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Business First Bancshares Inc
Buy, Hold or Sell?

Let's analyse Business First Bancshares Inc together

PenkeI guess you are interested in Business First Bancshares Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Business First Bancshares Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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Quick analysis of Business First Bancshares Inc (30 sec.)










What can you expect buying and holding a share of Business First Bancshares Inc? (30 sec.)

How much money do you get?

How much money do you get?
$0.52
When do you have the money?
1 year
How often do you get paid?
80.6%

What is your share worth?

Current worth
$23.85
Expected worth in 1 year
$27.65
How sure are you?
83.3%

+ What do you gain per year?

Total Gains per Share
$4.32
Return On Investment
20.2%

For what price can you sell your share?

Current Price per Share
$21.40
Expected price per share
$19.77 - $23.58
How sure are you?
50%
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1. Valuation of Business First Bancshares Inc (5 min.)




Live pricePrice per Share (EOD)

$21.40

Intrinsic Value Per Share

$-19.91 - $-25.01

Total Value Per Share

$3.93 - $-1.17

2. Growth of Business First Bancshares Inc (5 min.)




Is Business First Bancshares Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$604.3m$460.9m$134.9m22.6%

How much money is Business First Bancshares Inc making?

Current yearPrevious yearGrowGrow %
Making money$18.2m$12m$6.2m33.9%
Net Profit Margin29.3%23.3%--

How much money comes from the company's main activities?

3. Financial Health of Business First Bancshares Inc (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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What can you expect buying and holding a share of Business First Bancshares Inc? (5 min.)

Welcome investor! Business First Bancshares Inc's management wants to use your money to grow the business. In return you get a share of Business First Bancshares Inc.

What can you expect buying and holding a share of Business First Bancshares Inc?

First you should know what it really means to hold a share of Business First Bancshares Inc. And how you can make/lose money.

Speculation

The Price per Share of Business First Bancshares Inc is $21.40. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Business First Bancshares Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Business First Bancshares Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $23.85. Based on the TTM, the Book Value Change Per Share is $0.95 per quarter. Based on the YOY, the Book Value Change Per Share is $0.77 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.13 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Business First Bancshares Inc.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.813.8%0.683.2%0.482.2%0.422.0%0.271.3%
Usd Book Value Change Per Share0.130.6%0.954.4%0.773.6%0.773.6%0.663.1%
Usd Dividend Per Share0.000.0%0.130.6%0.100.5%0.090.4%0.050.3%
Usd Total Gains Per Share0.130.6%1.085.0%0.874.1%0.864.0%0.723.3%
Usd Price Per Share18.76-18.28-23.87-21.33-13.32-
Price to Earnings Ratio5.81-6.85-13.05-17.57-12.23-
Price-to-Total Gains Ratio139.92-54.29-24.62-51.86-57.51-
Price to Book Ratio0.79-0.78-1.32-1.42-0.97-
Price-to-Total Gains Ratio139.92-54.29-24.62-51.86-57.51-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share21.4
Number of shares46
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.130.09
Usd Book Value Change Per Share0.950.77
Usd Total Gains Per Share1.080.86
Gains per Quarter (46 shares)49.6839.50
Gains per Year (46 shares)198.72158.01
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
12417518916142148
24835038832284306
37152558748426464
49570078664568622
511987598580710780
61431049118496852938
7167122413831129951096
81911399158212711371254
92141574178114312791412
102381749198015914211570

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%36.00.00.0100.0%36.00.00.0100.0%
Book Value Change Per Share4.00.00.0100.0%10.02.00.083.3%17.03.00.085.0%29.06.01.080.6%29.06.01.080.6%
Dividend per Share3.00.01.075.0%11.00.01.091.7%19.00.01.095.0%29.00.07.080.6%29.00.07.080.6%
Total Gains per Share4.00.00.0100.0%11.01.00.091.7%18.02.00.090.0%30.05.01.083.3%30.05.01.083.3%
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Fundamentals of Business First Bancshares Inc

About Business First Bancshares Inc

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as commercial lines of credit, letters of credit, working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary services and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, online and mobile banking, e-statements, and bank-by-mail services. It operates full-service banking centers and loan production offices across Louisiana, and in the Dallas and Houston markets. Business First Bancshares, Inc. was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

Fundamental data was last updated by Penke on 2023-12-02 07:53:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is underpriced.
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1.1. Profitability of Business First Bancshares Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Business First Bancshares Inc earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • A Net Profit Margin of 32.1% means that $0.32 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Business First Bancshares Inc:

  • The MRQ is 32.1%. The company is making a huge profit. +2
  • The TTM is 29.3%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ32.1%TTM29.3%+2.8%
TTM29.3%YOY23.3%+6.0%
TTM29.3%5Y24.6%+4.6%
5Y24.6%10Y19.2%+5.4%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ32.1%36.5%-4.4%
TTM29.3%28.8%+0.5%
YOY23.3%24.2%-0.9%
5Y24.6%23.3%+1.3%
10Y19.2%19.7%-0.5%
1.1.2. Return on Assets

Shows how efficient Business First Bancshares Inc is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • 0.3% Return on Assets means that Business First Bancshares Inc generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Business First Bancshares Inc:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.3%+0.0%
TTM0.3%YOY0.2%+0.1%
TTM0.3%5Y0.3%+0.0%
5Y0.3%10Y0.2%+0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.3%+0.0%
TTM0.3%0.2%+0.1%
YOY0.2%0.2%+0.0%
5Y0.3%0.2%+0.1%
10Y0.2%0.2%+0.0%
1.1.3. Return on Equity

