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1023 (Cimb) Stock Analysis
Buy, Hold or Sell?

Let's analyze Cimb together

I guess you are interested in CIMB Group Holdings Bhd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • 📊 Fundamental Analysis (FA) – Cimb’s Financial Insights
  • 📈 Technical Analysis (TA) – Cimb’s Price Targets

I'm going to help you getting a better view of CIMB Group Holdings Bhd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Cimb (30 sec.)










1.2. What can you expect buying and holding a share of Cimb? (30 sec.)

How much money do you get?

How much money do you get?
RM0.17
When do you have the money?
1 year
How often do you get paid?
32.5%

What is your share worth?

Current worth
RM6.54
Expected worth in 1 year
RM6.64
How sure are you?
85.0%

+ What do you gain per year?

Total Gains per Share
RM0.82
Return On Investment
12.3%

For what price can you sell your share?

Current Price per Share
RM6.70
Expected price per share
RM6.2234650529501 - RM7
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Cimb (5 min.)




Live pricePrice per Share (EOD)
RM6.70
Intrinsic Value Per Share
RM-5.67 - RM48.11
Total Value Per Share
RM0.87 - RM54.65

2.2. Growth of Cimb (5 min.)




Is Cimb growing?

Current yearPrevious yearGrowGrow %
How rich?$16.5b$16.2b$174.4m1.1%

How much money is Cimb making?

Current yearPrevious yearGrowGrow %
Making money$456.9m$427.9m$28.9m6.3%
Net Profit Margin35.1%33.7%--

How much money comes from the company's main activities?

2.3. Financial Health of Cimb (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Cimb?

Welcome investor! Cimb's management wants to use your money to grow the business. In return you get a share of Cimb.

First you should know what it really means to hold a share of Cimb. And how you can make/lose money.

Speculation

The Price per Share of Cimb is RM6.7. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Cimb.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Cimb, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is RM6.54. Based on the TTM, the Book Value Change Per Share is RM0.03 per quarter. Based on the YOY, the Book Value Change Per Share is RM0.06 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is RM0.18 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Cimb.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 RM% of Price per ShareRM% of Price per ShareRM% of Price per ShareRM% of Price per ShareRM% of Price per ShareRM% of Price per Share
Usd Eps0.040.6%0.040.6%0.040.6%0.040.6%0.030.4%0.030.4%
Usd Book Value Change Per Share-0.01-0.1%0.010.1%0.010.2%0.020.3%0.020.2%0.020.3%
Usd Dividend Per Share0.050.7%0.040.6%0.020.3%0.020.4%0.020.3%0.010.1%
Usd Total Gains Per Share0.040.6%0.050.7%0.030.5%0.040.6%0.030.5%0.030.4%
Usd Price Per Share1.65-1.77-1.35-1.46-1.29-1.27-
Price to Earnings Ratio9.54-10.44-8.49-9.70-8.15-11.28-
Price-to-Total Gains Ratio42.85-46.76--22.60-23.11-10.81-0.22-
Price to Book Ratio1.07-1.16-0.89-0.98-0.91-1.04-
Price-to-Total Gains Ratio42.85-46.76--22.60-23.11-10.81-0.22-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share1.57718
Number of shares634
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.040.02
Usd Book Value Change Per Share0.010.02
Usd Total Gains Per Share0.050.03
Gains per Quarter (634 shares)30.7220.99
Gains per Year (634 shares)122.8783.94
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
110815113444074
2215302368781158
332346359131121242
443161482174161326
553876605218202410
664691728261242494
7754106851305283578
8861122974349323662
99691371097392363746
1010771521220436404830

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%19.01.00.095.0%39.01.00.097.5%55.01.00.098.2%
Book Value Change Per Share2.02.00.050.0%9.03.00.075.0%15.05.00.075.0%31.09.00.077.5%44.010.02.078.6%
Dividend per Share3.00.01.075.0%9.00.03.075.0%13.00.07.065.0%13.00.027.032.5%13.00.043.023.2%
Total Gains per Share4.00.00.0100.0%11.01.00.091.7%18.02.00.090.0%34.06.00.085.0%47.07.02.083.9%
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3.2. Key Performance Indicators

The key performance indicators of CIMB Group Holdings Bhd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.0360.025-243%0.059-161%0.072-150%0.068-154%0.072-151%
Book Value Per Share--6.5436.506+1%6.439+2%6.293+4%5.960+10%5.261+24%
Current Ratio---0.065-100%71.243-100%164.421-100%98.799-100%54.222-100%
Debt To Asset Ratio--0.9090.907+0%0.906+0%0.906+0%0.905+0%0.905+0%
Debt To Equity Ratio--10.1419.965+2%9.833+3%9.833+3%9.742+4%9.719+4%
Dividend Per Share--0.2000.180+11%0.076+164%0.101+97%0.073+174%0.036+447%
Enterprise Value---623924211104.000-568340957100.800-9%-552380476264.640-11%-538062720979.013-14%-503626336010.528-19%-428989340530.585-31%
Eps--0.1840.180+2%0.169+9%0.160+14%0.126+46%0.112+64%
Ev To Sales Ratio---28.370-25.724-9%-25.614-10%-25.344-11%-25.326-11%-23.325-18%
Free Cash Flow Per Share--0.6570.026+2380%-0.613+193%-0.077+112%0.205+220%0.151+336%
Free Cash Flow To Equity Per Share--0.657-0.087+113%0.476+38%0.220+199%0.318+106%0.215+206%
Gross Profit Margin--1.0000.956+5%0.952+5%0.953+5%0.962+4%0.935+7%
Intrinsic Value_10Y_max--48.110----------
Intrinsic Value_10Y_min---5.674----------
Intrinsic Value_1Y_max--1.215----------
Intrinsic Value_1Y_min---0.355----------
Intrinsic Value_3Y_max--6.399----------
Intrinsic Value_3Y_min---1.258----------
Intrinsic Value_5Y_max--14.896----------
Intrinsic Value_5Y_min---2.364----------
Market Cap72046440857.600-4%75272400896.00080811888149.200-7%61777134735.360+22%66526994520.987+13%58976243939.472+28%58108382419.415+30%
Net Profit Margin--0.3590.351+2%0.337+6%0.324+11%0.261+38%0.256+40%
Operating Margin---0.122-100%0.347-100%0.298-100%0.267-100%0.305-100%
Operating Ratio---0.175-100%0.738-100%0.506-100%0.511-100%0.532-100%
Pb Ratio1.024-4%1.0701.155-7%0.892+20%0.980+9%0.912+17%1.045+2%
Pe Ratio9.127-4%9.53610.444-9%8.490+12%9.699-2%8.146+17%11.278-15%
Price Per Share6.700-4%7.0007.513-7%5.745+22%6.186+13%5.484+28%5.404+30%
Price To Free Cash Flow Ratio2.551-4%2.6659.498-72%17.681-85%9.743-73%5.891-55%2.555+4%
Price To Total Gains Ratio41.011-4%42.84846.756-8%-22.605+153%23.108+85%10.807+296%0.222+19244%
Quick Ratio----0.0170%71.138-100%164.359-100%98.756-100%54.480-100%
Return On Assets--0.0030.003-1%0.002+4%0.002+8%0.002+32%0.002+28%
Return On Equity--0.0290.028+1%0.027+7%0.026+11%0.021+36%0.021+33%
Total Gains Per Share--0.1630.206-21%0.135+21%0.173-6%0.141+16%0.108+51%
Usd Book Value--16562102299.60016473740083.900+1%16299304682.100+2%15931452791.833+4%15088169787.130+10%13317903902.270+24%
Usd Book Value Change Per Share---0.0090.006-243%0.014-161%0.017-150%0.016-154%0.017-151%
Usd Book Value Per Share--1.5401.531+1%1.516+2%1.481+4%1.403+10%1.238+24%
Usd Dividend Per Share--0.0470.042+11%0.018+164%0.024+97%0.017+174%0.009+447%
Usd Enterprise Value---146871759293.882-133787461301.528-9%-130030364112.696-11%-126659964518.460-14%-118553639496.878-19%-100984090760.900-31%
Usd Eps--0.0430.042+2%0.040+9%0.038+14%0.030+46%0.026+64%
Usd Free Cash Flow--1662378086.60067646721.450+2357%-1551358385.500+193%-195242702.050+112%519604611.020+220%381416154.185+336%
Usd Free Cash Flow Per Share--0.1550.006+2380%-0.144+193%-0.018+112%0.048+220%0.035+336%
Usd Free Cash Flow To Equity Per Share--0.155-0.020+113%0.112+38%0.052+199%0.075+106%0.050+206%
Usd Market Cap16959732177.879-4%17719123170.91819023118470.322-7%14542337516.704+22%15660454510.240+13%13883007823.352+28%13678713221.530+30%
Usd Price Per Share1.577-4%1.6481.768-7%1.352+22%1.456+13%1.291+28%1.272+30%
Usd Profit--464533652.000456974781.450+2%427980975.400+9%405972213.167+14%319015103.990+46%282856216.280+64%
Usd Revenue--1294238851.4001300999774.800-1%1269532738.650+2%1249066866.483+4%1172924143.160+10%1077260761.060+20%
Usd Total Gains Per Share--0.0380.048-21%0.032+21%0.041-6%0.033+16%0.025+51%
 EOD+4 -4MRQTTM+21 -17YOY+26 -133Y+25 -145Y+26 -1310Y+26 -13

