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BSBR (Santander) Stock Analysis
Buy, Hold or Sell?

Let's analyze Santander together

I guess you are interested in Banco Santander Brasil SA. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • πŸ“Š Fundamental Analysis (FA) – Santander’s Financial Insights
  • πŸ“ˆ Technical Analysis (TA) – Santander’s Price Targets

I'm going to help you getting a better view of Banco Santander Brasil SA. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Santander (30 sec.)










1.2. What can you expect buying and holding a share of Santander? (30 sec.)

How much money do you get?

How much money do you get?
ARS0.13
When do you have the money?
1 year
How often do you get paid?
96.0%

What is your share worth?

Current worth
ARS3,697.84
Expected worth in 1 year
ARS3,878.99
How sure are you?
92.0%

+ What do you gain per year?

Total Gains per Share
ARS348.13
Return On Investment
5.5%

For what price can you sell your share?

Current Price per Share
ARS6,380.00
Expected price per share
ARS5,760 - ARS7,560
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Santander (5 min.)




Live pricePrice per Share (EOD)
ARS6,380.00
Intrinsic Value Per Share
ARS34,904.95 - ARS41,887.51
Total Value Per Share
ARS38,602.80 - ARS45,585.36

2.2. Growth of Santander (5 min.)




Is Santander growing?

Current yearPrevious yearGrowGrow %
How rich?$22.1b$20.7b$918.6m4.2%

How much money is Santander making?

Current yearPrevious yearGrowGrow %
Making money$608.1m$428.6m$179.4m29.5%
Net Profit Margin27.9%22.3%--

How much money comes from the company's main activities?

2.3. Financial Health of Santander (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Santander?

Welcome investor! Santander's management wants to use your money to grow the business. In return you get a share of Santander.

First you should know what it really means to hold a share of Santander. And how you can make/lose money.

Speculation

The Price per Share of Santander is ARS6,380. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Santander.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Santander, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is ARS3,697.84. Based on the TTM, the Book Value Change Per Share is ARS45.29 per quarter. Based on the YOY, the Book Value Change Per Share is ARS36.19 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is ARS41.74 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Santander.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 ARS% of Price per ShareARS% of Price per ShareARS% of Price per ShareARS% of Price per ShareARS% of Price per ShareARS% of Price per Share
Usd Eps0.080.0%0.080.0%0.060.0%0.070.0%0.080.0%0.190.0%
Usd Book Value Change Per Share0.050.0%0.040.0%0.030.0%0.030.0%0.030.0%0.120.0%
Usd Dividend Per Share0.040.0%0.030.0%0.030.0%0.030.0%0.040.0%0.100.0%
Usd Total Gains Per Share0.080.0%0.070.0%0.060.0%0.060.0%0.070.0%0.220.0%
Usd Price Per Share4.94-4.78-4.01-3.40-2.40-2.01-
Price to Earnings Ratio16.36-14.62-17.94-12.34-8.41-6.83-
Price-to-Total Gains Ratio59.95-70.67-67.42-55.25-108.10-85.65-
Price to Book Ratio1.67-1.65-1.44-1.21-0.86-0.71-
Price-to-Total Gains Ratio59.95-70.67-67.42-55.25-108.10-85.65-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share5.104
Number of shares195
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.030.04
Usd Book Value Change Per Share0.040.03
Usd Total Gains Per Share0.070.07
Gains per Quarter (195 shares)13.5812.76
Gains per Year (195 shares)54.3151.06
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1262844302141
2525798604292
378851529063143
410411320612184194
5130141260151105245
6156170314181126296
7182198368211146347
8208226422241167398
9234254476271188449
10260283530301209500

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%25.00.00.0100.0%25.00.00.0100.0%
Book Value Change Per Share4.00.00.0100.0%11.00.01.091.7%17.02.01.085.0%21.03.01.084.0%21.03.01.084.0%
Dividend per Share4.00.00.0100.0%11.00.01.091.7%19.00.01.095.0%24.00.01.096.0%24.00.01.096.0%
Total Gains per Share4.00.00.0100.0%11.00.01.091.7%19.00.01.095.0%23.01.01.092.0%23.01.01.092.0%
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3.2. Key Performance Indicators

