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ASR Nederland NV
Buy, Hold or Sell?

Let's analyse ASR Nederland NV together

PenkeI guess you are interested in ASR Nederland NV. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of ASR Nederland NV. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of ASR Nederland NV (30 sec.)










What can you expect buying and holding a share of ASR Nederland NV? (30 sec.)

How much money do you get?

How much money do you get?
€6.97
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
€31.99
Expected worth in 1 year
€20.04
How sure are you?
90.0%

+ What do you gain per year?

Total Gains per Share
€-5.38
Return On Investment
-15.5%

For what price can you sell your share?

Current Price per Share
€34.83
Expected price per share
€33.22 - €38.24
How sure are you?
50%
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1. Valuation of ASR Nederland NV (5 min.)




Live pricePrice per Share (EOD)

€34.83

Intrinsic Value Per Share

€-39.47 - €-36.64

Total Value Per Share

€-7.47 - €-4.64

2. Growth of ASR Nederland NV (5 min.)




Is ASR Nederland NV growing?

Current yearPrevious yearGrowGrow %
How rich?$7.1b$7.8b-$668.3m-9.3%

How much money is ASR Nederland NV making?

Current yearPrevious yearGrowGrow %
Making money$725.5m$946.9m-$221.3m-30.5%
Net Profit Margin13.1%9.1%--

How much money comes from the company's main activities?

3. Financial Health of ASR Nederland NV (5 min.)




4. Comparing to competitors in the Insurance-Diversified industry (5 min.)




  Industry Rankings (Insurance-Diversified)  


Richest
#26 / 89

Most Revenue
#26 / 89

Most Profit
#15 / 89
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What can you expect buying and holding a share of ASR Nederland NV? (5 min.)

Welcome investor! ASR Nederland NV's management wants to use your money to grow the business. In return you get a share of ASR Nederland NV.

What can you expect buying and holding a share of ASR Nederland NV?

First you should know what it really means to hold a share of ASR Nederland NV. And how you can make/lose money.

Speculation

The Price per Share of ASR Nederland NV is €34.83. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of ASR Nederland NV.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in ASR Nederland NV, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is €31.99. Based on the TTM, the Book Value Change Per Share is €-2.99 per quarter. Based on the YOY, the Book Value Change Per Share is €5.07 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is €1.64 per quarter.
Based on historical numbers we can estimate the returns while holding a share of ASR Nederland NV.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 % of Price per Share% of Price per Share% of Price per Share% of Price per Share% of Price per Share
Usd Eps3.449.9%3.449.9%4.4912.9%3.7210.7%3.249.3%
Usd Book Value Change Per Share-3.17-9.1%-3.17-9.1%5.3715.4%1.333.8%1.925.5%
Usd Dividend Per Share1.745.0%1.745.0%1.434.1%1.484.3%1.083.1%
Usd Total Gains Per Share-1.43-4.1%-1.43-4.1%6.8019.5%2.818.1%3.008.6%
Usd Price Per Share46.98-46.98-42.90-39.33-25.69-
Price to Earnings Ratio13.67-13.67-9.56-10.86-7.02-
Price-to-Total Gains Ratio-32.96--32.96-6.30-3.08-4.88-
Price to Book Ratio1.39-1.39-1.16-1.23-0.85-
Price-to-Total Gains Ratio-32.96--32.96-6.30-3.08-4.88-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share36.891936
Number of shares27
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share1.741.48
Usd Book Value Change Per Share-3.171.33
Usd Total Gains Per Share-1.432.81
Gains per Quarter (27 shares)-38.4875.82
Gains per Year (27 shares)-153.92303.29
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1188-342-164160143293
2376-684-318320286596
3564-1026-472480430899
4752-1368-6266405731202
5940-1710-7808017161505
61128-2052-9349618591808
71316-2394-1088112110022111
81505-2736-1242128111462414
91693-3078-1396144112892717
101881-3420-1550160114323020

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%17.00.00.0100.0%
Book Value Change Per Share0.01.00.00.0%2.01.00.066.7%4.01.00.080.0%9.01.00.090.0%13.04.00.076.5%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%10.00.07.058.8%
Total Gains per Share0.01.00.00.0%2.01.00.066.7%4.01.00.080.0%9.01.00.090.0%13.04.00.076.5%
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Fundamentals of ASR Nederland NV