3.3 Fundamental Score

Let's check the fundamental score of CIMB Group Holdings Bhd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-159.127
Price to Book Ratio (EOD)Between0-11.024
Net Profit Margin (MRQ)Greater than00.359
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.909
Debt to Equity Ratio (MRQ)Less than110.141
Return on Equity (MRQ)Greater than0.150.029
Return on Assets (MRQ)Greater than0.050.003
Total3/10 (30.0%)

3.4 Technical Score

Let's check the technical score of CIMB Group Holdings Bhd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5045.136
Ma 20Greater thanMa 506.733
Ma 50Greater thanMa 1006.881
Ma 100Greater thanMa 2007.074
OpenGreater thanClose6.580
Total0/5 (0.0%)

4. In-depth Analysis

4.1 About CIMB Group Holdings Bhd

CIMB Group Holdings Berhad provides various banking products and services in Malaysia and internationally. The Consumer Banking segment offers conventional and Islamic financial products and services, such as residential and non-residential property loans, secured personal loans, motor vehicle financing, credit cards, unsecured personal financing, wealth management, bancassurance, remittance and foreign exchange, deposits, and internet banking services to individual customers. The Commercial Banking segment provides banking credit facilities, trade financing, cash management, online business banking platform, remittance, and foreign exchange, as well as general deposit products to small and medium-scale enterprises, and mid-sized corporations. The Wholesale Banking segment offers client coverage marketing and delivering solutions; financial advisory services on issuance of equity and equity-linked products, debt restructuring, initial public offerings, secondary offerings, and general corporate advisory; conventional and Islamic funding solutions covering trade, working capital line, capital expenditure, leveraging, merger and acquisition, leveraged, and project financing products; and holistic funding solutions, including cash management, trade finance, foreign exchange, custody and corporate loans, derivatives, structured products, and debt capital. This segment also engages in the treasury activities and services comprising foreign exchange, money market, derivatives, and capital market trading instruments; transaction banking and broking services; and wealth management solutions, as well as investment, securities financing, and trust services. The company was founded in 1924 and is headquartered in Kuala Lumpur, Malaysia.

Fundamental data was last updated by Penke on 2025-06-27 22:39:06.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is unable to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit Cimb earns for each RM1 of revenue.

  • Above 10% is considered healthy but always compare Cimb to the Banks - Regional industry mean.
  • A Net Profit Margin of 35.9% means that RM0.36 for each RM1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of CIMB Group Holdings Bhd:

  • The MRQ is 35.9%. The company is making a huge profit. +2
  • The TTM is 35.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ35.9%TTM35.1%+0.8%
TTM35.1%YOY33.7%+1.4%
TTM35.1%5Y26.1%+9.0%
5Y26.1%10Y25.6%+0.4%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ35.9%41.9%-6.0%
TTM35.1%31.1%+4.0%
YOY33.7%29.6%+4.1%
3Y32.4%29.0%+3.4%
5Y26.1%25.7%+0.4%
10Y25.6%22.1%+3.5%
4.3.1.2. Return on Assets

Shows how efficient Cimb is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Cimb to the Banks - Regional industry mean.
  • 0.3% Return on Assets means that Cimb generated RM0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of CIMB Group Holdings Bhd:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.3%0.0%
TTM0.3%YOY0.2%+0.0%
TTM0.3%5Y0.2%+0.1%
5Y0.2%10Y0.2%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.2%+0.1%
TTM0.3%0.2%+0.1%
YOY0.2%0.2%+0.0%
3Y0.2%0.2%+0.0%
5Y0.2%0.2%0.0%
10Y0.2%0.2%+0.0%
4.3.1.3. Return on Equity

Shows how efficient Cimb is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Cimb to the Banks - Regional industry mean.
  • 2.9% Return on Equity means Cimb generated RM0.03 for each RM1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of CIMB Group Holdings Bhd:

  • The MRQ is 2.9%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.8%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.9%TTM2.8%+0.0%
TTM2.8%YOY2.7%+0.2%
TTM2.8%5Y2.1%+0.7%
5Y2.1%10Y2.1%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.9%2.8%+0.1%
TTM2.8%2.2%+0.6%
YOY2.7%2.6%+0.1%
3Y2.6%2.5%+0.1%
5Y2.1%2.4%-0.3%
10Y2.1%2.6%-0.5%
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4.3.2. Operating Efficiency of CIMB Group Holdings Bhd.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient Cimb is operating .

