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Aozora Bank Ltd ADR
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Let's analyse Aozora Bank Ltd ADR together

PenkeI guess you are interested in Aozora Bank Ltd ADR. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Aozora Bank Ltd ADR. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Aozora Bank Ltd ADR (30 sec.)










What can you expect buying and holding a share of Aozora Bank Ltd ADR? (30 sec.)

How much money do you get?

How much money do you get?
$0.00
When do you have the money?
1 year
How often do you get paid?
0.0%

What is your share worth?

Current worth
$98.28
Expected worth in 1 year
$104.73
How sure are you?
67.5%

+ What do you gain per year?

Total Gains per Share
$6.46
Return On Investment
159.0%

For what price can you sell your share?

Current Price per Share
$4.06
Expected price per share
$3.34 - $4.505
How sure are you?
50%

1. Valuation of Aozora Bank Ltd ADR (5 min.)




Live pricePrice per Share (EOD)

$4.06

Intrinsic Value Per Share

$17.69 - $21.23

Total Value Per Share

$115.97 - $119.51

2. Growth of Aozora Bank Ltd ADR (5 min.)




Is Aozora Bank Ltd ADR growing?

Current yearPrevious yearGrowGrow %
How rich?$45.9b$23b$21.4b48.2%

How much money is Aozora Bank Ltd ADR making?

Current yearPrevious yearGrowGrow %
Making money-$35.8m$36.5m-$72.3m-202.0%
Net Profit Margin-28.2%18.5%--

How much money comes from the company's main activities?

3. Financial Health of Aozora Bank Ltd ADR (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Aozora Bank Ltd ADR? (5 min.)

Welcome investor! Aozora Bank Ltd ADR's management wants to use your money to grow the business. In return you get a share of Aozora Bank Ltd ADR.

What can you expect buying and holding a share of Aozora Bank Ltd ADR?

First you should know what it really means to hold a share of Aozora Bank Ltd ADR. And how you can make/lose money.

Speculation

The Price per Share of Aozora Bank Ltd ADR is $4.06. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Aozora Bank Ltd ADR.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Aozora Bank Ltd ADR, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $98.28. Based on the TTM, the Book Value Change Per Share is $1.61 per quarter. Based on the YOY, the Book Value Change Per Share is $21.11 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Aozora Bank Ltd ADR.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps-0.38-9.3%-0.08-1.9%0.081.9%0.071.6%0.092.3%
Usd Book Value Change Per Share-0.27-6.7%1.6139.8%21.11520.0%4.62113.7%2.2856.1%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.000.0%0.000.0%
Usd Total Gains Per Share-0.27-6.7%1.6139.8%21.11520.0%4.62113.7%2.2856.1%
Usd Price Per Share5.28-4.99-4.87-5.28-21.71-
Price to Earnings Ratio-3.50-3.91-73.17-19.38-527.76-
Price-to-Total Gains Ratio-19.32--13.11--31.85-31.53--162.79-
Price to Book Ratio0.05-0.05-0.41-0.58-3.41-
Price-to-Total Gains Ratio-19.32--13.11--31.85-31.53--162.79-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share4.06
Number of shares246
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.00
Usd Book Value Change Per Share1.614.62
Usd Total Gains Per Share1.614.62
Gains per Quarter (246 shares)397.021,136.00
Gains per Year (246 shares)1,588.084,543.99
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1015881578045444534
2031763166090889078
304764475401363213622
406352634201817618166
507940793002272022710
609528951802726427254
70111171110603180831798
80127051269403635236342
90142931428204089640886
100158811587004544045430

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share2.02.00.050.0%10.02.00.083.3%17.03.00.085.0%37.03.00.092.5%51.05.00.091.1%
Book Value Change Per Share2.02.00.050.0%7.05.00.058.3%14.06.00.070.0%27.013.00.067.5%35.020.01.062.5%
Dividend per Share0.00.04.00.0%0.00.012.00.0%0.00.020.00.0%0.00.040.00.0%2.00.054.03.6%
Total Gains per Share2.02.00.050.0%7.05.00.058.3%14.06.00.070.0%27.013.00.067.5%36.020.00.064.3%

Fundamentals of Aozora Bank Ltd ADR

About Aozora Bank Ltd ADR

Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Institutional Banking Group, Structured Finance Group, International Business Group, Customer Relations Group, and Market Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies. It also provides loans on deeds and notes, and overdrafts; corporate, M&A, project, equity, sustainable, LBO, structured, real estate, business recovery, and project financing products; syndicated loans; discount on promissory notes; securities investments, including public, local, and corporate bonds, as well as equity and other securities; domestic and foreign exchange services; and consignment of bonds. In addition, the company offers foreign currency remittance, liabilities guarantee, securities lending, public bonds underwriting, agency, custody, financial instruments intermediary, securitization, M&A advisory, business succession consulting, business expansion, equity/debt funding, and consulting services. Further, it is involved in the over-the-counter sale of securities investment trusts and insurance products; and provision of trust services for secured corporate bonds, as well as as well as derivative products, including interest rate, foreign exchange, and commodity derivatives. The company was formerly known as Nippon Fudosan Bank, Limited and changed its name to Aozora Bank, Ltd. in 2001. Aozora Bank, Ltd. was incorporated in 1957 and is headquartered in Tokyo, Japan.

Fundamental data was last updated by Penke on 2024-03-28 16:04:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge loss.
Using its assets, the company is very inefficient in making profit.
Using its investors money, the company is very inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is just able to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is underpriced.

1.1. Profitability of Aozora Bank Ltd ADR.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Aozora Bank Ltd ADR earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Aozora Bank Ltd ADR to the Banks - Regional industry mean.
  • A Net Profit Margin of -121.8% means that $-1.22 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Aozora Bank Ltd ADR:

  • The MRQ is -121.8%. The company is making a huge loss. -2
  • The TTM is -28.2%. The company is making a huge loss. -2
Trends
Current periodCompared to+/- 
MRQ-121.8%TTM-28.2%-93.7%
TTM-28.2%YOY18.5%-46.6%
TTM-28.2%5Y13.8%-41.9%
5Y13.8%10Y26.6%-12.8%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-121.8%18.4%-140.2%
TTM-28.2%28.0%-56.2%
YOY18.5%25.2%-6.7%
5Y13.8%22.8%-9.0%
10Y26.6%19.8%+6.8%
1.1.2. Return on Assets

Shows how efficient Aozora Bank Ltd ADR is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Aozora Bank Ltd ADR to the Banks - Regional industry mean.
  • -0.3% Return on Assets means that Aozora Bank Ltd ADR generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Aozora Bank Ltd ADR:

  • The MRQ is -0.3%. Using its assets, the company is very inefficient in making profit. -2
  • The TTM is -0.1%. Using its assets, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-0.3%TTM-0.1%-0.3%
TTM-0.1%YOY0.1%-0.2%
TTM-0.1%5Y0.1%-0.2%
5Y0.1%10Y0.2%-0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.3%0.1%-0.4%
TTM-0.1%0.2%-0.3%
YOY0.1%0.2%-0.1%
5Y0.1%0.2%-0.1%
10Y0.2%0.2%0.0%
1.1.3. Return on Equity

Shows how efficient Aozora Bank Ltd ADR is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Aozora Bank Ltd ADR to the Banks - Regional industry mean.
  • -6.6% Return on Equity means Aozora Bank Ltd ADR generated $-0.07 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Aozora Bank Ltd ADR:

  • The MRQ is -6.6%. Using its investors money, the company is very inefficient in making profit. -2
  • The TTM is -1.4%. Using its investors money, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-6.6%TTM-1.4%-5.3%
TTM-1.4%YOY1.2%-2.5%
TTM-1.4%5Y0.9%-2.3%
5Y0.9%10Y1.7%-0.7%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-6.6%1.4%-8.0%
TTM-1.4%2.5%-3.9%
YOY1.2%2.7%-1.5%
5Y0.9%2.5%-1.6%
10Y1.7%2.8%-1.1%

1.2. Operating Efficiency of Aozora Bank Ltd ADR.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Aozora Bank Ltd ADR is operating .