About ASR Nederland NV

ASR Nederland N.V. provides insurance, pensions, and mortgages products for consumers, self-employed persons, and companies. It operates through five segments: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. The company offers health, life, pension, funeral expense, and occupational disability insurance products; and non-life insurance products, including road traffic, fire, third-party liability and legal assistance insurance. It also provides financial intermediary services; and develops real estate properties, as well as operates as an asset manager for third parties. ASR Nederland N.V. offers its products under the Loyalis, Ditzo, Europeesche Verzekeringen, a.s.r. asset management, Ardanta, and a.s.r. brand names. The company was formerly known as Fortis Verzekeringen Nederland N.V. and changed its name to ASR Nederland N.V. in October 2008. ASR Nederland N.V. was founded in 1720 and is headquartered in Utrecht, the Netherlands.

Fundamental data was last updated by Penke on 2023-09-27 14:34:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is expensive.
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1.1. Profitability of ASR Nederland NV.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit ASR Nederland NV earns for each €1 of revenue.

  • Above 10% is considered healthy but always compare ASR Nederland NV to the Insurance-Diversified industry mean.
  • A Net Profit Margin of 13.1% means that €0.13 for each €1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of ASR Nederland NV:

  • The MRQ is 13.1%. The company is making a huge profit. +2
  • The TTM is 13.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ13.1%TTM13.1%0.0%
TTM13.1%YOY9.1%+4.0%
TTM13.1%5Y10.5%+2.6%
5Y10.5%10Y9.2%+1.3%
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
MRQ13.1%7.2%+5.9%
TTM13.1%5.9%+7.2%
YOY9.1%5.6%+3.5%
5Y10.5%5.5%+5.0%
10Y9.2%5.8%+3.4%
1.1.2. Return on Assets

Shows how efficient ASR Nederland NV is using its assets to generate profit.

  • Above 5% is considered healthy but always compare ASR Nederland NV to the Insurance-Diversified industry mean.
  • 1.0% Return on Assets means that ASR Nederland NV generated €0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of ASR Nederland NV:

  • The MRQ is 1.0%. Using its assets, the company is less efficient in making profit.
  • The TTM is 1.0%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ1.0%TTM1.0%0.0%
TTM1.0%YOY1.2%-0.1%
TTM1.0%5Y1.1%0.0%
5Y1.1%10Y1.0%+0.0%
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
MRQ1.0%0.9%+0.1%
TTM1.0%0.8%+0.2%
YOY1.2%0.6%+0.6%
5Y1.1%0.7%+0.4%
10Y1.0%0.7%+0.3%
1.1.3. Return on Equity

Shows how efficient ASR Nederland NV is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare ASR Nederland NV to the Insurance-Diversified industry mean.
  • 10.2% Return on Equity means ASR Nederland NV generated €0.10 for each €1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of ASR Nederland NV:

  • The MRQ is 10.2%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 10.2%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ10.2%TTM10.2%0.0%
TTM10.2%YOY12.1%-2.0%
TTM10.2%5Y11.6%-1.4%
5Y11.6%10Y11.6%0.0%
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
MRQ10.2%6.7%+3.5%
TTM10.2%4.2%+6.0%
YOY12.1%4.9%+7.2%
5Y11.6%4.4%+7.2%
10Y11.6%4.9%+6.7%
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1.2. Operating Efficiency of ASR Nederland NV.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient ASR Nederland NV is operating .

  • Measures how much profit ASR Nederland NV makes for each €1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare ASR Nederland NV to the Insurance-Diversified industry mean.
  • An Operating Margin of 25.6% means the company generated €0.26  for each €1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of ASR Nederland NV:

  • The MRQ is 25.6%. The company is operating very efficient. +2
  • The TTM is 25.6%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ25.6%TTM25.6%0.0%
TTM25.6%YOY15.5%+10.1%
TTM25.6%5Y18.6%+7.1%
5Y18.6%10Y16.4%+2.2%
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
MRQ25.6%10.5%+15.1%
TTM25.6%4.6%+21.0%
YOY15.5%6.8%+8.7%
5Y18.6%7.1%+11.5%
10Y16.4%6.6%+9.8%
1.2.2. Operating Ratio

Measures how efficient ASR Nederland NV is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance-Diversified industry mean).
  • An Operation Ratio of 0.82 means that the operating costs are €0.82 for each €1 in net sales.

