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ALKT (Alkami) Stock Analysis
Buy, Hold or Sell?

Let's analyze Alkami together

I guess you are interested in Alkami Technology Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • πŸ“Š Fundamental Analysis (FA) – Alkami’s Financial Insights
  • πŸ“ˆ Technical Analysis (TA) – Alkami’s Price Targets

I'm going to help you getting a better view of Alkami Technology Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Alkami (30 sec.)










1.2. What can you expect buying and holding a share of Alkami? (30 sec.)

How much money do you get?

How much money do you get?
$0.00
When do you have the money?
1 year
How often do you get paid?
42.3%

What is your share worth?

Current worth
$3.24
Expected worth in 1 year
$3.35
How sure are you?
50.0%

+ What do you gain per year?

Total Gains per Share
$0.11
Return On Investment
0.4%

For what price can you sell your share?

Current Price per Share
$28.98
Expected price per share
$25.29 - $31.66
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Alkami (5 min.)




Live pricePrice per Share (EOD)
$28.98
Intrinsic Value Per Share
$0.40 - $0.56
Total Value Per Share
$3.65 - $3.80

2.2. Growth of Alkami (5 min.)




Is Alkami growing?

Current yearPrevious yearGrowGrow %
How rich?$334m$323m$16.1m4.8%

How much money is Alkami making?

Current yearPrevious yearGrowGrow %
Making money-$9.3m-$14.3m$5m54.2%
Net Profit Margin-10.6%-20.7%--

How much money comes from the company's main activities?

2.3. Financial Health of Alkami (5 min.)




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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Alkami?

Welcome investor! Alkami's management wants to use your money to grow the business. In return you get a share of Alkami.

First you should know what it really means to hold a share of Alkami. And how you can make/lose money.

Speculation

The Price per Share of Alkami is $28.98. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Alkami.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Alkami, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $3.24. Based on the TTM, the Book Value Change Per Share is $0.03 per quarter. Based on the YOY, the Book Value Change Per Share is $-0.01 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Alkami.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps-0.08-0.3%-0.09-0.3%-0.14-0.5%-0.13-0.4%-0.13-0.4%-0.12-0.4%
Usd Book Value Change Per Share-0.22-0.8%0.030.1%-0.010.0%-0.010.0%0.140.5%0.120.4%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.000.0%0.020.1%0.010.0%
Usd Total Gains Per Share-0.22-0.8%0.030.1%-0.010.0%0.000.0%0.160.5%0.140.5%
Usd Price Per Share26.25-30.74-20.86-21.88-17.86-13.74-
Price to Earnings Ratio-86.50--88.92--39.64--53.92--42.53--32.72-
Price-to-Total Gains Ratio-117.65-264.84--1,010.47--284.42--423.31--423.31-
Price to Book Ratio8.10-9.31-6.65-6.78-5.47-4.21-
Price-to-Total Gains Ratio-117.65-264.84--1,010.47--284.42--423.31--423.31-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share28.98
Number of shares34
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.02
Usd Book Value Change Per Share0.030.14
Usd Total Gains Per Share0.030.16
Gains per Quarter (34 shares)0.925.30
Gains per Year (34 shares)3.6821.21
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
104-621911
207-243832
3011265753
4015687674
501810119595
60221413114116
70261815134137
80292217153158
90332619172179
100373021191200

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share0.04.00.00.0%0.012.00.00.0%0.020.00.00.0%0.026.00.00.0%0.026.00.00.0%
Book Value Change Per Share3.01.00.075.0%5.07.00.041.7%7.011.02.035.0%9.011.06.034.6%9.011.06.034.6%
Dividend per Share0.00.04.00.0%4.00.08.033.3%10.00.010.050.0%11.00.015.042.3%11.00.015.042.3%
Total Gains per Share3.01.00.075.0%5.07.00.041.7%10.010.00.050.0%13.010.03.050.0%13.010.03.050.0%
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3.2. Key Performance Indicators

