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Carver Bancorp Inc
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Let's analyse Carver Bancorp Inc together

PenkeI guess you are interested in Carver Bancorp Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Carver Bancorp Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Carver Bancorp Inc (30 sec.)










What can you expect buying and holding a share of Carver Bancorp Inc? (30 sec.)

How much money do you get?

How much money do you get?
$0.00
When do you have the money?
1 year
How often do you get paid?
0.0%

What is your share worth?

Current worth
$6.66
Expected worth in 1 year
$4.26
How sure are you?
37.5%

+ What do you gain per year?

Total Gains per Share
$-2.40
Return On Investment
-156.6%

For what price can you sell your share?

Current Price per Share
$1.53
Expected price per share
$1.15 - $1.9399
How sure are you?
50%

1. Valuation of Carver Bancorp Inc (5 min.)




Live pricePrice per Share (EOD)

$1.53

Intrinsic Value Per Share

$2.65 - $93.36

Total Value Per Share

$9.30 - $100.01

2. Growth of Carver Bancorp Inc (5 min.)




Is Carver Bancorp Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$42.7m$50.3m$145.5m74.3%

How much money is Carver Bancorp Inc making?

Current yearPrevious yearGrowGrow %
Making money-$1.5m-$1.2m-$282.2k-18.3%
Net Profit Margin-21.4%-20.1%--

How much money comes from the company's main activities?

3. Financial Health of Carver Bancorp Inc (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Carver Bancorp Inc? (5 min.)

Welcome investor! Carver Bancorp Inc's management wants to use your money to grow the business. In return you get a share of Carver Bancorp Inc.

What can you expect buying and holding a share of Carver Bancorp Inc?

First you should know what it really means to hold a share of Carver Bancorp Inc. And how you can make/lose money.

Speculation

The Price per Share of Carver Bancorp Inc is $1.53. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Carver Bancorp Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Carver Bancorp Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $6.66. Based on the TTM, the Book Value Change Per Share is $-0.60 per quarter. Based on the YOY, the Book Value Change Per Share is $-0.38 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Carver Bancorp Inc.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.000.2%-0.22-14.5%-0.14-9.1%-0.17-11.4%-0.10-6.7%
Usd Book Value Change Per Share-1.30-85.1%-0.60-39.2%-0.38-25.0%-0.15-9.6%-0.09-5.7%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.000.0%0.000.0%
Usd Total Gains Per Share-1.30-85.1%-0.60-39.2%-0.38-25.0%-0.15-9.6%-0.09-5.7%
Usd Price Per Share1.97-2.70-5.22-5.53-5.34-
Price to Earnings Ratio210.78-50.81-12.33-11.40-7.86-
Price-to-Total Gains Ratio-1.51--1.33--1.90-136.57-71.56-
Price to Book Ratio0.30-0.23-0.51-0.54-0.52-
Price-to-Total Gains Ratio-1.51--1.33--1.90-136.57-71.56-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share1.53
Number of shares653
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.00
Usd Book Value Change Per Share-0.60-0.15
Usd Total Gains Per Share-0.60-0.15
Gains per Quarter (653 shares)-391.27-96.36
Gains per Year (653 shares)-1,565.07-385.44
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
10-1565-15750-385-395
20-3130-31400-771-780
30-4695-47050-1156-1165
40-6260-62700-1542-1550
50-7825-78350-1927-1935
60-9390-94000-2313-2320
70-10955-109650-2698-2705
80-12521-125300-3084-3090
90-14086-140950-3469-3475
100-15651-156600-3854-3860

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.03.00.025.0%4.08.00.033.3%4.016.00.020.0%11.029.00.027.5%64.051.00.055.7%
Book Value Change Per Share1.03.00.025.0%4.07.01.033.3%6.012.02.030.0%15.022.03.037.5%58.046.011.050.4%
Dividend per Share0.00.04.00.0%0.00.012.00.0%0.00.020.00.0%0.00.040.00.0%44.00.071.038.3%
Total Gains per Share1.03.00.025.0%4.07.01.033.3%6.012.02.030.0%15.022.03.037.5%64.045.06.055.7%

Fundamentals of Carver Bancorp Inc

About Carver Bancorp Inc

Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company provides lending products, such as one-to-four family residential, multifamily real estate, and commercial real estate lending; and construction, business and small business administration, and consumer and other loans. In addition, it offers other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay, and telephone banking, as well as check cashing, wire transfer, bill payment, reloadable prepaid card, and money order services. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.

Fundamental data was last updated by Penke on 2024-03-20 12:42:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge loss.
Using its assets, the company is very inefficient in making profit.
Using its investors money, the company is very inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Carver Bancorp Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Carver Bancorp Inc earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Carver Bancorp Inc to the Banks - Regional industry mean.
  • A Net Profit Margin of 0.2% means that $0.00 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Carver Bancorp Inc:

  • The MRQ is 0.2%. The company is not making a profit/loss.
  • The TTM is -21.4%. The company is making a huge loss. -2
Trends
Current periodCompared to+/- 
MRQ0.2%TTM-21.4%+21.6%
TTM-21.4%YOY-20.1%-1.3%
TTM-21.4%5Y-21.1%-0.3%
5Y-21.1%10Y-12.7%-8.5%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%18.4%-18.2%
TTM-21.4%28.0%-49.4%
YOY-20.1%25.2%-45.3%
5Y-21.1%22.8%-43.9%
10Y-12.7%19.8%-32.5%
1.1.2. Return on Assets

Shows how efficient Carver Bancorp Inc is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Carver Bancorp Inc to the Banks - Regional industry mean.
  • 0.0% Return on Assets means that Carver Bancorp Inc generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Carver Bancorp Inc:

  • The MRQ is 0.0%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is -0.2%. Using its assets, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ0.0%TTM-0.2%+0.2%
TTM-0.2%YOY-0.2%0.0%
TTM-0.2%5Y-0.2%0.0%
5Y-0.2%10Y-0.1%-0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.0%0.1%-0.1%
TTM-0.2%0.2%-0.4%
YOY-0.2%0.2%-0.4%
5Y-0.2%0.2%-0.4%
10Y-0.1%0.2%-0.3%
1.1.3. Return on Equity

Shows how efficient Carver Bancorp Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Carver Bancorp Inc to the Banks - Regional industry mean.
  • 0.0% Return on Equity means Carver Bancorp Inc generated $0.00 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Carver Bancorp Inc:

  • The MRQ is 0.0%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is -3.6%. Using its investors money, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ0.0%TTM-3.6%+3.6%
TTM-3.6%YOY-2.7%-0.9%
TTM-3.6%5Y-2.6%-1.0%
5Y-2.6%10Y-1.6%-1.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.0%1.4%-1.4%
TTM-3.6%2.5%-6.1%
YOY-2.7%2.7%-5.4%
5Y-2.6%2.5%-5.1%
10Y-1.6%2.8%-4.4%

1.2. Operating Efficiency of Carver Bancorp Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Carver Bancorp Inc is operating .

  • Measures how much profit Carver Bancorp Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Carver Bancorp Inc to the Banks - Regional industry mean.
  • An Operating Margin of -2.3% means the company generated $-0.02  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Carver Bancorp Inc:

  • The MRQ is -2.3%. The company is operating very inefficient. -2
  • The TTM is -12.5%. The company is operating very inefficient. -2
Trends
Current periodCompared to+/- 
MRQ-2.3%TTM-12.5%+10.2%
TTM-12.5%YOY5.3%-17.8%
TTM-12.5%5Y-6.2%-6.3%
5Y-6.2%10Y2.7%-8.9%
1.2.2. Operating Ratio

Measures how efficient Carver Bancorp Inc is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.40 means that the operating costs are $0.40 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Carver Bancorp Inc:

  • The MRQ is 0.402. The company is very efficient in keeping operating costs low. +2
  • The TTM is -0.875.
Trends
Current periodCompared to+/- 
MRQ0.402TTM-0.875+1.277
TTM-0.875YOY-0.697-0.177
TTM-0.8755Y-0.804-0.070
5Y-0.80410Y-0.515-0.290

1.3. Liquidity of Carver Bancorp Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Carver Bancorp Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.24 means the company has $0.24 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Carver Bancorp Inc:

  • The MRQ is 0.243. The company is unable to pay all its short-term debts. -2
  • The TTM is 45.205. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ0.243TTM45.205-44.962
TTM45.205YOY2,371,990.912-2,371,945.707
TTM45.2055Y474,426.236-474,381.031
5Y474,426.23610Y237,215.104+237,211.132
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM45.2050.124+45.081
YOY2,371,990.9120.225+2,371,990.687
5Y474,426.2360.219+474,426.017
10Y237,215.1040.131+237,214.973
1.3.2. Quick Ratio

Measures if Carver Bancorp Inc is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Carver Bancorp Inc to the Banks - Regional industry mean.
  • A Quick Ratio of 0.55 means the company can pay off $0.55 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Carver Bancorp Inc:

  • The MRQ is 0.554. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 32.096. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ0.554TTM32.096-31.542
TTM32.096YOY3,595,660.779-3,595,628.683
TTM32.0965Y719,154.021-719,121.925
5Y719,154.02110Y359,577.650+359,576.371

1.4. Solvency of Carver Bancorp Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Carver Bancorp Inc assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Carver Bancorp Inc to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.94 means that Carver Bancorp Inc assets are financed with 94.5% credit (debt) and the remaining percentage (100% - 94.5%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Carver Bancorp Inc:

  • The MRQ is 0.945. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.730. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.945TTM0.730+0.215
TTM0.730YOY0.931-0.201
TTM0.7305Y0.884-0.154
5Y0.88410Y0.904-0.020
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9450.915+0.030
TTM0.7300.917-0.187
YOY0.9310.919+0.012
5Y0.8840.919-0.035
10Y0.9040.927-0.023
1.4.2. Debt to Equity Ratio

Measures if Carver Bancorp Inc is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Carver Bancorp Inc to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,714.6% means that company has $17.15 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Carver Bancorp Inc:

  • The MRQ is 17.146. The company is unable to pay all its debts with equity. -1
  • The TTM is 13.007. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ17.146TTM13.007+4.139
TTM13.007YOY13.706-0.698
TTM13.0075Y12.243+0.765
5Y12.24310Y12.187+0.056
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ17.14610.829+6.317
TTM13.00711.013+1.994
YOY13.70611.363+2.343
5Y12.24311.437+0.806
10Y12.18713.038-0.851

2. Market Valuation of Carver Bancorp Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Carver Bancorp Inc generates.

  • Above 15 is considered overpriced but always compare Carver Bancorp Inc to the Banks - Regional industry mean.
  • A PE ratio of 210.78 means the investor is paying $210.78 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Carver Bancorp Inc:

  • The EOD is 163.706. Based on the earnings, the company is expensive. -2
  • The MRQ is 210.784. Based on the earnings, the company is expensive. -2
  • The TTM is 50.809. Based on the earnings, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD163.706MRQ210.784-47.079
MRQ210.784TTM50.809+159.975
TTM50.809YOY12.333+38.476
TTM50.8095Y11.400+39.409
5Y11.40010Y7.861+3.538
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD163.7067.491+156.215
MRQ210.7846.680+204.104
TTM50.8095.295+45.514
YOY12.3336.943+5.390
5Y11.4009.770+1.630
10Y7.8619.943-2.082
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Carver Bancorp Inc:

  • The EOD is 0.760. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 0.979. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is -1.071. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD0.760MRQ0.979-0.219
MRQ0.979TTM-1.071+2.050
TTM-1.071YOY1.927-2.998
TTM-1.0715Y0.074-1.145
5Y0.07410Y-0.960+1.034
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.760-2.094+2.854
MRQ0.979-1.868+2.847
TTM-1.071-0.342-0.729
YOY1.9276.448-4.521
5Y0.0740.429-0.355
10Y-0.9600.091-1.051
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Carver Bancorp Inc is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.30 means the investor is paying $0.30 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Carver Bancorp Inc:

  • The EOD is 0.230. Based on the equity, the company is cheap. +2
  • The MRQ is 0.296. Based on the equity, the company is cheap. +2
  • The TTM is 0.228. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.230MRQ0.296-0.066
MRQ0.296TTM0.228+0.068
TTM0.228YOY0.510-0.282
TTM0.2285Y0.540-0.312
5Y0.54010Y0.518+0.022
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.2300.433-0.203
MRQ0.2960.386-0.090
TTM0.2280.470-0.242
YOY0.5100.642-0.132
5Y0.5400.795-0.255
10Y0.5181.025-0.507
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Carver Bancorp Inc.

3.1. Institutions holding Carver Bancorp Inc

Institutions are holding 12.535% of the shares of Carver Bancorp Inc.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2023-12-31Vanguard Group Inc4.0998020439913050.6426
2023-12-31Wells Fargo & Co3.16590.000115783840.0025
2023-12-31Bank of America Corp2.9531014722920.0014
2023-12-31American Express Co2.70590.02551349051349050
2023-12-31Geode Capital Management, LLC1.20380600199581.6221
2023-12-31Renaissance Technologies Corp0.94070.0001469001130031.7416
2023-09-30Citadel Advisors Llc0.577202877516407132.6569
2023-12-31Calton & Associates, INC.0.44430.017622150221500
2023-12-31Maltese Capital Management LLC0.43530.01221700-58300-72.875
2023-12-31Dimensional Fund Advisors, Inc.0.3988019882-10709-35.007
2023-12-31FORTEM FINANCIAL GROUP, LLC0.3610.01761800000
2023-09-30Schonfeld Strategic Advisors LLC0.22460.00021120000
2023-12-31Tower Research Capital LLC0.12150.000260574020197.349
2023-12-31WHITE BAY PT LLC0.04010.0004200020000
2023-12-31FNY Investment Advisers, LLC0.03210.0033160026019.403
2023-12-31Atlas Capital Advisors0.02840.0004141700
2023-12-31BlackRock Inc0.02780138500
2023-12-31UBS Group AG0.019809859850
2023-12-31Advisor Group Holdings, Inc.0.0020100-100-50
2023-12-31Royal Bank of Canada0.0012062-61-49.5935
Total 17.78330.0774886603+125126+14.1%

3.2. Funds holding Carver Bancorp Inc

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2024-02-29Vanguard Total Stock Mkt Idx Inv2.6699013311100
2024-02-29Vanguard Institutional Extnd Mkt Idx Tr1.42990.00017128800
2024-02-29Fidelity Nasdaq Composite ETF0.70760.00135276-72-0.2037
2024-01-31Fidelity Extended Market Index0.3280.00011635100
2024-02-29Dimensional US Targeted Value ETF0.3250.00031620500
2024-01-31Fidelity Nasdaq Composite Index0.1410.0001703200
2023-12-31NT Ext Equity Mkt Idx Fd - L0.09290.0002463000
2023-12-31Northern Trust Extended Eq Market Idx0.09290.0002463000
2023-12-31SSgA U.S. Extended Market Index Class I0.09030.0003450000
2024-02-29State St US Extended Mkt Indx NL Cl C0.09030.0004450000
2024-01-31Fidelity Series Total Market Index0.05740286300
2023-12-31SSgA U.S. Total Market Index Strategy0.0260.00011298-30-2.259
2024-01-31Spartan Extended Market Index Pool E0.0073036600
Total 6.05850.0028302050-1020.0%

3.3. Insider Transactions

Insiders are holding 22.467% of the shares of Carver Bancorp Inc.

DateOwnerTypeAmountPricePost Transaction AmountLink
2024-02-27Craig C MackayBUY10001.67