Shows how efficient Business First Bancshares Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • 3.4% Return on Equity means Business First Bancshares Inc generated $0.03 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Business First Bancshares Inc:

  • The MRQ is 3.4%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.1%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ3.4%TTM3.1%+0.3%
TTM3.1%YOY2.6%+0.4%
TTM3.1%5Y2.5%+0.6%
5Y2.5%10Y1.9%+0.6%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ3.4%3.1%+0.3%
TTM3.1%2.7%+0.4%
YOY2.6%2.7%-0.1%
5Y2.5%2.5%0.0%
10Y1.9%2.9%-1.0%
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1.2. Operating Efficiency of Business First Bancshares Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Business First Bancshares Inc is operating .

  • Measures how much profit Business First Bancshares Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • An Operating Margin of 40.7% means the company generated $0.41  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Business First Bancshares Inc:

  • The MRQ is 40.7%. The company is operating very efficient. +2
  • The TTM is 54.8%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ40.7%TTM54.8%-14.0%
TTM54.8%YOY38.7%+16.1%
TTM54.8%5Y46.9%+7.9%
5Y46.9%10Y39.5%+7.4%
1.2.2. Operating Ratio

Measures how efficient Business First Bancshares Inc is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of -0.59 means that the operating costs are $-0.59 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Business First Bancshares Inc:

  • The MRQ is -0.593.
  • The TTM is -0.665.
Trends
Current periodCompared to+/- 
MRQ-0.593TTM-0.665+0.072
TTM-0.665YOY-0.770+0.105
TTM-0.6655Y-0.668+0.003
5Y-0.66810Y-0.524-0.144
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1.3. Liquidity of Business First Bancshares Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Business First Bancshares Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 95.49 means the company has $95.49 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Business First Bancshares Inc:

  • The MRQ is 95.492. The company is very able to pay all its short-term debts. +2
  • The TTM is 263.766. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ95.492TTM263.766-168.274
TTM263.766YOY1,221.462-957.696
TTM263.7665Y893.263-629.497
5Y893.26310Y634.149+259.114
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM263.7660.127+263.639
YOY1,221.4620.228+1,221.234
5Y893.2630.221+893.042
10Y634.1490.125+634.024
1.3.2. Quick Ratio

Measures if Business First Bancshares Inc is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • A Quick Ratio of 171.38 means the company can pay off $171.38 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Business First Bancshares Inc:

  • The MRQ is 171.379. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 481.485. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ171.379TTM481.485-310.106
TTM481.485YOY1,165.398-683.913
TTM481.4855Y610.289-128.804
5Y610.28910Y425.244+185.045
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM481.4850.001+481.484
5Y610.2890.016+610.273
10Y425.2440.013+425.231
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1.4. Solvency of Business First Bancshares Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Business First Bancshares Inc assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Business First Bancshares Inc to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.91 means that Business First Bancshares Inc assets are financed with 90.7% credit (debt) and the remaining percentage (100% - 90.7%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Business First Bancshares Inc:

  • The MRQ is 0.907. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.905. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.907TTM0.905+0.001
TTM0.905YOY0.914-0.008
TTM0.9055Y0.897+0.009
5Y0.89710Y0.920-0.023
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9070.916-0.009
TTM0.9050.917-0.012
YOY0.9140.919-0.005
5Y0.8970.920-0.023
10Y0.9200.928-0.008
1.4.2. Debt to Equity Ratio

Measures if Business First Bancshares Inc is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 973.7% means that company has $9.74 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Business First Bancshares Inc:

  • The MRQ is 9.737. The company is unable to pay all its debts with equity. -1
  • The TTM is 9.580. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ9.737TTM9.580+0.156
TTM9.580YOY10.622-1.042
TTM9.5805Y8.886+0.694
5Y8.88610Y8.639+0.247
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ9.73710.841-1.104
TTM9.58011.116-1.536
YOY10.62211.414-0.792
5Y8.88611.618-2.732
10Y8.63913.164-4.525
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2. Market Valuation of Business First Bancshares Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Business First Bancshares Inc generates.

  • Above 15 is considered overpriced but always compare Business First Bancshares Inc to the Banks - Regional industry mean.
  • A PE ratio of 5.81 means the investor is paying $5.81 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Business First Bancshares Inc:

  • The EOD is 6.629. Based on the earnings, the company is cheap. +2
  • The MRQ is 5.811. Based on the earnings, the company is cheap. +2
  • The TTM is 6.846. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD6.629MRQ5.811+0.818
MRQ5.811TTM6.846-1.035
TTM6.846YOY13.055-6.209
TTM6.8465Y17.566-10.721
5Y17.56610Y12.232+5.334
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD6.6293.228+3.401
MRQ5.8113.814+1.997
TTM6.8466.231+0.615
YOY13.0559.550+3.505
5Y17.56610.212+7.354
10Y12.23210.258+1.974
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Business First Bancshares Inc:

  • The EOD is 80.232. Based on how much money comes from the company's main activities, the company is overpriced. -1
  • The MRQ is 70.334. Based on how much money comes from the company's main activities, the company is overpriced. -1
  • The TTM is 23.065. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD80.232MRQ70.334+9.898
MRQ70.334TTM23.065+47.269
TTM23.065YOY10.185+12.880
TTM23.0655Y24.180-1.115
5Y24.18010Y15.057+9.122
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD80.2320.653+79.579
MRQ70.3340.771+69.563
TTM23.0650.514+22.551
YOY10.1855.763+4.422
5Y24.1800.476+23.704
10Y15.0570.138+14.919
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2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Business First Bancshares Inc is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.79 means the investor is paying $0.79 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Business First Bancshares Inc:

  • The EOD is 0.897. Based on the equity, the company is cheap. +2
  • The MRQ is 0.787. Based on the equity, the company is cheap. +2
  • The TTM is 0.779. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.897MRQ0.787+0.111
MRQ0.787TTM0.779+0.008
TTM0.779YOY1.323-0.544
TTM0.7795Y1.422-0.643
5Y1.42210Y0.966+0.456
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.8970.395+0.502
MRQ0.7870.467+0.320
TTM0.7790.520+0.259
YOY1.3230.697+0.626
5Y1.4220.813+0.609
10Y0.9661.069-0.103
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Business First Bancshares Inc.

3.1. Institutions holding Business First Bancshares Inc

Institutions are holding 43.706% of the shares of Business First Bancshares Inc.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-09-30BlackRock Inc7.95030.00112014933-206627-9.301
2023-09-30Vanguard Group Inc5.03630.00061276408160941.277
2023-09-30Geode Capital Management, LLC2.0150.0011510683299676.2338
2023-09-30Manufacturers Life Insurance Co1.93690.0054490895-187986-27.6906
2023-09-30Dimensional Fund Advisors, Inc.1.90380.0034825034492810.2675
2023-09-30State Street Corporation1.89550.000548038797742.0769
2023-09-30Banc Funds Co LLC1.8861.051647800300
2023-09-30RMB Capital Management, LLC1.57830.2567400000-90000-18.3673
2023-09-30Ranger Investment Management LP1.25010.3946316823-18200-5.4325
2023-09-30Kennedy Capital Management Inc1.16780.13532959695929725.0545
2023-09-30Stieven Capital Advisors, L.p.1.12241.38542844692844690
2023-09-30AllianceBernstein L.P.0.98810.0022504307000.2803
2023-09-30Royce & Associates, LP0.93390.04522366944307222.2454
2023-09-30Northern Trust Corp0.86250.0008218598-4231-1.8988
2023-09-30JPMorgan Chase & Co0.7720.0004195661-154136-44.0644
2023-09-30American Century Companies Inc0.74570.00281889823058919.3121
2023-09-30Smith Shellnut Wilson LLC0.67731.970417165500
2023-09-30Ratio Wealth Group0.55570.661914084600
2023-09-30Bank of New York Mellon Corp0.50280.0005127428-1735-1.3433
2023-09-30Goldman Sachs Group Inc0.49420.0005125247-15456-10.9848
Total 34.27465.91988686614-159481-1.8%

3.2. Funds holding Business First Bancshares Inc

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-10-31Vanguard Total Stock Mkt Idx Inv2.99580.001275925500
2023-10-31iShares Russell 2000 ETF2.22620.02356421456261.0072
2023-09-30RMB Mendon Financial Services A1.57834.4474400000-578-0.1443
2023-10-31Vanguard Institutional Extnd Mkt Idx Tr1.42610.008836144097752.7796
2023-09-30Kennedy Extended Small Cap1.00640.3343255064183927.7711
2023-09-30JHancock Regional Bank A0.96210.6276243848-3843-1.5515
2023-08-31Fidelity® Small Cap Index0.89980.0211228051155767.3307
2023-10-31iShares Russell 2000 Value ETF0.88490.0447224275-146-0.0651
2023-09-30JH Financial Opportunities0.71990.5633182458-2079-1.1266
2023-10-31Avantis US Small Cap Value ETF0.69650.052217652200
2023-09-30Royce Small-Cap Opportunity Invmt0.60240.2291526842820922.6624
2023-09-30Acuitas US Microcap Strategy0.50070.6991269003257034.5277
2023-09-30Fidelity® Extended Market Index0.48610.0074123210-773-0.6235
2023-10-31State St Russell Sm/Mid Cp® Indx NL Cl C0.4730.007411988792258.3362
2023-10-31Russell Inv US Small Cap Equity E0.37660.233895457-10302-9.741
2023-10-31State St Russell Sm Cap® Indx SL Cl I0.35060.02248886000
2023-06-30Empower Small Cap Value/Kennedy SP0.32950.23883497-727-0.8632
2023-09-30FTGF RY US SmCp Opp A USD Dis(A)0.31040.2322786701578825.1073
2023-09-30JPMorgan Small Cap Value I0.30550.111677418-1632-2.0645
2023-10-31BlackRock Advantage Small Cap Core Instl0.30360.04817693400
Total 17.43447.95254418644+115081+2.6%

3.3. Insider Transactions

Insiders are holding 6.516% of the shares of Business First Bancshares Inc.

DateOwnerTypeAmountPricePost Transaction AmountLink
2023-11-16James J Buquet IiiSELL3800021.03
2023-08-31Rick D DayBUY150020.43
2023-08-09Jesse JacksonSELL300020.87
2023-05-31Rick D DayBUY200014.6
2023-05-16Kathryn ManningBUY140014.34
2023-05-11Greg RobertsonBUY677514.1
2023-05-11John P DucrestBUY603614.1
2023-05-09Steven Gerard WhiteBUY150014.44
2023-05-05Kenneth W SmithBUY365013.96
2023-05-02Andrew D MclindonBUY100014.7
2023-03-15William K HoodBUY260021.6
2023-02-28William K HoodBUY50021.4
2023-01-10Edgar R Smith IiiBUY10623.7
2023-01-06William K HoodBUY5420.18
3rd Party Ad. No recommendation by Penke. PLUS is ad-free.