  • Measures how much profit Aozora Bank Ltd ADR makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Aozora Bank Ltd ADR to the Banks - Regional industry mean.
  • An Operating Margin of -185.7% means the company generated $-1.86  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Aozora Bank Ltd ADR:

  • The MRQ is -185.7%. The company is operating very inefficient. -2
  • The TTM is -50.1%. The company is operating very inefficient. -2
Trends
Current periodCompared to+/- 
MRQ-185.7%TTM-50.1%-135.6%
TTM-50.1%YOY33.9%-83.9%
TTM-50.1%5Y-0.5%-49.5%
5Y-0.5%10Y-0.3%-0.3%
1.2.2. Operating Ratio

Measures how efficient Aozora Bank Ltd ADR is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 2.79 means that the operating costs are $2.79 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Aozora Bank Ltd ADR:

  • The MRQ is 2.787. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.437. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ2.787TTM1.437+1.350
TTM1.437YOY0.772+0.665
TTM1.4375Y0.808+0.629
5Y0.80810Y0.657+0.151

1.3. Liquidity of Aozora Bank Ltd ADR.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Aozora Bank Ltd ADR is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.39 means the company has $0.39 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Aozora Bank Ltd ADR:

  • The MRQ is 0.393. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.359. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.393TTM0.359+0.034
TTM0.359YOY0.257+0.102
TTM0.3595Y0.660-0.301
5Y0.66010Y9.712-9.052
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.3590.124+0.235
YOY0.2570.225+0.032
5Y0.6600.219+0.441
10Y9.7120.131+9.581
1.3.2. Quick Ratio

Measures if Aozora Bank Ltd ADR is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Aozora Bank Ltd ADR to the Banks - Regional industry mean.
  • A Quick Ratio of 0.39 means the company can pay off $0.39 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Aozora Bank Ltd ADR:

  • The MRQ is 0.393. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.359. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.393TTM0.359+0.034
TTM0.359YOY0.261+0.098
TTM0.3595Y0.241+0.118
5Y0.24110Y1.706-1.464

1.4. Solvency of Aozora Bank Ltd ADR.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Aozora Bank Ltd ADR assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Aozora Bank Ltd ADR to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.10 means that Aozora Bank Ltd ADR assets are financed with 9.9% credit (debt) and the remaining percentage (100% - 9.9%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Aozora Bank Ltd ADR:

  • The MRQ is 0.099. The company is very able to pay all its debts by selling its assets. +2
  • The TTM is 0.106. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.099TTM0.106-0.007
TTM0.106YOY0.511-0.405
TTM0.1065Y0.672-0.567
5Y0.67210Y0.790-0.117
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.0990.915-0.816
TTM0.1060.917-0.811
YOY0.5110.919-0.408
5Y0.6720.919-0.247
10Y0.7900.927-0.137
1.4.2. Debt to Equity Ratio

Measures if Aozora Bank Ltd ADR is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Aozora Bank Ltd ADR to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 189.7% means that company has $1.90 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Aozora Bank Ltd ADR:

  • The MRQ is 1.897. The company is just able to pay all its debts with equity.
  • The TTM is 1.874. The company is just able to pay all its debts with equity.
Trends
Current periodCompared to+/- 
MRQ1.897TTM1.874+0.023
TTM1.874YOY7.407-5.533
TTM1.8745Y8.298-6.425
5Y8.29810Y9.092-0.794
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.89710.829-8.932
TTM1.87411.013-9.139
YOY7.40711.363-3.956
5Y8.29811.437-3.139
10Y9.09213.038-3.946

2. Market Valuation of Aozora Bank Ltd ADR

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Aozora Bank Ltd ADR generates.

  • Above 15 is considered overpriced but always compare Aozora Bank Ltd ADR to the Banks - Regional industry mean.
  • A PE ratio of -3.50 means the investor is paying $-3.50 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Aozora Bank Ltd ADR:

  • The EOD is -2.686. Based on the earnings, the company is expensive. -2
  • The MRQ is -3.496. Based on the earnings, the company is expensive. -2
  • The TTM is 3.915. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD-2.686MRQ-3.496+0.810
MRQ-3.496TTM3.915-7.411
TTM3.915YOY73.172-69.257
TTM3.9155Y19.381-15.466
5Y19.38110Y527.763-508.382
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-2.6867.491-10.177
MRQ-3.4966.680-10.176
TTM3.9155.295-1.380
YOY73.1726.943+66.229
5Y19.3819.770+9.611
10Y527.7639.943+517.820
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Aozora Bank Ltd ADR:

  • The EOD is 20.007. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The MRQ is 26.038. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The TTM is 24.508. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD20.007MRQ26.038-6.032
MRQ26.038TTM24.508+1.530
TTM24.508YOY11.807+12.701
TTM24.5085Y7.263+17.245
5Y7.26310Y546.910-539.647
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD20.007-2.094+22.101
MRQ26.038-1.868+27.906
TTM24.508-0.342+24.850
YOY11.8076.448+5.359
5Y7.2630.429+6.834
10Y546.9100.091+546.819
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Aozora Bank Ltd ADR is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.05 means the investor is paying $0.05 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Aozora Bank Ltd ADR:

  • The EOD is 0.041. Based on the equity, the company is cheap. +2
  • The MRQ is 0.054. Based on the equity, the company is cheap. +2
  • The TTM is 0.052. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.041MRQ0.054-0.012
MRQ0.054TTM0.052+0.001
TTM0.052YOY0.409-0.357
TTM0.0525Y0.581-0.529
5Y0.58110Y3.411-2.830
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.0410.433-0.392
MRQ0.0540.386-0.332
TTM0.0520.470-0.418
YOY0.4090.642-0.233
5Y0.5810.795-0.214
10Y3.4111.025+2.386
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Aozora Bank Ltd ADR compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.2731.614-117%21.113-101%4.618-106%2.279-112%
Book Value Per Share--98.27895.243+3%49.252+100%32.971+198%19.655+400%
Current Ratio--0.3930.359+10%0.257+53%0.660-40%9.712-96%
Debt To Asset Ratio--0.0990.106-6%0.511-81%0.672-85%0.790-87%
Debt To Equity Ratio--1.8971.874+1%7.407-74%8.298-77%9.092-79%
Dividend Per Share----0%-0%-0%-0%
Eps---0.378-0.077-80%0.078-584%0.065-679%0.093-507%
Free Cash Flow Per Share--0.0510.0510%0.049+4%0.050+1%0.034+51%
Free Cash Flow To Equity Per Share--0.0510.0510%0.049+4%0.050+1%0.034+51%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--21.227--------
Intrinsic Value_10Y_min--17.690--------
Intrinsic Value_1Y_max--0.480--------
Intrinsic Value_1Y_min--0.471--------
Intrinsic Value_3Y_max--2.699--------
Intrinsic Value_3Y_min--2.551--------
Intrinsic Value_5Y_max--6.430--------
Intrinsic Value_5Y_min--5.860--------
Market Cap1897193307.520-30%2469155033.7282333104148.388+6%2277229711.728+8%2470559481.9900%10144401382.421-76%
Net Profit Margin---1.218-0.282-77%0.185-760%0.138-984%0.266-558%
Operating Margin---1.857-0.501-73%0.339-648%-0.005-100%-0.003-100%
Operating Ratio--2.7871.437+94%0.772+261%0.808+245%0.657+324%
Pb Ratio0.041-30%0.0540.052+3%0.409-87%0.581-91%3.411-98%
Pe Ratio-2.686+23%-3.4963.915-189%73.172-105%19.381-118%527.763-101%
Price Per Share4.060-30%5.2844.990+6%4.868+9%5.2840%21.708-76%
Price To Free Cash Flow Ratio20.007-30%26.03824.508+6%11.807+121%7.263+259%546.910-95%
Price To Total Gains Ratio-14.845+23%-19.320-13.112-32%-31.851+65%31.532-161%-162.790+743%
Quick Ratio--0.3930.359+10%0.261+51%0.241+63%1.706-77%
Return On Assets---0.003-0.001-79%0.001-536%0.001-520%0.002-329%
Return On Equity---0.066-0.014-80%0.012-658%0.009-833%0.017-501%
Total Gains Per Share---0.2731.614-117%21.113-101%4.618-106%2.279-112%
Usd Book Value--45924278400.00044534813400.000+3%23047277550.000+99%15419643360.000+198%9190789740.000+400%
Usd Book Value Change Per Share---0.2731.614-117%21.113-101%4.618-106%2.279-112%
Usd Book Value Per Share--98.27895.243+3%49.252+100%32.971+198%19.655+400%
Usd Dividend Per Share----0%-0%-0%-0%
Usd Eps---0.378-0.077-80%0.078-584%0.065-679%0.093-507%
Usd Free Cash Flow--23707200.00023819400.0000%11434500.000+107%7050780.000+236%3544695.000+569%
Usd Free Cash Flow Per Share--0.0510.0510%0.049+4%0.050+1%0.034+51%
Usd Free Cash Flow To Equity Per Share--0.0510.0510%0.049+4%0.050+1%0.034+51%
Usd Market Cap1897193307.520-30%2469155033.7282333104148.388+6%2277229711.728+8%2470559481.9900%10144401382.421-76%
Usd Price Per Share4.060-30%5.2844.990+6%4.868+9%5.2840%21.708-76%
Usd Profit---176569800.000-35800050.000-80%36512850.000-584%30537870.000-678%50251575.000-451%
Usd Revenue--144949200.000181635300.000-20%183654900.000-21%190566420.000-24%184326945.000-21%
Usd Total Gains Per Share---0.2731.614-117%21.113-101%4.618-106%2.279-112%
 EOD+4 -4MRQTTM+10 -23YOY+18 -155Y+14 -1910Y+15 -18

3.2. Fundamental Score

Let's check the fundamental score of Aozora Bank Ltd ADR based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-15-2.686
Price to Book Ratio (EOD)Between0-10.041
Net Profit Margin (MRQ)Greater than0-1.218
Operating Margin (MRQ)Greater than0-1.857
Quick Ratio (MRQ)Greater than10.393
Current Ratio (MRQ)Greater than10.393
Debt to Asset Ratio (MRQ)Less than10.099
Debt to Equity Ratio (MRQ)Less than11.897
Return on Equity (MRQ)Greater than0.15-0.066
Return on Assets (MRQ)Greater than0.05-0.003
Total2/10 (20.0%)

3.3. Technical Score

Let's check the technical score of Aozora Bank Ltd ADR based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5042.779
Ma 20Greater thanMa 504.233
Ma 50Greater thanMa 1004.340
Ma 100Greater thanMa 2004.693
OpenGreater thanClose4.060
Total0/5 (0.0%)



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in JPY. All numbers in thousands.

Summary
Total Assets7,722,736,000
Total Liabilities764,512,000
Total Stockholder Equity403,054,000
 As reported
Total Liabilities 764,512,000
Total Stockholder Equity+ 403,054,000
Total Assets = 7,722,736,000

Assets

Total Assets7,722,736,000
Total Current Assets1,537,387,000
Long-term Assets1,689,402,000
Total Current Assets
Cash And Cash Equivalents 1,537,387,000
Total Current Assets  (as reported)1,537,387,000
Total Current Assets  (calculated)1,537,387,000
+/-0
Long-term Assets
Property Plant Equipment 21,256,000
Long Term Investments 1,649,105,000
Long-term Assets Other -68,791,000
Long-term Assets  (as reported)1,689,402,000
Long-term Assets  (calculated)1,601,570,000
+/- 87,832,000

Liabilities & Shareholders' Equity

Total Current Liabilities3,907,019,000
Long-term Liabilities764,512,000
Total Stockholder Equity403,054,000
Total Current Liabilities
Short-term Debt 339,712,000
Other Current Liabilities 3,567,307,000
Total Current Liabilities  (as reported)3,907,019,000
Total Current Liabilities  (calculated)3,907,019,000
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)764,512,000
Long-term Liabilities  (calculated)0
+/- 764,512,000
Total Stockholder Equity
Common Stock100,000,000
Retained Earnings 263,644,000
Other Stockholders Equity 39,410,000
Total Stockholder Equity (as reported)403,054,000
Total Stockholder Equity (calculated)403,054,000
+/-0
Other
Capital Stock100,000,000
Cash and Short Term Investments 1,537,387,000
Common Stock Shares Outstanding 116,822
Liabilities and Stockholders Equity 7,722,736,000
Net Debt -772,875,000
Net Invested Capital 1,167,566,000
Short Long Term Debt Total 764,512,000