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Carver Bancorp Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---1.301-0.599-54%-0.383-71%-0.148-89%-0.086-93%
Book Value Per Share--6.65538.828-83%10.106-34%15.790-58%13.060-49%
Current Ratio--0.24345.205-99%2371990.912-100%474426.236-100%237215.104-100%
Debt To Asset Ratio--0.9450.730+29%0.931+1%0.884+7%0.904+5%
Debt To Equity Ratio--17.14613.007+32%13.706+25%12.243+40%12.187+41%
Dividend Per Share----0%-0%-0%-0%
Eps--0.002-0.221+9578%-0.139+6049%-0.174+7567%-0.103+4516%
Free Cash Flow Per Share--0.503-0.321+164%1.452-65%-0.047+109%-0.042+108%
Free Cash Flow To Equity Per Share--5.5442.832+96%3.522+57%1.577+252%0.606+815%
Gross Profit Margin---22.533-4.720-79%1.286-1853%0.014-165978%0.503-4580%
Intrinsic Value_10Y_max--93.357--------
Intrinsic Value_10Y_min--2.646--------
Intrinsic Value_1Y_max--2.763--------
Intrinsic Value_1Y_min---0.093--------
Intrinsic Value_3Y_max--13.326--------
Intrinsic Value_3Y_min--0.028--------
Intrinsic Value_5Y_max--29.946--------
Intrinsic Value_5Y_min--0.487--------
Market Cap7627983.300-66%12647057.22014167498.380-11%26012420.175-51%28373341.725-55%27046141.983-53%
Net Profit Margin--0.002-0.214+13816%-0.201+12965%-0.211+13647%-0.127+8209%
Operating Margin---0.023-0.125+450%0.053-143%-0.062+172%0.027-185%
Operating Ratio--0.402-0.875+318%-0.697+274%-0.804+300%-0.515+228%
Pb Ratio0.230-29%0.2960.228+30%0.510-42%0.540-45%0.518-43%
Pe Ratio163.706-29%210.78450.809+315%12.333+1609%11.400+1749%7.861+2581%
Price Per Share1.530-29%1.9702.700-27%5.218-62%5.529-64%5.344-63%
Price To Free Cash Flow Ratio0.760-29%0.979-1.071+209%1.927-49%0.074+1219%-0.960+198%
Price To Total Gains Ratio-1.176+22%-1.514-1.325-12%-1.899+25%136.571-101%71.564-102%
Quick Ratio--0.55432.096-98%3595660.779-100%719154.021-100%359577.650-100%
Return On Assets--0.000-0.002+11087%-0.002+8995%-0.002+9587%-0.001+6116%
Return On Equity--0.000-0.036+10301%-0.027+7877%-0.026+7447%-0.016+4720%
Total Gains Per Share---1.301-0.599-54%-0.383-71%-0.148-89%-0.086-93%
Usd Book Value--42726000.000195968250.000-78%50385250.000-15%79717650.000-46%65606900.000-35%
Usd Book Value Change Per Share---1.301-0.599-54%-0.383-71%-0.148-89%-0.086-93%
Usd Book Value Per Share--6.65538.828-83%10.106-34%15.790-58%13.060-49%
Usd Dividend Per Share----0%-0%-0%-0%
Usd Eps--0.002-0.221+9578%-0.139+6049%-0.174+7567%-0.103+4516%
Usd Free Cash Flow--3230000.000-1418250.000+144%7240500.000-55%-200950.000+106%-189700.000+106%
Usd Free Cash Flow Per Share--0.503-0.321+164%1.452-65%-0.047+109%-0.042+108%
Usd Free Cash Flow To Equity Per Share--5.5442.832+96%3.522+57%1.577+252%0.606+815%
Usd Market Cap7627983.300-66%12647057.22014167498.380-11%26012420.175-51%28373341.725-55%27046141.983-53%
Usd Price Per Share1.530-29%1.9702.700-27%5.218-62%5.529-64%5.344-63%
Usd Profit--15000.000-1541750.000+10378%-1259500.000+8497%-1201300.000+8109%-752150.000+5114%
Usd Revenue--9608000.0007800000.000+23%6295750.000+53%6211900.000+55%6252875.000+54%
Usd Total Gains Per Share---1.301-0.599-54%-0.383-71%-0.148-89%-0.086-93%
 EOD+5 -3MRQTTM+14 -20YOY+13 -215Y+15 -1910Y+14 -20

4.2. Fundamental Score

Let's check the fundamental score of Carver Bancorp Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-15163.706
Price to Book Ratio (EOD)Between0-10.230
Net Profit Margin (MRQ)Greater than00.002
Operating Margin (MRQ)Greater than0-0.023
Quick Ratio (MRQ)Greater than10.554
Current Ratio (MRQ)Greater than10.243
Debt to Asset Ratio (MRQ)Less than10.945
Debt to Equity Ratio (MRQ)Less than117.146
Return on Equity (MRQ)Greater than0.150.000
Return on Assets (MRQ)Greater than0.050.000
Total3/10 (30.0%)

4.3. Technical Score

Let's check the technical score of Carver Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5040.621
Ma 20Greater thanMa 501.625
Ma 50Greater thanMa 1001.739
Ma 100Greater thanMa 2001.768
OpenGreater thanClose1.590
Total1/5 (20.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2022-12-312023-03-312023-06-302023-09-302023-12-31
Net Debt  85820,85321,71120421,915-15,6276,288-23,697-17,409
Long-term Assets Other  -55,849-15,797-71,64617,217-54,4294,623-49,806724,877675,071
Net Working Capital  614,250-517,41996,831573,148669,97927,024697,003-939,704-242,701
Income before Tax  -1,089-411-1,50079-1,421-165-1,5861,60519
Net Income  -2,544-631-3,1751,754-1,421-165-1,5861,60115
Total Operating Expenses  -5,711-1,458-7,169-2,046-9,215-381-9,59612,3232,727
Total Other Income Expense Net -1,442-233-1,675254-1,421-165-1,5861,60519
Net Income from Continuing Operations  -1,089-411-1,50079-1,421-165-1,5861,60519



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary
Total Assets775,307
Total Liabilities732,581
Total Stockholder Equity42,726
 As reported
Total Liabilities 732,581
Total Stockholder Equity+ 42,726
Total Assets = 775,307

Assets

Total Assets775,307
Total Current Assets77,704
Long-term Assets697,603
Total Current Assets
Cash And Cash Equivalents 75,230
Short-term Investments 49,106
Net Receivables 2,414
Inventory -128,328
Other Current Assets 77,704
Total Current Assets  (as reported)77,704
Total Current Assets  (calculated)76,126
+/- 1,578
Long-term Assets
Property Plant Equipment 13,128
Long Term Investments 51,184
Long-term Assets Other 675,071
Long-term Assets  (as reported)697,603
Long-term Assets  (calculated)739,383
+/- 41,780

Liabilities & Shareholders' Equity

Total Current Liabilities320,405
Long-term Liabilities412,176
Total Stockholder Equity42,726
Total Current Liabilities
Short-term Debt 754
Other Current Liabilities 319,651
Total Current Liabilities  (as reported)320,405
Total Current Liabilities  (calculated)320,405
+/-0
Long-term Liabilities
Long term Debt 46,551
Capital Lease Obligations 11,270
Long-term Liabilities  (as reported)412,176
Long-term Liabilities  (calculated)57,821
+/- 354,355
Total Stockholder Equity
Common Stock76
Retained Earnings -51,560
Other Stockholders Equity 83,859
Total Stockholder Equity (as reported)42,726
Total Stockholder Equity (calculated)32,375
+/- 10,351
Other
Capital Stock22,704
Cash and Short Term Investments 125,914
Common Stock Shares Outstanding 6,420
Liabilities and Stockholders Equity 775,307
Net Debt -17,409
Net Invested Capital 66,649
Net Working Capital -242,701
Property Plant and Equipment Gross 13,128
Short Long Term Debt Total 57,821



