25 XP   0   0   10

BankUnited Inc
Buy, Hold or Sell?

Let's analyse Bankunited together

PenkeI guess you are interested in BankUnited Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of BankUnited Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

Get notifications about BankUnited Inc

I send you an email if I find something interesting about BankUnited Inc.

Quick analysis of Bankunited (30 sec.)










What can you expect buying and holding a share of Bankunited? (30 sec.)

How much money do you get?

How much money do you get?
$1.06
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$34.66
Expected worth in 1 year
$37.20
How sure are you?
95.0%

+ What do you gain per year?

Total Gains per Share
$3.60
Return On Investment
12.9%

For what price can you sell your share?

Current Price per Share
$28.00
Expected price per share
$24.60 - $30.76
How sure are you?
50%

1. Valuation of Bankunited (5 min.)




Live pricePrice per Share (EOD)

$28.00

Intrinsic Value Per Share

$-62.99 - $115.96

Total Value Per Share

$-28.33 - $150.63

2. Growth of Bankunited (5 min.)




Is Bankunited growing?

Current yearPrevious yearGrowGrow %
How rich?$2.5b$17.2b$5.3b23.5%

How much money is Bankunited making?

Current yearPrevious yearGrowGrow %
Making money$44.6m$70.4m-$25.7m-57.7%
Net Profit Margin15.0%28.5%--

How much money comes from the company's main activities?

3. Financial Health of Bankunited (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Bankunited? (5 min.)

Welcome investor! Bankunited's management wants to use your money to grow the business. In return you get a share of Bankunited.

What can you expect buying and holding a share of Bankunited?

First you should know what it really means to hold a share of Bankunited. And how you can make/lose money.

Speculation

The Price per Share of Bankunited is $28.00. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Bankunited.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Bankunited, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $34.66. Based on the TTM, the Book Value Change Per Share is $0.64 per quarter. Based on the YOY, the Book Value Change Per Share is $-87.42 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.27 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Bankunited.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.281.0%0.592.1%0.893.2%0.802.8%0.792.8%
Usd Book Value Change Per Share-362.12-1,293.3%0.642.3%-87.42-312.2%-11.62-41.5%-2.26-8.1%
Usd Dividend Per Share0.271.0%0.270.9%0.250.9%0.240.9%0.230.8%
Usd Total Gains Per Share-361.85-1,292.3%0.903.2%-87.16-311.3%-11.38-40.6%-2.03-7.3%
Usd Price Per Share32.43-24.82-36.92-32.53-33.63-
Price to Earnings Ratio28.97-13.29-10.68-9.27-11.67-
Price-to-Total Gains Ratio-0.09-2.62-45.95-13.55-9.60-
Price to Book Ratio0.94-0.28-0.58-0.23-0.21-
Price-to-Total Gains Ratio-0.09-2.62-45.95-13.55-9.60-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share28
Number of shares35
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.270.24
Usd Book Value Change Per Share0.64-11.62
Usd Total Gains Per Share0.90-11.38
Gains per Quarter (35 shares)31.54-398.29
Gains per Year (35 shares)126.17-1,593.14
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1378911634-1627-1603
27417824268-3254-3196
3112267368102-4881-4789
4149356494135-6508-6382
5186445620169-8135-7975
6223534746203-9762-9568
7261623872237-11389-11161
8298712998271-13016-12754
93358011124305-14643-14347
103728891250339-16270-15940

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%19.01.00.095.0%39.01.00.097.5%54.02.00.096.4%
Book Value Change Per Share3.01.00.075.0%9.03.00.075.0%17.03.00.085.0%37.03.00.092.5%47.08.01.083.9%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%52.00.04.092.9%
Total Gains per Share3.01.00.075.0%10.02.00.083.3%18.02.00.090.0%38.02.00.095.0%48.07.01.085.7%

Fundamentals of Bankunited

About BankUnited Inc

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, commercial payment, and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers online, mobile, and telephone banking services. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

Fundamental data was last updated by Penke on 2024-03-18 18:45:06.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of BankUnited Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Bankunited earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Bankunited to the Banks - Regional industry mean.
  • A Net Profit Margin of 4.2% means that $0.04 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of BankUnited Inc:

  • The MRQ is 4.2%. The company is making a profit. +1
  • The TTM is 15.0%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ4.2%TTM15.0%-10.8%
TTM15.0%YOY28.5%-13.5%
TTM15.0%5Y28.8%-13.8%
5Y28.8%10Y30.5%-1.7%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ4.2%18.4%-14.2%
TTM15.0%28.0%-13.0%
YOY28.5%25.2%+3.3%
5Y28.8%22.8%+6.0%
10Y30.5%19.8%+10.7%
1.1.2. Return on Assets

Shows how efficient Bankunited is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Bankunited to the Banks - Regional industry mean.
  • 0.1% Return on Assets means that Bankunited generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of BankUnited Inc:

  • The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.1%TTM0.1%-0.1%
TTM0.1%YOY0.2%-0.1%
TTM0.1%5Y0.2%-0.1%
5Y0.2%10Y0.3%-0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1%0.1%0.0%
TTM0.1%0.2%-0.1%
YOY0.2%0.2%0.0%
5Y0.2%0.2%0.0%
10Y0.3%0.2%+0.1%
1.1.3. Return on Equity

Shows how efficient Bankunited is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Bankunited to the Banks - Regional industry mean.
  • 0.8% Return on Equity means Bankunited generated $0.01 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of BankUnited Inc:

  • The MRQ is 0.8%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 1.8%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.8%TTM1.8%-1.0%
TTM1.8%YOY2.8%-1.0%
TTM1.8%5Y2.5%-0.7%
5Y2.5%10Y2.8%-0.4%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8%1.4%-0.6%
TTM1.8%2.5%-0.7%
YOY2.8%2.7%+0.1%
5Y2.5%2.5%0.0%
10Y2.8%2.8%+0.0%

1.2. Operating Efficiency of BankUnited Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Bankunited is operating .

  • Measures how much profit Bankunited makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Bankunited to the Banks - Regional industry mean.
  • An Operating Margin of -0.2% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of BankUnited Inc:

  • The MRQ is -0.2%. The company is operating very inefficient. -2
  • The TTM is 38.8%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ-0.2%TTM38.8%-39.0%
TTM38.8%YOY70.7%-31.9%
TTM38.8%5Y68.3%-29.4%
5Y68.3%10Y60.1%+8.1%
1.2.2. Operating Ratio

Measures how efficient Bankunited is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.19 means that the operating costs are $0.19 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of BankUnited Inc:

  • The MRQ is 0.193. The company is very efficient in keeping operating costs low. +2
  • The TTM is -0.178.
Trends
Current periodCompared to+/- 
MRQ0.193TTM-0.178+0.370
TTM-0.178YOY0.012-0.190
TTM-0.1785Y-0.016-0.162
5Y-0.01610Y0.135-0.151

1.3. Liquidity of BankUnited Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Bankunited is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.06 means the company has $0.06 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of BankUnited Inc:

  • The MRQ is 0.057. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.557. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.057TTM0.557-0.500
TTM0.557YOY0.034+0.523
TTM0.5575Y0.128+0.429
5Y0.12810Y0.172-0.044
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.5570.124+0.433
YOY0.0340.225-0.191
5Y0.1280.219-0.091
10Y0.1720.131+0.041
1.3.2. Quick Ratio

Measures if Bankunited is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Bankunited to the Banks - Regional industry mean.
  • A Quick Ratio of 0.06 means the company can pay off $0.06 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of BankUnited Inc:

  • The MRQ is 0.057. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 1.946. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ0.057TTM1.946-1.889
TTM1.946YOY1.883+0.064
TTM1.9465Y1.290+0.656
5Y1.29010Y0.873+0.417

1.4. Solvency of BankUnited Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Bankunited assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Bankunited to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.93 means that Bankunited assets are financed with 92.8% credit (debt) and the remaining percentage (100% - 92.8%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of BankUnited Inc:

  • The MRQ is 0.928. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.376. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.928TTM0.376+0.552
TTM0.376YOY0.527-0.152
TTM0.3765Y0.260+0.116
5Y0.26010Y0.218+0.042
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9280.915+0.013
TTM0.3760.917-0.541
YOY0.5270.919-0.392
5Y0.2600.919-0.659
10Y0.2180.927-0.709
1.4.2. Debt to Equity Ratio

Measures if Bankunited is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Bankunited to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,287.2% means that company has $12.87 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of BankUnited Inc:

  • The MRQ is 12.872. The company is unable to pay all its debts with equity. -1
  • The TTM is 5.296. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ12.872TTM5.296+7.576
TTM5.296YOY7.819-2.523
TTM5.2965Y3.556+1.740
5Y3.55610Y2.687+0.869
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ12.87210.829+2.043
TTM5.29611.013-5.717
YOY7.81911.363-3.544
5Y3.55611.437-7.881
10Y2.68713.038-10.351

2. Market Valuation of BankUnited Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Bankunited generates.

  • Above 15 is considered overpriced but always compare Bankunited to the Banks - Regional industry mean.
  • A PE ratio of 28.97 means the investor is paying $28.97 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of BankUnited Inc:

  • The EOD is 25.014. Based on the earnings, the company is overpriced. -1
  • The MRQ is 28.972. Based on the earnings, the company is overpriced. -1
  • The TTM is 13.292. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD25.014MRQ28.972-3.958
MRQ28.972TTM13.292+15.680
TTM13.292YOY10.679+2.613
TTM13.2925Y9.268+4.024
5Y9.26810Y11.675-2.407
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD25.0147.491+17.523
MRQ28.9726.680+22.292
TTM13.2925.295+7.997
YOY10.6796.943+3.736
5Y9.2689.770-0.502
10Y11.6759.943+1.732
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of BankUnited Inc:

  • The EOD is 39.175. Based on how much money comes from the company's main activities, the company is fair priced.
  • The MRQ is 45.373. Based on how much money comes from the company's main activities, the company is fair priced.
  • The TTM is 13.318. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD39.175MRQ45.373-6.198
MRQ45.373TTM13.318+32.055
TTM13.318YOY-5.414+18.732
TTM13.3185Y4.318+8.999
5Y4.31810Y7.149-2.830
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD39.175-2.094+41.269
MRQ45.373-1.868+47.241
TTM13.318-0.342+13.660
YOY-5.4146.448-11.862
5Y4.3180.429+3.889
10Y7.1490.091+7.058
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Bankunited is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.94 means the investor is paying $0.94 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of BankUnited Inc:

  • The EOD is 0.808. Based on the equity, the company is cheap. +2
  • The MRQ is 0.936. Based on the equity, the company is cheap. +2
  • The TTM is 0.276. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.808MRQ0.936-0.128
MRQ0.936TTM0.276+0.659
TTM0.276YOY0.581-0.304
TTM0.2765Y0.234+0.043
5Y0.23410Y0.206+0.028
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.8080.433+0.375
MRQ0.9360.386+0.550
TTM0.2760.470-0.194
YOY0.5810.642-0.061
5Y0.2340.795-0.561
10Y0.2061.025-0.819
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of BankUnited Inc.

3.1. Institutions holding BankUnited Inc

Institutions are holding 104.381% of the shares of BankUnited Inc.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-12-31BlackRock Inc14.52490.008910802312698740.6511
2023-09-30Vanguard Group Inc11.92680.0058870070-14070-0.1584
2023-12-31T. Rowe Price Investment Management,Inc.9.98110.15657423083-125360-1.6607
2023-09-30State Street Corporation5.82740.00554333940-1131571-20.7038
2023-12-31Dimensional Fund Advisors, Inc.4.8360.034135965772512817.5115
2023-09-30JPMorgan Chase & Co3.44950.00642565469-163667-5.997
2023-09-30AllianceBernstein L.P.3.43860.02472557306-127424-4.7463
2023-12-31LSV Asset Management3.26340.17182427027805773.434
2023-12-31American Century Companies Inc2.90330.04812159240-373663-14.7524
2023-09-30Neuberger Berman Group LLC2.18050.03351621690253311.5868
2023-09-30FMR Inc2.06960.003153917629023223.2382
2023-09-30Geode Capital Management, LLC2.03710.00411515011525523.5934
2023-12-31Jennison Associates LLC1.96210.0353145926851334254.2687
2023-09-30Bank of New York Mellon Corp1.80950.00671345768-23155-1.6915
2023-09-30Charles Schwab Investment Management Inc1.66250.0081236425994868.7503
2023-09-30Morgan Stanley - Brokerage Accounts1.58420.00271178193-228699-16.2556
2023-09-30Millennium Management LLC1.55460.01331156187839123264.6541
2023-12-31Royce & Associates, LP1.54260.34361147245-60439-5.0045
2023-12-31Aristotle Capital Boston, LLC1.30730.9638972253-65155-6.2806
2023-09-30Ameriprise Financial Inc1.14040.0063848139-69776-7.6016
Total 79.00141.881358754379-161181-0.3%

3.2. Funds holding BankUnited Inc

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2024-02-29iShares Core S&P Small-Cap ETF6.770.1743503490200
2023-12-31T. Rowe Price Small-Cap Value4.20550.95913127658-136600-4.1847
2024-02-29Vanguard Total Stock Mkt Idx Inv3.20880.00412386394-6409-0.2678
2024-02-29Vanguard Small Cap Index2.57810.03661917335178160.9379
2024-02-29iShares Russell 2000 ETF2.22410.0711165409700
2024-01-31JPMorgan Small Cap Equity A2.13380.87871586960314142.0195
2023-12-31JPM US Small Cap Core-Composite2.09160.92721555546-45522-2.8432
2023-12-31T. Rowe Price U.S. SC Value Eq Tr-Z2.01790.98541500728288001.9566
2024-02-29Vanguard Small Cap Value Index Inv1.7550.0658130519654240.4173
2024-02-29Vanguard Institutional Extnd Mkt Idx Tr1.47080.0288109386027770.2545
2023-12-31T. Rowe Price US Small-Cap Core Equity1.34070.3408997067-1500-0.1502
2023-12-31T. Rowe Price Small-Cap Stock1.34070.3417997067-1500-0.1502
2023-09-30FIAM Small Cap Core Composite1.30260.629196877617597622.1968
2023-12-31American Century U.S. Small Cap Value1.29940.5328966361-448639-31.7059
2023-12-31American Century Small Cap Value Inv1.29940.5319966361-448639-31.7059
2024-02-29iShares S&P Small-Cap 600 Value ETF1.25750.356593524300
2024-02-29Avantis US Small Cap Value ETF1.25750.24729351883140.0336
2024-02-29SPDR® S&P Regional Banking ETF1.14150.8012848964-21112-2.4265
2024-01-31PGIM Jennison Small Company A1.06920.76147951409160913.0213
2023-12-31Fidelity Small Cap Index0.9960.094574074293151.2735
Total 40.76018.768230313585-746476-2.5%

3.3. Insider Transactions

Insiders are holding 1.008% of the shares of BankUnited Inc.