The key performance indicators of Banco Santander Brasil SA compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--58.72645.288+30%36.195+62%38.916+51%33.529+75%147.914-60%
Book Value Per Share--3697.8423626.184+2%3475.150+6%3482.535+6%3365.867+10%6973.160-47%
Current Ratio----0%-0%0.043-100%0.081-100%0.065-100%
Debt To Asset Ratio--0.9030.9030%0.897+1%0.896+1%0.892+1%0.888+2%
Debt To Equity Ratio--9.3529.315+0%8.722+7%8.667+8%8.326+12%8.020+17%
Dividend Per Share--44.18941.744+6%42.116+5%39.795+11%48.291-8%128.049-65%
Enterprise Value---210028624250940.375-206490488524807.281-2%-187888650681198.625-11%-192866411414672.344-8%-186632454306018.188-11%-178799127693789.188-15%
Eps--94.270101.867-7%71.856+31%92.215+2%99.172-5%242.931-61%
Ev To Sales Ratio---19.286-18.742-3%-19.924+3%-19.388+1%-19.072-1%-8.975-53%
Free Cash Flow Per Share--997.879235.888+323%82.832+1105%96.694+932%116.305+758%137.709+625%
Free Cash Flow To Equity Per Share--1043.966261.373+299%65.171+1502%214.036+388%119.871+771%127.661+718%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--41887.515----------
Intrinsic Value_10Y_min--34904.954----------
Intrinsic Value_1Y_max--939.684----------
Intrinsic Value_1Y_min--921.082----------
Intrinsic Value_3Y_max--5306.145----------
Intrinsic Value_3Y_min--5015.562----------
Intrinsic Value_5Y_max--12665.891----------
Intrinsic Value_5Y_min--11542.464----------
Market Cap453944656000.000-10055%46096070000000.00044546950473170.000+3%37378202659509.875+23%31727658871125.332+45%22341623036753.523+106%18289940009446.820+152%
Net Profit Margin--0.2590.279-7%0.223+16%0.251+3%0.281-8%0.107+141%
Operating Margin----0%-0%-0%-0%-0%
Operating Ratio----0%-0%-0%-0%-0%
Pb Ratio1.725+3%1.6691.647+1%1.439+16%1.206+38%0.862+94%0.708+136%
Pe Ratio16.920+3%16.36314.625+12%17.944-9%12.343+33%8.410+95%6.827+140%
Price Per Share6380.000+3%6170.0005969.125+3%5013.375+23%4254.583+45%2995.550+106%2509.100+146%
Price To Free Cash Flow Ratio1.598+3%1.5461.672-8%-1.922+224%-2.076+234%-0.317+120%-0.245+116%
Price To Total Gains Ratio61.993+3%59.95370.673-15%67.422-11%55.249+9%108.099-45%85.651-30%
Quick Ratio----0%-0%0.023-100%0.061-100%0.049-100%
Return On Assets--0.0020.003-9%0.002+17%0.003-10%0.003-23%0.004-32%
Return On Equity--0.0260.028-9%0.021+24%0.027-3%0.030-14%0.032-20%
Total Gains Per Share--102.91487.031+18%78.311+31%78.711+31%81.820+26%275.962-63%
Usd Book Value--22101260783.95121649260136.333+2%20730648384.871+7%20768720707.345+6%20082259001.321+10%19602929960.660+13%
Usd Book Value Change Per Share--0.0470.036+30%0.029+62%0.031+51%0.027+75%0.118-60%
Usd Book Value Per Share--2.9582.901+2%2.780+6%2.786+6%2.693+10%5.579-47%
Usd Dividend Per Share--0.0350.033+6%0.034+5%0.032+11%0.039-8%0.102-65%
Usd Enterprise Value---168022899400.752-165192390819.846-2%-150310920544.959-11%-154293129131.738-8%-149305963444.815-11%-143039302155.031-15%
Usd Eps--0.0750.081-7%0.057+31%0.074+2%0.079-5%0.194-61%
Usd Free Cash Flow--5964121440.8081410149663.781+323%495575474.699+1103%530456749.566+1024%660338304.536+803%658238904.403+806%
Usd Free Cash Flow Per Share--0.7980.189+323%0.066+1105%0.077+932%0.093+758%0.110+625%
Usd Free Cash Flow To Equity Per Share--0.8350.209+299%0.052+1502%0.171+388%0.096+771%0.102+718%
Usd Market Cap363155724.800-10055%36876856000.00035637560378.536+3%29902562127.608+23%25382127096.900+45%17873298429.403+106%14631952007.558+152%
Usd Price Per Share5.104+3%4.9364.775+3%4.011+23%3.404+45%2.396+106%2.007+146%
Usd Profit--563430953.472608154010.354-7%428686942.977+31%549903647.703+2%591735429.746-5%620297651.033-9%
Usd Revenue--2178055189.0762220533846.810-2%1909671674.355+14%1850868628.131+18%1952980173.017+12%1891915358.454+15%
Usd Total Gains Per Share--0.0820.070+18%0.063+31%0.063+31%0.065+26%0.221-63%
 EOD+2 -6MRQTTM+19 -15YOY+26 -83Y+24 -125Y+16 -2010Y+11 -25

