Business First Bancshares Inc
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Quick analysis of Business First Bancshares Inc (30 sec.)
What can you expect buying and holding a share of Business First Bancshares Inc? (30 sec.)
How much money do you get?
What is your share worth?
+ What do you gain per year?
1. Valuation of Business First Bancshares Inc (5 min.)
$21.40
$23.85
$-19.91 - $-25.01
$3.93 - $-1.17
2. Growth of Business First Bancshares Inc (5 min.)
Is Business First Bancshares Inc growing?
Current year | Previous year | Grow | Grow % | |
---|---|---|---|---|
How rich? | $604.3m | $460.9m | $134.9m | 22.6% |
How much money is Business First Bancshares Inc making?
Current year | Previous year | Grow | Grow % | |
---|---|---|---|---|
Making money | $18.2m | $12m | $6.2m | 33.9% |
Net Profit Margin | 29.3% | 23.3% | - | - |
How much money comes from the company's main activities?
3. Financial Health of Business First Bancshares Inc (5 min.)
4. Comparing to competitors in the Banks - Regional industry (5 min.)
Industry Rankings (Banks - Regional)
What can you expect buying and holding a share of Business First Bancshares Inc? (5 min.)
Welcome investor! Business First Bancshares Inc's management wants to use your money to grow the business. In return you get a share of Business First Bancshares Inc.
What can you expect buying and holding a share of Business First Bancshares Inc?
First you should know what it really means to hold a share of Business First Bancshares Inc. And how you can make/lose money.
Speculation
The Price per Share of Business First Bancshares Inc is $21.40. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.
If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:
- The fundamentals: the financial health trends of Business First Bancshares Inc.
- The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
- The book value: what is the market price compared to it's book value.
Investing
If you really want to invest in Business First Bancshares Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:
- You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $23.85. Based on the TTM, the Book Value Change Per Share is $0.95 per quarter. Based on the YOY, the Book Value Change Per Share is $0.77 per quarter.
- You may receive quarterly/yearly dividend in the form of additional shares.
- You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.13 per quarter.
How much money are you going to get?
MRQ | TTM | YOY | 5Y | 10Y | ||||||
---|---|---|---|---|---|---|---|---|---|---|
$ | % of Price per Share | $ | % of Price per Share | $ | % of Price per Share | $ | % of Price per Share | $ | % of Price per Share | |
Usd Eps | 0.81 | 3.8% | 0.68 | 3.2% | 0.48 | 2.2% | 0.42 | 2.0% | 0.27 | 1.3% |
Usd Book Value Change Per Share | 0.13 | 0.6% | 0.95 | 4.4% | 0.77 | 3.6% | 0.77 | 3.6% | 0.66 | 3.1% |
Usd Dividend Per Share | 0.00 | 0.0% | 0.13 | 0.6% | 0.10 | 0.5% | 0.09 | 0.4% | 0.05 | 0.3% |
Usd Total Gains Per Share | 0.13 | 0.6% | 1.08 | 5.0% | 0.87 | 4.1% | 0.86 | 4.0% | 0.72 | 3.3% |
Usd Price Per Share | 18.76 | - | 18.28 | - | 23.87 | - | 21.33 | - | 13.32 | - |
Price to Earnings Ratio | 5.81 | - | 6.85 | - | 13.05 | - | 17.57 | - | 12.23 | - |
Price-to-Total Gains Ratio | 139.92 | - | 54.29 | - | 24.62 | - | 51.86 | - | 57.51 | - |
Price to Book Ratio | 0.79 | - | 0.78 | - | 1.32 | - | 1.42 | - | 0.97 | - |
Price-to-Total Gains Ratio | 139.92 | - | 54.29 | - | 24.62 | - | 51.86 | - | 57.51 | - |
When do you get the money?
Usd Investment | |
---|---|
Usd Price Per Share | 21.4 |
Number of shares | 46 |
Gains per Quarter | Trailing 12 Months | 5 Year |
---|---|---|
Usd Dividend Per Share | 0.13 | 0.09 |
Usd Book Value Change Per Share | 0.95 | 0.77 |
Usd Total Gains Per Share | 1.08 | 0.86 |
Gains per Quarter (46 shares) | 49.68 | 39.50 |
Gains per Year (46 shares) | 198.72 | 158.01 |
Years | Return on Investment (TTM) | Return on Investment (5Y) | ||||
---|---|---|---|---|---|---|
Dividend | Book Value gain | Total gains | Dividend | Book Value gain | Total gains | |
Broker costs | - | - | -10 | - | - | -10 |
1 | 24 | 175 | 189 | 16 | 142 | 148 |
2 | 48 | 350 | 388 | 32 | 284 | 306 |
3 | 71 | 525 | 587 | 48 | 426 | 464 |
4 | 95 | 700 | 786 | 64 | 568 | 622 |
5 | 119 | 875 | 985 | 80 | 710 | 780 |
6 | 143 | 1049 | 1184 | 96 | 852 | 938 |
7 | 167 | 1224 | 1383 | 112 | 995 | 1096 |
8 | 191 | 1399 | 1582 | 127 | 1137 | 1254 |
9 | 214 | 1574 | 1781 | 143 | 1279 | 1412 |
10 | 238 | 1749 | 1980 | 159 | 1421 | 1570 |
How sure are you?
Based on the past periods, how sure are you to get value out of your investment.
Linear %
Trailing 12 Months | 3Y | 5 Year | 10 Year | ALLTIME | ||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
% | % | % | % | % | ||||||||||||||||
Earnings Per Share | 4.0 | 0.0 | 0.0 | 100.0% | 12.0 | 0.0 | 0.0 | 100.0% | 20.0 | 0.0 | 0.0 | 100.0% | 36.0 | 0.0 | 0.0 | 100.0% | 36.0 | 0.0 | 0.0 | 100.0% |
Book Value Change Per Share | 4.0 | 0.0 | 0.0 | 100.0% | 10.0 | 2.0 | 0.0 | 83.3% | 17.0 | 3.0 | 0.0 | 85.0% | 29.0 | 6.0 | 1.0 | 80.6% | 29.0 | 6.0 | 1.0 | 80.6% |
Dividend per Share | 3.0 | 0.0 | 1.0 | 75.0% | 11.0 | 0.0 | 1.0 | 91.7% | 19.0 | 0.0 | 1.0 | 95.0% | 29.0 | 0.0 | 7.0 | 80.6% | 29.0 | 0.0 | 7.0 | 80.6% |
Total Gains per Share | 4.0 | 0.0 | 0.0 | 100.0% | 11.0 | 1.0 | 0.0 | 91.7% | 18.0 | 2.0 | 0.0 | 90.0% | 30.0 | 5.0 | 1.0 | 83.3% | 30.0 | 5.0 | 1.0 | 83.3% |
Fundamentals of Business First Bancshares Inc
About Business First Bancshares Inc
- https://www.b1bank.com
- Banks - Regional
- 727
- 500 Laurel Street, Baton Rouge, LA, United States, 70801
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Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as commercial lines of credit, letters of credit, working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary services and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, online and mobile banking, e-statements, and bank-by-mail services. It operates full-service banking centers and loan production offices across Louisiana, and in the Dallas and Houston markets. Business First Bancshares, Inc. was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
Fundamental data was last updated by Penke on 2023-12-02 07:53:03.