The key performance indicators of Alkami Technology Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.2230.027-926%-0.013-94%-0.007-97%0.140-259%0.125-279%
Book Value Per Share--3.2433.292-2%3.135+3%3.215+1%2.814+15%2.203+47%
Current Ratio--2.7533.430-20%4.324-36%4.650-41%6.655-59%5.808-53%
Debt To Asset Ratio--0.6010.293+105%0.264+128%0.292+106%0.273+120%0.343+75%
Debt To Equity Ratio--1.5060.553+172%0.368+309%0.463+225%0.410+268%0.361+317%
Dividend Per Share----0%0.003-100%0.002-100%0.016-100%0.014-100%
Enterprise Value--2296455000.0003080499250.000-25%2163461650.000+6%2245561700.000+2%2350943050.000-2%2350943050.000-2%
Eps---0.076-0.090+19%-0.139+84%-0.127+67%-0.128+68%-0.123+62%
Ev To Ebitda Ratio---37.290-108.436+191%-56.357+51%-84.637+127%-78.934+112%-78.934+112%
Ev To Sales Ratio--5.8688.743-33%7.657-23%7.748-24%10.002-41%10.002-41%
Free Cash Flow Per Share---0.0600.013-563%-0.033-45%-0.042-30%-0.058-4%-0.070+17%
Free Cash Flow To Equity Per Share--3.4580.932+271%-0.255+107%0.239+1349%0.307+1025%0.248+1295%
Gross Profit Margin--3.2902.774+19%1.924+71%2.188+50%1.901+73%1.779+85%
Intrinsic Value_10Y_max--0.559----------
Intrinsic Value_10Y_min--0.403----------
Intrinsic Value_1Y_max---0.136----------
Intrinsic Value_1Y_min---0.133----------
Intrinsic Value_3Y_max---0.261----------
Intrinsic Value_3Y_min---0.252----------
Intrinsic Value_5Y_max---0.211----------
Intrinsic Value_5Y_min---0.208----------
Market Cap2985519600.000+9%2704275000.0003166577250.000-15%2148739650.000+26%2254163450.000+20%1840400790.000+47%1415692915.385+91%
Net Profit Margin---0.080-0.106+33%-0.207+159%-0.200+150%-0.266+233%-0.327+309%
Operating Margin---0.163-0.125-23%-0.186+14%-0.192+18%-0.258+59%-0.316+95%
Operating Ratio--1.1571.132+2%1.212-5%1.226-6%1.248-7%1.308-12%
Pb Ratio8.938+9%8.0969.311-13%6.649+22%6.776+19%5.472+48%4.209+92%
Pe Ratio-95.494-10%-86.498-88.921+3%-39.641-54%-53.915-38%-42.530-51%-32.715-62%
Price Per Share28.980+9%26.25030.738-15%20.858+26%21.881+20%17.865+47%13.742+91%
Price To Free Cash Flow Ratio-121.382-10%-109.948-69.133-37%-183.101+67%-96.982-12%-71.849-35%-55.268-50%
Price To Total Gains Ratio-129.884-10%-117.649264.839-144%-1010.475+759%-284.418+142%-423.307+260%-423.307+260%
Quick Ratio--2.7773.449-19%5.579-50%5.730-52%6.439-57%5.357-48%
Return On Assets---0.009-0.020+113%-0.032+246%-0.028+200%-0.050+438%-0.175+1775%
Return On Equity---0.023-0.028+18%-0.044+90%-0.040+69%-0.069+197%-0.080+243%
Total Gains Per Share---0.2230.027-926%-0.009-96%-0.005-98%0.156-243%0.139-261%
Usd Book Value--334044000.000339190500.000-2%323006500.000+3%331198333.333+1%289855150.000+15%226985230.769+47%
Usd Book Value Change Per Share---0.2230.027-926%-0.013-94%-0.007-97%0.140-259%0.125-279%
Usd Book Value Per Share--3.2433.292-2%3.135+3%3.215+1%2.814+15%2.203+47%
Usd Dividend Per Share----0%0.003-100%0.002-100%0.016-100%0.014-100%
Usd Enterprise Value--2296455000.0003080499250.000-25%2163461650.000+6%2245561700.000+2%2350943050.000-2%2350943050.000-2%
Usd Eps---0.076-0.090+19%-0.139+84%-0.127+67%-0.128+68%-0.123+62%
Usd Free Cash Flow---6149000.0001327750.000-563%-3381750.000-45%-4321500.000-30%-5932700.000-4%-7211000.000+17%
Usd Free Cash Flow Per Share---0.0600.013-563%-0.033-45%-0.042-30%-0.058-4%-0.070+17%
Usd Free Cash Flow To Equity Per Share--3.4580.932+271%-0.255+107%0.239+1349%0.307+1025%0.248+1295%
Usd Market Cap2985519600.000+9%2704275000.0003166577250.000-15%2148739650.000+26%2254163450.000+20%1840400790.000+47%1415692915.385+91%
Usd Price Per Share28.980+9%26.25030.738-15%20.858+26%21.881+20%17.865+47%13.742+91%
Usd Profit---7816000.000-9304500.000+19%-14345750.000+84%-13063166.667+67%-12904300.000+65%-12424951.923+59%
Usd Revenue--97835000.00088889250.000+10%70240500.000+39%71332916.667+37%57093800.000+71%48717788.462+101%
Usd Total Gains Per Share---0.2230.027-926%-0.009-96%-0.005-98%0.156-243%0.139-261%
 EOD+5 -3MRQTTM+14 -24YOY+23 -173Y+24 -165Y+22 -1810Y+25 -15

3.3 Fundamental Score

Let's check the fundamental score of Alkami Technology Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-15-95.494
Price to Book Ratio (EOD)Between0-18.938
Net Profit Margin (MRQ)Greater than0-0.080
Operating Margin (MRQ)Greater than0-0.163
Quick Ratio (MRQ)Greater than12.777
Current Ratio (MRQ)Greater than12.753
Debt to Asset Ratio (MRQ)Less than10.601
Debt to Equity Ratio (MRQ)Less than11.506
Return on Equity (MRQ)Greater than0.15-0.023
Return on Assets (MRQ)Greater than0.05-0.009
Total3/10 (30.0%)

3.4 Technical Score

Let's check the technical score of Alkami Technology Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5047.633
Ma 20Greater thanMa 5029.225
Ma 50Greater thanMa 10029.270
Ma 100Greater thanMa 20027.932
OpenGreater thanClose28.850
Total1/5 (20.0%)

4. In-depth Analysis

4.1 About Alkami Technology Inc

Alkami Technology, Inc. provides cloud-based digital banking solutions in the United States. The company's Alkami Digital Banking Platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.

