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Bendigo And Adelaide Bank Ltd
Buy, Hold or Sell?

Let's analyse Bendigo And Adelaide Bank Ltd together

PenkeI guess you are interested in Bendigo And Adelaide Bank Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Bendigo And Adelaide Bank Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Bendigo And Adelaide Bank Ltd (30 sec.)










What can you expect buying and holding a share of Bendigo And Adelaide Bank Ltd? (30 sec.)

How much money do you get?

How much money do you get?
A$0.45
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$10.53
Expected worth in 1 year
A$10.84
How sure are you?
89.7%

+ What do you gain per year?

Total Gains per Share
A$1.00
Return On Investment
9.7%

For what price can you sell your share?

Current Price per Share
A$10.25
Expected price per share
A$9.1738641975309 - A$
How sure are you?
50%

1. Valuation of Bendigo And Adelaide Bank Ltd (5 min.)




Live pricePrice per Share (EOD)

A$10.25

Intrinsic Value Per Share

A$-126.29 - A$-49.03

Total Value Per Share

A$-115.76 - A$-38.49

2. Growth of Bendigo And Adelaide Bank Ltd (5 min.)




Is Bendigo And Adelaide Bank Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$4.5b$17b$4.5b21.0%

How much money is Bendigo And Adelaide Bank Ltd making?

Current yearPrevious yearGrowGrow %
Making money$142.2m$101.7m$40.5m28.5%
Net Profit Margin17.0%14.8%--

How much money comes from the company's main activities?

3. Financial Health of Bendigo And Adelaide Bank Ltd (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Bendigo And Adelaide Bank Ltd? (5 min.)

Welcome investor! Bendigo And Adelaide Bank Ltd's management wants to use your money to grow the business. In return you get a share of Bendigo And Adelaide Bank Ltd.

What can you expect buying and holding a share of Bendigo And Adelaide Bank Ltd?

First you should know what it really means to hold a share of Bendigo And Adelaide Bank Ltd. And how you can make/lose money.

Speculation

The Price per Share of Bendigo And Adelaide Bank Ltd is A$10.25. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Bendigo And Adelaide Bank Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Bendigo And Adelaide Bank Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$10.53. Based on the TTM, the Book Value Change Per Share is A$0.08 per quarter. Based on the YOY, the Book Value Change Per Share is A$-0.08 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.17 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Bendigo And Adelaide Bank Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps0.282.7%0.212.1%0.131.3%0.141.4%0.141.4%
Usd Book Value Change Per Share0.131.3%0.050.5%-0.05-0.5%0.020.2%0.040.4%
Usd Dividend Per Share0.181.7%0.111.1%0.070.7%0.080.8%0.070.7%
Usd Total Gains Per Share0.313.0%0.161.6%0.020.2%0.101.0%0.121.1%
Usd Price Per Share6.31-5.86-6.03-5.98-6.69-
Price to Earnings Ratio5.70-7.68-13.50-14.70-14.49-
Price-to-Total Gains Ratio20.43-6.81-9.45-38.47-65.67-
Price to Book Ratio0.92-0.61-0.72-0.80-1.02-
Price-to-Total Gains Ratio20.43-6.81-9.45-38.47-65.67-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share6.686075
Number of shares149
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.110.08
Usd Book Value Change Per Share0.050.02
Usd Total Gains Per Share0.160.10
Gains per Quarter (149 shares)24.2415.15
Gains per Year (149 shares)96.9560.61
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1673087471451
2134601849427112
32019028114141173
426812037818855234
533515047523568295
640218057228282356
746921066932896417
8536240766375109478
9603270863422123539
10670300960469137600

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share3.00.00.0100.0%11.00.00.0100.0%19.00.00.0100.0%39.00.00.0100.0%100.012.020.075.8%
Book Value Change Per Share2.01.00.066.7%6.04.01.054.5%9.05.05.047.4%17.08.014.043.6%45.012.075.034.1%
Dividend per Share3.00.00.0100.0%11.00.00.0100.0%19.00.00.0100.0%39.00.00.0100.0%132.00.00.0100.0%
Total Gains per Share2.01.00.066.7%7.04.00.063.6%15.04.00.078.9%35.04.00.089.7%126.06.00.095.5%

Fundamentals of Bendigo And Adelaide Bank Ltd

About Bendigo And Adelaide Bank Ltd

Bendigo and Adelaide Bank Limited provides banking and financial products and services to retail customers and small to medium sized businesses in Australia. The company operates through Consumer, Business and Agribusiness, and Corporate segments. It offers a range of products and services, including personal and business banking, financial planning, commercial mortgages and unsecured loans, investment products, insurance, and superannuation. The company also provides retail banking products and services; home loans for the mortgage broker and mortgage manager market; rural bank products and services; wealth management services; investments and funds management services, commercial loans, access to funeral bonds, estates and trusts management services, and corporate trustee and custodial services; and banking products and services to agribusiness participants. It operates under the Bendigo Bank, AdelaideBank, Rural Bank, Community Bank, Up, Leveraged, Sandhurst Trustees, Community Enterprise Foundation, Homesafe Solutions, and Allance Bank brands. The company was founded in 1858 and is headquartered in Bendigo, Australia.

Fundamental data was last updated by Penke on 2024-03-22 16:46:06.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating inefficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is underpriced.

1.1. Profitability of Bendigo And Adelaide Bank Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Bendigo And Adelaide Bank Ltd earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Bendigo And Adelaide Bank Ltd to the Banks - Regional industry mean.
  • A Net Profit Margin of 11.6% means that $0.12 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Bendigo And Adelaide Bank Ltd:

  • The MRQ is 11.6%. The company is making a huge profit. +2
  • The TTM is 17.0%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ11.6%TTM17.0%-5.4%
TTM17.0%YOY14.8%+2.2%
TTM17.0%5Y12.0%+5.0%
5Y12.0%10Y20.0%-8.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ11.6%18.4%-6.8%
TTM17.0%28.0%-11.0%
YOY14.8%25.2%-10.4%
5Y12.0%22.8%-10.8%
10Y20.0%19.8%+0.2%
1.1.2. Return on Assets

Shows how efficient Bendigo And Adelaide Bank Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Bendigo And Adelaide Bank Ltd to the Banks - Regional industry mean.
  • 0.3% Return on Assets means that Bendigo And Adelaide Bank Ltd generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Bendigo And Adelaide Bank Ltd:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.2%+0.1%
TTM0.2%YOY0.2%+0.1%
TTM0.2%5Y0.2%+0.0%
5Y0.2%10Y0.2%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.1%+0.2%
TTM0.2%0.2%+0.0%
YOY0.2%0.2%0.0%
5Y0.2%0.2%0.0%
10Y0.2%0.2%0.0%
1.1.3. Return on Equity

Shows how efficient Bendigo And Adelaide Bank Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Bendigo And Adelaide Bank Ltd to the Banks - Regional industry mean.
  • 4.0% Return on Equity means Bendigo And Adelaide Bank Ltd generated $0.04 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Bendigo And Adelaide Bank Ltd:

  • The MRQ is 4.0%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.1%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ4.0%TTM3.1%+0.9%
TTM3.1%YOY2.3%+0.8%
TTM3.1%5Y2.4%+0.8%
5Y2.4%10Y2.2%+0.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ4.0%1.4%+2.6%
TTM3.1%2.5%+0.6%
YOY2.3%2.7%-0.4%
5Y2.4%2.5%-0.1%
10Y2.2%2.8%-0.6%

1.2. Operating Efficiency of Bendigo And Adelaide Bank Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Bendigo And Adelaide Bank Ltd is operating .

