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BNCCorp Inc
Buy, Hold or Sell?

I guess you are interested in BNCCorp Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

Let's analyse BNCCorp Inc

Let's start. I'm going to help you getting a better view of BNCCorp Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

  1. Company's Financial Health
    A deep dive into the books. How are the numbers doing? Is BNCCorp Inc even making a profit? Is the company skyrocketing? Or is it sinking like the Titanic. The trend is your friend.
  2. Market Valuation
    Finally, you now have an insight of how BNCCorp Inc is doing in the market. If the company is worth buying. The latest step is to find out how other investors value BNCCorp Inc. The closing price on 2022-10-04 was $26.12 per share. Is the company over- or underpriced?
  3. Key Performance Indicators
    A total overlook on how the company is doing. Based on the (trends in) the key performance indicators.
BNCCorp Inc Daily Candlestick Chart


Summary

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

1.1. Profitability of BNCCorp Inc.

1.1. Profitability

An important factor of a company's health is the profitability.

1.1.1. Net Profit Margin

Measures how much net profit BNCCorp Inc earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare BNCCorp Inc to the Banks-Regional industry mean.
  • A Net Profit Margin of 15.3% means that $[indicator name=netProfitMargin&period=MRQ&percentage=1 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of BNCCorp Inc:

  • The MRQ is 15.3%. The company is making a huge profit. +2
  • The TTM is 19.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ15.3%TTM19.1%-3.8%
TTM19.1%YOY35.3%-16.3%
TTM19.1%5Y21.3%-2.2%
5Y21.3%10Y11.4%+9.8%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ15.3%28.8%-13.5%
TTM19.1%27.9%-8.8%
YOY35.3%26.4%+8.9%
5Y21.3%23.0%-1.7%
10Y11.4%20.9%-9.5%
1.1.2. Return on Assets

Shows how efficient BNCCorp Inc is using its assets to generate profit.

  • Above 5% is considered healthy but always compare BNCCorp Inc to the Banks-Regional industry mean.
  • 0.2% Return on Assets means that BNCCorp Inc generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of BNCCorp Inc:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.3%-0.1%
TTM0.3%YOY0.9%-0.6%
TTM0.3%5Y0.4%-0.1%
5Y0.4%10Y0.4%+0.0%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%0.3%-0.1%
TTM0.3%0.3%0.0%
YOY0.9%0.3%+0.6%
5Y0.4%0.3%+0.1%
10Y0.4%0.2%+0.2%
1.1.3. Return on Equity

Shows how efficient BNCCorp Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare BNCCorp Inc to the Banks-Regional industry mean.
  • 2.0% Return on Equity means BNCCorp Inc generated $0.02 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of BNCCorp Inc:

  • The MRQ is 2.0%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.4%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.0%TTM2.4%-0.4%
TTM2.4%YOY7.9%-5.5%
TTM2.4%5Y4.0%-1.6%
5Y4.0%10Y3.9%+0.1%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.0%2.8%-0.8%
TTM2.4%2.6%-0.2%
YOY7.9%2.5%+5.4%
5Y4.0%2.4%+1.6%
10Y3.9%2.3%+1.6%

1.2. Operating Efficiency of BNCCorp Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient BNCCorp Inc is operating .

  • Measures how much profit BNCCorp Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare BNCCorp Inc to the Banks-Regional industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of BNCCorp Inc:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y0.7%-0.7%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-44.9%-44.9%
TTM-44.7%-44.7%
YOY-46.0%-46.0%
5Y-36.1%-36.1%
10Y0.7%30.8%-30.1%
1.2.2. Operating Ratio

Measures how efficient BNCCorp Inc is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks-Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of BNCCorp Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.431-0.431
5Y0.43110Y0.242+0.190
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.074-0.074
TTM-0.196-0.196
YOY-0.337-0.337
5Y0.4310.393+0.038
10Y0.2420.401-0.159

1.3. Liquidity of BNCCorp Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if BNCCorp Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks-Regional industry mean).
  • A Current Ratio of 0.16 means the company has $0.16 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of BNCCorp Inc:

  • The MRQ is 0.162. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.259. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.162TTM0.259-0.097
TTM0.259YOY0.317-0.058
TTM0.2595Y0.187+0.072
5Y0.18710Y0.100+0.087
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1620.237-0.075
TTM0.2590.327-0.068
YOY0.3170.351-0.034
5Y0.1870.311-0.124
10Y0.1000.266-0.166
1.3.2. Quick Ratio