Let's take a look of the Operating Ratio trends of ASR Nederland NV:

  • The MRQ is 0.822. The company is less efficient in keeping operating costs low.
  • The TTM is 0.822. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.822TTM0.8220.000
TTM0.822YOY0.878-0.056
TTM0.8225Y1.149-0.327
5Y1.14910Y1.395-0.247
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8220.857-0.035
TTM0.8220.881-0.059
YOY0.8780.896-0.018
5Y1.1491.002+0.147
10Y1.3950.817+0.578
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1.3. Liquidity of ASR Nederland NV.

1.3. Liquidity
1.3.1. Current Ratio

Measures if ASR Nederland NV is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance-Diversified industry mean).
  • A Current Ratio of 47.92 means the company has €47.92 in assets for each €1 in short-term debts.

Let's take a look of the Current Ratio trends of ASR Nederland NV:

  • The MRQ is 47.919. The company is very able to pay all its short-term debts. +2
  • The TTM is 47.919. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ47.919TTM47.9190.000
TTM47.919YOY55.509-7.589
TTM47.9195Y43.499+4.421
5Y43.49910Y22.417+21.082
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
MRQ47.91915.486+32.433
TTM47.9191.253+46.666
YOY55.5091.818+53.691
5Y43.4991.627+41.872
10Y22.4171.384+21.033
1.3.2. Quick Ratio

Measures if ASR Nederland NV is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare ASR Nederland NV to the Insurance-Diversified industry mean.
  • A Quick Ratio of 91.67 means the company can pay off €91.67 for each €1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of ASR Nederland NV:

  • The MRQ is 91.675. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 91.675. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ91.675TTM91.6750.000
TTM91.675YOY108.874-17.199
TTM91.6755Y85.743+5.932
5Y85.74310Y47.178+38.566
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
MRQ91.67534.179+57.496
TTM91.6751.563+90.112
YOY108.8743.252+105.622
5Y85.7432.375+83.368
10Y47.1781.811+45.367
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1.4. Solvency of ASR Nederland NV.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of ASR Nederland NV assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare ASR Nederland NV to Insurance-Diversified industry mean.
  • A Debt to Asset Ratio of 0.90 means that ASR Nederland NV assets are financed with 89.7% credit (debt) and the remaining percentage (100% - 89.7%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of ASR Nederland NV:

  • The MRQ is 0.897. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.897. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.897TTM0.8970.000
TTM0.897YOY0.902-0.005
TTM0.8975Y0.907-0.010
5Y0.90710Y0.912-0.005
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8970.782+0.115
TTM0.8970.781+0.116
YOY0.9020.809+0.093
5Y0.9070.793+0.114
10Y0.9120.805+0.107
1.4.2. Debt to Equity Ratio

Measures if ASR Nederland NV is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare ASR Nederland NV to the Insurance-Diversified industry mean.
  • A Debt to Equity ratio of 874.0% means that company has €8.74 debt for each €1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of ASR Nederland NV:

  • The MRQ is 8.740. The company is unable to pay all its debts with equity. -1
  • The TTM is 8.740. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ8.740TTM8.7400.000
TTM8.740YOY9.185-0.445
TTM8.7405Y9.872-1.132
5Y9.87210Y10.533-0.661
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
MRQ8.7403.761+4.979
TTM8.7404.327+4.413
YOY9.1854.470+4.715
5Y9.8724.518+5.354
10Y10.5334.721+5.812
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2. Market Valuation of ASR Nederland NV

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every €1 in earnings ASR Nederland NV generates.