Fundamental data was last updated by Penke on 2025-07-10 20:19:03.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge loss.
Using its assets, the company is very inefficient in making profit.
Using its investors money, the company is very inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is very able to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is overpriced.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is expensive.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitΒ Alkami earns for each $1 of revenue.

  • Above 10% is considered healthy but always compareΒ Alkami to theΒ Software - Application industry mean.
  • A Net Profit Margin of -8.0%Β means thatΒ $-0.08 for each $1Β in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Alkami Technology Inc:

  • The MRQ is -8.0%. The company is making a loss. -1
  • The TTM is -10.6%. The company is making a huge loss. -2
Trends
Current periodCompared to+/- 
MRQ-8.0%TTM-10.6%+2.6%
TTM-10.6%YOY-20.7%+10.1%
TTM-10.6%5Y-26.6%+16.0%
5Y-26.6%10Y-32.7%+6.1%
4.3.1.2. Return on Assets

Shows howΒ efficientΒ Alkami is using its assets to generate profit.

  • Above 5% is considered healthyΒ but always compareΒ Alkami to theΒ Software - Application industry mean.
  • -0.9% Return on Assets means thatΒ Alkami generatedΒ $-0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Alkami Technology Inc:

  • The MRQ is -0.9%. Using its assets, the company is very inefficient in making profit. -2
  • The TTM is -2.0%. Using its assets, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-0.9%TTM-2.0%+1.1%
TTM-2.0%YOY-3.2%+1.2%
TTM-2.0%5Y-5.0%+3.0%
5Y-5.0%10Y-17.5%+12.5%
4.3.1.3. Return on Equity

Shows how efficient Alkami is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareΒ Alkami to theΒ Software - Application industry mean.
  • -2.3% Return on Equity means Alkami generated $-0.02Β for eachΒ $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Alkami Technology Inc:

  • The MRQ is -2.3%. Using its investors money, the company is very inefficient in making profit. -2
  • The TTM is -2.8%. Using its investors money, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-2.3%TTM-2.8%+0.4%
TTM-2.8%YOY-4.4%+1.7%
TTM-2.8%5Y-6.9%+4.2%
5Y-6.9%10Y-8.0%+1.1%
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4.3.2. Operating Efficiency of Alkami Technology Inc.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

MeasuresΒ how efficient Alkami is operatingΒ .

  • Measures how much profit Alkami makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareΒ Alkami to theΒ Software - Application industry mean.
  • An Operating Margin of -16.3%Β means the company generated $-0.16 Β for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Alkami Technology Inc:

  • The MRQ is -16.3%. The company is operating very inefficient. -2
  • The TTM is -12.5%. The company is operating very inefficient. -2
Trends
Current periodCompared to+/- 
MRQ-16.3%TTM-12.5%-3.7%
TTM-12.5%YOY-18.6%+6.0%
TTM-12.5%5Y-25.8%+13.3%
5Y-25.8%10Y-31.6%+5.8%
4.3.2.2. Operating Ratio

Measures how efficient Alkami is keepingΒ operating costsΒ low.

  • Below 1 is considered healthy (always compare toΒ Software - Application industry mean).
  • An Operation Ratio of 1.16 means that the operating costs are $1.16 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Alkami Technology Inc:

  • The MRQ is 1.157. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.132. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.157TTM1.132+0.025
TTM1.132YOY1.212-0.080
TTM1.1325Y1.248-0.115
5Y1.24810Y1.308-0.061
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4.4.3. Liquidity of Alkami Technology Inc.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Alkami is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toΒ Software - Application industry mean).
  • A Current Ratio of 2.75Β means the company has $2.75 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Alkami Technology Inc:

  • The MRQ is 2.753. The company is able to pay all its short-term debts. +1
  • The TTM is 3.430. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ2.753TTM3.430-0.676
TTM3.430YOY4.324-0.894
TTM3.4305Y6.655-3.225
5Y6.65510Y5.808+0.847
4.4.3.2. Quick Ratio

Measures if Alkami is able to pay off Short-term Debt but only usingΒ theΒ most liquid assets.

  • Above 1 is considered healthy butΒ always compareΒ Alkami to theΒ Software - Application industry mean.
  • A Quick Ratio of 2.78Β means the company can pay off $2.78 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Alkami Technology Inc:

  • The MRQ is 2.777. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 3.449. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ2.777TTM3.449-0.672
TTM3.449YOY5.579-2.130
TTM3.4495Y6.439-2.989
5Y6.43910Y5.357+1.081
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4.5.4. Solvency of Alkami Technology Inc.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %Β of AlkamiΒ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareΒ Alkami to Software - Application industry mean.
  • A Debt to Asset Ratio of 0.60Β means that Alkami assets areΒ financed with 60.1% credit (debt) and the remaining percentage (100% - 60.1%)Β is financed by its owners/shareholders.Β 

Let's take a look of the Debt to Asset Ratio trends of Alkami Technology Inc:

  • The MRQ is 0.601. The company is able to pay all its debts by selling its assets. +1
  • The TTM is 0.293. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.601TTM0.293+0.308
TTM0.293YOY0.264+0.029
TTM0.2935Y0.273+0.020
5Y0.27310Y0.343-0.070
4.5.4.2. Debt to Equity Ratio

Measures ifΒ Alkami is able toΒ pay off its debts by usingΒ shareholders equity.

