25 XP 0   0   10  
0coffee
Main menu
3rd party ad coffee SUPPORTERis ad-free.

BFST (Business First Bancshares Inc) Stock Analysis
Buy, Hold or Sell?

Let's analyze Business First Bancshares Inc together

I guess you are interested in Business First Bancshares Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • 📊 Fundamental Analysis (FA) – Business First Bancshares Inc’s Financial Insights
  • 📈 Technical Analysis (TA) – Business First Bancshares Inc’s Price Targets

I'm going to help you getting a better view of Business First Bancshares Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

Get notifications about Business First Bancshares Inc

I send you an email if I find something interesting about Business First Bancshares Inc.

1. Quick Overview

1.1. Quick analysis of Business First Bancshares Inc (30 sec.)










1.2. What can you expect buying and holding a share of Business First Bancshares Inc? (30 sec.)

How much money do you get?

How much money do you get?
$0.70
When do you have the money?
1 year
How often do you get paid?
87.8%

What is your share worth?

Current worth
$27.81
Expected worth in 1 year
$33.77
How sure are you?
87.8%

+ What do you gain per year?

Total Gains per Share
$6.67
Return On Investment
25.9%

For what price can you sell your share?

Current Price per Share
$25.75
Expected price per share
$24.53 - $27.51
How sure are you?
50%
3rd party ad coffee SUPPORTERis ad-free.

2. Detailed Analysis

2.1. Valuation of Business First Bancshares Inc (5 min.)




Live pricePrice per Share (EOD)
$25.75
Intrinsic Value Per Share
$21.67 - $43.29
Total Value Per Share
$49.48 - $71.10

2.2. Growth of Business First Bancshares Inc (5 min.)




Is Business First Bancshares Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$826.3m$624.6m$122.8m16.4%

How much money is Business First Bancshares Inc making?

Current yearPrevious yearGrowGrow %
Making money$18m$17.3m$623k3.5%
Net Profit Margin15.1%17.4%--

How much money comes from the company's main activities?

2.3. Financial Health of Business First Bancshares Inc (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

3rd party ad coffee SUPPORTERis ad-free.

3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Business First Bancshares Inc?

Welcome investor! Business First Bancshares Inc's management wants to use your money to grow the business. In return you get a share of Business First Bancshares Inc.

First you should know what it really means to hold a share of Business First Bancshares Inc. And how you can make/lose money.

Speculation

The Price per Share of Business First Bancshares Inc is $25.75. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Business First Bancshares Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Business First Bancshares Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $27.81. Based on the TTM, the Book Value Change Per Share is $1.49 per quarter. Based on the YOY, the Book Value Change Per Share is $0.43 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.17 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Business First Bancshares Inc.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.692.7%0.612.4%0.572.2%0.562.2%0.481.9%0.281.1%
Usd Book Value Change Per Share0.903.5%1.495.8%0.431.7%1.044.0%0.923.6%0.612.4%
Usd Dividend Per Share0.180.7%0.170.7%0.160.6%0.150.6%0.120.5%0.070.3%
Usd Total Gains Per Share1.094.2%1.676.5%0.592.3%1.194.6%1.044.0%0.682.6%
Usd Price Per Share24.35-24.37-20.19-21.70-21.70-15.22-
Price to Earnings Ratio8.81-10.12-9.17-9.95-13.84-14.16-
Price-to-Total Gains Ratio22.40-20.11-53.68-22.02-53.08-55.57-
Price to Book Ratio0.88-0.97-0.96-1.03-1.23-1.14-
Price-to-Total Gains Ratio22.40-20.11-53.68-22.02-53.08-55.57-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share25.75
Number of shares38
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.170.12
Usd Book Value Change Per Share1.490.92
Usd Total Gains Per Share1.671.04
Gains per Quarter (38 shares)63.3239.38
Gains per Year (38 shares)253.28157.52
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
12722724318139148
25345349637278306
38068074955418464
4106907100273557622
51331134125592696780
615913601508110835938
7186158717611289741096
82131814201414611141254
92392040226716512531412
102662267252018313921570

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%41.00.00.0100.0%49.00.00.0100.0%
Book Value Change Per Share4.00.00.0100.0%11.01.00.091.7%18.02.00.090.0%35.05.01.085.4%39.05.05.079.6%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%36.00.05.087.8%36.00.013.073.5%
Total Gains per Share4.00.00.0100.0%11.01.00.091.7%19.01.00.095.0%36.04.01.087.8%40.04.05.081.6%
3rd party ad coffee SUPPORTERis ad-free.

