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504973 (Cholamandalam Financial Holdings Limited) Stock Analysis
Buy, Hold or Sell?

Let's analyze Cholamandalam Financial Holdings Limited together

I guess you are interested in Cholamandalam Financial Holdings Limited. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • πŸ“Š Fundamental Analysis (FA) – Cholamandalam Financial Holdings Limited’s Financial Insights
  • πŸ“ˆ Technical Analysis (TA) – Cholamandalam Financial Holdings Limited’s Price Targets

I'm going to help you getting a better view of Cholamandalam Financial Holdings Limited. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Cholamandalam Financial Holdings Limited (30 sec.)










1.2. What can you expect buying and holding a share of Cholamandalam Financial Holdings Limited? (30 sec.)

How much money do you get?

How much money do you get?
INR0.25
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
INR407.96
Expected worth in 1 year
INR666.50
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
INR279.91
Return On Investment
12.9%

For what price can you sell your share?

Current Price per Share
INR2,165.85
Expected price per share
INR1,976 - INR2,151
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Cholamandalam Financial Holdings Limited (5 min.)




Live pricePrice per Share (EOD)
INR2,165.85
Intrinsic Value Per Share
INR-24,006.60 - INR-16,212.16
Total Value Per Share
INR-23,598.64 - INR-15,804.20

2.2. Growth of Cholamandalam Financial Holdings Limited (5 min.)




Is Cholamandalam Financial Holdings Limited growing?

Current yearPrevious yearGrowGrow %
How rich?$896.2m$754.1m$142.1m15.9%

How much money is Cholamandalam Financial Holdings Limited making?

Current yearPrevious yearGrowGrow %
Making money$150.9m$119.6m$31.2m20.7%
Net Profit Margin7.1%7.0%--

How much money comes from the company's main activities?

2.3. Financial Health of Cholamandalam Financial Holdings Limited (5 min.)




2.4. Comparing to competitors in the Other industry (5 min.)




  Industry Rankings (Other)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Cholamandalam Financial Holdings Limited?

Welcome investor! Cholamandalam Financial Holdings Limited's management wants to use your money to grow the business. In return you get a share of Cholamandalam Financial Holdings Limited.

First you should know what it really means to hold a share of Cholamandalam Financial Holdings Limited. And how you can make/lose money.

Speculation

The Price per Share of Cholamandalam Financial Holdings Limited is INR2,166. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Cholamandalam Financial Holdings Limited.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Cholamandalam Financial Holdings Limited, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is INR407.96. Based on the TTM, the Book Value Change Per Share is INR64.64 per quarter. Based on the YOY, the Book Value Change Per Share is INR56.42 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is INR5.34 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Cholamandalam Financial Holdings Limited.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 INR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per Share
Usd Eps0.800.0%0.800.0%0.640.0%0.650.0%0.550.0%0.340.0%
Usd Book Value Change Per Share0.760.0%0.760.0%0.660.0%0.640.0%0.540.0%0.680.0%
Usd Dividend Per Share0.060.0%0.060.0%0.060.0%0.050.0%0.060.0%0.060.0%
Usd Total Gains Per Share0.820.0%0.820.0%0.720.0%0.690.0%0.610.0%0.740.0%
Usd Price Per Share6.31-6.31-7.23-6.85-5.91-4.20-
Price to Earnings Ratio7.85-7.85-11.34-10.95-11.13-9.48-
Price-to-Total Gains Ratio7.71-7.71-10.01-10.30-9.98-10.26-
Price to Book Ratio1.32-1.32-1.80-1.74-1.74-1.51-
Price-to-Total Gains Ratio7.71-7.71-10.01-10.30-9.98-10.26-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share25.340445
Number of shares39
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.060.06
Usd Book Value Change Per Share0.760.54
Usd Total Gains Per Share0.820.61
Gains per Quarter (39 shares)31.9323.62
Gains per Year (39 shares)127.7294.46
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
110118118108484
22023624620169178
32935437430253272
43947250240338366
54959063050422460
65970875860507554
76882688670591648
878944101480676742
9881062114290760836
109811801270100845930

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%7.00.00.0100.0%7.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%7.00.00.0100.0%7.00.00.0100.0%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%7.00.00.0100.0%7.00.00.0100.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%7.00.00.0100.0%7.00.00.0100.0%
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3.2. Key Performance Indicators