Financial Health
Compared to previous year | Compared to industry | |
---|---|---|
The company is making a huge profit. | ||
Using its assets, the company is inefficient in making profit. | ||
Using its investors money, the company is inefficient in making profit. |
Compared to previous year | Compared to industry | |
---|---|---|
The company is operating very efficient. | ||
Compared to previous year | Compared to industry | |
---|---|---|
The company is very able to pay all its short-term debts. | ||
The company is very able to pay all its short-term debts with the most liquid assets. |
Compared to previous year | Compared to industry | |
---|---|---|
The company is just able to pay all its debts by selling its assets. | ||
The company is unable to pay all its debts with equity. |
Valuation
Compared to previous year | Compared to industry | |
---|---|---|
Based on the equity, the company is cheap. | ||
Based on the earnings, the company is cheap. | ||
Based on how much money comes from the company's main activities, the company is underpriced. |
1.1. Profitability of Business First Bancshares Inc.
1.1. Profitability
1.1.1. Net Profit Margin
- Above 10% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
- A Net Profit Margin of 32.1% means that $0.32 for each $1 in revenue is generated as profit.
Let's take a look of the Net Profit Margin trends of Business First Bancshares Inc:
Trends
- The YOY is 23.3%. Compared to the TTM, the mid term is trending up. +2
- The 5Y is 24.6%. Compared to the TTM, the 5Y term is trending up. +2
- The 10Y is 19.2%. Compared to the 5Y term, the 10Y term is trending up. +2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 32.1% | TTM | 29.3% | +2.8% | |
TTM | 29.3% | YOY | 23.3% | +6.0% | |
TTM | 29.3% | 5Y | 24.6% | +4.6% | |
5Y | 24.6% | 10Y | 19.2% | +5.4% |
Compared to industry (Banks - Regional)
Let compare the company's Net Profit Margin with the average (mean) in the Banks - Regional industry:
- The MRQ average (mean) in the Banks - Regional industry is 36.5%. trending down. -2
- The TTM average (mean) in the Banks - Regional industry is 28.8%. trending up. +2
1.1.2. Return on Assets
- Above 5% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
- 0.3% Return on Assets means that Business First Bancshares Inc generated $0.00 profit for each $1 in assets.
Let's take a look of the Return on Assets trends of Business First Bancshares Inc:
Trends
- The YOY is 0.2%. Compared to the TTM, the mid term is trending up. +2
- The 5Y is 0.3%. Compared to the TTM, the 5Y term is trending up. +2
- The 10Y is 0.2%. Compared to the 5Y term, the 10Y term is trending up. +2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 0.3% | TTM | 0.3% | +0.0% | |
TTM | 0.3% | YOY | 0.2% | +0.1% | |
TTM | 0.3% | 5Y | 0.3% | +0.0% | |
5Y | 0.3% | 10Y | 0.2% | +0.1% |
Compared to industry (Banks - Regional)
Let compare the company's Return on Assets with the average (mean) in the Banks - Regional industry:
- The MRQ average (mean) in the Banks - Regional industry is 0.3%. trending up. +2
- The TTM average (mean) in the Banks - Regional industry is 0.2%. trending up. +2
1.1.3. Return on Equity
- Above 15%-20% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
- 3.4% Return on Equity means Business First Bancshares Inc generated $0.03 for each $1 the owners (shareholders) invested.
Let's take a look of the Return on Equity trends of Business First Bancshares Inc:
Trends
- The YOY is 2.6%. Compared to the TTM, the mid term is trending up. +2
- The 5Y is 2.5%. Compared to the TTM, the 5Y term is trending up. +2
- The 10Y is 1.9%. Compared to the 5Y term, the 10Y term is trending up. +2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 3.4% | TTM | 3.1% | +0.3% | |
TTM | 3.1% | YOY | 2.6% | +0.4% | |
TTM | 3.1% | 5Y | 2.5% | +0.6% | |
5Y | 2.5% | 10Y | 1.9% | +0.6% |
Compared to industry (Banks - Regional)
Let compare the company's Return on Equity with the average (mean) in the Banks - Regional industry:
- The MRQ average (mean) in the Banks - Regional industry is 3.1%. trending up. +2
- The TTM average (mean) in the Banks - Regional industry is 2.7%. trending up. +2
1.2. Operating Efficiency of Business First Bancshares Inc.
1.2. Operating Efficiency
1.2.1. Operating Margin
- Measures how much profit Business First Bancshares Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
- Above 15% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
- An Operating Margin of 40.7% means the company generated $0.41 for each $1 in revenue (before taxes).
Let's take a look of the Operating Margin trends of Business First Bancshares Inc:
Trends
- The YOY is 38.7%. Compared to the TTM, the mid term is trending up. +2
- The 5Y is 46.9%. Compared to the TTM, the 5Y term is trending up. +2
- The 10Y is 39.5%. Compared to the 5Y term, the 10Y term is trending up. +2
1.2.2. Operating Ratio
- Below 1 is considered healthy (always compare to Banks - Regional industry mean).
- An Operation Ratio of -0.59 means that the operating costs are $-0.59 for each $1 in net sales.
Let's take a look of the Operating Ratio trends of Business First Bancshares Inc:
Trends
- The YOY is -0.770. Compared to the TTM, the mid term is trending up. -2
- The 5Y is -0.668. Compared to the TTM, the 5Y term is trending up. -2
- The 10Y is -0.524. Compared to the 5Y term, the 10Y term is trending down. +2
1.3. Liquidity of Business First Bancshares Inc.
1.3. Liquidity
1.3.1. Current Ratio
- Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
- A Current Ratio of 95.49 means the company has $95.49 in assets for each $1 in short-term debts.
Let's take a look of the Current Ratio trends of Business First Bancshares Inc:
Trends
- The YOY is 1,221.462. Compared to the TTM, the mid term is trending down. -2
- The 5Y is 893.263. Compared to the TTM, the 5Y term is trending down. -2
- The 10Y is 634.149. Compared to the 5Y term, the 10Y term is trending up. +2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 95.492 | TTM | 263.766 | -168.274 | |
TTM | 263.766 | YOY | 1,221.462 | -957.696 | |
TTM | 263.766 | 5Y | 893.263 | -629.497 | |
5Y | 893.263 | 10Y | 634.149 | +259.114 |
Compared to industry (Banks - Regional)
Let compare the company's Current Ratio with the average (mean) in the Banks - Regional industry:
- The TTM average (mean) in the Banks - Regional industry is 0.127. trending up. +2
1.3.2. Quick Ratio
- Above 1 is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
- A Quick Ratio of 171.38 means the company can pay off $171.38 for each $1 in debt (using most liquid assets).