Balance Sheet

Currency in JPY. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-31
> Total Assets 
6,350,700,000
6,077,330,000
0
5,529,239,000
5,458,539,000
5,157,322,000
4,966,487,000
4,986,277,000
4,831,324,000
4,918,370,000
4,846,333,000
5,051,968,000
5,032,836,000
5,097,427,000
4,875,121,000
5,130,112,000
5,082,456,000
5,016,689,000
4,595,299,000
4,793,908,000
4,858,027,000
4,805,439,000
4,922,377,000
5,043,453,000
5,102,256,000
4,924,472,000
4,849,565,000
4,638,332,000
4,715,652,000
4,592,921,000
4,618,294,000
4,575,072,000
4,797,379,000
4,586,007,000
4,744,393,000
4,816,158,000
4,916,887,000
4,912,792,000
4,927,814,000
4,996,070,000
5,045,825,000
5,255,048,000
5,297,934,000
5,392,516,000
5,516,869,000
5,299,815,000
5,694,195,000
5,583,827,000
5,592,969,000
5,916,866,000
6,064,056,000
6,074,941,000
6,377,537,000
6,728,653,000
6,985,206,000
7,157,529,000
7,154,360,000
7,184,070,000
7,513,000,000
7,759,363,000
7,722,736,000
7,722,736,0007,759,363,0007,513,000,0007,184,070,0007,154,360,0007,157,529,0006,985,206,0006,728,653,0006,377,537,0006,074,941,0006,064,056,0005,916,866,0005,592,969,0005,583,827,0005,694,195,0005,299,815,0005,516,869,0005,392,516,0005,297,934,0005,255,048,0005,045,825,0004,996,070,0004,927,814,0004,912,792,0004,916,887,0004,816,158,0004,744,393,0004,586,007,0004,797,379,0004,575,072,0004,618,294,0004,592,921,0004,715,652,0004,638,332,0004,849,565,0004,924,472,0005,102,256,0005,043,453,0004,922,377,0004,805,439,0004,858,027,0004,793,908,0004,595,299,0005,016,689,0005,082,456,0005,130,112,0004,875,121,0005,097,427,0005,032,836,0005,051,968,0004,846,333,0004,918,370,0004,831,324,0004,986,277,0004,966,487,0005,157,322,0005,458,539,0005,529,239,00006,077,330,0006,350,700,000
   > Total Current Assets 
4,688,930,000
4,446,993,000
0
3,740,310,000
3,710,891,000
3,477,438,000
3,336,021,000
3,181,638,000
2,977,231,000
3,136,446,000
3,049,441,000
3,083,816,000
3,162,653,000
3,216,136,000
3,015,844,000
3,274,477,000
3,300,997,000
3,267,020,000
2,902,779,000
3,283,116,000
3,387,553,000
3,229,433,000
3,200,695,000
3,397,572,000
3,377,004,000
3,533,198,000
3,431,180,000
3,330,438,000
3,326,963,000
3,264,467,000
3,250,628,000
3,224,150,000
3,421,550,000
3,355,028,000
3,378,582,000
3,384,601,000
3,495,575,000
3,506,352,000
3,489,257,000
3,477,424,000
3,565,124,000
3,721,748,000
3,673,347,000
3,731,328,000
3,953,414,000
3,857,480,000
4,235,517,000
4,123,876,000
4,034,012,000
4,251,617,000
4,400,575,000
942,260,000
1,096,683,000
1,141,946,000
1,107,930,000
971,073,000
1,060,789,000
1,275,003,000
1,298,142,000
1,407,454,000
1,537,387,000
1,537,387,0001,407,454,0001,298,142,0001,275,003,0001,060,789,000971,073,0001,107,930,0001,141,946,0001,096,683,000942,260,0004,400,575,0004,251,617,0004,034,012,0004,123,876,0004,235,517,0003,857,480,0003,953,414,0003,731,328,0003,673,347,0003,721,748,0003,565,124,0003,477,424,0003,489,257,0003,506,352,0003,495,575,0003,384,601,0003,378,582,0003,355,028,0003,421,550,0003,224,150,0003,250,628,0003,264,467,0003,326,963,0003,330,438,0003,431,180,0003,533,198,0003,377,004,0003,397,572,0003,200,695,0003,229,433,0003,387,553,0003,283,116,0002,902,779,0003,267,020,0003,300,997,0003,274,477,0003,015,844,0003,216,136,0003,162,653,0003,083,816,0003,049,441,0003,136,446,0002,977,231,0003,181,638,0003,336,021,0003,477,438,0003,710,891,0003,740,310,00004,446,993,0004,688,930,000
       Cash And Cash Equivalents 
499,472,000
672,466,000
0
173,683,000
295,785,000
243,812,000
141,479,000
165,066,000
173,188,000
271,963,000
208,161,000
177,299,000
244,129,000
260,369,000
305,014,000
379,913,000
379,123,000
404,479,000
191,006,000
471,532,000
439,280,000
441,879,000
372,755,000
475,540,000
393,609,000
550,539,000
536,402,000
569,771,000
574,536,000
546,258,000
568,952,000
595,347,000
590,420,000
573,048,000
605,707,000
561,259,000
553,173,000
543,173,000
533,923,000
519,392,000
554,403,000
618,716,000
568,011,000
587,821,000
658,502,000
464,275,000
625,956,000
853,780,000
802,758,000
950,109,000
1,010,216,000
942,260,000
1,096,683,000
1,141,946,000
1,107,930,000
971,073,000
1,060,789,000
1,275,003,000
1,298,142,000
1,407,454,000
1,537,387,000
1,537,387,0001,407,454,0001,298,142,0001,275,003,0001,060,789,000971,073,0001,107,930,0001,141,946,0001,096,683,000942,260,0001,010,216,000950,109,000802,758,000853,780,000625,956,000464,275,000658,502,000587,821,000568,011,000618,716,000554,403,000519,392,000533,923,000543,173,000553,173,000561,259,000605,707,000573,048,000590,420,000595,347,000568,952,000546,258,000574,536,000569,771,000536,402,000550,539,000393,609,000475,540,000372,755,000441,879,000439,280,000471,532,000191,006,000404,479,000379,123,000379,913,000305,014,000260,369,000244,129,000177,299,000208,161,000271,963,000173,188,000165,066,000141,479,000243,812,000295,785,000173,683,0000672,466,000499,472,000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
479,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000000479,000000000000000000000000000000000000000000
       Net Receivables 
0
51,143,000
0
0
83,368,000
0
62,365,000
0
0
33,071,000
12,777,000
25,987,000
96,998,000
123,082,000
67,154,000
192,492,000
116,348,000
0
19,313,000
3,223,000
25,441,000
19,087,000
50,391,000
34,178,000
65,989,000
58,889,000
14,559,000
14,861,000
12,669,000
67,895,000
0
0
0
0
0
138,179,000
377,808
9,935,685
0
479,000
0
128,453,000
0
50,710,000
0
71,011,000
0
0
0
102,377,000
0
0
0
80,203,000
0
0
0
0
0
0
0
000000080,203,000000102,377,00000071,011,000050,710,0000128,453,0000479,00009,935,685377,808138,179,0000000067,895,00012,669,00014,861,00014,559,00058,889,00065,989,00034,178,00050,391,00019,087,00025,441,0003,223,00019,313,0000116,348,000192,492,00067,154,000123,082,00096,998,00025,987,00012,777,00033,071,0000062,365,000083,368,0000051,143,0000
       Other Current Assets 
4,189,458,000
3,723,384,000
0
3,566,627,000
3,331,738,000
3,233,626,000
3,132,177,000
3,016,572,000
2,804,043,000
2,831,412,000
2,828,503,000
2,880,530,000
2,821,526,000
2,832,685,000
2,643,676,000
2,702,072,000
2,805,526,000
2,862,541,000
2,692,460,000
2,808,361,000
2,922,832,000
2,768,467,000
2,777,549,000