3.3 Fundamental Score

Let's check the fundamental score of Banco Santander Brasil SA based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1516.920
Price to Book Ratio (EOD)Between0-11.725
Net Profit Margin (MRQ)Greater than00.259
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.903
Debt to Equity Ratio (MRQ)Less than19.352
Return on Equity (MRQ)Greater than0.150.026
Return on Assets (MRQ)Greater than0.050.002
Total2/10 (20.0%)

3.4 Technical Score

Let's check the technical score of Banco Santander Brasil SA based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5046.550
Ma 20Greater thanMa 506,516.000
Ma 50Greater thanMa 1006,319.200
Ma 100Greater thanMa 2006,073.200
OpenGreater thanClose6,420.000
Total4/5 (80.0%)

4. In-depth Analysis

4.1 About Banco Santander Brasil SA

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in Commercial Banking and Global Wholesale Banking segments. The company offers payroll and real estate loans; home equity financing solutions; a microfinance program; consortiums; agribusiness portfolio, including credit, securities, and other products; and insurance products, such as life and personal accident, vehicle and property coverage, and credit insurance, as well as insurance for travel and banking transactions. It also provides local transaction banking products, which include local loans, commercial financing options, development bank funds, and cash management services; fund and financial advisory services for infrastructure projects, origination, and distribution of fixed income instruments in capital markets; financing for acquisitions; syndicated loans in local and foreign currency; and advisory services for mergers and acquisitions and equity transactions in capital markets; research and brokerage services for corporate, institutional, and individual investors in stocks and listed derivatives; and foreign exchange products, derivatives, and investments to institutional investors, corporate customers, and individuals. In addition, the company offers cash management for corporate customers and SMEs; advance programs for entrepreneurs; and deposits and other bank funding instruments. It provides financial products and services to its customers through multichannel distribution network comprising branches, mini-branches, ATMs, call centers, Internet banking, and mobile banking. The company was incorporated in 1985 and is headquartered in SΓ£o Paulo, Brazil.

Fundamental data was last updated by Penke on 2025-07-13 01:57:04.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitΒ Santander earns for each $1 of revenue.

  • Above 10% is considered healthy but always compareΒ Santander to theΒ Banks - Regional industry mean.
  • A Net Profit Margin of 25.9%Β means thatΒ $0.26 for each $1Β in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Banco Santander Brasil SA:

  • The MRQ is 25.9%. The company is making a huge profit. +2
  • The TTM is 27.9%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ25.9%TTM27.9%-2.0%
TTM27.9%YOY22.3%+5.6%
TTM27.9%5Y28.1%-0.2%
5Y28.1%10Y10.7%+17.4%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ25.9%41.9%-16.0%
TTM27.9%31.1%-3.2%
YOY22.3%29.6%-7.3%
3Y25.1%29.0%-3.9%
5Y28.1%25.7%+2.4%
10Y10.7%22.1%-11.4%
4.3.1.2. Return on Assets

Shows howΒ efficientΒ Santander is using its assets to generate profit.

  • Above 5% is considered healthyΒ but always compareΒ Santander to theΒ Banks - Regional industry mean.
  • 0.2% Return on Assets means thatΒ Santander generatedΒ $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Banco Santander Brasil SA:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.3%0.0%
TTM0.3%YOY0.2%+0.1%
TTM0.3%5Y0.3%0.0%
5Y0.3%10Y0.4%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%0.2%+0.0%
TTM0.3%0.2%+0.1%
YOY0.2%0.2%+0.0%
3Y0.3%0.2%+0.1%
5Y0.3%0.2%+0.1%
10Y0.4%0.2%+0.2%
4.3.1.3. Return on Equity

Shows how efficient Santander is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareΒ Santander to theΒ Banks - Regional industry mean.
  • 2.6% Return on Equity means Santander generated $0.03Β for eachΒ $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Banco Santander Brasil SA:

  • The MRQ is 2.6%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.8%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.6%TTM2.8%-0.3%
TTM2.8%YOY2.1%+0.8%
TTM2.8%5Y3.0%-0.1%
5Y3.0%10Y3.2%-0.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.6%2.8%-0.2%
TTM2.8%2.2%+0.6%
YOY2.1%2.6%-0.5%
3Y2.7%2.5%+0.2%
5Y3.0%2.4%+0.6%
10Y3.2%2.6%+0.6%
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4.3.2. Operating Efficiency of Banco Santander Brasil SA.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

MeasuresΒ how efficient Santander is operatingΒ .

