from total assets. It's another way to meassure how much of Peapack-Gladstone Financial is financed with debt or own resources.

The three steps every investor should look at:

What is the current debt to equity ratio?
The current most recent quarter (MRQ) quickRatio of Peapack-Gladstone Financial is 10.00. This means that Peapack-Gladstone Financial can pay off $10.00 for each $1 in debt.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 10.80.
What is the trend?
The trend is important because it shows you how Peapack-Gladstone Financial is performing over time. The most recent quarter might be important if Peapack-Gladstone Financial released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Peapack-Gladstone Financial up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Not all debt is equally risky (for example, short term risk is less risky).

How to calculate debt to equity ratio

Debt to equity ratio = total debt \ shareholders equity.

Real life example Peapack-Gladstone Financial

You need the following data to determine equity ratio:

Balance sheet
Debt to equity ratio = total debt \ shareholders equity
5,826,174 \ 582,379 = 10.00 or 1,000.4%

Debt to equity measures the total debt versus the total shareholders equity. While the total debts to total assets ratio uses total assets, the debt to equity ratio looks at the total equity of shareholders. Where equity of shareholders are:

Common shares.
Preferred shares.
Retained earnings.

You can find the shareholders' equity in the balance sheet. A ratio between 0,5 and 1,5 is preferred. If the ratio is above 1.5, that would indicate creditors have significantly more stake (debt) in the company than the shareholders. In other words, the company is using a lot of debt to finance their operations.

Not all debt is equally risky. Meaning you can adjust the ratio by including or excluding certain amounts of debt. Short term debts are less risky because they have to be paid back within one year anyway. It’s much easier to plan one year ahead versus five or ten years.

2. Market Valuation of Peapack-Gladstone Financial

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Peapack-Gladstone Financial generates.

Above 15 is considered overpriced but always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
A PE ratio of 12.55 means the investor is paying $12.55 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Peapack-Gladstone Financial:

The EOD is 12.012. Based on the earnings, the company is underpriced. +1
The MRQ is 12.548. Based on the earnings, the company is underpriced. +1
The TTM is 12.656. Based on the earnings, the company is underpriced. +1

Trends

Current period		Compared to		+/-
EOD	12.012	MRQ	12.548	-0.536
MRQ	12.548	TTM	12.656	-0.108
TTM	12.656	YOY	7.566	+5.090
TTM	12.656	5Y	14.390	-1.735
5Y	14.390	10Y	15.436	-1.046

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	12.012	3.564	+8.448
MRQ	12.548	3.418	+9.130
TTM	12.656	4.741	+7.915
YOY	7.566	6.901	+0.665
5Y	14.390	9.496	+4.894
10Y	15.436	9.770	+5.666

Measures how much money you pay for each share for every $1 in earnings Peapack-Gladstone Financial generates.

Indicates if the company’s shares are under or overvalued.

How to use PE ratio

Above 15 is considered overpriced but is hard to determine. Always compare Peapack-Gladstone Financial to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use PE ratio in their analysis

The PE ratio tells investors the current sentiment in the market for that company. As with every stock, the stock price never shows the real valuation of a company but rather how the market thinks how much the stock is worth.

In other words, the current stock price also incorporates any future earnings or business opportunities in the future. The best example is the stock market crash in 2000. The PE ratio for any internet based company was going through the roof. Only based on the general assumption the internet and all associated businesses would thrive in the future. But this was based on nothing. A business still needs a good product or service to be able to survive. Instead, every investor bought any stock which did something related to the internet. Result: huge market crash.

Many investors were willing to pay premium prices and that was causing the PE ratio to rise. A high PE ratio is a warning sign that investors might be overvaluing a stock based on future earnings.

The three steps every investor should look at:

What is the current PE Ratio?
The current most recent quarter (MRQ) PE Ratio of Peapack-Gladstone Financial is 12.55. This means the investor is paying $12.55 for every $1 in earnings.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 3.42.
What is the trend?
The trend is important because it shows you how Peapack-Gladstone Financial is performing over time. The most recent quarter might be important if Peapack-Gladstone Financial released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Peapack-Gladstone Financial up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Some industries might have very high or very low PE ratios in general.
PE ratios can be high for several years, it does not mean a sudden collapse is imminent.
Earnings growth is not included in the PE ratio.

How to calculate PE ratio

PE ratio = market value per share \ earnings per share

Real life example Peapack-Gladstone Financial

You need the following data to determine the PE ratio:

Balance sheet
Income statement

The PE ratio is a very commonly used ratio to determine the value of a company by comparing the current stock price relative to its earnings per share (EPS). Before we can calculate the PE ratio we need to know the EPS. EPS is calculated as follows:

EPS = (net profit - preferred dividends) \ end of period outstanding shares*
Net profit = revenue - expenses
0 \ 17,805 = EPS
PE ratio MRQ = 12.55

* The net profit minus preferred dividends can be found in the incomestatement as netIncomeApplicableToCommonShares.

The PE value helps investors to determine if the current stock price is under or overvalued. It also projects future growth.

In general, a higher PE ratio means that investors predict higher future growth. If the PE ratio is too high, then investors expect way too much future growth the company can never fulfil. This is most likely to happen in faster moving companies like tech companies or automobile companies like Tesla. These are hot and booming markets where investors expect much future growth driven by new technology (electric cars). When looking at the current MRQ (most recent quarter) PE ratio of Tesla ( jan. 2021) it's about 247 while the average in the industry is only 6. That might be a clue that Tesla is trading for way too high prices compared to their current assets and is more based on future growth.

2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Peapack-Gladstone Financial:

The EOD is 3,015.463. Based on how much money comes from the company's main activities, the company is expensive. -2
The MRQ is 3,150.117. Based on how much money comes from the company's main activities, the company is expensive. -2
The TTM is 1,005.091. Based on how much money comes from the company's main activities, the company is expensive. -2

Trends

Current period		Compared to		+/-
EOD	3,015.463	MRQ	3,150.117	-134.654
MRQ	3,150.117	TTM	1,005.091	+2,145.026
TTM	1,005.091	YOY	6.337	+998.754
TTM	1,005.091	5Y	206.500	+798.591
5Y	206.500	10Y	110.062	+96.438

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	3,015.463	-2.461	+3,017.924
MRQ	3,150.117	-2.360	+3,152.477
TTM	1,005.091	-1.072	+1,006.163
YOY	6.337	6.461	-0.124
5Y	206.500	0.248	+206.252
10Y	110.062	0.032	+110.030

2. Book Value per Share

2.3. Price to Book Ratio

Measures if the stock price of Peapack-Gladstone Financial is to cheap or to expensive compared to its book value.

At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
A PB ratio of 0.74 means the investor is paying $0.74 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Peapack-Gladstone Financial:

The EOD is 0.712. Based on the equity, the company is cheap. +2
The MRQ is 0.744. Based on the equity, the company is cheap. +2
The TTM is 0.839. Based on the equity, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	0.712	MRQ	0.744	-0.032
MRQ	0.744	TTM	0.839	-0.095
TTM	0.839	YOY	1.131	-0.293
TTM	0.839	5Y	1.000	-0.162
5Y	1.000	10Y	1.220	-0.219

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	0.712	0.438	+0.274
MRQ	0.744	0.420	+0.324
TTM	0.839	0.439	+0.400
YOY	1.131	0.594	+0.537
5Y	1.000	0.763	+0.237
10Y	1.220	0.991	+0.229

2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Peapack-Gladstone Financial.

3.1. Institutions holding Peapack-Gladstone Financial

Institutions are holding 74.553% of the shares of Peapack-Gladstone Financial.

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2023-12-31	BlackRock Inc	8.7729	0.0012	1558197	136647	9.6125
2023-12-31	Dimensional Fund Advisors, Inc.	7.1473	0.0111	1269472	20053	1.605
2023-12-31	Peapack Gladstone Financial Corp	5.1586	0.4599	916250	12976	1.4366
2023-12-31	Vanguard Group Inc	5.0283	0.0006	893102	16148	1.8414
2023-12-31	Boston Partners Global Investors, Inc	4.225	0.0295	750433	-33828	-4.3134
2023-12-31	Banc Funds Co LLC	4.1213	2.1516	731999	0	0
2023-12-31	Wellington Management Company LLP	3.1764	0.0031	564178	24083	4.459
2024-03-31	Brown Advisory Holdings Inc	2.8696	0.0166	509685	5980	1.1872
2023-09-30	North Reef Capital Management LP	2.8151	0.8095	500000	217646	77.0827
2023-12-31	State Street Corporation	2.6287	0.0007	466905	32688	7.528
2023-12-31	STRATEGIC VALUE BANK PARTNERS LLC	2.1238	5.4946	377216	0	0
2023-12-31	Geode Capital Management, LLC	2.0178	0.0011	358388	13807	4.0069
2023-12-31	Philadelphia Trust Co	1.8852	0.9374	334834	-3825	-1.1295
2023-12-31	Kennedy Capital Management Inc	1.6633	0.1924	295432	-3592	-1.2012
2023-12-31	American Century Companies Inc	1.1339	0.0041	201393	27435	15.771
2023-12-31	Northern Trust Corp	1.0858	0.001	192851	964	0.5024
2023-12-31	Charles Schwab Investment Management Inc	1.038	0.0014	184361	-6431	-3.3707
2023-12-31	Renaissance Technologies Corp	0.9826	0.0081	174520	-18400	-9.5376
2023-12-31	Basswood Capital Management LLC	0.8666	0.2963	153913	153913	0
2023-12-31	SALZHAUER MICHAEL	0.7195	3.2377	127788	-34777	-21.3927
Total		59.4597	13.6579	10560917	+561487	+5.3%

3.2. Funds holding Peapack-Gladstone Financial

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2024-03-31	Vanguard Total Stock Mkt Idx Inv	2.7847	0.0008	494609	776	0.1571
2024-03-28	iShares Russell 2000 ETF	2.5684	0.017	456196	219	0.048
2024-03-31	Brown Advisory Small-Cap Fdmtl Val Inv	1.7354	0.543	308229	1194	0.3889
2024-02-29	DFA US Small Cap Value I	1.5441	0.0432	274256	0	0
2024-03-31	Vanguard Institutional Extnd Mkt Idx Tr	1.4598	0.006	259283	5233	2.0598
2024-03-29	Avantis US Small Cap Value ETF	1.1573	0.0461	205555	0	0
2024-02-29	DFA US Targeted Value I	1.109	0.037	196970	0	0
2024-03-31	Kennedy Small Cap Value	1.046	0.963	185778	-109654	-37.1165
2024-01-31	Fidelity Small Cap Index	0.9555	0.0189	169711	3080	1.8484
2024-03-28	iShares Russell 2000 Value ETF	0.9379	0.0323	166581	-106	-0.0636
2024-02-29	DFA US Small Cap I	0.7799	0.0216	138520	0	0
2024-03-29	Dimensional US Targeted Value ETF	0.7242	0.0312	128632	0	0
2024-02-29	DFA US Micro Cap I	0.7189	0.0432	127692	-7297	-5.4056
2024-01-31	Boston Partners Small Cap Value II Inv	0.6676	0.588	118569	-1869	-1.5518
2024-03-31	SPDR® S&P Regional Banking ETF	0.6574	0.0948	116761	0	0
2024-03-31	Franklin MicroCap Value A	0.6474	1.3193	114985	0	0
2024-03-31	State St Russell Sm/Mid Cp® Indx NL Cl C	0.6323	0.0063	112314	0	0
2023-12-31	Wellington Emerging Companies	0.6071	1.2981	107837	0	0
2024-03-31	Boston Partners Small Cap Value Equity	0.5066	0.3948	89974	-896	-0.986
2024-03-31	Boston Partners Small Cap Value SMA	0.5066	0.3948	89974	-896	-0.986
Total		21.7461	5.8994	3862426	-110216	-2.9%

3.3. Insider Transactions

Insiders are holding 11.457% of the shares of Peapack-Gladstone Financial.

Date	Owner	Type	Amount	Price
2024-01-30	Gregory Martin Smith	SELL	4500	30.02
2023-08-01	Frank A Cavallaro	BUY	2558	29.38
2023-06-07	John P Babcock	SELL	6000	30.2
2023-05-02	Anthony W Spinelli	BUY	1000	24.66

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Peapack-Gladstone Financial compared to the Most Recent Quarter (MRQ).

	End of day	+/-	Most Recent Quarter	Trailing 12 Months	+/-	Year-Over-Year	+/-	5 Year	+/-	10 Year	+/-
Book Value Change Per Share	-	-	0.212	0.580	-64%	0.690	-69%	0.411	-48%	0.570	-63%
Book Value Per Share	-	-	32.708	31.874	+3%	28.821	+13%	28.291	+16%	23.179	+41%
Current Ratio	-	-	0.047	0.045	+4%	37.637	-100%	125.621	-100%	120.646	-100%
Debt To Asset Ratio	-	-	0.909	0.912	0%	0.915	-1%	0.911	0%	0.911	0%
Debt To Equity Ratio	-	-	10.004	10.335	-3%	10.807	-7%	10.305	-3%	10.366	-3%
Dividend Per Share	-	-	-	0.037	-100%	0.049	-100%	0.047	-100%	0.046	-100%
Eps	-	-	0.485	0.544	-11%	1.074	-55%	0.667	-27%	0.538	-10%
Free Cash Flow Per Share	-	-	0.002	0.393	-100%	1.673	-100%	0.901	-100%	0.765	-100%
Free Cash Flow To Equity Per Share	-	-	0.002	0.084	-98%	3.724	-100%	5.040	-100%	5.866	-100%
Gross Profit Margin	-	-	1.000	0.964	+4%	0.975	+3%	0.955	+5%	0.952	+5%
Intrinsic Value_10Y_max	-	-	27.348	-	-	-	-	-	-	-	-
Intrinsic Value_10Y_min	-	-	-43.773	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_max	-	-	3.856	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_min	-	-	1.808	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_max	-	-	10.735	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_min	-	-	0.100	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_max	-	-	16.590	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_min	-	-	-7.440	-	-	-	-	-	-	-	-
Market Cap	413665335.000	-5%	433204092.510	480087000.475	-10%	599632176.578	-28%	531089837.870	-18%	499187934.780	-13%
Net Profit Margin	-	-	0.088	0.140	-37%	0.316	-72%	0.225	-61%	0.225	-61%
Operating Margin	-	-	-	0.129	-100%	0.670	-100%	0.456	-100%	0.489	-100%
Operating Ratio	-	-	0.409	0.208	+96%	0.882	-54%	0.949	-57%	1.158	-65%
Pb Ratio	0.712	-4%	0.744	0.839	-11%	1.131	-34%	1.000	-26%	1.220	-39%
Pe Ratio	12.012	-4%	12.548	12.656	-1%	7.566	+66%	14.390	-13%	15.436	-19%
Price Per Share	23.290	-4%	24.330	26.720	-9%	32.548	-25%	28.209	-14%	26.892	-10%
Price To Free Cash Flow Ratio	3015.463	-4%	3150.117	1005.091	+213%	6.337	+49611%	206.500	+1425%	110.062	+2762%
Price To Total Gains Ratio	110.021	-4%	114.934	3.446	+3235%	107.820	+7%	-94.566	+182%	-27.231	+124%
Quick Ratio	-	-	0.002	0.656	-100%	67.186	-100%	68.839	-100%	57.389	-100%
Return On Assets	-	-	0.001	0.002	-11%	0.003	-57%	0.002	-36%	0.002	-34%
Return On Equity	-	-	0.015	0.017	-13%	0.037	-60%	0.024	-37%	0.023	-35%
Total Gains Per Share	-	-	0.212	0.618	-66%	0.739	-71%	0.458	-54%	0.616	-66%
Usd Book Value	-	-	582379000.000	572521250.000	+2%	530944000.000	+10%	531737450.000	+10%	431368400.000	+35%
Usd Book Value Change Per Share	-	-	0.212	0.580	-64%	0.690	-69%	0.411	-48%	0.570	-63%
Usd Book Value Per Share	-	-	32.708	31.874	+3%	28.821	+13%	28.291	+16%	23.179	+41%
Usd Dividend Per Share	-	-	-	0.037	-100%	0.049	-100%	0.047	-100%	0.046	-100%
Usd Eps	-	-	0.485	0.544	-11%	1.074	-55%	0.667	-27%	0.538	-10%
Usd Free Cash Flow	-	-	34380.000	7076845.000	-100%	30845250.000	-100%	17004869.000	-100%	14300884.500	-100%
Usd Free Cash Flow Per Share	-	-	0.002	0.393	-100%	1.673	-100%	0.901	-100%	0.765	-100%
Usd Free Cash Flow To Equity Per Share	-	-	0.002	0.084	-98%	3.724	-100%	5.040	-100%	5.866	-100%
Usd Market Cap	413665335.000	-5%	433204092.510	480087000.475	-10%	599632176.578	-28%	531089837.870	-18%	499187934.780	-13%
Usd Price Per Share	23.290	-4%	24.330	26.720	-9%	32.548	-25%	28.209	-14%	26.892	-10%
Usd Profit	-	-	8631000.000	9782500.000	-12%	19790000.000	-56%	12527700.000	-31%	10023850.000	-14%
Usd Revenue	-	-	98006000.000	77138500.000	+27%	62549500.000	+57%	57299400.000	+71%	44862550.000	+118%
Usd Total Gains Per Share	-	-	0.212	0.618	-66%	0.739	-71%	0.458	-54%	0.616	-66%
	EOD	+4 -4	MRQ	TTM	+12 -24	YOY	+11 -25	5Y	+12 -24	10Y	+12 -24

4.2. Fundamental Score

Let's check the fundamental score of Peapack-Gladstone Financial based on Penke's default stock scanner.

Penke's Stock Scanner

Indicator	Condition		Value
Price to Earnings Ratio (EOD)	Between	0-15	12.012
Price to Book Ratio (EOD)	Between	0-1	0.712
Net Profit Margin (MRQ)	Greater than	0	0.088
Operating Margin (MRQ)	Greater than	0	0.000
Quick Ratio (MRQ)	Greater than	1	0.002
Current Ratio (MRQ)	Greater than	1	0.047
Debt to Asset Ratio (MRQ)	Less than	1	0.909
Debt to Equity Ratio (MRQ)	Less than	1	10.004
Return on Equity (MRQ)	Greater than	0.15	0.015
Return on Assets (MRQ)	Greater than	0.05	0.001
Total			4/10 (40.0%)

Create your own Stock Scanner

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4.3. Technical Score

Let's check the technical score of Peapack-Gladstone Financial based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	49.867
Ma 20	Greater than	Ma 50	23.215
Ma 50	Greater than	Ma 100	23.517
Ma 100	Greater than	Ma 200	25.218
Open	Greater than	Close	23.180
Total			0/5 (0.0%)

Create your own Symbol Scanner

Trading is personal. The best traders buy and sell based on their own technical analysis. Create your personal Symbol Scanner with the technical indicators that are important to you.
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Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

		2023-03-31		2023-06-30		2023-09-30		2023-12-31		2024-03-31
EBITDA		51,463	-31,661	19,802	-7,202	12,600	-11,360	1,240	-21,765	-20,525
Operating Income		50,230	-32,124	18,106	-5,506	12,600	76,703	89,303	-109,828	-20,525

Latest Balance Sheet

Balance Sheet of 2024-03-31. Currency in USD. All numbers in thousands.

Summary

Total Assets	6,408,553
Total Liabilities	5,826,174
Total Stockholder Equity	582,379

	As reported
Total Liabilities	5,826,174
Total Stockholder Equity	+ 582,379
Total Assets	= 6,408,553

Assets

Total Assets	6,408,553
Total Current Assets	227,510
Long-term Assets	6,181,043

Total Current Assets

Total Current Assets (as reported)	227,510
Cash And Cash Equivalents	10,105
Other Current Assets	227,510
Total Current Assets (calculated)	237,615
+/-	10,105

Long-term Assets

Long-term Assets (as reported)	6,181,043
Property Plant Equipment	42,429
Other Assets	6,298,320
Long-term Assets (calculated)	6,340,749
+/-	159,706

Liabilities & Shareholders' Equity

Total Current Liabilities	4,838,634
Long-term Liabilities	987,540
Total Stockholder Equity	582,379

Total Current Liabilities

Total Current Liabilities (as reported)	4,838,634
Short-term Debt	119,490
Other Current Liabilities	4,719,144
Total Current Liabilities (calculated)	4,838,634
+/-	0

Long-term Liabilities

Long-term Liabilities (as reported)	987,540
Long-term Liabilities (calculated)	0
+/-	987,540

Total Stockholder Equity

Total Stockholder Equity (as reported)	582,379
Other Stockholders Equity	582,379
Total Stockholder Equity (calculated)	582,379
+/-	0

Other

Cash and Short Term Investments	10,105
Common Stock Shares Outstanding	17,805
Liabilities and Stockholders Equity	6,408,553
Net Debt	263,465
Net Working Capital	-4,611,124
Short Long Term Debt Total	273,570

Balance Sheet

Currency in USD. All numbers in thousands.