2,887,854,000
2,917,406,000
2,923,770,000
2,880,219,000
2,745,806,000
2,739,758,000
2,650,314,000
2,681,676,000
2,628,803,000
2,831,130,000
2,781,980,000
2,772,875,000
2,823,342,000
2,942,402,000
2,963,179,000
2,955,334,000
2,957,553,000
3,010,721,000
3,103,032,000
3,105,336,000
3,143,507,000
3,294,912,000
3,322,194,000
3,609,561,000
3,270,096,000
3,231,254,000
3,301,508,000
3,390,359,000
3,533,237,000
3,693,410,000
98,846,000
120,538,000
1,341,598,000
1,465,478,000
1,611,521,000
1,595,587,000
1,732,032,000
1,863,291,000
1,863,291,0001,732,032,0001,595,587,0001,611,521,0001,465,478,0001,341,598,000120,538,00098,846,0003,693,410,0003,533,237,0003,390,359,0003,301,508,0003,231,254,0003,270,096,0003,609,561,0003,322,194,0003,294,912,0003,143,507,0003,105,336,0003,103,032,0003,010,721,0002,957,553,0002,955,334,0002,963,179,0002,942,402,0002,823,342,0002,772,875,0002,781,980,0002,831,130,0002,628,803,0002,681,676,0002,650,314,0002,739,758,0002,745,806,0002,880,219,0002,923,770,0002,917,406,0002,887,854,0002,777,549,0002,768,467,0002,922,832,0002,808,361,0002,692,460,0002,862,541,0002,805,526,0002,702,072,0002,643,676,0002,832,685,0002,821,526,0002,880,530,0002,828,503,0002,831,412,0002,804,043,0003,016,572,0003,132,177,0003,233,626,0003,331,738,0003,566,627,00003,723,384,0004,189,458,000
   > Long-term Assets 
1,661,770,000
1,630,337,000
0
1,788,929,000
1,747,648,000
1,679,884,000
1,630,466,000
1,804,639,000
1,854,093,000
1,781,924,000
1,796,892,000
1,968,152,000
1,870,183,000
1,881,291,000
1,859,277,000
1,855,635,000
1,781,459,000
1,749,669,000
1,692,520,000
1,510,792,000
1,470,474,000
1,576,006,000
1,721,682,000
1,645,881,000
1,725,252,000
1,391,274,000
1,418,385,000
1,307,894,000
1,388,689,000
1,328,454,000
1,367,666,000
1,350,922,000
1,375,829,000
1,230,979,000
1,365,811,000
1,431,557,000
1,421,312,000
1,406,440,000
1,438,557,000
1,518,646,000
1,480,701,000
1,533,300,000
1,624,587,000
1,661,188,000
1,563,455,000
1,442,335,000
1,458,678,000
1,459,951,000
1,558,957,000
1,665,249,000
1,663,481,000
42,941,000
42,360,000
41,924,000
41,291,000
1,726,069,000
1,730,984,000
1,542,743,000
40,624,000
1,711,211,000
1,689,402,000
1,689,402,0001,711,211,00040,624,0001,542,743,0001,730,984,0001,726,069,00041,291,00041,924,00042,360,00042,941,0001,663,481,0001,665,249,0001,558,957,0001,459,951,0001,458,678,0001,442,335,0001,563,455,0001,661,188,0001,624,587,0001,533,300,0001,480,701,0001,518,646,0001,438,557,0001,406,440,0001,421,312,0001,431,557,0001,365,811,0001,230,979,0001,375,829,0001,350,922,0001,367,666,0001,328,454,0001,388,689,0001,307,894,0001,418,385,0001,391,274,0001,725,252,0001,645,881,0001,721,682,0001,576,006,0001,470,474,0001,510,792,0001,692,520,0001,749,669,0001,781,459,0001,855,635,0001,859,277,0001,881,291,0001,870,183,0001,968,152,0001,796,892,0001,781,924,0001,854,093,0001,804,639,0001,630,466,0001,679,884,0001,747,648,0001,788,929,00001,630,337,0001,661,770,000
       Property Plant Equipment 
25,101,000
24,711,000
0
24,026,000
23,668,000
23,359,000
23,849,000
23,488,000
23,057,000
23,296,000
22,807,000
22,498,000
22,281,000
22,040,000
21,981,000
22,148,000
22,254,000
22,214,000
21,961,000
21,641,000
21,514,000
22,335,000
21,942,000
21,823,000
21,950,000
22,062,000
22,061,000
21,891,000
21,803,000
21,918,000
21,911,000
22,091,000
21,896,000
23,257,000
24,866,000
24,692,000
24,824,000
24,628,000
24,324,000
24,174,000
23,831,000
23,641,000
24,354,000
24,038,000
23,853,000
23,698,000
23,837,000
23,432,000
23,586,000
23,311,000
22,933,000
22,439,000
22,073,000
21,785,000
21,426,000
21,086,000
21,084,000
21,617,000
21,267,000
21,363,000
21,256,000
21,256,00021,363,00021,267,00021,617,00021,084,00021,086,00021,426,00021,785,00022,073,00022,439,00022,933,00023,311,00023,586,00023,432,00023,837,00023,698,00023,853,00024,038,00024,354,00023,641,00023,831,00024,174,00024,324,00024,628,00024,824,00024,692,00024,866,00023,257,00021,896,00022,091,00021,911,00021,918,00021,803,00021,891,00022,061,00022,062,00021,950,00021,823,00021,942,00022,335,00021,514,00021,641,00021,961,00022,214,00022,254,00022,148,00021,981,00022,040,00022,281,00022,498,00022,807,00023,296,00023,057,00023,488,00023,849,00023,359,00023,668,00024,026,000024,711,00025,101,000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,828,233
10,063,472
1,209,771,000
10,767,307
100,036,631
1,237,116,000
1,323,382,000
1,259,590,000
1,526,985,000
1,612,097,000
1,663,976,000
1,587,482,000
1,427,039,000
1,444,161,000
1,445,363,000
1,515,600,000
1,621,805,000
1,620,225,000
1,556,503,000
1,545,084,000
1,712,333,000
1,608,095,000
1,685,298,000
1,690,345,000
1,501,734,000
1,587,383,000
1,670,670,000
1,649,105,000
1,649,105,0001,670,670,0001,587,383,0001,501,734,0001,690,345,0001,685,298,0001,608,095,0001,712,333,0001,545,084,0001,556,503,0001,620,225,0001,621,805,0001,515,600,0001,445,363,0001,444,161,0001,427,039,0001,587,482,0001,663,976,0001,612,097,0001,526,985,0001,259,590,0001,323,382,0001,237,116,000100,036,63110,767,3071,209,771,00010,063,4728,828,233000000000000000000000000000000000
       Intangible Assets 
12,788,000
10,134,000
0
8,362,000
8,180,000
7,717,000
7,223,000
6,801,000
6,288,000
5,757,000
5,281,000
4,849,000
4,469,000
4,230,000
3,947,000
3,684,000
0
3,164,000
0
0
0
3,630,000
0
0
0
7,225,000
0
0
0
11,257,000
0
0
0
13,601,000
129,605
15,424,000
142,604
16,907,000
17,900,000
18,560,000
18,438,000
18,572,000
18,877,000
19,271,000
19,207,000
19,210,000
0
0
0
20,133,000
0
20,502,000
20,287,000
20,140,000
19,865,000
19,685,000
19,555,000
19,392,000
19,357,000
0
0
0019,357,00019,392,00019,555,00019,685,00019,865,00020,140,00020,287,00020,502,000020,133,00000019,210,00019,207,00019,271,00018,877,00018,572,00018,438,00018,560,00017,900,00016,907,000142,60415,424,000129,60513,601,00000011,257,0000007,225,0000003,630,0000003,164,00003,684,0003,947,0004,230,0004,469,0004,849,0005,281,0005,757,0006,288,0006,801,0007,223,0007,717,0008,180,0008,362,000010,134,00012,788,000
       Other Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
24,142,116
23,901,121
2,541,567,000
25,142,044
241,586,681
2,863,244,000
2,860,821,000