  • Measures how much profit Santander makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareΒ Santander to theΒ Banks - Regional industry mean.
  • An Operating Margin of 0.0%Β means the company generated $0.00 Β for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Banco Santander Brasil SA:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
4.3.2.2. Operating Ratio

Measures how efficient Santander is keepingΒ operating costsΒ low.

  • Below 1 is considered healthy (always compare toΒ Banks - Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Banco Santander Brasil SA:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000
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4.4.3. Liquidity of Banco Santander Brasil SA.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Santander is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toΒ Banks - Regional industry mean).
  • A Current Ratio of 0.00Β means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Banco Santander Brasil SA:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.081-0.081
5Y0.08110Y0.065+0.016
4.4.3.2. Quick Ratio

Measures if Santander is able to pay off Short-term Debt but only usingΒ theΒ most liquid assets.

  • Above 1 is considered healthy butΒ always compareΒ Santander to theΒ Banks - Regional industry mean.
  • A Quick Ratio of 0.00Β means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Banco Santander Brasil SA:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.061-0.061
5Y0.06110Y0.049+0.012
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4.5.4. Solvency of Banco Santander Brasil SA.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %Β of SantanderΒ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareΒ Santander to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.90Β means that Santander assets areΒ financed with 90.3% credit (debt) and the remaining percentage (100% - 90.3%)Β is financed by its owners/shareholders.Β 

Let's take a look of the Debt to Asset Ratio trends of Banco Santander Brasil SA:

  • The MRQ is 0.903. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.903. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.903TTM0.9030.000
TTM0.903YOY0.897+0.006
TTM0.9035Y0.892+0.011
5Y0.89210Y0.888+0.004
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9030.912-0.009
TTM0.9030.914-0.011
YOY0.8970.331+0.566
3Y0.8960.655+0.241
5Y0.8920.761+0.131
10Y0.8880.845+0.043
4.5.4.2. Debt to Equity Ratio

Measures ifΒ Santander is able toΒ pay off its debts by usingΒ shareholders equity.

  • Below 2 is considered healthy butΒ always compareΒ Santander to theΒ Banks - Regional industry mean.
  • A Debt to Equity ratio of 935.2% means that company has $9.35 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Banco Santander Brasil SA:

  • The MRQ is 9.352. The company is unable to pay all its debts with equity. -1
  • The TTM is 9.315. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ9.352TTM9.315+0.036
TTM9.315YOY8.722+0.593
TTM9.3155Y8.326+0.990
5Y8.32610Y8.020+0.306
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ9.35210.416-1.064
TTM9.31510.683-1.368
YOY8.7224.228+4.494
3Y8.6677.922+0.745
5Y8.3269.283-0.957
10Y8.02011.348-3.328
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

MeasuresΒ how much money you payΒ for each share forΒ every $1 in earnings Santander generates.

  • Above 15 is considered overpriced butΒ always compareΒ Santander to theΒ Banks - Regional industry mean.
  • A PE ratio of 16.36 means the investor is paying $16.36Β for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Banco Santander Brasil SA:

  • The EOD is 16.920. Based on the earnings, the company is fair priced.
  • The MRQ is 16.363. Based on the earnings, the company is fair priced.
  • The TTM is 14.625. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD16.920MRQ16.363+0.557
MRQ16.363TTM14.625+1.738
TTM14.625YOY17.944-3.320
TTM14.6255Y8.410+6.215
5Y8.41010Y6.827+1.582
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD16.9204.443+12.477
MRQ16.3633.875+12.488
TTM14.6256.132+8.493
YOY17.9444.741+13.203
3Y12.3435.925+6.418
5Y8.4108.400+0.010
10Y6.8279.118-2.291
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Banco Santander Brasil SA:

  • The EOD is 1.598. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 1.546. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 1.672. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD1.598MRQ1.546+0.053
MRQ1.546TTM1.672-0.126
TTM1.672YOY-1.922+3.594
TTM1.6725Y-0.317+1.988
5Y-0.31710Y-0.245-0.072
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.5980.385+1.213
MRQ1.5460.336+1.210
TTM1.6720.632+1.040
YOY-1.922-1.072-0.850
3Y-2.0762.007-4.083
5Y-0.3170.284-0.601
10Y-0.2450.095-0.340
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofΒ Santander is to cheap or to expensiveΒ compared to its book value.

  • At or below 1 is considered healthyΒ (always compare to Banks - Regional industry mean).
  • A PB ratio of 1.67 means the investor is paying $1.67Β for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Banco Santander Brasil SA:

  • The EOD is 1.725. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.669. Based on the equity, the company is underpriced. +1
  • The TTM is 1.647. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.725MRQ1.669+0.057
MRQ1.669TTM1.647+0.021
TTM1.647YOY1.439+0.208
TTM1.6475Y0.862+0.786
5Y0.86210Y0.708+0.154
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.7250.495+1.230
MRQ1.6690.432+1.237
TTM1.6470.446+1.201
YOY1.4390.149+1.290
3Y1.2060.355+0.851
5Y0.8620.578+0.284
10Y0.7080.801-0.093
4.6.2. Total Gains per Share
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6. Financial Statements




6.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in BRL. All numbers in thousands.