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Business First Bancshares Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.1340.951-86%0.767-83%0.772-83%0.662-80%
Book Value Per Share--23.84623.511+1%18.186+31%16.480+45%10.538+126%
Current Ratio--95.492263.766-64%1221.462-92%893.263-89%634.149-85%
Debt To Asset Ratio--0.9070.905+0%0.914-1%0.897+1%0.920-1%
Debt To Equity Ratio--9.7379.580+2%10.622-8%8.886+10%8.639+13%
Dividend Per Share---0.129-100%0.101-100%0.087-100%0.054-100%
Eps--0.8070.682+18%0.477+69%0.424+90%0.269+200%
Free Cash Flow Per Share--0.0670.582-89%0.619-89%0.418-84%0.270-75%
Free Cash Flow To Equity Per Share--0.0676.302-99%9.398-99%5.190-99%3.331-98%
Gross Profit Margin--0.9410.929+1%0.931+1%0.967-3%0.982-4%
Intrinsic Value_10Y_max---25.015--------
Intrinsic Value_10Y_min---19.913--------
Intrinsic Value_1Y_max--1.624--------
Intrinsic Value_1Y_min--1.597--------
Intrinsic Value_3Y_max--1.731--------
Intrinsic Value_3Y_min--1.716--------
Intrinsic Value_5Y_max---1.957--------
Intrinsic Value_5Y_min---1.545--------
Market Cap542365880.000+12%475457192.000463165255.000+3%604966054.000-21%540604458.100-12%337577703.944+41%
Net Profit Margin--0.3210.293+10%0.233+38%0.246+30%0.192+67%
Operating Margin--0.4070.548-26%0.387+5%0.469-13%0.395+3%
Operating Ratio---0.593-0.665+12%-0.770+30%-0.668+13%-0.524-12%
Pb Ratio0.897+12%0.7870.779+1%1.323-41%1.422-45%0.966-19%
Pe Ratio6.629+12%5.8116.846-15%13.055-55%17.566-67%12.232-52%
Price Per Share21.400+12%18.76018.275+3%23.870-21%21.331-12%13.320+41%
Price To Free Cash Flow Ratio80.232+12%70.33423.065+205%10.185+591%24.180+191%15.057+367%
Price To Total Gains Ratio159.613+12%139.92354.292+158%24.618+468%51.859+170%57.506+143%
Quick Ratio--171.379481.485-64%1165.398-85%610.289-72%425.244-60%
Return On Assets--0.0030.003+9%0.002+39%0.003+25%0.002+56%
Return On Equity--0.0340.031+10%0.026+29%0.025+35%0.019+75%
Total Gains Per Share--0.1341.080-88%0.868-85%0.859-84%0.716-81%
Usd Book Value--604366000.000595876250.000+1%460916500.000+31%417681100.000+45%267065444.444+126%
Usd Book Value Change Per Share--0.1340.951-86%0.767-83%0.772-83%0.662-80%
Usd Book Value Per Share--23.84623.511+1%18.186+31%16.480+45%10.538+126%
Usd Dividend Per Share---0.129-100%0.101-100%0.087-100%0.054-100%
Usd Eps--0.8070.682+18%0.477+69%0.424+90%0.269+200%
Usd Free Cash Flow--1690000.00014745500.000-89%15684250.000-89%10593200.000-84%6838388.889-75%
Usd Free Cash Flow Per Share--0.0670.582-89%0.619-89%0.418-84%0.270-75%
Usd Free Cash Flow To Equity Per Share--0.0676.302-99%9.398-99%5.190-99%3.331-98%
Usd Market Cap542365880.000+12%475457192.000463165255.000+3%604966054.000-21%540604458.100-12%337577703.944+41%
Usd Price Per Share21.400+12%18.76018.275+3%23.870-21%21.331-12%13.320+41%
Usd Profit--20455000.00018296500.000+12%12089000.000+69%10941050.000+87%6819388.889+200%
Usd Revenue--63739000.00062491000.000+2%52020500.000+23%43005500.000+48%28849972.222+121%
Usd Total Gains Per Share--0.1341.080-88%0.868-85%0.859-84%0.716-81%
 EOD+4 -4MRQTTM+16 -20YOY+18 -185Y+14 -2210Y+19 -17

4.2. Fundamental Score

Let's check the fundamental score of Business First Bancshares Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-156.629
Price to Book Ratio (EOD)Between0-10.897
Net Profit Margin (MRQ)Greater than00.321
Operating Margin (MRQ)Greater than00.407
Quick Ratio (MRQ)Greater than1171.379
Current Ratio (MRQ)Greater than195.492
Debt to Asset Ratio (MRQ)Less than10.907
Debt to Equity Ratio (MRQ)Less than19.737
Return on Equity (MRQ)Greater than0.150.034
Return on Assets (MRQ)Greater than0.050.003
Total7/10 (70.0%)

4.3. Technical Score

Let's check the technical score of Business First Bancshares Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5059.979
Ma 20Greater thanMa 5020.776
Ma 50Greater thanMa 10019.718
Ma 100Greater thanMa 20019.505
OpenGreater thanClose22.000
Total5/5 (100.0%)



Latest Balance Sheet

Balance Sheet of 2023-09-30. Currency in USD. All numbers in thousands.