  • Below 2 is considered healthy butΒ always compareΒ Alkami to theΒ Software - Application industry mean.
  • A Debt to Equity ratio of 150.6% means that company has $1.51 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Alkami Technology Inc:

  • The MRQ is 1.506. The company is just able to pay all its debts with equity.
  • The TTM is 0.553. The company is very able to pay all its debts with equity. +2
Trends
Current periodCompared to+/- 
MRQ1.506TTM0.553+0.953
TTM0.553YOY0.368+0.185
TTM0.5535Y0.410+0.143
5Y0.41010Y0.361+0.049
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

MeasuresΒ how much money you payΒ for each share forΒ every $1 in earnings Alkami generates.

  • Above 15 is considered overpriced butΒ always compareΒ Alkami to theΒ Software - Application industry mean.
  • A PE ratio of -86.50 means the investor is paying $-86.50Β for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Alkami Technology Inc:

  • The EOD is -95.494. Based on the earnings, the company is expensive. -2
  • The MRQ is -86.498. Based on the earnings, the company is expensive. -2
  • The TTM is -88.921. Based on the earnings, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-95.494MRQ-86.498-8.996
MRQ-86.498TTM-88.921+2.423
TTM-88.921YOY-39.641-49.280
TTM-88.9215Y-42.530-46.391
5Y-42.53010Y-32.715-9.815
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Alkami Technology Inc:

  • The EOD is -121.382. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -109.948. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -69.133. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-121.382MRQ-109.948-11.435
MRQ-109.948TTM-69.133-40.815
TTM-69.133YOY-183.101+113.969
TTM-69.1335Y-71.849+2.716
5Y-71.84910Y-55.268-16.581
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofΒ Alkami is to cheap or to expensiveΒ compared to its book value.

  • At or below 1 is considered healthyΒ (always compare to Software - Application industry mean).
  • A PB ratio of 8.10 means the investor is paying $8.10Β for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Alkami Technology Inc:

  • The EOD is 8.938. Based on the equity, the company is overpriced. -1
  • The MRQ is 8.096. Based on the equity, the company is overpriced. -1
  • The TTM is 9.311. Based on the equity, the company is overpriced. -1
Trends
Current periodCompared to+/- 
EOD8.938MRQ8.096+0.842
MRQ8.096TTM9.311-1.216
TTM9.311YOY6.649+2.662
TTM9.3115Y5.472+3.840
5Y5.47210Y4.209+1.263
4.6.2. Total Gains per Share

2.4. Latest News of Alkami Technology Inc

Does Alkami Technology Inc still have the same value as the quarterly reports suggest? Recent changes may be an indication that the value of the company is changing. Read the news from Alkami Technology Inc to keep up to date. Note: the news is often already included in the price.

DateTitleRead
2025-07-11
19:38
Exploring 3 High Growth Tech Stocks In The US MarketRead
2025-07-09
16:00
MANTL Becomes First Fintech to Offer Plaid LayerRead
2025-07-09
13:38
US High Growth Tech Stocks Leading The MarketRead
2025-07-04
13:38
Exploring 3 High Growth Tech Stocks in the US MarketRead
2025-06-27
19:38
Exploring Three High Growth Tech Stocks In The US MarketRead
2025-06-26
19:38
Exploring High Growth Tech Stocks In The US MarketRead
2025-06-20
19:38
Exploring 3 High Growth Tech Stocks In The US MarketRead
2025-06-19
19:38
Exploring Three High Growth Tech Stocks In The US MarketRead

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Alkami Technology Inc.

4.8.1. Institutions holding Alkami Technology Inc

Institutions are holding 77.629% of the shares of Alkami Technology Inc.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-03-31General Atlantic Llc9.36268.4991964531800
2025-03-31Vanguard Group Inc7.71650.003879495735017226.7365
2025-03-31BlackRock Inc4.91570.002850641233272506.9086
2025-03-31Capital Research & Mgmt Co - Division 33.70360.0197381549900
2025-03-31AllianceBernstein L.P.2.78140.027228654231580945.8395
2025-03-31Champlain Investment Partners, LLC2.50730.49112583053100802564.0004
2025-03-31Ameriprise Financial Inc1.89480.0138195206374388461.5707
2025-03-31Wasatch Advisors LP1.88020.2837193702735023822.0721
2025-03-31Driehaus Capital Management LLC1.77420.46251827805-265621-12.6883
2025-03-31Franklin Resources Inc1.7680.0138182142396280.5314
2025-03-31Riverbridge Partners LLC1.63710.71021686491-203701-10.7767
2025-03-31Geode Capital Management, LLC1.51510.003215608811348439.4558
2025-03-31Massachusetts Financial Services Company1.48860.0134153352632894527.3078
2025-03-31Praesidium Capital Mgmt1.48747.5173153232215323220
2025-03-31ArrowMark Colorado Holdings, LLC (ArrowMark Partners)1.47590.646415205091195899368.411
2025-03-31State Street Corp1.47380.001615183321236838.8684
2025-03-31FMR Inc1.41660.00251459394-76180-4.961
2025-03-31Dimensional Fund Advisors, Inc.1.24480.0084128242312618710.9136
2025-03-31Manufacturers Life Insurance Co1.23250.0316126977140983047.6579
2025-03-31JPMorgan Chase & Co1.22280.00241259700-175670-12.2387
Total 52.498918.754554084656+6229378+11.5%