  • Above 15 is considered overpriced but always compare ASR Nederland NV to the Insurance-Diversified industry mean.
  • A PE ratio of 13.67 means the investor is paying €13.67 for every €1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of ASR Nederland NV:

  • The EOD is 10.732. Based on the earnings, the company is underpriced. +1
  • The MRQ is 13.665. Based on the earnings, the company is underpriced. +1
  • The TTM is 13.665. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD10.732MRQ13.665-2.933
MRQ13.665TTM13.6650.000
TTM13.665YOY9.562+4.104
TTM13.6655Y10.860+2.806
5Y10.86010Y7.023+3.836
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
EOD10.73210.542+0.190
MRQ13.6659.788+3.877
TTM13.6659.450+4.215
YOY9.5629.616-0.054
5Y10.86010.829+0.031
10Y7.02311.449-4.426
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of ASR Nederland NV:

  • The EOD is -6.316. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -8.042. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -8.042. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-6.316MRQ-8.042+1.726
MRQ-8.042TTM-8.0420.000
TTM-8.042YOY-45.228+37.186
TTM-8.0425Y-6.413-1.629
5Y-6.41310Y-0.884-5.529
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
EOD-6.3165.577-11.893
MRQ-8.0424.926-12.968
TTM-8.0422.657-10.699
YOY-45.2283.914-49.142
5Y-6.4134.322-10.735
10Y-0.8843.805-4.689
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2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of ASR Nederland NV is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance-Diversified industry mean).
  • A PB ratio of 1.39 means the investor is paying €1.39 for each €1 in book value.

Let's take a look of the Price to Book Ratio trends of ASR Nederland NV:

  • The EOD is 1.089. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.386. Based on the equity, the company is underpriced. +1
  • The TTM is 1.386. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.089MRQ1.386-0.298
MRQ1.386TTM1.3860.000
TTM1.386YOY1.158+0.229
TTM1.3865Y1.226+0.160
5Y1.22610Y0.853+0.373
Compared to industry (Insurance-Diversified)
PeriodCompanyIndustry (mean)+/- 
EOD1.0891.350-0.261
MRQ1.3861.215+0.171
TTM1.3861.208+0.178
YOY1.1581.152+0.006
5Y1.2261.166+0.060
10Y0.8531.127-0.274
2. Total Gains per Share
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3. Summary

3.1. Key Performance Indicators

The key performance indicators of ASR Nederland NV compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---2.990-2.9900%5.074-159%1.252-339%1.809-265%
Book Value Per Share--31.99531.9950%34.984-9%30.343+5%25.371+26%
Current Ratio--47.91947.9190%55.509-14%43.499+10%22.417+114%
Debt To Asset Ratio--0.8970.8970%0.902-1%0.907-1%0.912-2%
Debt To Equity Ratio--8.7408.7400%9.185-5%9.872-11%10.533-17%
Dividend Per Share--1.6441.6440%1.350+22%1.400+17%1.023+61%
Eps--3.2453.2450%4.236-23%3.516-8%3.058+6%
Free Cash Flow Per Share---5.515-5.5150%-0.895-84%-0.991-82%0.325-1794%
Free Cash Flow To Equity Per Share---0.246-0.2460%-2.279+825%-0.813+230%0.298-183%
Gross Profit Margin--0.9680.9680%0.978-1%0.977-1%0.9700%
Intrinsic Value_10Y_max---36.639--------
Intrinsic Value_10Y_min---39.469--------
Intrinsic Value_1Y_max---1.573--------
Intrinsic Value_1Y_min---2.217--------
Intrinsic Value_3Y_max---6.324--------
Intrinsic Value_3Y_min---8.207--------
Intrinsic Value_5Y_max---13.005--------
Intrinsic Value_5Y_min---15.843--------
Market Cap7351393671.360-27%9360732395.2009360732395.2000%8548132176.000+10%7836421022.976+19%5119275848.464+83%
Net Profit Margin--0.1310.1310%0.091+44%0.105+25%0.092+43%
Operating Margin--0.2560.2560%0.155+65%0.186+38%0.164+56%
Operating Ratio--0.8220.8220%0.878-6%1.149-28%1.395-41%
Pb Ratio1.089-27%1.3861.3860%1.158+20%1.226+13%0.853+63%
Pe Ratio10.732-27%13.66513.6650%9.562+43%10.860+26%7.023+95%
Price Per Share34.830-27%44.35044.3500%40.500+10%37.128+19%24.255+83%
Price To Free Cash Flow Ratio-6.316+21%-8.042-8.0420%-45.228+462%-6.413-20%-0.884-89%
Price To Total Gains Ratio-25.885+21%-32.960-32.9600%6.304-623%3.080-1170%4.885-775%
Quick Ratio--91.67591.6750%108.874-16%85.743+7%47.178+94%
Return On Assets--0.0100.0100%0.012-12%0.011-3%0.010+2%
Return On Equity--0.1020.1020%0.121-16%0.116-12%0.116-12%
Total Gains Per Share---1.346-1.3460%6.425-121%2.651-151%2.832-148%
Usd Book Value--7152777600.0007152777600.0000%7821132800.000-9%6783540480.000+5%5672016000.000+26%
Usd Book Value Change Per Share---3.167-3.1670%5.375-159%1.326-339%1.916-265%
Usd Book Value Per Share--33.88933.8890%37.056-9%32.140+5%26.873+26%
Usd Dividend Per Share--1.7411.7410%1.430+22%1.482+17%1.084+61%
Usd Eps--3.4383.4380%4.486-23%3.724-8%3.239+6%
Usd Free Cash Flow---1232908800.000-1232908800.0000%-200188800.000-84%-221584640.000-82%72767040.000-1794%
Usd Free Cash Flow Per Share---5.841-5.8410%-0.948-84%-1.050-82%0.345-1794%
Usd Free Cash Flow To Equity Per Share---0.261-0.2610%-2.414+825%-0.861+230%0.315-183%
Usd Market Cap7786596176.705-27%9914887752.9969914887752.9960%9054181600.819+10%8300337147.536+19%5422336978.693+83%
Usd Price Per Share36.892-27%46.97646.9760%42.898+10%39.326+19%25.690+83%
Usd Profit--725552000.000725552000.0000%946924800.000-23%785926400.000-8%670473600.000+8%
Usd Revenue--5519491200.0005519491200.0000%10405580800.000-47%7671997440.000-28%7406456000.000-25%
Usd Total Gains Per Share---1.425-1.4250%6.805-121%2.808-151%3.000-148%
 EOD+4 -4MRQTTM+0 -0YOY+12 -245Y+18 -1810Y+20 -16

