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ALV (Allianz) Stock Analysis
Buy, Hold or Sell?

Let's analyze Allianz together

I guess you are interested in Allianz SE VNA O.N.. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • πŸ“Š Fundamental Analysis (FA) – Allianz’s Financial Insights
  • πŸ“ˆ Technical Analysis (TA) – Allianz’s Price Targets

I'm going to help you getting a better view of Allianz SE VNA O.N.. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Allianz (30 sec.)










1.2. What can you expect buying and holding a share of Allianz? (30 sec.)

How much money do you get?

How much money do you get?
€69.42
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
€164.90
Expected worth in 1 year
€182.77
How sure are you?
90.0%

+ What do you gain per year?

Total Gains per Share
€77.08
Return On Investment
22.1%

For what price can you sell your share?

Current Price per Share
€348.30
Expected price per share
€292.10 - €368.20
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Allianz (5 min.)




Live pricePrice per Share (EOD)
€348.30
Intrinsic Value Per Share
€384.04 - €825.71
Total Value Per Share
€548.94 - €990.61

2.2. Growth of Allianz (5 min.)




Is Allianz growing?

Current yearPrevious yearGrowGrow %
How rich?$75.1b$74.5b$581.6m0.8%

How much money is Allianz making?

Current yearPrevious yearGrowGrow %
Making money$11.6b$10b$1.6b14.0%
Net Profit Margin7.1%6.9%--

How much money comes from the company's main activities?

2.3. Financial Health of Allianz (5 min.)




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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Allianz?

Welcome investor! Allianz's management wants to use your money to grow the business. In return you get a share of Allianz.

First you should know what it really means to hold a share of Allianz. And how you can make/lose money.

Speculation

The Price per Share of Allianz is €348.30. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Allianz.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Allianz, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is €164.90. Based on the TTM, the Book Value Change Per Share is €4.47 per quarter. Based on the YOY, the Book Value Change Per Share is €23.96 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is €14.80 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Allianz.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 β‚¬% of Price per Share€% of Price per Share€% of Price per Share€% of Price per Share€% of Price per Share€% of Price per Share
Usd Eps29.978.6%29.978.6%25.277.3%24.617.1%22.366.4%20.695.9%
Usd Book Value Change Per Share5.241.5%5.241.5%28.098.1%-15.51-4.5%-4.66-1.3%2.890.8%
Usd Dividend Per Share17.355.0%17.355.0%14.594.2%15.354.4%13.703.9%11.683.4%
Usd Total Gains Per Share22.596.5%22.596.5%42.6812.3%-0.160.0%9.042.6%14.574.2%
Usd Price Per Share346.97-346.97-283.71-288.75-269.02-240.70-
Price to Earnings Ratio11.58-11.58-11.23-11.82-12.14-11.66-
Price-to-Total Gains Ratio15.36-15.36-6.65-6.14-9.19-15.59-
Price to Book Ratio1.79-1.79-1.51-1.59-1.35-1.25-
Price-to-Total Gains Ratio15.36-15.36-6.65-6.14-9.19-15.59-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share408.41658
Number of shares2
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share17.3513.70
Usd Book Value Change Per Share5.24-4.66
Usd Total Gains Per Share22.599.04
Gains per Quarter (2 shares)45.1918.09
Gains per Year (2 shares)180.7672.35
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
113942171110-3762
227884352219-75134
3417126533329-112206
4555168714438-149278
5694210895548-186350
68332521076658-224422
79722931257767-261494
811113351438877-298566
912503771619986-335638
10138841918001096-373710

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%20.01.00.095.2%
Book Value Change Per Share1.00.00.0100.0%2.01.00.066.7%4.01.00.080.0%7.03.00.070.0%14.07.00.066.7%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%21.00.00.0100.0%
Total Gains per Share1.00.00.0100.0%2.01.00.066.7%4.01.00.080.0%9.01.00.090.0%17.04.00.081.0%
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3.2. Key Performance Indicators