DateOwnerTypeAmountPricePost Transaction AmountLink
2024-03-05Kevin A MalcolmSELL228527.18

4. Summary

4.1. Key Performance Indicators

The key performance indicators of BankUnited Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---362.1240.635-57095%-87.416-76%-11.622-97%-2.262-99%
Book Value Per Share--34.663303.165-89%212.268-84%296.750-88%248.739-86%
Current Ratio--0.0570.557-90%0.034+68%0.128-55%0.172-67%
Debt To Asset Ratio--0.9280.376+147%0.527+76%0.260+257%0.218+326%
Debt To Equity Ratio--12.8725.296+143%7.819+65%3.556+262%2.687+379%
Dividend Per Share--0.2700.266+1%0.251+7%0.242+11%0.230+17%
Eps--0.2800.593-53%0.888-68%0.797-65%0.787-64%
Free Cash Flow Per Share--0.1791.873-90%3.942-95%2.600-93%1.512-88%
Free Cash Flow To Equity Per Share--4.229-3.581+185%7.337-42%3.569+18%5.700-26%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--115.964--------
Intrinsic Value_10Y_min---62.990--------
Intrinsic Value_1Y_max--12.179--------
Intrinsic Value_1Y_min--3.973--------
Intrinsic Value_3Y_max--36.167--------
Intrinsic Value_3Y_min--3.100--------
Intrinsic Value_5Y_max--59.642--------
Intrinsic Value_5Y_min---7.451--------
Market Cap2082390912.000-16%2411854902.7201845518945.760+31%2931046670.313-18%2824065836.583-15%3211171235.081-25%
Net Profit Margin--0.0420.150-72%0.285-85%0.288-86%0.305-86%
Operating Margin---0.0020.388-100%0.707-100%0.683-100%0.601-100%
Operating Ratio--0.193-0.178+192%0.012+1528%-0.016+108%0.135+43%
Pb Ratio0.808-16%0.9360.276+238%0.581+61%0.234+300%0.206+354%
Pe Ratio25.014-16%28.97213.292+118%10.679+171%9.268+213%11.675+148%
Price Per Share28.000-16%32.43024.815+31%36.918-12%32.5330%33.635-4%
Price To Free Cash Flow Ratio39.175-16%45.37313.318+241%-5.414+112%4.318+951%7.149+535%
Price To Total Gains Ratio-0.077+14%-0.0902.624-103%45.953-100%13.550-101%9.600-101%
Quick Ratio--0.0571.946-97%1.883-97%1.290-96%0.873-93%
Return On Assets--0.0010.001-53%0.002-70%0.002-71%0.003-77%
Return On Equity--0.0080.018-54%0.028-71%0.025-67%0.028-71%
Total Gains Per Share---361.8540.901-40251%-87.165-76%-11.380-97%-2.032-99%
Usd Book Value--2577921000.00022546745250.000-89%17239384250.000-85%25858863800.000-90%23338909875.000-89%
Usd Book Value Change Per Share---362.1240.635-57095%-87.416-76%-11.622-97%-2.262-99%
Usd Book Value Per Share--34.663303.165-89%212.268-84%296.750-88%248.739-86%
Usd Dividend Per Share--0.2700.266+1%0.251+7%0.242+11%0.230+17%
Usd Eps--0.2800.593-53%0.888-68%0.797-65%0.787-64%
Usd Free Cash Flow--13289000.000139292000.000-90%317641250.000-96%223243900.000-94%133713500.000-90%
Usd Free Cash Flow Per Share--0.1791.873-90%3.942-95%2.600-93%1.512-88%
Usd Free Cash Flow To Equity Per Share--4.229-3.581+185%7.337-42%3.569+18%5.700-26%
Usd Market Cap2082390912.000-16%2411854902.7201845518945.760+31%2931046670.313-18%2824065836.583-15%3211171235.081-25%
Usd Price Per Share28.000-16%32.43024.815+31%36.918-12%32.5330%33.635-4%
Usd Profit--20812000.00044667750.000-53%70425000.000-70%69315300.000-70%75176525.000-72%
Usd Revenue--500297000.000363652500.000+38%247649000.000+102%258000750.000+94%251343575.000+99%
Usd Total Gains Per Share---361.8540.901-40251%-87.165-76%-11.380-97%-2.032-99%
 EOD+5 -3MRQTTM+8 -27YOY+5 -305Y+6 -2910Y+4 -31

4.2. Fundamental Score

Let's check the fundamental score of BankUnited Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1525.014
Price to Book Ratio (EOD)Between0-10.808
Net Profit Margin (MRQ)Greater than00.042
Operating Margin (MRQ)Greater than0-0.002
Quick Ratio (MRQ)Greater than10.057
Current Ratio (MRQ)Greater than10.057
Debt to Asset Ratio (MRQ)Less than10.928
Debt to Equity Ratio (MRQ)Less than112.872
Return on Equity (MRQ)Greater than0.150.008
Return on Assets (MRQ)Greater than0.050.001
Total3/10 (30.0%)

4.3. Technical Score

Let's check the technical score of BankUnited Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5055.985
Ma 20Greater thanMa 5027.063
Ma 50Greater thanMa 10027.364
Ma 100Greater thanMa 20028.114
OpenGreater thanClose28.240
Total3/5 (60.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2022-12-312023-03-312023-06-302023-09-302023-12-31
Long-term Assets Other  -293,480-10,151,127-10,444,607468,177-9,976,430629,800-9,346,63010,451,9751,105,345
EBIT  245,02139,362284,383-216,98567,398-16,18851,210-52,140-930
Operating Income  245,02139,362284,383-216,98567,398-4,97162,427-63,357-930



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary
Total Assets35,761,607
Total Liabilities33,183,686
Total Stockholder Equity2,577,921
 As reported
Total Liabilities 33,183,686
Total Stockholder Equity+ 2,577,921
Total Assets = 35,761,607

Assets

Total Assets35,761,607
Total Current Assets588,283
Long-term Assets35,173,324
Total Current Assets
Cash And Cash Equivalents 588,283
Total Current Assets  (as reported)588,283
Total Current Assets  (calculated)588,283
+/-0
Long-term Assets
Property Plant Equipment 371,909
Goodwill 77,637
Long Term Investments 9,187,438
Long-term Assets Other 1,105,345
Long-term Assets  (as reported)35,173,324
Long-term Assets  (calculated)10,742,329
+/- 24,430,995

Liabilities & Shareholders' Equity

Total Current Liabilities10,238,775
Long-term Liabilities22,944,911
Total Stockholder Equity2,577,921
Total Current Liabilities
Short-term Debt 4,239,962
Other Current Liabilities 5,998,813
Total Current Liabilities  (as reported)10,238,775
Total Current Liabilities  (calculated)10,238,775
+/-0
Long-term Liabilities
Long term Debt 5,797,472
Capital Lease Obligations 26,501
Long-term Liabilities  (as reported)22,944,911
Long-term Liabilities  (calculated)5,823,973
+/- 17,120,938
Total Stockholder Equity
Common Stock744
Retained Earnings 2,650,956
Accumulated Other Comprehensive Income -357,421
Other Stockholders Equity 283,642
Total Stockholder Equity (as reported)2,577,921
Total Stockholder Equity (calculated)2,577,921
+/-0
Other
Capital Stock744
Cash and Short Term Investments 588,283
Common Stock Shares Outstanding 73,457
Liabilities and Stockholders Equity 35,761,607
Net Debt 5,235,690
Net Invested Capital 8,375,393
Net Working Capital -9,650,492
Property Plant and Equipment Gross 582,147
Short Long Term Debt Total 5,823,973