  • Measures how much profit Bendigo And Adelaide Bank Ltd makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Bendigo And Adelaide Bank Ltd to the Banks - Regional industry mean.
  • An Operating Margin of 1.7% means the company generated $0.02  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Bendigo And Adelaide Bank Ltd:

  • The MRQ is 1.7%. The company is operating less efficient.
  • The TTM is 1.0%. The company is operating inefficient. -1
Trends
Current periodCompared to+/- 
MRQ1.7%TTM1.0%+0.8%
TTM1.0%YOY-4.0%+5.0%
TTM1.0%5Y29.2%-28.2%
5Y29.2%10Y81.2%-52.0%
1.2.2. Operating Ratio

Measures how efficient Bendigo And Adelaide Bank Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.09 means that the operating costs are $0.09 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Bendigo And Adelaide Bank Ltd:

  • The MRQ is 0.089. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.519. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.089TTM0.519-0.430
TTM0.519YOY0.401+0.118
TTM0.5195Y0.224+0.295
5Y0.22410Y0.250-0.026

1.3. Liquidity of Bendigo And Adelaide Bank Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Bendigo And Adelaide Bank Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.00 means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Bendigo And Adelaide Bank Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.091-0.091
TTM0.091YOY38.693-38.602
TTM0.0915Y15.196-15.105
5Y15.19610Y7.487+7.709
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.0910.124-0.033
YOY38.6930.225+38.468
5Y15.1960.219+14.977
10Y7.4870.131+7.356
1.3.2. Quick Ratio

Measures if Bendigo And Adelaide Bank Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Bendigo And Adelaide Bank Ltd to the Banks - Regional industry mean.
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Bendigo And Adelaide Bank Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.067-0.067
TTM0.067YOY39.409-39.342
TTM0.0675Y14.401-14.334
5Y14.40110Y7.017+7.384

1.4. Solvency of Bendigo And Adelaide Bank Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Bendigo And Adelaide Bank Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Bendigo And Adelaide Bank Ltd to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.93 means that Bendigo And Adelaide Bank Ltd assets are financed with 93.0% credit (debt) and the remaining percentage (100% - 93.0%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Bendigo And Adelaide Bank Ltd:

  • The MRQ is 0.930. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.665. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.930TTM0.665+0.265
TTM0.665YOY0.729-0.065
TTM0.6655Y0.843-0.178
5Y0.84310Y0.884-0.042
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9300.915+0.015
TTM0.6650.917-0.252
YOY0.7290.919-0.190
5Y0.8430.919-0.076
10Y0.8840.927-0.043
1.4.2. Debt to Equity Ratio

Measures if Bendigo And Adelaide Bank Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Bendigo And Adelaide Bank Ltd to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,320.0% means that company has $13.20 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Bendigo And Adelaide Bank Ltd:

  • The MRQ is 13.200. The company is unable to pay all its debts with equity. -1
  • The TTM is 9.496. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ13.200TTM9.496+3.704
TTM9.496YOY10.357-0.861
TTM9.4965Y11.444-1.948
5Y11.44410Y11.780-0.336
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ13.20010.829+2.371
TTM9.49611.013-1.517
YOY10.35711.363-1.006
5Y11.44411.437+0.007
10Y11.78013.038-1.258

2. Market Valuation of Bendigo And Adelaide Bank Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Bendigo And Adelaide Bank Ltd generates.

  • Above 15 is considered overpriced but always compare Bendigo And Adelaide Bank Ltd to the Banks - Regional industry mean.
  • A PE ratio of 5.70 means the investor is paying $5.70 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Bendigo And Adelaide Bank Ltd:

  • The EOD is 6.040. Based on the earnings, the company is cheap. +2
  • The MRQ is 5.698. Based on the earnings, the company is cheap. +2
  • The TTM is 7.676. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD6.040MRQ5.698+0.342
MRQ5.698TTM7.676-1.978
TTM7.676YOY13.502-5.826
TTM7.6765Y14.705-7.029
5Y14.70510Y14.487+0.217
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD6.0407.398-1.358
MRQ5.6986.680-0.982
TTM7.6765.295+2.381
YOY13.5026.943+6.559
5Y14.7059.770+4.935
10Y14.4879.943+4.544
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Bendigo And Adelaide Bank Ltd:

  • The EOD is -1.673. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -1.579. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is 15.288. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD-1.673MRQ-1.579-0.095
MRQ-1.579TTM15.288-16.867
TTM15.288YOY0.374+14.914
TTM15.2885Y-20.259+35.547
5Y-20.25910Y8.354-28.613
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-1.673-2.069+0.396
MRQ-1.579-1.868+0.289
TTM15.288-0.342+15.630
YOY0.3746.448-6.074
5Y-20.2590.429-20.688
10Y8.3540.091+8.263
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Bendigo And Adelaide Bank Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.92 means the investor is paying $0.92 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Bendigo And Adelaide Bank Ltd:

  • The EOD is 0.973. Based on the equity, the company is cheap. +2
  • The MRQ is 0.918. Based on the equity, the company is cheap. +2
  • The TTM is 0.606. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.973MRQ0.918+0.055
MRQ0.918TTM0.606+0.312
TTM0.606YOY0.715-0.109
TTM0.6065Y0.804-0.199
5Y0.80410Y1.018-0.214
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.9730.427+0.546
MRQ0.9180.386+0.532
TTM0.6060.470+0.136
YOY0.7150.642+0.073
5Y0.8040.795+0.009
10Y1.0181.025-0.007
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Bendigo And Adelaide Bank Ltd.

3.1. Funds holding Bendigo And Adelaide Bank Ltd

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2020-10-31Vanguard International Stock Index-Total Intl Stock Indx1.45000005-7686727--
2020-12-31Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund0.64-3405236--
2021-02-28iShares International Select Dividend ETF0.62-3287938--
2021-01-31DFA International Small Cap Value Portfolio0.47999998-2549468--
2021-02-28iShares Core MSCI EAFE ETF0.43-2269707--
2021-02-28iShares MSCI EAFE Small Cap ETF0.43-2269619--
2021-01-31DFA Asia Pacific Small Company Series0.37-1970481--
2021-01-31DFA International Core Equity Portfolio0.34-1824383--
2021-02-28JP Morgan ETF Tr-BetaBuilders Developed Asia ex-Japan ETF0.19-983066--
2020-10-31Vanguard Intl Equity Index Fds-FTSE All World ex U.S. Index Fund0.18000001-938075--
Total 5.1300000402718470000.0%