Let's take a look of the Quick Ratio trends of Business First Bancshares Inc:
Trends
- The YOY is 1,165.398. Compared to the TTM, the mid term is trending down. -2
- The 5Y is 610.289. Compared to the TTM, the 5Y term is trending down. -2
- The 10Y is 425.244. Compared to the 5Y term, the 10Y term is trending up. +2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 171.379 | TTM | 481.485 | -310.106 | |
TTM | 481.485 | YOY | 1,165.398 | -683.913 | |
TTM | 481.485 | 5Y | 610.289 | -128.804 | |
5Y | 610.289 | 10Y | 425.244 | +185.045 |
Compared to industry (Banks - Regional)
Let compare the company's Quick Ratio with the average (mean) in the Banks - Regional industry:
- The TTM average (mean) in the Banks - Regional industry is 0.001. trending up. +2
Period | Company | Industry (mean) | +/- | |
---|---|---|---|---|
TTM | 481.485 | 0.001 | +481.484 | |
5Y | 610.289 | 0.016 | +610.273 | |
10Y | 425.244 | 0.013 | +425.231 |
1.4. Solvency of Business First Bancshares Inc.
1.3. Liquidity
1.4.1. Debt to Asset Ratio
- Below 1 (100%) is considered healthy but always compare Business First Bancshares Inc to Banks - Regional industry mean.
- A Debt to Asset Ratio of 0.91 means that Business First Bancshares Inc assets are financed with 90.7% credit (debt) and the remaining percentage (100% - 90.7%) is financed by its owners/shareholders.
Let's take a look of the Debt to Asset Ratio trends of Business First Bancshares Inc:
Trends
- The YOY is 0.914. Compared to the TTM, the mid term is trending down. +2
- The 5Y is 0.897. Compared to the TTM, the 5Y term is trending up. -2
- The 10Y is 0.920. Compared to the 5Y term, the 10Y term is trending down. +2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 0.907 | TTM | 0.905 | +0.001 | |
TTM | 0.905 | YOY | 0.914 | -0.008 | |
TTM | 0.905 | 5Y | 0.897 | +0.009 | |
5Y | 0.897 | 10Y | 0.920 | -0.023 |
Compared to industry (Banks - Regional)
Let compare the company's Debt to Asset Ratio with the average (mean) in the Banks - Regional industry:
- The MRQ average (mean) in the Banks - Regional industry is 0.916. trending down. +2
- The TTM average (mean) in the Banks - Regional industry is 0.917. trending down. +2
1.4.2. Debt to Equity Ratio
- Below 2 is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
- A Debt to Equity ratio of 973.7% means that company has $9.74 debt for each $1 in shareholders equity.
Let's take a look of the Debt to Equity Ratio trends of Business First Bancshares Inc:
Trends
- The YOY is 10.622. Compared to the TTM, the mid term is trending down. +2
- The 5Y is 8.886. Compared to the TTM, the 5Y term is trending up. -2
- The 10Y is 8.639. Compared to the 5Y term, the 10Y term is trending up. -2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 9.737 | TTM | 9.580 | +0.156 | |
TTM | 9.580 | YOY | 10.622 | -1.042 | |
TTM | 9.580 | 5Y | 8.886 | +0.694 | |
5Y | 8.886 | 10Y | 8.639 | +0.247 |
Compared to industry (Banks - Regional)
Let compare the company's Debt to Equity Ratio with the average (mean) in the Banks - Regional industry:
- The MRQ average (mean) in the Banks - Regional industry is 10.841. trending down. +2
- The TTM average (mean) in the Banks - Regional industry is 11.116. trending down. +2
2. Market Valuation of Business First Bancshares Inc
2.1. Earnings Per Share
2.1. Price to Earnings Ratio
- Above 15 is considered overpriced but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
- A PE ratio of 5.81 means the investor is paying $5.81 for every $1 in earnings.
Let's take a look of the Price to Earnings Ratio trends of Business First Bancshares Inc:
Trends
- The YOY is 13.055. Compared to the TTM, the mid term is trending down. +2
- The 5Y is 17.566. Compared to the TTM, the 5Y term is trending down. +2
- The 10Y is 12.232. Compared to the 5Y term, the 10Y term is trending up. -2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
EOD | 6.629 | MRQ | 5.811 | +0.818 | |
MRQ | 5.811 | TTM | 6.846 | -1.035 | |
TTM | 6.846 | YOY | 13.055 | -6.209 | |
TTM | 6.846 | 5Y | 17.566 | -10.721 | |
5Y | 17.566 | 10Y | 12.232 | +5.334 |
Compared to industry (Banks - Regional)
Let compare the company's Price to Earnings Ratio with the average (mean) in the Banks - Regional industry:
- The MRQ average (mean) in the Banks - Regional industry is 3.814. trending up. -2
- The TTM average (mean) in the Banks - Regional industry is 6.231. trending up. -2
2.2. Price To Free Cash Flow Ratio
Let's take a look of the Price To Free Cash Flow Ratio trends of Business First Bancshares Inc:
- The EOD is 80.232. Based on how much money comes from the company's main activities, the company is overpriced. -1
- The MRQ is 70.334. Based on how much money comes from the company's main activities, the company is overpriced. -1
- The TTM is 23.065. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
- The YOY is 10.185. Compared to the TTM, the mid term is trending up. -2
- The 5Y is 24.180. Compared to the TTM, the 5Y term is trending down. +2
- The 10Y is 15.057. Compared to the 5Y term, the 10Y term is trending up. -2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
EOD | 80.232 | MRQ | 70.334 | +9.898 | |
MRQ | 70.334 | TTM | 23.065 | +47.269 | |
TTM | 23.065 | YOY | 10.185 | +12.880 | |
TTM | 23.065 | 5Y | 24.180 | -1.115 | |
5Y | 24.180 | 10Y | 15.057 | +9.122 |
Compared to industry (Banks - Regional)
Let compare the company's priceToFreeCashFlowRatio with the average (mean) in the Banks - Regional industry:
- The MRQ average (mean) in the Banks - Regional industry is 0.771. trending up. -2
- The TTM average (mean) in the Banks - Regional industry is 0.514. trending up. -2
2. Book Value per Share
2.3. Price to Book Ratio
- At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
- A PB ratio of 0.79 means the investor is paying $0.79 for each $1 in book value.
Let's take a look of the Price to Book Ratio trends of Business First Bancshares Inc:
Trends
- The YOY is 1.323. Compared to the TTM, the mid term is trending down. +2
- The 5Y is 1.422. Compared to the TTM, the 5Y term is trending down. +2
- The 10Y is 0.966. Compared to the 5Y term, the 10Y term is trending up. -2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
EOD | 0.897 | MRQ | 0.787 | +0.111 | |
MRQ | 0.787 | TTM | 0.779 | +0.008 | |
TTM | 0.779 | YOY | 1.323 | -0.544 | |
TTM | 0.779 | 5Y | 1.422 | -0.643 | |
5Y | 1.422 | 10Y | 0.966 | +0.456 |
Compared to industry (Banks - Regional)
Let compare the company's Price to Book Ratio with the average (mean) in the Banks - Regional industry:
- The MRQ average (mean) in the Banks - Regional industry is 0.467. trending up. -2
- The TTM average (mean) in the Banks - Regional industry is 0.520. trending up. -2
2. Total Gains per Share
3. Holders & Insider Transactions
Let's take a look at which institutions, funds and insiders are holding shares of Business First Bancshares Inc.
3.1. Institutions holding Business First Bancshares Inc
Institutions are holding 43.706% of the shares of Business First Bancshares Inc.