Measures if BNCCorp Inc is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare BNCCorp Inc to the Banks-Regional industry mean.
  • A Quick Ratio of 0.24 means the company can pay off $0.24 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of BNCCorp Inc:

  • The MRQ is 0.242. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.231. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.242TTM0.231+0.010
TTM0.231YOY0.195+0.036
TTM0.2315Y0.192+0.039
5Y0.19210Y0.096+0.096
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2420.243-0.001
TTM0.2310.170+0.061
YOY0.1950.161+0.034
5Y0.1920.126+0.066
10Y0.0960.095+0.001

1.4. Solvency of BNCCorp Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of BNCCorp Inc assets are financed with debt.

  • Below 1 (100%) is considered healthy (always compare to Banks-Regional industry mean).
  • A Debt to Asset Ratio of 0.89 means that BNCCorp Inc assets are financed with 89.0% credit (debt) and the remaining percentage (100% - 89.0%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of BNCCorp Inc:

  • The MRQ is 0.890. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.886. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.890TTM0.886+0.004
TTM0.886YOY0.884+0.001
TTM0.8865Y0.902-0.016
5Y0.90210Y0.908-0.006
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8900.908-0.018
TTM0.8860.905-0.019
YOY0.8840.908-0.024
5Y0.9020.906-0.004
10Y0.9080.907+0.001
1.4.2. Debt to Equity Ratio

Measures if BNCCorp Inc is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare BNCCorp Inc to the Banks-Regional industry mean.
  • A Debt to Equity ratio of 805.1% means that company has $8.05 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of BNCCorp Inc:

  • The MRQ is 8.051. The company is unable to pay all its debts with equity. -1
  • The TTM is 7.766. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ8.051TTM7.766+0.284
TTM7.766YOY7.693+0.073
TTM7.7665Y9.502-1.736
5Y9.50210Y10.139-0.637
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.0519.913-1.862
TTM7.7669.546-1.780
YOY7.6939.044-1.351
5Y9.5029.044+0.458
10Y10.1398.966+1.173

2. Market Valuation of BNCCorp Inc

2. Earnings
2.1. Price to Earnings Ratio

Measures how much money you pays for each share for every $1 in earnings BNCCorp Inc generates.

  • Above 15 is considered overpriced but always compare BNCCorp Inc to the Banks-Regional industry mean.
  • A PE ratio of 8.50 means the investor is paying $8.50 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of BNCCorp Inc:

  • The EOD is 7.705. Good. +1
  • The MRQ is 8.496. Good. +1
  • The TTM is 7.332. Very good. +2
Trends
Current periodCompared to+/- 
EOD7.705MRQ8.496-0.791
MRQ8.496TTM7.332+1.164
TTM7.332YOY3.162+4.170
TTM7.3325Y9.683-2.351
5Y9.68310Y8.817+0.865
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
EOD7.7059.385-1.680
MRQ8.4969.599-1.103
TTM7.3329.932-2.600
YOY3.16210.077-6.915
5Y9.68311.560-1.877
10Y8.81711.648-2.831
2.2. Price Earnings to Growth Ratio

Measures the predicted future growth of BNCCorp Inc.

  • Lower is better
  • A PEG ratio of 1 means the investor is paying a fair price for the stock

Let's take a look of the Price Earnings to Growth Ratio trends of BNCCorp Inc:

  • The MRQ is -0.121. Very Bad. -2
  • The TTM is -0.222. Very Bad. -2
Trends
Current periodCompared to+/- 
MRQ-0.121TTM-0.222+0.102
TTM-0.222YOY0.017-0.240
TTM-0.2225Y-0.774+0.552
5Y-0.77410Y-0.551-0.224
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.1210.075-0.196
TTM-0.2220.088-0.310
YOY0.0170.004+0.013
5Y-0.7740.059-0.833
10Y-0.5510.089-0.640

2. Books
2.3. Price to Book Ratio

Measures if the stock price of BNCCorp Inc is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks-Regional industry mean).
  • A PB ratio of 1.01 means the investor is paying $1.01 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of BNCCorp Inc:

  • The EOD is 0.915. Very good. +2
  • The MRQ is 1.009. Good. +1
  • The TTM is 1.154. Good. +1
Trends
Current periodCompared to+/- 
EOD0.915MRQ1.009-0.094
MRQ1.009TTM1.154-0.145
TTM1.154YOY1.048+0.106
TTM1.1545Y0.570+0.584
5Y0.57010Y0.285+0.285
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.9150.968-0.053
MRQ1.0090.982+0.027
TTM1.1541.016+0.138
YOY1.0480.795+0.253
5Y0.5700.931-0.361
10Y0.2850.827-0.542

3. Summary

3.1. Key Performance Indicators

The key performance indicators of BNCCorp Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Per Share--28.53332.461-12%36.424-22%18.302+56%9.151+212%
Book Value Per Share Growth---2.374-2.116-11%0.775-407%2.594-192%2.594-192%
Current Ratio--0.1620.259-37%0.317-49%0.187-13%0.100+63%
Debt To Asset Ratio--0.8900.886+0%0.884+1%0.902-1%0.908-2%
Debt To Equity Ratio--8.0517.766+4%7.693+5%9.502-15%10.139-21%
Dividend Per Share--1.7727.520-76%7.086-75%5.311-67%5.311-67%
Eps--0.5650.847-33%2.865-80%1.270-56%0.906-38%
Eps Growth---70.420-50.744-28%246.322-129%58.727-220%62.744-212%
Gains Per Share---0.6035.404-111%7.861-108%7.905-108%7.905-108%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Net Profit Margin--0.1530.191-20%0.353-57%0.213-28%0.114+33%
Operating Margin----0%-0%-0%0.007-100%
Operating Ratio----0%-0%0.431-100%0.242-100%
Pb Ratio0.915-10%1.0091.154-13%1.048-4%0.570+77%0.285+254%
Pe Ratio7.705-10%8.4967.332+16%3.162+169%9.683-12%8.817-4%
Peg Ratio---0.121-0.222+84%0.017-791%-0.774+542%-0.551+356%
Price Per Share26.120-10%28.80037.453-23%37.720-24%31.257-8%23.782+21%
Quick Ratio--0.2420.231+4%0.195+24%0.192+26%0.096+151%
Return On Assets--0.0020.003-22%0.009-76%0.004-48%0.004-42%
Return On Equity--0.0200.024-18%0.079-75%0.040-51%0.039-50%
 EOD+3 -0MRQTTM+3 -14YOY+4 -135Y+7 -1110Y+8 -11

3.2. Fundamental Score

Let's check the fundamental score of BNCCorp Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-157.705
Price to Book Ratio (EOD)Between0-10.915
Net Profit Margin (MRQ)Greater than00.153
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.242
Current Ratio (MRQ)Greater than10.162
Debt to Asset Ratio (MRQ)Less than10.890
Debt to Equity Ratio (MRQ)Less than18.051
Return on Equity (MRQ)Greater than0.150.020
Return on Assets (MRQ)Greater than0.050.002
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of BNCCorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose26.000
Total0/1 (0.0%)



Latest Balance Sheet

Balance Sheet of 2022-06-30. Currency in USD. All numbers in thousands.

Summary
Total Assets918,659
Total Liabilities817,157
Total Stockholder Equity101,502
 As reported
Total Liabilities 817,157
Total Stockholder Equity+ 101,502
Total Assets = 918,659

Assets

Total Assets918,659
Total Current Assets129,968
Long-term Assets129,968
Total Current Assets
Cash And Cash Equivalents 61,072
Short-term Investments 192,743
Net Receivables 498
Inventory 15
Total Current Assets  (as reported)129,968
Total Current Assets  (calculated)254,328
+/- 124,360
Long-term Assets
Property Plant Equipment 14,019
Long Term Investments 192,743
Long-term Assets  (as reported)0
Long-term Assets  (calculated)206,762
+/- 206,762

Liabilities & Shareholders' Equity

Total Current Liabilities799,916
Long-term Liabilities-
Total Stockholder Equity101,502
Total Current Liabilities
Accounts payable 794,047
Total Current Liabilities  (as reported)799,916
Total Current Liabilities  (calculated)794,047
+/- 5,869
Long-term Liabilities
Other Liabilities 692
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)692
+/- 692
Total Stockholder Equity
Common Stock36
Retained Earnings 84,557
Total Stockholder Equity (as reported)101,502
Total Stockholder Equity (calculated)84,593
+/- 16,909
Other
Capital Stock36
Common Stock Shares Outstanding 3,557
Net Invested Capital 116,502
Net Tangible Assets 101,502