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Bendigo And Adelaide Bank Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.2010.077+161%-0.079+139%0.035+471%0.065+209%
Book Value Per Share--10.53449.831-79%39.651-73%22.796-54%15.863-34%
Current Ratio---0.091-100%38.693-100%15.196-100%7.487-100%
Debt To Asset Ratio--0.9300.665+40%0.729+27%0.843+10%0.884+5%
Debt To Equity Ratio--13.2009.496+39%10.357+27%11.444+15%11.780+12%
Dividend Per Share--0.2720.172+58%0.111+145%0.121+126%0.113+142%
Eps--0.4240.328+29%0.206+106%0.214+98%0.213+99%
Free Cash Flow Per Share---1.531-0.450-71%-3.264+113%-1.154-25%-0.557-64%
Free Cash Flow To Equity Per Share--1.6480.948+74%0.057+2801%0.885+86%0.574+187%
Gross Profit Margin--0.9620.949+1%0.956+1%0.940+2%0.938+3%
Intrinsic Value_10Y_max---49.028--------
Intrinsic Value_10Y_min---126.293--------
Intrinsic Value_1Y_max---2.621--------
Intrinsic Value_1Y_min---8.256--------
Intrinsic Value_3Y_max---9.621--------
Intrinsic Value_3Y_min---28.764--------
Intrinsic Value_5Y_max---18.728--------
Intrinsic Value_5Y_min---53.451--------
Market Cap5803211504.000-11%6434271644.5505959125282.637+8%6007297990.600+7%5522035830.117+17%5966006638.632+8%
Net Profit Margin--0.1160.170-32%0.148-22%0.120-4%0.200-42%
Operating Margin--0.0170.010+79%-0.040+330%0.292-94%0.812-98%
Operating Ratio--0.0890.519-83%0.401-78%0.224-60%0.250-64%
Pb Ratio0.973+6%0.9180.606+52%0.715+28%0.804+14%1.018-10%
Pe Ratio6.040+6%5.6987.676-26%13.502-58%14.705-61%14.487-61%
Price Per Share10.250+6%9.6708.977+8%9.240+5%9.166+5%10.252-6%
Price To Free Cash Flow Ratio-1.673-6%-1.57915.288-110%0.374-522%-20.259+1183%8.354-119%
Price To Total Gains Ratio21.660+6%20.4346.812+200%9.452+116%38.470-47%65.671-69%
Quick Ratio---0.067-100%39.409-100%14.401-100%7.017-100%
Return On Assets--0.0030.002+29%0.002+75%0.002+66%0.002+76%
Return On Equity--0.0400.031+28%0.023+74%0.024+71%0.022+86%
Total Gains Per Share--0.4730.249+90%0.033+1355%0.156+204%0.178+166%
Usd Book Value--4571970700.00021555079553.333-79%17026791210.000-73%9441403932.632-52%6356466137.436-28%
Usd Book Value Change Per Share--0.1310.050+161%-0.051+139%0.023+471%0.042+209%
Usd Book Value Per Share--6.87132.505-79%25.865-73%14.870-54%10.347-34%
Usd Dividend Per Share--0.1780.112+58%0.073+145%0.079+126%0.073+142%
Usd Eps--0.2770.214+29%0.135+106%0.140+98%0.139+99%
Usd Free Cash Flow---664693700.000-195342106.667-71%-1351475908.750+103%-463352722.105-30%-223821691.923-66%
Usd Free Cash Flow Per Share---0.999-0.293-71%-2.129+113%-0.753-25%-0.363-64%
Usd Free Cash Flow To Equity Per Share--1.0750.619+74%0.037+2801%0.578+86%0.374+187%
Usd Market Cap3785434864.059-11%4197075393.7403887137421.864+8%3918560479.268+7%3602023971.986+17%3891626130.379+8%
Usd Price Per Share6.686+6%6.3085.855+8%6.027+5%5.979+5%6.687-6%
Usd Profit--184144290.000142266630.000+29%101709877.500+81%98809717.368+86%82911511.410+122%
Usd Revenue--1592394760.0001070402556.667+49%501537162.500+218%367253482.895+334%311238672.885+412%
Usd Total Gains Per Share--0.3090.163+90%0.021+1355%0.102+204%0.116+166%
 EOD+3 -5MRQTTM+23 -13YOY+26 -105Y+20 -1610Y+22 -14

4.2. Fundamental Score

Let's check the fundamental score of Bendigo And Adelaide Bank Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-156.040
Price to Book Ratio (EOD)Between0-10.973
Net Profit Margin (MRQ)Greater than00.116
Operating Margin (MRQ)Greater than00.017
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.930
Debt to Equity Ratio (MRQ)Less than113.200
Return on Equity (MRQ)Greater than0.150.040
Return on Assets (MRQ)Greater than0.050.003
Total5/10 (50.0%)

4.3. Technical Score

Let's check the technical score of Bendigo And Adelaide Bank Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5070.997
Ma 20Greater thanMa 509.934
Ma 50Greater thanMa 1009.668
Ma 100Greater thanMa 2009.327
OpenGreater thanClose10.100
Total4/5 (80.0%)



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in AUD. All numbers in thousands.

Summary
Total Assets99,530,100
Total Liabilities92,521,100
Total Stockholder Equity7,009,000
 As reported
Total Liabilities 92,521,100
Total Stockholder Equity+ 7,009,000
Total Assets = 99,530,100

Assets

Total Assets99,530,100
Total Current Assets4,790,200
Long-term Assets94,739,900
Total Current Assets
Cash And Cash Equivalents 5,002,800
Total Current Assets  (as reported)4,790,200
Total Current Assets  (calculated)5,002,800
+/- 212,600
Long-term Assets
Property Plant Equipment 154,400
Goodwill 1,527,500
Long Term Investments 12,944,500
Intangible Assets 350,800
Long-term Assets Other 92,678,600
Long-term Assets  (as reported)94,739,900
Long-term Assets  (calculated)107,655,800
+/- 12,915,900

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities92,521,100
Total Stockholder Equity7,009,000
Total Current Liabilities
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)0
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)92,521,100
Long-term Liabilities  (calculated)0
+/- 92,521,100
Total Stockholder Equity
Common Stock5,243,000
Retained Earnings 1,668,600
Accumulated Other Comprehensive Income 97,400
Total Stockholder Equity (as reported)7,009,000
Total Stockholder Equity (calculated)7,009,000
+/-0
Other
Capital Stock5,243,000
Cash and Short Term Investments 5,002,800
Common Stock Shares Outstanding 665,385
Liabilities and Stockholders Equity 99,530,100
Net Debt 7,802,300
Net Invested Capital 19,653,900
Short Long Term Debt Total 12,805,100