4.9.2. Funds holding Alkami Technology Inc

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-03-31American Funds SMALLCAP World A3.70360.1459381549900
2025-05-31Vanguard Total Stock Mkt Idx Inv1.92190.0031197989018410.0931
2025-05-31Vanguard Information Technology ETF1.65190.0487170181040762331.4965
2025-05-31Champlain Small Company Fund, LLC1.57371.32191621262-93858-5.4724
2025-05-31Vanguard Small Cap Index1.47720.0293152184456050.3697
2025-05-31iShares Russell 2000 ETF1.47490.0707151941200
2025-04-30AB Small Cap Growth A1.43861.41851482090890.006
2025-04-30JHancock Small Cap Core NAV1.23051.5223126767211636610.1073
2025-05-31Vanguard Institutional Extnd Mkt Idx Tr1.01540.0274104608271800.6911
2025-03-31Fidelity Small Cap Growth0.97840.3931100798500
2025-03-31Invesco OFI Small Cap Growth0.94340.5835971847355003.7913
2025-03-31Vanguard Explorer Inv0.91540.1247943036656788229.4472
2025-05-31Franklin Small-Mid Cap Growth A0.90070.7008927872421004.7529
2025-03-31Wasatch Small Cap Growth Investor0.8961.356192307200
2025-03-31Champlain Small Company Adv0.87851.314290500035500064.5455
2025-04-30Columbia Small Cap Growth Inst0.87291.179889930514430919.1139
2025-04-30MFS New Discovery I0.86391.23298899898899890
2025-03-31Franklin US Small-Mid Cap Growth Equity0.85980.656788577200
2025-05-31Vanguard Small Cap Growth Index Inv0.81110.0676835588-6928-0.8223
2025-04-30Invesco Discovery A0.76040.4669783399-188448-19.3907
Total 25.168212.664125928426+2373156+9.2%

5.3. Insider Transactions

Insiders are holding 25.073% of the shares of Alkami Technology Inc.

DateOwnerTypeAmountPricePost Transaction AmountLink
2025-06-02Prerna SachdevaSELL15528.36
2025-06-02W Bryan HillSELL2036528.36
2025-06-02Douglas A LinebargerSELL717028.36
2025-05-15Joseph P PayneBUY820030.46
2025-03-03Douglas A LinebargerSELL435830.41
2025-03-03W Bryan HillSELL1740930.41
2025-01-13W Bryan HillSELL10000033.43
2024-12-16W Bryan HillSELL10000039.77
2024-12-12Douglas A LinebargerSELL5000040.05
2024-12-03Stephen BohanonSELL1549138.37
2024-12-03W Bryan HillSELL1780738.37
2024-11-25Atlantic Genpar (bermu GeneralSELL300000039.75
2024-11-25W Bryan HillSELL9975541.89
2024-11-21Douglas A LinebargerSELL4333638.5
2024-11-21W Bryan HillSELL11025038.62
2024-11-18W Bryan HillSELL10000036.31
2024-11-12Atlantic Genpar (bermu GeneralSELL37500037.5
2024-11-12Douglas A LinebargerSELL523938.02
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5. Financial Statements




5.1. Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2024-03-312024-06-302024-09-302024-12-312025-03-31
Net Debt  -24,872-17,549-42,421-19,831-62,252-13,655-75,907427,436351,529



5.2. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets837,161
Total Liabilities503,117
Total Stockholder Equity334,044
 As reported
Total Liabilities 503,117
Total Stockholder Equity+ 334,044
Total Assets = 837,161

Assets

Total Assets837,161
Total Current Assets174,241
Long-term Assets662,920
Total Current Assets
Cash And Cash Equivalents 61,660
Short-term Investments 33,637
Net Receivables 46,790
Other Current Assets 32,154
Total Current Assets  (as reported)174,241
Total Current Assets  (calculated)174,241
+/-0
Long-term Assets
Property Plant Equipment 37,571
Goodwill 400,158
Intangible Assets 178,801
Long-term Assets Other 46,390
Long-term Assets  (as reported)662,920
Long-term Assets  (calculated)662,920
+/-0

Liabilities & Shareholders' Equity

Total Current Liabilities63,282
Long-term Liabilities439,835
Total Stockholder Equity334,044
Total Current Liabilities
Short-term Debt 1,559
Accounts payable 5,180
Other Current Liabilities 28,965
Total Current Liabilities  (as reported)63,282
Total Current Liabilities  (calculated)35,704
+/- 27,578
Long-term Liabilities
Long term Debt 394,720
Capital Lease Obligations 18,469
Long-term Liabilities Other 224
Long-term Liabilities  (as reported)439,835
Long-term Liabilities  (calculated)413,413
+/- 26,422
Total Stockholder Equity
Common Stock103
Retained Earnings -484,017
Other Stockholders Equity 817,958
Total Stockholder Equity (as reported)334,044
Total Stockholder Equity (calculated)334,044
+/-0
Other
Capital Stock103
Cash and Short Term Investments 95,297
Common Stock Shares Outstanding 102,431
Current Deferred Revenue29,137
Liabilities and Stockholders Equity 837,161
Net Debt 351,529
Net Invested Capital 728,764
Net Working Capital 110,959
Property Plant and Equipment Gross 48,918
Short Long Term Debt Total 413,189



