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Auswide Bank Ltd
Buy, Hold or Sell?

Let's analyze Auswide Bank Ltd together

I guess you are interested in Auswide Bank Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Auswide Bank Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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Quick analysis of Auswide Bank Ltd (30 sec.)










What can you expect buying and holding a share of Auswide Bank Ltd? (30 sec.)

How much money do you get?

How much money do you get?
A$0.44
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$6.30
Expected worth in 1 year
A$7.32
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
A$1.68
Return On Investment
40.3%

For what price can you sell your share?

Current Price per Share
A$4.16
Expected price per share
A$4.05 - A$4.35
How sure are you?
50%
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1. Valuation of Auswide Bank Ltd (5 min.)




Live pricePrice per Share (EOD)

A$4.16

Intrinsic Value Per Share

A$-159.24 - A$-69.40

Total Value Per Share

A$-152.94 - A$-63.10

2. Growth of Auswide Bank Ltd (5 min.)




Is Auswide Bank Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$196.4m$188.5m$7.8m4.0%

How much money is Auswide Bank Ltd making?

Current yearPrevious yearGrowGrow %
Making money$16.7m$17.4m-$711.9k-4.2%
Net Profit Margin12.5%22.1%--

How much money comes from the company's main activities?

3. Financial Health of Auswide Bank Ltd (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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What can you expect buying and holding a share of Auswide Bank Ltd? (5 min.)

Welcome investor! Auswide Bank Ltd's management wants to use your money to grow the business. In return you get a share of Auswide Bank Ltd.

What can you expect buying and holding a share of Auswide Bank Ltd?

First you should know what it really means to hold a share of Auswide Bank Ltd. And how you can make/lose money.

Speculation

The Price per Share of Auswide Bank Ltd is A$4.16. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Auswide Bank Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Auswide Bank Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$6.30. Based on the TTM, the Book Value Change Per Share is A$0.25 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.55 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.17 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Auswide Bank Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps0.368.6%0.368.6%0.379.0%0.327.7%0.266.3%
Usd Book Value Change Per Share0.174.1%0.174.1%0.378.8%0.163.9%0.153.7%
Usd Dividend Per Share0.112.7%0.112.7%0.215.0%0.174.2%0.153.6%
Usd Total Gains Per Share0.286.7%0.286.7%0.5713.8%0.348.1%0.307.3%
Usd Price Per Share3.60-3.60-4.07-3.74-3.63-
Price to Earnings Ratio10.03-10.03-10.87-11.91-14.63-
Price-to-Total Gains Ratio12.87-12.87-7.11-12.02-13.01-
Price to Book Ratio0.86-0.86-1.01-1.00-1.07-
Price-to-Total Gains Ratio12.87-12.87-7.11-12.02-13.01-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share2.78096
Number of shares359
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.110.17
Usd Book Value Change Per Share0.170.16
Usd Total Gains Per Share0.280.34
Gains per Quarter (359 shares)100.52121.22
Gains per Year (359 shares)402.07484.87
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1159243392250235475
2318486794499470960
347673011967497061445
463597315989999411930
579412162000124811762415
695314592402149814112900
7111217032804174716473385
8127119463206199718823870
9142921893608224721174355
10158824324010249623524840

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%25.03.02.083.3%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%27.03.00.090.0%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%30.00.00.0100.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%30.00.00.0100.0%
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Fundamentals of Auswide Bank Ltd

About Auswide Bank Ltd

Auswide Bank Ltd engages in the provision of various personal and business banking products and services in Australia. The company accepts deposits, including call deposits, term deposits, certificates of deposit, and savings accounts, as well as business access, pension, cash management, mortgage offset, and self-managed superannuation fund accounts; and provides loans comprising home, personal, car, and home renovation loans, as well as credit cards and overdrafts. It also offers home and contents, landlord, car, caravan and trailer, boat, and travel insurance products. In addition, the company provides telegraphic money transfer, financial advice, internet and phone banking, and business support services. The company was formerly known as Wide Bay Australia Ltd and changed its name to Auswide Bank Ltd in April 2015. Auswide Bank Ltd was founded in 1966 and is headquartered in Bundaberg, Australia.