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-311997-12-311997-09-301997-06-301997-03-311996-12-311996-09-301996-06-301996-03-311995-12-311995-09-301995-06-301995-03-311994-12-311994-09-301994-06-30
> Total Assets 
0
0
0
368,000
365,600
361,100
363,200
367,700
362,400
365,100
372,100
423,600
413,800
415,600
415,800
437,500
437,500
430,200
420,500
416,500
422,500
413,200
412,500
420,119
420,119
421,965
421,499
424,500
429,314
441,440
449,464
449,710
449,710
468,839
484,389
509,845
515,166
521,928
529,571
538,830
552,842
580,423
616,068
626,377
618,945
647,698
645,971
660,993
654,567
779,596
764,897
739,952
763,784
765,022
802,739
796,443
796,443
790,740
789,904
791,428
791,428
808,649
811,745
805,474
805,474
754,790
743,503
709,215
678,348
677,972
670,738
641,230
644,958
638,274
640,638
638,277
634,221
634,814
638,644
639,838
639,838
644,115
644,373
676,386
670,774
736,736
754,133
741,728
741,728
701,724
698,875
687,861
661,074
687,861
655,960
693,910
637,998
615,047
590,425
563,713
572,098
586,992
569,062
578,770
578,770
672,653
686,399
676,748
682,927
706,874
722,810
735,314
735,314
755,723
712,242
723,224
711,650
742,780
775,307
775,307742,780711,650723,224712,242755,723735,314735,314722,810706,874682,927676,748686,399672,653578,770578,770569,062586,992572,098563,713590,425615,047637,998693,910655,960687,861661,074687,861698,875701,724741,728741,728754,133736,736670,774676,386644,373644,115639,838639,838638,644634,814634,221638,277640,638638,274644,958641,230670,738677,972678,348709,215743,503754,790805,474805,474811,745808,649791,428791,428789,904790,740796,443796,443802,739765,022763,784739,952764,897779,596654,567660,993645,971647,698618,945626,377616,068580,423552,842538,830529,571521,928515,166509,845484,389468,839449,710449,710449,464441,440429,314424,500421,499421,965420,119420,119412,500413,200422,500416,500420,500430,200437,500437,500415,800415,600413,800423,600372,100365,100362,400367,700363,200361,100365,600368,000000
   > Total Current Assets 
0
0
0
361,800
358,300
352,800
352,900
356,000
350,400
352,600
359,500
410,800
400,900
402,700
402,900
424,800
424,800
416,900
407,400
403,600
409,800
400,700
400,100
408,126
408,126
410,627
410,243
413,476
418,856
430,668
438,644
439,068
439,068
458,256
323,386
333,889
344,018
356,886
368,499
17,063
12,941
14,189
16,449
16,322
430,041
13,980
20,389
17,174
513,144
670,370
670,687
651,809
679,830
684,423
726,571
773,761
735,589
721,384
728,254
791,048
701,030
728,973
739,493
805,246
737,777
665,729
661,798
626,851
556,288
539,431
544,974
92,128
477,666
448,159
466,622
222,944
449,710
488,013
496,606
221,363
214,572
605,024
600,958
154,958
638,085
710,481
729,574
138,798
123,487
669,756
666,942
132,715
116,654
119,280
637,230
197,290
627,578
601,975
578,323
113,092
540,918
554,483
538,094
47,540
115,421
645,097
655,007
164,738
656,040
682,089
613,118
63,492
131,028
152,430
628,020
98,306
682,523
708,914
77,704
77,704708,914682,52398,306628,020152,430131,02863,492613,118682,089656,040164,738655,007645,097115,42147,540538,094554,483540,918113,092578,323601,975627,578197,290637,230119,280116,654132,715666,942669,756123,487138,798729,574710,481638,085154,958600,958605,024214,572221,363496,606488,013449,710222,944466,622448,159477,66692,128544,974539,431556,288626,851661,798665,729737,777805,246739,493728,973701,030791,048728,254721,384735,589773,761726,571684,423679,830651,809670,687670,370513,14417,17420,38913,980430,04116,32216,44914,18912,94117,063368,499356,886344,018333,889323,386458,256439,068439,068438,644430,668418,856413,476410,243410,627408,126408,126400,100400,700409,800403,600407,400416,900424,800424,800402,900402,700400,900410,800359,500352,600350,400356,000352,900352,800358,300361,800000
       Cash And Cash Equivalents 
0
0
0
11,800
14,200
18,800
22,600
10,000
6,500
9,800
19,600
4,200
6,700
5,800
4,700
15,100
15,100
23,200
29,600
21,300
20,800
8,000
20,200
22,202
22,202
45,012
9,986
8,058
10,301
11,321
16,393
13,751
13,751
16,928
24,454
17,660
13,981
11,856
15,413
14,574
10,508
11,533
13,736
13,620
11,858
11,068
17,323
14,204
15,189
21,336
20,797
16,050
17,168
21,221
15,542
16,868
16,868
13,735
21,901
13,341
13,341
13,574
18,540
38,346
38,346
35,814
45,645
36,725
33,493
69,425
104,854
89,872
104,193
82,179
121,850
104,646
107,853
105,842
118,297
122,554
122,554
102,351
64,911
50,992
45,830
57,672
46,076
63,660
63,660
73,786
61,464
58,686
45,453
58,686
76,641
134,558
92,084
60,529
40,073
31,228
32,595
38,229
37,733
47,540
47,540
70,933
79,551
75,591
78,727
79,130
65,729
61,018
61,018
95,545
43,912
42,552
41,691
52,189
75,230
75,23052,18941,69142,55243,91295,54561,01861,01865,72979,13078,72775,59179,55170,93347,54047,54037,73338,22932,59531,22840,07360,52992,084134,55876,64158,68645,45358,68661,46473,78663,66063,66046,07657,67245,83050,99264,911102,351122,554122,554118,297105,842107,853104,646121,85082,179104,19389,872104,85469,42533,49336,72545,64535,81438,34638,34618,54013,57413,34113,34121,90113,73516,86816,86815,54221,22117,16816,05020,79721,33615,18914,20417,32311,06811,85813,62013,73611,53310,50814,57415,41311,85613,98117,66024,45416,92813,75113,75116,39311,32110,3018,0589,98645,01222,20222,20220,2008,00020,80021,30029,60023,20015,10015,1004,7005,8006,7004,20019,6009,8006,50010,00022,60018,80014,20011,800000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23,700
0
0
0
21,100
0
0
0
5,500
0
0
0
11,200
0
0
0
7,400
0
0
0
9,300
0
0
0
2,731
0
0
0
11,448
0
0
0
5,090
0
0
0
833
0
0
0
7,352
71,020
69,476
67,221
96,187
101,234
124,500
109,936
116,051
116,377
87,222
84,602
89,461
89,461
94,714
100,448
101,185
86,972
75,760
68,192
56,180
56,180
53,750
60,024
59,011
58,107
59,011
55,087
60,709
65,828
92,195
102,330
79,845
78,391
75,109
70,443
65,829
65,829
103,075
100,181
86,507
86,039
79,853
75,268
67,596
67,596
55,041
53,443
53,843
52,192
47,644
49,106
49,10647,64452,19253,84353,44355,04167,59667,59675,26879,85386,03986,507100,181103,07565,82965,82970,44375,10978,39179,845102,33092,19565,82860,70955,08759,01158,10759,01160,02453,75056,18056,18068,19275,76086,972101,185100,44894,71489,46189,46184,60287,222116,377116,051109,936124,500101,23496,18767,22169,47671,0207,3520008330005,09000011,4480002,7310009,3000007,40000011,2000005,50000021,10000023,700000000000000000000000000000
       Net Receivables 
0
0
0
2,700
2,600
2,700
2,500
2,700
2,600
2,700
2,600
3,000
3,000
3,000
3,200
2,800
2,800
2,100
2,600
2,900
2,500
2,800
2,200
2,653
2,653
2,576
2,212
2,541
2,264
3,149
2,869
2,804
2,804
2,958
2,763
3,346
2,762
2,984
2,416
2,489
2,433
2,656
2,713
2,702
2,992
2,912
3,066
2,970
3,076
4,135
4,506
4,335
4,848
4,460
4,508
4,063
4,063
3,792
3,645
3,697
3,697
3,505
3,416
3,539
3,539
3,217
2,773
2,854
2,409
2,483
2,354
2,256
2,180
2,438
2,359
2,247
2,418
2,530
2,620
2,557
2,557
3,180
2,659
2,781
2,902
3,516
3,677
3,647
3,647
3,619
3,125
1,583
1,778
1,583
1,728
2,023
1,912
1,996
2,068
2,019
2,034
2,065
2,019
2,052
2,052
2,565
2,910
2,640
2,579
2,599
2,688
2,414
2,414
1,844
2,513
1,911
1,981
2,078
2,414
2,4142,0781,9811,9112,5131,8442,4142,4142,6882,5992,5792,6402,9102,5652,0522,0522,0192,0652,0342,0192,0681,9961,9122,0231,7281,5831,7781,5833,1253,6193,6473,6473,6773,5162,9022,7812,6593,1802,5572,5572,6202,5302,4182,2472,3592,4382,1802,2562,3542,4832,4092,8542,7733,2173,5393,5393,4163,5053,6973,6973,6453,7924,0634,0634,5084,4604,8484,3354,5064,1353,0762,9703,0662,9122,9922,7022,7132,6562,4332,4892,4162,9842,7623,3462,7632,9582,8042,8042,8693,1492,2642,5412,2122,5762,6532,6532,2002,8002,5002,9002,6002,1002,8002,8003,2003,0003,0003,0002,6002,7002,6002,7002,5002,7002,6002,700000
       Other Current Assets 
0
0
0
347,300
341,500
331,300
327,800
343,300
341,300
340,100
337,300
403,600
391,200
393,900
395,000
406,900
406,900