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2023-12-312023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-311997-12-311997-09-301997-06-301997-03-311996-12-311996-09-301996-06-301996-03-311995-12-311995-09-301995-06-301995-03-311994-12-311994-09-301994-06-301994-03-311993-12-311993-09-301993-06-301993-03-311992-12-311992-09-301992-06-301992-03-311991-12-311991-09-301991-06-301991-03-311990-12-31
> Total Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,629,312
0
0
0
3,170,923
0
0
0
4,204,239
0
0
0
4,913,356
0
6,886,244
0
6,981,517
0
7,520,818
0
7,967,725
0
8,315,665
0
9,256,626
0
10,210,388
0
11,284,500
0
12,399,200
0
13,262,100
0
14,525,600
0
15,196,100
15,942,700
15,942,700
17,001,600
17,001,600
49,382,000
49,382,000
48,049,000
48,022,900
48,209,000
48,209,000
47,114,200
47,114,200
50,872,000
50,872,000
52,141,100
52,141,100
53,543,600
53,543,600
54,932,600
54,932,600
55,874,900
55,874,900
57,237,800
57,237,800
58,459,100
58,459,100
60,272,500
60,282,200
60,413,200
60,413,200
65,064,900
65,064,900
65,422,900
65,422,900
66,028,800
66,028,800
65,722,500
65,722,500
68,572,700
68,580,900
70,948,500
70,948,500
71,415,500
71,415,500
71,261,900
71,261,900
71,439,800
71,439,800
71,685,100
71,545,200
72,570,300
72,570,300
74,631,400
74,631,400
0
76,008,900
0
80,765,200
0
86,577,200
90,782,400
90,782,400
95,243,700
95,243,700
96,647,100
96,647,100
98,479,700
98,479,700
99,530,100
99,530,10098,479,70098,479,70096,647,10096,647,10095,243,70095,243,70090,782,40090,782,40086,577,200080,765,200076,008,900074,631,40074,631,40072,570,30072,570,30071,545,20071,685,10071,439,80071,439,80071,261,90071,261,90071,415,50071,415,50070,948,50070,948,50068,580,90068,572,70065,722,50065,722,50066,028,80066,028,80065,422,90065,422,90065,064,90065,064,90060,413,20060,413,20060,282,20060,272,50058,459,10058,459,10057,237,80057,237,80055,874,90055,874,90054,932,60054,932,60053,543,60053,543,60052,141,10052,141,10050,872,00050,872,00047,114,20047,114,20048,209,00048,209,00048,022,90048,049,00049,382,00049,382,00017,001,60017,001,60015,942,70015,942,70015,196,100014,525,600013,262,100012,399,200011,284,500010,210,38809,256,62608,315,66507,967,72507,520,81806,981,51706,886,24404,913,3560004,204,2390003,170,9230002,629,31200000000000000000000000000
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,569,561
0
0
0
3,120,713
0
0
0
4,139,900
0
0
0
4,844,079
0
0
0
6,863,567
0
0
0
7,846,536
0
0
0
9,135,180
0
0
0
11,164,200
0
0
0
13,125,100
0
0
0
15,025,400
0
0
0
16,846,400
0
0
0
46,449,000
0
0
0
45,399,400
0
0
0
50,395,900
0
0
0
53,178,000
0
0
0
55,620,600
0
0
0
58,700,600
0
0
0
63,463,700
0
0
0
64,349,500
0
0
0
66,855,500
7,317,500
7,317,500
7,486,100
69,673,900
7,134,800
7,134,800
6,415,900
69,719,900
7,508,600
7,508,600
7,778,000
70,821,600
8,653,900
8,653,900
7,162,900
67,820,300
9,291,500
4,693,500
9,329,700
5,812,500
9,693,700
9,693,700
3,469,000
3,899,100
8,229,100
8,007,000
6,683,900
8,960,500
4,790,200
4,790,2008,960,5006,683,9008,007,0008,229,1003,899,1003,469,0009,693,7009,693,7005,812,5009,329,7004,693,5009,291,50067,820,3007,162,9008,653,9008,653,90070,821,6007,778,0007,508,6007,508,60069,719,9006,415,9007,134,8007,134,80069,673,9007,486,1007,317,5007,317,50066,855,50000064,349,50000063,463,70000058,700,60000055,620,60000053,178,00000050,395,90000045,399,40000046,449,00000016,846,40000015,025,40000013,125,10000011,164,2000009,135,1800007,846,5360006,863,5670004,844,0790004,139,9000003,120,7130002,569,56100000000000000000000000000
       Cash And Cash Equivalents 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
145,738
0
0
0
123,238
0
0
0
221,330
0
0
0
210,752
0
152,028
0
329,404
0
97,345
0
354,605
0
107,923
0
291,769
0
193,284
0
321,100
0
152,900
0
327,100
0
290,700
0
479,800
324,900
324,900
329,100
329,100
969,900
969,900
1,608,600
1,608,600
3,044,100
3,044,100
1,148,000
1,148,000
1,213,500
1,213,500
1,040,200
1,040,200
494,600
494,600
670,600
670,600
464,700
464,700
561,000
561,000
459,600
459,600
677,700
677,700
689,700
689,700
958,600
958,600
835,400
835,400
1,197,300
1,197,300
938,900
938,900
1,281,900
1,280,800
1,069,500
1,069,500
1,329,900
1,329,900
1,207,100
1,207,100
1,320,400
1,320,400
2,068,600
2,068,600
1,142,600
1,148,900
2,488,700
2,488,700
0
1,233,500
0
4,693,500
0
5,528,600
9,693,700
9,693,700
3,165,000
3,157,800
8,229,100
8,229,100
6,683,900
6,683,900
5,002,800
5,002,8006,683,9006,683,9008,229,1008,229,1003,157,8003,165,0009,693,7009,693,7005,528,60004,693,50001,233,50002,488,7002,488,7001,148,9001,142,6002,068,6002,068,6001,320,4001,320,4001,207,1001,207,1001,329,9001,329,9001,069,5001,069,5001,280,8001,281,900938,900938,9001,197,3001,197,300835,400835,400958,600958,600689,700689,700677,700677,700459,600459,600561,000561,000464,700464,700670,600670,600494,600494,6001,040,2001,040,2001,213,5001,213,5001,148,0001,148,0003,044,1003,044,1001,608,6001,608,600969,900969,900329,100329,100324,900324,900479,8000290,7000327,1000152,9000321,1000193,2840291,7690107,9230354,605097,3450329,4040152,0280210,752000221,330000123,238000145,73800000000000000000000000000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
164,853
0
0
0
230,789
0
0
0
267,237
0
0
0
380,294
0
0
0
5,751
0
0
0
7,568
0
0
0
23,307
0
0
0
0
0
0
0
0
0
0
0
2,800
0
0
330,400
40,100
0
0
1,118,100
85,300
0
0
13,000
463,400
0
0
33,700
905,400
0
0
379,000
4,198,900
0
0
1,600
5,053,400
0
0
1,600
672,200
0
0
5,500
691,500
0
0
102,100
782,700
0
0
69,500
956,200
0
0
71,100
1,045,000
0
0
155,300
1,148,900
0
0
206,300
2,941,300
0
0
0
2,285,300
0
0
0
0
0
0
0
0
0
0
0
-1,824,200
0
0-1,824,200000000000002,285,3000002,941,300206,300001,148,900155,300001,045,00071,10000956,20069,50000782,700102,10000691,5005,50000672,2001,600005,053,4001,600004,198,900379,00000905,40033,70000463,40013,0000085,3001,118,1000040,100330,400002,8000000000000023,3070007,5680005,751000380,294000267,237000230,789000164,85300000000000000000000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
80,491
0
0
0
112,014
0
0
0
142,108
0
0
0
80,858
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,713,300
0
0
0
0
0
0
0
171,700
0
0
0
490,000
0
0
0
473,500
0
0
0
596,500
0
0
0
399,900
0
0
0
487,300
0
0
0
585,300
0
0
0
704,400
0
0
0
331,600
0
0
0
318,900
0
0
102,800
294,300
0
0
116,200
311,000
0
0
153,400
355,300
6,000
6,000
108,600
254,000
3,500
3,500
132,800
283,900
0
0
304,000
304,000
0
304,000
252,000
513,600
0
0513,600252,000304,0000304,000304,00000283,900132,8003,5003,500254,000108,6006,0006,000355,300153,40000311,000116,20000294,300102,80000318,900000331,600000704,400000585,300000487,300000399,900000596,500000473,500000490,000000171,70000000002,713,300000000000000000000080,858000142,108000112,01400080,49100000000000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,178,479
