SB Financial Group Inc
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Penke I guess you are interested in SB Financial Group Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of SB Financial Group Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of SB Financial Group Inc (30 sec.)

What can you expect buying and holding a share of SB Financial Group Inc? (30 sec.)

How much money do you get?

$0.52

When do you have the money?

1 year

How often do you get paid?

100.0%

What is your share worth?

Current worth

$18.15

Expected worth in 1 year

$19.43

How sure are you?

87.5%

+ What do you gain per year?

Total Gains per Share

$1.80

Return On Investment

13.0%

For what price can you sell your share?

Current Price per Share

$13.80

Expected price per share

$12.19 - $15.67

How sure are you?

50%

1. Valuation of SB Financial Group Inc (5 min.)

Live pricePrice per Share (EOD)

$13.80

Book Value per Share

$18.15

Intrinsic Value Per Share

$-59.23 - $25.46

Total Value Per Share

$-41.08 - $43.61

My calculation of the intrinsic value of SB Financial Group Inc is based how much money is coming from the company's main activities (Free Cash Flow).

The following numbers are based on moving averages and per share and per quarter.
I use a 6% discount rate for the low estimation and 3% for the high estimation.
The current Free Cash Flow Per Share is 10Y: ($0.43) 3Y: ($0.60) TTM: ($0.43)
The change per quarter (trend) of the Free Cash Flow Per Share is 10Y: ($0.01) 3Y: ($-0.13) TTM: ($-0.24)

Years	Total Low est.	Total High est.	Added Free Cash Flow
1	$0.42	$2.43	$-0.35 - $2.52
2	$-1.06	$4.90	$-2.41 - $2.63
3	$-4.24	$7.40	$-4.48 - $2.74
4	$-8.90	$9.92	$-6.55 - $2.85
5	$-14.88	$12.47	$-8.61 - $2.97
6	$-22.01	$15.04	$-10.68 - $3.08
7	$-30.14	$17.63	$-12.74 - $3.19
8	$-39.14	$20.23	$-14.81 - $3.30
9	$-48.87	$22.84	$-16.87 - $3.41
10	$-59.23	$25.46	$-18.94 - $3.52

2. Growth of SB Financial Group Inc (5 min.)

Is SB Financial Group Inc growing?

	Current year	Previous year	Grow	Grow %
How rich?	$124.3m	$122.5m	-$4m	-3.4%

How much money is SB Financial Group Inc making?

	Current year	Previous year	Grow	Grow %
Making money	$3m	$3.1m	-$106.7k	-3.5%
Net Profit Margin	19.4%	21.7%	-	-

How much money comes from the company's main activities?

Quarterly Yearly

3. Financial Health of SB Financial Group Inc (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of SB Financial Group Inc? (5 min.)

Welcome investor! SB Financial Group Inc's management wants to use your money to grow the business. In return you get a share of SB Financial Group Inc.

What can you expect buying and holding a share of SB Financial Group Inc?

First you should know what it really means to hold a share of SB Financial Group Inc. And how you can make/lose money.

Speculation

The Price per Share of SB Financial Group Inc is $13.80. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

The fundamentals: the financial health trends of SB Financial Group Inc.
The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in SB Financial Group Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $18.15. Based on the TTM, the Book Value Change Per Share is $0.32 per quarter. Based on the YOY, the Book Value Change Per Share is $-1.12 per quarter.
You may receive quarterly/yearly dividend in the form of additional shares.
You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.13 per quarter.

Based on historical numbers we can estimate the returns while holding a share of SB Financial Group Inc.

How much money are you going to get?

	MRQ		TTM		YOY		5Y		10Y
	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share
Usd Eps	0.57	4.1%	0.44	3.2%	0.44	3.2%	0.46	3.3%	0.37	2.7%
Usd Book Value Change Per Share	1.82	13.2%	0.32	2.3%	-1.12	-8.1%	0.13	1.0%	0.25	1.8%
Usd Dividend Per Share	0.13	1.0%	0.13	0.9%	0.12	0.9%	0.11	0.8%	0.09	0.7%
Usd Total Gains Per Share	1.95	14.1%	0.45	3.3%	-1.00	-7.3%	0.24	1.8%	0.34	2.4%
Usd Price Per Share	15.35	-	13.90	-	17.74	-	16.58	-	15.10	-
Price to Earnings Ratio	6.77	-	8.15	-	10.18	-	10.81	-	11.48	-
Price-to-Total Gains Ratio	7.88	-	51.63	-	-3.83	-	32.44	-	36.90	-
Price to Book Ratio	0.85	-	0.81	-	1.02	-	0.95	-	1.01	-
Price-to-Total Gains Ratio	7.88	-	51.63	-	-3.83	-	32.44	-	36.90	-

When do you get the money?

Usd Investment	$.00
Usd Price Per Share	13.8
Number of shares	72

Gains per Quarter	Trailing 12 Months	5 Year
Usd Dividend Per Share	0.13	0.11
Usd Book Value Change Per Share	0.32	0.13
Usd Total Gains Per Share	0.45	0.24
Gains per Quarter (72 shares)	32.41	17.60
Gains per Year (72 shares)	129.63	70.38

Years	Return on Investment (TTM)			Return on Investment (5Y)
	Dividend	Book Value gain	Total gains	Dividend	Book Value gain	Total gains
Broker costs	-	-	-10	-	-	-10
1	37	92	120	32	39	60
2	75	185	250	64	77	130
3	112	277	380	95	116	200
4	149	369	510	127	154	270
5	187	461	640	159	193	340
6	224	554	770	191	232	410
7	261	646	900	223	270	480
8	299	738	1030	254	309	550
9	336	831	1160	286	347	620
10	373	923	1290	318	386	690

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %

	Trailing 12 Months				3Y				5 Year				10 Year				ALLTIME
				%				%				%				%				%
Earnings Per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	109.0	6.0	0.0	94.8%
Book Value Change Per Share	2.0	2.0	0.0	50.0%	7.0	5.0	0.0	58.3%	15.0	5.0	0.0	75.0%	34.0	6.0	0.0	85.0%	86.0	25.0	4.0	74.8%
Dividend per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	92.0	0.0	23.0	80.0%
Total Gains per Share	3.0	1.0	0.0	75.0%	8.0	4.0	0.0	66.7%	16.0	4.0	0.0	80.0%	35.0	5.0	0.0	87.5%	92.0	22.0	1.0	80.0%

Fundamentals of SB Financial Group Inc

About SB Financial Group Inc

https://ir.yourstatebank.com/corporate-profile/def
Banks - Regional
251
401 Clinton Street, Defiance, OH, United States, 43512
Google Maps Bing Maps

SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking products and services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, it sells insurance products to retail and commercial customers. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was founded in 1902 and is based in Defiance, Ohio.

Fundamental data was last updated by Penke on 2024-04-12 17:54:04.

Financial Health

Profitability Details

	Compared to previous year	Compared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.

Operating Efficiency Details

	Compared to previous year	Compared to industry
The company is operating very efficient.

Liquidity Details

	Compared to previous year	Compared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.

Solvency Details

	Compared to previous year	Compared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details

	Compared to previous year	Compared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of SB Financial Group Inc.

1.1. Profitability

1.1.1. Net Profit Margin

Measures how much net profit SB Financial Group Inc earns for each $1 of revenue.

Above 10% is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
A Net Profit Margin of 18.8% means that $0.19 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of SB Financial Group Inc:

The MRQ is 18.8%. The company is making a huge profit. +2
The TTM is 19.4%. The company is making a huge profit. +2

Trends

Current period		Compared to		+/-
MRQ	18.8%	TTM	19.4%	-0.6%
TTM	19.4%	YOY	21.7%	-2.3%
TTM	19.4%	5Y	22.1%	-2.7%
5Y	22.1%	10Y	21.3%	+0.8%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	18.8%	18.4%	+0.4%
TTM	19.4%	28.0%	-8.6%
YOY	21.7%	25.2%	-3.5%
5Y	22.1%	22.8%	-0.7%
10Y	21.3%	19.8%	+1.5%

Measures how much net profit SB Financial Group Inc earns for each $1 of revenue.

Revenue is the amount of profit SB Financial Group Inc generates before taxes and all other costs. For example, when you buy a cup of coffee it will cost you $3. The company does not earn $3 in profit but also has to pay various costs and taxes to create that cup of coffee. Let's assume the cost of creating a cup of coffee is $1.5.

The $3 you pay for a cup of coffee is called revenue.
The $1.5 that’s left over when all costs to create that cup of coffee (including taxes) are deduced from the revenue is called net profit.

The net profit margin looks at how much net profit SB Financial Group Inc earns for each $1 in revenue.

How to use net profit margin

Higher profit margin is better (more profit).
Above 10% is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
Can be used to compare companies within the Banks - Regional industry.

You typically want a high profit margin. This means that for each $1 in sales, SB Financial Group Inc makes more profit. This shows the investor how efficiently SB Financial Group Inc is operating in general and compared to other companies in the same industry. SB Financial Group Inc operates in the Banks - Regional industry.

Why do investors use net profit margin in their analysis

It helps investors to determine the efficiency of SB Financial Group Inc. If profit margins remain low (compared to the Banks - Regional industry mean) and there are no improvements to make in production costs or other areas that might be a warning sign. If profit margins are high that means the company has low overhead costs and is efficiently using its resources to generate profit.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Net Profit Margin of SB Financial Group Inc is 0.19. This means that SB Financial Group Inc earned $0.19 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Net Profit Margin of the Banks - Regional industry is 18.4%.
What is the trend?
The trend is important because it shows you how SB Financial Group Inc is performing over time. The most recent quarter might be important if SB Financial Group Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for SB Financial Group Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare SB Financial Group Inc with other companies in the same industry (Banks - Regional).
Net profit margin should rise over the years.
Can be influenced when SB Financial Group Inc sells assets (profit will increase while costs remain the same).
It won’t show what part of SB Financial Group Inc is doing great or needs improvement (it only looks at total revenue and total net income).

How to calculate net profit margin

Net profit margin = net income / total revenue * 100%

Real example of SB Financial Group Inc

You need the following data to determine net profit margin:

Income statement from the period you want to calculate (for example, MRQ or TTM).

Net income MRQ SB Financial Group Inc = 3,883
Total revenue MRQ SB Financial Group Inc = 20,641
$3,883 / $20,641 = 0.19 or 18.8%

Higher is better

The higher the net profit margin, the more efficient the company is generating income. This helps investors to determine how the company is managing money. The net profit margin is an important indicator when diving into the financial health of a company. Overall, you want to see the net profit margin rising over the years. That means the company improved their production and made it more efficient (if possible).

You can use the net profit margin to compare companies within the same industry. If there are two companies where one is much bigger but the smaller one has a higher net profit margin, that means the smaller company is more efficiently using operational costs.

Important: Profit margins can be very different between industries. Companies with assembly lines or transports are much more prone to see shifting in prices for fuel, ingredients and maintenance compared to companies that only provide services. You should never compare net profit margin between different industries.

1.1.2. Return on Assets

Shows how efficient SB Financial Group Inc is using its assets to generate profit.

Above 5% is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
0.3% Return on Assets means that SB Financial Group Inc generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of SB Financial Group Inc:

The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	0.3%	TTM	0.2%	+0.1%
TTM	0.2%	YOY	0.2%	0.0%
TTM	0.2%	5Y	0.3%	-0.1%
5Y	0.3%	10Y	0.3%	+0.0%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.3%	0.1%	+0.2%
TTM	0.2%	0.2%	+0.0%
YOY	0.2%	0.2%	+0.0%
5Y	0.3%	0.2%	+0.1%
10Y	0.3%	0.2%	+0.1%

Shows how efficient SB Financial Group Inc is using its assets to generate profit.

For a farm, a tractor is considered an asset. The tractor helps ploughing the land making it possible to plant and harvest crops. But the tractor might be old and needing maintenance all the time reducing its efficiency. Return on assets indicates how effectively the farm is using the tractor (and other assets that help the core business) to plough the land.

How to use return on assets

Higher is better.
Above 5% is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on assets in their analysis

Shows the investor how effectively SB Financial Group Inc is using its resources to generate profit. If the return on assets (0.3%) from SB Financial Group Inc are higher than the Banks - Regional mean (0.1%) that means SB Financial Group Inc is using its resources better than their competitors. If not, that means their competitors are more efficient in using their resources to generate profit.

An investor should always look at:

What is the current return on assets?
The current most recent quarter (MRQ) Return on Assets of SB Financial Group Inc is 0.3%. This means the company generated $0.00 for each $1 in assets.
How does it compare to the industry?
The mean MRQ Return on Assets of the Banks - Regional industry is 0.1%.
What is the trend?
The trend is important because it shows you how SB Financial Group Inc is performing over time. The most recent quarter might be important if SB Financial Group Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for SB Financial Group Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
If a company has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

How to calculate return on assets

Return on assets = net income / total assets * 100%

Real example SB Financial Group Inc

You need the following data to determine return on assets (ROA):

Income statement
Balance sheet

Net income MRQ (income statement) from SB Financial Group Inc = 3,883
Total assets MRQ (balance sheet) from SB Financial Group Inc = 1,343,249
3,883 / 1,343,249 = 0.00 or 0.3%

ROA is an important ratio as it will tell you how effectively SB Financial Group Inc is using its resources to generate profits. Example:

Bob and Kristin both sell ice cream in the summer. They both have an ice cream truck. The truck Bob owes cost him $20.000 and the truck Kristin owes cost her $1500. Over the summer, Bob earned $2000 and Kristin earned $200. To calculate the return on assets:

Bob: $2000 / $20.000 * 100% = 10%
Kristin: $200 / $1500 * 100% = 13.3%

This tells you Bob’s company is more valuable but Kristin's company is more efficient. Be aware that total assets can change over time. A transportation business will buy and sell trucks or planes all the time. Before using return on assets as a guideline, you have to know what the exact assets are. For a company that has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

1.1.3. Return on Equity

Shows how efficient SB Financial Group Inc is using its investors money to generate profit.

Above 15%-20% is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
3.1% Return on Equity means SB Financial Group Inc generated $0.03 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of SB Financial Group Inc:

The MRQ is 3.1%. Using its investors money, the company is inefficient in making profit. -1
The TTM is 2.5%. Using its investors money, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	3.1%	TTM	2.5%	+0.6%
TTM	2.5%	YOY	2.6%	0.0%
TTM	2.5%	5Y	2.6%	-0.1%
5Y	2.6%	10Y	2.6%	+0.1%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	3.1%	1.4%	+1.7%
TTM	2.5%	2.5%	+0.0%
YOY	2.6%	2.7%	-0.1%
5Y	2.6%	2.5%	+0.1%
10Y	2.6%	2.8%	-0.2%

Shows how efficient SB Financial Group Inc is using its investors money to generate profit.

A publicly traded company (any company that issues shares to the public) is owned by its shareholders. Return on equity calculates the amount of profit for every $1 the shareholders invested.

How to use return on equity

Higher is better.
Above 15%-20% is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on equity in their analysis

To find out the owners/management's attitude toward their company. You typically want the owners/management to invest in the company and focus on generating profit. If not enough profit is generated (compared to the Banks - Regional industry mean), the company might not be investing their money efficiently.

The three steps every investor should look at:

What is the current return on equity?
The current most recent quarter (MRQ) Return on Equity of SB Financial Group Inc is 3.1%. This means SB Financial Group Inc generated $0.03 for each $1 the owners (shareholders) invested.
How does it compare to the industry?
The mean MRQ Return on Equity of the Banks - Regional industry is 1.4%.
What is the trend?
The trend is important because it shows you how SB Financial Group Inc is performing over time. The most recent quarter might be important if SB Financial Group Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for SB Financial Group Inc up to 10 years back (depending if SB Financial Group Inc existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Does not include intangible assets (non physical assets like licences, computer software, etc.).
Stockholders equity and shareholders equity refer to the same thing.
Liabilities should not be more than three times return on equity.

How to calculate return on equity

Return on equity = net profit / shareholders equity * 100%

Real example of SB Financial Group Inc

You need the following data to determine ROE:

Income statement
Balance sheet
Net profit MRQ (income statement) SB Financial Group Inc = 3,883
Shareholders equity (balance sheet) MRQ SB Financial Group Inc = 124,342
3,883 / 124,342 = 0.03 or 3.1%

A negative shareholder equity is a warning sign. It means the company has more liabilities than assets. It might also mean that the owners did not invest enough money or they are taking money out of the business.

1.2. Operating Efficiency of SB Financial Group Inc.

1.2. Operating Efficiency

1.2.1. Operating Margin

Measures how efficient SB Financial Group Inc is operating .

Measures how much profit SB Financial Group Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
Above 15% is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
An Operating Margin of 23.4% means the company generated $0.23 for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of SB Financial Group Inc:

The MRQ is 23.4%. The company is operating efficient. +1
The TTM is 26.5%. The company is operating very efficient. +2

Trends

Current period		Compared to		+/-
MRQ	23.4%	TTM	26.5%	-3.1%
TTM	26.5%	YOY	30.8%	-4.3%
TTM	26.5%	5Y	28.5%	-2.0%
5Y	28.5%	10Y	28.0%	+0.5%

Measures how efficient SB Financial Group Inc is operating .

The more effecient a company creates products or provides services, the more profit it generates.

How to use operating margin

Higher is better
Above 15% is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
Can be very different between industries
Can be used to compare companies

Why do investors use operating margin in their analysis

To determine how much profit SB Financial Group Inc is making from it’s core business.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Operating Margin of SB Financial Group Inc is 23.4%. This means that SB Financial Group Inc earned $0.23 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Margin of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how SB Financial Group Inc is performing over time. The most recent quarter might be important if SB Financial Group Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for SB Financial Group Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Can be calculated in different ways

How to calculate operating margin

Operating margin = operating earnings / total revenue

Real example of SB Financial Group Inc

You need the following data to determine operating margin:

Income statement
Operating earnings MRQ SB Financial Group Inc = 4,832
Total revenue MRQ SB Financial Group Inc = 20,641
$4,832 / $20,641 = 0.23 or 23.4%

Operating margin is used to calculate how much profit a company makes after variable costs of production but before paying interest and taxes. Some variable costs examples are wages, raw materials, packaging, and transaction fees. The amount of variable costs is different for each company and industry. In general, a higher operating margin is better as this implicates that a company is running efficiently.

For investors, a higher operating margin is a good sign. Although you should always look at operating margin in the long term. If operating margin is fluctuating over the years this might be a sign that things are not running efficiently enough. It’s a way to check how much profit a company is making from its core business.

Operation earnings can be calculated in multiple ways:

Operation earnings = EBIT - non operating income + non operating expense
Operation earnings = Gross profit - operating expense - depreciation and amortisation
Operation earnings = Total revenue - COGS (costs of goods sold) - indirect costs

1.2.2. Operating Ratio

Measures how efficient SB Financial Group Inc is keeping operating costs low.

Below 1 is considered healthy (always compare to Banks - Regional industry mean).
An Operation Ratio of 0.12 means that the operating costs are $0.12 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of SB Financial Group Inc:

The MRQ is 0.122. The company is very efficient in keeping operating costs low. +2
The TTM is -0.480.

Trends

Current period		Compared to		+/-
MRQ	0.122	TTM	-0.480	+0.602
TTM	-0.480	YOY	-0.309	-0.171
TTM	-0.480	5Y	-0.496	+0.016
5Y	-0.496	10Y	-0.527	+0.031

Measures how efficient SB Financial Group Inc is keeping operating costs low.

If the operating ratio is below 1 that means the company is making money. The lower the operating ratio, the more efficient the company.

How to use operating ratio

Lower is better.
Below 1 is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use operating ratio in their analysis

Shows if costs of creating products and or services is increasing or decreasing. The lower the operating ratio, the more efficient the company is creating products and services.

The three steps every investor should look at:

What is the current Operatin ratio?
The current most recent quarter (MRQ) Operating Ratio of SB Financial Group Inc is 12.2%. This means that SB Financial Group Inc earned $0.12 for each $1 in net sales in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how SB Financial Group Inc is performing over time. The most recent quarter might be important if SB Financial Group Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for SB Financial Group Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
You need COGS to calculate operating ratio which is not always shown in the income statement.
Does not consider debt.

How to calculate operating ratio

Operating ratio = Operating expenses + COGS \ Net sales

Real life example SB Financial Group Inc

You need the following data to determine operating ratio:

Income statement

COGS is not always specified on the income statement. If so you can use the following calculation:

(cost of revenue + total operating expenses) \ total revenue
(0 +2,513) \ 20,641 = 0.12

The operating ratio measures the efficiency of a company at keeping low costs while generating profits from sales. It compares the total operating expenses to the net amount of sales. The total operating expenses exists of:

COGS (materials, labour, rent of facility, repairs)
Operating expenses (legal fees, marketing, wages, rent, maintenance/repairs)

Operating expenses are all the costs the company makes that are not directly tied to the production of the service or product. Where COGS are costs that are directly tied to the production of a product or service.

Do note that COGS is not always available in the income statement. Some companies include COGS in the operating expenses while others list COGS separately. To make it even more confusing, COGS is also known as “costs of sales” and costs of sales is the same as costs of revenue.

The operating ratio tells you how efficient the company is creating its products or services while keeping prices low. In this case, a lower ratio is better. Higher or rising operating ratios might tell you that costs are rising while sales are not improving or staying the same.

1.3. Liquidity of SB Financial Group Inc.

1.3. Liquidity

1.3.1. Current Ratio

Measures if SB Financial Group Inc is able to pay off Short-term Debt.

Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
A Current Ratio of 0.03 means the company has $0.03 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of SB Financial Group Inc:

The MRQ is 0.034. The company is unable to pay all its short-term debts. -2
The TTM is 51.837. The company is very able to pay all its short-term debts. +2

Trends

Current period		Compared to		+/-
MRQ	0.034	TTM	51.837	-51.803
TTM	51.837	YOY	32.635	+19.202
TTM	51.837	5Y	261.223	-209.385
5Y	261.223	10Y	874.555	-613.333

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
TTM	51.837	0.124	+51.713
YOY	32.635	0.225	+32.410
5Y	261.223	0.219	+261.004
10Y	874.555	0.131	+874.424

Measures if SB Financial Group Inc is able to pay off Short-term Debt.

How to use current ratio

Higher is better
Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
Can be very different between industries
Can be used to compare companies

Why do investors use current ratio in their analysis

Shows if the company can pay of short term debts if needed. A company that can't pay off it's short term debts might get in trouble if they have to pay off their short term debts for whatever reason. For example, markets can change due to global events like covid-19 or the war in Ukraine versus Russia. Because debts are always taken based on future income, it might become troublesome for SB Financial Group Inc if something happens in the market that will cause sales to plummet.

The three steps every investor should look at:

What is the current current Ratio?
The current most recent quarter (MRQ) Current Ratio of SB Financial Group Inc is 0.03. This means SB Financial Group Inc has $0.03 in assets for each $1 in short-term debts.
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how SB Financial Group Inc is performing over time. The most recent quarter might be important if SB Financial Group Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for SB Financial Group Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Might be deluded.
Not all assets can always be quickly sold.
Can be manipulated by increasing or decreasing the assets and/or liabilities.

How to calculate current ratio

Current ratio = current assets \ current liabilities

Real life example SB Financial Group Inc

You need the following data to determine operating ratio:

Balance sheet
Current ratio = current assets \ current liabilities
29,668 \ 872,035) = 0.03

The current ratio measures if SB Financial Group Inc is able to pay short-term debts (obligations). Short term in this context means all debt obligations that are about to expire within one year. The current ratio incorporates current liabilities and current assets. Current assets are all the assets a company has that are expected to be consumed or sold within standard business operations. You can find the current assets in the balance sheet. They consist of:

Inventory
Accounts receivable
Marketable securities
Prepaid expenses
Cash
Cash equivalents
liquid assets

The current liabilities are short term obligations that are due within one year. These consist of:

Short term debts
Dividends
Income taxes
Short-term debts
Accounts payable
Interest payments

The result shows an investor if SB Financial Group Inc is able to pay all its short-term debts if they were due all at once. When the result of the above formula is below 1, then SB Financial Group Inc does not have enough capital after selling all its assets to pay all short-term debts. If the ratio drops far below 1 that might indicate SB Financial Group Inc is or will be in financial trouble anytime soon.

Although this gives an investor some clues, the current ratio may also be deluded. Because owning assets does not mean the company can easily sell them. Also, Accounts receivable may be quite old (they will probably never pay) which deludes the current ratio. As with all ratios, you should only compare them between the same industries and companies.

1.3.2. Quick Ratio

Measures if SB Financial Group Inc is able to pay off Short-term Debt but only using the most liquid assets.

Above 1 is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
A Quick Ratio of 0.28 means the company can pay off $0.28 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of SB Financial Group Inc:

The MRQ is 0.284. The company is just not able to pay all its short-term debts with the most liquid assets. -1
The TTM is 98.442. The company is very able to pay all its short-term debts with the most liquid assets. +2

Trends

Current period		Compared to		+/-
MRQ	0.284	TTM	98.442	-98.158
TTM	98.442	YOY	65.200	+33.242
TTM	98.442	5Y	114.766	-16.324
5Y	114.766	10Y	306.148	-191.382

Measures if SB Financial Group Inc is able to pay off Short-term Debt but only using the most liquid assets.

How to use quick ratio

Higher is better.
Above 1 is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use quick ratio in their analysis

Shows how fast SB Financial Group Inc can pay off its short term debts. This shows if SB Financial Group Inc can survive emergencies due to market changes or other reasons.

The three steps every investor should look at:

What is the current Quick Ratio?
The current most recent quarter (MRQ) quickRatio of SB Financial Group Inc is 0.28. This means that SB Financial Group Inc can pay off $0.28 for each $1 in debt (using most liquid assets).
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how SB Financial Group Inc is performing over time. The most recent quarter might be important if SB Financial Group Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for SB Financial Group Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Incorporates only most liquid assets.

How to calculate quick ratio

Quick ratio = cash and equivalents + marketable securities + accounts receivable / current liabilities

Real life example SB Financial Group Inc

You need the following data to determine operating ratio:

Balance sheet
Quick ratio = cash and short-term investments + short-term investments + netReceivables / total current liabilities
MRQ quick ratio SB Financial Group Inc: (22,965 + 219,708 +4,657) / 872,035 = 0.28

The quick ratio measures the same thing as the current ratio, only it uses the most liquid assets a company has. Meaning, the assets that can be sold for cash the easiest and fastest.

As the quick ratio only incorporates the most liquid assets, you should also check the current ratio which also includes less liquid assets. But they may be harder to sell.

1.4. Solvency of SB Financial Group Inc.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Measures how much % of SB Financial Group Inc assets are financed with debt.

Below 1 (100%) is considered healthy but always compare SB Financial Group Inc to Banks - Regional industry mean.
A Debt to Asset Ratio of 0.91 means that SB Financial Group Inc assets are financed with 90.7% credit (debt) and the remaining percentage (100% - 90.7%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of SB Financial Group Inc:

The MRQ is 0.907. The company is just able to pay all its debts by selling its assets.
The TTM is 0.911. The company is just able to pay all its debts by selling its assets.