Fundamental data was last updated by Penke on 2024-07-08 01:29:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is expensive.
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1.1. Profitability of Auswide Bank Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Auswide Bank Ltd earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare¬†Auswide Bank Ltd to the¬†Banks - Regional industry mean.
  • A Net Profit Margin of 12.5%¬†means that¬†$0.12 for each $1¬†in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Auswide Bank Ltd:

  • The MRQ is 12.5%. The company is making a huge profit. +2
  • The TTM is 12.5%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ12.5%TTM12.5%0.0%
TTM12.5%YOY22.1%-9.6%
TTM12.5%5Y18.4%-5.9%
5Y18.4%10Y20.5%-2.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ12.5%38.5%-26.0%
TTM12.5%29.6%-17.1%
YOY22.1%26.3%-4.2%
5Y18.4%23.6%-5.2%
10Y20.5%20.4%+0.1%
1.1.2. Return on Assets

Shows how efficient Auswide Bank Ltd is using its assets to generate profit.

  • Above 5% is considered healthy¬†but always compare¬†Auswide Bank Ltd to the¬†Banks - Regional industry mean.
  • 0.5% Return on Assets means that¬†Auswide Bank Ltd generated¬†$0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Auswide Bank Ltd:

  • The MRQ is 0.5%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.5%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.5%TTM0.5%0.0%
TTM0.5%YOY0.6%-0.1%
TTM0.5%5Y0.5%0.0%
5Y0.5%10Y0.5%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.5%0.3%+0.2%
TTM0.5%0.2%+0.3%
YOY0.6%0.2%+0.4%
5Y0.5%0.2%+0.3%
10Y0.5%0.2%+0.3%
1.1.3. Return on Equity

Shows how efficient Auswide Bank Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare¬†Auswide Bank Ltd to the¬†Banks - Regional industry mean.
  • 8.5% Return on Equity means Auswide Bank Ltd generated $0.09¬†for each¬†$1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Auswide Bank Ltd:

  • The MRQ is 8.5%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 8.5%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ8.5%TTM8.5%0.0%
TTM8.5%YOY9.3%-0.7%
TTM8.5%5Y8.4%+0.1%
5Y8.4%10Y7.6%+0.8%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.5%3.1%+5.4%
TTM8.5%2.5%+6.0%
YOY9.3%2.7%+6.6%
5Y8.4%2.5%+5.9%
10Y7.6%2.8%+4.8%
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1.2. Operating Efficiency of Auswide Bank Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Auswide Bank Ltd is operating .

  • Measures how much profit Auswide Bank Ltd makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare¬†Auswide Bank Ltd to the¬†Banks - Regional industry mean.
  • An Operating Margin of -2.4%¬†means the company generated $-0.02 ¬†for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Auswide Bank Ltd:

  • The MRQ is -2.4%. The company is operating very inefficient. -2
  • The TTM is -2.4%. The company is operating very inefficient. -2
Trends
Current periodCompared to+/- 
MRQ-2.4%TTM-2.4%0.0%
TTM-2.4%YOY-3.4%+1.0%
TTM-2.4%5Y4.3%-6.7%
5Y4.3%10Y18.2%-13.9%
1.2.2. Operating Ratio

Measures how efficient Auswide Bank Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to¬†Banks - Regional industry mean).
  • An Operation Ratio of 0.17 means that the operating costs are $0.17 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Auswide Bank Ltd:

  • The MRQ is 0.166. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.166. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.166TTM0.1660.000
TTM0.166YOY0.247-0.081
TTM0.1665Y0.292-0.125
5Y0.29210Y0.486-0.194
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1.3. Liquidity of Auswide Bank Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Auswide Bank Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to¬†Banks - Regional industry mean).
  • A Current Ratio of 0.10¬†means the company has $0.10 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Auswide Bank Ltd:

  • The MRQ is 0.104. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.104. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.104TTM0.1040.000
TTM0.104YOY0.092+0.012
TTM0.1045Y1.078-0.975
5Y1.07810Y2.605-1.527
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.1040.124-0.020
YOY0.0920.167-0.075
5Y1.0780.207+0.871
10Y2.6050.131+2.474
1.3.2. Quick Ratio