0
0
0
2,654,672
0
0
0
3,509,225
0
0
0
4,172,175
0
0
0
6,528,412
0
0
0
7,484,363
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
216,400
216,400
0
0
261,800
261,800
0
0
201,900
201,900
1,700
1,700
163,000
64,047,500
0
69,220,600
151,100
75,056,700
0
74,949,200
149,600
3,899,100
0
8,007,000
261,600
8,960,500
4,790,200
4,790,2008,960,500261,6008,007,00003,899,100149,60074,949,200075,056,700151,10069,220,600064,047,500163,0001,7001,700201,900201,90000261,800261,80000216,400216,40000000000000000000000000000000000000000000000000000000000007,484,3630006,528,4120004,172,1750003,509,2250002,654,6720002,178,47900000000000000000000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
59,751
0
0
0
50,210
0
0
0
64,339
0
0
0
69,277
0
0
0
117,950
0
0
0
121,189
0
0
0
121,446
0
0
0
120,300
0
0
0
137,000
0
0
0
170,700
0
0
0
155,200
0
0
0
1,573,900
0
0
0
1,714,800
0
0
0
1,745,200
0
0
0
1,754,600
0
0
0
1,617,200
0
0
0
1,581,600
0
0
0
1,601,200
0
0
0
1,679,300
0
0
0
1,725,400
0
0
0
1,741,600
0
0
0
1,719,900
0
0
0
1,748,700
0
0
0
8,188,600
0
6,851,100
0
5,708,000
6,139,500
6,139,500
11,894,900
91,344,600
2,016,300
88,640,100
2,008,100
89,519,200
94,739,900
94,739,90089,519,2002,008,10088,640,1002,016,30091,344,60011,894,9006,139,5006,139,5005,708,00006,851,10008,188,6000001,748,7000001,719,9000001,741,6000001,725,4000001,679,3000001,601,2000001,581,6000001,617,2000001,754,6000001,745,2000001,714,8000001,573,900000155,200000170,700000137,000000120,300000121,446000121,189000117,95000069,27700064,33900050,21000059,75100000000000000000000000000
       Property Plant Equipment 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
36,106
0
0
0
31,679
0
0
0
28,529
0
0
0
31,992
0
42,367
0
42,399
0
46,436
0
49,007
0
51,189
0
53,519
0
56,083
0
56,600
0
62,400
0
58,000
0
67,800
0
81,100
115,000
115,000
61,500
61,500
95,800
95,800
113,500
113,500
112,800
112,800
115,900
115,900
112,100
112,100
103,600
103,600
100,800
100,800
99,900
99,900
96,900
96,900
69,000
69,000
68,900
68,900
63,400
63,400
61,300
61,300
96,800
96,800
101,000
101,000
98,800
98,800
96,800
96,800
90,700
90,700
86,400
86,400
77,800
77,800
78,200
78,200
69,900
69,900
68,400
68,400
63,100
63,100
272,500
272,500
252,300
252,300
232,200
232,200
205,900
205,900
185,900
185,900
179,600
179,600
171,200
171,200
166,200
166,200
154,400
154,400166,200166,200171,200171,200179,600179,600185,900185,900205,900205,900232,200232,200252,300252,300272,500272,50063,10063,10068,40068,40069,90069,90078,20078,20077,80077,80086,40086,40090,70090,70096,80096,80098,80098,800101,000101,00096,80096,80061,30061,30063,40063,40068,90068,90069,00069,00096,90096,90099,90099,900100,800100,800103,600103,600112,100112,100115,900115,900112,800112,800113,500113,50095,80095,80061,50061,500115,000115,00081,100067,800058,000062,400056,600056,083053,519051,189049,007046,436042,399042,367031,99200028,52900031,67900036,10600000000000000000000000000
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14,115
0
0
0
9,001
0
0
0
26,471
0
0
0
28,136
0
0
0
66,593
0
0
0
63,414
0
0
0
59,350
0
0
0
55,300
0
0
0
66,500
0
0
0
65,000
65,000
65,000
64,200
64,200
1,309,900
1,309,900
1,385,300
1,429,500
1,385,400
1,385,400
1,433,000
1,433,000
1,453,600
1,453,600
1,446,100
1,446,100
1,446,100
1,446,100
1,446,100
1,446,100
1,351,000
1,351,000
1,360,100
1,360,100
1,363,900
1,363,900
1,368,400
1,368,400
1,368,400
1,368,400
1,368,400
1,368,400
1,441,300
1,441,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,442,300
1,440,300
1,440,300
1,440,300
1,440,300
0
1,440,300
0
1,437,500
0
1,437,500
1,527,500
1,527,500
1,527,500
1,527,500
1,527,500
1,527,500
1,527,500
1,527,500
1,527,500
1,527,5001,527,5001,527,5001,527,5001,527,5001,527,5001,527,5001,527,5001,527,5001,437,50001,437,50001,440,30001,440,3001,440,3001,440,3001,440,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,442,3001,441,3001,441,3001,368,4001,368,4001,368,4001,368,4001,368,4001,368,4001,363,9001,363,9001,360,1001,360,1001,351,0001,351,0001,446,1001,446,1001,446,1001,446,1001,446,1001,446,1001,453,6001,453,6001,433,0001,433,0001,385,4001,385,4001,429,5001,385,3001,309,9001,309,90064,20064,20065,00065,00065,00000066,50000055,30000059,35000063,41400066,59300028,13600026,4710009,00100014,11500000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
718,700
718,700
559,800
559,800
774,100
774,100
597,200
597,200
254,900
254,900
49,400
6,929,500
309,500
309,500
0
7,341,200
0
5,054,700
0
3,952,700
0
4,247,100
0
10,584,700
0
8,195,500
0
7,823,600
12,944,500
12,944,5007,823,60008,195,500010,584,70004,247,10003,952,70005,054,70007,341,2000309,500309,5006,929,50049,400254,900254,900597,200597,200774,100774,100559,800559,800718,700718,7000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9,530
0
0
0
9,530
0
0
0
9,339
0
0
0
9,149
0
78,987
0
8,958
0
73,825
0
8,768
0
70,054
0
8,577
0
65,800
0
8,400
0
61,500
0
12,500
0
84,000
0
24,600
88,600
88,600
93,700
29,500
1,340,500
1,340,500
1,570,400
30,900
1,558,800
1,558,800
1,598,900
165,900
1,597,500
1,597,500
1,641,600
195,500
1,687,400
1,687,400
1,654,700
208,600
1,545,100
1,545,100
1,548,200
188,100
1,532,500
1,532,500
1,518,200
149,800
1,504,800
1,504,800
1,504,400
136,000
1,587,900
1,587,900
1,580,500
138,200
1,628,200
1,628,200
1,634,700
192,400
1,648,900
1,648,900
1,663,800
221,500
1,656,500
214,200
207,700
207,700
236,200
236,200
245,300
245,300
152,600
152,600
0
124,300
0
126,700
0
111,900
179,000
179,000
280,800
1,808,300
317,600
1,845,100
314,400
1,841,900
350,800
350,8001,841,900314,4001,845,100317,6001,808,300280,800179,000179,000111,9000126,7000124,3000152,600152,600245,300245,300236,200236,200207,700207,700214,2001,656,500221,5001,663,8001,648,9001,648,900192,4001,634,7001,628,2001,628,200138,2001,580,5001,587,9001,587,900136,0001,504,4001,504,8001,504,800149,8001,518,2001,532,5001,532,500188,1001,548,2001,545,1001,545,100208,6001,654,7001,687,4001,687,400195,5001,641,6001,597,5001,597,500165,9001,598,9001,558,8001,558,80030,9001,570,4001,340,5001,340,50029,50093,70088,60088,60024,600084,000012,500061,50008,400065,80008,577070,05408,768073,82508,958078,98709,1490009,3390009,5300009,53000000000000000000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7,402,900
0
6,147,100
0
6,431,100
0
7,070,800
0
7,240,800
0
7,442,200
0
5,880,400
0
5,177,100
0
5,236,900
0
0
0
0
0
0
0
00000005,236,90005,177,10005,880,40007,442,20007,240,80007,070,80006,431,10006,147,10007,402,900000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,569,561
0
0
0
3,120,713
0
0
0
4,139,900
0
0
0
4,844,079
0
61,543
0
6,863,567
0
90,874
0
7,846,536
0
117,119
0
50,000
0
133,430
0
0
0
139,400
0
49,600
0
131,000
0
107,300
146,000
146,000
133,200
133,300