Trends

Current period		Compared to		+/-
MRQ	0.907	TTM	0.911	-0.004
TTM	0.911	YOY	0.907	+0.004
TTM	0.911	5Y	0.892	+0.019
5Y	0.892	10Y	0.891	+0.001

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.907	0.915	-0.008
TTM	0.911	0.917	-0.006
YOY	0.907	0.919	-0.012
5Y	0.892	0.919	-0.027
10Y	0.891	0.927	-0.036

Measures how much % of SB Financial Group Inc assets are financed with debt.

When there are more debts than assets, that means creditors have a larger stake SB Financial Group Inc than its shareholders.

How to use debt to asset ratio

Lower is better.
below 1 (100%) is considered healthy but always compare SB Financial Group Inc to Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to asset ratio in their analysis

It shows how much debt the company used to finance its assets. If a company is almost entirely financed with debt that means the company might get into serious trouble when emergencies arise like a raise in interest.

The three steps every investor should look at:

What is the current debt to asset ratio?
The current most recent quarter (MRQ) Debt to Asset Ratio of SB Financial Group Inc is 0.91. This means means that SB Financial Group Inc is financed with 90.7% credit and the remaining percentage is financed by it's owners (shareholders).
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how SB Financial Group Inc is performing over time. The most recent quarter might be important if SB Financial Group Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for SB Financial Group Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Some companies can have higher debt to assets ratio's (for example, banks).
Debt to asset ratio should improve over the years.
If the debt to asset ratio is above 1, look at the industry mean and find out why SB Financial Group Inc has so much debt.

How to calculate debt to asset ratio

Debt to asset ratio = total debt \ total assets

Real life example SB Financial Group Inc

You need the following data to determine debt to asset ratio:

Balance sheet
Debt to asset ratio = total debt \ total assets
1,218,907 \ 1,343,249 = 90.7% or 0.91.

The debt to total assets ratio shows if the company is owned by creditors or shareholders. Or in other words, the total debt in relation to the total amount of assets. It shows how much debt the company used to finance its assets.

1.4.2. Debt to Equity Ratio

Measures if SB Financial Group Inc is able to pay off its debts by using shareholders equity.

Below 2 is considered healthy but always compare SB Financial Group Inc to the Banks - Regional industry mean.
A Debt to Equity ratio of 980.3% means that company has $9.80 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of SB Financial Group Inc:

The MRQ is 9.803. The company is unable to pay all its debts with equity. -1
The TTM is 10.302. The company is unable to pay all its debts with equity. -1

Trends

Current period		Compared to		+/-
MRQ	9.803	TTM	10.302	-0.500
TTM	10.302	YOY	9.776	+0.527
TTM	10.302	5Y	8.502	+1.801
5Y	8.502	10Y	8.365	+0.137

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	9.803	10.829	-1.026
TTM	10.302	11.013	-0.711
YOY	9.776	11.363	-1.587
5Y	8.502	11.437	-2.935
10Y	8.365	13.038	-4.673

Measures if SB Financial Group Inc is able to pay off its debts by using shareholders equity.

How to use debt to equity ratio

Lower is better.
Below 2 is considered healthy (always use industry average).
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to shareholders equity ratio in their analysis

It shows how much debt the company uses to finance their operations. Shareholders equity is whats left over when you subtract total liabilities from total assets. It's another way to meassure how much of SB Financial Group Inc is financed with debt or own resources.

The three steps every investor should look at:

What is the current debt to equity ratio?
The current most recent quarter (MRQ) quickRatio of SB Financial Group Inc is 9.80. This means that SB Financial Group Inc can pay off $9.80 for each $1 in debt.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 10.83.
What is the trend?
The trend is important because it shows you how SB Financial Group Inc is performing over time. The most recent quarter might be important if SB Financial Group Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for SB Financial Group Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Not all debt is equally risky (for example, short term risk is less risky).

How to calculate debt to equity ratio

Debt to equity ratio = total debt \ shareholders equity.

Real life example SB Financial Group Inc

You need the following data to determine equity ratio:

Balance sheet
Debt to equity ratio = total debt \ shareholders equity
1,218,907 \ 124,342 = 9.80 or 980.3%

Debt to equity measures the total debt versus the total shareholders equity. While the total debts to total assets ratio uses total assets, the debt to equity ratio looks at the total equity of shareholders. Where equity of shareholders are:

Common shares.
Preferred shares.
Retained earnings.

You can find the shareholders' equity in the balance sheet. A ratio between 0,5 and 1,5 is preferred. If the ratio is above 1.5, that would indicate creditors have significantly more stake (debt) in the company than the shareholders. In other words, the company is using a lot of debt to finance their operations.

Not all debt is equally risky. Meaning you can adjust the ratio by including or excluding certain amounts of debt. Short term debts are less risky because they have to be paid back within one year anyway. It’s much easier to plan one year ahead versus five or ten years.

2. Market Valuation of SB Financial Group Inc

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings SB Financial Group Inc generates.

Above 15 is considered overpriced but always compare SB Financial Group Inc to the Banks - Regional industry mean.
A PE ratio of 6.77 means the investor is paying $6.77 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of SB Financial Group Inc:

The EOD is 6.087. Based on the earnings, the company is cheap. +2
The MRQ is 6.771. Based on the earnings, the company is cheap. +2
The TTM is 8.151. Based on the earnings, the company is underpriced. +1

Trends

Current period		Compared to		+/-
EOD	6.087	MRQ	6.771	-0.684
MRQ	6.771	TTM	8.151	-1.380
TTM	8.151	YOY	10.184	-2.033
TTM	8.151	5Y	10.811	-2.660
5Y	10.811	10Y	11.484	-0.673

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	6.087	7.548	-1.461
MRQ	6.771	6.680	+0.091
TTM	8.151	5.295	+2.856
YOY	10.184	6.943	+3.241
5Y	10.811	9.770	+1.041
10Y	11.484	9.943	+1.541

Measures how much money you pay for each share for every $1 in earnings SB Financial Group Inc generates.

Indicates if the company’s shares are under or overvalued.

How to use PE ratio

Above 15 is considered overpriced but is hard to determine. Always compare SB Financial Group Inc to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use PE ratio in their analysis

The PE ratio tells investors the current sentiment in the market for that company. As with every stock, the stock price never shows the real valuation of a company but rather how the market thinks how much the stock is worth.

In other words, the current stock price also incorporates any future earnings or business opportunities in the future. The best example is the stock market crash in 2000. The PE ratio for any internet based company was going through the roof. Only based on the general assumption the internet and all associated businesses would thrive in the future. But this was based on nothing. A business still needs a good product or service to be able to survive. Instead, every investor bought any stock which did something related to the internet. Result: huge market crash.

Many investors were willing to pay premium prices and that was causing the PE ratio to rise. A high PE ratio is a warning sign that investors might be overvaluing a stock based on future earnings.

The three steps every investor should look at:

What is the current PE Ratio?
The current most recent quarter (MRQ) PE Ratio of SB Financial Group Inc is 6.77. This means the investor is paying $6.77 for every $1 in earnings.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 6.68.
What is the trend?
The trend is important because it shows you how SB Financial Group Inc is performing over time. The most recent quarter might be important if SB Financial Group Inc released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for SB Financial Group Inc up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Some industries might have very high or very low PE ratios in general.
PE ratios can be high for several years, it does not mean a sudden collapse is imminent.
Earnings growth is not included in the PE ratio.

How to calculate PE ratio

PE ratio = market value per share \ earnings per share

Real life example SB Financial Group Inc

You need the following data to determine the PE ratio:

Balance sheet
Income statement

The PE ratio is a very commonly used ratio to determine the value of a company by comparing the current stock price relative to its earnings per share (EPS). Before we can calculate the PE ratio we need to know the EPS. EPS is calculated as follows:

EPS = (net profit - preferred dividends) \ end of period outstanding shares*
Net profit = revenue - expenses
0 \ 6,851 = EPS
PE ratio MRQ = 6.77

* The net profit minus preferred dividends can be found in the incomestatement as netIncomeApplicableToCommonShares.

The PE value helps investors to determine if the current stock price is under or overvalued. It also projects future growth.

In general, a higher PE ratio means that investors predict higher future growth. If the PE ratio is too high, then investors expect way too much future growth the company can never fulfil. This is most likely to happen in faster moving companies like tech companies or automobile companies like Tesla. These are hot and booming markets where investors expect much future growth driven by new technology (electric cars). When looking at the current MRQ (most recent quarter) PE ratio of Tesla ( jan. 2021) it's about 247 while the average in the industry is only 6. That might be a clue that Tesla is trading for way too high prices compared to their current assets and is more based on future growth.

2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of SB Financial Group Inc:

The EOD is 4.460. Based on how much money comes from the company's main activities, the company is cheap. +2
The MRQ is 4.961. Based on how much money comes from the company's main activities, the company is cheap. +2
The TTM is 2.382. Based on how much money comes from the company's main activities, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	4.460	MRQ	4.961	-0.501
MRQ	4.961	TTM	2.382	+2.579
TTM	2.382	YOY	-1.545	+3.927
TTM	2.382	5Y	2.221	+0.161
5Y	2.221	10Y	-3.076	+5.297

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	4.460	-2.110	+6.570
MRQ	4.961	-1.868	+6.829
TTM	2.382	-0.342	+2.724
YOY	-1.545	6.448	-7.993
5Y	2.221	0.429	+1.792
10Y	-3.076	0.091	-3.167

2. Book Value per Share

2.3. Price to Book Ratio

Measures if the stock price of SB Financial Group Inc is to cheap or to expensive compared to its book value.

At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
A PB ratio of 0.85 means the investor is paying $0.85 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of SB Financial Group Inc:

The EOD is 0.760. Based on the equity, the company is cheap. +2
The MRQ is 0.846. Based on the equity, the company is cheap. +2
The TTM is 0.810. Based on the equity, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	0.760	MRQ	0.846	-0.085
MRQ	0.846	TTM	0.810	+0.036
TTM	0.810	YOY	1.024	-0.214
TTM	0.810	5Y	0.946	-0.136
5Y	0.946	10Y	1.011	-0.064

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	0.760	0.436	+0.324
MRQ	0.846	0.386	+0.460
TTM	0.810	0.470	+0.340
YOY	1.024	0.642	+0.382
5Y	0.946	0.795	+0.151
10Y	1.011	1.025	-0.014

2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of SB Financial Group Inc.

3.1. Institutions holding SB Financial Group Inc

Institutions are holding 49.666% of the shares of SB Financial Group Inc.

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2023-12-31	AllianceBernstein L.P.	8.3711	0.0033	568185	4153	0.7363
2023-12-31	Manufacturers Life Insurance Co	7.1483	0.0044	485184	0	0
2023-12-31	Cutler Capital Management	5.8974	2.5199	400283	-224	-0.0559
2023-09-30	FJ Capital Management LLC	5.5031	0.5707	373521	0	0
2023-12-31	STRATEGIC VALUE BANK PARTNERS LLC	5.198	2.6196	352815	0	0
2023-12-31	Petiole USA ltd	3.9147	3.0474	265710	0	0
2023-12-31	Pinnacle Holdings, LLC	2.3342	1.0114	158433	-5495	-3.3521
2023-12-31	Dimensional Fund Advisors, Inc.	2.3195	0.0007	157437	5678	3.7415
2023-12-31	Vanguard Group Inc	1.5016	0	101918	593	0.5852
2023-12-31	Geode Capital Management, LLC	0.9993	0.0001	67830	4582	7.2445
2023-12-31	Bridgeway Capital Management, LLC	0.9784	0.0217	66406	2688	4.2186
2023-12-31	BlackRock Inc	0.8879	0	60266	-1996	-3.2058
2023-12-31	Gendell Jeffrey L	0.6702	0.038	45488	8654	23.4946
2023-12-31	First Manhattan Co. LLC	0.5249	0.0019	35627	0	0
2023-12-31	Empowered Funds, LLC	0.4555	0.0118	30916	2688	9.5225
2023-12-31	PL Capital Advisors, LLC	0.4149	0.1479	28159	0	0
2023-12-31	Venture Visionary Partners LLC	0.3453	0.0188	23437	70	0.2996
2023-12-31	Northern Trust Corp	0.2887	0.0001	19596	7398	60.6493
2023-12-31	BHZ Capital Management, LP.	0.24	0.1322	16289	-2785	-14.601
2023-12-31	State Street Corporation	0.2391	0	16232	-9300	-36.4249
Total		48.2321	10.1499	3273732	+16704	+0.5%

3.2. Funds holding SB Financial Group Inc

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2024-01-31	JH Financial Opportunities	3.7887	0.5675	257156	0	0
2024-01-31	JHancock Regional Bank A	2.8627	0.3743	194301	0	0
2024-02-29	Vanguard Institutional Extnd Mkt Idx Tr	1.4599	0.0014	99089	0	0
2024-02-29	DFA US Small Cap Value I	0.8817	0.0054	59845	0	0
2024-02-29	Fidelity Extended Market Index	0.5563	0.0014	37758	-183	-0.4823
2023-12-31	Bridgeway Omni Small-Cap Value N	0.5229	0.0422	35490	0	0
2023-12-31	Bridgeway Omni Small-Cap Value	0.5229	0.0421	35490	0	0
2024-03-28	EA Bridgeway Omni Small-Cap Value ETF	0.4916	0.0374	33366	0	0
2023-07-20	Manulife US Bank Equity Mother Fund	0.4155	0.181	28200	0	0
2024-02-29	DFA US Core Equity 2 I	0.2596	0.0007	17623	0	0
2024-03-28	iShares Micro-Cap ETF	0.2037	0.0207	13824	0	0
2023-09-30	BlackRock Extended Mkt Composite	0.1999	0.0013	13571	0	0
2024-03-31	BlackRock Extended Equity Market K	0.1745	0.0011	11844	4	0.0338
2024-02-29	Fidelity Total Market Index	0.1672	0.0002	11350	0	0
2024-02-29	DFA US Core Equity 1 I	0.1453	0.0004	9865	0	0
2024-02-29	Fidelity Series Total Market Index	0.1301	0.0002	8830	0	0
2024-02-29	DFA US Micro Cap I	0.1256	0.0017	8523	0	0
2024-03-29	Dimensional US Core Equity 2 ETF	0.123	0.0004	8346	0	0
2024-02-29	DFA US Vector Equity I	0.0966	0.0019	6557	0	0
2023-12-31	RBC Microcap Value I	0.0928	0.0843	6300	0	0
Total		13.2205	1.3656	897328	-179	0.0%

3.3. Insider Transactions

Insiders are holding 10.701% of the shares of SB Financial Group Inc.

Date	Owner	Type	Amount	Price
2023-05-22	Timothy J Stolly	BUY	150	13.53
2023-05-16	Timothy L Claxton	BUY	3000	12.58
2023-05-12	Mark A Klein	BUY	500	11.9
2023-05-09	William G Martin	BUY	500	12.68

4. Summary

4.1. Key Performance Indicators

The key performance indicators of SB Financial Group Inc compared to the Most Recent Quarter (MRQ).

	End of day	+/-	Most Recent Quarter	Trailing 12 Months	+/-	Year-Over-Year	+/-	5 Year	+/-	10 Year	+/-
Book Value Change Per Share	-	-	1.815	0.320	+466%	-1.121	+162%	0.134	+1255%	0.246	+636%
Book Value Per Share	-	-	18.149	17.150	+6%	17.318	+5%	17.540	+3%	15.006	+21%
Current Ratio	-	-	0.034	51.837	-100%	32.635	-100%	261.223	-100%	874.555	-100%
Debt To Asset Ratio	-	-	0.907	0.911	0%	0.907	+0%	0.892	+2%	0.891	+2%
Debt To Equity Ratio	-	-	9.803	10.302	-5%	9.776	+0%	8.502	+15%	8.365	+17%
Dividend Per Share	-	-	0.134	0.130	+3%	0.121	+11%	0.110	+21%	0.091	+47%
Eps	-	-	0.567	0.438	+29%	0.443	+28%	0.460	+23%	0.372	+52%
Free Cash Flow Per Share	-	-	0.773	0.430	+80%	0.840	-8%	0.616	+26%	0.429	+80%
Free Cash Flow To Equity Per Share	-	-	1.385	0.373	+272%	1.509	-8%	2.224	-38%	2.300	-40%
Gross Profit Margin	-	-	0.953	0.933	+2%	0.927	+3%	0.926	+3%	0.922	+3%
Intrinsic Value_10Y_max	-	-	25.462	-	-	-	-	-	-	-	-
Intrinsic Value_10Y_min	-	-	-59.233	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_max	-	-	2.431	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_min	-	-	0.419	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_max	-	-	7.395	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_min	-	-	-4.237	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_max	-	-	12.471	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_min	-	-	-14.882	-	-	-	-	-	-	-	-
Market Cap	93666810.000	-12%	105162850.000	96060772.500	+9%	125566185.000	-16%	124925996.946	-16%	111293908.448	-6%
Net Profit Margin	-	-	0.188	0.194	-3%	0.217	-13%	0.221	-15%	0.213	-12%
Operating Margin	-	-	0.234	0.265	-12%	0.308	-24%	0.285	-18%	0.280	-17%
Operating Ratio	-	-	0.122	-0.480	+494%	-0.309	+354%	-0.496	+507%	-0.527	+533%
Pb Ratio	0.760	-11%	0.846	0.810	+4%	1.024	-17%	0.946	-11%	1.011	-16%
Pe Ratio	6.087	-11%	6.771	8.151	-17%	10.184	-34%	10.811	-37%	11.484	-41%
Price Per Share	13.800	-11%	15.350	13.900	+10%	17.743	-13%	16.579	-7%	15.098	+2%
Price To Free Cash Flow Ratio	4.460	-11%	4.961	2.382	+108%	-1.545	+131%	2.221	+123%	-3.076	+162%
Price To Total Gains Ratio	7.080	-11%	7.876	51.634	-85%	-3.826	+149%	32.442	-76%	36.904	-79%
Quick Ratio	-	-	0.284	98.442	-100%	65.200	-100%	114.766	-100%	306.148	-100%
Return On Assets	-	-	0.003	0.002	+28%	0.002	+22%	0.003	+3%	0.003	+5%
Return On Equity	-	-	0.031	0.025	+23%	0.026	+21%	0.026	+19%	0.026	+22%
Total Gains Per Share	-	-	1.949	0.450	+333%	-1.001	+151%	0.244	+698%	0.338	+477%
Usd Book Value	-	-	124342000.000	118528750.000	+5%	122562250.000	+1%	131770350.000	-6%	110322925.000	+13%
Usd Book Value Change Per Share	-	-	1.815	0.320	+466%	-1.121	+162%	0.134	+1255%	0.246	+636%
Usd Book Value Per Share	-	-	18.149	17.150	+6%	17.318	+5%	17.540	+3%	15.006	+21%
Usd Dividend Per Share	-	-	0.134	0.130	+3%	0.121	+11%	0.110	+21%	0.091	+47%
Usd Eps	-	-	0.567	0.438	+29%	0.443	+28%	0.460	+23%	0.372	+52%
Usd Free Cash Flow	-	-	5299000.000	2933250.000	+81%	5918250.000	-10%	4549600.000	+16%	3145925.000	+68%
Usd Free Cash Flow Per Share	-	-	0.773	0.430	+80%	0.840	-8%	0.616	+26%	0.429	+80%
Usd Free Cash Flow To Equity Per Share	-	-	1.385	0.373	+272%	1.509	-8%	2.224	-38%	2.300	-40%
Usd Market Cap	93666810.000	-12%	105162850.000	96060772.500	+9%	125566185.000	-16%	124925996.946	-16%	111293908.448	-6%
Usd Price Per Share	13.800	-11%	15.350	13.900	+10%	17.743	-13%	16.579	-7%	15.098	+2%
Usd Profit	-	-	3883000.000	3023750.000	+28%	3130500.000	+24%	3490550.000	+11%	2854475.000	+36%
Usd Revenue	-	-	20641000.000	15630000.000	+32%	14407750.000	+43%	15380000.000	+34%	12991025.000	+59%
Usd Total Gains Per Share	-	-	1.949	0.450	+333%	-1.001	+151%	0.244	+698%	0.338	+477%
	EOD	+4 -4	MRQ	TTM	+27 -9	YOY	+20 -16	5Y	+21 -15	10Y	+22 -14

4.2. Fundamental Score

Let's check the fundamental score of SB Financial Group Inc based on Penke's default stock scanner.

Penke's Stock Scanner

Indicator	Condition		Value
Price to Earnings Ratio (EOD)	Between	0-15	6.087
Price to Book Ratio (EOD)	Between	0-1	0.760
Net Profit Margin (MRQ)	Greater than	0	0.188
Operating Margin (MRQ)	Greater than	0	0.234
Quick Ratio (MRQ)	Greater than	1	0.284
Current Ratio (MRQ)	Greater than	1	0.034
Debt to Asset Ratio (MRQ)	Less than	1	0.907
Debt to Equity Ratio (MRQ)	Less than	1	9.803
Return on Equity (MRQ)	Greater than	0.15	0.031
Return on Assets (MRQ)	Greater than	0.05	0.003
Total			5/10 (50.0%)

Create your own Stock Scanner

Investing is personal. The best investors buy stocks based on their own analysis. Create your personal Stock Scanner with the key performance indicators that are important to you.
Create your own Stock Scanner

4.3. Technical Score

Let's check the technical score of SB Financial Group Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	52.185
Ma 20	Greater than	Ma 50	13.669
Ma 50	Greater than	Ma 100	13.878
Ma 100	Greater than	Ma 200	14.493
Open	Greater than	Close	13.540
Total			2/5 (40.0%)

Create your own Symbol Scanner

Trading is personal. The best traders buy and sell based on their own technical analysis. Create your personal Symbol Scanner with the technical indicators that are important to you.
Create your own Symbol Scanner

Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

	2022-12-31		2023-03-31		2023-06-30		2023-09-30		2023-12-31
Other Current Liabilities	-15,692	14,251	-1,441	-21,543	-22,984	4,249	-18,735	816,283	797,548
Long-term Assets Other	-252,283	-44,732	-297,015	9,827	-287,188	15,354	-271,834	323,177	51,343
Net Working Capital	240,076	23,021	263,097	-31,833	231,264	-12,545	218,719	-1,061,086	-842,367
EBITDA	6,349	976	7,325	-3,619	3,706	-482	3,224	-3,236	-12
Depreciation and Amortization	889	-31	858	62	920	6	926	-5,758	-4,832

Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary

Total Assets	1,343,249
Total Liabilities	1,218,907
Total Stockholder Equity	124,342

	As reported
Total Liabilities	1,218,907
Total Stockholder Equity	+ 124,342
Total Assets	= 1,343,249

Assets

Total Assets	1,343,249
Total Current Assets	29,668
Long-term Assets	1,313,581

Total Current Assets

Total Current Assets (as reported)	29,668
Cash And Cash Equivalents	24,500
Short-term Investments	219,708
Net Receivables	4,657
Inventory	-27,622
Total Current Assets (calculated)	221,243
+/-	191,575

Long-term Assets

Long-term Assets (as reported)	1,313,581
Property Plant Equipment	21,378
Goodwill	22,815
Long Term Investments	219,708
Intangible Assets	13,906
Long-term Assets Other	51,343
Long-term Assets (calculated)	329,150
+/-	984,431

Liabilities & Shareholders' Equity

Total Current Liabilities	872,035
Long-term Liabilities	346,872
Total Stockholder Equity	124,342

Total Current Liabilities

Total Current Liabilities (as reported)	872,035
Short-term Debt	74,487
Accounts payable	2,443
Other Current Liabilities	797,548
Total Current Liabilities (calculated)	874,478
+/-	2,443

Long-term Liabilities

Long-term Liabilities (as reported)	346,872
Long term Debt	103,242
Long-term Liabilities (calculated)	103,242
+/-	243,630

Total Stockholder Equity

Total Stockholder Equity (as reported)	124,342
Common Stock	61,319
Retained Earnings	108,486
Accumulated Other Comprehensive Income	-29,831
Other Stockholders Equity	-15,632
Total Stockholder Equity (calculated)	124,342
+/-	0

Other

Capital Stock	61,319
Cash and Short Term Investments	22,965
Common Stock Shares Outstanding	6,851
Current Deferred Revenue	-2,443
Liabilities and Stockholders Equity	1,343,249
Net Debt	102,439
Net Invested Capital	227,584
Net Working Capital	-842,367
Property Plant and Equipment Gross	47,235
Short Long Term Debt Total	126,939

Balance Sheet

Currency in USD. All numbers in thousands.