The key performance indicators of Cholamandalam Financial Holdings Limited compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--64.63564.6350%56.416+15%54.470+19%46.296+40%58.280+11%
Book Value Per Share--407.961407.9610%343.325+19%346.065+18%298.571+37%181.720+124%
Current Ratio----0%-0%-0%2.386-100%1.546-100%
Debt To Asset Ratio--0.9420.9420%0.934+1%0.938+0%0.939+0%0.896+5%
Debt To Equity Ratio--16.10516.1050%14.169+14%15.242+6%15.495+4%13.214+22%
Dividend Per Share--5.3425.3420%5.333+0%4.596+16%5.459-2%5.158+4%
Enterprise Value---1121412171457.000-1121412171457.0000%-768827081124.500-31%-864240293825.167-23%-746156793760.800-33%-630861284531.773-44%
Eps--68.71168.7110%54.493+26%55.711+23%46.719+47%28.717+139%
Ev To Sales Ratio---6.180-6.1800%-5.250-15%-5.495-11%-5.189-16%-5.959-4%
Free Cash Flow Per Share---1575.774-1575.7740%-313.008-80%-803.313-49%-602.585-62%-474.824-70%
Free Cash Flow To Equity Per Share---93.180-93.1800%63.725-246%-47.023-50%6.736-1483%23.007-505%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max---16212.164----------
Intrinsic Value_10Y_min---24006.602----------
Intrinsic Value_1Y_max---824.770----------
Intrinsic Value_1Y_min---1219.662----------
Intrinsic Value_3Y_max---3087.643----------
Intrinsic Value_3Y_min---4713.494----------
Intrinsic Value_5Y_max---6085.406----------
Intrinsic Value_5Y_min---9330.105----------
Market Cap--101315328543.000101315328543.0000%116015718875.500-13%109969506174.833-8%94852026239.200+7%67324520827.759+50%
Net Profit Margin--0.0710.0710%0.070+2%0.067+6%0.061+16%0.075-5%
Operating Margin----0%-0%-0%0.136-100%0.165-100%
Operating Ratio--0.0280.0280%0.031-9%0.028+3%0.289-90%0.608-95%
Pb Ratio5.309+75%1.3231.3230%1.800-27%1.738-24%1.736-24%1.514-13%
Pe Ratio31.521+75%7.8537.8530%11.340-31%10.948-28%11.127-29%9.476-17%
Price Per Share2165.850+75%539.550539.5500%617.950-13%585.733-8%505.250+7%358.750+50%
Price To Free Cash Flow Ratio-1.374-301%-0.342-0.3420%-1.974+477%-1.156+238%-1.428+317%0.456-175%
Price To Total Gains Ratio30.951+75%7.7107.7100%10.007-23%10.302-25%9.982-23%10.261-25%
Quick Ratio----0%-0%-0%0.447-100%0.513-100%
Return On Assets--0.0100.0100%0.010-6%0.0100%0.009+4%0.020-51%
Return On Equity--0.1680.1680%0.159+6%0.160+5%0.155+8%0.176-4%
Total Gains Per Share--69.97869.9780%61.750+13%59.066+18%51.755+35%63.438+10%
Usd Book Value--896287860.000896287860.0000%754145730.000+19%760196190.000+18%655817526.000+37%528586461.000+70%
Usd Book Value Change Per Share--0.7560.7560%0.660+15%0.637+19%0.542+40%0.682+11%
Usd Book Value Per Share--4.7734.7730%4.017+19%4.049+18%3.493+37%2.126+124%
Usd Dividend Per Share--0.0630.0630%0.062+0%0.054+16%0.064-2%0.060+4%
Usd Enterprise Value---13120522406.047-13120522406.0470%-8995276849.157-31%-10111611437.755-23%-8730034487.001-33%-7381077029.022-44%
Usd Eps--0.8040.8040%0.638+26%0.652+23%0.547+47%0.336+139%
Usd Free Cash Flow---3461970330.000-3461970330.0000%-687550500.000-80%-1764722310.000-49%-1323672012.000-62%-787648446.000-77%
Usd Free Cash Flow Per Share---18.437-18.4370%-3.662-80%-9.399-49%-7.050-62%-5.555-70%
Usd Free Cash Flow To Equity Per Share---1.090-1.0900%0.746-246%-0.550-50%0.079-1483%0.269-505%
Usd Market Cap--1185389343.9531185389343.9530%1357383910.843-13%1286643222.246-8%1109768706.999+7%787696893.685+50%
Usd Price Per Share25.340+75%6.3136.3130%7.230-13%6.853-8%5.911+7%4.197+50%
Usd Profit--150956910.000150956910.0000%119699190.000+26%122379660.000+23%102620466.000+47%83825235.000+80%
Usd Revenue--2123066790.0002123066790.0000%1713295350.000+24%1820893230.000+17%1655556552.000+28%1270761921.000+67%
Usd Total Gains Per Share--0.8190.8190%0.722+13%0.691+18%0.606+35%0.742+10%
 EOD+3 -3MRQTTM+0 -0YOY+19 -163Y+18 -175Y+20 -1810Y+20 -18