Summary
Total Assets6,488,781
Total Liabilities5,884,415
Total Stockholder Equity604,366
 As reported
Total Liabilities 5,884,415
Total Stockholder Equity+ 604,366
Total Assets = 6,488,781

Assets

Total Assets6,488,781
Total Current Assets1,069,225
Long-term Assets1,069,225
Total Current Assets
Cash And Cash Equivalents 191,461
Short-term Investments 849,704
Net Receivables 28,060
Total Current Assets  (as reported)1,069,225
Total Current Assets  (calculated)1,069,225
+/-0
Long-term Assets
Property Plant Equipment 64,674
Goodwill 88,391
Long Term Investments 882,295
Intangible Assets 12,418
Long-term Assets Other -1,047,778
Long-term Assets  (as reported)1,047,778
Long-term Assets  (calculated)0
+/- 1,047,778

Liabilities & Shareholders' Equity

Total Current Liabilities11,197
Long-term Liabilities619,232
Total Stockholder Equity604,366
Total Current Liabilities
Short-term Debt 9
Short Long Term Debt 9
Accounts payable 11,188
Other Current Liabilities -11,197
Total Current Liabilities  (as reported)11,197
Total Current Liabilities  (calculated)9
+/- 11,188
Long-term Liabilities
Long term Debt 619,232
Long-term Liabilities  (as reported)619,232
Long-term Liabilities  (calculated)619,232
+/-0
Total Stockholder Equity
Common Stock25,344
Retained Earnings 205,207
Other Stockholders Equity 396,121
Total Stockholder Equity (as reported)604,366
Total Stockholder Equity (calculated)626,672
+/- 22,306
Other
Capital Stock97,274
Cash and Short Term Investments 1,041,165
Common Stock Shares Outstanding 25,289
Liabilities and Stockholders Equity 6,488,781
Net Debt 427,780
Net Invested Capital 1,151,677
Net Working Capital 1,058,028
Short Long Term Debt Total 619,241