Trend

2023-12-31

2023-09-30

2023-06-30

2023-03-31

2022-12-31

2022-09-30

2022-06-30

2022-03-31

2021-12-31

2021-09-30

2021-06-30

2021-03-31

2020-12-31

2020-09-30

2020-06-30

2020-03-31

2019-12-31

2019-09-30

2019-06-30

2019-03-31

2018-12-31

2018-09-30

2018-06-30

2018-03-31

2017-12-31

2017-09-30

2017-06-30

2017-03-31

2016-12-31

2016-09-30

2016-06-30

2016-03-31

2015-12-31

2015-09-30

2015-06-30

2015-03-31

2014-12-31

2014-09-30

2014-06-30

2014-03-31

2013-12-31

2013-09-30

2013-06-30

2013-03-31

2012-12-31

2012-09-30

2012-06-30

2012-03-31

2011-12-31

2011-09-30

2011-06-30

2011-03-31

2010-12-31

2010-09-30

2010-06-30

2010-03-31

2009-12-31

2009-09-30

2009-06-30

2009-03-31

2008-12-31

2008-09-30

2008-06-30

2008-03-31

2007-12-31

2007-09-30

2007-06-30

2007-03-31

2006-12-31

2006-09-30

2006-06-30

2006-03-31

2005-12-31

2005-09-30

2005-06-30

2005-03-31

2004-12-31

2004-09-30

2004-06-30

2004-03-31

2003-12-31

2003-09-30

2003-06-30

2003-03-31

2002-12-31

2002-09-30

2002-06-30

2002-03-31

2001-12-31

2001-09-30

2001-06-30

2001-03-31

2000-12-31

2000-09-30

2000-06-30

2000-03-31

1999-12-31

1999-09-30

1999-06-30

1999-03-31

1998-12-31

1998-09-30

1998-06-30

1998-03-31

1997-12-31

1997-09-30

1997-06-30

1997-03-31

1996-12-31

1996-09-30

1996-06-30

1996-03-31

1995-12-31

1995-09-30

1995-06-30

> Total Assets

0
408,000
411,200
405,500
409,600
426,000
433,300
442,300
455,700
463,700
471,400
483,700
491,300
499,600
537,200
551,800
574,500
607,900
627,800
642,768
666,678
688,510
700,818
700,818
718,253
725,917
746,209
746,209
788,281
789,408
742,317
646,364
492,717
438,492
435,312
421,751
415,026
415,827
415,349
414,480
451,048
438,582
530,542
538,201
551,845
569,987
556,007
548,886
548,200
565,674
561,214
571,733
576,513
585,022
657,619
665,813
661,545
673,749
673,049
673,804
646,347
646,347
660,288
654,968
618,061
623,793
628,664
644,976
632,531
630,205
638,234
641,300
631,492
633,412
631,754
646,302
662,500
664,556
684,228
717,555
707,208
719,237
733,071
774,820
793,163
801,800
816,005
846,848
847,668
860,462
876,627
925,641
944,785
979,180
985,898
1,021,271
1,029,123
1,042,761
1,038,577
1,088,313
1,202,936
1,218,241
1,257,839
1,325,867
1,312,507
1,329,725
1,330,855
1,335,130
1,293,972
1,303,377
1,335,633
1,341,293
1,341,435
1,326,474
1,343,249

1,343,249

1,326,474

1,341,435

1,341,293

1,335,633

1,303,377

1,293,972

1,335,130

1,330,855

1,329,725

1,312,507

1,325,867

1,257,839

1,218,241

1,202,936

1,088,313

1,038,577

1,042,761

1,029,123

1,021,271

985,898

979,180

944,785

925,641

876,627

860,462

847,668

846,848

816,005

801,800

793,163

774,820

733,071

719,237

707,208

717,555

684,228

664,556

662,500

646,302

631,754

633,412

631,492

641,300

638,234

630,205

632,531

644,976

628,664

623,793

618,061

654,968

660,288

646,347

673,804

673,049

673,749

661,545

665,813

657,619

585,022

576,513

571,733

561,214

565,674

548,200

548,886

556,007

569,987

551,845

538,201

530,542

438,582

451,048

414,480

415,349

415,827

415,026

421,751

435,312

438,492

492,717

646,364

742,317

789,408

788,281

746,209

725,917

718,253

700,818

688,510

666,678

642,768

627,800

607,900

574,500

551,800

537,200

499,600

491,300

483,700

471,400

463,700

455,700

442,300

433,300

426,000

409,600

405,500

411,200

408,000

> Total Current Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
32,722
25,200
24,319
0
24,258
27,405
38,668
0
30,542
27,064
30,556
609,418
530,547
400,429
325,092
313,678
310,308
303,346
305,238
296,201
301,305
325,348
302,592
365,183
373,480
391,350
404,066
413,944
411,969
415,280
423,860
430,065
443,272
450,737
449,035
504,273
488,003
502,547
513,105
519,242
520,140
20,279
493,478
492,563
486,169
475,838
482,804
481,732
499,302
495,203
494,651
505,222
508,385
501,462
511,860
507,166
517,478
541,512
547,741
563,044
585,650
568,915
582,865
600,685
634,796
658,962
667,125
681,904
693,856
697,947
727,913
746,242
785,273
806,152
845,633
846,009
873,523
892,612
913,553
885,395
930,183
1,044,700
1,033,515
1,055,026
1,092,135
1,043,639
392,435
418,333
400,023
298,985
276,857
242,871
264,538
254,248
237,454
29,668

29,668

237,454

254,248

264,538

242,871

276,857

298,985

400,023

418,333

392,435

1,043,639

1,092,135

1,055,026

1,033,515

1,044,700

930,183

885,395

913,553

892,612

873,523

846,009

845,633

806,152

785,273

746,242

727,913

697,947

693,856

681,904

667,125

658,962

634,796

600,685

582,865

568,915

585,650

563,044

547,741

541,512

517,478

507,166

511,860

501,462

508,385

505,222

494,651

495,203

499,302

481,732

482,804

475,838

486,169

492,563

493,478

20,279

520,140

519,242

513,105

502,547

488,003

504,273

449,035

450,737

443,272

430,065

423,860

415,280

411,969

413,944

404,066

391,350

373,480

365,183

302,592

325,348

301,305

296,201

305,238

303,346

310,308

313,678

325,092

400,429

530,547

609,418

30,556

27,064

30,542

38,668

27,405

24,258

24,319

25,200

32,722

Cash And Cash Equivalents

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
19,446
20,093
18,417
18,542
18,542
22,279
33,256
25,602
25,602
22,173
25,898
37,278
21,899
28,951
17,094
14,437
11,070
13,422
12,362
10,768
8,924
8,044
8,945
12,801
12,439
11,517
18,483
13,532
10,777
12,121
12,859
15,184
15,759
11,877
25,408
18,060
14,815
25,618
31,055
24,825
37,404
20,279
20,279
30,418
38,090
10,486
13,764
14,846
29,602
14,636
10,289
19,144
28,031
10,750
19,016
13,137
14,860
13,778
21,870
28,197
49,765
21,709
18,372
20,459
35,529
29,945
25,167
17,012
45,740
21,385
28,258
26,616
48,329
24,413
45,515
48,363
62,962
42,786
49,824
27,064
56,393
96,203
103,597
146,513
209,598
157,899
140,666
152,154
131,897
31,258
30,068
29,948
23,005
22,173
20,229
24,500

24,500

20,229

22,173

23,005

29,948

30,068

31,258

131,897

152,154

140,666

157,899

209,598

146,513

103,597

96,203

56,393

27,064

49,824

42,786

62,962

48,363

45,515

24,413

48,329

26,616

28,258

21,385

45,740

17,012

25,167

29,945

35,529

20,459

18,372

21,709

49,765

28,197

21,870

13,778

14,860

13,137

19,016

10,750

28,031

19,144

10,289

14,636

29,602

14,846

13,764

10,486

38,090

30,418

20,279

37,404

24,825

31,055

25,618

14,815

18,060

25,408

11,877

15,759

15,184

12,859

12,121

10,777

13,532

18,483

11,517

12,439

12,801

8,945

8,044

8,924

10,768

12,362

13,422

11,070

14,437

17,094

28,951

21,899

37,278

25,898

22,173

25,602

33,256

22,279

18,542

18,417

20,093

19,446

Short-term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
110
0
0
0
260
0
0
0
14,260
0
0
0
10,260
0
0
0
150
0
0
0
150
0
0
0
9,250
0
0
0
2,000
0
0
0
10,000
0
0
0
0
106,855,099
0
111,140,374
0
0
108,518
108,363
0
110,603
0
101,247
98,702
98,390
95,379
86,620
89,793
93,305
85,586
81,148
85,240
94,056
98,786
95,482
89,789
97,990
92,472
92,689
90,129
107,937
103,347
85,304
82,790
91,987
89,911
84,114
91,039
95,802
85,261
77,029
100,948
107,727
104,289
130,315
149,406
177,918
211,756
248,815
263,259
265,311
266,162
243,233
238,780
237,607
227,996
212,768
219,708

219,708

212,768

227,996

237,607

238,780

243,233

266,162

265,311

263,259

248,815

211,756

177,918

149,406

130,315

104,289

107,727

100,948

77,029

85,261

95,802

91,039

84,114

89,911

91,987

82,790

85,304

103,347

107,937

90,129

92,689

92,472

97,990

89,789

95,482

98,786

94,056

85,240

81,148

85,586

93,305

89,793

86,620

95,379

98,390

98,702

101,247

110,603

108,363

108,518

111,140,374

106,855,099

10,000

2,000

9,250

150

10,260

14,260

260

110

Net Receivables

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
13,276
5,107
5,902
5,716
5,716
5,127
5,412
4,940
4,940
4,891
4,657
3,967
2,650
2,170
2,228
2,001
1,798
1,882
2,033
1,984
1,937
2,095
2,469
3,010
2,767
3,068
3,400
3,130
2,821
2,971
3,374
3,009
2,752
2,758
2,836
2,965
2,864
2,513
2,852
2,325
2,963
2,340
2,340
2,069
2,364
1,959
2,061
1,635
1,802
1,597
1,832
1,235
1,618
1,575
1,694
1,281
1,423
1,456
1,853
1,346
1,554
1,506
1,817
1,260
1,489
1,397
1,641
1,512
1,462
1,411
1,880
1,825
1,925
2,000
2,433
1,892
3,123
3,209
3,176
3,106
2,940
4,272
4,159
3,799
3,371
3,000
2,954
2,920
2,815
3,256
3,556
4,091
3,926
4,079
4,457
4,657

4,657

4,457

4,079

3,926

4,091

3,556

3,256

2,815

2,920

2,954

3,000

3,371

3,799

4,159

4,272

2,940

3,106

3,176

3,209

3,123

1,892

2,433

2,000

1,925

1,825

1,880

1,411

1,462

1,512

1,641

1,397

1,489

1,260

1,817

1,506

1,554

1,346

1,853

1,456

1,423

1,281

1,694

1,575

1,618

1,235

1,832

1,597

1,802

1,635

2,061

1,959

2,364

2,069

2,340

2,963

2,325

2,852

2,513

2,864

2,965

2,836

2,758

2,752

3,009

3,374

2,971

2,821

3,130

3,400

3,068

2,767

3,010

2,469

2,095

1,937

1,984

2,033

1,882

1,798

2,001

2,228

2,170

2,650

3,967

4,657

4,891

4,940

5,412

5,127

5,716

5,902

5,107

13,276

Other Current Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
568,173
505,998
369,309
305,770
297,241
297,440
288,043
290,843
283,448
290,444
315,210
291,178
349,371
358,274
376,765
382,183
397,282
398,371
400,188
407,626
411,873
424,761
436,103
420,791
483,249
470,325
474,416
479,198
492,092
479,773
0
470,859
460,076
445,715
463,394
466,979
465,251
467,898
478,970
482,530
386,141
380,346
393,758
404,530
402,955
407,890
440,692
442,870
448,261
440,275
446,914
467,194
489,177
499,788
535,148
547,628
573,252
538,717
571,804
612,471
635,011
643,032
689,828
713,571
703,855
711,636
761,356
783,524
754,277
763,123
839,936
795,444
755,308
701,248
670,984
631,316
590,826
7,552
-1,691
34,380
-29,948
27,581
26,877
25,315
29,668

29,668

25,315

26,877

27,581

-29,948

34,380

-1,691

7,552

590,826

631,316

670,984

701,248

755,308

795,444

839,936

763,123

754,277

783,524

761,356

711,636

703,855

713,571

689,828

643,032

635,011

612,471

571,804

538,717

573,252

547,628

535,148

499,788

489,177

467,194

446,914

440,275

448,261

442,870

440,692

407,890

402,955

404,530

393,758

380,346

386,141

482,530

478,970

467,898

465,251

466,979

463,394

445,715

460,076

470,859

479,773

492,092

479,198

474,416

470,325

483,249

420,791

436,103

424,761

411,873

407,626

400,188

398,371

397,282

382,183

376,765

358,274

349,371

291,178

315,210

290,444

283,448

290,843

288,043

297,440

297,241

305,770

369,309

505,998

568,173

> Long-term Assets

0
0
0
-100
-100
0
0
0
0
-100
0
0
0
0
0
0
0
0
0
96,840
96,449
98,828
0
99,808
104,009
107,234
0
116,192
111,704
108,091
132,899
115,817
92,287
113,400
121,633
111,443
111,679
110,589
119,148
113,175
125,700
135,990
165,360
164,721
160,495
165,921
142,064
136,917
132,920
141,814
131,149
128,462
125,775
135,987
153,346
177,809
158,998
160,644
153,807
153,663
0
152,869
167,725
168,799
142,223
140,989
146,931
145,674
137,328
135,554
133,012
132,915
130,030
121,552
124,588
128,824
120,988
116,815
121,184
131,905
138,293
136,372
132,386
140,024
134,201
134,675
134,101
152,992
149,721
132,549
130,385
140,368
138,633
133,547
140,819
147,748
136,511
129,208
153,182
158,130
158,236
184,726
202,813
233,732
268,868
305,974
321,696
324,724
325,931
302,787
46,068
297,015
287,188
271,834
1,313,581

1,313,581

271,834

287,188

297,015

46,068

302,787

325,931

324,724

321,696

305,974

268,868

233,732

202,813

184,726

158,236

158,130

153,182

129,208

136,511

147,748

140,819

133,547

138,633

140,368

130,385

132,549

149,721

152,992

134,101

134,675

134,201

140,024

132,386

136,372

138,293

131,905

121,184

116,815

120,988

128,824

124,588

121,552

130,030

132,915

133,012

135,554

137,328

145,674

146,931

140,989

142,223

168,799

167,725

152,869

153,663

153,807

160,644

158,998

177,809

153,346

135,987

125,775

128,462

131,149

141,814

132,920

136,917

142,064

165,921

160,495

164,721

165,360

135,990

125,700

113,175

119,148

110,589

111,679

111,443

121,633

113,400

92,287

115,817

132,899

108,091

111,704

116,192

107,234

104,009

99,808

98,828

96,449

96,840

-100

Property Plant Equipment

0
8,700
8,400
8,100
8,000
8,700
8,800
8,900
8,700
8,500
8,600
8,800
10,400
11,200
11,400
11,300
11,300
11,900
11,100
10,876
10,540
10,327
10,903
10,903
12,208
12,043
11,817
11,817
13,490
14,161
14,696
13,733
11,750
11,395
11,145
10,795
10,845
12,278
7,740
7,837
9,405
9,615
13,347
14,018
13,532
13,790
15,450
15,912
15,711
15,291
15,129
15,181
15,129
17,031
17,621
17,159
16,636
17,217
16,994
16,309
15,136
15,136
14,623
14,361
14,359
14,120
13,773
13,282
13,190
12,898
12,633
12,738
12,483
12,399
12,213
13,027
13,281
13,256
13,604
15,407
16,432
17,619
19,010
18,994
18,806
18,673
19,129
19,909
20,740
21,271
21,277
21,776
21,683
21,900
22,084
23,270
23,150
23,898
23,385
23,599
23,662
23,785
23,557
23,233
24,343
23,874
23,212
23,039
23,122
22,842
22,829
22,621
22,230
21,934
21,378

21,378

21,934

22,230

22,621

22,829

22,842

23,122

23,039

23,212

23,874

24,343

23,233

23,557

23,785

23,662

23,599

23,385

23,898

23,150

23,270

22,084

21,900

21,683

21,776

21,277

21,271

20,740

19,909

19,129

18,673

18,806

18,994

19,010

17,619

16,432

15,407

13,604

13,256

13,281

13,027

12,213

12,399

12,483

12,738

12,633

12,898

13,190

13,282

13,773

14,120

14,359

14,361

14,623

15,136

16,309

16,994

17,217

16,636

17,159

17,621

17,031

15,129

15,181

15,129

15,291

15,711

15,912

15,450

13,790

13,532

14,018

13,347

9,615

9,405

7,837

7,740

12,278

10,845

10,795

11,145

11,395

11,750

13,733

14,696

14,161

13,490

11,817

12,043

12,208

10,903

10,327

10,540

10,876

11,100

11,900

11,300

11,400

11,200

10,400

8,800

8,600

8,500

8,700

8,900

8,800

8,700

8,000

8,100

8,400

8,700

Goodwill

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,323
2,249
2,144
2,144
2,144
2,144
2,144
2,144
2,144
2,144
6,506
6,092
8,917
8,805
8,805
13,518
13,674
13,690
13,690
13,940
13,941
13,941
13,942
13,941
21,415
21,415
21,415
21,415
21,415
21,415
21,415
21,415
16,734
16,734
16,734
16,734
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,353
16,432
16,429
16,426
16,422
16,419
16,417
16,414
16,411
16,409
16,406
16,404
16,401
17,838
17,836
17,834
17,832
17,830
22,813
22,091
22,091
22,091
22,091
22,091
23,191
23,239
23,239
23,239
23,239
23,239
23,239
23,239
22,815

22,815

23,239

23,191

22,091

22,813

17,830

17,832

17,834

17,836

17,838

16,401

16,404

16,406

16,409

16,411

16,414

16,417

16,419

16,422

16,426

16,429

16,432

16,353

16,734

21,415

13,941

13,942

13,941

13,940

13,690

13,674

13,518

8,805

8,917

6,092

6,506

2,144

2,249

2,323

Long Term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
431,107
432,691
0
0
0
0
0
0
0
0
3,366
482,363
0
505,947
85,240
513,621
525,464
542,330
7,516
576,819
605,767
617,897
4,434
624,147
653,201
674,978
3,940
8,893
7,551
6,888
4,445
4,346
9,579
13,655
7,258
11,328
13,742
13,943
7,234
8,689
211,756
259,150
263,259
265,311
266,162
243,233
238,780
243,199
227,996
212,768
219,708

219,708

212,768

227,996

243,199

238,780

243,233

266,162

265,311

263,259

259,150

211,756

8,689

7,234

13,943

13,742

11,328

7,258

13,655

9,579

4,346

4,445

6,888

7,551

8,893

3,940

674,978

653,201

624,147

4,434

617,897

605,767

576,819

7,516

542,330

525,464

513,621

85,240

505,947

482,363

3,366

432,691

431,107

Intangible Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,094
2,987
2,851
2,820
2,789
2,762
2,737
2,712
2,687
2,665
7,575
7,300
12,659
12,431
12,314
19,545
19,533
23,856
23,832
23,763
23,359
18,903
18,730
18,556
33,118
11,356
10,959
10,451
10,316
9,085
5,178
5,178
3,606
6,651
6,360
5,520
4,827
5,436
5,248
5,056
5,324
5,434
5,815
6,180
6,229
6,139
5,768
6,058
5,987
6,089
6,722
6,918
7,234
6,608
6,494
6,887
8,422
8,727
9,217
9,560
9,907
10,196
10,633
11,129
11,365
10,838
10,264
10,447
11,017
8,974
8,168
8,535
7,759
10,490
10,678
11,194
12,034
13,135
13,408
13,473
13,503
13,548
13,723
13,893
13,906

13,906

13,893

13,723

13,548

13,503

13,473

13,408

13,135

12,034

11,194

10,678

10,490

7,759

8,535

8,168

8,974

11,017

10,447

10,264

10,838

11,365

11,129

10,633

10,196

9,907

9,560

9,217

8,727

8,422

6,887

6,494

6,608

7,234

6,918

6,722

6,089

5,987

6,058

5,768

6,139

6,229

6,180

5,815

5,434

5,324

5,056

5,248

5,436

4,827

5,520

6,360

6,651

3,606

5,178

9,085

10,316

10,451

10,959

11,356

33,118

18,556

18,730

18,903

23,359

23,763

23,832

23,856

19,533

19,545

12,314

12,431

12,659

7,300

7,575

2,665

2,687

2,712

2,737

2,762

2,789

2,820

2,851

2,987

3,094

Earning Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
105,461
102,110
99,565
115,700
132,858
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

132,858

115,700

99,565

102,110

105,461

Other Assets

0
408,000
411,200
405,600
409,700
426,000
433,300
442,300
455,700
463,800
471,400
483,700
491,300
499,600
537,200
551,800
574,500
607,900
627,800
513,205
545,029
565,363
100,648
576,752
586,839
580,015
116,973
599,475
649,513
650,762
875,215
117,147
585,004
551,891
556,945
533,194
526,705
526,416
534,497
527,656
576,748
574,572
695,902
702,923
712,340
735,908
698,071
685,802
681,120
707,489
692,363
700,195
702,288
721,009
810,965
843,622
820,543
834,393
826,856
827,467
167,359
799,216
828,012
823,767
760,284
764,783
775,595
790,650
769,859
765,759
771,246
774,215
761,522
754,964
756,342
775,126
783,488
781,371
805,412
849,460
845,501
855,609
865,457
914,844
927,364
936,475
950,106
999,840
997,389
993,011
1,007,012
1,066,009
1,083,418
1,112,727
-930
1,169,019
1,165,634
1,171,969
1,191,759
1,246,443
1,361,172
1,402,967
1,460,652
1,559,599
1,581,375
631,316
590,826
610,383
669,056
723,733
1,046,694
779,740
799,999
817,186
0

817,186

799,999

779,740

1,046,694

723,733

669,056

610,383

590,826

631,316

1,581,375

1,559,599

1,460,652

1,402,967

1,361,172

1,246,443

1,191,759

1,171,969

1,165,634

1,169,019

-930

1,112,727

1,083,418

1,066,009

1,007,012

993,011

997,389

999,840

950,106

936,475

927,364

914,844

865,457

855,609

845,501

849,460

805,412

781,371

783,488

775,126

756,342

754,964

761,522

774,215

771,246

765,759

769,859

790,650

775,595

764,783

760,284

823,767

828,012

799,216

167,359

827,467

826,856

834,393

820,543

843,622

810,965

721,009

702,288

700,195

692,363

707,489

681,120

685,802

698,071

735,908

712,340

702,923

695,902

574,572

576,748

527,656

534,497

526,416

526,705

533,194

556,945

551,891

585,004

117,147

875,215

650,762

649,513

599,475

116,973

580,015

586,839

576,752

100,648

565,363

545,029

513,205

627,800

607,900

574,500

551,800

537,200

499,600

491,300

483,700

471,400

463,800

455,700

442,300

433,300

426,000

409,700

405,600

411,200

408,000

> Total Liabilities

0
368,900
371,100
364,800
368,600
385,600
391,800
400,200
412,200
419,200
432,300
444,000
451,000
458,400
495,300
509,400
531,900
564,600
583,900
597,800
620,541
640,390
650,678
650,678
665,685
672,074
695,380
695,380
735,474
746,203
705,934
604,713
444,560
390,556
386,929
372,477
366,798
365,823
365,043
364,704
400,448
388,301
476,092
484,149
497,819
513,876
499,052
491,174
490,851
507,170
501,889
511,863
517,151
524,905
595,957
602,192
598,132
609,081
611,341
612,949
593,146
593,146
614,264
608,703
572,047
576,241
580,732
595,950
582,257
578,275
584,950
587,005
577,105
577,875
575,485
588,867
603,490
604,290
608,545
640,455
629,085
638,912
651,830
691,769
708,213
715,537
729,457
758,820
758,637
769,553
782,627
802,742
819,681
852,071
855,463
889,765
895,186
908,515
902,483
952,408
1,065,055
1,076,894
1,114,916
1,181,901
1,168,490
1,185,433
1,185,926
1,202,493
1,169,416
1,188,749
1,217,205
1,221,534
1,223,769
1,214,126
1,218,907

1,218,907

1,214,126

1,223,769

1,221,534

1,217,205

1,188,749

1,169,416

1,202,493

1,185,926

1,185,433

1,168,490

1,181,901

1,114,916

1,076,894

1,065,055

952,408

902,483

908,515

895,186

889,765

855,463

852,071

819,681

802,742

782,627

769,553

758,637

758,820

729,457

715,537

708,213

691,769

651,830

638,912

629,085

640,455

608,545

604,290

603,490

588,867

575,485

577,875

577,105

587,005

584,950

578,275

582,257

595,950

580,732

576,241

572,047

608,703

614,264

593,146

612,949

611,341

609,081

598,132

602,192

595,957

524,905

517,151

511,863

501,889

507,170

490,851

491,174

499,052

513,876

497,819

484,149

476,092

388,301

400,448

364,704

365,043

365,823

366,798

372,477

386,929

390,556

444,560

604,713

705,934

746,203

735,474

695,380

672,074

665,685

650,678

640,390

620,541

597,800

583,900

564,600

531,900

509,400

495,300

458,400

451,000

444,000

432,300

419,200

412,200

400,200

391,800

385,600

368,600

364,800

371,100

368,900

> Total Current Liabilities

0
0
0
0
2,700
2,000
0
0
13,200
0
4,900
0
0
0
9,500
11,500
17,200
24,800
17,900
41,714
45,906
630,700
0
66,474
4,176
662,400
685,400
685,400
735,500
729,200
50,821
54,404
56,203
50,967
41,347
39,840
56,709
56,735
34,553
20,434
1,115
6,171
12,053
15,404
17,441
2,468,646
34,495
2,515,911
1,126,860
44,976
45,539
43,537
46,668
504,300
45,392
4,225
4,314
3,740
55,697
4,582
569,100
1,378
51,047
5,414
5,534
5,570
24,520
6,075
6,085
6,198
11,221
515
774
809
589
425
655
355
264
334
289
341
264
343
384
427
408
450
563
611
592
633
685
891
909
1,123
1,188
1,391
1,191
38,012
24,755
21,656
616
24,810
25,513
21,347
15,619
19,571
31,079
20,377
2,795
1,441
22,984
18,735
872,035

872,035

18,735

22,984

1,441

2,795

20,377

31,079

19,571

15,619

21,347

25,513

24,810

616

21,656

24,755

38,012

1,191

1,391

1,188

1,123

909

891

685

633

592

611

563

450

408

427

384

343

264

341

289

334

264

355

655

425

589

809

774

515

11,221

6,198

6,085

6,075

24,520

5,570

5,534

5,414

51,047

1,378

569,100

4,582

55,697

3,740

4,314

4,225

45,392

504,300

46,668

43,537

45,539

44,976

1,126,860

2,515,911

34,495

2,468,646

17,441

15,404

12,053

6,171

1,115

20,434

34,553

56,735

56,709

39,840

41,347

50,967

56,203

54,404

50,821

729,200

735,500

685,400

662,400

4,176

66,474

630,700

45,906

41,714

17,900

24,800

17,200

11,500

9,500

4,900

13,200

2,000

2,700

Short-term Debt

0
0
0
0
2,700
2,000
0
0
13,200
0
4,900
4,900
0
0
9,500
11,500
17,200
24,800
17,900
38,869
43,302
46,233
61,861
61,861
0
0
54,275
54,275
57,350
49,350
47,850
51,500
53,961
48,740
39,000
39,000
54,000
56,000
33,559
19,500
0
5,000
10,680
15,404
17,441
2,468,646
32,271
2,515,911
1,126,860
42,566
43,006
43,537
44,510
0
43,426
2,500
2,564
2,358
54,190
3,381
0
3,368
49,076
3,218
3,142
2,865
21,567
2,519
2,249
1,975
11,083
11,083
0
0
589
14,000
0
30,000
53,323
30,000
34,000
30,000
35,000
21,000
23,000
23,000
47,965
15,500
20,500
20,500
7,000
18,500
26,500
24,500
0
24,000
16,000
16,000
8,000
36,881
23,826
20,710
0
24,321
25,096
20,771
15,320
19,035
30,772
19,754
14,923
50,498
21,118
16,519
74,487

74,487

16,519

21,118

50,498

14,923

19,754

30,772

19,035

15,320

20,771

25,096

24,321

20,710

23,826

36,881

8,000

16,000

24,000

24,500

26,500

18,500

7,000

20,500

15,500

47,965

23,000

21,000

35,000

30,000

34,000

30,000

53,323

30,000

14,000

589

11,083

1,975

2,249

2,519

21,567

2,865

3,142

3,218

49,076

3,368

3,381

54,190

2,358

2,564

2,500

43,426

44,510

43,537

43,006

42,566

1,126,860

2,515,911

32,271

2,468,646

17,441

15,404

10,680

5,000

19,500

33,559

56,000

54,000

39,000

48,740

53,961

51,500

47,850

49,350

57,350

54,275

61,861

46,233

43,302

38,869

17,900

24,800

17,200

11,500

9,500

4,900

13,200

2,000

2,700

Short Long Term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
53,323
0
0
0
58,206
0
0
0
47,965
27,296
42,510
42,812
7,000
44,459
56,416
50,349
0
0
0
0
8,000
36,881
23,826
20,710
0
24,321
25,096
20,771
15,320
19,035
30,772
19,754
14,923
0
21,118
16,519
0