3.3 Fundamental Score

Let's check the fundamental score of Cholamandalam Financial Holdings Limited based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1531.521
Price to Book Ratio (EOD)Between0-15.309
Net Profit Margin (MRQ)Greater than00.071
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.942
Debt to Equity Ratio (MRQ)Less than116.105
Return on Equity (MRQ)Greater than0.150.168
Return on Assets (MRQ)Greater than0.050.010
Total3/10 (30.0%)

3.4 Technical Score

Let's check the technical score of Cholamandalam Financial Holdings Limited based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose2,065.750
Total0/1 (0.0%)

4. In-depth Analysis

4.1 About Cholamandalam Financial Holdings Limited

  • Other
  • 0

TI Financial Holdings Limited manufactures and sells bicycles, precision steel tubes, and metal formed products in India and internationally. Its Cycles and Accessories segment provides alloy bikes and specialty performance bikes, as well as fitness equipment. This segment offers its products primarily under the BSA, Hercules, Track&Trail, and Montra brand names. The company?s Engineering segment provides precision, electric resistance welded, and cold drawn welded tubes; telescopic front fork inner and cylinder bore tubes; propeller shaft tubes; other specialty products, such as rear axle tubes, side impact beams, tie rods, drag links, heavy thick steering shafts, and hydraulic cylinder tubes; tubular auto components; CRCA strips that are primarily used in bearings, automobile, auto ancillaries, white goods, fine blanking, and general engineering industries; and stainless steel tubes. Its Metal Formed Products segment offers sheet metal formed components, including car door frames, window and guide channels, impact beams, hydro-formed parts, frames for various types of motor casings, etc.; and roll formed sections for railway wagons and coaches. This segment also offers power transmission, engineering class, agricultural, conveyor, and material handling chains primarily under the Rombo, Diamond, and Sedis brand names; drive and timing chains for motorcycles; sprockets for two wheeler original equipment manufacturers and spare parts market; and fine blanked components for two and four wheelers, and other industrial segments. The company also provides general insurance products; and manufactures power transmission products, such as gears, gear boxes, geared motors, and gear assemblies, as well as retails its bicycles. The company was formerly known as Tube Investments of India Limited and changed its name to TI Financial Holdings Limited in August 2017. TI Financial Holdings Limited was founded in 1949 and is based in Chennai, India.

Fundamental data was last updated by Penke on 2025-06-24 19:40:06.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is expensive.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitΒ Cholamandalam Financial Holdings Limited earns for each ₹1 of revenue.

  • Above 10% is considered healthy but always compareΒ Cholamandalam Financial Holdings Limited to theΒ Other industry mean.
  • A Net Profit Margin of 7.1%Β means thatΒ ₹0.07 for each ₹1Β in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Cholamandalam Financial Holdings Limited:

  • The MRQ is 7.1%. The company is making a profit. +1
  • The TTM is 7.1%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ7.1%TTM7.1%0.0%
TTM7.1%YOY7.0%+0.1%
TTM7.1%5Y6.1%+1.0%
5Y6.1%10Y7.5%-1.3%
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ7.1%5.5%+1.6%
TTM7.1%5.7%+1.4%
YOY7.0%5.4%+1.6%
3Y6.7%5.8%+0.9%
5Y6.1%5.9%+0.2%
10Y7.5%6.1%+1.4%
4.3.1.2. Return on Assets

Shows howΒ efficientΒ Cholamandalam Financial Holdings Limited is using its assets to generate profit.