Trend

2024-03-31

2023-12-31

2023-09-30

2023-06-30

2023-03-31

2022-12-31

2022-09-30

2022-06-30

2022-03-31

2021-12-31

2021-09-30

2021-06-30

2021-03-31

2020-12-31

2020-09-30

2020-06-30

2020-03-31

2019-12-31

2019-09-30

2019-06-30

2019-03-31

2018-12-31

2018-09-30

2018-06-30

2018-03-31

2017-12-31

2017-09-30

2017-06-30

2017-03-31

2016-12-31

2016-09-30

2016-06-30

2016-03-31

2015-12-31

2015-09-30

2015-06-30

2015-03-31

2014-12-31

2014-09-30

2014-06-30

2014-03-31

2013-12-31

2013-09-30

2013-06-30

2013-03-31

2012-12-31

2012-09-30

2012-06-30

2012-03-31

2011-12-31

2011-09-30

2011-06-30

2011-03-31

2010-12-31

2010-09-30

2010-06-30

2010-03-31

2009-12-31

2009-09-30

2009-06-30

2009-03-31

2008-12-31

2008-09-30

2008-06-30

2008-03-31

2007-12-31

2007-09-30

2007-06-30

2007-03-31

2006-12-31

2006-09-30

2006-06-30

2006-03-31

2005-12-31

2005-09-30

2005-06-30

2005-03-31

2004-12-31

2004-09-30

2004-06-30

2004-03-31

2003-12-31

2003-09-30

2003-06-30

2003-03-31

2002-12-31

2002-09-30

2002-06-30

2002-03-31

2001-12-31

2001-09-30

2001-06-30

2001-03-31

2000-12-31

2000-09-30

2000-06-30

2000-03-31

1999-12-31

1999-09-30

1999-06-30

1999-03-31

1998-12-31

1998-09-30

1998-06-30

1998-03-31

> Total Assets

361,100
377,800
377,700
402,800
423,500
411,400
415,000
497,600
515,187
523,892
526,584
568,413
606,630
632,666
665,097
704,773
754,879
797,657
816,570
859,808
897,280
957,294
953,936
968,126
974,679
1,013,463
1,055,575
1,067,395
1,136,215
1,177,156
1,224,936
1,255,259
1,287,441
1,327,562
1,272,194
1,288,376
1,307,082
1,314,324
1,334,953
1,346,976
1,395,836
1,357,659
1,368,898
1,385,425
1,424,307
1,458,879
1,487,679
1,512,353
1,483,311
1,477,263
1,480,261
1,505,425
1,520,718
1,510,740
1,575,288
1,600,335
1,579,540
1,578,605
1,583,490
1,667,836
1,635,332
1,679,590
1,797,704
1,966,948
2,251,485
2,400,971
2,514,521
2,702,397
2,879,457
3,118,170
3,268,963
3,364,659
3,465,997
3,604,703
3,774,383
3,878,633
3,947,562
4,165,679
4,176,332
4,260,547
4,336,494
4,265,174
4,435,709
4,617,858
4,662,306
4,871,234
4,925,409
5,182,879
5,831,458
6,281,215
5,958,107
5,890,442
5,969,627
5,791,688
6,240,285
6,077,993
6,255,664
6,151,167
6,087,261
6,353,593
6,480,018
6,479,700
6,521,581
6,537,916
6,408,553

6,408,553

6,537,916

6,521,581

6,479,700

6,480,018

6,353,593

6,087,261

6,151,167

6,255,664

6,077,993

6,240,285

5,791,688

5,969,627

5,890,442

5,958,107

6,281,215

5,831,458

5,182,879

4,925,409

4,871,234

4,662,306

4,617,858

4,435,709

4,265,174

4,336,494

4,260,547

4,176,332

4,165,679

3,947,562

3,878,633

3,774,383

3,604,703

3,465,997

3,364,659

3,268,963

3,118,170

2,879,457

2,702,397

2,514,521

2,400,971

2,251,485

1,966,948

1,797,704

1,679,590

1,635,332

1,667,836

1,583,490

1,578,605

1,579,540

1,600,335

1,575,288

1,510,740

1,520,718

1,505,425

1,480,261

1,477,263

1,483,311

1,512,353

1,487,679

1,458,879

1,424,307

1,385,425

1,368,898

1,357,659

1,395,836

1,346,976

1,334,953

1,314,324

1,307,082

1,288,376

1,272,194

1,327,562

1,287,441

1,255,259

1,224,936

1,177,156

1,136,215

1,067,395

1,055,575

1,013,463

974,679

968,126

953,936

957,294

897,280

859,808

816,570

797,657

754,879

704,773

665,097

632,666

606,630

568,413

526,584

523,892

515,187

497,600

415,000

411,400

423,500

402,800

377,700

377,800

361,100

> Total Current Assets

0
0
0
0
0
0
0
0
19,185
23,895
19,030
556,089
31,905
38,008
34,989
38,271
22,434
30,281
28,115
23,075
30,345
25,653
27,776
52,478
26,135
27,794
29,429
20,792
29,392
29,578
30,088
25,696
30,934
35,827
29,163
35,336
27,250
28,134
29,566
31,538
80,644
31,999
36,257
30,806
84,223
56,086
87,665
84,215
74,499
101,296
125,972
66,818
81,470
64,675
78,347
47,031
37,132
38,110
58,860
427,471
386,393
341,067
317,383
307,579
354,290
445,653
395,396
369,129
354,784
290,935
303,866
3,135,502
3,219,074
3,366,069
3,491,356
3,539,717
3,614,091
3,817,554
3,816,324
3,879,602
3,936,616
3,861,793
4,000,311
4,175,396
4,206,577
4,418,151
4,489,937
4,702,577
5,338,914
5,649,408
5,270,201
5,173,385
4,998,361
4,873,032
5,295,150
965,146
858,258
733,684
520,762
769,880
581,923
7,800
6,954
219,720
227,510

227,510

219,720

6,954

7,800

581,923

769,880

520,762

733,684

858,258

965,146

5,295,150

4,873,032

4,998,361

5,173,385

5,270,201

5,649,408

5,338,914

4,702,577

4,489,937

4,418,151

4,206,577

4,175,396

4,000,311

3,861,793

3,936,616

3,879,602

3,816,324

3,817,554

3,614,091

3,539,717

3,491,356

3,366,069

3,219,074

3,135,502

303,866

290,935

354,784

369,129

395,396

445,653

354,290

307,579

317,383

341,067

386,393

427,471

58,860

38,110

37,132

47,031

78,347

64,675

81,470

66,818

125,972

101,296

74,499

84,215

87,665

56,086

84,223

30,806

36,257

31,999

80,644

31,538

29,566

28,134

27,250

35,336

29,163

35,827

30,934

25,696

30,088

29,578

29,392

20,792

29,429

27,794

26,135

52,478

27,776

25,653

30,345

23,075

28,115

30,281

22,434

38,271

34,989

38,008

31,905

556,089

19,030

23,895

19,185

Cash And Cash Equivalents

0
0
0
0
0
0
0
0
15,480
20,435
15,093
17,881
28,059
33,615
30,295
33,074
17,552
25,566
23,296
18,469
25,444
20,932
22,640
48,183
21,282
23,234
24,390
16,417
24,020
24,807
25,240
20,868
25,595
30,887
23,948
30,155
22,350
23,094
23,646
26,416
75,646
27,142
31,373
26,689
79,588
51,634
56,219
79,771
42,914
70,091
94,501
62,587
49,582
60,284
74,559
42,953
33,290
34,663
54,820
119,128
99,177
66,761
39,414
35,046
101,432
215,525
120,720
31,106
72,722
38,587
76,097
70,059
77,818
81,229
159,454
162,590
118,863
93,719
93,239
113,346
153,415
66,689
122,903
160,672
240,213
303,926
227,012
208,083
773,901
622,725
679,263
653,220
476,435
203,462
616,212
146,804
113,960
153,425
108,280
190,075
251,293
171,628
187,869
187,671
10,105

10,105

187,671

187,869

171,628

251,293

190,075

108,280

153,425

113,960

146,804

616,212

203,462

476,435

653,220

679,263

622,725

773,901

208,083

227,012

303,926

240,213

160,672

122,903

66,689

153,415

113,346

93,239

93,719

118,863

162,590

159,454

81,229

77,818

70,059

76,097

38,587

72,722

31,106

120,720

215,525

101,432

35,046

39,414

66,761

99,177

119,128

54,820

34,663

33,290

42,953

74,559

60,284

49,582

62,587

94,501

70,091

42,914

79,771

56,219

51,634

79,588

26,689

31,373

27,142

75,646

26,416

23,646

23,094

22,350

30,155

23,948

30,887

25,595

20,868

25,240

24,807

24,020

16,417

24,390

23,234

21,282

48,183

22,640

20,932

25,444

18,469

23,296

25,566

17,552

33,074

30,295

33,615

28,059

17,881

15,093

20,435

15,480

Short-term Investments

0
0
0
0
0
0
0
0
0
0
0
36,376
0
0
0
18,177
0
0
0
20,949
0
0
0
36,410
0
0
91,946
887
0
0
0
3,926
0
0
0
7,068
0
0
0
2,744
228,885
213,057
146,125
1,203
178,676
227,414
252,786
72,108
278,052
252,646
246,334
56,197
271,687
249,837
311,927
319,520
88,667
257,318
253,489
304,479
283,448
270,334
273,952
268,447
248,070
225,270
269,550
332,652
276,119
245,897
220,930
195,630
214,050
206,216
249,616
305,388
300,232
315,224
315,112
327,633
342,553
346,790
368,554
377,936
384,400
378,839
349,989
390,755
400,558
539,742
596,929
622,689
875,301
823,820
843,779
796,753
601,163
556,791
497,880
554,648
556,266
540,519
521,005
550,617
0

550,617

521,005

540,519

556,266

554,648

497,880

556,791

601,163

796,753

843,779

823,820

875,301

622,689

596,929

539,742

400,558

390,755

349,989

378,839

384,400

377,936

368,554

346,790

342,553

327,633

315,112

315,224

300,232

305,388

249,616

206,216

214,050

195,630

220,930

245,897

276,119

332,652

269,550

225,270

248,070

268,447

273,952

270,334

283,448

304,479

253,489

257,318

88,667

319,520

311,927

249,837

271,687

56,197

246,334

252,646

278,052

72,108

252,786

227,414

178,676

1,203

146,125

213,057

228,885

2,744

7,068

3,926

887

91,946

36,410

20,949

18,177

36,376

Net Receivables

0
0
0
0
0
0
0
0
3,705
3,460
3,937
4,164
3,846
4,393
4,694
5,197
4,882
4,715
4,819
4,606
4,901
4,721
5,136
4,295
4,853
4,560
5,039
4,375
5,372
4,771
4,848
4,828
5,339
4,940
5,215
5,181
4,900
5,040
5,920
5,122
4,998
4,857
4,884
4,117
4,635
4,652
5,359
4,444
5,112
4,533
4,594
4,231
31,888
4,391
3,788
4,078
3,842
3,447
4,040
3,864
3,768
3,972
4,017
4,086
4,788
4,858
5,126
5,371
5,943
6,451
6,839
6,820
7,497
7,733
6,383
8,153
6,823
6,776
6,803
9,452
7,306
7,202
10,849
10,814
11,688
11,594
11,759
10,494
11,816
15,956
22,192
22,495
23,916
23,117
22,790
21,589
143,135
23,468
17,816
25,157
19,143
20,865
22,889
30,676
0

30,676

22,889

20,865

19,143

25,157

17,816

23,468

143,135

21,589

22,790

23,117

23,916

22,495

22,192

15,956

11,816

10,494

11,759

11,594

11,688

10,814

10,849

7,202

7,306

9,452

6,803

6,776

6,823

8,153

6,383

7,733

7,497

6,820

6,839

6,451

5,943

5,371

5,126

4,858

4,788

4,086

4,017

3,972

3,768

3,864

4,040

3,447

3,842

4,078

3,788

4,391

31,888

4,231

4,594

4,533

5,112

4,444

5,359

4,652

4,635

4,117

4,884

4,857

4,998

5,122

5,920

5,040

4,900

5,181

5,215

4,940

5,339

4,828

4,848

4,771

5,372

4,375

5,039

4,560

4,853

4,295

5,136

4,721

4,901

4,606

4,819

4,715

4,882

5,197

4,694

4,393

3,846

4,164

3,937

3,460

3,705

Other Current Assets

0
0
0
0
0
0
0
0
0
0
0
534,044
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,210
0
0
0
2,862,993
2,919,709
3,070,891
3,075,903
3,063,586
3,188,173
3,401,835
3,401,170
3,429,171
3,433,342
3,441,112
3,498,005
3,625,974
3,570,276
3,723,792
3,901,177
4,093,245
4,152,639
4,470,985
3,971,817
3,874,981
3,622,709
3,822,633
3,812,369
173,235
260,737
179,862
-103,214
216,440
271,350
192,861
210,758
219,720
227,510

227,510

219,720

210,758

192,861

271,350

216,440

-103,214

179,862

260,737

173,235

3,812,369

3,822,633

3,622,709

3,874,981

3,971,817

4,470,985

4,152,639

4,093,245

3,901,177

3,723,792

3,570,276

3,625,974

3,498,005

3,441,112

3,433,342

3,429,171

3,401,170

3,401,835

3,188,173

3,063,586

3,075,903

3,070,891

2,919,709

2,862,993

6,210

534,044

> Long-term Assets

100
0
100
0
-100
0
0
100
171,841
160,497
164,001
12,324
169,561
177,967
207,099
234,816
288,036
320,661
346,144
394,696
440,697
505,883
503,740
468,831
477,858
502,285
462,134
461,477
476,841
437,057
406,834
441,080
446,385
428,921
362,452
365,410
353,812
342,481
341,830
308,319
298,068
279,655
258,891
252,210
253,795
331,819
367,500
389,854
411,252
388,875
382,267
449,173
457,066
423,507
465,665
452,180
401,919
373,076
360,659
334,509
312,877
299,355
302,974
297,437
279,157
256,365
300,375
364,910
308,187
277,534
252,240
229,157
246,923
238,634
283,027
338,916
333,471
348,125
360,008
380,945
399,878
403,381
435,398
442,462
455,729
453,083
435,472
480,302
492,544
631,807
687,906
717,057
971,266
918,656
945,135
1,005,421
811,533
763,654
87,904
756,796
85,671
23,745
23,880
6,318,196
6,181,043

6,181,043

6,318,196

23,880

23,745

85,671

756,796

87,904

763,654

811,533

1,005,421

945,135

918,656

971,266

717,057

687,906

631,807

492,544

480,302

435,472

453,083

455,729

442,462

435,398

403,381

399,878

380,945

360,008

348,125

333,471

338,916

283,027

238,634

246,923

229,157

252,240

277,534

308,187

364,910

300,375

256,365

279,157

297,437

302,974

299,355

312,877

334,509

360,659

373,076

401,919

452,180

465,665

423,507

457,066

449,173

382,267

388,875

411,252

389,854

367,500

331,819

253,795

252,210

258,891

279,655

298,068

308,319

341,830

342,481

353,812

365,410

362,452

428,921

446,385

441,080

406,834

437,057

476,841

461,477

462,134

502,285

477,858

468,831

503,740

505,883

440,697

394,696

346,144

320,661

288,036

234,816

207,099

177,967

169,561

12,324

164,001

160,497

171,841

100

-100

100

Property Plant Equipment

8,700
8,800
9,000
9,200
9,200
9,200
9,100
9,700
11,197
11,582
11,673
11,661
12,137
12,203
13,409
13,474
13,434
13,345
13,567
14,371
14,613
14,560
15,012
15,132
16,820
17,958
18,610
20,163
20,031
21,428
21,487
21,412
22,872
23,374
23,562
24,059
24,630
25,263
25,726
26,236
26,364
26,321
26,439
26,936
26,740
27,189
28,011
27,911
27,942
34,626
33,901
33,820
33,386
33,098
32,497
31,941
31,482
30,979
30,472
30,030
29,429
29,021
29,022
28,990
31,087
31,095
30,825
32,258
32,068
31,637
31,310
30,246
29,609
29,199
30,223
30,371
30,113
29,806
29,832
29,476
28,923
28,404
27,874
27,408
34,381
37,456
36,491
38,123
37,687
36,963
36,196
35,360
37,589
36,786
37,199
36,401
41,080
40,205
40,206
39,539
38,692
39,775
39,043
38,349
42,429

42,429

38,349

39,043

39,775

38,692

39,539

40,206

40,205

41,080

36,401

37,199

36,786

37,589

35,360

36,196

36,963

37,687

38,123

36,491

37,456

34,381

27,408

27,874

28,404

28,923

29,476

29,832

29,806

30,113

30,371

30,223

29,199

29,609

30,246

31,310

31,637

32,068

32,258

30,825

31,095

31,087

28,990

29,022

29,021

29,429

30,030

30,472

30,979

31,482

31,941

32,497

33,098

33,386

33,820

33,901

34,626

27,942

27,911

28,011

27,189

26,740

26,936

26,439

26,321

26,364

26,236

25,726

25,263

24,630

24,059

23,562

23,374

22,872

21,412

21,487

21,428

20,031

20,163

18,610

17,958

16,820

15,132

15,012

14,560

14,613

14,371

13,567

13,345

13,434

13,474

13,409

12,203

12,137

11,661

11,673

11,582

11,197

9,700

9,100

9,200

9,000

8,800

8,700

Goodwill

0
0
0
0
0
0
0
0
0
0
0
663
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
563
563
563
563
0
1,573
1,573
1,573
1,573
1,573
1,573
1,573
0
17,107
17,107
17,107
28,107
24,417
24,417
24,417
33,817
30,208
30,208
30,208
30,208
33,103
33,103
33,103
36,212
36,212
36,212
36,212
36,212
36,212
36,212
36,212
36,212
36,212
0

36,212

33,103

30,208

33,817

24,417

28,107

17,107

1,573

563

663

Long Term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
143,572
124,505
107,856
92,058
87,852
80,090
3,496
4,141
3,347
2,759
1,941
2,062
1,036
949
2,163
5,348
1,701
831
2,121
4,398
4,900
3,547
1,734
671
1,423
2,377
3,074
2,434
2,604
406
379,512
384,400
381,182
4,470,413
4,744,147
4,748,683
5,346,432
4,975,270
4,941,455
5,194,965
838,714
858,603
920,118
721,982
5,757,321
614,388
669,924
681,069
663,942
642,526
671,538
0

671,538

642,526

663,942

681,069

669,924

614,388

5,757,321

721,982

920,118

858,603

838,714

5,194,965

4,941,455

4,975,270

5,346,432

4,748,683

4,744,147

4,470,413

381,182

384,400

379,512

406

2,604

2,434

3,074

2,377

1,423

671

1,734

3,547

4,900

4,398

2,121

831

1,701

5,348

2,163

949

1,036

2,062

1,941

2,759

3,347

4,141

3,496

80,090

87,852

92,058

107,856

124,505

143,572

Intangible Assets

0
0
0
0
0
0
0
0
0
0
0
663
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
563
563
563
3,342
3,311
1,708
1,691
1,646
1,615
1,584
1,553
1,522
15,064
6,729
6,549
6,370
6,190
7,982
7,753
7,524
7,294
10,380
10,057
9,735
9,414
10,788
10,421
10,053
13,121
12,690
12,259
11,870
11,486
11,121
10,767
10,412
10,074
9,802
0

9,802

10,074

10,412

10,767

11,121

11,486

11,870

12,259

12,690

13,121

10,053

10,421

10,788

9,414

9,735

10,057

10,380

7,294

7,524

7,753

7,982

6,190

6,370

6,549

6,729

15,064

1,522

1,553

1,584

1,615

1,646

1,691

1,708

3,311

3,342

563

663

Earning Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
692,711
749,713
654,249
690,929
1,277,579
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

1,277,579

690,929

654,249

749,713

692,711

Long-term Assets Other

-8,700
-8,800
-9,000
-9,200
-9,200
-9,200
-9,100
-9,700
-171,841
-160,497
-164,001
-154,906
-169,561
-177,967
-207,099
-234,816
-288,036
-320,661
-346,144
-394,696
-440,697
-505,883
-503,740
-468,831
-477,858
-502,285
-462,134
-461,477
-476,841
-437,057
-406,834
-441,080
-446,385
-428,921
-362,452
-365,410
-353,812
-342,481
-341,830
-308,319
-298,068
-279,655
-258,891
-252,210
-253,795
-331,819
-367,500
-389,854
-411,252
-388,875
-382,267
-449,173
-457,066
-423,507
-465,665
-452,180
-401,919
-373,076
-360,659
-334,509
-312,877
-299,355
-302,974
-297,437
-279,157
-256,365
-300,375
-563
-308,187
-277,534
-252,240
2,931,048
-17,952
-18,190
-14,765
3,215,331
-15,325
-16,912
-16,636
3,527,439
-629
3,441,011
3,497,904
3,773,158
3,570,175
3,723,691
3,901,076
573,407
-452,279
4,470,883
-648,284
593,691
-927,742
-871,544
171,770
-34,064
48,471
-763,654
-614,388
-56,310
-681,069
-726,596
-706,996
5,945,832
5,931,466

5,931,466

5,945,832

-706,996

-726,596

-681,069

-56,310

-614,388

-763,654

48,471

-34,064

171,770

-871,544

-927,742

593,691

-648,284

4,470,883

-452,279

573,407

3,901,076

3,723,691

3,570,175

3,773,158

3,497,904

3,441,011

-629

3,527,439

-16,636

-16,912

-15,325

3,215,331

-14,765

-18,190

-17,952

2,931,048

-252,240

-277,534

-308,187

-563

-300,375

-256,365

-279,157

-297,437

-302,974

-299,355

-312,877

-334,509

-360,659

-373,076

-401,919

-452,180

-465,665

-423,507

-457,066

-449,173

-382,267

-388,875

-411,252

-389,854

-367,500

-331,819

-253,795

-252,210

-258,891

-279,655

-298,068

-308,319

-341,830

-342,481

-353,812

-365,410

-362,452

-428,921

-446,385

-441,080

-406,834

-437,057

-476,841

-461,477

-462,134

-502,285

-477,858

-468,831

-503,740

-505,883

-440,697

-394,696

-346,144

-320,661

-288,036

-234,816

-207,099

-177,967

-169,561

-154,906

-164,001

-160,497

-171,841

-9,700

-9,100

-9,200

-9,000

-8,800

-8,700

> Total Liabilities

326,200
341,800
340,500
364,800
385,000
372,700
375,200
450,000
466,400
473,236
473,707
513,257
549,167
573,398
603,114
641,688
690,737
727,305
741,755
782,650
817,885
874,092
871,245
883,072
885,377
928,016
962,889
972,726
1,041,944
1,078,352
1,126,462
1,156,104
1,188,369
1,228,163
1,168,725
1,184,613
1,201,514
1,208,176
1,227,816
1,239,547
1,290,143
1,255,250
1,263,046
1,301,531
1,310,132
1,343,205
1,368,535
1,392,844
1,369,387
1,361,280
1,362,782
1,387,709
1,408,634
1,395,531
1,454,605
1,477,364
1,468,406
1,464,370
1,466,012
1,545,779
1,510,726
1,555,477
1,671,286
1,796,291
2,075,613
2,218,638
2,326,451
2,460,130
2,630,104
2,860,294
3,002,563
3,088,983
3,182,492
3,309,170
3,465,351
3,554,423
3,606,634
3,808,832
3,796,396
3,856,869
3,914,088
3,828,155
3,981,276
4,148,845
4,180,834
4,377,346
4,430,059
4,679,227
5,335,018
5,773,235
5,435,379
5,363,320
5,447,186
5,253,229
5,697,271
5,531,605
5,732,238
5,630,843
5,571,747
5,820,613
5,925,060
5,914,631
5,962,625
5,954,235
5,826,174

5,826,174

5,954,235

5,962,625

5,914,631

5,925,060

5,820,613

5,571,747

5,630,843

5,732,238

5,531,605

5,697,271

5,253,229

5,447,186

5,363,320

5,435,379

5,773,235

5,335,018

4,679,227

4,430,059

4,377,346

4,180,834

4,148,845

3,981,276

3,828,155

3,914,088

3,856,869

3,796,396

3,808,832

3,606,634

3,554,423

3,465,351

3,309,170

3,182,492

3,088,983

3,002,563

2,860,294

2,630,104

2,460,130

2,326,451

2,218,638

2,075,613

1,796,291

1,671,286

1,555,477

1,510,726

1,545,779

1,466,012

1,464,370

1,468,406

1,477,364

1,454,605

1,395,531

1,408,634

1,387,709

1,362,782

1,361,280

1,369,387

1,392,844

1,368,535

1,343,205

1,310,132

1,301,531

1,263,046

1,255,250

1,290,143

1,239,547

1,227,816

1,208,176

1,201,514

1,184,613

1,168,725

1,228,163

1,188,369

1,156,104

1,126,462

1,078,352

1,041,944

972,726

962,889

928,016

885,377

883,072

871,245

874,092

817,885

782,650

741,755

727,305

690,737

641,688

603,114

573,398

549,167

513,257

473,707

473,236

466,400

450,000

375,200

372,700

385,000

364,800

340,500

341,800

326,200

> Total Current Liabilities

0
0
0
0
0
0
0
3,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
77,500
103,000
100,250
44,500
0
0
0
0
15,650
0
25,000
55,000
15,250
0
0
0
0
0
0
0
0
0
1,368,200
1,427,416
1,450,506
22,900
1,438,843
1,444,653
8,163
8,605
11,687
30,361
54,900
79,400
9,942
16,960
54,600
12,325
87,500
1,528
40,700
21,100
29,450
7,003
19,924
34,550
87,000
21,459
25,390
216,000
127,350
95,190
27,383
15,858
19,254
67,000
136,051
525,885
15,000
30,088
15,000
15,000
16,201
16,707
5,820
122,085
5,305
51,473
379,530
5,669,214
485,360
470,576
2,118,020
4,838,634