The key performance indicators of Allianz SE VNA O.N. compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--4.4694.4690%23.958-81%-13.227+396%-3.971+189%2.467+81%
Book Value Per Share--164.896164.8960%160.428+3%153.931+7%174.095-5%165.6380%
Current Ratio--3.3943.3940%0.377+800%15.948-79%33.185-90%49.286-93%
Debt To Asset Ratio--0.9390.9390%0.935+0%0.9400%0.933+1%0.929+1%
Debt To Equity Ratio--16.26416.2640%15.726+3%16.920-4%15.206+7%13.945+17%
Dividend Per Share--14.80014.8000%12.442+19%13.091+13%11.683+27%9.957+49%
Enterprise Value---833883216325.000-833883216325.0000%-239441347913.150-71%-479031541339.783-43%-402140678115.840-52%-309203792560.525-63%
Eps--25.55725.5570%21.551+19%20.990+22%19.066+34%17.643+45%
Ev To Ebitda Ratio---55.371-55.3710%-16.723-70%-32.058-42%-27.304-51%-21.906-60%
Ev To Sales Ratio---5.963-5.9630%-1.921-68%-3.591-40%-3.161-47%-2.592-57%
Free Cash Flow Per Share--77.91477.9140%56.324+38%58.196+34%61.204+27%60.714+28%
Free Cash Flow To Equity Per Share--66.68366.6830%41.881+59%44.182+51%50.286+33%50.382+32%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--825.712----------
Intrinsic Value_10Y_min--384.043----------
Intrinsic Value_1Y_max--65.996----------
Intrinsic Value_1Y_min--53.772----------
Intrinsic Value_3Y_max--211.053----------
Intrinsic Value_3Y_min--149.278----------
Intrinsic Value_5Y_max--371.499----------
Intrinsic Value_5Y_min--230.590----------
Market Cap134287416086.400+14%114981783675.000114981783675.0000%95888652086.850+20%97397791993.550+18%92172721884.160+25%85924007439.475+34%
Net Profit Margin--0.0710.0710%0.069+4%0.064+12%0.061+16%0.064+11%
Operating Margin--0.1060.1060%0.112-6%0.1060%0.115-8%0.112-6%
Operating Ratio--0.9000.9000%1.529-41%1.311-31%1.381-35%1.200-25%
Pb Ratio2.112+15%1.7941.7940%1.508+19%1.592+13%1.355+32%1.253+43%
Pe Ratio13.628+15%11.57811.5780%11.227+3%11.823-2%12.144-5%11.660-1%
Price Per Share348.300+15%295.900295.9000%241.950+22%246.250+20%229.420+29%205.269+44%
Price To Free Cash Flow Ratio4.470+15%3.7983.7980%4.296-12%4.357-13%3.879-2%3.494+9%
Price To Total Gains Ratio18.076+15%15.35615.3560%6.647+131%6.140+150%9.193+67%15.587-1%
Quick Ratio--15.22115.2210%23.005-34%42.249-64%72.716-79%101.891-85%
Return On Assets--0.0100.0100%0.009+9%0.008+17%0.007+30%0.008+25%
Return On Equity--0.1650.1650%0.146+13%0.145+13%0.120+37%0.114+44%
Total Gains Per Share--19.26919.2690%36.400-47%-0.136+101%7.712+150%12.424+55%
Usd Book Value--75135517600.00075135517600.0000%74553908000.000+1%71488731600.000+5%82483967280.000-9%81830125520.000-8%
Usd Book Value Change Per Share--5.2405.2400%28.093-81%-15.510+396%-4.657+189%2.892+81%
Usd Book Value Per Share--193.358193.3580%188.117+3%180.500+7%204.144-5%194.2270%
Usd Dividend Per Share--17.35417.3540%14.590+19%15.350+13%13.700+27%11.676+49%
Usd Enterprise Value---977811459462.695-977811459462.6950%-280768924562.960-71%-561712385375.030-43%-471550159158.634-52%-362572367156.472-63%
Usd Eps--29.96829.9680%25.271+19%24.613+22%22.356+34%20.688+45%
Usd Free Cash Flow--35501637600.00035501637600.0000%26174777200.000+36%26943221066.667+32%28903651920.000+23%29933194720.000+19%
Usd Free Cash Flow Per Share--91.36291.3620%66.045+38%68.241+34%71.768+27%71.194+28%
Usd Free Cash Flow To Equity Per Share--78.19378.1930%49.109+59%51.808+51%58.965+33%59.078+32%
Usd Market Cap157465424102.913+14%134827639537.305134827639537.3050%112439033437.040+20%114208650891.637+18%108081733681.366+25%100754491123.528+34%
Usd Price Per Share408.417+15%346.972346.9720%283.711+22%288.753+20%269.018+29%240.698+44%
Usd Profit--11645090600.00011645090600.0000%10015176600.000+16%9729843933.333+20%8972735200.000+30%8669969880.000+34%
Usd Revenue--163976384000.000163976384000.0000%146148173600.000+12%152577930266.667+7%145342362880.000+13%135389920380.000+21%
Usd Total Gains Per Share--22.59522.5950%42.683-47%-0.159+101%9.043+150%14.568+55%
 EOD+4 -4MRQTTM+0 -0YOY+24 -153Y+30 -95Y+25 -1410Y+23 -16

3.3 Fundamental Score

Let's check the fundamental score of Allianz SE VNA O.N. based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1513.628
Price to Book Ratio (EOD)Between0-12.112
Net Profit Margin (MRQ)Greater than00.071
Operating Margin (MRQ)Greater than00.106
Quick Ratio (MRQ)Greater than115.221
Current Ratio (MRQ)Greater than13.394
Debt to Asset Ratio (MRQ)Less than10.939
Debt to Equity Ratio (MRQ)Less than116.264
Return on Equity (MRQ)Greater than0.150.165
Return on Assets (MRQ)Greater than0.050.010
Total7/10 (70.0%)

3.4 Technical Score

Let's check the technical score of Allianz SE VNA O.N. based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5053.361
Ma 20Greater thanMa 50342.715
Ma 50Greater thanMa 100348.182
Ma 100Greater thanMa 200338.729
OpenGreater thanClose357.700
Total4/5 (80.0%)

4. In-depth Analysis

4.1 About Allianz SE VNA O.N.

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services Internationally. The company's Property-Casualty segment offers various insurance products, including motor liability, accident, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company's Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, cash, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, and liquid alternatives. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

Fundamental data was last updated by Penke on 2025-06-21 02:00:03.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitΒ Allianz earns for each €1 of revenue.

