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5185 (AFFIN Holdings Bhd) Stock Analysis
Buy, Hold or Sell?

Let's analyze AFFIN Holdings Bhd together

I guess you are interested in AFFIN Holdings Bhd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • 📊 Fundamental Analysis (FA) – AFFIN Holdings Bhd’s Financial Insights
  • 📈 Technical Analysis (TA) – AFFIN Holdings Bhd’s Price Targets

I'm going to help you getting a better view of AFFIN Holdings Bhd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of AFFIN Holdings Bhd (30 sec.)










1.2. What can you expect buying and holding a share of AFFIN Holdings Bhd? (30 sec.)

How much money do you get?

How much money do you get?
RM0.00
When do you have the money?
1 year
How often do you get paid?
34.5%

What is your share worth?

Current worth
RM4.65
Expected worth in 1 year
RM4.87
How sure are you?
82.8%

+ What do you gain per year?

Total Gains per Share
RM0.23
Return On Investment
8.6%

For what price can you sell your share?

Current Price per Share
RM2.66
Expected price per share
RM2.254705785124 - RM2.8231737373737
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of AFFIN Holdings Bhd (5 min.)




Live pricePrice per Share (EOD)
RM2.66
Intrinsic Value Per Share
RM-48.24 - RM-57.78
Total Value Per Share
RM-43.59 - RM-53.14

2.2. Growth of AFFIN Holdings Bhd (5 min.)




Is AFFIN Holdings Bhd growing?

Current yearPrevious yearGrowGrow %
How rich?$2.7b$2.6b$113m4.2%

How much money is AFFIN Holdings Bhd making?

Current yearPrevious yearGrowGrow %
Making money$30.7m$21.3m$9.4m30.6%
Net Profit Margin23.0%18.9%--

How much money comes from the company's main activities?

2.3. Financial Health of AFFIN Holdings Bhd (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of AFFIN Holdings Bhd?

Welcome investor! AFFIN Holdings Bhd's management wants to use your money to grow the business. In return you get a share of AFFIN Holdings Bhd.

First you should know what it really means to hold a share of AFFIN Holdings Bhd. And how you can make/lose money.

Speculation

The Price per Share of AFFIN Holdings Bhd is RM2.66. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of AFFIN Holdings Bhd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in AFFIN Holdings Bhd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is RM4.65. Based on the TTM, the Book Value Change Per Share is RM0.06 per quarter. Based on the YOY, the Book Value Change Per Share is RM0.04 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is RM0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of AFFIN Holdings Bhd.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 RM% of Price per ShareRM% of Price per ShareRM% of Price per ShareRM% of Price per ShareRM% of Price per ShareRM% of Price per Share
Usd Eps0.010.4%0.010.5%0.010.3%0.020.6%0.010.5%0.010.5%
Usd Book Value Change Per Share0.020.6%0.010.5%0.010.3%0.010.5%0.010.5%0.041.4%
Usd Dividend Per Share0.000.0%0.000.0%0.000.1%0.000.2%0.010.2%0.000.1%
Usd Total Gains Per Share0.020.6%0.010.5%0.010.5%0.020.7%0.020.7%0.041.6%
Usd Price Per Share0.66-0.65-0.51-0.54-0.48-0.49-
Price to Earnings Ratio14.34-13.34-17.91-12.93-5.56-7.57-
Price-to-Total Gains Ratio41.44-55.84-61.11-41.15-32.37-18.79-
Price to Book Ratio0.60-0.60-0.49-0.52-0.49-0.53-
Price-to-Total Gains Ratio41.44-55.84-61.11-41.15-32.37-18.79-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.625898
Number of shares1597
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.01
Usd Book Value Change Per Share0.010.01
Usd Total Gains Per Share0.010.02
Gains per Quarter (1597 shares)21.5027.63
Gains per Year (1597 shares)86.01110.53
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1383763377101
2516716267154212
38250248100231323
410334334134308434
513417420167385545
616500506201462656
718584592234539767
821667678268616878
924751764301693989
10268348503357701100

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%19.01.00.095.0%28.01.00.096.6%28.01.00.096.6%
Book Value Change Per Share4.00.00.0100.0%11.01.00.091.7%17.03.00.085.0%23.06.00.079.3%23.06.00.079.3%
Dividend per Share1.00.03.025.0%4.00.08.033.3%9.00.011.045.0%10.00.019.034.5%10.00.019.034.5%
Total Gains per Share4.00.00.0100.0%11.01.00.091.7%18.02.00.090.0%24.05.00.082.8%24.05.00.082.8%
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3.2. Key Performance Indicators