Measures if Auswide Bank Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but¬†always compare¬†Auswide Bank Ltd to the¬†Banks - Regional industry mean.
  • A Quick Ratio of 0.12¬†means the company can pay off $0.12 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Auswide Bank Ltd:

  • The MRQ is 0.121. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.121. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.121TTM0.1210.000
TTM0.121YOY0.109+0.012
TTM0.1215Y1.803-1.682
5Y1.80310Y4.479-2.676
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1.4. Solvency of Auswide Bank Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Auswide Bank Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare¬†Auswide Bank Ltd to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.94¬†means that Auswide Bank Ltd assets are¬†financed with 94.2% credit (debt) and the remaining percentage (100% - 94.2%)¬†is financed by its owners/shareholders.¬†

Let's take a look of the Debt to Asset Ratio trends of Auswide Bank Ltd:

  • The MRQ is 0.942. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.942. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.942TTM0.9420.000
TTM0.942YOY0.937+0.005
TTM0.9425Y0.938+0.004
5Y0.93810Y0.933+0.004
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9420.915+0.027
TTM0.9420.916+0.026
YOY0.9370.918+0.019
5Y0.9380.919+0.019
10Y0.9330.926+0.007
1.4.2. Debt to Equity Ratio

Measures if Auswide Bank Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but¬†always compare¬†Auswide Bank Ltd to the¬†Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,621.6% means that company has $16.22 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Auswide Bank Ltd:

  • The MRQ is 16.216. The company is unable to pay all its debts with equity. -1
  • The TTM is 16.216. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ16.216TTM16.2160.000
TTM16.216YOY14.970+1.246
TTM16.2165Y15.033+1.184
5Y15.03310Y14.030+1.003
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ16.21610.799+5.417
TTM16.21610.909+5.307
YOY14.97011.266+3.704
5Y15.03311.324+3.709
10Y14.03012.886+1.144
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2. Market Valuation of Auswide Bank Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Auswide Bank Ltd generates.

  • Above 15 is considered overpriced but¬†always compare¬†Auswide Bank Ltd to the¬†Banks - Regional industry mean.
  • A PE ratio of 10.03 means the investor is paying $10.03¬†for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Auswide Bank Ltd:

  • The EOD is 7.739. Based on the earnings, the company is underpriced. +1
  • The MRQ is 10.027. Based on the earnings, the company is underpriced. +1
  • The TTM is 10.027. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD7.739MRQ10.027-2.288
MRQ10.027TTM10.0270.000
TTM10.027YOY10.867-0.840
TTM10.0275Y11.905-1.879
5Y11.90510Y14.627-2.721
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD7.7393.369+4.370
MRQ10.0273.418+6.609
TTM10.0274.741+5.286
YOY10.8676.901+3.966
5Y11.9059.496+2.409
10Y14.6279.770+4.857
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Auswide Bank Ltd:

  • The EOD is -0.379. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -0.491. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -0.491. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-0.379MRQ-0.491+0.112
MRQ-0.491TTM-0.4910.000
TTM-0.491YOY-1.247+0.756
TTM-0.4915Y0.479-0.970
5Y0.47910Y8.179-7.700
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-0.379-2.327+1.948
MRQ-0.491-2.360+1.869
TTM-0.491-1.072+0.581
YOY-1.2476.461-7.708
5Y0.4790.248+0.231
10Y8.1790.032+8.147
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2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Auswide Bank Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy¬†(always compare to Banks - Regional industry mean).
  • A PB ratio of 0.86 means the investor is paying $0.86¬†for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Auswide Bank Ltd:

  • The EOD is 0.660. Based on the equity, the company is cheap. +2
  • The MRQ is 0.855. Based on the equity, the company is cheap. +2
  • The TTM is 0.855. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.660MRQ0.855-0.195
MRQ0.855TTM0.8550.000
TTM0.855YOY1.007-0.152
TTM0.8555Y0.995-0.140
5Y0.99510Y1.074-0.078
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.6600.414+0.246
MRQ0.8550.420+0.435
TTM0.8550.439+0.416
YOY1.0070.594+0.413
5Y0.9950.763+0.232
10Y1.0740.991+0.083
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Auswide Bank Ltd.