  • Measures how much profit Cimb makes for each RM1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Cimb to the Banks - Regional industry mean.
  • An Operating Margin of 0.0% means the company generated RM0.00  for each RM1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of CIMB Group Holdings Bhd:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM12.2%-12.2%
TTM12.2%YOY34.7%-22.5%
TTM12.2%5Y26.7%-14.6%
5Y26.7%10Y30.5%-3.7%
4.3.2.2. Operating Ratio

Measures how efficient Cimb is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are RM0.00 for each RM1 in net sales.

Let's take a look of the Operating Ratio trends of CIMB Group Holdings Bhd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.175-0.175
TTM0.175YOY0.738-0.562
TTM0.1755Y0.511-0.335
5Y0.51110Y0.532-0.021
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4.4.3. Liquidity of CIMB Group Holdings Bhd.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Cimb is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.00 means the company has RM0.00 in assets for each RM1 in short-term debts.

Let's take a look of the Current Ratio trends of CIMB Group Holdings Bhd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.065-0.065
TTM0.065YOY71.243-71.178
TTM0.0655Y98.799-98.735
5Y98.79910Y54.222+44.578
4.4.3.2. Quick Ratio

Measures if Cimb is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Cimb to the Banks - Regional industry mean.
  • A Quick Ratio of 0.00 means the company can pay off RM0.00 for each RM1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of CIMB Group Holdings Bhd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.017+0.017
TTM-0.017YOY71.138-71.155
TTM-0.0175Y98.756-98.772
5Y98.75610Y54.480+44.275
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4.5.4. Solvency of CIMB Group Holdings Bhd.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of Cimb assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Cimb to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.91 means that Cimb assets are financed with 90.9% credit (debt) and the remaining percentage (100% - 90.9%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of CIMB Group Holdings Bhd:

  • The MRQ is 0.909. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.907. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.909TTM0.907+0.001
TTM0.907YOY0.906+0.001
TTM0.9075Y0.905+0.002
5Y0.90510Y0.905+0.001
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9090.912-0.003
TTM0.9070.914-0.007
YOY0.9060.331+0.575
3Y0.9060.655+0.251
5Y0.9050.761+0.144
10Y0.9050.845+0.060
4.5.4.2. Debt to Equity Ratio

Measures if Cimb is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Cimb to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,014.1% means that company has RM10.14 debt for each RM1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of CIMB Group Holdings Bhd:

  • The MRQ is 10.141. The company is unable to pay all its debts with equity. -1
  • The TTM is 9.965. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ10.141TTM9.965+0.176
TTM9.965YOY9.833+0.132
TTM9.9655Y9.742+0.223
5Y9.74210Y9.719+0.023
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ10.14110.416-0.275
TTM9.96510.683-0.718
YOY9.8334.228+5.605
3Y9.8337.922+1.911
5Y9.7429.283+0.459
10Y9.71911.348-1.629
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every RM1 in earnings Cimb generates.

  • Above 15 is considered overpriced but always compare Cimb to the Banks - Regional industry mean.
  • A PE ratio of 9.54 means the investor is paying RM9.54 for every RM1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of CIMB Group Holdings Bhd:

  • The EOD is 9.127. Based on the earnings, the company is underpriced. +1
  • The MRQ is 9.536. Based on the earnings, the company is underpriced. +1
  • The TTM is 10.444. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD9.127MRQ9.536-0.409
MRQ9.536TTM10.444-0.908
TTM10.444YOY8.490+1.954
TTM10.4445Y8.146+2.299
5Y8.14610Y11.278-3.133
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD9.1274.419+4.708
MRQ9.5363.875+5.661
TTM10.4446.132+4.312
YOY8.4904.741+3.749
3Y9.6995.925+3.774
5Y8.1468.400-0.254
10Y11.2789.118+2.160
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of CIMB Group Holdings Bhd:

  • The EOD is 2.551. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 2.665. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 9.498. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD2.551MRQ2.665-0.114
MRQ2.665TTM9.498-6.834
TTM9.498YOY17.681-8.183
TTM9.4985Y5.891+3.608
5Y5.89110Y2.555+3.336
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD2.5510.383+2.168
MRQ2.6650.336+2.329
TTM9.4980.632+8.866
YOY17.681-1.072+18.753
3Y9.7432.007+7.736
5Y5.8910.284+5.607
10Y2.5550.095+2.460
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of Cimb is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 1.07 means the investor is paying RM1.07 for each RM1 in book value.

Let's take a look of the Price to Book Ratio trends of CIMB Group Holdings Bhd:

  • The EOD is 1.024. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.070. Based on the equity, the company is underpriced. +1
  • The TTM is 1.155. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.024MRQ1.070-0.046
MRQ1.070TTM1.155-0.085
TTM1.155YOY0.892+0.263
TTM1.1555Y0.912+0.244
5Y0.91210Y1.045-0.133
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.0240.492+0.532
MRQ1.0700.432+0.638
TTM1.1550.446+0.709
YOY0.8920.149+0.743
3Y0.9800.355+0.625
5Y0.9120.578+0.334
10Y1.0450.801+0.244
4.6.2. Total Gains per Share
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6. Financial Statements




6.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in MYR. All numbers in thousands.

Summary
Total Assets769,553,886
Total Liabilities699,196,612
Total Stockholder Equity68,945,373
 As reported
Total Liabilities 699,196,612
Total Stockholder Equity+ 68,945,373
Total Assets = 769,553,886

Assets

Total Assets769,553,886
Total Current Assets-
Long-term Assets-
Total Current Assets
Cash And Cash Equivalents 51,985,988
Total Current Assets  (as reported)0
Total Current Assets  (calculated)51,985,988
+/- 51,985,988
Long-term Assets
Property Plant Equipment 2,512,958
Goodwill 6,302,821
Long Term Investments 235,240,729
Intangible Assets 1,923,260
Long-term Assets  (as reported)0
Long-term Assets  (calculated)245,979,768
+/- 245,979,768

Liabilities & Shareholders' Equity

Total Current Liabilities-
Long-term Liabilities-
Total Stockholder Equity68,945,373
Total Current Liabilities
Accounts payable 833,244
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)833,244
+/- 833,244
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 39,159,559
Total Stockholder Equity (as reported)68,945,373
Total Stockholder Equity (calculated)39,159,559
+/- 29,785,814
Other
Capital Stock29,476,981
Common Stock Shares Outstanding 10,735,850
Net Invested Capital 110,779,407
Property Plant and Equipment Gross 2,512,958