The key performance indicators of AFFIN Holdings Bhd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.0680.055+22%0.038+76%0.058+16%0.051+32%0.160-58%
Book Value Per Share--4.6464.558+2%4.369+6%4.373+6%4.139+12%3.935+18%
Current Ratio---4.196-100%31.246-100%25.604-100%15.362-100%10.618-100%
Debt To Asset Ratio--0.8990.897+0%0.893+1%0.890+1%0.882+2%0.879+2%
Debt To Equity Ratio--8.8688.702+2%8.385+6%8.168+9%7.570+17%6.398+39%
Dividend Per Share---0.002-100%0.012-100%0.021-100%0.022-100%0.015-100%
Enterprise Value---97287028205.380-89868469513.105-8%-79820075874.880-18%-79854905930.368-18%-71815765056.029-26%-66708026662.023-31%
Eps--0.0490.052-5%0.036+37%0.071-31%0.058-15%0.054-10%
Ev To Sales Ratio---44.751-39.746-11%-41.186-8%-41.185-8%-35.878-20%-33.985-24%
Free Cash Flow Per Share--0.259-0.148+157%0.436-41%-0.192+174%0.033+685%0.039+561%
Free Cash Flow To Equity Per Share--0.2590.022+1095%0.667-61%0.143+81%0.201+29%0.197+31%
Gross Profit Margin--1.0000.929+8%0.812+23%0.879+14%0.928+8%0.950+5%
Intrinsic Value_10Y_max---57.784----------
Intrinsic Value_10Y_min---48.237----------
Intrinsic Value_1Y_max---1.497----------
Intrinsic Value_1Y_min---1.468----------
Intrinsic Value_3Y_max---7.770----------
Intrinsic Value_3Y_min---7.352----------
Intrinsic Value_5Y_max---17.988----------
Intrinsic Value_5Y_min---16.414----------
Market Cap6740014059.520-6%7120109794.6206961729986.895+2%5441421125.120+31%5804606486.298+23%5220978043.971+36%5292231062.115+35%
Net Profit Margin--0.2280.230-1%0.189+21%0.137+66%0.151+52%0.161+42%
Operating Margin---0.075-100%0.245-100%0.090-100%0.054-100%0.037-100%
Operating Ratio---0.594-100%0.756-100%0.703-100%0.422-100%0.384-100%
Pb Ratio0.572-6%0.6050.602+0%0.491+23%0.522+16%0.494+22%0.534+13%
Pe Ratio13.579-6%14.34513.342+8%17.912-20%12.926+11%5.560+158%7.566+90%
Price Per Share2.660-6%2.8102.748+2%2.148+31%2.291+23%2.061+36%2.089+35%
Price To Free Cash Flow Ratio2.564-6%2.7084.022-33%0.330+720%1.186+128%1.052+157%0.802+238%
Price To Total Gains Ratio39.233-6%41.44555.838-26%61.109-32%41.152+1%32.368+28%18.787+121%
Quick Ratio---4.196-100%31.246-100%27.864-100%16.718-100%11.533-100%
Return On Assets--0.0010.001-9%0.001+22%0.001+37%0.001+9%0.001-11%
Return On Equity--0.0110.011-7%0.008+28%0.008+40%0.009+24%0.008+29%
Total Gains Per Share--0.0680.057+18%0.051+33%0.079-14%0.074-8%0.176-61%
Usd Book Value--2770215371.3002717628468.425+2%2604559112.350+6%2607328632.567+6%2467796658.080+12%2346115819.786+18%
Usd Book Value Change Per Share--0.0160.013+22%0.009+76%0.014+16%0.012+32%0.038-58%
Usd Book Value Per Share--1.0931.073+2%1.028+6%1.029+6%0.974+12%0.926+18%
Usd Dividend Per Share---0.000-100%0.003-100%0.005-100%0.005-100%0.004-100%
Usd Enterprise Value---22891637736.726-21146050876.434-8%-18781663853.359-18%-18789859365.416-18%-16898249517.684-26%-15696398673.574-31%
Usd Eps--0.0120.012-5%0.008+37%0.017-31%0.014-15%0.013-10%
Usd Free Cash Flow--154664101.800-88422445.800+157%260197328.300-41%-114481293.333+174%19709833.910+685%16938265.231+813%
Usd Free Cash Flow Per Share--0.061-0.035+157%0.103-41%-0.045+174%0.008+685%0.009+561%
Usd Free Cash Flow To Equity Per Share--0.0610.005+1095%0.157-61%0.034+81%0.047+29%0.046+31%
Usd Market Cap1585925308.205-6%1675361834.6741638095065.916+2%1280366390.741+31%1365823906.226+23%1228496133.746+36%1245261968.916+35%
Usd Price Per Share0.626-6%0.6610.646+2%0.505+31%0.539+23%0.485+36%0.491+35%
Usd Profit--29197671.10030799711.150-5%21378122.675+37%19647726.475+49%20922664.230+40%23073331.383+27%
Usd Revenue--127882726.400134176001.375-5%114057380.775+12%116151884.117+10%121297855.900+5%110634059.900+16%
Usd Total Gains Per Share--0.0160.013+18%0.012+33%0.019-14%0.017-8%0.041-61%
 EOD+4 -4MRQTTM+18 -21YOY+20 -193Y+21 -185Y+21 -1810Y+18 -21