Date | Name | Total Shares | Total Assets | Current Shares | Change | % |
---|---|---|---|---|---|---|
2023-09-30 | BlackRock Inc | 7.9503 | 0.0011 | 2014933 | -206627 | -9.301 |
2023-09-30 | Vanguard Group Inc | 5.0363 | 0.0006 | 1276408 | 16094 | 1.277 |
2023-09-30 | Geode Capital Management, LLC | 2.015 | 0.0011 | 510683 | 29967 | 6.2338 |
2023-09-30 | Manufacturers Life Insurance Co | 1.9369 | 0.0054 | 490895 | -187986 | -27.6906 |
2023-09-30 | Dimensional Fund Advisors, Inc. | 1.9038 | 0.003 | 482503 | 44928 | 10.2675 |
2023-09-30 | State Street Corporation | 1.8955 | 0.0005 | 480387 | 9774 | 2.0769 |
2023-09-30 | Banc Funds Co LLC | 1.886 | 1.0516 | 478003 | 0 | 0 |
2023-09-30 | RMB Capital Management, LLC | 1.5783 | 0.2567 | 400000 | -90000 | -18.3673 |
2023-09-30 | Ranger Investment Management LP | 1.2501 | 0.3946 | 316823 | -18200 | -5.4325 |
2023-09-30 | Kennedy Capital Management Inc | 1.1678 | 0.1353 | 295969 | 59297 | 25.0545 |
2023-09-30 | Stieven Capital Advisors, L.p. | 1.1224 | 1.3854 | 284469 | 284469 | 0 |
2023-09-30 | AllianceBernstein L.P. | 0.9881 | 0.002 | 250430 | 700 | 0.2803 |
2023-09-30 | Royce & Associates, LP | 0.9339 | 0.0452 | 236694 | 43072 | 22.2454 |
2023-09-30 | Northern Trust Corp | 0.8625 | 0.0008 | 218598 | -4231 | -1.8988 |
2023-09-30 | JPMorgan Chase & Co | 0.772 | 0.0004 | 195661 | -154136 | -44.0644 |
2023-09-30 | American Century Companies Inc | 0.7457 | 0.0028 | 188982 | 30589 | 19.3121 |
2023-09-30 | Smith Shellnut Wilson LLC | 0.6773 | 1.9704 | 171655 | 0 | 0 |
2023-09-30 | Ratio Wealth Group | 0.5557 | 0.6619 | 140846 | 0 | 0 |
2023-09-30 | Bank of New York Mellon Corp | 0.5028 | 0.0005 | 127428 | -1735 | -1.3433 |
2023-09-30 | Goldman Sachs Group Inc | 0.4942 | 0.0005 | 125247 | -15456 | -10.9848 |
Total | 34.2746 | 5.9198 | 8686614 | -159481 | -1.8% |
3.2. Funds holding Business First Bancshares Inc
Date | Name | Total Shares | Total Assets | Current Shares | Change | % |
---|---|---|---|---|---|---|
2023-10-31 | Vanguard Total Stock Mkt Idx Inv | 2.9958 | 0.0012 | 759255 | 0 | 0 |
2023-10-31 | iShares Russell 2000 ETF | 2.2262 | 0.023 | 564214 | 5626 | 1.0072 |
2023-09-30 | RMB Mendon Financial Services A | 1.5783 | 4.4474 | 400000 | -578 | -0.1443 |
2023-10-31 | Vanguard Institutional Extnd Mkt Idx Tr | 1.4261 | 0.0088 | 361440 | 9775 | 2.7796 |
2023-09-30 | Kennedy Extended Small Cap | 1.0064 | 0.3343 | 255064 | 18392 | 7.7711 |
2023-09-30 | JHancock Regional Bank A | 0.9621 | 0.6276 | 243848 | -3843 | -1.5515 |
2023-08-31 | Fidelity® Small Cap Index | 0.8998 | 0.0211 | 228051 | 15576 | 7.3307 |
2023-10-31 | iShares Russell 2000 Value ETF | 0.8849 | 0.0447 | 224275 | -146 | -0.0651 |
2023-09-30 | JH Financial Opportunities | 0.7199 | 0.5633 | 182458 | -2079 | -1.1266 |
2023-10-31 | Avantis US Small Cap Value ETF | 0.6965 | 0.0522 | 176522 | 0 | 0 |
2023-09-30 | Royce Small-Cap Opportunity Invmt | 0.6024 | 0.229 | 152684 | 28209 | 22.6624 |
2023-09-30 | Acuitas US Microcap Strategy | 0.5007 | 0.699 | 126900 | 32570 | 34.5277 |
2023-09-30 | Fidelity® Extended Market Index | 0.4861 | 0.0074 | 123210 | -773 | -0.6235 |
2023-10-31 | State St Russell Sm/Mid Cp® Indx NL Cl C | 0.473 | 0.0074 | 119887 | 9225 | 8.3362 |
2023-10-31 | Russell Inv US Small Cap Equity E | 0.3766 | 0.2338 | 95457 | -10302 | -9.741 |
2023-10-31 | State St Russell Sm Cap® Indx SL Cl I | 0.3506 | 0.0224 | 88860 | 0 | 0 |
2023-06-30 | Empower Small Cap Value/Kennedy SP | 0.3295 | 0.238 | 83497 | -727 | -0.8632 |
2023-09-30 | FTGF RY US SmCp Opp A USD Dis(A) | 0.3104 | 0.2322 | 78670 | 15788 | 25.1073 |
2023-09-30 | JPMorgan Small Cap Value I | 0.3055 | 0.1116 | 77418 | -1632 | -2.0645 |
2023-10-31 | BlackRock Advantage Small Cap Core Instl | 0.3036 | 0.0481 | 76934 | 0 | 0 |
Total | 17.4344 | 7.9525 | 4418644 | +115081 | +2.6% |
3.3. Insider Transactions
Insiders are holding 6.516% of the shares of Business First Bancshares Inc.
4. Summary
4.1. Key Performance Indicators
The key performance indicators of Business First Bancshares Inc compared to the Most Recent Quarter (MRQ).