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-31
> Total Assets 
536,048
580,104
559,573
570,016
571,903
545,822
568,173
585,057
559,859
606,101
591,744
602,228
593,733
592,682
595,527
621,477
635,693
633,095
644,987
673,710
679,084
725,177
748,635
740,016
725,765
701,264
675,979
692,276
701,248
624,137
621,998
699,591
765,434
821,721
838,319
861,498
903,035
914,117
903,006
868,083
834,334
751,142
748,991
747,069
683,646
633,033
669,518
665,158
691,303
698,004
742,475
770,776
799,400
798,206
829,232
843,123
928,024
902,966
899,720
934,419
979,709
904,852
875,524
904,246
925,336
926,978
942,593
910,400
1,008,491
1,001,505
966,186
946,150
996,111
987,691
990,556
971,027
1,000,884
1,003,221
1,084,651
966,750
1,042,820
1,103,953
1,100,998
1,074,131
1,227,151
1,028,909
1,069,691
1,047,372
987,156
918,659
918,659987,1561,047,3721,069,6911,028,9091,227,1511,074,1311,100,9981,103,9531,042,820966,7501,084,6511,003,2211,000,884971,027990,556987,691996,111946,150966,1861,001,5051,008,491910,400942,593926,978925,336904,246875,524904,852979,709934,419899,720902,966928,024843,123829,232798,206799,400770,776742,475698,004691,303665,158669,518633,033683,646747,069748,991751,142834,334868,083903,006914,117903,035861,498838,319821,721765,434699,591621,998624,137701,248692,276675,979701,264725,765740,016748,635725,177679,084673,710644,987633,095635,693621,477595,527592,682593,733602,228591,744606,101559,859585,057568,173545,822571,903570,016559,573580,104536,048
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
137,966
97,391
48,883
67,279
80,062
54,800
44,381
53,469
59,568
72,237
163,628
151,778
245,879
252,088
254,990
267,734
426,360
260,185
294,187
272,111
219,853
129,968
129,968219,853272,111294,187260,185426,360267,734254,990252,088245,879151,778163,62872,23759,56853,46944,38154,80080,06267,27948,88397,391137,96600000000000000000000000000000000000000000000000000000000000000000000
       Cash And Cash Equivalents 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
415,660
531,089
55,173
12,385
25,830
51,505
20,604
8,922
25,185
13,618
10,766
11,644
10,523
64,987
51,790
9,421
12,443
242,713
152,310
187,189
188,060
155,020
61,072
61,072155,020188,060187,189152,310242,71312,4439,42151,79064,98710,52311,64410,76613,61825,1858,92220,60451,50525,83012,38555,173531,089415,6600000000000000000000000000000000000000000000000000000000000000000000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
435,659
402,865
386,158
265,278
223,371
189,703
186,535
183,717
171,755
186,326
207,044
208,978
196,030
192,743
192,743196,030208,978207,044186,326171,755183,717186,535189,703223,371265,278386,158402,865435,6590000000000000000000000000000000000000000000000000000000000000000000000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,444
3,826
4,460
4,417
4,848
0
0
0
417
4,722
4,697
4,383
460
429
398
486
487
529
555
576
542
529
498
4985295425765555294874863984294604,3834,6974,7224170004,8484,4174,4603,8264,4440000000000000000000000000000000000000000000000000000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
29,876
42,205
36,485
41,449
28,557
34,196
35,459
27,867
45,528
61,043
151,490
140,795
180,458
199,900
245,083
254,804
183,118
107,320
106,422
83,509
64,304
68,383
68,38364,30483,509106,422107,320183,118254,804245,083199,900180,458140,795151,49061,04345,52827,86735,45934,19628,55741,44936,48542,20529,87600000000000000000000000000000000000000000000000000000000000000000000
   > Long-term Assets 000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Property Plant Equipment 
13,155
14,364
14,743
14,873
15,096
15,198