2,904,415,000
2,994,630,000
3,006,038,000
3,027,294,000
3,158,642,000
3,206,387,000
3,146,227,000
3,113,543,000
3,129,765,000
3,194,061,000
3,285,332,000
5,089,740,000
5,238,494,000
5,544,783,000
5,835,985,000
4,460,387,000
4,362,587,000
4,366,324,000
6,174,234,000
4,640,698,000
4,495,947,000
4,495,947,0004,640,698,0006,174,234,0004,366,324,0004,362,587,0004,460,387,0005,835,985,0005,544,783,0005,238,494,0005,089,740,0003,285,332,0003,194,061,0003,129,765,0003,113,543,0003,146,227,0003,206,387,0003,158,642,0003,027,294,0003,006,038,0002,994,630,0002,904,415,0002,860,821,0002,863,244,000241,586,68125,142,0442,541,567,00023,901,12124,142,116000000000000000000000000000000000
> Total Liabilities 
5,707,938,000
5,547,723,000
0
4,989,320,000
4,918,658,000
4,618,609,000
4,418,174,000
4,431,148,000
4,276,637,000
4,353,186,000
4,272,646,000
4,465,416,000
4,438,840,000
4,489,848,000
4,269,926,000
4,513,601,000
4,539,873,000
4,480,850,000
4,103,589,000
4,291,437,000
4,353,292,000
4,289,401,000
4,411,389,000
4,523,763,000
4,552,045,000
4,357,059,000
4,451,026,000
4,238,082,000
4,315,826,000
4,187,424,000
4,201,979,000
4,150,399,000
4,388,112,000
4,165,663,000
4,316,012,000
4,379,915,000
4,469,295,000
4,475,559,000
4,497,525,000
4,558,486,000
4,626,634,000
4,806,340,000
4,831,137,000
4,916,447,000
5,033,378,000
4,875,056,000
5,230,343,000
5,109,388,000
5,104,275,000
5,426,860,000
5,551,926,000
5,558,499,000
5,855,575,000
6,241,388,000
6,528,721,000
644,185,000
643,407,000
683,386,000
958,700,000
781,775,000
764,512,000
764,512,000781,775,000958,700,000683,386,000643,407,000644,185,0006,528,721,0006,241,388,0005,855,575,0005,558,499,0005,551,926,0005,426,860,0005,104,275,0005,109,388,0005,230,343,0004,875,056,0005,033,378,0004,916,447,0004,831,137,0004,806,340,0004,626,634,0004,558,486,0004,497,525,0004,475,559,0004,469,295,0004,379,915,0004,316,012,0004,165,663,0004,388,112,0004,150,399,0004,201,979,0004,187,424,0004,315,826,0004,238,082,0004,451,026,0004,357,059,0004,552,045,0004,523,763,0004,411,389,0004,289,401,0004,353,292,0004,291,437,0004,103,589,0004,480,850,0004,539,873,0004,513,601,0004,269,926,0004,489,848,0004,438,840,0004,465,416,0004,272,646,0004,353,186,0004,276,637,0004,431,148,0004,418,174,0004,618,609,0004,918,658,0004,989,320,00005,547,723,0005,707,938,000
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
28,516,038
28,332,577
3,787,675,000
28,771,160
272,891,205
3,342,450,000
3,366,222,000
3,397,874,000
3,988,103,000
3,542,028,000
3,574,756,000
3,662,524,000
3,700,174,000
3,764,799,000
3,930,996,000
4,026,551,000
4,245,102,000
4,472,139,000
4,558,192,000
4,773,061,000
5,105,236,000
5,419,468,000
3,349,430,000
3,424,295,000
3,662,155,000
3,804,100,000
3,982,516,000
3,907,019,000
3,907,019,0003,982,516,0003,804,100,0003,662,155,0003,424,295,0003,349,430,0005,419,468,0005,105,236,0004,773,061,0004,558,192,0004,472,139,0004,245,102,0004,026,551,0003,930,996,0003,764,799,0003,700,174,0003,662,524,0003,574,756,0003,542,028,0003,988,103,0003,397,874,0003,366,222,0003,342,450,000272,891,20528,771,1603,787,675,00028,332,57728,516,038000000000000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,285,533
9,170,662
1,371,228,000
9,808,007
93,259,875
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
350,288,000
262,517,000
415,310,000
351,220,000
400,587,000
339,712,000
339,712,000400,587,000351,220,000415,310,000262,517,000350,288,0000000000000000000093,259,8759,808,0071,371,228,0009,170,6628,285,533000000000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,285,533
9,170,662
1,371,228,000
9,808,007
93,259,875
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000093,259,8759,808,0071,371,228,0009,170,6628,285,533000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25,612,478
25,718,420
2,899,616,000
26,237,859
250,754,389
3,094,523,000
3,085,173,000
3,101,854,000
3,230,731,000
3,223,566,000
3,220,555,000
3,349,092,000
3,396,899,000
3,541,729,000
3,647,029,000
3,771,083,000
4,012,506,000
4,253,966,000
4,358,833,000
4,580,807,000
4,871,556,000
5,144,909,000
5,302,160,000
5,406,146,000
0
5,638,343,000
0
0
005,638,343,00005,406,146,0005,302,160,0005,144,909,0004,871,556,0004,580,807,0004,358,833,0004,253,966,0004,012,506,0003,771,083,0003,647,029,0003,541,729,0003,396,899,0003,349,092,0003,220,555,0003,223,566,0003,230,731,0003,101,854,0003,085,173,0003,094,523,000250,754,38926,237,8592,899,616,00025,718,42025,612,478000000000000000000000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,032,712
1,764,834
59,494,000
1,528,374
13,304,693
161,979,000
173,661,000
186,234,000
201,589,000
212,431,000
232,674,000
194,245,000
232,649,000
198,845,000
202,334,000
182,245,000
156,224,000
132,806,000
115,719,000
110,801,000
143,265,000
186,660,000
2,999,142,000
3,161,778,000
3,246,845,000
3,452,880,000
3,581,929,000
3,567,307,000
3,567,307,0003,581,929,0003,452,880,0003,246,845,0003,161,778,0002,999,142,000186,660,000143,265,000110,801,000115,719,000132,806,000156,224,000182,245,000202,334,000198,845,000232,649,000194,245,000232,674,000212,431,000201,589,000186,234,000173,661,000161,979,00013,304,6931,528,37459,494,0001,764,8342,032,712000000000000000000000000000000000
   > Long-term Liabilities 
2,458,967,000
2,127,424,000
0
1,392,124,000
1,194,325,000
1,019,563,000
833,021,000
768,433,000
710,150,000
753,327,000
598,332,000
570,906,000
509,454,000
574,566,000
494,634,000
532,000,000
550,874,000
561,479,000
530,301,000
517,787,000
481,252,000
523,297,000
637,683,000
542,947,000
621,637,000
584,537,000
628,114,000
579,846,000
652,928,000
557,781,000
547,324,000
543,587,000
587,023,000
616,640,000
636,438,000
644,105,000
659,008,000
663,811,000
609,481,000
651,315,000
660,827,000
656,228,000
663,734,000
664,506,000
687,952,000
726,273,000
900,589,000
667,013,000
573,104,000
563,668,000
554,611,000
844,145,000
927,485,000
6,241,388,000
6,528,721,000
644,185,000
643,407,000
683,386,000
958,700,000
781,775,000
764,512,000