End of day | +/- | Most Recent Quarter | Trailing 12 Months | +/- | Year-Over-Year | +/- | 5 Year | +/- | 10 Year | +/- | |
---|---|---|---|---|---|---|---|---|---|---|---|
Book Value Change Per Share | - | - | 0.134 | 0.951 | -86% | 0.767 | -83% | 0.772 | -83% | 0.662 | -80% |
Book Value Per Share | - | - | 23.846 | 23.511 | +1% | 18.186 | +31% | 16.480 | +45% | 10.538 | +126% |
Current Ratio | - | - | 95.492 | 263.766 | -64% | 1221.462 | -92% | 893.263 | -89% | 634.149 | -85% |
Debt To Asset Ratio | - | - | 0.907 | 0.905 | +0% | 0.914 | -1% | 0.897 | +1% | 0.920 | -1% |
Debt To Equity Ratio | - | - | 9.737 | 9.580 | +2% | 10.622 | -8% | 8.886 | +10% | 8.639 | +13% |
Dividend Per Share | - | - | - | 0.129 | -100% | 0.101 | -100% | 0.087 | -100% | 0.054 | -100% |
Eps | - | - | 0.807 | 0.682 | +18% | 0.477 | +69% | 0.424 | +90% | 0.269 | +200% |
Free Cash Flow Per Share | - | - | 0.067 | 0.582 | -89% | 0.619 | -89% | 0.418 | -84% | 0.270 | -75% |
Free Cash Flow To Equity Per Share | - | - | 0.067 | 6.302 | -99% | 9.398 | -99% | 5.190 | -99% | 3.331 | -98% |
Gross Profit Margin | - | - | 0.941 | 0.929 | +1% | 0.931 | +1% | 0.967 | -3% | 0.982 | -4% |
Intrinsic Value_10Y_max | - | - | -25.015 | - | - | - | - | - | - | - | - |
Intrinsic Value_10Y_min | - | - | -19.913 | - | - | - | - | - | - | - | - |
Intrinsic Value_1Y_max | - | - | 1.624 | - | - | - | - | - | - | - | - |
Intrinsic Value_1Y_min | - | - | 1.597 | - | - | - | - | - | - | - | - |
Intrinsic Value_3Y_max | - | - | 1.731 | - | - | - | - | - | - | - | - |
Intrinsic Value_3Y_min | - | - | 1.716 | - | - | - | - | - | - | - | - |
Intrinsic Value_5Y_max | - | - | -1.957 | - | - | - | - | - | - | - | - |
Intrinsic Value_5Y_min | - | - | -1.545 | - | - | - | - | - | - | - | - |
Market Cap | 542365880.000 | +12% | 475457192.000 | 463165255.000 | +3% | 604966054.000 | -21% | 540604458.100 | -12% | 337577703.944 | +41% |
Net Profit Margin | - | - | 0.321 | 0.293 | +10% | 0.233 | +38% | 0.246 | +30% | 0.192 | +67% |
Operating Margin | - | - | 0.407 | 0.548 | -26% | 0.387 | +5% | 0.469 | -13% | 0.395 | +3% |
Operating Ratio | - | - | -0.593 | -0.665 | +12% | -0.770 | +30% | -0.668 | +13% | -0.524 | -12% |
Pb Ratio | 0.897 | +12% | 0.787 | 0.779 | +1% | 1.323 | -41% | 1.422 | -45% | 0.966 | -19% |
Pe Ratio | 6.629 | +12% | 5.811 | 6.846 | -15% | 13.055 | -55% | 17.566 | -67% | 12.232 | -52% |
Price Per Share | 21.400 | +12% | 18.760 | 18.275 | +3% | 23.870 | -21% | 21.331 | -12% | 13.320 | +41% |
Price To Free Cash Flow Ratio | 80.232 | +12% | 70.334 | 23.065 | +205% | 10.185 | +591% | 24.180 | +191% | 15.057 | +367% |
Price To Total Gains Ratio | 159.613 | +12% | 139.923 | 54.292 | +158% | 24.618 | +468% | 51.859 | +170% | 57.506 | +143% |
Quick Ratio | - | - | 171.379 | 481.485 | -64% | 1165.398 | -85% | 610.289 | -72% | 425.244 | -60% |
Return On Assets | - | - | 0.003 | 0.003 | +9% | 0.002 | +39% | 0.003 | +25% | 0.002 | +56% |
Return On Equity | - | - | 0.034 | 0.031 | +10% | 0.026 | +29% | 0.025 | +35% | 0.019 | +75% |
Total Gains Per Share | - | - | 0.134 | 1.080 | -88% | 0.868 | -85% | 0.859 | -84% | 0.716 | -81% |
Usd Book Value | - | - | 604366000.000 | 595876250.000 | +1% | 460916500.000 | +31% | 417681100.000 | +45% | 267065444.444 | +126% |
Usd Book Value Change Per Share | - | - | 0.134 | 0.951 | -86% | 0.767 | -83% | 0.772 | -83% | 0.662 | -80% |
Usd Book Value Per Share | - | - | 23.846 | 23.511 | +1% | 18.186 | +31% | 16.480 | +45% | 10.538 | +126% |
Usd Dividend Per Share | - | - | - | 0.129 | -100% | 0.101 | -100% | 0.087 | -100% | 0.054 | -100% |
Usd Eps | - | - | 0.807 | 0.682 | +18% | 0.477 | +69% | 0.424 | +90% | 0.269 | +200% |
Usd Free Cash Flow | - | - | 1690000.000 | 14745500.000 | -89% | 15684250.000 | -89% | 10593200.000 | -84% | 6838388.889 | -75% |
Usd Free Cash Flow Per Share | - | - | 0.067 | 0.582 | -89% | 0.619 | -89% | 0.418 | -84% | 0.270 | -75% |
Usd Free Cash Flow To Equity Per Share | - | - | 0.067 | 6.302 | -99% | 9.398 | -99% | 5.190 | -99% | 3.331 | -98% |
Usd Market Cap | 542365880.000 | +12% | 475457192.000 | 463165255.000 | +3% | 604966054.000 | -21% | 540604458.100 | -12% | 337577703.944 | +41% |
Usd Price Per Share | 21.400 | +12% | 18.760 | 18.275 | +3% | 23.870 | -21% | 21.331 | -12% | 13.320 | +41% |
Usd Profit | - | - | 20455000.000 | 18296500.000 | +12% | 12089000.000 | +69% | 10941050.000 | +87% | 6819388.889 | +200% |
Usd Revenue | - | - | 63739000.000 | 62491000.000 | +2% | 52020500.000 | +23% | 43005500.000 | +48% | 28849972.222 | +121% |
Usd Total Gains Per Share | - | - | 0.134 | 1.080 | -88% | 0.868 | -85% | 0.859 | -84% | 0.716 | -81% |
EOD | +4 -4 | MRQ | TTM | +16 -20 | YOY | +18 -18 | 5Y | +14 -22 | 10Y | +19 -17 |
4.2. Fundamental Score
Penke's Stock Scanner
Indicator | Condition | Value | ||
---|---|---|---|---|
Price to Earnings Ratio (EOD) | Between | 0-15 | 6.629 | |
Price to Book Ratio (EOD) | Between | 0-1 | 0.897 | |
Net Profit Margin (MRQ) | Greater than | 0 | 0.321 | |
Operating Margin (MRQ) | Greater than | 0 | 0.407 | |
Quick Ratio (MRQ) | Greater than | 1 | 171.379 | |
Current Ratio (MRQ) | Greater than | 1 | 95.492 | |
Debt to Asset Ratio (MRQ) | Less than | 1 | 0.907 | |
Debt to Equity Ratio (MRQ) | Less than | 1 | 9.737 | |
Return on Equity (MRQ) | Greater than | 0.15 | 0.034 | |
Return on Assets (MRQ) | Greater than | 0.05 | 0.003 | |
Total | 7/10 (70.0%) |
4.3. Technical Score
Penke's Symbol Scanner
Indicator | Condition | Value | ||
---|---|---|---|---|
Rsi | Greater than | 50 | 59.979 | |
Ma 20 | Greater than | Ma 50 | 20.776 | |
Ma 50 | Greater than | Ma 100 | 19.718 | |
Ma 100 | Greater than | Ma 200 | 19.505 | |
Open | Greater than | Close | 22.000 | |
Total | 5/5 (100.0%) |
Latest Balance Sheet
Balance Sheet of 2023-09-30. Currency in USD. All numbers in thousands.