  • Above 10% is considered healthy but always compareΒ Allianz to theΒ Insurance - Diversified industry mean.
  • A Net Profit Margin of 7.1%Β means thatΒ €0.07 for each €1Β in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Allianz SE VNA O.N.:

  • The MRQ is 7.1%. The company is making a profit. +1
  • The TTM is 7.1%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ7.1%TTM7.1%0.0%
TTM7.1%YOY6.9%+0.2%
TTM7.1%5Y6.1%+1.0%
5Y6.1%10Y6.4%-0.3%
4.3.1.2. Return on Assets

Shows howΒ efficientΒ Allianz is using its assets to generate profit.

  • Above 5% is considered healthyΒ but always compareΒ Allianz to theΒ Insurance - Diversified industry mean.
  • 1.0% Return on Assets means thatΒ Allianz generatedΒ €0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Allianz SE VNA O.N.:

  • The MRQ is 1.0%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 1.0%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.0%TTM1.0%0.0%
TTM1.0%YOY0.9%+0.1%
TTM1.0%5Y0.7%+0.2%
5Y0.7%10Y0.8%0.0%
4.3.1.3. Return on Equity

Shows how efficient Allianz is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareΒ Allianz to theΒ Insurance - Diversified industry mean.
  • 16.5% Return on Equity means Allianz generated €0.16Β for eachΒ €1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Allianz SE VNA O.N.:

  • The MRQ is 16.5%. Using its investors money, the company is efficient in making profit. +1
  • The TTM is 16.5%. Using its investors money, the company is efficient in making profit. +1
Trends
Current periodCompared to+/- 
MRQ16.5%TTM16.5%0.0%
TTM16.5%YOY14.6%+1.9%
TTM16.5%5Y12.0%+4.4%
5Y12.0%10Y11.4%+0.6%
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4.3.2. Operating Efficiency of Allianz SE VNA O.N..

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

MeasuresΒ how efficient Allianz is operatingΒ .

  • Measures how much profit Allianz makes for each €1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareΒ Allianz to theΒ Insurance - Diversified industry mean.
  • An Operating Margin of 10.6%Β means the company generated €0.11 Β for each €1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Allianz SE VNA O.N.:

  • The MRQ is 10.6%. The company is operating less efficient.
  • The TTM is 10.6%. The company is operating less efficient.
Trends
Current periodCompared to+/- 
MRQ10.6%TTM10.6%0.0%
TTM10.6%YOY11.2%-0.7%
TTM10.6%5Y11.5%-1.0%
5Y11.5%10Y11.2%+0.4%
4.3.2.2. Operating Ratio

Measures how efficient Allianz is keepingΒ operating costsΒ low.

  • Below 1 is considered healthy (always compare toΒ Insurance - Diversified industry mean).
  • An Operation Ratio of 0.90 means that the operating costs are €0.90 for each €1 in net sales.

Let's take a look of the Operating Ratio trends of Allianz SE VNA O.N.:

  • The MRQ is 0.900. The company is less efficient in keeping operating costs low.
  • The TTM is 0.900. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.900TTM0.9000.000
TTM0.900YOY1.529-0.629
TTM0.9005Y1.381-0.481
5Y1.38110Y1.200+0.181
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4.4.3. Liquidity of Allianz SE VNA O.N..

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Allianz is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toΒ Insurance - Diversified industry mean).
  • A Current Ratio of 3.39Β means the company has €3.39 in assets for each €1 in short-term debts.

Let's take a look of the Current Ratio trends of Allianz SE VNA O.N.:

  • The MRQ is 3.394. The company is very able to pay all its short-term debts. +2
  • The TTM is 3.394. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ3.394TTM3.3940.000
TTM3.394YOY0.377+3.017
TTM3.3945Y33.185-29.792
5Y33.18510Y49.286-16.101
4.4.3.2. Quick Ratio

Measures if Allianz is able to pay off Short-term Debt but only usingΒ theΒ most liquid assets.

  • Above 1 is considered healthy butΒ always compareΒ Allianz to theΒ Insurance - Diversified industry mean.
  • A Quick Ratio of 15.22Β means the company can pay off €15.22 for each €1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Allianz SE VNA O.N.:

  • The MRQ is 15.221. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 15.221. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ15.221TTM15.2210.000
TTM15.221YOY23.005-7.784
TTM15.2215Y72.716-57.494
5Y72.71610Y101.891-29.175
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4.5.4. Solvency of Allianz SE VNA O.N..

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %Β of AllianzΒ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareΒ Allianz to Insurance - Diversified industry mean.
  • A Debt to Asset Ratio of 0.94Β means that Allianz assets areΒ financed with 93.9% credit (debt) and the remaining percentage (100% - 93.9%)Β is financed by its owners/shareholders.Β 

Let's take a look of the Debt to Asset Ratio trends of Allianz SE VNA O.N.:

  • The MRQ is 0.939. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.939. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.939TTM0.9390.000
TTM0.939YOY0.935+0.003
TTM0.9395Y0.933+0.005
5Y0.93310Y0.929+0.005
4.5.4.2. Debt to Equity Ratio

Measures ifΒ Allianz is able toΒ pay off its debts by usingΒ shareholders equity.