764,512,000781,775,000958,700,000683,386,000643,407,000644,185,0006,528,721,0006,241,388,000927,485,000844,145,000554,611,000563,668,000573,104,000667,013,000900,589,000726,273,000687,952,000664,506,000663,734,000656,228,000660,827,000651,315,000609,481,000663,811,000659,008,000644,105,000636,438,000616,640,000587,023,000543,587,000547,324,000557,781,000652,928,000579,846,000628,114,000584,537,000621,637,000542,947,000637,683,000523,297,000481,252,000517,787,000530,301,000561,479,000550,874,000532,000,000494,634,000574,566,000509,454,000570,906,000598,332,000753,327,000710,150,000768,433,000833,021,0001,019,563,0001,194,325,0001,392,124,00002,127,424,0002,458,967,000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,435,432
1,743,130
41,808,000
2,080,928
20,106,516
219,316,000
183,896,000
187,431,000
213,731,000
203,619,000
226,981,000
255,654,000
206,013,000
170,104,000
171,656,000
182,415,000
201,954,000
161,726,000
156,162,000
155,029,000
177,894,000
220,991,000
249,424,000
217,632,000
0
0
0
0
0000217,632,000249,424,000220,991,000177,894,000155,029,000156,162,000161,726,000201,954,000182,415,000171,656,000170,104,000206,013,000255,654,000226,981,000203,619,000213,731,000187,431,000183,896,000219,316,00020,106,5162,080,92841,808,0001,743,1301,435,432000000000000000000000000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48,000
373
3,038
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000000003,03837348,00000000000000000000000000000000000000
> Total Stockholder Equity
642,076,000
528,959,000
0
539,269,000
539,208,000
538,051,000
547,620,000
554,438,000
553,958,000
564,457,000
572,986,000
585,830,000
593,267,000
606,833,000
604,454,000
615,762,000
541,812,000
535,073,000
490,927,000
501,686,000
503,945,000
515,281,000
510,199,000
518,892,000
549,399,000
566,646,000
397,782,000
399,481,000
399,047,000
404,725,000
414,360,000
422,761,000
407,399,000
418,585,000
426,768,000
434,743,000
446,220,000
436,050,000
429,350,000
437,153,000
419,370,000
448,874,000
467,504,000
477,412,000
485,469,000
427,493,000
466,783,000
477,902,000
492,684,000
494,547,000
516,754,000
521,496,000
527,544,000
493,494,000
463,144,000
445,902,000
447,065,000
438,661,000
433,505,000
427,466,000
403,054,000
403,054,000427,466,000433,505,000438,661,000447,065,000445,902,000463,144,000493,494,000527,544,000521,496,000516,754,000494,547,000492,684,000477,902,000466,783,000427,493,000485,469,000477,412,000467,504,000448,874,000419,370,000437,153,000429,350,000436,050,000446,220,000434,743,000426,768,000418,585,000407,399,000422,761,000414,360,000404,725,000399,047,000399,481,000397,782,000566,646,000549,399,000518,892,000510,199,000515,281,000503,945,000501,686,000490,927,000535,073,000541,812,000615,762,000604,454,000606,833,000593,267,000585,830,000572,986,000564,457,000553,958,000554,438,000547,620,000538,051,000539,208,000539,269,0000528,959,000642,076,000
   Common Stock
419,781,000
419,781,000
0
419,781,000
419,781,000
419,781,000
419,781,000
419,781,000
419,781,000
419,781,000
419,781,000
419,781,000
419,781,000
419,781,000
419,781,000
419,781,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000
100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000100,000,000419,781,000419,781,000419,781,000419,781,000419,781,000419,781,000419,781,000419,781,000419,781,000419,781,000419,781,000419,781,000419,781,0000419,781,000419,781,000
   Retained Earnings 
229,921,000
96,694,000
0
100,984,000
101,834,000
102,831,000
106,923,000
113,797,000
119,319,000
132,420,000
138,221,000
149,821,000
158,949,000
173,548,000
168,351,000
178,751,000
188,561,000
198,474,000
193,730,000
200,471,000
206,735,000
209,848,000
216,424,000
223,899,000
230,601,000
235,035,000
183,825,000
191,081,000
197,220,000
199,785,000
207,086,000
214,446,000
219,492,000
221,940,000
229,815,000
233,805,000
239,493,000
243,190,000
248,265,000
253,602,000
257,281,000
259,021,000
266,941,000
270,753,000
275,706,000
269,545,000
272,445,000
276,620,000
279,996,000
283,464,000
290,395,000
294,544,000
299,953,000
301,700,000
304,818,000
307,398,000
303,327,000
291,898,000
293,998,000
294,837,000
263,644,000
263,644,000294,837,000293,998,000291,898,000303,327,000307,398,000304,818,000301,700,000299,953,000294,544,000290,395,000283,464,000279,996,000276,620,000272,445,000269,545,000275,706,000270,753,000266,941,000259,021,000257,281,000253,602,000248,265,000243,190,000239,493,000233,805,000229,815,000221,940,000219,492,000214,446,000207,086,000199,785,000197,220,000191,081,000183,825,000235,035,000230,601,000223,899,000216,424,000209,848,000206,735,000200,471,000193,730,000198,474,000188,561,000178,751,000168,351,000173,548,000158,949,000149,821,000138,221,000132,420,000119,319,000113,797,000106,923,000102,831,000101,834,000100,984,000096,694,000229,921,000
   Capital Surplus 0000000000000000000000000000000000000000000000000000000000000
   Treasury Stock0000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
-7,626,000
12,484,000
0
18,504,000
17,593,000
15,439,000
20,916,000
20,860,000
14,858,000
12,256,000
14,984,000
16,228,000
14,537,000
13,504,000
16,322,000
17,230,000
253,251,000
236,599,000
197,197,000
201,215,000
197,210,000
205,433,000
193,775,000
194,993,000
218,798,000
231,611,000
113,957,000
108,400,000
101,827,000
104,940,000
107,274,000
108,315,000
87,907,000
96,645,000
96,953,000
100,938,000
106,727,000
92,860,000
81,085,000
83,551,000
62,089,000
89,853,000
100,563,000
106,659,000
109,763,000
57,948,000
94,338,000
101,282,000
112,688,000
111,083,000
126,359,000
-394,544,000
-399,953,000
-401,700,000
-404,818,000
38,504,000
43,738,000
46,763,000
-393,998,000
32,629,000
39,410,000
39,410,00032,629,000-393,998,00046,763,00043,738,00038,504,000-404,818,000-401,700,000-399,953,000-394,544,000126,359,000111,083,000112,688,000101,282,00094,338,00057,948,000109,763,000106,659,000100,563,00089,853,00062,089,00083,551,00081,085,00092,860,000106,727,000100,938,00096,953,00096,645,00087,907,000108,315,000107,274,000104,940,000101,827,000108,400,000113,957,000231,611,000218,798,000194,993,000193,775,000205,433,000197,210,000201,215,000197,197,000236,599,000253,251,00017,230,00016,322,00013,504,00014,537,00016,228,00014,984,00012,256,00014,858,00020,860,00020,916,00015,439,00017,593,00018,504,000012,484,000-7,626,000