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-31
> Total Assets 
11,129,961
0
11,212,637
11,151,301
10,869,560
10,808,443
10,846,659
11,014,020
11,322,038
12,198,884
12,429,961
12,748,426
12,375,953
12,745,930
13,233,425
14,308,014
15,046,649
15,751,652
17,008,323
17,680,739
19,210,529
19,983,395
21,401,793
22,537,671
23,883,467
24,819,488
26,309,192
27,265,014
27,880,151
27,988,731
28,993,736
29,554,831
30,346,986
30,432,536
31,349,571
31,513,636
32,164,326
32,702,976
33,092,265
32,950,535
32,871,293
33,595,671
34,745,899
35,028,597
35,010,493
35,179,239
35,700,287
35,306,271
35,815,396
36,331,624
36,551,404
36,594,894
37,026,712
37,189,203
35,871,479
35,389,664
35,761,607
35,761,60735,389,66435,871,47937,189,20337,026,71236,594,89436,551,40436,331,62435,815,39635,306,27135,700,28735,179,23935,010,49335,028,59734,745,89933,595,67132,871,29332,950,53533,092,26532,702,97632,164,32631,513,63631,349,57130,432,53630,346,98629,554,83128,993,73627,988,73127,880,15127,265,01426,309,19224,819,48823,883,46722,537,67121,401,79319,983,39519,210,52917,680,73917,008,32315,751,65215,046,64914,308,01413,233,42512,745,93012,375,95312,748,42612,429,96112,198,88411,322,03811,014,02010,846,65910,808,44310,869,56011,151,30111,212,637011,129,961
   > Total Current Assets 
0
0
189,806
102,934
571,073
408,481
351,224
387,936
300,542
309,049
161,559
343,693
4,663,834
4,737,093
4,357,323
4,394,473
3,887,765
3,786,664
4,467,255
4,649,727
4,766,537
4,756,038
4,960,347
4,933,860
5,123,033
5,588,163
6,041,580
6,206,061
6,521,897
6,650,706
6,955,687
7,186,073
6,875,414
199,750
379,256
279,799
382,073
241,451
442,833
230,228
214,673
766,698
402,231
369,776
397,716
1,049,796
895,348
507,022
314,857
697,492
513,773
726,138
572,647
10,437,597
9,445,106
9,278,369
588,283
588,2839,278,3699,445,10610,437,597572,647726,138513,773697,492314,857507,022895,3481,049,796397,716369,776402,231766,698214,673230,228442,833241,451382,073279,799379,256199,7506,875,4147,186,0736,955,6876,650,7066,521,8976,206,0616,041,5805,588,1635,123,0334,933,8604,960,3474,756,0384,766,5374,649,7274,467,2553,786,6643,887,7654,394,4734,357,3234,737,0934,663,834343,693161,559309,049300,542387,936351,224408,481571,073102,934189,80600
       Cash And Cash Equivalents 
60,593
0
166,908
54,575
560,211
408,481
338,640
381,640
300,542
309,049
161,559
343,693
491,422
457,616
211,040
522,525
250,641
259,769
375,708
345,398
180,843
301,294
162,647
272,414
263,494
237,338
356,148
258,000
448,313
239,417
228,360
292,601
194,582
199,750
379,256
279,799
382,073
241,451
442,833
230,228
214,673
766,698
402,231
369,776
397,716
1,049,796
895,348
507,022
314,857
697,492
513,773
726,138
572,647
903,998
301,169
391,885
588,283
588,283391,885301,169903,998572,647726,138513,773697,492314,857507,022895,3481,049,796397,716369,776402,231766,698214,673230,228442,833241,451382,073279,799379,256199,750194,582292,601228,360239,417448,313258,000356,148237,338263,494272,414162,647301,294180,843345,398375,708259,769250,641522,525211,040457,616491,422343,693161,559309,049300,542381,640338,640408,481560,21154,575166,908060,593
       Short-term Investments 
295,622
0
0
0
2,926,602
3,426,596
3,769,368
3,893,076
4,181,977
4,661,945
4,758,509
4,783,646
4,172,412
4,279,477
4,146,283
3,871,948
3,637,124
3,526,895
4,091,547
4,304,329
4,585,694
4,454,744
4,797,700
4,661,446
4,859,539
5,350,825
5,685,432
5,948,061
6,073,584
6,411,289
6,727,327
6,893,472
6,680,832
6,755,501
7,103,068
7,227,403
0
8,374,624
8,138,708
7,970,656
0
7,874,601
8,693,628
9,300,883
0
9,244,784
10,232,035
10,329,691
10,064,198
10,572,098
10,103,504
9,797,427
9,755,327
9,533,599
9,143,937
8,886,484
0
08,886,4849,143,9379,533,5999,755,3279,797,42710,103,50410,572,09810,064,19810,329,69110,232,0359,244,78409,300,8838,693,6287,874,60107,970,6568,138,7088,374,62407,227,4037,103,0686,755,5016,680,8326,893,4726,727,3276,411,2896,073,5845,948,0615,685,4325,350,8254,859,5394,661,4464,797,7004,454,7444,585,6944,304,3294,091,5473,526,8953,637,1243,871,9484,146,2834,279,4774,172,4124,783,6464,758,5094,661,9454,181,9773,893,0763,769,3683,426,5962,926,602000295,622
       Net Receivables 
0
0
22,898
48,359
10,862
0
12,584
6,296
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,154,988
23,184,278
23,834,889
23,505,187
23,608,719
23,140,133
22,709,432
22,648,354
23,638,596
23,244,586
23,969,775
24,136,061
24,738,042
24,734,102
24,463,157
0
0
0024,463,15724,734,10224,738,04224,136,06123,969,77523,244,58623,638,59622,648,35422,709,43223,140,13323,608,71923,505,18723,834,88923,184,27823,154,988000000000000000000000000000000006,29612,584010,86248,35922,89800
       Other Current Assets 
0
0
0
0
0
0
0
0
6,700,252
0
0
0
0
0
0
0
7,104,144
8,006,987
8,017,443
8,256,611
9,273,652
10,144,375
10,933,912
12,234,258
13,109,050
13,070,133
13,743,324
14,223,441
14,372,437
14,015,013
14,377,781
14,528,983
15,837,453
22,558,143
22,919,501
22,993,601
22,568,251
23,022,158
23,435,559
23,702,278
23,857,892
23,910,432
24,649,372
24,395,362
24,499,075
23,948,310
23,662,373
23,576,402
14,517,921
10,572,098
10,103,504
1,292,138
736,340
1,071,998
464,169
560,914
588,283
588,283560,914464,1691,071,998736,3401,292,13810,103,50410,572,09814,517,92123,576,40223,662,37323,948,31024,499,07524,395,36224,649,37223,910,43223,857,89223,702,27823,435,55923,022,15822,568,25122,993,60122,919,50122,558,14315,837,45314,528,98314,377,78114,015,01314,372,43714,223,44113,743,32413,070,13313,109,05012,234,25810,933,91210,144,3759,273,6528,256,6118,017,4438,006,9877,104,14400000006,700,25200000000
   > Long-term Assets 
0
0
3,306,285
3,149,263
2,995,613
3,495,515
3,838,203
3,961,827
4,321,244
4,908,315
4,828,651
4,853,601
4,375,240
4,483,884
4,358,087
4,091,004
4,054,740
3,958,001
4,523,625
4,774,401
5,170,340
5,082,982
5,507,534
5,369,553
5,651,384
6,161,192
6,524,288
6,835,512
6,985,817
7,323,012
7,660,268
7,839,775
7,634,119
7,674,643
8,050,814
8,240,236
9,214,002
9,439,367
9,213,873
9,018,029
8,798,728
8,918,541
9,694,296
10,263,459
10,113,702
10,181,133
11,142,566
11,222,847
10,918,420
11,467,415
11,000,319
10,716,541
10,666,935
77,637
77,637
77,637
35,173,324