6.2. Balance Sheets Structured

Currency in MYR. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-06-302011-03-312010-03-31
> Total Assets 
0
272,311,277
0
310,121,782
315,687,368
321,788,272
336,461,160
365,058,989
364,234,642
370,435,662
370,912,797
380,040,218
386,535,090
391,578,751
414,156,356
438,284,095
443,183,677
473,173,137
461,577,143
465,196,284
467,958,342
485,611,167
485,766,887
506,213,160
500,926,993
508,201,535
506,499,532
511,219,564
514,482,702
522,852,304
534,089,043
549,685,479
558,840,040
568,827,688
573,245,655
585,813,189
595,996,488
600,496,930
602,354,899
608,566,236
612,382,907
627,375,390
621,907,058
632,601,757
653,033,063
672,364,950
666,721,225
695,587,191
720,289,274
737,705,947
733,572,152
757,878,518
743,535,452
745,022,073
755,130,703
769,553,886
769,553,886755,130,703745,022,073743,535,452757,878,518733,572,152737,705,947720,289,274695,587,191666,721,225672,364,950653,033,063632,601,757621,907,058627,375,390612,382,907608,566,236602,354,899600,496,930595,996,488585,813,189573,245,655568,827,688558,840,040549,685,479534,089,043522,852,304514,482,702511,219,564506,499,532508,201,535500,926,993506,213,160485,766,887485,611,167467,958,342465,196,284461,577,143473,173,137443,183,677438,284,095414,156,356391,578,751386,535,090380,040,218370,912,797370,435,662364,234,642365,058,989336,461,160321,788,272315,687,368310,121,7820272,311,2770
   > Total Current Assets 
0
37,559,937
0
43,635,611
51,087,215
35,186,729
56,677,246
71,329,947
65,803,822
64,704,685
65,997,197
68,135,860
72,975,311
69,546,166
72,254,102
83,790,578
73,907,522
67,947,032
63,290,118
76,488,307
70,115,667
77,416,293
63,224,664
77,871,253
76,354,657
86,249,531
81,948,424
85,105,041
77,223,177
77,879,721
141,342,216
84,212,022
83,226,486
80,767,499
85,036,176
83,947,327
84,980,508
77,853,364
73,976,628
77,532,994
75,580,890
80,588,416
73,183,826
78,871,113
85,389,818
81,978,464
83,154,049
96,681,414
87,542,038
77,227,842
81,086,540
85,528,833
82,280,783
43,878,788
66,075,149
0
066,075,14943,878,78882,280,78385,528,83381,086,54077,227,84287,542,03896,681,41483,154,04981,978,46485,389,81878,871,11373,183,82680,588,41675,580,89077,532,99473,976,62877,853,36484,980,50883,947,32785,036,17680,767,49983,226,48684,212,022141,342,21677,879,72177,223,17785,105,04181,948,42486,249,53176,354,65777,871,25363,224,66477,416,29370,115,66776,488,30763,290,11867,947,03273,907,52283,790,57872,254,10269,546,16672,975,31168,135,86065,997,19764,704,68565,803,82271,329,94756,677,24635,186,72951,087,21543,635,611037,559,9370
       Cash And Cash Equivalents 
0
37,559,937
0
43,635,611
35,543,865
35,186,729
41,018,312
51,396,318
45,381,997
44,229,752
43,829,549
42,063,470
46,355,204
42,238,505
44,542,970
53,931,904
45,357,956
40,878,719
38,848,133
49,447,812
42,394,995
47,996,301
37,502,042
49,774,363
49,560,054
55,649,288
54,353,668
58,276,967
50,165,271
51,444,232
56,154,259
56,619,433
54,875,365
53,025,891
59,404,280
58,669,440
59,920,743
52,622,927
50,953,785
52,057,839
52,248,928
57,366,760
59,467,147
50,289,584
55,709,573
54,167,721
58,436,582
62,310,322
57,830,838
52,853,066
52,546,398
52,621,599
44,585,030
43,878,788
48,239,301
51,985,988
51,985,98848,239,30143,878,78844,585,03052,621,59952,546,39852,853,06657,830,83862,310,32258,436,58254,167,72155,709,57350,289,58459,467,14757,366,76052,248,92852,057,83950,953,78552,622,92759,920,74358,669,44059,404,28053,025,89154,875,36556,619,43356,154,25951,444,23250,165,27158,276,96754,353,66855,649,28849,560,05449,774,36337,502,04247,996,30142,394,99549,447,81238,848,13340,878,71945,357,95653,931,90444,542,97042,238,50546,355,20442,063,47043,829,54944,229,75245,381,99751,396,31841,018,31235,186,72935,543,86543,635,611037,559,9370
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
13,272,000
10,732,000
11,544,000
11,607,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-98,830,259
0
-85,073,549
0
0
0
000-85,073,5490-98,830,25900000000000000000000000000000011,607,00011,544,00010,732,00013,272,0000000000000000000
       Net Receivables 
0
0
0
0
15,543,350
0
15,658,934
19,933,629
20,421,825
20,474,933
22,167,648
26,072,390
26,620,107
27,307,661
27,509,092
29,858,674
28,549,566
27,068,313
24,441,985
27,040,495
27,720,672
29,303,256
25,608,693
27,985,763
26,686,323
30,494,701
27,492,843
26,728,702
27,057,906
26,435,489
16,790,441
27,503,437
28,264,517
27,657,591
25,631,896
25,277,887
25,059,765
25,230,437
23,022,843
18,334,640
18,344,933
17,861,551
14,408,710
17,884,004
29,680,245
27,810,743
24,717,467
34,371,092
29,711,200
20,526,329
16,163,841
18,954,806
19,295,456
18,989,336
17,835,848
0
017,835,84818,989,33619,295,45618,954,80616,163,84120,526,32929,711,20034,371,09224,717,46727,810,74329,680,24517,884,00414,408,71017,861,55118,344,93318,334,64023,022,84325,230,43725,059,76525,277,88725,631,89627,657,59128,264,51727,503,43716,790,44126,435,48927,057,90626,728,70227,492,84330,494,70126,686,32327,985,76325,608,69329,303,25627,720,67227,040,49524,441,98527,068,31328,549,56629,858,67427,509,09227,307,66126,620,10726,072,39022,167,64820,474,93320,421,82519,933,62915,658,934015,543,3500000
       Other Current Assets 
0
197,247
0
169,070
165,912
162,714
0
156,755
153,655
150,766
147,901
145,111
142,033
138,916
136,419
133,811
131,027
128,331
125,402
122,465
119,527
116,736
113,929
111,127
108,280
105,542
101,913
99,372
96,814
94,259
68,397,516
89,152
86,604
84,017
0
78,923
0
0
0
77,532,994
75,580,890
80,588,416
73,183,826
78,871,113
92,822,718
100,212,859
90,080,413
98,660,079
100,240,314
77,227,842
81,086,540
85,641,297
82,280,783
-18,989,336
-17,835,848
0
0-17,835,848-18,989,33682,280,78385,641,29781,086,54077,227,842100,240,31498,660,07990,080,413100,212,85992,822,71878,871,11373,183,82680,588,41675,580,89077,532,99400078,923084,01786,60489,15268,397,51694,25996,81499,372101,913105,542108,280111,127113,929116,736119,527122,465125,402128,331131,027133,811136,419138,916142,033145,111147,901150,766153,655156,7550162,714165,912169,0700197,2470