  • Below 2 is considered healthy butΒ always compareΒ Allianz to theΒ Insurance - Diversified industry mean.
  • A Debt to Equity ratio of 1,626.4% means that company has €16.26 debt for each €1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Allianz SE VNA O.N.:

  • The MRQ is 16.264. The company is unable to pay all its debts with equity. -1
  • The TTM is 16.264. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ16.264TTM16.2640.000
TTM16.264YOY15.726+0.538
TTM16.2645Y15.206+1.058
5Y15.20610Y13.945+1.261
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

MeasuresΒ how much money you payΒ for each share forΒ every €1 in earnings Allianz generates.

  • Above 15 is considered overpriced butΒ always compareΒ Allianz to theΒ Insurance - Diversified industry mean.
  • A PE ratio of 11.58 means the investor is paying €11.58Β for every €1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Allianz SE VNA O.N.:

  • The EOD is 13.628. Based on the earnings, the company is underpriced. +1
  • The MRQ is 11.578. Based on the earnings, the company is underpriced. +1
  • The TTM is 11.578. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD13.628MRQ11.578+2.050
MRQ11.578TTM11.5780.000
TTM11.578YOY11.227+0.351
TTM11.5785Y12.144-0.566
5Y12.14410Y11.660+0.484
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Allianz SE VNA O.N.:

  • The EOD is 4.470. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 3.798. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 3.798. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD4.470MRQ3.798+0.673
MRQ3.798TTM3.7980.000
TTM3.798YOY4.296-0.498
TTM3.7985Y3.879-0.081
5Y3.87910Y3.494+0.385
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofΒ Allianz is to cheap or to expensiveΒ compared to its book value.

  • At or below 1 is considered healthyΒ (always compare to Insurance - Diversified industry mean).
  • A PB ratio of 1.79 means the investor is paying €1.79Β for each €1 in book value.

Let's take a look of the Price to Book Ratio trends of Allianz SE VNA O.N.:

  • The EOD is 2.112. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.794. Based on the equity, the company is underpriced. +1
  • The TTM is 1.794. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD2.112MRQ1.794+0.318
MRQ1.794TTM1.7940.000
TTM1.794YOY1.508+0.286
TTM1.7945Y1.355+0.440
5Y1.35510Y1.253+0.102
4.6.2. Total Gains per Share
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6. Financial Statements




6.1. Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2020-12-312021-12-312022-12-312023-12-312024-12-31
Other Current Liabilities  -4,933,000-1,760,000-6,693,000-9,033,000-15,726,00013,074,000-2,652,00043,029,00040,377,000
Minority Interest  3,773,000-3,278,000495,000-51,000444,000254,000698,000-1,307,000-609,000



6.2. Latest Balance Sheet

Balance Sheet of 2024-12-31. Currency in EUR. All numbers in thousands.

Summary
Total Assets1,044,578,000
Total Liabilities980,502,000
Total Stockholder Equity60,287,000
 As reported
Total Liabilities 980,502,000
Total Stockholder Equity+ 60,287,000
Total Assets = 1,044,578,000

Assets

Total Assets1,044,578,000
Total Current Assets137,020,000
Long-term Assets1,044,578,000
Total Current Assets
Cash And Cash Equivalents 21,835,000
Short-term Investments 574,882,000
Net Receivables 8,076,000
Total Current Assets  (as reported)137,020,000
Total Current Assets  (calculated)604,793,000
+/- 467,773,000
Long-term Assets
Property Plant Equipment 6,558,000
Goodwill 17,063,000
Long Term Investments 752,815,000
Intangible Assets 5,778,000
Other Assets 939,195,000
Long-term Assets  (as reported)1,044,578,000
Long-term Assets  (calculated)1,721,409,000
+/- 676,831,000

Liabilities & Shareholders' Equity

Total Current Liabilities40,377,000
Long-term Liabilities980,502,000
Total Stockholder Equity60,287,000
Total Current Liabilities
Other Current Liabilities 40,377,000
Total Current Liabilities  (as reported)40,377,000
Total Current Liabilities  (calculated)40,377,000
+/-0
Long-term Liabilities
Long term Debt 23,117,000
Long-term Liabilities  (as reported)980,502,000
Long-term Liabilities  (calculated)23,117,000
+/- 957,385,000
Total Stockholder Equity
Common Stock1,170,000
Retained Earnings 33,317,000
Accumulated Other Comprehensive Income -1,932,000
Other Stockholders Equity 27,732,000
Total Stockholder Equity (as reported)60,287,000
Total Stockholder Equity (calculated)60,287,000
+/-0
Other
Capital Stock1,170,000
Cash and Short Term Investments 31,637,000
Common Stock Shares Outstanding 388,583
Liabilities and Stockholders Equity 1,044,578,000
Net Debt 9,038,000
Net Invested Capital 60,287,000
Net Working Capital 96,643,000
Property Plant and Equipment Gross 27,671,000
Short Long Term Debt Total 30,873,000



6.3. Balance Sheets Structured

Currency in EUR. All numbers in thousands.