Summary
Total Assets1,252,506,194
Total Liabilities1,130,559,753
Total Stockholder Equity120,893,260
 As reported
Total Liabilities 1,130,559,753
Total Stockholder Equity+ 120,893,260
Total Assets = 1,252,506,194

Assets

Total Assets1,252,506,194
Total Current Assets-
Long-term Assets-
Total Current Assets
Cash And Cash Equivalents 228,920,165
Short-term Investments 94,747,569
Total Current Assets  (as reported)0
Total Current Assets  (calculated)323,667,734
+/- 323,667,734
Long-term Assets
Property Plant Equipment 5,670,019
Goodwill 27,858,556
Long Term Investments 288,374,683
Intangible Assets 4,949,887
Long-term Assets  (as reported)0
Long-term Assets  (calculated)326,853,145
+/- 326,853,145

Liabilities & Shareholders' Equity

Total Current Liabilities-
Long-term Liabilities-
Total Stockholder Equity120,893,260
Total Current Liabilities
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)0
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Total Stockholder Equity (as reported)120,893,260
Total Stockholder Equity (calculated)0
+/- 120,893,260
Other
Capital Stock65,000,000
Common Stock Shares Outstanding 7,471,000
Net Invested Capital 144,341,846
Property Plant and Equipment Gross 5,670,019