35,173,32477,63777,63777,63710,666,93510,716,54111,000,31911,467,41510,918,42011,222,84711,142,56610,181,13310,113,70210,263,4599,694,2968,918,5418,798,7289,018,0299,213,8739,439,3679,214,0028,240,2368,050,8147,674,6437,634,1197,839,7757,660,2687,323,0126,985,8176,835,5126,524,2886,161,1925,651,3845,369,5535,507,5345,082,9825,170,3404,774,4014,523,6253,958,0014,054,7404,091,0044,358,0874,483,8844,375,2404,853,6014,828,6514,908,3154,321,2443,961,8273,838,2033,495,5152,995,6133,149,2633,306,28500
       Property Plant Equipment 
10,646
0
0
0
50,591
0
0
0
70,600
0
0
0
127,335
0
0
0
196,483
208,559
199,567
242,448
314,558
366,033
418,253
401,754
483,518
479,490
478,937
515,913
539,914
559,234
573,075
588,207
599,502
591,339
591,267
661,677
702,354
710,209
707,680
696,899
698,153
684,563
689,965
676,321
663,517
681,003
667,935
659,935
640,726
627,146
605,769
579,693
539,799
526,311
514,734
460,146
371,909
371,909460,146514,734526,311539,799579,693605,769627,146640,726659,935667,935681,003663,517676,321689,965684,563698,153696,899707,680710,209702,354661,677591,267591,339599,502588,207573,075559,234539,914515,913478,937479,490483,518401,754418,253366,033314,558242,448199,567208,559196,483000127,33500070,60000050,59100010,646
       Goodwill 
0
0
0
0
0
0
0
0
67,231
0
0
0
67,231
0
0
0
67,000
0
0
0
67,000
0
0
0
78,000
0
0
0
78,000
0
0
0
77,796
77,751
77,740
77,729
77,718
77,707
77,696
77,685
77,674
0
0
0
0
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,63777,63777,63777,63777,63777,63777,63777,63777,63777,63777,63777,637000077,67477,68577,69677,70777,71877,72977,74077,75177,79600078,00000078,00000067,00000067,00000067,23100067,23100000000
       Long Term Investments 
0
0
0
0
0
0
3,762,778
3,962,158
4,092,608
4,655
2,970
6,412
2,129
2,407
1,539
844
194
1,420
1,525
2,119
11,399
11,865
71,212
60,791
57,410
60,849
42,582
52,393
51,198
42,841
39,016
41,507
44,097
6,801,995
7,149,897
7,264,582
8,203,870
8,403,354
8,363,467
8,016,988
7,807,163
7,892,256
8,696,251
9,304,699
9,201,359
9,258,554
10,396,994
10,485,275
10,200,057
10,762,632
10,316,913
10,059,211
10,049,499
9,918,296
9,461,696
8,886,484
9,187,438
9,187,4388,886,4849,461,6969,918,29610,049,49910,059,21110,316,91310,762,63210,200,05710,485,27510,396,9949,258,5549,201,3599,304,6998,696,2517,892,2567,807,1638,016,9888,363,4678,403,3548,203,8707,264,5827,149,8976,801,99544,09741,50739,01642,84151,19852,39342,58260,84957,41060,79171,21211,86511,3992,1191,5251,4201948441,5392,4072,1296,4122,9704,6554,092,6083,962,1583,762,778000000
       Intangible Assets 
60,981
0
0
60,759
69,011
68,919
68,835
68,751
1,436
70
70,142
69,955
2,537
69,586
69,413
69,240
69,067
68,898
68,737
68,575
68,414
68,256
78,511
78,408
78,330
78,255
78,185
78,116
78,047
77,980
77,919
77,857
77,796
77,751
77,740
77,729
77,718
77,707
77,696
77,685
77,674
77,663
77,652
77,641
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,637
77,637
0
077,63777,63777,63777,63777,63777,63777,63777,63777,63777,63777,63777,63777,64177,65277,66377,67477,68577,69677,70777,71877,72977,74077,75177,79677,85777,91977,98078,04778,11678,18578,25578,33078,40878,51168,25668,41468,57568,73768,89869,06769,24069,41369,5862,53769,95570,142701,43668,75168,83568,91969,01160,7590060,981
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,932,012
9,127,342
8,561,184
8,311,482
9,067,483
9,320,934
9,882,914
9,774,707
10,465,309
11,274,440
10,974,324
10,495,771
0
0
0
0
0
0
0
0
0000000010,495,77110,974,32411,274,44010,465,3099,774,7079,882,9149,320,9349,067,4838,311,4828,561,1849,127,3428,932,0120000000000000000000000000000000000000
       Long-term Assets Other 
0
0
-3,306,285
-3,149,263
-2,995,613
-3,495,515
-3,838,203
-3,961,827
-4,321,244
-4,908,315
-4,828,651
-4,853,601
-4,375,240
-4,483,884
-4,358,087
-4,091,004
-4,054,740
-3,958,001
-4,523,625
-4,774,401
-5,170,340
-5,082,982
-5,507,534
-5,369,553
-5,651,384
-6,161,192
-6,524,288
-6,835,512
-6,985,817
-7,323,012
-7,660,268
-7,839,775
-7,634,119
-7,674,643
-8,050,814
-8,240,236
-9,214,002
-9,439,367
-9,213,873
-9,018,029
-8,798,728
-8,918,541
-9,694,296
-10,263,459
-10,113,702
-10,181,133
-11,142,566
-11,222,847
-10,918,420
-11,467,415
-11,000,319
-10,716,541
-293,480
-10,444,607
-9,976,430
-9,346,630
1,105,345
1,105,345-9,346,630-9,976,430-10,444,607-293,480-10,716,541-11,000,319-11,467,415-10,918,420-11,222,847-11,142,566-10,181,133-10,113,702-10,263,459-9,694,296-8,918,541-8,798,728-9,018,029-9,213,873-9,439,367-9,214,002-8,240,236-8,050,814-7,674,643-7,634,119-7,839,775-7,660,268-7,323,012-6,985,817-6,835,512-6,524,288-6,161,192-5,651,384-5,369,553-5,507,534-5,082,982-5,170,340-4,774,401-4,523,625-3,958,001-4,054,740-4,091,004-4,358,087-4,483,884-4,375,240-4,853,601-4,828,651-4,908,315-4,321,244-3,961,827-3,838,203-3,495,515-2,995,613-3,149,263-3,306,28500
> Total Liabilities 
10,035,701
0
10,007,781
9,908,462
2,259,818
2,271,158
2,289,979
2,272,182
2,236,131
2,231,412
2,226,978
10,995,699
1,925,094
2,017,701
2,198,249
2,369,760
2,414,313
2,473,508
2,698,788
2,593,648
3,318,559
3,293,678
3,743,697
4,093,816
4,411,009
4,661,420
5,346,665
5,621,911
5,642,157
5,177,382
5,352,608
5,273,828
5,173,830
4,798,816
5,473,799
5,348,780
5,198,749
5,428,701
5,734,661
5,334,470
4,909,839
5,572,988
5,372,931
4,841,052
3,845,494
3,743,927
3,403,144
3,152,541
2,626,416
4,116,291
4,726,166
34,113,909
34,590,731
8,270,787
6,690,302
5,880,197
33,183,686
33,183,6865,880,1976,690,3028,270,78734,590,73134,113,9094,726,1664,116,2912,626,4163,152,5413,403,1443,743,9273,845,4944,841,0525,372,9315,572,9884,909,8395,334,4705,734,6615,428,7015,198,7495,348,7805,473,7994,798,8165,173,8305,273,8285,352,6085,177,3825,642,1575,621,9115,346,6654,661,4204,411,0094,093,8163,743,6973,293,6783,318,5592,593,6482,698,7882,473,5082,414,3132,369,7602,198,2492,017,7011,925,09410,995,6992,226,9782,231,4122,236,1312,272,1822,289,9792,271,1582,259,8189,908,46210,007,781010,035,701
   > Total Current Liabilities 
0
0
114,203
111,056
0
3,990
9,070,393
9,189,349
53,171
91,414
124,642
2,219,316
8,175
1,245
1,644
6,015
12,946,741
13,597,286
14,735,519
15,427,555
16,830,314
17,554,917
18,990,388
19,991,708
21,248,000
22,162,000
23,585,000
24,499,000
25,069,000
25,063,000
26,020,000
26,537,000
26,927,000
27,006,000
27,856,000
28,045,000
28,846,103
29,385,024
29,829,620