 Trend2024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-312005-12-312004-12-312003-12-312002-12-312001-12-312000-12-31
> Total Assets 
441,380,379
0
0
0
0
0
1,110,081,000
1,061,149,000
955,576,000
584,045,000
624,945,000
641,472,000
694,621,000
711,530,000
805,787,000
848,942,000
883,809,000
901,300,000
897,567,000
1,011,185,000
1,060,012,000
1,139,429,000
1,021,503,000
983,174,000
1,044,578,000
1,044,578,000983,174,0001,021,503,0001,139,429,0001,060,012,0001,011,185,000897,567,000901,300,000883,809,000848,942,000805,787,000711,530,000694,621,000641,472,000624,945,000584,045,000955,576,0001,061,149,0001,110,081,00000000441,380,379
   > Total Current Assets 
416,395,452
0
0
0
0
0
310,929,000
299,338,000
251,057,000
285,134,000
327,062,000
344,372,000
395,691,000
403,230,000
479,777,000
503,207,000
526,731,000
537,517,000
537,845,000
611,654,000
640,196,000
648,150,000
521,168,000
18,920,000
137,020,000
137,020,00018,920,000521,168,000648,150,000640,196,000611,654,000537,845,000537,517,000526,731,000503,207,000479,777,000403,230,000395,691,000344,372,000327,062,000285,134,000251,057,000299,338,000310,929,00000000416,395,452
       Cash And Cash Equivalents 
0
0
0
0
0
0
33,031,000
31,337,000
8,958,000
6,089,000
8,747,000
10,492,000
12,437,000
11,207,000
13,863,000
14,842,000
14,463,000
17,120,000
17,233,000
18,476,000
16,595,000
20,844,000
19,823,000
21,571,000
21,835,000
21,835,00021,571,00019,823,00020,844,00016,595,00018,476,00017,233,00017,120,00014,463,00014,842,00013,863,00011,207,00012,437,00010,492,0008,747,0006,089,0008,958,00031,337,00033,031,000000000
       Short-term Investments 
0
0
0
0
0
0
277,898,000
268,001,000
242,099,000
279,045,000
318,315,000
333,880,000
383,254,000
392,023,000
465,914,000
488,365,000
512,268,000
520,397,000
520,612,000
593,178,000
623,601,000
627,306,000
501,345,000
562,693,000
574,882,000
574,882,000562,693,000501,345,000627,306,000623,601,000593,178,000520,612,000520,397,000512,268,000488,365,000465,914,000392,023,000383,254,000333,880,000318,315,000279,045,000242,099,000268,001,000277,898,000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
16,727,000
17,634,000
17,295,000
18,073,000
18,449,000
19,528,000
20,925,000
21,408,000
22,929,000
24,234,000
7,943,000
8,076,000
8,076,0007,943,00024,234,00022,929,00021,408,00020,925,00019,528,00018,449,00018,073,00017,295,00017,634,00016,727,0000000000000000
       Other Current Assets 
416,395,452
0
0
0
0
0
4,168,000
232,547,000
1,635,000
276,000
722,000
39,454,000
42,637,000
-119,698,000
-176,549,000
-181,914,000
-198,054,000
-200,857,000
-208,007,000
67,092,000
74,693,000
73,966,000
74,343,000
36,705,000
105,383,000
105,383,00036,705,00074,343,00073,966,00074,693,00067,092,000-208,007,000-200,857,000-198,054,000-181,914,000-176,549,000-119,698,00042,637,00039,454,000722,000276,0001,635,000232,547,0004,168,00000000416,395,452
   > Long-term Assets 
24,984,927
0
0
0
0
0
512,233,000
488,659,000
287,825,000
322,203,000
357,382,000
371,540,000
419,233,000
427,998,000
502,559,000
527,649,000
555,132,000
564,640,000
567,729,000
651,588,000
692,043,000
698,262,000
576,858,000
921,750,000
1,044,578,000
1,044,578,000921,750,000576,858,000698,262,000692,043,000651,588,000567,729,000564,640,000555,132,000527,649,000502,559,000427,998,000419,233,000371,540,000357,382,000322,203,000287,825,000488,659,000512,233,0000000024,984,927
       Property Plant Equipment 
14,557,797
0
0
0
0
0
7,433,000
6,539,000
5,480,000
5,838,000
6,214,000
4,768,000
6,667,000
6,732,000
7,464,000
8,813,000
9,538,000
9,647,000
9,682,000
12,542,000
12,374,000
12,214,000
12,259,000
10,216,000
6,558,000
6,558,00010,216,00012,259,00012,214,00012,374,00012,542,0009,682,0009,647,0009,538,0008,813,0007,464,0006,732,0006,667,0004,768,0006,214,0005,838,0005,480,0006,539,0007,433,0000000014,557,797
       Goodwill 
0
0
0
0
0
0
12,144,000
12,453,000
11,221,000
12,014,000
12,020,000
11,722,000
11,679,000
11,544,000
12,166,000
12,101,000
12,372,000
11,848,000
12,330,000
13,207,000
13,489,000
15,945,000
16,254,000
16,621,000
17,063,000
17,063,00016,621,00016,254,00015,945,00013,489,00013,207,00012,330,00011,848,00012,372,00012,101,00012,166,00011,544,00011,679,00011,722,00012,020,00012,014,00011,221,00012,453,00012,144,000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
403,620,000
477,602,000
501,178,000
530,838,000
540,800,000
543,322,000
623,117,000
663,059,000
665,406,000
538,759,000
695,025,000
752,815,000
752,815,000695,025,000538,759,000665,406,000663,059,000623,117,000543,322,000540,800,000530,838,000501,178,000477,602,000403,620,0000000000000000
       Intangible Assets 
10,427,131
0
0
0
0
0
928,000
960,000
230,000
1,462,000
1,361,000
2,975,000
1,411,000
1,556,000
1,589,000
1,342,000
1,381,000
1,414,000
1,436,000
1,589,000
2,115,000
2,787,000
2,647,000
2,028,000
5,778,000
5,778,0002,028,0002,647,0002,787,0002,115,0001,589,0001,436,0001,414,0001,381,0001,342,0001,589,0001,556,0001,411,0002,975,0001,361,0001,462,000230,000960,000928,0000000010,427,131
       Long-term Assets Other 
0
0
0
0
0
0
-512,233,000
-488,659,000
-287,825,000
-322,203,000
-357,382,000
-371,540,000
-419,233,000
-427,998,000
-502,559,000
-527,649,000
-555,132,000
-564,640,000
-567,729,000
-651,588,000
-692,043,000
-698,262,000
-576,858,000
191,868,000
1,015,179,000
1,015,179,000191,868,000-576,858,000-698,262,000-692,043,000-651,588,000-567,729,000-564,640,000-555,132,000-527,649,000-502,559,000-427,998,000-419,233,000-371,540,000-357,382,000-322,203,000-287,825,000-488,659,000-512,233,000000000
> Total Liabilities 
389,413,657
0
0
0
0
0
1,053,251,000