6.2. Balance Sheets Structured

Currency in BRL. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-31
> Total Assets 
705,033,056
737,602,601
753,262,492
762,237,452
830,398,300
863,125,199
891,910,536
936,201,485
944,800,829
929,324,375
945,582,440
931,208,396
950,925,644
969,851,763
985,777,177
985,450,829
0
1,058,204,534
1,126,953,893
1,115,652,776
1,134,125,222
1,189,995,630
1,228,927,671
1,238,796,810
1,252,506,194
1,252,506,1941,238,796,8101,228,927,6711,189,995,6301,134,125,2221,115,652,7761,126,953,8931,058,204,5340985,450,829985,777,177969,851,763950,925,644931,208,396945,582,440929,324,375944,800,829936,201,485891,910,536863,125,199830,398,300762,237,452753,262,492737,602,601705,033,056
   > Total Current Assets 
0
0
0
0
0
0
0
141,349,255
139,249,997
126,606,198
112,632,120
119,397,929
119,571,458
138,976,727
139,676,315
126,069,821
119,504,461
0
0
0
0
0
0
0
0
00000000119,504,461126,069,821139,676,315138,976,727119,571,458119,397,929112,632,120126,606,198139,249,997141,349,2550000000
       Cash And Cash Equivalents 
24,506,583
15,828,098
14,968,079
20,127,364
20,129,493
24,858,433
18,330,955
20,148,725
30,868,413
33,913,838
17,791,121
16,657,201
19,170,552
16,427,926
87,821,468
95,049,738
0
158,791,321
222,738,539
193,990,268
191,106,467
203,355,587
251,268,739
204,884,465
228,920,165
228,920,165204,884,465251,268,739203,355,587191,106,467193,990,268222,738,539158,791,321095,049,73887,821,46816,427,92619,170,55216,657,20117,791,12133,913,83830,868,41320,148,72518,330,95524,858,43320,129,49320,127,36414,968,07915,828,09824,506,583
       Short-term Investments 
91,016,739
91,256,372
93,033,718
96,120,233
104,058,378
109,623,112
107,073,876
109,740,387
104,522,534
106,068,915
100,580,586
101,241,787
89,486,347
69,358,624
66,914,529
55,425,671
0
52,519,958
52,983,216
59,052,090
58,147,833
65,023,575
77,448,366
92,078,540
94,747,569
94,747,56992,078,54077,448,36665,023,57558,147,83359,052,09052,983,21652,519,958055,425,67166,914,52969,358,62489,486,347101,241,787100,580,586106,068,915104,522,534109,740,387107,073,876109,623,112104,058,37896,120,23393,033,71891,256,37291,016,739
       Net Receivables 
0
0
0
0
0
0
0
7,062,010
3,150,328
3,648,028
4,557,623
8,157,534
4,724,244
6,430,876
2,620,447
13,142,602
0
0
0
0
0
0
0
0
0
00000000013,142,6022,620,4476,430,8764,724,2448,157,5344,557,6233,648,0283,150,3287,062,0100000000
       Other Current Assets 
0
0
0
0
0
0
0
1,092,909
960,943
942,131
905,586
816,345
776,605
72,286,178
77,006,801
699,136
717,673
0
0
0
0
0
0
0
0
00000000717,673699,13677,006,80172,286,178776,605816,345905,586942,131960,9431,092,9090000000
   > Long-term Assets 0000000000000000000000000
       Property Plant Equipment 
0
0
0
0
0
0
0
9,537,111
8,694,315
8,537,192
8,717,564
8,783,785
8,544,544
6,106,595
7,987,625
8,190,763
0
7,669,772
7,327,869
7,085,564
6,701,546
6,454,630
6,189,305
6,021,900
5,670,019
5,670,0196,021,9006,189,3056,454,6306,701,5467,085,5647,327,8697,669,77208,190,7637,987,6256,106,5958,544,5448,783,7858,717,5648,537,1928,694,3159,537,1110000000
       Goodwill 
28,378,288
28,375,004
28,375,004
28,375,004
28,361,953
28,361,953
28,361,953
28,360,137
27,332,159
27,652,759
27,652,759
27,915,469
27,973,237
27,891,504
27,895,445
27,889,327
0
27,851,081
27,852,568
27,852,568
27,852,568
27,852,329
27,895,921
27,892,878
27,858,556
27,858,55627,892,87827,895,92127,852,32927,852,56827,852,56827,852,56827,851,081027,889,32727,895,44527,891,50427,973,23727,915,46927,652,75927,652,75927,332,15928,360,13728,361,95328,361,95328,361,95328,375,00428,375,00428,375,00428,378,288
       Long Term Investments 
216,938,828
233,597,910
239,871,943
225,473,953
262,364,394
270,136,560
282,582,710
319,069,581
287,000,302
245,965,905
265,982,984
245,101,653
258,103,894
291,013,606
296,019,713
283,997,556
0
244,261,259
241,110,558
249,462,537
256,056,335
274,045,706
269,859,658
290,801,816
288,374,683
288,374,683290,801,816269,859,658274,045,706256,056,335249,462,537241,110,558244,261,2590283,997,556296,019,713291,013,606258,103,894245,101,653265,982,984245,965,905287,000,302319,069,581282,582,710270,136,560262,364,394225,473,953239,871,943233,597,910216,938,828
       Intangible Assets 
1,646,341
1,812,091
2,017,462
2,220,784
2,187,293
2,232,526
2,316,339
4,279,409
2,193,442
2,305,865
2,486,981
3,794,179
2,876,278
3,249,522
3,376,250
5,359,370
0
4,034,429
4,252,219
4,522,945
4,567,975
4,659,986
4,784,316
4,933,919
4,949,887
4,949,8874,933,9194,784,3164,659,9864,567,9754,522,9454,252,2194,034,42905,359,3703,376,2503,249,5222,876,2783,794,1792,486,9812,305,8652,193,4424,279,4092,316,3392,232,5262,187,2932,220,7842,017,4621,812,0911,646,341
       Other Assets 
0
0
0
0
0
0
0
534,006,080
550,548,945
572,069,435
582,953,288
577,303,901
598,742,945
420,864,505
433,387,125
549,272,294
571,930,825
0
0
0
0
0
0
0
0
00000000571,930,825549,272,294433,387,125420,864,505598,742,945577,303,901582,953,288572,069,435550,548,945534,006,0800000000
> Total Liabilities 
610,825,373
641,022,228
653,040,960
665,028,291
730,704,237
761,937,598
788,102,013
830,111,613
839,502,611
822,944,903
839,701,859
825,233,901
844,545,264
861,583,855
875,623,158
874,770,653
0
945,106,765
1,013,203,521
1,000,796,422
1,018,294,047
1,072,422,127
1,110,464,861
1,118,969,678
1,130,559,753
1,130,559,7531,118,969,6781,110,464,8611,072,422,1271,018,294,0471,000,796,4221,013,203,521945,106,7650874,770,653875,623,158861,583,855844,545,264825,233,901839,701,859822,944,903839,502,611830,111,613788,102,013761,937,598730,704,237665,028,291653,040,960641,022,228610,825,373
   > Total Current Liabilities 
0
0
0
0
0
0
0
737,016,916
689,195,831
659,622,490
668,421,786
709,207,183
638,375,243
794,349,402
812,832,161
749,739,129
0
0
0
0
0
0
0
0
0
000000000749,739,129812,832,161794,349,402638,375,243709,207,183668,421,786659,622,490689,195,831737,016,9160000000
       Accounts payable 
0
0
0
0
0
0
0
444,475,462
440,596,152
450,417,374
455,055,197
463,827,182
450,450,159
415,107,189
414,921,104
518,065,987
529,751,525
0
0
0
0
0
0
0
0
00000000529,751,525518,065,987414,921,104415,107,189450,450,159463,827,182455,055,197450,417,374440,596,152444,475,4620000000
       Other Current Liabilities 
0
0
0
0
0
0
0
94,678,043
44,977,976
33,196,712
30,177,495
53,327,573
24,219,801
214,511,355
227,935,385
66,110,914
0
0
0
0
0
0
0
0
0
00000000066,110,914227,935,385214,511,35524,219,80153,327,57330,177,49533,196,71244,977,97694,678,0430000000
   > Long-term Liabilities 0000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
50,871,588
82,906,478
91,062,255
89,706,947
55,992,425
101,940,724
68,652,597
62,132,401
53,142,118
95,933,762
0
0
0
0
0
0
0
0
0000000095,933,76253,142,11862,132,40168,652,597101,940,72455,992,42589,706,94791,062,25582,906,47850,871,5880000000
> Total Stockholder Equity
93,651,748
96,017,666
99,565,960
96,650,580
99,393,128
100,879,064
103,495,363
105,776,987
104,980,803
106,051,201
105,542,461
105,640,146
105,976,958
107,803,547
109,688,588
110,182,834
0
112,588,735
113,365,610
114,453,004
115,559,485
117,268,246
118,131,676
119,491,685
120,893,260
120,893,260119,491,685118,131,676117,268,246115,559,485114,453,004113,365,610112,588,7350110,182,834109,688,588107,803,547105,976,958105,640,146105,542,461106,051,201104,980,803105,776,987103,495,363100,879,06499,393,12896,650,58099,565,96096,017,66693,651,748
   Common Stock
0
0
0
0
0
0
0
57,000,000
55,000,000
55,000,000
55,000,000
55,000,000
55,000,000
55,000,000
55,000,000
55,000,000
0
0
0
0
0
0
0
0
0
00000000055,000,00055,000,00055,000,00055,000,00055,000,00055,000,00055,000,00055,000,00057,000,0000000000
   Retained Earnings 
2,609,490
5,045,626
7,953,661
5,606,932
3,857,825
5,911,386
8,049,246
9,581,444
4,053,516
5,052,689
5,509,648
5,879,052
800,776
30,754,863
32,117,987
6,187,093
0
4,632,622
7,403,567
63,920,325
0
0
0
61,453,920
0
061,453,92000063,920,3257,403,5674,632,62206,187,09332,117,98730,754,863800,7765,879,0525,509,6485,052,6894,053,5169,581,4448,049,2465,911,3863,857,8255,606,9327,953,6615,045,6262,609,490
   Capital Surplus 0000000000000000000000000
   Treasury Stock0000000000000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
39,986,901
46,637,057
46,708,282
45,747,652
45,474,133
51,037,957
-4,296,574
-3,581,659
50,215,057
0
0
0
0
0
0
0
0
0
00000000050,215,057-3,581,659-4,296,57451,037,95745,474,13345,747,65246,708,28246,637,05739,986,9010000000