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4. Summary

4.1. Key Performance Indicators

The key performance indicators of Auswide Bank Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.2530.2530%0.547-54%0.245+3%0.229+10%
Book Value Per Share--6.3026.3020%6.049+4%5.632+12%5.117+23%
Current Ratio--0.1040.1040%0.092+13%1.078-90%2.605-96%
Debt To Asset Ratio--0.9420.9420%0.937+0%0.938+0%0.933+1%
Debt To Equity Ratio--16.21616.2160%14.970+8%15.033+8%14.030+16%
Dividend Per Share--0.1650.1650%0.309-46%0.260-36%0.222-26%
Eps--0.5380.5380%0.560-4%0.476+13%0.393+37%
Free Cash Flow Per Share---10.969-10.9690%-4.884-55%-4.922-55%-2.248-80%
Free Cash Flow To Equity Per Share---7.740-7.7400%-4.423-43%-2.843-63%0.131-5988%
Gross Profit Margin---0.273-0.2730%-0.086-68%-0.282+3%-0.333+22%
Intrinsic Value_10Y_max---69.399--------
Intrinsic Value_10Y_min---159.240--------
Intrinsic Value_1Y_max---3.270--------
Intrinsic Value_1Y_min---9.799--------
Intrinsic Value_3Y_max---12.632--------
Intrinsic Value_3Y_min---34.949--------
Intrinsic Value_5Y_max---25.380--------
Intrinsic Value_5Y_min---65.944--------
Market Cap193984544.000-30%251340551.000251340551.0000%283982181.000-11%260573469.200-4%253392310.600-1%
Net Profit Margin--0.1250.1250%0.221-43%0.184-32%0.205-39%
Operating Margin---0.024-0.0240%-0.034+40%0.043-156%0.182-113%
Operating Ratio--0.1660.1660%0.247-33%0.292-43%0.486-66%
Pb Ratio0.660-30%0.8550.8550%1.007-15%0.995-14%1.074-20%
Pe Ratio7.739-30%10.02710.0270%10.867-8%11.905-16%14.627-31%
Price Per Share4.160-30%5.3905.3900%6.090-11%5.588-4%5.434-1%
Price To Free Cash Flow Ratio-0.379+23%-0.491-0.4910%-1.247+154%0.479-203%8.179-106%
Price To Total Gains Ratio9.932-30%12.86912.8690%7.114+81%12.020+7%13.006-1%
Quick Ratio--0.1210.1210%0.109+11%1.803-93%4.479-97%
Return On Assets--0.0050.0050%0.006-15%0.005-6%0.005-1%
Return On Equity--0.0850.0850%0.093-8%0.084+1%0.076+13%
Total Gains Per Share--0.4190.4190%0.856-51%0.505-17%0.451-7%
Usd Book Value--196457443.000196457443.0000%188558447.000+4%175549704.266+12%159509804.244+23%
Usd Book Value Change Per Share--0.1690.1690%0.366-54%0.164+3%0.153+10%
Usd Book Value Per Share--4.2134.2130%4.044+4%3.765+12%3.421+23%
Usd Dividend Per Share--0.1110.1110%0.206-46%0.174-36%0.148-26%
Usd Eps--0.3590.3590%0.375-4%0.318+13%0.263+37%
Usd Free Cash Flow---341931065.000-341931065.0000%-152234831.000-55%-153427167.600-55%-70064059.691-80%
Usd Free Cash Flow Per Share---7.333-7.3330%-3.265-55%-3.290-55%-1.503-80%
Usd Free Cash Flow To Equity Per Share---5.175-5.1750%-2.957-43%-1.900-63%0.088-5988%
Usd Market Cap129678667.664-30%168021158.344168021158.3440%189842087.999-11%174193364.160-4%169392759.636-1%
Usd Price Per Share2.781-30%3.6033.6030%4.071-11%3.736-4%3.633-1%
Usd Profit--16757289.50016757289.5000%17469242.000-4%14848588.300+13%12241408.351+37%
Usd Revenue--134304324.000134304324.0000%79120317.500+70%86682389.500+55%64615387.736+108%
Usd Total Gains Per Share--0.2800.2800%0.572-51%0.338-17%0.302-7%
 EOD+3 -5MRQTTM+0 -0YOY+12 -245Y+17 -1910Y+16 -20