529,000
529,000
294,300
243,700
798,600
798,600
250,800
724,300
783,500
783,500
222,700
222,700
680,200
680,200
197,300
197,300
688,000
688,000
218,000
218,000
906,900
906,900
235,000
187,600
957,900
957,900
229,400
229,400
801,500
801,500
299,600
299,600
550,800
550,800
260,500
265,200
627,900
627,900
222,600
222,600
508,500
112,100
62,706,800
117,000
62,174,700
16,600
62,994,200
72,570,300
63,802,600
63,802,600
66,174,900
84,197,500
69,217,100
69,220,600
73,277,300
75,056,700
74,949,200
74,949,200
79,879,800
0
86,401,700
86,401,700
89,787,700
89,787,700
0
089,787,70089,787,70086,401,70086,401,700079,879,80074,949,20074,949,20075,056,70073,277,30069,220,60069,217,10084,197,50066,174,90063,802,60063,802,60072,570,30062,994,20016,60062,174,700117,00062,706,800112,100508,500222,600222,600627,900627,900265,200260,500550,800550,800299,600299,600801,500801,500229,400229,400957,900957,900187,600235,000906,900906,900218,000218,000688,000688,000197,300197,300680,200680,200222,700222,700783,500783,500724,300250,800798,600798,600243,700294,300529,000529,000133,300133,200146,000146,000107,3000131,000049,6000139,400000133,430050,0000117,11907,846,536090,87406,863,567061,54304,844,0790004,139,9000003,120,7130002,569,56100000000000000000000000000
> Total Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,490,259
0
0
0
3,021,232
0
0
0
3,961,150
0
0
0
4,624,999
0
6,457,453
0
6,558,720
0
7,055,961
0
7,473,298
0
7,787,069
0
8,703,916
0
9,602,306
0
10,608,100
0
11,696,200
0
12,513,000
0
13,712,400
0
14,296,600
14,989,100
14,989,100
15,986,600
15,986,600
46,157,900
46,157,900
44,751,100
44,752,900
45,129,200
45,129,200
43,995,500
43,995,500
47,101,700
47,101,700
48,260,700
48,260,700
49,676,500
49,676,500
50,972,500
50,972,500
51,781,700
51,781,700
53,020,100
53,020,100
54,134,300
54,134,300
55,838,500
55,848,200
55,884,700
55,884,700
60,090,700
60,090,700
60,460,900
60,460,900
61,087,100
61,087,100
60,687,000
60,687,000
63,457,400
63,464,400
65,647,000
65,647,000
65,989,900
65,989,900
65,705,500
65,705,500
65,819,500
65,819,500
66,099,800
65,959,900
66,938,700
66,938,700
69,039,500
69,039,500
0
70,210,700
0
74,718,000
0
80,223,700
84,093,300
84,093,300
88,531,800
88,531,800
12,469,700
89,837,500
13,205,200
91,629,000
92,521,100
92,521,10091,629,00013,205,20089,837,50012,469,70088,531,80088,531,80084,093,30084,093,30080,223,700074,718,000070,210,700069,039,50069,039,50066,938,70066,938,70065,959,90066,099,80065,819,50065,819,50065,705,50065,705,50065,989,90065,989,90065,647,00065,647,00063,464,40063,457,40060,687,00060,687,00061,087,10061,087,10060,460,90060,460,90060,090,70060,090,70055,884,70055,884,70055,848,20055,838,50054,134,30054,134,30053,020,10053,020,10051,781,70051,781,70050,972,50050,972,50049,676,50049,676,50048,260,70048,260,70047,101,70047,101,70043,995,50043,995,50045,129,20045,129,20044,752,90044,751,10046,157,90046,157,90015,986,60015,986,60014,989,10014,989,10014,296,600013,712,400012,513,000011,696,200010,608,10009,602,30608,703,91607,787,06907,473,29807,055,96106,558,72006,457,45304,624,9990003,961,1500003,021,2320002,490,25900000000000000000000000000
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
59,471,500
59,471,500
60,664,700
60,664,700
58,750,400
58,750,400
60,431,000
60,431,000
60,846,800
60,846,800
61,647,400
61,647,400
62,848,500
62,848,500
64,984,700
3,830,800
69,488,900
69,488,900
75,055,500
51,100
78,153,400
78,153,400
31,300
49,287,100
76,656,600
183,000
78,204,700
47,701,500
0
047,701,50078,204,700183,00076,656,60049,287,10031,30078,153,40078,153,40051,10075,055,50069,488,90069,488,9003,830,80064,984,70062,848,50062,848,50061,647,40061,647,40060,846,80060,846,80060,431,00060,431,00058,750,40058,750,40060,664,70060,664,70059,471,50059,471,5000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
164,853
0
0
0
230,789
0
0
0
267,237
0
0
0
380,294
0
0
0
5,751
0
0
0
7,568
0
0
0
23,307
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
40,100
0
0
0
11,356,100
0
0
0
9,974,500
0
0
0
9,042,800
0
0
0
8,381,800
0
0
0
6,411,000
0
0
0
6,400,600
0
0
0
5,256,400
0
0
0
5,745,400
0
0
0
3,822,500
5,611,700
5,611,700
6,406,400
4,480,200
6,495,500
6,495,500
5,522,200
3,544,800
0
0
10,000
3,464,400
0
0
0
3,724,900
0
0
0
0
0
0
0
1,967,700
0
137,700
0
4,264,900
0
04,264,9000137,70001,967,70000000003,724,9000003,464,40010,000003,544,8005,522,2006,495,5006,495,5004,480,2006,406,4005,611,7005,611,7003,822,5000005,745,4000005,256,4000006,400,6000006,411,0000008,381,8000009,042,8000009,974,50000011,356,10000040,10000000000000000023,3070007,5680005,751000380,294000267,237000230,789000164,85300000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,611,700
5,611,700
6,406,400
6,406,400
6,495,500
6,495,500
5,522,200
5,522,200
0
0
10,000
3,464,400
0
0
0
3,503,500
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000003,503,5000003,464,40010,000005,522,2005,522,2006,495,5006,495,5006,406,4006,406,4005,611,7005,611,7000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
45,878
0
0
0
64,603
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,100
59,228,500
59,228,500
58,772,300
58,772,300
58,502,000
58,502,000
59,529,500
59,529,500
60,682,100
60,682,100
60,566,600
171,300
62,688,600
62,688,600
64,182,600
105,900
69,339,400
69,339,400
74,355,600
51,100
77,978,000
77,978,000
31,300
31,300
76,455,400
76,455,400
77,310,800
287,200
0
0287,20077,310,80076,455,40076,455,40031,30031,30077,978,00077,978,00051,10074,355,60069,339,40069,339,400105,90064,182,60062,688,60062,688,600171,30060,566,60060,682,10060,682,10059,529,50059,529,50058,502,00058,502,00058,772,30058,772,30059,228,50059,228,50023,100000000000000000000000000000000000000000000000000064,60300045,878000000000000000000000000000000000000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,000
23,000
21,500
21,500
31,500
31,500
51,500
51,500
13,500
13,500
6,400
6,400
0
0
0
0
0
0
44,200
-51,100
26,600
26,600
-31,300
47,319,400
45,300
45,300
40,800
43,436,600
0
043,436,60040,80045,30045,30047,319,400-31,30026,60026,600-51,10044,2000000006,4006,40013,50013,50051,50051,50031,50031,50021,50021,50023,00023,0000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,396,200
0
74,718,000
0
51,100
84,093,300
84,093,300
31,300
39,244,700
12,469,700
89,654,500
13,205,200
43,927,500
92,521,100
92,521,10043,927,50013,205,20089,654,50012,469,70039,244,70031,30084,093,30084,093,30051,100074,718,00004,396,2000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,757,900
0
5,134,900
0
4,617,200
0
5,032,200
0
5,527,100
0
5,065,000
0
4,675,400
0
4,980,900
0
5,336,200
0
13,069,100
0
12,469,700
0
13,209,200
0
013,209,200012,469,700013,069,10005,336,20004,980,90004,675,40005,065,00005,527,10005,032,20004,617,20005,134,90005,757,900000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