3.2. Key Performance Indicators

The key performance indicators of Business First Bancshares Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.9031.492-39%0.432+109%1.036-13%0.916-1%0.612+48%
Book Value Per Share--27.80925.155+11%21.022+32%21.371+30%18.480+50%12.059+131%
Current Ratio--0.0580.130-56%0.207-72%0.189-69%0.216-73%20.029-100%
Debt To Asset Ratio--0.8940.8980%0.905-1%0.904-1%0.904-1%0.8950%
Debt To Equity Ratio--8.4218.796-4%9.508-11%9.492-11%9.491-11%8.694-3%
Dividend Per Share--0.1840.175+5%0.157+17%0.150+22%0.120+52%0.069+166%
Enterprise Value---5890124230.000-5110771946.000-13%-4268039302.000-28%-4360590919.167-26%-3573203031.300-39%-2764947226.286-53%
Eps--0.6910.606+14%0.574+20%0.556+24%0.479+44%0.284+144%
Ev To Ebitda Ratio---54.024-52.623-3%-46.930-13%-48.422-10%-51.608-4%-45.392-16%
Ev To Sales Ratio---11.730-10.625-9%-10.611-10%-11.209-4%-11.644-1%-10.310-12%
Free Cash Flow Per Share--0.9260.674+37%0.565+64%0.601+54%0.510+81%0.299+210%
Free Cash Flow To Equity Per Share---2.6651.561-271%3.450-177%4.346-161%4.668-157%2.799-195%
Gross Profit Margin--0.9370.930+1%0.932+1%0.929+1%0.936+0%0.886+6%
Intrinsic Value_10Y_max--43.292----------
Intrinsic Value_10Y_min--21.668----------
Intrinsic Value_1Y_max--2.688----------
Intrinsic Value_1Y_min--1.370----------
Intrinsic Value_3Y_max--9.335----------
Intrinsic Value_3Y_min--4.834----------
Intrinsic Value_5Y_max--17.497----------
Intrinsic Value_5Y_min--9.059----------
Market Cap765140650.000+5%723540770.000724135054.0000%599929698.000+21%644674330.833+12%644753568.700+12%452177650.341+60%
Net Profit Margin--0.1640.151+8%0.174-6%0.176-7%0.191-14%0.160+2%
Operating Margin--0.2060.192+7%0.221-7%0.223-8%0.240-14%0.227-10%
Operating Ratio--0.7940.808-2%0.779+2%0.777+2%0.760+5%0.774+3%
Pb Ratio0.926+5%0.8760.974-10%0.956-8%1.032-15%1.229-29%1.142-23%
Pe Ratio9.311+5%8.80510.117-13%9.167-4%9.953-12%13.836-36%14.159-38%
Price Per Share25.750+5%24.35024.3700%20.190+21%21.696+12%21.699+12%15.218+60%
Price To Free Cash Flow Ratio6.955+5%6.5779.509-31%11.650-44%10.350-36%10.102-35%15.492-58%
Price To Total Gains Ratio23.687+5%22.39920.110+11%53.683-58%22.016+2%53.078-58%55.570-60%
Quick Ratio--0.0630.212-70%0.372-83%0.334-81%0.386-84%147.514-100%
Return On Assets--0.0030.002+7%0.003-1%0.003+3%0.003+5%0.002+28%
Return On Equity--0.0250.024+3%0.028-11%0.027-8%0.026-6%0.020+23%
Total Gains Per Share--1.0871.666-35%0.589+85%1.186-8%1.036+5%0.681+60%
Usd Book Value--826312000.000747458000.000+11%624656750.000+32%635007583.333+30%549130450.000+50%358315195.122+131%
Usd Book Value Change Per Share--0.9031.492-39%0.432+109%1.036-13%0.916-1%0.612+48%
Usd Book Value Per Share--27.80925.155+11%21.022+32%21.371+30%18.480+50%12.059+131%
Usd Dividend Per Share--0.1840.175+5%0.157+17%0.150+22%0.120+52%0.069+166%
Usd Enterprise Value---5890124230.000-5110771946.000-13%-4268039302.000-28%-4360590919.167-26%-3573203031.300-39%-2764947226.286-53%
Usd Eps--0.6910.606+14%0.574+20%0.556+24%0.479+44%0.284+144%
Usd Free Cash Flow--27504000.00020032500.000+37%16782500.000+64%17863000.000+54%15165300.000+81%8877707.317+210%
Usd Free Cash Flow Per Share--0.9260.674+37%0.565+64%0.601+54%0.510+81%0.299+210%
Usd Free Cash Flow To Equity Per Share---2.6651.561-271%3.450-177%4.346-161%4.668-157%2.799-195%
Usd Market Cap765140650.000+5%723540770.000724135054.0000%599929698.000+21%644674330.833+12%644753568.700+12%452177650.341+60%
Usd Price Per Share25.750+5%24.35024.3700%20.190+21%21.696+12%21.699+12%15.218+60%
Usd Profit--20543000.00018020000.000+14%17397000.000+18%16851416.667+22%14428950.000+42%8435097.561+144%
Usd Revenue--125538000.000119546000.000+5%100754000.000+25%98590083.333+27%78826950.000+59%47298804.878+165%
Usd Total Gains Per Share--1.0871.666-35%0.589+85%1.186-8%1.036+5%0.681+60%
 EOD+4 -4MRQTTM+25 -15YOY+25 -153Y+23 -175Y+24 -1610Y+28 -12

3.3 Fundamental Score

Let's check the fundamental score of Business First Bancshares Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-159.311
Price to Book Ratio (EOD)Between0-10.926
Net Profit Margin (MRQ)Greater than00.164
Operating Margin (MRQ)Greater than00.206
Quick Ratio (MRQ)Greater than10.063
Current Ratio (MRQ)Greater than10.058
Debt to Asset Ratio (MRQ)Less than10.894
Debt to Equity Ratio (MRQ)Less than18.421
Return on Equity (MRQ)Greater than0.150.025
Return on Assets (MRQ)Greater than0.050.003
Total5/10 (50.0%)

3.4 Technical Score

Let's check the technical score of Business First Bancshares Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5061.174
Ma 20Greater thanMa 5024.677
Ma 50Greater thanMa 10024.228
Ma 100Greater thanMa 20024.257
OpenGreater thanClose26.100
Total3/5 (60.0%)

4. In-depth Analysis

4.1 About Business First Bancshares Inc

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, interest-rate swaps, small business administration products, online and mobile banking, e-statements, and bank-by-mail services. Business First Bancshares, Inc. was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

Fundamental data was last updated by Penke on 2025-07-10 22:12:02.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
3rd party ad coffee SUPPORTERis ad-free.

4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit Business First Bancshares Inc earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • A Net Profit Margin of 16.4% means that $0.16 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Business First Bancshares Inc:

  • The MRQ is 16.4%. The company is making a huge profit. +2
  • The TTM is 15.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ16.4%TTM15.1%+1.3%
TTM15.1%YOY17.4%-2.3%
TTM15.1%5Y19.1%-4.0%
5Y19.1%10Y16.0%+3.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ16.4%41.9%-25.5%
TTM15.1%31.1%-16.0%
YOY17.4%29.6%-12.2%
3Y17.6%29.0%-11.4%
5Y19.1%25.7%-6.6%
10Y16.0%22.1%-6.1%
4.3.1.2. Return on Assets

Shows how efficient Business First Bancshares Inc is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • 0.3% Return on Assets means that Business First Bancshares Inc generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Business First Bancshares Inc:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.2%+0.0%
TTM0.2%YOY0.3%0.0%
TTM0.2%5Y0.3%0.0%
5Y0.3%10Y0.2%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.2%+0.1%
TTM0.2%0.2%+0.0%
YOY0.3%0.2%+0.1%
3Y0.3%0.2%+0.1%
5Y0.3%0.2%+0.1%
10Y0.2%0.2%+0.0%
4.3.1.3. Return on Equity

Shows how efficient Business First Bancshares Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • 2.5% Return on Equity means Business First Bancshares Inc generated $0.02 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Business First Bancshares Inc:

  • The MRQ is 2.5%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.4%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.5%TTM2.4%+0.1%
TTM2.4%YOY2.8%-0.4%
TTM2.4%5Y2.6%-0.2%
5Y2.6%10Y2.0%+0.6%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.5%2.8%-0.3%
TTM2.4%2.2%+0.2%
YOY2.8%2.6%+0.2%
3Y2.7%2.5%+0.2%
5Y2.6%2.4%+0.2%
10Y2.0%2.6%-0.6%
3rd party ad coffee SUPPORTERis ad-free.

4.3.2. Operating Efficiency of Business First Bancshares Inc.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient Business First Bancshares Inc is operating .

  • Measures how much profit Business First Bancshares Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • An Operating Margin of 20.6% means the company generated $0.21  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Business First Bancshares Inc:

  • The MRQ is 20.6%. The company is operating efficient. +1
  • The TTM is 19.2%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ20.6%TTM19.2%+1.4%
TTM19.2%YOY22.1%-2.9%
TTM19.2%5Y24.0%-4.8%
5Y24.0%10Y22.7%+1.3%
4.3.2.2. Operating Ratio

Measures how efficient Business First Bancshares Inc is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.79 means that the operating costs are $0.79 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Business First Bancshares Inc:

  • The MRQ is 0.794. The company is efficient in keeping operating costs low. +1
  • The TTM is 0.808. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.794TTM0.808-0.014
TTM0.808YOY0.779+0.029
TTM0.8085Y0.760+0.048
5Y0.76010Y0.774-0.014
3rd party ad coffee SUPPORTERis ad-free.