15,378
15,403
16,670
17,212
11,215
11,100
15,314
16,066
15,886
18,570
19,792
20,715
21,001
21,799
21,871
21,838
21,978
23,514
23,518
23,508
24,185
24,286
24,078
23,122
23,076
19,448
19,845
20,674
20,886
20,810
20,658
20,624
20,605
20,422
19,942
19,725
19,519
16,684
16,510
16,313
16,138
16,035
16,040
15,905
15,879
15,932
16,160
16,225
14,197
14,870
15,295
15,118
15,819
16,228
16,551
16,410
16,713
17,574
18,453
18,708
19,055
19,381
19,225
19,604
19,479
19,403
19,155
18,954
16,454
16,761
20,115
19,328
19,411
19,039
18,627
18,228
17,295
16,849
16,580
15,115
14,772
14,644
14,182
14,019
14,01914,18214,64414,77215,11516,58016,84917,29518,22818,62719,03919,41119,32820,11516,76116,45418,95419,15519,40319,47919,60419,22519,38119,05518,70818,45317,57416,71316,41016,55116,22815,81915,11815,29514,87014,19716,22516,16015,93215,87915,90516,04016,03516,13816,31316,51016,68419,51919,72519,94220,42220,60520,62420,65820,81020,88620,67419,84519,44823,07623,12224,07824,28624,18523,50823,51823,51421,97821,83821,87121,79921,00120,71519,79218,57015,88616,06615,31411,10011,21517,21216,67015,40315,37815,19815,09614,87314,74314,36413,155
       Goodwill 
0
0
0
0
0
0
0
0
437
13,948
13,950
12,210
12,210
14,526
14,526
15,089
15,291
18,432
21,834
21,779
21,779
21,779
21,839
21,839
21,999
22,848
22,744
22,743
23,503
409
409
409
409
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000000000000000000000000000000000000000040940940940923,50322,74322,74422,84821,99921,83921,83921,77921,77921,77921,83418,43215,29115,08914,52614,52612,21012,21013,95013,94843700000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
846,165
849,207
440,542
450,126
413,007
441,020
425,443
432,294
412,643
435,659
402,865
386,158
265,278
223,371
189,703
186,535
183,717
171,755
186,326
207,044
208,978
196,030
192,743
192,743196,030208,978207,044186,326171,755183,717186,535189,703223,371265,278386,158402,865435,659412,643432,294425,443441,020413,007450,126440,542849,207846,1650000000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
2,070
23,354
23,090
21,085
20,819
22,869
22,603
23,462
23,699
27,012
30,237
29,854
29,526
29,198
28,979
28,739
28,671
30,613
30,122
29,850
30,339
465
437
409
409
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000000000000000000000000000000000000000040940943746530,33929,85030,12230,61328,67128,73928,97929,19829,52629,85430,23727,01223,69923,46222,60322,86920,81921,08523,09023,3542,07000000000
> Total Liabilities 
512,931
555,475
533,361
540,559
541,014
514,950
536,871
554,378
529,497
570,466
554,988
564,505
555,393
552,905
555,818
581,291
591,288
592,943
601,248
629,864
635,563
679,964
697,601
688,404
674,549
649,313
621,025
636,674
643,475
564,053
564,142
639,861
707,193
764,780
782,429
807,551
828,236
838,436
845,567
810,818
771,074
713,892
712,413
709,748
648,240
595,754
629,576
623,291
647,616
649,342
676,742
702,046
728,140
729,841
759,161
773,258
854,807
825,064
819,964
850,931
891,628
818,099
785,867
835,258
851,856
849,931
864,750
836,205
932,979
922,697
885,968
868,524
920,186
911,595
916,365
893,274
917,795
913,614
990,092
870,472
939,373
983,928
965,784
955,902
1,100,645
897,739
934,754
932,386
877,207
817,157
817,157877,207932,386934,754897,7391,100,645955,902965,784983,928939,373870,472990,092913,614917,795893,274916,365911,595920,186868,524885,968922,697932,979836,205864,750849,931851,856835,258785,867818,099891,628850,931819,964825,064854,807773,258759,161729,841728,140702,046676,742649,342647,616623,291629,576595,754648,240709,748712,413713,892771,074810,818845,567838,436828,236807,551782,429764,780707,193639,861564,142564,053643,475636,674621,025649,313674,549688,404697,601679,964635,563629,864601,248592,943591,288581,291555,818552,905555,393564,505554,988570,466529,497554,378536,871514,950541,014540,559533,361555,475512,931