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-05-052017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-31
> Total Assets 
684,502
1,106,729
1,066,776
1,076,089
874,817
876,784
861,892
1,105,841
1,158,261
1,158,261
1,169,086
1,213,831
1,321,256
1,587,713
1,649,207
1,678,195
2,094,896
2,101,400
2,153,608
2,220,840
2,273,835
2,287,662
3,961,138
3,954,670
4,160,360
4,443,586
4,323,959
4,405,217
4,726,378
5,362,235
5,530,383
5,806,691
5,990,460
6,289,981
6,454,649
6,488,781
6,488,7816,454,6496,289,9815,990,4605,806,6915,530,3835,362,2354,726,3784,405,2174,323,9594,443,5864,160,3603,954,6703,961,1382,287,6622,273,8352,220,8402,153,6082,101,4002,094,8961,678,1951,649,2071,587,7131,321,2561,213,8311,169,0861,158,2611,158,2611,105,841861,892876,784874,8171,076,0891,066,7761,106,729684,502
   > Total Current Assets 
654,044
312,747
262,554
254,591
1,595
1,595
1,595
882,995
938,558
49,960
951,866
1,001,217
1,115,874
1,267,738
1,339,681
1,377,719
1,703,611
1,704,567
1,763,691
1,837,571
1,898,608
1,916,204
3,231,342
3,268,565
3,384,873
3,588,688
3,296,205
3,225,959
3,550,610
1,263,578
4,267,381
1,060,085
1,069,157
1,089,158
1,085,607
1,069,225
1,069,2251,085,6071,089,1581,069,1571,060,0854,267,3811,263,5783,550,6103,225,9593,296,2053,588,6883,384,8733,268,5653,231,3421,916,2041,898,6081,837,5711,763,6911,704,5671,703,6111,377,7191,339,6811,267,7381,115,8741,001,217951,86649,960938,558882,9951,5951,5951,595254,591262,554312,747654,044
       Cash And Cash Equivalents 
26,015
106,508
45,965
40,911
73,349
88,480
33,740
42,173
49,960
49,960
45,204
36,210
107,591
37,627
45,861
45,941
96,072
52,606
64,043
63,356
89,371
80,109
116,021
103,894
149,131
355,257
130,769
81,361
68,375
282,074
154,694
152,671
152,740
159,767
180,972
191,461
191,461180,972159,767152,740152,671154,694282,07468,37581,361130,769355,257149,131103,894116,02180,10989,37163,35664,04352,60696,07245,94145,86137,627107,59136,21045,20449,96049,96042,17333,74088,48073,34940,91145,965106,50826,015
       Short-term Investments 
74,503
203,652
214,017
210,857
206,920
207,528
209,672
198,342
195,470
0
192,058
186,149
179,148
262,988
252,139
243,585
309,516
304,122
294,981
288,231
278,193
275,115
583,118
547,535
640,605
721,224
882,802
1,034,491
1,021,061
961,358
934,676
884,960
890,751
903,945
877,774
849,704
849,704877,774903,945890,751884,960934,676961,3581,021,0611,034,491882,802721,224640,605547,535583,118275,115278,193288,231294,981304,122309,516243,585252,139262,988179,148186,149192,0580195,470198,342209,672207,528206,920210,857214,017203,65274,503
       Net Receivables 
553,526
2,587
2,572
2,823
784,875
793,415
806,820
3,384
3,086
0
3,574
3,518
4,110
4,700
5,268
5,188
8,223
7,054
7,957
7,513
8,025
7,724
33,844
25,622
23,895
25,910
20,841
19,025
19,597
20,146
22,142
22,454
25,666
25,446
26,861
28,060
28,06026,86125,44625,66622,45422,14220,14619,59719,02520,84125,91023,89525,62233,8447,7248,0257,5137,9577,0548,2235,1885,2684,7004,1103,5183,57403,0863,384806,820793,415784,8752,8232,5722,587553,526
       Inventory 
0
0
0
0
-784,875
-793,415
-806,820
1,367
1,402
0
1,394
599
428
1,429
1,309
1,835
1,909
1,694
2,330
2,331
4,036
3,292
7,821
11,408
9,453
9,474
6,555
2,827
1,427
1,453
1,074
1,020
0
0
0
0
00001,0201,0741,4531,4272,8276,5559,4749,45311,4087,8213,2924,0362,3312,3301,6941,9091,8351,3091,4294285991,39401,4021,367-806,820-793,415-784,8750000
   > Long-term Assets 
2,180
793,982
804,222
821,498
873,222
875,189
860,297
222,846
219,703
0
217,220
212,614
205,382
319,975
309,526
300,476
391,285
396,833
389,917
383,269
375,227
371,458
729,796
686,105
775,487
854,898
1,027,754
1,179,258
1,167,932
1,152,923
1,133,220
1,091,225
1,093,980
1,106,809
1,077,171
1,047,778
1,047,7781,077,1711,106,8091,093,9801,091,2251,133,2201,152,9231,167,9321,179,2581,027,754854,898775,487686,105729,796371,458375,227383,269389,917396,833391,285300,476309,526319,975205,382212,614217,2200219,703222,846860,297875,189873,222821,498804,222793,9822,180
       Property Plant Equipment 
2,180
12,353
12,251
9,234
9,200
9,200
9,500
9,281
9,129
9,129
9,132
8,974
8,780
10,424
10,537
10,022
15,114
27,014
27,577
27,092
29,280
29,656
63,959
59,241
58,593
57,931
57,576
56,611
58,155
63,003
64,307
63,765
63,177
64,065
63,037
64,674
64,67463,03764,06563,17763,76564,30763,00358,15556,61157,57657,93158,59359,24163,95929,65629,28027,09227,57727,01415,11410,02210,53710,4248,7808,9749,1329,1299,1299,2819,5009,2009,2009,23412,25112,3532,180
       Goodwill 
0
2,967
3,605
3,376
6,824
6,824
6,824
6,824
6,824
6,824
6,824
6,824
6,824
32,816
32,552
32,427
49,488
49,534
48,503
48,333
48,495
48,495
53,649
53,627
53,862
53,753
60,062
60,062
59,894
89,911
88,842
88,543
88,543
88,543
88,543
88,391
88,39188,54388,54388,54388,54388,84289,91159,89460,06260,06253,75353,86253,62753,64948,49548,49548,33348,50349,53449,48832,42732,55232,8166,8246,8246,8246,8246,8246,8246,8246,8246,8243,3763,6052,9670
       Long Term Investments 
572,755
725,839
0
765,148
782,165
0
0
802,969
845,835
0
865,496
928,867
966,720
1,181,950
1,224,275
1,287,966
1,517,307
312,630
306,698
300,928
290,758
286,836
601,799
3,610,340
3,610,905
733,808
896,845
1,049,750
1,037,680
984,392
964,978
924,350
928,218
940,684
912,598
882,295
882,295912,598940,684928,218924,350964,978984,3921,037,6801,049,750896,845733,8083,610,9053,610,340601,799286,836290,758300,928306,698312,6301,517,3071,287,9661,224,2751,181,950966,720928,867865,4960845,835802,96900782,165765,1480725,839572,755
       Intangible Assets 
0
2,762
2,762
2,555
2,500
2,400
2,300
2,279
2,210
2,210
2,141
2,072
2,003
4,366
4,234
4,103
7,885
7,655
7,139
6,916
6,694
6,471
10,389
10,061
9,734
9,406
13,271
12,835
12,203
15,617
15,093
14,567
14,042
13,517
12,993
12,418
12,41812,99313,51714,04214,56715,09315,61712,20312,83513,2719,4069,73410,06110,3896,4716,6946,9167,1397,6557,8854,1034,2344,3662,0032,0722,1412,2102,2102,2792,3002,4002,5002,5552,7622,7620
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
374,773
359,730
377,031
384,698
348,736
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000348,736384,698377,031359,730374,77300000000000000000
       Other Assets 
28,278
0
0
0
254,549
255,766
257,405
1,328,687
1,377,964
0
1,386,306
1,426,445
1,526,638
1,907,688
1,958,733
1,978,671
2,486,181
2,498,233
2,543,525
2,604,109
2,649,062
2,287,662
3,961,138
3,954,670
4,160,360
4,443,586
4,323,959
4,405,217
7,836
2,945,734
129,782
3,655,381
3,827,323
4,094,014
4,291,871
4,371,778
4,371,7784,291,8714,094,0143,827,3233,655,381129,7822,945,7347,8364,405,2174,323,9594,443,5864,160,3603,954,6703,961,1382,287,6622,649,0622,604,1092,543,5252,498,2332,486,1811,978,6711,958,7331,907,6881,526,6381,426,4451,386,30601,377,9641,328,687257,405255,766254,54900028,278