3.3 Fundamental Score

Let's check the fundamental score of AFFIN Holdings Bhd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1513.579
Price to Book Ratio (EOD)Between0-10.572
Net Profit Margin (MRQ)Greater than00.228
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.899
Debt to Equity Ratio (MRQ)Less than18.868
Return on Equity (MRQ)Greater than0.150.011
Return on Assets (MRQ)Greater than0.050.001
Total4/10 (40.0%)

3.4 Technical Score

Let's check the technical score of AFFIN Holdings Bhd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5062.574
Ma 20Greater thanMa 502.571
Ma 50Greater thanMa 1002.613
Ma 100Greater thanMa 2002.600
OpenGreater thanClose2.670
Total3/5 (60.0%)

4. In-depth Analysis

4.1 About AFFIN Holdings Bhd

AFFIN Bank Berhad, a financial holding company, provides various banking services in Malaysia. It operates through Commercial Banking, Investment Banking, Insurance, and Others segments. The Commercial Banking segment offers savings and fixed deposits, remittance services, current accounts, vehicle loans/financing, hire purchase, housing loans/financing, overdrafts/cashlines and personal loans/financing, credit cards, unit trusts, and bancassurance/bancatakaful products; financial products and services for corporates, public sector, and small and medium enterprises, including long-term loans/financing, project and equipment financing, overdrafts and trade financing, and other fee-based services, as well as Islamic banking services. The Investment Banking segment offers advisory services and structuring of private debt securities; corporate finance and advisory services for corporate listings; mergers and acquisitions services; capital raising services through the issue of equity and debt instruments; and corporate and debt restructuring exercises. This segment also provides structured lending solutions for corporate finance and capital market activities, as well as access to various funds and capital market investment products to corporate, institutional, and individual investors; stock-broking services, including institutional and retail stock-broking services for securities listed on local and foreign stock exchanges; and investment management and research services. The Insurance segment underwrites various classes of general and life insurance. The Others segment offers money-broking and other related financial services. It also provides property management, share nominee, trustee, and information technology services. AFFIN Bank Berhad was incorporated in 1975 and is headquartered in Kuala Lumpur, Malaysia.

Fundamental data was last updated by Penke on 2025-06-28 05:47:03.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit AFFIN Holdings Bhd earns for each RM1 of revenue.

  • Above 10% is considered healthy but always compare AFFIN Holdings Bhd to the Banks - Regional industry mean.
  • A Net Profit Margin of 22.8% means that RM0.23 for each RM1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of AFFIN Holdings Bhd:

  • The MRQ is 22.8%. The company is making a huge profit. +2
  • The TTM is 23.0%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ22.8%TTM23.0%-0.1%
TTM23.0%YOY18.9%+4.1%
TTM23.0%5Y15.1%+7.9%
5Y15.1%10Y16.1%-1.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ22.8%41.9%-19.1%
TTM23.0%31.1%-8.1%
YOY18.9%29.6%-10.7%
3Y13.7%29.0%-15.3%
5Y15.1%25.7%-10.6%
10Y16.1%22.1%-6.0%
4.3.1.2. Return on Assets

Shows how efficient AFFIN Holdings Bhd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare AFFIN Holdings Bhd to the Banks - Regional industry mean.
  • 0.1% Return on Assets means that AFFIN Holdings Bhd generated RM0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of AFFIN Holdings Bhd:

  • The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.1%TTM0.1%0.0%
TTM0.1%YOY0.1%+0.0%
TTM0.1%5Y0.1%+0.0%
5Y0.1%10Y0.1%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1%0.2%-0.1%
TTM0.1%0.2%-0.1%
YOY0.1%0.2%-0.1%
3Y0.1%0.2%-0.1%
5Y0.1%0.2%-0.1%
10Y0.1%0.2%-0.1%
4.3.1.3. Return on Equity

Shows how efficient AFFIN Holdings Bhd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare AFFIN Holdings Bhd to the Banks - Regional industry mean.
  • 1.1% Return on Equity means AFFIN Holdings Bhd generated RM0.01 for each RM1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of AFFIN Holdings Bhd:

  • The MRQ is 1.1%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 1.1%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.1%TTM1.1%-0.1%
TTM1.1%YOY0.8%+0.3%
TTM1.1%5Y0.9%+0.3%
5Y0.9%10Y0.8%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.1%2.8%-1.7%
TTM1.1%2.2%-1.1%
YOY0.8%2.6%-1.8%
3Y0.8%2.5%-1.7%
5Y0.9%2.4%-1.5%
10Y0.8%2.6%-1.8%
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4.3.2. Operating Efficiency of AFFIN Holdings Bhd.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient AFFIN Holdings Bhd is operating .