  • Above 5% is considered healthyΒ but always compareΒ Cholamandalam Financial Holdings Limited to theΒ Other industry mean.
  • 1.0% Return on Assets means thatΒ Cholamandalam Financial Holdings Limited generatedΒ ₹0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Cholamandalam Financial Holdings Limited:

  • The MRQ is 1.0%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 1.0%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.0%TTM1.0%0.0%
TTM1.0%YOY1.0%-0.1%
TTM1.0%5Y0.9%+0.0%
5Y0.9%10Y2.0%-1.1%
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ1.0%0.8%+0.2%
TTM1.0%0.9%+0.1%
YOY1.0%0.8%+0.2%
3Y1.0%0.9%+0.1%
5Y0.9%0.9%+0.0%
10Y2.0%1.0%+1.0%
4.3.1.3. Return on Equity

Shows how efficient Cholamandalam Financial Holdings Limited is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareΒ Cholamandalam Financial Holdings Limited to theΒ Other industry mean.
  • 16.8% Return on Equity means Cholamandalam Financial Holdings Limited generated ₹0.17Β for eachΒ ₹1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Cholamandalam Financial Holdings Limited:

  • The MRQ is 16.8%. Using its investors money, the company is efficient in making profit. +1
  • The TTM is 16.8%. Using its investors money, the company is efficient in making profit. +1
Trends
Current periodCompared to+/- 
MRQ16.8%TTM16.8%0.0%
TTM16.8%YOY15.9%+1.0%
TTM16.8%5Y15.5%+1.3%
5Y15.5%10Y17.6%-2.1%
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ16.8%2.8%+14.0%
TTM16.8%2.4%+14.4%
YOY15.9%2.4%+13.5%
3Y16.0%2.8%+13.2%
5Y15.5%3.0%+12.5%
10Y17.6%2.9%+14.7%
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4.3.2. Operating Efficiency of Cholamandalam Financial Holdings Limited.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

MeasuresΒ how efficient Cholamandalam Financial Holdings Limited is operatingΒ .

  • Measures how much profit Cholamandalam Financial Holdings Limited makes for each ₹1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareΒ Cholamandalam Financial Holdings Limited to theΒ Other industry mean.
  • An Operating Margin of 0.0%Β means the company generated ₹0.00 Β for each ₹1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Cholamandalam Financial Holdings Limited:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y13.6%-13.6%
5Y13.6%10Y16.5%-2.9%
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ-10.4%-10.4%
TTM-5.7%-5.7%
YOY-8.0%-8.0%
3Y-2.1%-2.1%
5Y13.6%2.7%+10.9%
10Y16.5%5.3%+11.2%
4.3.2.2. Operating Ratio

Measures how efficient Cholamandalam Financial Holdings Limited is keepingΒ operating costsΒ low.

  • Below 1 is considered healthy (always compare toΒ Other industry mean).
  • An Operation Ratio of 0.03 means that the operating costs are ₹0.03 for each ₹1 in net sales.

Let's take a look of the Operating Ratio trends of Cholamandalam Financial Holdings Limited:

  • The MRQ is 0.028. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.028. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.028TTM0.0280.000
TTM0.028YOY0.031-0.003
TTM0.0285Y0.289-0.261
5Y0.28910Y0.608-0.319
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ0.0281.527-1.499
TTM0.0281.498-1.470
YOY0.0311.519-1.488
3Y0.0281.533-1.505
5Y0.2891.515-1.226
10Y0.6081.490-0.882
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4.4.3. Liquidity of Cholamandalam Financial Holdings Limited.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Cholamandalam Financial Holdings Limited is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toΒ Other industry mean).
  • A Current Ratio of 0.00Β means the company has ₹0.00 in assets for each ₹1 in short-term debts.

Let's take a look of the Current Ratio trends of Cholamandalam Financial Holdings Limited:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y2.386-2.386
5Y2.38610Y1.546+0.840
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ-1.372-1.372
TTM-1.380-1.380
YOY-1.475-1.475
3Y-1.476-1.476
5Y2.3861.522+0.864
10Y1.5461.476+0.070
4.4.3.2. Quick Ratio

Measures if Cholamandalam Financial Holdings Limited is able to pay off Short-term Debt but only usingΒ theΒ most liquid assets.

  • Above 1 is considered healthy butΒ always compareΒ Cholamandalam Financial Holdings Limited to theΒ Other industry mean.
  • A Quick Ratio of 0.00Β means the company can pay off ₹0.00 for each ₹1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Cholamandalam Financial Holdings Limited:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.447-0.447
5Y0.44710Y0.513-0.065
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.493-0.493
TTM-0.461-0.461
YOY-0.497-0.497
3Y-0.493-0.493
5Y0.4470.512-0.065
10Y0.5130.550-0.037
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4.5.4. Solvency of Cholamandalam Financial Holdings Limited.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %Β of Cholamandalam Financial Holdings LimitedΒ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareΒ Cholamandalam Financial Holdings Limited to Other industry mean.
  • A Debt to Asset Ratio of 0.94Β means that Cholamandalam Financial Holdings Limited assets areΒ financed with 94.2% credit (debt) and the remaining percentage (100% - 94.2%)Β is financed by its owners/shareholders.Β 