3.2. Fundamental Score

Let's check the fundamental score of ASR Nederland NV based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1510.732
Price to Book Ratio (EOD)Between0-11.089
Net Profit Margin (MRQ)Greater than00.131
Operating Margin (MRQ)Greater than00.256
Quick Ratio (MRQ)Greater than191.675
Current Ratio (MRQ)Greater than147.919
Debt to Asset Ratio (MRQ)Less than10.897
Debt to Equity Ratio (MRQ)Less than18.740
Return on Equity (MRQ)Greater than0.150.102
Return on Assets (MRQ)Greater than0.050.010
Total6/10 (60.0%)

3.3. Technical Score

Let's check the technical score of ASR Nederland NV based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5026.093
Ma 20Greater thanMa 5040.236
Ma 50Greater thanMa 10040.887
Ma 100Greater thanMa 20040.131
OpenGreater thanClose39.110
Total3/5 (60.0%)



Latest Balance Sheet

Balance Sheet of 2022-12-31. Currency in EUR. All numbers in thousands.

Summary
Total Assets65,539,000
Total Liabilities58,786,000
Total Stockholder Equity6,726,000
 As reported
Total Liabilities 58,786,000
Total Stockholder Equity+ 6,726,000
Total Assets = 65,539,000

Assets

Total Assets65,539,000
Total Current Assets23,145,000
Long-term Assets23,145,000
Total Current Assets
Cash And Cash Equivalents 2,245,000
Short-term Investments 20,900,000
Net Receivables 234,000
Total Current Assets  (as reported)23,145,000
Total Current Assets  (calculated)23,379,000
+/- 234,000
Long-term Assets
Property Plant Equipment 679,000
Goodwill 234,000
Long Term Investments 31,147,000
Intangible Assets 184,000
Other Assets 10,031,000
Long-term Assets  (as reported)32,363,000
Long-term Assets  (calculated)42,275,000
+/- 9,912,000