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
906,599
897,081
859,666
842,906
894,226
885,906
890,535
867,076
887,668
883,860
959,413
835,047
910,902
956,908
944,481
874,140
1,078,168
879,459
916,249
915,085
860,346
799,916
799,916860,346915,085916,249879,4591,078,168874,140944,481956,908910,902835,047959,413883,860887,668867,076890,535885,906894,226842,906859,666897,081906,59900000000000000000000000000000000000000000000000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
50,510
13,818
39,135
41,056
43,054
43,570
42,588
0
0
2,887
3,896
3,926
0
0
0
0
0
0
0
0
0
0
0
000000000003,9263,8962,8870042,58843,57043,05441,05639,13513,81850,5100000000000000000000000000000000000000000000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
50,510
13,818
39,135
41,056
43,054
43,570
42,588
0
0
2,887
3,896
3,926
0
5,219
7,167
6,205
0
3,295
1,500
151
0
26
0
02601511,5003,29506,2057,1675,21903,9263,8962,8870042,58843,57043,05441,05639,13513,81850,5100000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
319,958
339,350
340,144
362,464
372,145
374,976
390,432
407,969
401,380
426,601
398,409
398,245
387,269
371,303
376,425
395,942
402,317
405,493
426,434
455,343
467,604
494,794
560,635
548,790
540,886
518,217
509,605
529,252
538,054
503,388
520,937
541,874
568,214
625,339
643,748
675,321
687,882
734,364
777,865
755,963
731,685
670,372
661,929
661,111
602,643
549,305
572,646
576,255
599,762
596,470
622,997
649,604
681,712
679,083
706,495
723,229
802,862
772,877
774,266
811,231
851,003
766,245
745,804
780,449
748,374
757,039
755,364
752,627
887,600
877,053
837,035
817,806
870,101
861,512
863,900
848,605
1,460
1,596
1,726
820,547
896,732
937,699
880,982
853,158
1,065,490
870,428
908,388
906,668
198
794,047
794,047198906,668908,388870,4281,065,490853,158880,982937,699896,732820,5471,7261,5961,460848,605863,900861,512870,101817,806837,035877,053887,600752,627755,364757,039748,374780,449745,804766,245851,003811,231774,266772,877802,862723,229706,495679,083681,712649,604622,997596,470599,762576,255572,646549,305602,643661,111661,929670,372731,685755,963777,865734,364687,882675,321643,748625,339568,214541,874520,937503,388538,054529,252509,605518,217540,886548,790560,635494,794467,604455,343426,434405,493402,317395,942376,425371,303387,269398,245398,409426,601401,380407,969390,432374,976372,145362,464340,144339,350319,958
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
752,627
887,600
1,157
1,142
1,103
1,088
1,058
1,022
0
921
893
1,100
0
898
1,017
1,108
0
1,010
844
761
0
0
0
0007618441,01001,1081,01789801,10089392101,0221,0581,0881,1031,1421,157887,600752,6270000000000000000000000000000000000000000000000000000000000000000000
   > Long-term Liabilities 000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Capital Lease Obligations Min Short Term Debt
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-50,510
-13,818
-39,135
-41,056
-43,054
-43,570
-42,588
0
0
955
-727
-946
2,822
2,656
2,506
2,623
2,620
2,561
2,364
2,178
2,302
2,112
2,009
2,0092,1122,3022,1782,3642,5612,6202,6232,5062,6562,822-946-72795500-42,588-43,570-43,054-41,056-39,135-13,818-50,5100000000000000000000000000000000000000000000000000000000000000000000
> Total Stockholder Equity
23,117
24,629
26,212
29,457
30,889
30,872
31,302
30,679
30,362
35,635
36,756
37,723
38,340
39,777
39,709
40,186
44,405
40,152
43,739