29,646,348
29,495,424
30,684,272
30,617,488
26,777,210
27,675,816
27,732,082
31,222,400
28,315,273
29,637,102
28,740,275
28,460,899
14,089,109
13,211,132
14,916,642
13,279,735
12,196,523
10,238,775
10,238,77512,196,52313,279,73514,916,64213,211,13214,089,10928,460,89928,740,27529,637,10228,315,27331,222,40027,732,08227,675,81626,777,21030,617,48830,684,27229,495,42429,646,34829,829,62029,385,02428,846,10328,045,00027,856,00027,006,00026,927,00026,537,00026,020,00025,063,00025,069,00024,499,00023,585,00022,162,00021,248,00019,991,70818,990,38817,554,91716,830,31415,427,55514,735,51913,597,28612,946,7416,0151,6441,2458,1752,219,316124,64291,41453,1719,189,3499,070,3933,9900111,056114,20300
       Short-term Debt 
0
0
0
0
0
0
2,245,744
2,240,937
2,236,131
11,199
42,581
2,219,316
8,175
1,245
1,644
6,015
2,414,313
2,473,508
2,698,788
2,593,648
3,318,559
3,293,678
3,743,697
4,093,816
4,008,464
4,258,683
4,943,903
5,219,125
5,239,348
4,774,565
4,949,785
3,250,000
4,546,000
4,096,000
4,771,000
2,550,000
4,146,000
4,276,000
3,081,000
0
0
0
0
0
2,219,316
0
0
0
0
0
0
5,295,000
4,529,958
7,550,000
5,975,000
4,840,000
4,239,962
4,239,9624,840,0005,975,0007,550,0004,529,9585,295,0000000002,219,316000003,081,0004,276,0004,146,0002,550,0004,771,0004,096,0004,546,0003,250,0004,949,7854,774,5655,239,3485,219,1254,943,9034,258,6834,008,4644,093,8163,743,6973,293,6783,318,5592,593,6482,698,7882,473,5082,414,3136,0151,6441,2458,1752,219,31642,58111,1992,236,1312,240,9372,245,744000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,387,736
0
0
0
4,480,533
4,258,683
4,943,903
5,219,125
5,703,719
5,207,429
5,381,130
3,250,000
4,546,000
4,096,000
4,771,000
2,550,000
4,146,000
4,276,000
3,081,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000003,081,0004,276,0004,146,0002,550,0004,771,0004,096,0004,546,0003,250,0005,381,1305,207,4295,703,7195,219,1254,943,9034,258,6834,480,5330003,387,73600000000000000000000
       Accounts payable 
7,666,775
0
114,203
111,056
7,163,728
6,901,891
6,824,649
6,948,412
53,171
80
82,061
5,116
8,538,073
8,745,423
9,030,915
9,848,103
10,532,428
11,123,778
12,036,731
12,833,907
13,511,755
14,261,239
15,246,691
15,897,892
16,938,501
17,514,334
18,232,053
18,836,309
19,490,890
19,924,364
20,777,840
21,223,244
21,878,479
22,239,648
22,177,950
22,305,290
23,474,223
23,679,283
23,922,400
23,956,428
24,394,591
25,000,771
26,070,424
26,597,210
27,495,816
27,732,082
28,609,269
28,116,273
29,438,102
28,541,275
28,460,899
27,349,075
27,509,334
0
0
26,112,666
0
026,112,6660027,509,33427,349,07528,460,89928,541,27529,438,10228,116,27328,609,26927,732,08227,495,81626,597,21026,070,42425,000,77124,394,59123,956,42823,922,40023,679,28323,474,22322,305,29022,177,95022,239,64821,878,47921,223,24420,777,84019,924,36419,490,89018,836,30918,232,05317,514,33416,938,50115,897,89215,246,69114,261,23913,511,75512,833,90712,036,73111,123,77810,532,4289,848,1039,030,9158,745,4238,538,0735,11682,0618053,1716,948,4126,824,6496,901,8917,163,728111,056114,20307,666,775
       Other Current Liabilities 
0
0
-114,203
-111,056
0
0
6,824,649
6,948,412
7,364,714
80,215
82,061
-2,219,316
8,538,073
8,745,423
9,030,915
9,848,103
10,532,428
11,123,778
12,036,731
12,833,907
13,511,755
14,261,239
15,246,691
15,897,892
16,938,501
17,514,334
18,232,053
18,836,309
19,490,890
19,924,364
20,777,840
21,223,244
21,878,479
22,239,648
22,177,950
22,480,290
23,649,223
23,854,283
24,021,400
24,131,428
24,494,591
25,000,771
26,170,424
26,777,210
27,675,816
27,732,082
28,609,269
28,315,273
29,637,102
28,740,275
28,460,899
8,794,109
8,681,174
7,366,642
7,304,735
7,356,523
5,998,813
5,998,8137,356,5237,304,7357,366,6428,681,1748,794,10928,460,89928,740,27529,637,10228,315,27328,609,26927,732,08227,675,81626,777,21026,170,42425,000,77124,494,59124,131,42824,021,40023,854,28323,649,22322,480,29022,177,95022,239,64821,878,47921,223,24420,777,84019,924,36419,490,89018,836,30918,232,05317,514,33416,938,50115,897,89215,246,69114,261,23913,511,75512,833,90712,036,73111,123,77810,532,4289,848,1039,030,9158,745,4238,538,073-2,219,31682,06180,2157,364,7146,948,4126,824,64900-111,056-114,20300
   > Long-term Liabilities 
0
0
2,264,813
2,275,697
2,259,818
2,271,158
2,289,979
2,272,182
2,236,131
2,231,412
2,226,978
2,218,695
1,925,094
2,017,701
2,198,249
2,369,760
2,414,313
2,473,508
2,698,788
2,593,648
3,318,559
3,293,678
3,743,697
4,093,816
4,411,009
4,661,420
5,346,665
5,621,911
5,642,157
5,177,382
5,352,608
5,273,828
5,173,830
4,798,816
5,473,799
5,348,780
5,198,749
5,428,701
5,734,661
5,334,470
4,909,839
5,572,988
5,372,931
4,841,052
3,845,494
3,743,927
3,403,144
3,152,541
2,626,416
4,116,291
4,726,166
34,113,909
34,590,731
8,270,787
6,690,302
5,880,197
22,944,911
22,944,9115,880,1976,690,3028,270,78734,590,73134,113,9094,726,1664,116,2912,626,4163,152,5413,403,1443,743,9273,845,4944,841,0525,372,9315,572,9884,909,8395,334,4705,734,6615,428,7015,198,7495,348,7805,473,7994,798,8165,173,8305,273,8285,352,6085,177,3825,642,1575,621,9115,346,6654,661,4204,411,0094,093,8163,743,6973,293,6783,318,5592,593,6482,698,7882,473,5082,414,3132,369,7602,198,2492,017,7011,925,0942,218,6952,226,9782,231,4122,236,1312,272,1822,289,9792,271,1582,259,8182,275,6972,264,81300
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
402,545
402,737
402,762
402,786
402,809
402,817
402,823
402,828
402,830
402,816
402,799
402,780
402,749
402,701
403,661
403,832
429,338
428,579
722,332
722,592
722,495
721,753
721,639
721,527
721,416
721,291
721,166
721,045
720,923
720,787
715,302
715,197
0
0715,197715,302720,787720,923721,045721,166721,291721,416721,527721,639721,753722,495722,592722,332428,579429,338403,832403,661402,701402,749402,780402,799402,816402,830402,828402,823402,817402,809402,786402,762402,737402,545000000000000000000000000
       Capital Lease Obligations Min Short Term Debt
0
0
0
0
0
0
-2,245,744
-2,240,937
-2,236,131
-11,199
-42,581
-2,219,316
-8,175
-1,245
-1,644
-6,015
-2,414,313
-2,473,508
-2,698,788
-2,593,648
-3,318,559
-3,293,678
-3,743,697
-4,093,816
-4,008,464
-4,258,683
-4,943,903
-5,219,125
-5,239,348
-4,774,565
-4,949,785
-3,250,000
-4,546,000
-4,096,000
-4,771,000
-2,550,000
-4,146,000
-4,267,861
-3,072,074
8,920
34,248
33,309