5.3. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-31
> Total Assets 
13,184
13,184
13,184
13,184
62,292
62,292
62,292
62,292
249,166
248,019
424,742
441,792
436,510
430,903
491,110
485,285
488,885
482,064
472,928
482,193
414,354
397,642
403,857
422,193
437,277
837,161
837,161437,277422,193403,857397,642414,354482,193472,928482,064488,885485,285491,110430,903436,510441,792424,742248,019249,16662,29262,29262,29262,29213,18413,18413,18413,184
   > Total Current Assets 
7,082
7,082
7,082
7,082
48,309
11,982
48,309
48,309
193,236
191,494
368,194
350,818
345,161
339,879
261,090
255,316
242,165
236,500
226,308
232,656
138,256
134,552
140,478
169,006
181,377
174,241
174,241181,377169,006140,478134,552138,256232,656226,308236,500242,165255,316261,090339,879345,161350,818368,194191,494193,23648,30948,30911,98248,3097,0827,0827,0827,082
       Cash And Cash Equivalents 
2,996
2,996
2,996
2,996
41,698
-11,982
41,698
41,698
166,790
162,075
338,477
314,402
308,581
187,291
89,117
96,636
108,720
114,287
90,296
76,381
40,927
44,179
61,432
80,956
94,359
61,660
61,66094,35980,95661,43244,17940,92776,38190,296114,287108,72096,63689,117187,291308,581314,402338,477162,075166,79041,69841,698-11,98241,6982,9962,9962,9962,996
       Short-term Investments 
0
0
0
0
0
23,964
0
0
0
0
0
0
0
111,988
124,237
112,215
87,635
71,108
86,010
101,865
51,196
43,125
25,962
20,033
21,375
33,637
33,63721,37520,03325,96243,12551,196101,86586,01071,10887,635112,215124,237111,988000000023,96400000
       Net Receivables 
2,452
2,452
2,452
2,452
3,526
3,526
3,526
3,526
14,103
14,614
15,590
20,281
20,821
23,350
27,367
26,304
26,246
28,429
28,152
31,266
35,499
35,717
38,952
42,408
38,739
46,790
46,79038,73942,40838,95235,71735,49931,26628,15228,42926,24626,30427,36723,35020,82120,28115,59014,61414,1033,5263,5263,5263,5262,4522,4522,4522,452
       Other Current Assets 
0
0
0
0
0
0
0
0
12,343
14,805
14,127
16,135
15,759
17,250
13,652
13,108
19,564
22,676
21,850
23,144
20,963
22,612
25,610
25,609
26,904
32,154
32,15426,90425,60925,61022,61220,96323,14421,85022,67619,56413,10813,65217,25015,75916,13514,12714,80512,34300000000
   > Long-term Assets 
6,102
6,102
6,102
6,102
13,983
-11,982
13,983
13,983
55,930
56,525
56,548
90,974
91,349
91,024
230,020
229,969
246,720
245,564
246,620
249,537
276,098
263,090
263,379
253,187
255,900
662,920
662,920255,900253,187263,379263,090276,098249,537246,620245,564246,720229,969230,02091,02491,34990,97456,54856,52555,93013,98313,983-11,98213,9836,1026,1026,1026,102
       Property Plant Equipment 
2,832
2,832
2,832
2,832
2,615
2,615
2,615
2,615
10,461
10,308
10,418
10,891
11,828
12,754
13,503
13,468
28,231
28,322
28,844
32,293
32,700
33,696
34,719
35,913
36,640
37,571
37,57136,64035,91334,71933,69632,70032,29328,84428,32228,23113,46813,50312,75411,82810,89110,41810,30810,4612,6152,6152,6152,6152,8322,8322,8322,832
       Goodwill 
0
0
0
0
4,055
4,055
4,055
4,055
16,218
16,542
16,542
48,391
48,091
48,091
147,402
146,036
148,017
148,050
148,050
148,050
148,050
148,050
148,050
148,050
148,050
400,158
400,158148,050148,050148,050148,050148,050148,050148,050148,050148,017146,036147,40248,09148,09148,39116,54216,54216,2184,0554,0554,0554,0550000
       Intangible Assets 
6
6
6
6
2,067
2,067
2,067
2,067
8,266
8,057
7,848
11,309
11,164
10,762
44,918
44,290
42,593
40,897
39,200
37,504
35,807
34,111
32,414
30,718
29,021
178,801
178,80129,02130,71832,41434,11135,80737,50439,20040,89742,59344,29044,91810,76211,16411,3097,8488,0578,2662,0672,0672,0672,0676666
       Long-term Assets Other 
3,264
3,264
3,264
3,264
5,246
-11,982
5,246
5,246
20,985
21,618
21,740
20,383
20,266
19,417
20,850
22,234
12,124
25,804
3,955
3,982
45,012
44,095
45,136
36,732
42,189
46,390
46,39042,18936,73245,13644,09545,0123,9823,95525,80412,12422,23420,85019,41720,26620,38321,74021,61820,9855,2465,246-11,9825,2463,2643,2643,2643,264
       Deferred Long Term Asset Charges 
0
0
0
0
0
0
0
0
0
0
0
0
17,991
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000017,991000000000000
> Total Liabilities 
9,523
9,523
9,523
9,523
17,357
17,357
17,357
17,357
69,426
78,408
73,484
96,274
91,899
88,788