6.3. Balance Sheets

Currency in BRL. All numbers in thousands.




6.4. Cash Flows

Currency in BRL. All numbers in thousands.




6.5. Income Statements

Currency in BRL. All numbers in thousands.


6.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in BRL. All numbers in thousands.

Gross Profit (+$)
totalRevenue48,518,147
Cost of Revenue--
Gross Profit-48,518,147
 
Operating Income (+$)
Gross Profit-
Operating Expense--
Operating Income-0
 
Operating Expense (+$)
Research Development-
Selling General Administrative18,873,347
Selling And Marketing Expenses-
Operating Expense-18,873,347
 
Net Interest Income (+$)
Interest Income137,183,478
Interest Expense-80,504,918
Other Finance Cost-0
Net Interest Income56,678,560
 
Pretax Income (+$)
Operating Income-
Net Interest Income56,678,560
Other Non-Operating Income Expenses-
Income Before Tax (EBT)19,190,2280
EBIT - interestExpense = -80,504,918
13,365,506
93,870,424
Interest Expense80,504,918
Earnings Before Interest and Taxes (EBIT)-99,695,146
Earnings Before Interest and Taxes (EBITDA)-
 
After tax Income (+$)
Income Before Tax19,190,228
Tax Provision-5,776,465
Net Income From Continuing Ops13,413,76313,413,763
Net Income13,365,506
Net Income Applicable To Common Shares-
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses-
Total Other Income/Expenses Net--56,678,560
 

Technical Analysis of Santander
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Santander. The general trend of Santander is BULLISH with 57.1% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Santander's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (57.1%) Bearish trend (-57.1%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Santander Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportΒ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceΒ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Banco Santander Brasil SA.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 6,870 < 7,500 < 7,560.