0
32,966
-2,186,753
31,509
0
30,650
30,216
29,764
29,308
-5,266,150
-4,501,569
-7,522,092
-5,947,576
-4,813,032
-4,213,461
-4,213,461-4,813,032-5,947,576-7,522,092-4,501,569-5,266,15029,30829,76430,21630,650031,509-2,186,75332,966033,30934,2488,920-3,072,074-4,267,861-4,146,000-2,550,000-4,771,000-4,096,000-4,546,000-3,250,000-4,949,785-4,774,565-5,239,348-5,219,125-4,943,903-4,258,683-4,008,464-4,093,816-3,743,697-3,293,678-3,318,559-2,593,648-2,698,788-2,473,508-2,414,313-6,015-1,644-1,245-8,175-2,219,316-42,581-11,199-2,236,131-2,240,937-2,245,744000000
       Long-term Liabilities Other 
0
0
0
0
0
0
255,358
292,520
132,742
157
202,057
314,025
114,281
140,256
151,552
204,337
171,210
174,662
258,232
213,015
327,681
312,861
265,070
335,395
290,059
379,482
399,328
433,704
328,675
353,971
282,468
5,305,270
5,039,615
4,757,400
5,669,389
5,555,678
5,188,521
5,522,602
5,799,294
5,506,000
4,966,585
5,650,192
5,098,090
4,663,971
3,629,170
3,663,569
3,207,836
3,172,797
2,419,117
4,008,826
4,863,322
6,043,789
6,170,474
8,264,124
6,791,215
0
0
006,791,2158,264,1246,170,4746,043,7894,863,3224,008,8262,419,1173,172,7973,207,8363,663,5693,629,1704,663,9715,098,0905,650,1924,966,5855,506,0005,799,2945,522,6025,188,5215,555,6785,669,3894,757,4005,039,6155,305,270282,468353,971328,675433,704399,328379,482290,059335,395265,070312,861327,681213,015258,232174,662171,210204,337151,552140,256114,281314,025202,057157132,742292,520255,358000000
       Deferred Long Term Liability 
0
0
0
0
0
0
44,235
31,245
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000000000000000000000000000000000031,24544,235000000
> Total Stockholder Equity
1,094,260
0
1,204,856
1,242,839
1,253,508
1,436,952
1,476,673
1,500,906
1,535,280
1,644,933
1,692,251
1,752,727
1,806,680
1,843,795
1,852,709
1,885,814
1,928,698
1,979,704
2,014,572
2,040,169
2,052,534
2,115,617
2,146,335
2,210,568
2,243,898
2,264,252
2,331,146
2,373,090
2,418,429
2,533,014
2,580,820
2,623,489
3,026,062
3,032,672
3,099,433
3,074,888
2,923,833
2,923,390
2,867,910
2,909,275
2,980,779
2,516,129
2,755,053
2,864,824
2,983,012
3,061,835
3,161,543
3,096,674
3,037,761
2,861,232
2,506,017
2,480,985
2,435,981
2,481,394
2,526,310
2,524,070
2,577,921
2,577,9212,524,0702,526,3102,481,3942,435,9812,480,9852,506,0172,861,2323,037,7613,096,6743,161,5433,061,8352,983,0122,864,8242,755,0532,516,1292,980,7792,909,2752,867,9102,923,3902,923,8333,074,8883,099,4333,032,6723,026,0622,623,4892,580,8202,533,0142,418,4292,373,0902,331,1462,264,2522,243,8982,210,5682,146,3352,115,6172,052,5342,040,1692,014,5721,979,7041,928,6981,885,8141,852,7091,843,7951,806,6801,752,7271,692,2511,644,9331,535,2801,500,9061,476,6731,436,9521,253,5081,242,8391,204,85601,094,260
   Common Stock
928
0
93
930
930
972
972
973
977
940
940
945
950
1,005
1,006
1,009
1,010
1,017
1,017
1,017
1,017
1,034
1,035
1,035
1,036
1,041
1,042
1,041
1,042
1,068
1,068
1,068
1,068
1,061
1,062
1,037
991
984
953
951
951
924
924
924
931
933
932
900
856
841
779
776
757
744
744
744
744
7447447447447577767798418569009329339319249249249519519539849911,0371,0621,0611,0681,0681,0681,0681,0421,0411,0421,0411,0361,0351,0351,0341,0171,0171,0171,0171,0101,0091,0061,005950945940940977973972972930930930928
   Retained Earnings 
146,510
0
230,929
261,968
269,781
187,873
217,720
249,124
276,216
308,946
340,470
372,542
413,385
439,908
472,190
504,702
535,263
568,575
595,161
626,761
651,627
675,763
700,063
780,011
813,894
846,288
880,531
908,897
949,681
988,934
1,032,308
1,077,042
1,471,781
1,525,174
1,592,157
1,667,092
1,697,822
1,742,530
1,803,360
1,859,055
1,927,735
1,851,040
1,905,639
1,950,288
2,013,715
2,091,124
2,173,698
2,239,963
2,345,342
2,391,526
2,438,050
2,506,539
2,551,400
2,585,981
2,623,926
2,650,850
2,650,956
2,650,9562,650,8502,623,9262,585,9812,551,4002,506,5392,438,0502,391,5262,345,3422,239,9632,173,6982,091,1242,013,7151,950,2881,905,6391,851,0401,927,7351,859,0551,803,3601,742,5301,697,8221,667,0921,592,1571,525,1741,471,7811,077,0421,032,308988,934949,681908,897880,531846,288813,894780,011700,063675,763651,627626,761595,161568,575535,263504,702472,190439,908413,385372,542340,470308,946276,216249,124217,720187,873269,781261,968230,9290146,510
   Capital Surplus 
0
0
0
0
0
0
1,220,782
1,230,819
1,240,068
1,290
1,298,201
1,304,263
1,308,315
1,312,518
1,317,449
1,327,164
1,334,945
1,339,996
1,344,106
1,348,964
1,353,538
1,389,392
1,394,103
1,399,003
1,406,786
1,411,295
1,415,758
1,420,622
1,426,459
1,484,398
1,488,159
1,492,790
1,498,227
1,450,107
1,455,554
1,364,864
1,220,147
1,179,235
1,080,966
1,077,946
1,083,920
987,757
991,509
995,438
1,017,518
1,008,603
1,011,786
885,873
707,503
626,564
387,583
381,411
321,729
269,353
274,202
279,672
0
0279,672274,202269,353321,729381,411387,583626,564707,503885,8731,011,7861,008,6031,017,518995,438991,509987,7571,083,9201,077,9461,080,9661,179,2351,220,1471,364,8641,455,5541,450,1071,498,2271,492,7901,488,1591,484,3981,426,4591,420,6221,415,7581,411,2951,406,7861,399,0031,394,1031,389,3921,353,5381,348,9641,344,1061,339,9961,334,9451,327,1641,317,4491,312,5181,308,3151,304,2631,298,2011,2901,240,0681,230,8191,220,782000000
   Treasury Stock000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
950,399
950,403
950,831
1,212,013
1,220,782
1,230,819
1,240,068
2,580,558
2,596,402
2,608,526
2,616,630
1,312,518
1,317,449
1,327,164
1,334,945
1,339,996
1,344,106
1,348,964
1,353,538
1,389,392
1,394,103
1,399,003
1,406,786
1,411,295
1,415,758
1,420,622
1,426,459
1,484,398
1,488,159
1,492,790
1,498,227
1,450,107
1,455,554
1,364,864
1,220,147
1,179,235
1,080,966
1,077,946
1,083,920
987,757
991,509
995,438
1,017,518
1,008,603
1,011,786
885,873
707,503
626,564
387,583
381,411
321,729
269,353
274,202
279,672
283,642
283,642279,672274,202269,353321,729381,411387,583626,564707,503885,8731,011,7861,008,6031,017,518995,438991,509987,7571,083,9201,077,9461,080,9661,179,2351,220,1471,364,8641,455,5541,450,1071,498,2271,492,7901,488,1591,484,3981,426,4591,420,6221,415,7581,411,2951,406,7861,399,0031,394,1031,389,3921,353,5381,348,9641,344,1061,339,9961,334,9451,327,1641,317,4491,312,5182,616,6302,608,5262,596,4022,580,5581,240,0681,230,8191,220,7821,212,013950,831950,403950,39900