4,838,634

2,118,020

470,576

485,360

5,669,214

379,530

51,473

5,305

122,085

5,820

16,707

16,201

15,000

30,088

15,000

525,885

136,051

67,000

19,254

15,858

27,383

95,190

127,350

216,000

25,390

21,459

87,000

34,550

19,924

7,003

29,450

21,100

40,700

1,528

87,500

12,325

54,600

16,960

9,942

79,400

54,900

30,361

11,687

8,605

8,163

1,444,653

1,438,843

22,900

1,450,506

1,427,416

1,368,200

15,250

55,000

25,000

15,650

44,500

100,250

103,000

77,500

3,000

Short-term Debt

0
0
0
0
0
0
0
3,000
3,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
77,500
103,000
100,250
44,500
0
0
0
0
15,650
0
25,000
55,000
15,250
15,250
0
0
0
0
0
0
0
0
0
0
0
22,900
0
0
0
0
0
30,361
54,900
79,400
0
0
54,600
54,600
87,500
83,692
40,700
21,100
29,450
71,795
61,795
34,550
87,000
49,898
37,898
216,000
127,350
95,190
108,000
15,858
19,254
67,000
128,100
515,000
15,000
15,000
15,000
15,000
16,201
16,707
5,820
122,085
5,305
32,369
379,530
378,800
485,360
470,576
408,401
119,490

119,490

408,401

470,576

485,360

378,800

379,530

32,369

5,305

122,085

5,820

16,707

16,201

15,000

515,000

128,100

67,000

19,254

15,858

108,000

95,190

127,350

216,000

37,898

49,898

87,000

34,550

61,795

71,795

29,450

21,100

40,700

83,692

87,500

54,600

79,400

54,900

30,361

22,900

15,250

55,000

25,000

15,650

44,500

100,250

103,000

77,500

3,000

Short Long Term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
149,173
0
0
0
137,154
83,692
83,692
71,795
122,662
58,795
206,553
12,000
34,898
19,898
19,898
11,000
3,000
0
0
67,000
128,100
515,000
15,000
15,000
15,000
15,000
0
0
0
122,085
0
32,369
379,530
378,800
485,360
470,576
403,814
0

403,814

470,576

485,360

378,800

379,530

32,369

122,085

15,000

515,000

128,100

67,000

3,000

11,000

19,898

34,898

12,000

206,553

58,795

122,662

71,795

83,692

137,154

149,173

Accounts payable

0
0
0
0
0
0
0
0
461,838
469,889
470,064
510,260
543,904
569,923
597,012
630,903
676,556
710,832
707,429
769,688
797,495
800,545
815,430
845,771
846,805
875,623
879,872
935,666
986,682
992,621
1,044,077
1,041,996
1,046,199
1,085,795
1,086,534
1,144,736
1,166,027
1,173,554
1,151,397
1,180,267
1,230,474
1,178,684
1,160,985
1,237,888
1,263,039
1,296,233
1,325,858
1,349,669
1,327,249
1,311,355
1,320,419
1,351,546
1,363,650
6,489
30,406
6,614
7,170
15,758
11,967
8,163
8,605
11,687
11,861
10,695
9,308
9,942
16,960
12,433
13,486
14,881
1,528
18,899
24,030
48,698
7,003
22,334
24,293
23,548
25,699
28,521
31,055
33,133
51,106
37,921
45,371
58,668
75,432
7,951
10,885
138,727
15,088
121,488
91,878
4,895,775
5,376,341
5,266,149
5,387,416
52,694
5,299,184
69,100
8,308
70,930
0
0
0

70,930

8,308

69,100

5,299,184

52,694

5,387,416

5,266,149

5,376,341

4,895,775

91,878

121,488

15,088

138,727

10,885

7,951

75,432

58,668

45,371

37,921

51,106

33,133

31,055

28,521

25,699

23,548

24,293

22,334

7,003

48,698

24,030

18,899

1,528

14,881

13,486

12,433

16,960

9,942

9,308

10,695

11,861

11,687

8,605

8,163

11,967

15,758

7,170

6,614

30,406

6,489

1,363,650

1,351,546

1,320,419

1,311,355

1,327,249

1,349,669

1,325,858

1,296,233

1,263,039

1,237,888

1,160,985

1,178,684

1,230,474

1,180,267

1,151,397

1,173,554

1,166,027

1,144,736

1,086,534

1,085,795

1,046,199

1,041,996

1,044,077

992,621

986,682

935,666

879,872

875,623

846,805

845,771

815,430

800,545

797,495

769,688

707,429

710,832

676,556

630,903

597,012

569,923

543,904

510,260

470,064

469,889

461,838

Other Current Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,361,711
1,397,010
1,443,892
1,411,643
1,423,085
1,432,686
1,516,427
1,481,104
1,522,926
1,572,563
1,647,250
1,893,296
2,115,168
-16,960
2,298,693
2,522,332
2,663,746
-1,528
2,935,470
3,043,578
3,138,489
-7,003
3,411,837
3,430,644
3,581,253
3,662,697
3,698,354
3,552,156
3,522,913
3,659,294
3,895,340
3,919,206
4,095,655
4,061,356
4,243,511
4,441,233
4,851,838
-15,088
4,818,484
4,944,913
132,557
5,376,341
5,266,149
5,387,416
5,403,868
19,104
-379,530
9,159
-485,360
-470,576
1,709,619
4,719,144

4,719,144

1,709,619

-470,576

-485,360

9,159

-379,530

19,104

5,403,868

5,387,416

5,266,149

5,376,341

132,557

4,944,913

4,818,484

-15,088

4,851,838

4,441,233

4,243,511

4,061,356

4,095,655

3,919,206

3,895,340

3,659,294

3,522,913

3,552,156

3,698,354

3,662,697

3,581,253

3,430,644

3,411,837

-7,003

3,138,489

3,043,578

2,935,470

-1,528

2,663,746

2,522,332

2,298,693

-16,960

2,115,168

1,893,296

1,647,250

1,572,563

1,522,926

1,481,104

1,516,427

1,432,686

1,423,085

1,411,643

1,443,892

1,397,010

1,361,711

> Long-term Liabilities

0
0
0
0
0
0
0
3,000
0
0
0
0
0
0
0
5,000
5,000
8,000
23,500
5,000
11,000
64,428
47,934
30,032
29,627
48,219
75,308
33,394
49,727
80,806
77,133
31,705
31,275
30,842
30,404
23,964
23,520
23,073
64,923
29,169
40,658
40,357
40,054
39,748
39,439
37,128
36,815
36,499
36,140
34,490
30,460
30,430
30,399
27,331
27,189
26,858
26,693
25,527
21,359
21,189
21,017
20,864
56,501
83,446
93,609
93,528
93,426
94,404
94,286
94,167
94,042
93,914
93,784
142,351
130,354
120,252
117,147
117,031
108,000
129,994
114,877
144,759
175,686
215,584
216,257
223,023
226,271
234,589
236,189
767,670
412,964
408,348
395,395
259,706
225,407
148,632
153,500
5,625,538
5,520,274
379,530
255,846
151,510
150,550
3,836,215
987,540

987,540

3,836,215

150,550

151,510

255,846

379,530

5,520,274

5,625,538

153,500

148,632

225,407

259,706

395,395

408,348

412,964

767,670

236,189

234,589

226,271

223,023

216,257

215,584

175,686

144,759

114,877

129,994

108,000

117,031

117,147

120,252

130,354

142,351

93,784

93,914

94,042

94,167

94,286

94,404

93,426

93,528

93,609

83,446

56,501

20,864

21,017

21,189

21,359

25,527

26,693

26,858

27,189

27,331

30,399

30,430

30,460

34,490

36,140

36,499

36,815

37,128

39,439

39,748

40,054

40,357

40,658

29,169

64,923

23,073

23,520

23,964

30,404

30,842

31,275

31,705

77,133

80,806

49,727

33,394

75,308

48,219

29,627

30,032

47,934

64,428

11,000

5,000

23,500

8,000

5,000

3,000

Long term Debt Total

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,426
6,396
9,178
9,127
9,076
9,024
8,971
8,918
8,864
8,809
8,754
9,917
9,836
9,734
10,712
10,594
10,475
10,350
10,222
10,092
38,291
58,559
58,457
58,352
58,236
58,102
92,096
91,979
91,861
91,686
91,555
83,249
83,305
83,361
83,417
83,473
83,529
83,585
181,794
181,837
132,557
132,629
132,701
132,772
132,844
132,916
132,987
133,059
133,131
0
0
0

133,131

133,059

132,987

132,916

132,844

132,772

132,701

132,629

132,557

181,837

181,794

83,585

83,529

83,473

83,417

83,361

83,305

83,249

91,555

91,686

91,861

91,979

92,096

58,102

58,236

58,352

58,457

58,559

38,291

10,092

10,222

10,350

10,475

10,594

10,712

9,734

9,836

9,917

8,754

8,809

8,864

8,918

8,971

9,024

9,076

9,127

9,178

6,396

6,426

Other Liabilities

0
0
0
0
0
0
0
0
4,562
3,347
3,643
2,997
5,263
3,475
6,102
5,785
9,181
8,473
10,826
7,962
9,390
9,119
7,881
7,269
8,945
4,174
7,709
3,666
5,535
4,925
5,252
4,903
7,895
11,276
7,287
15,913
11,967
11,549
11,496
14,461
19,011
11,209
7,007
8,645
7,654
9,844
5,862
6,676
5,998
15,435
11,903
5,733
14,585
6,489
30,406
6,614
7,170
15,758
11,967
8,163
8,605
11,687
11,861
10,695
9,308
9,942
29,606
12,433
13,486
14,881
20,976
18,899
24,030
28,330
34,937
22,334
24,293
23,548
25,699
28,521
31,055
33,133
51,106
16,029
12,150
15,464
19,498
26,151
28,462
560,829
23,295
154,466
28,341
125,110
123,098
116,824
69,237
21,376
88,174
15,432
0
8,334
0
0
0

8,334

15,432

88,174

21,376

69,237

116,824

123,098

125,110

28,341

154,466

23,295

560,829

28,462

26,151

19,498

15,464

12,150

16,029

51,106

33,133

31,055

28,521

25,699

23,548

24,293

22,334

34,937

28,330

24,030

18,899

20,976

14,881

13,486

12,433

29,606

9,942

9,308

10,695

11,861

11,687

8,605

8,163

11,967

15,758

7,170

6,614

30,406

6,489

14,585

5,733

11,903

15,435

5,998

6,676

5,862

9,844

7,654

8,645

7,007

11,209

19,011

14,461

11,496

11,549

11,967

15,913

7,287

11,276

7,895

4,903

5,252

4,925

5,535

3,666

7,709

4,174

8,945

7,269

7,881

9,119

9,390

7,962

10,826

8,473

9,181

5,785

6,102

3,475

5,263

2,997

3,643

3,347

4,562

Deferred Long Term Liability

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
16,029
12,150
15,464
19,498
26,151
28,462
24,992
23,295
32,978
28,341
27,362
27,575
39,322
26,916
21,376
14,490
15,432
12,112
8,334
0
0
0

8,334

12,112

15,432

14,490

21,376

26,916

39,322

27,575

27,362

28,341

32,978

23,295

24,992

28,462

26,151

19,498

15,464

12,150

16,029

> Total Stockholder Equity

34,900
36,000
37,200
38,000
38,500
38,700
39,800
47,600
48,787
50,656
52,877
55,156
57,463
59,268
61,983
63,085
64,142
70,352
74,815
77,158
79,395
83,202
82,691
85,054
89,302
85,447
92,686
94,669
94,271
98,804
98,474
99,155
99,072
99,399
103,469
103,763
105,568
106,148
107,137
107,429
105,693
102,409
105,852
83,894
114,175
115,674
119,144
119,509
113,924
115,983
117,479
117,716
112,084
115,209
120,683
122,971
111,134
114,235
117,478
122,057
124,606
124,113
126,418
170,657
175,872
182,333
188,070
242,267
249,353
257,876
266,400
275,676
283,505
295,533
309,032
324,210
340,928
356,847
379,936
403,678
422,406
437,019
454,433
469,013
481,472
493,888
495,350
503,652
496,440
507,980
522,728
527,122
522,441
538,459
543,014
546,388
523,426
520,324
515,514
532,980
554,958
565,069
558,956
583,681
582,379

582,379

583,681

558,956

565,069

554,958

532,980

515,514

520,324

523,426

546,388

543,014

538,459

522,441

527,122

522,728

507,980

496,440

503,652

495,350

493,888

481,472

469,013

454,433

437,019

422,406

403,678

379,936

356,847

340,928

324,210

309,032

295,533

283,505

275,676

266,400

257,876

249,353

242,267

188,070

182,333

175,872

170,657

126,418

124,113

124,606

122,057

117,478

114,235

111,134

122,971

120,683

115,209

112,084

117,716

117,479

115,983

113,924

119,509

119,144

115,674

114,175

83,894

105,852

102,409

105,693

107,429

107,137

106,148

105,568

103,763

103,469

99,399

99,072

99,155

98,474

98,804

94,271

94,669

92,686

85,447

89,302

85,054

82,691

83,202

79,395

77,158

74,815

70,352

64,142

63,085

61,983

59,268

57,463

55,156

52,877

50,656

48,787

47,600

39,800

38,700

38,500

38,000

37,200

36,000

34,900

Common Stock

3,900
3,900
3,900
4,100
4,100
4,100
4,100
4,800
4,801
4,817
5,059
5,064
5,086
5,086
5,604
5,608
5,626
5,642
5,652
5,661
5,664
5,671
6,242
6,274
6,293
6,311
6,971
6,994
7,020
7,052
7,056
7,061
7,066
7,070
7,070
7,081
7,093
7,139
7,147
7,148
7,166
7,185
7,187
7,190
8,835
8,838
9,189
7,593
7,642
7,645
7,647
7,650
7,676
7,679
7,682
7,685
7,718
7,720
7,724
7,755
7,819
7,849
7,889
10,148
10,351
10,453
10,564
12,954
13,192
13,319
13,497
13,717
13,932
14,208
14,451
14,717
14,991
15,213
15,521
15,858
16,111
16,183
16,347
16,459
16,549
16,557
16,673
16,733
16,854
16,900
16,916
16,958
17,140
17,164
17,185
17,220
17,450
17,466
17,484
17,513
17,750
17,797
17,821
17,831
0

17,831

17,821

17,797

17,750

17,513

17,484

17,466

17,450

17,220

17,185

17,164

17,140

16,958

16,916

16,900

16,854

16,733

16,673

16,557

16,549

16,459

16,347

16,183

16,111

15,858

15,521

15,213

14,991

14,717

14,451

14,208

13,932

13,717

13,497

13,319

13,192

12,954

10,564

10,453

10,351

10,148

7,889

7,849

7,819

7,755

7,724

7,720

7,718

7,685

7,682

7,679

7,676

7,650

7,647

7,645

7,642

7,593

9,189

8,838

8,835

7,190

7,187

7,185

7,166

7,148

7,147

7,139

7,093

7,081

7,070

7,066

7,061

7,056

7,052

7,020

6,994

6,971

6,311

6,293

6,274

6,242

5,671

5,664

5,661

5,652

5,642

5,626

5,608

5,604

5,086

5,064

5,059

4,817

4,801

4,800

4,100

3,900

Retained Earnings

24,700
25,700
26,700
21,300
22,500
23,800
25,200
25,900
27,269
28,952
25,058
26,420
28,028
29,794
18,665
20,572
23,034
25,686
28,145
30,290
32,946
35,625
14,497
16,557
19,166
21,630
1,918
1,113
3,907
6,212
8,265
10,100
12,187
13,725
13,879
15,038
16,489
18,054
19,369
21,750
23,437
25,690
27,883
-6,063
-5,114
-948
-65
471
1,447
2,440
3,581
4,693
5,823
7,331
12,002
13,868
16,034
18,313
20,702
21,316
23,762
25,321
26,834
28,775
31,216
34,398
37,653
41,251
45,502
49,966
54,570
58,123
62,809
68,558
74,840
81,304
88,423
95,484
104,797
114,468
124,295
135,260
145,034
154,799
165,918
176,495
187,748
199,029
199,453
206,757
219,359
221,441
233,670
247,136
260,365
274,288
290,718
309,899
329,116
348,798
366,270
378,525
386,387
394,094
0

394,094

386,387

378,525

366,270

348,798

329,116

309,899

290,718

274,288

260,365

247,136

233,670

221,441

219,359

206,757

199,453

199,029

187,748

176,495

165,918

154,799

145,034

135,260

124,295

114,468

104,797

95,484

88,423

81,304

74,840

68,558

62,809

58,123

54,570

49,966

45,502

41,251

37,653

34,398

31,216

28,775

26,834

25,321

23,762

21,316

20,702

18,313

16,034

13,868

12,002

7,331

5,823

4,693

3,581

2,440

1,447

471

-65

-948

-5,114

-6,063

27,883

25,690

23,437

21,750

19,369

18,054

16,489

15,038

13,879

13,725

12,187

10,100

8,265

6,212

3,907

1,113

1,918

21,630

19,166

16,557

14,497

35,625

32,946

30,290

28,145

25,686

23,034

20,572

18,665

29,794

28,028

26,420

25,058

28,952

27,269

25,900

25,200

23,800

22,500

21,300

26,700

25,700

24,700

Accumulated Other Comprehensive Income

800
1,000
2,200
1,800
400
-2,000
-2,600
-4,000
-2,099
-2,030
-1,374
-476
268
400
1,479
655
-730
2,698
4,696
4,842
4,280
5,359
2,645
2,655
4,106
-2,469
1,918
1,438
-1,938
-19
-2,075
-2,957
-4,681
-5,644
-1,746
-2,729
-2,458
-3,841
-4,001
-5,891
-9,022
-14,845
-13,414
-1,508
-1,101
-3,870
-1,463
-1,947
-1,872
-1,012
-866
-1,971
-2,051
-684
-91
104
-156
539
1,131
4,299
3,704
952
720
23
606
1,430
1,104
1,221
1,239
803
-467
-379
-2,014
-2,503
-1,777
-1,531
-622
-538
-345
-1,212
-2,842
-2,754
-3,213
-2,345
-1,729
-1,604
-1,829
-1,495
-3,659
-1,996
-1,747
-1,392
-13,764
-5,415
-9,035
-12,374
-40,938
-58,727
-74,983
-74,211
-67,445
-67,997
-81,653
-64,878
0

-64,878

-81,653

-67,997

-67,445

-74,211

-74,983

-58,727

-40,938

-12,374

-9,035

-5,415

-13,764

-1,392

-1,747

-1,996

-3,659

-1,495

-1,829

-1,604

-1,729

-2,345

-3,213

-2,754

-2,842

-1,212

-345

-538

-622

-1,531

-1,777

-2,503

-2,014

-379

-467

803

1,239

1,221

1,104

1,430

606

720

952

3,704

4,299

1,131

539

-156

104

-91

-684

-2,051

-1,971

-866

-1,012

-1,872

-1,947

-1,463

-3,870

-1,101

-1,508

-13,414

-14,845

-9,022

-5,891

-4,001

-3,841

-2,458

-2,729

-1,746

-5,644

-4,681

-2,957

-2,075

-19

-1,938

1,438

1,918

-2,469

4,106

2,655

2,645

5,359

4,280

4,842

4,696

2,698

-730

655

1,479

400

268

-476

-1,374

-2,030

-2,099

-4,000

-2,600

-2,000

400

1,800

2,200

1,000

800

Capital Surplus

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
309,088
309,722
311,428
318,463
319,375
320,269
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

320,269

319,375

318,463

311,428

309,722

309,088

Treasury Stock

-105,393

-100,677

-97,826

-92,637

-82,725

-76,278

-65,104

-55,893

-48,461

-40,856

-36,477

-29,990

-25,705

-8,988

-8,922

-8,859

-7,894

-7,838

-7,525

-7,196

-6,255

-6,016

-5,681

-5,180

-4,999

-4,946

-4,590

-4,022

-3,630

-3,194

-3,076

-2,867

-2,783

-2,672

-2,577

-2,391

-2,120

-2,112

-2,031

-2,020

-1,991

-1,833

-1,785

-1,588

-1,515

-1,281

-1,182

-956

-944

-774

-655

Other Stockholders Equity

5,500
5,400
4,400
10,800
11,500
12,800
13,100
20,900
18,816
18,917
24,134
24,148
24,081
23,988
36,235
36,250
36,212
36,326
36,322
36,365
36,505
36,547
59,307
59,568
59,737
59,975
83,797
85,124
85,282
85,559
85,228
84,951
84,500
84,248
91,336
84,373
91,537
91,935
84,622
91,570
91,278
91,564
91,383
91,465
93,244
93,276
84,197
93,626
93,772
93,922
94,075
94,248
94,453
94,664
94,834
95,020
87,538
87,663
87,921
88,687
89,321
89,991
90,975
131,711
133,699
136,052
138,749
186,841
189,420
193,788
198,800
204,215
208,778
215,270
221,518
229,720
238,136
246,688
259,963
274,564
284,842
288,330
296,265
300,100
300,734
302,440
292,758
289,385
283,792
286,319
288,200
290,115
285,395
279,574
274,499
267,254
256,196
251,686
243,897
240,880
238,383
236,744
236,401
236,634
582,379