> Total Liabilities 
654,374
994,122
954,671
963,640
1,041,200
1,058,000
989,200
992,282
1,042,060
1,042,060
1,050,273
1,093,772
1,141,321
1,407,719
1,438,578
1,465,234
1,834,838
1,832,256
1,876,139
1,940,500
1,988,738
2,005,632
3,574,802
3,556,584
3,750,397
4,026,885
3,892,953
3,974,996
4,293,010
4,905,398
5,084,924
5,298,689
5,409,979
5,692,291
5,853,681
5,884,415
5,884,4155,853,6815,692,2915,409,9795,298,6895,084,9244,905,3984,293,0103,974,9963,892,9534,026,8853,750,3973,556,5843,574,8022,005,6321,988,7381,940,5001,876,1391,832,2561,834,8381,465,2341,438,5781,407,7191,141,3211,093,7721,050,2731,042,0601,042,060992,282989,2001,058,0001,041,200963,640954,671994,122654,374
   > Total Current Liabilities 
626,047
926,669
3,000
3,000
3,000
3,000
986,200
1,782
1,727
862
1,683
1,764
1,752
1,966
2,059
2,198
1,374
2,039
1,924
1,837
1,533
6,573
10,065
8,654
7,519
1,961
1,958
1,855
1,374
915
5,728
6,032
2,101
3,522
7,675
11,197
11,1977,6753,5222,1016,0325,7289151,3741,8551,9581,9617,5198,65410,0656,5731,5331,8371,9242,0391,3742,1982,0591,9661,7521,7641,6838621,7271,782986,2003,0003,0003,0003,000926,669626,047
       Short-term Debt 
0
0
3,000
3,000
5,900
5,500
0
862
862
862
862
862
862
862
862
862
25,000
0
0
0
10,000
5,000
6,145
5,033
5,020
20
20
20
20
20
5,020
5,009
9
9
9
9
99995,0095,02020202020205,0205,0336,1455,00010,00000025,00086286286286286286286286286205,5005,9003,0003,00000
       Short Long Term Debt 
0
0
0
0
0
0
0
32,364
0
0
72,402
50,774
45,300
45,300
55,300
55,300
25,000
0
0
0
10,000
5,000
6,145
5,033
5,020
20
20
20
20
20
5,020
5,009
9
9
9
9
99995,0095,02020202020205,0205,0336,1455,00010,00000025,00055,30055,30045,30045,30050,77472,4020032,3640000000
       Accounts payable 
401
605
0
566
600
700
900
920
865
0
821
902
890
1,104
1,197
1,336
1,374
2,039
1,924
1,837
1,533
1,573
3,920
3,621
2,499
1,941
1,938
1,835
1,354
895
708
1,023
2,092
3,513
7,666
11,188
11,1887,6663,5132,0921,0237088951,3541,8351,9381,9412,4993,6213,9201,5731,5331,8371,9242,0391,3741,3361,1971,10489090282108659209007006005660605401
       Other Current Liabilities 
625,646
926,064
0
904,236
-3,500
-3,200
985,300
932,795
963,262
0
972,016
1,015,094
1,055,533
1,307,738
1,329,493
1,354,071
-1,374
-2,039
-1,924
-1,837
-1,533
1,802,808
3,251,022
-3,621
-2,499
-1,941
-1,938
-1,835
-1,354
4,657,738
4,658,163
-6,032
-2,101
-3,522
-7,675
-11,197
-11,197-7,675-3,522-2,101-6,0324,658,1634,657,738-1,354-1,835-1,938-1,941-2,499-3,6213,251,0221,802,808-1,533-1,837-1,924-2,039-1,3741,354,0711,329,4931,307,7381,055,5331,015,094972,0160963,262932,795985,300-3,200-3,500904,2360926,064625,646
   > Long-term Liabilities 
28,327
55,459
79,658
55,926
48,628
48,109
3,000
50,064
69,537
0
69,007
68,174
77,700
77,700
87,700
87,400
80,000
55,000
133,000
153,000
118,000
163,000
150,974
153,950
79,145
115,573
114,450
134,429
168,449
196,166
370,066
6,032
2,101
3,522
770,984
619,232
619,232770,9843,5222,1016,032370,066196,166168,449134,429114,450115,57379,145153,950150,974163,000118,000153,000133,00055,00080,00087,40087,70077,70077,70068,17469,007069,53750,0643,00048,10948,62855,92679,65855,45928,327
       Long term Debt Total 
0
0
0
0
0
0
0
3,000
3,000
0
3,000
2,700
2,700
2,700
2,700
2,400
25,000
25,000
25,000
25,000
25,000
25,000
114,873
138,076
31,000
77,500
81,427
81,427
81,427
111,209
111,055
110,902
110,749
110,596
103,822
0
0103,822110,596110,749110,902111,055111,20981,42781,42781,42777,50031,000138,076114,87325,00025,00025,00025,00025,00025,0002,4002,7002,7002,7002,7003,00003,0003,0000000000
       Long-term Liabilities Other 
28,327
67,453
0
55,838
59,290
0
0
54,705
74,071
0
73,574
74,214
81,336
95,315
104,326
106,565
74,530
60,834
146,313
180,273
180,195
176,251
25,391
178,626
100,219
88,710
85,365
107,526
132,946
135,556
314,998
600,659
462,736
757,382
727,750
0
0727,750757,382462,736600,659314,998135,556132,946107,52685,36588,710100,219178,62625,391176,251180,195180,273146,31360,83474,530106,565104,32695,31581,33674,21473,574074,07154,7050059,29055,838067,45328,327
> Total Stockholder Equity
78,845
112,607
112,105
112,449
115,000
116,100
117,600
113,559
116,201
116,201
118,813
120,059
179,935
179,994
210,629
212,961
260,058
269,144
277,469
280,340
285,097
282,030
386,336
398,086
409,963
416,701
431,006
430,221
433,368
456,837
445,459
508,002
580,481
597,690
600,968
604,366
604,366600,968597,690580,481508,002445,459456,837433,368430,221431,006416,701409,963398,086386,336282,030285,097280,340277,469269,144260,058212,961210,629179,994179,935120,059118,813116,201116,201113,559117,600116,100115,000112,449112,105112,60778,845
   Common Stock
5,315
7,206
7,036
7,036
7,000
7,000
7,000
6,917
6,933
0
6,933
6,933
10,232
10,272
11,533
11,534
13,213
13,361
13,361
13,275
13,279
13,068
20,667
20,667
20,621
20,805
20,741
20,384
20,400
22,565
22,579
22,605
25,110
25,320
25,344
25,344
25,34425,34425,32025,11022,60522,57922,56520,40020,38420,74120,80520,62120,66720,66713,06813,27913,27513,36113,36113,21311,53411,53310,27210,2326,9336,93306,9336,9177,0007,0007,0007,0367,0367,2065,315
   Retained Earnings 
16,948
19,104
19,288
20,289
21,700
22,200
23,200
23,839
25,478
25,478
27,115
28,380
27,175
29,666
32,483
35,460
37,982
42,576
48,087
52,265
56,700
59,859
59,850
67,399
79,174
89,441
104,382
112,243
121,874
128,168
139,232
150,336
163,955
173,761
189,115
205,207
205,207189,115173,761163,955150,336139,232128,168121,874112,243104,38289,44179,17467,39959,85059,85956,70052,26548,08742,57637,98235,46032,48329,66627,17528,38027,11525,47825,47823,83923,20022,20021,70020,28919,28819,10416,948
   Accumulated Other Comprehensive Income 
-643
-2,000
-449
-1,000
400
1,000
1,000
-2,330
-1,206
-1,206
-301
-390
-1,644
-4,385
-4,580
-5,378
-3,469
-330
2,198
2,696
2,613
2,137
8,213
10,258
10,628
6,173
6,869
5,747
-1,177
-39,754
-62,734
-84,670
-74,204
-67,998
-81,296
-94,236
-94,236-81,296-67,998-74,204-84,670-62,734-39,754-1,1775,7476,8696,17310,62810,2588,2132,1372,6132,6962,198-330-3,469-5,378-4,580-4,385-1,644-390-301-1,206-1,206-2,3301,0001,000400-1,000-449-2,000-643
   Capital Surplus 
57,346
87,987
0
85,913
86,033
0
0
85,133
84,996
0
85,066
85,136
144,172
144,441
171,193
171,345
212,332
213,537
213,823
212,104
212,505
206,966
297,606
299,762
299,540
300,282
299,014
291,847
292,271
345,858
346,382
347,721
393,690
394,677
395,875
0
0395,875394,677393,690347,721346,382345,858292,271291,847299,014300,282299,540299,762297,606206,966212,505212,104213,823213,537212,332171,345171,193144,441144,17285,13685,066084,99685,1330086,03385,913087,98757,346
   Treasury Stock000000000000000000000000000000000000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2022-12-31)