155,565
157,411
154,839
153,937
150,404
160,539
89,413
74,735
76,673
83,689
80,247
503,117
503,11780,24783,68976,67374,73589,413160,539150,404153,937154,839157,411155,56588,78891,89996,27473,48478,40869,42617,35717,35717,35717,3579,5239,5239,5239,523
   > Total Current Liabilities 
4,611
4,611
4,611
4,611
5,121
5,121
5,121
5,121
20,484
28,851
29,553
36,104
33,198
34,752
37,444
40,038
41,614
42,101
41,605
49,176
39,430
37,174
40,520
48,037
45,570
63,282
63,28245,57048,03740,52037,17439,43049,17641,60542,10141,61440,03837,44434,75233,19836,10429,55328,85120,4845,1215,1215,1215,1214,6114,6114,6114,611
       Short-term Debt 
0
0
0
0
78
78
78
78
313
625
938
1,250
1,563
1,875
1,063
2,125
10,502
10,486
11,653
9,361
2,410
2,484
2,550
2,618
1,343
1,559
1,5591,3432,6182,5502,4842,4109,36111,65310,48610,5022,1251,0631,8751,5631,250938625313787878780000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
313
625
938
1,250
1,563
1,875
1,063
2,125
3,188
4,250
5,313
6,375
0
0
0
0
0
0
0000006,3755,3134,2503,1882,1251,0631,8751,5631,25093862531300000000
       Accounts payable 
0
0
0
0
0
0
0
0
360
4,725
2,575
2,538
3,649
2,963
3,787
3,214
4,291
3,163
1,046
5,693
7,478
6,533
5,794
5,591
6,129
5,180
5,1806,1295,5915,7946,5337,4785,6931,0463,1634,2913,2143,7872,9633,6492,5382,5754,72536000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
11,301
14,413
16,995
22,476
19,788
18,091
23,358
26,026
16,839
17,417
19,052
23,887
17,392
14,691
19,121
26,156
25,229
28,965
28,96525,22926,15619,12114,69117,39223,88719,05217,41716,83926,02623,35818,09119,78822,47616,99514,41311,30100000000
   > Long-term Liabilities 
4,912
4,912
4,912
4,912
12,236
12,236
12,236
12,236
48,942
49,557
43,931
60,170
58,701
54,036
118,121
117,373
113,225
111,836
108,799
111,363
49,983
37,561
36,153
35,652
34,677
439,835
439,83534,67735,65236,15337,56149,983111,363108,799111,836113,225117,373118,12154,03658,70160,17043,93149,55748,94212,23612,23612,23612,2364,9124,9124,9124,912
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
24,267
23,967
23,668
0
22,438
83,391
82,415
0
80,375
78,157
0
0
0
0
0
0
0
000000078,15780,375082,41583,39122,438023,66823,96724,267000000000
       Deferred Long Term Asset Charges 
0
0
0
0
0
0
0
0
0
0
0
0
17,991
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000017,991000000000000
       Warrants
0
0
0
0
0
0
0
0
0
443,540
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000443,540000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
25,290
19,964
36,502
35,648
31,598
34,730
34,958
16,016
15,853
0
0
0
0
0
0
0
0
0000000015,85316,01634,95834,73031,59835,64836,50219,96425,290000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
15,096
15,219
5,375
17,991
5,120
18,917
21,013
1,712
1,791
1,829
0
0
0
0
0
0
0
00000001,8291,7911,71221,01318,9175,12017,9915,37515,21915,096000000000
> Total Stockholder Equity
0
0
0
0
0
14,643
44,935
44,935
179,740
169,611
351,258
345,518
344,611
342,115
335,545
327,874
334,046
328,127
322,524
321,654
324,941
322,907
327,184
338,504
357,030
334,044
334,044357,030338,504327,184322,907324,941321,654322,524328,127334,046327,874335,545342,115344,611345,518351,258169,611179,74044,93544,93514,64300000
   Common Stock
0
0
0
0
0
0
0
0
5
7
87
88
90
90
91
91
92
93
94
95
97
98
99
100
102
103
103102100999897959493929191909088877500000000
   Retained Earnings Total Equity0000000-407,177-389,416-372,453-367,541-347,492-327,259-313,853-300,504-289,285-277,910000000000
   Accumulated Other Comprehensive Income 00000000000000-441,792-424,74200-2,416-2,416-195,390-2,416-1,776-1,776-1,776-1,776
   Capital Surplus 
0
0
0
0
0
0
0
0
0
3,974
640,456
645,934
658,374
669,284
682,946
695,324
706,407
717,450
729,607
0
0
0
0
0
0
0
0000000729,607717,450706,407695,324682,946669,284658,374645,934640,4563,974000000000
   Treasury Stock00000000000000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
3,974
640,456
645,934
658,374
669,284
682,946
695,324
706,407
717,450
729,607
744,212
760,210
769,608
786,201
806,962
833,129
817,958
817,958833,129806,962786,201769,608760,210744,212729,607717,450706,407695,324682,946669,284658,374645,934640,4563,974000000000