   > Long-term Assets 
0
60,191,842
0
70,372,093
75,133,431
78,800,071
80,508,754
82,724,050
81,605,802
81,912,875
82,065,591
87,684,966
89,298,324
90,531,682
94,121,713
99,218,237
101,480,960
114,844,095
104,764,471
104,391,844
108,314,818
468,561,435
487,884,344
493,645,288
492,223,995
497,833,716
502,323,124
504,058,088
437,259,525
444,972,583
465,783,213
470,920,794
485,489,942
499,336,304
492,807,605
498,900,779
508,133,588
518,541,360
522,361,598
531,033,242
536,802,017
546,786,974
548,723,232
553,730,644
191,370,452
197,238,125
186,964,811
195,923,066
219,568,753
660,478,105
652,485,612
672,349,685
661,254,669
701,143,285
689,055,554
0
0689,055,554701,143,285661,254,669672,349,685652,485,612660,478,105219,568,753195,923,066186,964,811197,238,125191,370,452553,730,644548,723,232546,786,974536,802,017531,033,242522,361,598518,541,360508,133,588498,900,779492,807,605499,336,304485,489,942470,920,794465,783,213444,972,583437,259,525504,058,088502,323,124497,833,716492,223,995493,645,288487,884,344468,561,435108,314,818104,391,844104,764,471114,844,095101,480,96099,218,23794,121,71390,531,68289,298,32487,684,96682,065,59181,912,87581,605,80282,724,05080,508,75478,800,07175,133,43170,372,093060,191,8420
       Property Plant Equipment 
0
1,343,653
0
1,481,501
1,637,565
1,472,449
1,693,954
1,689,434
1,703,525
1,667,837
1,694,684
1,589,197
1,545,962
1,503,917
1,603,053
1,612,972
2,306,832
2,280,005
2,528,418
2,211,913
2,128,003
2,203,318
2,254,408
2,239,518
2,190,267
2,152,941
2,093,559
2,076,462
2,043,421
2,200,129
2,257,200
2,264,409
3,096,672
3,077,073
3,119,349
2,954,172
3,002,722
3,040,715
3,035,580
2,850,343
2,746,597
2,880,867
2,748,558
2,644,479
2,697,028
2,689,592
2,656,283
2,616,448
2,799,590
2,714,383
2,713,857
2,694,425
2,660,686
2,532,078
2,553,243
2,512,958
2,512,9582,553,2432,532,0782,660,6862,694,4252,713,8572,714,3832,799,5902,616,4482,656,2832,689,5922,697,0282,644,4792,748,5582,880,8672,746,5972,850,3433,035,5803,040,7153,002,7222,954,1723,119,3493,077,0733,096,6722,264,4092,257,2002,200,1292,043,4212,076,4622,093,5592,152,9412,190,2672,239,5182,254,4082,203,3182,128,0032,211,9132,528,4182,280,0052,306,8321,612,9721,603,0531,503,9171,545,9621,589,1971,694,6841,667,8371,703,5251,689,4341,693,9541,472,4491,637,5651,481,50101,343,6530
       Goodwill 
0
0
0
8,139,539
8,177,530
8,047,896
8,180,586
8,277,168
8,240,510
8,015,148
7,877,463
8,016,645
7,880,403
7,884,523
7,911,160
8,020,672
8,017,094
8,271,876
8,297,486
8,085,284
8,202,960
8,349,412
8,472,340
8,483,044
8,409,262
8,354,296
8,225,745
7,803,054
7,789,313
7,831,079
7,680,096
7,695,067
7,812,612
7,856,491
7,857,539
7,580,753
7,920,891
7,691,910
7,758,423
7,737,318
7,707,885
6,442,900
6,444,100
6,448,900
6,474,224
6,521,199
6,382,440
6,472,355
6,579,056
6,532,446
6,475,948
6,505,982
6,437,826
6,328,664
6,370,826
6,302,821
6,302,8216,370,8266,328,6646,437,8266,505,9826,475,9486,532,4466,579,0566,472,3556,382,4406,521,1996,474,2246,448,9006,444,1006,442,9007,707,8857,737,3187,758,4237,691,9107,920,8917,580,7537,857,5397,856,4917,812,6127,695,0677,680,0967,831,0797,789,3137,803,0548,225,7458,354,2968,409,2628,483,0448,472,3408,349,4128,202,9608,085,2848,297,4868,271,8768,017,0948,020,6727,911,1607,884,5237,880,4038,016,6457,877,4638,015,1488,240,5108,277,1688,180,5868,047,8968,177,5308,139,539000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
60,391,000
62,519,000
59,564,000
58,795,000
0
0
0
0
0
0
0
0
0
0
0
0
0
129,482,666
125,771,023
144,085,461
146,069,180
155,374,281
161,537,546
173,126,342
176,607,066
176,630,099
166,738,710
177,237,526
180,472,482
186,256,988
176,127,576
184,968,599
208,266,880
221,908,654
213,462,308
232,707,660
221,025,026
228,971,396
224,828,518
235,240,729
235,240,729224,828,518228,971,396221,025,026232,707,660213,462,308221,908,654208,266,880184,968,599176,127,576186,256,988180,472,482177,237,526166,738,710176,630,099176,607,066173,126,342161,537,546155,374,281146,069,180144,085,461125,771,023129,482,666000000000000058,795,00059,564,00062,519,00060,391,0000000000000000000
       Intangible Assets 
0
0
0
1,562,608
1,624,525
1,641,807
1,677,520
1,598,497
1,602,326
1,599,279
1,760,225
1,872,856
1,890,724
1,864,046
1,850,419
1,828,325
1,813,914
1,840,918
1,820,593
2,084,458
2,051,959
2,036,039
2,036,600
1,955,212
1,895,676
1,845,780
1,820,369
1,723,168
1,696,760
1,670,804
1,708,484
1,672,693
1,688,000
1,707,720
1,685,169
1,665,586
1,819,008
1,830,775
1,986,610
2,022,466
1,947,960
1,852,193
1,857,470
1,768,391
1,726,718
1,770,346
1,798,512
1,865,664
1,923,227
1,916,353
1,914,967
1,920,620
1,939,742
1,919,490
1,926,512
1,923,260
1,923,2601,926,5121,919,4901,939,7421,920,6201,914,9671,916,3531,923,2271,865,6641,798,5121,770,3461,726,7181,768,3911,857,4701,852,1931,947,9602,022,4661,986,6101,830,7751,819,0081,665,5861,685,1691,707,7201,688,0001,672,6931,708,4841,670,8041,696,7601,723,1681,820,3691,845,7801,895,6761,955,2122,036,6002,036,0392,051,9592,084,4581,820,5931,840,9181,813,9141,828,3251,850,4191,864,0461,890,7241,872,8561,760,2251,599,2791,602,3261,598,4971,677,5201,641,8071,624,5251,562,608000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
122,716,088
121,683,192
125,503,680
120,785,152
126,451,852
137,248,677
152,388,222
153,756,388
161,191,368
162,839,601
167,282,710
162,588,892
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000162,588,892167,282,710162,839,601161,191,368153,756,388152,388,222137,248,677126,451,852120,785,152125,503,680121,683,192122,716,0880000000000000000000000000000000
       Other Assets 
0
174,559,498
0
196,114,078
189,466,722
207,801,472
199,275,160
211,004,992
216,825,018
223,818,102
222,850,009
224,219,392
224,261,455
231,500,903
247,780,541
255,275,280
267,795,195
290,382,010
293,522,554
284,316,133
289,527,857
-60,366,561
-65,342,121
-65,303,381
-67,651,659
-75,881,712
-77,772,016
-77,943,565
514,482,702