43,846
43,521
45,213
51,034
51,612
51,216
51,951
54,954
55,602
57,773
60,084
57,856
59,730
58,241
56,941
55,890
53,947
74,799
75,681
57,439
57,265
63,260
37,250
36,578
37,321
35,406
37,279
39,942
41,867
43,687
48,662
65,733
68,730
71,260
68,365
70,071
69,865
73,217
77,902
79,756
83,488
88,081
86,753
89,657
68,988
73,480
77,047
77,843
74,195
75,512
78,808
80,218
77,626
75,925
76,096
74,191
77,753
83,089
89,607
94,559
96,278
103,447
120,025
135,214
118,229
126,506
131,170
134,937
114,986
109,949
101,502
101,502109,949114,986134,937131,170126,506118,229135,214120,025103,44796,27894,55989,60783,08977,75374,19176,09675,92577,62680,21878,80875,51274,19577,84377,04773,48068,98889,65786,75388,08183,48879,75677,90273,21769,86570,07168,36571,26068,73065,73348,66243,68741,86739,94237,27935,40637,32136,57837,25063,26057,26557,43975,68174,79953,94755,89056,94158,24159,73057,85660,08457,77355,60254,95451,95151,21651,61251,03445,21343,52143,84643,73940,15244,40540,18639,70939,77738,34037,72336,75635,63530,36230,67931,30230,87230,88929,45726,21224,62923,117
   Common Stock
24
24
24
24
24
24
24
24
24
27
27
27
27
27
28
28
28
29
29
29
29
29
35
35
35
35
36
36
36
36
35
35
33
35
33
33
33
33
33
33
33
33
34
33
33
33
33
33
33
33
33
33
33
33
33
34
34
34
34
34
34
34
34
34
34
35
35
35
35
35
35
35
35
35
35
35
35
35
35
35
35
35
35
35
35
35
35
36
36
36
363636353535353535353535353535353535353535353535353434343434343434343433333333333333333333333334333333333333333335333535363636363535353529292929292828282727272727242424242424242424
   Retained Earnings 
9,611
11,105
12,669
15,896
17,329
17,310
17,709
17,084
16,764
18,029
19,148
20,095
20,703
22,129
22,010
22,097
25,824
22,472
24,442
24,496
24,361
26,969
26,758
27,028
26,583
26,779
29,670
30,214
32,358
34,600
33,964
35,764
36,606
35,391
34,303
32,306
32,937
33,678
15,356
15,130
21,067
0
0
0
0
0
0
0
739
5,655
22,672
25,616
28,095
25,148
26,784
26,494
29,836
34,424
36,245
39,946
44,521
43,167
46,062
46,253
50,666
54,161
54,877
51,011
52,306
55,588
56,974
54,260
52,516
58,747
59,814
61,042
62,260
64,914
69,540
71,057
75,359
89,522
103,222
86,991
96,756
100,923
105,651
87,378
88,851
84,557
84,55788,85187,378105,651100,92396,75686,991103,22289,52275,35971,05769,54064,91462,26061,04259,81458,74752,51654,26056,97455,58852,30651,01154,87754,16150,66646,25346,06243,16744,52139,94636,24534,42429,83626,49426,78425,14828,09525,61622,6725,655739000000021,06715,13015,35633,67832,93732,30634,30335,39136,60635,76433,96434,60032,35830,21429,67026,77926,58327,02826,75826,96924,36124,49624,44222,47225,82422,09722,01022,12920,70320,09519,14818,02916,76417,08417,70917,31017,32915,89612,66911,1059,611
   Capital Surplus 000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock000000000000000-2,545-2,545-2,624-2,741-2,738-2,857-2,840-2,847-2,732-2,934-2,924-3,278-3,457-3,423-3,412-3,421-3,421-3,420-3,909-3,894-4,876-5,064-5,064-5,064-5,079-5,076-5,076-5,076-5,074-5,072-5,072-5,069-5,068-5,068-5,068-5,068-5,054-5,020-5,020-5,020-5,008-5,005-4,834-2,424-2,393-598-598-598-570-564-565-559-533-533-533-530-513-513-513-513-513-513-513-513-513-513-513-513-513-513-513-513-513-513-513
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,683
1,917
3,764
3,097
54
-4,086
-6,098
-9,093
-6,928
-2,815
1,017
1,299
1,470
4,115
6,501
7,961
7,182
5,508
5,965
4,970
3,154
-3,418
-7,777
-7,777-3,4183,1544,9705,9655,5087,1827,9616,5014,1151,4701,2991,017-2,815-6,928-9,093-6,098-4,086543,0973,7641,9171,6830000000000000000000000000000000000000000000000000000000000000000000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.