  • Measures how much profit AFFIN Holdings Bhd makes for each RM1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare AFFIN Holdings Bhd to the Banks - Regional industry mean.
  • An Operating Margin of 0.0% means the company generated RM0.00  for each RM1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of AFFIN Holdings Bhd:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM7.5%-7.5%
TTM7.5%YOY24.5%-17.0%
TTM7.5%5Y5.4%+2.1%
5Y5.4%10Y3.7%+1.7%
4.3.2.2. Operating Ratio

Measures how efficient AFFIN Holdings Bhd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are RM0.00 for each RM1 in net sales.

Let's take a look of the Operating Ratio trends of AFFIN Holdings Bhd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.594-0.594
TTM0.594YOY0.756-0.162
TTM0.5945Y0.422+0.172
5Y0.42210Y0.384+0.037
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4.4.3. Liquidity of AFFIN Holdings Bhd.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if AFFIN Holdings Bhd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.00 means the company has RM0.00 in assets for each RM1 in short-term debts.

Let's take a look of the Current Ratio trends of AFFIN Holdings Bhd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM4.196-4.196
TTM4.196YOY31.246-27.051
TTM4.1965Y15.362-11.166
5Y15.36210Y10.618+4.745
4.4.3.2. Quick Ratio

Measures if AFFIN Holdings Bhd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare AFFIN Holdings Bhd to the Banks - Regional industry mean.
  • A Quick Ratio of 0.00 means the company can pay off RM0.00 for each RM1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of AFFIN Holdings Bhd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM4.196-4.196
TTM4.196YOY31.246-27.051
TTM4.1965Y16.718-12.523
5Y16.71810Y11.533+5.185
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4.5.4. Solvency of AFFIN Holdings Bhd.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of AFFIN Holdings Bhd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare AFFIN Holdings Bhd to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.90 means that AFFIN Holdings Bhd assets are financed with 89.9% credit (debt) and the remaining percentage (100% - 89.9%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of AFFIN Holdings Bhd:

  • The MRQ is 0.899. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.897. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.899TTM0.897+0.002
TTM0.897YOY0.893+0.003
TTM0.8975Y0.882+0.015
5Y0.88210Y0.879+0.003
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8990.912-0.013
TTM0.8970.914-0.017
YOY0.8930.331+0.562
3Y0.8900.655+0.235
5Y0.8820.761+0.121
10Y0.8790.845+0.034
4.5.4.2. Debt to Equity Ratio

Measures if AFFIN Holdings Bhd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare AFFIN Holdings Bhd to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 886.8% means that company has RM8.87 debt for each RM1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of AFFIN Holdings Bhd:

  • The MRQ is 8.868. The company is unable to pay all its debts with equity. -1
  • The TTM is 8.702. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ8.868TTM8.702+0.167
TTM8.702YOY8.385+0.317
TTM8.7025Y7.570+1.132
5Y7.57010Y6.398+1.172
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.86810.416-1.548
TTM8.70210.683-1.981
YOY8.3854.228+4.157
3Y8.1687.922+0.246
5Y7.5709.283-1.713
10Y6.39811.348-4.950
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every RM1 in earnings AFFIN Holdings Bhd generates.

  • Above 15 is considered overpriced but always compare AFFIN Holdings Bhd to the Banks - Regional industry mean.
  • A PE ratio of 14.34 means the investor is paying RM14.34 for every RM1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of AFFIN Holdings Bhd:

  • The EOD is 13.579. Based on the earnings, the company is underpriced. +1
  • The MRQ is 14.345. Based on the earnings, the company is underpriced. +1
  • The TTM is 13.342. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD13.579MRQ14.345-0.766
MRQ14.345TTM13.342+1.003
TTM13.342YOY17.912-4.570
TTM13.3425Y5.560+7.782
5Y5.56010Y7.566-2.006
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD13.5794.419+9.160
MRQ14.3453.875+10.470
TTM13.3426.132+7.210
YOY17.9124.741+13.171
3Y12.9265.925+7.001
5Y5.5608.400-2.840
10Y7.5669.118-1.552
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of AFFIN Holdings Bhd:

  • The EOD is 2.564. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 2.708. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 4.022. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD2.564MRQ2.708-0.145
MRQ2.708TTM4.022-1.314
TTM4.022YOY0.330+3.692
TTM4.0225Y1.052+2.970
5Y1.05210Y0.802+0.250
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD2.5640.383+2.181
MRQ2.7080.336+2.372
TTM4.0220.632+3.390
YOY0.330-1.072+1.402
3Y1.1862.007-0.821
5Y1.0520.284+0.768
10Y0.8020.095+0.707
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of AFFIN Holdings Bhd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.60 means the investor is paying RM0.60 for each RM1 in book value.