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue1,944,419
Cost of Revenue-0
Gross Profit1,944,4191,944,419
 
Operating Income (+$)
Gross Profit1,944,419
Operating Expense-267,416
Operating Income-3,5651,677,003
 
Operating Expense (+$)
Research Development0
Selling General Administrative347,491
Selling And Marketing Expenses0
Operating Expense267,416347,491
 
Net Interest Income (+$)
Interest Income1,857,581
Interest Expense-323,472
Other Finance Cost-660,305
Net Interest Income873,804
 
Pretax Income (+$)
Operating Income-3,565
Net Interest Income873,804
Other Non-Operating Income Expenses0
Income Before Tax (EBT)237,084-240,649
EBIT - interestExpense = -327,037
237,084
502,143
Interest Expense323,472
Earnings Before Interest and Taxes (EBIT)-3,565560,556
Earnings Before Interest and Taxes (EBITDA)40,881
 
After tax Income (+$)
Income Before Tax237,084
Tax Provision-58,413
Net Income From Continuing Ops178,671178,671
Net Income178,671
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses1,707,335
Total Other Income/Expenses Net237,084-873,804
 

Technical Analysis of Bankunited
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Bankunited. The general trend of Bankunited is BULLISH with 28.6% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Bankunited's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (28.6%) Bearish trend (-28.6%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of BankUnited Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

  • Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 28.35 < 28.37 < 30.76.

The bearish price targets are: 25.88 > 25.23 > 24.60.

Tweet this
BankUnited Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of BankUnited Inc. The current mas is .

The long score for the Moving Averages is 9/14.
The longshort score for the Moving Averages is 4/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

BankUnited Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of BankUnited Inc. The current macd is 0.06147736.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Bankunited price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Bankunited. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Bankunited price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
BankUnited Inc Daily Moving Average Convergence/Divergence (MACD) ChartBankUnited Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of BankUnited Inc. The current adx is 12.99.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Bankunited shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
BankUnited Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of BankUnited Inc. The current sar is 26.07.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
BankUnited Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of BankUnited Inc. The current rsi is 55.98. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 3/13.
The longshort score for the Relative Strength Index (RSI) is 2/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending down: The RSI is trending down. -1
BankUnited Inc Daily Relative Strength Index (RSI) ChartBankUnited Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of BankUnited Inc. The current phase is Continuation in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 2/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Bankunited price going up in the near term. +2
  • Trending down: The STOCH %K is trending down. -1
BankUnited Inc Daily Stochastic Oscillator ChartBankUnited Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of BankUnited Inc. The current cci is 134.56.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
BankUnited Inc Daily Commodity Channel Index (CCI) ChartBankUnited Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of BankUnited Inc. The current cmo is 20.36.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
BankUnited Inc Daily Chande Momentum Oscillator (CMO) ChartBankUnited Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of BankUnited Inc. The current willr is -21.18959108.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Bankunited is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
BankUnited Inc Daily Williams %R ChartBankUnited Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of BankUnited Inc.

BankUnited Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of BankUnited Inc. The current atr is 0.97293774.

BankUnited Inc Daily Average True Range (ATR) ChartBankUnited Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of BankUnited Inc. The current obv is -27,728,648.

BankUnited Inc Daily On-Balance Volume (OBV) ChartBankUnited Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of BankUnited Inc. The current mfi is 51.55.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
BankUnited Inc Daily Money Flow Index (MFI) ChartBankUnited Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for BankUnited Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-06STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-09CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-13DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2023-11-14DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-17BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-21RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-24STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-27STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-29STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-01BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-04STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-05RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2023-12-07STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-11RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-12-13STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-14STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-20SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2023-12-22STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-27MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2023-12-28STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-03CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-04WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-08STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-09STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-10CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-11DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-01-16MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-17STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-18STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-19STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-26DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-01-30DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-31DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-01BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-02STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-05STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-08RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-13STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-16CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-22CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-23DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-26DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-29STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-01STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-04SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-03-07CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-08STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-12STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-14DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-19MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-03-20MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-22STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-26CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-27STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).

6.3. Candlestick Patterns

BankUnited Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of BankUnited Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5055.985
Ma 20Greater thanMa 5027.063
Ma 50Greater thanMa 10027.364
Ma 100Greater thanMa 20028.114
OpenGreater thanClose28.240
Total3/5 (60.0%)
Penke

Good job! You gained 25 XP and 0   0   10 . What's next:

  • Share my analysis of Bankunited with someone you think should read this too:
  • Are you bullish or bearish on Bankunited? Let me know what you think in the comments.
  • Do you want an email if I find something interesting about Bankunited? Add an email alert using the form below.
  • Join the community if you want to keep your earnings and track your progress: Join the community
  • Is this analysis useful to you? Support me via But Me a Coffee. I'll analyze the stock market faster for you!

Get notifications about BankUnited Inc

I send you an email if I find something interesting about BankUnited Inc.


Comments

How you think about this?

Leave a comment

Stay informed about BankUnited Inc.

Receive notifications about BankUnited Inc in your mailbox!