391,600
375,200
379,400
386,500
389,900
377,700
383,271
383,271
363,039
398,044
402,877
406,291
416,198
419,382
0
422,513
438,370
296,169
312,883
327,275
342,046
350,670
0
0
0
0
0
0
0
0
0
0
644,899
645,384
631,424
657,814
658,742
706,521
0
714,658
703,857
702,708
0
683,992
711,894
717,537
0
695,892
626,698
613,380
587,272
0
0
0
0
0
0
0
0
0
0
0
13,922
0
0
0
11,859
0
0
0
5,081
0
0
0
2,810
2,798
2,190
1,728
2,023
1,912
1,996
2,068
2,019
2,034
2,065
2,019
2,052
2,387
-105,900
-103,345
389,262
394,244
2,599
469,433
2,414
2,320
97,449
46,485
44,523
43,732
54,327
77,704
77,70454,32743,73244,52346,48597,4492,3202,414469,4332,599394,244389,262-103,345-105,9002,3872,0522,0192,0652,0342,0192,0681,9961,9122,0231,7282,1902,7982,8100005,08100011,85900013,92200000000000587,272613,380626,698695,8920717,537711,894683,9920702,708703,857714,6580706,521658,742657,814631,424645,384644,8990000000000350,670342,046327,275312,883296,169438,370422,5130419,382416,198406,291402,877398,044363,039383,271383,271377,700389,900386,500379,400375,200391,600406,900406,900395,000393,900391,200403,600337,300340,100341,300343,300327,800331,300341,500347,300000
   > Long-term Assets 
0
0
0
6,200
7,300
8,300
10,300
11,700
12,000
12,500
12,600
12,800
12,900
12,900
12,900
12,700
12,700
13,300
13,100
12,900
12,700
12,500
12,400
11,992
11,992
11,338
11,256
11,024
10,458
10,772
10,820
0
10,642
10,583
161,003
175,956
171,148
165,042
161,072
151,703
144,519
170,250
165,135
162,993
13,711
149,704
132,958
121,480
13,198
109,226
94,210
88,143
83,954
80,599
76,168
0
60,854
69,356
61,650
0
90,398
79,676
72,252
0
67,697
89,061
81,705
82,364
10,719
10,433
9,878
105,760
9,306
9,084
8,885
133,691
8,376
8,243
8,016
406,782
106,320
7,520
7,328
120,182
7,016
6,882
6,455
599,822
77,474
5,585
5,468
552,692
540,520
77,873
5,970
75,754
3,532
5,063
5,252
96,492
24,667
24,194
23,762
528,610
98,971
21,496
20,714
114,269
19,888
19,071
98,936
0
90,262
74,560
16,185
71,646
14,676
13,897
697,603
697,60313,89714,67671,64616,18574,56090,262098,93619,07119,888114,26920,71421,49698,971528,61023,76224,19424,66796,4925,2525,0633,53275,7545,97077,873540,520552,6925,4685,58577,474599,8226,4556,8827,016120,1827,3287,520106,320406,7828,0168,2438,376133,6918,8859,0849,306105,7609,87810,43310,71982,36481,70589,06167,697072,25279,67690,398061,65069,35660,854076,16880,59983,95488,14394,210109,22613,198121,480132,958149,70413,711162,993165,135170,250144,519151,703161,072165,042171,148175,956161,00310,58310,642010,82010,77210,45811,02411,25611,33811,99211,99212,40012,50012,70012,90013,10013,30012,70012,70012,90012,90012,90012,80012,60012,50012,00011,70010,3008,3007,3006,200000
       Property Plant Equipment 
0
0
0
4,300
5,500
6,500
8,600
10,000
10,400
10,900
11,100
11,300
11,500
11,600
11,600
11,500
11,500
12,200
12,000
11,900
11,700
11,600
11,500
11,175
11,175
10,628
10,599
10,421
9,908
10,275
10,376
10,251
10,251
10,299
10,269
10,193
10,220
10,469
10,869
11,826
13,173
13,227
13,323
13,658
13,711
13,718
13,500
13,194
13,198
14,326
14,313
14,626
15,221
15,181
15,170
15,780
15,780
15,831
15,621
15,237
15,237
14,449
12,014
12,076
12,076
11,821
11,428
11,040
10,719
10,433
9,878
9,573
9,306
9,084
8,885
8,597
8,376
8,243
8,016
7,830
7,830
7,520
7,328
7,075
7,016
6,882
6,455
5,983
5,983
5,585
5,468
5,427
5,548
5,427
5,970
2,970
3,532
5,063
5,252
5,056
24,667
24,194
23,762
5,377
22,991
21,496
20,714
19,955
19,888
19,071
18,261
17,412
17,412
17,008
16,185
15,485
14,676
13,897
13,128
13,12813,89714,67615,48516,18517,00817,41217,41218,26119,07119,88819,95520,71421,49622,9915,37723,76224,19424,6675,0565,2525,0633,5322,9705,9705,4275,5485,4275,4685,5855,9835,9836,4556,8827,0167,0757,3287,5207,8307,8308,0168,2438,3768,5978,8859,0849,3069,5739,87810,43310,71911,04011,42811,82112,07612,07612,01414,44915,23715,23715,62115,83115,78015,78015,17015,18115,22114,62614,31314,32613,19813,19413,50013,71813,71113,65813,32313,22713,17311,82610,86910,46910,22010,19310,26910,29910,25110,25110,37610,2759,90810,42110,59910,62811,17511,17511,50011,60011,70011,90012,00012,20011,50011,50011,60011,60011,50011,30011,10010,90010,40010,0008,6006,5005,5004,300000
       Goodwill 
0
0
0
1,900
1,800
1,800
1,700
1,700
1,600
1,600
1,500
1,500
1,400
1,300
1,300
1,200
1,200
1,100
1,100
1,000
1,000
900
900
817
764
710
657
603
550
497
444
391
337
284
231
178
124
71
18
0
0
0
0
0
0
0
0
0
0
5,066
6,114
6,400
5,743
6,370
6,370
6,902
6,370
6,370
418
380
342
304
266
228
190
152
114
76
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000000000000000000000000000000000000761141521902282663043423804186,3706,3706,9026,3706,3705,7436,4006,1145,066000000000018711241782312843373914444975506036577107648179009001,0001,0001,1001,1001,2001,2001,3001,3001,4001,5001,5001,6001,6001,7001,7001,8001,8001,900000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
538,454
506,892
460,256
422,663
401,456
390,372
368,962
372,240
355,059
397,496
392,426
387,734
386,431
406,444
432,260
481,292
490,359
560,785
598,806
586,282
562,324
540,432
544,774
541,436
529,579
513,417
491,638
472,627
534,091
539,959
536,691
424,182
506,548
514,448
498,602
499,766
73,387
571,859
572,800
94,314
572,723
85,476
80,675
72,850
65,818
57,552
55,849
56,161
54,429
49,806
51,184
51,18449,80654,42956,16155,84957,55265,81872,85080,67585,476572,72394,314572,800571,85973,387499,766498,602514,448506,548424,182536,691539,959534,091472,627491,638513,417529,579541,436544,774540,432562,324586,282598,806560,785490,359481,292432,260406,444386,431387,734392,426397,496355,059372,240368,962390,372401,456422,663460,256506,892538,45400000000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
817
764
710
657
603
550
497
444
391
337
274
231
178
124
71
18
0
0
0
0
0
0
0
0
0
0
760
6,114
6,400
646
608
570
6,902
494
456
418
380
380
304
266
228
228
152
114
76
76
0
0
0
0
0
0
0
0
0
0
0
0
0
0
210
0
0
0
201
190
190
193
192
182
171
183
181
174
161
0
180
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
152
0
0
0
00015200000000000000018001611741811831711821921931901902010002100000000000000076761141522282282663043803804184564946,9025706086466,4006,1147600000000000187112417823127433739144449755060365771076481700000000000000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
115,161
92,871
90,200
87,516
82,258
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000082,25887,51690,20092,871115,16100000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
115,672
98,131
86,071
102,304
98,408
93,962
94,655
111,798
115,494
104,936
144,741
645,392
685,801
686,314
686,970
690,643
370,064
395,382
395,984
434,484
447,062
175,193
484,014
492,624
522,339
128,225
888,822
859,107
828,095
847,738
845,621
878,907
100,449
857,297
860,096
851,554
107,270
881,826
888,325
883,997
96,975
873,171
843,851
825,208
791,579
111,341
128,108
115,886
443,342
157,986
181,031
165,131
281,642
176,135
138,558
134,022
113,997
318,946
31,571
36,087
401,246
25,673
19,373
18,104
84,570
540,767
26,383
26,465
81,039
79,707
490,708
12,760
420,866
6,888
8,009
6,850
354,129
6,513
8,315
7,206
427,519
364,378
6,060
10,678
397,741
6,999
5,714
10,756
579,714
514,024
528,733
68,037
553,272
14,451
19,969
15,097
15,09719,96914,451553,27268,037528,733514,024579,71410,7565,7146,999397,74110,6786,060364,378427,5197,2068,3156,513354,1296,8508,0096,888420,86612,760490,70879,70781,03926,46526,383540,76784,57018,10419,37325,673401,24636,08731,571318,946113,997134,022138,558176,135281,642165,131181,031157,986443,342115,886128,108111,341791,579825,208843,851873,17196,975883,997888,325881,826107,270851,554860,096857,297100,449878,907845,621847,738828,095859,107888,822128,225522,339492,624484,014175,193447,062434,484395,984395,382370,064690,643686,970686,314685,801645,392144,741104,936115,494111,79894,65593,96298,408102,30486,07198,131115,67200000000000000000000000