125,665
0
87,944
0
87,261
0
111,480
0
28,343
0
129,000
0
36,269
0
0
0
112,600
0
149,400
0
228,300
0
223,400
103,300
103,300
264,400
348,800
796,000
796,000
1,019,000
930,700
1,606,500
1,606,500
1,256,700
1,256,700
1,014,900
1,014,900
1,323,800
1,306,800
1,024,600
1,024,600
1,188,600
1,188,600
1,074,700
1,074,700
1,182,800
1,182,800
1,106,200
1,106,200
1,005,900
1,005,900
971,200
971,200
1,194,500
1,194,500
1,104,300
1,104,300
1,041,100
1,041,100
823,700
823,700
877,600
888,900
884,600
884,600
870,200
870,200
748,200
748,200
253,600
253,600
635,800
635,800
269,100
269,100
663,900
663,900
87,200
87,200
553,700
553,700
94,900
94,900
603,700
603,700
90,500
614,600
711,200
711,200
103,300
103,300
0
0103,300103,300711,200711,200614,60090,500603,700603,70094,90094,900553,700553,70087,20087,200663,900663,900269,100269,100635,800635,800253,600253,600748,200748,200870,200870,200884,600884,600888,900877,600823,700823,7001,041,1001,041,1001,104,3001,104,3001,194,5001,194,500971,200971,2001,005,9001,005,9001,106,2001,106,2001,182,8001,182,8001,074,7001,074,7001,188,6001,188,6001,024,6001,024,6001,306,8001,323,8001,014,9001,014,9001,256,7001,256,7001,606,5001,606,500930,7001,019,000796,000796,000348,800264,400103,300103,300223,4000228,3000149,4000112,60000036,2690129,000028,3430111,480087,261087,9440125,6650000000000000000000000000000000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
56,300
56,300
0
0
80,700
80,700
0
0
50,600
50,600
0
0
37,100
37,100
0
0
87,400
87,400
0
0
4,700
4,700
0
0
8,300
8,300
0
08,3008,300004,7004,7000087,40087,4000037,10037,1000050,60050,6000080,70080,7000056,30056,300000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
> Total Stockholder Equity
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
139,053
0
0
0
149,691
0
0
0
243,089
0
0
0
288,357
0
428,791
0
422,797
0
464,857
0
494,427
0
528,699
0
552,512
0
607,930
0
676,600
0
703,400
0
749,500
0
813,800
0
900,100
954,300
954,300
1,015,700
1,015,700
3,224,100
3,224,100
3,297,900
3,270,000
3,079,800
3,079,800
3,118,700
3,118,700
3,637,600
3,637,600
3,734,700
3,734,700
3,867,100
3,867,100
3,960,100
3,960,100
4,093,200
4,093,200
4,217,700
4,217,700
4,324,800
4,324,800
4,434,000
4,434,000
4,528,500
4,528,500
4,974,200
4,974,200
4,962,000
4,962,000
4,941,700
4,941,700
5,035,500
5,035,500
5,115,300
5,116,500
5,301,500
5,301,500
5,425,600
5,425,600
5,556,400
5,556,400
5,620,300
5,620,300
5,585,300
5,585,300
5,631,600
5,631,600
5,591,900
5,591,900
0
5,798,200
0
6,047,200
0
6,353,500
6,689,100
6,689,100
6,711,900
6,711,900
6,724,200
6,809,600
6,905,400
6,850,700
7,009,000
7,009,0006,850,7006,905,4006,809,6006,724,2006,711,9006,711,9006,689,1006,689,1006,353,50006,047,20005,798,20005,591,9005,591,9005,631,6005,631,6005,585,3005,585,3005,620,3005,620,3005,556,4005,556,4005,425,6005,425,6005,301,5005,301,5005,116,5005,115,3005,035,5005,035,5004,941,7004,941,7004,962,0004,962,0004,974,2004,974,2004,528,5004,528,5004,434,0004,434,0004,324,8004,324,8004,217,7004,217,7004,093,2004,093,2003,960,1003,960,1003,867,1003,867,1003,734,7003,734,7003,637,6003,637,6003,118,7003,118,7003,079,8003,079,8003,270,0003,297,9003,224,1003,224,1001,015,7001,015,700954,300954,300900,1000813,8000749,5000703,4000676,6000607,9300552,5120528,6990494,4270464,8570422,7970428,7910288,357000243,089000149,691000139,05300000000000000000000000000
   Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48,184
0
0
0
50,163
0
0
0
199,979
0
0
0
242,362
0
383,269
0
392,507
0
428,857
0
448,170
0
457,008
0
463,580
0
508,769
0
551,600
0
565,400
0
546,300
0
598,900
0
564,100
595,700
595,700
605,200
605,200
2,594,700
2,594,700
2,706,300
2,706,300
2,923,400
2,923,400
3,003,900
3,003,900
3,321,600
3,321,600
3,361,700
3,361,700
3,386,600
3,386,600
3,408,900
3,408,900
3,597,600
3,597,600
3,681,800
3,681,800
3,718,200
3,718,200
3,758,000
3,758,000
3,782,300
3,782,300
4,183,300
4,183,300
4,212,400
4,212,400
4,235,400
4,223,600
4,257,000
4,257,000
4,298,400
4,288,200
4,406,100
4,406,100
4,456,700
4,448,700
4,506,700
4,506,700
4,529,900
4,523,300
4,552,900
4,552,900
4,575,900
4,570,500
4,598,700
4,598,700
4,909,300
4,905,000
4,906,300
4,902,200
5,053,100
5,049,500
5,181,300
5,181,300
5,219,500
5,222,500
5,242,800
5,240,100
5,242,900
5,240,500
5,243,000
5,243,0005,240,5005,242,9005,240,1005,242,8005,222,5005,219,5005,181,3005,181,3005,049,5005,053,1004,902,2004,906,3004,905,0004,909,3004,598,7004,598,7004,570,5004,575,9004,552,9004,552,9004,523,3004,529,9004,506,7004,506,7004,448,7004,456,7004,406,1004,406,1004,288,2004,298,4004,257,0004,257,0004,223,6004,235,4004,212,4004,212,4004,183,3004,183,3003,782,3003,782,3003,758,0003,758,0003,718,2003,718,2003,681,8003,681,8003,597,6003,597,6003,408,9003,408,9003,386,6003,386,6003,361,7003,361,7003,321,6003,321,6003,003,9003,003,9002,923,4002,923,4002,706,3002,706,3002,594,7002,594,700605,200605,200595,700595,700564,1000598,9000546,3000565,4000551,6000508,7690463,5800457,0080448,1700428,8570392,5070383,2690242,362000199,97900050,16300048,18400000000000000000000000000
   Retained Earnings Total Equity000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-23,866
0
0
0
-21,825
0
0
0
-22,505
0
0
0
-26,934
0
0
0
-38,150
0
0
0
-39,267
0
0
0
3,318
0
0
0
5,400
0
0
0
3,100
0
0
0
78,800
0
0
0
89,600
0
0
0
170,600
0
0
0
-185,300
0
0
0
-22,300
0
0
0
37,800
0
0
0
72,200
0
0
0
108,100
0
0
0
101,100
0
0
0
95,000
0
0
0
87,900
0
0
0
112,300
0
0
0
121,100
0
0
0
73,800
0
0
0
87,300
0
0
0
0
0
0
0
164,400
0
88,100
0
42,900
97,400
97,40042,900088,1000164,400000000087,30000073,800000121,100000112,30000087,90000095,000000101,100000108,10000072,20000037,800000-22,300000-185,300000170,60000089,60000078,8000003,1000005,4000003,318000-39,267000-38,150000-26,934000-22,505000-21,825000-23,86600000000000000000000000000
   Capital Surplus 000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock00000000000000000000000000000000000000000000000000000000000000000000000-27,500000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
98,704
0
0
0
100,665
0
0
0
39,436
0
0
0
43,811
0
0
0
55,164
0
0
0
57,229
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
95,100
95,100
-36,000
-36,000
111,500
111,500
-25,800
-25,800
45,900
45,900
-8,900
-8,900
71,000
71,000
-3,600
-3,600
98,700
102,800
29,700
138,000
146,800
146,800
105,900
-61,500
-6,724,200
88,100
-6,905,400
42,900
0
042,900-6,905,40088,100-6,724,200-61,500105,900146,800146,800138,00029,700102,80098,700-3,600-3,60071,00071,000-8,900-8,90045,90045,900-25,800-25,800111,500111,500-36,000-36,00095,10095,1000000000000000000000000000000000000000000000000000000000057,22900055,16400043,81100039,436000100,66500098,70400000000000000000000000000