Liabilities & Shareholders' Equity

Total Current Liabilities483,000
Long-term Liabilities483,000
Total Stockholder Equity6,726,000
Total Current Liabilities
Short-term Debt 2,724,000
Accounts payable 483,000
Other Current Liabilities -483,000
Total Current Liabilities  (as reported)483,000
Total Current Liabilities  (calculated)2,724,000
+/- 2,241,000
Long-term Liabilities
Long term Debt Total 2,194,000
Capital Lease Obligations Min Short Term Debt-2,662,000
Long-term Liabilities  (as reported)483,000
Long-term Liabilities  (calculated)-468,000
+/- 951,000
Total Stockholder Equity
Retained Earnings 5,333,000
Capital Surplus 1,533,000
Total Stockholder Equity (as reported)6,726,000
Total Stockholder Equity (calculated)6,866,000
+/- 140,000
Other
Capital Stock24,000
Cash and Short Term Investments 23,145,000
Common Stock Shares Outstanding 158,650
Liabilities and Stockholders Equity 65,539,000
Net Debt 2,211,000
Net Invested Capital 11,120,000
Net Working Capital 22,662,000
Short Long Term Debt Total 4,456,000



Balance Sheet

Currency in EUR. All numbers in thousands.

 Trend2022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-312005-12-31
> Total Assets 
37,332,000
40,025,000
38,926,000
36,714,000
39,291,000
40,616,000
42,078,000
44,483,000
43,052,000
51,654,000
53,338,000
56,952,000
55,405,000
59,009,000
69,721,000
77,151,000
75,040,000
65,539,000
65,539,00075,040,00077,151,00069,721,00059,009,00055,405,00056,952,00053,338,00051,654,00043,052,00044,483,00042,078,00040,616,00039,291,00036,714,00038,926,00040,025,00037,332,000
   > Total Current Assets 
0
0
0
0
0
0
0
0
4,692,000
8,677,000
7,112,000
9,046,000
10,006,000
12,902,000
34,798,000
36,620,000
32,639,000
23,145,000
23,145,00032,639,00036,620,00034,798,00012,902,00010,006,0009,046,0007,112,0008,677,0004,692,00000000000
       Cash And Cash Equivalents 
558,000
1,004,000
483,000
654,000
685,000
489,000
857,000
602,000
1,521,000
3,135,000
2,628,000
3,581,000
3,749,000
3,782,000
2,905,000
2,846,000
2,306,000
2,245,000
2,245,0002,306,0002,846,0002,905,0003,782,0003,749,0003,581,0002,628,0003,135,0001,521,000602,000857,000489,000685,000654,000483,0001,004,000558,000
       Short-term Investments 
0
99,000
49,000
2,000
62,000
37,000
1,782,000
1,956,000
19,571,000
22,849,000
24,930,000
25,340,000
23,975,000
25,328,000
31,893,000
33,774,000
30,333,000
20,900,000
20,900,00030,333,00033,774,00031,893,00025,328,00023,975,00025,340,00024,930,00022,849,00019,571,0001,956,0001,782,00037,00062,0002,00049,00099,0000
       Net Receivables 
0
0
0
0
0
0
0
0
932,000
865,000
729,000
757,000
819,000
776,000
1,358,000
2,484,000
1,046,000
234,000
234,0001,046,0002,484,0001,358,000776,000819,000757,000729,000865,000932,00000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
1,867,000
4,022,000
3,061,000
3,705,000
3,289,000
5,355,000
3,195,000
3,461,000
3,029,000
0
03,029,0003,461,0003,195,0005,355,0003,289,0003,705,0003,061,0004,022,0001,867,00000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
41,562,000
46,589,000
40,848,000
32,363,000
32,363,00040,848,00046,589,00041,562,00000000000000000
       Property Plant Equipment 
163,000
329,000
227,000
264,000
151,000
132,000
79,000
75,000
97,000
140,000
166,000
171,000
171,000
172,000
189,000
198,000
556,000
679,000
679,000556,000198,000189,000172,000171,000171,000166,000140,00097,00075,00079,000132,000151,000264,000227,000329,000163,000
       Goodwill 
1,000
26,000
36,000
48,000
37,000
14,000
1,000
3,000
3,000
3,000
150,000
186,000
193,000
247,000
253,000
148,000
223,000
234,000
234,000223,000148,000253,000247,000193,000186,000150,0003,0003,0003,0001,00014,00037,00048,00036,00026,0001,000
       Long Term Investments 
0
0
0
0
0
0
0
0
19,689,000
22,953,000
24,950,000
28,551,000
28,253,000
30,594,000
40,710,000
45,868,000
39,863,000
31,147,000