582,379

236,634

236,401

236,744

238,383

240,880

243,897

251,686

256,196

267,254

274,499

279,574

285,395

290,115

288,200

286,319

283,792

289,385

292,758

302,440

300,734

300,100

296,265

288,330

284,842

274,564

259,963

246,688

238,136

229,720

221,518

215,270

208,778

204,215

198,800

193,788

189,420

186,841

138,749

136,052

133,699

131,711

90,975

89,991

89,321

88,687

87,921

87,663

87,538

95,020

94,834

94,664

94,453

94,248

94,075

93,922

93,772

93,626

84,197

93,276

93,244

91,465

91,383

91,564

91,278

91,570

84,622

91,935

91,537

84,373

91,336

84,248

84,500

84,951

85,228

85,559

85,282

85,124

83,797

59,975

59,737

59,568

59,307

36,547

36,505

36,365

36,322

36,326

36,212

36,250

36,235

23,988

24,081

24,148

24,134

18,917

18,816

20,900

13,100

12,800

11,500

10,800

4,400

5,400

5,500

Balance Sheet

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31
Accounts Payable	0	69,100	5,266,149	121,488	7,951	37,921	28,521	22,334	18,899	12,433	10,695	8,163	6,614	1,351,546	1,349,669	1,237,888	1,180,267	1,144,736	1,041,996	935,666	845,771	769,688	630,903	510,260	0	0	0
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-64,878	-74,211	-12,374	-1,392	-1,495	-2,345	-1,212	-1,531	-379	1,221	23	4,299	104	-1,971	-1,947	-1,508	-5,891	-2,729	-2,957	1,438	2,655	4,842	655	-476	-1,700	0	0
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	16,306	18,400	15,931	16,490	20,021	8,362	9,072	9,693	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	17,831	17,513	17,220	16,958	16,733	16,459	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	0	0	319,375	309,088	283,552	238,708	213,203	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	187,671	190,075	146,804	653,220	208,083	160,672	113,346	162,590	70,059	31,106	35,046	119,128	42,953	62,687	79,771	26,689	26,416	30,155	20,868	16,417	48,183	18,469	33,074	17,881	20,400	42,679	33,240
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	-5,887	744,723	943,557	1,275,909	598,838	538,608	440,979	467,978	265,689	363,758	303,493	423,607	42,953	62,587	79,771	26,689	26,416	30,155	20,868	16,417	48,183	18,469	33,074	17,881	20,400	42,679	33,240
Common Stock	17,831	17,513	17,220	16,958	16,733	16,459	15,858	14,717	13,717	12,954	10,148	7,755	7,685	7,650	7,593	7,190	7,148	7,081	7,061	6,994	6,274	5,661	5,608	5,064	4,300	4,085	3,892
Common Stock Shares Outstanding	18,049	18,568	19,293	19,081	19,411	19,149	17,944	16,515	15,435	12,172	9,177	8,828	8,742	8,785	8,802	8,707	8,787	8,801	8,838	8,823	8,786	8,658	8,589	8,666	7,952	8,694	7,294
Common Stock Total Equity	0	17,513	17,220	16,958	16,733	16,459	15,858	14,717	13,717	12,954	10,148	7,755	7,685	0	0	0	0	7,081	7,061	6,994	6,274	5,661	5,608	5,064	4,300	4,085	3,892
Current Deferred Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	15,432	39,322	32,978	26,151	16,029	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	690,929	606,518	495,800	502,706	394,867	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	36,212	36,212	36,212	33,103	30,208	24,417	17,107	1,573	1,573	563	0	0	0	0	0	0	0	0	0	0	0	0	0	663	0	0	0
Intangible Assets	9,802	11,121	12,690	10,788	10,380	7,982	6,729	1,584	1,708	353,856	0	0	0	0	0	0	0	0	0	0	0	0	0	663	0	0	0
Inventory	-24,789	-216,440	-173,235	-675,867	-218,729	0	2,090	534	563	2,163	3,942	23,706	10,843	4,000	360	1,211	0	0	0	0	0	0	0	0	0	0	0
Liabilities And Stockholders Equity	6,537,916	6,353,593	6,077,993	5,890,442	5,182,879	4,617,858	4,260,547	3,878,633	3,364,659	2,702,397	1,966,948	1,667,836	1,600,335	1,505,425	1,512,353	1,385,425	1,346,976	1,288,376	1,255,259	1,067,395	968,126	859,808	704,773	568,413	423,000	402,796	363,665
Long Term Debt	133,274	132,987	132,701	181,794	83,417	91,555	92,096	58,457	10,222	10,712	8,754	8,971	9,178	26,984	24,555	37,748	27,748	19,964	25,705	33,394	27,032	5,000	5,000	0	0	0	0
Long Term Debt Total	0	132,987	132,701	181,794	83,417	91,555	92,096	58,457	10,222	10,712	8,754	8,971	9,178	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	671,538	669,924	920,118	4,941,455	4,744,147	379,512	3,074	1,734	2,121	2,163	1,941	3,496	107,856	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	365,723	340,842	1,828	-262,850	128,455	38,883	16,648	-42,338	64,555	117,898	103,300	-97,939	-16,095	-32,257	-43,272	28,309	18,403	-6,191	88,337	16,977	-18,151	-13,469	-28,074	-17,881	-17,400	-42,679	-33,240
Net Invested Capital	1,120,769	512,517	132,701	723,916	820,169	660,206	524,600	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	30,676	25,157	21,589	22,495	10,494	10,814	9,452	8,153	6,820	5,371	4,086	3,864	4,078	4,231	30,736	4,117	5,122	5,181	4,828	4,375	4,295	4,606	5,197	4,164	2,900	2,963	3,006
Net Tangible Assets	0	485,647	497,486	483,231	463,064	436,614	379,842	321,053	272,395	242,267	170,657	122,057	108,992	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-1,898,300	390,350	949,215	1,283,404	473,281	1,876,963	1,678,325	1,644,647	3,094,802	314,529	252,679	423,172	-1,403,475	0	0	15,556	15,888	0	-51,804	0	0	0	0	0	0	0	0
Non Current Assets Total	6,318,196	756,796	1,005,421	717,057	480,302	442,462	380,945	338,916	229,157	364,910	297,437	334,509	452,180	449,173	389,854	252,210	308,319	365,410	441,080	461,477	468,831	394,696	234,816	12,324	142,300	101,425	100,515
Non Current Liabilities Other	0	18,400	15,931	193,576	20,021	0	0	0	0	0	74,692	12,218	17,680	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	3,836,215	379,530	187,954	408,348	234,589	215,584	129,994	120,252	93,914	94,404	83,446	21,189	26,858	30,430	36,499	39,748	29,169	23,964	31,705	33,394	30,032	5,000	5,000	0	0	0	0
Non Currrent Assets Other	5,945,832	-56,310	-34,064	-35,292	-30,009	-21,449	-552	-15,320	-15,582	-364,910	-297,437	-334,509	-452,180	-449,173	-389,854	-252,210	-308,319	-365,410	-441,080	-461,477	-468,831	-394,696	-234,816	-154,906	-142,300	-101,425	-100,515
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	4,826,917	4,107,426	3,874,981	4,093,245	5,060,320	4,641,492	4,217,549	3,593,816	1,968,358	1,361,932	905,856	1,101,124	989,434	1,038,284	1,102,409	1,007,119	887,630	788,483	585,126	446,817	442,037	431,686	6,062	257,400	255,729	226,904
Other Current Assets	219,720	216,440	173,235	675,867	218,729	3,625,974	3,429,171	3,063,586	2,862,993	6,210	0	0	0	0	0	0	0	0	0	0	0	0	0	534,044	0	0	0
Other Current Liab	1,709,619	-379,530	5,266,149	-15,000	-136,051	2,294,287	2,165,252	1,870,092	2,935,470	2,298,693	1,647,250	1,516,427	1,443,892	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liab	0	15,432	116,824	154,466	26,151	16,029	28,521	22,334	18,899	12,433	10,695	8,163	6,614	5,733	6,676	8,645	14,461	15,913	4,903	3,666	7,269	7,962	5,785	2,997	0	0	0
Other Stockholder Equity	236,634	240,880	267,254	290,115	289,385	300,100	274,564	229,720	204,215	186,841	131,711	88,687	95,020	94,248	93,626	91,465	91,570	84,373	84,951	85,124	59,568	36,365	36,250	24,148	17,600	12,618	6,327
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	13,979	20,746	27,359	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	86,476	39,539	36,401	35,360	38,123	27,408	29,476	30,371	30,246	32,258	28,990	30,030	31,941	33,820	27,911	26,936	26,236	24,059	21,412	20,163	15,132	14,371	13,474	11,661	9,200	9,170	8,935
Property Plant And Equipment Net	38,349	39,539	36,401	35,360	38,123	27,408	29,476	30,371	30,246	32,258	28,990	30,030	31,941	33,820	27,911	26,936	26,236	24,059	21,412	20,163	15,132	14,371	13,474	11,661	9,200	9,170	8,935
Property Plant Equipment	0	23,831	36,401	21,609	20,913	27,408	29,476	30,371	30,246	32,258	28,990	30,030	31,941	33,820	27,911	26,936	26,236	24,059	21,412	20,163	15,132	14,371	13,474	11,661	0	0	0
Retained Earnings	394,094	348,798	274,288	221,441	199,029	154,799	114,468	81,304	58,123	41,251	28,775	21,316	13,868	4,693	471	-6,063	21,750	15,038	10,100	1,113	16,557	30,290	20,572	26,420	20,500	21,252	23,420
Retained Earnings Total Equity	0	348,798	274,288	221,441	199,029	154,799	114,468	81,304	58,123	41,251	28,775	21,316	13,868	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	403,814	379,530	0	15,000	128,100	0	34,898	0	137,154	149,173	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	553,394	530,917	148,632	390,370	336,538	199,555	129,994	120,252	134,614	149,004	138,346	21,189	26,858	30,430	36,499	54,998	44,819	23,964	109,205	33,394	30,032	5,000	5,000	0	3,000	0	0
Short Term Debt	408,401	379,530	15,931	15,000	128,100	4,146	36,025	24,978	40,700	54,600	54,900	0	0	0	0	15,250	15,650	0	77,500	0	0	0	0	0	0	0	0
Short Term Investments	550,617	554,648	796,753	622,689	390,755	377,936	327,633	305,388	195,630	332,652	268,447	304,479	319,520	-100	72,108	1,203	2,744	7,068	3,926	887	36,410	20,949	18,177	36,376	0	0	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	6,537,916	6,353,593	6,077,993	5,890,442	5,182,879	4,617,858	4,260,547	3,878,633	3,364,659	2,702,397	1,966,948	1,667,836	1,600,335	1,505,425	1,512,353	1,385,425	1,346,976	1,288,376	1,255,259	1,067,395	968,126	859,808	704,773	568,413	423,000	402,796	363,665
Total Current Assets	219,720	769,880	965,146	1,298,404	609,332	4,175,396	3,879,602	3,539,717	3,135,502	369,129	307,579	427,471	47,031	66,818	84,215	30,806	31,538	35,336	25,696	20,792	52,478	23,075	38,271	556,089	23,300	45,642	36,246
Total Current Liabilities	2,118,020	379,530	15,931	15,000	136,051	2,298,433	2,201,277	1,895,070	40,700	54,600	54,900	4,299	1,450,506	0	0	15,250	15,650	0	77,500	0	0	0	0	0	0	0	0
Total Liab	5,954,235	5,820,613	187,954	5,363,320	4,679,227	4,148,845	3,856,869	3,554,423	3,088,983	2,460,130	1,796,291	1,545,779	1,477,364	1,387,709	1,392,844	1,301,531	1,239,547	1,184,613	1,156,104	972,726	883,072	782,650	641,688	513,257	382,300	364,841	330,026
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	583,681	532,980	546,388	527,122	503,652	469,013	403,678	324,210	275,676	242,267	170,657	122,057	122,971	117,716	119,509	83,894	107,429	103,763	99,155	94,669	85,054	77,158	63,085	55,156	40,700	37,955	33,639
Treasury Stock	0	-97,826	-65,104	-36,477	-29,990	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-7,894	-6,255	-4,999	-4,022	-2,867	-2,391	-2,020	-1,588	-956	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31
Accounts Payable	0	0	0	70,930	8,308	69,100	5,299,184	52,694	5,387,416	5,266,149	5,376,341	4,895,775	91,878	121,488	15,088	138,727	10,885	7,951	75,432	58,668	45,371	37,921	51,106	33,133	31,055	28,521	25,699	23,548	24,293	22,334	7,003	48,698	24,030	18,899	1,528	14,881	13,486	12,433	16,960	9,942	9,308	10,695	11,861	11,687	8,605	8,163	11,967	15,758	7,170	6,614	30,406	6,489	1,363,650	1,351,546	1,320,419	1,311,355	1,327,249	1,349,669	1,325,858	1,296,233	1,263,039	1,237,888	1,160,985	1,178,684	1,230,474	1,180,267	1,151,397	1,173,554	1,166,027	1,144,736	1,086,534	1,085,795	1,046,199	1,041,996	1,044,077	992,621	986,682	935,666	879,872	875,623	846,805	845,771	815,430	800,545	797,495	769,688	707,429	710,832	676,556	630,903	597,012	569,923	543,904	510,260	470,064	469,889	461,838	0	0	0	0	0	0	0	0
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	0	-64,878	-81,653	-67,997	-67,445	-74,211	-74,983	-58,727	-40,938	-12,374	-9,035	-5,415	-13,764	-1,392	-1,747	-1,996	-3,659	-1,495	-1,829	-1,604	-1,729	-2,345	-3,213	-2,754	-2,842	-1,212	-345	-538	-622	-1,531	-1,777	-2,503	-2,014	-379	-467	803	1,239	1,221	1,104	1,430	606	23	720	952	3,704	4,299	1,131	539	-156	104	-91	-684	-2,051	-1,971	-866	-1,012	-1,872	-1,947	-1,463	-3,870	-1,101	-1,508	-13,414	-14,845	-9,022	-5,891	-4,001	-3,841	-2,458	-2,729	-1,746	-5,644	-4,681	-2,957	-2,075	-19	-1,938	1,438	1,918	-2,469	4,106	2,655	2,645	5,359	4,280	4,842	4,696	2,698	-730	655	1,479	400	268	-476	-1,374	-2,030	-2,099	-4,000	-2,600	-2,000	400	1,800	2,200	1,000	800
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	16,306	17,347	18,379	17,467	18,400	19,104	20,061	20,728	15,931	16,707	16,201	17,037	16,490	17,294	18,312	19,254	20,021	18,412	19,254	15,858	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	0	17,831	17,821	17,797	17,750	17,513	17,484	17,466	17,450	17,220	17,185	17,164	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	320,269	319,375	318,463	311,428	309,722	309,088	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	10,105	187,671	187,869	171,628	251,293	190,075	108,280	153,425	113,960	146,804	616,212	203,462	476,435	653,220	679,263	622,725	773,901	208,083	227,012	303,926	240,213	160,672	122,903	66,689	153,415	113,346	93,239	93,719	118,863	162,590	159,454	81,229	77,818	70,059	76,097	38,587	72,722	31,106	120,720	215,525	101,432	35,046	39,414	66,761	99,177	119,128	54,820	34,663	33,290	42,953	74,559	60,284	49,582	62,587	94,501	70,091	42,914	79,771	56,219	51,634	79,588	26,689	31,373	27,142	75,646	26,416	23,646	23,094	22,350	30,155	23,948	30,887	25,595	20,868	25,240	24,807	24,020	16,417	24,390	23,234	21,282	48,183	22,640	20,932	25,444	18,469	23,296	25,566	17,552	33,074	30,295	33,615	28,059	17,881	15,093	20,435	15,480	0	0	0	0	0	0	0	0
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	10,105	10,709	6,954	7,800	562,780	744,723	606,160	710,216	715,123	943,557	1,459,991	1,027,282	1,351,736	1,275,909	1,276,192	1,162,467	1,174,459	598,838	577,001	682,765	624,613	538,608	491,457	413,479	495,968	440,979	408,351	408,943	419,095	467,978	409,070	287,445	291,868	265,689	297,027	284,484	348,841	363,758	390,270	440,795	349,502	303,493	313,366	337,095	382,625	423,607	54,820	34,663	33,290	42,953	74,559	60,284	49,582	62,587	94,501	70,091	42,914	79,771	56,219	51,434	79,588	26,689	31,373	27,142	75,646	26,416	23,646	23,094	22,350	30,155	23,948	30,887	25,595	20,868	25,240	24,807	24,020	16,417	24,390	23,234	21,282	48,183	22,640	20,932	25,444	18,469	23,296	25,566	17,552	33,074	30,295	33,615	28,059	17,881	15,093	20,435	15,480	0	0	0	0	0	0	0	0
Common Stock	0	17,831	17,821	17,797	17,750	17,513	17,484	17,466	17,450	17,220	17,185	17,164	17,140	16,958	16,916	16,900	16,854	16,733	16,673	16,557	16,549	16,459	16,347	16,183	16,111	15,858	15,521	15,213	14,991	14,717	14,451	14,208	13,932	13,717	13,497	13,319	13,192	12,954	10,564	10,453	10,351	10,148	7,889	7,849	7,819	7,755	7,724	7,720	7,718	7,685	7,682	7,679	7,676	7,650	7,647	7,645	7,642	7,593	9,189	8,838	8,835	7,190	7,187	7,185	7,166	7,148	7,147	7,139	7,093	7,081	7,070	7,070	7,066	7,061	7,056	7,052	7,020	6,994	6,971	6,311	6,293	6,274	6,242	5,671	5,664	5,661	5,652	5,642	5,626	5,608	5,604	5,086	5,086	5,064	5,059	4,817	4,801	4,800	4,100	4,100	4,100	4,100	3,900	3,900	3,900
Common Stock Shares Outstanding	17,805	17,961	18,010	18,079	18,263	18,382	18,421	18,637	18,947	19,071	19,274	19,439	19,532	19,335	19,133	19,060	19,080	19,208	19,485	19,568	19,658	19,425	19,240	19,099	18,909	18,528	18,123	17,756	17,439	17,070	16,674	16,342	16,017	15,722	15,436	15,233	15,070	13,159	11,956	11,846	11,711	9,580	9,013	8,955	8,917	8,817	8,819	8,813	8,792	8,697	8,743	8,740	8,737	8,820	8,787	8,785	8,779	8,844	8,820	9,277	8,786	8,709	8,813	8,820	8,818	8,711	8,827	8,820	8,821	8,687	8,792	8,793	8,802	8,693	8,838	8,839	8,825	8,675	8,826	8,833	8,839	8,575	8,823	8,784	8,764	8,518	8,783	8,728	8,607	8,460	8,631	8,617	8,617	8,446	8,611	8,621	8,627	8,480	8,600	8,660	8,660	7,650	7,780	7,700	7,760
Common Stock Total Equity	0	0	0	17,797	17,750	17,513	17,484	17,466	17,450	17,220	17,185	17,164	17,140	16,958	16,916	16,900	16,854	16,733	16,673	16,557	16,549	16,459	16,347	16,183	16,111	15,858	15,521	15,213	14,991	14,717	14,451	14,208	13,932	13,717	13,497	13,319	13,192	12,954	10,564	10,453	10,351	10,148	7,889	7,849	7,819	7,755	7,724	7,720	7,718	7,685	7,682	7,679	0	0	0	0	0	0	9,189	0	0	0	0	0	0	0	7,147	0	7,081	7,081	0	7,070	7,066	7,061	7,056	7,052	7,020	6,994	6,971	6,311	6,293	6,274	6,242	5,671	5,664	5,661	5,652	5,642	5,626	5,608	5,604	5,086	5,086	5,064	5,059	4,817	4,801	4,800	4,100	4,100	4,100	4,100	3,900	3,900	3,900
Current Deferred Revenue	0	0	0	0	5,272,947	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	8,334	12,112	15,432	14,490	21,376	26,916	39,322	27,575	27,362	28,341	32,978	23,295	24,992	28,462	26,151	19,498	15,464	12,150	16,029	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1,277,579	690,929	654,249	749,713	692,711	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	0	36,212	36,212	36,212	36,212	36,212	36,212	36,212	36,212	36,212	36,212	33,103	33,103	33,103	30,208	30,208	30,208	30,208	33,817	24,417	24,417	24,417	28,107	17,107	17,107	17,107	0	1,573	1,573	1,573	1,573	1,573	1,573	1,573	0	563	563	563	563	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	663	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	9,802	10,074	10,412	10,767	11,121	11,486	11,870	12,259	12,690	13,121	10,053	10,421	10,788	9,414	9,735	10,057	10,380	7,294	7,524	7,753	7,982	6,190	6,370	6,549	6,729	15,064	1,522	1,553	1,584	1,615	1,646	1,691	1,708	3,311	3,342	563	563	563	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	663	0	0	0	0	0	0	0	0	0	0	0
Inventory	0	-41,385	-233,647	-213,726	-271,350	-216,440	116	-179,862	-260,737	-173,235	0	0	50	50	50	50	50	50	336	0	0	0	96	1,608	5,509	3,261	2,377	3,073	799	2,122	33,547	65,191	42,464	84,321	27,854	1,701	5,348	2,163	1,300	3,686	55,015	3,942	3,483	8,031	5,969	23,706	11,835	5,332	6,605	10,843	3,986	4,813	4,168	4,000	1,000	210	40	360	680	700	965	1,211	1,211	1,564	965	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	75	0	0	0	0	0	0	0	0	0	0	0	0
Liabilities And Stockholders Equity	6,408,553	6,537,916	6,521,581	6,479,700	6,480,018	6,353,593	6,087,261	6,151,167	6,255,664	6,077,993	6,240,285	5,791,688	5,969,627	5,890,442	5,958,107	6,281,215	5,831,458	5,182,879	4,925,409	4,871,234	4,662,306	4,617,858	4,435,709	4,265,174	4,336,494	4,260,547	4,176,332	4,165,679	3,947,562	3,878,633	3,774,383	3,604,703	3,465,997	3,364,659	3,268,963	3,118,170	2,879,457	2,702,397	2,514,521	2,400,971	2,251,485	1,966,948	1,797,704	1,679,590	1,635,332	1,667,836	1,583,490	1,578,605	1,579,540	1,600,335	1,575,288	1,510,740	1,520,718	1,505,425	1,480,261	1,477,263	1,483,311	1,512,353	1,487,679	1,458,879	1,424,307	1,385,425	1,368,898	1,357,659	1,395,836	1,346,976	1,334,953	1,314,324	1,307,082	1,288,376	1,272,194	1,327,562	1,287,441	1,255,259	1,224,936	1,177,156	1,136,215	1,067,395	1,055,575	1,013,463	974,679	968,126	953,936	957,294	897,280	859,808	816,570	797,657	754,879	704,773	665,097	632,666	606,630	568,413	526,584	523,892	515,187	497,600	415,000	411,400	423,500	402,800	377,700	377,800	361,100
Long Term Debt	0	133,274	133,203	133,131	133,059	132,987	132,916	132,844	132,772	132,701	181,125	216,143	181,837	181,794	83,585	83,529	83,473	83,417	83,361	83,305	83,249	91,555	91,686	91,861	91,979	92,096	58,102	58,236	58,352	58,457	58,559	38,291	10,092	10,222	10,350	10,475	10,594	10,712	9,734	9,836	9,917	8,754	8,809	8,864	8,918	8,971	9,024	9,076	9,127	9,178	6,396	6,426	30,399	30,430	30,460	34,490	36,140	36,499	36,815	37,128	39,439	39,748	40,054	40,357	40,658	29,169	30,623	23,073	23,520	23,964	30,404	30,842	31,275	31,705	77,133	80,806	49,727	33,394	75,308	48,219	29,627	30,032	47,934	64,428	11,000	5,000	23,500	8,000	5,000	5,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Debt Total	0	0	0	133,131	133,059	132,987	132,916	132,844	132,772	132,701	132,629	132,557	181,837	181,794	83,585	83,529	83,473	83,417	83,361	83,305	83,249	91,555	91,686	91,861	91,979	92,096	58,102	58,236	58,352	58,457	58,559	38,291	10,092	10,222	10,350	10,475	10,594	10,712	9,734	9,836	9,917	8,754	8,809	8,864	8,918	8,971	9,024	9,076	9,127	9,178	6,396	6,426	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	0	671,538	642,526	663,942	681,069	669,924	614,388	5,757,321	721,982	920,118	858,603	838,714	5,194,965	4,941,455	4,975,270	5,346,432	4,748,683	4,744,147	4,470,413	381,182	384,400	379,512	406	2,604	2,434	3,074	2,377	1,423	671	1,734	3,547	4,900	4,398	2,121	831	1,701	5,348	2,163	949	1,036	2,062	1,941	2,759	3,347	4,141	3,496	80,090	87,852	92,058	107,856	124,505	143,572	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	263,465	365,723	433,257	465,242	278,033	340,842	76,109	-520	161,625	1,828	-466,876	-54,704	-262,561	-262,850	-274,594	134,953	-51,174	128,455	46,761	-96,367	-36,106	38,883	147,973	205,420	177,462	16,648	14,761	110,312	32,834	-42,338	-29,100	90,572	37,066	64,555	17,945	143,080	21,564	117,898	-27,294	-121,997	71,577	103,300	47,448	-45,897	-78,160	-97,939	-33,461	-9,136	-1,263	-16,095	-47,370	-32,953	-19,183	-32,157	-64,041	-35,601	-6,774	-43,272	-19,404	-14,506	-40,149	28,309	63,681	38,215	-34,988	18,403	41,277	-21	1,170	-6,191	50,956	100,205	108,680	88,337	51,893	55,999	25,707	16,977	50,918	24,985	8,345	-18,151	25,294	43,496	-14,444	-13,469	204	-17,566	-12,552	-28,074	-30,295	-33,615	-28,059	-17,881	-15,093	-20,435	-15,480	3,000	0	0	0	0	0	0	0