> Total Liabilities 
0
0
0
333,200
330,600
326,100
328,200
332,900
327,500
330,500
337,200
389,600
379,300
380,700
380,500
402,000
402,000
394,000
389,600
385,300
390,500
380,500
379,100
387,478
387,478
388,892
389,003
392,404
395,295
406,361
414,093
412,968
412,968
429,943
444,531
468,772
473,502
466,820
473,544
494,185
508,419
534,919
570,506
580,576
571,886
600,210
597,866
612,296
605,424
730,828
714,626
688,325
711,501
712,466
729,592
723,060
723,060
716,629
722,619
727,090
727,090
743,302
746,734
743,788
743,788
719,748
710,647
681,498
605,028
614,239
607,838
584,611
589,983
583,094
585,038
581,542
581,376
583,056
588,216
588,669
588,318
590,984
590,183
621,407
616,486
681,516
699,068
687,513
687,513
647,311
647,454
640,463
613,938
640,463
610,535
641,939
587,394
566,777
542,530
516,577
519,882
535,683
519,283
529,876
529,876
626,257
639,991
624,447
631,237
650,656
665,112
680,227
680,227
709,486
667,112
64,263
669,133
703,111
732,581
732,581703,111669,13364,263667,112709,486680,227680,227665,112650,656631,237624,447639,991626,257529,876529,876519,283535,683519,882516,577542,530566,777587,394641,939610,535640,463613,938640,463647,454647,311687,513687,513699,068681,516616,486621,407590,183590,984588,318588,669588,216583,056581,376581,542585,038583,094589,983584,611607,838614,239605,028681,498710,647719,748743,788743,788746,734743,302727,090727,090722,619716,629723,060723,060729,592712,466711,501688,325714,626730,828605,424612,296597,866600,210571,886580,576570,506534,919508,419494,185473,544466,820473,502468,772444,531429,943412,968412,968414,093406,361395,295392,404389,003388,892387,478387,478379,100380,500390,500385,300389,600394,000402,000402,000380,500380,700379,300389,600337,200330,500327,500332,900328,200326,100330,600333,200000
   > Total Current Liabilities 
0
0
0
62,400
54,400
49,400
39,000
11,000
25,400
25,400
25,400
45,000
24,400
35,000
35,000
36,700
36,700
51,700
65,700
45,000
900
97,000
65,700
66,688
66,688
93,319
102,314
100,299
100,093
75,788
78,267
0
0
0
0
18,250
102,195
97,644
97,592
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
491,623
499,822
485,195
532,597
580,489
571,790
575,052
572,119
572,870
574,861
579,386
579,769
581,159
582,813
580,448
611,164
604,983
669,697
686,015
675,144
629,346
10,079
636,561
628,579
603,064
608,889
599,124
625,286
570,386
549,780
526,420
501,599
19,799
19,254
18,700
739
17,663
17,116
16,565
7,656
16,117
15,548
14,976
630,768
0
14,346
13,770
1,475
12,544
11,911
320,405
320,40511,91112,5441,47513,77014,3460630,76814,97615,54816,1177,65616,56517,11617,66373918,70019,25419,799501,599526,420549,780570,386625,286599,124608,889603,064628,579636,56110,079629,346675,144686,015669,697604,983611,164580,448582,813581,159579,769579,386574,861572,870572,119575,052571,790580,489532,597485,195499,822491,6230000000000000000000000000000097,59297,644102,19518,250000078,26775,788100,093100,299102,31493,31966,68866,68865,70097,00090045,00065,70051,70036,70036,70035,00035,00024,40045,00025,40025,40025,40011,00039,00049,40054,40062,400000
       Short-term Debt 
0
0
0
62,400
54,400
49,400
39,000
11,000
25,400
25,400
25,400
45,000
24,400
35,000
35,000
36,700
36,700
51,700
65,700
45,000
900
97,000
65,700
66,688
66,688
93,319
102,314
100,299
100,093
75,788
78,267
0
0
0
0
18,250
102,195
97,644
97,592
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
66,421
65,414
73,403
76,403
87,403
95,403
95,403
70,403
62,403
62,403
59,403
83,403
58,403
83,403
88,403
68,403
49,403
43,403
58,403
49,403
44,403
39,403
38,403
38,403
13,403
13,403
13,403
21,403
19,799
19,254
18,700
13,573
17,663
17,116
16,565
37,222
16,117
15,548
14,976
0
0
14,346
13,770
3,008
12,544
11,911
754
75411,91112,5443,00813,77014,3460014,97615,54816,11737,22216,56517,11617,66313,57318,70019,25419,79921,40313,40313,40313,40338,40338,40339,40344,40349,40358,40343,40349,40368,40388,40383,40358,40383,40359,40362,40362,40370,40395,40395,40387,40376,40373,40365,41466,42100000000000000000000000000000000097,59297,644102,19518,250000078,26775,788100,093100,299102,31493,31966,68866,68865,70097,00090045,00065,70051,70036,70036,70035,00035,00024,40045,00025,40025,40025,40011,00039,00049,40054,40062,400000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
70,403
0
0
0
83,403
0
0
0
25,000
0
0
58,403
5,000
44,403
39,403
38,403
25,000
13,403
0
0
8,000
2,000
20,000
12,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000012,00020,0002,0008,0000013,40325,00038,40339,40344,4035,00058,4030025,00000083,40300070,4030000000000000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
281,941
283,315
267,249
273,920
279,424
272,173
321,432
325,890
324,954
330,089
330,342
334,666
347,164
362,848
361,220
368,276
373,665
397,430
426,808
436,425
453,454
454,881
465,855
484,179
504,638
507,812
623,627
629,257
615,122
631,330
620,950
642,443
654,663
633,464
599,818
621,534
603,416
605,144
604,681
584,986
603,249
615,132
598,933
588,908
560,698
491,623
499,822
485,195
532,597
514,068
506,376
501,649
495,716
485,467
479,458
483,983
509,366
518,756
520,410
521,045
527,761
546,580
586,294
597,612
606,741
579,943
10,079
578,158
579,176
558,661
569,486
560,721
586,883
556,983
536,377
513,017
480,196
474,337
473,121
464,298
488,815
539,587
540,746
569,742
556,559
568,276
603,365
622,106
628,117
499
626,370
609,247
1,475
593,162
0
0
00593,1621,475609,247626,370499628,117622,106603,365568,276556,559569,742540,746539,587488,815464,298473,121474,337480,196513,017536,377556,983586,883560,721569,486558,661579,176578,15810,079579,943606,741597,612586,294546,580527,761521,045520,410518,756509,366483,983479,458485,467495,716501,649506,376514,068532,597485,195499,822491,623560,698588,908598,933615,132603,249584,986604,681605,144603,416621,534599,818633,464654,663642,443620,950631,330615,122629,257623,627507,812504,638484,179465,855454,881453,454436,425426,808397,430373,665368,276361,220362,848347,164334,666330,342330,089324,954325,890321,432272,173279,424273,920267,249283,315281,94100000000000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
491,623
499,822
485,195
532,597
514,068
506,376
501,649
495,716
485,467
479,458
483,983
509,366
518,756
520,410
521,045
527,761
546,580
586,294
597,612
606,741
579,943
-10,079
578,158
579,176
558,661
569,486
560,721
586,883
556,983
536,377
513,017
480,196
474,337
473,121
464,298
488,815
539,587
540,746
569,742
7,656
556,559
0
0
0
0
0
0
259,749
0
0
319,651
319,65100259,749000000556,5597,656569,742540,746539,587488,815464,298473,121474,337480,196513,017536,377556,983586,883560,721569,486558,661579,176578,158-10,079579,943606,741597,612586,294546,580527,761521,045520,410518,756509,366483,983479,458485,467495,716501,649506,376514,068532,597485,195499,822491,62300000000000000000000000000000000000000000000000000000000000000000000
   > Long-term Liabilities 
0
0
0
1,700
1,700
1,700
1,600
15,900
1,500
1,500
1,400
1,800
1,300
1,700
1,200
1,200
1,200
1,100
1,000
21,700
65,700
900
800
553
553
462
417
371
326
480
435
0
0
0
100,297
90,746
0
12,700
12,700
104,282
102,266
100,582
125,290
115,299
107,307
125,316
109,324
93,792
86,850
92,658
69,182
61,093
71,301
81,609
72,217
0
58,625
109,437
91,524
0
115,017
130,003
153,564
0
131,557
112,542
112,535
112,641
101,571
102,513
113,437
43,429
66,421
65,414
73,403
76,403
87,403
95,403
95,403
8,900
588,318
62,403
59,403
83,403
58,403
83,403
88,403
12,369
68,403
43,403
58,403
11,884
10,874
49,403
38,403
38,403
13,403
13,403
13,403
21,403
35,202
52,806
44,290
27,488
31,726
58,960
58,329
53,225
50,307
37,080
31,335
0
30,342
695,140
653,342
64,263
656,589
691,200
412,176