1,009,768,000
918,328,000
541,758,000
578,383,000
594,219,000
638,403,000
658,681,000
742,085,000
782,843,000
813,416,000
832,698,000
833,888,000
933,820,000
975,418,000
1,055,207,000
966,261,000
919,594,000
980,502,000
980,502,000919,594,000966,261,0001,055,207,000975,418,000933,820,000833,888,000832,698,000813,416,000782,843,000742,085,000658,681,000638,403,000594,219,000578,383,000541,758,000918,328,0001,009,768,0001,053,251,00000000389,413,657
   > Total Current Liabilities 
0
0
0
0
0
0
8,684,000
8,393,000
8,242,000
8,009,000
8,139,000
8,412,000
8,084,000
7,685,000
8,009,000
8,043,000
8,269,000
7,777,000
8,186,000
9,288,000
9,642,000
12,540,000
11,825,000
50,202,000
40,377,000
40,377,00050,202,00011,825,00012,540,0009,642,0009,288,0008,186,0007,777,0008,269,0008,043,0008,009,0007,685,0008,084,0008,412,0008,139,0008,009,0008,242,0008,393,0008,684,000000000
       Short-term Debt 
0
0
0
0
0
0
277,898,000
268,001,000
242,099,000
279,045,000
318,315,000
333,880,000
383,254,000
392,023,000
465,914,000
488,365,000
512,268,000
520,397,000
520,612,000
2,829,000
4,382,000
6,100,000
2,246,000
461,000
0
0461,0002,246,0006,100,0004,382,0002,829,000520,612,000520,397,000512,268,000488,365,000465,914,000392,023,000383,254,000333,880,000318,315,000279,045,000242,099,000268,001,000277,898,000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
28,577,000
28,503,000
46,172,000
34,183,000
500,000
1,493,000
1,252,000
0
0
0
0
0
000001,252,0001,493,000500,00034,183,00046,172,00028,503,00028,577,0000000000000000
       Accounts payable 
0
0
0
0
0
0
8,684,000
8,393,000
8,242,000
8,009,000
8,139,000
8,412,000
8,084,000
7,685,000
8,009,000
8,043,000
8,269,000
7,777,000
8,186,000
9,288,000
9,642,000
12,540,000
11,825,000
231,000
0
0231,00011,825,00012,540,0009,642,0009,288,0008,186,0007,777,0008,269,0008,043,0008,009,0007,685,0008,084,0008,412,0008,139,0008,009,0008,242,0008,393,0008,684,000000000
       Other Current Liabilities 
0
0
0
0
0
0
-11,728,000
-11,968,000
-10,659,000
-10,927,000
-10,886,000
-11,002,000
-11,907,000
-11,534,000
-11,196,000
-8,043,000
-8,269,000
-7,777,000
-8,186,000
-3,331,000
-4,933,000
-6,693,000
-15,726,000
-2,652,000
40,377,000
40,377,000-2,652,000-15,726,000-6,693,000-4,933,000-3,331,000-8,186,000-7,777,000-8,269,000-8,043,000-11,196,000-11,534,000-11,907,000-11,002,000-10,886,000-10,927,000-10,659,000-11,968,000-11,728,000000000
   > Long-term Liabilities 
389,413,657
0
0
0
0
0
169,435,000
145,241,000
34,229,000
36,193,000
34,944,000
36,426,000
47,461,000
46,148,000
48,498,000
50,549,000
39,445,000
41,012,000
37,306,000
41,172,000
44,670,000
41,788,000
11,825,000
883,200,000
980,502,000
980,502,000883,200,00011,825,00041,788,00044,670,00041,172,00037,306,00041,012,00039,445,00050,549,00048,498,00046,148,00047,461,00036,426,00034,944,00036,193,00034,229,000145,241,000169,435,00000000389,413,657
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
32,133,000
34,183,000
31,816,000
32,723,000
31,341,000
37,962,000
37,212,000
33,422,000
0
0
0033,422,00037,212,00037,962,00031,341,00032,723,00031,816,00034,183,00032,133,000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
586,508,000
666,841,000
692,267,000
718,021,000
735,814,000
747,306,000
832,901,000
865,633,000
916,330,000
829,513,000
0
0
00829,513,000916,330,000865,633,000832,901,000747,306,000735,814,000718,021,000692,267,000666,841,000586,508,0000000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,968,000
4,348,000
5,086,000
0
0
0
0
0
0
0
0
000000005,086,0004,348,0005,968,00000000000000000
> Total Stockholder Equity
35,715,309
0
0
0
0
0
49,650,000
47,753,000
33,684,000
40,166,000
44,491,000
44,915,000
53,553,000
50,084,000
60,747,000
63,144,000
67,341,000
65,553,000
61,232,000
74,002,000
80,821,000
79,952,000
51,474,000
58,477,000
60,287,000
60,287,00058,477,00051,474,00079,952,00080,821,00074,002,00061,232,00065,553,00067,341,00063,144,00060,747,00050,084,00053,553,00044,915,00044,491,00040,166,00033,684,00047,753,00049,650,0000000035,715,309
   Common Stock
8,019,573
0
0
0
0
0
1,106,000
1,152,000
1,160,000
1,162,000
1,164,000
1,166,000
1,167,000
1,169,000
1,170,000
1,170,000
1,170,000
1,170,000
1,170,000
1,170,000
1,170,000
1,170,000
1,170,000
1,170,000
1,170,000
1,170,0001,170,0001,170,0001,170,0001,170,0001,170,0001,170,0001,170,0001,170,0001,170,0001,170,0001,169,0001,167,0001,166,0001,164,0001,162,0001,160,0001,152,0001,106,000000008,019,573
   Retained Earnings 
14,205,290
0
0
0
0
0
0
0
0
9,902,000
13,325,000
13,745,000
16,907,000
18,005,000
19,878,000
24,222,000
27,336,000
27,199,000
27,967,000
29,632,000
31,371,000
32,784,000
35,350,000
30,702,000
33,317,000
33,317,00030,702,00035,350,00032,784,00031,371,00029,632,00027,967,00027,199,00027,336,00024,222,00019,878,00018,005,00016,907,00013,745,00013,325,0009,902,0000000000014,205,290
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
27,758,000
0
27,758,000
27,758,000
27,758,000
27,758,000
27,732,000
27,732,000
0
0
0027,732,00027,732,00027,758,00027,758,00027,758,00027,758,000027,758,000000000000000000
   Treasury Stock000-32,000-30,000-55,000-84,000-115,0000-159,000-222,00000000000000000
   Other Stockholders Equity 
13,490,447
0
0
0
0
0
48,544,000
26,997,000
27,262,000
27,260,000
27,284,000
27,374,000
32,314,000
27,481,000
27,536,000
37,752,000
38,835,000
37,184,000
32,095,000
27,704,000
30,016,000
32,432,000
10,111,000
27,732,000
27,732,000
27,732,00027,732,00010,111,00032,432,00030,016,00027,704,00032,095,00037,184,00038,835,00037,752,00027,536,00027,481,00032,314,00027,374,00027,284,00027,260,00027,262,00026,997,00048,544,0000000013,490,447