Let's take a look of the Debt to Asset Ratio trends of Cholamandalam Financial Holdings Limited:

  • The MRQ is 0.942. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.942. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.942TTM0.9420.000
TTM0.942YOY0.934+0.007
TTM0.9425Y0.939+0.002
5Y0.93910Y0.896+0.043
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9420.556+0.386
TTM0.9420.561+0.381
YOY0.9340.544+0.390
3Y0.9380.539+0.399
5Y0.9390.567+0.372
10Y0.8960.577+0.319
4.5.4.2. Debt to Equity Ratio

Measures ifΒ Cholamandalam Financial Holdings Limited is able toΒ pay off its debts by usingΒ shareholders equity.

  • Below 2 is considered healthy butΒ always compareΒ Cholamandalam Financial Holdings Limited to theΒ Other industry mean.
  • A Debt to Equity ratio of 1,610.5% means that company has ₹16.10 debt for each ₹1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Cholamandalam Financial Holdings Limited:

  • The MRQ is 16.105. The company is unable to pay all its debts with equity. -1
  • The TTM is 16.105. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ16.105TTM16.1050.000
TTM16.105YOY14.169+1.936
TTM16.1055Y15.495+0.610
5Y15.49510Y13.214+2.281
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ16.1051.265+14.840
TTM16.1051.321+14.784
YOY14.1691.261+12.908
3Y15.2421.439+13.803
5Y15.4951.433+14.062
10Y13.2141.478+11.736
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

MeasuresΒ how much money you payΒ for each share forΒ every ₹1 in earnings Cholamandalam Financial Holdings Limited generates.

  • Above 15 is considered overpriced butΒ always compareΒ Cholamandalam Financial Holdings Limited to theΒ Other industry mean.
  • A PE ratio of 7.85 means the investor is paying ₹7.85Β for every ₹1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Cholamandalam Financial Holdings Limited:

  • The EOD is 31.521. Based on the earnings, the company is overpriced. -1
  • The MRQ is 7.853. Based on the earnings, the company is underpriced. +1
  • The TTM is 7.853. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD31.521MRQ7.853+23.669
MRQ7.853TTM7.8530.000
TTM7.853YOY11.340-3.487
TTM7.8535Y11.127-3.274
5Y11.12710Y9.476+1.650
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
EOD31.52112.735+18.786
MRQ7.85313.354-5.501
TTM7.85312.308-4.455
YOY11.34010.485+0.855
3Y10.9489.663+1.285
5Y11.12713.085-1.958
10Y9.47612.135-2.659
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Cholamandalam Financial Holdings Limited:

  • The EOD is -1.374. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -0.342. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -0.342. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-1.374MRQ-0.342-1.032
MRQ-0.342TTM-0.3420.000
TTM-0.342YOY-1.974+1.632
TTM-0.3425Y-1.428+1.085
5Y-1.42810Y0.456-1.884
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
EOD-1.3745.536-6.910
MRQ-0.3425.822-6.164
TTM-0.3426.149-6.491
YOY-1.9744.623-6.597
3Y-1.1560.217-1.373
5Y-1.4282.871-4.299
10Y0.4562.147-1.691
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofΒ Cholamandalam Financial Holdings Limited is to cheap or to expensiveΒ compared to its book value.

  • At or below 1 is considered healthyΒ (always compare to Other industry mean).
  • A PB ratio of 1.32 means the investor is paying ₹1.32Β for each ₹1 in book value.

Let's take a look of the Price to Book Ratio trends of Cholamandalam Financial Holdings Limited:

  • The EOD is 5.309. Based on the equity, the company is overpriced. -1
  • The MRQ is 1.323. Based on the equity, the company is underpriced. +1
  • The TTM is 1.323. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD5.309MRQ1.323+3.986
MRQ1.323TTM1.3230.000
TTM1.323YOY1.800-0.477
TTM1.3235Y1.736-0.413
5Y1.73610Y1.514+0.221
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
EOD5.3091.242+4.067
MRQ1.3231.245+0.078
TTM1.3231.257+0.066
YOY1.8001.325+0.475
3Y1.7381.320+0.418
5Y1.7361.639+0.097
10Y1.5141.597-0.083
4.6.2. Total Gains per Share
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6. Financial Statements




6.1. Latest Balance Sheet

Balance Sheet of 2023-03-31. Currency in INR. All numbers in thousands.