31,147,00039,863,00045,868,00040,710,00030,594,00028,253,00028,551,00024,950,00022,953,00019,689,00000000000
       Intangible Assets 
9,000
43,000
42,000
63,000
48,000
20,000
3,000
5,000
253,000
139,000
122,000
140,000
140,000
119,000
213,000
198,000
206,000
184,000
184,000206,000198,000213,000119,000140,000140,000122,000139,000253,0005,0003,00020,00048,00063,00042,00043,0009,000
> Total Liabilities 
34,785,000
36,714,000
36,567,000
36,185,000
37,336,000
38,165,000
39,713,000
41,548,000
39,395,000
47,945,000
49,079,000
52,481,000
49,973,000
53,530,000
63,628,000
70,838,000
67,656,000
58,786,000
58,786,00067,656,00070,838,00063,628,00053,530,00049,973,00052,481,00049,079,00047,945,00039,395,00041,548,00039,713,00038,165,00037,336,00036,185,00036,567,00036,714,00034,785,000
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
5,605,000
5,557,000
5,458,000
5,575,000
7,422,000
10,443,000
723,000
566,000
588,000
483,000
483,000588,000566,000723,00010,443,0007,422,0005,575,0005,458,0005,557,0005,605,00000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
50,000
27,000
21,000
26,000
14,000
12,000
6,143,000
8,500,000
6,269,000
2,724,000
2,724,0006,269,0008,500,0006,143,00012,00014,00026,00021,00027,00050,00000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
1,309,000
27,000
21,000
26,000
14,000
12,000
5,529,000
0
0
0
0005,529,00012,00014,00026,00021,00027,0001,309,00000000000
       Accounts payable 
85,000
184,000
179,000
84,000
166,000
167,000
156,000
211,000
683,000
1,056,000
740,000
611,000
564,000
662,000
723,000
566,000
588,000
483,000
483,000588,000566,000723,000662,000564,000611,000740,0001,056,000683,000211,000156,000167,000166,00084,000179,000184,00085,000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
784,000
693,000
627,000
511,000
342,000
2,181,000
-723,000
-566,000
-588,000
-483,000
-483,000-588,000-566,000-723,0002,181,000342,000511,000627,000693,000784,00000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,635,000
9,152,000
7,104,000
483,000
483,0007,104,0009,152,0006,635,00000000000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
552,000
611,000
536,000
524,000
1,023,000
1,045,000
1,184,000
2,194,000
2,194,0001,184,0001,045,0001,023,000524,000536,000611,000552,0000000000000
> Total Stockholder Equity
2,496,000
3,257,000
2,262,000
432,000
1,904,000
2,446,000
2,369,000
2,948,000
3,675,000
3,729,000
4,275,000
4,481,000
5,433,000
5,479,000
6,093,000
6,313,000
7,366,000
6,726,000
6,726,0007,366,0006,313,0006,093,0005,479,0005,433,0004,481,0004,275,0003,729,0003,675,0002,948,0002,369,0002,446,0001,904,000432,0002,262,0003,257,0002,496,000
   Common Stock
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
24,000
24,000
23,000
23,000
23,000
22,000
24,000
24,00022,00023,00023,00023,00024,00024,000100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000
   Retained Earnings 
533,000
624,000
889,000
0
255,000
317,000
718,000
868,000
1,624,000
1,863,000
2,293,000
2,747,000
3,383,000
3,528,000
4,179,000
4,509,000
5,061,000
5,333,000
5,333,0005,061,0004,509,0004,179,0003,528,0003,383,0002,747,0002,293,0001,863,0001,624,000868,000718,000317,000255,0000889,000624,000533,000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
962,000
1,038,000
1,018,000
976,000
976,000
976,000
956,000
1,533,000
1,533,000956,000976,000976,000976,0001,018,0001,038,000962,0000000000000
   Treasury Stock000-9,0000-188,000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
1,951,000
1,766,000
1,882,000
1,710,000
2,026,000
1,928,000
1,891,000
1,781,000
2,283,000
1,369,000
1,369,0002,283,0001,781,0001,891,0001,928,0002,026,0001,710,0001,882,0001,766,0001,951,00000000000



Balance Sheet

Currency in EUR. All numbers in thousands.




Cash Flow

Currency in EUR. All numbers in thousands.




Income Statement

Currency in EUR. All numbers in thousands.