Balance Sheet

Currency in AUD. All numbers in thousands.




Cash Flow

Currency in AUD. All numbers in thousands.




Income Statement

Currency in AUD. All numbers in thousands.


Latest Income Statement (annual, 2023-06-30)

Gross Profit (+$)
totalRevenue3,642,000
Cost of Revenue-0
Gross Profit3,642,0003,642,000
 
Operating Income (+$)
Gross Profit3,642,000
Operating Expense-362,000
Operating Income680,5003,280,000
 
Operating Expense (+$)
Research Development0
Selling General Administrative47,300
Selling And Marketing Expenses28,300
Operating Expense362,00075,600
 
Net Interest Income (+$)
Interest Income1,640,800
Interest Expense-326,400
Other Finance Cost-326,400
Net Interest Income1,640,800
 
Pretax Income (+$)
Operating Income680,500
Net Interest Income1,640,800
Other Non-Operating Income Expenses0
Income Before Tax (EBT)724,800-44,300
EBIT - interestExpense = -384,900
724,800
823,400
Interest Expense326,400
Earnings Before Interest and Taxes (EBIT)-58,5001,051,200
Earnings Before Interest and Taxes (EBITDA)44,300
 
After tax Income (+$)
Income Before Tax724,800
Tax Provision-261,100
Net Income From Continuing Ops497,000463,700
Net Income497,000
Net Income Applicable To Common Shares497,000
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses2,909,300
Total Other Income/Expenses Net724,800-1,640,800
 

Technical Analysis of Bendigo And Adelaide Bank Ltd
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Bendigo And Adelaide Bank Ltd. The general trend of Bendigo And Adelaide Bank Ltd is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Bendigo And Adelaide Bank Ltd's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (100.0%) Bearish trend (-100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Bendigo And Adelaide Bank Ltd.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: .

The bearish price targets are: 9.7945340793489 > 9.66 > 9.1738641975309.

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Bendigo And Adelaide Bank Ltd Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Bendigo And Adelaide Bank Ltd. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Bendigo And Adelaide Bank Ltd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Bendigo And Adelaide Bank Ltd. The current macd is 0.1266352.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Bendigo And Adelaide Bank Ltd price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Bendigo And Adelaide Bank Ltd. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Bendigo And Adelaide Bank Ltd price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Bendigo And Adelaide Bank Ltd Daily Moving Average Convergence/Divergence (MACD) ChartBendigo And Adelaide Bank Ltd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Bendigo And Adelaide Bank Ltd. The current adx is 18.09.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Bendigo And Adelaide Bank Ltd shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
Bendigo And Adelaide Bank Ltd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Bendigo And Adelaide Bank Ltd. The current sar is 9.75682729.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Bendigo And Adelaide Bank Ltd Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Bendigo And Adelaide Bank Ltd. The current rsi is 71.00. The current phase is Overbought in bull market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is 0/(-13 +13).

  • Overbought in bull market: Short-term excessive buying, potential for pullback. Consider taking profits, be cautious of potential correction. -1
  • Trending up: The RSI is trending up. +1
Bendigo And Adelaide Bank Ltd Daily Relative Strength Index (RSI) ChartBendigo And Adelaide Bank Ltd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Bendigo And Adelaide Bank Ltd. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Bendigo And Adelaide Bank Ltd price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Bendigo And Adelaide Bank Ltd Daily Stochastic Oscillator ChartBendigo And Adelaide Bank Ltd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Bendigo And Adelaide Bank Ltd. The current cci is 205.22.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
Bendigo And Adelaide Bank Ltd Daily Commodity Channel Index (CCI) ChartBendigo And Adelaide Bank Ltd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Bendigo And Adelaide Bank Ltd. The current cmo is 52.62.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Bendigo And Adelaide Bank Ltd Daily Chande Momentum Oscillator (CMO) ChartBendigo And Adelaide Bank Ltd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Bendigo And Adelaide Bank Ltd. The current willr is -1.66666667.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Bendigo And Adelaide Bank Ltd Daily Williams %R ChartBendigo And Adelaide Bank Ltd Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Bendigo And Adelaide Bank Ltd.

Bendigo And Adelaide Bank Ltd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Bendigo And Adelaide Bank Ltd. The current atr is 0.14595988.

Bendigo And Adelaide Bank Ltd Daily Average True Range (ATR) ChartBendigo And Adelaide Bank Ltd Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Bendigo And Adelaide Bank Ltd. The current obv is 57,331,565.

Bendigo And Adelaide Bank Ltd Daily On-Balance Volume (OBV) ChartBendigo And Adelaide Bank Ltd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Bendigo And Adelaide Bank Ltd. The current mfi is 63.72.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Bendigo And Adelaide Bank Ltd Daily Money Flow Index (MFI) ChartBendigo And Adelaide Bank Ltd Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Bendigo And Adelaide Bank Ltd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-07STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-09STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-10STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-15CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-16MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-17CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2023-11-20STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-23STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-24SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2023-11-28DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2023-11-30MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-01WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2023-12-04CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-05STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-06STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-11STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-12STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-13STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-14STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-18STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-19STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-21RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-22MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-27STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-29MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-03RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-01-05MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-08MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-09MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-10MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-11STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-12STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-16DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-17SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-18STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-19DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-23CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-24STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-25STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-29CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-01-30STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-31STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-01STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-02STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-06WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-07STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-09STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-12STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-13MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-02-14MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-02-16STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-02-19DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-20CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-21STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-22STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-27CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-28STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-29DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-03-01MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-03-05STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-06STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-07STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-08STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-03-11RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-13STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-14STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-15MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-03-18DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-19WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-20MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-03-21STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-22MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-03-25STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-03-27MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-28BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).

6.3. Candlestick Patterns

Bendigo And Adelaide Bank Ltd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Bendigo And Adelaide Bank Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5070.997
Ma 20Greater thanMa 509.934
Ma 50Greater thanMa 1009.668
Ma 100Greater thanMa 2009.327
OpenGreater thanClose10.100
Total4/5 (80.0%)
Penke

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