Summary
Total Assets1,310,329,600
Total Liabilities1,233,723,800
Total Stockholder Equity76,605,800
 As reported
Total Liabilities 1,233,723,800
Total Stockholder Equity+ 76,605,800
Total Assets = 1,310,329,600

Assets

Total Assets1,310,329,600
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 3,243,400
Net Receivables 6,676,300
Total Current Assets  (as reported)0
Total Current Assets  (calculated)9,919,700
+/- 9,919,700
Long-term Assets
Property Plant Equipment 5,423,700
Goodwill 427,200
Intangible Assets 696,000
Long-term Assets  (as reported)0
Long-term Assets  (calculated)6,546,900
+/- 6,546,900

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity76,605,800
Total Current Liabilities
Short-term Debt 43,167,800
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)43,167,800
+/- 43,167,800
Long-term Liabilities
Long term Debt Total 236,456,700
Capital Lease Obligations Min Short Term Debt-43,167,800
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)193,288,900
+/- 193,288,900
Total Stockholder Equity
Retained Earnings 53,944,500
Capital Surplus 23,484,300
Total Stockholder Equity (as reported)76,605,800
Total Stockholder Equity (calculated)77,428,800
+/- 823,000
Other
Cash And Equivalents7,752,900
Cash and Short Term Investments 10,996,300
Common Stock Shares Outstanding 187,777
Liabilities and Stockholders Equity 1,310,329,600



6.2. Balance Sheets Structured

Currency in INR. All numbers in thousands.