522,852,304
-73,036,386
-5,447,337
-9,876,388
-11,276,115
-4,598,126
2,965,083
2,882,392
4,102,206
6,016,673
350,535,089
350,410,179
356,498,915
361,643,591
367,998,491
376,272,793
393,148,361
396,602,365
402,982,711
413,178,483
421,200,298
0
432,010,643
0
745,022,073
755,130,703
0
0755,130,703745,022,0730432,010,6430421,200,298413,178,483402,982,711396,602,365393,148,361376,272,793367,998,491361,643,591356,498,915350,410,179350,535,0896,016,6734,102,2062,882,3922,965,083-4,598,126-11,276,115-9,876,388-5,447,337-73,036,386522,852,304514,482,702-77,943,565-77,772,016-75,881,712-67,651,659-65,303,381-65,342,121-60,366,561289,527,857284,316,133293,522,554290,382,010267,795,195255,275,280247,780,541231,500,903224,261,455224,219,392222,850,009223,818,102216,825,018211,004,992199,275,160207,801,472189,466,722196,114,0780174,559,4980
> Total Liabilities 
0
247,871,425
0
283,270,173
287,662,295
293,442,981
307,194,841
334,071,739
332,945,706
339,465,226
339,684,237
343,521,132
349,909,627
353,884,960
375,765,233
398,793,180
403,431,049
432,358,273
419,344,515
423,074,784
424,401,984
440,056,222
438,687,729
457,650,518
451,938,229
458,330,609
456,693,097
462,779,981
464,766,678
471,686,908
481,501,072
495,620,599
502,689,945
511,467,027
515,776,579
529,999,990
538,630,882
544,204,647
545,180,777
550,004,875
552,678,094
567,866,169
561,798,310
571,538,972
591,450,353
609,198,345
602,937,372
628,872,889
651,865,100
668,068,142
663,933,261
688,615,842
673,221,561
676,604,514
684,291,813
699,196,612
699,196,612684,291,813676,604,514673,221,561688,615,842663,933,261668,068,142651,865,100628,872,889602,937,372609,198,345591,450,353571,538,972561,798,310567,866,169552,678,094550,004,875545,180,777544,204,647538,630,882529,999,990515,776,579511,467,027502,689,945495,620,599481,501,072471,686,908464,766,678462,779,981456,693,097458,330,609451,938,229457,650,518438,687,729440,056,222424,401,984423,074,784419,344,515432,358,273403,431,049398,793,180375,765,233353,884,960349,909,627343,521,132339,684,237339,465,226332,945,706334,071,739307,194,841293,442,981287,662,295283,270,1730247,871,4250
   > Total Current Liabilities 
0
4,769,968
0
5,787,423
2,649,842
4,813,519
1,953,229
3,953,496
3,467,868
2,490,762
1,920,940
3,076,479
2,866,422
3,312,153
4,045,123
4,594,702
3,864,288
4,305,232
3,391,704
4,895,386
133,505,645
138,694,591
141,712,322
148,670,615
143,315,774
144,417,996
149,975,433
151,326,017
1,195,326
1,519,162
142,348,597
154,463,429
155,884,850
155,586,152
171,621,389
189,281,158
200,498,893
205,770,524
207,947,058
214,281,914
214,691,428
211,351,242
217,186,314
226,592,209
185,106
144,986
271,307
272,651
308,244
208,438,626
322,300,792
246,429,538
318,425,115
0
0
0
000318,425,115246,429,538322,300,792208,438,626308,244272,651271,307144,986185,106226,592,209217,186,314211,351,242214,691,428214,281,914207,947,058205,770,524200,498,893189,281,158171,621,389155,586,152155,884,850154,463,429142,348,5971,519,1621,195,326151,326,017149,975,433144,417,996143,315,774148,670,615141,712,322138,694,591133,505,6454,895,3863,391,7044,305,2323,864,2884,594,7024,045,1233,312,1532,866,4223,076,4791,920,9402,490,7623,467,8683,953,4961,953,2294,813,5192,649,8425,787,42304,769,9680
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48,734,000
64,165,000
56,326,000
54,203,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
79,245,360
68,689,359
62,247,358
69,509,087
75,284,222
78,079,754
78,252,602
78,097,636
83,939,013
87,823,863
98,058,505
101,657,919
108,484,752
98,163,427
0
0
0
00098,163,427108,484,752101,657,91998,058,50587,823,86383,939,01378,097,63678,252,60278,079,75475,284,22269,509,08762,247,35868,689,35979,245,360000000000000000000054,203,00056,326,00064,165,00048,734,0000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48,734,000
64,165,000
56,326,000
54,203,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000000000000000000054,203,00056,326,00064,165,00048,734,0000000000000000000
       Accounts payable 
0
4,769,968
0
5,787,423
2,649,842
4,813,519
1,953,229
3,953,496
3,467,868
2,490,762
2,066,205
3,076,479
2,866,422
3,312,153
4,045,123
4,594,702
3,864,288
4,305,232
3,391,704
4,895,386
4,102,772
5,591,306
4,319,440
3,700,868
4,170,032
4,630,548
1,419,880
1,768,581
1,195,326
1,519,162
739,893
830,852
658,436
303,411
338,653
399,724
326,453
549,670
167,879
166,577
216,640
222,008
192,644
221,034
185,106
144,986
271,307
272,651
308,244
261,779
20,358
468,004
286,611
564,960
331,796
833,244
833,244331,796564,960286,611468,00420,358261,779308,244272,651271,307144,986185,106221,034192,644222,008216,640166,577167,879549,670326,453399,724338,653303,411658,436830,852739,8931,519,1621,195,3261,768,5811,419,8804,630,5484,170,0323,700,8684,319,4405,591,3064,102,7724,895,3863,391,7044,305,2323,864,2884,594,7024,045,1233,312,1532,866,4223,076,4792,066,2052,490,7623,467,8683,953,4961,953,2294,813,5192,649,8425,787,42304,769,9680
       Other Current Liabilities 
0
-5,166,730
0
-6,292,204
-3,200,901
-5,571,904
-2,275,629
-4,188,278
-3,691,776
-2,904,291
-2,451,005
-3,500,042
-3,320,391
-3,897,058
-4,276,399
-4,819,098
-4,098,468
-4,746,552
-3,604,982
-5,120,395
129,175,428
132,654,478
137,051,395
144,548,388
138,793,942
139,174,927
148,047,613
149,291,459
-183,646
-373,829
141,068,881
153,073,231
154,704,927
154,665,550
171,067,307
188,721,905
200,172,440
205,220,854
207,779,179
214,115,337
214,474,788
211,129,234
216,993,670
226,371,175
-185,106
-144,986
-271,307
-272,651
-308,244
208,176,847
220,622,515
245,961,534
219,975,077
-564,960
-331,796
0
0-331,796-564,960219,975,077245,961,534220,622,515208,176,847-308,244-272,651-271,307-144,986-185,106226,371,175216,993,670211,129,234214,474,788214,115,337207,779,179205,220,854200,172,440188,721,905171,067,307154,665,550154,704,927153,073,231141,068,881-373,829-183,646149,291,459148,047,613139,174,927138,793,942144,548,388137,051,395132,654,478129,175,428-5,120,395-3,604,982-4,746,552-4,098,468-4,819,098-4,276,399-3,897,058-3,320,391-3,500,042-2,451,005-2,904,291-3,691,776-4,188,278-2,275,629-5,571,904-3,200,901-6,292,2040-5,166,7300