4.4.3. Liquidity of Business First Bancshares Inc.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Business First Bancshares Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.06 means the company has $0.06 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Business First Bancshares Inc:

  • The MRQ is 0.058. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.130. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.058TTM0.130-0.072
TTM0.130YOY0.207-0.077
TTM0.1305Y0.216-0.085
5Y0.21610Y20.029-19.813
4.4.3.2. Quick Ratio

Measures if Business First Bancshares Inc is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • A Quick Ratio of 0.06 means the company can pay off $0.06 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Business First Bancshares Inc:

  • The MRQ is 0.063. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.212. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.063TTM0.212-0.149
TTM0.212YOY0.372-0.160
TTM0.2125Y0.386-0.174
5Y0.38610Y147.514-147.128
3rd party ad coffee SUPPORTERis ad-free.

4.5.4. Solvency of Business First Bancshares Inc.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of Business First Bancshares Inc assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Business First Bancshares Inc to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.89 means that Business First Bancshares Inc assets are financed with 89.4% credit (debt) and the remaining percentage (100% - 89.4%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Business First Bancshares Inc:

  • The MRQ is 0.894. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.898. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.894TTM0.898-0.004
TTM0.898YOY0.905-0.007
TTM0.8985Y0.904-0.006
5Y0.90410Y0.895+0.009
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8940.912-0.018
TTM0.8980.914-0.016
YOY0.9050.331+0.574
3Y0.9040.655+0.249
5Y0.9040.761+0.143
10Y0.8950.845+0.050
4.5.4.2. Debt to Equity Ratio

Measures if Business First Bancshares Inc is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 842.1% means that company has $8.42 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Business First Bancshares Inc:

  • The MRQ is 8.421. The company is unable to pay all its debts with equity. -1
  • The TTM is 8.796. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ8.421TTM8.796-0.375
TTM8.796YOY9.508-0.712
TTM8.7965Y9.491-0.695
5Y9.49110Y8.694+0.797
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.42110.416-1.995
TTM8.79610.683-1.887
YOY9.5084.228+5.280
3Y9.4927.922+1.570
5Y9.4919.283+0.208
10Y8.69411.348-2.654
3rd party ad coffee SUPPORTERis ad-free.

4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Business First Bancshares Inc generates.

  • Above 15 is considered overpriced but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • A PE ratio of 8.81 means the investor is paying $8.81 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Business First Bancshares Inc:

  • The EOD is 9.311. Based on the earnings, the company is underpriced. +1
  • The MRQ is 8.805. Based on the earnings, the company is underpriced. +1
  • The TTM is 10.117. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD9.311MRQ8.805+0.506
MRQ8.805TTM10.117-1.311
TTM10.117YOY9.167+0.949
TTM10.1175Y13.836-3.719
5Y13.83610Y14.159-0.323
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD9.3114.419+4.892
MRQ8.8053.875+4.930
TTM10.1176.132+3.985
YOY9.1674.741+4.426
3Y9.9535.925+4.028
5Y13.8368.400+5.436
10Y14.1599.118+5.041
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Business First Bancshares Inc:

  • The EOD is 6.955. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 6.577. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 9.509. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD6.955MRQ6.577+0.378
MRQ6.577TTM9.509-2.932
TTM9.509YOY11.650-2.142
TTM9.5095Y10.102-0.593
5Y10.10210Y15.492-5.391
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD6.9550.383+6.572
MRQ6.5770.336+6.241
TTM9.5090.632+8.877
YOY11.650-1.072+12.722
3Y10.3502.007+8.343
5Y10.1020.284+9.818
10Y15.4920.095+15.397
3rd party ad coffee SUPPORTERis ad-free.
4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of Business First Bancshares Inc is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.88 means the investor is paying $0.88 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Business First Bancshares Inc:

  • The EOD is 0.926. Based on the equity, the company is cheap. +2
  • The MRQ is 0.876. Based on the equity, the company is cheap. +2
  • The TTM is 0.974. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.926MRQ0.876+0.050
MRQ0.876TTM0.974-0.098
TTM0.974YOY0.956+0.017
TTM0.9745Y1.229-0.256
5Y1.22910Y1.142+0.087
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.9260.492+0.434
MRQ0.8760.432+0.444
TTM0.9740.446+0.528
YOY0.9560.149+0.807
3Y1.0320.355+0.677
5Y1.2290.578+0.651
10Y1.1420.801+0.341
4.6.2. Total Gains per Share

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Business First Bancshares Inc.

4.8.1. Institutions holding Business First Bancshares Inc

Institutions are holding 49.289% of the shares of Business First Bancshares Inc.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-03-31BlackRock Inc7.45530.00112213844-66853-2.9313
2025-03-31Vanguard Group Inc5.45560.0007162003313970.0863
2025-03-31Dimensional Fund Advisors, Inc.3.00790.00548932059509111.9145
2025-03-31HHG PLC2.46330.009873148510802117.3259
2025-03-31Geode Capital Management, LLC2.07080.001261492571151.1706
2025-03-31American Century Companies Inc2.05670.00916107307232813.4338
2025-03-31State Street Corp1.85770.000655163787441.6106
2025-03-31Royce & Associates, LP1.74820.137519120466909.8829
2025-03-31Manufacturers Life Insurance Co1.54080.010645754820090.441
2025-03-31Banc Funds Co LLC1.37451.3103408145-70349-14.7022
2025-03-31JPMorgan Chase & Co1.1740.0006348632-45699-11.589
2025-03-31Ranger Investment Management LP1.07760.5568319985-760-0.2369
2025-03-31Mendon Capital Advisors Corp0.89242.988265000-2830-1.0566
2025-03-31Curi RMB Capital0.84190.150125000000
2025-03-31Northern Trust Corp0.76250.0008226433-5896-2.5378
2025-03-31Charles Schwab Investment Management Inc0.7290.001216483-5675-2.5545
2025-03-31Franklin Resources Inc0.72750.0015216032172088.6549
2025-03-31Basswood Capital Management LLC0.61330.2489182114146269408.0597
2025-03-31Bridgeway Capital Management, LLC0.57660.10517120865964.007
2025-03-31Millennium Management LLC0.53710.00211594811497121532.5212
Total 36.96275.540610976040+463118+4.2%