 Trend2023-03-312022-03-312021-03-312020-03-312019-03-312018-03-312017-03-312016-03-312015-03-312014-03-31
> Total Assets 
273,591,100
303,983,300
97,072,300
419,202,600
534,066,100
679,372,100
758,431,900
886,155,600
977,722,700
1,310,329,600
1,310,329,600977,722,700886,155,600758,431,900679,372,100534,066,100419,202,60097,072,300303,983,300273,591,100
   > Total Current Assets 
92,316,500
94,847,700
32,734,500
14,072,600
18,440,200
663,475,500
237,578,200
0
0
0
000237,578,200663,475,50018,440,20014,072,60032,734,50094,847,70092,316,500
       Cash And Cash Equivalents 
10,318,900
3,543,100
7,930,400
14,500
1,598,200
27,426,200
30,356,400
16,115,100
2,351,100
3,243,400
3,243,4002,351,10016,115,10030,356,40027,426,2001,598,20014,5007,930,4003,543,10010,318,900
       Short-term Investments 
3,183,900
9,029,500
8,904,800
7,754,800
8,668,800
75,522,700
37,441,700
0
0
0
00037,441,70075,522,7008,668,8007,754,8008,904,8009,029,5003,183,900
       Net Receivables 
67,673,000
69,237,200
6,849,500
4,341,300
6,759,800
5,707,700
3,411,300
4,545,100
5,373,900
6,676,300
6,676,3005,373,9004,545,1003,411,3005,707,7006,759,8004,341,3006,849,50069,237,20067,673,000
       Inventory 
4,949,500
6,137,400
6,032,300
0
0
0
0
0
0
0
00000006,032,3006,137,4004,949,500
       Other Current Assets 
6,021,900
6,831,500
2,832,500
2,814,400
100
0
2,626,600
0
0
0
0002,626,60001002,814,4002,832,5006,831,5006,021,900
   > Long-term Assets 
0
0
0
64,851,600
84,750,300
15,896,600
520,853,700
0
0
0
000520,853,70015,896,60084,750,30064,851,600000
       Property Plant Equipment 
11,510,200
11,862,000
10,706,700
1,786,000
1,940,400
1,969,900
3,700,600
3,360,700
3,828,500
5,423,700
5,423,7003,828,5003,360,7003,700,6001,969,9001,940,4001,786,00010,706,70011,862,00011,510,200
       Goodwill 
3,515,000
3,543,000
3,103,200
497,300
497,300
427,200
427,200
427,200
427,200
427,200
427,200427,200427,200427,200427,200497,300497,3003,103,2003,543,0003,515,000
       Long Term Investments 
18,685,300
23,142,200
47,440,600
60,996,300
0
0
0
0
0
0
00000060,996,30047,440,60023,142,20018,685,300
       Intangible Assets 
162,900
202,800
117,200
333,000
421,600
509,100
482,300
489,200
504,000
696,000
696,000504,000489,200482,300509,100421,600333,000117,200202,800162,900
       Long-term Assets Other 
0
0
0
5,100
0
3,988,900
2,158,800
0
0
0
0002,158,8003,988,90005,100000
> Total Liabilities 
240,439,700
259,670,100
63,830,600
391,485,400
500,970,200
639,936,100
712,526,100
832,296,200
913,265,800
1,233,723,800
1,233,723,800913,265,800832,296,200712,526,100639,936,100500,970,200391,485,40063,830,600259,670,100240,439,700
   > Total Current Liabilities 
119,613,500
112,736,100
38,664,700
24,647,100
36,931,600
61,734,100
200,997,800
0
0
0
000200,997,80061,734,10036,931,60024,647,10038,664,700112,736,100119,613,500
       Short-term Debt 
194,636,300
209,311,100
3,129,700
25,670,300
23,001,600
36,398,600
15,826,500
30,150,400
27,661,500
43,167,800
43,167,80027,661,50030,150,40015,826,50036,398,60023,001,60025,670,3003,129,700209,311,100194,636,300
       Short Long Term Debt 
194,636,300
209,311,100
14,408,800
0
0
0
165,547,000
0
0
0
000165,547,00000014,408,800209,311,100194,636,300
       Accounts payable 
19,324,400
25,687,900
24,119,900
21,600,500
6,006,200
59,500,800
9,968,400
0
0
0
0009,968,40059,500,8006,006,20021,600,50024,119,90025,687,90019,324,400
       Other Current Liabilities 
5,257,100
4,805,600
2,882,600
2,088,000
3,285,300
0
183,500
0
0
0
000183,50003,285,3002,088,0002,882,6004,805,6005,257,100
   > Long-term Liabilities 
0
0
0
22,258,600
27,725,000
538,993,400
460,415,200
0
0
0
000460,415,200538,993,40027,725,00022,258,600000
       Long term Debt Total 
0
0
4,049,100
187,467,900
241,627,200
317,346,800
380,369,000
364,551,000
413,051,900
236,456,700
236,456,700413,051,900364,551,000380,369,000317,346,800241,627,200187,467,9004,049,10000
       Capital Lease Obligations 
0
0
0
0
0
0
702,600
0
0
0
000702,600000000
       Long-term Liabilities Other 
0
0
0
462,900
584,500
-841,599,100
197,800
0
0
0
000197,800-841,599,100584,500462,900000
       Deferred Long Term Liability 
489,000
482,100
0
0
0
0
0
0
0
0
00000000482,100489,000
> Total Stockholder Equity
19,510,300
23,277,600
33,241,700
27,717,200
33,095,900
39,436,000
45,905,800
53,859,400
64,456,900
76,605,800
76,605,80064,456,90053,859,40045,905,80039,436,00033,095,90027,717,20033,241,70023,277,60019,510,300
   Common Stock
373,800
374,300
374,700
187,500
187,500
187,700
187,700
187,700
187,700
187,800
187,800187,700187,700187,700187,700187,500187,500374,700374,300373,800
   Retained Earnings 
14,812,900
18,090,600
30,849,900
13,764,800
18,948,300
25,119,600
23,232,200
31,695,400
40,983,000
53,944,500
53,944,50040,983,00031,695,40023,232,20025,119,60018,948,30013,764,80030,849,90018,090,60014,812,900
   Capital Surplus 
0
0
2,018,900
13,893,000
13,923,900
13,992,700
22,899,900
22,993,800
23,229,200
23,484,300
23,484,30023,229,20022,993,80022,899,90013,992,70013,923,90013,893,0002,018,90000
   Treasury Stock0000000000
   Other Stockholders Equity 
1,780,000
2,233,200
-1,800
-279,300
-207,700
-120,700
-717,800
-1,056,100
155,800
497,300
497,300155,800-1,056,100-717,800-120,700-207,700-279,300-1,8002,233,2001,780,000



6.3. Balance Sheets

Currency in INR. All numbers in thousands.




6.4. Cash Flows

Currency in INR. All numbers in thousands.




6.5. Income Statements

Currency in INR. All numbers in thousands.


6.6. Latest Income Statement

Income Statement (annual), 2023-03-31. Currency in INR. All numbers in thousands.