Net Invested Capital	0	1,120,769	603,779	618,491	511,859	512,517	165,285	132,844	254,857	132,701	181,125	216,143	365,017	723,916	726,313	711,509	1,199,913	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	0	30,676	22,889	20,865	19,143	25,157	17,816	23,468	143,135	21,589	22,790	23,117	23,916	22,495	22,192	15,956	11,816	10,494	11,759	11,594	11,688	10,814	10,849	7,202	7,306	9,452	6,803	6,776	6,823	8,153	6,383	7,733	7,497	6,820	6,839	6,451	5,943	5,371	5,126	4,858	4,788	4,086	4,017	3,972	3,768	3,864	4,040	3,447	3,842	4,078	3,788	4,391	31,888	4,231	4,594	4,533	5,112	4,444	5,359	4,652	4,635	4,117	4,884	4,857	4,998	5,122	5,920	5,040	4,900	5,181	5,215	4,940	5,339	4,828	4,848	4,771	5,372	4,375	5,039	4,560	4,853	4,295	5,136	4,721	4,901	4,606	4,819	4,715	4,882	5,197	4,694	4,393	3,846	4,164	3,937	3,460	3,705	0	0	0	0	0	0	0	0
Net Tangible Assets	0	0	0	518,445	507,979	485,647	467,816	472,242	474,955	497,486	493,681	495,303	478,917	483,231	483,106	468,037	456,175	463,064	454,239	461,947	449,302	436,614	420,136	413,542	398,750	379,842	364,872	353,752	337,802	321,053	305,844	292,314	280,241	272,395	266,400	257,876	249,353	242,267	188,070	182,333	175,872	170,657	126,418	124,113	124,606	122,057	117,478	114,235	111,134	108,992	106,745	101,311	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-4,611,124	-1,898,300	-463,622	-477,560	-5,087,291	390,350	469,289	728,379	736,173	959,326	5,278,443	4,856,831	4,983,361	5,158,385	5,240,113	5,634,408	4,813,029	4,566,526	4,422,937	4,398,897	4,190,719	4,148,013	3,905,121	3,734,443	3,720,616	3,854,212	3,794,865	3,730,554	3,579,541	3,519,793	3,484,353	3,336,619	3,197,974	3,094,802	302,338	203,435	342,459	314,529	378,436	435,711	274,890	252,679	287,022	329,380	377,788	419,308	-1,385,793	-1,400,733	14,232	-1,403,475	-1,349,069	-1,303,525	0	0	0	0	0	0	0	0	0	15,556	-18,743	6,999	0	15,888	0	0	0	0	-15,337	-64,423	-72,066	-51,804	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Assets Total	6,181,043	6,318,196	23,880	23,745	85,671	756,796	87,904	763,654	811,533	1,005,421	945,135	918,656	971,266	717,057	687,906	631,807	492,544	480,302	435,472	453,083	455,729	442,462	435,398	403,381	399,878	380,945	360,008	348,125	333,471	338,916	283,027	238,634	246,923	229,157	252,240	277,534	308,187	364,910	300,375	256,365	279,157	297,437	302,974	299,355	312,877	334,509	360,659	373,076	401,919	452,180	465,665	423,507	457,066	449,173	382,267	388,875	411,252	389,854	367,500	331,819	253,795	252,210	258,891	279,655	298,068	308,319	341,830	342,481	353,812	365,410	362,452	428,921	446,385	441,080	406,834	437,057	476,841	461,477	462,134	502,285	477,858	468,831	503,740	505,883	440,697	394,696	346,144	320,661	288,036	234,816	207,099	177,967	169,561	12,324	164,001	160,497	171,841	100	0	0	-100	0	100	0	100
Non Current Liabilities Other	0	0	0	18,379	17,467	18,400	19,104	20,061	20,728	15,931	65,203	99,787	185,217	193,576	201,084	554,149	19,254	20,021	18,412	19,254	15,858	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	83,692	83,692	83,692	74,692	47,692	12,000	12,099	12,218	12,335	16,451	17,566	17,680	20,793	20,905	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	987,540	3,836,215	150,550	151,510	255,846	379,530	5,520,274	5,625,538	153,500	148,632	225,407	259,706	395,395	408,348	412,964	767,670	236,189	234,589	226,271	223,023	216,257	215,584	175,686	144,759	114,877	129,994	108,000	117,031	117,147	120,252	130,354	142,351	93,784	93,914	94,042	94,167	94,286	94,404	93,426	93,528	93,609	83,446	56,501	20,864	21,017	21,189	21,359	25,527	26,693	26,858	27,189	27,331	30,399	30,430	30,460	34,490	36,140	36,499	36,815	37,128	39,439	39,748	40,054	40,357	40,658	29,169	64,923	23,073	23,520	23,964	30,404	30,842	31,275	31,705	77,133	80,806	49,727	33,394	75,308	48,219	29,627	30,032	47,934	64,428	11,000	5,000	23,500	8,000	5,000	5,000	0	0	0	0	0	0	0	3,000	0	0	0	0	0	0	0
Non Currrent Assets Other	5,931,466	5,945,832	-706,996	-726,596	-681,069	-56,310	-614,388	-763,654	48,471	-34,064	171,770	-871,544	-927,742	593,691	-648,284	4,470,883	-452,279	573,407	3,901,076	3,723,691	3,570,175	3,773,158	3,497,904	3,441,011	-629	3,527,439	-16,636	-16,912	-15,325	3,215,331	-14,765	-18,190	-17,952	2,931,048	-252,240	-277,534	-308,187	-563	-300,375	-256,365	-279,157	-297,437	-302,974	-299,355	-312,877	-334,509	-360,659	-373,076	-401,919	-452,180	-465,665	-423,507	-457,066	-449,173	-382,267	-388,875	-411,252	-389,854	-367,500	-331,819	-253,795	-252,210	-258,891	-279,655	-298,068	-308,319	-341,830	-342,481	-353,812	-365,410	-362,452	-428,921	-446,385	-441,080	-406,834	-437,057	-476,841	-461,477	-462,134	-502,285	-477,858	-468,831	-503,740	-505,883	-440,697	-394,696	-346,144	-320,661	-288,036	-234,816	-207,099	-177,967	-169,561	-154,906	-164,001	-160,497	-171,841	-9,700	-9,100	-9,200	-9,200	-9,200	-9,000	-8,800	-8,700
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	6,298,320	6,370,987	6,490,747	6,448,155	5,812,424	4,826,917	5,478,595	4,653,829	4,585,873	4,107,426	7,185,420	6,710,344	6,940,893	6,607,499	6,646,013	6,913,022	6,324,002	5,663,181	5,360,881	5,324,317	5,118,035	5,060,320	4,871,107	4,668,555	4,736,372	4,641,492	4,536,340	4,513,804	4,281,033	4,217,549	4,057,410	3,843,337	3,712,920	3,593,816	2,712,857	2,549,701	2,216,486	1,968,358	1,818,750	1,698,953	1,618,038	1,361,932	1,177,347	1,039,168	936,062	905,856	1,163,971	1,167,419	1,140,489	1,101,124	1,031,276	1,022,558	982,182	989,434	972,022	987,092	997,560	1,038,284	1,032,514	1,070,974	1,086,289	1,102,409	1,073,750	1,046,005	1,017,124	1,007,119	963,557	943,709	926,020	887,630	880,579	862,814	810,122	788,483	788,014	710,521	629,982	585,126	564,012	483,384	470,686	446,817	422,420	425,758	426,238	442,037	442,311	446,715	444,409	431,686	423,009	416,691	405,164	161,631	343,553	339,500	324,161	497,500	415,000	411,400	423,600	402,800	377,600	377,800	361,000
Other Current Assets	227,510	219,720	210,758	192,861	271,350	216,440	-103,214	179,862	260,737	173,235	3,812,369	3,822,633	3,622,709	3,874,981	3,971,817	4,470,985	4,152,639	4,093,245	3,901,177	3,723,792	3,570,276	3,625,974	3,498,005	3,441,112	3,433,342	3,429,171	3,401,170	3,401,835	3,188,173	3,063,586	3,075,903	3,070,891	2,919,709	2,862,993	0	0	0	6,210	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	534,044	0	0	0	0	0	0	0	0	0	0	0
Other Current Liab	4,719,144	1,709,619	-470,576	-485,360	9,159	-379,530	19,104	5,403,868	5,387,416	5,266,149	5,376,341	132,557	4,944,913	4,818,484	-15,088	4,851,838	4,441,233	4,243,511	4,061,356	4,095,655	3,919,206	3,895,340	3,659,294	3,522,913	3,552,156	3,698,354	3,662,697	3,581,253	3,430,644	3,411,837	-7,003	3,138,489	3,043,578	2,935,470	-1,528	2,663,746	2,522,332	2,298,693	-16,960	2,115,168	1,893,296	1,647,250	1,572,563	1,522,926	1,481,104	1,516,427	1,432,686	1,423,085	1,411,643	1,443,892	1,397,010	1,361,711	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liab	0	0	0	8,334	0	15,432	88,174	21,376	69,237	116,824	123,098	125,110	28,341	154,466	23,295	560,829	28,462	26,151	19,498	15,464	12,150	16,029	51,106	33,133	31,055	28,521	25,699	23,548	24,293	22,334	34,937	28,330	24,030	18,899	20,976	14,881	13,486	12,433	29,606	9,942	9,308	10,695	11,861	11,687	8,605	8,163	11,967	15,758	7,170	6,614	30,406	6,489	14,585	5,733	11,903	15,435	5,998	6,676	5,862	9,844	7,654	8,645	7,007	11,209	19,011	14,461	11,496	11,549	11,967	15,913	7,287	11,276	7,895	4,903	5,252	4,925	5,535	3,666	7,709	4,174	8,945	7,269	7,881	9,119	9,390	7,962	10,826	8,473	9,181	5,785	6,102	3,475	5,263	2,997	3,643	3,347	4,562	0	0	0	0	0	0	0	0
Other Stockholder Equity	582,379	236,634	236,401	236,744	238,383	240,880	243,897	251,686	256,196	267,254	274,499	279,574	285,395	290,115	288,200	286,319	283,792	289,385	292,758	302,440	300,734	300,100	296,265	288,330	284,842	274,564	259,963	246,688	238,136	229,720	221,518	215,270	208,778	204,215	198,800	193,788	189,420	186,841	138,749	136,052	133,699	131,711	90,975	89,991	89,321	88,687	87,921	87,663	87,538	95,020	94,834	94,664	94,453	94,248	94,075	93,922	93,772	93,626	84,197	93,276	93,244	91,465	91,383	91,564	91,278	91,570	84,622	91,935	91,537	84,373	91,336	84,248	84,500	84,951	85,228	85,559	85,282	85,124	83,797	59,975	59,737	59,568	59,307	36,547	36,505	36,365	36,322	36,326	36,212	36,250	36,235	23,988	24,081	24,148	24,134	18,917	18,816	20,900	13,100	12,800	11,500	10,800	4,400	5,400	5,500
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	13,979	13,938	13,898	13,859	20,746	20,689	20,633	20,577	27,359	27,286	27,216	27,146	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	0	86,476	39,043	39,775	38,692	39,539	40,206	0	0	0	0	36,786	37,589	35,360	36,196	36,963	37,687	38,123	36,491	37,456	34,381	27,408	27,874	28,404	28,923	29,476	29,832	29,806	30,113	30,371	30,223	29,199	29,609	30,246	31,310	31,637	32,068	32,258	30,825	31,095	31,087	28,990	29,022	29,021	29,429	30,030	30,472	30,979	31,482	31,941	32,497	33,098	33,386	33,820	33,901	34,626	27,942	27,911	28,011	27,189	26,740	26,936	26,439	26,321	26,364	26,236	25,726	25,263	24,630	24,059	23,562	23,374	22,872	21,412	21,487	21,428	20,031	20,163	18,610	17,958	16,820	15,132	15,012	14,560	14,613	14,371	13,567	13,345	13,434	13,474	13,409	12,203	12,137	11,661	11,673	11,582	11,197	9,700	9,100	9,200	9,200	9,200	9,000	8,800	8,700
Property Plant And Equipment Net	42,429	38,349	39,043	39,775	38,692	39,539	40,206	40,205	41,080	36,401	37,199	36,786	37,589	35,360	36,196	36,963	37,687	38,123	36,491	37,456	34,381	27,408	27,874	28,404	28,923	29,476	29,832	29,806	30,113	30,371	30,223	29,199	29,609	30,246	31,310	31,637	32,068	32,258	30,825	31,095	31,087	28,990	29,022	29,021	29,429	30,030	30,472	30,979	31,482	31,941	32,497	33,098	33,386	33,820	33,901	34,626	27,942	27,911	28,011	27,189	26,740	26,936	26,439	26,321	26,364	26,236	25,726	25,263	24,630	24,059	23,562	23,374	22,872	21,412	21,487	21,428	20,031	20,163	18,610	17,958	16,820	15,132	15,012	14,560	14,613	14,371	13,567	13,345	13,434	13,474	13,409	12,203	12,137	11,661	11,673	11,582	11,197	9,700	9,100	9,200	9,200	9,200	9,000	8,800	8,700
Property Plant Equipment	0	0	0	23,814	23,782	23,831	40,206	22,804	41,080	36,401	37,199	36,786	23,260	21,609	21,668	21,449	21,243	20,913	20,898	20,987	21,201	27,408	27,874	28,404	28,923	29,476	29,832	29,806	30,113	30,371	30,223	29,199	29,609	30,246	31,310	31,637	32,068	32,258	30,825	31,095	31,087	28,990	29,022	29,021	29,429	30,030	30,472	30,979	31,482	31,941	32,497	33,098	33,386	33,820	33,901	34,626	27,942	27,911	28,011	27,189	26,740	26,936	26,439	26,321	26,364	26,236	25,726	25,263	24,630	24,059	23,562	23,374	22,872	21,412	21,487	21,428	20,031	20,163	18,610	17,958	16,820	15,132	15,012	14,560	14,613	14,371	13,567	13,345	13,434	13,474	13,409	12,203	12,137	11,661	11,673	11,582	11,197	0	0	0	0	0	0	0	0
Retained Earnings	0	394,094	386,387	378,525	366,270	348,798	329,116	309,899	290,718	274,288	260,365	247,136	233,670	221,441	219,359	206,757	199,453	199,029	187,748	176,495	165,918	154,799	145,034	135,260	124,295	114,468	104,797	95,484	88,423	81,304	74,840	68,558	62,809	58,123	54,570	49,966	45,502	41,251	37,653	34,398	31,216	28,775	26,834	25,321	23,762	21,316	20,702	18,313	16,034	13,868	12,002	7,331	5,823	4,693	3,581	2,440	1,447	471	-65	-948	-5,114	-6,063	27,883	25,690	23,437	21,750	19,369	18,054	16,489	15,038	13,879	13,725	12,187	10,100	8,265	6,212	3,907	1,113	1,918	21,630	19,166	16,557	14,497	35,625	32,946	30,290	28,145	25,686	23,034	20,572	18,665	29,794	28,028	26,420	25,058	28,952	27,269	25,900	25,200	23,800	22,500	21,300	26,700	25,700	24,700
Retained Earnings Total Equity	0	0	0	378,525	366,270	348,798	329,116	309,899	290,718	274,288	260,365	247,136	233,670	221,441	219,359	206,757	199,453	199,029	187,748	176,495	165,918	154,799	145,034	135,260	124,295	114,468	104,797	95,484	88,423	81,304	74,840	68,558	62,809	58,123	54,570	49,966	45,502	41,251	37,653	34,398	31,216	28,775	26,834	25,321	23,762	21,316	20,702	18,313	16,034	13,868	12,002	7,331	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	0	403,814	470,576	485,360	378,800	379,530	32,369	0	122,085	0	0	0	15,000	15,000	15,000	15,000	515,000	128,100	67,000	0	0	3,000	11,000	19,898	19,898	34,898	12,000	206,553	58,795	122,662	71,795	83,692	83,692	137,154	0	0	0	149,173	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	273,570	553,394	621,126	636,870	529,326	530,917	184,389	152,905	275,585	148,632	149,336	148,758	213,874	390,370	404,669	757,678	722,727	336,538	273,773	207,559	204,107	199,555	270,876	272,109	330,877	129,994	108,000	204,031	151,697	120,252	130,354	171,801	114,884	134,614	94,042	181,667	94,286	149,004	93,426	93,528	173,009	138,346	86,862	20,864	21,017	21,189	21,359	25,527	32,027	26,858	27,189	27,331	30,399	30,430	30,460	34,490	36,140	36,499	36,815	37,128	39,439	54,998	95,054	65,357	40,658	44,819	64,923	23,073	23,520	23,964	74,904	131,092	134,275	109,205	77,133	80,806	49,727	33,394	75,308	48,219	29,627	30,032	47,934	64,428	11,000	5,000	23,500	8,000	5,000	5,000	0	0	0	0	0	0	3,000	3,000	0	0	0	0	0	0	0
Short Term Debt	119,490	408,401	470,576	485,360	378,800	379,530	32,369	5,305	122,085	5,820	16,707	16,201	15,000	15,000	15,000	15,000	515,000	128,100	67,000	19,254	15,858	108,000	95,190	127,350	216,000	37,898	49,898	87,000	34,550	61,795	71,795	29,450	21,100	40,700	83,692	87,500	54,600	54,600	0	0	79,400	54,900	30,361	0	0	0	0	0	22,900	0	0	0	0	0	0	0	0	0	0	0	15,250	15,250	55,000	25,000	0	15,650	0	0	0	0	44,500	100,250	103,000	77,500	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3,000	3,000	0	0	0	0	0	0	0
Short Term Investments	0	550,617	521,005	540,519	556,266	554,648	497,880	556,791	601,163	796,753	843,779	823,820	875,301	622,689	596,929	539,742	400,558	390,755	349,989	378,839	384,400	377,936	368,554	346,790	342,553	327,633	315,112	315,224	300,232	305,388	249,616	206,216	214,050	195,630	220,930	245,897	276,119	332,652	269,550	225,270	248,070	268,447	273,952	270,334	283,448	304,479	253,489	257,318	88,667	319,520	311,927	249,837	271,687	56,197	246,334	252,646	278,052	72,108	252,786	227,414	178,676	1,203	146,125	213,057	228,885	2,744	0	0	0	7,068	0	0	0	3,926	0	0	0	887	91,946	0	0	36,410	0	0	0	20,949	0	0	0	18,177	0	0	0	36,376	0	0	0	0	0	0	0	0	0	0	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	6,408,553	6,537,916	6,521,581	6,479,700	6,480,018	6,353,593	6,087,261	6,151,167	6,255,664	6,077,993	6,240,285	5,791,688	5,969,627	5,890,442	5,958,107	6,281,215	5,831,458	5,182,879	4,925,409	4,871,234	4,662,306	4,617,858	4,435,709	4,265,174	4,336,494	4,260,547	4,176,332	4,165,679	3,947,562	3,878,633	3,774,383	3,604,703	3,465,997	3,364,659	3,268,963	3,118,170	2,879,457	2,702,397	2,514,521	2,400,971	2,251,485	1,966,948	1,797,704	1,679,590	1,635,332	1,667,836	1,583,490	1,578,605	1,579,540	1,600,335	1,575,288	1,510,740	1,520,718	1,505,425	1,480,261	1,477,263	1,483,311	1,512,353	1,487,679	1,458,879	1,424,307	1,385,425	1,368,898	1,357,659	1,395,836	1,346,976	1,334,953	1,314,324	1,307,082	1,288,376	1,272,194	1,327,562	1,287,441	1,255,259	1,224,936	1,177,156	1,136,215	1,067,395	1,055,575	1,013,463	974,679	968,126	953,936	957,294	897,280	859,808	816,570	797,657	754,879	704,773	665,097	632,666	606,630	568,413	526,584	523,892	515,187	497,600	415,000	411,400	423,500	402,800	377,700	377,800	361,100
Total Current Assets	227,510	219,720	6,954	7,800	581,923	769,880	520,762	733,684	858,258	965,146	5,295,150	4,873,032	4,998,361	5,173,385	5,270,201	5,649,408	5,338,914	4,702,577	4,489,937	4,418,151	4,206,577	4,175,396	4,000,311	3,861,793	3,936,616	3,879,602	3,816,324	3,817,554	3,614,091	3,539,717	3,491,356	3,366,069	3,219,074	3,135,502	303,866	290,935	354,784	369,129	395,396	445,653	354,290	307,579	317,383	341,067	386,393	427,471	58,860	38,110	37,132	47,031	78,347	64,675	81,470	66,818	125,972	101,296	74,499	84,215	87,665	56,086	84,223	30,806	36,257	31,999	80,644	31,538	29,566	28,134	27,250	35,336	29,163	35,827	30,934	25,696	30,088	29,578	29,392	20,792	29,429	27,794	26,135	52,478	27,776	25,653	30,345	23,075	28,115	30,281	22,434	38,271	34,989	38,008	31,905	556,089	19,030	23,895	19,185	0	0	0	0	0	0	0	0
Total Current Liabilities	4,838,634	2,118,020	470,576	485,360	5,669,214	379,530	51,473	5,305	122,085	5,820	16,707	16,201	15,000	15,000	30,088	15,000	525,885	136,051	67,000	19,254	15,858	27,383	95,190	127,350	216,000	25,390	21,459	87,000	34,550	19,924	7,003	29,450	21,100	40,700	1,528	87,500	12,325	54,600	16,960	9,942	79,400	54,900	30,361	11,687	8,605	8,163	1,444,653	1,438,843	22,900	1,450,506	1,427,416	1,368,200	0	0	0	0	0	0	0	0	0	15,250	55,000	25,000	0	15,650	0	0	0	0	44,500	100,250	103,000	77,500	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3,000	0	0	0	0	0	0	0
Total Liab	5,826,174	5,954,235	5,962,625	5,914,631	5,925,060	5,820,613	5,571,747	5,630,843	5,732,238	5,531,605	5,697,271	5,253,229	5,447,186	5,363,320	5,435,379	5,773,235	5,335,018	4,679,227	4,430,059	4,377,346	4,180,834	4,148,845	3,981,276	3,828,155	3,914,088	3,856,869	3,796,396	3,808,832	3,606,634	3,554,423	3,465,351	3,309,170	3,182,492	3,088,983	3,002,563	2,860,294	2,630,104	2,460,130	2,326,451	2,218,638	2,075,613	1,796,291	1,671,286	1,555,477	1,510,726	1,545,779	1,466,012	1,464,370	1,468,406	1,477,364	1,454,605	1,395,531	1,408,634	1,387,709	1,362,782	1,361,280	1,369,387	1,392,844	1,368,535	1,343,205	1,310,132	1,301,531	1,263,046	1,255,250	1,290,143	1,239,547	1,227,816	1,208,176	1,201,514	1,184,613	1,168,725	1,228,163	1,188,369	1,156,104	1,126,462	1,078,352	1,041,944	972,726	962,889	928,016	885,377	883,072	871,245	874,092	817,885	782,650	741,755	727,305	690,737	641,688	603,114	573,398	549,167	513,257	473,707	473,236	466,400	450,000	375,200	372,700	385,000	364,800	340,500	341,800	326,200
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	582,379	583,681	558,956	565,069	554,958	532,980	515,514	520,324	523,426	546,388	543,014	538,459	522,441	527,122	522,728	507,980	496,440	503,652	495,350	493,888	481,472	469,013	454,433	437,019	422,406	403,678	379,936	356,847	340,928	324,210	309,032	295,533	283,505	275,676	266,400	257,876	249,353	242,267	188,070	182,333	175,872	170,657	126,418	124,113	124,606	122,057	117,478	114,235	111,134	122,971	120,683	115,209	112,084	117,716	117,479	115,983	113,924	119,509	119,144	115,674	114,175	83,894	105,852	102,409	105,693	107,429	107,137	106,148	105,568	103,763	103,469	99,399	99,072	99,155	98,474	98,804	94,271	94,669	92,686	85,447	89,302	85,054	82,691	83,202	79,395	77,158	74,815	70,352	64,142	63,085	61,983	59,268	57,463	55,156	52,877	50,656	48,787	47,600	39,800	38,700	38,500	38,000	37,200	36,000	34,900
Treasury Stock	0	0	0	-105,393	-100,677	-97,826	-92,637	-82,725	-76,278	-65,104	-55,893	-48,461	-40,856	-36,477	-36,477	-36,477	-36,477	-29,990	-25,705	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,988	-8,922	-8,859	-7,894	-7,838	-7,525	-7,196	-6,255	-6,016	-5,681	-5,180	-4,999	-4,946	-4,946	-4,590	-4,022	-3,630	-3,194	-3,076	-2,867	-2,783	-2,672	-2,577	-2,391	-2,120	-2,112	-2,031	-2,020	-1,991	-1,833	-1,785	-1,588	-1,515	-1,281	-1,182	-956	-944	-774	-655	0	0	0	0	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Cash Flow