4.2. Fundamental Score

Let's check the fundamental score of Auswide Bank Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-157.739
Price to Book Ratio (EOD)Between0-10.660
Net Profit Margin (MRQ)Greater than00.125
Operating Margin (MRQ)Greater than0-0.024
Quick Ratio (MRQ)Greater than10.121
Current Ratio (MRQ)Greater than10.104
Debt to Asset Ratio (MRQ)Less than10.942
Debt to Equity Ratio (MRQ)Less than116.216
Return on Equity (MRQ)Greater than0.150.085
Return on Assets (MRQ)Greater than0.050.005
Total4/10 (40.0%)

4.3. Technical Score

Let's check the technical score of Auswide Bank Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5065.586
Ma 20Greater thanMa 503.909
Ma 50Greater thanMa 1003.935
Ma 100Greater thanMa 2004.160
OpenGreater thanClose4.150
Total1/5 (20.0%)



Latest Balance Sheet

Balance Sheet of 2023-06-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets5,059,537
Total Liabilities4,765,659
Total Stockholder Equity293,878
 As reported
Total Liabilities 4,765,659
Total Stockholder Equity+ 293,878
Total Assets = 5,059,537

Assets

Total Assets5,059,537
Total Current Assets217,102
Long-term Assets4,842,435
Total Current Assets
Cash And Cash Equivalents 203,247
Short-term Investments 49,906
Total Current Assets  (as reported)217,102
Total Current Assets  (calculated)253,153
+/- 36,051
Long-term Assets
Property Plant Equipment 18,914
Goodwill 46,363
Long Term Investments 50,476
Intangible Assets 49,338
Other Assets 4,788,038
Long-term Assets  (as reported)4,842,435
Long-term Assets  (calculated)4,953,129
+/- 110,694

Liabilities & Shareholders' Equity

Total Current Liabilities2,090,899
Long-term Liabilities2,674,760
Total Stockholder Equity293,878
Total Current Liabilities
Short-term Debt 11,852
Short Long Term Debt 866,768
Accounts payable 2,422
Other Current Liabilities 2,076,625
Total Current Liabilities  (as reported)2,090,899
Total Current Liabilities  (calculated)2,957,667
+/- 866,768
Long-term Liabilities
Long term Debt Total 675,743
Long term Debt 42,000
Other Liabilities 9,912
Long-term Liabilities  (as reported)2,674,760
Long-term Liabilities  (calculated)727,655
+/- 1,947,105
Total Stockholder Equity
Common Stock212,135
Retained Earnings 59,789
Accumulated Other Comprehensive Income 22,271
Other Stockholders Equity -317
Total Stockholder Equity (as reported)293,878
Total Stockholder Equity (calculated)293,878
+/-0
Other
Capital Stock211,818
Cash and Short Term Investments 203,247
Common Stock Shares Outstanding 45,055
Liabilities and Stockholders Equity 5,059,537
Net Debt 484,348
Net Invested Capital 1,202,646
Net Tangible Assets 244,540
Net Working Capital -1,873,797
Property Plant and Equipment Gross 18,914
Short Long Term Debt Total 687,595