Let's take a look of the Price to Book Ratio trends of AFFIN Holdings Bhd:

  • The EOD is 0.572. Based on the equity, the company is cheap. +2
  • The MRQ is 0.605. Based on the equity, the company is cheap. +2
  • The TTM is 0.602. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.572MRQ0.605-0.032
MRQ0.605TTM0.602+0.002
TTM0.602YOY0.491+0.111
TTM0.6025Y0.494+0.108
5Y0.49410Y0.534-0.040
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.5720.492+0.080
MRQ0.6050.432+0.173
TTM0.6020.446+0.156
YOY0.4910.149+0.342
3Y0.5220.355+0.167
5Y0.4940.578-0.084
10Y0.5340.801-0.267
4.6.2. Total Gains per Share
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6. Financial Statements




6.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in MYR. All numbers in thousands.

Summary
Total Assets116,180,259
Total Liabilities104,407,138
Total Stockholder Equity11,773,121
 As reported
Total Liabilities 104,407,138
Total Stockholder Equity+ 11,773,121
Total Assets = 116,180,259

Assets

Total Assets116,180,259
Total Current Assets-
Long-term Assets-
Total Current Assets
Cash And Cash Equivalents 5,089,105
Total Current Assets  (as reported)0
Total Current Assets  (calculated)5,089,105
+/- 5,089,105
Long-term Assets
Property Plant Equipment 1,459,721
Long Term Investments 35,394,886
Long-term Assets  (as reported)0
Long-term Assets  (calculated)36,854,607
+/- 36,854,607

Liabilities & Shareholders' Equity

Total Current Liabilities-
Long-term Liabilities-
Total Stockholder Equity11,773,121
Total Current Liabilities
Accounts payable 844,665
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)844,665
+/- 844,665
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 5,464,881
Total Stockholder Equity (as reported)11,773,121
Total Stockholder Equity (calculated)5,464,881
+/- 6,308,240
Other
Capital Stock5,488,544
Common Stock Shares Outstanding 2,533,847
Net Invested Capital 15,671,448
Property Plant and Equipment Gross 1,459,721