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31
Begin Period Cash Flow	190,075	146,804	653,322	208,185	160,773	113,447	162,691	70,160	31,207	35,147	119,228	43,053	62,687	79,972	26,889	28,187	30,258	23,499	16,518	22,695	38,320	19,983	53,347	33,017	42,700	33,240	26,762
Capital Expenditures	3,281	3,517	3,928	3,075	1,705	1,059	2,380	3,218	1,924	3,941	2,545	1,054	975	2,958	3,423	3,127	3,883	4,700	3,259	6,689	2,209	2,245	3,017	2,944	900	1,392	689
Cash And Cash Equivalents Changes	0	43,271	-506,518	445,137	47,412	47,326	-49,244	92,531	39,124	-3,940	-84,081	76,175	-19,634	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	6,995	-10,466	-16,410	2,138	-5,670	-12,354	-1,921	-476	1,672	7,224	-12,133	-907	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	-2,404	43,271	-506,518	445,137	47,412	47,326	-49,244	92,531	38,953	-3,940	-84,081	76,175	-19,634	-17,285	53,083	-1,298	-2,071	6,759	6,981	-6,963	-15,625	18,337	-33,364	21,240	-7,100	9,439	6,478
Change In Working Capital	-2,548	3,277	-4,352	-31,498	17,463	-11,543	-9,764	1,627	936	1,706	6,942	-13,387	2,699	1,251	-11,348	8,794	-1,907	9,116	925	-974	-989	-1,320	-58	218	0	43	-91
Change Receivables	0	-3,568	906	-12,001	328	-1,362	-1,299	-1,333	-1,449	-1,285	-222	214	153	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	-5,519	-3,568	906	-12,001	328	-1,362	-1,299	-1,333	-1,449	-1,285	-222	214	153	213	0	1,005	59	0	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	2,382	1,603	0	1,600	5,790	0	0	1,041	657	0	0	0	0	0	0	0	0	0	0	0	0
Change To Liabilities	0	2,116	226	-10,720	12,799	-929	2,330	2,936	3,504	1,153	2,315	1,342	178	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	31,117	16,567	40,012	17,426	22,157	25,333	12,002	3,088	6,306	10,588	15,783	7,250	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	6,845	-5,258	-19,497	17,135	-10,181	-8,465	2,959	2,392	2,991	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	5,008	5,044	4,788	4,414	4,165	4,314	3,596	3,216	4,003	2,993	3,536	2,946	2,870	3,146	2,433	2,274	2,567	2,566	3,000	3,108	4,209	2,694	1,451	1,340	1,100	817	694
Dividends Paid	3,558	3,645	3,775	3,780	3,865	3,712	3,548	3,296	3,100	2,414	1,802	1,886	2,588	2,883	4,743	5,307	5,062	4,713	3,891	3,134	2,549	2,103	1,846	1,592	1,300	1,097	978
End Period Cash Flow	187,671	190,075	146,804	653,322	208,185	160,773	113,447	162,691	70,160	31,207	35,147	119,228	43,053	62,687	79,972	26,889	28,187	30,258	23,499	15,732	22,695	38,320	19,983	54,257	35,600	42,679	33,240
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	55,444	115,384	71,535	33,645	84,591	63,189	53,555	39,708	28,382	23,322	30,157	16,794	21,486	18,995	4,379	22,150	8,258	17,599	11,592	8,481	11,772	15,362	7,154	6,837	7,100	5,313	4,496
Investments	-379,485	-352,827	-811,776	-575,166	-484,980	-294,948	-420,268	-430,525	-614,124	-742,333	-408,890	78,877	-122,140	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	16,677	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	379,530	-65,000	-119,947	125,100	70,102	10,228	-13,904	-13,900	8,700	117,374	-5,462	-6,446	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	48,854	74,246	56,622	26,192	47,434	44,170	36,497	26,477	19,972	14,890	9,261	9,696	12,168	7,664	7,126	-22,060	11,862	10,226	13,130	13,109	12,300	11,925	8,924	7,708	6,600	5,319	4,492
Other Cashflows From Financing Activities	114,275	316,804	-2,380	-741	-1,106	-1,540	-1,826	-554	623,526	708,941	289,675	72,447	92,346	1,877	141,783	68,773	62,094	24,682	183,377	98,367	102,247	138,953	126,744	63,159	17,400	34,360	33,283
Other Cashflows From Investing Activities	0	277	61,906	364,246	-280	-1,700	-12,866	568	-9,379	1,115	3,749	-70,879	4,728	865	574	0	0	0	0	0	0	0	0	0	0	0	0
Other Non Cash Items	22,509	42,830	8,827	29,163	7,063	10,076	11,366	10,498	9,119	8,871	9,974	3,908	3,429	11,708	9,787	56,214	168	414	143	372	979	800	356	500	400	664	-309
Sale Purchase Of Stock	-12,494	-32,722	-28,627	-6,487	-21,002	304,258	323,018	486,066	-81	56,227	44,508	-14,341	-7,172	-7,172	-1,206	0	0	0	0	0	0	0	0	0	0	-365	-281
Stock Based Compensation	178	145	126	224	158	189	122	156	319	283	319	336	362	332	343	-330	-805	1,763	-339	-154	-1,297	-52	-189	200	0	0	0
Total Cash From Financing Activities	74,997	280,437	171,817	622,412	448,081	280,785	330,335	482,780	634,074	713,956	290,903	51,383	76,292	-20,411	117,441	62,045	51,237	12,228	177,797	90,595	98,730	136,850	124,898	61,567	16,100	32,907	32,075
Total Cash From Operating Activities	58,725	118,901	75,463	36,720	86,296	64,248	55,935	42,926	30,306	27,263	32,702	17,848	22,461	21,953	7,802	25,277	12,141	22,299	14,851	15,170	13,981	17,607	10,171	9,781	8,000	6,705	5,185
Total Cashflows From Investing Activities	0	-356,067	-753,798	-213,995	-486,965	-297,707	-435,514	-433,175	-625,427	-745,159	-407,686	6,944	-118,387	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31
Begin Period Cash Flow	187,671	187,869	171,628	251,293	190,075	108,280	153,425	113,960	146,804	616,212	203,462	476,537	653,322	679,365	622,827	774,003	208,185	227,113	304,027	240,314	160,773	123,004	66,790	153,516	113,447	93,340	93,820	118,964	162,691	159,555	81,330	77,919	70,160	76,198	38,688	72,823	31,207	120,821	215,626	101,533	35,147	39,515	66,862	99,277	119,228	54,920	34,763	33,390	43,053	74,659	60,384	49,682	62,687	94,601	70,292	43,115	79,972	56,419	51,634	79,789	26,889	31,498	27,779	77,336	28,187	25,266	46,759	48,715	30,258	26,588	32,547	27,032	23,499	44,763	24,875	24,261	15,732	25,631	25,053	45,153	22,695	24,088	24,030	38,674	38,320	25,462	27,121	24,921	19,983	19,305	50,600	62,219	54,257	27,056	38,110	34,474	33,017	-10	10	24,920	24,920	-10	7,810	0	0
Capital Expenditures	0	978	919	735	649	787	1,646	516	568	557	476	647	2,248	569	801	791	914	608	543	381	173	312	259	242	246	446	796	609	529	961	1,785	353	119	449	491	376	608	1,128	487	734	1,592	1,308	738	369	130	316	226	230	282	149	116	426	284	645	170	1,642	841	539	1,432	1,045	407	1,069	664	621	773	569	1,042	1,174	1,098	1,027	690	1,015	1,968	442	576	1,888	353	1,991	1,070	1,549	2,079	513	794	292	610	1,163	559	251	272	414	1,505	352	746	232	350	629	1,733	320	200	190	240	520	400	270	300
Cash And Cash Equivalents Changes	0	0	0	-79,665	61,218	81,795	-45,145	39,465	-32,844	-469,408	412,750	-273,075	-176,785	-26,043	56,538	-151,176	565,818	-18,928	-76,914	63,713	79,541	37,769	56,214	-86,726	40,069	20,107	-480	-25,144	-43,727	3,136	78,225	3,411	7,759	-5,867	37,510	-34,135	41,616	-89,614	-94,805	114,093	66,386	-4,368	-27,347	-32,415	-19,951	64,308	20,157	1,373	-9,663	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	0	-9,516	4,646	632	-1,451	131	7,683	-6,558	-9,707	3,334	2,465	-10,240	-4,495	7,397	-9,072	-5,794	683	-8,638	15,887	-8,480	-668	1,859	1,619	-20,067	-695	-105	8,513	-650	-712	733	-1,292	-1,942	-1,442	1,649	1,259	-4,485	499	-768	6,426	1,614	208	-29,645	35,047	-12,728	199	594	-198	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	34	-198	16,241	-79,665	61,218	81,795	-45,145	39,465	-32,844	-469,408	412,750	-273,075	-176,785	-26,043	56,538	-151,176	565,818	-18,928	-76,914	63,713	79,541	37,769	56,214	-86,726	40,069	20,107	-480	-25,144	-43,727	3,136	78,225	3,411	7,759	-6,038	37,510	-34,135	41,616	-89,614	-94,805	114,093	66,386	-4,368	-27,347	-32,415	-19,951	64,308	20,157	1,373	-9,663	-31,606	14,275	10,702	-13,005	-31,914	24,309	27,177	-36,857	23,553	4,785	-28,155	52,900	-4,609	3,719	-49,557	49,149	2,921	-21,493	-1,956	18,457	3,670	-5,959	5,515	3,533	-21,264	19,888	614	8,529	-9,899	578	-20,100	22,458	-1,393	58	-14,644	354	12,858	-1,659	2,200	4,938	678	-31,295	-11,619	7,962	27,201	-11,054	3,636	1,457	-12,400	-7,490	-9,490	10,010	24,930	-13,250	7,810	-8,070
Change In Working Capital	-2,712,824	-10,591	4,690	-12,820	15,811	-7,748	8,251	1,994	780	-13,980	-2,121	6,645	5,104	-5,951	-8,895	-3,459	-13,193	22	2,020	-7,590	23,011	-21,097	6,369	1,812	1,373	-20,402	79	-404	10,963	-495	974	3,040	-1,892	-620	-1,124	2,077	603	-3,045	2,033	-790	3,508	160	2,942	722	3,118	-14,059	531	-1,206	1,347	-409	3,684	1,509	-2,085	-3,591	-2,712	7,502	52	-867	-11,377	1,094	-198	15,492	-3,134	-7,464	3,900	3,915	-2,258	91	-3,655	7,475	-1,307	1,216	1,732	2,017	-992	-857	757	288	-792	1,277	-1,747	136	-1,476	-963	1,314	-6,856	1,297	-2,038	6,277	-2,741	2,403	-1,798	2,078	2,257	1,095	-1,509	-1,625	-3,000	0	0	0	0	0	0	0
Change Receivables	0	0	0	-1,722	6,014	-7,341	5,652	-578	-1,301	1,201	327	799	-1,421	-327	-6,212	-4,152	-1,310	1,273	-165	94	-874	35	-3,647	104	2,146	-2,649	-27	47	1,330	-1,770	1,350	-236	-677	19	-388	-508	-572	-245	-268	-70	-702	-69	-45	-204	96	252	593	-867	236	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	0	-7,787	-2,024	-1,722	6,014	-7,341	5,652	-578	-1,301	1,201	327	799	-1,421	-327	-6,212	-4,152	-1,310	1,273	-165	94	-874	35	-3,647	104	2,146	-2,649	-27	47	1,330	-1,770	1,350	-236	-677	19	-388	-508	-572	-245	-268	-70	-702	-69	-45	-204	96	176	-593	631	236	153	452	0	0	213	0	0	0	0	0	0	0	1,005	238	265	124	59	0	141	281	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2,120	0	0	2,382	417	0	1,663	1,603	0	0	0	0	749	403	0	1,600	1,960	0	344	5,790	6,876	16,909	5,103	0	0	1,049	0	0	0	0	0	1,041	479	273	177	657	533	0	0	0	0	0	0	0	2,821	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Liabilities	0	0	0	-2,105	4,176	-1,593	4,067	229	-587	-7,164	5,507	161	1,722	-23	944	-7,467	-4,174	3,507	1,248	370	7,674	-8,334	10,572	-843	-2,324	1,246	341	-361	1,104	204	296	2,267	169	1,461	868	1,259	-84	-553	2,609	553	-1,456	-1,221	2,864	283	389	-459	1,871	-575	505	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	0	0	3,750	4,332	-658	4,809	17,571	9,395	2,024	1,465	702	11,588	22,554	-8,837	7,563	18,732	6,126	7,486	7,317	-3,503	11,096	7,751	2,878	432	20,941	2,219	-1,157	3,330	4,118	6,663	2,363	-1,142	-432	1,315	3,837	-1,632	3,392	1,412	5	1,497	-815	-8,322	47,283	-27,558	12,033	750	1,500	1,500	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	0	0	-11,098	-11,098	-407	2,599	2,572	2,081	-15,181	-2,448	5,846	6,525	-5,624	-2,683	693	-11,883	-1,838	2,772	-7,684	23,885	-21,132	10,016	1,708	-773	-8,465	106	-451	8,529	2,960	-672	1,009	-1,384	2,392	0	0	0	2,991	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	1,240	1,290	1,245	1,233	1,286	1,241	1,247	1,270	1,254	1,232	1,150	1,152	1,136	1,090	1,093	1,095	1,135	1,049	1,011	970	1,425	970	940	979	1,030	801	947	818	843	792	808	773	1,595	803	807	798	788	757	721	727	1,340	737	728	731	732	733	740	741	721	717	656	776	613	762	961	810	639	610	596	588	572	440	613	649	673	651	633	610	621	641	645	659	709	753	754	784	756	760	830	762	883	1,422	830	1,074	1,031	700	508	455	441	361	341	308	399	309	308	324	390	210	230	250	410	210	190	190
Dividends Paid	0	892	893	890	883	897	909	919	920	932	942	952	949	948	945	938	949	952	973	973	967	964	950	945	853	913	893	879	863	844	834	815	803	790	779	774	757	614	609	601	590	454	451	450	447	444	443	444	555	620	621	621	726	708	709	707	759	814	1,664	796	1,469	1,326	1,326	1,326	1,329	1,332	1,248	1,241	1,241	1,239	1,156	1,158	1,160	1,161	913	911	906	904	745	743	742	738	604	604	603	602	500	502	499	499	499	424	424	422	423	374	373	370	330	300	290	300	290	250	260
End Period Cash Flow	34	187,671	187,869	171,628	251,293	190,075	108,280	153,425	113,960	146,804	616,212	203,462	476,537	653,322	679,365	622,827	774,003	208,185	227,113	304,027	240,314	160,773	123,004	66,790	153,516	113,447	93,340	93,820	118,964	162,691	159,555	81,330	77,919	70,160	76,198	38,688	72,823	31,207	120,821	215,626	101,533	35,147	39,515	66,862	99,277	119,228	54,920	34,763	33,390	43,053	74,659	60,384	49,682	62,687	94,601	70,292	43,115	79,972	56,419	51,634	79,789	26,889	31,498	27,779	77,336	28,187	25,266	46,759	48,715	30,258	26,588	32,547	27,032	23,499	44,763	24,875	24,261	15,732	25,631	25,053	45,153	22,695	24,088	24,030	38,674	38,320	25,462	27,121	24,921	19,983	19,305	50,600	62,219	54,257	27,056	38,110	34,474	-12,410	-7,480	-9,490	10,010	24,920	-13,250	7,810	-8,070
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	34	160	23,820	4,293	38,348	12,523	33,742	38,768	30,351	6,442	14,048	22,988	28,057	17,410	-3,159	12,924	6,470	18,545	22,592	11,741	31,713	6,520	25,800	17,033	13,836	10,882	12,517	7,177	22,979	9,513	14,128	12,522	3,545	4,922	6,447	12,345	4,668	3,515	8,386	3,490	7,931	1,936	-3,332	20,085	11,468	6,242	-1,063	5,009	6,606	2,974	10,219	6,326	1,967	1,471	2,083	11,323	4,118	1,752	-6,657	4,730	4,554	16,879	1,492	-3,728	7,507	4,520	3,380	1,805	-1,447	8,328	1,979	3,636	3,656	2,454	3,211	1,051	4,876	1,913	3,068	3,430	70	3,220	1,965	1,873	4,714	32	4,162	1,746	9,422	-49	2,980	427	3,796	4,146	3,320	551	-1,180	3,230	-820	1,540	3,720	1,390	1,400	1,140	2,360
Investments	0	53,315	-51,095	-74,164	-74,269	-178,179	4,017	113,659	-292,324	-319,157	-33,541	59,023	-323,066	15,728	42,939	-609,454	-24,379	-277,920	-111,912	-123,743	28,595	-135,725	-104,321	-17,631	-37,271	-54,777	1,295	-242,715	-124,071	-115,085	-90,736	-137,044	-87,660	-94,499	-109,810	-276,029	-133,786	-292,478	-193,271	-34,216	-222,368	-175,522	-141,341	-126,088	34,061	21,450	-2,073	25,350	34,150	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	0	0	356,560	-250,730	347,161	-89,716	-122,085	122,085	-48,496	-35,090	-149,594	-8,906	-6,847	-352,047	-500,000	386,900	76,100	52,000	67,000	-3,000	-71,190	-1,058	-58,650	201,000	22,125	-95,897	52,450	31,550	-10,000	-41,347	57,043	-19,600	40,700	-87,500	87,500	-54,600	54,600	0	-79,400	33,500	51,539	66,053	-99	-119	-117	-4,116	-24,015	22,786	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	34	8,599	8,755	13,145	18,355	20,579	20,126	20,100	13,441	14,855	14,171	14,418	13,178	3,030	13,547	8,242	1,373	12,233	12,226	11,550	11,425	10,729	10,724	11,910	10,807	10,369	10,206	7,940	7,982	7,308	7,116	6,564	5,489	4,343	5,383	5,238	5,008	4,212	3,864	3,783	3,031	2,395	1,964	2,009	2,893	1,058	2,832	2,723	3,083	2,527	5,332	2,168	2,141	1,877	1,906	1,756	2,125	1,402	1,312	1,930	2,482	-32,619	3,517	3,579	3,463	3,708	2,649	2,813	2,692	2,894	1,391	2,695	3,246	2,994	3,215	3,218	3,703	3,084	3,535	3,209	3,281	2,873	2,884	3,283	3,260	2,746	3,064	3,154	2,961	2,407	2,296	2,191	2,030	1,785	2,136	2,058	1,729	1,730	1,900	1,760	1,800	1,220	1,320	1,300	1,490
Other Cashflows From Financing Activities	0	14,785	60,847	-4,304	351,305	253,260	-39,946	-105,596	241,223	-149	495,804	-229	124,437	-98	-105,688	560,392	584,096	-125	15,985	176,688	23,870	-114	-23	-87,601	70,075	-411	-4,442	203,341	53,712	-58	150,042	122,658	88,292	88,805	136,487	229,040	169,194	198,447	88,314	142,492	279,688	167,339	115,834	41,823	-35,321	69,402	-2	-11,567	-9,349	39,710	35,299	-1,939	12,104	23,955	8,988	38	-22,382	22,648	29,724	68	54,970	37,156	12,037	-11,537	61,815	12,969	19,925	7,871	21,329	13,820	-54,993	36,599	29,256	29,703	47,434	37,589	67,800	14,002	31,432	47,981	1,127	12,513	-1,571	56,510	33,827	43,815	12,099	37,406	45,633	40,290	26,928	25,925	33,601	37,214	27	8,090	17,828	6,780	-3,670	-9,410	19,640	20,630	-1,930	15,950	-4,680
Other Cashflows From Investing Activities	0	0	0	116	-6	277	-1,276	4,860	-5,620	11,963	-5,097	1,032	7,803	-4,160	362,339	-1,000	7,067	2,326	-2,606	-95,148	28,595	70	-2,074	304	-10,325	-3,500	-9,664	298	0	568	238	330	0	-10,000	853	-408	176	1	118	987	9	821	1,236	31,813	-30,121	-47,063	18,186	-15,902	-26,100	8,664	1,238	1,238	1,238	865	364	335	335	574	262	262	262	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Non Cash Items	-34	6,411	16,212	5,382	6,043	-104	8,058	15,908	18,968	-7,862	-87	5,094	11,682	9,178	-5,290	3,687	21,588	-572	3,459	3,636	540	2,313	5,768	1,516	479	4,004	2,159	897	4,306	3,675	4,092	2,302	429	1,107	2,826	6,490	-1,304	1,488	4,186	987	2,210	593	-9,119	13,235	5,265	4,397	-5,019	3,043	1,487	-116	-3,433	2,314	1,279	4,155	2,427	2,697	2,429	2,532	375	2,079	2,012	34,503	1,333	165	531	-3,207	3,380	-558	4	-1,635	1,944	95	-13	-2,824	811	-176	-15	-224	635	-337	-147	-159	-71	-985	-324	4,274	-340	373	1	258	-575	45	126	-63	130	323	125	4,690	-2,730	-260	1,910	370	320	-70	990
Sale Purchase Of Stock	0	-2,112	-2,815	-4,716	-2,851	-5,189	-9,912	-6,447	-11,174	-9,211	-7,432	-7,605	-4,379	6,487	99	-42	-6,487	-4,285	-16,717	-17	-964	177,180	144,538	-66	-1,337	70,315	10,718	-92	-1,323	112,681	-1	-43	-452	-27	4,500	-54	2,299	50,088	2,320	1,961	1,858	218	852	502	530	14,341	9,622	-67	-14,341	7,172	0	0	-7,172	7,172	0	-15,894	-7,172	1,206	-66	-175	-965	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-190	-190	30	0	-10	80	-570	0	130
Stock Based Compensation	0	38	34	58	48	31	37	42	35	33	37	26	30	25	9	149	41	41	42	30	45	46	31	59	53	122	-79	44	35	28	29	44	55	67	80	80	92	106	71	54	52	85	65	84	85	83	84	84	85	89	61	105	107	104	77	76	75	113	77	76	77	0	0	0	101	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Cash From Financing Activities	0	-54,829	42,597	-9,910	97,139	247,174	-82,904	-112,962	229,129	-168,656	437,340	-207,288	110,421	-55,021	-345,581	446,354	576,660	238,121	15,012	175,715	19,233	166,904	136,809	-86,432	63,504	67,502	-4,628	210,096	57,365	108,708	154,595	127,603	91,874	93,539	140,020	229,957	170,558	199,348	89,962	143,832	280,814	168,396	116,091	41,775	-35,359	83,679	5,107	-13,084	-24,319	43,179	34,608	-5,631	4,136	30,343	4,210	-24,325	-30,639	22,808	27,681	30,043	36,909	35,524	10,408	-28,212	44,325	7,183	18,227	6,183	19,644	6,141	-56,587	35,008	27,666	28,542	46,521	36,257	66,477	13,098	30,687	46,830	-20	11,775	-2,175	55,906	33,224	43,213	11,599	36,904	45,134	39,791	26,429	25,501	33,177	36,792	-396	7,716	17,455	6,220	-3,970	-9,710	19,340	20,410	-2,790	15,700	-4,810
Total Cash From Operating Activities	34	1,138	24,739	5,028	38,997	13,310	35,388	39,284	30,919	6,999	14,524	23,635	30,305	17,979	-2,358	13,715	7,384	19,153	23,135	12,122	31,886	6,832	26,059	17,275	14,082	11,328	13,313	7,786	23,508	10,474	15,913	12,875	3,664	5,371	6,938	12,721	5,276	4,643	8,873	4,224	9,523	3,244	-2,594	20,454	11,598	6,558	-837	5,239	6,888	3,123	10,335	6,752	2,251	2,116	1,913	12,965	4,959	2,291	-5,225	5,775	4,961	17,948	2,156	-3,107	8,280	5,089	4,422	2,979	-349	9,355	2,669	4,651	5,624	2,896	3,787	2,939	5,229	3,904	4,138	4,979	2,149	3,733	2,759	2,165	5,324	1,195	4,721	1,997	9,694	365	4,485	779	4,542	4,378	3,670	1,180	553	3,550	-620	1,730	3,960	1,910	1,800	1,410	2,660
Total Cashflows From Investing Activities	0	0	0	-74,783	-74,918	-178,689	2,371	113,143	-292,892	-307,751	-39,114	-89,422	-317,511	10,999	404,477	-611,245	-18,226	-276,202	-115,061	-124,124	28,422	-135,967	-106,654	-17,569	-37,517	-58,723	-9,165	-243,026	-124,600	-116,046	-92,283	-137,067	-87,779	-104,948	-109,448	-276,813	-134,218	-293,605	-193,640	-33,963	-223,951	-176,009	-140,843	-94,644	3,810	-25,929	15,887	9,218	7,768	0	0	0	0	0	45,546	27,360	0	0	0	0	11,030	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	20,329	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Income Statement