16,519

21,118

14,923

19,754

30,772

19,035

15,320

20,771

25,096

24,321

20,710

23,826

36,881

8,000

50,349

56,416

44,459

7,000

42,812

42,510

27,296

47,965

58,206

53,323

Accounts payable

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,845
2,605
4,073
566,321
4,613
4,176
4,284
610,861
3,631
2,997
3,473
2,971
2,904
2,242
2,227
2,347
840
2,709
735
994
934
1,115
1,171
1,373
398,526
400,956
2,108
2,224
2,234
2,121
2,410
2,533
416,712
2,159
406,454
1,966
1,725
1,750
1,382
1,508
1,201
481,763
1,378
1,972
2,196
2,392
2,704
2,954
3,556
3,836
4,223
138
515
715
448
639
425
655
355
264
334
289
341
264
343
384
427
408
450
563
611
592
633
685
891
909
1,123
1,188
1,391
1,191
1,131
929
946
616
489
417
576
299
536
307
623
769
1,441
1,866
2,216
2,443

2,443

2,216

1,866

1,441

769

623

307

536

299

576

417

489

616

946

929

1,131

1,191

1,391

1,188

1,123

909

891

685

633

592

611

563

450

408

427

384

343

264

341

289

334

264

355

655

425

639

448

715

515

138

4,223

3,836

3,556

2,954

2,704

2,392

2,196

1,972

1,378

481,763

1,201

1,508

1,382

1,750

1,725

1,966

406,454

2,159

416,712

2,533

2,410

2,121

2,234

2,224

2,108

400,956

398,526

1,373

1,171

1,115

934

994

735

2,709

840

2,347

2,227

2,242

2,904

2,971

3,473

2,997

3,631

610,861

4,284

4,176

4,613

566,321

4,073

2,605

2,845

Other Current Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
580,393
0
640,834
-4,176
658,116
0
627,494
675,153
676,377
0
0
0
0
0
0
0
0
0
0
-1,115
0
-1,140,001
0
0
-2,108
-1,610,462
-2,234
-2,121
0
-1,310,602
0
0
0
-2,987,770
0
0
0
-2,715,716
0
0
-1,378
0
0
497,870
514,349
0
0
0
0
0
-515
59
361
-639
-425
-655
-355
-264
-334
-289
-341
-264
-343
-384
-427
-408
-450
-563
-611
-592
-633
-685
-891
-909
-1,123
-1,188
-1,391
-1,191
863,891
990,587
-946
-616
-489
-417
1,111,660
3,927
1,138,071
714,543
-20,377
-15,692
-1,441
-22,984
-18,735
797,548

797,548

-18,735

-22,984

-1,441

-15,692

-20,377

714,543

1,138,071

3,927

1,111,660

-417

-489

-616

-946

990,587

863,891

-1,191

-1,391

-1,188

-1,123

-909

-891

-685

-633

-592

-611

-563

-450

-408

-427

-384

-343

-264

-341

-289

-334

-264

-355

-655

-425

-639

361

-515

514,349

497,870

-1,378

-2,715,716

-2,987,770

-1,310,602

-2,121

-2,234

-1,610,462

-2,108

-1,140,001

-1,115

676,377

675,153

627,494

658,116

-4,176

640,834

580,393

> Long-term Liabilities

0
0
371,100
0
0
0
391,800
0
0
0
3,100
444,000
451,000
458,400
4,400
7,000
3,300
3,200
4,100
5,600
6,100
9,700
0
10,000
61,120
9,700
0
10,000
10,000
17,000
16,000
10,000
10,000
10,000
20,328
15,621
13,360
13,739
47,390
47,068
40,406
31,053
67,059
43,500
74,120
61,589
44,209
20,016
22,127
40,646
24,922
23,000
62,028
40,230
37,647
36,059
40,466
39,869
37,982
32,659
0
29,463
22,807
16,680
24,602
12,940
12,776
12,611
19,749
18,500
21,952
18,924
31,148
16,680
16,589
14,000
37,000
37,000
30,000
30,000
34,000
30,000
35,000
21,000
23,000
23,000
26,500
15,500
20,500
20,500
18,500
18,500
26,500
24,500
16,000
24,000
16,000
16,000
16,000
16,000
13,000
8,000
8,000
8,000
25,022
25,034
25,046
25,058
44,570
20,377
1,214,410
1,441
100,918
79,130
346,872

346,872

79,130

100,918

1,441

1,214,410

20,377

44,570

25,058

25,046

25,034

25,022

8,000

13,000

16,000

24,000

16,000

24,500

26,500

18,500

20,500

15,500

26,500

23,000

21,000

35,000

30,000

34,000

30,000

37,000

14,000

16,589

16,680

31,148

18,924

21,952

18,500

19,749

12,611

12,776

12,940

24,602

16,680

22,807

29,463

32,659

37,982

39,869

40,466

36,059

37,647

40,230

62,028

23,000

24,922

40,646

22,127

20,016

44,209

61,589

74,120

43,500

67,059

31,053

40,406

47,068

47,390

13,739

13,360

15,621

20,328

10,000

16,000

17,000

10,000

9,700

61,120

10,000

9,700

6,100

5,600

4,100

3,200

3,300

7,000

4,400

458,400

451,000

444,000

3,100

391,800

371,100

Long term Debt Total

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,762
23,485
0
0
0
0
0
0
0
0
21,209
0
0
7,000
0
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
10,310
0
0

10,310

7,000

21,209

23,485

23,762

Other Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,002
6,437
7,844
9,296
7,222
5,772
7,470
5,688
23,185
24,793
6,943
6,049
6,214
15,916
4,791
6,203
5,390
5,332
3,085
4,470
3,866
4,704
4,436
13,514
6,100
5,302
7,525
8,017
7,118
6,402
6,406
7,310
7,176
8,055
8,047
10,043
7,484
8,785
7,803
10,024
8,232
5,198
5,266
6,084
5,724
5,947
6,689
7,004
6,937
7,403
8,195
4,294
4,219
4,645
4,196
5,346
4,623
4,557
3,817
4,589
7,214
6,680
8,123
7,661
7,907
8,806
8,720
9,042
8,299
9,319
10,593
9,135
10,632
9,701
9,950
10,751
13,229
11,724
13,968
18,692
13,955
16,178
13,547
26,790
18,585
16,611
17,082
21,906
9,483
11,678
17,587
17,847
19,535
13,224
0
0

13,224

19,535

17,847

17,587

11,678

9,483

21,906

17,082

16,611

18,585

26,790

13,547

16,178

13,955

18,692

13,968

11,724

13,229

10,751

9,950

9,701

10,632

9,135

10,593

9,319

8,299

9,042

8,720

8,806

7,907

7,661

8,123

6,680

7,214

4,589

3,817

4,557

4,623

5,346

4,196

4,645

4,219

4,294

8,195

7,403

6,937

7,004

6,689

5,947

5,724

6,084

5,266

5,198

8,232

10,024

7,803

8,785

7,484

10,043

8,047

8,055

7,176

7,310

6,406

6,402

7,118

8,017

7,525

5,302

6,100

13,514

4,436

4,704

3,866

4,470

3,085

5,332

5,390

6,203

4,791

15,916

6,214

6,049

6,943

24,793

23,185

5,688

7,470

5,772

7,222

9,296

7,844

6,437

6,002

> Total Stockholder Equity

0
39,100
40,100
40,700
41,000
40,400
41,500
42,100
43,500
44,500
39,100
39,700
40,300
41,200
41,900
42,400
42,600
43,300
43,900
44,968
46,137
48,120
50,140
50,140
52,568
53,843
50,829
50,829
42,807
43,205
36,382
41,652
48,157
47,936
48,383
49,274
48,227
50,004
50,306
49,777
50,600
50,281
54,451
54,052
54,026
56,111
56,955
57,711
57,349
58,504
59,325
59,870
59,362
60,117
61,662
63,621
63,413
64,668
61,708
60,855
53,201
53,201
46,024
46,265
46,014
47,552
47,932
49,026
50,274
51,930
53,284
54,295
54,387
55,537
56,269
57,435
59,010
60,266
75,683
77,100
78,123
80,325
81,241
83,051
84,950
86,263
86,548
88,028
89,031
90,909
94,000
122,899
125,104
127,109
130,435
131,506
133,937
134,246
136,094
135,905
137,881
141,347
142,923
143,966
144,017
144,292
144,929
132,637
124,556
114,628
118,428
119,759
117,666
112,348
124,342

124,342

112,348

117,666

119,759

118,428

114,628

124,556

132,637

144,929

144,292

144,017

143,966

142,923

141,347

137,881

135,905

136,094

134,246

133,937

131,506

130,435

127,109

125,104

122,899

94,000

90,909

89,031

88,028

86,548

86,263

84,950

83,051

81,241

80,325

78,123

77,100

75,683

60,266

59,010

57,435

56,269

55,537

54,387

54,295

53,284

51,930

50,274

49,026

47,932

47,552

46,014

46,265

46,024

53,201

60,855

61,708

64,668

63,413

63,621

61,662

60,117

59,362

59,870

59,325

58,504

57,349

57,711

56,955

56,111

54,026

54,052

54,451

50,281

50,600

49,777

50,306

50,004

48,227

49,274

48,383

47,936

48,157

41,652

36,382

43,205

42,807

50,829

53,843

52,568

50,140

48,120

46,137

44,968

43,900

43,300

42,600

42,400

41,900

41,200

40,300

39,700

39,100

44,500

43,500

42,100

41,500

40,400

41,000

40,700

40,100

39,100

Common Stock

0
5,500
14,100
14,100
14,100
15,100
14,300
14,300
14,800
14,300
5,700
16,000
22,200
20,600
11,400
11,400
11,400
11,400
11,400
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,439
11,428
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,568,583
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
12,569
40,481
40,481
40,485
40,485
40,486
40,486
41,223
54,463
54,463
54,463
54,463
54,463
54,463
54,463
54,463
54,463
61,319
61,319
61,319
61,319
61,319
61,319
61,319
61,319

61,319

54,463

41,223

40,486

40,485

40,481

12,569

12,568,583

12,569

11,428

11,439

11,400

20,600

22,200

16,000

5,700

14,300

14,800

14,300

15,100

14,100

5,500

Retained Earnings Total Equity

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
19,590
20,192
0
0
0
0
0
0
0
0
29,899
30,708
0
33,075
0
35,429
36,930
38,705
40,059
41,199
42,925
44,933
46,688
48,118
49,851
51,991
55,439
57,162
59,503
61,854
64,012
65,438
67,236
70,184
72,704
72,641
75,526
80,012
84,578
90,883
93,851
97,183
99,716
94,833
96,809
99,309
101,966
101,548
103,725
0
0

103,725

101,548

101,966

99,309

96,809

94,833

99,716

97,183

93,851

90,883

84,578

80,012

75,526

72,641

72,704

70,184

67,236

65,438

64,012

61,854

59,503

57,162

55,439

51,991

49,851

48,118

46,688

44,933

42,925

41,199

40,059

38,705

36,930

35,429

33,075

30,708

29,899

20,192

19,590

Accumulated Other Comprehensive Income

0
0
800
600
-200
0
0
-600
0
400
400
400
400
800
400
0
-1,400
-2,000
-3,000
-2,438
-2,463
-1,731
0
-393
363
859
0
210
785
1,017
344
314
340
-81
38
299
-1,457
-386
-803
-1,744
-614
-1,196
-1,656
-2,332
-2,826
-1,309
-880
-538
-1,243
-422
82
432
-762
-945
-122
1,222
479
1,999
1,307
1,258
2,000
1,862
1,188
1,394
344
1,259
1,343
1,450
1,672
2,012
1,830
1,623
496
415
74
407
908
831
918
1,264
750
1,157
650
1,296
1,552
1,237
51
136
340
335
-118
-941
-1,240
-1,654
-552
124
801
900
659
2,049
2,320
2,221
2,210
-457
499
-699
-1,845
-13,659
-22,210
-33,426
-32,120
-29,671
-32,894
-39,517
-29,831

-29,831

-39,517

-32,894

-29,671

-32,120

-33,426

-22,210

-13,659

-1,845

-699

499

-457

2,210

2,221

2,320

2,049

659

900

801

124

-552

-1,654

-1,240

-941

-118

335

340

136

1,237

1,552

1,296

650

1,157

750

1,264

918

831

908

407

415

496

1,623

1,830

2,012

1,672

1,450

1,343

1,259

344

1,394

1,188

1,862

2,000

1,258

1,307

1,999

479

1,222

-122

-945

-762

432

-422

-1,243

-538

-880

-1,309

-2,826

-2,332

-1,656

-1,196

-614

-1,744

-803

-386

-1,457

299

-81

340

314

344

1,017

785

210

859

363

-393

-1,731

-2,463

-2,438

-3,000

-2,000

-1,400

400

800

400

-600

-200

600

800

Capital Surplus

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
15,281
15,302
0
0
0
0
0
0
0
0
15,412
15,391
0
15,418
0
15,413
15,424
15,444
15,438
15,365
15,367
15,370
15,362
15,224
15,260
15,335
15,405
15,189
15,098
15,160
15,226
15,143
15,259
15,219
15,023
14,655
14,780
14,782
14,845
14,755
14,906
14,875
14,944
14,872
15,069
15,000
15,087
14,953
15,154
0
0

15,154

14,953

15,087

15,000

15,069

14,872

14,944

14,875

14,906

14,755

14,845

14,782

14,780

14,655

15,023

15,219

15,259

15,143

15,226

15,160

15,098

15,189

15,405

15,335

15,260

15,224

15,362

15,370

15,367

15,365

15,438

15,444

15,424

15,413

15,418

15,391

15,412

15,302

15,281

Treasury Stock

-29,638

-28,390

-27,824

-27,574

-26,431

-24,728

-22,349

-21,530

-19,702

-15,678

-13,173

-10,131

-9,208

-7,903

-6,755

-6,521

-3,823

-3,663

-2,715

-2,721

-2,975

-3,255

-3,304

-2,972

-2,002

-2,105

-1,829

-1,446

-1,361

-1,458

-1,533

-1,558

-1,627

-1,640

-1,685

-1,692

-1,718

-1,754

-1,769

-1,753

-1,693

-1,613

-1,402

-1,327

-1,031

-610

-350

-149

-237

-276

-278

-284

-293

-312

-315

-332

-899

-3,470

-6,663

Other Stockholders Equity

0
14,400
5,400
5,400
5,700
3,100
7,200
7,400
6,700
6,800
9,100
-1,200
-7,400
-6,000
3,600
3,800
4,600
4,900
5,500
2,418
2,393
5,912
0
7,251
8,007
11,540
0
10,891
11,480
11,712
10,695
10,695
10,695
10,695
10,696
10,714
10,714
10,721
10,726
10,727
10,763
10,774
14,835
14,841
14,847
14,853
14,859
14,872
14,733
14,552
14,313
13,913
13,638
13,595
13,430
13,380
13,350
13,363
13,417
13,460
0
13,410
13,466
26,057
13,512
26,101
13,554
26,138
26,150
26,162
13,605
13,627
13,674
13,707
13,727
13,751
13,776
13,791
13,834
13,855
13,891
13,911
13,980
14,004
13,921
13,541
13,257
13,222
12,288
12,031
12,150
12,214
12,377
12,445
12,511
11,480
11,436
8,698
8,268
6,752
5,572
4,651
1,672
-923
-4,796
-6,655
-7,405
-9,856
-11,362
-12,574
-12,737
-13,437
-14,484
-14,975
-15,632