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2023-06-302022-06-302021-06-302020-06-302019-06-302018-06-302017-06-302016-06-302015-06-302014-06-302013-06-302012-06-302011-06-302010-06-302009-06-302008-06-302007-06-302006-06-302005-06-302004-06-302003-06-302002-06-302001-06-302000-06-301999-06-301998-06-301997-06-301996-06-301995-06-301994-06-30
> Total Assets 
372,283
413,197
463,309
589,021
635,319
741,306
923,885
582,932
617,561
767,799
841,893
889,986
1,645,120
1,731,420
2,277,706
2,478,096
2,724,911
2,708,893
2,696,595
2,672,381
2,634,195
2,717,024
3,072,411
3,289,978
3,349,615
3,603,402
3,790,042
4,158,525
4,504,563
5,059,537
5,059,5374,504,5634,158,5253,790,0423,603,4023,349,6153,289,9783,072,4112,717,0242,634,1952,672,3812,696,5952,708,8932,724,9112,478,0962,277,7061,731,4201,645,120889,986841,893767,799617,561582,932923,885741,306635,319589,021463,309413,197372,283
   > Total Current Assets 
55,155
34,418
67,404
516,635
25,810
113,098
120,637
150,419
219,652
144,915
133,946
54,174
188,672
126,757
2,207,194
2,406,380
2,538,600
2,516,406
2,523,190
2,518,712
63,604
29,004
48,457
97,069
69,279
89,765
133,302
132,398
197,863
217,102
217,102197,863132,398133,30289,76569,27997,06948,45729,00463,6042,518,7122,523,1902,516,4062,538,6002,406,3802,207,194126,757188,67254,174133,946144,915219,652150,419120,637113,09825,810516,63567,40434,41855,155
       Cash And Cash Equivalents 
55,105
34,418
7,097
8,135
13,130
7,925
8,809
14,317
26,728
35,062
31,898
45,361
62,756
52,357
92,820
115,596
199,742
191,348
239,050
234,716
63,604
29,004
48,457
97,069
69,279
89,765
106,478
112,627
178,537
203,247
203,247178,537112,627106,47889,76569,27997,06948,45729,00463,604234,716239,050191,348199,742115,59692,82052,35762,75645,36131,89835,06226,72814,3178,8097,92513,1308,1357,09734,41855,105
       Short-term Investments 
50
0
60,307
117,676
63,866
90,993
111,327
126,276
185,144
3,021
142
142
164
164
350
352
116,414
123,186
106,689
94,654
76,309
54,367
19,848
24,065
18,226
61,232
85,871
58,656
44,619
49,906
49,90644,61958,65685,87161,23218,22624,06519,84854,36776,30994,654106,689123,186116,4143523501641641421423,021185,144126,276111,32790,99363,866117,67660,307050
       Net Receivables 
0
0
0
436,780
12,680
13,899
501
7,005
5,940
7,506
12,346
8,672
125,736
74,236
88,873
130,832
72,304
33,954
38,872
35,313
11,662
5,924
12,818
6,735
5,298
1,575
3,344
0
11,773
0
011,77303,3441,5755,2986,73512,8185,92411,66235,31338,87233,95472,304130,83288,87374,236125,7368,67212,3467,5065,9407,00550113,89912,680436,780000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,025,151
2,159,601
2,150,141
2,167,918
2,138,579
2,154,029
2,240,060
2,345,084
110,784
146,844
109,952
135,348
133,302
132,398
197,863
217,102
217,102197,863132,398133,302135,348109,952146,844110,7842,345,0842,240,0602,154,0292,138,5792,167,9182,150,1412,159,6012,025,15100000000000000
   > Long-term Assets 
4,281
16,499
76,949
138,690
76,928
103,622
125,716
140,665
199,386
199,852
153,849
147,928
23,624
27,361
70,511
71,716
186,311
192,487
173,405
153,669
60,128
60,004
64,626
71,516
63,895
62,489
3,656,740
4,026,127
4,306,700
4,842,435
4,842,4354,306,7004,026,1273,656,74062,48963,89571,51664,62660,00460,128153,669173,405192,487186,31171,71670,51127,36123,624147,928153,849199,852199,386140,665125,716103,62276,928138,69076,94916,4994,281
       Property Plant Equipment 
4,231
16,499
16,643
18,645
13,062
12,629
12,610
12,615
12,487