4.9.2. Funds holding Business First Bancshares Inc

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-05-31Vanguard Total Stock Mkt Idx Inv3.27340.001397203524820.256
2025-04-30Janus Henderson Small Cap Value L2.47611.4203735269505697.3856
2025-05-31iShares Russell 2000 ETF2.1280.024463191500
2025-05-31Avantis US Small Cap Value ETF1.75210.08152028911390.2194
2025-05-31Vanguard Institutional Extnd Mkt Idx Tr1.39760.00941500545651.1122
2024-09-30Ranger Micro Cap1.26273.49933749583530510.3944
2025-03-31Royce Small-Cap Opportunity Invmt0.9230.6829274071222958.8551
2025-05-31FTGF RY US SmCp Opp A USD Dis(A)0.84480.730225087617680.7097
2025-04-30RMB Mendon Financial Services A0.84192.92625000000
2025-03-31Fidelity Small Cap Index0.81130.024324092524111.0108
2025-05-31iShares Russell 2000 Value ETF0.74720.049222188100
2025-04-30JHancock Regional Bank A0.7410.6751220037-4730-2.1044
2025-04-30JH Financial Opportunities0.61440.556218245800
2024-12-31Kennedy Extended Small Cap0.55750.4011165554-15048-8.3321
2025-04-30DFA US Small Cap Value I0.52920.025815715900
2025-04-30Fidelity Extended Market Index0.51310.0098152379-1456-0.9465
2025-03-31Putnam U.S. Small Cap Value Equity0.48321.3971143500119009.0426
2025-03-31Putnam Small Cap Value Managed Account0.48321.3971143500119009.0426
2025-05-31State St Russell Sm/Mid Cp® Indx SL Cl I0.46560.00813824800
2025-05-31Schwab US Small-Cap ETF™0.44740.0191132848-333-0.25
Total 21.292713.93726322907+122767+1.9%

5.3. Insider Transactions

Insiders are holding 4.704% of the shares of Business First Bancshares Inc.

DateOwnerTypeAmountPricePost Transaction AmountLink
2025-06-06Rolfe H Jr. MccollisterBUY68023.4
2025-05-29Greg RobertsonSELL108623.72
2025-03-05Rick D DayBUY150025.46
2024-11-04Joseph Vernon JohnsonSELL250026.33
2024-11-01Joseph Vernon JohnsonSELL600026.36
2024-10-29Joseph Vernon JohnsonSELL398026.63
2024-09-09Warren McdonaldSELL150024.68
2024-08-01Warren McdonaldSELL153225.71
2024-07-30Joseph Vernon JohnsonSELL557425.38
2024-07-30Saundra StrongSELL630025.32
3rd party ad coffee SUPPORTERis ad-free.

5. Financial Statements




5.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets7,784,728
Total Liabilities6,958,416
Total Stockholder Equity826,312
 As reported
Total Liabilities 6,958,416
Total Stockholder Equity+ 826,312
Total Assets = 7,784,728

Assets

Total Assets7,784,728
Total Current Assets378,492
Long-term Assets7,406,236
Total Current Assets
Cash And Cash Equivalents 312,887
Short-term Investments 31,864
Net Receivables 33,741
Total Current Assets  (as reported)378,492
Total Current Assets  (calculated)378,492
+/-0
Long-term Assets
Property Plant Equipment 81,582
Goodwill 121,691
Long Term Investments 961,520
Intangible Assets 16,538
Other Assets 1,607,120
Long-term Assets  (as reported)7,406,236
Long-term Assets  (calculated)2,788,451
+/- 4,617,785

Liabilities & Shareholders' Equity

Total Current Liabilities6,554,638
Long-term Liabilities403,778
Total Stockholder Equity826,312
Total Current Liabilities
Short-term Debt 91,101
Short Long Term Debt 72,055
Accounts payable 5,356
Other Current Liabilities 6,458,181
Total Current Liabilities  (as reported)6,554,638
Total Current Liabilities  (calculated)6,626,693
+/- 72,055
Long-term Liabilities
Long term Debt 342,999
Long-term Liabilities  (as reported)403,778
Long-term Liabilities  (calculated)342,999
+/- 60,779
Total Stockholder Equity
Common Stock29,572
Retained Earnings 276,045
Other Stockholders Equity 501,609
Total Stockholder Equity (as reported)826,312
Total Stockholder Equity (calculated)807,226
+/- 19,086
Other
Capital Stock101,502
Cash and Short Term Investments 344,751
Common Stock Shares Outstanding 29,546
Liabilities and Stockholders Equity 7,784,728
Net Debt 121,213
Net Invested Capital 1,169,436
Net Working Capital -6,176,146
Short Long Term Debt Total 434,100