6.4. Balance Sheets

Currency in EUR. All numbers in thousands.




6.5. Cash Flows

Currency in EUR. All numbers in thousands.




6.6. Income Statements

Currency in EUR. All numbers in thousands.


6.7. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in EUR. All numbers in thousands.

Gross Profit (+$)
totalRevenue139,840,000
Cost of Revenue-0
Gross Profit139,840,000139,840,000
 
Operating Income (+$)
Gross Profit139,840,000
Operating Expense-125,824,000
Operating Income14,016,00014,016,000
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense125,824,0000
 
Net Interest Income (+$)
Interest Income28,019,000
Interest Expense-762,000
Other Finance Cost-28,019,000
Net Interest Income-762,000
 
Pretax Income (+$)
Operating Income14,016,000
Net Interest Income-762,000
Other Non-Operating Income Expenses0
Income Before Tax (EBT)14,016,0000
EBIT - interestExpense = 14,016,000
13,407,000
10,693,000
Interest Expense762,000
Earnings Before Interest and Taxes (EBIT)14,778,00014,778,000
Earnings Before Interest and Taxes (EBITDA)15,060,000
 
After tax Income (+$)
Income Before Tax14,016,000
Tax Provision-3,476,000
Net Income From Continuing Ops10,540,00010,540,000
Net Income9,931,000
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses125,824,000
Total Other Income/Expenses Net14,016,000762,000
 

Technical Analysis of Allianz
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Allianz. The general trend of Allianz is BULLISH with 71.4% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Allianz's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (71.4%) Bearish trend (-71.4%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Allianz Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportΒ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceΒ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Allianz SE VNA O.N..