   > Long-term Liabilities 
0
14,223,980
0
5,832,847
17,983,545
7,334,929
22,614,315
22,908,572
23,395,804
24,853,240
27,608,852
28,728,251
27,271,279
28,383,310
30,581,994
31,146,235
33,424,738
38,337,663
34,009,191
35,895,772
32,829,235
32,321,607
30,650,945
36,490,099
40,928,770
39,874,297
37,485,885
36,132,463
35,102,018
36,802,624
38,377,613
39,098,363
41,692,359
42,220,618
711,188
39,859,123
40,099,680
38,377,119
37,293,807
38,068,785
34,646,728
33,689,611
32,191,904
31,977,954
30,468,607
30,771,984
30,352,970
31,382,024
31,433,354
33,176,752
341,632,469
38,575,287
354,796,446
0
0
0
000354,796,44638,575,287341,632,46933,176,75231,433,35431,382,02430,352,97030,771,98430,468,60731,977,95432,191,90433,689,61134,646,72838,068,78537,293,80738,377,11940,099,68039,859,123711,18842,220,61841,692,35939,098,36338,377,61336,802,62435,102,01836,132,46337,485,88539,874,29740,928,77036,490,09930,650,94532,321,60732,829,23535,895,77234,009,19138,337,66333,424,73831,146,23530,581,99428,383,31027,271,27928,728,25127,608,85224,853,24023,395,80422,908,57222,614,3157,334,92917,983,5455,832,847014,223,9800
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
41,922,002
44,585,217
46,051,343
47,426,193
44,203,889
0
28,366,398
30,147,932
28,068,401
27,406,957
26,858,288
18,327,325
21,807,218
22,171,890
22,950,611
20,026,274
28,110,369
27,333,111
0
0
0
0
0
0
0
000000027,333,11128,110,36920,026,27422,950,61122,171,89021,807,21818,327,32526,858,28827,406,95728,068,40130,147,93228,366,398044,203,88947,426,19346,051,34344,585,21741,922,0020000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
24,822,357
24,450,460
38,437,253
33,313,648
0
0
0
0
0
0
0
000000033,313,64838,437,25324,450,46024,822,357000000000000000000000000000000000000000000000
> Total Stockholder Equity
0
23,743,492
0
26,107,914
27,276,107
27,553,830
28,576,667
30,195,068
30,495,513
30,182,998
30,471,098
35,754,211
35,861,240
36,915,277
37,560,436
38,635,292
38,892,187
39,902,717
41,250,778
41,146,325
42,562,931
44,026,121
45,508,175
46,954,413
47,345,153
48,245,512
48,445,479
47,151,512
48,772,728
50,210,339
51,574,295
53,035,852
55,034,254
56,279,042
56,437,171
54,896,219
56,261,347
55,271,346
56,125,641
57,570,407
58,710,327
58,484,523
59,063,263
59,987,771
60,522,654
62,056,141
62,691,206
65,527,420
67,192,911
68,403,779
68,326,961
67,862,111
68,984,951
66,954,135
69,443,796
68,945,373
68,945,37369,443,79666,954,13568,984,95167,862,11168,326,96168,403,77967,192,91165,527,42062,691,20662,056,14160,522,65459,987,77159,063,26358,484,52358,710,32757,570,40756,125,64155,271,34656,261,34754,896,21956,437,17156,279,04255,034,25453,035,85251,574,29550,210,33948,772,72847,151,51248,445,47948,245,51247,345,15346,954,41345,508,17544,026,12142,562,93141,146,32541,250,77839,902,71738,892,18738,635,29237,560,43636,915,27735,861,24035,754,21130,471,09830,182,99830,495,51330,195,06828,576,66727,553,83027,276,10726,107,914023,743,4920
   Common Stock
0
7,432,775
0
7,432,775
7,432,775
7,432,775
7,432,775
7,432,775
7,615,851
7,615,851
7,729,346
8,229,346
8,336,522
8,336,522
8,423,751
8,423,751
8,489,791
8,489,791
8,527,272
8,527,272
8,728,860
8,728,860
8,868,384
20,344,585
21,215,448
21,215,448
22,183,226
22,183,226
23,080,838
23,080,838
24,131,750
24,131,750
24,938,424
24,938,424
25,843,808
25,843,808
25,843,808
25,843,808
25,843,808
25,843,808
26,210,504
26,210,504
27,099,681
27,099,681
28,184,200
28,184,201
29,094,547
29,094,547
29,094,547
29,094,547
29,094,547
29,129,170
29,263,432
29,358,521
29,439,251
0
029,439,25129,358,52129,263,43229,129,17029,094,54729,094,54729,094,54729,094,54729,094,54728,184,20128,184,20027,099,68127,099,68126,210,50426,210,50425,843,80825,843,80825,843,80825,843,80825,843,80825,843,80824,938,42424,938,42424,131,75024,131,75023,080,83823,080,83822,183,22622,183,22621,215,44821,215,44820,344,5858,868,3848,728,8608,728,8608,527,2728,527,2728,489,7918,489,7918,423,7518,423,7518,336,5228,336,5228,229,3467,729,3467,615,8517,615,8517,432,7757,432,7757,432,7757,432,7757,432,77507,432,7750
   Retained Earnings Total Equity00000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-98,783
-133,039
0
0
0
0
0
0
0
0
-722,960
0
-985,991
-921,207
-1,050,172
-1,050,188
-1,347,792
-1,849,884
-1,531,097
-1,873,668
-546,034
1,168,367
791,248
999,099
1,218,999
1,112,519
0
0
0
0001,112,5191,218,999999,099791,2481,168,367-546,034-1,873,668-1,531,097-1,849,884-1,347,792-1,050,188-1,050,172-921,207-985,9910-722,96000000000-133,039-98,783000000000000000000000000000
   Capital Surplus 00000000000000000000000000000000000000000000000000000000
   Treasury Stock0000000000000-43-43-43-43-43-43-43-43-43-43-43-430000000000000000000000000000000
   Other Stockholders Equity 
0
16,110,717
0
18,475,139
19,643,332
19,921,055
20,943,892
22,562,293
22,679,662
22,367,147
22,541,752
27,324,865
27,324,718
28,378,755
28,936,685
30,011,541
30,202,396
31,212,926
32,523,506
32,419,053
33,634,071
35,097,261
36,439,791
26,409,828
25,929,705
26,830,064
26,062,253
24,867,069
25,624,929
26,929,501
27,242,545
28,704,102
29,895,830
31,140,618
30,393,363
29,052,411
30,417,539
30,150,498
30,281,833
32,712,590
33,421,030
33,324,191
199,394
34,235,882
199,394
199,394
199,394
199,394
199,394
990,642
998,493
1,418,393
1,111,913
8,080
536,460
0
0536,4608,0801,111,9131,418,393998,493990,642199,394199,394199,394199,394199,39434,235,882199,39433,324,19133,421,03032,712,59030,281,83330,150,49830,417,53929,052,41130,393,36331,140,61829,895,83028,704,10227,242,54526,929,50125,624,92924,867,06926,062,25326,830,06425,929,70526,409,82836,439,79135,097,26133,634,07132,419,05332,523,50631,212,92630,202,39630,011,54128,936,68528,378,75527,324,71827,324,86522,541,75222,367,14722,679,66222,562,29320,943,89219,921,05519,643,33218,475,139016,110,7170