11,155
11,300
11,787
17,157
17,334
21,892
22,177
20,510
19,772
17,170
16,958
18,071
16,124
15,544
14,606
15,576
14,363
21,394
21,315
20,648
18,914
18,91420,64821,31521,39414,36315,57614,60615,54416,12418,07116,95817,17019,77220,51022,17721,89217,33417,15711,78711,30011,15512,48712,61512,61012,62913,06218,64516,64316,4994,231
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
41,310
42,057
42,057
42,057
42,057
42,057
42,057
42,057
46,363
48,975
46,363
46,363
46,363
46,363
46,363
46,363
46,36346,36346,36346,36346,36346,36348,97546,36342,05742,05742,05742,05742,05742,05742,05741,31000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
70,818
51,256
25,634
39,577
45,259
61,635
86,332
59,134
45,115
50,476
50,47645,11559,13486,33261,63545,25939,57725,63451,25670,81800000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
41,310
42,057
42,057
42,057
42,057
42,057
42,057
1,822
2,719
7,935
1,956
1,763
47,561
47,846
49,202
49,338
49,33849,20247,84647,5611,7631,9567,9352,7191,82242,05742,05742,05742,05742,05742,05741,31000000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
277,661
279,597
383,257
305,997
381,903
423,838
467,171
0
0
00467,171423,838381,903305,997383,257279,597277,661000000000000000000000
       Long-term Assets Other 
-4,281
-16,499
-76,949
-138,690
-76,928
-103,622
-125,716
-140,665
-199,386
-199,852
-153,849
-147,928
-23,624
-27,361
-7,310
-7,482
-123,744
-130,658
-114,179
-94,654
-76,309
-54,367
-31,075
-44,833
-4,634
-5,541
3,534,979
3,904,980
3,366
3,315
3,3153,3663,904,9803,534,979-5,541-4,634-44,833-31,075-54,367-76,309-94,654-114,179-130,658-123,744-7,482-7,310-27,361-23,624-147,928-153,849-199,852-199,386-140,665-125,716-103,622-76,928-138,690-76,949-16,499-4,281
> Total Liabilities 
352,614
390,989
435,511
563,240
607,532
711,408
884,775
540,773
540,756
687,873
762,087
807,328
1,556,764
1,638,903
2,137,678
2,327,118
2,564,324
2,514,197
2,497,972
2,485,459
2,438,217
2,517,033
2,855,756
3,066,270
3,112,873
3,364,905
3,548,004
3,901,988
4,222,501
4,765,659
4,765,6594,222,5013,901,9883,548,0043,364,9053,112,8733,066,2702,855,7562,517,0332,438,2172,485,4592,497,9722,514,1972,564,3242,327,1182,137,6781,638,9031,556,764807,328762,087687,873540,756540,773884,775711,408607,532563,240435,511390,989352,614
   > Total Current Liabilities 
50
0
60,307
166,671
226,901
90,993
509,701
129,254
187,719
3,599
23,299
4,026
751,587
761,159
967,114
809,482
925,329
996,726
825,543
726,651
15,170
17,378
16,439
13,253
15,305
17,783
1,622,898
1,985,985
2,158,374
2,090,899
2,090,8992,158,3741,985,9851,622,89817,78315,30513,25316,43917,37815,170726,651825,543996,726925,329809,482967,114761,159751,5874,02623,2993,599187,719129,254509,70190,993226,901166,67160,307050
       Short-term Debt 
50
0
60,307
2,237
226,901
282,011
111,327
55,000
44,000
102,347
89,702
142
747,079
758,389
947,998
790,456
903,601
971,803
798,597
701,603
634,130
603,658
75,000
100,000
81,000
118,500
229,095
205,214
9,021
11,852
11,8529,021205,214229,095118,50081,000100,00075,000603,658634,130701,603798,597971,803903,601790,456947,998758,389747,07914289,702102,34744,00055,000111,327282,011226,9012,23760,307050
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
662,130
631,658
613,821
955,292
688,166
608,912
601,524
649,520
721,567
866,768
866,768721,567649,520601,524608,912688,166955,292613,821631,658662,13000000000000000000000
       Accounts payable 
0
0
0
94,951
0
0
398,374
2,979
2,575
3,599
23,299