412,176691,200656,58964,263653,342695,14030,342031,33537,08050,30753,22558,32958,96031,72627,48844,29052,80635,20221,40313,40313,40313,40338,40338,40349,40310,87411,88458,40343,40368,40312,36988,40383,40358,40383,40359,40362,403588,3188,90095,40395,40387,40376,40373,40365,41466,42143,429113,437102,513101,571112,641112,535112,542131,5570153,564130,003115,017091,524109,43758,625072,21781,60971,30161,09369,18292,65886,85093,792109,324125,316107,307115,299125,290100,582102,266104,28212,70012,700090,746100,29700043548032637141746255355380090065,70021,7001,0001,1001,2001,2001,2001,7001,3001,8001,4001,5001,50015,9001,6001,7001,7001,700000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,958
5,913
7,045
7,422
7,380
7,773
8,662
9,501
12,363
10,472
10,253
9,568
12,612
8,459
7,956
7,676
16,238
8,723
7,669
8,791
11,823
9,698
9,039
4,363
13,866
10,762
14,543
16,187
12,110
8,870
9,907
14,932
9,772
9,018
7,374
9,561
8,657
9,005
8,618
8,184
8,982
8,815
8,273
9,204
8,159
11,834
11,904
9,206
8,585
9,494
11,304
9,986
9,423
8,506
8,195
8,830
8,549
10,024
8,171
9,735
10,243
11,503
11,819
13,053
12,369
13,228
20,309
10,893
11,884
10,874
10,833
11,411
16,653
17,008
16,997
16,110
14,978
10,343
9,756
10,695
9,335
24,519
26,551
11,920
14,663
12,654
10,211
11,671
21,768
12,262
12,752
13,095
0
12,365
0
0
0012,365013,09512,75212,26221,76811,67110,21112,65414,66311,92026,55124,5199,33510,6959,75610,34314,97816,11016,99717,00816,65311,41110,83310,87411,88410,89320,30913,22812,36913,05311,81911,50310,2439,7358,17110,0248,5498,8308,1958,5069,4239,98611,3049,4948,5859,20611,90411,8348,1599,2048,2738,8158,9828,1848,6189,0058,6579,5617,3749,0189,77214,9329,9078,87012,11016,18714,54310,76213,8664,3639,0399,69811,8238,7917,6698,72316,2387,6767,9568,45912,6129,56810,25310,47212,3639,5018,6627,7737,3807,4227,0455,9136,95800000000000000000000000
> Total Stockholder Equity
0
0
0
34,800
35,000
35,000
35,000
34,800
34,900
34,600
34,900
34,000
34,500
34,900
35,300
35,500
35,500
36,200
30,900
31,200
32,000
32,700
33,400
32,641
32,641
33,073
32,496
32,096
34,019
35,079
35,371
36,742
36,742
38,896
39,858
41,073
41,664
42,366
43,299
44,645
44,423
45,504
45,562
45,801
47,059
47,488
48,105
48,697
49,143
48,768
50,271
51,627
52,283
52,556
54,147
54,383
54,383
54,961
48,135
64,338
64,338
65,347
65,011
61,686
61,686
35,042
28,219
23,679
69,882
60,896
60,663
53,868
53,619
54,385
55,505
56,594
52,744
51,701
50,651
51,538
51,889
53,630
54,840
54,979
54,288
55,220
55,065
54,215
54,215
54,413
51,421
47,398
47,136
47,398
45,425
51,971
50,604
48,270
47,895
47,136
52,216
51,309
49,779
48,894
48,894
46,396
46,408
52,301
51,690
56,218
57,698
55,087
55,087
46,237
45,130
45,224
42,517
39,669
42,726
42,72639,66942,51745,22445,13046,23755,08755,08757,69856,21851,69052,30146,40846,39648,89448,89449,77951,30952,21647,13647,89548,27050,60451,97145,42547,39847,13647,39851,42154,41354,21554,21555,06555,22054,28854,97954,84053,63051,88951,53850,65151,70152,74456,59455,50554,38553,61953,86860,66360,89669,88223,67928,21935,04261,68661,68665,01165,34764,33864,33848,13554,96154,38354,38354,14752,55652,28351,62750,27148,76849,14348,69748,10547,48847,05945,80145,56245,50444,42344,64543,29942,36641,66441,07339,85838,89636,74236,74235,37135,07934,01932,09632,49633,07332,64132,64133,40032,70032,00031,20030,90036,20035,50035,50035,30034,90034,50034,00034,90034,60034,90034,80035,00035,00035,00034,800000
   Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
23
23
23
23
23
23
23
23
23
23
23
23
23
23
23
23
23
23
23
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
25
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
61
54
55
58
60
61
63
67
67
68
68
68
70
75
76
76757068686867676361605855546161616161616161616161616161616161616161616161616161616161616161616161252525252525252525252525252525252525252525252525252525252323232323232323232323232323232323232300000000000000000000000
   Retained Earnings Total Equity0000000000-42,656-42,656-41,691-40,381-53,097-52,285-50,487-49,051-48,001-52,201-50,661-49,312-47,295-45,544-53,077-52,132-51,537-50,898-46,710-45,554-45,302-45,710-43,757-44,194-44,029-44,206-44,079-44,189-44,397-44,570-43,803-43,685-44,028-44,439-45,125-45,599-45,461-45,091-37,944-37,235-27,68900000000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
-400
-600
-700
-1,200
-1,400
-1,000
-800
-400
-200
-100
-200
0
0
0
0
0
0
-900
-800
0
-652
-561
-636
-429
432
1,106
-215
0
-94
408
505
746
674
45
-61
237
-954
3
-161
-489
-87
-90
-448
-696
-857
-272
-22
447
161
244
358
0
425
224
597
-14,562
-19
383
-211
-15,170
198
-160
-669
-319
-79
-224
-21
159
-231
159
294
563
-3,834
-5,356
-6,422
-5,000
-4,768
-3,059
-1,959
-1,045
-1,913
-818
-1,410
-23,187
-307
-265
-2,101
-2,000
-2,000
-1,940
-1,737
-2,726
-2,343
-2,691
-1,719
-939
-60
82
-16
1,000
932
21
367
-3,175
-1,056
-1,684
-1,882
0
-6,662
-13,720
-13,738
-12,215
-13,008
-15,314
-12,277
-12,277-15,314-13,008-12,215-13,738-13,720-6,6620-1,882-1,684-1,056-3,175367219321,000-1682-60-939-1,719-2,691-2,343-2,726-1,737-1,940-2,000-2,000-2,101-265-307-23,187-1,410-818-1,913-1,045-1,959-3,059-4,768-5,000-6,422-5,356-3,834563294159-231159-21-224-79-319-669-160198-15,170-211383-19-14,5625972244250358244161447-22-272-857-696-448-90-87-489-1613-954237-6145674746505408-940-2151,106432-429-636-561-6520-800-900000000-200-100-200-400-800-1,000-1,400-1,200-700-600-4000000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
27,719
28,406
53,896
54,068
54,549
55,063
55,574
55,708
55,844
55,980
56,114
56,114
56,115
56,116
56,116
55,468
55,468
55,470
55,470
55,470
55,470
55,470
55,470
55,474
55,475
55,476
55,477
55,479
55,480
55,511
55,513
55,514
55,515
55,516
55,520
55,476
56,129
71,534
72,509
75,204
75,204
0
0
0
0
0
0
0
0
0
0
000000000075,20475,20472,50971,53456,12955,47655,52055,51655,51555,51455,51355,51155,48055,47955,47755,47655,47555,47455,47055,47055,47055,47055,47055,47055,46855,46856,11656,11656,11556,11456,11455,98055,84455,70855,57455,06354,54954,06853,89628,40627,71900000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock0000000000-2,908-2,908-2,908-2,908-408-408-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-417-447-447-488-506-569-568-568-589-697-687-697-696-760-760-781-661-670-565-694-361-277-165-226-332-303-308-202-231-420-751-295-330-390-401-412-423-190-202-211-138-138-160-160-61-61000000000000000000000000000
   Other Stockholders Equity 
0
0
0
19,500
19,800
19,900
19,900
19,900
19,900
20,000
20,000
20,000
20,000
20,000
20,200
20,200
20,200
20,300
20,300
20,500
20,500
21,400
21,500
23,138
23,789
23,785
23,778
23,708
23,703
23,600
23,596
0
23,618
23,559
23,574
23,591
23,380
23,399
23,415
23,492
23,592
23,621
23,162
23,517
23,707
23,739
23,627
23,632
23,638
23,811
23,891
23,719
23,694
23,368
23,519
0
23,443
23,396
23,428
0
23,454
23,529
23,487
0
23,677
23,732
25,762
26,457
27,213
27,893
53,449
53,621
54,132
54,646
55,157
55,291
55,427
55,563
55,697
-4,768
55,697
55,699
55,699
55,051
55,051
55,053
55,053
-307
55,053
55,053
55,053
-1,940
-1,564
55,057
55,060
55,062
55,063
55,094
55,096
55,097
55,098
55,099
55,103
932
55,068
68,626
69,601
72,296
73,420
74,041
76,121
-6,662
79,257
79,826
79,826
79,897
81,720
83,309
83,859
83,85983,30981,72079,89779,82679,82679,257-6,66276,12174,04173,42072,29669,60168,62655,06893255,10355,09955,09855,09755,09655,09455,06355,06255,06055,057-1,564-1,94055,05355,05355,053-30755,05355,05355,05155,05155,69955,69955,697-4,76855,69755,56355,42755,29155,15754,64654,13253,62153,44927,89327,21326,45725,76223,73223,677023,48723,52923,454023,42823,39623,443023,51923,36823,69423,71923,89123,81123,63823,63223,62723,73923,70723,51723,16223,62123,59223,49223,41523,39923,38023,59123,57423,55923,618023,59623,60023,70323,70823,77823,78523,78923,13821,50021,40020,50020,50020,30020,30020,20020,20020,20020,00020,00020,00020,00020,00019,90019,90019,90019,90019,80019,500000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-03-31)