-15,632

-14,975

-14,484

-13,437

-12,737

-12,574

-11,362

-9,856

-7,405

-6,655

-4,796

-923

1,672

4,651

5,572

6,752

8,268

8,698

11,436

11,480

12,511

12,445

12,377

12,214

12,150

12,031

12,288

13,222

13,257

13,541

13,921

14,004

13,980

13,911

13,891

13,855

13,834

13,791

13,776

13,751

13,727

13,707

13,674

13,627

13,605

26,162

26,150

26,138

13,554

26,101

13,512

26,057

13,466

13,410

13,460

13,417

13,363

13,350

13,380

13,430

13,595

13,638

13,913

14,313

14,552

14,733

14,872

14,859

14,853

14,847

14,841

14,835

10,774

10,763

10,727

10,726

10,721

10,714

10,696

10,695

11,712

11,480

10,891

11,540

8,007

7,251

5,912

2,393

2,418

5,500

4,900

4,600

3,800

3,600

-6,000

-7,400

-1,200

9,100

6,800

6,700

7,400

7,200

3,100

5,700

5,400

14,400

Balance Sheet

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Accounts Payable	2,443	769	299	616	1,191	909	592	408	264	264	639	138	2,954	1,972	1,508	1,966	2,533	2,224	1,373	994	2,347	2,971	3,631	4,613	2,500	0	0	0	0
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-29,831	-32,120	-1,845	2,210	659	-552	-118	51	650	918	74	1,830	1,343	1,188	1,307	-122	82	-880	-1,656	-803	38	344	210	-393	-2,400	203	219	-5	449
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	61,319	61,319	54,463	54,463	54,463	54,464	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	15,087	14,944	14,845	15,023	15,226	15,405	15,362	15,438	0	15,412	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	24,500	29,948	152,154	146,513	27,064	48,363	26,616	17,012	20,459	28,197	13,137	19,144	14,846	30,418	24,825	18,060	15,184	13,532	12,801	10,768	14,437	37,278	25,602	18,542	18,700	25,509	22,222	34,027	28,380
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	22,965	268,728	415,413	295,919	128,012	139,332	109,406	107,140	110,248	113,437	102,930	117,846	14,846	30,418	24,825	18,060	15,184	13,532	12,801	10,768	14,437	37,278	25,602	18,542	18,700	25,509	22,222	34,027	28,380
Common Stock	61,319	61,319	54,463	54,463	54,463	40,485	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	11,439	11,439	11,439	11,439	11,439	11,400	11,439	15,028	4,898	4,717
Common Stock Shares Outstanding	6,917	7,042	7,486	8,017	8,332	8,105	6,669	6,695	6,744	5,179	5,122	5,105	5,105	5,105	5,114	5,172	5,261	5,270	4,712	4,785	4,785	4,772	4,731	4,725	4,934	4,762	5,149	5,246	5,323
Common Stock Total Equity	0	61,319	54,463	54,463	54,463	40,485	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	11,439	11,439	11,439	11,439	11,439	11,400	11,439	15,028	4,898	4,717
Current Deferred Revenue	-2,443	0	0	-22,073	-19,754	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	115,700	100,224	91,176	98,310	101,053	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	22,815	23,239	23,191	22,091	17,832	16,401	16,411	16,422	16,353	16,353	16,353	16,353	16,353	16,734	21,415	21,415	13,941	13,674	8,917	2,144	2,144	2,323	0	0	0	0	0	0	0
Intangible Assets	13,906	13,503	12,034	7,759	11,017	11,365	9,907	8,422	7,234	5,987	6,229	5,324	4,827	3,606	10,316	33,118	23,359	19,533	12,659	2,687	2,789	3,094	0	0	0	0	0	0	0
Inventory	-27,622	777	-157,178	-150,335	-30,475	930	26	994	286	5,453	4,017	8,514	7,068	10,593	18,626	5,208	1,774	472	2,534	833	1,610	65,496	766	1,304	0	0	0	0	0
Liabilities And Stockholders Equity	1,343,249	1,335,633	1,330,855	1,257,839	1,038,577	985,898	876,627	816,005	733,071	684,228	631,754	638,234	628,664	660,288	673,049	657,619	561,214	556,007	530,542	415,349	435,312	742,317	746,209	700,818	627,800	537,155	471,371	433,273	411,226
Long Term Debt	103,242	79,594	25,046	10,310	10,310	10,310	10,310	10,310	10,310	35,810	21,209	37,208	33,870	31,039	43,485	51,767	43,202	38,205	50,559	45,990	46,683	45,500	59,056	56,222	0	0	0	0	0
Long Term Debt Total	0	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	0	21,209	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	219,708	238,780	263,259	7,234	7,258	4,445	3,940	4,434	7,516	85,240	3,366	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	102,439	64,569	-111,788	-138,513	-11,064	-32,363	-8,116	9,488	14,541	1,803	3,452	3,558	19,496	41,465	64,631	63,013	52,745	62,948	64,938	70,181	44,891	26,572	38,379	43,320	28,300	12,881	-9,764	-34,027	-28,380
Net Invested Capital	227,584	212,945	185,295	150,923	152,094	132,456	98,517	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	4,657	4,091	2,920	3,799	3,106	1,892	1,825	1,512	1,260	1,346	1,281	1,235	1,635	2,069	2,325	2,965	3,009	3,130	3,010	1,984	2,001	3,967	4,940	5,716	4,100	3,197	3,534	3,299	3,240
Net Tangible Assets	0	95,189	121,738	120,832	118,262	100,055	63,606	56,143	50,823	45,064	39,261	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-842,367	240,076	402,714	299,102	129,927	845,100	745,650	681,496	600,421	562,780	506,577	494,001	457,212	441,516	463,545	458,881	384,526	379,448	353,129	261,647	272,331	558,596	-654,858	-42,217	-19,700	19,206	20,827	0	0
Non Current Assets Total	1,313,581	46,068	321,696	202,813	153,182	140,819	130,385	134,101	132,386	121,184	124,588	133,012	146,931	167,725	153,807	153,346	131,149	142,064	165,360	119,148	121,633	132,899	116,192	99,808	94,200	93,543	80,267	75,464	98,714
Non Current Liabilities Other	0	119,461	62,271	54,979	50,763	42,622	42,125	45,666	19,803	0	19,403	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	346,872	1,214,410	25,046	8,000	16,000	16,000	18,500	26,500	35,000	30,000	16,589	21,952	12,776	22,807	37,982	37,647	24,922	44,209	67,059	47,390	20,328	16,000	10,000	0	7,000	28,890	7,530	0	0
Non Currrent Assets Other	51,343	-252,283	-321,696	-202,813	-153,182	-70	635,011	-1	489,177	448,261	402,955	478,943	353,273	-132,762	-8,706,758	33,118	-1,310,602	-1,610,462	12,660	2,687	2,789	3,094	-116,192	-99,808	-94,200	-93,543	-80,267	-75,464	-98,714
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	1,046,694	590,826	755,308	754,277	-930	1,007,012	950,106	865,457	805,412	756,342	771,246	775,595	828,012	826,856	810,965	692,363	698,071	695,902	534,497	556,945	875,215	599,475	576,752	510,800	414,906	365,348	320,483	280,892
Other Current Assets	29,668	-29,948	157,178	150,335	30,475	703,855	635,011	573,252	489,177	448,261	402,955	386,141	465,251	460,076	492,092	483,249	411,873	397,282	349,371	283,448	297,241	568,173	0	0	0	0	0	0	0
Other Current Liab	797,548	-15,692	-15,619	-616	-1,191	-909	-592	-408	-264	-264	-639	0	0	0	0	0	0	0	0	0	0	0	627,494	0	0	0	0	0	0
Other Liab	0	17,847	21,906	26,790	18,692	10,638	7,845	8,011	6,907	4,589	5,346	4,294	7,004	6,084	10,024	10,043	7,310	8,017	13,514	4,470	6,203	6,049	5,688	9,296	0	0	0	0	0
Other Stockholder Equity	-15,632	-12,737	-7,405	1,672	8,268	12,511	12,150	13,257	13,980	13,834	13,727	13,605	13,554	13,466	13,417	13,430	14,313	14,859	14,835	10,726	10,696	10,695	10,891	7,251	2,500	3,955	174	16,566	15,581
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	13,979	13,983	13,983	13,983	13,983	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	47,235	46,456	45,077	23,557	23,385	22,084	21,277	19,129	19,010	13,229	12,186	12,633	13,773	14,623	16,994	17,621	15,129	15,450	13,347	7,740	11,145	14,696	11,817	10,903	11,100	11,400	8,584	8,828	8,384
Property Plant And Equipment Net	21,378	22,829	23,212	23,557	23,385	22,084	21,277	19,129	19,010	13,604	12,213	12,633	13,773	14,623	16,994	17,621	15,129	15,450	13,347	7,740	11,145	14,696	11,817	10,903	11,100	11,400	8,584	8,828	8,384
Property Plant Equipment	0	22,829	23,212	23,557	23,385	22,084	21,277	19,129	19,010	13,604	12,607	12,633	13,774	14,623	16,994	17,621	15,129	15,450	13,347	12,305	11,145	14,696	11,817	10,903	0	0	0	0	0
Retained Earnings	108,486	101,966	99,716	84,578	72,704	64,012	55,416	46,688	40,059	34,379	29,899	25,280	20,466	18,802	34,415	35,785	32,361	30,407	28,703	28,944	26,209	13,904	28,499	31,450	30,000	26,509	23,892	20,025	19,780
Retained Earnings Total Equity	0	101,966	99,716	84,578	72,704	64,012	55,439	46,688	40,059	0	29,899	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	0	14,923	15,320	0	8,000	0	7,000	47,965	58,206	53,323	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	126,939	94,517	40,366	8,000	16,000	16,000	18,500	26,500	35,000	30,000	16,589	22,702	34,343	71,883	89,456	81,073	67,929	76,480	77,739	80,949	59,328	63,850	63,981	61,861	47,000	38,390	12,459	0	0
Short Term Debt	74,487	14,923	15,320	22,689	20,945	0	7,000	47,965	35,000	53,323	589	11,083	21,567	49,076	54,190	43,426	43,006	32,271	10,680	33,559	39,000	47,850	54,275	61,861	40,000	9,500	4,929	0	0
Short Term Investments	219,708	238,780	263,259	149,406	100,948	91,039	82,790	90,129	89,789	85,240	89,793	98,702	0	0	0	10,000	2,000	9,250	150	150	10,260	14,260	260	110	0	0	0	0	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	1,343,249	1,335,633	1,330,855	1,257,839	1,038,577	985,898	876,627	816,005	733,071	684,228	631,754	638,234	628,664	660,288	673,049	657,619	561,214	556,007	530,542	415,349	435,312	742,317	746,209	700,818	627,800	537,155	471,371	433,273	411,226
Total Current Assets	29,668	242,871	418,333	299,718	131,118	846,009	746,242	681,904	600,685	563,044	507,166	505,222	481,732	492,563	519,242	504,273	430,065	413,944	365,183	296,201	313,678	609,418	30,542	24,258	22,800	28,706	25,756	37,326	31,620
Total Current Liabilities	872,035	2,795	15,619	616	1,191	909	592	408	264	264	589	11,221	24,520	51,047	55,697	45,392	45,539	34,495	12,053	34,553	41,347	50,821	685,400	66,474	42,500	9,500	4,929	0	0
Total Liab	1,218,907	1,217,205	1,185,926	1,114,916	902,483	855,463	782,627	729,457	651,830	608,545	575,485	584,950	580,732	614,264	611,341	595,957	501,889	499,052	476,092	365,043	386,929	705,934	695,380	650,678	583,900	495,252	432,277	391,784	371,147
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	124,342	118,428	144,929	142,923	136,094	130,435	94,000	86,548	81,241	75,683	56,269	53,284	47,932	46,024	61,708	61,662	59,325	56,955	54,451	50,306	48,383	36,382	50,829	50,140	43,900	41,903	39,094	41,489	40,078
Treasury Stock	0	-27,824	-22,349	-13,173	-6,755	-2,715	-3,255	-2,105	-1,458	-1,627	-1,685	-1,769	-1,769	-1,769	-1,769	-1,613	-610	0	0	-278	-312	-315	-332	-3,470	0	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30	1996-06-30	1996-03-31	1995-12-31	1995-09-30	1995-06-30
Accounts Payable	2,443	2,216	1,866	1,441	769	623	307	536	299	576	417	489	616	946	929	1,131	1,191	1,391	1,188	1,123	909	891	685	633	592	611	563	450	408	427	384	343	264	341	289	334	264	355	655	425	639	448	715	515	138	4,223	3,836	3,556	2,954	2,704	2,392	2,196	1,972	1,378	481,763	1,201	1,508	1,382	1,750	1,725	1,966	406,454	2,159	416,712	2,533	2,410	2,121	2,234	2,224	2,108	400,956	398,526	1,373	1,171	1,115	934	994	735	2,709	840	2,347	2,227	2,242	2,904	2,971	3,473	2,997	3,631	610,861	4,284	4,176	4,613	566,321	4,073	2,605	2,845	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-29,831	-39,517	-32,894	-29,671	-32,120	-33,426	-22,210	-13,659	-1,845	-699	499	-457	2,210	2,221	2,320	2,049	659	900	801	124	-552	-1,654	-1,240	-941	-118	335	340	136	51	1,237	1,552	1,296	650	1,157	750	1,264	918	831	908	407	74	415	496	1,623	1,830	2,012	1,672	1,450	1,343	1,259	344	1,394	1,188	1,862	2,000	1,258	1,307	1,999	479	1,222	-122	-945	-762	432	82	-422	-1,243	-538	-880	-1,309	-2,826	-2,332	-1,656	-1,196	-614	-1,744	-803	-386	-1,457	299	38	-81	340	314	344	1,017	785	210	0	859	363	-393	0	-1,731	-2,463	-2,438	-3,000	-2,000	-1,400	0	400	800	400	400	400	400	0	-600	0	0	-200	600	800	0	0
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	61,319	61,319	61,319	61,319	61,319	61,319	61,319	61,319	54,463	54,463	54,463	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	15,154	14,953	15,087	15,000	15,069	14,872	14,944	14,875	14,906	14,755	14,845	14,782	14,780	14,655	15,023	15,219	15,259	15,143	15,226	15,160	15,098	15,189	15,405	15,335	15,260	15,224	15,362	15,370	15,367	15,365	15,438	15,444	15,424	15,413	0	15,418	0	15,391	15,412	0	0	0	0	0	0	0	0	15,302	15,281	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	24,500	20,229	22,173	23,005	29,948	30,068	31,258	131,897	152,154	140,666	157,899	209,598	146,513	103,597	96,203	56,393	27,064	49,824	42,786	62,962	48,363	45,515	24,413	48,329	26,616	28,258	21,385	45,740	17,012	25,167	29,945	35,529	20,459	18,372	21,709	49,765	28,197	21,870	13,778	14,860	13,137	19,016	10,750	28,031	19,144	10,289	14,636	29,602	14,846	13,764	10,486	38,090	30,418	20,279	20,279	37,404	24,825	31,055	25,618	14,815	18,060	25,408	11,877	15,759	15,184	12,859	12,121	10,777	13,532	18,483	11,517	12,439	12,801	8,945	8,044	8,924	10,768	12,362	13,422	11,070	14,437	17,094	28,951	21,899	37,278	25,898	22,173	25,602	25,602	33,256	22,279	18,542	18,542	18,417	20,093	19,446	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	22,965	232,997	250,169	260,612	268,728	273,301	297,420	397,208	415,413	389,481	369,655	387,516	295,919	233,912	200,492	164,120	128,012	126,853	128,047	158,764	139,332	129,629	114,324	140,316	109,406	113,562	124,732	153,677	107,140	117,856	122,417	133,519	110,248	113,854	120,495	143,821	113,437	103,018	99,364	108,165	102,930	105,636	106,129	126,421	117,846	10,289	14,636	29,602	14,846	13,764	10,486	38,090	30,418	20,279	0	37,404	24,825	31,055	25,618	14,815	18,060	25,408	11,877	15,759	15,184	12,859	12,121	10,777	13,532	18,483	11,517	12,439	12,801	8,945	8,044	8,924	10,768	12,362	13,422	11,070	14,437	17,094	28,951	21,899	37,278	25,898	22,173	25,602	0	33,256	22,279	18,542	0	18,417	20,093	19,446	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock	61,319	61,319	61,319	61,319	61,319	61,319	61,319	61,319	54,463	54,463	54,463	54,463	54,463	54,463	54,463	54,463	54,463	41,223	40,486	40,486	40,485	40,485	40,481	40,481	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,568,583	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	11,428	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,400	11,400	11,400	11,400	11,400	20,600	22,200	16,000	5,700	14,300	14,800	14,300	14,300	15,100	14,100	14,100	14,100	5,500	0
Common Stock Shares Outstanding	6,851	6,878	6,910	7,008	7,021	7,033	7,149	7,100	5,944	7,368	7,560	7,702	7,812	7,987	8,093	8,144	8,189	8,270	8,365	8,394	8,432	8,423	8,403	7,408	6,645	6,642	6,669	6,706	6,677	6,695	6,710	6,721	6,716	6,710	6,701	6,698	5,296	5,145	5,138	5,139	5,126	5,125	5,114	5,114	5,105	5,105	5,105	5,105	5,105	5,105	5,098	5,105	5,105	5,105	4,862	5,237	5,110	5,110	5,111	5,120	5,140	5,157	5,181	5,295	5,234	5,259	5,152	5,268	5,330	5,340	5,351	5,487	4,286	4,698	5,969	4,788	4,681	4,890	4,653	4,943	4,794	5,245	4,791	4,756	4,799	4,343	4,769	4,793	4,131	4,739	4,754	4,793	4,524	4,724	4,777	4,751	4,757	4,725	4,736	4,757	4,778	4,725	4,725	4,725	4,631	5,292	5,292	5,187	5,775	5,303	5,313	5,313	5,313	5,313	5,313
Common Stock Total Equity	0	0	61,319	61,319	61,319	61,319	61,319	61,319	54,463	54,463	54,463	54,463	54,463	54,463	54,463	54,463	54,463	41,223	40,486	40,486	40,485	40,485	40,481	40,481	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	0	0	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	12,569	11,428	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,439	11,400	11,400	11,400	11,400	11,400	20,600	22,200	16,000	5,700	14,300	14,800	14,300	14,300	15,100	14,100	14,100	14,100	5,500	0
Current Deferred Revenue	-2,443	0	0	-49,057	0	0	-714,543	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2,715,716	0	0	0	2,987,770	0	0	0	1,310,602	0	0	0	1,610,462	0	0	0	1,140,001	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	132,858	115,700	99,565	102,110	105,461	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	22,815	23,239	23,239	23,239	23,239	23,239	23,239	23,239	23,191	22,091	22,091	22,091	22,091	22,091	22,813	17,830	17,832	17,834	17,836	17,838	16,401	16,404	16,406	16,409	16,411	16,414	16,417	16,419	16,422	16,426	16,429	16,432	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,353	16,734	16,734	16,734	16,734	21,415	21,415	21,415	21,415	21,415	21,415	21,415	21,415	13,941	13,942	13,941	13,941	13,940	13,690	13,690	13,674	13,518	8,805	8,805	8,917	6,092	6,506	2,144	2,144	2,144	2,144	2,144	2,144	2,144	2,144	2,249	2,323	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	13,906	13,893	13,723	13,548	13,503	13,473	13,408	13,135	12,034	11,194	10,678	10,490	7,759	8,535	8,168	8,974	11,017	10,447	10,264	10,838	11,365	11,129	10,633	10,196	9,907	9,560	9,217	8,727	8,422	6,887	6,494	6,608	7,234	6,918	6,722	6,089	5,987	6,058	5,768	6,139	6,229	6,180	5,815	5,434	5,324	5,056	5,248	5,436	4,827	5,520	6,360	6,651	3,606	5,178	5,178	9,085	10,316	10,451	10,959	11,356	33,118	18,556	18,730	18,903	23,359	23,763	23,832	23,856	19,533	19,545	12,314	12,431	12,659	7,300	7,575	2,665	2,687	2,712	2,737	2,762	2,789	2,820	2,851	2,987	3,094	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Inventory	-27,622	-25,315	-26,877	-27,581	777	-34,380	730	527	2,104	1,601	1,603	43	23	76	382	85	305	489	530	313	930	105	16	8,963	3,966	7,757	9,531	6,054	5,428	5,938	8,598	7,296	7,802	8,705	10,247	8,874	5,453	7,276	8,806	7,780	4,017	3,837	12,670	10,830	8,514	13,999	12,303	13,191	7,068	12,560	9,267	6,346	10,593	15,401	13,298	14,084	18,626	13,119	14,656	10,489	5,208	3,012	4,124	4,037	1,774	65	474	120	472	772	25	2,424	2,534	2,228	2,639	1,017	833	0	405	1,190	1,610	1,656	1,198	81,797	65,496	44,029	1,781	86	766	197	3,854	1,952	1,304	2,216	5,047	6,563	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Liabilities And Stockholders Equity	1,343,249	1,326,474	1,341,435	1,341,293	1,335,633	1,303,377	1,293,972	1,335,130	1,330,855	1,329,725	1,312,507	1,325,867	1,257,839	1,218,241	1,202,936	1,088,313	1,038,577	1,042,761	1,029,123	1,021,271	985,898	979,180	944,785	925,641	876,627	860,462	847,668	846,848	816,005	801,800	793,163	774,820	733,071	719,237	707,208	717,555	684,228	664,556	662,500	646,302	631,754	633,412	631,492	641,300	638,234	630,205	632,531	644,976	628,664	623,793	618,061	654,968	660,288	646,347	646,347	673,804	673,049	673,749	661,545	665,813	657,619	585,022	576,513	571,733	561,214	565,674	548,200	548,886	556,007	569,987	551,845	538,201	530,542	438,582	451,048	414,480	415,349	415,827	415,026	421,751	435,312	438,492	492,717	646,364	742,317	789,408	788,281	746,209	746,209	725,917	718,253	700,818	700,818	688,510	666,678	642,768	627,800	607,900	574,500	551,800	537,200	499,600	491,300	483,700	471,400	463,700	455,700	442,300	433,300	426,000	409,600	405,500	411,200	408,000	0
Long Term Debt	103,242	79,130	100,918	10,310	79,594	54,582	44,570	25,058	25,046	10,310	25,022	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	40,310	7,000	57,620	34,620	21,209	37,300	51,768	39,544	43,322	41,095	40,369	35,750	36,184	23,485	23,762	40,518	46,717	49,418	50,083	56,660	58,034	62,847	63,650	59,179	58,267	60,850	58,428	44,438	45,542	40,646	42,747	40,636	44,209	61,589	74,120	64,120	67,059	56,673	50,716	66,567	69,390	69,739	67,360	54,621	59,328	58,740	63,961	56,000	57,850	59,350	67,350	62,350	63,981	61,051	61,121	61,188	61,861	55,929	43,302	38,869	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Debt Total	0	0	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	0	7,000	0	0	21,209	0	0	0	0	0	0	0	0	23,485	23,762	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	219,708	212,768	227,996	243,199	238,780	243,233	266,162	265,311	263,259	259,150	211,756	8,689	7,234	13,943	13,742	11,328	7,258	13,655	9,579	4,346	4,445	6,888	7,551	8,893	3,940	674,978	653,201	624,147	4,434	617,897	605,767	576,819	7,516	542,330	525,464	513,621	85,240	505,947	0	482,363	3,366	0	0	0	0	0	0	0	0	432,691	431,107	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	102,439	75,420	99,863	41,101	64,569	44,268	44,084	-87,804	-111,788	-94,861	-107,781	-177,277	-138,513	-74,887	-59,377	-3,512	-11,064	-33,824	-26,786	-38,962	-32,363	-21,015	2,087	-29,829	-8,116	-7,758	-885	-30,240	9,488	-2,167	-6,945	-14,529	14,541	11,628	12,291	-19,765	1,803	15,130	23,222	-860	3,452	-2,336	20,398	-9,107	3,558	10,186	5,113	-14,472	19,496	2,041	17,258	-18,192	41,465	9,184	9,184	-1,364	64,631	11,172	17,413	23,744	63,013	14,822	94,661	50,778	52,745	70,353	10,006	9,239	62,948	43,105	80,044	46,464	64,938	27,108	32,362	57,644	70,181	57,377	53,938	43,552	44,891	41,646	35,010	39,601	26,572	40,452	42,177	38,379	38,379	27,795	38,842	43,320	43,320	37,512	29,309	25,023	17,900	24,800	17,200	11,500	9,500	0	0	4,900	4,900	0	13,200	0	0	2,000	2,700	0	0	0	0
Net Invested Capital	227,584	207,997	239,702	183,865	212,945	188,964	199,898	176,730	185,295	190,097	194,135	176,287	150,923	170,057	174,707	188,786	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	4,657	4,457	4,079	3,926	4,091	3,556	3,256	2,815	2,920	2,954	3,000	3,371	3,799	4,159	4,272	2,940	3,106	3,176	3,209	3,123	1,892	2,433	2,000	1,925	1,825	1,880	1,411	1,462	1,512	1,641	1,397	1,489	1,260	1,817	1,506	1,554	1,346	1,853	1,456	1,423	1,281	1,694	1,575	1,618	1,235	1,832	1,597	1,802	1,635	2,061	1,959	2,364	2,069	2,340	2,340	2,963	2,325	2,852	2,513	2,864	2,965	2,836	2,758	2,752	3,009	3,374	2,971	2,821	3,130	3,400	3,068	2,767	3,010	2,469	2,095	1,937	1,984	2,033	1,882	1,798	2,001	2,228	2,170	2,650	3,967	4,657	4,891	4,940	4,940	5,412	5,127	5,716	5,716	5,902	5,107	13,276	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Tangible Assets	0	0	94,427	96,520	95,189	91,389	101,317	109,398	121,738	122,201	121,926	121,875	120,832	119,256	115,764	118,075	118,262	103,171	102,123	99,690	100,055	96,726	94,715	92,507	63,606	60,512	58,631	57,626	56,143	55,854	54,538	52,636	50,823	49,869	47,613	46,535	45,064	43,575	0	40,558	39,261	0	0	0	0	0	0	0	0	28,813	27,089	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-842,367	218,719	231,264	263,097	240,076	256,480	267,906	380,452	402,714	371,088	1,018,126	1,067,325	1,054,410	1,011,859	1,019,945	892,171	884,204	912,162	891,424	872,400	845,100	844,742	805,467	784,640	745,650	727,302	697,384	693,406	681,496	666,698	658,578	634,453	600,421	582,524	568,626	585,316	562,780	547,386	540,857	517,053	506,577	511,051	500,688	507,870	494,001	488,453	489,118	493,227	457,212	477,235	470,305	480,755	441,516	492,099	-548,821	515,558	463,545	509,365	498,233	483,779	458,881	-55,265	404,069	399,735	384,526	378,884	-711,580	-2,103,942	379,448	-2,064,580	373,909	358,076	353,129	296,421	324,233	280,871	261,647	248,504	246,638	270,468	272,331	274,125	344,226	476,143	558,596	-698,644	-708,436	-654,858	0	-623,732	23,229	-42,217	0	-606,381	-20,706	-8,992	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Assets Total	1,313,581	271,834	287,188	297,015	46,068	302,787	325,931	324,724	321,696	305,974	268,868	233,732	202,813	184,726	158,236	158,130	153,182	129,208	136,511	147,748	140,819	133,547	138,633	140,368	130,385	132,549	149,721	152,992	134,101	134,675	134,201	140,024	132,386	136,372	138,293	131,905	121,184	116,815	120,988	128,824	124,588	121,552	130,030	132,915	133,012	135,554	137,328	145,674	146,931	140,989	142,223	168,799	167,725	152,869	0	153,663	153,807	160,644	158,998	177,809	153,346	135,987	125,775	128,462	131,149	141,814	132,920	136,917	142,064	165,921	160,495	164,721	165,360	135,990	125,700	113,175	119,148	110,589	111,679	111,443	121,633	113,400	92,287	115,817	132,899	108,091	111,704	116,192	0	107,234	104,009	99,808	0	98,828	96,449	96,840	0	0	0	0	0	0	0	0	0	-100	0	0	0	0	-100	-100	0	0	0
Non Current Liabilities Other	0	0	140,437	99,639	119,461	91,923	87,020	53,576	62,271	62,887	66,729	50,906	54,979	51,623	63,229	77,076	50,763	32,860	28,314	26,674	42,622	26,944	29,307	24,504	42,125	21,325	19,931	19,645	45,666	19,656	26,219	22,088	19,803	24,693	21,560	21,528	0	31,674	0	41,723	19,403	0	0	0	0	0	0	0	0	22,763	23,422	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	346,872	79,130	100,918	1,441	1,214,410	20,377	44,570	25,058	25,046	25,034	25,022	8,000	8,000	8,000	13,000	16,000	16,000	16,000	16,000	24,000	16,000	24,500	26,500	18,500	18,500	20,500	20,500	15,500	26,500	23,000	23,000	21,000	35,000	30,000	34,000	30,000	30,000	37,000	37,000	14,000	16,589	16,680	31,148	18,924	21,952	18,500	19,749	12,611	12,776	12,940	24,602	16,680	22,807	29,463	0	32,659	37,982	39,869	40,466	36,059	37,647	40,230	62,028	23,000	24,922	40,646	22,127	20,016	44,209	61,589	74,120	43,500	67,059	31,053	40,406	47,068	47,390	13,739	13,360	15,621	20,328	10,000	10,000	10,000	16,000	17,000	10,000	10,000	0	9,700	61,120	10,000	0	9,700	6,100	5,600	4,100	3,200	3,300	7,000	4,400	458,400	451,000	444,000	3,100	0	0	0	391,800	0	0	0	371,100	0	0
Non Currrent Assets Other	51,343	-271,834	-287,188	-297,015	-252,283	-302,787	51,878	49,119	-316,737	50,905	-263,883	-228,747	-197,854	-179,741	-696	763,123	-135,350	783,524	761,356	711,636	-70	713,571	689,828	643,032	635,011	608,723	568,056	534,969	93,398	543,880	531,400	496,040	84,007	463,446	443,166	436,527	448,261	442,870	440,692	407,890	402,955	404,530	393,758	376,598	478,943	377,535	372,685	353,610	353,273	-13,281,221	-10,009,735	-37,604,301	-132,762	473,199	0	482,736	-8,706,758	-30,541,930	476,929	473,189	33,118	24,520	13,941	18,902	23,358	23,764	23,832	23,856	24,152	24,267	-245,644,000	-244,928,000	12,660	7,300	7,575	2,665	2,687	2,712	2,737	2,762	2,789	2,144	2,851	2,987	3,094	-108,091	-111,704	-116,192	0	-107,234	-104,009	-99,808	0	-98,828	-96,449	-96,840	-11,100	-11,900	-11,300	-11,300	-11,400	-11,200	-10,400	-8,800	-8,600	-8,500	-8,700	-8,900	-8,800	-8,700	-8,000	-8,100	-8,400	-8,700	0
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	817,186	799,999	779,740	1,046,694	723,733	669,056	610,383	590,826	631,316	1,581,375	1,559,599	1,460,652	1,402,967	1,361,172	1,246,443	1,191,759	1,171,969	1,165,634	1,169,019	-930	1,112,727	1,083,418	1,066,009	1,007,012	993,011	997,389	999,840	950,106	936,475	927,364	914,844	865,457	855,609	845,501	849,460	805,412	781,371	783,488	775,126	756,342	754,964	761,522	774,215	771,246	765,759	769,859	790,650	775,595	764,783	760,284	823,767	828,012	799,216	167,359	827,467	826,856	834,393	820,543	843,622	810,965	721,009	702,288	700,195	692,363	707,489	681,120	685,802	698,071	735,908	712,340	702,923	695,902	574,572	576,748	527,656	534,497	526,416	526,705	533,194	556,945	551,891	585,004	117,147	875,215	650,762	649,513	599,475	116,973	580,015	586,839	576,752	100,648	565,363	545,029	513,205	627,800	607,900	574,500	551,800	537,200	499,600	491,300	483,700	471,400	463,800	455,700	442,300	433,300	426,000	409,700	405,600	411,200	408,000	0
Other Current Assets	29,668	25,315	26,877	27,581	-29,948	34,380	-1,691	7,552	590,826	631,316	670,984	701,248	755,308	795,444	839,936	763,123	754,277	783,524	761,356	711,636	703,855	713,571	689,828	643,032	635,011	612,471	571,804	538,717	573,252	547,628	535,148	499,788	489,177	467,194	446,914	440,275	448,261	442,870	440,692	407,890	402,955	404,530	393,758	380,346	386,141	482,530	478,970	467,898	465,251	466,979	463,394	445,715	460,076	470,859	0	479,773	492,092	479,198	474,416	470,325	483,249	420,791	436,103	424,761	411,873	407,626	400,188	398,371	397,282	382,183	376,765	358,274	349,371	291,178	315,210	290,444	283,448	290,843	288,043	297,440	297,241	305,770	369,309	505,998	568,173	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Liab	797,548	-18,735	-22,984	-1,441	-15,692	-20,377	714,543	1,138,071	3,927	1,111,660	-417	-489	-616	-946	990,587	863,891	-1,191	-1,391	-1,188	-1,123	-909	-891	-685	-633	-592	-611	-563	-450	-408	-427	-384	-343	-264	-341	-289	-334	-264	-355	-655	-425	-639	361	59	-515	0	0	0	0	0	514,349	497,870	0	0	-1,378	0	0	-2,715,716	0	0	0	-2,987,770	0	0	0	-1,310,602	0	-2,121	-2,234	-1,610,462	-2,108	0	0	-1,140,001	0	-1,115	0	0	0	0	0	0	0	0	0	0	676,377	675,153	627,494	0	658,116	-4,176	640,834	0	580,393	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liab	0	0	13,224	19,535	17,847	17,587	11,678	9,483	21,906	17,082	16,611	18,585	26,790	13,547	16,178	13,955	18,692	13,968	11,724	13,229	10,751	9,950	9,701	10,632	9,135	10,593	9,319	8,299	9,042	8,720	8,806	7,907	7,661	8,123	6,680	7,214	4,589	3,817	4,557	4,623	5,346	4,196	4,645	4,219	4,294	8,195	7,403	6,937	7,004	6,689	5,947	5,724	6,084	5,266	5,198	8,232	10,024	7,803	8,785	7,484	10,043	8,047	8,055	7,176	7,310	6,406	6,402	7,118	8,017	7,525	5,302	6,100	13,514	4,436	4,704	3,866	4,470	3,085	5,332	5,390	6,203	4,791	15,916	6,214	6,049	6,943	24,793	23,185	5,688	7,470	5,772	7,222	9,296	7,844	6,437	6,002	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Stockholder Equity	-15,632	-14,975	-14,484	-13,437	-12,737	-12,574	-11,362	-9,856	-7,405	-6,655	-4,796	-923	1,672	4,651	5,572	6,752	8,268	8,698	11,436	11,480	12,511	12,445	12,377	12,214	12,150	12,031	12,288	13,222	13,257	13,541	13,921	14,004	13,980	13,911	13,891	13,855	13,834	13,791	13,776	13,751	13,727	13,707	13,674	13,627	13,605	26,162	26,150	26,138	13,554	26,101	13,512	26,057	13,466	13,410	0	13,460	13,417	13,363	13,350	13,380	13,430	13,595	13,638	13,913	14,313	14,552	14,733	14,872	14,859	14,853	14,847	14,841	14,835	10,774	10,763	10,727	10,726	10,721	10,714	10,714	10,696	10,695	10,695	10,695	10,695	11,712	11,480	10,891	0	11,540	8,007	7,251	0	5,912	2,393	2,418	5,500	4,900	4,600	3,800	3,600	-6,000	-7,400	-1,200	9,100	6,800	6,700	7,400	7,200	3,100	5,700	5,400	5,400	14,400	0
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	13,241	13,978	13,978	13,979	13,979	13,983	13,983	13,983	13,983	13,983	13,983	13,983	13,983	13,983	13,983	13,983	13,983	13,983	13,983	13,983	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	47,235	0	0	0	46,456	0	0	0	0	0	24,343	23,233	23,557	23,785	23,662	23,599	23,385	23,898	23,150	23,270	22,084	21,900	21,683	21,776	21,277	21,271	20,740	19,909	19,129	18,673	18,806	18,994	19,010	17,619	16,432	15,407	13,229	13,256	13,281	13,027	12,186	12,399	12,483	12,738	12,633	12,898	13,190	13,282	13,773	14,120	14,359	14,361	14,623	15,136	15,136	16,309	16,994	17,217	16,636	17,159	17,621	17,031	15,129	15,181	15,129	15,291	15,711	15,912	15,450	13,790	13,532	14,018	13,347	9,615	9,405	7,837	7,740	12,278	10,845	10,795	11,145	11,395	11,750	13,733	14,696	14,161	13,490	11,817	11,817	12,043	12,208	12,291	10,903	10,327	10,540	10,876	11,100	11,900	11,300	11,300	11,400	11,200	10,400	8,800	8,600	8,500	8,700	8,900	8,800	8,700	8,000	8,100	8,400	8,700	0
Property Plant And Equipment Net	21,378	21,934	22,230	22,621	22,829	22,842	23,122	23,039	23,212	23,874	24,343	23,233	23,557	23,785	23,662	23,599	23,385	23,898	23,150	23,270	22,084	21,900	21,683	21,776	21,277	21,271	20,740	19,909	19,129	18,673	18,806	18,994	19,010	17,619	16,432	15,407	13,604	13,256	13,281	13,027	12,213	12,399	12,483	12,738	12,633	12,898	13,190	13,282	13,773	14,120	14,359	14,361	14,623	15,136	0	16,309	16,994	17,217	16,636	17,159	17,621	17,031	15,129	15,181	15,129	15,291	15,711	15,912	15,450	13,790	13,532	14,018	13,347	9,615	9,405	7,837	7,740	12,278	10,845	10,795	11,145	11,395	11,750	13,733	14,696	14,161	13,490	11,817	0	12,043	12,208	10,903	0	10,327	10,540	10,876	11,100	11,900	11,300	11,300	11,400	11,200	10,400	8,800	8,600	8,500	8,700	8,900	8,800	8,700	8,000	8,100	8,400	8,700	0
Property Plant Equipment	0	0	22,230	22,621	22,829	22,842	23,122	23,039	23,212	23,874	24,343	23,233	23,557	23,785	23,662	23,599	23,385	23,898	23,150	23,270	22,084	21,900	21,683	21,776	21,277	21,271	20,740	19,909	19,129	18,673	18,806	18,994	19,010	17,619	16,432	15,407	13,604	13,256	13,281	13,414	12,607	12,399	12,483	12,738	12,633	12,898	13,190	13,282	13,774	14,120	14,359	14,361	14,623	14,999	15,136	16,309	16,994	17,217	16,636	17,159	17,621	15,496	15,129	15,181	15,129	15,291	15,711	15,912	15,450	13,790	13,532	14,018	13,347	9,615	9,405	7,837	12,305	12,278	10,845	10,795	11,145	11,395	11,750	13,733	14,696	14,161	13,490	12,168	11,817	12,043	12,208	12,291	10,903	10,327	10,540	10,876	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Retained Earnings	108,486	105,521	103,725	101,548	101,966	99,309	96,809	94,833	99,716	97,183	93,851	90,883	84,578	80,012	75,526	72,641	72,704	70,184	67,236	65,438	64,012	61,854	59,503	57,162	55,416	51,991	49,851	48,118	46,688	44,933	42,925	41,199	40,059	38,705	36,930	35,429	34,379	33,075	31,757	30,708	29,899	28,846	27,648	26,476	25,280	23,755	22,452	21,438	20,466	20,192	19,590	18,813	18,802	25,360	25,360	33,567	34,415	36,737	37,015	36,450	35,785	34,898	33,917	32,956	32,361	31,805	31,292	30,808	30,407	29,999	29,436	28,974	28,703	29,275	29,012	29,354	28,944	28,229	27,531	26,821	26,209	25,883	25,683	19,204	13,904	20,054	19,888	28,499	28,499	30,864	33,122	31,450	31,450	30,769	32,305	31,110	30,000	29,000	28,000	27,200	26,500	25,800	25,100	24,500	23,900	23,000	22,000	21,000	20,000	22,200	21,400	20,600	19,800	19,200	0
Retained Earnings Total Equity	0	0	103,725	101,548	101,966	99,309	96,809	94,833	99,716	97,183	93,851	90,883	84,578	80,012	75,526	72,641	72,704	70,184	67,236	65,438	64,012	61,854	59,503	57,162	55,439	51,991	49,851	48,118	46,688	44,933	42,925	41,199	40,059	38,705	36,930	35,429	0	33,075	0	30,708	29,899	0	0	0	0	0	0	0	0	20,192	19,590	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	0	16,519	21,118	0	14,923	19,754	30,772	19,035	15,320	20,771	25,096	24,321	0	20,710	23,826	36,881	8,000	0	0	0	0	50,349	56,416	44,459	7,000	42,812	42,510	27,296	47,965	0	0	0	58,206	0	0	0	53,323	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	126,939	95,649	122,036	64,106	94,517	74,336	75,342	44,093	40,366	45,805	50,118	32,321	8,000	28,710	36,826	52,881	16,000	16,000	16,000	24,000	16,000	24,500	26,500	18,500	18,500	20,500	20,500	15,500	26,500	23,000	23,000	21,000	35,000	30,000	34,000	30,000	30,000	37,000	37,000	14,000	16,589	16,680	31,148	18,924	22,702	20,475	19,749	15,130	34,343	15,805	27,744	19,898	71,883	29,463	29,463	36,040	89,456	42,227	43,030	38,559	81,073	40,230	106,538	66,537	67,929	83,212	22,127	20,016	76,480	61,589	91,561	58,904	77,739	36,053	40,406	66,568	80,949	69,739	67,360	54,621	59,328	58,740	63,961	61,500	63,850	66,350	64,350	63,981	63,981	61,051	61,120	61,861	61,861	55,929	49,402	44,469	17,900	24,800	17,200	11,500	9,500	0	0	4,900	4,900	0	13,200	0	0	2,000	2,700	0	0	0	0
Short Term Debt	74,487	16,519	21,118	50,498	14,923	19,754	30,772	19,035	15,320	20,771	25,096	24,321	0	20,710	23,826	36,881	8,000	16,000	16,000	24,000	0	24,500	26,500	18,500	7,000	20,500	20,500	15,500	47,965	23,000	23,000	21,000	35,000	30,000	34,000	30,000	53,323	30,000	0	14,000	589	0	0	11,083	11,083	1,975	2,249	2,519	21,567	2,865	3,142	3,218	49,076	3,368	0	3,381	54,190	2,358	2,564	2,500	43,426	0	44,510	43,537	43,006	42,566	1,126,860	2,515,911	32,271	2,468,646	17,441	15,404	10,680	5,000	0	19,500	33,559	56,000	54,000	39,000	39,000	48,740	53,961	51,500	47,850	49,350	57,350	54,275	54,275	0	0	61,861	61,861	46,233	43,302	38,869	17,900	24,800	17,200	11,500	9,500	0	0	4,900	4,900	0	13,200	0	0	2,000	2,700	0	0	0	0
Short Term Investments	219,708	212,768	227,996	237,607	238,780	243,233	266,162	265,311	263,259	248,815	211,756	177,918	149,406	130,315	104,289	107,727	100,948	77,029	85,261	95,802	91,039	84,114	89,911	91,987	82,790	85,304	103,347	107,937	90,129	92,689	92,472	97,990	89,789	95,482	98,786	94,056	85,240	81,148	85,586	93,305	89,793	86,620	95,379	98,390	98,702	101,247	0	110,603	0	108,363	108,518	0	0	111,140,374	0	106,855,099	0	0	0	0	10,000	0	0	0	2,000	0	0	0	9,250	0	0	0	150	0	0	0	150	0	0	0	10,260	0	0	0	14,260	0	0	0	260	0	0	0	110	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	1,343,249	1,326,474	1,341,435	1,341,293	1,335,633	1,303,377	1,293,972	1,335,130	1,330,855	1,329,725	1,312,507	1,325,867	1,257,839	1,218,241	1,202,936	1,088,313	1,038,577	1,042,761	1,029,123	1,021,271	985,898	979,180	944,785	925,641	876,627	860,462	847,668	846,848	816,005	801,800	793,163	774,820	733,071	719,237	707,208	717,555	684,228	664,556	662,500	646,302	631,754	633,412	631,492	641,300	638,234	630,205	632,531	644,976	628,664	623,793	618,061	654,968	660,288	646,347	646,347	673,804	673,049	673,749	661,545	665,813	657,619	585,022	576,513	571,733	561,214	565,674	548,200	548,886	556,007	569,987	551,845	538,201	530,542	438,582	451,048	414,480	415,349	415,827	415,026	421,751	435,312	438,492	492,717	646,364	742,317	789,408	788,281	746,209	746,209	725,917	718,253	700,818	700,818	688,510	666,678	642,768	627,800	607,900	574,500	551,800	537,200	499,600	491,300	483,700	471,400	463,700	455,700	442,300	433,300	426,000	409,600	405,500	411,200	408,000	0
Total Current Assets	29,668	237,454	254,248	264,538	242,871	276,857	298,985	400,023	418,333	392,435	1,043,639	1,092,135	1,055,026	1,033,515	1,044,700	930,183	885,395	913,553	892,612	873,523	846,009	845,633	806,152	785,273	746,242	727,913	697,947	693,856	681,904	667,125	658,962	634,796	600,685	582,865	568,915	585,650	563,044	547,741	541,512	517,478	507,166	511,860	501,462	508,385	505,222	494,651	495,203	499,302	481,732	482,804	475,838	486,169	492,563	493,478	20,279	520,140	519,242	513,105	502,547	488,003	504,273	449,035	450,737	443,272	430,065	423,860	415,280	411,969	413,944	404,066	391,350	373,480	365,183	302,592	325,348	301,305	296,201	305,238	303,346	310,308	313,678	325,092	400,429	530,547	609,418	30,556	27,064	30,542	0	38,668	27,405	24,258	0	24,319	25,200	32,722	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Current Liabilities	872,035	18,735	22,984	1,441	2,795	20,377	31,079	19,571	15,619	21,347	25,513	24,810	616	21,656	24,755	38,012	1,191	1,391	1,188	1,123	909	891	685	633	592	611	563	450	408	427	384	343	264	341	289	334	264	355	655	425	589	809	774	515	11,221	6,198	6,085	6,075	24,520	5,570	5,534	5,414	51,047	1,378	569,100	4,582	55,697	3,740	4,314	4,225	45,392	504,300	46,668	43,537	45,539	44,976	1,126,860	2,515,911	34,495	2,468,646	17,441	15,404	12,053	6,171	1,115	20,434	34,553	56,735	56,709	39,840	41,347	50,967	56,203	54,404	50,821	729,200	735,500	685,400	685,400	662,400	4,176	66,474	0	630,700	45,906	41,714	17,900	24,800	17,200	11,500	9,500	0	0	0	4,900	0	13,200	0	0	2,000	2,700	0	0	0	0
Total Liab	1,218,907	1,214,126	1,223,769	1,221,534	1,217,205	1,188,749	1,169,416	1,202,493	1,185,926	1,185,433	1,168,490	1,181,901	1,114,916	1,076,894	1,065,055	952,408	902,483	908,515	895,186	889,765	855,463	852,071	819,681	802,742	782,627	769,553	758,637	758,820	729,457	715,537	708,213	691,769	651,830	638,912	629,085	640,455	608,545	604,290	603,490	588,867	575,485	577,875	577,105	587,005	584,950	578,275	582,257	595,950	580,732	576,241	572,047	608,703	614,264	593,146	593,146	612,949	611,341	609,081	598,132	602,192	595,957	524,905	517,151	511,863	501,889	507,170	490,851	491,174	499,052	513,876	497,819	484,149	476,092	388,301	400,448	364,704	365,043	365,823	366,798	372,477	386,929	390,556	444,560	604,713	705,934	746,203	735,474	695,380	695,380	672,074	665,685	650,678	650,678	640,390	620,541	597,800	583,900	564,600	531,900	509,400	495,300	458,400	451,000	444,000	432,300	419,200	412,200	400,200	391,800	385,600	368,600	364,800	371,100	368,900	0
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	124,342	112,348	117,666	119,759	118,428	114,628	124,556	132,637	144,929	144,292	144,017	143,966	142,923	141,347	137,881	135,905	136,094	134,246	133,937	131,506	130,435	127,109	125,104	122,899	94,000	90,909	89,031	88,028	86,548	86,263	84,950	83,051	81,241	80,325	78,123	77,100	75,683	60,266	59,010	57,435	56,269	55,537	54,387	54,295	53,284	51,930	50,274	49,026	47,932	47,552	46,014	46,265	46,024	53,201	53,201	60,855	61,708	64,668	63,413	63,621	61,662	60,117	59,362	59,870	59,325	58,504	57,349	57,711	56,955	56,111	54,026	54,052	54,451	50,281	50,600	49,777	50,306	50,004	48,227	49,274	48,383	47,936	48,157	41,652	36,382	43,205	42,807	50,829	50,829	53,843	52,568	50,140	50,140	48,120	46,137	44,968	43,900	43,300	42,600	42,400	41,900	41,200	40,300	39,700	39,100	44,500	43,500	42,100	41,500	40,400	41,000	40,700	40,100	39,100	0
Treasury Stock	0	0	-29,638	-28,390	-27,824	-27,574	-26,431	-24,728	-22,349	-21,530	-19,702	-15,678	-13,173	-10,131	-9,208	-7,903	-6,755	-6,521	-3,823	-3,663	-2,715	-2,715	-2,721	-2,975	-3,255	-3,304	-2,972	-2,002	-2,105	-1,829	-1,446	-1,361	-1,458	-1,533	-1,533	-1,558	-1,627	-1,627	-1,627	-1,640	-1,685	-1,692	-1,718	-1,754	-1,769	-1,769	-1,769	-1,769	-1,769	-1,769	-1,769	-1,769	-1,769	-1,769	-1,769	-1,769	-1,769	-1,769	-1,753	-1,693	-1,613	-1,402	-1,327	-1,031	-610	-350	-149	0	0	0	0	0	0	0	-237	-276	-278	-284	-293	-293	-312	-315	-315	-315	-315	-315	-315	-332	-332	-899	-3,470	-3,470	-3,470	-3,470	-6,663	-6,663	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Cash Flow