5.2. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-05-052017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-31
> Total Assets 
0
0
0
684,180
0
683,898
696,665
734,897
1,106,729
1,066,776
1,076,089
1,156,201
1,174,142
1,106,767
1,105,841
1,158,261
1,158,261
1,169,086
1,213,831
1,321,256
1,587,713
1,649,207
1,678,195
2,094,896
2,101,400
2,153,608
2,220,840
2,273,835
2,287,662
3,961,138
3,954,670
4,160,360
4,443,586
4,323,959
4,405,217
4,726,378
5,362,235
5,530,383
5,806,691
5,990,460
6,289,981
6,454,649
6,488,781
6,595,916
6,695,558
6,703,889
6,888,649
7,857,090
7,784,728
7,784,7287,857,0906,888,6496,703,8896,695,5586,595,9166,488,7816,454,6496,289,9815,990,4605,806,6915,530,3835,362,2354,726,3784,405,2174,323,9594,443,5864,160,3603,954,6703,961,1382,287,6622,273,8352,220,8402,153,6082,101,4002,094,8961,678,1951,649,2071,587,7131,321,2561,213,8311,169,0861,158,2611,158,2611,105,8411,106,7671,174,1421,156,2011,076,0891,066,7761,106,729734,897696,665683,8980684,180000
   > Total Current Assets 
0
0
0
19,269
0
47,021
54,647
39,962
119,927
56,535
43,407
107,870
116,768
34,241
243,899
248,516
49,960
240,836
225,877
290,849
305,315
303,268
294,714
413,811
363,782
366,981
359,100
375,589
362,948
732,983
677,051
813,631
1,102,391
1,034,412
1,134,877
1,109,033
1,263,578
1,111,512
1,060,085
1,069,157
1,089,158
1,085,607
1,069,225
1,135,597
1,088,135
1,113,716
1,161,837
383,628
378,492
378,492383,6281,161,8371,113,7161,088,1351,135,5971,069,2251,085,6071,089,1581,069,1571,060,0851,111,5121,263,5781,109,0331,134,8771,034,4121,102,391813,631677,051732,983362,948375,589359,100366,981363,782413,811294,714303,268305,315290,849225,877240,83649,960248,516243,89934,241116,768107,87043,40756,535119,92739,96254,64747,021019,269000
       Cash And Cash Equivalents 
0
0
0
19,269
0
47,021
54,647
39,962
119,927
56,535
43,407
107,870
116,768
34,241
42,173
49,960
49,960
45,204
36,210
107,591
37,627
45,861
45,941
96,072
52,606
64,043
63,356
89,371
80,109
116,021
103,894
149,131
355,257
130,769
81,361
68,375
282,074
154,694
152,671
152,740
159,767
180,972
191,461
226,110
185,906
208,051
213,199
319,098
312,887
312,887319,098213,199208,051185,906226,110191,461180,972159,767152,740152,671154,694282,07468,37581,361130,769355,257149,131103,894116,02180,10989,37163,35664,04352,60696,07245,94145,86137,627107,59136,21045,20449,96049,96042,17334,241116,768107,87043,40756,535119,92739,96254,64747,021019,269000
       Short-term Investments 
0
0
0
0
0
0
0
89,428
203,652
214,017
210,857
206,920
207,528
209,672
198,342
195,470
0
192,058
186,149
179,148
262,988
252,139
243,585
309,516
304,122
294,981
288,231
278,193
275,115
583,118
547,535
640,605
721,224
882,802
1,034,491
1,021,061
961,358
934,676
884,960
890,751
903,945
877,774
849,704
879,571
872,903
875,048
916,091
28,658
31,864
31,86428,658916,091875,048872,903879,571849,704877,774903,945890,751884,960934,676961,3581,021,0611,034,491882,802721,224640,605547,535583,118275,115278,193288,231294,981304,122309,516243,585252,139262,988179,148186,149192,0580195,470198,342209,672207,528206,920210,857214,017203,65289,4280000000
       Net Receivables 
0
0
0
0
0
0
0
553,526
2,587
2,572
2,823
784,875
793,415
806,820
3,384
3,086
0
3,574
3,518
4,110
4,700
5,268
5,188
8,223
7,054
7,957
7,513
8,025
7,724
33,844
25,622
23,895
25,910
20,841
19,025
19,597
20,146
22,142
22,454
25,666
25,446
26,861
28,060
29,916
29,326
30,617
32,547
35,872
33,741
33,74135,87232,54730,61729,32629,91628,06026,86125,44625,66622,45422,14220,14619,59719,02520,84125,91023,89525,62233,8447,7248,0257,5137,9577,0548,2235,1885,2684,7004,1103,5183,57403,0863,384806,820793,415784,8752,8232,5722,587553,5260000000
       Other Current Assets 
0
0
0
0
0
0
0
8,479
13,419
0
2,496
-71,754
-86,885
-32,145
639,096
690,042
0
711,030
775,340
825,025
962,423
1,036,413
1,083,005
1,289,800
1,340,785
1,396,710
1,478,471
1,523,019
1,553,256
2,498,359
2,591,514
2,571,242
2,486,297
2,261,793
2,091,082
2,441,577
371,411
3,155,869
187,102
195,384
290,828
383,270
417,695
408,845
427,863
354,238
443,392
0
0
00443,392354,238427,863408,845417,695383,270290,828195,384187,1023,155,869371,4112,441,5772,091,0822,261,7932,486,2972,571,2422,591,5142,498,3591,553,2561,523,0191,478,4711,396,7101,340,7851,289,8001,083,0051,036,413962,423825,025775,340711,0300690,042639,096-32,145-86,885-71,7542,496013,4198,4790000000
   > Long-term Assets 
0
0
0
664,911
0
636,877
642,018
694,935
986,802
1,010,241
1,032,682
1,048,331
1,057,374
1,072,526
861,942
909,745
0
928,250
987,954
1,030,407
1,282,398
1,345,939
1,383,481
1,681,085
1,737,618
1,786,627
1,861,740
1,898,246
1,924,714
3,228,155
3,277,619
3,346,729
3,341,195
3,289,547
3,270,340
3,617,345
4,098,657
4,418,871
4,746,606
4,921,303
5,200,823
5,369,042
5,419,556
5,448,953
5,607,423
5,590,173
5,726,812
7,473,462
7,406,236
7,406,2367,473,4625,726,8125,590,1735,607,4235,448,9535,419,5565,369,0425,200,8234,921,3034,746,6064,418,8714,098,6573,617,3453,270,3403,289,5473,341,1953,346,7293,277,6193,228,1551,924,7141,898,2461,861,7401,786,6271,737,6181,681,0851,383,4811,345,9391,282,3981,030,407987,954928,2500909,745861,9421,072,5261,057,3741,048,3311,032,6821,010,241986,802694,935642,018636,8770664,911000
       Property Plant Equipment 
0
0
0
2,772
0
2,537
2,353
2,050
12,353
12,251
9,234
9,176
9,219
9,538
9,281
9,129
9,129
9,132
8,974
8,780
10,424
10,537
10,022
15,114
27,014
27,577
27,092
29,280
29,656
63,959
59,241
58,593
57,931
57,576
56,611
58,155
63,003
64,307
63,765
63,177
64,065
63,037
64,674
69,480
68,716
68,545
67,617
81,953
81,582
81,58281,95367,61768,54568,71669,48064,67463,03764,06563,17763,76564,30763,00358,15556,61157,57657,93158,59359,24163,95929,65629,28027,09227,57727,01415,11410,02210,53710,4248,7808,9749,1329,1299,1299,2819,5389,2199,1769,23412,25112,3532,0502,3532,53702,772000
       Goodwill 