Summary
As reported | |
---|---|
Total Liabilities | 5,884,415 |
Total Stockholder Equity | + 604,366 |
Total Assets | = 6,488,781 |
Assets
Total Current Assets
Long-term Assets
Property Plant Equipment | 64,674 |
Goodwill | 88,391 |
Long Term Investments | 882,295 |
Intangible Assets | 12,418 |
Long-term Assets Other | -1,047,778 |
Long-term Assets (as reported) | 1,047,778 |
---|---|
Long-term Assets (calculated) | 0 |
+/- | 1,047,778 |
Liabilities & Shareholders' Equity
Total Current Liabilities
Long-term Liabilities
Long term Debt | 619,232 |
Long-term Liabilities (as reported) | 619,232 |
---|---|
Long-term Liabilities (calculated) | 619,232 |
+/- | 0 |
Total Stockholder Equity
Common Stock | 25,344 |
Retained Earnings | 205,207 |
Other Stockholders Equity | 396,121 |
Total Stockholder Equity (as reported) | 604,366 |
---|---|
Total Stockholder Equity (calculated) | 626,672 |
+/- | 22,306 |
Balance Sheet
Currency in USD. All numbers in thousands.
Trend | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-05-05 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | |||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
> Total Assets |
| 6,488,781 | 6,454,649 | 6,289,981 | 5,990,460 | 5,806,691 | 5,530,383 | 5,362,235 | 4,726,378 | 4,405,217 | 4,323,959 | 4,443,586 | 4,160,360 | 3,954,670 | 3,961,138 | 2,287,662 | 2,273,835 | 2,220,840 | 2,153,608 | 2,101,400 | 2,094,896 | 1,678,195 | 1,649,207 | 1,587,713 | 1,321,256 | 1,213,831 | 1,169,086 | 1,158,261 | 1,158,261 | 1,105,841 | 861,892 | 876,784 | 874,817 | 1,076,089 | 1,066,776 | 1,106,729 | 684,502 | ||||||||||||||||||||||||||||||||||||
> Total Current Assets |
| 1,069,225 | 1,085,607 | 1,089,158 | 1,069,157 | 1,060,085 | 4,267,381 | 1,263,578 | 3,550,610 | 3,225,959 | 3,296,205 | 3,588,688 | 3,384,873 | 3,268,565 | 3,231,342 | 1,916,204 | 1,898,608 | 1,837,571 | 1,763,691 | 1,704,567 | 1,703,611 | 1,377,719 | 1,339,681 | 1,267,738 | 1,115,874 | 1,001,217 | 951,866 | 49,960 | 938,558 | 882,995 | 1,595 | 1,595 | 1,595 | 254,591 | 262,554 | 312,747 | 654,044 | ||||||||||||||||||||||||||||||||||||
Cash And Cash Equivalents |
| 191,461 | 180,972 | 159,767 | 152,740 | 152,671 | 154,694 | 282,074 | 68,375 | 81,361 | 130,769 | 355,257 | 149,131 | 103,894 | 116,021 | 80,109 | 89,371 | 63,356 | 64,043 | 52,606 | 96,072 | 45,941 | 45,861 | 37,627 | 107,591 | 36,210 | 45,204 | 49,960 | 49,960 | 42,173 | 33,740 | 88,480 | 73,349 | 40,911 | 45,965 | 106,508 | 26,015 | ||||||||||||||||||||||||||||||||||||
Short-term Investments |
| 849,704 | 877,774 | 903,945 | 890,751 | 884,960 | 934,676 | 961,358 | 1,021,061 | 1,034,491 | 882,802 | 721,224 | 640,605 | 547,535 | 583,118 | 275,115 | 278,193 | 288,231 | 294,981 | 304,122 | 309,516 | 243,585 | 252,139 | 262,988 | 179,148 | 186,149 | 192,058 | 0 | 195,470 | 198,342 | 209,672 | 207,528 | 206,920 | 210,857 | 214,017 | 203,652 | 74,503 | ||||||||||||||||||||||||||||||||||||
Net Receivables |
| 28,060 | 26,861 | 25,446 | 25,666 | 22,454 | 22,142 | 20,146 | 19,597 | 19,025 | 20,841 | 25,910 | 23,895 | 25,622 | 33,844 | 7,724 | 8,025 | 7,513 | 7,957 | 7,054 | 8,223 | 5,188 | 5,268 | 4,700 | 4,110 | 3,518 | 3,574 | 0 | 3,086 | 3,384 | 806,820 | 793,415 | 784,875 | 2,823 | 2,572 | 2,587 | 553,526 | ||||||||||||||||||||||||||||||||||||
Inventory |
| 0 | 0 | 0 | 0 | 1,020 | 1,074 | 1,453 | 1,427 | 2,827 | 6,555 | 9,474 | 9,453 | 11,408 | 7,821 | 3,292 | 4,036 | 2,331 | 2,330 | 1,694 | 1,909 | 1,835 | 1,309 | 1,429 | 428 | 599 | 1,394 | 0 | 1,402 | 1,367 | -806,820 | -793,415 | -784,875 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||||
> Long-term Assets |
| 1,047,778 | 1,077,171 | 1,106,809 | 1,093,980 | 1,091,225 | 1,133,220 | 1,152,923 | 1,167,932 | 1,179,258 | 1,027,754 | 854,898 | 775,487 | 686,105 | 729,796 | 371,458 | 375,227 | 383,269 | 389,917 | 396,833 | 391,285 | 300,476 | 309,526 | 319,975 | 205,382 | 212,614 | 217,220 | 0 | 219,703 | 222,846 | 860,297 | 875,189 | 873,222 | 821,498 | 804,222 | 793,982 | 2,180 | ||||||||||||||||||||||||||||||||||||
Property Plant Equipment |
| 64,674 | 63,037 | 64,065 | 63,177 | 63,765 | 64,307 | 63,003 | 58,155 | 56,611 | 57,576 | 57,931 | 58,593 | 59,241 | 63,959 | 29,656 | 29,280 | 27,092 | 27,577 | 27,014 | 15,114 | 10,022 | 10,537 | 10,424 | 8,780 | 8,974 | 9,132 | 9,129 | 9,129 | 9,281 | 9,500 | 9,200 | 9,200 | 9,234 | 12,251 | 12,353 | 2,180 | ||||||||||||||||||||||||||||||||||||
Goodwill |
| 88,391 | 88,543 | 88,543 | 88,543 | 88,543 | 88,842 | 89,911 | 59,894 | 60,062 | 60,062 | 53,753 | 53,862 | 53,627 | 53,649 | 48,495 | 48,495 | 48,333 | 48,503 | 49,534 | 49,488 | 32,427 | 32,552 | 32,816 | 6,824 | 6,824 | 6,824 | 6,824 | 6,824 | 6,824 | 6,824 | 6,824 | 6,824 | 3,376 | 3,605 | 2,967 | 0 | ||||||||||||||||||||||||||||||||||||
Long Term Investments |
| 882,295 | 912,598 | 940,684 | 928,218 | 924,350 | 964,978 | 984,392 | 1,037,680 | 1,049,750 | 896,845 | 733,808 | 3,610,905 | 3,610,340 | 601,799 | 286,836 | 290,758 | 300,928 | 306,698 | 312,630 | 1,517,307 | 1,287,966 | 1,224,275 | 1,181,950 | 966,720 | 928,867 | 865,496 | 0 | 845,835 | 802,969 | 0 | 0 | 782,165 | 765,148 | 0 | 725,839 | 572,755 | ||||||||||||||||||||||||||||||||||||
Intangible Assets |