Balance Sheet

Currency in JPY. All numbers in thousands.




Cash Flow

Currency in JPY. All numbers in thousands.




Income Statement

Currency in JPY. All numbers in thousands.


Latest Income Statement (annual, 2023-03-31)

Gross Profit (+$)
totalRevenue105,780,000
Cost of Revenue--
Gross Profit105,780,000105,780,000
 
Operating Income (+$)
Gross Profit105,780,000
Operating Expense-97,230,000
Operating Income2,433,0008,550,000
 
Operating Expense (+$)
Research Development-
Selling General Administrative59,463,000
Selling And Marketing Expenses-
Operating Expense97,230,00059,463,000
 
Net Interest Income (+$)
Interest Income113,570,000
Interest Expense-62,490,000
Other Finance Cost-0
Net Interest Income51,080,000
 
Pretax Income (+$)
Operating Income2,433,000
Net Interest Income51,080,000
Other Non-Operating Income Expenses-
Income Before Tax (EBT)7,354,000-4,920,000
EBIT - interestExpense = -60,057,000
9,417,000
71,209,000
Interest Expense62,490,000
Earnings Before Interest and Taxes (EBIT)2,433,00069,844,000
Earnings Before Interest and Taxes (EBITDA)9,417,000
 
After tax Income (+$)
Income Before Tax7,354,000
Tax Provision-698,000
Net Income From Continuing Ops6,656,0006,656,000
Net Income8,719,000
Net Income Applicable To Common Shares8,719,000
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses101,445,000
Total Other Income/Expenses Net7,353,000-51,080,000
 

Technical Analysis of Aozora Bank Ltd ADR
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Aozora Bank Ltd ADR. The general trend of Aozora Bank Ltd ADR is BEARISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Aozora Bank Ltd ADR's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-100.0%) Bearish trend (100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Aozora Bank Ltd ADR.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 4.36 < 4.36 < 4.505.

The bearish price targets are: 3.34.

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Aozora Bank Ltd ADR Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Aozora Bank Ltd ADR. The current mas is .

The long score for the Moving Averages is 0/14.
The longshort score for the Moving Averages is -14/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Aozora Bank Ltd ADR Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Aozora Bank Ltd ADR. The current macd is -0.0568096.

The long score for the Moving Average Convergence/Divergence (MACD) is 0/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -4/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Aozora Bank Ltd ADR price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Aozora Bank Ltd ADR. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Aozora Bank Ltd ADR price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Aozora Bank Ltd ADR Daily Moving Average Convergence/Divergence (MACD) ChartAozora Bank Ltd ADR Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Aozora Bank Ltd ADR. The current adx is 21.60.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -2/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Aozora Bank Ltd ADR shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bearish trend could be forming. -1
Aozora Bank Ltd ADR Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Aozora Bank Ltd ADR. The current sar is 4.36696297.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Aozora Bank Ltd ADR Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Aozora Bank Ltd ADR. The current rsi is 42.78. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is -2/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending up: The RSI is trending up. +1
Aozora Bank Ltd ADR Daily Relative Strength Index (RSI) ChartAozora Bank Ltd ADR Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Aozora Bank Ltd ADR. The current phase is Oversold in bear market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 0/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH < 20: The STOCH %K is below 20 and oversold. -2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Aozora Bank Ltd ADR price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Aozora Bank Ltd ADR Daily Stochastic Oscillator ChartAozora Bank Ltd ADR Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Aozora Bank Ltd ADR. The current cci is -109.47247955.

The long score for the Commodity Channel Index (CCI) is 0/1.
The longshort score for the Commodity Channel Index (CCI) is -1/(-1 +1).

  • CCI < -100: The CCI is below -100, it indicates that the price is significantly below its average, suggesting a potential oversold condition. -1
Aozora Bank Ltd ADR Daily Commodity Channel Index (CCI) ChartAozora Bank Ltd ADR Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Aozora Bank Ltd ADR. The current cmo is -18.63625739.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Aozora Bank Ltd ADR Daily Chande Momentum Oscillator (CMO) ChartAozora Bank Ltd ADR Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Aozora Bank Ltd ADR. The current willr is -83.79888268.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is -1/(-1 +1).

  • WILLR < -80: The Williams %R is below -80. This indicates that the price is in oversold territory, suggesting a potential price correction or trend reversal to the upside. -1
Aozora Bank Ltd ADR Daily Williams %R ChartAozora Bank Ltd ADR Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Aozora Bank Ltd ADR.

Aozora Bank Ltd ADR Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Aozora Bank Ltd ADR. The current atr is 0.09079494.

Aozora Bank Ltd ADR Daily Average True Range (ATR) ChartAozora Bank Ltd ADR Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Aozora Bank Ltd ADR. The current obv is -74,611.

Aozora Bank Ltd ADR Daily On-Balance Volume (OBV) ChartAozora Bank Ltd ADR Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Aozora Bank Ltd ADR. The current mfi is 34.41.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
Aozora Bank Ltd ADR Daily Money Flow Index (MFI) ChartAozora Bank Ltd ADR Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Aozora Bank Ltd ADR.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-08WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-13MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2023-11-17DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-21STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-08MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2023-12-18MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-12-19SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2023-12-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-02WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-04STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-08STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-10STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-18ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-19MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-22STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-24STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-25WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-26MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-31DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-01WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-02ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-07STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-12STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-14STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-15ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-16STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-20ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-21SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-22MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-02-26STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-27STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-28DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-29STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-03-01DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-08STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-12DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-13SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-03-14STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-15STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-19CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-03-20STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-03-22MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-25CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-26STOCH SHORT EXITThe %K line crosses above the %D line.

6.3. Candlestick Patterns

Aozora Bank Ltd ADR Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Aozora Bank Ltd ADR based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5042.779
Ma 20Greater thanMa 504.233
Ma 50Greater thanMa 1004.340
Ma 100Greater thanMa 2004.693
OpenGreater thanClose4.060
Total0/5 (0.0%)
Penke

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