4,026
4,508
2,770
19,117
19,026
21,728
24,923
26,946
25,048
15,876
18,761
4,687
3,235
2,579
7,272
2,881
2,966
3,012
2,422
2,4223,0122,9662,8817,2722,5793,2354,68718,76115,87625,04826,94624,92321,72819,02619,1172,7704,5084,02623,2993,5992,5752,979398,3740094,951000
       Other Current Liabilities 
0
0
0
69,483
-226,901
-191,018
0
71,276
141,144
-3,599
-23,299
-4,026
0
0
0
0
0
0
0
0
-634,836
-605,040
-63,248
-89,982
777,109
911,300
1,390,922
1,777,805
2,146,341
2,076,625
2,076,6252,146,3411,777,8051,390,922911,300777,109-89,982-63,248-605,040-634,83600000000-4,026-23,299-3,599141,14471,2760-191,018-226,90169,483000
   > Long-term Liabilities 
50,356
69,841
85,224
81,889
35,900
25,000
25,000
25,000
14,000
5,000
10,000
10,000
10,000
10,000
20,000
25,000
25,000
38,000
28,000
28,000
662,130
631,658
716,821
836,020
569,326
454,270
1,925,106
1,916,003
2,064,127
2,674,760
2,674,7602,064,1271,916,0031,925,106454,270569,326836,020716,821631,658662,13028,00028,00038,00025,00025,00020,00010,00010,00010,00010,0005,00014,00025,00025,00025,00035,90081,88985,22469,84150,356
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
631,658
641,821
736,020
635,166
518,412
503,624
530,157
567,019
675,743
675,743567,019530,157503,624518,412635,166736,020641,821631,658000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
4,760
10,560
10,559
10,396
22,211
17,594
16,647
31,448
30,516
38,156
37,945
40,328
38,319
40,035
26,638
12,316
9,319
7,936
12,943
17,501
5,282
1,705
40,979
9,912
9,91240,9791,7055,28217,50112,9437,9369,31912,31626,63840,03538,31940,32837,94538,15630,51631,44816,64717,59422,21110,39610,55910,5604,760000000
> Total Stockholder Equity
19,669
22,208
27,790
25,744
27,781
29,842
39,106
42,112
77,113
80,286
80,225
83,115
88,778
92,911
140,482
151,415
161,057
195,221
199,122
186,992
196,049
199,990
216,655
222,417
236,742
238,497
242,038
256,537
282,062
293,878
293,878282,062256,537242,038238,497236,742222,417216,655199,990196,049186,992199,122195,221161,057151,415140,48292,91188,77883,11580,22580,28677,11342,11239,10629,84227,78125,74427,79022,20819,669
   Common Stock
3,719
3,970
3,986
4,080
4,220
4,338
23,559
23,916
24,381
25,082
57,346
57,918
58,696
27,877
105,931
117,814
124,648
156,384
161,810
162,377
163,551
166,637
182,629
184,752
191,612
191,936
193,392
196,055
200,366
212,135
212,135200,366196,055193,392191,936191,612184,752182,629166,637163,551162,377161,810156,384124,648117,814105,93127,87758,69657,91857,34625,08224,38123,91623,5594,3384,2204,0803,9863,9703,719
   Retained Earnings 
1,986
2,427
2,862
3,370
3,730
4,338
4,840
5,075
6,620
10,201
10,964
13,590
15,602
18,726
19,612
17,733
20,542
22,802
22,868
10,113
28,913
30,434
31,566
34,585
40,796
42,316
34,346
45,823
53,843
59,789
59,78953,84345,82334,34642,31640,79634,58531,56630,43428,91310,11322,86822,80220,54217,73319,61218,72615,60213,59010,96410,2016,6205,0754,8404,3383,7303,3702,8622,4271,986
   Capital Surplus 000000000000000000000000000000
   Treasury Stock000000000000000000000000000000
   Other Stockholders Equity 
13,964
15,811
5,000
1
0
-1
18,375
0
0
54,578
-31,744
11,149
-31,744
31,827
30,224
32,926
34,583
36,177
35,967
37,537
-10,898
-10,898
-10,898
-10,898
-10,898
-10,898
-131
-837
-582
-317
-317-582-837-131-10,898-10,898-10,898-10,898-10,898-10,89837,53735,96736,17734,58332,92630,22431,827-31,74411,149-31,74454,5780018,375-1015,00015,81113,964



Balance Sheet

Currency in AUD. All numbers in thousands.