6.3. Balance Sheets

Currency in MYR. All numbers in thousands.




6.4. Cash Flows

Currency in MYR. All numbers in thousands.




6.5. Income Statements

Currency in MYR. All numbers in thousands.


6.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in MYR. All numbers in thousands.

Gross Profit (+$)
totalRevenue22,238,208
Cost of Revenue--
Gross Profit22,238,20822,238,208
 
Operating Income (+$)
Gross Profit22,238,208
Operating Expense-10,412,729
Operating Income11,825,47911,825,479
 
Operating Expense (+$)
Research Development-
Selling General Administrative1,068,744
Selling And Marketing Expenses410,552
Operating Expense10,412,7291,479,296
 
Net Interest Income (+$)
Interest Income26,629,770
Interest Expense-15,263,201
Other Finance Cost-0
Net Interest Income11,366,569
 
Pretax Income (+$)
Operating Income11,825,479
Net Interest Income11,366,569
Other Non-Operating Income Expenses-
Income Before Tax (EBT)10,395,92813,255,030
EBIT - interestExpense = -15,263,201
10,204,597
22,991,250
Interest Expense15,263,201
Earnings Before Interest and Taxes (EBIT)-25,659,129
Earnings Before Interest and Taxes (EBITDA)-
 
After tax Income (+$)
Income Before Tax10,395,928
Tax Provision-2,476,548
Net Income From Continuing Ops7,919,3807,919,380
Net Income7,728,049
Net Income Applicable To Common Shares-
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses10,412,729
Total Other Income/Expenses Net-1,429,551-11,366,569
 

Technical Analysis of Cimb
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Cimb. The general trend of Cimb is BEARISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Cimb's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-100.0%) Bearish trend (100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Cimb Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of CIMB Group Holdings Bhd.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 6.81 < 6.88 < 7.

The bearish price targets are: 6.57 > 6.2993520958084 > 6.2234650529501.

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CIMB Group Holdings Bhd Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of CIMB Group Holdings Bhd. The current mas is .

The long score for the Moving Averages is 0/14.
The longshort score for the Moving Averages is -14/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

CIMB Group Holdings Bhd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of CIMB Group Holdings Bhd. The current macd is -0.05252219.

The long score for the Moving Average Convergence/Divergence (MACD) is 1/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -2/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Cimb price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Cimb. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Cimb price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
CIMB Group Holdings Bhd Daily Moving Average Convergence/Divergence (MACD) ChartCIMB Group Holdings Bhd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of CIMB Group Holdings Bhd. The current adx is 13.59.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -2/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Cimb shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bearish trend could be forming. -1
CIMB Group Holdings Bhd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of CIMB Group Holdings Bhd. The current sar is 6.860816.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
CIMB Group Holdings Bhd Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of CIMB Group Holdings Bhd. The current rsi is 45.14. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is -2/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending up: The RSI is trending up. +1
CIMB Group Holdings Bhd Daily Relative Strength Index (RSI) ChartCIMB Group Holdings Bhd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of CIMB Group Holdings Bhd. The current phase is Continuation in bear market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 2/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Cimb price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
CIMB Group Holdings Bhd Daily Stochastic Oscillator ChartCIMB Group Holdings Bhd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of CIMB Group Holdings Bhd. The current cci is -77.90036777.

CIMB Group Holdings Bhd Daily Commodity Channel Index (CCI) ChartCIMB Group Holdings Bhd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of CIMB Group Holdings Bhd. The current cmo is -7.6916315.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
CIMB Group Holdings Bhd Daily Chande Momentum Oscillator (CMO) ChartCIMB Group Holdings Bhd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of CIMB Group Holdings Bhd. The current willr is -51.42857143.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Cimb is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
CIMB Group Holdings Bhd Daily Williams %R ChartCIMB Group Holdings Bhd Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of CIMB Group Holdings Bhd.

CIMB Group Holdings Bhd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of CIMB Group Holdings Bhd. The current atr is 0.10720413.

CIMB Group Holdings Bhd Daily Average True Range (ATR) ChartCIMB Group Holdings Bhd Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of CIMB Group Holdings Bhd. The current obv is 1,054,798,318.

CIMB Group Holdings Bhd Daily On-Balance Volume (OBV) ChartCIMB Group Holdings Bhd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of CIMB Group Holdings Bhd. The current mfi is 55.83.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
CIMB Group Holdings Bhd Daily Money Flow Index (MFI) ChartCIMB Group Holdings Bhd Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for CIMB Group Holdings Bhd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-13ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-14STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-02-17STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-02-18STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-02-19STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-20STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-02-25MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-26CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-02-27CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-28SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-03STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-05STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-06BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-07RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-11STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-12ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-03-13RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-03-19STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-21STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-26SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-27MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-03-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-04STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-07SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-08MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-04-09WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-10RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-11CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-14MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-15STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-16STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-17STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-18CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-21SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-04-22STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-23STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-24WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-30CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-05DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-06DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-13DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-15STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-20SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-21DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-22MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-23STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-27STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-05-29STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-03STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-10DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-11SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-06-13STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-16DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-06-17BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-06-18STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-19STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-20STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-23CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-24DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-25MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-26STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-07-01STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-07-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-07-03CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-07-04STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-07-08DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-07-09MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-07-10STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).

6.3. Candlestick Patterns

CIMB Group Holdings Bhd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of CIMB Group Holdings Bhd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5045.136
Ma 20Greater thanMa 506.733
Ma 50Greater thanMa 1006.881
Ma 100Greater thanMa 2007.074
OpenGreater thanClose6.580
Total0/5 (0.0%)
Penke
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