5.4. Balance Sheets

Currency in USD. All numbers in thousands.




5.5. Cash Flows

Currency in USD. All numbers in thousands.




5.6. Income Statements

Currency in USD. All numbers in thousands.


5.7. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue333,849
Cost of Revenue-137,219
Gross Profit196,630196,630
 
Operating Income (+$)
Gross Profit196,630
Operating Expense-241,256
Operating Income-44,626-44,626
 
Operating Expense (+$)
Research Development96,211
Selling General Administrative83,650
Selling And Marketing Expenses59,765
Operating Expense241,256239,626
 
Net Interest Income (+$)
Interest Income4,560
Interest Expense-461
Other Finance Cost-0
Net Interest Income4,099
 
Pretax Income (+$)
Operating Income-44,626
Net Interest Income4,099
Other Non-Operating Income Expenses0
Income Before Tax (EBT)-40,527-48,725
EBIT - interestExpense = -40,527
-40,527
-40,374
Interest Expense461
Earnings Before Interest and Taxes (EBIT)-40,066-40,066
Earnings Before Interest and Taxes (EBITDA)-29,558
 
After tax Income (+$)
Income Before Tax-40,527
Tax Provision-308
Net Income From Continuing Ops-40,835-40,835
Net Income-40,835
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses376,845
Total Other Income/Expenses Net4,099-4,099
 

Technical Analysis of Alkami
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Alkami. The general trend of Alkami is BEARISH with 28.6% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Alkami's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-28.6%) Bearish trend (28.6%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Alkami Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportΒ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceΒ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Alkami Technology Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 31.08 < 31.18 < 31.66.

The bearish price targets are: 28.27 > 26.61 > 25.29.

Know someone who trades $ALKT? Share this with them.πŸ‘‡

Alkami Technology Inc Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theΒ moving averageΒ of the selected period.

  • Moving averages are laggingΒ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Alkami Technology Inc. The current mas is .

The long score for the Moving Averages is 5/14.
The longshort score for the Moving Averages is -4/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Alkami Technology Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theΒ momentumΒ of theΒ selected period based on two moving averages.

  • MACD is aΒ lagging momentumΒ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Alkami Technology Inc. The current macd is 0.20541545.

The long score for the Moving Average Convergence/Divergence (MACD) is 1/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -2/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Alkami price going down in the near term. -2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Alkami. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Alkami price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Alkami Technology Inc Daily Moving Average Convergence/Divergence (MACD) ChartAlkami Technology Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Alkami Technology Inc. The current adx is 13.96.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -1/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Alkami shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Alkami Technology Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsΒ the current trend.
  • ShowsΒ potential entry signals.
  • ShowsΒ Β potential exit signals.
  • Can be used to placeΒ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Alkami Technology Inc. The current sar is 28.39.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Alkami Technology Inc Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumΒ indicator, meaning the signals are instant.
  • RangesΒ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Alkami Technology Inc. The current rsi is 47.63. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is -2/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending up: The RSI is trending up. +1
Alkami Technology Inc Daily Relative Strength Index (RSI) ChartAlkami Technology Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesΒ a certain price to multiple prices ranging over time.

  • LeadingΒ momentumΒ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesΒ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Alkami Technology Inc. The current phase is Continuation in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -4/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Alkami price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Alkami Technology Inc Daily Stochastic Oscillator ChartAlkami Technology Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Β the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Alkami Technology Inc. The current cci is -10.60265261.

Alkami Technology Inc Daily Commodity Channel Index (CCI) ChartAlkami Technology Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Alkami Technology Inc. The current cmo is -10.72324015.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Alkami Technology Inc Daily Chande Momentum Oscillator (CMO) ChartAlkami Technology Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Β Shows the current price relative to the highest high over the last 14 days.
Β 

  • Lagging momentum indicator
  • Ranging between 0 andΒ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Alkami Technology Inc. The current willr is -74.73309609.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Alkami is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Alkami Technology Inc Daily Williams %R ChartAlkami Technology Inc Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldΒ 

Score

Let's take a look at the Bollinger Bands of Alkami Technology Inc.

Alkami Technology Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Alkami Technology Inc. The current atr is 1.14933745.

Alkami Technology Inc Daily Average True Range (ATR) ChartAlkami Technology Inc Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

Β Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Alkami Technology Inc. The current obv is 4,939,911.

Alkami Technology Inc Daily On-Balance Volume (OBV) ChartAlkami Technology Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Alkami Technology Inc. The current mfi is 33.49.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
Alkami Technology Inc Daily Money Flow Index (MFI) ChartAlkami Technology Inc Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Alkami Technology Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-21BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-02-25STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-26STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-02-28RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-03-03SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-04STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-03-06WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-07SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-03-10BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-17RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-03-18STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-19MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-24SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-26WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-27STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-03STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-04SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-04-09RSI LONG ENTRY SHORT CLOSE30 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-10CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-04-11MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-14STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-17STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-22STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-23DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-25CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-04-28DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-29WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-30STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-01DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-05STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-07WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-08BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-12STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-13STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-14RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-16STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-20STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-21SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-05-22CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-23MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-05-27CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-28CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-05-30DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-06-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-04DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-09STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-11DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-12CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-06-13BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-16STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-17STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-18STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-20DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-06-23DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-24MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-25STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-26STOCH SHORT EXITThe %K line crosses above the %D line.
2025-07-01STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-07-03DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-08STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-09STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-07-10STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-11MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).

6.3. Candlestick Patterns

Alkami Technology Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Alkami Technology Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5047.633
Ma 20Greater thanMa 5029.225
Ma 50Greater thanMa 10029.270
Ma 100Greater thanMa 20027.932
OpenGreater thanClose28.850
Total1/5 (20.0%)
Penke
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