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Begin Period Cash Flow	27,817	149,511	140,690	27,064	48,363	26,616	17,012	20,459	28,197	13,137	19,144	14,846	30,418	24,825	28,060	17,184	22,482	12,651	10,618	24,177	51,018	25,342	18,432	18,583	25,500	22,222	34,027	28,380	25,178
Capital Expenditures	958	1,896	2,427	1,980	2,043	1,999	3,714	1,636	7,199	1,908	1,152	833	680	2,209	3,406	5,718	3,300	6,162	2,975	3,652	2,852	6,910	2,856	1,656	1,700	4,503	1,150	1,718	275
Cash And Cash Equivalents Changes	0	-121,694	8,821	113,626	-21,299	21,747	9,604	-3,447	-7,738	0	-6,007	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	10,507	20,283	-5,209	-3,886	-632	-1,760	-856	-11,058	0	1,236	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	-4,852	-121,694	8,821	113,626	-21,299	21,747	9,604	-3,447	-7,738	15,060	-6,007	4,298	-15,571	5,593	-3,235	10,876	-5,298	9,831	2,033	-13,559	-26,841	25,676	6,910	-151	-6,900	3,287	-11,805	5,648	3,201
Change In Working Capital	-1,414	2,680	-3,858	716	6,684	1,329	-1,106	-156	-9,391	-6,477	1,593	-2,372	2,542	1,646	-4,521	-1,263	-1,228	-903	-1,403	-2,947	5,423	-3,316	-5,061	2,073	-400	-37	-1,452	327	-378
Change Receivables	0	-1,171	879	-693	-284	-997	-313	-252	86	0	-46	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	-566	-1,171	879	-693	-284	-997	-313	-252	86	-65	-46	400	434	256	640	935	121	0	0	16	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	5,279	9,691	11,820	6,270	6,829	3,658	6,151	12,602	0	0	0	2	0	146	0	0	0	0	0	0	0	0	0
Change To Liabilities	0	5,865	-6,743	6,618	10,648	2,888	967	952	1,581	0	403	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	5,457	-4,616	859	-3,949	-2,335	-3,412	1,619	7,232	4,335	3,713	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	3,851	-4,737	1,409	6,968	2,326	-793	80	-34	-6,412	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	2,325	4,014	6,218	6,745	4,013	2,933	2,709	2,862	2,178	1,886	2,480	3,197	3,264	4,808	5,332	4,528	4,742	4,286	3,459	3,064	3,486	4,379	2,072	2,103	2,100	2,072	1,574	1,559	1,789
Dividends Paid	3,584	3,415	3,139	3,070	3,281	3,065	2,337	2,155	1,939	783	586	0	0	0	1,752	1,677	1,303	1,056	914	0	0	1,780	2,095	1,822	1,700	1,656	1,235	1,309	1,311
End Period Cash Flow	22,965	27,817	149,511	140,690	27,064	48,363	26,616	17,012	20,459	28,197	13,137	19,144	14,846	30,418	24,825	28,060	17,184	22,482	12,651	10,618	24,177	51,018	25,342	18,432	18,600	25,509	22,222	34,027	28,380
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	11,140	23,673	14,830	21,927	16,786	11,851	6,089	12,390	1,416	3,099	12,794	6,584	14,233	14,646	-10,590	3,945	2,611	-1,511	1,250	2,045	2,831	8,406	5,587	11,618	12,900	-11,089	2,904	6,881	7,758
Investments	-43,024	-155,433	-71,720	-78,019	-63,317	-85,932	-44,547	-89,884	-48,271	4,903	-10,350	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	139	27,912	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	54,103	-4,869	-756	-2,239	-2,398	-3,450	-10,374	4,666	812	-1,750	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	12,066	12,521	18,277	14,944	11,973	11,638	11,065	8,784	7,619	5,263	5,205	4,814	1,664	-15,613	382	5,217	3,257	2,760	673	2,734	12,305	-13,408	2,253	6,086	5,200	4,278	5,516	4,849	4,095
Other Cashflows From Financing Activities	-16,460	205,223	78,711	165,171	35,679	86,246	66,452	90,577	44,278	67,716	4,654	52,790	-920	19,878	25,838	15,812	15,601	101,908	6,666	37,534	-82,672	-81,867	48,301	71,144	88,100	21,360	39,874	18,480	13,151
Other Cashflows From Investing Activities	0	-8,342	2,159	22,783	-2,254	344	-1,268	793	778	342	2,594	1,098	3,022	1,959	987	605	0	8,573	1,565	0	0	0	0	0	0	0	0	0	0
Other Non Cash Items	-3,333	3,077	-6,125	3,564	-3,979	-2,652	-2,380	1,684	6,609	3,584	2,873	-131	6,697	31,822	-7,512	682	538	-184	467	-183	1,556	28,921	9,179	3,011	7,700	-12,899	-1,584	1,864	2,527
Sale Purchase Of Stock	-3,471	-5,900	-9,520	-7,166	-5,051	-109	-1,785	-1,168	65	0	58	0	0	0	-156	0	0	0	0	0	0	0	0	0	0	45,343	-6,677	-171	0
Stock Based Compensation	576	568	443	382	417	278	303	114	81	90	64	51	88	49	143	-984	-603	-848	645	-315	-20,171	75	0	0	0	0	0	0	0
Total Cash From Financing Activities	-1,451	18,408	63,552	146,935	27,486	95,484	49,330	73,254	38,339	46,701	-11,045	6,928	-34,454	6,863	13,496	1,860	1,631	26,141	-31,129	-20,433	-92,805	-83,647	46,206	62,321	86,400	59,917	31,963	17,000	11,840
Total Cash From Operating Activities	12,098	25,569	17,257	23,907	18,829	13,850	9,803	14,026	8,615	5,007	13,946	7,417	14,912	16,856	-7,183	9,663	5,912	4,651	4,225	5,697	5,683	15,316	8,443	13,273	14,600	-6,587	4,054	8,599	8,033
Total Cashflows From Investing Activities	0	-165,671	-71,988	-57,216	-67,614	-87,587	-49,529	-90,727	-54,692	-36,648	-8,909	0	3,969	0	0	0	0	0	28,937	1,177	0	0	0	0	0	0	0	0	0