Gross Profit (+$)
totalRevenue26,384
Cost of Revenue--1,316
Gross Profit27,70027,700
 
Operating Income (+$)
Gross Profit27,700
Operating Expense--28,248
Operating Income-54855,948
 
Operating Expense (+$)
Research Development0
Selling General Administrative15,148
Selling And Marketing Expenses1,446
Operating Expense-28,24816,594
 
Net Interest Income (+$)
Interest Income27,700
Interest Expense-4,911
Other Finance Cost-0
Net Interest Income22,789
 
Pretax Income (+$)
Operating Income-548
Net Interest Income22,789
Other Non-Operating Income Expenses0
Income Before Tax (EBT)-4,4013,305
EBIT - interestExpense = -5,459
-4,401
1,568
Interest Expense4,911
Earnings Before Interest and Taxes (EBIT)-548510
Earnings Before Interest and Taxes (EBITDA)510
 
After tax Income (+$)
Income Before Tax-4,401
Tax Provision-0
Net Income From Continuing Ops-4,401-4,401
Net Income-3,343
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses1,316
Total Other Income/Expenses Net-3,853-22,789
 

Technical Analysis of Carver Bancorp Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Carver Bancorp Inc. The general trend of Carver Bancorp Inc is BEARISH with 85.7% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Carver Bancorp Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-85.7%) Bearish trend (85.7%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Carver Bancorp Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 1.7901 < 1.8637 < 1.9399.

The bearish price targets are: 1.5 > 1.3436 > 1.15.

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Carver Bancorp Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Carver Bancorp Inc. The current mas is .

The long score for the Moving Averages is 1/14.
The longshort score for the Moving Averages is -12/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Carver Bancorp Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Carver Bancorp Inc. The current macd is -0.04165098.

The long score for the Moving Average Convergence/Divergence (MACD) is 0/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -4/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Carver Bancorp Inc price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Carver Bancorp Inc. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Carver Bancorp Inc price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Carver Bancorp Inc Daily Moving Average Convergence/Divergence (MACD) ChartCarver Bancorp Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Carver Bancorp Inc. The current adx is 10.77.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -1/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Carver Bancorp Inc shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Carver Bancorp Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Carver Bancorp Inc. The current sar is 1.70493449.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Carver Bancorp Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Carver Bancorp Inc. The current rsi is 40.62. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
Carver Bancorp Inc Daily Relative Strength Index (RSI) ChartCarver Bancorp Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Carver Bancorp Inc. The current phase is Oversold in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -6/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH < 20: The STOCH %K is below 20 and oversold. -2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Carver Bancorp Inc price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Carver Bancorp Inc Daily Stochastic Oscillator ChartCarver Bancorp Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Carver Bancorp Inc. The current cci is -124.42512529.

The long score for the Commodity Channel Index (CCI) is 0/1.
The longshort score for the Commodity Channel Index (CCI) is -1/(-1 +1).

  • CCI < -100: The CCI is below -100, it indicates that the price is significantly below its average, suggesting a potential oversold condition. -1
Carver Bancorp Inc Daily Commodity Channel Index (CCI) ChartCarver Bancorp Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Carver Bancorp Inc. The current cmo is -22.24954392.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Carver Bancorp Inc Daily Chande Momentum Oscillator (CMO) ChartCarver Bancorp Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Carver Bancorp Inc. The current willr is -90.90633525.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is -1/(-1 +1).

  • WILLR < -80: The Williams %R is below -80. This indicates that the price is in oversold territory, suggesting a potential price correction or trend reversal to the upside. -1
Carver Bancorp Inc Daily Williams %R ChartCarver Bancorp Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Carver Bancorp Inc.

Carver Bancorp Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Carver Bancorp Inc. The current atr is 0.11409368.

Carver Bancorp Inc Daily Average True Range (ATR) ChartCarver Bancorp Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Carver Bancorp Inc. The current obv is -2,264,753.

Carver Bancorp Inc Daily On-Balance Volume (OBV) ChartCarver Bancorp Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Carver Bancorp Inc. The current mfi is 38.37.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
Carver Bancorp Inc Daily Money Flow Index (MFI) ChartCarver Bancorp Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Carver Bancorp Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-07DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2023-11-09WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-10DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2023-11-13STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-15STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-16WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-11-17STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-20DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-11-21STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-22WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-24ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-28STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-29RSI SHORT ENTRY LONG CLOSE70 crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2023-11-30ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-04STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-06STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-07MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-12-11WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-13STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-15STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-18CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2023-12-19STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-21STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-26STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-27CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-12-28CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-03STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-08STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-10STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-11STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-12STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-16MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-01-17STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-18MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-01-23WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-25CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-26RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-30MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-31MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-02-01MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-02CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-02-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-06STOCH LONG EXITThe %K line crosses below the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-02-08STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-12CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-13CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-14STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-21STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-23STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-27STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-04WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-08STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-11CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-12WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-13SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-14STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-15MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-18CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-19STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-22MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-25DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-27STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside

6.3. Candlestick Patterns

Carver Bancorp Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Carver Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5040.621
Ma 20Greater thanMa 501.625
Ma 50Greater thanMa 1001.739
Ma 100Greater thanMa 2001.768
OpenGreater thanClose1.590
Total1/5 (20.0%)
Penke

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