Gross Profit (+$)
totalRevenue227,540
Cost of Revenue-0
Gross Profit227,540227,540
 
Operating Income (+$)
Gross Profit227,540
Operating Expense--124,446
Operating Income103,094351,986
 
Operating Expense (+$)
Research Development0
Selling General Administrative89,048
Selling And Marketing Expenses3,949
Operating Expense-124,44692,997
 
Net Interest Income (+$)
Interest Income236,114
Interest Expense-36,537
Other Finance Cost-0
Net Interest Income199,577
 
Pretax Income (+$)
Operating Income103,094
Net Interest Income199,577
Other Non-Operating Income Expenses0
Income Before Tax (EBT)68,592137,596
EBIT - interestExpense = 66,557
68,592
90,792
Interest Expense36,537
Earnings Before Interest and Taxes (EBIT)103,094105,129
Earnings Before Interest and Taxes (EBITDA)109,947
 
After tax Income (+$)
Income Before Tax68,592
Tax Provision-14,337
Net Income From Continuing Ops54,25554,255
Net Income54,255
Net Income Applicable To Common Shares52,905
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses124,446
Total Other Income/Expenses Net-34,502-199,577
 

Technical Analysis of Business First Bancshares Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Business First Bancshares Inc. The general trend of Business First Bancshares Inc is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Business First Bancshares Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (100.0%) Bearish trend (-100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Business First Bancshares Inc.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 22.06 < 22.21 < 23.58.

The bearish price targets are: 21.90 > 21.71 > 19.77.

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Business First Bancshares Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Business First Bancshares Inc. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I