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 368.20.

The bearish price targets are: 355.90 > 333.20 > 292.10.

Know someone who trades $ALV? Share this with them.πŸ‘‡

Allianz SE VNA O.N. Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theΒ moving averageΒ of the selected period.

  • Moving averages are laggingΒ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Allianz SE VNA O.N.. The current mas is .

The long score for the Moving Averages is 12/14.
The longshort score for the Moving Averages is 10/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Allianz SE VNA O.N. Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theΒ momentumΒ of theΒ selected period based on two moving averages.

  • MACD is aΒ lagging momentumΒ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Allianz SE VNA O.N.. The current macd is 1.14170248.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Allianz price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Allianz. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Allianz price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Allianz SE VNA O.N. Daily Moving Average Convergence/Divergence (MACD) ChartAllianz SE VNA O.N. Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Allianz SE VNA O.N.. The current adx is 17.83.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Allianz shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
Allianz SE VNA O.N. Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsΒ the current trend.
  • ShowsΒ potential entry signals.
  • ShowsΒ Β potential exit signals.
  • Can be used to placeΒ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Allianz SE VNA O.N.. The current sar is 341.54.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Allianz SE VNA O.N. Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumΒ indicator, meaning the signals are instant.
  • RangesΒ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Allianz SE VNA O.N.. The current rsi is 53.36. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 3/13.
The longshort score for the Relative Strength Index (RSI) is 2/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending down: The RSI is trending down. -1
Allianz SE VNA O.N. Daily Relative Strength Index (RSI) ChartAllianz SE VNA O.N. Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesΒ a certain price to multiple prices ranging over time.

  • LeadingΒ momentumΒ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesΒ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Allianz SE VNA O.N.. The current phase is Continuation in bull market.

The long score for the Stochastic Oscillator is 1/6.
The longshort score for the Stochastic Oscillator is -2/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Allianz price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Allianz SE VNA O.N. Daily Stochastic Oscillator ChartAllianz SE VNA O.N. Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Β the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Allianz SE VNA O.N.. The current cci is 155.83.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
Allianz SE VNA O.N. Daily Commodity Channel Index (CCI) ChartAllianz SE VNA O.N. Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Allianz SE VNA O.N.. The current cmo is 8.57806209.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Allianz SE VNA O.N. Daily Chande Momentum Oscillator (CMO) ChartAllianz SE VNA O.N. Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Β Shows the current price relative to the highest high over the last 14 days.
Β 

  • Lagging momentum indicator
  • Ranging between 0 andΒ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Allianz SE VNA O.N.. The current willr is -45.37815126.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Allianz is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Allianz SE VNA O.N. Daily Williams %R ChartAllianz SE VNA O.N. Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldΒ 

Score

Let's take a look at the Bollinger Bands of Allianz SE VNA O.N..

Allianz SE VNA O.N. Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Allianz SE VNA O.N.. The current atr is 5.55932812.

Allianz SE VNA O.N. Daily Average True Range (ATR) ChartAllianz SE VNA O.N. Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

Β Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Allianz SE VNA O.N.. The current obv is 51,367,974.

Allianz SE VNA O.N. Daily On-Balance Volume (OBV) ChartAllianz SE VNA O.N. Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Allianz SE VNA O.N.. The current mfi is 66.64.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Allianz SE VNA O.N. Daily Money Flow Index (MFI) ChartAllianz SE VNA O.N. Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Allianz SE VNA O.N..

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-19STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-20MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-02-21STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-26MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-03STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-04STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-07STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-14STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-17STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-19RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-24MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-03-25STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-01STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-03STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-04DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07STOCH SHORT EXITThe %K line crosses above the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-08RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-04-09STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-10SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-15CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-16WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-04-23BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-04-24STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-25STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-04-29STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-30DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-05-02STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-07RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-09STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-12SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-14MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-05-15DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-16STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-20STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-21STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-23STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-26STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-28STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-30STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-02CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-03WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-05SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-06STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-09STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-11CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-06-12SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-06-13WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-16STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-17STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-06-20STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-23STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-24STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-27SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-30MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-07-01DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-07-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-07-03STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-07-04STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-07-07DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-09STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-10ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).

6.3. Candlestick Patterns

Allianz SE VNA O.N. Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Allianz SE VNA O.N. based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5053.361
Ma 20Greater thanMa 50342.715
Ma 50Greater thanMa 100348.182
Ma 100Greater thanMa 200338.729
OpenGreater thanClose357.700
Total4/5 (80.0%)
Penke
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