0
0
0
0
0
0
0
0
2,967
3,605
3,376
6,824
6,824
6,824
6,824
6,824
6,824
6,824
6,824
6,824
32,816
32,552
32,427
49,488
49,534
48,503
48,333
48,495
48,495
53,649
53,627
53,862
53,753
60,062
60,062
59,894
89,911
88,842
88,543
88,543
88,543
88,543
88,391
88,391
91,527
91,527
91,527
121,572
121,691
121,691121,57291,52791,52791,52788,39188,39188,54388,54388,54388,54388,84289,91159,89460,06260,06253,75353,86253,62753,64948,49548,49548,33348,50349,53449,48832,42732,55232,8166,8246,8246,8246,8246,8246,8246,8246,8246,8243,3763,6052,96700000000
       Long Term Investments 
0
0
0
0
0
0
0
572,755
725,839
0
765,148
782,165
0
0
802,969
845,835
0
865,496
928,867
966,720
1,181,950
1,224,275
1,287,966
1,517,307
312,630
306,698
300,928
290,758
286,836
601,799
3,610,340
3,610,905
733,808
896,845
1,049,750
1,037,680
984,392
964,978
924,350
928,218
940,684
912,598
882,295
913,513
907,843
913,853
955,646
934,649
961,520
961,520934,649955,646913,853907,843913,513882,295912,598940,684928,218924,350964,978984,3921,037,6801,049,750896,845733,8083,610,9053,610,340601,799286,836290,758300,928306,698312,6301,517,3071,287,9661,224,2751,181,950966,720928,867865,4960845,835802,96900782,165765,1480725,839572,7550000000
       Intangible Assets 
0
0
0
0
0
0
0
0
2,762
2,624
2,555
2,486
2,417
2,348
2,279
2,210
2,210
2,141
2,072
2,003
4,366
4,234
4,103
7,885
7,655
7,139
6,916
6,694
6,471
10,389
10,061
9,734
9,406
13,271
12,835
12,203
15,617
15,093
14,567
14,042
13,517
12,993
12,418
11,895
11,372
10,849
10,326
17,252
16,538
16,53817,25210,32610,84911,37211,89512,41812,99313,51714,04214,56715,09315,61712,20312,83513,2719,4069,73410,06110,3896,4716,6946,9167,1397,6557,8854,1034,2344,3662,0032,0722,1412,2102,2102,2792,3482,4172,4862,5552,6242,76200000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
374,773
359,730
377,031
384,698
348,736
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000348,736384,698377,031359,730374,773000000000000000000000000
       Other Assets 
0
0
0
0
0
0
0
28,278
0
0
0
254,549
255,766
257,405
1,328,687
1,377,964
0
1,386,306
1,426,445
1,526,638
1,907,688
1,958,733
1,978,671
2,486,181
2,498,233
2,543,525
2,604,109
2,649,062
2,287,662
3,961,138
3,954,670
4,160,360
4,443,586
4,323,959
4,405,217
7,836
2,945,734
129,782
3,655,381
3,827,323
4,094,014
4,291,871
4,371,778
0
0
0
379,378
461,235
1,607,120
1,607,120461,235379,3780004,371,7784,291,8714,094,0143,827,3233,655,381129,7822,945,7347,8364,405,2174,323,9594,443,5864,160,3603,954,6703,961,1382,287,6622,649,0622,604,1092,543,5252,498,2332,486,1811,978,6711,958,7331,907,6881,526,6381,426,4451,386,30601,377,9641,328,687257,405255,766254,54900028,2780000000
> Total Liabilities 
0
0
0
612,257
0
607,797
619,151
654,374
994,122
954,671
963,640
1,041,207
1,058,024
989,216
992,282
1,042,060
1,042,060
1,050,273
1,093,772
1,141,321
1,407,719
1,438,578
1,465,234
1,834,838
1,832,256
1,876,139
1,940,500
1,988,738
2,005,632
3,574,802
3,556,584
3,750,397
4,026,885
3,892,953
3,974,996
4,293,010
4,905,398
5,084,924
5,298,689
5,409,979
5,692,291
5,853,681
5,884,415
5,951,657
6,046,524
6,039,359
6,189,125
7,057,624
6,958,416
6,958,4167,057,6246,189,1256,039,3596,046,5245,951,6575,884,4155,853,6815,692,2915,409,9795,298,6895,084,9244,905,3984,293,0103,974,9963,892,9534,026,8853,750,3973,556,5843,574,8022,005,6321,988,7381,940,5001,876,1391,832,2561,834,8381,465,2341,438,5781,407,7191,141,3211,093,7721,050,2731,042,0601,042,060992,282989,2161,058,0241,041,207963,640954,671994,122654,374619,151607,7970612,257000
   > Total Current Liabilities 
0
0
0
453
0
885
791
401
605
544
566
609
726
880
937,297
968,065
862
976,232
1,019,784
1,059,224
1,325,138
1,345,156
1,370,579
1,747,537
1,757,492
1,720,922
1,766,264
1,851,532
1,824,109
3,286,478
3,269,519
3,646,023
3,882,114
3,752,018
3,813,258
4,097,778
4,681,998
4,682,368
4,614,209
4,856,711
4,840,991
5,045,348
5,225,165
5,282,516
5,593,887
5,586,632
5,666,227
6,539,921
6,554,638
6,554,6386,539,9215,666,2275,586,6325,593,8875,282,5165,225,1655,045,3484,840,9914,856,7114,614,2094,682,3684,681,9984,097,7783,813,2583,752,0183,882,1143,646,0233,269,5193,286,4781,824,1091,851,5321,766,2641,720,9221,757,4921,747,5371,370,5791,345,1561,325,1381,059,2241,019,784976,232862968,065937,2978807266095665446054017918850453000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
3,000
3,000
5,900
5,500
0
3,582
3,938
862
3,395
3,788
2,801
16,296
14,466
15,172
12,229
11,070
16,096
31,037
67,989
19,728
31,536
29,637
26,845
21,439
25,857
43,302
19,141
23,365
23,497
27,081
34,274
31,300
23,239
23,254
18,885
17,207
18,445
21,529
22,621
91,101
91,10122,62121,52918,44517,20718,88523,25423,23931,30034,27427,08123,49723,36519,14143,30225,85721,43926,84529,63731,53619,72867,98931,03716,09611,07012,22915,17214,46616,2962,8013,7883,3958623,9383,58205,5005,9003,0003,000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
32,364
0
0
72,402
50,774
45,300
45,300
55,300
55,300
25,000
0
0
0
10,000
5,000
6,145
5,033
5,020
20
20
20
20
20
5,020
5,009
9
9
9
9
0
0
0
0
0
72,055
72,0550000099995,0095,02020202020205,0205,0336,1455,00010,00000025,00055,30055,30045,30045,30050,77472,4020032,36400000000000000
       Accounts payable 
0
0
0
0
0
0
0
401
605
0
566
600
700
900
920
865
0
821
902
890
1,104
1,197
1,336
1,374
2,039
1,924
1,837
1,533
1,573
3,920
3,621
2,499
1,941
1,938
1,835
1,354
895
708
1,023
2,092
3,513
7,666
11,188
14,841
3,930
4,517
3,752
5,969
5,356
5,3565,9693,7524,5173,93014,84111,1887,6663,5132,0921,0237088951,3541,8351,9381,9412,4993,6213,9201,5731,5331,8371,9242,0391,3741,3361,1971,104890902821086592090070060056606054010000000
       Other Current Liabilities 
0
0
0
453
0
885
791
401
605
544
566
609
726
-900
932,795
963,262
0
972,016
1,015,094
1,055,533
1,307,738
1,329,493
1,354,071
1,733,934
1,744,383
1,702,902
1,733,390
1,782,010
1,802,808
3,251,022