6.2. Balance Sheets Structured

Currency in MYR. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312016-03-312015-12-312015-09-302015-06-30
> Total Assets 
64,969,000
64,184,000
67,402,000
69,326,000
76,207,271
76,283,920
72,744,377
68,341,262
67,208,856
67,175,010
69,696,234
69,535,161
70,877,665
74,385,024
76,024,935
78,429,065
83,484,655
86,676,875
86,678,827
90,120,877
94,051,950
100,857,406
102,149,447
105,247,685
107,316,376
108,165,803
112,074,337
111,842,107
116,180,259
116,180,259111,842,107112,074,337108,165,803107,316,376105,247,685102,149,447100,857,40694,051,95090,120,87786,678,82786,676,87583,484,65578,429,06576,024,93574,385,02470,877,66569,535,16169,696,23467,175,01067,208,85668,341,26272,744,37776,283,92076,207,27169,326,00067,402,00064,184,00064,969,000
   > Total Current Assets 
9,597,000
8,142,000
8,961,000
10,927,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,792,298
4,903,601
8,272,600
11,057,372
8,370,753
10,249,273
8,794,262
7,001,006
5,464,859
4,753,690
0
04,753,6905,464,8597,001,0068,794,26210,249,2738,370,75311,057,3728,272,6004,903,6013,792,2980000000000000010,927,0008,961,0008,142,0009,597,000
       Cash And Cash Equivalents 
4,983,000
3,181,000
4,393,000
6,268,000
0
0
12,057,753
6,182,787
6,316,059
8,238,287
8,541,222
5,620,916
6,117,034
8,015,033
7,815,708
7,653,216
6,153,666
4,663,415
3,792,298
4,903,601
6,789,758
9,617,935
6,340,173
8,169,071
6,121,349
4,524,630
5,464,859
4,753,690
5,089,105
5,089,1054,753,6905,464,8594,524,6306,121,3498,169,0716,340,1739,617,9356,789,7584,903,6013,792,2984,663,4156,153,6667,653,2167,815,7088,015,0336,117,0345,620,9168,541,2228,238,2876,316,0596,182,78712,057,753006,268,0004,393,0003,181,0004,983,000
       Short-term Investments 
431,000
465,000
497,000
412,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000000412,000497,000465,000431,000
       Net Receivables 
807,000
945,000
802,000
1,210,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
870,307
820,326
1,482,842
1,439,437
2,030,580
2,080,202
2,672,913
2,476,376
2,513,627
1,927,815
0
01,927,8152,513,6272,476,3762,672,9132,080,2022,030,5801,439,4371,482,842820,326870,307000000000000001,210,000802,000945,000807,000
       Inventory 
8,000
5,000
5,000
5,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
13,358
23,950
23,950
23,950
0
0
0
2,630,879
0
0
0
0002,630,87900023,95023,95023,95013,358000000000000005,0005,0005,0008,000
       Other Current Assets 
2,949,000
3,002,000
2,848,000
2,582,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,917,293
3,995,116
4,265,970
4,170,768
0
0
0
154,503
-2,513,627
-1,927,815
0
0-1,927,815-2,513,627154,5030004,170,7684,265,9703,995,1162,917,293000000000000002,582,0002,848,0003,002,0002,949,000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
82,886,529
629,369
26,309,394
28,982,517
31,548,064
30,401,715
32,772,575
105,549,090
106,609,478
107,088,417
0
0107,088,417106,609,478105,549,09032,772,57530,401,71531,548,06428,982,51726,309,394629,36982,886,529000000000000000000
       Property Plant Equipment 
0
0
0
0
615,073
630,205
677,751
699,576
767,296
798,842
825,750
914,251
973,824
1,032,823
1,047,383
1,112,213
1,193,867
1,251,547
1,331,936
1,364,305
1,408,256
1,434,608
1,461,485
1,437,264
1,514,590
1,543,680
1,512,994
1,433,637
1,459,721
1,459,7211,433,6371,512,9941,543,6801,514,5901,437,2641,461,4851,434,6081,408,2561,364,3051,331,9361,251,5471,193,8671,112,2131,047,3831,032,823973,824914,251825,750798,842767,296699,576677,751630,205615,0730000
       Goodwill 
0
0
1,518,000
0
0
0
0
826,944
0
0
0
826,944
0
0
0
826,944
0
0
0
581,369
0
0
0
581,369
0
0
0
581,369
0
0581,369000581,369000581,369000826,944000826,944000826,94400001,518,00000
       Long Term Investments 
12,912,000
13,274,000
13,944,000
13,401,000
0
0
12,227,858
14,300,352
13,550,857
11,755,329
12,820,804
15,159,764
14,971,588
15,622,200
16,708,255
16,990,538
21,376,921
23,794,524
23,384,685
22,454,716
24,275,220
26,927,107
29,470,964
28,303,771
30,599,150
32,064,247
33,385,754
32,434,494
35,394,886
35,394,88632,434,49433,385,75432,064,24730,599,15028,303,77129,470,96426,927,10724,275,22022,454,71623,384,68523,794,52421,376,92116,990,53816,708,25515,622,20014,971,58815,159,76412,820,80411,755,32913,550,85714,300,35212,227,8580013,401,00013,944,00013,274,00012,912,000
       Intangible Assets 
0
0
0
0
902,106
906,024
909,884
914,693
905,940
898,719
908,811
903,750
897,269
889,299
891,745
895,850
890,453
701,010
621,550
48,000
625,918
620,802
615,615
79,311
658,835
676,713
0
180,727
0
0180,7270676,713658,83579,311615,615620,802625,91848,000621,550701,010890,453895,850891,745889,299897,269903,750908,811898,719905,940914,693909,884906,024902,1060000
       Earning Assets 
0
0
0
0
16,138,943
13,226,249
11,457,689
13,364,233
12,490,674
10,732,926
12,129,237
13,921,314
13,858,469
14,508,681
15,594,874
15,957,989