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31
Cost Of Revenue	120,259	41,712	39,989	36,259	34,442	32,841	29,289	30,109	68,926	59,540	55,183	48,330	14,386	21,032	27,359	27,997	37,233	34,858	20,623	10,460	10,862	12,855	16,086	13,009	0	0	0
Depreciation And Amortization	5,008	5,044	4,788	4,414	4,165	4,314	3,596	3,216	4,003	2,993	3,536	2,946	2,870	3,146	2,433	2,274	2,567	2,566	3,000	3,108	4,209	2,694	1,451	1,340	1,100	817	694
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	-38,887	138,139	77,662	32,003	66,122	102,243	81,893	63,354	46,830	31,967	19,040	20,788	21,118	21,927	27,839	-9,049	53,558	48,175	39,026	29,053	28,349	29,780	28,771	24,160	18,000	16,849	15,012
Ebitda	-38,887	143,183	82,450	36,417	70,287	106,557	85,489	66,570	50,833	34,960	22,576	23,734	23,988	25,073	30,272	-6,775	56,125	50,741	42,026	32,161	32,558	32,474	30,222	25,500	19,100	17,666	15,706
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	-1,600	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	109,408	200,785	170,315	153,103	140,528	126,515	116,479	95,244	39,240	29,161	18,188	24,376	65,631	64,946	62,146	5,039	49,912	43,090	46,786	44,984	41,473	39,880	31,708	28,786	23,200	4,738	3,648
Income Before Tax	81,372	102,344	77,662	32,003	66,122	57,720	54,307	42,741	32,140	24,286	14,763	16,101	13,982	10,895	10,180	-34,646	17,075	13,731	18,903	19,193	18,087	17,725	13,285	11,651	9,800	8,411	7,314
Income Tax Expense	18,427	28,098	21,040	5,811	18,688	13,550	17,810	16,264	12,168	9,396	5,502	6,405	1,814	3,231	3,054	-12,586	5,213	3,505	5,773	6,084	5,787	5,800	4,361	3,943	3,200	3,092	2,822
Interest Expense	147,921	35,795	22,006	38,148	60,396	44,523	27,586	20,613	14,690	7,681	4,277	4,687	7,136	11,032	17,659	25,597	36,483	34,444	20,123	9,860	10,262	12,055	15,486	12,509	8,200	8,438	7,698
Interest Income	288,034	211,875	160,067	165,750	180,670	159,686	138,727	117,048	99,142	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	48,854	74,246	56,622	26,192	47,434	44,170	36,497	26,477	19,972	14,890	9,261	9,696	12,168	7,664	7,126	-22,060	11,862	10,226	13,130	13,109	12,300	11,925	8,924	7,708	6,600	5,319	4,492
Net Income Applicable To Common Shares	0	74,246	56,622	26,192	47,434	44,170	36,497	26,477	19,972	14,890	9,261	9,222	10,940	5,978	5,633	0	11,862	10,226	13,130	13,109	12,300	11,925	8,924	7,708	0	0	0
Net Income From Continuing Ops	60,834	74,246	56,622	26,192	47,434	44,170	36,497	26,477	19,972	14,890	9,261	9,696	12,168	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	167,454	176,080	138,061	127,602	120,274	115,163	111,141	96,435	84,452	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	-38,887	138,139	77,662	32,003	66,122	102,243	81,893	63,354	46,830	31,967	19,040	20,788	21,118	21,927	27,839	-9,049	53,558	48,175	39,026	29,053	28,349	29,780	28,771	24,160	18,000	16,849	15,012
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	268,554	133,800	132,642	157,359	108,848	54,460	114,900	105,221	137,852	119,080	110,366	96,660	44,513	27,297	34,307	14,088	3,646	5,085	7,760	15,931	13,124	10,100	2,937	4,626	5,200	12,111	11,364
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	5,054	5,044	4,788	4,414	4,165	4,314	3,596	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	1,872	1,882	1,288	1,631	1,363	1,340	1,108	824	637	594	519	512	0	0	0	1,151	892	0	0	0	0	0	0	0	0	0	0
Selling General Administrative	104,710	91,415	83,935	79,491	70,406	65,245	56,322	49,761	42,432	37,622	33,370	28,803	24,762	24,851	25,186	20,586	17,511	15,698	14,682	13,898	13,262	11,962	9,975	9,041	6,900	6,567	6,093
Tax Provision	24,334	28,098	21,040	5,811	18,688	13,550	17,810	16,264	12,168	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	148,295	133,800	-132,642	-157,359	-108,848	-54,460	85,611	75,112	68,926	59,540	55,183	48,330	-44,513	27,297	-34,307	-14,088	3,646	5,085	-7,760	-15,931	-13,124	-10,100	-2,937	-4,626	-5,200	12,111	11,364
Total Other Income Expense Net	120,259	-35,795	83,751	27,471	24,742	-44,523	-27,586	-20,613	-14,690	-7,681	-4,277	-4,687	-7,136	-11,032	-17,659	-25,597	-36,483	-34,444	-20,123	-9,860	-10,262	-12,055	-15,486	-12,509	-8,200	-8,438	-7,698
Total Revenue	229,667	242,497	210,304	189,362	174,970	159,356	145,768	125,353	108,166	88,701	73,371	72,706	65,631	64,946	62,146	5,039	49,912	43,090	46,786	44,984	41,473	39,880	31,708	28,786	23,200	4,738	3,648

	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31
Cost Of Revenue	33,560	44,820	0	2	2	0	10,394	10,274	10,576	1,142	10,421	10,245	9,019	7,426	8,654	9,373	8,759	10	9,060	8,353	8,282	4,392	7,666	8,490	8,178	412	7,382	6,742	6,705	436	17,352	18,775	19,206	545	16,899	16,266	15,768	166	14,693	14,930	14,339	522	14,165	14,079	12,293	1,607	11,993	11,704	11,080	3,235	8,111	8,203	8,295	5,064	8,063	8,292	8,081	6,950	6,879	-1,114	6,987	6,412	6,539	6,785	8,261	9,319	9,494	9,325	9,095	9,302	9,733	8,566	7,257	6,447	5,654	4,653	3,760	3,080	2,675	2,396	2,309	2,464	2,748	2,816	2,834	3,193	3,257	3,225	3,180	3,831	4,082	4,088	4,085	3,689	3,429	3,021	2,620	2,620	2,570	2,540	2,610	2,200	2,200	2,040	2,000
Depreciation And Amortization	0	1,240	1,290	1,696	1,233	1,286	1,241	1,247	1,270	1,254	1,232	1,150	1,152	1,136	1,090	1,093	1,095	1,135	1,049	1,011	970	1,425	970	940	979	1,030	801	947	818	843	792	808	773	1,595	803	807	798	788	757	721	727	1,340	737	728	731	732	733	740	741	721	717	656	776	613	762	961	810	639	610	596	588	572	440	613	649	673	651	633	610	621	641	645	659	709	753	754	784	756	760	830	762	883	1,422	830	1,074	1,031	700	508	455	441	361	341	308	399	309	308	324	390	210	230	250	410	210	190	190
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	0	0	11,310	18,106	50,230	45,672	39,095	32,920	22,826	24,331	24,063	25,780	24,240	11,339	26,774	20,361	11,677	32,430	33,305	30,306	30,477	27,012	26,362	26,173	22,696	21,144	23,961	19,288	17,500	17,478	17,113	15,508	13,255	10,903	12,917	11,885	11,125	9,245	8,419	8,023	6,280	4,740	4,290	4,117	5,893	3,064	5,798	5,569	6,357	5,053	5,494	5,388	5,183	4,802	5,311	5,481	6,333	5,937	6,024	7,286	8,591	-44,736	11,098	11,554	13,035	14,226	13,197	13,336	12,799	13,162	11,104	12,086	11,823	10,786	10,194	8,944	9,101	7,364	7,730	7,006	6,953	6,491	6,790	7,541	7,526	7,078	7,652	7,721	7,326	7,135	7,414	7,286	7,021	6,225	6,535	6,016	5,384	5,200	5,230	5,230	5,460	4,110	4,320	4,040	4,390
Ebitda	-20,525	1,240	12,600	19,802	51,463	46,958	40,336	34,167	24,096	25,585	25,295	26,930	25,392	12,475	27,864	21,454	12,772	33,565	34,354	31,317	31,447	28,437	27,332	27,113	23,675	22,174	24,762	20,235	18,318	18,321	17,905	16,316	14,028	12,498	13,720	12,692	11,923	10,033	9,176	8,744	7,007	6,080	5,027	4,845	6,624	3,796	6,531	6,309	7,098	5,774	6,211	6,044	5,959	5,415	6,073	6,442	7,143	6,576	6,634	7,882	9,179	-44,164	11,538	12,167	13,684	14,899	13,848	13,969	13,409	13,783	11,745	12,731	12,482	11,495	10,947	9,698	9,885	8,120	8,490	7,836	7,715	7,374	8,212	8,371	8,600	8,109	8,352	8,229	7,781	7,576	7,775	7,627	7,329	6,624	6,844	6,324	5,708	5,590	5,440	5,460	5,710	4,520	4,530	4,230	4,580
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	64,446	52,363	55,869	57,494	62,035	64,852	51,514	51,127	43,760	55,034	42,571	41,278	40,594	38,715	43,706	35,224	37,505	46,429	35,441	33,941	33,454	36,248	31,459	32,493	30,430	38,780	31,441	28,401	25,905	31,816	14,452	12,849	10,467	27,997	10,417	10,577	9,697	23,473	7,407	7,466	6,227	18,979	3,990	3,605	5,738	18,502	5,416	5,870	6,534	16,866	7,757	8,304	8,095	16,708	7,882	7,981	7,939	15,495	15,585	15,938	15,128	-39,992	15,710	15,078	14,243	14,119	12,051	12,230	11,512	11,390	8,770	11,167	11,762	11,201	11,701	11,706	12,177	11,090	11,497	11,413	10,983	10,292	9,932	10,773	10,475	9,785	10,182	10,235	9,676	8,603	8,048	7,660	7,403	7,039	7,067	7,386	7,294	4,280	4,170	3,980	3,850	2,960	2,920	2,970	3,350
Income Before Tax	12,408	11,623	12,600	18,108	24,950	29,510	27,749	27,293	17,792	20,722	19,207	19,939	17,794	4,542	18,749	10,683	-1,971	17,788	17,442	14,971	15,921	13,616	14,341	15,742	14,021	13,291	16,462	12,848	11,706	11,787	11,538	10,649	8,767	6,599	8,817	8,377	8,347	6,811	6,257	6,316	4,902	3,530	3,240	3,105	4,888	2,031	4,666	4,370	5,034	3,568	3,795	3,472	3,147	2,588	2,699	2,518	3,090	1,937	1,895	2,743	3,604	-50,548	5,339	5,359	5,204	5,307	3,828	4,111	3,829	4,010	1,435	3,681	4,605	4,252	4,690	4,489	5,472	4,434	5,205	4,760	4,794	4,177	4,192	4,875	4,842	4,086	4,593	4,699	4,345	3,528	3,459	3,272	3,026	2,658	3,232	3,121	2,640	2,580	2,670	2,690	2,840	1,910	2,110	1,990	2,390
Income Tax Expense	3,777	3,024	3,845	4,963	6,595	8,931	7,623	7,193	4,351	5,867	5,036	5,521	4,616	1,512	5,202	2,441	-3,344	5,555	5,216	3,421	4,496	2,887	3,617	3,832	3,214	2,922	6,256	4,908	3,724	4,479	4,422	4,085	3,278	2,256	3,434	3,139	3,339	2,599	2,393	2,533	1,871	1,135	1,276	1,096	1,995	973	1,834	1,647	1,951	1,041	-1,537	1,304	1,006	711	793	762	965	535	583	813	1,122	-17,929	1,822	1,780	1,741	1,599	1,179	1,298	1,137	1,116	44	986	1,359	1,258	1,475	1,271	1,769	1,350	1,670	1,551	1,513	1,304	1,308	1,592	1,582	1,340	1,530	1,546	1,384	1,121	1,163	1,081	996	873	1,096	1,063	911	850	760	930	1,050	690	800	700	900
Interest Expense	44,819	6,682	41,974	35,931	26,513	16,162	9,488	5,627	4,518	4,863	4,856	5,841	6,446	6,797	8,025	9,678	13,648	14,642	15,863	15,335	14,556	13,396	12,021	10,431	8,675	7,853	7,499	6,440	5,794	5,691	5,575	4,859	4,488	4,304	4,100	3,508	2,778	2,434	2,162	1,707	1,378	1,210	1,050	1,012	1,005	1,033	1,132	1,199	1,323	1,485	1,699	1,916	2,036	2,214	2,612	2,963	3,243	4,000	4,129	4,543	4,987	5,812	5,759	6,195	7,831	8,919	9,369	9,225	8,970	9,152	9,669	8,405	7,218	6,534	5,504	4,455	3,629	2,930	2,525	2,246	2,159	2,314	2,598	2,666	2,684	2,992	3,059	3,022	2,981	3,607	3,955	4,014	3,995	3,567	3,303	2,895	2,744	2,620	2,570	2,540	2,610	2,200	2,200	2,040	2,000
Interest Income	0	80,178	78,489	74,852	70,491	64,202	55,013	48,520	44,140	42,075	40,067	39,686	38,239	38,532	40,174	41,649	45,395	45,556	45,948	44,603	44,563	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	8,631	8,599	8,755	13,145	18,355	20,579	20,126	20,100	13,441	14,855	14,171	14,418	13,178	3,030	13,547	8,242	1,373	12,233	12,226	11,550	11,425	10,729	10,724	11,910	10,807	10,369	10,206	7,940	7,982	7,308	7,116	6,564	5,489	4,343	5,383	5,238	5,008	4,212	3,864	3,783	3,031	2,395	1,964	2,009	2,893	1,058	2,832	2,723	3,083	2,527	5,332	2,168	2,141	1,877	1,906	1,756	2,125	1,402	1,312	1,930	2,482	-32,619	3,517	3,579	3,463	3,708	2,649	2,813	2,692	2,894	1,391	2,695	3,246	2,994	3,215	3,218	3,703	3,084	3,535	3,209	3,281	2,873	2,884	3,283	3,260	2,746	3,063	3,153	2,961	2,407	2,296	2,191	2,030	1,785	2,136	2,058	1,729	1,730	1,910	1,760	1,790	1,220	1,310	1,290	1,490
Net Income Applicable To Common Shares	0	0	0	13,145	18,355	20,579	20,126	20,100	13,441	14,855	14,171	14,418	13,178	3,030	13,547	8,242	1,373	12,233	12,226	11,550	11,425	10,729	10,724	11,910	10,807	10,369	10,206	7,940	7,982	7,308	7,116	6,564	5,489	4,343	5,383	5,238	5,008	4,212	3,864	3,783	3,031	2,395	1,964	2,009	2,893	1,058	2,832	2,723	2,609	2,307	5,113	1,949	1,571	1,551	1,580	1,432	1,415	972	882	1,502	2,277	-3,517	3,517	3,579	3,463	3,708	2,649	2,813	2,692	2,894	1,391	2,695	3,246	2,994	3,215	3,218	3,703	3,084	3,535	3,209	3,281	2,873	2,884	3,283	3,260	2,746	3,064	3,154	2,961	2,406	2,297	2,191	2,030	1,785	2,136	2,058	1,729	0	0	0	0	0	0	0	0
Net Income From Continuing Ops	0	8,599	8,755	13,145	18,355	20,579	20,126	20,100	13,441	14,855	14,171	14,418	13,178	3,030	13,547	8,242	1,373	12,233	12,226	11,550	11,425	10,729	10,724	11,910	10,807	10,369	10,206	7,940	7,982	7,308	7,116	6,564	5,489	4,343	5,383	5,238	5,008	4,212	3,864	3,783	3,031	2,395	1,964	2,009	2,893	1,058	2,832	2,723	3,083	0	5,332	2,168	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	0	36,675	36,515	38,921	43,978	48,040	45,525	42,893	39,622	37,212	35,211	33,845	31,793	31,735	32,149	31,971	31,747	30,914	30,085	29,268	30,007	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	-20,525	89,303	12,600	18,106	50,230	45,672	39,095	32,920	22,826	24,331	24,063	25,780	24,240	11,339	26,774	20,361	11,677	32,430	33,305	30,306	30,477	27,012	26,362	26,173	22,696	21,144	23,961	19,288	17,500	17,478	17,113	15,508	13,255	10,903	12,917	11,885	11,125	9,245	8,419	8,023	6,280	4,740	4,290	4,117	5,893	3,064	5,798	5,569	6,357	5,053	5,494	5,388	5,183	4,802	5,311	5,481	6,333	5,937	6,024	7,286	8,591	-44,736	11,098	11,554	13,035	14,226	13,197	13,336	12,799	13,162	11,104	12,086	11,823	10,786	10,194	8,944	9,101	7,364	7,730	7,006	6,953	6,491	6,790	7,541	7,526	7,078	7,652	7,721	7,326	7,135	7,414	7,286	7,021	6,225	6,535	6,016	5,384	5,200	5,230	5,230	5,460	4,110	4,320	4,040	4,390
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	85,598	85,560	43,269	37,694	35,574	100,240	33,560	32,659	44,745	127,309	42,606	40,929	40,613	132,385	37,115	38,387	36,994	104,858	35,319	34,526	33,997	102,478	31,950	33,431	31,515	86,023	29,343	26,837	26,009	69,362	35,518	37,550	38,412	69,471	33,798	32,532	31,536	59,706	29,386	29,860	28,678	55,705	28,330	28,158	24,586	49,937	23,986	23,408	22,160	18,833	18,684	19,238	19,538	9,877	6,007	19,297	18,611	16,586	9,561	9,766	6,537	15,253	4,612	3,524	1,208	107	1,146	1,106	1,287	1,772	2,334	919	61	415	1,507	2,762	3,076	3,726	3,767	4,407	4,030	3,801	3,142	3,232	0	2,707	2,530	2,514	2,350	1,468	634	374	382	814	532	1,370	1,910	9,570	9,200	8,910	8,830	7,650	7,400	7,100	6,950
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	0	1,239	1,290	1,245	1,233	1,286	1,241	1,247	1,270	1,254	1,232	1,150	1,152	1,136	1,090	1,093	1,095	1,135	1,049	1,011	970	1,425	970	940	979	1,030	801	947	818	843	792	808	773	1,595	803	807	798	788	757	721	727	1,340	737	728	731	732	733	740	741	721	717	656	776	613	762	961	810	639	610	596	588	572	440	613	649	673	651	633	610	621	641	645	659	709	753	754	784	756	760	830	762	883	1,422	830	1,074	1,031	700	508	455	441	361	341	308	399	309	308	324	390	210	230	250	410	210	190	190
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	0	288	482	706	396	337	574	681	290	284	386	404	214	337	226	728	340	258	337	409	359	367	248	414	311	1,108	347	355	163	824	141	226	144	637	154	316	148	594	162	138	68	519	131	157	105	512	109	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1,151	0	0	0	892	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2,620	2,570	2,540	2,610	2,200	2,200	2,040	2,000
Selling General Administrative	0	25,085	26,005	27,083	25,297	22,944	23,166	22,385	22,920	20,507	20,414	20,439	22,575	20,567	19,807	19,641	19,476	17,954	17,199	17,820	17,433	17,017	16,618	16,451	15,159	15,791	14,579	13,353	12,599	12,284	12,329	12,681	12,467	11,484	10,738	10,303	9,907	9,641	9,466	9,392	9,123	8,594	9,202	8,215	7,359	8,312	7,328	6,698	6,465	5,929	6,042	6,214	6,577	9,296	6,233	6,256	6,295	10,185	5,622	5,430	5,534	5,333	5,509	4,833	4,911	4,495	4,402	4,360	4,254	3,998	3,908	3,933	3,859	3,490	3,775	3,996	3,652	3,040	3,638	3,685	3,535	3,360	3,306	3,360	3,237	2,990	3,028	3,017	2,927	2,544	2,586	2,456	2,387	2,363	2,243	2,190	2,245	4,330	4,060	3,830	3,610	3,250	3,000	3,020	2,950
Tax Provision	0	3,024	3,845	4,963	6,595	8,931	7,623	7,193	4,351	5,867	5,036	5,521	4,616	1,512	5,202	2,441	-3,344	5,555	5,216	3,421	4,496	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	6,484	7,880	-43,269	37,692	35,574	100,240	33,560	32,659	34,169	126,167	32,185	30,684	31,594	124,959	28,461	29,014	28,235	104,848	26,259	26,173	25,715	98,086	24,284	24,941	23,337	85,611	21,961	20,095	19,304	68,926	18,166	18,775	19,206	68,926	16,899	16,266	15,768	59,540	14,693	14,930	14,339	55,183	14,165	14,079	12,293	48,330	11,993	11,704	11,080	18,833	10,573	11,035	11,243	9,877	6,007	11,005	10,530	-16,586	-9,561	-8,652	-6,537	15,253	-4,612	-3,524	-1,208	107	1,146	1,106	1,287	1,772	2,334	919	61	-415	-1,507	-2,762	-3,076	-3,726	-3,767	-4,407	-4,030	-3,801	-3,142	-3,232	0	-2,707	-2,530	-2,514	-2,350	-1,468	-634	-374	-382	-814	-532	-1,370	-1,910	6,950	6,630	6,370	6,220	5,450	5,200	5,060	4,950
Total Other Income Expense Net	12,408	11,623	12,600	1,698	-25,280	-16,162	-11,346	-5,627	-5,034	-3,609	-4,856	-5,841	-6,446	-6,797	-8,025	-9,678	-13,648	-14,642	-15,863	-15,335	-14,556	-13,396	-12,021	-10,431	-8,675	-7,853	-7,499	-6,440	-5,794	-5,691	-5,575	-4,859	-4,488	-4,304	-4,100	-3,508	-2,778	-2,434	-2,162	-1,707	-1,378	-1,210	-1,050	-1,012	-1,005	-1,033	-1,132	-1,199	-1,323	-1,485	-1,699	-1,916	-2,036	-2,214	-2,612	-2,963	-3,243	-4,000	-4,129	-4,543	-4,987	-5,812	-5,759	-6,195	-7,831	-8,919	-9,369	-9,225	-8,970	-9,152	-9,669	-8,405	-7,218	-6,534	-5,504	-4,455	-3,629	-2,930	-2,525	-2,246	-2,159	-2,314	-2,598	-2,666	-2,684	-2,992	-3,059	-3,022	-2,981	-3,607	-3,955	-4,014	-3,995	-3,567	-3,303	-2,895	-2,744	-2,620	-2,560	-2,540	-2,620	-2,200	-2,210	-2,050	-2,000
Total Revenue	98,006	97,183	55,869	57,496	62,037	64,852	61,908	61,401	54,336	56,176	52,992	51,523	49,613	46,141	52,360	44,597	46,264	46,439	44,501	42,294	41,736	40,640	39,125	40,983	38,608	39,192	38,823	35,143	32,610	32,252	31,804	31,624	29,673	28,542	27,316	26,843	25,465	23,639	22,100	22,396	20,566	19,501	18,155	17,684	18,031	20,109	17,409	17,574	17,614	16,866	15,868	16,507	16,390	16,708	15,945	16,273	16,020	15,495	15,585	14,824	15,128	-39,992	15,710	15,078	14,243	14,119	12,051	12,230	11,512	11,390	8,770	11,167	11,762	11,201	11,701	11,706	12,177	11,090	11,497	11,413	10,983	10,292	9,932	10,773	10,475	9,785	10,182	10,235	9,676	8,603	8,048	7,660	7,403	7,039	7,067	7,386	7,294	6,900	6,740	6,520	6,460	5,160	5,120	5,010	5,350

Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue	229,667
Cost of Revenue	-120,259
Gross Profit	109,408	109,408

Operating Income (+$)
Gross Profit	109,408
Operating Expense	-148,295
Operating Income	-38,887	-38,887

Operating Expense (+$)
Research Development	0
Selling General Administrative	104,710
Selling And Marketing Expenses	1,872
Operating Expense	148,295	106,582

Net Interest Income (+$)
Interest Income	288,034
Interest Expense	-147,921
Other Finance Cost	-27,341
Net Interest Income	167,454

Pretax Income (+$)
Operating Income	-38,887
Net Interest Income	167,454
Other Non-Operating Income Expenses	0
Income Before Tax (EBT)	81,372	-159,147 EBIT - interestExpense = -186,808 67,281 196,775
Interest Expense	147,921
Earnings Before Interest and Taxes (EBIT)	-38,887	229,293
Earnings Before Interest and Taxes (EBITDA)	-38,887

After tax Income (+$)
Income Before Tax	81,372
Tax Provision	-24,334
Net Income From Continuing Ops	60,834	57,038
Net Income	48,854
Net Income Applicable To Common Shares	0

Non-recurring Events
Discontinued Operations	0
Extraordinary Items	0
Effect of Accounting Charges	0
Other Items	0
Non Recurring	0
Other Operating Expenses	268,554
Total Other Income/Expenses Net	120,259	-167,454

Technical Analysis of Peapack-Gladstone Financial
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Peapack-Gladstone Financial. The general trend of Peapack-Gladstone Financial is BEARISH with 71.4% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Peapack-Gladstone Financial's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitions	Bullish trend (-71.4%)		Bearish trend (71.4%)
Overbought to neutral	Bullish pullback	=	Bearish reversal
Upper to lower neutral	Bullish correction	=	Bearish continuation
Nuetral to oversold	Oversold	=	Oversold
Oversold to neutral	Bullish reversal	=	Bearish correction
Lower to upper neutral	Bullish continuation	=	Bearish pullback
Nuetral to overbought	Overbought	=	Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.

Score

Let's take a look at the Support & Resistance of Peapack-Gladstone Financial.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 24.74 < 24.99 < 27.73.

The bearish price targets are: 23.10 > 22.33 > 22.29.

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Peapack-Gladstone Financial Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

Moving averages are lagging trend indicators.
There are many types of moving averages.
Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Peapack-Gladstone Financial. The current mas is .

The long score for the Moving Averages is 2/14.
The longshort score for the Moving Averages is -10/(-14 +14).

MA 20 trending up: The MA 20 is trending up. +1
Close > MA 20: The price is above the MA 20. +1
MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
MA 50 trending down: The MA 50 is trending down. -1
Close < MA 50: The price is below the MA 50. -1
MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
MA 100 trending down: The MA 100 is trending down. -1
Close < MA 100: The price is below the MA 100. -1
MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
MA 200 trending down: The MA 200 is trending down. -1
Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving Average	Amount of candles	vs. MA 50	vs. MA 100	vs. MA 200
MA 20	20
MA 50	50	-
MA 100	100	-	-
MA 200	200	-	-	-

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Shows the moving average of the selected period.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

There are various kinds of moving averages:

Simple moving average (SMA);
Exponential moving average (EMA);
Smoothed moving average (SMMA);
Linear weighted moving average (LWMA).

The moving average looks at a certain period of time and it calculates the price average. The various types of averages are using various formulas. Don’t worry, you don’t have to memorize any formula. All moving averages are calculated automatically by basically every charting software you use. But it’s good to know how moving averages are actually calculated.

Simple moving average

SMA is calculated by summing up the price closures of the selected period. The price is then divided by the selected period. For example, when using the 21 day moving average you sum up all the closing prices for each day and divide that by 21. The result is a line on the chart representing the average. Because it’s an average in the selected timeframe, the trend is always lagging. An moving average looks like this on the chart:

Source: Tradingview.com

In this case, the blue line represents a 21 day moving average. Because the average is based on results from the past, the indicator will always lag behind. For example, when price would suddenly go up, the moving average won't immediately follow.

All other moving averages discussed below look the same on the chart. The only difference is that the line will move in different directions based on the maths behind the used indicators and the amount of days used to determine the average.

Exponential moving average

The EMA gives more weight to the latest closing prices by giving them more value in the equation. EMA is calculated by adding a certain percentage to the latest closing prices:

EMA = (CLOSE (i) * P) + (EMA (i - 1) * (1 - P))

Where:

CLOSE (i) = current period close price.
EMA (i - 1) = value of the Moving Average of a preceding period.
P = the percentage of using the price value.

Smoothed moving average

A smoothed moving average is an exponential moving average with a long lookback period. Older prices are reduced in weight but are never left out in the calculation. Unlike SMA and EMA where prices are removed when they are beyond the selected period. SMMA is a combination of the SMA and EMA. The main advantage is that it smooths out fluctuations in price.

Linear weighted moving average

The LWMA gives the latest price the highest weight and then lineary scales down with each price before that. The result is that the LWMA reacts quicker to changes in price than the SMA or EMA. The formula:

LWMA = ((Pn∗W1)+(Pn−1∗W2)+(Pn−2∗W3)...) / ∑W

Where:

P = Price for the period.
n = The most recent period, n-1 is the prior period, and n-2 is two periods prior.
W = The assigned weight to each period, with the highest weight going first and then descending linearly based on the number of periods being used.

Moving averages are widely used by many traders. Which moving average you need depends on your trading strategy. Common practise is using a combination of multiple periods. For example, the EMA21, EMA50, EMA100 and EMA200. How does that look on a chart:

Source: Tradingview.com

The lowest (purple) line on the chart represents the EMA200 then following up the EMA100, EMA50 and EMA21.

You can use moving averages to determine a trend. The 200 moving average is mostly used as a baseline for determining the current trend:

When the 200 moving average is moving up it is considered a bullish trend.
When the 200 moving average is down it is considered a bearish trend.
When moving averages are flatlined, there is no clear trend so you should look for market structure, consolidation or trend reversals. Depending on how you want to trade.

This is not set in stone. Most trading strategies use multiple moving averages each with different settings. While one strategy might use the EMA20, the other uses the SMA21. There can be hundreds of different variations. Moving averages can also be used as support and resistance. More often than not, prices will bounce on moving averages.

Peapack-Gladstone Financial Daily Moving Averages Chart

2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

MACD is a lagging momentum indicator.
Uses two moving averages.
Can show buy or sell signals based on momentum.
Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Peapack-Gladstone Financial. The current macd is -0.12714985.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Peapack-Gladstone Financial price going up in the near term. +2
MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Peapack-Gladstone Financial. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Peapack-Gladstone Financial price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1

Peapack-Gladstone Financial Daily Moving Average Convergence/Divergence (MACD) Chart

2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.

Score

Let's take a look at the Directional Movement Index (DMI) of Peapack-Gladstone Financial. The current adx is 8.95247759.

The long score for the Directional Movement Index (DMI) is 1/7.
The longshort score for the Directional Movement Index (DMI) is 1/(-7 +7).

PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Peapack-Gladstone Financial shares, leading to potential upward momentum in its price. +1
PLUS_ID > MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.

Peapack-Gladstone Financial Daily Directional Movement Index (DMI) Chart

2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

Parabolic SAR (stop and reverse) is a lagging trend indicator.
Shows the current trend.
Shows potential entry signals.
Shows potential exit signals.
Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Peapack-Gladstone Financial. The current sar is 22.13.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1

Peapack-Gladstone Financial Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

Leading momentum indicator, meaning the signals are instant.
Ranges between 0 and 100.
Above 70 is considered overbought.
Below 30 is considered oversold.
Above or below 50 can also be used to determine price trend or support and resistance.
RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Peapack-Gladstone Financial. The current rsi is 49.87. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is -2/(-13 +13).

Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
Trending up: The RSI is trending up. +1

Measures the speed and change of price movements.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

The RSI measures the magnitude of recent price changes to determine if the asset is overbought or oversold.

Overbought (RSI above 70) means that the trading price is above its intrinsic value. This might indicate a sell or short signal.
Oversold (RSI below 30) means that the trading price is below its intrinsic value. This might indicate a buy or long signal.
RSI levels above or below 50 can also be used to determine a trend.
RSI divergence looks at a deviation between RSI and price movement.
Can be used in many different ways.

Original usage

Keep in mind that almost every indicator can be used in different ways. Even beyond the orginal settings. The relative strength index was developed by J. Welles Wilder. Wilder recommended a smoothing period of 14 days. That means a 14 day moving average (read more about this setting below). Another quote from the wikipedia page:

Wilders also considers the RSI 50 line as both support and resistance. I recommend to always read the original settings first before using an indicator. Many traders and websites are using their own version of the indicator which might be confusing.

How you can use RSI (Divergence)

First and foremost, there is no real right or wrong usage of the RSI indicator. You can use it in any way you want. Wilder recommends using a 14 day average but you can make it 50 or 100 if you like. Just keep in mind that using an indicator is just part of a larger trading plan. In other words, it’s not recommended to do any trading or investing based on a single indicator like the RSI.

The RSI is measured on a scale between 0 and 100. From 30 till 0 is considered oversold. and from 70 -100 is overbought. The RSI is a leading indicator, meaning the signals are instant.

I like to use the RSI as a trend\momentum indicator and not as an overbought or oversold indicator. I use the middle (50) as the baseline. When prices go above RSI 50 the trend is bullish and can indicate long positions. When below 50 it is considered bearish and can indicate short positions. Other traders use the 70 and 30 levels as overbought/oversold depending on the used strategy. The RSI indicator looks like this:

Source: Tradingview.com

The general concensus is that an RSI above 70 indicates that the security is overbought. In other words, the price this security is trading for is to high and should come down. So if RSI hits 70 or above this might indicate a sell signal or taking a short position (expecting the price will go down). Although RSI above 70 indicates the security is trading above it's fair value, that does not mean the price will go down.

Use tradingview to add indicators

I highly recommend using tradingview to add indicators to a chart. It has all the indicators you can think off and can add them for free (up to three indicators) to any chart you want. You can see that the levels 30 and 70 are marked with a dotted line. If you want you can remove these lines or give it another colour using Tradingview. You can also adjust the moving average used. You can also find RSI indicators made by the community that include other settings like RSI divergences.

Tradingview

Use Tradingview to (back)test your strategies and add hundreds of indicators created by the community.

View tool on Tradingview.com

RSI divergence

RSI is not only used to determine momentum but can also spot reversals or continuations of the trend. A reversal means that the trend is going in the opposite direction. From bullish to bearish or from bearish to bullish. These reversals can be spotted by looking at the price and the direction of the RSI. When the price is going up but the RSI is going down that means there is a divergence. This is also the case when RSI goes up but price is going down.

There are four types of divergences:

Regular bullish divergence
Regular bearish divergence
Hidden bullish divergence
Hidden bearish divergence

Regular bullish divergence

With a regular bullish divergence, the price is making lower highs but the oscillator (in this case the RSI) is making higher lows. A regular bullish divergence might indicate the end of the current trend. You’ll see regular bullish divergences mostly at the end of a downtrend. But that does not mean that every regular bullish divergence is a trend reversal.

Price is making lower highs
RSI is making higher lows
Indicating bullish reversal (price might go up)

Source: Tradingview.com

Regular bearish divergence

With a regular bearish divergence the price is making higher highs but the oscillator (in this case the RSI) is making lower highs. This might indicate the end of an uptrend.

Price is making higher highs
RSI is making lower highs
Indicating bearish reversal

Source: Tradingview.com

Hidden bullish divergence

With a hidden bullish divergence, the price is making a higher low while the RSI is making a lower low. This might indicate bullish trend continuation.

Price is making higher lows
RSI is making lower lows
Indicating bullish continuation

Source: Tradingview.com

As you have noticed, you can have multiple divergences in a row.

Hidden bearish divergence

With a hidden bearish divergence, price is making lower highs but RSI is making higher highs. This might indicate bearish trend continuation.

Price is making lower highs
RSI making higher highs
Indicating bearish continuation

Source: Tradingview.com

You can find many cheatsheets of RSI divergences online. Search for "RSI divergence overview" and you'll find a lot of examples. You can print these to learn the various types of divergences.

Peapack-Gladstone Financial Daily Relative Strength Index (RSI) Chart

3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

Leading momentum indicator, meaning the signals are instant.
Used to determine overbought and oversold areas much like the RSI.
Ranges between 0 and 100.
Above 80 is considered overbought.
Below 20 is considered oversold.
Consists of two lines named K and D.
K compares the highest high and lowest low on the selected price range.
The D line is a moving average of the K line.
Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Peapack-Gladstone Financial. The current phase is Continuation in bear market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 2/(-6 +6).

STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Peapack-Gladstone Financial price going up in the near term. +2
Trending up: The STOCH %K is trending up. +1

Peapack-Gladstone Financial Daily Stochastic Oscillator Chart

3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

Lagging or leading Momentum indicator
When the CCI is above zero, the price is above the historical average
When the CCI is below zero, the price is below the historical average
Used for spotting trends
- If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
- If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Peapack-Gladstone Financial. The current cci is 17.42.

Peapack-Gladstone Financial Daily Commodity Channel Index (CCI) Chart

3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

Lagging momentum indicator
Ranges between +100 and -100
Considered overbought above +50
Considered oversold below -50
It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Peapack-Gladstone Financial. The current cmo is 4.23358118.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1

Peapack-Gladstone Financial Daily Chande Momentum Oscillator (CMO) Chart

3.5 Williams %R

Shows the current price relative to the highest high over the last 14 days.

Lagging momentum indicator
Ranging between 0 and -100
Above -20 is considered overbought
Below -80 is considered oversold
Is prone to give false signals

Score

Let's take a look at the Williams %R of Peapack-Gladstone Financial. The current willr is -54.05940594.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Peapack-Gladstone Financial is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.

Peapack-Gladstone Financial Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

Lagging volatility indicator
Uses 3 bands: one upper, one lower and one in the middle
Works best when the middle band reflects an intermediate trend (MA20).
When the price is moving closer to the upper band, the market might be overbought
When the price is moving closer to the lower band, the market might be oversold

Score

Let's take a look at the Bollinger Bands of Peapack-Gladstone Financial.

Peapack-Gladstone Financial Daily Bollinger Bands Chart

4.2 Average True Range (ATR)

Measures market volatility

Leading volatility indicator
Can be used to determine stop-loss positions
Calculated by:
- Current high minus the current low
- Current high minus the previous close
- Current low minus the previous close
The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Peapack-Gladstone Financial. The current atr is 0.68806217.

Peapack-Gladstone Financial Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

Measures market volatility

Leading momentum indicator
Calculation:
- If the closing price is above the previous closing price: OBV = previous OBV + current volume
- If the closing price is below the previous closing price: OBV = previous OBV - current volume
- If the closing price is the same as the previous closing price than the OBV is the same.
Can be used to confirm price trends
Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Peapack-Gladstone Financial. The current obv is 712,664.

Peapack-Gladstone Financial Daily On-Balance Volume (OBV) Chart

5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

Lagging momentum indicator
Looks like RSI but uses volume as an extra metric (RSI only considers price)
Above 80 is considered overbought
Below 20 is considered oversold
Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Peapack-Gladstone Financial. The current mfi is 29.38.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

MFI < 50: -1

Peapack-Gladstone Financial Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

Type	Notification	Date
Currently no notifications for Peapack-Gladstone Financial.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

Date	Indicator	Signal
2023-12-20	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-22	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2023-12-28	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-03	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
2024-01-05	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-01-09	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-01-10	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-11	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-01-12	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-18	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-19	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-22	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-24	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-26	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-29	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2024-01-30	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2024-01-31	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-01	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-02-02	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-02-07	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-08	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	MFI	SHORT ENTRY	LONG CLOSE	20 crossover to downside
2024-02-12	RSI	LONG ENTRY	SHORT CLOSE	30 crossover to upside
2024-02-13	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-14	RSI	LONG ENTRY	SHORT CLOSE	30 crossover to upside
2024-02-15	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	MFI	LONG ENTRY	SHORT CLOSE	20 crossover to upside
2024-02-16	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-20	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-23	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-26	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-27	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
2024-02-28	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-02-29	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-03-01	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-05	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-03-07	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2024-03-08	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-11	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-03-12	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-13	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-14	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-03-19	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-20	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-03-22	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-26	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-27	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-28	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-04-01	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-04-02	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-04-04	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-05	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-08	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-04-09	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-04-10	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-11	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
2024-04-12	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-16	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-04-18	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-19	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-04-22	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-04-23	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2024-04-24	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-25	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-04-26	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
2024-04-29	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-30	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-05-02	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-05-03	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-05-07	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-05-08	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-05-10	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-05-13	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside

6.3. Candlestick Patterns

Peapack-Gladstone Financial Daily Candlestick Chart

Date	Candlestick Pattern

6.4. Technical Score

Let's check the technical score of Peapack-Gladstone Financial based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	49.867
Ma 20	Greater than	Ma 50	23.215
Ma 50	Greater than	Ma 100	23.517
Ma 100	Greater than	Ma 200	25.218
Open	Greater than	Close	23.180
Total			0/5 (0.0%)

Create your own Symbol Scanner

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Quick analysis of Peapack-Gladstone Financial (30 sec.)

What can you expect buying and holding a share of Peapack-Gladstone Financial? (30 sec.)

How much money do you get?

What is your share worth?

+ What do you gain per year?

For what price can you sell your share?

1. Valuation of Peapack-Gladstone Financial (5 min.)

$23.29

$32.71

$-43.77 - $27.35

$-11.06 - $60.06

2. Growth of Peapack-Gladstone Financial (5 min.)

Is Peapack-Gladstone Financial growing?

How much money is Peapack-Gladstone Financial making?

How much money comes from the company's main activities?

3. Financial Health of Peapack-Gladstone Financial (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Peapack-Gladstone Financial? (5 min.)

What can you expect buying and holding a share of Peapack-Gladstone Financial?

Speculation

Investing

How much money are you going to get?

When do you get the money?

How sure are you?

Linear %

Fundamentals of Peapack-Gladstone Financial

About Peapack-Gladstone Financial

Financial Health

Valuation

1.1. Profitability of Peapack-Gladstone Financial.

1.1. Profitability

1.1.1. Net Profit Margin

Trends

Compared to industry (Banks - Regional)

1.1.2. Return on Assets

Trends

Compared to industry (Banks - Regional)

1.1.3. Return on Equity

Trends

Compared to industry (Banks - Regional)

1.2. Operating Efficiency of Peapack-Gladstone Financial.

1.2. Operating Efficiency

1.2.1. Operating Margin

Trends

1.2.2. Operating Ratio

Trends

1.3. Liquidity of Peapack-Gladstone Financial.

1.3. Liquidity

1.3.1. Current Ratio

Trends

Compared to industry (Banks - Regional)

1.3.2. Quick Ratio

Trends

1.4. Solvency of Peapack-Gladstone Financial.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Trends

Compared to industry (Banks - Regional)

1.4.2. Debt to Equity Ratio

Trends

Compared to industry (Banks - Regional)

2. Market Valuation of Peapack-Gladstone Financial

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Trends

Compared to industry (Banks - Regional)

Peapack-Gladstone Financial
Buy, Hold or Sell?