3,236,261
3,616,679
3,858,734
3,724,223
3,768,121
4,077,283
4,657,738
4,658,163
4,586,105
4,820,345
4,806,178
5,014,443
5,190,723
5,248,790
5,572,750
5,563,670
5,640,946
6,511,331
6,458,181
6,458,1816,511,3315,640,9465,563,6705,572,7505,248,7905,190,7235,014,4434,806,1784,820,3454,586,1054,658,1634,657,7384,077,2833,768,1213,724,2233,858,7343,616,6793,236,2613,251,0221,802,8081,782,0101,733,3901,702,9021,744,3831,733,9341,354,0711,329,4931,307,7381,055,5331,015,094972,0160963,262932,795-9007266095665446054017918850453000
   > Long-term Liabilities 
0
0
0
611,804
0
606,912
618,360
653,973
993,517
954,127
963,074
1,040,598
1,057,298
988,336
54,985
73,995
0
74,041
73,988
82,097
82,581
93,422
94,655
87,301
74,764
155,217
174,236
137,206
181,523
288,324
287,065
104,374
144,771
140,935
161,738
195,232
223,400
402,556
684,480
553,268
851,300
808,333
659,250
657,775
452,637
452,727
522,898
517,703
403,778
403,778517,703522,898452,727452,637657,775659,250808,333851,300553,268684,480402,556223,400195,232161,738140,935144,771104,374287,065288,324181,523137,206174,236155,21774,76487,30194,65593,42282,58182,09773,98874,041073,99554,985988,3361,057,2981,040,598963,074954,127993,517653,973618,360606,9120611,804000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,000
3,000
0
3,000
2,700
2,700
2,700
2,700
2,400
25,000
25,000
25,000
25,000
25,000
25,000
114,873
138,076
31,000
77,500
81,427
81,427
81,427
111,209
111,055
110,902
110,749
110,596
103,822
0
0
0
0
0
0
0
0000000103,822110,596110,749110,902111,055111,20981,42781,42781,42777,50031,000138,076114,87325,00025,00025,00025,00025,00025,0002,4002,7002,7002,7002,7003,00003,0003,00000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
8,406
5,716
5,918
5,841
5,323
0
5,855
6,716
5,287
5,985
5,722
7,255
7,301
7,864
9,217
8,746
5,964
5,732
11,867
13,127
25,229
29,198
26,485
27,309
26,783
27,234
32,490
34,519
9,759
13,838
21,531
0
0
0
0
0
0
0
000000021,53113,8389,75934,51932,49027,23426,78327,30926,48529,19825,22913,12711,8675,7325,9648,7469,2177,8647,3017,2555,7225,9855,2876,7165,85505,3235,8415,9185,7168,40600000000000
> Total Stockholder Equity
71,014
0
0
71,923
71,923
76,101
77,514
80,523
112,607
112,105
112,449
114,994
116,118
117,551
113,559
116,201
116,201
118,813
120,059
179,935
179,994
210,629
212,961
260,058
269,144
277,469
280,340
285,097
282,030
386,336
398,086
409,963
416,701
431,006
430,221
433,368
456,837
445,459
508,002
580,481
597,690
600,968
604,366
644,259
649,034
664,530
699,524
799,466
826,312
826,312799,466699,524664,530649,034644,259604,366600,968597,690580,481508,002445,459456,837433,368430,221431,006416,701409,963398,086386,336282,030285,097280,340277,469269,144260,058212,961210,629179,994179,935120,059118,813116,201116,201113,559117,551116,118114,994112,449112,105112,60780,52377,51476,10171,92371,9230071,014
   Common Stock
0
0
0
5,315
0
5,315
5,315
5,315
7,206
7,036
7,036
7,037
7,037
7,042
6,917
6,933
0
6,933
6,933
10,232
10,272
11,533
11,534
13,213
13,361
13,361
13,275
13,279
13,068
20,667
20,667
20,621
20,805
20,741
20,384
20,400
22,565
22,579
22,605
25,110
25,320
25,344
25,344
25,352
25,485
25,502
25,520
29,552
29,572
29,57229,55225,52025,50225,48525,35225,34425,34425,32025,11022,60522,57922,56520,40020,38420,74120,80520,62120,66720,66713,06813,27913,27513,36113,36113,21311,53411,53310,27210,2326,9336,93306,9336,9177,0427,0377,0377,0367,0367,2065,3155,3155,31505,315000
   Retained Earnings Total Equity
0
0
0
0
0
0
0
18,081
19,104
0
20,289
21,693
0
0
23,839
25,478
0
27,115
28,380
27,175
29,666
32,483
35,460
37,982
42,576
48,087
52,265
56,700
59,859
59,850
67,399
79,174
89,441
104,382
112,243
121,874
128,168
139,232
150,336
163,955
173,761
189,115
0
0
0
0
0
0
0
0000000189,115173,761163,955150,336139,232128,168121,874112,243104,38289,44179,17467,39959,85059,85956,70052,26548,08742,57637,98235,46032,48329,66627,17528,38027,115025,47823,8390021,69320,289019,10418,0810000000
   Accumulated Other Comprehensive Income 
71,154
0
0
-3,047
71,923
-1,290
-1,032
-219
-1,690
-449
-789
231
816
1,170
-2,330
-1,206
-1,206
-301
-390
-1,644
-4,385
-4,580
-5,378
-3,469
-330
2,198
2,696
2,613
2,137
8,213
10,258
10,628
6,173
6,869
5,747
-1,177
-39,754
-62,734
-84,670
-74,204
-67,998
-81,296
-94,236
-66,585
-71,634
-67,784
-46,144
-62,998
-52,844
-52,844-62,998-46,144-67,784-71,634-66,585-94,236-81,296-67,998-74,204-84,670-62,734-39,754-1,1775,7476,8696,17310,62810,2588,2132,1372,6132,6962,198-330-3,469-5,378-4,580-4,385-1,644-390-301-1,206-1,206-2,3301,170816231-789-449-1,690-219-1,032-1,29071,923-3,0470071,154
   Capital Surplus 
0
0
0
0
0
0
0
57,346
87,987
0
85,913
86,033
0
0
85,133
84,996
0
85,066
85,136
144,172
144,441
171,193
171,345
212,332
213,537
213,823
212,104
212,505
206,966
297,606
299,762
299,540
300,282
299,014
291,847
292,271
345,858
346,382
347,721
393,690
394,677
395,875
0
0
0
0
0
0
0
0000000395,875394,677393,690347,721346,382345,858292,271291,847299,014300,282299,540299,762297,606206,966212,505212,104213,823213,537212,332171,345171,193144,441144,17285,13685,066084,99685,1330086,03385,913087,98757,3460000000
   Treasury Stock0000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
-140
0
0
56,740
0
56,989
57,114
57,346
87,987
86,230
85,913
86,033
86,083
86,129
85,133
84,996
0
85,066
85,136
144,172
144,441
171,193
171,345
212,332
213,537
213,823
212,104
212,505
206,966
297,606
299,762
299,540
300,282
299,014
291,847
292,271
345,858
346,382
347,721
393,690
394,677
395,875
396,121
397,447
398,511
397,851
398,237
500,024
501,609
501,609500,024398,237397,851398,511397,447396,121395,875394,677393,690347,721346,382345,858292,271291,847299,014300,282299,540299,762297,606206,966212,505212,104213,823213,537212,332171,345171,193144,441144,17285,13685,066084,99685,13386,12986,08386,03385,91386,23087,98757,34657,11456,989056,74000-140