| 12,418 | 12,993 | 13,517 | 14,042 | 14,567 | 15,093 | 15,617 | 12,203 | 12,835 | 13,271 | 9,406 | 9,734 | 10,061 | 10,389 | 6,471 | 6,694 | 6,916 | 7,139 | 7,655 | 7,885 | 4,103 | 4,234 | 4,366 | 2,003 | 2,072 | 2,141 | 2,210 | 2,210 | 2,279 | 2,300 | 2,400 | 2,500 | 2,555 | 2,762 | 2,762 | 0 | ||||||||||||||||||||||||||||||||||||
Earning Assets |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 348,736 | 384,698 | 377,031 | 359,730 | 374,773 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||||
Other Assets |
| 4,371,778 | 4,291,871 | 4,094,014 | 3,827,323 | 3,655,381 | 129,782 | 2,945,734 | 7,836 | 4,405,217 | 4,323,959 | 4,443,586 | 4,160,360 | 3,954,670 | 3,961,138 | 2,287,662 | 2,649,062 | 2,604,109 | 2,543,525 | 2,498,233 | 2,486,181 | 1,978,671 | 1,958,733 | 1,907,688 | 1,526,638 | 1,426,445 | 1,386,306 | 0 | 1,377,964 | 1,328,687 | 257,405 | 255,766 | 254,549 | 0 | 0 | 0 | 28,278 | ||||||||||||||||||||||||||||||||||||
> Total Liabilities |
| 5,884,415 | 5,853,681 | 5,692,291 | 5,409,979 | 5,298,689 | 5,084,924 | 4,905,398 | 4,293,010 | 3,974,996 | 3,892,953 | 4,026,885 | 3,750,397 | 3,556,584 | 3,574,802 | 2,005,632 | 1,988,738 | 1,940,500 | 1,876,139 | 1,832,256 | 1,834,838 | 1,465,234 | 1,438,578 | 1,407,719 | 1,141,321 | 1,093,772 | 1,050,273 | 1,042,060 | 1,042,060 | 992,282 | 989,200 | 1,058,000 | 1,041,200 | 963,640 | 954,671 | 994,122 | 654,374 | ||||||||||||||||||||||||||||||||||||
> Total Current Liabilities |
| 11,197 | 7,675 | 3,522 | 2,101 | 6,032 | 5,728 | 915 | 1,374 | 1,855 | 1,958 | 1,961 | 7,519 | 8,654 | 10,065 | 6,573 | 1,533 | 1,837 | 1,924 | 2,039 | 1,374 | 2,198 | 2,059 | 1,966 | 1,752 | 1,764 | 1,683 | 862 | 1,727 | 1,782 | 986,200 | 3,000 | 3,000 | 3,000 | 3,000 | 926,669 | 626,047 | ||||||||||||||||||||||||||||||||||||
Short-term Debt |
| 9 | 9 | 9 | 9 | 5,009 | 5,020 | 20 | 20 | 20 | 20 | 20 | 5,020 | 5,033 | 6,145 | 5,000 | 10,000 | 0 | 0 | 0 | 25,000 | 862 | 862 | 862 | 862 | 862 | 862 | 862 | 862 | 862 | 0 | 5,500 | 5,900 | 3,000 | 3,000 | 0 | 0 | ||||||||||||||||||||||||||||||||||||
Short Long Term Debt |
| 9 | 9 | 9 | 9 | 5,009 | 5,020 | 20 | 20 | 20 | 20 | 20 | 5,020 | 5,033 | 6,145 | 5,000 | 10,000 | 0 | 0 | 0 | 25,000 | 55,300 | 55,300 | 45,300 | 45,300 | 50,774 | 72,402 | 0 | 0 | 32,364 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||||
Accounts payable |
| 11,188 | 7,666 | 3,513 | 2,092 | 1,023 | 708 | 895 | 1,354 | 1,835 | 1,938 | 1,941 | 2,499 | 3,621 | 3,920 | 1,573 | 1,533 | 1,837 | 1,924 | 2,039 | 1,374 | 1,336 | 1,197 | 1,104 | 890 | 902 | 821 | 0 | 865 | 920 | 900 | 700 | 600 | 566 | 0 | 605 | 401 | ||||||||||||||||||||||||||||||||||||
Other Current Liabilities |
| -11,197 | -7,675 | -3,522 | -2,101 | -6,032 | 4,658,163 | 4,657,738 | -1,354 | -1,835 | -1,938 | -1,941 | -2,499 | -3,621 | 3,251,022 | 1,802,808 | -1,533 | -1,837 | -1,924 | -2,039 | -1,374 | 1,354,071 | 1,329,493 | 1,307,738 | 1,055,533 | 1,015,094 | 972,016 | 0 | 963,262 | 932,795 | 985,300 | -3,200 | -3,500 | 904,236 | 0 | 926,064 | 625,646 | ||||||||||||||||||||||||||||||||||||
> Long-term Liabilities |
| 619,232 | 770,984 | 3,522 | 2,101 | 6,032 | 370,066 | 196,166 | 168,449 | 134,429 | 114,450 | 115,573 | 79,145 | 153,950 | 150,974 | 163,000 | 118,000 | 153,000 | 133,000 | 55,000 | 80,000 | 87,400 | 87,700 | 77,700 | 77,700 | 68,174 | 69,007 | 0 | 69,537 | 50,064 | 3,000 | 48,109 | 48,628 | 55,926 | 79,658 | 55,459 | 28,327 | ||||||||||||||||||||||||||||||||||||
Long term Debt Total |
| 0 | 103,822 | 110,596 | 110,749 | 110,902 | 111,055 | 111,209 | 81,427 | 81,427 | 81,427 | 77,500 | 31,000 | 138,076 | 114,873 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 2,400 | 2,700 | 2,700 | 2,700 | 2,700 | 3,000 | 0 | 3,000 | 3,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||||
Long-term Liabilities Other |
| 0 | 727,750 | 757,382 | 462,736 | 600,659 | 314,998 | 135,556 | 132,946 | 107,526 | 85,365 | 88,710 | 100,219 | 178,626 | 25,391 | 176,251 | 180,195 | 180,273 | 146,313 | 60,834 | 74,530 | 106,565 | 104,326 | 95,315 | 81,336 | 74,214 | 73,574 | 0 | 74,071 | 54,705 | 0 | 0 | 59,290 | 55,838 | 0 | 67,453 | 28,327 | ||||||||||||||||||||||||||||||||||||
> Total Stockholder Equity |
| 604,366 | 600,968 | 597,690 | 580,481 | 508,002 | 445,459 | 456,837 | 433,368 | 430,221 | 431,006 | 416,701 | 409,963 | 398,086 | 386,336 | 282,030 | 285,097 | 280,340 | 277,469 | 269,144 | 260,058 | 212,961 | 210,629 | 179,994 | 179,935 | 120,059 | 118,813 | 116,201 | 116,201 | 113,559 | 117,600 | 116,100 | 115,000 | 112,449 | 112,105 | 112,607 | 78,845 | ||||||||||||||||||||||||||||||||||||
Common Stock |
| 25,344 | 25,344 | 25,320 | 25,110 | 22,605 | 22,579 | 22,565 | 20,400 | 20,384 | 20,741 | 20,805 | 20,621 | 20,667 | 20,667 | 13,068 | 13,279 | 13,275 | 13,361 | 13,361 | 13,213 | 11,534 | 11,533 | 10,272 | 10,232 | 6,933 | 6,933 | 0 | 6,933 | 6,917 | 7,000 | 7,000 | 7,000 | 7,036 | 7,036 | 7,206 | 5,315 | ||||||||||||||||||||||||||||||||||||
Retained Earnings |
| 205,207 | 189,115 | 173,761 | 163,955 | 150,336 | 139,232 | 128,168 | 121,874 | 112,243 | 104,382 | 89,441 | 79,174 | 67,399 | 59,850 | 59,859 | 56,700 | 52,265 | 48,087 | 42,576 | 37,982 | 35,460 | 32,483 | 29,666 | 27,175 | 28,380 | 27,115 | 25,478 | 25,478 | 23,839 | 23,200 | 22,200 | 21,700 | 20,289 | 19,288 | 19,104 | 16,948 | ||||||||||||||||||||||||||||||||||||
Accumulated Other Comprehensive Income |