Gross Profit (+$)
totalRevenue181,458,700
Cost of Revenue-5,132,000
Gross Profit176,326,700176,326,700
 
Operating Income (+$)
Gross Profit176,326,700
Operating Expense-0
Operating Income95,939,200176,326,700
 
Operating Expense (+$)
Research Development0
Selling General Administrative40,720,400
Selling And Marketing Expenses0
Operating Expense040,720,400
 
Net Interest Income (+$)
Interest Income57,264,800
Interest Expense-0
Other Finance Cost-57,264,800
Net Interest Income0
 
Pretax Income (+$)
Operating Income95,939,200
Net Interest Income0
Other Non-Operating Income Expenses0
Income Before Tax (EBT)38,244,00095,939,200
EBIT - interestExpense = 0
12,902,300
12,902,300
Interest Expense0
Earnings Before Interest and Taxes (EBIT)038,244,000
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax38,244,000
Tax Provision-10,060,900
Net Income From Continuing Ops028,183,100
Net Income12,902,300
Net Income Applicable To Common Shares12,902,300
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net00
 

Technical Analysis of Cholamandalam Financial Holdings Limited
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Cholamandalam Financial Holdings Limited. The general trend of Cholamandalam Financial Holdings Limited is UNKNOWN with 0.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Cholamandalam Financial Holdings Limited's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator StateBullish trend Bearish trend
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Cholamandalam Financial Holdings Limited Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportΒ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceΒ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Cholamandalam Financial Holdings Limited.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 2,151.

The bearish price targets are: 2,024 > 2,008 > 1,976.

Know someone who trades $504973? Share this with them.πŸ‘‡

Cholamandalam Financial Holdings Limited Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theΒ moving averageΒ of the selected period.

  • Moving averages are laggingΒ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Cholamandalam Financial Holdings Limited. The current mas is .

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Cholamandalam Financial Holdings Limited Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theΒ momentumΒ of theΒ selected period based on two moving averages.

  • MACD is aΒ lagging momentumΒ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily Moving Average Convergence/Divergence (MACD) ChartCholamandalam Financial Holdings Limited Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Cholamandalam Financial Holdings Limited. The current adx is .

Cholamandalam Financial Holdings Limited Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsΒ the current trend.
  • ShowsΒ potential entry signals.
  • ShowsΒ Β potential exit signals.
  • Can be used to placeΒ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumΒ indicator, meaning the signals are instant.
  • RangesΒ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily Relative Strength Index (RSI) ChartCholamandalam Financial Holdings Limited Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesΒ a certain price to multiple prices ranging over time.

  • LeadingΒ momentumΒ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesΒ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily Stochastic Oscillator ChartCholamandalam Financial Holdings Limited Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Β the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily Commodity Channel Index (CCI) ChartCholamandalam Financial Holdings Limited Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily Chande Momentum Oscillator (CMO) ChartCholamandalam Financial Holdings Limited Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Β Shows the current price relative to the highest high over the last 14 days.
Β 

  • Lagging momentum indicator
  • Ranging between 0 andΒ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily Williams %R ChartCholamandalam Financial Holdings Limited Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldΒ 

Score

Let's take a look at the Bollinger Bands of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily Average True Range (ATR) ChartCholamandalam Financial Holdings Limited Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

Β Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily On-Balance Volume (OBV) ChartCholamandalam Financial Holdings Limited Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Cholamandalam Financial Holdings Limited.

Cholamandalam Financial Holdings Limited Daily Money Flow Index (MFI) ChartCholamandalam Financial Holdings Limited Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Cholamandalam Financial Holdings Limited.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-03STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-07CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-10DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-02-11DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-02-12STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-13STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-02-17DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-18DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-02-20STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-21STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-02-24DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-02-25DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-03-03STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-07STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-10STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-11STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-13SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-03-17MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-18MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-19SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-03-21STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-24BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-03-26RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-28STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-01STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-07DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-08STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-09CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-11CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-04-16MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-04-17CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-04-22STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-25STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-29STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-30STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-02MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-05SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-06STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-08CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-09WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-12STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-14CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-16DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-05-19DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-20DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-22CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-23DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-26STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-27DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-28MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-05-29STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-30CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-02MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-03MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-05DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-06-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-09MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-11STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-13STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-16STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-18STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-19STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-20STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-23STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-24STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-25STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-27CCI LONG ENTRY SHORT CLOSE100 crossover to upside

6.3. Candlestick Patterns

Cholamandalam Financial Holdings Limited Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Cholamandalam Financial Holdings Limited based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose2,065.750
Total0/1 (0.0%)
Penke
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