5.3. Balance Sheets

Currency in USD. All numbers in thousands.




5.4. Cash Flows

Currency in USD. All numbers in thousands.




5.5. Income Statements

Currency in USD. All numbers in thousands.


5.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue457,749
Cost of Revenue-198,254
Gross Profit259,495259,495
 
Operating Income (+$)
Gross Profit259,495
Operating Expense-176,444
Operating Income83,09483,051
 
Operating Expense (+$)
Research Development0
Selling General Administrative107,027
Selling And Marketing Expenses4,878
Operating Expense176,444111,905
 
Net Interest Income (+$)
Interest Income414,764
Interest Expense-187,381
Other Finance Cost-0
Net Interest Income227,383
 
Pretax Income (+$)
Operating Income83,094
Net Interest Income227,383
Other Non-Operating Income Expenses0
Income Before Tax (EBT)83,05183,137
EBIT - interestExpense = -104,330
83,051
252,488
Interest Expense187,381
Earnings Before Interest and Taxes (EBIT)83,051270,432
Earnings Before Interest and Taxes (EBITDA)88,308
 
After tax Income (+$)
Income Before Tax83,051
Tax Provision-17,944
Net Income From Continuing Ops65,10765,107
Net Income65,107
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses374,698
Total Other Income/Expenses Net-43-227,383
 

Technical Analysis of Business First Bancshares Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Business First Bancshares Inc. The general trend of Business First Bancshares Inc is BULLISH with 28.6% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Business First Bancshares Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (28.6%) Bearish trend (-28.6%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Business First Bancshares Inc Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Business First Bancshares Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

  • Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 26.15 < 27.44 < 27.51.

The bearish price targets are: 25.23 > 24.78 > 24.53.

Know someone who trades $BFST? Share this with them.👇

Business First Bancshares Inc Daily Support & Resistance Chart
3rd party ad coffee SUPPORTERis ad-free.

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Business First Bancshares Inc. The current mas is .

The long score for the Moving Averages is 9/14.
The longshort score for the Moving Averages is 4/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Business First Bancshares Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Business First Bancshares Inc. The current macd is 0.64396828.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Business First Bancshares Inc price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Business First Bancshares Inc. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Business First Bancshares Inc price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Business First Bancshares Inc Daily Moving Average Convergence/Divergence (MACD) ChartBusiness First Bancshares Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Business First Bancshares Inc. The current adx is 24.25.

The long score for the Directional Movement Index (DMI) is 1/7.
The longshort score for the Directional Movement Index (DMI) is 1/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Business First Bancshares Inc shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Business First Bancshares Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Business First Bancshares Inc. The current sar is 25.24.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Business First Bancshares Inc Daily Parabolic SAR Chart
3rd party ad coffee SUPPORTERis ad-free.

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Business First Bancshares Inc. The current rsi is 61.17. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 3/13.
The longshort score for the Relative Strength Index (RSI) is 2/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending down: The RSI is trending down. -1
Business First Bancshares Inc Daily Relative Strength Index (RSI) ChartBusiness First Bancshares Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Business First Bancshares Inc. The current phase is Continuation in bull market.

The long score for the Stochastic Oscillator is 1/6.
The longshort score for the Stochastic Oscillator is -2/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Business First Bancshares Inc price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Business First Bancshares Inc Daily Stochastic Oscillator ChartBusiness First Bancshares Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Business First Bancshares Inc. The current cci is 72.66.

Business First Bancshares Inc Daily Commodity Channel Index (CCI) ChartBusiness First Bancshares Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Business First Bancshares Inc. The current cmo is 20.76.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Business First Bancshares Inc Daily Chande Momentum Oscillator (CMO) ChartBusiness First Bancshares Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Business First Bancshares Inc. The current willr is -23.82271468.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Business First Bancshares Inc is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Business First Bancshares Inc Daily Williams %R ChartBusiness First Bancshares Inc Daily Williams %R Chart
3rd party ad coffee SUPPORTERis ad-free.

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Business First Bancshares Inc.

Business First Bancshares Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Business First Bancshares Inc. The current atr is 0.65290627.

Business First Bancshares Inc Daily Average True Range (ATR) ChartBusiness First Bancshares Inc Daily Average True Range (ATR) Chart
3rd party ad coffee SUPPORTERis ad-free.

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Business First Bancshares Inc. The current obv is 2,559,714.

Business First Bancshares Inc Daily On-Balance Volume (OBV) ChartBusiness First Bancshares Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Business First Bancshares Inc. The current mfi is 84.26.

The long score for the Money Flow Index (MFI) is 2/2.
The longshort score for the Money Flow Index (MFI) is 2/(-2 +2).

  • MFI > 50: +1
  • MFI > 80: +1
Business First Bancshares Inc Daily Money Flow Index (MFI) ChartBusiness First Bancshares Inc Daily Money Flow Index (MFI) Chart
3rd party ad coffee SUPPORTERis ad-free.

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Business First Bancshares Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-20SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-24WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-25STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-26WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-27STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-28STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-03DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-03-04DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-06STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-10STOCH LONG EXITThe %K line crosses below the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-12RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-03-14RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-03-17SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-20STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-03-24STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-27STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-28CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-31SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-04-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-04STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-08STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-09RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-10STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-14STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-04-22CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-23DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-04-24DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-25STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-28CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-29DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-30DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-02DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-06STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-12BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-05-14STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-21DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-22MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-05-27DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-28STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-29DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-30STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-02CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-03STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-06-04STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-06STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-09SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-06-10DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-11MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-06-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-13MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-16SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-18STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-23CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-24MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-06-26CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-01BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-07-03STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-07RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2025-07-08STOCH SHORT EXITThe %K line crosses above the %D line.
2025-07-09MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-07-11RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.

6.3. Candlestick Patterns

Business First Bancshares Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Business First Bancshares Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5061.174
Ma 20Greater thanMa 5024.677
Ma 50Greater thanMa 10024.228
Ma 100Greater thanMa 20024.257
OpenGreater thanClose26.100
Total3/5 (60.0%)
Penke
Good job! You gained 25 XP and 0   0   10 . What's next:
  • Share my analysis of Business First Bancshares Inc with someone you think should read this too:
  • Are you bullish or bearish on Business First Bancshares Inc? Let me know what you think in the comments.
  • Do you want an email if I find something interesting about Business First Bancshares Inc? Add an email alert using the form below.
  • Join the community if you want to keep your earnings and track your progress: Join the community
  • Is this analysis useful to you? Support me via But Me a Coffee. I'll analyze the stock market faster for you!

Get notifications about Business First Bancshares Inc

I send you an email if I find something interesting about Business First Bancshares Inc.


Comments

How you think about this?

Leave a comment

Stay informed about Business First Bancshares Inc.

Receive notifications about Business First Bancshares Inc in your mailbox!

3rd party ad coffee SUPPORTERis ad-free.