| -94,236 | -81,296 | -67,998 | -74,204 | -84,670 | -62,734 | -39,754 | -1,177 | 5,747 | 6,869 | 6,173 | 10,628 | 10,258 | 8,213 | 2,137 | 2,613 | 2,696 | 2,198 | -330 | -3,469 | -5,378 | -4,580 | -4,385 | -1,644 | -390 | -301 | -1,206 | -1,206 | -2,330 | 1,000 | 1,000 | 400 | -1,000 | -449 | -2,000 | -643 | ||||||||||||||||||||||||||||||||||||
Capital Surplus |
| 0 | 395,875 | 394,677 | 393,690 | 347,721 | 346,382 | 345,858 | 292,271 | 291,847 | 299,014 | 300,282 | 299,540 | 299,762 | 297,606 | 206,966 | 212,505 | 212,104 | 213,823 | 213,537 | 212,332 | 171,345 | 171,193 | 144,441 | 144,172 | 85,136 | 85,066 | 0 | 84,996 | 85,133 | 0 | 0 | 86,033 | 85,913 | 0 | 87,987 | 57,346 | ||||||||||||||||||||||||||||||||||||
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Balance Sheet
Currency in USD. All numbers in thousands.
Cash Flow
Currency in USD. All numbers in thousands.
Income Statement
Currency in USD. All numbers in thousands.
Latest Income Statement (annual, 2022-12-31)
Gross Profit (+$) | ||
---|---|---|
totalRevenue | 227,540 | |
Cost of Revenue | -0 | |
Gross Profit | 227,540 | 227,540 |
Operating Income (+$) | ||
Gross Profit | 227,540 | |
Operating Expense | --124,446 | |
Operating Income | 103,094 | 351,986 |
Operating Expense (+$) | ||
Research Development | 0 | |
Selling General Administrative | 89,048 | |
Selling And Marketing Expenses | 3,949 | |
Operating Expense | -124,446 | 92,997 |
Net Interest Income (+$) | ||
Interest Income | 236,114 | |
Interest Expense | -36,537 | |
Other Finance Cost | -0 | |
Net Interest Income | 199,577 | |
Pretax Income (+$) | ||
Operating Income | 103,094 | |
Net Interest Income | 199,577 | |
Other Non-Operating Income Expenses | 0 | |
Income Before Tax (EBT) | 68,592 | 137,596 EBIT - interestExpense = 66,557 68,592 90,792 |
Interest Expense | 36,537 | |
Earnings Before Interest and Taxes (EBIT) | 103,094 | 105,129 |
Earnings Before Interest and Taxes (EBITDA) | 109,947 | |
After tax Income (+$) | ||
Income Before Tax | 68,592 | |
Tax Provision | -14,337 | |
Net Income From Continuing Ops | 54,255 | 54,255 |
Net Income | 54,255 | |
Net Income Applicable To Common Shares | 52,905 | |
Non-recurring Events | ||
Discontinued Operations | 0 | |
Extraordinary Items | 0 | |
Effect of Accounting Charges | 0 | |
Other Items | 0 | |
Non Recurring | 0 | |
Other Operating Expenses | 124,446 | |
Total Other Income/Expenses Net | -34,502 | -199,577 |
Technical Analysis of Business First Bancshares Inc
The psychology behind the price
Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.
General trend
First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Business First Bancshares Inc. The general trend of Business First Bancshares Inc is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Business First Bancshares Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.
Indicator phases
Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:
Indicator zone transitions | Bullish trend (100.0%) | Bearish trend (-100.0%) | |
---|---|---|---|
Overbought to neutral | Bullish pullback | = | Bearish reversal |
Upper to lower neutral | Bullish correction | = | Bearish continuation |
Nuetral to oversold | Oversold | = | Oversold |
Oversold to neutral | Bullish reversal | = | Bearish correction |
Lower to upper neutral | Bullish continuation | = | Bearish pullback |
Nuetral to overbought | Overbought | = | Overbought |
1. Price Targets
1.1 Support & Resistance
Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.
Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.
Score
Let's take a look at the Support & Resistance of Business First Bancshares Inc.
The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).
- Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1
The bullish price targets are: 22.06 < 22.21 < 23.58.
The bearish price targets are: 21.90 > 21.71 > 19.77.
Tweet this2. Trend Indicators
2.1 Moving Averages
- Moving averages are lagging trend indicators.
- There are many types of moving averages.
- Moving averages are also used within other indicators.
Score
Let's take a look at the Moving Averages of Business First Bancshares Inc. The current mas is .
The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).
- MA 20 trending up: The MA 20 is trending up. +1
- Close > MA 20: The price is above the MA 20. +1
- MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
- MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
- MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
- MA 50 trending up: The MA 50 is trending up. +1
- Close > MA 50: The price is above the MA 50. +1
- MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
- MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
- MA 100 trending up: The MA 100 is trending up. +1
- Close > MA 100: The price is above the MA 100. +1
- MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
- MA 200 trending up: The MA 200 is trending up. +1
- Close > MA 200: The price is above the MA 200. +1
Directionalities and relatives.
Moving Average | Amount of candles | Trend | Price +/- | vs. MA 50 | vs. MA 100 | vs. MA 200 |
---|---|---|---|---|---|---|
MA 20 | 20 | |||||
MA 50 | 50 | - | ||||
MA 100 | 100 | - | - | |||
MA 200 | 200 | - | - | - |
Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I