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30	1996-06-30	1996-03-31	1995-12-31	1995-09-30	1995-06-30
Begin Period Cash Flow	19,049	20,993	21,625	27,817	27,934	29,567	130,003	149,511	138,015	154,993	206,036	140,690	94,641	85,661	56,393	27,064	49,824	42,786	62,962	48,363	45,515	24,413	48,329	26,616	28,258	21,385	45,740	17,012	25,167	29,945	35,529	20,459	18,372	21,709	49,765	28,197	21,870	13,778	14,860	13,137	19,016	10,750	28,031	19,144	10,289	14,636	29,602	14,846	13,764	10,486	38,090	30,418	60,601	37,404	37,404	24,825	31,055	25,618	23,015	28,060	25,408	11,877	22,159	17,184	12,859	12,121	17,127	22,482	18,333	11,367	16,517	12,651	8,795	31,094	13,074	10,618	16,682	16,172	25,520	24,177	18,834	73,591	80,939	51,018	53,888	27,853	30,822	32,996	32,996	22,019	17,629	18,307	18,307	19,983	19,336	18,583	6,720	0	0	900	0	7,020	2,910	0	0	0	2,170	6,090	9,760	0	0	0	0	5,240	0
Capital Expenditures	175	272	173	338	583	269	627	417	548	89	1,625	165	394	995	100	691	2,047	1,268	328	451	616	638	339	406	420	930	1,217	1,147	1,119	20	388	109	2,353	1,435	1,300	2,111	390	263	143	1,112	234	419	499	377	109	13	184	771	54	136	371	119	550	541	541	753	1,239	1,554	266	347	1,091	2,332	1,463	833	308	790	2,453	4,829	2,472	1,011	566	2,113	215	836	1,033	892	759	2,059	393	441	1,806	155	405	487	3,133	1,276	1,618	277	277	260	424	1,064	1,064	254	118	220	100	1,170	240	360	740	1,170	2,120	470	820	120	60	390	490	1,050	170	10	30	70	80
Cash And Cash Equivalents Changes	0	0	-632	-6,192	-117	-1,633	-100,436	-19,508	11,496	-16,978	-51,043	65,346	46,049	8,980	29,268	29,329	-22,760	7,038	-20,176	14,599	2,848	21,102	-23,916	21,713	-1,642	6,873	-24,355	28,728	-8,155	-4,778	-5,584	15,070	2,087	-3,337	-28,056	21,568	0	0	0	1,723	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	-2,460	3,960	10,374	-2,209	-98	2,440	2,414	4,141	11,261	2,467	361	1,817	-298	-7,089	1,918	-1,925	-2,304	-1,575	735	307	-236	-1,438	966	-5,694	2,789	179	1,992	3,022	-4,198	-1,672	-2,782	-472	-4,877	-2,927	0	0	0	-1,525	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	3,916	-1,944	-632	-6,192	-117	-1,633	-100,436	-19,508	11,496	-16,978	-51,043	65,346	46,049	8,980	29,268	29,329	-22,760	7,038	-20,176	14,599	2,848	21,102	-23,916	21,713	-1,642	6,873	-24,355	28,728	-8,155	-4,778	-5,584	15,070	2,087	-3,337	-28,056	21,568	6,327	8,092	-1,082	1,723	-5,879	8,266	-17,281	8,887	8,855	-4,347	-14,966	14,756	1,082	3,278	-27,605	7,673	-30,183	-17,126	-17,126	12,579	-6,230	5,438	2,603	-5,045	2,651	13,532	-10,282	4,975	4,324	739	-5,007	-5,355	4,149	6,966	-5,150	3,866	3,856	-22,299	18,020	2,456	-6,064	510	-9,348	1,343	5,343	-54,757	-7,349	29,921	-2,870	26,036	-2,969	-7,654	-7,654	10,978	4,390	124	124	-1,676	647	753	-1,410	6,720	-3,880	-8,360	900	-7,540	7,020	2,910	-740	-1,850	-11,390	2,170	6,090	9,760	-2,750	-7,450	-550	-2,050	5,240
Change In Working Capital	1,080	2,295	-642	-4,147	4,821	3,716	1,101	-6,958	2,428	714	-1,563	-5,437	6,712	-1,543	-126	-4,327	5,994	2,172	-2,129	647	143	369	883	-66	-299	-4,031	3,738	-514	2,014	2,692	-3,207	-1,655	-4,179	686	-5,389	-509	133	-2,354	-2,515	-1,741	5,844	-5,389	4,701	-3,563	-5,491	1,444	1,245	430	76	1,593	1,251	-379	2,855	473	2,674	-2,078	-1,514	-971	411	-2,447	-2,732	-32	1,376	124	1,638	-215	-1,189	-1,461	358	-133	-147	-980	-1,268	-662	1,844	-1,317	-1,407	-793	417	-1,164	-2,862	-12,278	12,734	7,830	978	1,614	-3,163	-2,507	-23,000	811	-92	2,518	630,700	459	79	-983	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change Receivables	0	0	-153	165	-535	-300	-441	105	34	46	371	428	360	113	-1,332	166	70	33	-86	-301	-389	-433	-75	-100	-681	267	51	50	129	-244	92	-229	557	-311	48	-208	0	0	0	-142	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	-200	-378	-153	165	-535	-300	-441	105	34	46	371	428	360	113	-1,332	166	70	33	-86	-301	-389	-433	-75	-100	-681	267	51	50	129	-244	92	-229	557	-311	48	-208	507	-397	-33	-142	413	-119	43	-383	596	-234	205	-167	426	-102	405	-295	256	-221	0	0	640	113	452	100	935	173	251	257	121	0	158	309	0	0	0	243	0	0	0	47	16	0	119	203	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	6,958	1,692	5,279	1,347	0	0	9,691	7,427	6,383	3,154	11,820	7,127	4,071	0	6,270	4,326	111	0	6,829	12,340	0	1,901	3,658	0	0	0	6,151	637	2,915	4,099	12,602	6,291	6,535	5,105	0	0	0	0	0	762	0	0	0	692	229	334	2	358	357	245	0	159	0	0	146	27	20	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Liabilities	0	0	-479	-5,822	7,503	6,225	-1,173	-6,690	3,312	630	-2,353	-8,332	5,991	-3,473	1,504	2,596	4,012	4,058	55	2,523	-273	495	1,194	1,472	-584	1,396	898	-743	-107	-86	899	246	-1,954	1,469	-560	2,626	0	0	0	-74	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	0	-255	-3,441	3,364	927	-66	1,232	3,586	-2,674	-760	-4,499	4,442	-38	-1,398	-2,147	4,511	-4,354	-4,537	431	3,099	-9,080	3,424	222	1,358	4,783	-7,919	-1,634	-61	-1,821	1,160	2,341	4,889	1,330	3,801	-2,788	4,335	0	0	-3,036	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	0	-489	-489	5,356	4,016	1,542	-7,063	2,394	668	-1,934	-5,865	6,352	-1,656	1,206	-4,493	5,930	2,133	-2,043	948	532	802	958	34	-793	-4,298	3,687	179	80	0	0	0	-34	0	0	0	-6,412	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	581	926	920	858	889	955	1,058	1,112	1,525	1,519	1,481	1,693	1,798	1,837	2,034	1,076	1,206	1,222	909	676	734	740	802	657	686	744	691	588	1,082	596	669	515	495	526	579	578	271	665	397	553	533	605	572	770	925	946	486	840	27	1,652	934	651	653	702	702	2,191	1,596	1,461	1,146	1,128	1,256	947	1,160	1,166	947	1,459	1,167	1,170	1,108	1,102	1,037	1,039	957	899	830	773	760	707	745	852	721	934	948	883	2,577	667	555	456	456	506	554	531	531	513	500	559	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Dividends Paid	918	891	898	877	876	841	858	840	799	771	793	776	792	764	770	744	838	814	829	800	801	768	766	730	607	583	584	563	562	539	539	515	514	489	490	446	221	195	196	171	171	146	269	122	0	0	0	0	0	0	0	0	0	0	0	438	438	438	438	439	441	442	395	398	350	350	302	302	302	251	251	251	229	229	228	228	0	0	0	0	0	0	0	0	0	0	594	8	8	522	522	7	7	462	455	911	10	410	420	820	420	410	0	830	0	420	410	410	330	320	330	330	330	320	330
End Period Cash Flow	22,965	19,049	20,993	21,625	27,817	27,934	29,567	130,003	149,511	138,015	154,993	206,036	140,690	94,641	85,661	56,393	27,064	49,824	42,786	62,962	48,363	45,515	24,413	48,329	26,616	28,258	21,385	45,740	17,012	25,167	29,945	35,529	20,459	18,372	21,709	49,765	28,197	21,870	13,778	14,860	13,137	19,016	10,750	28,031	19,144	10,289	14,636	29,602	14,846	13,764	10,486	38,090	30,418	20,279	20,279	37,404	24,825	31,055	25,618	23,015	28,060	25,408	11,877	22,159	17,184	12,859	12,121	17,127	22,482	18,333	11,367	16,517	12,651	8,795	31,094	13,074	10,618	16,682	16,172	25,520	24,177	18,834	73,591	80,939	51,018	53,888	27,853	25,342	25,342	32,996	22,019	18,432	18,432	18,307	19,983	19,336	-1,410	6,720	-3,880	-8,360	900	-7,540	7,020	2,910	-740	-1,850	-11,390	2,170	6,090	9,760	-2,750	-7,450	-550	-2,050	5,240
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	5,299	7,860	3,053	-4,479	12,169	8,856	4,530	-1,882	10,699	3,884	1,294	-1,047	18,144	4,712	4,409	-5,338	17,223	1,604	-3,601	3,603	6,329	-5,385	7,961	2,946	5,467	3,411	-2,244	-545	4,462	4,221	726	2,981	953	3,616	-81	-3,072	4,004	2,603	625	-4,133	3,352	10,938	-691	-805	4,913	2,857	3,671	-4,857	8,211	500	873	4,649	7,805	2,274	2,274	4,094	-5,017	1,921	-977	-6,516	-435	519	2,509	1,352	1,536	1,063	1,659	-4,273	-408	-32	917	-1,987	549	264	775	-339	2,133	-1,091	982	22	-747	-11,357	8,142	6,793	4,173	4,365	88	1,108	1,108	6,989	728	-310	-310	5,764	4,133	2,031	1,320	4,430	5,500	1,670	-6,210	3,300	-580	-7,600	-1,790	2,160	1,500	1,030	4,820	5,490	-1,090	-2,340	4,140	1,660	2,040
Investments	-7,048	3,665	-4,742	-9,892	-32,106	-10,507	-67,521	-45,299	7,555	-34,795	-32,240	-7,644	-6,225	-11,150	-49,898	-10,746	-27,393	-270	-21,045	-14,609	-7,009	-4,644	-47,109	-27,170	-18,464	-5,640	-20,259	-184	-25,253	-15,704	-21,755	-27,172	-12,412	-14,849	-16,690	-4,320	4,903	0	0	-8,160	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	0	41,920	41,920	20,169	-11,018	11,737	3,715	-5,451	-4,325	17,797	4,132	-521	-8,116	-16,055	23,936	-1,714	691	-6,287	5,071	-8,855	-4,652	11,686	-577	1,739	168	4,379	-9,736	2,669	-6,434	5,273	-11,882	495	-2,258	4,521	1,908	812	0	0	-380	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	3,877	2,687	3,075	2,450	3,533	3,341	2,834	2,813	3,332	4,103	3,761	7,081	5,358	5,250	3,655	681	3,358	3,762	2,627	2,226	2,959	3,119	3,107	2,453	4,032	2,723	2,317	1,993	2,317	2,547	2,265	1,655	1,868	2,264	1,991	1,496	1,525	1,513	1,245	980	1,224	1,344	1,319	1,318	1,524	1,304	1,014	972	274	602	777	11	-6,584	-8,207	-8,207	-848	-1,884	160	1,004	1,104	1,328	1,424	1,356	1,109	906	864	785	702	710	814	714	523	-344	492	-114	638	715	699	709	612	326	200	6,479	5,300	-6,150	165	-7,630	-1,771	-1,771	1,309	1,121	1,203	1,203	1,714	1,651	1,519	1,480	1,420	1,280	1,050	1,130	1,120	1,020	1,010	1,310	1,440	1,430	1,340	1,450	1,080	1,180	1,140	910	1,200	1,060
Other Cashflows From Financing Activities	-15,114	299,564	132,632	194,175	137,941	68,096	-35,055	28,741	-4,054	16,313	-11,365	75,317	34,475	20,312	59,588	47,796	-1,105	9,287	5,448	30,188	40,574	33,898	20,919	18,658	16,568	9,652	-1,203	41,435	13,830	7,485	15,409	53,690	17,428	12,385	-10,820	29,285	24,466	11,851	14,697	16,702	-3,417	15,696	-7,364	6,040	19,848	15,501	1,722	15,719	4,417	22,890	-29,224	998	-13,525	-7,942	-3,171	6,772	3,354	12,734	-1,632	11,382	-14,367	15,458	5,296	11,790	-6,341	23,715	1,633	-3,406	22,265	32,865	17,967	28,811	8,195	-7,287	-9,830	15,588	48,002	1,807	-3,360	-8,915	-10,371	-42,879	-8,999	-30,556	-39,231	18,436	-15,321	25,092	-34,123	4,752	14,649	8,849	8,849	20,702	25,873	15,733	17,910	32,480	26,100	11,550	35,660	7,330	6,500	12,080	12,540	6,960	13,110	7,270	5,850	16,440	3,980	-6,300	2,530	4,890	9,280
Other Cashflows From Investing Activities	0	0	271	867	7	-10,901	171	2,381	-1,086	350	25	2,214	3,489	1,875	17,244	175	242	78	54	-2,628	58	1	130	155	-2,599	386	905	40	-88	220	575	86	632	110	25	121	342	236	238	74	2,277	1,657	828	377	1,098	261	219	27	3,022	2,751	2,572	2,277	1,959	4,303	2,999	2,727	987	405	321	127	605	175	162	62	0	0	144	175	8,573	2,670	2,582	44	1,565	1,573	1,234	125	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Non Cash Items	-2,029	3,113	657	-3,467	711	989	-33	1,410	5,035	1,172	3,023	3,208	4,328	6,557	3,956	-1,908	8,027	-1,794	-3,680	1,129	4,595	-7,016	5,266	1,692	3,932	7,166	-5,807	-12	2,264	1,044	3,229	3,154	4,693	3,056	5,675	-1,604	2,445	4,200	2,466	-2,508	-5,262	14,797	-7,491	1,819	5,631	-687	1,213	-6,288	7,172	-2,762	-2,281	4,568	13,724	12,878	0	5,559	-2,252	3,042	-3,685	-4,616	93	763	-346	172	163	161	-178	392	-60	-353	-226	455	401	372	-753	-164	2,824	354	-495	163	-368	-57	-11,614	-6,625	9,901	3,195	11,945	5,207	5,652	4,624	-431	-3,499	-3,429	3,333	2,021	1,156	-260	4,180	4,460	980	-6,600	3,350	520	-8,140	-2,280	600	130	80	3,860	5,460	-2,100	-3,470	3,200	530	1,060
Sale Purchase Of Stock	-744	-614	-1,248	-865	-252	-1,336	-1,703	-2,609	-819	-1,959	-4,024	-2,718	-3,042	-1,005	-1,305	-1,814	-707	-2,847	-203	-1,294	109	3	-51	-58	-7	-353	-970	-455	-544	-461	-142	3	49	0	16	0	0	0	0	8	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-17	-59	-80	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	120	-110	0	-6,570	-6,570	-110	0	0	20	-1,510	-170	0	0	0	0
Stock Based Compensation	87	123	201	165	89	124	197	158	69	100	151	123	63	84	125	110	71	93	140	113	66	65	65	82	90	86	36	91	28	6	56	24	20	20	20	21	43	15	16	16	12	0	40	12	12	12	12	15	21	21	23	23	27	-51	0	44	53	30	30	30	-242	-346	-190	-207	-333	8	-188	-90	-440	-217	-150	-42	717	0	0	40	0	0	0	0	257	0	0	-207	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Cash From Financing Activities	4,192	-13,741	786	7,312	19,813	10,919	-37,616	25,292	-5,672	13,583	-16,182	71,823	30,641	13,543	57,513	45,238	-10,789	5,626	4,416	28,233	3,470	31,130	15,102	45,782	13,954	8,716	-2,757	29,417	12,724	6,485	14,870	39,175	12,914	7,896	-11,310	28,839	16,912	1,346	14,501	13,942	-3,679	1,082	-10,588	2,140	10,575	-4,773	-14,159	15,285	4,176	3,451	-36,879	-5,202	-13,675	-16,769	-16,769	3,399	-397	11,476	-5,858	8,275	-18,392	7,245	3,718	9,287	-6,794	15,764	-58	-7,281	-15,616	12,320	14,216	15,221	6,612	-11,868	-25,910	38	-2,160	1,279	-5,621	-13,931	-10,371	-42,879	-8,999	-30,556	-39,231	18,436	-15,915	25,084	25,084	4,158	11,085	8,843	8,843	17,973	21,850	13,656	17,900	32,070	25,680	10,730	35,360	6,810	6,500	11,250	5,970	6,430	12,700	6,860	5,540	14,610	3,480	-6,630	2,200	4,570	8,950
Total Cash From Operating Activities	5,474	8,132	3,226	-4,141	12,752	9,125	5,157	-1,465	11,247	3,973	2,919	-882	18,538	5,707	4,309	-4,647	15,176	2,872	-3,273	4,054	6,945	-4,747	8,300	3,352	5,887	4,341	-1,027	602	5,581	4,241	1,114	3,090	3,306	5,051	1,219	-961	4,394	2,866	768	-3,021	3,586	11,357	-192	-805	4,804	2,844	3,855	-4,086	8,264	636	1,244	4,768	8,355	2,815	2,815	4,847	-3,779	3,475	-711	-6,168	657	2,851	3,971	2,184	1,844	1,853	1,659	556	2,064	979	1,482	126	763	1,101	1,808	553	2,892	968	1,375	463	1,059	-11,202	8,547	7,279	7,306	5,642	1,707	1,385	1,385	7,250	1,152	754	754	6,018	4,251	2,251	1,220	5,600	5,740	2,030	-5,470	4,470	1,540	-7,130	-970	2,040	1,560	1,420	5,310	6,540	-920	-2,330	4,110	1,730	2,120
Total Cashflows From Investing Activities	0	0	-4,644	-9,363	-32,682	-21,677	-67,977	-43,335	5,921	-34,534	-37,780	-5,595	-3,130	-10,270	-32,554	-11,262	-27,147	-1,460	-21,339	-17,668	-7,567	-5,281	-47,318	-27,421	-21,483	-6,184	-20,571	-1,291	-26,460	-15,504	-21,568	-27,195	-14,133	-16,284	-17,965	-6,310	-36,648	0	0	-9,198	0	0	1,051	7,552	0	0	0	3,557	3,969	15,328	16,136	8,107	0	6,737	1,163	4,334	0	0	2,020	0	0	0	0	0	0	0	0	1,371	0	0	0	0	28,937	32,456	43,988	1,865	1,177	7,972	9,709	14,811	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Income Statement

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Cost Of Revenue	-114	0	0	0	0	0	4,494	3,948	3,684	3,930	4,935	6,740	8,792	20,190	17,331	15,830	18,743	16,114	9,952	7,551	15,174	52,344	39,511	31,735	0	0	0	0	0
Depreciation And Amortization	2,325	4,014	6,218	6,745	4,013	2,933	2,709	12	200	372	564	630	3,264	4,808	5,332	4,528	4,742	4,286	3,459	3,064	3,486	4,379	2,072	2,103	2,100	2,072	1,574	1,559	1,789
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	-2,376	19,564	22,723	18,439	14,632	20,656	17,719	18,949	15,585	12,342	13,399	14,700	9,120	-12,514	11,315	22,483	22,713	19,644	10,123	11,794	32,581	4,361	33,929	38,442	29,400	25,094	24,675	21,868	20,460
Ebitda	-51	23,578	28,941	25,184	18,645	23,589	20,428	18,961	15,785	12,714	13,963	15,330	12,384	-7,705	16,646	27,011	27,456	23,931	13,582	14,857	36,067	8,740	36,001	40,545	31,500	27,165	26,249	23,427	22,249
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	1,730	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	75,853	57,630	68,581	66,026	52,842	49,891	45,603	43,742	39,050	33,755	34,859	35,577	34,568	40,781	50,594	45,589	41,649	38,790	29,525	28,768	48,489	37,557	39,903	37,661	34,300	11,050	8,704	7,155	7,205
Income Before Tax	14,717	15,315	22,723	18,439	14,632	14,444	13,625	12,900	11,023	7,348	7,448	6,743	2,322	-22,116	-278	7,342	4,491	3,708	754	3,843	18,609	-20,452	3,152	8,807	7,600	6,351	7,986	7,211	6,222
Income Tax Expense	2,622	2,794	4,446	3,495	2,659	2,806	2,560	4,116	3,404	2,085	2,243	1,929	658	-6,502	-660	2,125	1,234	948	81	1,109	6,303	-7,044	899	2,721	2,400	2,073	2,470	2,362	2,127
Interest Expense	4,097	5,170	4,020	6,705	9,574	6,212	4,094	3,198	2,584	3,480	4,035	5,390	6,798	9,602	11,593	15,141	18,222	15,936	9,368	7,950	13,972	24,813	30,778	29,635	21,800	18,743	16,689	14,657	14,238
Interest Income	55,963	44,569	41,904	42,635	44,400	39,479	32,480	29,051	25,927	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	12,095	12,521	18,277	14,944	11,973	11,638	11,065	8,784	7,619	5,263	5,205	4,814	1,664	-15,613	382	5,217	3,257	2,760	673	2,734	12,305	-13,408	2,253	6,086	5,200	4,278	5,516	4,849	4,095
Net Income Applicable To Common Shares	0	12,521	18,277	14,944	11,023	10,663	10,090	7,809	6,663	5,263	5,205	4,814	1,664	0	382	5,217	3,257	2,760	673	2,734	12,305	0	2,253	6,086	0	0	0	0	0
Net Income From Continuing Ops	11,745	12,521	18,277	14,944	11,973	11,638	11,065	8,784	7,619	5,263	5,205	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	40,589	39,399	37,884	35,930	34,826	33,267	28,386	25,853	23,343	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	14,768	19,564	22,723	18,439	14,632	20,656	17,719	18,949	15,585	12,342	13,399	14,700	9,120	-12,514	11,315	22,483	22,713	19,644	10,123	11,794	32,581	4,361	33,929	38,442	29,400	25,094	24,675	21,868	20,460
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	61,422	4,125	45,858	47,587	38,210	29,235	27,884	24,793	23,465	21,413	21,460	20,877	25,448	53,294	39,279	23,106	18,936	19,145	19,402	16,974	15,908	33,196	5,974	781	4,900	14,044	15,972	14,713	13,255
Preferred Stock And Other Adjustments	0	0	0	0	950	975	975	-975	-956	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	3,593	4,014	6,218	6,745	4,013	2,933	2,709	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	782	911	784	658	895	884	734	647	594	564	471	393	908	456	858	832	821	670	446	982	397	488	0	0	0	0	0	0	0
Selling General Administrative	23,408	24,755	27,501	25,932	22,859	21,532	19,443	17,966	15,460	13,673	14,764	15,832	17,127	24,641	29,046	18,402	18,090	17,563	13,519	12,993	13,428	15,720	15,448	15,095	14,400	12,434	10,189	8,073	6,909
Tax Provision	2,497	2,794	4,446	3,495	2,659	2,806	2,560	4,117	3,404	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	10,431	4,125	-45,858	-47,587	-38,210	-29,235	-27,884	-24,793	-23,465	-21,413	-21,460	-20,877	-25,448	-53,294	-39,279	-23,106	-18,936	-19,145	-19,402	-16,974	-15,908	-33,196	-5,974	781	-4,900	14,044	15,972	14,713	13,255
Total Other Income Expense Net	14,717	-4,249	22,723	18,439	14,632	-6,212	-4,094	-6,049	-4,562	-4,994	-5,951	-7,957	-6,798	-9,602	-11,593	-15,141	-18,222	-15,936	-9,368	-7,950	-13,972	-24,813	-30,778	-29,635	-21,800	-18,743	-16,689	-14,657	-14,238
Total Revenue	75,739	57,630	68,581	66,026	52,842	49,891	45,603	43,742	39,050	33,755	34,859	35,577	34,568	40,781	50,594	45,589	41,649	38,790	29,525	28,768	48,489	37,557	39,903	37,661	34,300	11,050	8,704	7,155	7,205

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31	1999-12-31	1999-09-30	1999-06-30	1999-03-31	1998-12-31	1998-09-30	1998-06-30	1998-03-31	1997-12-31	1997-09-30	1997-06-30	1997-03-31	1996-12-31	1996-09-30	1996-06-30	1996-03-31	1995-12-31	1995-09-30	1995-06-30
Cost Of Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2,025	1,728	1,608	1,451	1,308	1,075	1,203	908	1,365	828	790	965	796	744	1,151	993	835	1,121	1,058	916	939	1,372	1,210	1,414	1,594	1,532	1,542	2,072	1,772	1,805	2,739	2,476	4,017	3,263	8,940	3,970	6,229	3,748	3,727	3,627	3,515	3,719	4,096	4,500	4,767	4,830	4,630	4,516	4,480	4,437	3,768	3,429	3,282	2,065	2,558	2,047	1,443	2,229	1,599	2,280	2,145	2,778	4,205	6,046	17,247	8,230	18,177	8,690	12,622	8,761	9,414	8,714	9,069	8,352	7,521	6,793	5,970	5,640	5,300	4,840	4,870	4,740	4,680	4,460	4,610	4,280	4,020	3,790	3,850	3,690	3,550	3,570	3,750	3,660	3,540
Depreciation And Amortization	-4,832	926	920	858	889	955	1,058	1,112	1,525	1,519	1,481	1,693	1,798	1,837	2,034	1,076	1,206	1,222	909	676	734	740	802	657	686	744	691	588	3	3	3	3	37	54	579	54	55	55	131	131	129	129	572	153	158	157	158	840	27	1,652	197	651	653	702	702	2,191	1,596	1,461	1,146	1,128	1,256	947	1,160	1,166	947	1,459	1,167	1,170	1,108	1,102	1,037	1,039	957	899	830	773	760	707	745	852	721	934	948	883	2,577	667	555	456	456	506	554	531	531	513	500	559	5,960	5,640	5,300	4,840	4,870	4,740	4,680	4,450	4,610	4,280	4,020	3,790	3,860	3,690	3,550	3,570	3,750	3,660	3,540
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	4,820	2,298	2,786	6,467	5,460	5,422	3,464	3,420	4,100	5,117	4,618	8,888	6,669	6,542	4,525	703	4,079	4,624	3,215	2,714	3,692	3,942	3,794	3,016	3,440	3,840	3,419	2,926	3,415	3,756	3,323	2,406	2,703	3,299	2,888	2,133	2,155	2,120	1,766	1,306	1,746	1,922	1,890	1,890	2,191	1,817	1,405	1,330	431	740	1,014	138	-7,579	-12,819	-12,819	-1,496	-3,184	60	1,352	1,493	1,881	2,012	1,910	1,539	1,308	1,197	1,047	939	961	1,109	963	676	-622	740	-251	888	1,191	1,004	768	880	471	278	9,838	8,022	-9,356	217	-11,584	-2,788	-2,788	1,953	1,644	1,523	1,523	2,564	2,456	2,265	2,200	2,090	1,890	1,420	1,720	1,640	1,470	1,530	1,800	2,100	2,110	1,980	2,150	1,630	1,720	1,710	1,460	1,800	1,580
Ebitda	-12	3,224	3,706	7,325	6,349	6,377	4,522	4,532	5,625	6,636	6,099	10,581	8,467	8,379	6,559	1,779	5,285	5,846	4,124	3,390	4,426	4,682	4,596	3,673	4,126	4,584	4,110	3,514	3,418	3,759	3,326	2,409	2,740	3,353	3,467	2,187	2,210	2,175	1,897	1,437	1,875	2,051	2,462	2,043	2,349	1,974	1,563	2,170	458	2,392	1,211	789	-6,925	-12,118	0	696	-1,588	1,521	2,499	2,622	3,137	2,959	3,070	2,705	2,255	2,656	2,213	2,109	2,069	2,211	1,999	1,716	335	1,639	579	1,660	1,951	1,712	1,513	1,732	1,192	1,211	10,786	8,905	-6,779	884	-11,029	-2,332	0	2,459	2,198	2,054	0	3,076	2,956	2,824	8,160	7,730	7,190	6,260	6,590	6,380	6,150	5,980	6,410	6,380	6,130	5,770	6,010	5,320	5,270	5,280	5,210	5,460	5,120
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	20,641	13,699	14,190	13,990	14,613	14,473	14,266	14,279	15,667	16,673	15,694	20,547	18,153	19,677	17,487	10,709	14,555	14,424	12,523	11,340	12,544	12,731	12,673	11,943	11,746	12,124	11,425	10,308	11,775	11,686	10,730	9,551	9,692	10,025	10,206	9,127	8,669	9,159	8,543	7,384	7,945	8,885	9,170	8,859	9,803	8,842	8,476	8,456	8,701	7,860	10,310	7,696	9,317	9,769	0	11,688	12,459	12,412	13,259	12,463	11,585	11,437	11,233	11,333	10,615	10,444	10,258	10,332	11,160	9,658	9,099	8,872	7,403	7,368	7,346	7,407	7,222	7,235	6,993	7,319	6,323	6,289	18,991	16,886	10,031	9,898	8,034	10,023	31,170	10,022	9,968	9,625	35,561	9,407	9,360	9,268	3,100	2,870	3,370	3,190	3,040	3,120	3,050	3,110	2,760	2,960	2,840	2,940	3,010	2,410	2,530	2,440	2,310	2,230	2,080
Income Before Tax	4,820	3,224	3,706	2,967	4,344	4,088	3,464	3,420	4,100	5,117	4,618	8,888	6,669	6,542	4,525	703	4,079	4,624	3,215	2,714	3,692	3,942	3,794	3,016	3,440	3,840	3,419	2,926	3,416	3,756	3,323	2,406	2,703	3,299	2,888	2,133	2,155	2,121	1,766	1,306	1,746	1,922	1,890	1,890	2,191	1,817	1,405	1,330	431	740	1,014	138	-7,579	-12,819	-12,819	-1,496	-3,184	60	1,352	1,493	1,881	2,012	1,910	1,539	1,308	1,197	1,047	939	961	1,109	963	676	-622	740	-251	888	1,191	1,004	768	880	471	278	9,838	8,022	-9,356	217	-11,584	-2,788	-2,788	1,953	1,644	1,523	1,523	2,564	2,456	2,265	2,200	2,090	1,890	1,420	1,720	1,640	1,470	1,530	1,800	2,100	2,110	1,980	2,150	1,630	1,720	1,710	1,460	1,800	1,580
Income Tax Expense	937	537	631	517	811	746	630	607	768	1,014	857	1,807	1,311	1,292	870	22	721	862	588	488	732	824	687	563	-592	1,117	1,102	933	1,098	1,209	1,058	751	835	1,035	897	637	631	607	521	326	522	578	571	572	667	513	391	358	157	137	237	127	-994	-4,613	-4,613	-648	-1,299	-99	349	390	553	588	554	430	402	333	262	237	250	295	249	154	-278	248	-137	249	476	306	59	268	144	78	3,358	2,723	-3,207	51	-3,954	-1,017	-1,017	644	523	319	319	850	805	746	710	670	610	370	590	520	450	510	490	660	680	640	710	550	540	570	550	600	520
Interest Expense	1,105	5,260	4,577	3,500	2,037	1,334	881	918	925	1,009	1,006	1,080	1,338	1,548	1,723	2,096	2,609	2,488	2,319	2,158	2,024	1,729	1,307	1,151	1,108	1,075	1,003	908	865	828	790	715	646	644	651	643	685	971	908	916	939	971	1,010	1,115	1,194	1,232	1,342	1,622	1,473	1,508	1,840	1,977	2,218	2,441	2,441	2,579	2,683	2,850	2,928	3,132	3,376	3,573	3,883	4,308	4,625	4,689	4,484	4,424	4,639	4,402	3,712	3,183	2,668	2,447	2,206	2,047	1,972	1,909	1,939	2,130	2,437	2,779	3,905	4,852	5,707	6,223	6,325	6,997	6,997	7,635	7,956	8,320	8,320	7,902	7,071	6,343	5,970	5,640	5,300	4,840	4,870	4,740	4,680	4,460	4,610	4,280	4,020	3,790	3,850	3,690	3,550	3,570	3,750	3,660	3,540
Interest Income	15,126	14,796	14,406	13,824	12,937	11,764	10,474	9,395	10,003	11,033	10,163	10,705	10,589	10,807	10,595	10,644	11,205	11,546	11,151	10,498	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	3,883	2,687	3,075	2,450	3,533	3,342	2,834	2,813	3,332	4,103	3,761	7,081	5,358	5,250	3,655	681	3,358	3,762	2,627	2,226	2,960	3,118	3,107	2,453	4,032	2,723	2,317	1,993	2,317	2,547	2,265	1,655	1,868	2,264	1,991	1,496	1,524	1,513	1,245	980	1,224	1,344	1,319	1,318	1,524	1,304	1,014	972	274	602	777	11	-6,584	-8,207	-8,207	-848	-1,884	160	1,004	1,104	1,328	1,424	1,356	1,109	906	864	785	702	710	814	714	523	-344	492	-114	638	715	699	709	612	326	200	6,479	5,300	-6,150	165	-7,630	-1,771	-1,771	1,309	1,121	1,203	1,203	1,714	1,651	1,519	1,480	1,420	1,280	1,050	1,130	1,120	1,020	1,010	1,310	1,440	1,430	1,340	1,450	1,080	1,180	1,140	910	1,200	1,060
Net Income Applicable To Common Shares	0	0	3,075	2,450	3,532	3,342	2,834	2,813	3,332	4,103	3,761	7,081	5,358	5,250	3,655	681	3,128	3,529	2,384	1,982	2,717	2,874	2,863	2,209	3,789	2,479	2,073	1,749	2,074	2,303	2,021	1,411	1,625	2,020	1,747	1,271	1,525	1,513	1,245	980	1,224	1,344	1,319	1,318	1,524	1,304	1,014	972	274	602	777	11	-26	26	0	0	222	160	1,003	1,104	1,328	1,424	1,356	1,109	906	864	785	702	710	814	713	523	181	492	-638	638	714	699	709	612	326	200	6,479	5,300	-166	166	-207	207	944	1,309	1,121	1,594	1,203	1,714	1,650	1,519	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income From Continuing Ops	3,883	2,687	3,075	2,450	3,533	3,342	2,834	2,813	3,332	4,103	3,761	7,081	5,358	5,250	3,655	681	3,358	3,762	2,627	2,226	2,960	3,118	3,107	2,453	4,032	2,723	2,317	1,993	2,317	2,547	2,265	1,655	1,868	2,264	1,991	1,496	5,263	1,513	0	980	0	0	0	0	0	0	0	0	0	602	777	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	9,584	9,536	9,829	10,324	10,900	10,430	9,593	8,477	9,078	10,024	9,157	9,625	9,251	9,259	8,872	8,548	8,596	9,058	8,832	8,340	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	4,832	3,224	3,706	6,467	5,460	5,422	3,464	3,420	4,100	5,117	4,618	8,888	6,669	6,542	4,525	703	4,079	4,624	3,215	2,714	3,692	3,942	3,794	3,016	3,440	3,840	3,419	2,926	3,415	3,756	3,323	2,406	2,703	3,299	2,888	2,133	2,155	2,120	1,766	1,306	1,746	1,922	1,890	1,890	2,191	1,817	1,405	1,330	431	740	1,014	138	-7,579	-12,819	-786	-1,496	-3,184	60	1,352	1,493	1,881	2,012	1,910	1,539	1,308	1,197	1,047	939	961	1,109	963	676	-622	740	-251	888	1,191	1,004	768	880	471	278	9,838	8,022	-9,356	217	-11,584	-2,788	5,596	1,953	1,644	1,523	2,889	2,564	2,456	2,265	2,200	2,090	1,890	1,420	1,720	1,640	1,470	1,530	1,800	2,100	2,110	1,980	2,150	1,630	1,720	1,710	1,460	1,800	1,580
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	15,837	10,475	10,484	7,523	3,143	966	10,802	10,859	23,845	1,018	794	10,579	22,867	832	1,365	7,910	19,263	7,312	6,989	6,468	18,702	7,060	7,571	7,776	7,198	682	623	6,474	15,432	6,509	5,951	5,918	13,629	5,610	6,667	5,827	12,378	5,457	635	4,740	13,333	5,516	6,270	5,237	13,466	536	493	475	13,922	5,613	6,720	529,512	19,104	673,834	0	720,411	21,359	9,503	8,979	7,838	14,202	5,852	5,440	5,486	13,996	4,557	4,727	4,969	12,929	4,148	4,424	5,013	10,649	4,182	5,391	4,473	4,059	4,321	4,285	4,310	3,416	3,232	5,249	4,011	13,681	3,458	13,293	5,815	0	434	369	217	0	1,058	167	660	18,810	17,700	17,380	16,290	15,930	15,700	15,620	14,970	14,780	13,700	12,800	12,340	12,410	11,860	11,450	11,450	12,090	11,410	11,130
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1,670	-233	-243	-244	1,707	-244	-244	-244	1,707	-244	-244	-244	-243	-244	-244	-244	-243	-244	-244	-225	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	863	926	920	858	889	955	1,058	1,112	1,525	1,519	1,481	1,693	1,798	1,837	2,034	1,076	1,206	1,222	909	676	734	740	802	657	686	744	691	588	1,082	596	669	515	495	526	579	578	271	665	397	553	533	605	572	770	925	946	486	840	27	1,652	934	651	653	702	702	2,191	1,596	1,461	1,146	1,128	1,256	947	1,160	1,166	947	1,459	1,167	1,170	1,108	1,102	1,037	1,039	957	899	830	773	760	707	745	852	721	934	948	883	2,577	667	555	456	456	506	554	531	531	513	500	559	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	182	189	213	198	258	200	222	231	228	201	220	135	172	137	141	208	171	239	246	239	262	197	203	221	153	180	206	195	154	123	199	171	157	146	142	149	166	105	170	123	136	135	92	108	115	85	103	90	673	89	90	56	126	113	113	78	202	232	235	189	247	247	156	182	219	259	187	156	133	168	242	126	137	145	83	81	718	85	75	104	84	120	93	101	488	0	0	0	0	0	0	0	0	0	0	0	5,970	5,640	5,300	4,840	4,870	4,740	4,680	4,460	4,610	4,280	4,020	3,790	3,850	3,690	3,550	3,570	3,750	3,660	3,540
Selling General Administrative	1,905	5,632	5,877	6,101	5,834	6,003	6,593	6,325	6,811	6,875	7,042	6,773	6,659	7,150	6,512	5,611	6,349	5,914	5,541	5,055	5,391	5,615	5,421	5,105	4,976	5,086	4,850	4,531	4,838	4,789	4,442	3,897	3,981	3,776	4,073	3,630	3,290	3,557	3,591	3,384	3,344	3,615	4,059	3,769	4,084	4,322	4,345	4,503	3,727	4,359	4,519	4,808	5,831	6,294	6,294	7,036	8,110	7,124	7,029	6,550	4,482	4,512	4,436	4,669	4,416	4,557	4,185	4,652	4,911	4,489	3,795	4,107	3,179	3,607	3,501	3,231	3,362	3,080	3,296	3,255	3,034	2,869	3,710	3,815	3,997	3,961	3,894	3,739	3,739	3,877	3,871	4,300	4,300	3,580	3,502	3,712	6,870	6,420	6,780	6,610	6,190	6,220	6,260	6,050	5,560	5,140	4,760	4,760	4,710	4,480	4,350	4,310	4,590	4,090	4,050
Tax Provision	937	537	631	517	811	746	630	607	768	1,014	857	1,807	1,311	1,292	870	22	721	862	588	488	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	2,513	-10,475	-10,484	-7,523	3,143	966	-10,802	-10,859	-23,845	1,018	794	-10,579	-22,867	832	1,365	-7,910	-19,263	-7,312	-6,989	-6,468	-18,702	-7,060	-7,571	-7,776	-7,198	682	623	-6,474	-15,432	-6,509	-5,951	-5,918	-13,629	-5,610	-6,667	-5,827	-12,378	-5,457	635	-4,740	-13,333	-5,516	-6,270	-5,237	-13,466	536	493	475	-13,922	-5,613	-6,720	529,512	-19,104	673,834	20,000	720,411	-21,359	-9,503	-8,979	-7,838	-14,202	-5,852	-5,440	-5,486	-13,996	-4,557	-4,727	-4,969	-12,929	-4,148	-4,424	-5,013	-10,649	-4,182	-5,391	-4,473	-4,059	-4,321	-4,285	-4,310	-3,416	-3,232	-5,249	-4,011	-13,681	-3,458	-13,293	-5,815	0	-434	-369	217	0	1,058	167	-660	12,840	12,060	12,080	11,450	11,060	10,960	10,940	10,510	10,170	9,420	8,780	8,550	8,560	8,170	7,900	7,880	8,340	7,750	7,590
Total Other Income Expense Net	4,820	3,224	3,706	-3,500	-1,116	-1,334	3,464	-918	-925	-1,009	-1,006	-1,080	-1,338	-1,548	-1,723	-2,096	-2,609	-2,488	-2,319	-2,158	-2,024	-1,729	-1,308	-1,151	-1,108	-1,075	-1,003	-908	1	-1,421	-1,456	-1,227	-1,104	-1,116	-651	-1,167	-901	1	-1,174	-1,338	-1,343	-1,447	-1,010	-1,732	-1,961	-2,021	-1,670	-1,622	-1,473	-1,508	-2,576	-1,977	-2,218	-2,441	0	-2,579	-2,683	-2,850	-2,928	-3,132	-3,376	-3,573	-3,883	-4,308	-4,625	-4,689	-4,484	-4,424	-4,639	-4,402	-3,712	-3,183	-2,668	-2,447	-2,206	-2,047	-1,972	-1,909	-1,939	-2,130	-2,437	-2,779	-3,905	-4,852	-5,707	-6,223	-6,325	-6,997	0	-7,635	-7,956	-8,320	0	-7,902	-7,071	-6,343	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Revenue	20,641	13,699	14,190	13,990	14,613	14,473	14,266	14,279	15,667	16,673	15,694	20,547	18,153	19,677	17,487	10,709	14,555	14,424	12,523	11,340	12,544	12,731	12,673	11,943	11,746	12,124	11,425	10,308	11,775	11,686	10,730	9,551	9,692	10,025	10,206	9,127	8,669	9,159	8,543	7,384	7,945	8,885	9,170	8,859	9,803	8,842	8,476	8,456	8,701	7,860	10,310	7,696	9,317	9,769	9,769	11,688	12,459	12,412	13,259	12,463	11,585	11,437	11,233	11,333	10,615	10,444	10,258	10,332	11,160	9,658	9,099	8,872	7,403	7,368	7,346	7,407	7,222	7,235	6,993	7,319	6,323	6,289	18,991	16,886	10,031	9,898	8,034	10,023	10,023	10,022	9,968	9,625	9,625	9,407	9,360	9,268	9,070	8,510	8,670	8,030	7,910	7,860	7,730	7,570	7,370	7,240	6,860	6,730	6,860	6,100	6,080	6,010	6,060	5,890	5,620

Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue	75,739
Cost of Revenue	--114
Gross Profit	75,853	75,853

Operating Income (+$)
Gross Profit	75,853
Operating Expense	-10,431
Operating Income	14,768	65,422

Operating Expense (+$)
Research Development	0
Selling General Administrative	23,408
Selling And Marketing Expenses	782
Operating Expense	10,431	24,190

Net Interest Income (+$)
Interest Income	55,963
Interest Expense	-4,097
Other Finance Cost	-11,277
Net Interest Income	40,589

Pretax Income (+$)
Operating Income	14,768
Net Interest Income	40,589
Other Non-Operating Income Expenses	0
Income Before Tax (EBT)	14,717	51 EBIT - interestExpense = -6,473 14,717 16,192
Interest Expense	4,097
Earnings Before Interest and Taxes (EBIT)	-2,376	18,814
Earnings Before Interest and Taxes (EBITDA)	-51

After tax Income (+$)
Income Before Tax	14,717
Tax Provision	-2,497
Net Income From Continuing Ops	11,745	12,220
Net Income	12,095
Net Income Applicable To Common Shares	0

Non-recurring Events
Discontinued Operations	0
Extraordinary Items	0
Effect of Accounting Charges	0
Other Items	0
Non Recurring	0
Other Operating Expenses	61,422
Total Other Income/Expenses Net	14,717	-40,589

Technical Analysis of SB Financial Group Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of SB Financial Group Inc. The general trend of SB Financial Group Inc is BEARISH with 42.9% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine SB Financial Group Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitions	Bullish trend (-42.9%)		Bearish trend (42.9%)
Overbought to neutral	Bullish pullback	=	Bearish reversal
Upper to lower neutral	Bullish correction	=	Bearish continuation
Nuetral to oversold	Oversold	=	Oversold
Oversold to neutral	Bullish reversal	=	Bearish correction
Lower to upper neutral	Bullish continuation	=	Bearish pullback
Nuetral to overbought	Overbought	=	Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.

Score

Let's take a look at the Support & Resistance of SB Financial Group Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 14.40 < 14.41 < 15.67.

The bearish price targets are: 13.02 > 12.61 > 12.19.

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SB Financial Group Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

Moving averages are lagging trend indicators.
There are many types of moving averages.
Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of SB Financial Group Inc. The current mas is .

The long score for the Moving Averages is 4/14.
The longshort score for the Moving Averages is -6/(-14 +14).

MA 20 trending down: The MA 20 is trending down. -1
Close > MA 20: The price is above the MA 20. +1
MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
MA 50 trending down: The MA 50 is trending down. -1
Close < MA 50: The price is below the MA 50. -1
MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
MA 100 trending up: The MA 100 is trending up. +1
Close < MA 100: The price is below the MA 100. -1
MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
MA 200 trending up: The MA 200 is trending up. +1
Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving Average	Amount of candles	vs. MA 50	vs. MA 100	vs. MA 200
MA 20	20
MA 50	50	-
MA 100	100	-	-
MA 200	200	-	-	-

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Shows the moving average of the selected period.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

There are various kinds of moving averages:

Simple moving average (SMA);
Exponential moving average (EMA);
Smoothed moving average (SMMA);
Linear weighted moving average (LWMA).

The moving average looks at a certain period of time and it calculates the price average. The various types of averages are using various formulas. Don’t worry, you don’t have to memorize any formula. All moving averages are calculated automatically by basically every charting software you use. But it’s good to know how moving averages are actually calculated.

Simple moving average

SMA is calculated by summing up the price closures of the selected period. The price is then divided by the selected period. For example, when using the 21 day moving average you sum up all the closing prices for each day and divide that by 21. The result is a line on the chart representing the average. Because it’s an average in the selected timeframe, the trend is always lagging. An moving average looks like this on the chart:

Source: Tradingview.com

In this case, the blue line represents a 21 day moving average. Because the average is based on results from the past, the indicator will always lag behind. For example, when price would suddenly go up, the moving average won't immediately follow.

All other moving averages discussed below look the same on the chart. The only difference is that the line will move in different directions based on the maths behind the used indicators and the amount of days used to determine the average.

Exponential moving average

The EMA gives more weight to the latest closing prices by giving them more value in the equation. EMA is calculated by adding a certain percentage to the latest closing prices:

EMA = (CLOSE (i) * P) + (EMA (i - 1) * (1 - P))

Where:

CLOSE (i) = current period close price.
EMA (i - 1) = value of the Moving Average of a preceding period.
P = the percentage of using the price value.

Smoothed moving average

A smoothed moving average is an exponential moving average with a long lookback period. Older prices are reduced in weight but are never left out in the calculation. Unlike SMA and EMA where prices are removed when they are beyond the selected period. SMMA is a combination of the SMA and EMA. The main advantage is that it smooths out fluctuations in price.

Linear weighted moving average

The LWMA gives the latest price the highest weight and then lineary scales down with each price before that. The result is that the LWMA reacts quicker to changes in price than the SMA or EMA. The formula:

LWMA = ((Pn∗W1)+(Pn−1∗W2)+(Pn−2∗W3)...) / ∑W

Where:

P = Price for the period.
n = The most recent period, n-1 is the prior period, and n-2 is two periods prior.
W = The assigned weight to each period, with the highest weight going first and then descending linearly based on the number of periods being used.

Moving averages are widely used by many traders. Which moving average you need depends on your trading strategy. Common practise is using a combination of multiple periods. For example, the EMA21, EMA50, EMA100 and EMA200. How does that look on a chart:

Source: Tradingview.com

The lowest (purple) line on the chart represents the EMA200 then following up the EMA100, EMA50 and EMA21.

You can use moving averages to determine a trend. The 200 moving average is mostly used as a baseline for determining the current trend:

When the 200 moving average is moving up it is considered a bullish trend.
When the 200 moving average is down it is considered a bearish trend.
When moving averages are flatlined, there is no clear trend so you should look for market structure, consolidation or trend reversals. Depending on how you want to trade.

This is not set in stone. Most trading strategies use multiple moving averages each with different settings. While one strategy might use the EMA20, the other uses the SMA21. There can be hundreds of different variations. Moving averages can also be used as support and resistance. More often than not, prices will bounce on moving averages.

SB Financial Group Inc Daily Moving Averages Chart

2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

MACD is a lagging momentum indicator.
Uses two moving averages.
Can show buy or sell signals based on momentum.
Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of SB Financial Group Inc. The current macd is -0.10055628.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the SB Financial Group Inc price going up in the near term. +2
MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for SB Financial Group Inc. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the SB Financial Group Inc price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1

SB Financial Group Inc Daily Moving Average Convergence/Divergence (MACD) Chart

2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.

Score

Let's take a look at the Directional Movement Index (DMI) of SB Financial Group Inc. The current adx is 17.76.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy SB Financial Group Inc shares, leading to potential upward momentum in its price. +1
PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1

SB Financial Group Inc Daily Directional Movement Index (DMI) Chart

2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

Parabolic SAR (stop and reverse) is a lagging trend indicator.
Shows the current trend.
Shows potential entry signals.
Shows potential exit signals.
Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of SB Financial Group Inc. The current sar is 13.02.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1

SB Financial Group Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

Leading momentum indicator, meaning the signals are instant.
Ranges between 0 and 100.
Above 70 is considered overbought.
Below 30 is considered oversold.
Above or below 50 can also be used to determine price trend or support and resistance.
RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of SB Financial Group Inc. The current rsi is 52.19. The current phase is Correction in bear market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

Correction in bear market: Extended price decline in a downtrend, significant pullback. Consider reducing exposure, wait for signs of trend reversal.
Trending up: The RSI is trending up. +1

Measures the speed and change of price movements.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

The RSI measures the magnitude of recent price changes to determine if the asset is overbought or oversold.

Overbought (RSI above 70) means that the trading price is above its intrinsic value. This might indicate a sell or short signal.
Oversold (RSI below 30) means that the trading price is below its intrinsic value. This might indicate a buy or long signal.
RSI levels above or below 50 can also be used to determine a trend.
RSI divergence looks at a deviation between RSI and price movement.
Can be used in many different ways.

Original usage

Keep in mind that almost every indicator can be used in different ways. Even beyond the orginal settings. The relative strength index was developed by J. Welles Wilder. Wilder recommended a smoothing period of 14 days. That means a 14 day moving average (read more about this setting below). Another quote from the wikipedia page:

Wilders also considers the RSI 50 line as both support and resistance. I recommend to always read the original settings first before using an indicator. Many traders and websites are using their own version of the indicator which might be confusing.

How you can use RSI (Divergence)

First and foremost, there is no real right or wrong usage of the RSI indicator. You can use it in any way you want. Wilder recommends using a 14 day average but you can make it 50 or 100 if you like. Just keep in mind that using an indicator is just part of a larger trading plan. In other words, it’s not recommended to do any trading or investing based on a single indicator like the RSI.

The RSI is measured on a scale between 0 and 100. From 30 till 0 is considered oversold. and from 70 -100 is overbought. The RSI is a leading indicator, meaning the signals are instant.

I like to use the RSI as a trend\momentum indicator and not as an overbought or oversold indicator. I use the middle (50) as the baseline. When prices go above RSI 50 the trend is bullish and can indicate long positions. When below 50 it is considered bearish and can indicate short positions. Other traders use the 70 and 30 levels as overbought/oversold depending on the used strategy. The RSI indicator looks like this:

Source: Tradingview.com

The general concensus is that an RSI above 70 indicates that the security is overbought. In other words, the price this security is trading for is to high and should come down. So if RSI hits 70 or above this might indicate a sell signal or taking a short position (expecting the price will go down). Although RSI above 70 indicates the security is trading above it's fair value, that does not mean the price will go down.

Use tradingview to add indicators

I highly recommend using tradingview to add indicators to a chart. It has all the indicators you can think off and can add them for free (up to three indicators) to any chart you want. You can see that the levels 30 and 70 are marked with a dotted line. If you want you can remove these lines or give it another colour using Tradingview. You can also adjust the moving average used. You can also find RSI indicators made by the community that include other settings like RSI divergences.

Tradingview

Use Tradingview to (back)test your strategies and add hundreds of indicators created by the community.

View tool on Tradingview.com

RSI divergence

RSI is not only used to determine momentum but can also spot reversals or continuations of the trend. A reversal means that the trend is going in the opposite direction. From bullish to bearish or from bearish to bullish. These reversals can be spotted by looking at the price and the direction of the RSI. When the price is going up but the RSI is going down that means there is a divergence. This is also the case when RSI goes up but price is going down.

There are four types of divergences:

Regular bullish divergence
Regular bearish divergence
Hidden bullish divergence
Hidden bearish divergence

Regular bullish divergence

With a regular bullish divergence, the price is making lower highs but the oscillator (in this case the RSI) is making higher lows. A regular bullish divergence might indicate the end of the current trend. You’ll see regular bullish divergences mostly at the end of a downtrend. But that does not mean that every regular bullish divergence is a trend reversal.

Price is making lower highs
RSI is making higher lows
Indicating bullish reversal (price might go up)

Source: Tradingview.com

Regular bearish divergence

With a regular bearish divergence the price is making higher highs but the oscillator (in this case the RSI) is making lower highs. This might indicate the end of an uptrend.

Price is making higher highs
RSI is making lower highs
Indicating bearish reversal

Source: Tradingview.com

Hidden bullish divergence

With a hidden bullish divergence, the price is making a higher low while the RSI is making a lower low. This might indicate bullish trend continuation.

Price is making higher lows
RSI is making lower lows
Indicating bullish continuation

Source: Tradingview.com

As you have noticed, you can have multiple divergences in a row.

Hidden bearish divergence

With a hidden bearish divergence, price is making lower highs but RSI is making higher highs. This might indicate bearish trend continuation.

Price is making lower highs
RSI making higher highs
Indicating bearish continuation

Source: Tradingview.com

You can find many cheatsheets of RSI divergences online. Search for "RSI divergence overview" and you'll find a lot of examples. You can print these to learn the various types of divergences.

SB Financial Group Inc Daily Relative Strength Index (RSI) Chart

3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

Leading momentum indicator, meaning the signals are instant.
Used to determine overbought and oversold areas much like the RSI.
Ranges between 0 and 100.
Above 80 is considered overbought.
Below 20 is considered oversold.
Consists of two lines named K and D.
K compares the highest high and lowest low on the selected price range.
The D line is a moving average of the K line.
Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of SB Financial Group Inc. The current phase is Overbought in bear market.

The long score for the Stochastic Oscillator is 5/6.
The longshort score for the Stochastic Oscillator is 4/(-6 +6).

STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
STOCH > 80: The STOCH %K is above 80 and overbought. +2
STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the SB Financial Group Inc price going up in the near term. +2
Trending down: The STOCH %K is trending down. -1

SB Financial Group Inc Daily Stochastic Oscillator Chart

3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

Lagging or leading Momentum indicator
When the CCI is above zero, the price is above the historical average
When the CCI is below zero, the price is below the historical average
Used for spotting trends
- If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
- If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of SB Financial Group Inc. The current cci is 35.60.

SB Financial Group Inc Daily Commodity Channel Index (CCI) Chart

3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

Lagging momentum indicator
Ranges between +100 and -100
Considered overbought above +50
Considered oversold below -50
It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of SB Financial Group Inc. The current cmo is 14.21.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1

SB Financial Group Inc Daily Chande Momentum Oscillator (CMO) Chart

3.5 Williams %R

Shows the current price relative to the highest high over the last 14 days.

Lagging momentum indicator
Ranging between 0 and -100
Above -20 is considered overbought
Below -80 is considered oversold
Is prone to give false signals

Score

Let's take a look at the Williams %R of SB Financial Group Inc. The current willr is -16.58646134.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1

SB Financial Group Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

Lagging volatility indicator
Uses 3 bands: one upper, one lower and one in the middle
Works best when the middle band reflects an intermediate trend (MA20).
When the price is moving closer to the upper band, the market might be overbought
When the price is moving closer to the lower band, the market might be oversold

Score

Let's take a look at the Bollinger Bands of SB Financial Group Inc.

SB Financial Group Inc Daily Bollinger Bands Chart

4.2 Average True Range (ATR)

Measures market volatility

Leading volatility indicator
Can be used to determine stop-loss positions
Calculated by:
- Current high minus the current low
- Current high minus the previous close
- Current low minus the previous close
The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of SB Financial Group Inc. The current atr is 0.32479317.

SB Financial Group Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

Measures market volatility

Leading momentum indicator
Calculation:
- If the closing price is above the previous closing price: OBV = previous OBV + current volume
- If the closing price is below the previous closing price: OBV = previous OBV - current volume
- If the closing price is the same as the previous closing price than the OBV is the same.
Can be used to confirm price trends
Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of SB Financial Group Inc. The current obv is 102,453.

SB Financial Group Inc Daily On-Balance Volume (OBV) Chart

5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

Lagging momentum indicator
Looks like RSI but uses volume as an extra metric (RSI only considers price)
Above 80 is considered overbought
Below 20 is considered oversold
Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of SB Financial Group Inc. The current mfi is 72.59.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

MFI > 50: +1

SB Financial Group Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

Type	Notification	Date
Currently no notifications for SB Financial Group Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

Date	Indicator	Signal
2023-12-04	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-05	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2023-12-06	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2023-12-07	STOCH	LONG EXIT		The %K line crosses below the %D line.
	MFI	LONG ENTRY	SHORT CLOSE	80 crossover to upside
2023-12-11	MFI	SHORT ENTRY	LONG CLOSE	80 crossover to downside
2023-12-14	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-18	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-19	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2023-12-21	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-26	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2023-12-28	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-02	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-01-03	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
2024-01-04	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2024-01-05	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-10	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-11	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-01-16	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-01-17	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-22	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-01-23	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-24	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-25	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-26	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-29	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-01	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-05	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2024-02-06	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-08	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-02-09	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-02-12	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-13	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-16	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-02-21	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-22	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-23	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-26	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-28	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-29	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-04	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-07	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-03-11	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-13	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-14	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-03-15	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-03-18	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
	MFI	SHORT ENTRY	LONG CLOSE	20 crossover to downside
2024-03-20	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-21	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-22	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	MFI	LONG ENTRY	SHORT CLOSE	20 crossover to upside
2024-03-25	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-27	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-28	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-04-01	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-04-02	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2024-04-04	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2024-04-05	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-09	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-04-10	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-04-11	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-15	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-17	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-19	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-04-23	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-04-24	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-04-25	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.

6.3. Candlestick Patterns

SB Financial Group Inc Daily Candlestick Chart

Date	Candlestick Pattern

6.4. Technical Score

Let's check the technical score of SB Financial Group Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	52.185
Ma 20	Greater than	Ma 50	13.669
Ma 50	Greater than	Ma 100	13.878
Ma 100	Greater than	Ma 200	14.493
Open	Greater than	Close	13.540
Total			2/5 (40.0%)

Create your own Symbol Scanner

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Quick analysis of SB Financial Group Inc (30 sec.)

What can you expect buying and holding a share of SB Financial Group Inc? (30 sec.)

How much money do you get?

What is your share worth?

+ What do you gain per year?

For what price can you sell your share?

1. Valuation of SB Financial Group Inc (5 min.)

$13.80

$18.15

$-59.23 - $25.46

$-41.08 - $43.61

2. Growth of SB Financial Group Inc (5 min.)

Is SB Financial Group Inc growing?

How much money is SB Financial Group Inc making?

How much money comes from the company's main activities?

3. Financial Health of SB Financial Group Inc (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of SB Financial Group Inc? (5 min.)

What can you expect buying and holding a share of SB Financial Group Inc?

Speculation

Investing

How much money are you going to get?

When do you get the money?

How sure are you?

Linear %

Fundamentals of SB Financial Group Inc

About SB Financial Group Inc

Financial Health

Valuation

1.1. Profitability of SB Financial Group Inc.

1.1. Profitability

1.1.1. Net Profit Margin

Trends

Compared to industry (Banks - Regional)

1.1.2. Return on Assets

Trends

Compared to industry (Banks - Regional)

1.1.3. Return on Equity

Trends

Compared to industry (Banks - Regional)

1.2. Operating Efficiency of SB Financial Group Inc.

1.2. Operating Efficiency

1.2.1. Operating Margin

Trends

1.2.2. Operating Ratio

Trends

1.3. Liquidity of SB Financial Group Inc.

1.3. Liquidity

1.3.1. Current Ratio

Trends

Compared to industry (Banks - Regional)

1.3.2. Quick Ratio

Trends

1.4. Solvency of SB Financial Group Inc.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Trends

Compared to industry (Banks - Regional)

1.4.2. Debt to Equity Ratio

Trends

Compared to industry (Banks - Regional)

2. Market Valuation of SB Financial Group Inc

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Trends

Compared to industry (Banks - Regional)

SB Financial Group Inc
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