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000015,957,98915,594,87414,508,68113,858,46913,921,31412,129,23710,732,92612,490,67413,364,23311,457,68913,226,24916,138,9430000
       Other Assets 
0
0
0
0
52,038
42,271
12,106
22,520
97,000
62,370
87,801
112,158
240,824
221,625
257,220
223,344
209,380
1,009,927
53,631,170
84,587,907
59,469,956
60,817,517
62,230,630
64,596,697
65,749,539
-4,384,293
112,074,337
111,842,107
0
0111,842,107112,074,337-4,384,29365,749,53964,596,69762,230,63060,817,51759,469,95684,587,90753,631,1701,009,927209,380223,344257,220221,625240,824112,15887,80162,37097,00022,52012,10642,27152,0380000
> Total Liabilities 
56,793,000
56,050,000
59,075,000
60,778,000
67,163,943
67,051,253
63,324,287
59,004,092
58,033,037
57,716,235
60,113,477
59,968,650
61,630,037
64,895,810
66,472,327
68,540,095
73,484,082
76,579,042
75,730,632
79,492,049
83,231,297
89,900,626
91,149,434
94,138,870
96,105,586
96,862,961
100,553,063
100,240,815
104,407,138
104,407,138100,240,815100,553,06396,862,96196,105,58694,138,87091,149,43489,900,62683,231,29779,492,04975,730,63276,579,04273,484,08268,540,09566,472,32764,895,81061,630,03759,968,65060,113,47757,716,23558,033,03759,004,09263,324,28767,051,25367,163,94360,778,00059,075,00056,050,00056,793,000
   > Total Current Liabilities 
55,235,000
54,690,000
57,272,000
59,317,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
61,901
62,788
316,777
279,295
349,740
272,937
367,824
417,150
0
0
0
000417,150367,824272,937349,740279,295316,77762,78861,9010000000000000059,317,00057,272,00054,690,00055,235,000
       Short-term Debt 
2,388,000
3,417,000
3,603,000
2,841,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000000002,841,0003,603,0003,417,0002,388,000
       Short Long Term Debt 
2,388,000
3,417,000
3,603,000
2,841,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000000002,841,0003,603,0003,417,0002,388,000
       Accounts payable 
53,591,000
51,780,000
54,577,000
57,097,000
0
0
656,549
825,417
642,146
840,764
1,378,503
1,071,697
1,416,314
1,082,535
946,889
1,077,788
948,792
376,898
449,870
401,655
316,777
279,295
349,740
272,937
367,824
417,150
571,570
943,790
844,665
844,665943,790571,570417,150367,824272,937349,740279,295316,777401,655449,870376,898948,7921,077,788946,8891,082,5351,416,3141,071,6971,378,503840,764642,146825,417656,5490057,097,00054,577,00051,780,00053,591,000
       Other Current Liabilities 
118,000
93,000
92,000
80,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-449,870
-401,662
-5
-19
-18
-272,937
-367,824
-417,150
-571,570
-943,790
0
0-943,790-571,570-417,150-367,824-272,937-18-19-5-401,662-449,8700000000000000080,00092,00093,000118,000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
75,668,731
79,429,261
2,586,236
3,081,917
2,591,907
3,355,450
3,380,779
7,481,652
0
0
0
0007,481,6523,380,7793,355,4502,591,9073,081,9172,586,23679,429,26175,668,731000000000000000000
       Long term Debt Total 
0
0
0
0
3,703,857
3,718,031
3,711,169
3,665,793
3,644,738
0
3,639,432
3,446,017
3,408,638
3,425,124
3,363,028
4,009,159
3,434,639
3,437,888
2,949,800
3,653,035
4,259,904
6,762,122
0
0
0
0
0
0
0
00000006,762,1224,259,9043,653,0352,949,8003,437,8883,434,6394,009,1593,363,0283,425,1243,408,6383,446,0173,639,43203,644,7383,665,7933,711,1693,718,0313,703,8570000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,076,472
1,137,742
1,334,736
1,013,033
0
0
0
0
0
0
0
00000001,013,0331,334,7361,137,7421,076,472000000000000000000
> Total Stockholder Equity
0
0
0
0
9,043,328
9,232,667
9,318,357
9,337,170
9,175,819
9,458,775
9,582,757
9,566,511
9,247,628
9,489,214
9,552,608
9,888,970
10,000,573
10,097,833
10,948,195
10,628,828
10,820,653
10,956,780
11,000,013
11,108,815
11,210,790
11,302,842
11,521,274
11,601,292
11,773,121
11,773,12111,601,29211,521,27411,302,84211,210,79011,108,81511,000,01310,956,78010,820,65310,628,82810,948,19510,097,83310,000,5739,888,9709,552,6089,489,2149,247,6289,566,5119,582,7579,458,7759,175,8199,337,1709,318,3579,232,6679,043,3280000
   Retained Earnings 
3,947,000
4,050,000
4,089,000
4,205,000
4,025,702
4,179,281
3,303,194
4,311,602
4,435,171
4,502,570
4,412,267
4,398,004
4,466,941
4,512,087
4,645,289
4,829,308
4,971,817
5,131,077
5,822,440
5,338,575
5,006,452
5,287,189
5,253,436
5,226,324
5,335,379
5,657,718
5,526,581
5,465,488
5,464,881
5,464,8815,465,4885,526,5815,657,7185,335,3795,226,3245,253,4365,287,1895,006,4525,338,5755,822,4405,131,0774,971,8174,829,3084,645,2894,512,0874,466,9414,398,0044,412,2674,502,5704,435,1714,311,6023,303,1944,179,2814,025,7024,205,0004,089,0004,050,0003,947,000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-5,807
44,806
87,651
110,553
104,419
173,686
165,453
156,580
0
0
0
000156,580165,453173,686104,419110,55387,65144,806-5,807000000000000000000
   Capital Surplus 00000000000000000000000000000
   Treasury Stock00000000000000000000000000000