The bearish price targets are: 6,100 > 6,080 > 5,760.

Know someone who trades $BSBR? Share this with them.πŸ‘‡

Banco Santander Brasil SA Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theΒ moving averageΒ of the selected period.

  • Moving averages are laggingΒ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Banco Santander Brasil SA. The current mas is .

The long score for the Moving Averages is 11/14.
The longshort score for the Moving Averages is 8/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Banco Santander Brasil SA Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theΒ momentumΒ of theΒ selected period based on two moving averages.

  • MACD is aΒ lagging momentumΒ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Banco Santander Brasil SA. The current macd is 67.54.

The long score for the Moving Average Convergence/Divergence (MACD) is 1/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -2/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Santander price going down in the near term. -2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Santander. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Santander price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Banco Santander Brasil SA Daily Moving Average Convergence/Divergence (MACD) ChartBanco Santander Brasil SA Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Banco Santander Brasil SA. The current adx is 15.57.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -1/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Santander shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Banco Santander Brasil SA Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsΒ the current trend.
  • ShowsΒ potential entry signals.
  • ShowsΒ Β potential exit signals.
  • Can be used to placeΒ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Banco Santander Brasil SA. The current sar is 6,805.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Banco Santander Brasil SA Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumΒ indicator, meaning the signals are instant.
  • RangesΒ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Banco Santander Brasil SA. The current rsi is 46.55. The current phase is Correction in bull market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Correction in bull market: Moderate price decline, potential pause in the uptrend. Reassess the market, wait for signs of stabilization.
  • Trending down: The RSI is trending down. -1
Banco Santander Brasil SA Daily Relative Strength Index (RSI) ChartBanco Santander Brasil SA Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesΒ a certain price to multiple prices ranging over time.

  • LeadingΒ momentumΒ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesΒ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Banco Santander Brasil SA. The current phase is Correction in bull market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -4/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Santander price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Banco Santander Brasil SA Daily Stochastic Oscillator ChartBanco Santander Brasil SA Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Β the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Banco Santander Brasil SA. The current cci is -53.66575111.

Banco Santander Brasil SA Daily Commodity Channel Index (CCI) ChartBanco Santander Brasil SA Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Banco Santander Brasil SA. The current cmo is -19.92956228.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Banco Santander Brasil SA Daily Chande Momentum Oscillator (CMO) ChartBanco Santander Brasil SA Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Β Shows the current price relative to the highest high over the last 14 days.
Β 

  • Lagging momentum indicator
  • Ranging between 0 andΒ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Banco Santander Brasil SA. The current willr is -74.24242424.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Santander is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Banco Santander Brasil SA Daily Williams %R ChartBanco Santander Brasil SA Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldΒ 

Score

Let's take a look at the Bollinger Bands of Banco Santander Brasil SA.

Banco Santander Brasil SA Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Banco Santander Brasil SA. The current atr is 200.28.

Banco Santander Brasil SA Daily Average True Range (ATR) ChartBanco Santander Brasil SA Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

Β Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Banco Santander Brasil SA. The current obv is -26,859.

Banco Santander Brasil SA Daily On-Balance Volume (OBV) ChartBanco Santander Brasil SA Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Banco Santander Brasil SA. The current mfi is 40.25.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
Banco Santander Brasil SA Daily Money Flow Index (MFI) ChartBanco Santander Brasil SA Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Banco Santander Brasil SA.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-12STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-13STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-14STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-17CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-18RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-02-24WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-25STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-27STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-28CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-10STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-03-13STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-14CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-19STOCH LONG EXITThe %K line crosses below the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-03-25STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-03-27STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-04-03STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-04STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-04-08CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-04-09STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-11STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-14DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-16WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-21STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-23DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-04-24CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-25SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-04-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-30MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-05STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-07DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-13STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-14STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-16STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-20STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-22MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-23DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-26SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-05-27STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-29SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-02STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-03STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-04STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-06STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-09STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-10STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-11MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-18DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-06-19DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-06-23DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-24DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-25MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-26STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-30MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-01ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-07-02MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-07-03STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-04STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-07-07STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-10DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-07-11MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.

6.3. Candlestick Patterns

Banco Santander Brasil SA Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Banco Santander Brasil SA based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5046.550
Ma 20Greater thanMa 506,516.000
Ma 50Greater thanMa 1006,319.200
Ma 100Greater thanMa 2006,073.200
OpenGreater thanClose6,420.000
Total4/5 (80.0%)
Penke
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