6.3. Balance Sheets

Currency in MYR. All numbers in thousands.




6.4. Cash Flows

Currency in MYR. All numbers in thousands.




6.5. Income Statements

Currency in MYR. All numbers in thousands.


6.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in MYR. All numbers in thousands.

Gross Profit (+$)
totalRevenue2,264,522
Cost of Revenue--
Gross Profit2,264,5222,264,522
 
Operating Income (+$)
Gross Profit2,264,522
Operating Expense-2,264,522
Operating Income-0
 
Operating Expense (+$)
Research Development-
Selling General Administrative137,167
Selling And Marketing Expenses56,258
Operating Expense2,264,522193,425
 
Net Interest Income (+$)
Interest Income3,096,281
Interest Expense-2,175,302
Other Finance Cost-0
Net Interest Income920,979
 
Pretax Income (+$)
Operating Income-
Net Interest Income920,979
Other Non-Operating Income Expenses-
Income Before Tax (EBT)707,736-707,736
EBIT - interestExpense = -2,175,302
707,736
2,685,005
Interest Expense2,175,302
Earnings Before Interest and Taxes (EBIT)-2,883,038
Earnings Before Interest and Taxes (EBITDA)-
 
After tax Income (+$)
Income Before Tax707,736
Tax Provision-198,033
Net Income From Continuing Ops509,703509,703
Net Income509,703
Net Income Applicable To Common Shares-
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses2,264,522
Total Other Income/Expenses Net707,736-920,979
 

Technical Analysis of AFFIN Holdings Bhd
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of AFFIN Holdings Bhd. The general trend of AFFIN Holdings Bhd is NEUTRAL with 0.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine AFFIN Holdings Bhd's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (0.0%) Bearish trend (0.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. AFFIN Holdings Bhd Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of AFFIN Holdings Bhd.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 2.7474 < 2.75 < 2.8231737373737.

The bearish price targets are: 2.49 > 2.2686589958159 > 2.254705785124.

Know someone who trades $5185? Share this with them.👇

AFFIN Holdings Bhd Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of AFFIN Holdings Bhd. The current mas is .

The long score for the Moving Averages is 7/14.
The longshort score for the Moving Averages is 0/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

AFFIN Holdings Bhd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of AFFIN Holdings Bhd. The current macd is 0.01673437.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the AFFIN Holdings Bhd price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for AFFIN Holdings Bhd. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the AFFIN Holdings Bhd price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
AFFIN Holdings Bhd Daily Moving Average Convergence/Divergence (MACD) ChartAFFIN Holdings Bhd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of AFFIN Holdings Bhd. The current adx is 22.41.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy AFFIN Holdings Bhd shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
AFFIN Holdings Bhd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of AFFIN Holdings Bhd. The current sar is 2.54538198.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
AFFIN Holdings Bhd Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of AFFIN Holdings Bhd. The current rsi is 62.57. The current phase is Correction in bear market.

The long score for the Relative Strength Index (RSI) is 3/13.
The longshort score for the Relative Strength Index (RSI) is 2/(-13 +13).

  • Correction in bear market: Extended price decline in a downtrend, significant pullback. Consider reducing exposure, wait for signs of trend reversal.
  • Trending down: The RSI is trending down. -1
AFFIN Holdings Bhd Daily Relative Strength Index (RSI) ChartAFFIN Holdings Bhd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of AFFIN Holdings Bhd. The current phase is Overbought in neutral market.

The long score for the Stochastic Oscillator is 5/6.
The longshort score for the Stochastic Oscillator is 4/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the AFFIN Holdings Bhd price going up in the near term. +2
  • Trending down: The STOCH %K is trending down. -1
AFFIN Holdings Bhd Daily Stochastic Oscillator ChartAFFIN Holdings Bhd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of AFFIN Holdings Bhd. The current cci is 139.71.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
AFFIN Holdings Bhd Daily Commodity Channel Index (CCI) ChartAFFIN Holdings Bhd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of AFFIN Holdings Bhd. The current cmo is 37.33.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
AFFIN Holdings Bhd Daily Chande Momentum Oscillator (CMO) ChartAFFIN Holdings Bhd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of AFFIN Holdings Bhd. The current willr is -10.52631579.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
AFFIN Holdings Bhd Daily Williams %R ChartAFFIN Holdings Bhd Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of AFFIN Holdings Bhd.

AFFIN Holdings Bhd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of AFFIN Holdings Bhd. The current atr is 0.04271158.

AFFIN Holdings Bhd Daily Average True Range (ATR) ChartAFFIN Holdings Bhd Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of AFFIN Holdings Bhd. The current obv is 136,755,166.

AFFIN Holdings Bhd Daily On-Balance Volume (OBV) ChartAFFIN Holdings Bhd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of AFFIN Holdings Bhd. The current mfi is 69.67.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
AFFIN Holdings Bhd Daily Money Flow Index (MFI) ChartAFFIN Holdings Bhd Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for AFFIN Holdings Bhd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-14RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-02-17STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-19STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-02-21STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-02-25STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-26MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-27CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-03WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-04DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-06STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-07CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-10STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-11MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-03-12SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-13STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-17SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-19CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-20MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-21STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-24STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-27DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-09WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-10RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-14ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-15SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-16STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-21WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-23WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-25BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-04-28DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-04-29STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-30CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-08DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-13DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-15WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-16CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-19STOCH LONG EXITThe %K line crosses below the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-05-22STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-05-26STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-28STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-29MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-30MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-06-03DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-04CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-10MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-06-11STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-06-12MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-06-13WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-20STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-25MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-06-30MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-07-01DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-07-02CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-07-04STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-09STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-07-10BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.

6.3. Candlestick Patterns

AFFIN Holdings Bhd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of AFFIN Holdings Bhd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5062.574
Ma 20Greater thanMa 502.571
Ma 50Greater thanMa 1002.613
Ma 100Greater thanMa 2002.600
OpenGreater thanClose2.670
Total3/5 (60.0%)
Penke
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